AmeriSave Mortgage Reviews

I went through the process with the understanding that my loan would be in the $25,000 range with a monthly payment in the $260 range. There were extenuating circumstances that AmeriSave and your processor were well aware of and I was made to believe that those circumstances would not be a detriment to the loan being approved. This after much work from my end to facilitate it. Only however to be told nearing closing that the terms needed to be changed. I consider it a classic bait and switch.

Friendly, effective, efficient. A smooth, quick transaction despite some challenging aspects on my part.

When I gave AmeriSave a call, everything seemed to be cool so I went with them. It was a pretty good experience. But trying to get ahold of customer service directly is not easy. Once I got ahold of customer service, I had a really good experience last time. But getting ahold of them was the hard part. Considering how things are going around, I got a pretty good deal. I would recommend them.

AmeriSave helped me to understand what was going on, step-by-step. They usually got back to me with any questions that I had within the same day. They were on top of it. They helped me out. I was going through a protection order, and they also got my closing to separate it out so that we didn't have to meet together to sign papers. It went pretty smoothly. It took a minute to get it to figure out with my income but they got it handled. The application process was quick and easy. The rep got back to me same day, usually, within a couple hours, unless it was in the evening. They did get to me first thing in the morning. The reps were really friendly and very knowledgeable. Iif you wanted to refinance or get any help, call AmeriSave because they're on it. Any other company I tried to work with took almost a week for them to get back to me with questions and applications. But with AmeriSave, it was quick.

I heard about AmeriSave from my friend, who used them, and I refinanced last year. I had a good experience, so I just did it again. This time, I got a HELOC. It would help pay my bills off and I’d have a little more wiggle room with my finances. William, my point of contact, was easy to work with. I liked him. Kimberly, another rep, was good, too. The website was user-friendly and if I had any concerns, the reps talked me through it. They helped me get to a proper understanding if I had something I was confused about. I would recommend AmeriSave and go with them.

The customer service at AmeriSave was excellent. Their process was very smooth. The people that I worked with were very knowledgeable about the products. Instead of me chasing for answers, they got ahead of it, looked at stuff and were able to waylay any problems ahead of time. They knew what they were doing and could avoid any pitfalls before they happened.

We were refinancing and it had only been about a year and a half, and the application was very user-friendly. It was easy to upload everything that was needed, including statements and tax documents. The communication was also good, so whenever anything additional was needed, I was able to upload it as well. Kyle, the rep, was great and he was always quick to respond, whether it was by phone, text or email. If I ever had a question, he was right on it. The communication was the best and the timing was good. You’re going to get a real person who’s honest and who’s going to answer your questions. They're not going to hound you and call you constantly and try to haggle you. It was like you're working with a friend. We felt at peace. We trusted Kyle with everything that he did for us. It was a great experience with AmeriSave. We got a lower interest rate. The payments have gone down, which has helped, especially with gas being over $4 a gallon.

Two older adults with credit scores 700 and higher, almost 200,000 of equity in our home. We attempted to do business with AmeriSave and submitted income documents and more only to be offered what we can only describe as "gangster style" loan offer. When we refused the outrageous offer, we were put in touch with a "supervisor" Maurice. After SEVERAL hours spent on the phone with Maurice, he came to the conclusion that "we can't do anything for you!" From the start, we told them we know the exact value of our home because we were going to sell the house this past January. We had solid offers of up to $525.000 and backed out because of numerous reasons. Although this was told to them up front, they proceeded. After we rejected the gangster loan, they used the reason they could not do business with us is because the house was listed for sale in the past six months. I contacted the CEO via email but never heard back.

We learned about AmeriSave through our family friend, who was also very helpful in terms of making sure we kept up with things. The application process was convenient, and obtaining the mortgage was smooth and easy. The reps were through and engaged. If I sent an email, they would respond very quickly. If I called, they always answered. And so, they were available, which was very nice. They held our hand when we needed it. The only thing that could be better is the follow-up once we’ve completed the process and the loan has been achieved, such as understanding how to make the payments. Working with AmeriSave made it very easy for us to deal with a family emergency that came up. It gave us a lot of peace of mind in terms of knowing that we were financially covered during an otherwise rough time. People should use them if they’re available to them.

I liked the way the AmeriSave Mortgage rep sounded. Also, I liked the terms and they were prompt to return the call. I worked with Bradley, and he's awesome. He was on point. He contacted me whenever there was a problem, and I could call him. He was cared about me and was very considerate. Everything went great. I always wanted to wait and deal with Brad. So, most of the time, if If AmeriSave couldn't help me, I just tell them I would leave a message for Brad, because we established a rapport.

I’ve had a good experience with AmeriSave Mortgage. Try them. Applying online is self-explanatory. I’m not the most computer savvy guy in the world but my wife is. So, it went fine. Also, AmeriSave was pleasant to deal with. I didn't need to get an appraisal because my property had been appraised a few months prior. Other people have been telling me I needed appraisal, and I didn't want to spend money for another appraisal. AmeriSave said that they accepted everything I had and they could meet everything I asked for. Also, the loan officer was good. The only problem I have is I have some follow-up questions, but I haven't been able to contact the right person to get the answers. As soon as I can get that I'll be in good shape.

AmeriSave is a scam: They charged me $500 dollars to lock in my rate and then dragged things out until the rate lock expired. Communication is non-existent with the exception of your daily email which says, "in the works, and everything is ok". After being dragged out for months an AI-chat bot called and said we were denied and posted a non-working link, maybe as an explanation?

AmeriSave was quick. It was a fast turnaround. The reps were knowledgeable as well. I'd recommend them.

My experience with AmeriSave was excellent. Their customer service was excellent as well. I'd recommend them.

AmeriSave is easy to work with. I got ahold of agents right away and they were very helpful. Their process is straightforward as well. I submitted my documents and they have a website where you go and upload the documents as requested. The only issue is you cannot ask a question on the document that you submitted if you need to explain it. If they have a field where you could provide some explanation of what you're providing, that would be very helpful.

If they can not facilitate a loan that was agreed on you are out $500.00. Up front when I Intially applied I was told I qualified for so much money at a decent Interest rate for 15 years. When credit was pulled Intially they did not tell me that my debt to income ratio would not qualify me. I jumped through hoops to get paper work together and then was told if the state I lived in would allow 20 yrs they could do the loan. But this debt to income ratio should have been caught upfront. I am now $500.00 more in debt.

When I was shopping around for a refinance, I found AmeriSave. And they had the best offer. They were able to beat the offer that I had gotten from Rocket Mortgage. The application process was easy, and their customer service was really good. They were spot on. They were very nice, friendly, efficient and fast.

Everything was smooth in my experience with Amerisave. I am very happy with them. I can't seem to get a clearance on this last payment that they sent me to pay Harris & Harris. I told them I didn't owe Harris & Harris anything. And I got it cleared up. But now I have the check and can't do anything with it. The rep I worked with was supposed to have gotten in touch with the underwriters, but I haven't heard anything back from her yet. But they listen. They understand what you're saying. And they try to help you to the best that they can.

Chris ** was very patient and kind when working with us. He tried several different ways to get us the best possible results for our loan. He transferred us to Justin ** who was equally easy going and informative. All in all, a very positive experience. We would definitely recommend Amerisave.

Everybody I worked with at Amerisave was very awesome. The process was easy and quick as well. I’d recommend them to anybody.

I had Progressive insurance and it was way too expensive. They upped the price to $1,000 in one year. Around that time, my sister remortgaged her house, but she took a cash-out. I didn't want to do that. I wanted to mortgage a house or remortgage it just to get a lower interest rate and that was what I did with AmeriSave. I'm on 71 and on Social Security. So any little bit that I can chip off the money going out of here is really helpful. I went with AmeriSave since when I looked on the internet, they were the first one I saw and read up on, and I thought they were good.

Amerisave Mortgage led me with deception for 30 days. They placed fraudulent misinformation on my title search. The numbers went from 10,000 cash to under 3000. They use a cheap appraisal company that literally under appraised my house under $50,000. I would never recommend them to anyone. It was a total district disappointment fortunately, I was able to get my $500 back and they want that money upfront. Be careful.

I saw an online advertisement then I did a quick survey, which led to AmeriSave calling me. Their rep, Joseph, got in touch with me and working with him was very easy. He was very knowledgeable and the application process was pretty seamless. It took about 30 minutes. I got a HELOC and the rates were reasonable. They were along the lines of what was being shared as the average at the time. So far, I haven't gotten the funds yet. There was a lot going on last year, but AmeriSave maintained a transparent communication that, even though I haven't received it yet, it's still been an easy process. They've been working with me to help me through this. The people that I worked with were thorough and easy to communicate with. If my friends want to try going through AmeriSave, I would tell that that it'll be an easy process for them as well.

I used AmeriSave before and this is my third time with them. I did a cash-out refinance and everybody helped me out. They were easygoing. One guy was Drew and the other girl was Ashley. The appraisal guy was a little outdated. He was complaining about the flurries on the ground during the appraisal because of the weather. He's just a really old guy and was a little frustrating to work with. But everybody else was really good and overall, I would tell my friends that working with AmeriSave is a good idea.

I was looking online for a better and quicker opportunity. AmeriSave came up second and I went with them because I felt confident once I looked at another site. Their online application process was good. I even had my fiancé join AmeriSave as well and nobody coerced me to give him that advice. He was looking to consolidate some debt as well, so, I gave him AmeriSave because that was who I was working through. My team was great. They knew I worked, so they didn't have me logging in every five minutes trying to seek out paperwork. They called me to let me know what they needed from me and they'd tell me, "Don't worry about it. We got it." But I didn't agree with the final rate. My credit score was much better than my fiancé's, but my fiancé got a better financing than I did. But it is what it is.

I had used AmeriSave before and went with them again when I was doing a home equity line of credit. The rep was very responsive and kept me in constant information. She would keep me advised of each step that was going on. She was very informative as well. The process which was very painless took about two weeks. We just had to wait on appraisal but that is out of their control. The rate seemed a little high, but for the amount of money I was borrowing, it was fair.

I have been dealing with them over 2 months now. My closing date has been changed 3 times now. They do not correspond like they say. I keep getting an email showing I’m all caught up. The last email shows closing date of March 19, 2026 and here it is the 25th and still no funds.

AmeriSave is really helpful. We've used them before and went with them again recently. The rep was very patient because I'm older and I'm not very computer-savvy. He walked me through a lot of stuff and it was a good experience. I had to do things multiple times on the website and there are some bugs that could be worked out, but we got through it. Financially, AmeriSave has helped us out quite a bit. They addressed things right away and communicated with me by email. They were professional as well.

AmeriSave answered my inquiry and their process was very simple and easy to follow and take care of. The forms were very straightforward. I dealt with two reps and both were very positive and excellent in communications. They were very proactive to questions and obtaining answers. The whole process took about 10 days which wasn't very long. AmeriSave did a very good job for me. They were very professional, quick, and responsive.

I took a loan with AmeriSave, and the rep was awesome. The process took less than two weeks. It was easy and communication was good. The process as well as the rate and terms are good the way they are right now.