Cambridge Credit Counseling Corp. Reviews

67 Hunt Street Agawam, MA

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Edited by: Jana Lynch

About Cambridge Credit Counseling Corp.

Based in Massachusetts, Cambridge Credit Counseling Corp. is a nonprofit credit counseling agency that provides financial education and debt management services to consumers. It offers credit counseling, debt management plans, and budgeting and financial education to individuals and families to help them reduce their debts. All counselors must achieve and maintain accreditation through the National Foundation for Credit Counseling.

Pros
  • Clients are debt-free in under 4 years
  • Extensive educational resources
  • Free consultation and debt analysis
  • Licensed and/or approved in all 50 states
Cons
  • Fees vary by state
  • Must participate in a 30 to 60-minute counseling session

Cambridge Credit Counseling Corp. Reviews

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    1 featured review
    How do I know I can trust these reviews about Cambridge Credit Counseling Corp.?
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    Page 10 Reviews 1460 - 1660
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    Customer ServiceStaff

    Reviewed April 13, 2016

    I was referred to Cambridge Credit Counseling Corp. by my mother who saw it in a magazine. I had too many credit cards that I had balances with. I got in touch with someone every time I called Cambridge and they always answered my questions or got back to me with answers within at least 24 to 48 hours which was cool. I’m done with their program. They did a good job. I really didn’t think it was possible to pay all that stuff off in three and a half years and it was cool to do so. Back then, I was a lot younger and I was able to get credit from anybody. But working with Cambridge along the line helped me realize that credit is one of those sensitive things to have. I learned to take better credit and to manage money as well. It was a great service.

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    Staff

    Reviewed April 12, 2016

    We're really happy with Cambridge. Back then we had to get on a kind of program and budget to lower our debt and since we got on the plan, we're better at living within our means. Now that it's paid off, we're able to put that money aside which we wanted to before. Cambridge is very reliable and everything they said would happen did. It was excellent service.

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    Staff

    Reviewed April 11, 2016

    A friend told me about Cambridge Credit Counseling Corp. I wanted to get everything paid off and I did. It was a good experience with them. I've had positive interactions with their team too.

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    Customer ServicePriceStaff

    Reviewed April 10, 2016

    I reached out to Cambridge Credit Counseling to find out if there was a best possible way for me to shut off or stop using my credit card so that I could fully combine my debts and get into some kind of counseling for that, for which they were good. They were definitely able to lower my interest rate. I was in contact with my first agent from Cambridge and everything was going so well and smoothly that I didn't have to call and talk to anybody else. It's been over six years and then it finally happened -- I had my last payment done. I said, "Hallelujah! I got more money in my pocket!"

    It's a great way to combine your credit card debts. You shut off your credit card and then the interest rates were very reasonable. They went out of their way to find the lowest interest rate possible on every debt I had, to bring it down. It was a great experience knowing if there were any changes that needed to be made, of which there weren't any. I knew I didn't have to worry about my credit cards which were shut off and I didn't have to worry about anything else. I would like to take this opportunity to thank Cambridge Counseling for all their help and I hope I never need them again.

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    Customer ServicePriceStaff

    Reviewed April 9, 2016

    I had several cards and I was only able to do the minimums. It was draining and I was never catching up, so lumping them where they got the lower interest rate and making the one payment was a lot easier to accomplish the goal. The people at Cambridge were very helpful, respectful and didn’t make me feel like a loser for using the service. Every time I reached out to them with a question, they were always available for an answer. They resolved my problem and I’m grateful. I know I need to be careful, and I’m still working hard at that, but things are a lot better after working with Cambridge.

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    Customer ServiceStaff

    Reviewed April 8, 2016

    Cambridge's staff are fabulous and very understanding. We knew we were in trouble and we reached out for help, and once they got all of the information, they just took right on over and kept me apprised of what was going on and what they're doing, and would send emails periodically. It was wonderful. And if need be, they didn’t hesitate to pick up the phone and call. It has made life a lot easier, and taken a lot of worry and burden off of our shoulders. If I got in trouble again I would not hesitate to call them and if I know anybody that's in trouble, I'll refer them. They deserve 10 attaboys and then some.

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    Customer Service

    Reviewed April 7, 2016

    Cambridge is amazing. They got 1 card down to zero percent. It's an amazing program and it forced us to do the right things. We had too much debt and we couldn't live anymore, and then I heard about them through my employee assistance program. The contact was great from the initial one, to anytime I needed a call and reassign money as the bills are going down, and towards the end. The website and the e-mails were very informative and helped us get back on track. I would refer anybody who needs them to call them.

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    Customer ServiceStaff

    Reviewed April 7, 2016

    I've used Cambridge Credit Counseling for several years to consolidate my debt and my experience with them was fantastic. Whenever I had gotten off track a couple of times, they were very easy to work with and would get me back on track. I went through a rough patch in my life and was able to call them and get back on their program, and I just finished in March. They were always willing to help, very kind, understanding and nonjudgmental. They answered my questions and did anything they could to help me. I'm thankful to them.

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    Punctuality & Speed

    Reviewed April 6, 2016

    My husband had a stroke and I was concerned about our finances, so my daughter looked up Cambridge. I wasn’t really having any debt, but I wanted to get help paying all my bills. It was wonderful having it taken off my hands and it went smoothly. The money was always there for them and I got information right on time each month. I was able to see where the money went and it was an excellent experience.

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    Customer ServiceStaff

    Reviewed April 6, 2016

    My experience with Cambridge Credit Counseling was great. Somebody was talking about them on the 6 o'clock news and I called them and had a gentleman by the name of John, and he was very helpful. Working with Cambridge got me out of debt. It's not that often that there is a dependable and honest company with a lot of these companies that are on TV. I loved being with Cambridge and would recommend them to anybody. In fact, I did recommend them to one person and she went with them too. Peace of mind sums up my experience with them.

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    Staff

    Reviewed April 5, 2016

    Working with Cambridge has been wonderful because now I can get back on track. I'm very thankful that there is a credit counseling out there that can help people like me that had never been in a situation like this, which was overwhelming for me. Overall, it was a great experience and I have been so blessed to be a part of it.

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    PriceStaff

    Reviewed April 4, 2016

    I tried Cambridge Credit as I thought they might get me a plan, pay my bills for me, and get me out of debt, and they did. They were also able to lower my interest rates and that’s all been paid off. They were very helpful.

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    PriceStaff

    Reviewed April 2, 2016

    I wanted to get my credit card debt in line. It had been looming over my head for several years and it was time to start taking some steps to get rid of it so I reached out to Cambridge. Aside from the initial discussions, they knew exactly what they needed from me, got all the information they needed then went off and did their thing. They were very polite, courteous and responsive. They got my interest rate down to 6% from 30%. It's a relief as I don’t have credit card debt right now. It was a short and sweet experience with them.

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    Staff

    Reviewed April 1, 2016

    We got to a point that we couldn't pay our credit cards and stuff, and didn’t want to lose anything. Mr. ** from Cambridge Credit Counseling was so nice and took care of everything for us. Then sent us our statements in the mail each month showing what they were doing. We have no more credit cards and we're able to save some money and keep for the rainy day so it's real nice. Cambridge was great and we thank God that they helped us.

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    Price

    Reviewed March 31, 2016

    I wanted to consolidate some things and get them taken care of. My wife told me about Cambridge Credit Counseling. We didn't deal with them much once everything got going, and we didn't have any issues. They got our interest rate lowered.

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    Staff

    Reviewed March 30, 2016

    I went with Cambridge because it wouldn’t affect my credit scores in a negative way. A lot of the credit counseling get one's account discounted, but then it reflects badly on one's credit scores. I talked to people from Cambridge a couple of times when I was getting the account set up. One of their guys was very helpful. We got it structured and set up, and then I needed to add another account to it. That was very easy to do. I had no problems at all dealing with him. It was a very pleasant experience, overall. It was nice to get that certificate of completion. With Cambridge, I learned about budgeting our money a little better so that we'd be able to meet our monthly bills in a way that I didn’t put the stress on the family.

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    Customer ServicePriceStaff

    Reviewed March 29, 2016

    I was in a lot of debt and wanted to get out of it, so I decided to call Cambridge. I had a lot of good experience with them. They were able to lower my interest rate and they also taught me not to get into that much debt. They worked with me and took good care of me. I'm glad I contacted them and I would recommend them to my friends.

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    PriceStaff

    Reviewed March 29, 2016

    I had a couple of different credit cards with interest rates that were high and I was trying to get out of debt, so I contacted Cambridge. I had very professional interactions with the Cambridge team. They were always very helpful, informational and they did a really good job on following up with me. They did not only get me out of debt, but they taught me the tools to stay out of debt and have better money management. My experience with Cambridge is a very positive and life-changing event. I am debt-free, and as a personal goal of mine, I'm staying debt-free.

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    PriceStaff

    Reviewed March 28, 2016

    I wanted to get rid of all my credit cards and everything I had and get my debt under control so I called Cambridge. I thought it was a good transition and the whole process was a pleasant one. They got me where I needed to be and it was a good experience. They were able to lower my interest rate and now I don’t have any more credit cards. This lady from Cambridge usually contacts me on a quarterly basis, the team itself would call me at least once a year, and if I have questions I’d call them. They're awesome and I already recommended them to help a friend.

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    Staff

    Reviewed March 27, 2016

    The problem for us and for a lot of people that I’ve talked to is being able to live within our means and when the economy fluctuates and our income changes, we should prepare for that ahead of time. Staying in sound financial shape is easier than having to catch up and get back in financial shape. The Cambridge Credit website, when we first started out, was very informational. The guy we were working with early on gave us a lot of workbooks, information and pages to fill out to plan for the next couple of years and it really helped out. There was a lot of talk about how to set up our budgets properly and how to manage our budgets and costs. And then we worked out a payment plan and went from there. It’s really convenient. They’re easy to work with and I was very pleased with the outcome. I’d definitely recommend them.

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    PriceStaff

    Reviewed March 26, 2016

    Cambridge was able to lower my interest rates. They made a lot of information available as to how to manage money, and I learned a few things about the dangers of debt. They sent me questionnaires at certain intervals, asking if I had any questions or need any additional help. And they made available a lot of reference material, so it’s not like they just got the process started and forgot about me. They worked with me in all sorts of ways. Everything worked as planned and I'm very satisfied.

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    Staff

    Reviewed March 25, 2016

    It's been wonderful with Cambridge. I didn’t know who to go to, and a friend of mine told me about them and recommended them highly. The representatives at Cambridge were all great. They were very helpful and concerned about my benefits. It was very good to do business with them. I paid my debt off and my credit approval is high now. I'm happy with it.

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    Reviewed March 24, 2016

    I’m very glad that I found out about Cambridge and I would tell anybody about them as I learned a lot from them. I wanted to get out of debt and I got in there because I was desperate. Now, I've already finished with the program and got the letter saying that they congratulate me on my finishing it.

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    Customer ServicePriceStaff

    Reviewed March 24, 2016

    Cindy found Cambridge Credit Counseling online then she made a call and ended up talking to one of the representatives. They were very nice and helpful because I was in on the call when she was talking to them, and we got what we needed to be doing. They were able to lower our interest rates. Cindy had some questions on some credit cards, and they were able to help her and got her what she would need. They were very knowledgeable. Whenever we asked a question, the guy that helped us knew an answer. He didn’t have to put us on hold and he guided us through it. They’ve done very well. It has changed us.

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    Reviewed March 23, 2016

    We had too much credit card debt. I looked at the reviews of Cambridge and people were happy so we gave it a shot. It was five years ago when we worked with them. Now, we are debt-free and have extra money in our pocket every month.

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    Customer ServiceStaff

    Reviewed March 23, 2016

    I needed to pay off some bills and Cambridge helped me with it. Everyone was professional, courteous, and efficient. We had no communication problems and it worked great for me. I went through a three-year program and now I’m debt-free. I would recommend them.

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    Customer ServiceStaff

    Reviewed March 22, 2016

    I’m glad that we finally got to pay our debt off at a lower rate. I have only talked to a few people at Cambridge but they were always pleasant. They always did answer my questions and everything was good.

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    PriceStaff

    Reviewed March 21, 2016

    Having worked with Cambridge, I have learned how to budget and not enter a situation where I have too much credit and not enough money to pay them and then have living expenses. Back then, I had too much debt and not enough money left over the month so I connected with the company and they were able to get my interest rates under control. The initial rep I talked to was very helpful, informative and took me step-by-step through the process. It's been excellent service from Cambridge and what I liked about it is my payment could be automatically deducted from my checking account at the date that I chose.

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    Staff

    Reviewed March 21, 2016

    I've used Cambridge before so I know they're good. When you get stuck with something, you see a way out. They're a wonderful company and were able to help me. Moreover, I like their rep, Emma. She is very good and helpful. I get so many things in the mail from other places but I'm sticking with them.

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    Reviewed March 20, 2016

    I had Cambridge Credit through the company I used to work with. I basically needed to start getting control of my debt. I freed a lot of my income so I'm not in trouble every month, and I'm feeling good now that everything's done.

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    Punctuality & SpeedStaff

    Reviewed March 20, 2016

    I needed some help getting a big pile of bills paid off. I was frantic and tearing my hair out trying to figure out how I was going to make ends meet and make the payments everybody was demanding. Then I had heard that there were these services that can help me. They can negotiate the bills to lower them and then you pay them, and they pay everyone out.

    Cambridge helped quite a bit and it feels great to have the bills paid off now. They were pleasant, helpful, and answered all of my questions. The process was mostly easy. It was set up and figured out exactly what was going on and I agreed to it, and then sent them payments. It was automatic and painless at that point so it was great. They kept me informed all the time. They would send me the monthly statement in my email. I didn't need to talk to them too much which is fine.

    Now that I've gotten my finances straightened out and my debts are cleared, I'm not going to get myself into the same problem. I'm living within the check and being very careful about what I do with my money. My credit is not exactly all fixed up yet but when it is fine, I'm not going to go wild with credit cards and stuff. So it's made a huge impact.

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    Staff

    Reviewed March 19, 2016

    I used Cambridge before and I went into too much debt so I reconnected with them. They're very, very good people. Their reps were very easy going and they help me out very well. They also gave me information on ways to help control or manage debt before it happens. That's why now I don't give any credit cards, just money. They're the best.

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    Customer ServicePrice

    Reviewed March 19, 2016

    They helped me get my interest rates lowered to get my debt paid off. I had one phone call with the Cambridge reps and the rest were all my monthly emails. At the end, it was good because the emails I was getting showed what my balances were and that my debt was coming to an end. It was really good because I felt like I was always informed of what was going on.

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    PriceStaff

    Reviewed March 18, 2016

    I was looking to consolidate my depth and make its payment less. I checked a couple of different places and a friend of mine told me about Cambridge. They seemed to have a better deal going so I got them and they were able to lower my interest rate. They were all very kind, courteous, and helpful. It was a very satisfying and insightful experience. It taught me how to manage my money better and I’m doing better, too.

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    PriceStaff

    Reviewed March 18, 2016

    I was desperate so I contacted Cambridge. They've helped a lot. They were able lower my interest rates and wiped out two credit cards which I never thought could be done. They are fantastic.

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    Reviewed March 17, 2016

    We were overloaded with credit card debt and it was a wonderful experience with Cambridge. They were able to lower my interest rates. One rep came in the beginning and he was very helpful. Any connection we had, they were always kind. They didn't pester, overwhelm, or strong hand me. We're finished with the program now and it was a struggle paying it, tightened our spending a little bit but it was worth it in a long run instead of bankruptcy. It was a relief to have this tremendous help.

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    Reviewed March 17, 2016

    I was divorced and have all these bills piled up. Tim, the Cambridge representative, was very nice and pleasant to work with. He called me five times to explain everything to me. I was so happy that I had Cambridge. I was able to pay off a lot of money in five years and went back to having extra money now. It was a very good and fulfilling experience. I fulfilled my goals, so it was nice.

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    Staff

    Reviewed March 16, 2016

    I had a lot of debt in credit cards, so I contacted Cambridge. I was with another credit counseling company, but I didn’t like the way they were doing it, so I canceled with them and went with Cambridge. They helped me and everything was a lot easier with them. Their representatives called the credit card companies and negotiated with them, and everything was fine. I had tried myself and they wouldn’t even talk to me about it. I was really pleased with Cambridge, and I’ve told my friends that if they want to get those cards solved and taken care of, they need to go with Cambridge. It was a great adventure. I got it all taken care of and now, I'm out of debt.

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    Customer ServiceStaff

    Reviewed March 15, 2016

    I had a lot of credit cards and I figured it was time to do something so I approached Cambridge. Their representatives were all nice and called every other month to make sure everything was going good. I called a couple times with questions and if they didn't know, they'd figure it out for me then get back with me. Just last month I had all of my cards paid off. I've got a lot more money. I would recommend Cambridge to anybody because they do an excellent job and I was very happy with them. They helped me out tremendously.

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    PriceStaff

    Reviewed March 14, 2016

    I did work with Cambridge Credit and it was very good. They helped lower my interest rates. I had no problem with their reps, they were good and very helpful.

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    Reviewed March 13, 2016

    I was very satisfied with the way Cambridge handled my concern. They were able to lower my interest rates, and that helped me quite a bit.

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    Reviewed March 12, 2016

    I worked for the government and Cambridge was something that my company and my agency recommended. I'm also close to Cambridge so I chose it rather than going out to a civilian source or to another source. I figured if the government approved them and brought them in, then it should be okay. Everybody was very, very helpful and any questions that I had were answered. In any situation that came up, I was given immediate guidance or instructions on how to take of care them. Anybody that I would run into, I would let them know and tell them about this company. Everything was great and went as planned.

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    Reviewed March 11, 2016

    I wanted to consolidate my debts, and Cambridge made the one payment much easier and less stressful. It's very effective.

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    Customer ServiceStaff

    Reviewed March 10, 2016

    To get control of things and back on top, I decided to connect with Cambridge. They were able to lower my payments which was mostly what I cared about. We had a payment schedule set up and I met that same schedule. When I had an issue like my daughter going to college and some more challenges than my normal first couple of years with them, I called them, asked them to work with me and they did. Because I met all my payments during those first couple of years, they were able to reduce my payment almost in half and still beat the five-year schedule.

    I really have no complaints. Obviously when one gets into that position, one is somewhat in dire straits. Cambridge made a promise and lived up up to their promise. They were willing to work with me and it's a good thing. It was a great experience during a hard time in life and I already recommended them to a friend who did the same thing. She's still with the program and I'm graduated.

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    Customer ServiceStaff

    Reviewed March 9, 2016

    I went online and Cambridge had a very good report - reputable and they get very good ratings - so I said to give it a shot. I’m debt-free now and they were a big part of it. When I'd pick up the phone, the customer service was very good to us and they would return my call. They're good people to work with.

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    Reviewed March 8, 2016

    A family member of mine had gotten in debt and she told me about Cambridge. I had a quick call with them and I went on to compile everything and it worked out fine. They worked real good with me and got my interest rates lowered. They were right there to answer any question I had or if I call in and need to know my balance. I'm paid out of debt. I was very satisfied and will recommend Cambridge to anybody that needs this kind of help.

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    Reviewed March 8, 2016

    A couple of years ago, a friend told me about Cambridge. I was a little behind on my credit card bills so I contacted them. Their rep, Danielle, helped me a lot. I've used them twice and been able to manage my money a lot better now. I want to use them again but hope I won't need them again. Awesome experience.

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    Reviewed March 6, 2016

    Cambridge did everything I needed them to do and they got me out of debt. I used them again because of my familiarity with the whole process and the fact that it was pretty pain-free the first time that I used them. I wasn’t terribly in debt. I had three or four high-interest cards with a few thousands on them and Cambridge lumped it all together into one easy payment. I’ve just been really happy when I think about it after that which was nice.

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    Reviewed March 5, 2016

    We wanted to get our bills under control and someone we knew had done Cambridge's program prior to us. There was some verbal interactions at first with the Cambridge reps but then it was all done through email after that. We got our monthly statements and anytime an account was paid off they would let us know. We got rid of unwanted debt and our credit score is much better.

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    Customer ServicePrice

    Reviewed Feb. 25, 2016

    I was trying to Google something that can help me with one of my cards and found Cambridge. I decided to connect with them and got the payment on steady rate. They lost in whatever the fee was in the credit company agreed to do and they did whatever it is so the interest didn’t have to keep going up, it was okay. Also, everything was pleasant with their customer service though I hadn’t really spoken to them other than in the beginning. When I did close out I called someone to see how they work and I didn't have problems with that. I got that card afterwards so that was good. Then I finished paying it off a little bit earlier—it was estimated three years and I was done in two years.

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    Reviewed Feb. 25, 2016

    A friend told me about Cambridge, and I used them to consolidate my credit. They're very friendly and supportive. They are very on track with everything and I definitely can say that my credit is much better now.

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    Reviewed Feb. 24, 2016

    I was looking to set my credit back straight so I decided to contact Cambridge. Their reps were all nice and gave me updates of what was going on and everything I needed to do.

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    Reviewed Feb. 23, 2016

    We've finished our four-year payoff through Cambridge. They were helpful throughout everything, very professional, and they get back to us when they said they’re going to.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Feb. 22, 2016

    I got out of control with my bills and I couldn’t pay them on time. My bank wouldn’t put me in credit counseling, then I contacted Cambridge Credit. They are wonderful. They call me right back when I call them and leave a message. Everybody is more than willing to work with me and help me get right on track again. They were able to lower my interest rate. I got my bills paid off working with them and I can be debt-free. I’ve recommended them to five of my friends who are already in the program.

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    Reviewed Feb. 21, 2016

    My experience with Cambridge was very good. We had some financial difficulties and were looking at different options so we went on a payment plan with them. They helped us lower our interest rates and we were able to make the payments and now we are completely paid off of our debts. Also, the reps who helped us were excellent, very responsive, understanding and supportive.

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    Reviewed Feb. 19, 2016

    I contacted Cambridge and told them what our situation was and sent them the statements of what we owed. They took what we owed and made arrangements with our creditors.They put us on a plan and we have paid all the accounts off. They were very easy to work with and did what they said they would do.

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    Customer ServicePriceStaff

    Reviewed Feb. 18, 2016

    Working with Cambridge made my life easier. I had a water bill that I wanted to pay off among others so I contacted them. They were able to lower my interest rate, and I paid my bill off. Every time I called, the Cambridge team answered immediately and was able to help me. I had a great experience.

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    Reviewed Feb. 17, 2016

    I had gone through a divorce that cost me to slough more expenses so I went straight to Cambridge. They assisted me and they were able to lower my interest rates. Their team was pretty prompt in assisting me and responding to my needs. Cambridge took a load off me and I was pretty satisfied. I'd definitely recommend them.

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    Reviewed Feb. 16, 2016

    I was looking at something through LendingTree and Cambridge popped up. I gave Cambridge a call and they did everything over the phone. They faxed me the paperwork and my husband and I signed it and faxed it back. The process was very easy. Any time I had to talk to Cambridge on the phone, they were very pleasant and very businesslike. I was very, very pleased with them. Cambridge took a payment out of my account every month and helped us get our finances in shape really well. My consumer loan is paid off now and I don't have any outstanding credit bills.

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    Staff

    Reviewed Feb. 15, 2016

    A friend of mine had went to Cambridge Credit before, so I used them and my experience with them was wonderful. I liked one rep who had kept with me and tried to help me out to explain the whole situation. He was really good at what he does. Cambridge helped me get out of my debt. Hopefully, I'd never need them again, but if I do, I would go with them. I highly recommend them to anyone that needs to get out of debt.

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    Reviewed Feb. 15, 2016

    I contacted Cambridge because I wanted to get my credit up and get some debts, my outstanding credit card bill, paid off. Working with Cambridge got me out of debt and my life has been great since. When I called customer service, they were super helpful and responded to emails. Overall, it was a good experience.

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    Contract & TermsStaff

    Reviewed Feb. 14, 2016

    Our experience with Cambridge Credit Counseling was great. They helped us and we got through it. We paid off things, by the grace of God, because of the agreement that we made with them of not accepting any credit cards over that time. Had they not helped us, I can only imagine where we'd be now as it was starting to get into my blood marrow. I really wished that more people were given that opportunity. But some people are too proud or they don't have the patience for it. A person needs to admit he's wrong, stand up, fix it, and get on with life. That's exactly what Cambridge allowed us to do. I'm a very satisfied customer and I would recommend them.

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    PriceStaff

    Reviewed Feb. 13, 2016

    It was time to get out of debt so I went to Cambridge. The reps were very attentive to whatever needs I had and they sent me a statement every month as well. They were able to lower my interest rate and I'm now out of debt!

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    PriceStaff

    Reviewed Feb. 12, 2016

    I had a number of interactions with Cambridge from the beginning of my application process and they were all very good and pleasant. They handled everything very professionally and helped me get the interest rate on my debt reduced.

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    PriceStaff

    Reviewed Feb. 11, 2016

    I got in touch with Cambridge so that they can help me consolidate my bills. Their reps were really good and working with them gave me credit. They also lowered my interest rate.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 10, 2016

    I was in debt so I looked up debt counselling agencies online and happened to find Cambridge. I was very pleased with them. It's so good to be debt-free. I thought I was never going to get out of it. I've been with them since August of 2012 and I can't believe how fast everything got paid off. I had a friend who was in debt and I gave him all the information about Cambridge. I told him that I had a great experience with them.

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    Reviewed Feb. 9, 2016

    Cambridge had a good effect in my life. I'm a lot debt-free now. I'd recommend them.

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    Staff

    Reviewed Feb. 8, 2016

    I went to someone else and he took all of our money. And so Cambridge got a hold of me. They were wonderful. Anytime I had any questions, they were helpful, very knowledgeable and great. I've already recommended them to three friends.

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    Price

    Reviewed Feb. 8, 2016

    Cambridge Credit is a good company. They get people back on track and I was able to get a second mortgage on my home so I could pay off. The main thing they did is lower my interest rate and I was satisfied.

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    Price

    Reviewed Feb. 7, 2016

    I had a lot of college debt on my credit card that I needed to eliminate and paying the minimum was getting me nowhere. My dad let me know of Cambridge. They were able to lower my interest rates and I was able to get everything paid off in a timely manner. At that time in my life, I was very young and could've gone for bankruptcy and recovered in a manner of 10 years or so. But I wanted to pay it off. So, I'm greatly happy that I was able to do so, and continue my life without being just paycheck-to-paycheck.

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    Reviewed Feb. 6, 2016

    I was very happy with Cambridge. I had too many bills with interests rates that I couldn't handle, and Cambridge was helpful. I've managed to pay my debt off and I'm trying to go on with the other things that are in line. But I need to do more of their online stuff. I should've done more of it.

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    Customer ServicePriceStaff

    Reviewed Feb. 5, 2016

    Cambridge was able to lower my interest rate. The guy from Cambridge who I dealt with during my first contact during the time when I was looking for counseling service was very pleasant, and he was able to answer all my questions, that's why I decided to go with them. It took me about three or four years to pay off my debt, but I feel good now that I don't have any debts and I will never get in debt again.

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    PriceStaff

    Reviewed Feb. 4, 2016

    I felt like paying one bill instead of the maximum amount, so I connected with Cambridge, and they were able to lower my interest rate. They also cleared up bills and helped my credit score. Furthermore, their team was great every time I needed to talk to them.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 3, 2016

    I have nothing but good experiences with Cambridge. The other financial institutions weren't giving me the time to pay what I was owing. It was letters after letters saying I have to pay. Then late fees are charged. But on every last of my account that Cambridge worked on, they worked with a lower rate. I call them and their reps check on my account, get back to me in a very timely manner and would give me all the updates. If I asked for anything in writing, they would email it to me right away. And I paid off almost $25,000 of credit card bills.

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    Contract & TermsStaff

    Reviewed Feb. 3, 2016

    I heard about Cambridge through my employer. My husband's company closed and all of our bills were based on what his income was and it was substantial. It was devastating because I work also, but we didn't have any credit things before and just within a few months prior to his company closing we acquired this debt and it was bad. He started receiving unemployment, but it was a fraction of what his income actually was before. He got another job, but again, it was not half of what he had made before. We were looking at buying some property and they said that we needed to get some more consumer credit. So, we went out and got a dishwasher not knowing that the car was about to go out and that we'd be purchasing a new car.

    For a little while, we had a little bit that we could work with as far as money, but nothing to cover our back. There was no way could we meet what we needed and so that's when we started looking at each thing individually and what we're trying to do. When I first talked to the people at Cambridge, a very nice counselor went over everything with us and said, "You know you may be looking at bankruptcy." And I said, "Well, we're going to try not to go there." He worked out three credit cards with everything that he could. It was a downward spiral. He worked out a plan and took some of those large high-interest debts away and we worked with the other credit that we had and were able to get through.

    It was very nice to have the bank draft because I didn't have to worry about debt, but we knew that it was coming out of our checking account and was never an option not to wait 10 days to pay it which really helped us structure so that that bill was always paid consistently. I was able to retire in September this past year. I was able to get a portion, which let me pay off those debts. That's how it all worked out, but we had to have some help to get us to that point. I appreciate what Cambridge did. They looked at our constant elements financially and gave us some good solid advice on what we're to do and what was going on. There's been no contract. We just followed through on the plan and try to do as best we can. Not that we didn't have to borrow money afterwards, we did but with a lot more caution. It was good for us and helped us a great deal. I'm totally pleased with Cambridge.

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    Staff

    Reviewed Feb. 2, 2016

    I wanted to consolidate some debts and I had an issue with Home Depot on one of their programs where they raised the rate to about 30 percent. So I called Cambridge Credit and they explained everything and made it simple. They kept their word and they actually got the rate back to where it should be. It was a good experience with Cambridge Credit, and I definitely would recommend them to other people.

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    Response from Cambridge Credit Counseling Corp.

    Arthur,

    We're so happy that we were able to help you with your high rate! We understand that it can be difficult to pay off debts when your interest rate is so high - getting help is sometimes the only way to go! Thank you for your kind words and we hope you consider us in the future for any help you, or someone you know, may need with Student Loan Counseling, Homebuyer Courses, Housing Counseling, or Reverse Mortgage/HECM Counseling!

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    Reviewed Feb. 1, 2016

    I was given some bad advice during my divorce and had a lot of debt that was in arrears and none of the credit card companies were willing to work with me. They all wanted their cash immediately. Cambridge was able to talk to them and get them taken care of. We came up with a payment plan and my life got under control. The team at Cambridge was friendly, knowledgeable and worked with me really well. I get a call every couple of months to make sure all was good and life was happening. It was a pleasant experience all the way around, and I recommend them all the time to people that have issues like I had.

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    Reviewed Jan. 31, 2016

    I would definitely recommend Cambridge Credit Counseling. Everything was very organized and explained to me in the beginning. It was a wonderful experience.

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    Staff

    Reviewed Jan. 30, 2016

    I was paying more than I needed to so I sought help from Cambridge. The interactions I had with their team were efficient and effective. I'm now better in money management.

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    Staff

    Reviewed Jan. 29, 2016

    I had a coworker, who told me that I need to consolidate my debts. He told me that his wife is going through some program so I went to that website and that website led me to Cambridge. And because he said that it helped his wife's credit and that's what I wanted to do, I connected with them. I wanted to take debt and to help my credit up. So far, it was all positive and very helpful. I was able to pay off my two credit cards that was holding me back in about three years.

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    Customer ServicePriceStaff

    Reviewed Jan. 27, 2016

    I used Cambridge about seven years ago and they were able to lower my interest rate. Their team was very professional and I appreciated the information they gave me. We found a common ground and was able to do refinancing because I was working at that time. The first time I used Cambridge, I had three businesses and the way they showed me how to do it and work it out, I was able to take care of that and still didn’t have any pressure on me to do everything else I needed to do. Then when I finished, they were very polite. They called me to congratulate me that I had finished and I really appreciate it, so I told several friends of mine about it.

    When it came up that I had this issue with Sears and they charged me 29% interest rate and I tried and called several times to see if I get different people to tell me that they would lower it for me, they said "Oh no, we can't do that." I know they could because I had been with Sears for 15 years and I couldn’t understand why they would not. I worked no better than anyone else so to speak so I thought, "It's okay, I know what to do." I called Cambridge.

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    Reviewed Jan. 26, 2016

    I was trying to consolidate some of my credit cards and looking for a consolidation company. I want debt out of the way and when I contacted Cambridge they were very nice, explained everything very thoroughly and gave me a plan that worked really well for me, so that's awesome. The only time I really had to speak with them was at the beginning and I barely had to communicate with them over the three years. They would give me everything via email.

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    Staff

    Reviewed Jan. 24, 2016

    The team was very helpful. If anything came up, they made sure we stayed in contact and updated us on any necessary information that needed to be. Cambridge really helped me a lot and I recommended some people to them.

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    PriceStaff

    Reviewed Jan. 23, 2016

    Cambridge was wonderful because they were able to lower my interest rates. I connected with them so I can pay my bills off. Their team was also very helpful and friendly. My lifestyle has certainly gotten much better since working with them.

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    Staff

    Reviewed Jan. 22, 2016

    A friend of mine has recommended Cambridge and said that one of her friends has used it. So, I went straight to Cambridge and the team was great. They helped me out, took care of what I needed to get done, and got me out of my debt. I'm now saving some money, but I don't have to worry about any debt.

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    Staff

    Reviewed Jan. 21, 2016

    I wanted to get rid of my debt so I made contact with Cambridge Credit Counseling. They were always helpful and I've always had positive interactions with them. I learned better budgeting and it helped me keep from being in debt.

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    PriceStaff

    Reviewed Jan. 20, 2016

    I connected with Cambridge because I didn't want to be in debt anymore, and they definitely were able to lower my interest rates. Also, their team were all great when I had to change my address and my bank account. I have money in the bank now and I'm no longer in debt.

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    Staff

    Reviewed Jan. 19, 2016

    I wanted to lower my rate and my monthly payment, and Cambridge Credit Counseling did that. Everything was smooth and it was a good experience. It was easy to communicate and work with their staff. I didn't have credit cards for three years which was nice because it trained me not to use it. I would definitely recommend Cambridge to a friend. Hopefully, I don’t have to use the service again.

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    Staff

    Reviewed Jan. 18, 2016

    Everybody at Cambridge was great. I sought their help to consolidate my bills. My bills are now paid off. It freed up more money for me.

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    PriceStaff

    Reviewed Jan. 18, 2016

    My experience with Cambridge was wonderful and very helpful. It was hard for me since my English is limited, and I appreciated that the company was really patient. They were able to lower my interest rate and consolidate my debt.

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    Staff

    Reviewed Jan. 17, 2016

    Cambridge has done a really good job for us. Our rep was very nice and professional but was able to make us feel at ease. We were able to pay our bills off and felt really good about it. Now, no more credit cards and we're happy.

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    Staff

    Reviewed Jan. 16, 2016

    We'd never have our credit cards paid off because we were only making the minimum payments. Some cards we would pay, one we didn’t. We needed to do something to get out of that situation or it was never going to get any better so we connected with Cambridge. Every time I talk to the reps, they were very nice, helpful and answered all my questions. I'd recommend them.

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    PriceStaff

    Reviewed Jan. 15, 2016

    I tried Cambridge Credit Counseling to reduce my credit card debt and they were able to lower my interest rate. All interactions I had with their representatives were positive -- they were friendly, knowledgeable and courteous. Now I don't have any credit card debt anymore plus I have a higher credit rating and better credit management.

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    Reviewed Jan. 15, 2016

    My Cambridge experience was good. I'm glad that it worked, it's done and all is good. I have recommended them.

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    Staff

    Reviewed Jan. 14, 2016

    Cambridge changed my life financially. I was close to $30,000 in debt before so I had to do something. I was looking for credit counseling when I ran into Cambridge and read their customer reviews. I went ahead with them to consolidate all my credit card bills and pay it off. I talked to a lady, who was friendly, once or twice and that was it. Since working with Cambridge, I haven't done any more credit cards. It was great overall and now, I'm debt free and happy.

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    Reviewed Jan. 13, 2016

    Cambridge is very good to deal with and I highly recommend them.

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    Reviewed Jan. 13, 2016

    I was out of work and we were struggling so we decided to go with Cambridge. I had conversations with their Credit Counseling team about what monthly payments I would be making to the accounts and always followed up and see if there was any other problem. Since having Cambridge, we have learned how to keep a budget and it's made our lifestyle better.

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    Reviewed Jan. 12, 2016

    I went with Cambridge in order to lower my interest rates. It was a good experience all in all and I'd recommend them.

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    Reviewed Jan. 12, 2016

    I had too much credit card debt so I decided to connect with Cambridge. Initially, they explained to me over the phone how the procedure would go. Then I filled out some forms online. I was not making a great deal of money then and because of Cambridge I learned to not use credit cards as much. Now that I'm making a lot more money, I also don't need to use credit cards as much. I learned how to take care of credit cards a lot more efficiently. The biggest thing I got from my experience with Cambridge is that I took care of a lot of credit card debt and I learned to save more money too.

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    Staff

    Reviewed Jan. 11, 2016

    I heard that Cambridge was a good resource so I decided to connect with them. They were helpful, positive and very professional. They also handled themselves well and seemed to care about my situation. It's been nice working with them because now I don't have that looming debt anymore. I don't use my credit cards except for something I can pay off in a month. It let me get a handle on things so I recommended them to my nephew and his partner because they both have a lot of debts from college. I'm hoping that they'll reach out to Cambridge, too.

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    Response from Cambridge Credit Counseling Corp.
    Valita,

    Congratulations on getting rid of your debt! We’re happy we were able to help your situation while also teaching you some important skills on how to use credit safely and responsibly. Thank you for recommending us to your nephew and his partner – we appreciate your confidence in our services! Please don’t hesitate to contact us in the future.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 10, 2016

    Cambridge was great. The first time, they helped me tremendously to get out of debt. And the second time, I got in trouble again and I knew that they could help me get out of debt again, so much that I even told my daughter about it and she has signed up. It worked out great. Everyone's very polite and helpful every time I called. Because of Cambridge, I finally got my act together and I'm doing very well financially now. I'm very happy to be so much nearly out of debt and I don't have to worry so much. I can pay my bills on time and my credit score has gone tremendously up. Those things have helped very much.

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    Cambridge Credit Counseling Corp.
    Response from Cambridge Credit Counseling Corp.
    Kimberley,

    Congratulations on finally getting your finances on track! We understand what a struggle that can be. It’s so good to hear that you trusted us enough to come back a second time for help. We’re sorry you fell off track and needed the help, but we’re very happy to help when we’re needed! Thank you for recommending us to your daughter – please don’t hesitate to think of us if you should need help in the future.

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    Reviewed Jan. 9, 2016

    I have had Cambridge Insurance about three years ago. I've gotten divorced, incurred a lot of debts and lost a few bucks. I have talked to them and I was hoping to get some of the interest rates lowered and get it quicker to pay them off. I know now how to handle debt better. They helped me get rid of some of it.

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    Customer ServicePrice

    Reviewed Jan. 9, 2016

    I contacted Cambridge Credit Counseling Corp. for debt consolidation, and they were able to lower my interest rates. I visited quite a bit with the counselor that I was assigned to and we talked quite a bit on the phone. We needed someone to get rid of some debt on a business that we sold, and we got it all paid off when we worked with Cambridge. I also learned how to downsize on debts.

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    Staff

    Reviewed Jan. 8, 2016

    Before I went to Cambridge, I had sought help from other places and they weren’t really able to help me and didn’t really try. Even my credit union, I asked for a loan for certain things to pay it off and they wouldn’t help me either. I heard of Cambridge on the radio and it was recommended to me by a friend. That was five years and it was a very good experience.

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    PriceStaff

    Reviewed Jan. 7, 2016

    The people of Cambridge were very helpful, kind, and polite. The way they handled me was excellent - I'm an old lady and sometimes I'm not easy to deal with, but they were very patient with me. They helped me get my bill paid off - it's now down to zero. They also taught me a very good lesson in life out of this whole mess: I will never charge even a nickel worth of anything the rest of my life.

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    PriceStaff

    Reviewed Jan. 7, 2016

    I was very satisfied with everything Cambridge offered and explained to me. Everything works out perfectly with them. Their representatives are friendly and helpful at all times. I got my interest rates lower and it changed a lot for me for the better. If there ever comes a time that I need to get this done again, I will do it with them again.

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    Customer ServicePriceStaff

    Reviewed Jan. 6, 2016

    I wanted to consolidate my debt so I connected with Cambridge. Their people have been absolutely friendly, courteous, and were able to answer my questions. Not only was I able to consolidate my debt, I got lower interest rates and have learned not to go wild with credit cards.

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    Customer ServiceStaff

    Reviewed Jan. 5, 2016

    I wanted to get the credit cards paid off at a lower rate and Cambridge seems like a reputable company when I looked into them. They were knowledgeable and very helpful on the phone. Recently, we paid it all off and it feels good to have that debt gone. It was a good experience.

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    Staff

    Reviewed Jan. 4, 2016

    Everything worked out with Cambridge. They are honest and straightforward and I was able to get to a position that I was in before. They were in touch with me constantly to make sure my needs were met.

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    Staff

    Reviewed Jan. 4, 2016

    Cambridge is very good about giving information and paying. I enjoy them thoroughly. They're very nice and efficient people to deal with. I'd recommend them to my friends.

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    Customer ServiceStaff

    Reviewed Jan. 3, 2016

    I like that Cambridge was very accessible and if I needed any advice, it's very easy to get. The only thing was I ended up getting operators during most of the times I called them. So sometimes, I didn't call because I preferred to have a relationship with one person. I did get to establish that with one of their customer service people and whenever I had an issue, they were able to send her directly an email and that worked out well. I still need to call them, though, and do an exit interview, but on the whole, it was a great and very positive experience with them.

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    Staff

    Reviewed Jan. 2, 2016

    We were getting ready to retire and we wanted to get out from under some of our credit cards so we went with Cambridge - we had used them before. Their credit counseling people have been very helpful and nice. Since working with the company, it's given us a little bit more freedom. We've managed to pay everything off and things are doing good.

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    Cambridge Credit Counseling Corp.
    Response from Cambridge Credit Counseling Corp.
    Bonnie,

    Congratulations on your retirement! No one wants to enter their Golden Years with a cloud of debt over their head and we’re glad we could relieve that for you. Please don’t hesitate to contact us in the future or to recommend us to friends or family that may be struggling.

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    Reviewed Jan. 1, 2016

    Working with Cambridge was helpful and it was a good experience. I was able to finish the program. Almost five years ago, before contacting Cambridge, I sought assistance through one of the banks as I was looking to lower my interest rates and consolidate my debt. I had some interactions at the beginning with the representatives but then it ran by itself. They were friendly, courteous and able to answer my questions most of the time.

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    Reviewed Jan. 1, 2016

    I have been with Cambridge Credit several years ago. I've been unemployed then and credit card bills popped up and were getting buried so we had to make some changes. Their help made a huge difference. Things are a hundred percent better than they were when we started because now we're finished.

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    Staff

    Reviewed Dec. 31, 2015

    I was a victim of a Ponzi scheme that involved my credit cards and a bunch of the debt got racked up in a hurry then the rates jumped up like 29.9%. I thought that it wasn’t going anywhere and that I needed to do something. I started doing some background checks on different companies because there are good ones out there and there are some scams too. I wasn’t referred by anybody I knew personally, but whenever people were saying a lot of good things about a company, Cambridge Credit is one that kept coming up. Their team is very helpful. I have nothing but good things to say about them. They told me exactly what was going to happen and they were professional too. I received all my statements in a timely monthly fashion so they could track where we were and how things were going. If anyone found themselves in a similar situation, I would highly recommend Cambridge.

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    Reviewed Dec. 30, 2015

    My Cambridge experience was absolutely wonderful and my main objective was to get rid of some of the debt and they did. Hopefully pretty soon, I’m sure my credit will improve and that is the key and a good thing for me. I’ve recommended them to a friend and is already using them.

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    Reviewed Dec. 29, 2015

    I was being charged with too much interest. It was high, like 20%, and I can't make payments then I talked to a very nice lady from Cambridge who was helpful and answered my questions. Cambridge was able to lower the interest rate, and I'm almost done with this issue. Overall, I'm satisfied with them. They did a good job. If I found somebody in trouble, I will recommend them.

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    Reviewed Dec. 27, 2015

    I appreciate all that Cambridge did. They did what they were supposed to do and they did it to my satisfaction. I got done with all the debts that I had and I'm happy about that. They were always nice to me when I went there. They were honest.

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    Reviewed Dec. 26, 2015

    I was going through Google when I found out about Cambridge Credit Counseling. They got consolidation so I decided to contact them. Their team was fine, knowledgeable, and no issues. Working with Cambridge is good and they got me out of debt completely, so I’m happy.

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    Reviewed Dec. 25, 2015

    My sister from Alabama turned me into using Cambridge Credit Counseling Corp. They were very good because it doesn't affect your credit. It helped me pay off a lot of bills. It worked out well for me and I got out from a credit card debt. I like the idea of not allowing the use of the credit cards while you're paying it off. It was a very good service and I was very satisfied.

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    Reviewed Dec. 22, 2015

    I kept trying to negotiate my interest rates with my credit card company and they wouldn't help me out. Cambridge was able to do that for me and it is nice that they've consolidated everything into one bill.

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    Staff

    Reviewed Dec. 21, 2015

    I wanted to get my finances in order and clear up my debts. I connected with Cambridge and they pay off my credit cards for me. Their team is very helpful and my experience with them has always been positive.

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    Reviewed Dec. 19, 2015

    I had a bunch of bills and I didn't make enough money to pay them. Cambridge was great and it helped get me out of debt. I have already recommended them to a bunch of my friends.

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    Staff

    Reviewed Dec. 17, 2015

    I had too much credit debt and wanted to get rid of it so I decided to connect with Cambridge. Everything was positive with them. I also got monthly emails, newsletters and lots of resources I could use for budgeting and things like that. They were extremely helpful and I already recommended them to my sister and my friends.

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    Reviewed Dec. 16, 2015

    I was going through a divorce and even though I paid all of my credit cards on time, the credit card companies put my interest rates at unbelievable rates and they would not reduce them. The only way to get my interest rates down was to go to Cambridge. They were knowledgeable and friendly. However, they caused a problem with my credit card history and it wasn't their fault, but they didn't straighten it out. When they set up the payment plans all the Citibank-managed credit cards had different payment dates from the dates that Cambridge paid everybody all at once. So it took the Citibank card about five months to change their payment receipt date to Cambridge's, so they reported me late every month when I was paying on time. Overall, I would recommend them.

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    Staff

    Reviewed Dec. 14, 2015

    Cambridge was wonderful. They were very, very good. I heard about them through my cousin and got connected with them so I'd get my bills paid off. The person I talked to, John, was very nice, took all my information and took care of everything. Now my bills are all paid off.

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    Reviewed Dec. 13, 2015

    I sought the help of Cambridge to clean up some debt and get my affairs in control, and they affected my life positively. I'd recommend them.

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    Reviewed Dec. 12, 2015

    My experience with Cambridge Credit was good. The most important thing was the interest rates that they took care of. I had automatic withdrawals from my account and only called them when I didn’t have the money and then I just made my own payments.

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    Staff

    Reviewed Dec. 10, 2015

    I had some credit card debts that had got out of hand and my sister told me Cambridge could could help me get them paid down quicker. The Cambridge people that I worked with were nice. They keep me updated with different stuff and working with them helped me get out of debt.

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    Customer ServicePrice

    Reviewed Dec. 10, 2015

    I was trying to look up local places to do a consolidation, and people gave me some information that Cambridge didn't charge as much as the others. I worked with one person to do the thing and would talk to others on the phone. It saved me from doing a lot more damage to my credit, and spending so much more money. I got myself into a corner and was helped out by Cambridge Credit Counseling Corp.

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    Reviewed Dec. 9, 2015

    Some people had been through the program and it worked for them, that's why I decided to sign up with Cambridge. I called them to find out how the situation was going to be once I ended paying all my debts and how that was going to happen. After that, everything worked out smoothly. Because of Cambridge, my credit's going up, so now I have a chance to actually get an auto loan.

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    Customer ServicePriceStaff

    Reviewed Dec. 8, 2015

    I knew about Cambridge through an employee with the state of California which I retired from. I had a lot of credit card debt and wanted to get out of it, especially that the interest rates are very high. Because of Cambridge, I've been able to pay off my credit cards and have more opportunities to do other things that I want to do now. Their people are very helpful and very professional. They answered my questions and they always did what they said they would do, so the customer service was really good. The fact that they are non-profit was a good reason that I trusted them because I knew they weren't trying to just make money off of me. It was a great experience and people should look into it if they have debt that they are unable to get out of without help.

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    Staff

    Reviewed Dec. 7, 2015

    I looked Cambridge up through our employee assistance program at work. They were the first one I tried and they were really nice. The guy said, “Here, let me see what I can do for you.” It’s a no-brainer decision once I talked to them. It helped me get through a divorce and allowed me to get all my unsecured debt paid in full. I was close to $30,000 in debt and they had a special rate for our government assistance so it would be foolish not to do it besides the fact that it was really simple and seriously effective for me. I just paid it off and look forward to start going better now and I’ve recommended them to people already as my experience with them is excellent.

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    Response from Cambridge Credit Counseling Corp.
    Jason,

    Congratulations on paying off your debt! That’s a great accomplishment and we hope you’re very proud of what you’ve been able to do for yourself and your financial lifestyle. Divorce can be hard on people emotionally AND financially – we’re glad we were able to help you through that stage in your life. As you move forward, please don’t hesitate to recommend us to any friends or family that you may notice are struggling financially.

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    Punctuality & SpeedStaff

    Reviewed Dec. 7, 2015

    Working with Cambridge has affected my life in a very positive way. They were very good at helping me reduce my debt and it didn't happen overnight but slow and steady wins the race. That's how you take care of most problems. I would definitely recommend them.

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    Staff

    Reviewed Dec. 6, 2015

    They were great at Cambridge Credit Counseling Corp. They're a must to work with. I'd recommend them.

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    Staff

    Reviewed Dec. 5, 2015

    My interaction with the Cambridge team at the onset was simple, short and sweet. They were on top of everything and made it easy for me. I have had less debts since I worked with them. I would recommend them.

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    Staff

    Reviewed Dec. 5, 2015

    The Cambridge team has always been friendly and knowledgeable. Moreover, working with them has helped me take care of business better. I'd recommend them to friends.

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    Staff

    Reviewed Dec. 4, 2015

    I knew about Cambridge through my wife. The man I had contact with from there was great. Cambridge has gotten me out of where I were to where I need to be financially - I have more financial freedom now.

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    Staff

    Reviewed Dec. 3, 2015

    I was looking for some help with managing my debt so I searched online and looked for some comparisons, ratings and reviews of different companies. I went with Cambridge because of its high rating. My interactions with their team has been easy and pleasant. My lifestyle is changed drastically for a number of different reasons but certainly Cambridge was a vehicle to get where I wanted to go and helped me do that.

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    Reviewed Dec. 3, 2015

    I decided to connect with Cambridge because I needed to get it set up so that I could get my bills paid. I had a good experience with them.

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    Customer ServiceStaff

    Reviewed Dec. 2, 2015

    I went with another institution before and then cancelled it because Cambridge had better qualifications and it was the best one to go with. Working with them made my lifestyle better. It paid off our bills and our credit has gotten better. Their people are great and I had a good experience with them every time I called. If I leave a message, they'd call me back. Whatever questions I had, they answered immediately. If I needed something with a creditor, they always called my creditor, got a response and called me back immediately. They were great to work with. I would recommend them highly to anybody.

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    Staff

    Reviewed Dec. 2, 2015

    I signed up with Cambridge because it's cost-effective and the lessened impact on my credit bureaus. The lady that I dealt with initially, Mary Beth, was awesome and once everything was in place, I wouldn't have to think about it again. I was a little short every month but other than that, it was faster than it would've been trying to pay the bills off regularly. They were all good.

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    Reviewed Dec. 1, 2015

    When I called Cambridge, I got someone who explained everything to me and didn't leave any of my questions unanswered. I was able to know what I was paying each month and it went smoothly for me. I'm happy with Cambridge because I'm virtually out of debt. I would recommend them to someone.

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    PriceStaff

    Reviewed Nov. 30, 2015

    I was so far in debt. I didn't know where to go and what to do, so I decided to connect with Cambridge. They were able to lower my interest rate and they were there for me if I had any questions. Overall I had a good experience with them and I'd recommend to a friend.

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    Reviewed Nov. 30, 2015

    My experience with Cambridge was very good. I've recommended them to a few people that I know.

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    Contract & Terms

    Reviewed Nov. 29, 2015

    I only have two cards I consolidated and it was pretty simple. Initially we set everything up for three cards and it was fine. I've recommended Cambridge to several other people. I was completely happy with their terms and I was very impressed with their professionalism.

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    Customer ServiceContract & TermsStaff

    Reviewed Nov. 28, 2015

    It was an excellent experience with Cambridge! One of my sons used the company many years ago, and several years later when I became nil and couldn't handle my affairs, I remembered and contacted them. I handed over my credit reports and cards to them and they took care of everything for me. It took three years to clear it all out, but that's because I had racked up a lot of debts. I don't get to see my social security check (that's where it came out from) and that was fine. That was the arrangement that we made and it worked well for me.

    The team were always knowledgeable and courteous. I've spoken to Tim and Erica a few times, and they are a great team that I had. I never had to call them for anything serious. A few times that I had to call for any information or if I had any questions I always could reach the person I needed to reach. And I am being very honest: There was never any downside. When I had a question, and if I needed someone, I always had somebody on the other end of the line. It was never a machine. I never had to talk to a voicemail. It's rare in today's world to call anyone without talking to a machine which makes me crazy, but I never had that problem with Cambridge. So I would recommend them and I have recommended them to a couple of people who said, “I’m getting buried because of this and that.” And I let them decide if they want to go that route. For me, it was a painless process.

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    Staff

    Reviewed Nov. 27, 2015

    I'm glad that I finally got our bills paid off. They were very helpful and I'm grateful that Cambridge was there to help us.

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    Staff

    Reviewed Nov. 27, 2015

    Everyone from Cambridge has always been helpful. The first person I talked with was phenomenal. The advice that was given to me was on point and by following in it and doing what I'm supposed to do would see the results. I'd just have to stick with it and be consistent. They have given me so much peace. And to see myself actually getting out of debt and my credit score go up was awesome. I would definitely recommend them as my experience has been wonderful.

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    Cambridge Credit Counseling Corp.
    Response from Cambridge Credit Counseling Corp.
    Lillian,

    We are SO happy to hear that our advice was helpful to you! Congratulations on being able to watch your debt decrease as your credit score increases! The feeling of digging yourself out of debt is wonderful and we want you to be proud of yourself for this accomplishment! Please don’t hesitate to recommend our services to friends and family of yours that may also be struggling with their finances.

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    Staff

    Reviewed Nov. 26, 2015

    The people from Cambridge are very professional. They did an excellent job on dealing with us on our debt. We were very pleased with them and have recommended them to other people.

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    Staff

    Reviewed Nov. 25, 2015

    I found out about Cambridge when the news did a report about their credit and debt validation. I went to a lawyer to talk about bankruptcy but then I saw that and I'd rather do that versus filing for bankruptcy. Their team was like a resource. They helped me with my budget again. Working with them has affected me in a good way. It kept me within budget and made me think about my spending. Before I actually spend, I plan it. I would recommend them to a friend.

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    Cambridge Credit Counseling Corp.
    Response from Cambridge Credit Counseling Corp.
    Dorothy,

    We’re so glad to hear that you were able to come to us and avoid filing for bankruptcy! Our goal is to become a resource for those seeking our help, and we were happy to be yours! Luckily, there was another option for your situation and we were able to help you get back onto a budget. While you’re enjoying your new financially fit lifestyle, please don’t hesitate to recommend us to anyone close to you that may be struggling with finances.

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    Staff

    Reviewed Nov. 24, 2015

    Whenever I approached the reps from Cambridge, they didn't make it a shameful process or make me feel guilty for the debt I was going through. They made it very easy and something that we were going to work through together. I stuck to my plan and got out of the debt according to the plan. It felt like a great accomplishment when it was over. They offered educational information to make sure that I wasn't going to get myself in that situation again. It was a very good experience. I have five credit cards and I would have liked it if they would have the latest remaining balance available though.

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    Reviewed Nov. 23, 2015

    Cambridge did what they said, that they'd get me out of my financial problems and they did an awesome job. My wife and I agreed that I could have done it sooner.

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    PriceStaff

    Reviewed Nov. 21, 2015

    I chose Cambridge to get my interest low on the credit card because it was so high, and they were able to do that for me. I was able to get my big bill paid off. Their team is friendly, knowledgeable and courteous, and everything went pretty smooth.

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    Staff

    Reviewed Nov. 20, 2015

    The Cambridge credit team was very understanding. They made me realize that I need to conserve in some places and save on others.

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    Staff

    Reviewed Nov. 18, 2015

    I loved and enjoyed Cambridge. It was very helpful to me. Glen was very helpful with me all these years. Excellent experience.

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    Price

    Reviewed Nov. 15, 2015

    I sought assistance before contacting Cambridge not to borrow money against my credit cards, but trying to reduce my loan percentage and that mortgage on the house. I got nowhere. I was attacking a lot of different areas trying to bring my mortgage percentage down from 7.25, it went down to 3s and 4s. The mortgage company didn’t want to talk about it. That was one of the big things I was trying to get at. As far as the credit cards, they were raising my interest rates. I have had credit cards for long-term 20, 30 years and some of them had started the percentages in the single digits and actually, one of them that I had closed down 10 years ago because they raised the interest rates on me. At one point, I’ve had $25,000 credit line and it was up to around $15,000.

    That’s the time when all of a sudden, I get a notice that they were going to increase it. I hadn’t missed any payments and everything had been on time; so at that point, I shut that down to get it, just freeze it where it’s at and I’ll pay it off and Cambridge took care of that. It was really tough to get into a regimen as I had a very stiff payment. My wife took out every credit card that was offered to her when we relocated to Florida. I ended up with 21 different credit cards and a couple of other loans that we’re wrapped into that the Cambridge program took care of. It was an excellent experience with Cambridge Credit Counseling and I would definitely recommend them. I started with an amount of roughly $114,000 and with Cambridge, managed to pay it off in 52 months.

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    Price

    Reviewed Nov. 14, 2015

    We decided to get in contact with Cambridge to get out of debt. They were able to lower my interest rate and I would recommend them. It's a great company.

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    Price

    Reviewed Nov. 12, 2015

    We're happy to have found Cambridge. We were able to finish the program and it's a good feeling. We directly contacted Cambridge after they was referred by the University of Washington support system, CareLink. We contacted them because we had a lot of credit cards that have very high interest rates. All of a sudden, our interest rates were raised up to as much as 28% or 29%. So we figured we won't be able to pay off our balances at that rate because we won't be able to add more. That's when we found out from Cambridge that they can negotiate rates and then do the payments themselves, and that will be more disciplined than if we were to do it ourselves.

    Since working with Cambridge, we were able to budget because there's one big, lump sum that we have to pay them. So now, we're more aware of what we have left and that's what we have to work with. Also, the biggest thing is we were able to survive without any credit card for the five years that we were with Cambridge. We were able to realize that we could do things and pay cash, and didn't need to charge anything to credit cards. We were able to be more aware of our expenses and our budget.

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    Cambridge Credit Counseling Corp.
    Response from Cambridge Credit Counseling Corp.
    Mr. Mejino Jr,

    Congratulations on completing the program! This is a huge accomplishment and you should be very proud of yourself! It can be very discouraging when your interest rates increase so much that you’re unable to keep up with your payments. We’re glad we were able to give you enough breathing room so that you could create a livable budget, as well. Enjoy your new financially fit lifestyle!

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    Staff

    Reviewed Nov. 10, 2015

    Cambridge was very easy to work with. They were willing to speak with my creditor and work something out. They were always friendly when I first set it up and at the end, they were calling to let me know my last few payments were coming out.

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    PriceStaff

    Reviewed Nov. 8, 2015

    I was getting in too much debt and didn't know how to get out because I'm disabled and only receive one check a month. It was difficult for me to pay the bills. I decided to connect with Cambridge Credit Counseling Corp., and they were able to lower my interest rate. The team was very friendly and understandable. I am in contact with them every month, and in my emails, they would send me the statements they were paying, what was going on, and which one was finishing. Working with them taught me not to get involved in too many debts, and to use one credit card. Now, I only use one and the rest of them have to go because what I'm receiving is not enough to pay all of them. I'd recommend this company. They're great. They teach you step-by-step on how to deal with your debt and not go back into them.

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    Reviewed Nov. 7, 2015

    Cambridge sent me the papers, I filled it out, and then send it back. My overall experience with them is good and I'd recommend them to a friend.

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    Staff

    Reviewed Nov. 6, 2015

    I connected with Cambridge to pay less money. The team was friendly, knowledgeable and courteous. They are very factual, which was a good way to communicate with me. They're just saying, "Well, this is what we need to do and this is what we're offering," and I said, "Good deal." They did exactly what they said they would do and with the least amount of effort on my foot.

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    PriceStaff

    Reviewed Nov. 5, 2015

    I had an excellent experience with Cambridge Credit Counseling. Our payments were just getting too high so I decided to connect with them and they were able to lower my interest rate. Their staff were also friendly, knowledgeable, and always courteous and answered my questions. There was never any problem getting a hold of them. And one financial insight I gained since working with Cambridge is to live within our means.

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    Customer ServiceStaff

    Reviewed Nov. 4, 2015

    I had a financial crisis and the creditors treated me like I was a crook. I didn't want them to bother me so I went to Cambridge Credit Counseling and I was totally pleased with every interaction I had with them. Everyone there was excellent except during my very first meeting with them – I didn't like the attitude of the person that I called, but it was straightened out during the meeting. Working with Cambridge has taken my stress off. They paid everything and I didn't have to be bothered with the creditors as I was trying to get back on my feet. Cambridge is a company that I would recommend to anybody because it's user-friendly.

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    Staff

    Reviewed Nov. 2, 2015

    My experience with Cambridge was very good. They kept calling me and they told me a lot of stuff about payday loan and they said that's not good advice to get. I really appreciate what they did with everything. They helped me out a lot and I even recommended them to my brother.

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    Price

    Reviewed Nov. 1, 2015

    I connected with Cambridge Credit Counseling to consolidate. They were helpful and they were able to lower the interest rate.

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    Customer ServicePriceStaff

    Reviewed Oct. 30, 2015

    I connected with Cambridge Credit Counseling because of too many bills. They were able to lower my interest rate and their team was very courteous. I have been more careful since I started working with Cambridge. Every time we called, I always got the answer I was looking for. They were very honest.

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    Customer ServicePriceStaff

    Reviewed Oct. 28, 2015

    I contacted Cambridge because I had to pay down all my debt and close everything out. But before going to Cambridge, I called a couple of vendors to seek for assistance and they were not very flexible. Cambridge was able to lower the interest rate in almost all cases. It was down to 0% or 2%. I work in finance, but even that negotiation would not have happened with a regular person. So it was an improvement. No matter who I spoke to or whatever I was asking, it was totally resolved in one phone call. I never needed to call back. The people at Cambridge were really good and helpful for me. And now, I am completely out of debt. Cambridge made the whole process super easy. They took care of everything for me, so I’m very grateful for them.

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    Reviewed Oct. 27, 2015

    Cambridge did exactly what they said they would do and everything that we tried to accomplish were accomplished. They stayed in-touch and followed-up on everything.

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    Price

    Reviewed Oct. 25, 2015

    I had a couple of stubborn credit cards that wouldn't work with me so I looked into credit counseling on my own. I had some interest rates that I wanted to lower, and Cambridge Credit Counseling was able to do that from 16% to 10% which was fairly significant. I was hoping to get it lower but I did have the result to stay on the plan for a couple of years. I had two fairly high credit cards with them and paid them off completely. However, they sent me regular monthly reports that were meaningless. I told them all the time that it didn't have my account balance. It only shows what I paid. I kept calling them and saying, "Please, can you show my balance so I can see my progress?" They couldn't get that corrected. Other than that, the experience was good. They do what they say, but nothing more.

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    PriceStaff

    Reviewed Oct. 24, 2015

    I enjoy interacting with the staff of Cambridge Credit Counseling when I started with them. They really assured and explained to me exactly what I needed. They have what I was seeking – to consolidate all my debt into one payment so that it wouldn't be such a burden on me. Lowering the interest rate did happen with them and I’m glad I'm finished. I also like their letters. It helped me on having good information on different things you can do and what you shouldn't do, even the monthly letter that we have to fill out to see where we stand with our credit. They understand things will happen. I even recommended them to my son and would definitely tell about them to those who might be going through a hardship because I know it worked for me.

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    PriceStaff

    Reviewed Oct. 23, 2015

    I had debts. This was the reason why I first contacted Cambridge Credit. Their team has been good and helpful and I got some of my interest rates lowered by them. I was satisfied.

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    Customer ServicePriceStaff

    Reviewed Oct. 20, 2015

    Cambridge is the greatest. I was paying so much for my bills and didn't have enough money to pay so decided to combine all them and just have one bill. They were able to lower my interest rate. If it weren't for that I would still have been paying all those bills. I would recommend anyone to them to come with a problem and speak about what they're going to do. A company like that is on the mark and truthful to what they say. The girl that I spoke with when I first started was great and if I didn't understand something I call and there always was someone there to answer a question to anything that I wanted to know.

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    Customer ServicePriceStaff

    Reviewed Oct. 19, 2015

    I was in debt, making minimum payments and wasn't getting anywhere. Cambridge was able to lower my interest rate. I had three credit cards before which were all 15% or higher and they got them all down to 9.9%. When I signed up, the lady was extremely nice, very informative, and let me know what was going to happen and how it all went down in advance. She was really nice about everything. They send me a few emails once a month with good financial advice, I read through those and gained a little bit of info. I'm currently debt-free and I make more wise decisions because I don't want to have to deal with all that again. The experience was hands-free for me as they took care of everything. As long as my money was in the bank account for them to pay the bills, that's all I had to worry about, so it was a nice.

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    Response from Cambridge Credit Counseling Corp.
    Andrew,

    We are so happy to hear that we were able to lower your interest rates on your credit cards. Unfortunately, high interest rates prevent people from being able to pay off their debts. It is our goal to make sure that the process of going through our program is as easy as possible and it’s good to know that your experience with us was stress-free. We hope you enjoy your new debt-free lifestyle and continue to make wise financial decisions.

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    Staff

    Reviewed Oct. 18, 2015

    One of my friends said Cambridge Credit Counseling was really good. She likes them so I trusted them. Their counseling team was all great and very friendly. They were always helpful and answered questions. I’m not sure exactly what they did but I like them and I have a little bit extra money now that I'm done paying.

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    Price

    Reviewed Oct. 17, 2015

    I had gotten laid off from my job and was having some financial difficulties and needed to consolidate and close some things, so I reached out to Cambridge. They were able to lower my interest rate. Everything was great.

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    PriceStaff

    Reviewed Oct. 16, 2015

    Someone on Channel 11 who was talking about credit repair mentioned Cambridge as one of the better consolidation companies to go with. I did consolidations before with another company but Cambridge has been a great experience and very meaningful. I got in touch with them since I had a lot of large bills. I wanted a lower interest rate, and get them paid off in a way that I don't feel like the lenders are hounding me. If the debts are consolidated, the lenders adhere to the company's rules and whatever the lenders establish with them. The people I spoke to at Cambridge were really nice and very helpful with getting me back to where I needed to be - having all of the debts paid off.

    One of the things that was really good about Cambridge was that if I didn't have the money and I didn't want to deduct it out that month because I needed it to pay something else that wasn't in the consolidation, they were able to tell me right off the bat that they would stop the payment. They wouldn't take the money out and put off the payment to next month and then withdraw the money then. I really like that flexibility.

    Ever since I came on board with them, everything was very transparent in how the money was going to be spent. I get an invoice every month on how much had been paid for the credit card company. Even towards the end, they were very nice about letting me know that I did a great job. It was very motivating. I've gotten a lot of offers for credit cards since then which shows I'm rebuilding my credit. But right now I'm just trying to just keep the momentum going of not charging up a lot of cards. As far as my life, it’s improved and I may be more aware of my finances now.

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    Punctuality & SpeedStaff

    Reviewed Oct. 15, 2015

    I contacted Cambridge to get rid of my debt, and they were able to get it consolidated and lowered my rates. I didn’t have too many interactions with their people, only at the beginning when we were setting everything up and when we had payments, which all flowed nicely, but they were all pleasant. Cambridge removed a bunch of my debt and we paid it off early. I have recommended them to two people who became their clients.

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    PriceStaff

    Reviewed Oct. 14, 2015

    I connected with Cambridge mainly because we have so many bills and we had less money coming in and at that point we were behind. Their team have all been very polite and nice when I've spoken with them. They gave me all the information that I needed at the time. As far as I know, they were able to lower my interest rate and we got our bills paid off since working with them. Overall, it's a good company to go through technically if anyone needed to.

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    Price

    Reviewed Oct. 13, 2015

    A long time ago I went to Cambridge and they were able to lower the interest rate on my bills. Recently I had some more bills come up and went through it again. Cambridge was a big help.

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    Staff

    Reviewed Oct. 13, 2015

    It was very efficient and easy using Cambridge Credit. They knew what they're doing and were very professional. All in all, we had a wonderful experience with them. They were great and we recommend them.

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    Price

    Reviewed Oct. 12, 2015

    I contacted Cambridge because I wanted to consolidate my credit card bills. They were able to lower my interest rate and got my cards under control and now they were all paid off. Since working with them, I can better balance my income and budget because I no longer have that debt over my head. It made me aware that I should be more responsible and careful not to overuse anything in the near future and not to abuse credit cards or let it get out of hand. All in all, it was a rewarding and very good experience.

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    Response from Cambridge Credit Counseling Corp.
    Dwellie,

    Balancing a budget does not come easily to everyone, and it’s not hard to see why someone would fall behind. All it takes is a few missed credit card payments, and a high interest rate, to let things get out of hand. We’re so glad that we were able to help you out of your situation. Enjoy living your new debt-free lifestyle!

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    Price

    Reviewed Oct. 11, 2015

    I talked to some banks about consolidating my debts but nothing ever worked out. We were so far in credit card debt - we were paying for 20 years and still couldn't get out. We talked to Cambridge and they said they could help us to get out of debt in five years with just a little bit more of a payment. Our house burned down in July and we had pretty good insurance, so that's how end up going ahead and paying the debts off.

    Cambridge lowered the interest rates with some of our credit cards. Some of the banks won't buy into it but Cambridge worked it out to where we could still pay those debts off in a certain amount of time. Since working with Cambridge, I've learned to not get credit cards again. I'm about midway through the program, with about two and a half years left. We are pleased with our Cambridge experience and would recommend them to anybody.

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    PriceStaff

    Reviewed Oct. 10, 2015

    We were trying to make arrangements for payments to our creditors so we reached out to Cambridge Credit. We needed somebody to talk to the people that we owed money to, somebody that had a little more authority. Cambridge was able to lower our rates to something manageable, at least better than 25%. A couple of our creditors reduced our interest to zero and some of them 6%. There's no way I could've done that. Since working with them, I was able to get all my creditors paid and not have anymore other than my mortgage. I've got no complaints. I'd be happy to recommend them to anybody that's looking for the same type of resources that we gathered from them.

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    Price

    Reviewed Oct. 10, 2015

    My experience with Cambridge was great. Before contacting them, we talked to somebody and it didn't go very well. Then I reached out to Cambridge while looking at some others out there and when I found it was backed up by BBB I was all over it. Everything had gone down during the recession as I started losing hours in my previous job and things had been a little bit too much to handle and I wasn't able to pay my bills. The Cambridge team was able to lower my interest rate. They combined everything into one payment which made it so much easier. I had done another job prior to doing it and after a couple of years it started to get a lot easier. I just kept doing my thing and working and trying to get ahead of the dream. It took four years but I'm in good shape now.

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    PriceStaff

    Reviewed Oct. 9, 2015

    I got in touch with Cambridge Credit because I was in debt and when you get in a mess like that, you feel pretty bad about yourself but they made me feel good. They were very friendly and helpful. They did a very good job in lowering my interest rate, everything was so workable. I had financial insight and did not get in debt since working with Cambridge Credit. The whole experience was excellent.

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    Response from Cambridge Credit Counseling Corp.
    Judith,

    We believe that no one should be made to feel badly about their financial situation. We’re happy to hear that you had a positive experience with us, and we’re even happier to hear that you have managed to stay out of debt since working with us! Keep up the good work!

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    PriceStaff

    Reviewed Oct. 8, 2015

    We talked to Cambridge after hearing about them on the radio and it sounded like they could give us a hand. They provided us with lots of information and were very helpful in helping us resolve everything. There were a couple of accounts that they couldn't help us with but they were able to lower our interest rates with the rest. It took some of the stress out of having to deal with a bunch of different bills and we learned how to better manage our money. I'm glad they were around to help us out. We were pleased with the way everything went and it all worked out good for us.

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    Price

    Reviewed Oct. 8, 2015

    I wanted to consolidate some debt so I decided to connect with Cambridge since I heard nice things about them. They were able to lower my interest rate and their team was very professional. It is a good company - they helped me gain control of a number of different credit cards.

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    Staff

    Reviewed Oct. 7, 2015

    Cambridge doesn't look up credit. The other company looks up the account and sees what is owed and they consolidate. On the other hand, Cambridge only does the account and I have to do all the research work myself when dealing with them. I haven't looked at my credit in years and I'm almost sure there's things there that can be taken off because a lot of times, even though some are cleared off, it's not taken off. Other than that, they all did a good job. Cambridge set up everything and my credit score went up a little since working with them. I've used them twice.

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    PriceStaff

    Reviewed Oct. 6, 2015

    Everything was a wonderful experience with Cambridge. Everyone was so helpful, kind, and patient. The representative I got a hold of was extremely courteous and gave me all the answers I wanted. They walked me through everything. There was no interest rate and they consolidated everything into one payment. Since working with them, I've learned to budget. I'm retired and on a very fixed income, so that helps. For the first time in my life, I am out of debt and I feel wonderful.

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    PriceStaff

    Reviewed Oct. 6, 2015

    I contacted Cambridge to get my card cleared up. They were great people and helped me out a lot. Moreover, they were able to lower my interest rate and helped me with my bills. Overall, it is a good company and I would recommend them.

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    Staff

    Reviewed Oct. 5, 2015

    I've been on Cambridge Credit Counseling for several years. I had too many bills at the time and needed to get them out of the way and Cambridge seemed to be the best way to go. I've gained that you need to get your bills paid off before you get so old. I'm 76 and I started out with a bunch. I then got off of Cambridge for a few years and went back on it. I didn't see any way out until they came along and helped me. Now I have a lot more money to spend. I am more secure and happier. I would recommend them to others. Paying was easier because it came out of my check automatically. I didn't have to think about it or send it in the mail. Their people were very courteous with me and my interactions with them were all positive.

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    Response from Cambridge Credit Counseling Corp.
    Ms. Kennedy,

    Financial stress can happen at any stage of life and it’s important to get help when you need it – be proud of yourself for recognizing this! We’re so happy to hear that you’re more financially secure and that you’re able to live a more relaxed lifestyle. Please don’t hesitate to recommend us to your friends and family that may also be struggling with their finances.

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    Customer ServicePriceStaff

    Reviewed Oct. 5, 2015

    One of the local talk show guys on the radio station in Denver talks about personal finance every week and I heard him talk about Cambridge Credit Counseling about 4 years ago. Somebody called in for help and the talk show guy always recommended Cambridge. We had about $19,000 in credit card debt, and like most people, we were getting nowhere making minimum payments. The way the talk show guy described it was that Cambridge has deals with credit card companies and they can get the interest lowered. So I called Cambridge and talked to a rep. He did all the preliminary stuff. Cambridge contracted our creditors, got the interest lowered, and took care of the payments. They arranged for all the payments and deductions. It was hard giving up $454 a month in payments but it went fine.

    My only criticism is that it would have been nice to get a call from them every so often saying everything's fine and going along. Otherwise, it was a very smooth process. At the beginning, they do a budget and advise about staying away from credit cards. Cambridge was helpful, and we haven't had bad income each month. I've recommended it to people.

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    Staff

    Reviewed Oct. 4, 2015

    We had a great experience with Cambridge. We didn't have any issues at all and everything worked out well. We picked them by doing some research and they seemed to be the best. Their professionalism stands out and they were very good to deal with.

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    Staff

    Reviewed Oct. 3, 2015

    I had a good experience with Cambridge, no problems whatsoever. Their team was very helpful and it was easy. I was pleased and would recommend them.

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    Customer ServiceStaff

    Reviewed Oct. 2, 2015

    I first heard about Cambridge when I was looking for some place that I could trust. I was searching online and came across it. In prior years, we had to go through bankruptcy, so in order to come and go through that route, we thought that credit counseling was best. We have used other credit resources through Cambridge Credit Counseling and working with their team has been wonderful. They explained everything, step-by-step. If I had any questions, they were always available. I would check online and use the online information and then make a phone call and actually have a person on the other line.

    Since working with them, I have gained financial insight. I use a lot of the basic tools now. That way, we're building savings rather than using them. The stacking principle where once you get one of the smaller bills paid up, you go ahead and start paying another one. That seems fundamental to keeping things, where our finances are, finally secure. Working with Cambridge has improved our lifestyle greatly. Because now, we have financial security that we didn't have before. Everything has been positive, beneficial and life changing to me and my family.

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    Cambridge Credit Counseling Corp.
    Response from Cambridge Credit Counseling Corp.
    Ms. Bush,

    We’re so happy to hear that you trusted us to help you with your financial situation. We understand that trust can be a difficult thing to have when you’re under stress. The tools we provide to our customers are meant to be used to improve a person’s financial situation and help them learn to avoid repeating it in the future. We’re glad you’re still using the tools you learned and that they’ve brought such financial peace to your family. Congratulations on your accomplishments!

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    PricePunctuality & SpeedStaff

    Reviewed Oct. 2, 2015

    I thought Cambridge was a good program and was something that the Obama Administration was handling so I contacted them, and they were able to lower my interest rate. I was always on time with payments, and their team sent me a monthly statement saying how much they sent to everybody. My creditors and I were very happy.

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    Customer ServicePriceStaff

    Reviewed Oct. 1, 2015

    I decided to connect with Cambridge when I had two major surgeries and was not able to work at my business. I needed help because I wasn't able to maintain my normal activity to make the payments I've been making. They were able to lower my interest rate. I have gained a good financial insight since working with them - allocating money towards savings ahead of time to build a personal reserve. It's amazing. We've totally eliminated all of the credit card debts and then the credit card.

    There were several phone calls and emails almost monthly or at least every other month on information from them. In addition, there were newsletters about different things that were available. They were frequently touching base with me. They seemed very willing to help. I love the fact that they were nonjudgmental and always seemed to be trying for my best benefit. They are easy to work with and a quality company.

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    Staff

    Reviewed Sept. 30, 2015

    Cambridge is a great company. They did a good job. They helped me out very much and I'd recommend them to anyone I know that was in any kind of credit trouble.

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    Cambridge Credit Counseling Corp. Company Information

    Company Name:
    Cambridge Credit Counseling Corp.
    Year Founded:
    1996
    Address:
    67 Hunt Street
    City:
    Agawam
    State/Province:
    MA
    Postal Code:
    01001
    Country:
    United States
    Website:
    www.cambridge-credit.org