Balance Credit Reviews

I've had Balance Credit for a couple of years now. The application process was simple. It allowed me to choose what I want to finance as far as a loan, so I don't have to do the full amount. So it fit my budget. It was great. I was able to work with it, being that I was able to fill everything out online. Normally, the fund is available within 24 hours. If I do it on the weekend, I have to wait till either Monday or Tuesday because it's my bank institution that would have to finalize it. But normally, for responding from Balance Credit, they normally let me know as far as the process, if my loan was approved, if funds will be done, I normally have that information, and it will let me know when to expect my money, so that if it's not in my bank account, then to contact my bank, then they can follow up as well for you.

I needed to get a little bit of money to help with my business. I went with Balance Credit and their process was very easy. It was 15 minutes, tops and I got the approval within a day. Everything was done online, so I was able to apply online. The website is very easy to navigate and they responded real quickly. They're nice people and good to work with. Balance Credit gave me the funding that I needed to help me with whatever I needed it for.

Balance Credit is a good option if someone needs money fast. I received a flyer in the mail and it was my daughter's birthday. I didn't have any money, so I applied and the process took 15 minutes. The loan was approved by email and text. I applied at 7:00 pm and I had the funds the next morning at 7:00 am. Balance Credit allowed me to give my daughter the best birthday.

The banks around here won't loan you anything. I can't borrow from them. So, I just go with whoever loaned me the money. The process with Balance Credit did not take very long. I did it online and I'm not a computer person but it was pretty easy to do. The interest is high, but that's just part of doing business. They’ve always been good to me as far as loaning the money.

I gave Balance Credit a try, and I liked it. The application process was smooth. When I just did the paperwork, they asked me for certain things and in six hours, it was done right away. It was within the time frame and I didn't have to wait. They provide excellent service. I make payments and then after a while, they give me additional cash out that I can draw from.

It was a fast process. It did not take very long to fill out application and get approved.

Interest very high the last loan. Thanks for nothing, have good day

Balance Credit is there when you need them and FAST.

I needed a loan and it was easy to obtain credit from Balance Credit. I filled out an application online and the process took about 20 minutes. The only downside is that the APR is high.

I was short on money, and I needed to find a way to take a loan out from a lender. I was a little desperate to take a bad loan, but everything seemed okay with Balance Credit. From application to approval, it took a couple of minutes. Balance Credit helped me pay rent. If you're in a tight situation, it could help you out.

The process with Balance Credit was easy and pretty straightforward. I have no concerns. I initially found them online and overall, I give them 5 stars.

As long as you go into this aware it's supposed to be a short term emergency loan, it's great. The money is same day. She they are 100% upfront about the payments and terms. I've used them twice in emergencies with no issues at all. I would absolutely go to them again if needed.

I had a car repair I needed to get done, and I couldn't wait till the end of the month when I got paid. I applied for a convenience loan, which means that the interest rates are going to be high, but it was a very seamless process. It took about 30 minutes or less and the website was easy to navigate. The electronic fund transfer was completed in less than 24 hours. Balance Credit worked with me very well. The people I've interacted with were very friendly. If I had to split a payment, I could. If I had to make arrangements for a payment that they can't make at the time, the company makes it easy for me to take care of it.

Before you do business with this company, just know this is the worst case of predatory lending I've ever seen in my life. If you can't immediately pay account off DO NOT CONDUCT business with them. APR is 222.875%. I didn't read the fine print. Account will be immediately closed and will never do business with them again.

Efficient and reliable. Less cumbersome processes in application. Offers recurrent loan as much as you want. I recommend Balance Credit to 1st timers. I have used their services three times already within the past year.

I was very satisfied with the process. The final loan decision that was given by balance. It came just in time as I needed the funds. I would highly recommend them to anyone else. They did a very good job with customer service and handling my request.

I first heard about Balance Credit online. We got a loan quickly and easily. It took 15 minutes. The APR was super high but I needed the money.

Balance Credit was easy to use. Their lending process is upfront in comparison to other ones. When I had questions, they reached out via email. Their website was pretty self-explanatory. Overall, Balance Credit made it easier to do what I needed to do.

I've been a Balance Credit customer for years and the customer service has been excellent. I've had no problems with them. They've been great with me.

I saw Balance Credit online, and sometimes I get correspondence in the mail. I reached out to them because of a financial catch-up situation, and it worked for me. Sometimes that’s the only reason you reach out and take something like this. A dire need that you have to take care of. The terms were good, and if I want to pay it off when I want to, I can. I wouldn’t take it just to take it, but if it’s mostly a dire need, they’re there. That’s how I looked at it, especially knowing my credit wasn’t the greatest, but the terms weren’t that bad because I’ve had worse.

Balance Credit does have very good approval odds and same-day funding deposited into your account. However, you and I are going to pay OUT THE NOSE in interest!!! Very predatory rates!! You will regret taking any loan from this company.

Balance Credit's application process was easy. The service was excellent. It was very easy to communicate with them. The whole process was quick. It took not even a minute.

I saw Balance Credit on social media and the interest rate was too high, but they have good people to deal with. I felt comfortable dealing with them. The communication was good and the reps were helpful. The customer service was excellent. The process was prompt and quick, and took just a few hours. I was satisfied with it. It helped me relieve some stress in my life right now, so it helped solidify some things I'm trying to get done with different things. I'm glad I made the decision.

Navigating the website of Balance Credit was easy. I had no problem with anything during the whole lending process.

I have used Balance Credit a few times; it’s fast and convenient. I do recommend paying more than the minimum or extra here and there. The APR is high. But payments are reasonable.. I took out another one and paid a few things off and now can focus on just this one.

The application process at Balance Credit was really simple. It took 10 minutes. My experience with them was great, easy and fast.

There are other entities that can charge way less. Yes funding is same day, but again it take you two years to pay the loan back again paying back almost three times what you received.

Quick and easy process when I needed money, great customer service and same day funding. Application was easy and self explanatory, any questions I had were answered quickly by customer support. I highly recommend this company as I have never had any issues when dealing with them, they came through when I needed them most.

The application process at Balance Credit was easy. Everything was taken care of within 30 minutes, and I didn’t have to speak to a live person. The loan has been helpful.

Balance Credit has been good to me when things are rough. The process has become easier and quicker, and in my experience, the money was deposited in almost two days. They’re doing a great job with people who need a loan.

Obtaining a loan is easy. You don’t really need to talk to anybody and just do it all online. In my experience, the money goes into my bank account within 24 hours the next day. It's convenient and okay when you're in a pinch, but the high interest rates will get you. So, you have to really balance the good and the bad with it.

Fast, reliable, and truly helpful — especially during the busy holiday season. When unexpected car issues came up, I was feeling stressed and unsure of what to do next. Thankfully, Balance Credit was there right when I needed support the most. The process was straightforward, quick, and completely stress-free, which made a difficult situation much easier to manage.

At first I thought the experience was seamless and the funds were deposited right away. I made my payments on time and then got an email offering an additional 4000 with a refinance. This however was almost like a bait and switch as instead of 4000 I ended up with a longer loan and only 65 dollars. I called them immediately and they refused to cancel it even though I called them within 24 hours.

Transaction handled with accuracy and in a timely manner, please know l appreciate your concern for me to receive extra money at this time. l really needed assistance from Balance Credit. I promise to repay full amount of loan and interest. l realize your interest rate is higher than some other loan companies but l agreed to your terms.

The application itself wasn’t hard. I never talked to a live person. I completed the application, got approved, and the money was deposited within a couple of days. I’m sure they adjusted the interest based on my credit score. But I probably won’t use Balance Credit again in the future because the interest rates are too high. The monthly payments are much higher than when I go with NetCredit or Off Loan. For $2,000, you gotta pay almost $400 for like 12 or 18 months. With NetCredit, based on my experience, I was able to get almost double the amount at a much lower interest, like $389 a month.

Balance Credit's loan is affordable and a lot better than some of the other companies. The process is simple, and you just do it all on the phone.

My mom had a loan through them, and so, I tried as well. The process was very easy and they do everything very well. I haven't really had any issues.

This was a great choice for very needed funds. I knew I would be able to pay back fast in few months but I had a problem. I needed for business computer. Got it for 350. Thanks for helping me get approved so fast to my bank and easy payments.

I have been having a hard time with bills and food and Balance send me a notice saying I could add to my loan, what a god sent at the time I was in need so when I got that email I was worrying about groceries and how I was going to make it. So I applied and had the money the next day. Thank you.🙂

Refinancing my loan was quick and easy. I didn't have no problem with the process. Thank you Balance Credit. I would definitely recommend Balance Credit to my family and friends. I have been dealing with Balance Credit since 2024 and will reach out to them in the future for my financial needs.