AmeriSave Mortgage Reviews

AmeriSave has my regular mortgage and when I was trying to consolidate, I went for a home equity loan with them. Their process was awesome. It took less than two weeks which was very quick. I dealt with the gentleman that helped me apply for the home equity then I talked with one girl that was assigned to my file a couple of times. She was very nice as well. They were knowledgeable and answered every question I had. I had a concern about a debt that wasn't showing up that they found and they included that. They were very thorough. I wish the rate was a little lower, but it was not bad for a home equity. The experience was perfect.

I tried to go through my mortgage company then I tried a couple of other places, but the terms were ridiculous. One wanted $15,000 closing cost and another one said they could do it as part of my mortgage, but my mortgage rate was going to go up by a percentage point. I told them no and that I just wanted to borrow equity out of my house. I was sitting there and the commercial came on for AmeriSave. I called them up, went through the process, and it was easy. It took less than a week and the experience was very smooth. Everything was pretty much sent to me through email. I didn't have to go looking for anything. They were always with the updates and I didn't have to look for anybody. I was okay with the rate as well. It was 8% and for today, it's not too bad. The cost of the closing was minimal too. AmeriSave was my best offer.

I went with AmeriSave Mortgage originally after I built my house and converted my construction loan to a mortgage. That was in 2019. My original construction mortgage was with a bank out of Federal Savings and Loans out of Fort Collins. I switched to AmeriSave and I've been with them since. I've refinanced the third time. It's a great service. I've used the same guy since I started. He's usually very prompt and informative. He helps me get through anything I need. He always returns my calls or emails promptly. Check out AmeriSave Mortgage.

I reckoned AmeriSave Mortgage was more helpful than the others. There were questions and before all the application, and they followed through with it. It was very clear what they needed from me, and how questions were asked. If it was something I didn't understand, they would walk me through it on the computer. They were very helpful. Also, the process was done in an adequate time. It didn't take a month.

My experience with AmeriSave Mortgage was super easy, and everybody was super nice and helpful. The process was streamlined. It was all online except the notary came out to the house. I didn't have to do any traveling. Any questions I had, either somebody answered the phone or they got back to me quickly. They were efficient.

I would recommend AmeriSave. AmeriSave Mortgage answered us quickly. We did a bill consolidation. We called and set up our request online. AmeriSave kept us up to date and informed of everything that was going on and they were a pleasure to work with. It took a month and a half due to a lot of the people being sick. When they were supposed to come down to do an appraisal, the rep was sick. It took us longer to get it, but we were patient. Do it because they were nice. The most important thing to me was they didn't leave me hanging. When things weren't going on, AmeriSave contacted to tell us what was going on, and apologized, even though it wasn't even the rep's fault that it happened.

James was our contact person at AmeriSave Mortgage and the communication was good. He was, most of the time, available. He returned our phone calls in a timely manner and he was always willing to help. The application and underwriting process were not long. We stayed in contact and not at any time were we left wondering. We always would have wanted a lower interest rate, but we were happy with the rates that we got.

My work truck broke down. AmeriSave's rates were the lowest. To get my mortgage, I talked to somebody, and then there was a preliminary approval, and then I sent in a bunch of paperwork, and that all went through, and then they sent out a notary to sign papers, and that was pretty much it. Everything I had to do seemed reasonable.

I had several people who hit on my email and I hit AmeriSave Mortgage. I called that number and I got in touch with my guy. When he answered the phone and we started talking, I said, "I don't want be a victim of a scam or be scammed or anything like this." He said, "Let me tell you about our company." I had this feeling that it was good and it turned out extremely well. I've been very pleased.

AmeriSave was on the up and up and I liked what I saw when I researched on my own. I started online by putting in my inputs on what I was looking to do, then had a conversation with them. Once I was aligned, we went ahead and did it. It was free-flowing communication between them and me, without any stopgaps along the way. They made the reconsolidation of my mortgage an easy process. They were trustworthy and I got what I needed out of the mortgage. I wasn't led down the path to do something that I wasn't looking to do or treated in a way that didn't have my best interest in mind. They listened to me and I was happy with them. It was in the area where I needed it to be.

We needed some cash, and we were looking at refinancing or taking a second mortgage. We went to our current mortgage company, and they had offered us something. AmeriSave Mortgage offered a better deal so we went with them. It was almost two points less in interest and less in closing costs. The application and the processing were flawless. The application process took a day or two. It was very quick.

I've got original mortgage through AmeriSave Mortgage. Since I used AmeriSave the first time and it went good, dealing with the representative who I dealt with before, they did a pretty good job. No surprises, no guesswork, no nothing. It was fairly simple. When we finally decided to go with them, it probably took a couple weeks. The process wasn't that hard.

I was looking at redoing some financing. I went with AmeriSave Mortgage and my experience was great. Everything worked out. The numbers were all great. They were cooperative and answered any and every question I had. It's been several years since I'd gone through the mortgage process. It didn't really seem to matter which kind of question I asked because they were great about answering it, and there was no such thing as a dumb question. It was kind of weird not dealing with people face to face. It was my first time doing everything on a computer, but it was very straightforward and everything was great. They explained everything really well. I'm very pleased with AmeriSave. They were easy to work with, fast, friendly, and cooperative. I couldn't have asked for any better. I have absolutely no complaints with the price of their service. I didn't have anything out of pocket except the title search. Their online tools were easy to use, too.

It's very rare to find honest people today, and AmeriSave Mortgage is a very good company. I spoke to one of the gentlemen who works for them, and he sounded honest. He didn't hesitate at all about what he was talking about. He had a lot of self-esteem, was very polite, and wanting to help me with what I wanted, not what he wanted to give me. The process to me was a little lengthy and we got a lot of things mixed up and crossed, but we got it done. Dalton, the guy who took care of it, got it done. He's very good. It's just we did the process on phone and internet, which to me, I'd rather sit down and sign papers and shake their hand, but that was a thing of the past.

The process itself, including the application and pre-qualification, went well. There was no hard credit pool until we looked at the disclosures. The documentation process seemed to be very easy with the portal. It was streamlined. Whatever AmeriSave asked, we just sent it back to them. I'm self-employed, so getting them my tax returns was easy. My assets are in a trust and that was reviewed quickly. The interest rate was not really our concern because we needed the interest deduction, but it was good. It's a variable rate, 20-year terms. We decided to pay off two items. It was $200,000 and they approved $198,000 based on not having an appraisal, and then it went to closing. Everything was there.

I am sick and tired of living from paycheck to paycheck and not having enough money to pay my bills. I was at work talking about it and one of the maintenance guys said that they were working with AmeriSave and he said to check them out. So I did. When I got set up, the rep who assisted me was good. I wanted to refinance everything into one account, so I did a refi on my house and I got enough to pay off the bigger bills, just not the smaller credit cards. But it is what it is. At least it saved me a little bit of money. Their customer service was great and I really didn't have to pay a lot of out of pocket because they either wrote it off or they added it in less stuff. So out of pocket, I only had to pay 50 bucks.

We were looking at refinancing and I explored a couple of options. AmeriSave was the first to call back and they were a little quicker on the ball than everybody else as far as getting stuff rolling. So, we went with them. We had a few things on our credit, so we knew the rate was a little bit higher, but it still wasn't that bad, considering where the market is at. The reps we worked with were excellent and the process took about 60 days, only because we had a few things that came back on the home inspection that had to be done before we could get the FHA loan that slowed it down. The closing costs were a little higher than some of the other ones, but overall, I would recommend them.

I was reading some stuff on different finance companies, and I liked what I read about AmeriSave. I chose to go with them, and I worked with two of their loan officers. They were both very knowledgeable about what they were doing. A male officer was the one that I initially talked to, and he was knowledgeable. But the lady that I talked to really impressed me. She really knew what she was talking about. She got more into detail with things than what the man did.

AmeriSave helped us get that money fast in the time that we needed it, so we didn't have to wait. And we didn't have any issues. There were times when I had to wait and wait, which is hard, especially when I needed the money at the moment. We needed a loan to get our kitchen fixed. I tried to find something that seemed easy. I went through AmeriSave Mortgage's website and decided to call. Spoke to reps who were wonderful people. They're easy to work with. Everything was done online. Everything took three or four weeks. I didn't think it could be that fast. The website was good and it's easy to understand how it works, which I liked. I've never done that before. But for a first timer, it went well. Downloading some stuff on their portal was hard. Some things didn't go through, but that's it. Everything was great. It was just uploading things on there.

I heard about AmeriSave on the internet, then I did some research, gave them a call and talked to them. I did a HELOC with them and I was impressed with the rep's knowledge of everything that was going on, including the interest rates. From start to finish, the process took two and a half weeks, which exceeded my expectations. They were very attentive to everything and responded rapidly also, and the rate and terms were competitive.

It was a short application process. There was some back and forth because I got quotes from different places. But it was still fast. AmeriSave's rep helped me throughout the process.

I was looking for a bridge loan and AmeriSave's sales guy called me and suggested the refi. I hadn't thought about refi and he was so nice. I applied and the process was great. I had no problems at all. Everything was wonderful and I was very comfortable with the girl that did all the paperwork with me.

I used AmeriSave because I was able to finance the closing costs. The process of obtaining the mortgage with AmeriSave was super easy. Their website was good too. The reps I worked with were very helpful and great. They answered all my questions. I liked the speed with which they were processing things. I told them I was in a hurry, and they worked in a hurry. They were excellent. Anytime I had questions, they emailed me right back or called me.

The application process was really good. I first dealt with David and then Nick. Then I dealt with Danielle for the last of it and I'm still in communication with her. She was absolutely awesome. The rates were really good.

AmeriSave was really easy to deal with. They were forthcoming with information that I needed, and made the experience really easy to make that decision. The process was super simple. It was a phone call and then I was transferred to a guy and he called me every day for any update in the morning and then in the afternoon, which worked perfectly with my schedule, just letting me know what the next step was all the time. So, I had zero questions going through the whole thing. If I could pass his number around and send business their way, I would. The payoff plan fit really well with my budget. It worked great.

AmeriSave sounded like they were fair and the reps knew what they were talking about. Jeff, my loan person, was punctual and answered the phone calls and returned calls. He was always checking. The process was good and AmeriSave made things happen rapidly. You could see all your results online and from text messages.

I work at an insurance office and I see quite a few of my customers who get loans through AmeriSave. I went online and I got in contact with them. The person started speaking with me, and everything went great. He was a very nice guy and was very knowledgeable. He answered every question that my husband and I asked of him, and he was very professional. The process took a little longer than I expected because it was during the holidays. It took a month and a half. But I'm used to that. Overall, they did an awesome job.

I had spoken to an AmeriSave person two days earlier but didn't really get a good feel for it because I didn't get my questions answered in the way I was hoping to get them answered. AmeriSave called me again, and it was a different person, and his name is Kyle. I asked him questions which he answered. He gave me some suggestions, and he helped lead me to the decision that I made to move forward with him. I ended up doing a second mortgage.

I already have a mortgage with AmeriSave. I've used them one other time before, too, so this is my third mortgage with them. I had a good experience with working with them. The first time I worked with them, it was like an easy button. On my most recent mortgage for 100k, I made a phone call and then I was connected with a loan officer right at the beginning. Lani was amazing. I spent about 45 minutes on that phone call. I spent the next two days texting where the loan officer would text me and ask if I could talk. I would text him back and let him know when I could, and then we worked everything out. I closed in less than 30 days. It was the easiest thing I've ever done in my life.

Everybody at AmeriSave that I spoke to was very helpful. They explained a lot of things to me. I called a couple of other places. They hadn't really explained much to me, so I didn't know much. And AmeriSave was the one that made me understand the whole process a lot better. Any time I had a question, any time I called them, any time I left a message, they got back to me within minutes. I had a fantastic experience, all the way through. Also, the rates were competitive, better than some other ones that I found.

For 41 days I waited in good faith before being told that additional tax returns were required. During that time, I communicated consistently and promptly. Yet, there were repeated stretches of five, seven, 10 days where I heard nothing from anyone. This level of silence and delay is profoundly unprofessional for a financial institution handling time-sensitive matters.

I liked AmeriSave's interest rate. Their application process was shorter than most. The reps were great. There were some redundant verifications required, but that has happened with every lender.

Amerisave was very helpful and prompt. The application process was fairly easy. They did everything and they just let me know if I had something in that portal that needed to be done. I would get it done, and everything really went smoothly and was very timely. We referred our daughter, and she went through them already, too.

Don't make any inquiries with them unless you want literally 1,000 calls in a few months, despite asking them to stop and blocking/reporting each number. What a nightmare.

AmeriSave Mortgage came up third on the search, which is, in my book, the better position. They also had the better interest rate. The reps were veterans in the lending field. I probably wouldn't have stuck with them if I didn't have those two people handling me. AmeriSave did a good job.

I had a great experience with AmeriSave. I took out a home equity loan. The process was online for the most part, and then someone came out and reviewed or surveyed the house. The process took a week and it went smoothly. I'm happy with my experience.

If I could give zero starts I would. Four months now we have been dealing with AmeriSave. We were pre approved. Paid $500 to lock the interest rate. Provided all of our information within 2 weeks, ours was a little extensive be because we have three rental properties, and two other sources of income. IT HAS BEEN 4 MONTHS!!! They tried saying there was an issue with our primary homes title and whoever they have pulling the title through states that the two parcels we own were one parcel! I actually had to conference call the original title company and Amerisave so they could tell them the issue is on Amerisave side.

We needed some repairs on the house, and making the monthly payments we had was very difficult. My husband and I are disabled. I went online and wanted to know the top lending providers, and AmeriSave was number one or two. We applied for a loan and it took about three weeks, which was very quick. They had very good process people. Anytime I had questions, they answered immediately and told me everything that I needed to know along the way. When my call went into voicemail, I got a call back within 10 minutes. I felt very comfortable with them. I have a background in customer service (many years of it), and they really are outstanding.

I needed to get a loan to get rid of all the debts I had because of a company called ClearOne, which is a fraudulent company. They made promises that they couldn't make and they took thousands of dollars from me that they really didn't earn. Since ClearOne had ruined my credit, AmeriSave came in. And no one else would give me a loan to get rid of this old debt I had. I got a $50,000 loan, which paid off all my debts. The rate is 8.5% and it's a 30-year loan, but I'm going to be able to pay it off sooner.

I own a house free and clear. I needed money to do some remodeling so I looked to get a loan and AmeriSave came up. I went to do a refinance but it was a long drawn-out process but they worked with me great. I had to get a profit-loss sheet done by my accountant to prove that I actually make money.

It was fairly easy to apply for a loan from AmeriSave online. Their website was fast. Also, their rates and terms were comparable.

Troy was our agent and he was incredible. He was very professional, polite, accessible and personable. He couldn't always answer because he's got other clients to work with, but he would always call me back within the hour, and it was a good process. Everything has gone smooth. The only difficulty I experienced was with my lack of technology ability sometimes and my poor internet at the house, but AmeriSave made everything convenient, easy and quick. Once we finally got my stuff in, the process was completed in two weeks. I enjoyed my experience with AmeriSave very much, and if I ever had to use them again, I would. With their help, I've paid off a lot of bills, I'm getting new windows in my house, and I'm still gonna be paying a little less a month than before I did this. There's nothing AmeriSave could have done any better and it's definitely worth it to go with them.

Once I looked up one or two companies, they all come flooding in. I got denied from one guy because my credit score was one point below what he needed. He said, "Call me back when you're one point better." I said, "Really?" "Maybe two weeks ago, you should have checked it because it fluctuates all the time." I told him, "I don't care if it goes up 40 points. I ain't calling you back. Bye." I have plenty of experience with a lot of companies and I figured I'm gonna stick with AmeriSave Mortgage. I was treated better on the phone by them. They said yes to my loan and we're doing business. They make a lot of money off of me and I'm making money. They made me feel like I didn't owe them anything.

Getting a home loan from AmeriSave was easy and organized. However, the interest rate could be improved. But it was fair based on the economy and everything else that's going on. It would also be better if we could pay our bill online.

I was looking to pull equity out of my house. We started doing some research and AmeriSave came up highly recommended. I reached out to the top three that I found in my research and talked to three different people. I wasn't impressed with a couple of them at all. But Rebecca with AmeriSave was phenomenal. I told her my background so she didn't have to get into a lot of details. I respected that that she understood I knew a lot and didn't need a big explanation on everything.

I liked the speed and punctuality of AmeriSave with getting back to me. I filled out the forms online, and in a couple hours, they called me. They were very knowledgeable and helpful. They explained everything that I needed to know. I don't know a lot about finances and mortgages, but they were able to explain it in a way that I could understand. I understood what was going on and what the process was. They were on point and very comfortable with themselves. They were very open with communication. Any time I reached out to try to get answers, they answered in expedient and orderly fashion. The rates are really good as well. Payment is very manageable. Also, their website was very easy to use. It had everything and was very self-explanatory. There were very simple instructions to follow.

AmeriSave had better interest rates over other mortgage companies and their process was pretty cut and dry. I told them what I wanted to do which was to roll two properties together. I gave them the info needed and that was it. It was a really easy process. The customer service was excellent.

I was doing a HELOC loan to pay off some old debts. I checked a lot of other places and they all wanted to refinance my house, which I didn't want to do. AmeriSave was the only one that would talk to me about the HELOC and I've been very pleased with them. I went online, then a couple days later, one of the loan officers named Chilli called me. We talked and I told her what I was looking at and from there, we just walked through the process. I had to send a lot of documents to them and that was one thing that irritated me. Every time I turned around they needed another document. But I had them, so it was no big deal. Other than that, when I called their 800 number, it was hard to get through to Chili if I had a question. But I texted her back and forth. It really wasn't really a big problem and their customer service was fine.

20/20 title mailed the checks to the creditors. I followed the directions and enclosed my credit statements with the checks I mailed to creditors on dec. 5th. JP Morgan's automation lost the 2 checks. They are still not paid. We tried doing a direct wire from 2020 title to JP Morgan. I am still waiting on fedex to take the checks into a Chase bank. All the service until this issue has been great.

They are very timely and lets you know every detail about your loan process the agents that you speak with are very clear and consistent with everything and the closing process is tremendously easy. They work with you from start to finish and even after, you can always get in touch with someone if you have questions or needs answers about any part of the process.

My experience with AmeriSave was good. They got back in touch with me as soon as possible. My guy, Bobby, was great. He always answered back within the hour, and I would recommend him. AmeriSave allowed me to buy my first home. I would recommend using them as well.

Years ago, when I refinanced, I had been searching around and heard from one of my good friends that AmeriSave had the best rates. I called up and spoke with Zachary, and he's hooked me up ever since. I called him three years later, and he still remembered me. That's good customer service. I did a refinance and the process was completed in 15 days. It was very quick and the website was easy to use.

I got a home equity loan from AmeriSave. The process took a couple of weeks and it was easy. The rate could be lower though. The first guy that I dealt with was very nice and professional. Another person also helped me. He was good, but he wasn't as thorough as he was. He could have a little more communication.

I needed to come up with a couple hundred grand and did a straight up mortgage with AmeriSave. Everything was real great. They kept me informed the whole process and they communicated with me almost daily. It was a good experience. The interest rates seem to have dropped as well.

Although the process was challenging sometimes, it was alright, overall. The rates weren't too bad as well. I was happy with the experience.

AmeriSave was very good. I went online looking for refinancing and I didn't wanna do a home equity loan, then AmeriSave popped up. They contacted me and we went through some questions, what we were looking for, and went through everything. They handled it very efficiently. They talked to me and walked my husband and me through everything. It was very involved. It was four weeks of questions, but everyone that I dealt with there were great. The terms were also great and the rate was wonderful. It was different from what they had originally quoted me though. It went down halfway through because the Fed lowered the interest rate.

AmeriSave helped me to completely get out of debt at a time when it's difficult to stay out of debt, which allowed me to prioritize and fix things on my property. The application process was easy, and I had a good experience.

Amerisave waited until Christmas Morning to bombard me with a refusal and four different emails and several text messages. After looking at their fees, initally, I debated and loan shopped on going through with the loan and it was my fault that I stalled out with the processing moving forward. The $500 dollar fee and added costs are blinding when you compare with offers that essentially have no fees on a HELOC or Home Improvement Loan. I would hope things are done so electronically with Amerisave that the Christmas Morning Merry Chrismas eMail was just an electronic dispensing on a timer and not generated by a scrooge working the holiday. Basically heartless. Before you sign take a gander at those fees. Oh my - compare with your bank and credit union and other lenders and save thousands. I seriously mean thousands. Pages and pages of fees. Many nickel and dime fees added to tons of other fees. OVERKILL!

I was told that I was prequalified for a loan and that to process it I had to pay 500.00 upfront, but I would get this back if the loan was not approved. The loan was not approved - so much for "prequalified" - and I've contacted them 2 times now and can't get anyone or get my money back. Total Scam.

What got me to go with AmeriSave was Brett. He was not pushy like the rest of them. I didn't feel pressured. On that very first call I said I was just looking and he just asked me to think about it then get back to him. Everybody else was saying it was time-sensitive and that we have to get it done.

I will NEVER do business with this company again for as long as I live. I paid exorbitant fees at closing. The closing process was chaotic. I was told they were paying off a credit card to get this done. That card was not paid off after closing. These people are cheats, thieves and liars. I thought this was a smooth transaction until I realized just how badly I had been taken. Fool me once, shame on you. Fool me twice...isn't going to happen.

I wanted to reduce interest rates on an existing loan and I had a previous experience with AmeriSave. The process took a couple of months. It's a tedious request and necessarily, it should take about the amount of time as it probably did.

AmeriSave's online process was easy. Everything was fine. Whatever I didn't understand, I would contact my rerpresentative and they would help me out. They addressed everything that I needed to do.

My wife found AmeriSave. What made us interested was just lowering the interest rate on other payments. Although it was through my wife my name’s on everything so they would call me and I’d tell them that I’m at work. Other than that all went smooth and my wife was happy too. I've told people to look into doing this if they own a home because it can save them money.

AmeriSave did an outstanding job getting the information they needed from me to quickly process my loan application. Dana ** was my key contact person, and she was very professional and courteous in keeping me on track, and making sure I completed information posted in mu portal. I was very pleased with her work. I have not received any incentive for this review.

I would recommend AmeriSave Mortgage Company to a friend. I had a great experience working with Brandon ** and Lisa **. The both of them were very patient helping me with sending emails. I feel like I established a good friendship with the both of them. Brandon and Lisa were professional with their work.

My experience with AmeriSave from day one was awesome. Everybody I dealt with was great, and very personable. The response was incredible. Every time I called, if they couldn’t pick up, they'd call me in minutes. My financial advisor Brad was great. He was the first person that I talked to and was with me till the end, and he did everything he could for me.

The process took two months because we have a manufactured home and the underwriter was being very hard-nosed about certain documents that weren't available anymore 'cause the house is 23 years old. But as far as dealing with AmeriSave itself, the experience was really good. The person that we were dealing with only worked from Sunday through Thursday, so that delayed things a little bit, but she was very helpful and patient.

We saw an AmeriSave ad about debt consolidation, so we reached out to them and got an idea of what it was about. We discussed it for a few days, then called them back and decided to proceed with the application. It was easy and went fairly smooth.

AmeriSave Mortgage made me feel important. Customer service was extremely pleasant, helpful, and knowledgeable. The online application was very easy. It pretty much walked me through it. And the contact number was there, so if I had any questions, they answered the phone and walked me through to complete the application. It made it so much simpler and quicker for me to get it done, and the outcome was 100% better. I was impressed at how they followed up with an email, asking if there was anything else I needed. They didn’t leave me out in the dark, they communicated well, and that's what I liked. I was not just a number to them.

The team stayed in touch, explained each step and moved things forward without delays. My loan officer was professional and easy to work with, which took the stress out of the mortgage process. Everything from the first inquiry to closing went faster than I expected. I would gladly recommend AmeriSave after this experience.

I was on the internet looking at alternative financing so I could put in a fence around my home. And that's where I found Amerisave. I got 15 million phone calls from different people but the lady I talked to at AmeriSave was nice. She was upbeat and spirited so I thought of going with them.

Amerisave gave me a call for my cash takeout but the process took longer than 30 days. An agent wasn't doing his work correctly but eventually, I reached out to the salesperson from the initial call. And after that, everything went smooth. The interest rate was a little bit high but other than that, it was a good experience.

AmeriSave is one of the best ways to get a loan. It gives us an opportunity to build a new barn. The process was smooth, and their rates were the most competitive. And it took three weeks from application to completion. The online application was what I wanted because there was as little interface as possible to get to the loan.

AmeriSave Mortgage had the best rate and they were personable. The application and underwriting process was quick because I had everything ready for them. I made the call to a loan officer. She did the pre-approval. And I was transferred to the loan processor. And through her, she did the final approval and gathering of the documents for the underwriter. And then from there, the appraisal was ordered, and the closing. Jamie and Deanna were the best. They checked in daily to let me know what was going on and where we were in the process. The biggest holdup was the appraiser who took 10 days to turn in the appraisal. But it was a VA loan, and we could only use so many appraisers.

We found AmeriSave online then we called them, and Mark was amazing. We talked to him one day, had all kinds of questions and absolutely loved them. He was helpful and informative. He wasn't pushy and seemed very trustworthy and then we actually called back the next day to do the loan process. We probably bugged him a little too much, but he was always nice.

I did a cash-out refinance with AmeriSave. It was fairly good. I had some issues here and there due to the loan consultant’s computer program, but I didn’t think that was her fault. Overall, it was a positive experience, and AmeriSave would be worth checking out.

I used AmeriSave to buy my first home, and they were phenomenal. And then, when I refinanced, I went back to them as well. The process was easy. They pretty much did everything. I just answered questions and got the paperwork back to them as soon as I could. Everybody was also great, well-spoken, professional, and really made us feel at home. They picked up every time I called and answered all my emails.

I felt comfortable with the comments from AmeriSave’s customers. That's why I went through them. Everything was explained in a correct manner so it made the online application easy to complete. It's wonderful. I got a lot of help and assistance. Everything was broken down piece by piece. So, that made a difference.

I had too many bills, and I needed to get them paid off. So, I looked, and AmeriSave was the first one that contacted me back. I took a second mortgage and pulled money out. The process was easy and they did most of the work. It took maybe a month at the most. And they even sent the people here to the house for me to sign the paperwork, and had it notarized.

The people that I was dealing with at Amerisave were very knowledgeable. Every one of them acted as though I was the only special person that they were dealing with. They all were quick to respond to whatever questions I had. They helped me out quite a bit.

I did my refinance through AmeriSave. They did everything that they possibly could to close the loan. The representative was wonderful. He was professional and very patient. AmeriSave helped me in a lot of ways and made me more aware of financial issues.

I wanted some options on a heloc loan. I did a Google search and Amerisave came up. I reached out and Bradley was extremely helpful, guiding me and answering all my questions. We were able to secure the loan and close extremely fast. I'd recommend them to anyone looking for a home loan. We are very happy!

Friendly, fast and easy to deal with. Very courteous. Will answer any and all questions you may have any time of the day or week. Very efficient and that they work around my schedule to make life easier for me and my wife. Would recommend to anyone looking to finance, refinance.

Amerisave was amazing at finding the lowest rates for me and Mr. William ** was awesome. Very friendly people that stayed with them and explained the whole process till the end. Def will only be using Amerisave for all my property needs. This was my first time buying a home and mr. ** and Mrs. Nikki ** made me feel welcomed and in control. They made the whole process so easy.

Very experienced and professional service providers. Salesperson, Loan Processor, Closing Agent, everyone worked to make this process successful. The process of working online was made very doable. I was also impressed with the professionalism of the appraisal team. Everyone was willing answer all questions and explain every procedure. I would recommend this service to anyone who is looking to make sound financial decisions that impact their future.

I would highly recommend Amerisave Mortgage. We did a cash out refinance with them which took about three weeks to complete. Jasmine and Kim were there for us every step of the way to ensure things went smoothly. There were no hidden fees and everything was upfront. Their rates were very competitive and on par with what other companies offered.

The whole process was very smooth. My loan officer Marc ** explained the processes quite well, he was very professional and knowledgeable. The loan processor Elena ** made the process very simple, her knowledge and communication of the situation made for smooth and easy transition allowing me to close within 10 days of submitting my application.

Everything was completed very quickly, without any snags. In spite of my initial skeptical mindset (worries about scams) everyone was very friendly and helpful. This was probably the easiest loan transaction of this type I have experienced. I would recommend checking them out if you need a home equity loan.

Everybody was very helpful and professional. The loan coordinator was instructing me every step of the way which was difficult. Because I only had my cell phone To transfer all the documents needed. So that I could qualify for the loan. His name is Angelo **. The loan officer was also very informative and helpful, and his name is Joshua **. And the loan officer.

Everyone we dealt with was very professional and helpful. We had some difficult times but with the help of Jeff and West we were able to get through them. They were always available to answer any questions we had and always so we understood what they were saying. We would recommend them to family and friends if needed.

I needed to pay off 30 grand worth of credit card debt, and my interest was going up to 22%. I was paying $100 a month in just interest, which was absolutely stupid and burning money. I happened to get a mail from AmeriSave about a home mortgage loan deal. By virtue of my daughter, who worked for AmeriSave, I knew it's a reputable place. With my current payment history, I should be able to secure a good loan, so I called them.

We had one of the worst experiences of our lives with this company. First, they require a $500 deposit to begin working with them, which they described as a fee to get the process started. Our loan officer, Shana **, was pleasant and appeared knowledgeable during the initial calls. However, once our file was transferred to the loan processor, Cicely **, who was excellent, we never heard from Shana again.

I got my second mortgage from AmeriSave, and my experience was very good. The guy I worked with was very professional, knew what he was supposed to do, and did it very well and kept me informed. I was very happy with AmeriSave.

Applied for a Amerisave loan. The first time the response was great. Once they charged me for Initiation of the loan all the nos changed and also the interest rate, as and that the income and Debt is high but that should have be advised before running the nos and after that I needed to speak to loan initiator. After numerous calls and E-Mail have not received any emails or phone responses. Poor follow up and poor customer service.

I'm doing some work on my house and I paid too much out-of-pocket already. I didn't wanna go bone dry. I did a mortgage with AmeriSave, and at the time, their rate was lower than everybody else's. Everybody else wanted to get me for 7%, but AmeriSave got me for 5.5%. But I know the Fed dropped them now, so I might have to refi.

I was impressed that AmeriSave was very timely. Part of that was my response as well like getting all the documents that were needed that were requested of me. Both the loan officer and the processor worked very diligently and kept me in the loop. Submitting the documents was all online through a portal.

We got a HELOC with AmeriSave. The process took a couple of weeks and the rates totally acceptable. But anytime we could have lower rates, that'd be awesome. The market's tight enough with enough competition that nobody's higher than the other by much. However, we've only been a couple of months in and I just got a letter yesterday saying that our loan was sold to some bigger conglomerate. But we still go through AmeriSave for the payments.

We were trying to do some cash out for home improvements and bill consolidation, and went with AmeriSave for our second mortgage. I did the application process on LendingTree then I got a bunch of different solicitations from different companies, but the rate and terms with AmeriSave were the best. The loan was approved in about a week and it took another week or so for the settlement. It was a pretty smooth process. AmeriSave did a great job and I'd use them again.

AmeriSave really worked with me and was able to resolve my debt-to-income issue by paying off my car loan as well as a personal loan. Their online application process was good. I had issues connecting my bank accounts for some reason. So, I had to provide the statements. I had to go to the bank to get those statements and then take pictures of them and submit those and upload it. I started at the end of June and we closed at the end of September. I like the responsiveness of the loan officers that I worked with. I got stressed out, so I may not have maintained my professionalism. However, they took it with a grain of salt and they still worked with me even though I was losing my mind. We were able to lock in a rate and keep that rate from the end of June until closing, which I was very relieved of. Sometimes, the market is volatile and I didn't get stuck with a higher rate. So I'm glad about that.

I did an online lookup about doing a refinance and taking equity out. AmeriSave was one of the ones that responded, and the process with them was very easy and quick. It took right around 30 days. AmeriSave did a very good job and I'm happy with what happened.

I used Amerisave in 2008 and used them again recently. The process was pretty smooth. The people that I dealt with made it very easy and the process didn't take as long as I thought it would take. They also informed me of how long it would take and walked me through the process. Everything went accordingly as planned. My representative was Fabio and another girl named Antoinette, and they were very efficient in what they did. AmeriSave helped me tremendously. If you want to get a loan approved, they would be the best company to go through. I was very pleased with how everything came out, so I would recommend them.

AmeriSave was very good and helpful. I worked with 2 reps, David and West, and they helped me so much and made the process very easy. They were awesome. I'm very appreciative 'cause I got out of debt. I have two mortgages, one is 5.16% and the other one is 5.67%, which are not bad.

I was hoping to have AmeriSave refinance our mortgage so we could use some of the available cash to pay off credit card debts. However, to validate our primary account, instead of putting a small DEPOSIT in the account, they posted a Debit charge of around $350. Without letting us know, our bank identified that charge as someone hacking into our account and shut down the account and both debit cards associated with it. The net effect is that we had to go to the branch and have them create a NEW account with new debit cards.

DO NOT use these people. They do not do what they say. Paid to lock a rate and they changed the rate and the loan amount. Never told me it was non refundable. Now they refuse to refund. The loan officer that I dealt with is very uncooperative. Stay away.

I did a conventional mortgage with AmeriSave. The rep was in contact with me all the time and let me know what was going on. The process took about 30 days which met my expectations. I would tell others I had a very good experience with AmeriSave. However, as far as trying to figure things out, I wasn't familiar with some of the stuff. I was at work and we were trying to do it on my phone. If was at a desktop, it might have been a whole lot easier. But other than that, the process went better than what I thought.

The process with AmeriSave was very good. I was not in great shape at the time I did a mortgage with them. I needed a lot of handholding and they really did that and got me through the process. My guy was Jason, and he was tenacious with me. He was helping me stay on top of it. He went above and beyond. I have a lot of loose ends I had to take care of and he helped me stay on it and do it because it was very challenging for me to do. I had to go through some of the things multiple times and they had to go through with me multiple times as well. They were very patient step by step, helping me get through it. I needed that. It's really helped me start a new life. Overall, it's been a very good experience.

AmeriSave was one of the first ones that contacted me. I talked to three or four different ones, but AmeriSave seemed to have the most confidence in what they were talking about. They were experienced. They weren't questioning what they were saying. Everyone I talked to at AmeriSave was very informative and had all the answers. If they didn't have the answer, they found it for me in a very timely manner. I couldn't be happier with my experience with everyone.

I went to AmeriSave for an equity loan. I had put out inquiries about getting an equity loan. I was contacted by AmeriSave. I went over some of the specifics with the initial agent. I was then put in contact with a different person who handles the loan. Then there was a third person who also assisted with me getting all of the paperwork together. They were persistent yet patient because I was going through several things at the time. We were able to get all the paperwork processed. I closed with a third party here in Texas that was facilitated by AmeriSave. That went very smoothly. The online application process was very user-friendly. The application and the underwriting process took about six weeks but that was mostly due to my delays. Overall, all of the agents that I worked with were very knowledgeable and understanding, and I appreciated the assistance that they gave me through the process.

I did a search online to see the rate for refinance and the line of credit and see which one would have been a better fit. After that, I got phone calls from a couple of different people. I spoke with Tyler at AmeriSave and when we went over everything, he seemed to have a better grasp on how things work than the other people that had called us. He told me straight facts instead of trying to get me to spend more money than I needed to. The process went very smoothly. I already knew the rate was gonna be higher than a normal mortgage loan, but it was slightly less than the personal loan I had already taken out, so it was fine. It was under 10, and that was what I was aiming for.

I had a problem when I did a mortgage with AmeriSave. I had to go back through probate so that prolonged it. But the rep that I worked with was excellent. I didn't have any problems with AmeriSave and I'd recommend them.

I looked AmeriSave up through Better Business Bureau and many of the reviews were good. I spoke with a gentleman from AmeriSave, and he made it super smooth and easy to work with. Overall, communication was good. Everything was fine. I would recommend them. If the fed rates drop in time, I'll refi again through them.

AmeriSave's application process was great. There were two females that worked along with me. There was also a male in the final stages of the loan approval. Everyone I talked to was great. It was a great process from start to finish. Sometimes, things can get a little finicky when you don't go and meet someone in person, but this was a smooth process. Closing was done within 21 to 24 days. It was fast. The required information and expectations were set up front, and I did appreciate that.

AmeriSave has a very easy and quick process. I made the call to them, and they explained to me more about what they do and how everything worked. From there, which was just within a week, I had the money to do what I needed to do. I applied for a HELOC. They had the lowest quote, so I supposed it was good. The price that I paid wasn't bad, too. Everything was online. As far as uploading documents, the only thing that could change is the mailing in of debt payments. That would have been a lot easier for me if I would have been able to make payments online. Other than that, I had a great experience.

I'm getting close to being retired, so I wanted to upgrade some of our appliances at the house and pay off one of our vehicles. AmeriSave Mortgage was the most helpful one that I spoke with, and they got right on it. It wasn't a long, dragged-out process like everybody else. Getting the mortgage took 30 days at the most. The only thing is if somebody was in need of money right away, the process could be a little quicker. Other than that, I called a representative during the process, and they were very kind and on top of everything. I would recommend AmeriSave to anybody that was interested in looking for a home loan like mine.

The application process with AmeriSave was simple and fast. They did everything they said they were gonna do. So far, so good. The only thing was communication was too much of anything. They text you for everything. But if someone came and asked me to name my mortgage company, I'd tell them AmeriSave over a bank.

I would highly recommend AmeriSave. The people that you speak with are back in Georgia, which is not a problem. Everything's done online anyway. The process was painless. Communication was good. If I had problems finding one person to talk with, I could call up a point of contact and they would reach out to that person to ensure that my questions were answered. We even closed quicker than what I thought we were going to. It was not more than three weeks.

AmeriSave's customer service was excellent. Any questions that I needed answered, they immediately gave me the right answers. Their online process was very easy. With the parts that I didn't understand, they guided me through it on the phone.

The customer service at Amerisave was good. There was some difficult moments during the application process, but everybody was great.

I called AmeriSave and talked to Denise. She was very nice and I felt comfortable going with AmeriSave. The process was excellent. It was real easy and Denise and Stevie worked with us really well. I'd recommend AmeriSave Mortgage.

When I first called to get a quote, they were really easy to talk to. They explained everything. I had talked to others before, and it was pushy, but AmeriSave was not. They listened and answered all my questions. They were all very nice. They would send me what task I needed to do, and then I just uploaded it. They were patient about it. Everything was done not even a week, so it went smoothly.

I went through another company, and AmeriSave was listed for my mortgage. It was a refinance. They reached out to me over the phone and told me firsthand what they were gonna do—that they were gonna send an email and I would set up a portal, go in and answer some questions and provide this and that information. I'm from the old school. I'd rather be person-to-person, but that was the way it was. It was time-consuming but it wasn't bad at all. They were very nice.

I saw AmeriSave online. It looked like a good deal and had a good rate. The mortgage took a couple of weeks to complete and communication was great. There was nothing that needed to be improved.

I went through a consolidation home equity loan with AmeriSave. Dave was on top of everything. Every time I had a question, he answered right away. And he did whatever he could to get me approved. I was approved in four weeks. Overall I’m happy I did it because I'm saving a lot of money a month now.

I enjoyed working with AmeriSave, especially with the lending processor. She had a very pleasant voice, and I was very comfortable listening and talking to her. She was very knowledgeable and helped us through some glitches. She answered every question that we had, and when she said she'd call, she did right on time. And the lending process was good, and it was well presented.

I did a Google search, and AmeriSave was towards the top, and I just clicked on it, and then, before I knew it, I was on the phone. The lending process was easy and stress-free. Everyone was nice and helpful, and I felt listened to. The overall process took a month because of some extracurriculars I had to take care of, because of the loan, but it was all good. So, I felt it was a great decision to work with AmeriSave.

I was looking into getting an investment property and the guy I dealt with, Keith, was really great so I'm glad I decided to go with AmeriSave. He was a big reason it got done so quickly. He helped me out tremendously and I really appreciated him. The rate is a little higher than what I would have liked it to be, but I understand why it was. I'm sure they look at the credit scores and basically risk off that. My credit score wasn't as high as it should have been. I needed it to get the mortgage and it helped me out at the time.

AmeriSave was recommended by a couple of people I know and they were excellent. I had no problems. Communication was excellent and the process took less than 30 days. Everything came to me and the woman who closed it was unbelievable. I was very impressed with her.

I wanted to pay off some things and do some house repairs. I talked to my kids about the rates offered by AmeriSave because I've never done an equity loan. I was concerned what I should look out for and what I should do, and they said the interest rate is good.

I liked the guy at AmeriSave. He was very good, very capable and explained things very well. The whole process was very simple, easy and efficient.

I like what AmeriSave offered. I did home equity with them and I was kept in constant contact. The process took a month. The only problem I had with them is they did the servicing of the loan twice since I have done business with them. I don't like that, because it's constantly going to a different place and then you gotta figure out where to send it. The 12% rate was also high. But they go by credit score and mine was 6-something, so they probably did the best they could. That aside, the loan consultant was nice. He tried to explain the best he could to me, what was going on and what the next step would be. It was also easy to upload documents.

The worst experience, I did everything they asked and the underwriters kept asking for the same things, my house loans with Amerisave and they're asking for mortgage documents, I told them many times my loan and info with your company, insurance mortgage statements all is on file, after a month and a half, they closed my account because of incompetence, I went with another company that took 5 days not a month and a half which never went thru. I’m glad the process with them is over. On top of that I lost $500 for the fee, non refundable, because they didn’t do their job right.

I wanted to remodel my kitchen and wasn't sure of which route to take. AmeriSave made the process of taking an equity refi very easy. It was a super fast process. I had good communication from beginning to end. I had no issues and would recommend them to anyone interested in refinancing at this time. Be prepared for a ton of questions. The only minor inconvenience was the paper checks they sent to pay off all my credit cards. I always pay online so I had to print out statements to be able to mail the checks via snail mail. There needs to be a way to pay these online developed. Just a First World problems suggestion.

The agents working with me were fantastic! Answered all my questions so that I understood the process. They also helped to expedite the process for me. It took about a week. Would highly recommend AmeriSave to family and friends without hesitation. If I ever need to do this again I know where I’ll go.

My experience was my first. Definitely recommend Amerisave and Lisa **. She was so diligent and patient with me. I'm very grateful. I will recommend to anyone. I had a lot to deal with and she was always so kind and positive. I really appreciate the time and effort she gave. A very pleasant experience. I expected it to be difficult. But she made it really easy for me.

I was looking to get a standard mortgage on my third house. All mortgage rates seemed to be the same, so I wanted lower origination fees. AmeriSave’s rates were competitive and better than anybody else. I did bite down a few points because of today’s economy and interest rates are high.

I, in error, choose AmeriSave for an equity loan. It was constant pain. They never requested necessary information bit by bit instead of composing a list and request at once. The request for unimportant info was incredulous. Once all was over one of the checks that was to be paid to a vendor was misled by CC company twice; hell from Title company. Rocket mortgage took 3 weeks to get done. STAY AWAY, many other options.

AmeriSave made my mortgage process refreshingly smooth - the online application was clear, my loan officer communicated quickly and professionally, and we closed on time with a competitive rate; highly recommended.

We've been here in our home for 30 years. I owed IRS $31,000. So, I used the equity in the home to pay them off. I'm 68, and AmeriSave made the process very simple for me to do. It was a very impressive way that they do business and reach out to you and keep you in the loop from the beginning process to the very end, also making it easy for the closing officer to come to your house to close.

I liked the AmeriSave agent's personality and how he handled himself. I did an equity loan and he was fabulous. The rate and terms were competitive too. The website needs improvement though. All in all, I'd recommend AmeriSave Mortgage.

I found AmeriSave to be exceedingly prompt, pleasant, and professional! Their employees are knowledgeable, courteous, and delightful! You couldn't do better! I needed funds to take care of some obligations I had and they were amazingly prepared to provide me with everything I needed in a short period of time!

I saw AmeriSave through LendingTree, and I went for a home equity loan with them. The rep was very polite, helpful, and understanding if I asked questions. The rates were good as well. We closed in a month or less and the agent who helped me during that stage was also very helpful. It was a good experience with AmeriSave.

The process with AmeriSave is really very easy if you have everything ready for them. It was less than a week and we were done. We started the process because it was a good interest rate, way better than we thought it would be with what's going on with interest rates today. We initially were just looking for a home equity loan, but it was easier to refinance. Our mortgage rate is still 5%. But in order to lock in the rate that they quoted, I had to pay $750 right at the very beginning, which I paid 'cause I didn't wanna lose the rate. But I have never had to do that before, and this is probably the fifth or sixth mortgage in my life. That was weird.

I applied online with AmeriSave Mortgage two years ago and they didn't help me. I prayed on it, threw it up in the air, and left it alone. They started calling me and took the call one day. I missed the call because I'm a driver and I have a route job, and another lady called me. Her name was Charmaine and she was calling from AmeriSave. She transferred me over to speak with Jordan, and they did a rough draft on my payments which would have been 1,207.

I got a refi from AmeriSave and they made it easy. The application wasn't hard to do online, and I immediately got a phone call from one of the workers. The process was smooth. I would have to do some things and then sit and wait. But as far as making anything difficult, they took care of everything. It took about 2.5 months, but it wasn’t their fault. My county had all of my land messed up. The rates are high now, but I got it at a relatively low rate. I got a 5% and I was happy with my rate and terms. You just need to be a little patient with the time that it takes sometimes, but as far as any questions you have, the AmewiSave reps will answer everything that they've got.

AmeriSave seemed committed to working to provide what we needed and when I dealt with the customer service reps, they were great. The rate was a little high, but it worked out.

AmeriSave's process was very smooth. I had no issues at all. I was given a rate of 7% and I would've liked for it to have been lower. But the interest rates right now really run pretty higher than what it did. Everything worked out good and they’d done great. Only problem I've had with them so far was making the first payment. That was an absolute nightmare. We kept trying to do it online but we ended up having to mail a check, which made it a few days late. But it wasn't 15 days later, I just don't like my payments to be late. They kept telling me that I had to call this person and that person. Then finally, we got ahold of somebody who said that, until we make our first payment, they couldn't settle anything up because our account number wouldn’t set up. But everything got done. It’s just that it took much longer than I thought it should take.

I trusted AmeriSave when it was of the the three unsponsored sites when I googled top-rated HELOCs. I called all three to get quotes and I went with AmeriSave as I got what I thought was the best deal from them. I got an agent that I ended up on the phone with a lot. His name is Michael and he helped me get through. We talked on the phone several days in a row to get all my documents 'cause some of them weren't acceptable to prove my income.

I have been with AmeriSave since we bought the house two months ago, and I have been very satisfied. Setting up the service was smooth, and the customer service I got was great.

AmeriSave Mortgage company was very knowledgeable from start to finish - they walked us through every step. Always, responded quickly and with solutions to every question or concern we had. A very good experience, everyone we contacted or spoke with delightful and very helpful. Closing was at our home, with a representative of the company here to notarize all the paperwork. We highly recommend this mortgage company. JC AND AC

My overall experience with the loan process was excellent with this company, due in part by their experts dealing with the average person like myself who has no knowledge of the approval process, Brittlyn ** was the key factor in completing my loan in a timely manner, his knowledge of the business is outstanding, I highly recommend this company to anyone looking for a loan.

Filled out one of those mortgage comparison tools in which they will send your loan to get quoted by several different lenders. Within minutes of submitting my phone received an onslaught of calls every hour upon the hour. I was working so couldn't answer. Later in the day after work I did answer. I gave them the same information I provided to other lenders and told them I was comparing offers. Their loan officer who went by the name Jessica ran me through their process. During the process it came to a step where she asked me to put down 500.00. I told her I was comparing quotes and not looking to lock in with them. She stated and I quote "It is our intent to earn your business, If we do not earn your business the money will be refunded to you." So I proceeded and they provided their offer. Their offer required an appraisal at the cost of an additional 750.00, had higher closing costs and more fees.

AmeriSave was the first company that contacted me when I was looking for a refi. I did the process online and it was very easy. They had great rates and it was very timely. Pam Boyle and Stevie Smith were the representatives that helped me and they were both nice. It was the best experience I've had. Also, I was a mortgage loan broker, so it was very easy.

They contacted me and let me know that it was not charged to me. I was told otherwise by the loan processor.

My experience was not good, first it took another lender offering me a lower rate to get a lower rate. All this digital communication is for the birds. I was so lost on what to expect and they did not explain it. Did not and still don't know... I did have one good guy Matt, but Mike was not very helpful. I told him I didn't put my bank information on paper I signed because I already did online. And he did not answer me no more. So I messaged Matt and will see if he can help me get my money the way I said. Will update later .... but my next mortgage company will be ...???