
JG Wentworth Structured Settlements Reviews
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About JG Wentworth Structured Settlements
JG Wentworth offers lump-sum cash alternatives to structured settlements or annuity payments. Whether the payments are from settlements, annuities or casino and lottery winnings, the company provides fast cash buyouts and flexible options for each customer. The company offers signing bonuses and cash advances and includes a best-price guarantee with all purchases.
Visit www.jgwentworth.com/structured-settlements- Best-price guarantee
- Customized options
- Free quotes
- Payments may take up to three weeks
- Credit score impact
Helpful Reviews
How does JG Wentworth work?
JG Wentworth offers lump-sum payments to people who receive installment payments through a structured settlement or annuity. Structured settlements or annuities may have payouts lasting 30 years or more — JG Wentworth offers cash buyout alternatives that give customers immediate funds.
Call or fill out a form on the company’s website, and a representative will contact you within 24 hours. The JG Wentworth agent will help you arrange a lump-sum payment if you’re interested in cashing in a settlement. Its representatives help draw up the terms of your contract before having it approved by a judge. You typically receive your funds within two to three weeks after the contract is finalized.
How much does JG Wentworth charge?
The cost of selling your annuity or settlement to JG Wentworth varies based on the details of the agreement. Typically, JG Wentworth's fees range from 9% to 15% of the asset's total value. Its representatives provide free quotes over the phone to help you evaluate the cost of cashing in your structured settlement, winnings or annuity.
The company also offers a best-price guarantee to ensure you’re getting a good value for your assets.
JG Wentworth FAQ
How much money does JG Wentworth take from settlements?
JG Wentworth fees can range from 9% to 15%, depending on the details of your structured settlement or annuity. You can request a free quote for an exact estimate.
Is JG Wentworth worth it?
If you need cash quickly or would prefer to receive your payments as a lump sum, JG Wentworth may be worth the cost for immediate funding. During your initial consultation, the representative walks you through the asset’s cash value and fees.
Is JG Wentworth trustworthy?
JG Wentworth has worked with clients for more than 25 years and has many satisfied customers. Read reviews and complaints of current and former clients for a deeper look at its trustworthiness.
How long does it take to get your money from JG Wentworth?
It typically takes two to three weeks to receive your funds. Payment can sometimes be expedited to take as little as three days, but it depends on your contract.
Still have questions?
Is JG Wentworth legit?
JG Wentworth is a reputable, reliable provider of lump-sum buyouts for annuity or structured settlement payments. It offers free, no-obligation quotes. Fees typically range from 9% to 15%, depending on the settlement’s value and the terms of your contract. Contact JG Wentworth online or over the phone for a personalized quote.
JG Wentworth Structured Settlements Reviews
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Reviewed March 25, 2026
I’ve used them one time before as well. This time the process was a lot smoother and quicker than the first time.! They made the process very understandable and easy! They were very easy to talk with and explained everything. I’d tell a friend about you! Thank you.
Hi Ty! Thanks for sharing your fantastic experience! We're thrilled to hear that this time the process was smoother and quicker, and that our team made everything easy to understand. We greatly appreciate your willingness to recommend us to your friends. Your feedback means a lot, and we look forward to being there for you in the future. Thank you for trusting us!
Reviewed Feb. 27, 2026
I had a fantastic experience with JG Wentworth's representatives. I appreciated the fact that one would call me, check in and see how I was doing and if I needed anything. Everything went smoothly. Contact JG Wentworth.
Hi John! We're thrilled to hear about your fantastic experience with our representatives. Ensuring smooth communication and support throughout your process is our top priority. Thank you for sharing your positive feedback and for recommending us! We look forward to continuing to assist you.
Reviewed Oct. 11, 2026
Very well thus far, even though haven't received my lump sum from the sale of an annuity. Faster results are always welcome, but with time comes virtue. Patience is a meal seldomly consumed with haste.
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Reviewed Oct. 10, 2026
JG Wentworth is doing a FANTASTIC job for me!!! They got an Unbelievable reduction on one of my large credit cards and are almost complete on TD Bank also…I would HIGHLY recommend them and their legal team to anyone!!!!
Reviewed Oct. 6, 2026
Christine ** and Chad ** are the best sales managers you can find for your annuity goals. They were incredibly patient during my moments of indecision and explored exactly how to release my funds early, with my future finances in mind. The third option they presented to me was exactly what I was looking for. Their communication, extensive explanations when I requested them and their relationship with the company in charge of my funds, was very impressive. I am so glad they showed me their level of expertise so quickly because I wanted the experience to be as painless as possible. The way they conduct business should be a template for the rest of us to practice in our lives!
Reviewed Oct. 5, 2026
I am new with this program. I am informed all of the time and I can reach out at any time. I am looking forward to having them continue to work with me.
Reviewed Aug. 3, 2026
Thank you for making this transaction seamless and simple. Everything went as described from start to finish. Zoom court meeting was short and simple. Funding received as promised. Electronic paperwork and signing was easy.
Reviewed Oct. 13, 2026
The experience has been nothing but pleasant and easy..
Reviewed Oct. 12, 2026
Staff was very helpful will recommend to my friends and family.
Reviewed Oct. 8, 2026
Other than having the first conversation with the agent who convinced me to enroll you don't really talk to anyone. The information provided on the portal is vague as far as I am concerned. I can't really email the agent who called me though it was stated information could be sent to the email she provided and there is no direct contact to her anymore though it is made to seem that I could always be able to contact her via phone and/or email.
Reviewed Oct. 7, 2026
Fast and efficient. S0 far so good but still in process. Handled my debt consolidation very well. Thank you!
Reviewed Sept. 25, 2026
Your staff has been very informative on my questions. I am happy I picked your company to make my financial issues better. Thank you LUCIA **
Reviewed Sept. 3, 2026
Thank you so much, the process was easy with the proper guidance from JG's staff. Court process was friendly and fast as well
Reviewed Aug. 21, 2026
Logan was professional throughout this process. However, this is my second experience in a transaction with JGW and both have complete disasters. The legal representation missed timelines causing more than a month delay. Same legal team also forgot to file the order after the hearing; causing yet another delay. I asked for the money to be same day wired assuming the cost, and NOPE, it did not happen. I would not recommend this company to anyone.
Reviewed June 17, 2026
JG Wentworth has been very helpful and attentive. They gave me the help that I needed and I would recommend them to other people. The process took a good three months and a half. There was information gathering and a lot of phone calls and text messages, but it wasn't a problem. They walked me through the process and it was very easy to communicate with them. I appreciated JG Wentworth. Everything was, overall, good.
Thank you for your wonderful feedback, Monique! We're thrilled to hear that our team was able to assist you throughout the process and made communication easy. Your recommendation means a lot to us, and we’re glad you had a positive experience!
Reviewed May 27, 2026
I don’t like this JG Wentworth. They are very unprofessional. They don’t value their customers the way they say they do. I would not had went with them knowing what I know now. How much more detail you need? I don’t like the company
Thank you for sharing your feedback. We take all customer experiences seriously and are sorry to hear that your experience did not meet your expectations. While we are glad your transaction has been completed, we understand your frustration and want to assure you that your concerns have been noted. If you would like to discuss your experience further, please do not hesitate to contact us directly at 855-688-9669.
Reviewed March 12, 2026
I've used JG Wentworth twice. The process was quick and easy. They wanted to buy my money. The recent one took seven weeks. Also, there were things that weren't discussed that should have been discussed. They should not talk to people like a snake oil salesman but they know people are desperate and they need their money, and the only way to get it is to deal with people like them.
Thank you for your feedback, Mandie. We're glad to hear the process was generally quick and easy for you. We appreciate your insights and will use them to improve our communication and services. Your experience is important to us, and we’re committed to enhancing our customer interactions.
Reviewed March 6, 2026
I needed some money for bills and things. It's my third time going with JG Wentworth. My experience was good. They fulfilled my need. I would recommend them.
Hi Larry! We appreciate you sharing your positive experience with JG Wentworth. It's wonderful to know that we've been able to support your financial goals on multiple occasions. Thank you for your recommendation and for being a valued customer. If there's anything else we can assist you with, please don't hesitate to reach out.
Reviewed March 2, 2026
I have had a very positive experience. Emily has been very helpful and understanding with some of my character flaws (inpatient). Mike was also very pleasant to work with and helpful. I would recommend them to use. They also gave me two absences cause my court date was a little extended out due to the county I'm in and their backlog. So overall very positive experience. Thanks Emily and Mike!
Hi theMatthew! We’re delighted to hear about your positive experience with our team. It’s wonderful to know that Emily and Mike went above and beyond to assist you, and we appreciate you recognizing their efforts. Thank you for sharing your story and for your kind recommendation. We're here for you anytime you need further assistance.
Reviewed Feb. 24, 2026
JG Wentworth is horrible. I did a deal with them back in 2014. I asked them for years to stop calling me. They wouldn't stop calling me. They wouldn't stop sending me mail. I ended up going through the deal with them. In December, they called me. I was told that I needed to make a telecall, which is to the Harford Sodexo Company to review the payments, which I am aware of because this was not my first transaction. I've done it three different times, not with that company, but I'm aware of how it goes.
I never made a Sodexo call. I never made a tail cut call with them. The next thing I know, the court date was pushed forward. I had a court date. They had me sign papers, then re-sign papers, and sign papers again. It was really weird. Then they set up a court date where I didn't have to be there. Then the communication stopped. Once the court day came, they had a court date set, the communication was scattered everywhere. I was begging them to respond to me for weeks on text message.
When their rep finally responded, he told me that I did not have to appear to the court date. I told him, “No, sir. I would like to be there.” He told me it was the judge's request. So I never went to the court date. The court date was set for January 26th. I did not receive payment for that until February 3rd. It was all over the place. I'm used to going to court. There's gonna be a three-day business period before the state of Arkansas for both parties to decide whether this is something you in fact are comfortable with doing even after receiving the funds, and then you have the option to send it back. That wasn't the case in my scenario with JG. They did what they wanted to do, how they wanted to do it, and they didn't care as long as they got the $400,000.
When I called their and let him know, “Hey, I did this deal because I'm facing this, that and the third,” he offered to get on the phone. “If you want to, you can call me right now and I'll talk to you.” “No. That’s not how it's going. No. I went through with you because I was going through a hardship. And the fact that you made it even harder was even weirder.” They did not keep any of the promises they made. I was told upon signing that I will receive an advance. I never received it. So, they swindled me into signing the paperwork to jump into the deal, but they didn't keep up with their bargain. The advance would have been used for rental purposes where I live. They do not care as long as they can get the money. My numbers for JG Wentworth all across the board will be 1. I hear JG Wentworth and I get upset.
We’re sorry to hear that you’re disappointed with your experience. Our goal is always to provide clear communication and support throughout the process, especially during difficult financial situations.
While there are often court and funding requirements that can impact timing, we strive to explain each step along the way. We regret that this transaction felt frustrating and did not meet your expectations.
A member of our leadership team has reached out and would welcome the opportunity to speak with you directly to address your concerns.
Reviewed Dec. 28, 2025
This will be the 4th sale of my lawsuit settlement and the best moneywise! The process was a little long but it all worked out in the end! JG Wentworth is the best company to deal with! I am enjoying the sale right now in sunny florida! Ty matt.
Hi Kirk! Thank you for sharing your experience with us! We're delighted that the settlement was favorable for you financially. While we're sorry to hear the process took longer than expected, we're glad to know it all worked out in the end. It's wonderful that you're enjoying the results, and we appreciate your trust in us through multiple transactions.
Reviewed Dec. 24, 2025
Matt was rude that’s if you could even get a hold of him or when he would message you back you would get a one word email but most of the time he would ignore you. I still feel confused about the whole situation because I have not had any of it explained to me. Someone with the brain injury of why I’ve even had an annuity which things explained a little different but he wouldn’t even give me the time of the day. If I could go back and do it I would not do it again.. And I also sit in him about he said I had two advances when I’ve only got one, but he didn’t explain that to me. He just said that my money has been complete completed and I’ve got all my money. Didn’t explain damn thing to me.
Thank you for your feedback - we asked a representative to reach out and address your concerns.
Reviewed Dec. 2, 2025
From the start to finish, this has been an amazing stress free experience. I was kept up to date on all of the process! I was walked through each step. I never had questions because all my questions were answered before I asked them. Edwin and the team were compassionate to my situation & how I was given this settlement.
Hi Erin! Thank you for sharing your positive experience! We're thrilled to hear that Edwin and the team provided a stress-free process and addressed all your concerns proactively. It's wonderful that their compassion made the journey smoother for you.

Reviewed Nov. 28, 2025
I started using JG Wentworth Debt Settlement on July, 2024, and after months of frustration, wasted money, and broken promises, I finally cancelled the program a few weeks ago. Based on my experience, I would never recommend this company to anyone. I paid a total of $14,xxx into the program. After all that money, here’s what I learned: Their attorneys collected $6,5xx.xx of my money. They only settled two accounts totaling $8,000. That’s a 74% settlement ratio, which is completely unacceptable when they originally promised 45%–50%. When I cancelled, I had a balance of $1,xxx in my favor — but instead of returning it, they “found” nickel-and-dime charges: escrow fees, insurance fees, attorney protection fees, and every miscellaneous cost they could come up with to drain the account.
After all that, they simply told me, “We’re even — you don’t owe us anything, and we don’t owe you anything.” I feel the entire experience was misleading, unprofessional, and financially damaging. In my opinion, this company prioritizes their attorneys and their fees over actually helping their clients. I walked away after paying thousands of dollars with almost nothing to show for it. If you are considering JG Wentworth for debt settlement, my honest advice is to stay far away. This was one of the most disappointing and costly financial mistakes I’ve ever made.
We’re truly sorry to hear about your experience, Carlos. Your feedback is vital for us to improve our services. We aim to provide transparency and support to our clients, and it’s clear we fell short in your case. Thank you for sharing your thoughts with us.
Reviewed Nov. 21, 2025
I've had a great overall experience with JG Wentworth. I found them through one of their commercials and decided to sign up. Everyone I spoke to was very personable.
Hi Matthew! We’re thrilled to hear about your great experience with us. It’s wonderful that our representatives made a positive impression with their personable nature, and we're delighted to know you’d recommend our services. Thank you for sharing your feedback with us, and we look forward to assisting you in the future!
Reviewed Nov. 4, 2025
Their customer service was excellent. They are really good with what they do. They get people what they need. Personally, I wouldn't want to sell so much shares for so little. But that would be my only thing.
Hi Sarah! Thank you for sharing your thoughts. We’re delighted to hear that our customer service team made such a positive impression, efficiently addressing all your questions. Thanks for sharing!
Reviewed Nov. 4, 2025
There are a lot of companies, and my husband put them in a spreadsheet. I had been talking to men from several companies and some of them got really emotional when I didn't do what they wanted when they wanted it. Logan, through JG Wentworth, was phenomenal, and he and my son both have the same middle name. That's why I went with JG Wentworth, and I got, honestly, great service. When Logan was not available, someone else was. Overall, I would recommend Logan by name and JG Wentworth because when I had questions, they were patient with me. I didn't feel like I was getting pressured when there were other representatives that were really pushy.
Hi Jennifer! We truly appreciate you taking the time to share your amazing experience with us. It's wonderful to hear that Logan stood out with his support and patience, making your process smooth and stress-free. We strive to offer dependable, pressure-free service to all our customers, and experiences like yours are precisely what we aim for. Thank you for recognizing Logan’s efforts as well as our team's overall reliability. We're thrilled you confidently recommend us.
Reviewed Nov. 4, 2025
JG Wentworth helped me sell my annuities so I can get my money. Their reps were very good. They were always communicative and kept me updated. It was a very good experience. Both of the representatives I worked with, Alex and Joe, were very kind, patient, and always on point. I would recommend JG Wentworth to anybody who would want to sell their annuities.
Hi Qu'ran! Thank you for sharing your positive experience with us. We're delighted to hear that our communicative team, especially Alex and Joe, left such a lasting impression on you with their kindness and professionalism. It's our goal to provide a smooth and facilitative process, and we're thrilled to know it resonated well with you. We sincerely appreciate your recommendation and look forward to being of continued service. Each client's satisfaction is our top priority, and we couldn't be more pleased it translated into your journey with us. For any future needs, we're here to help!
Reviewed Oct. 29, 2025
I came across their information as well as some other referrals from people that were part of the insurance department where I was getting my money from. JG Wentworth’s was a little bit more as far as cost, but I just had heard about them a little bit more than the other ones. I did my duties as far as looking into various options. I had information, so it wasn't a lot of them having to dig into other things. They had all of my paperwork. I worked with maybe three people on it. I didn't run into any issues. I was prepared up to the point of going to court. Went to court, got that situated, and everything else has been fine since then. As far as the person-to-person experience, it was great.
Hi Terah! Thank you so much for sharing your experience with us. We are pleased to hear that the process of addressing your structured settlement with us was uncomplicated and seamlessly managed. Thanks for sharing!
Reviewed Oct. 16, 2025
The customer service is good. Everybody that I’ve ever talked to has always been very courteous, professional, and very knowledgeable. If you have questions, they’re willing to lay it out completely. Everybody would like it to be a lot quicker but that’s the court systems more than them.
Hi Anita! Thank you for sharing your experience with us. We're thrilled to hear that you found our team courteous, polite, and professional every step of the way. It's great to know our detailed explanations met your expectations. We understand your point about the speed of the process and appreciate your acknowledgment that it’s often impacted by external factors. Your satisfaction is important to us, and your feedback is invaluable for continual improvement. Thank you for trusting JG Wentworth and for your generous rating! We're here to help whenever you need us.
Reviewed Aug. 31, 2025
My experience with JG Wentworth’s customer service went well. They were recommended to me and they were able to answer my questions.
Hi Alexis! We’re delighted to know that you had such a positive experience with JG Wentworth. It's great to hear that our team was able to answer your questions effectively. Thank you for sharing your feedback!
Reviewed Aug. 17, 2025
Everybody at JG Wentworth was kind. Any questions or concerns that I had, they were on top of it. If they didn't have the information right there in front of them, they would find out and then give me a call back. I was very taken care of.
Hi John! We’re thrilled to hear about your smooth and pleasant experience with us. Our team takes great pride in being responsive and proactive, making sure all your questions and concerns are addressed promptly, and we're delighted it had such a positive impact on your journey.

Reviewed Aug. 12, 2025
Recently I went looking to sell my structured settlement, I started with JG and thought the offer wasn’t bad (definitely a low ball offer) and when I went to cancel it because I had talked to an attorney and was advised against the sale, they start talking about a 4-6 week holding of their petition so no other petitions can be filed and how I have to do an exit interview when in my contract there is nothing at all talking about either of those things. Don't sell to JG.
Thank you for your feedback - we asked a representative to reach out and address your concerns.
Reviewed Aug. 3, 2025
The customer service at JG Wentworth has been helpful. I’ve got what I wanted out of them, so no complaints.
Hi Christopher! We are pleased to hear you had such a positive experience with our team - thanks for sharing!
Reviewed July 26, 2025
I first heard about JG Wentworth on the commercial, and then I had gotten quotes from them. But I ended up going with one of their sister companies before. But they were not as efficient as they were the first time, on the last two transactions that I did with them. So I tried to go with JG Wentworth this time. The process was easy. There was not much to do on my end. The total process took a month. I'm grateful for the opportunity to work with JG Wentworth because I was able to continue with my medical stuff.
Hi Destiny! We appreciate you taking the time to share your positive experience with us. Thank you for your kind words, and we’re thrilled to have been able to assist you.
Reviewed July 17, 2025
My experience was good. I have no complaints. I called JG Wentworth and tole them that I have a settlement and I don't know if I wanna sell or what I wanna do yet. They ran me through all my options of what is available and what can happen. I didn't even know I could just take a little bit out and not even sell my whole settlement. I didn't even have a clue. Any time I texted them and had a question, I got a phone call within 30 minutes to an hour, going over everything I just asked and even more, so it was awesome. I sold out to them. I got 22,500. I'd definitely recommend them. If anyone has a settlement and they're looking for anyone to work with, JG Wentworth is probably the best you can work with.
Hi Kanyon! Thank you for taking the time to share your wonderful experience with us! We are thrilled to hear that our team was able to help guide you through your options with your settlement - thanks for sharing!
Reviewed July 17, 2025
JG Wentworth is a good company and they're competitive. I would reach out to other people and they would meet their price. It's great. I have another vehicle now and I'm looking to get a house here shortly. I've been with them for about a month and a half. Texting and calling them has been nice.
Hi Christian! We are delighted to hear how much of a positive experience you are having so far - thanks for sharing!
Reviewed July 3, 2025
JG Wentworth’s customer service has been very good. They always answered my questions. They got stuff done whenever they said they would. It was also in a timely manner and professional as well. They did a pretty good job.
Hi Dylan! It is great to hear everything has been going well with your program - we are excited to be on this journey towards the financial future you deserve!
Reviewed July 3, 2025
Our experience with JG Wentworth was good. They quoted us right and the paperwork was quick. They've helped me get some cash that I need to live off of. They're a good company to work with. The rep I worked with was also very knowledgeable.
Hi Jaylan! We’re ecstatic to hear about your positive experience with us. Knowing that our knowledgeable team was able to assist in easing your financial planning is wonderful.
Reviewed June 19, 2025
I've used JG Wentworth a couple of times. But most recently, I'm trying to kind of rebuild my life financially. My home is the first place that I've had that I actually feel belongs to me. It's my house but I'm actually turning it into my home. I had the resources. I just needed a little help accessing them to be able to do that. The process was seamless. I've been working with Cliff for the last few years. He's been a very great asset, always very helpful, kind and proactive. He made me feel comfortable throughout the process and feel safe and secure with it.
There's different forms of communication. Typically, it's a call. Sometimes, it'd be via email. He says, if I ever get a gift card in the mail, to call and let him know. He'll check in every time I do that. But it's always very consistent, very polite, and very professional. It's never pushing anything. It's always to my comfortability which gives me more respect for the process.
Every step and every time has always been a positive thing. And how it's impacted my life, the house I currently live in, it's given me security in what is possible for me, comfortability. They're always looking out for me. They never push it to just take my money. Even though this is a business transaction, I know that there's still someone that has my back, even though it benefits them as well as it does me. But I'm a person and it makes me feel like I'm not alone. And I also feel like it's impacting me in a way that I know that if I need something, I know that I'm not gonna get taken advantage of.
Apart from that family and connection feeling of someone looking out for you, it's always built about, if you need something, they're always going to do what's going to work best for you. It just gives you that confidence to know that no matter what, you'll still be okay whether you use them or you don't. It's never gonna be something to push you to take advantage of you. It's never gonna be something to inconvenience you. It's only there as a tool to help you. And JG Wentworth is just making sure that they're available to you.
Hi Amanda! Thank you for taking the time to share your fantastic experience with Cliff. We’re delighted to hear how our consistent and meaningful communication played a positive role in offering you security and peace of mind.
Reviewed June 3, 2025
The rep who helped me start the program was very nice and helpful.
Hi Natasha! We are thrilled to hear about your positive experience with our team. It's wonderful to know that our representative was extremely helpful and made starting the program a seamless process for you. Your kind words are greatly appreciated, and we are delighted that you couldn't think of any improvements right now.
Reviewed June 3, 2025
The loan officer is very professional and helpful. It's difficult with the type of process that it is, but it’s a lot of hands touching the same pot, which is a difficult thing to actually fix. I would like to have just one point of contact or at least a small team of one to three people. There were a couple times I tried to contact the one or two people I was dealing with, and I got other people. They were fine and professional but when I ask for someone and they're not in, somebody else might not know about the case. I’m really skeptical about that. If I still need service that day, there's not many options. Somebody else that I haven't dealt with is gonna do it.
Hi! We're delighted to hear that your experience with JG Wentworth was positive overall. We appreciate your feedback regarding having a more consistent point of contact, and we'll certainly look into ways we can improve this aspect of our service. Thank you for your high rating and for choosing JG Wentworth for your financial needs!
JG Wentworth Structured Settlements Company Information
- Company Name:
- JG Wentworth Structured Settlements
- Website:
- www.jgwentworth.com