JG Wentworth Structured Settlements Reviews

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About JG Wentworth Structured Settlements

JG Wentworth offers lump-sum cash alternatives to structured settlements or annuity payments. Whether the payments are from settlements, annuities or casino and lottery winnings, the company provides fast cash buyouts and flexible options for each customer. The company offers signing bonuses and cash advances and includes a best-price guarantee with all purchases.

Pros
  • Best-price guarantee
  • Customized options
  • Free quotes
Cons
  • Payments may take up to three weeks
  • Credit score impact

Helpful Reviews

Royse City, TX
Verified purchase
I've used JG Wentworth twice. The process was quick and easy. They wanted to buy my money. The recent one took seven weeks. Also, there were things that weren't discussed that sho...

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Las Cruces, NM
Verified purchase
I had a fantastic experience with JG Wentworth's representatives. I appreciated the fact that one would call me, check in and see how I was doing and if I needed anything. Everyth...

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How does JG Wentworth work?

JG Wentworth offers lump-sum payments to people who receive installment payments through a structured settlement or annuity. Structured settlements or annuities may have payouts lasting 30 years or more — JG Wentworth offers cash buyout alternatives that give customers immediate funds.

Call or fill out a form on the company’s website, and a representative will contact you within 24 hours. The JG Wentworth agent will help you arrange a lump-sum payment if you’re interested in cashing in a settlement. Its representatives help draw up the terms of your contract before having it approved by a judge. You typically receive your funds within two to three weeks after the contract is finalized.

How much does JG Wentworth charge?

The cost of selling your annuity or settlement to JG Wentworth varies based on the details of the agreement. Typically, JG Wentworth's fees range from 9% to 15% of the asset's total value. Its representatives provide free quotes over the phone to help you evaluate the cost of cashing in your structured settlement, winnings or annuity.

The company also offers a best-price guarantee to ensure you’re getting a good value for your assets.

JG Wentworth FAQ

How much money does JG Wentworth take from settlements?

JG Wentworth fees can range from 9% to 15%, depending on the details of your structured settlement or annuity. You can request a free quote for an exact estimate.

Is JG Wentworth worth it?

If you need cash quickly or would prefer to receive your payments as a lump sum, JG Wentworth may be worth the cost for immediate funding. During your initial consultation, the representative walks you through the asset’s cash value and fees.

Is JG Wentworth trustworthy?

JG Wentworth has worked with clients for more than 25 years and has many satisfied customers. Read reviews and complaints of current and former clients for a deeper look at its trustworthiness.

How long does it take to get your money from JG Wentworth?

It typically takes two to three weeks to receive your funds. Payment can sometimes be expedited to take as little as three days, but it depends on your contract.

Still have questions?

Is JG Wentworth legit?

JG Wentworth is a reputable, reliable provider of lump-sum buyouts for annuity or structured settlement payments. It offers free, no-obligation quotes. Fees typically range from 9% to 15%, depending on the settlement’s value and the terms of your contract. Contact JG Wentworth online or over the phone for a personalized quote.

JG Wentworth Structured Settlements Reviews

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    How do I know I can trust these reviews about JG Wentworth Structured Settlements?
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    Page 1 Reviews 0 - 10
    Verified purchase
    Staff

    Reviewed May 27, 2026

    I don’t like this JG Wentworth. They are very unprofessional. They don’t value their customers the way they say they do. I would not had went with them knowing what I know now. How much more detail you need? I don’t like the company

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Thank you for sharing your feedback. We take all customer experiences seriously and are sorry to hear that your experience did not meet your expectations. While we are glad your transaction has been completed, we understand your frustration and want to assure you that your concerns have been noted. If you would like to discuss your experience further, please do not hesitate to contact us directly at 855-688-9669.

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      Verified purchase
      Punctuality & Speed

      Reviewed March 12, 2026

      I've used JG Wentworth twice. The process was quick and easy. They wanted to buy my money. The recent one took seven weeks. Also, there were things that weren't discussed that should have been discussed. They should not talk to people like a snake oil salesman but they know people are desperate and they need their money, and the only way to get it is to deal with people like them.

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      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Thank you for your feedback, Mandie. We're glad to hear the process was generally quick and easy for you. We appreciate your insights and will use them to improve our communication and services. Your experience is important to us, and we’re committed to enhancing our customer interactions.

      Verified purchase
      Billing

      Reviewed March 6, 2026

      I needed some money for bills and things. It's my third time going with JG Wentworth. My experience was good. They fulfilled my need. I would recommend them.

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      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Hi Larry! We appreciate you sharing your positive experience with JG Wentworth. It's wonderful to know that we've been able to support your financial goals on multiple occasions. Thank you for your recommendation and for being a valued customer. If there's anything else we can assist you with, please don't hesitate to reach out.

      Verified purchase
      Staff

      Reviewed March 2, 2026

      I have had a very positive experience. Emily has been very helpful and understanding with some of my character flaws (inpatient). Mike was also very pleasant to work with and helpful. I would recommend them to use. They also gave me two absences cause my court date was a little extended out due to the county I'm in and their backlog. So overall very positive experience. Thanks Emily and Mike!

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      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Hi theMatthew! We’re delighted to hear about your positive experience with our team. It’s wonderful to know that Emily and Mike went above and beyond to assist you, and we appreciate you recognizing their efforts. Thank you for sharing your story and for your kind recommendation. We're here for you anytime you need further assistance.

      Verified purchase
      Customer ServiceStaffBilling

      Reviewed Feb. 24, 2026

      JG Wentworth is horrible. I did a deal with them back in 2014. I asked them for years to stop calling me. They wouldn't stop calling me. They wouldn't stop sending me mail. I ended up going through the deal with them. In December, they called me. I was told that I needed to make a telecall, which is to the Harford Sodexo Company to review the payments, which I am aware of because this was not my first transaction. I've done it three different times, not with that company, but I'm aware of how it goes.

      I never made a Sodexo call. I never made a tail cut call with them. The next thing I know, the court date was pushed forward. I had a court date. They had me sign papers, then re-sign papers, and sign papers again. It was really weird. Then they set up a court date where I didn't have to be there. Then the communication stopped. Once the court day came, they had a court date set, the communication was scattered everywhere. I was begging them to respond to me for weeks on text message.

      When their rep finally responded, he told me that I did not have to appear to the court date. I told him, “No, sir. I would like to be there.” He told me it was the judge's request. So I never went to the court date. The court date was set for January 26th. I did not receive payment for that until February 3rd. It was all over the place. I'm used to going to court. There's gonna be a three-day business period before the state of Arkansas for both parties to decide whether this is something you in fact are comfortable with doing even after receiving the funds, and then you have the option to send it back. That wasn't the case in my scenario with JG. They did what they wanted to do, how they wanted to do it, and they didn't care as long as they got the $400,000.

      When I called their and let him know, “Hey, I did this deal because I'm facing this, that and the third,” he offered to get on the phone. “If you want to, you can call me right now and I'll talk to you.” “No. That’s not how it's going. No. I went through with you because I was going through a hardship. And the fact that you made it even harder was even weirder.” They did not keep any of the promises they made. I was told upon signing that I will receive an advance. I never received it. So, they swindled me into signing the paperwork to jump into the deal, but they didn't keep up with their bargain. The advance would have been used for rental purposes where I live. They do not care as long as they can get the money. My numbers for JG Wentworth all across the board will be 1. I hear JG Wentworth and I get upset.

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      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      We’re sorry to hear that you’re disappointed with your experience. Our goal is always to provide clear communication and support throughout the process, especially during difficult financial situations.

      While there are often court and funding requirements that can impact timing, we strive to explain each step along the way. We regret that this transaction felt frustrating and did not meet your expectations.

      A member of our leadership team has reached out and would welcome the opportunity to speak with you directly to address your concerns.

      Verified purchase
      Sales & Marketing

      Reviewed Dec. 28, 2025

      This will be the 4th sale of my lawsuit settlement and the best moneywise! The process was a little long but it all worked out in the end! JG Wentworth is the best company to deal with! I am enjoying the sale right now in sunny florida! Ty matt.

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      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Hi Kirk! Thank you for sharing your experience with us! We're delighted that the settlement was favorable for you financially. While we're sorry to hear the process took longer than expected, we're glad to know it all worked out in the end. It's wonderful that you're enjoying the results, and we appreciate your trust in us through multiple transactions.

      Verified purchase
      Customer Service

      Reviewed Dec. 24, 2025

      Matt was rude that’s if you could even get a hold of him or when he would message you back you would get a one word email but most of the time he would ignore you. I still feel confused about the whole situation because I have not had any of it explained to me. Someone with the brain injury of why I’ve even had an annuity which things explained a little different but he wouldn’t even give me the time of the day. If I could go back and do it I would not do it again.. And I also sit in him about he said I had two advances when I’ve only got one, but he didn’t explain that to me. He just said that my money has been complete completed and I’ve got all my money. Didn’t explain damn thing to me.

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      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Thank you for your feedback - we asked a representative to reach out and address your concerns.

      Verified purchase
      StaffTransparency

      Reviewed Dec. 2, 2025

      From the start to finish, this has been an amazing stress free experience. I was kept up to date on all of the process! I was walked through each step. I never had questions because all my questions were answered before I asked them. Edwin and the team were compassionate to my situation & how I was given this settlement.

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      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Hi Erin! Thank you for sharing your positive experience! We're thrilled to hear that Edwin and the team provided a stress-free process and addressed all your concerns proactively. It's wonderful that their compassion made the journey smoother for you.

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      Contract & TermsCoveragePriceRefunds & PayoutsMaintenanceStaffFollow-ThroughHonesty & Transparency

      Reviewed Nov. 28, 2025

      I started using JG Wentworth Debt Settlement on July, 2024, and after months of frustration, wasted money, and broken promises, I finally cancelled the program a few weeks ago. Based on my experience, I would never recommend this company to anyone. I paid a total of $14,xxx into the program. After all that money, here’s what I learned: Their attorneys collected $6,5xx.xx of my money. They only settled two accounts totaling $8,000. That’s a 74% settlement ratio, which is completely unacceptable when they originally promised 45%–50%. When I cancelled, I had a balance of $1,xxx in my favor — but instead of returning it, they “found” nickel-and-dime charges: escrow fees, insurance fees, attorney protection fees, and every miscellaneous cost they could come up with to drain the account.

      After all that, they simply told me, “We’re even — you don’t owe us anything, and we don’t owe you anything.” I feel the entire experience was misleading, unprofessional, and financially damaging. In my opinion, this company prioritizes their attorneys and their fees over actually helping their clients. I walked away after paying thousands of dollars with almost nothing to show for it. If you are considering JG Wentworth for debt settlement, my honest advice is to stay far away. This was one of the most disappointing and costly financial mistakes I’ve ever made.

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      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      We’re truly sorry to hear about your experience, Carlos. Your feedback is vital for us to improve our services. We aim to provide transparency and support to our clients, and it’s clear we fell short in your case. Thank you for sharing your thoughts with us.

      Verified purchase
      Staff

      Reviewed Nov. 21, 2025

      I've had a great overall experience with JG Wentworth. I found them through one of their commercials and decided to sign up. Everyone I spoke to was very personable.

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      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Hi Matthew! We’re thrilled to hear about your great experience with us. It’s wonderful that our representatives made a positive impression with their personable nature, and we're delighted to know you’d recommend our services. Thank you for sharing your feedback with us, and we look forward to assisting you in the future!

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      JG Wentworth Structured Settlements Company Information

      Company Name:
      JG Wentworth Structured Settlements
      Website:
      www.jgwentworth.com