Balance Credit Reviews

The application process was easy. I did it all online. It took less than five minutes. I like the convenience.

I've been using them for a while now and I've had a great experience with them. They've been very helpful. The application process is fine because most of my information is in there, so it doesn't take too long to really do anything. Also, the approval time is almost immediate. I'm very happy with the service.

Their process was simple. It wasn't a headache as I thought it was. So that made it a good experience.

I did the application online and it was very user-friendly. When I pay off a certain amount, they offer me a refinance and that's good because it usually comes at the right time.

They completely comprehend customer issues. They support your situation ang give ample time to resolve it. Their services provided was excellent and most of their staff members were cordial. They really give you valuable time to resolve an issue.

The application process was easy to get through. They asked for all information I expected them to ask for. I knew within a few hours whether I was approved or not. When I had an issue with a payment that I needed to change, they were very helpful and able to help me to do what I needed to do. The only thing about Balance Credit is their website gives very limited information. You see your account and you see what you owe, but you can't find out when you're eligible for refinancing until after a period of time. I paid off one loan completely, and I requested another loan for the same amount, but the payment was higher the second time instead of lower. It doesn't seem that they offer anything like a discount for repeat loan applicants.

I've never had any issues with this company. They're great with working with customers to ensure their needs are met in a timely fashion. The rates for a returning good customer are considerably high but overall, I'm very pleased with this company.

I was looking for a $350 loan to take care of my very ill pet Yorkie. I applied with Balance Credit and got approved. The monthly payments are too much to handle because of the very high interest that is included so called them and the only thing they could do was me paying finance charges for two months which was close to $200! I am a low income retiree and cannot afford these payments. I realize I have to pay and tried asking Balance Credit if I could work something out to bring monthly payment down but they would not work with me. I do realize I should have not taken out this loan but needed help with my very sick pet. Everyone, please think about taking a loan out with this company because they do not care. Don't know what to do at this point.

I am a return customer, very pleased with how smooth and efficiently, the team at Balance Credit, have responded to any concern or questions. Very user friendly website, application process and concise information tools to help lessen the stress of my loan process. Thank you.

The entire process was smooth and easy. My experience with the customer service team was very well received. They were very courteous and they answered all my questions. The experience was well worth it.

My responsible response is, I had no idea, when CC Connect with no contact number was available for me to inquire, why they withdrew funds from my account. I strongly recommend that you inform your clients who will be withdrawing from their accounts. Thank you for the opportunity, Gladys **.

Applying with Balance Credit took 10 minutes, maybe less. It was all online and the process was pretty easy.

I will recommend Balance Credit. It helped me when I was short. The process took about 20 minutes and was easy.

Yes my experience has always been great with balance credit. Have used them many times. Will continue to use them when needed. The money always comes in the next today so if you're in a tight bond you can get the cash quickly.

Balance Credit's terms were all right. I did my application and that was really simple and easy. Customer service was good. If I have a question, I call in and they answer. Working with Balance Credit helped me a lot. I was able to take care of a lot of stuff I was behind on.

I applied with Balance Credit and the process took a matter of minutes. Everything was done online. I did loans with Balance Credit three times and I've paid them all off within the last four months. I would recommend Balance Credit for individuals who are looking to get out of quick funk. It could also work for people like myself who are looking to bring their credit score up. I've done that.

I Appreciate you For your Warm Hospitality. You Came To Me When I Needed Help. Thank You So Very Much. During The Covid 19 Pandemic You Came To My Rescue. Thanks A Million For Your Generosity And Support.

The pandemic taught us all many things. People went without work and without government assistance. This company was very empathetic to their customers, they adjusted payments, extended loans and really made it possible for consumers to continue their livelihood as best as they could during uncertain and in some cases traumatic times. Big corporate could learn a lot from this company.

The Staff were nice and friendly. They were very helpful. I would definitely recommend this company. The application process was easy and simple. This was the first time I tried this company. I look forward to the next opportunity, too.

I decided to rescind on my loan. When I called customer service I was told there will be no extra fee for me to do so. I've had an experiencei n the past with another loan companies and that was not the case. If and whenever I'm in need of a loan, this is my absolute first choice. Thank you!

Balance Credit is cheaper than the other providers. It's not as steep a price. The process is also straightforward on the website. I've been with them for so long and it'd be nice to see some kind of rewards program.

When it’s your first time to apply for a loan, it takes five minutes to get everything said and done. I've done multiple loans now, so it takes me just a couple seconds to log in and get what I need. When I put in all of my information, it's straightforward, so it made things easy. I would definitely recommended Balance Credit.

Someone hacked my bank account got me behind on my bills including balance credit but they worked with me until got it all squared away and got back on track and never pressured me!! Knowing I was going through a tough enough time already

The application process was easy. I’m satisfied.

I didn't have any problems getting the loan. When I called to check on it, I was answered right away. I would recommend this company to others. All information was given to me and was easy to understand.

The application process was easy on the computer and the reps are great. I pay and then I borrow again. They're really nice to deal with.

I was offered the opportunity to refinance the loan; during the closing of the new contract a window came up, I did not disagree; until now I felt that the process was easy. I reviewed the payout amount, there was a calendar, I chose 6/28/2021, the window went away, I received an email immediately that said the funds would be deposited by 6/18/2021. I received emails from my bank with over 300.00 of NSF fees because the loan payout was debited on the same date as, the debit went through first. It caused a chain reaction of NSF fees because there wasn't enough fund in the account.

Customer service reps could not answer my questions. Questions pertaining to paying back my loan. They just would not answer me. They had no knowledge of refinancing loan or paying off completely. NO help at all.

Balance Credit could lower their interest rates and get a lot more business and make a lot more money in the long run instead of trying to make all their money off of one person.

To fill out everything, it was less than 10 minutes. Then the loan approval process was 45 minutes. The proceeds was the very next day. Process was fast and easy, and I would recommend Balance Credit to anybody.

Balance Credit has given me finance options. All my experiences with them have been great. It took a few minutes to do the application and a day or two to get the finances deposited in my account. They are a good choice if you need a good way to get some extra cash. They will assist you. You start out at a $400 to $800 limit. Refinance and you can get an additional advance.

I was very pleased with the service and the efficiency of the time it takes to get approved for a loan. The application process is easy to understand and can be filled out quickly. It was even easier because I am a return customer. I have been completely satisfied with the service.

Balance credit was quick and easy to work with. They made getting money accessible at a time when I didn’t have other options and I am super grateful that this was available. Getting a little breathing room helped me to find more long term solutions to my financial situation.

Their application process was easy. It's a good process.

The total process was 15 minutes. It was a good experience and it was hassle-free. Balance Credit helped me out.

Balance Credit has a quick application process and they were easy to work with. They've been good.

The application process was quick and it was with ease. There was no drawn-out thing about “Fax me this, fax me that,” and “Send it to somebody and we'll call you back.” It was all done in one process. Customer service was knowledgeable and professional. They made things convenient. I wasn't jumping out through a whole lot of hoops. And I still have the ability to talk with a live person and not just communicate to an email address. When going with Balance Credit, it's not something that you want to do for an elongated period of time because the more it goes along, the more you pay. It should be a short-term only consideration.

I applied with Balance Credit by doing everything online which took 30 minutes. Then, the loan went through in 24 hours.

Excellent service!!! The Balance Credit team are readily available, and have been attentive to my needs. They offer quick and responsive service, and have always been respectful and courteous. I highly recommend them to anyone who needs some financial assistance during these difficult times.

I was rebuilding my credit, so I applied for a loan through Balance Credit. Then they just mailed a check, and I endorsed it and deposited it.

I have worked with Balance Credit several times now and they are always straightforward in what they charge and how much payments will be. They are quick to fund their loans and just makes the process really easy. Great service when you need emergency funds.

The process from beginning to end took a little bit of time but not very long. Using Balance Credit was easy and I've had a very good experience.

Their application process seemed simple. I did everything online.

The application with Balance Credit was easy. It's just it was hard to get in touch with them. That aside, I like the service and I've used them twice. They help me out when I need it and I appreciate that.

Balance Credit was convenient. I like the online process the most. The application was very easy. I got the loan in a day and I'm very satisfied with the timeframe.

The application from beginning to end took less than half an hour then there was some follow-up. I wish Balance Credit was less expensive but that was the only alternative. It was helpful and perfect at the time that I needed it.

The experience is good. Balance Credit is helping me and lets me refinancing. I just wish they make sure that as customers pay on time, to get a little bit increase.

Our experience with them has been good. The application process wasn’t that long.

The application process with Balance Credit was quick and easy, and they instantly approved it. They saved me in a couple of emergencies.

The application process at Balance Credit was easy and quick. I called because I wanted to make sure that it went through and they said that they were still doing underwriting to make sure that I would be approved. The lady was nice on the phone.

Balance Credit was offering what I needed. Their application process was very easy. I had a very good experience with their reps.

Applying with Balance Credit was very easy and it took about 20 minutes. Working with them got me out of a tough situation.

The process was fast and simple. I did everything online and it was easy. Working with Balance Credit was convenient. There's not a whole lot of hassle.

I had some extra bills that I needed to get paid and the application process with Balance Credit was not difficult at all. I received the loan the next day. Though I didn't speak with anybody as it was online, everything was good.

Signing up with Balance Credit took 10 minutes. I contacted their team because my application sat in pending status for a second. It was a good experience. Everything's self-explanatory.

Applying for a loan with Balance Credit was easy. I've just put it online.

I applied with Balance Credit because it was easy and convenient. The application process wasn't that long, maybe half an hour. This is one of the easiest processes and their reps are very good.

Balance Credit is great. I've been dealing with them for two years now and it's been super. I love it. I did an application Saturday and Monday it was there. I would refer people to them.

The application process was simple and the customer service was great. They answered all of my questions that I needed answered. It’s easy to do business with Balance Credit. As long as you got a halfway decent credit, you'll get a loan.

I have gotten many loans and never had an issue. This is the best payday loan company I have ever dealt with. So this is the only one I use now. Each loan my interest rate has gone down I love that. Always there when I have a life emergency!

I liked Balance Credit's payment system. It’s not too bad like these payday loans. I've used them twice, and then I refinanced this last time. The process was easy. I've had no problems with it. I did it all online and since I read slow, it took 10 minutes.

I just borrowed for I believe the 3rd time...First two no issues. Borrowed this time and the next day did not need the loan. Contract says I have 3 days to rescind...I did and it was not taken out of my account as requested. After finally reaching someone on the phone I was told it was too late...You all were late not me. So the person said I must pay 1499.12 to pay the loan off which I did. I should not have had to pay basically 100 bucks to send you back your money as I held to the contract.

I am pleased with the response time to my applications for loans. However, I am not pleased with my credit limit. I also would like to have longer to repay the loan because smaller monthly payments would be helpful to me.

I needed some extra help and applied for a loan with Balance Credit. The process was easy. They're available if you have needs.

I needed some extra funds and the loan process with Balance Credit was fast and easy.

Balance Credit is very easy to use, easy to pay, and it's automatically withdrawn. You get your money right away. It's a very user-friendly loan service.

Great Customer service. Process very easy and quick. I made a call for info before I filed and I knew what to expect. All information was accurate causing me not to have to spend a lot of time during the interview. Check was received next day as promised.

I applied for a loan with Balance Credit to consolidate some stuff. Their application process was really easy. It took about 10 minutes to be completed. I like that you can get it all done online. I like the super-fast response time.

A few times in speaking with customer service dept. They were or I felt they were a little eggy when I wasn't making balance due on my account finalize fast enough for them. I would say better customer service is needed.

I liked Balance Credit's rates. The application process was fairly simple. It took 12 payments for me to complete the loan. It's kinda long. It'd be shortened to six months. It feels like you're paying for forever. So that could be improved.

The application process which took 15 minutes or less was very simple. I did everything online then I did talk to someone to confirm my information. They're excellent. I got access to cash for short term needs. The only thing I do not like about Balance Credit is they do not make prepaying or paying off the loan earlier a simple process. There's nowhere on the website for that to be done. That's the only thing I would request that they change.

I got to admit I appreciate your guys help, I have had a very pleasant experience. The help I got was fast and easy. Just had to fill in the blanks. I really do want to thank the staff behind Balance Credit and I would definitely RECOMMEND it to everyone ✅.

I have been using balance credit for 2 years now and have been very helpful in keeping me afloat through hard times. I only wish the APR would be a bit lower, but however the rates are balance credit has helped me a lot! Thank you Balance Credit!

I have Balance Credit for years. I do the application online. It's kind of a torture because it keeps you going on and on over again, filling up your last quarter or the whole Social Security number. It's the same information over and over again. That's kind of crazy. They can work on shortening that a little bit. Other than that, I like the convenience of using Balance Credit. Every now and then, they give you discounts, but not too good. They could do a better discount, too. Still, I'm cool with them.

The application with Balance Credit was pretty simple. I applied one day, and I had an answer next day by lunchtime. I just got an email that it was approved, and I had to log online and sign my documents. It was quick and easy.

I got a flyer for Balance Credit, and I looked at it. It was easy to get on the website and do the application versus spending more time researching around. The timing was right for me receiving their flyer in the mail. I had an emergency arise. I decided to go ahead. I thought that the flexibility of being able to pay it back with your term was really helpful. The application process was very easy. The overall process was very straightforward and really quick. Balance Credit is very accessible, and that's what you need for when the emergencies do arise.

We needed a loan at the time that we applied with Balance Credit. We did it online and it was simple. We were pleased with the customer service. Balance Credit is great and we don’t have any issues.

A friend of mine had Balance Credit. The payment wasn't bad. So, I accepted it. Their application process was fine and simple.

I got a mail offer from Balance Credit. I went with them and applying was fairly easy. I set things on auto pay. Customer service was good. Going with them solved my financial issues.

I had some work done on my house. I got ripped off and I needed money to finish the project. Balanced was able to help me out. Applying was easy and the approval process took a day. If you need somebody, then Balanced would be the way to go.

I was very much satisfied with the time frame that the application took. It was done right at the same day.

The application process was really easy. It was done in three to five minutes. They were very helpful.

I needed to pay for a medical bill and Balance Credit got back with me quickly. I've used them three times now and I don't like that their interest rate is really bad. I'm paying $310 for a $750 loan. Also, the other thing I would improve is it takes them a while to get to go through the banks once they pull things from your account. Times for me right now are really tough, so I'm making sure that I've got the funds in there to pay them ‘cause I don't wanna get behind.

Applying with Balance Credit was quite simple. I just put in my information online and the process took 10 minutes tops. Working with them was easy. They were very good about things. If I had to postpone a payment, they would postpone mine to the next payment date and it would be fine. It's pricey but if anyone needs money, Balance's service is good.

I had a good experience with Balance Credit. Applying was quick and easy and I had good experiences with their reps. They have been there when I need them.

Just about the time you think your finances are straightening out, BANG...something happens. I opened my email & there was an email from Balance Credit. YAY!!! So easy & as promised, in my bank the next a.m. Thanks Balance Credit!!!!