
Balance Credit Reviews
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About Balance Credit
Balance Credit is an unsecured loan provider that specializes in installment loans. With Balance Credit, you can qualify for a loan up to $5,000, depending on the state you live in, and receive funds in as little as one business day.
- No prepayment penalties
- No application fee
- Funds as soon as one business day
- Max loan amounts vary by state
- Limited availability
Balance Credit Reviews
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Reviewed May 17, 2022
Very easy painless process!! I do everything online, received a decision instantly, and funds next day deposited. Did not have to fill out tons of paperwork or send in multiple documents. Everything is communicated by email or you can log in to your account and check the status of your application at any time. Thank You!!!
Kelli, thank you for the feedback. We’re so happy you had a great experience with Balance Credit!
Reviewed May 14, 2022
The application process with Balance Credit was simple, very self-explanatory and easy. I liked that it didn't take forever for you to know where you were at in the process and that the funds were dispersed quickly. From application to approval, it was less than a day.
Thank you, April. We’re glad to hear you had a great experience with Balance Credit!
Reviewed May 4, 2022
My experience with Balance Credit, has been nothing but exceptional. The terms are laid out, so there are no surprises. Most don't actually read them. The interest is high, but also on (a) par, with similar type loans. They are typical, for those of us, whose credit has fallen on hard times. My only wish, is that they offer for existing customers to just renew, rather than applying again. I do however, understand why. A stellar performance all the way through! Thank you.
Thank you for the great feedback, Rittie. We’re so glad you chose Balance Credit as your financial partner!
Reviewed May 4, 2022
The application process with Balance Credit was simple. The interest rate was high but I was fine working with them. If you were in my circumstances, you should not do anything like that. But if you have to, then Balance Credit is okay.
Thank you for the review, Derrick. We really appreciate the feedback!
Reviewed April 22, 2022
I've had Balance Credit before and the service was not too bad. They could lower the interest rate though. They should be the last resort because a high interest rate means you’ll be paying three times the amount of your loan.
Thank you for the review, Jessica. We really appreciate the feedback!
Reviewed April 21, 2022
With Balance Credit, if I need some extra cash, I can always go and get it. The application process was very short. Up until approval, it took eight minutes. But sometimes, I pay my loan off early and it takes forever for that payment to process. The last time I paid it off in full, it took almost a week before my account was even updated. Other than that, it's been a smooth process.
Thank you, Marquel, we’re glad the process was quick and easy!
Reviewed April 20, 2022
Balance Credit has an easy and very fast loan processing and easy repayment as well.
Thank you, Sharon, we’re glad the process was quick and easy!
Reviewed April 19, 2022
Having dealt with Balance Credit before, I knew they were legit and something that was affordable. And I could turn around and pay back early and not have to worry about it. Also, if we needed to refinance, we could. I liked their terms so I was glad about that and thought this was the way to go. They were easy to work with and I would recommend them to anybody, considering any type of loan that they need.
Nora, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed April 12, 2022
Balance Credit is a fast and affordable loan company that can meet your payment schedules. Their approval rating is reasonable. I have been them twice before and I haven't had any difficulties being approved. I can always rely on them in time of need and will recommend them to my friends.
Jimmy, thank you for the feedback. We’re so happy you had a great experience!
Reviewed April 8, 2022
They've always been professional, courteous and polite. I was satisfied with their responses. The application process was online. It was fairly short and very convenient. The whole process was very easy. Balance Credit is a great company to work with.
Rene, thank you for the great feedback! We’re so happy you had a great experience!
Reviewed April 7, 2022
The reps are pretty good, and the application process is quick and easy. I've been dealing with Balance Credit for years, and it’s been a great help to me.
Thank you for the feedback, Anthony, we're happy we could help!
Reviewed April 6, 2022
I like Balance Credit. I just go to their website, and they're fast, easy, and they get me what I need when I need it. It's just the interest rate is so darn high.
Teresa, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed April 5, 2022
I worked with Balance Credit to get emergency funding. Their customer service was fine.
Thank you for the feedback, Stacey. We're glad our team was able to help!
Reviewed March 18, 2022
I've always had a pleasant time speaking with them.
Thank you for the great review, Leticia!
Reviewed March 15, 2022
Very happy with the quick application process. Application process was quick and easy. Customer support were very helpful in helping to verify income. If something pops up, I am very sure I will use Balance credit again as they make it easy.
James, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed March 15, 2022
Balance Credit is good. I never had difficulty going through their application processes. The second time I went through them, I did the papers and I wasn't for sure if it went through or not. But they handled it great.
Christy, thank you for the great feedback. We’re so happy you had a great experience!
Reviewed March 12, 2022
Yes, the rates are high. But they charge NO FEES and obviously you should only take a loan like this if you plan to pay it back in weeks, maybe a few months TOPS. That is what they’re for. I’m happy with getting my cash by next day, and quick online approval.
Thank you for the feedback, Alex. We’re glad the process was quick and easy!
Reviewed March 4, 2022
The application process was easy.
Thank you, Eric, we really appreciate the feedback!
Reviewed March 3, 2022
I liked the rate of Balance Credit. Their application process wasn't very long. I've been dealing with them for a while now and their customer service team has been great.
Thank you for the feedback, Keith. We're glad our team was able to help!
Reviewed March 1, 2022
Applying for a loan was simple and it was approved within hours after they verified some information, but the interest rates were pretty high.
Thank you, Christopher, we really appreciate the feedback!
Reviewed Feb. 14, 2022
Balanced Credit was a lot faster and there was not a whole lot of paperwork needed. The process was smooth and I was very satisfied. They got a good response time.
Thank you, Marvin, we’re glad the process was quick and easy!
Reviewed Feb. 12, 2022
You help me when I needed a loan, the experience is fast & easy to understand! A Super payment plan... makes me thankful! Next time I need a loan it will be easy for me I know Balance Credit is there for me!
Charles, thanks for the positive review. We’re so happy you were able to get the funds you needed!
Reviewed Feb. 8, 2022
They've been wonderful to me and they've helped me out a whole lot through my medical challenges. They have a great customer service. If you called them, they talk to you, they're honest with you, and they do everything they can to try to help you forward. I like that.
Cynthia, thank you for the great feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Feb. 1, 2022
The application process with Balance Credit was simple, quick and efficient. It took care of me with what I needed and I have a website to refer to when I need to. I can check everything and pay off early. I like the whole process. People should go for it.
Christine, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Jan. 25, 2022
Normally I love using you. As I have in the past and I understand system issues and you can't control them. But I didn't feel some people wanted to truly help me. I wasn't able to pay for what I needed also in time. I'll consider you still in the future but I'm not sure after this last experience honestly. I can also understand shorter hours due to Covid, but my loan took 3 days to verify and finish up between everything, in the past it was about an hour.
Sarah, thank you for the feedback. We are so sorry to hear about your recent experience with Balance Credit. We are always looking for ways to improve our service and appreciate your patience as we work through these issues.
Reviewed Jan. 25, 2022
The application process was good. It went well. The customer service was great and I was very pleased with the overall process.
Thank you, Shirley, we really appreciate the feedback!
Reviewed Jan. 24, 2022
I did everything online. Everything was self-explanatory. I never talked to anybody. It was great.
Thank you for the great review, Danielle!
Reviewed Jan. 22, 2022
The process is pretty quick and easy. Just be ready to verify the statements you made on your application. Ex. Having check stubs handy. Funded next day after I sent the information they requested. Would definitely recommend to friend. Percentage is high but when your credit is not great you learn to expect that. They report monthly to the credit bureaus so it's helping build my credit.
Thank you, Lisa, we’re glad to hear you had a great experience with Balance Credit!
Reviewed Jan. 18, 2022
I liked with process with Balance Credit. I don't have time on the phone, and it was all online and easy.
Thank you, Denise. We’re so happy to hear about your positive experience!
Reviewed Jan. 17, 2022
I've let people know about Balance Credit. The application process was super easy and everything's good.
Thank you, Jennifer, we’re glad the process was quick and easy!
Reviewed Jan. 12, 2022
The Balance Credit process is simple and timely, and they're efficient. They had a link for me to click on and everything that I needed was uploaded. Everything was good. Also, I had to change my bank information one time, and I talked to them and they were very friendly.
Fredrick, thank you for the feedback. We’re so happy you had a great experience!
Reviewed Dec. 28, 2021
If you need money, Balance Credit is a great place to start. I have been doing a loan with them for two years now. When I needed, I just go back to them and do it again. It's definitely one of the easier processes to go through for a loan. Just type in your name, address, and financial information, and when you hit enter on the application, it tells you that you'll hear back from them within 24 hours. There's not a lot of communication with the people and you don't hear from anyone until they call you with an approval or rejection. Other than that, the site is easy to use. It prompts you with everything, but I wish there was a way to refinance the current loan.
Natasha, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Dec. 15, 2021
Applying with Balance Credit was pretty easy. I was just filling out some personal questions online and I finished in around five minutes. It was a quick turnaround, too.
Thank you, Steve, we’re glad the process was quick and easy!
Reviewed Dec. 4, 2021
The process with Balance Credit was very quick from start to finish. There were all basic type questions and I just hit “submit.” I had an answer within a matter of maybe 10, 15 minutes. Their website is user-friendly too. I only had one issue with them. My due date was in the middle of the month and I changed it so it came out on the 1st like normal. But it came out again in the middle of the month on the date that I changed it to instead of waiting until next month. It took out payment twice in one month. Other than that, everything is okay.
Thank you, Arwyna, we really appreciate the feedback!
Reviewed Dec. 3, 2021
There is ease of service with Balance Credit. The process took about 45 minutes to an hour through the online interface. On the first couple of times, someone from customer service would call me to verify my information then it was usually processed within a day. The whole process took 48 hours. Balance Credit has made things a little bit easier. When things have gotten tough, it's been an option for me. I just wish there were lower interest rates. Other than that, Balance Credit is a really good option if the traditional bank route doesn't work for you.
Meredith, thank you for the positive review! We’re happy you were able to get the funds you needed!
Reviewed Dec. 2, 2021
The application process was easy. The rates and terms are good.
Thank you for the great review, Eric!
Reviewed Dec. 1, 2021
I liked that with Balance Credit, it gets closed the same day it gets funded and their rates seem to be better. Balance Credit worked out all the time. They're professional, fast, and things get accomplished. They're the best and I've been really satisfied with everything. That's why I've been a repeat customer.
Donald, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Nov. 30, 2021
I used Balance Credit before and the way my budget fit seemed to go okay with them. They have really great customer service and their reps are very professional and friendly. I would choose them over anything else.
Robert, thank you for the feedback. We’re so happy you had a great experience!
Reviewed Nov. 28, 2021
They were friendly and very easy to work with. Results were timely and money was received within a short time. I would recommend this company. This is the third time I have used them with the same results each time.
Debra, thank you for the great feedback. We’re so happy you had a great experience!
Reviewed Nov. 25, 2021
During the pandemic they help me catch up on utilities and rent I got behind. They made a payment plan affordable so I could repay my loan and we accomplished the pay off goal. They are awesome. I recommend Balance Credit
Kimberly, thank you for the positive review! We’re so happy you were able to get the funds you needed!
Reviewed Nov. 23, 2021
Balance Credit helped me so much, I was in a bind and borrowed money, customer service extremely friendly and helpful. Took less than 10 mins. to give my information and money was in bank the next morning. I would recommend this company to any of my friend. Thank You Balance Credit.
Barbara, thank you for the great feedback! We’re glad to hear you had a great experience with Balance Credit!
Reviewed Nov. 19, 2021
The first time, the application was easy. I've done it four times and it takes three to five business days. One time, I had fraudulent activity going on with my bank account and I had to call them to let them know not to withdraw it yet and I will call them back, because I was waiting on the bank to refund the money. They just set the date, and then I called in to make the payment. And then, they picked up back doing the regular payment. I've used Balance more than once so I trust them.
Ebony, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Nov. 18, 2021
Everything's been fine. Applying for a loan was very easy. I got online with the code, and it went through. The rates are acceptable.
Thank you, Jackie, we really appreciate the feedback!
Reviewed Nov. 17, 2021
The customer service reps were pretty good. The process was simple and I had my funds the next day.
Thank you, Trina, we're glad our team was able to help!
Reviewed Nov. 15, 2021
The process to finance from Balance Credit is so simple and forthright. There are no hidden agendas or clauses. Everything is spelled out perfectly and responsibly. I have been a customer for quite some time now, and I highly recommend this company for any financial needs you may have. Response time is always critical when a person is in a "crunch" and Balance Credit has the winning record in that area! This company comes highly regarded and recommended in my book.
Thank you for the great review, Inez. We’re so glad to hear you had a great experience with Balance Credit!
Reviewed Nov. 14, 2021
This loan doesn't need to provide a lot of documents. It's simple and quick to review. You can really get the money the next day, and the repayment is designed to be very flexible. You can go to the website to repay in installments or at one time. If you need money urgently and you can repay it quickly, this is a good loan channel. If you can't repay it quickly, this interest is very high.
Yuehua, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Nov. 13, 2021
The loan was fast and easy. It really help me out when I’m stuck between a rock in a hard place. They work with me and kept me on track when I had to move a payment back. I didn’t need a 2 or 3 year loan. Thanks for helping me out.
Nelson, thank you for the positive review! We’re so happy you were able to get the funds you needed!
Reviewed Nov. 11, 2021
Balance Credit was the one that fit my need at the time. They answered my calls. When other folks turn you down and you're having a hard time trying to get something, Balance Credit helps you. They always help me every time and never shut me down. So, I thank them, and I like using them. However, their interest is too high. Other than that, I like them.
Quanna, thank you for the great feedback. We’re so happy you had a great experience!
Reviewed Nov. 10, 2021
I was in need of some additional funds to help me through my financial crisis. I received an offer in the mail from Balance Credit, and I applied. The process was seamless, and the representative I spoke to on the phone was very professional.
Jeffery, thank you for the positive review! We’re so happy you were able to get the funds you needed!
Reviewed Nov. 3, 2021
I've been dealing with Balance Credit for some time, so I find them to be a helpful source. I do all my transactions online. I feel good about it.
Kenya, thank you for the feedback! We’re so happy you had a great experience
Reviewed Nov. 2, 2021
This Financial lnstitution is not like any other. They truly are what they advertise. Fast, Honest, and rates are very reasonable. And their Customer Service make you feel like you are their only customer! A VIP. THANK YOU!!!!
Maria, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Nov. 2, 2021
I am happy that you could loan me the money I needed even at the outrageous interest and the payback on a weekly schedule. It would ne nice to have the ability to choose every two weeks for pay back payments.
Lois, thanks for the positive review! We’re happy you were able to get the funds you needed!
Reviewed Oct. 28, 2021
I like Balance Credit's service. It's an easy process and it doesn't take a lot to get approved. Working with Balance Credit kind of helped me keep things going.
Joann, thank you for the positive review. We’re happy you were able to get the funds you needed!
Reviewed Oct. 27, 2021
I was having an emergency and Balance Credit has been convenient. Their process was really easy and my question was answered clearly. Overall, Balance Credit was easy to deal with and they were kind of a lifesaver.
Abraham, thank you for the great feedback. We’re so happy you had a great experience!
Reviewed Oct. 26, 2021
I had used Balance Credit a few years before. Recently, I went back to them. The loan process did not take long because my information was the same. It was just verifying that all the stuff that I'd done the first time around was still the same and then I clicked submit, and then I got a response within a day.
Rachel, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Oct. 25, 2021
Balance Credit was very upfront, very trustworthy, and they have lots of great reviews both online and personal. Their application process was pretty straightforward and easy. It didn't take me that long to fill out the application. From the time I filled out the application to the funds being transferred, it took about 24 hours. The representatives have been very courteous and helpful. I really have enjoyed using Balance Credit and I would recommend them to anybody.
Thank you, Milinda, we’re glad to hear you had a great experience with Balance Credit!
Reviewed Oct. 24, 2021
Balance Credit's application process wasn't complicated at all. It was easy and quick. I needed help and Balance Credit helped me out a lot to catch up with my bills. I would highly recommend it.
Thank you for the great feedback, Veronica. We’re glad the process was quick and easy!
Reviewed Oct. 23, 2021
Everything is good except for the interest rate. It is way too high. When I get this paid off, I won't use them again.
Thank you, Larry, we really appreciate the feedback!
Reviewed Oct. 22, 2021
It was an easy process. It's relatively easy to get ahold of them.
Thanks, Sharon, we’re so happy to hear about your positive experience!
Reviewed Oct. 21, 2021
The application process was super simple. It's very easy and quick to achieve a loan. The only issue is the interest is way higher than most other places. Considering most places go down with the interest as you're a long-time customer but Balance Credit does not do that.
Shilwanna, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Oct. 20, 2021
They’re good people and they answer any question if I call them and I need something. Everything was online. It was a pretty good process. My loan was approved right away. It took about two business days for the money to go in.
Thank you for the feedback, Octavio. We’re glad to hear you had a great experience with Balance Credit!
Reviewed Oct. 19, 2021
Working with Balance Credit is expensive, but it's okay. However, go with another company that is cheaper.
Thank you for the feedback, Terrye. We’re happy you were able to get the funds you needed!
Reviewed Oct. 17, 2021
Great service and user friendly. I am Informed throughout the whole process and the money arrives ahead of time. I am happy I found this company especially with COVID-19 everything is online and fast.
Raquel, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Oct. 15, 2021
Easy to understand terms. Able to review terms and conditions before you make final decisions. Telephone number is available for questions. The fund was added into my account the next business day and I am so pleased.
Shelia, thank you for the great feedback. We’re so happy you had a great experience!
Reviewed Oct. 14, 2021
They take advantage of people and charge such high interest rates and payments are crazy. Shame on them, sometimes as they say.. bad things happen to good people and you need a little help, and they take advantage of that.
We are so sorry to hear about your negative experience with Balance Credit. We are always looking for ways to improve our service. If you would like to discuss your concerns, please reach out to our Customer Support Team at 855-942-2526 so we may better assist you.
Sincerely,The Balance Credit Team
Reviewed Oct. 13, 2021
The customer service person I talked to was very courteous and she answered my questions in a timely and knowledgeable manner. Although it was not the answer I was hoping for it was delivered very promptly and professionally. I could not find fault with our exchange.
Thank you, Carol, we’re glad to hear you had a great experience with Balance Credit!
Reviewed Oct. 12, 2021
I've used Balance Credit a couple of times. They always made me feel like everything was okay and they were trying to work with me to give me credit. Something came up and I needed them again, and they were just very accommodating. Sometimes, if you're trying to get credit, some places don't want to give it to you. But Balance seemed to be looking for a way to be able to give you credit. They were also easy to use. I can use them on the internet. Very happy with them.
Jane, thank you for the positive review! We’re so happy you were able to get the funds you needed!
Reviewed Oct. 11, 2021
They have a simple process. I had some problems with my bank account for a second. I had to call somebody. But other than that, it went fine.
Thank you, Douglas, we’re glad the process was quick and easy!
Reviewed Oct. 9, 2021
The application process was a lot simpler than I expected. I liked that I could do it online because my job is pretty demanding. Balance Credit is okay with talking to you through text messages or emails or whatever is best for you, and I appreciated that. They also give you a few options, which is nice. I liked that Balance Credit is flexible with their payment plans and they have a pretty good payment plan. I'm able to make the payments and afford it. It's nice. I chose them because I had my identity stolen twice. So I can't afford to hire a lawyer to fix my credit. But they were very flexible with my credit and understood my stripes. Balance Credit gave me an opportunity to help me get caught up with my bills and balance out since it's just me now.
Michelle, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Sept. 30, 2021
Believe it or not, Balance Credit has exceptional customer service, with barely any hold time, very polite representatives and straight forward policies. They are not loans to be used frequently (as they are VERY high interest) but in the case of an absolute emergency Balance Credit is the place to go.
Thank you, John, we’re glad to hear you had a great experience with Balance Credit!
Reviewed Sept. 30, 2021
During the financial hardship with the COVID, Balance Credit has been handy in helping me secure funds. They help with bills. The process is not really difficult. If sometimes I don't have the funds to pay, I ask them to give me a week's time or a couple of days till I get paid and usually, they're very helpful with that. The prices are steep and the repayment thing is high though. It's a 200 and something percent interest rate, so people should only use them as much as they need them and try to pay them all back as fast as they can.
Earl, thank you for the positive review! We’re happy you were able to get the funds you needed!
Reviewed Sept. 29, 2021
The application process at Balance Credit went well. It didn't take a long time, not even five minutes. The customer service team was nice. The terms are good, too.
Thank you for the feedback! We're glad our team was able to help!
Reviewed Sept. 28, 2021
Balance Credit was very helpful in getting a loan and was courtesy and was done in a timely manner. Help me get what I needed and set up the payments on the time I could make with my budget and deposited in my account in a timely manner.
Patricia, thank you for the great feedback. We’re so happy you had a great experience!
Reviewed Sept. 28, 2021
Recently had an illness where I lost hours at work and thus lost some income. Had trouble making one payment and the CS Rep was very understanding, patient and professional to help attend to this situation.
Thank you the feedback, Steven, we're so happy our team could help!
Reviewed Sept. 28, 2021
The application process at Balance Credit was simple. It also didn't take too long. Everyone was personable and everyone did a good job. Everything was smooth.
Jason, thank you for the great feedback. We’re so happy you had a great experience!
Reviewed Sept. 27, 2021
The application process was easy. I did it all online. It took less than five minutes. I like the convenience.
Thank you, Kimberly, we really appreciate the feedback!
Reviewed Sept. 26, 2021
I've been using them for a while now and I've had a great experience with them. They've been very helpful. The application process is fine because most of my information is in there, so it doesn't take too long to really do anything. Also, the approval time is almost immediate. I'm very happy with the service.
William, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Sept. 25, 2021
Their process was simple. It wasn't a headache as I thought it was. So that made it a good experience.
Thank you, Tangela. We’re glad the process was quick and easy!
Reviewed Sept. 24, 2021
I did the application online and it was very user-friendly. When I pay off a certain amount, they offer me a refinance and that's good because it usually comes at the right time.
Thank you, Traci. We’re so happy to hear about your positive experience!
Reviewed Sept. 21, 2021
They completely comprehend customer issues. They support your situation ang give ample time to resolve it. Their services provided was excellent and most of their staff members were cordial. They really give you valuable time to resolve an issue.
Thank you for the great feedback, Kingsley. We're so glad our team was able to help!
Reviewed Sept. 16, 2021
The application process was easy to get through. They asked for all information I expected them to ask for. I knew within a few hours whether I was approved or not. When I had an issue with a payment that I needed to change, they were very helpful and able to help me to do what I needed to do. The only thing about Balance Credit is their website gives very limited information. You see your account and you see what you owe, but you can't find out when you're eligible for refinancing until after a period of time. I paid off one loan completely, and I requested another loan for the same amount, but the payment was higher the second time instead of lower. It doesn't seem that they offer anything like a discount for repeat loan applicants.
Brande, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Sept. 14, 2021
I've never had any issues with this company. They're great with working with customers to ensure their needs are met in a timely fashion. The rates for a returning good customer are considerably high but overall, I'm very pleased with this company.
Thank you, LaDonna, we’re glad to hear you had a great experience with Balance Credit!
Reviewed Sept. 11, 2021
I was looking for a $350 loan to take care of my very ill pet Yorkie. I applied with Balance Credit and got approved. The monthly payments are too much to handle because of the very high interest that is included so called them and the only thing they could do was me paying finance charges for two months which was close to $200! I am a low income retiree and cannot afford these payments. I realize I have to pay and tried asking Balance Credit if I could work something out to bring monthly payment down but they would not work with me. I do realize I should have not taken out this loan but needed help with my very sick pet. Everyone, please think about taking a loan out with this company because they do not care. Don't know what to do at this point.
Hi, Kathy. We are so sorry to hear about your negative experience! We would love to get in touch to discuss possible resolutions. We sent you a private message with more information on how to reach one of our representatives and hope to hear from you soon.
Sincerely,The Balance Credit Team
Reviewed Sept. 7, 2021
I am a return customer, very pleased with how smooth and efficiently, the team at Balance Credit, have responded to any concern or questions. Very user friendly website, application process and concise information tools to help lessen the stress of my loan process. Thank you.
Sarah, thank you for the great feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed Sept. 2, 2021
The entire process was smooth and easy. My experience with the customer service team was very well received. They were very courteous and they answered all my questions. The experience was well worth it.
Lonny, thank you for the great feedback. We’re so happy you had a great experience!
Reviewed Aug. 24, 2021
My responsible response is, I had no idea, when CC Connect with no contact number was available for me to inquire, why they withdrew funds from my account. I strongly recommend that you inform your clients who will be withdrawing from their accounts. Thank you for the opportunity, Gladys **.
Reviewed Aug. 24, 2021
Applying with Balance Credit took 10 minutes, maybe less. It was all online and the process was pretty easy.
Thank you, Michael, we’re glad the process was quick and easy!
Reviewed Aug. 11, 2021
I will recommend Balance Credit. It helped me when I was short. The process took about 20 minutes and was easy.
Carl, thanks for the feedback! We’re so happy you had a great experience!
Reviewed Aug. 10, 2021
Yes my experience has always been great with balance credit. Have used them many times. Will continue to use them when needed. The money always comes in the next today so if you're in a tight bond you can get the cash quickly.
Thank you for the feedback, John, we're happy we could help!
Reviewed Aug. 10, 2021
Balance Credit's terms were all right. I did my application and that was really simple and easy. Customer service was good. If I have a question, I call in and they answer. Working with Balance Credit helped me a lot. I was able to take care of a lot of stuff I was behind on.
Thank you for the positive review, Sheila! We’re so happy you were able to get the funds you needed!
Reviewed Aug. 9, 2021
I applied with Balance Credit and the process took a matter of minutes. Everything was done online. I did loans with Balance Credit three times and I've paid them all off within the last four months. I would recommend Balance Credit for individuals who are looking to get out of quick funk. It could also work for people like myself who are looking to bring their credit score up. I've done that.
Tony, thank you for the great feedback. We’re so happy you had a great experience!
Reviewed Aug. 7, 2021
I Appreciate you For your Warm Hospitality. You Came To Me When I Needed Help. Thank You So Very Much. During The Covid 19 Pandemic You Came To My Rescue. Thanks A Million For Your Generosity And Support.
Thank you for the feedback, Mamie. We’re glad to hear you had a great experience with Balance Credit!
Reviewed Aug. 3, 2021
The pandemic taught us all many things. People went without work and without government assistance. This company was very empathetic to their customers, they adjusted payments, extended loans and really made it possible for consumers to continue their livelihood as best as they could during uncertain and in some cases traumatic times. Big corporate could learn a lot from this company.
Thank you for the positive review! We’re so happy you were able to get the funds you needed!
Reviewed Aug. 3, 2021
The Staff were nice and friendly. They were very helpful. I would definitely recommend this company. The application process was easy and simple. This was the first time I tried this company. I look forward to the next opportunity, too.
Thank you for the feedback, Trena. We’re glad to hear you had a great experience with Balance Credit!
Reviewed July 27, 2021
I decided to rescind on my loan. When I called customer service I was told there will be no extra fee for me to do so. I've had an experiencei n the past with another loan companies and that was not the case. If and whenever I'm in need of a loan, this is my absolute first choice. Thank you!
Thank you for the great feedback, Marcia!
Reviewed July 27, 2021
Balance Credit is cheaper than the other providers. It's not as steep a price. The process is also straightforward on the website. I've been with them for so long and it'd be nice to see some kind of rewards program.
Reviewed July 22, 2021
When it’s your first time to apply for a loan, it takes five minutes to get everything said and done. I've done multiple loans now, so it takes me just a couple seconds to log in and get what I need. When I put in all of my information, it's straightforward, so it made things easy. I would definitely recommended Balance Credit.
Cameron, thank you for the feedback! We’re so happy you to hear about your great experience!
Reviewed July 13, 2021
Someone hacked my bank account got me behind on my bills including balance credit but they worked with me until got it all squared away and got back on track and never pressured me!! Knowing I was going through a tough enough time already
Thank you for the feedback, James, we're happy we could help!
Reviewed July 11, 2021
The application process was easy. I’m satisfied.
Thank you, Antonio, we really appreciate the feedback!
Reviewed June 30, 2021
I didn't have any problems getting the loan. When I called to check on it, I was answered right away. I would recommend this company to others. All information was given to me and was easy to understand.
Thank you, Jerry, we’re glad to hear you had a great experience with Balance Credit!
Reviewed June 22, 2021
The application process was easy on the computer and the reps are great. I pay and then I borrow again. They're really nice to deal with.
Virginia, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed June 22, 2021
I was offered the opportunity to refinance the loan; during the closing of the new contract a window came up, I did not disagree; until now I felt that the process was easy. I reviewed the payout amount, there was a calendar, I chose 6/28/2021, the window went away, I received an email immediately that said the funds would be deposited by 6/18/2021. I received emails from my bank with over 300.00 of NSF fees because the loan payout was debited on the same date as, the debit went through first. It caused a chain reaction of NSF fees because there wasn't enough fund in the account.
The calendar reverted back to the date of the deposit; I would have never ever refinanced this loan. I spoke to two of your agents and they tried to explain that the loan payout date was 6/18/2021; that is not true, the calendar was there, I chose the date, and the window closed leaving me to assume everything was ok. Why would I agree to pay something that I knew I would not have; the date that I selected was the 28th and it is not fair. I want to be a good customer, I am struggling to get healthy again, when I say that I will pay an amount then I will do so. If I do agree, and find that I can't do as agreed, I would call, email, any way possible to tell you, that I am having difficulties making the arranged payment. the bank is threatening to close my account because that 522.26 debit went through before the arranged date; the bank is threatening to assess additional fee is the account is not satisfied.
I am not a liar, and don't like being made to feel as if I am; I could have simply continued to pay what I owed. I need this made right, it's not my fault, I feel that if the calendar is going to revert back to your decided payment date; take that calendar off of the program; have the representatives complete the final process to ensure the customer understands what your requirements are; it is misleading, some people might try to spend money that they don't have, I am not one of those people. I would never put myself in this kind of situation.
Hi, Lillie. We are so sorry to hear about your negative experience! The Customer Support Team will be in contact to discuss a resolution. You can also feel free to reach out to our Customer Support Team at 855-942-2526 if you have any further questions or concerns.
Sincerely,The Balance Credit Team
Reviewed June 15, 2021
Customer service reps could not answer my questions. Questions pertaining to paying back my loan. They just would not answer me. They had no knowledge of refinancing loan or paying off completely. NO help at all.
We are so sorry to hear about your recent experience with Balance Credit. We are always looking for ways to improve our service. If you would like to discuss your concerns, please reach out to our Customer Support Team at 855-942-2526 so we may better assist you.
Sincerely,The Balance Credit Team
Reviewed June 9, 2021
Balance Credit could lower their interest rates and get a lot more business and make a lot more money in the long run instead of trying to make all their money off of one person.
Thank you for the feedback, John! We are always looking for ways to improve our service. If you would like to discuss your concerns, please reach out to our Customer Support Team at 855-942-2526 so we may better assist you.
Sincerely,The Balance Credit Team
Reviewed May 28, 2021
To fill out everything, it was less than 10 minutes. Then the loan approval process was 45 minutes. The proceeds was the very next day. Process was fast and easy, and I would recommend Balance Credit to anybody.
Lewis, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed May 27, 2021
Balance Credit has given me finance options. All my experiences with them have been great. It took a few minutes to do the application and a day or two to get the finances deposited in my account. They are a good choice if you need a good way to get some extra cash. They will assist you. You start out at a $400 to $800 limit. Refinance and you can get an additional advance.
Thank you for the feedback, Thomas. We’re glad to hear you had a great experience with Balance Credit!
Reviewed May 26, 2021
I was very pleased with the service and the efficiency of the time it takes to get approved for a loan. The application process is easy to understand and can be filled out quickly. It was even easier because I am a return customer. I have been completely satisfied with the service.
Johnnie, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed May 26, 2021
Balance credit was quick and easy to work with. They made getting money accessible at a time when I didn’t have other options and I am super grateful that this was available. Getting a little breathing room helped me to find more long term solutions to my financial situation.
Thank you for the great feedback, Nicole, we're happy we could help!
Reviewed May 26, 2021
Their application process was easy. It's a good process.
Thank you, Priscilla, we’re glad the process was quick and easy!
Reviewed May 25, 2021
The total process was 15 minutes. It was a good experience and it was hassle-free. Balance Credit helped me out.
Troy, thanks for the great feedback. We’re so happy you had a great experience!
Reviewed May 19, 2021
Balance Credit has a quick application process and they were easy to work with. They've been good.
Shamicia, we’re so happy to hear about your positive experience!
Reviewed May 4, 2021
The application process was quick and it was with ease. There was no drawn-out thing about “Fax me this, fax me that,” and “Send it to somebody and we'll call you back.” It was all done in one process. Customer service was knowledgeable and professional. They made things convenient. I wasn't jumping out through a whole lot of hoops. And I still have the ability to talk with a live person and not just communicate to an email address. When going with Balance Credit, it's not something that you want to do for an elongated period of time because the more it goes along, the more you pay. It should be a short-term only consideration.
Essie, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
Reviewed May 1, 2021
I applied with Balance Credit by doing everything online which took 30 minutes. Then, the loan went through in 24 hours.
Timothy, thank you for the feedback. We’re so happy you had a great experience!
Reviewed April 13, 2021
Excellent service!!! The Balance Credit team are readily available, and have been attentive to my needs. They offer quick and responsive service, and have always been respectful and courteous. I highly recommend them to anyone who needs some financial assistance during these difficult times.
Thank you, Shayna, we’re glad to hear you had a great experience with Balance Credit!
Reviewed April 9, 2021
I was rebuilding my credit, so I applied for a loan through Balance Credit. Then they just mailed a check, and I endorsed it and deposited it.
Thank you, Gary, we really appreciate the feedback!
Reviewed April 6, 2021
I have worked with Balance Credit several times now and they are always straightforward in what they charge and how much payments will be. They are quick to fund their loans and just makes the process really easy. Great service when you need emergency funds.
Thank you, Jennifer, we’re glad to hear you had a great experience with Balance Credit!
Reviewed March 16, 2021
The process from beginning to end took a little bit of time but not very long. Using Balance Credit was easy and I've had a very good experience.
Thank you, Tracy, we really appreciate the feedback!
Reviewed March 12, 2021
Their application process seemed simple. I did everything online.
We’re so happy to hear about your positive experience, Neesan!
Reviewed March 4, 2021
The application with Balance Credit was easy. It's just it was hard to get in touch with them. That aside, I like the service and I've used them twice. They help me out when I need it and I appreciate that.
Thanks, Don, we really appreciate the feedback!
Reviewed March 2, 2021
Balance Credit was convenient. I like the online process the most. The application was very easy. I got the loan in a day and I'm very satisfied with the timeframe.
Thank you for the positive review, Jacob! We’re glad the process was quick and easy!
Reviewed March 1, 2021
The application from beginning to end took less than half an hour then there was some follow-up. I wish Balance Credit was less expensive but that was the only alternative. It was helpful and perfect at the time that I needed it.
Thank you, Jane, we really appreciate the feedback!
Reviewed Feb. 26, 2021
The experience is good. Balance Credit is helping me and lets me refinancing. I just wish they make sure that as customers pay on time, to get a little bit increase.
Reviewed Feb. 25, 2021
Our experience with them has been good. The application process wasn’t that long.
Reviewed Feb. 19, 2021
The application process with Balance Credit was quick and easy, and they instantly approved it. They saved me in a couple of emergencies.
Reviewed Feb. 16, 2021
The application process at Balance Credit was easy and quick. I called because I wanted to make sure that it went through and they said that they were still doing underwriting to make sure that I would be approved. The lady was nice on the phone.
Reviewed Feb. 15, 2021
Balance Credit was offering what I needed. Their application process was very easy. I had a very good experience with their reps.
Reviewed Feb. 5, 2021
Applying with Balance Credit was very easy and it took about 20 minutes. Working with them got me out of a tough situation.
Reviewed Feb. 4, 2021
The process was fast and simple. I did everything online and it was easy. Working with Balance Credit was convenient. There's not a whole lot of hassle.
Cassandra, thank you for the great feedback. We’re so happy you had a great experience!
Reviewed Feb. 2, 2021
I had some extra bills that I needed to get paid and the application process with Balance Credit was not difficult at all. I received the loan the next day. Though I didn't speak with anybody as it was online, everything was good.
Reviewed Jan. 23, 2021
Signing up with Balance Credit took 10 minutes. I contacted their team because my application sat in pending status for a second. It was a good experience. Everything's self-explanatory.
Reviewed Jan. 21, 2021
Applying for a loan with Balance Credit was easy. I've just put it online.
Reviewed Jan. 20, 2021
I applied with Balance Credit because it was easy and convenient. The application process wasn't that long, maybe half an hour. This is one of the easiest processes and their reps are very good.
Reviewed Jan. 19, 2021
Balance Credit is great. I've been dealing with them for two years now and it's been super. I love it. I did an application Saturday and Monday it was there. I would refer people to them.
Reviewed Jan. 18, 2021
The application process was simple and the customer service was great. They answered all of my questions that I needed answered. It’s easy to do business with Balance Credit. As long as you got a halfway decent credit, you'll get a loan.
Reviewed Jan. 5, 2021
I have gotten many loans and never had an issue. This is the best payday loan company I have ever dealt with. So this is the only one I use now. Each loan my interest rate has gone down I love that. Always there when I have a life emergency!
Reviewed Jan. 5, 2021
I liked Balance Credit's payment system. It’s not too bad like these payday loans. I've used them twice, and then I refinanced this last time. The process was easy. I've had no problems with it. I did it all online and since I read slow, it took 10 minutes.
Reviewed Dec. 23, 2020
I just borrowed for I believe the 3rd time...First two no issues. Borrowed this time and the next day did not need the loan. Contract says I have 3 days to rescind...I did and it was not taken out of my account as requested. After finally reaching someone on the phone I was told it was too late...You all were late not me. So the person said I must pay 1499.12 to pay the loan off which I did. I should not have had to pay basically 100 bucks to send you back your money as I held to the contract.
Reviewed Dec. 23, 2020
I am pleased with the response time to my applications for loans. However, I am not pleased with my credit limit. I also would like to have longer to repay the loan because smaller monthly payments would be helpful to me.
Reviewed Dec. 10, 2020
I needed some extra help and applied for a loan with Balance Credit. The process was easy. They're available if you have needs.
Reviewed Nov. 25, 2020
I needed some extra funds and the loan process with Balance Credit was fast and easy.
Reviewed Nov. 20, 2020
Balance Credit is very easy to use, easy to pay, and it's automatically withdrawn. You get your money right away. It's a very user-friendly loan service.
Reviewed Nov. 17, 2020
Great Customer service. Process very easy and quick. I made a call for info before I filed and I knew what to expect. All information was accurate causing me not to have to spend a lot of time during the interview. Check was received next day as promised.
Reviewed Nov. 13, 2020
I applied for a loan with Balance Credit to consolidate some stuff. Their application process was really easy. It took about 10 minutes to be completed. I like that you can get it all done online. I like the super-fast response time.
Reviewed Nov. 9, 2020
A few times in speaking with customer service dept. They were or I felt they were a little eggy when I wasn't making balance due on my account finalize fast enough for them. I would say better customer service is needed.
Reviewed Nov. 5, 2020
I liked Balance Credit's rates. The application process was fairly simple. It took 12 payments for me to complete the loan. It's kinda long. It'd be shortened to six months. It feels like you're paying for forever. So that could be improved.
Reviewed Nov. 1, 2020
The application process which took 15 minutes or less was very simple. I did everything online then I did talk to someone to confirm my information. They're excellent. I got access to cash for short term needs. The only thing I do not like about Balance Credit is they do not make prepaying or paying off the loan earlier a simple process. There's nowhere on the website for that to be done. That's the only thing I would request that they change.
Reviewed Oct. 31, 2020
I got to admit I appreciate your guys help, I have had a very pleasant experience. The help I got was fast and easy. Just had to fill in the blanks. I really do want to thank the staff behind Balance Credit and I would definitely RECOMMEND it to everyone ✅.
Reviewed Oct. 31, 2020
I have been using balance credit for 2 years now and have been very helpful in keeping me afloat through hard times. I only wish the APR would be a bit lower, but however the rates are balance credit has helped me a lot! Thank you Balance Credit!
Reviewed Oct. 30, 2020
I have Balance Credit for years. I do the application online. It's kind of a torture because it keeps you going on and on over again, filling up your last quarter or the whole Social Security number. It's the same information over and over again. That's kind of crazy. They can work on shortening that a little bit. Other than that, I like the convenience of using Balance Credit. Every now and then, they give you discounts, but not too good. They could do a better discount, too. Still, I'm cool with them.
Reviewed Oct. 29, 2020
The application with Balance Credit was pretty simple. I applied one day, and I had an answer next day by lunchtime. I just got an email that it was approved, and I had to log online and sign my documents. It was quick and easy.
Reviewed Oct. 24, 2020
I got a flyer for Balance Credit, and I looked at it. It was easy to get on the website and do the application versus spending more time researching around. The timing was right for me receiving their flyer in the mail. I had an emergency arise. I decided to go ahead. I thought that the flexibility of being able to pay it back with your term was really helpful. The application process was very easy. The overall process was very straightforward and really quick. Balance Credit is very accessible, and that's what you need for when the emergencies do arise.
Reviewed Oct. 19, 2020
We needed a loan at the time that we applied with Balance Credit. We did it online and it was simple. We were pleased with the customer service. Balance Credit is great and we don’t have any issues.
Reviewed Oct. 18, 2020
A friend of mine had Balance Credit. The payment wasn't bad. So, I accepted it. Their application process was fine and simple.
Reviewed Oct. 17, 2020
I got a mail offer from Balance Credit. I went with them and applying was fairly easy. I set things on auto pay. Customer service was good. Going with them solved my financial issues.
Reviewed Oct. 9, 2020
I had some work done on my house. I got ripped off and I needed money to finish the project. Balanced was able to help me out. Applying was easy and the approval process took a day. If you need somebody, then Balanced would be the way to go.
Reviewed Oct. 6, 2020
I was very much satisfied with the time frame that the application took. It was done right at the same day.
Reviewed Oct. 5, 2020
The application process was really easy. It was done in three to five minutes. They were very helpful.
Reviewed Oct. 4, 2020
I needed to pay for a medical bill and Balance Credit got back with me quickly. I've used them three times now and I don't like that their interest rate is really bad. I'm paying $310 for a $750 loan. Also, the other thing I would improve is it takes them a while to get to go through the banks once they pull things from your account. Times for me right now are really tough, so I'm making sure that I've got the funds in there to pay them ‘cause I don't wanna get behind.
Reviewed Oct. 3, 2020
Applying with Balance Credit was quite simple. I just put in my information online and the process took 10 minutes tops. Working with them was easy. They were very good about things. If I had to postpone a payment, they would postpone mine to the next payment date and it would be fine. It's pricey but if anyone needs money, Balance's service is good.
Reviewed Oct. 2, 2020
I had a good experience with Balance Credit. Applying was quick and easy and I had good experiences with their reps. They have been there when I need them.
Reviewed Sept. 29, 2020
Just about the time you think your finances are straightening out, BANG...something happens. I opened my email & there was an email from Balance Credit. YAY!!! So easy & as promised, in my bank the next a.m. Thanks Balance Credit!!!!
Balance Credit Company Information
- Company Name:
- Balance Credit
- Website:
- www.balancecredit.com
