Cambridge Credit Counseling Corp. Reviews

I was loaded down with credit card debt so I called Better Bureau to ask about a debt consolidation company that had written a letter to me. They said the company was not reputable so I asked if they knew anyone. However, they refused to give me any because they're not allowed to. Instead, they told me that I can call out a name and they’ll tell me if the company is reputable or not. I did that and they said that Cambridge is a good, reputable company so I called them.

I had a lot of credit card debt and a friend recommended Cambridge. I talked to them a couple of times but we mostly communicated by email. They got me on a program though the payment plan was a little tough at first. It was a lot but I toughed it out for five years to get everything paid off. They also gave me some tips on how to budget money and it worked out pretty good. I’m completed with it now and it was worth it. It got me through the debt and helped me. It was a good experience and I would recommend to somebody else too.

I have always had a lot of debt because I didn’t manage my money right. I am a lawyer and was paid at $50,000 for five years when I first started. I was not making much in living in the Bay Area. I had student loans and also wanted to take some trips so I had to use credit cards sometimes which grew over time. Then I started realizing that I wasn’t making headway. I had a financial planner who recommended me Cambridge. I called them and we negotiated. The fees were worth it because if I have to do it myself, I would have probably ended up paying much more in interest. They were really responsive and their updates were helpful. They were very proactive and if I called, I got to talk to someone immediately.

My credit was bothering me because I could not take care of it and my daughter recommended Cambridge. Then I called in and spoke to someone and they explained how it worked. And so, I just jumped on board and got things kicked off. When I spoke to them, I liked what they recommended. They helped me with debt consolidation and I completed the program in three years. It was a great help to me. They had very nice people.

I had a credit card that I wasn’t able to pay off. The interest was too much, so I went to Cambridge to consolidate the debt, which they did and gave me a payment that I could afford to do every month. They set up a payment plan and charged me a minimal fee to take care of it. It made me able to pay off the bill, otherwise, I would probably still be paying on it for the rest of my life. It took me about three and a half years, but I finally paid it off. It was a great experience. They were very knowledgeable and helpful. They’re doing everything well and I have no problem referring anyone else to them.

I had credit card debt and Cambridge Credit Counseling was the only place where it didn't matter how long I had a debt. I enrolled over the phone and if I had to sign anything, they sent it to me and I faxed it back. They took everything and consolidated it down into one bill a month. They based my payment plan off my income and made a monthly withdrawal. I paid $275 a month and only $25 went to Cambridge Credit Counseling. I paid my bills off but I ended up skipping payments when I didn't have enough money. The program took longer but it brought my credit up. Cambridge Credit Counseling did what I needed them to do and it was a good experience .

When I first started the debt consolidation program, I didn't want a third party to handle my debt because I heard it affects your credit more. However, it's the only thing that I could do at that point because I was in disagreement with my spouse and he was the breadwinner and he went with Cambridge. However, I'm now divorced. After a year, communication was just off and can't get on the same page. When you're not on the same page it's hard in the household to collapse in some of those issues with the financial situation and marriages in my opinion.

I discovered that my brother has become disabled from heavy drinking in the early fall of 2014. I then wrapped up my work in Albany to come live with him and take care of his affairs and get him some medical assistance. I started going through his papers I noticed that there were credit card bills coming from 12 accounts and he had only been paying the minimums. My younger sister, who at some point also had a large debt with credit cards, told me about Cambridge after hearing them from someone else. She helped us set up. We then made the call and we talked to a guy and that's how we started. Cambridge was great. I could call them. They would also email me just every so often with a little notice about where we were if I wanted to look at it. The people we talked to were very clear about what would happen and how long it would take. The cost was also negligible and I never felt that they were gouging us for their services. It was only 50 bucks a month.

I remember calling Cambridge and they asked why I needed their services. I told them all my credit cards are maxed out. I got all my credit cards on my wallet, wrote down my credit card numbers, showed them the balances and finally got me signed up. It was pretty easy and they got me to a manageable monthly payment. Every time I called, they've always been super helpful. I've called them to update balances and I wanted them to take an extra payment out if I got a bonus. They've always been great. The only complaint that I have is that when I went to pay off the balance, I wasn't able to pay it off. They said that it wasn't a possibility, and it was super annoying. My husband was really irritated. I wasn't able to make a payment for more than the regular withdrawal that I had to withdraw another month.

I had a very good experience with Cambridge Credit Counseling. They are very helpful and understanding. I had little money taken out every month and by the end, I’m completely free of all debt. My daughters and I split all the debt that had been left over after I sold my house to them and we divided any remaining tax liabilities. I did this to encourage them to do the same thing. My daughters ended up clearing all their debt and everything else so it turned out to be a very positive experience both for myself and for my daughters. They saw an example of another way to handle things if they get themselves into really bad debt again.

We haven’t been anywhere so I wanted to straighten out our stuff to allow us to still pay our bills. Cambridge was a local company and I heard good things about them and so we got them. Our counselor, John, was great and the team was awesome. They helped us with figuring out what we’re going to spend and what we can’t, and all that good stuff. Cambridge stayed on top of everything and kept us in tune as to when we’re paying our bills and when they’re taking the money out of our accounts. They’re amazing and they care about me and I’m very satisfied. We’re all done with the program and we’re in a better shape now. I’d recommend them to anybody.

All my credit cards were backed up and I owed a whole lot of money. I couldn't pay my debts so I needed to consolidate. I went bankrupt when I was younger so I didn't want to go that way again. Cambridge Credit’s rep said he would take care everything. When the creditors called me, they referred to him. Eventually, he worked out a deal with everybody and I started paying monthly.

Cambridge helped me pay off my debt through their credit counseling program. I’m already finished and I paid off my debt two months ago. Aside from the initial signup where they discussed my options, the benefits of doing credit counseling, and showing with credit counseling how quickly I can pay off my debt versus paying off the minimum alone independently and the years it'll take to pay off my debt, there was nothing to interact for. After that, the payment was automatically withdrawn so there were no issues. It took me about four years but very quickly, I was able to pay off my debt and it saved me a lot of money as well in the long run. It was a very pleasant experience and if I had questions on a balance for a particular credit card, the operator was able to provide an answer right away. If I know someone with a credit problem, I always refer them to Cambridge.

My job situation had changed and I was having a hard time making ends meet. I knew somebody that had used Cambridge and he highly recommended them. I also saw them on one of our local community television shows so I decided to give them a call. They offered to contact my creditors and let them know that they were in charge. Then, they paid my bills every month for me. Their counselors were very polite. If I called and couldn't get through, they were very prompt to return. They answered any questions that I had.

I had a lot of credit card debts that I wanted to clean up. I wanted to see if Cambridge can assist me in doing that and when I spoke with them, they had a plan on how we would get the credit card bill lowered for me, like the monthly payments, a timeframe and how I would be able to pay them off. If I had any questions, I could call and get answered very quickly. They would reach out to me every so often to check on my progress and see how I was doing so they were really good.

I was not bringing in income fast enough while my bills are piling up so I got Cambridge’s services, and they were willing to work with me on credit consolidation. The enrollment process was easy and it was great. Their counselor was good and I felt he was really nice. We did monthly payments that were taken out automatically and now my account with Cambridge has been done. If friends ask me about Cambridge, I would tell them that they should look to use them for credit counseling. Cambridge worked with me on getting me taken care of and they helped me achieve my goals of getting back on track with my credit.

I was all covered up with credit card debt so I called Cambridge Credit Counseling Corp. The gentleman was very helpful and he talked me through how to sign up. He looked at everything and we set it all up. The Cambridge counselor discussed how to put things on the medical bills that I had and how we can lock all the bills together because the interest rates were high. They were able to set up an automatic draft which made it so painless for me and got all my bills paid off. Cambridge helped us get on top of things, which is what I needed to have done, and I appreciated it.

I had some credit cards that I owed and I wanted to consolidate them because I wasn’t getting anywhere. I was just sitting down one day and I picked up the telephone book and saw Cambridge Credit advertised. I called the number and we got started. A nice young man walked me through the enrollment process and told me he figured up all my credit card bills and told me how much I would have to pay each month if I went through with it. After I finished, I looked back over my papers and all that they sent to see how much money I had to pay. I didn’t think it would be that much the way it went. And, my daughter went in after me because I recommended them.

Cambridge Credit Counseling offered me what I needed to get control of my credit card debts, and within a relatively short period of time. They provided me with credit counseling as well as setting me up for the plans where things were taken care of in a manner that I could agree to. They took money out of my bank account automatically, so I didn’t have to worry about it. Since having Cambridge's services, I've learned that paying cash is the way to go. I don’t need all those credit cards and I don’t plan to open up a bunch of credit cards in the future. I have one that I've gotten since I completed the program and that’s all I'm trying to get and it's just for merchant fee.

I couldn’t handle my payments. I knew that Cambridge could consolidate them into one main payment and I thought that was the best idea. Also, my husband was already a member and had consolidated his credit as well. I then called Cambridge, explained the situation and they took all of my credit card information, numbers and everything that I needed. They asked me what a good time length was. They told me that they would get back to me and let me know the amounts and if I was comfortable with it and they did. I got a monthly statement from them, giving me heads up on where I was at.

Very good experience with Cambridge Credit Counseling. They helped me get through my debt under control and that was very gratifying. My friend recommended Cambridge Credit to me. I had too much credit card debt when I enrolled with them over four years ago. They made it easy and it wasn't that bad as far as I would have thought. We completed it two months ago. Payment plans were very good. They just worked with me. If I ever had a situation where I needed to postpone the payment a few days, they were really good about that. Customer service was very congenial and helpful. The cost of their service was worth it. I would highly recommend Cambridge Credit to anyone to get control of their finances.

I had one credit card and I needed help reducing the rate. I liked the online reviews that I read about Cambridge and the enrollment process itself was a piece of cake. The person who helped me was awesome. But after that experience, it went downhill from there on. They had told me that they would renegotiate the rate and then, in the end, they weren't able to. It remained at 9.99% which was what it was at when I started. I was unhappy with how they negotiated because I didn't feel that they had fully advocated on my behalf. At that point, I was stuck so that was why I continued and finished the payments. They told me they were going to pick out the first payment automatically from my account, which they did on the date that they said they would. But it wasn't the date that the credit card company wanted it and so it was late and I was charged with late fees. Cambridge fixed it after two months.

I needed to get a handle on my bills and enrolling with Cambridge was pretty easy. Their reps were knowledgeable and helpful. They explained the program out in detail at the beginning. Also, their payment plan was reasonable. It was a painless and a good experience overall.

I was making a very bad financial situation and I needed some help. Cambridge was recommended by a friend of mine. She's a financial adviser and she said that it was a good place to go. It's a big decision so having somebody to help guide you makes it a little easier. During the enrollment process, I was horrified but they made it very, very easy for me to submit all my information and they were very nice. I had never dealt with anything like this before so overall, they were just very kind, very understanding and I had a very positive experience with it.

I was a wreck and couldn’t even answer my phone, but Cambridge took the pressure off of me. They got the high-interest charges dropped down and helped me get away from some of these high-interest charges. I got all my bills and balances together. However, their rep told me that it would be a year and a half before my credit would be paid off, but it took another year so I was disappointed. But at least they got it done. Also, there was another lady before I went with Cambridge. She emailed me some forms and when I read the fine print, it said that there would be an initial payment of $495 before they start and it would go straight to them. So, I decided not to do that. When I went with Cambridge, they said their part would be $35 out of the $235 that I pay them every month, which I was fine with.

I had too many bills, and I was paying it. But it didn't seem like it was getting any better because of finance charges. Cambridge told me about how they could help through consolidation of all my bills and that's what I did. I worked with them and they set up a payment for me. We went through the process of our bills paid. They called me, but it's just because I'm working a straight 8:00 to 4:00 shift. It's supposed to be 8:00 to 4:00, but I have a lot of times that I'm at work.

I needed help with debt consolidation. Cambridge gave me a run down and I gave them all the accounts that I wanted to consolidate. They advised me that it would be wise to keep one credit card so as not to cancel out all of them. I felt very comfortable with the counselor and Cambridge was very helpful. The payment was set up as an automatic withdrawal. I completed the program a month ago and my financial status is a lot better. If Cambridge is the route that you need to take then it’s a good choice.

I had too much debt and Cambridge Credit Counseling was recommended to me by a credit score company. I enrolled over the phone and I talked to a guy named Tim. He explained to me how the program worked, he set it up, he emailed me all the paperwork, I signed an initial to it and emailed it back to them. Their counselors have been fine. They always answered all my questions and they automatically withdrew it out of my checking account every month and paid the bills. Every once in a while, they'll send me an email to ask how they're doing. It was pretty basic. They did what they said they were going to do and made it easy for me. I'm glad I'm all done.

I had a lot of medical bills and got behind with the payments when was in the hospital and had a heart attack. I looked around for counseling services and talked to one company and I didn’t like the way they talked. I happened to see Cambridge on an advertisement and called the number. I talked to them and gave them the information and their rep called me back within a couple of days. The other people I talked to said they would call me back in a day or so, but it took them almost two weeks. I got all my information together to Cambridge and got on the plan even before the other people called me back. And when they called, I didn’t want to ask them and I already got somebody to take care of it.

I had too many credit cards, and I was robbing Peter to pay Paul. And Cambridge consolidated my credit cards and got lower interest served. It took a while but I was able to pay off all my credit cards. They worked with me and alerted me and they sent me a certificate for having completed their program. Also, there were times when I had to call and everybody was friendly. When I enrolled, I spoke with the manager who was very helpful. My counselor was very amiable and we had a very productive interaction. It felt like I was sitting at my kitchen table. Overall, Cambridge served and helped me and I'm very pleased with them. I highly recommend them.

When we needed to get some debts paid off, we looked online and Cambridge Credit was the one feasible for us. The enrollment process was very easy. The counselor we worked with was very good. I got emails of what was getting paid and if I had a question, they answered it. The program worked for us and we're done with it now. Their service was perfect the way it was.

I had too many credit cards so I sought the help of Cambridge Credit. Everything went smooth with them. They took out everything and in three years I was done so I would recommend them to anybody consolidating all their debt together and paying monthly till they get rid of it. The process was kind of hard at first. I was thinking how come they're taking the amount that they were taking out when it was less than the amount I was paying for out of courts? Because I was thinking like other people file bankruptcy and they'll have to pay the courts. But then I was surprised my credit score still stayed good. It actually went up after I performed it so it was a win-win situation. I wouldn't do the bankruptcy. Like my sister and my brother did bankruptcy and their credit went to the dogs.

My husband had died and I’m a school teacher who hasn’t had a raise in five years and have two girls in college. I decided to go with Cambridge Credit Counseling as recommended by my employee assistance program at work. The enrollment process was painless and everybody was fine when I call with a question. Their quality of service was very good and I would recommend them to a friend.

Cambridge Credit Counseling is the best and I'm 100% satisfied with what they did for me. It was worth it to deal with them. I had a lot of overdue payments, credit cards and student loans, and I decided to consolidate and pay off my debts. I called Cambridge Credit Counseling and they helped me. They were very efficient, gave me good ideas, gave me records of every time they did a payment and called me to find out how it was and let me know when the payments were coming to a close. They sent me letters too. They try to let me know where I was with the payment. Last month was my last payment and I'm done with them. They called me and let me know. It was good and I was glad to finally come to an end.

I was seeking someone to help me pay off my bills so I went through Cambridge Credit Counseling’s four-year program and completed it. It let me know what I have to do to keep myself together and not to get back in debt. The payment plan worked to my advantage which I can afford without putting myself in a string and I really like that. I also understood the cost for the program and that was no problem for me. The counselors were nice and very helpful. Once they explained the program to me, I was happy. I would tell others they would need to call them and talk to them and let them explain how the plan worked and see if they were satisfied with it.

I had high credit card debt so I went through credit consolidation with Cambridge. I enrolled four years ago and the counselors were very helpful and timely with their responses. They told me how long it was going to take and it took exactly that long, which was perfect. I got all my payments paid off and now I'm more aware of what it takes to pay off a credit card and be more responsible. Working with Cambridge was easy, efficient and informative. Cambridge is a great place to go to if one needs help.

We were trying to buy a house and while we were putting away every cent that we could, we maxed our credit card. Then we came up with the 30 some thousand that we needed to buy our house. We couldn’t seem to get off from underneath the credit card. By that time, we were just swamped and it was getting harder and harder to make the payments every month. It went like that for three years and did not getting any better. Then someone recommended Cambridge to us and we went well from there. They gave us the information that we needed. We exchanged emails for several days, we signed some papers and everything was up and going. It was just real simple and quick. They did an automatic withdrawal once a month and they paid all the bills. The interest rates were lowered so much that the $35 that we pay in a month for them to handle the account was certainly not an issue.

I was going through a divorce and I had a lot of credit cards that I used that were not going to be a part of the settlement. My dad referred Cambridge and I got in a debt consolidated program in 2014. I was very comfortable working with Cambridge and I was able to make a settlement with the creditors and reduce the amount of interest paid on the credit cards that were originally owed. There were very reasonable payment plans too. I had five or six credit cards that they were going to work between $5,000 and lower, so they did pretty good for me. There was no fee over $15,000 either and in fact, all the rest of the payment had gone to the creditor. The $15,000 was posted so it was a free service that was offered.

I had too much debt and I contacted Cambridge Counseling and forwarded them any outstanding bills that I had. They set up a payment and said they were going to contact my creditors to either wipe out or reduce my finance charges. They also walked me through the process and said, "It's going to be this much money per month for us to be involved with this and this is how much you have to pay per month in total." They sent me bills every month and the money was automatically deducted from my checking account and I just kept track of what they did each month, so it's pretty simple. I also kept track of my bills on a spreadsheet and if I had a bill that was low enough, I just paid it off myself then put the money towards one bill to another.

I was getting divorced and I had a lot of credit card bills that I wanted to be cleared. My friends recommended Cambridge Credit Counseling because they helped them. I did the consolidation of all my bills with them. I called and spoke to a counselor, we talked about my bills, what I wanted to do and how much I could pay. He set up a plan and got back to me. They cut the interest rate and it worked perfectly.

I had too many different types of bills and I wanted only one. I did my research and looked around and decided to go with Cambridge. Setup was pretty easy. Just got my bills together, send them the account number and it's all set. Every time I had a question, their counselor would answer me. I had a few issues in which my case will be sent to a lawyer company but he fixed it himself. I pay once a month. They distributed the amount and it was not so expensive. They get paid for my service and I was comfortable with it, so I worked for it. After two years and a half, I'm done with it. Since then, my credit score went up and now, I don't have to worry about the payment anymore. I referred two friends already who got their contract. I am satisfied with the service that they provided me and if I have other issues, I will go right back to Cambridge.

I got over-debt. I was paying the minimum or paying $100 on each credit card and I wasn't catching up. I was also making bad decisions with credit cards. I heard about Cambridge Credit Counseling through another friend. I called and told them what was going on. They asked me what I'm spending my money on and I told them. I also gave them my information, they ran it through, and then took care of it. I only talked to their rep once, then we communicated through email.

I was trying to get everything organized to get a handle on my financial concerns so I sought the services of Cambridge Credit Counseling. Initially, they got in contact with all the creditors. They arranged us a payoff and then prepared a program. The payments were then made and they came out of my checking account and it went very smoothly. As I got each of them cleared up, I picked up money towards the next payment and the next one until they were done. Now, I don’t have any debt and I would actually suggest to friends that they go to Cambridge.

We're in some credit card debt trouble and I heard about Cambridge Credit ad and I thought I'd give them a shot. They were our only choice and we contacted them and discussed the program. I really didn't think there was a need to go anywhere else because their program was exactly what we needed. First and foremost, they consolidated that debt and made an easy payment plan for us. They gave us a proposed payment that we agreed upon that we could cover each month and set it up for a five year pay off. We did a direct bill to pull it directly out of our checking account on a pre-determined day every month and it was very, very easy.

My wife and I have some cards that had high balances and we were trying to get those balances paid down. We got a payment program with Cambridge for our five cards that was to be paid within five years and we just completed it three months ago. It was good to get all our credit paid down. We were satisfied. There was a fee that we had to pay at first but it was reasonable enough for me. We enrolled by calling them and they took our social security number, and then they asked what would be a comfortable amount that we could pay each month. Payment was done automatically out of our checking account. The interactions that I had with my loan counselor and other reps were fine. If I called them about certain questions, everybody would know and nothing needed to be corrected. I would suggest Cambridge Credit to a friend.

I sought Cambridge Credit Counseling services to get my credit cards paid off. Their counselor explained what was going to happen and I understood what she said. They worked with me on my payment plan and now the program is done. They helped me get my bills paid off and I saved some money. They did a good job and I'd do it again if I had to. I'd tell my friends to deal with Cambridge Credit Counseling.

I was searching and Cambridge Credit Counseling Corp. was the best local one around to consolidate my credit cards. The counselor was very good and great. They calculated all the debt I had and divided it into different categories. They withdrew money out of my checking and split up the money and pay the bills for me. We sold a property so I got to pay off all my debt. This is a second home. They contacted me and sent me statements monthly. I'm all set. I paid off all my debt. I didn't have to deal with all the stress. They were excellent and I’m very satisfied. It will help you out when you sign up.

I had some credit cards with a charge on it that was about to double up on interest. I was able to start backhand on the account and saw where the money was going. I was paying everything on time but it’s the interest that was killing me. Then someone suggested consolidation and I went ahead with Cambridge Credit Counseling. During the enrollment process, they talked to me, sent paperwork and did a thorough explanation of their services. They explained how things worked and what to expect. Everyone was very courteous over the phone. I was comfortable with the way things were going and they could not do any more than what they did. I was more interested in getting signed up, but they did counseling before and during the time, checking to make sure everything was okay.

A family member used Cambridge Credit Counseling and I wanted to get rid of my debt with a high interest that's why I called them. They also got the creditors to lower their rate. I communicated with Mike, their counselor, with emails at first. They had set me with little emails, and the latest, videos on their website to watch for different payment plans to try to see. They put me on a once-a-month one-payment plan, which really helped me. We spoke often and I never needed to call much after I got started but they’re always there. They’re very available if I had to call them or if I wanted to use those educational sites that they gave me.

I needed counseling for bills and went with Cambridge because of their credit rating with Better Business Bureau. Cambridge offered me a continuance of my business and my experience with their counselor was very good. They worked perfectly with me regarding my payment plan and their cost was good. I'd tell a friend that they're a good company and I'd recommend them.

Cambridge Credit Counseling provided a service to me that I needed to take control of my finances. We had a number of credit cards with high interest rates and we wanted to lower our payment and interest rates on what we had. Cambridge renegotiated the interest rates with our creditors and combined it into one payment. We enrolled over the internet and it was handled quickly and easily. We just completed their program and we paid off $25,000 in credit card debt. We were paying $530 a month that was automatically withdrawn. To pay off a large amount of debt in a set period of time gave us money to stand every month and save for use in other areas. Their service was worth the money.

I had over $40,000 in debt. I went online and Cambridge was the first one I saw. There was one person in the very beginning that I worked with, who took down all the details and the bills. We talked about what I could afford, what I couldn’t afford, and the total amount each month. It was mostly done online. They got that amount of money. It runs from my bank and they took care of it. On a monthly basis, they sent me a letter announcing what they had paid, how much I owed and how much it cost me for them. Customer support was great.

I tried to get Cambridge Credit Counseling to help me before but it didn't work out. But after handling my payments this time, I was able to go with them. They helped me pay off my bills without answers. I talked to somebody on the phone and they listed down all the people who I owe credit from and Cambridge called them. They made arrangements where I can't pay a certain amount each month. Their interest was very little too.

I had a fixed income and a lot of bills that I couldn’t really handle and I decided to enroll with Cambridge. They asked me for all my bills and they calculated and called the companies and came up with a figure for me to pay each month. I pay my bills around the first of the month so my payments were set up around the first of the month till the eighth. So, that worked for me. I also appreciate their customer service because it makes me feel like they care about me and I wasn’t just another number. They check in on me and let me know how things were going. The cost was also good and it was something I can handle. I really appreciated their help. I was able to pay off about seven accounts in a two-year span.

I was in too much debt and the interest rates were getting me nowhere, making double and triple payments. I went online, did a Better Business Bureau search for a debt consolidation place and Cambridge came up as number one at the time. I reached out to them to see what I could do and the experience was awesome, quick, and painless. I read up on what needed to be done prior to going into this and I wanted to get out of debt, so I needed to be prepared. I had already gotten my balances and everything I needed. I was throwing them out to the lady I talked to as fast as she needed it and she was even surprised that I had all that stuff. They needed the name of the credit card, the balance, the interest and when my due date was. We had everything done within two to three days. I was kept up to date with stuff through emails.

We had too much credit card debt which led us to seek services from Cambridge Credit Counseling. I called their number and then an advisor contacted me and sent me some forms to fill out with a projected budget and an estimate of all my outstanding credit cards and the amount. Also, I feel very comfortable working with the counselor. Then they came back with a plan or proposal on how to pay it monthly and what our family budget needed to make it work as far as the monthly payment goes. Then we signed it and we entered into the agreement, and we have completed the program.

I sought the services of Cambridge Credit Counseling because of the amount of debt I was in. They happened to be the company listed through my bank. The program has worked well for me and I’m happy with it. The counselor had the best voice and I loved it. His voice helped instill confidence but he’s very professional. He was knowledgeable and there’s a trust issue that you get nervous about but he was very good, informative and easy to ask questions to.

I got myself a credit card debt and I had to get out. I went to the bank, and they said that to proceed the right way was to go to somebody. My daughter used Cambridge Credit Counseling and had a good experience with them so I followed suit. My counselor was very good, courteous and professional. He got me the information and I was impressed with him. My payments were taken directly out of my wife's checking on a monthly basis. I had a great time with Cambridge and they did good by me. Now, my credit is good, my bills are gone and I got a new car.

Cambridge set up all my payments for my debt consolidation. I enrolled with them five years ago and they sent us papers and we went through that. And then they emailed them to us and we scanned them back and forth and worked with it that way. They sent us a contract with all the credit companies and then we went from there. The counselor was a nice guy. He returned our calls, answered our questions, and responded to our emails promptly. It was a good experience for a stressful time. We just finished it in May and it was a great program. We reestablished our credit and in the process, reduced our debt. So, it's awesome. I was really happy with everything. I have referred some friends to them.

Cambridge has high recommendations. I had a lot of credit card debt and they helped me pay them off. I really appreciated that and their honesty. Their counselor was truthful with me and I felt very comfortable working with him. Cambridge worked excellently to address my concerns. They set up my payment plan on monthly terms and the cost in relation to the quality of their service was very good. I’ll recommend them.

I had a couple of circumstances where I used my credit card to fund some stuff that was going on personally. And then I found myself in a scenario where the credit card interest rates were very high and that I was paying a lot of money every month, but I wasn’t paying down my debt. I knew about Cambridge Credit Counseling Corp. on the radio. I had a good experience working with their reps. The process was quick, but the reps also took their time. They were always there for me when I needed support, but they were never overbearing.

I had used Cambridge the first time because of what we’ve seen and heard years ago on Oprah Winfrey. Then I went with them the second time for counselling. I got their call and they set up with us. We sat down with them and gave all our credit card information like exactly what credit card we have and the balance that we believe we have on it. They take out their phone and then they called me back and said how much one was and go back to to tell us our balance. They said, “Okay. It’s going to be X amount of dollars. This is what you’re paying to us for your bill." And then it’s a $50 fee for one extra every month to take care of it. They worked with the creditors to stop all our late fees that I had prior to contact. I send some money every month and they pay my bills.

I had too many creditors, so I reached out to Cambridge. They have non-profit status and primarily, they're a consumer advocate. The biggest appeal wasn't so much for them about getting a new account or a new customer as much as that was the service itself. I've read through a number of similar services and a lot of them seemed like some sort of scheme, but Cambridge's focus on service was excellent and not feeling that we were just a source of revenue was the main thing there. I had a lot of trust in them. We're completely paid out and there's a lot more financial freedom in having some significant debt paid off, which is really helpful. The cost of the program was excellent and all things considered, the negotiation they had in terms of reducing some interest rates more than paid for itself. Cambridge would be my first choice for consolidation or even counseling.

We had been in a car accident. The car's been totaled, but we still owed for the car itself. Our creditors were really getting aggressive and the only way we could figure to get from under everything was to seek counseling. Cambridge Credit took up our loans and set up a payment claim. The money was automatically deducted from our account and went straight to the creditors. We never saw the money and there was no temptations. Also, our counselor was very patient, friendly and non-judgmental. The whole process was wonderful and we'd tell others to go for it. We got over the hump and have more hope now that we are done with the program. We’re also looking at purchasing a new house, so things are much better.

I had three credit cards that I was wanting to pay off and I looked at the interest rate. I wasn't getting anywhere and I had a friend that used Cambridge Credit before who referred me to them. I told them what my credit card debt people were and they said that they would evaluate everything, contact the creditors, deal with them as far as the interest rates, take them lower, get back to me and have a plan of action. They did all that and after they came back, they told me what I would be looking at. I had to pay an initial fee to start it, paid the monthly payment for close to two years and then, a few months ago, I paid it completely off.

I was upside down in my credit rating and I wanted to get back on track. I also wanted to start a business, so I needed to get my credit up. Cambridge was the first one that got referred to me. Their service was good and it's something that I'd recommend to my friends if they were in need. It wasn't high fee cost, it's just you making your scheduled payments and it keeps the bill collectors off your back, which was what I needed. Sometimes when you're barely making ends meet, having those bill collectors stresses you out more.

I wanted to get my debt under control and got debt consolidation services from Cambridge Credit Counseling. I did some research and Cambridge was one of the companies that I read good reviews about. I just set up my payments and paid them. Working with Cambridge for over three years was good — My credit score is now over 120 points. Also, the customer support was great. There were times when I needed to reschedule my payment and the reps were good about doing that for me. It was easy with Cambridge and I've already referred at least one person to them.

I had credit cards that I needed to take care of. Cambridge was recommended by one of my family and they got me to have my credit cards paid off. The counselor was very nice that I had nothing else and he called to see if everything was okay or if I needed anything different. He was very friendly and nice and he explained everything. The payment plan was very nice and it was where I could afford it. I saved a lot of money with some of the interest being down. I'm free of the debt so I've been very happy. I got that much more now than my pay.

Cambridge Credit Counseling was advertised on WLW Cincinnati, which has a good reputation on what kind of companies to have as sponsors. Cambridge is a good company and they helped me pay my debt off. Half of the problem I had was casino gambling which can get you real messed up if you don't watch yourself. I screwed up and had several credit cards to pay. The counselors at Cambridge advised me on financial stuff and they were straight and honest about everything. The payment plan was something that I could handle and Cambridge charged a fairly reasonable fee every month. Since working with them, I got the interest rate down and I was able to get my debt under control. I had too many credit cards and now I don't have to worry about these anymore, although there were a couple of good cards that I wish I had kept. I had a good experience with Cambridge and I'd recommend this company.

I used to listen to the radio station here in Denver and a gentleman there talked about credit cards and suggested Cambridge Credit Counseling, so I got a hold of Cambridge and we consolidated our credit card debts with them. Cambridge got our debt consolidation all done and taken care of, and it was a wonderful experience. The counselors were great and they followed up and consulted with us to make sure that we understood how the program was going to work. Making payments was very easy and affordable, and it was on automatic withdrawal. Working with Cambridge was one of the smartest things we ever did. It has made me less stressed and it totally got us out of credit card debt. Through their counseling, we learned not to get ourselves in that debt situation ever again. We were totally satisfied and very pleased with Cambridge and I would recommend them to people who want to consolidate and get out of their credit card debt.

I was $40000 in credit card debt and I wanted to get it undone. I was unemployed for six months and all I had was my Air Force pension and my wife's pay to work on. We were paying the bills but I was living off credit cards for six months. I looked into other credit consolidation programs and my wife used to work for a not for profit organization and Cambridge Credit Counseling was the institute that they used. I called Cambridge and they ran a credit check and got me enrolled and they put me on a monthly payment program.

We did debt consolidation with Cambridge and that helped us get back a little bit better with managing our cash flow. They made it easy to handle something that was a tough decision to make and not really knowing what to do. They gave us options. The anxiety at the beginning was eased through. Then once it was established, it made it easy to follow through and feel very good near the end. It was a very helpful program. It worked fine to help us to eliminate the debt that we had, and put it in a monthly payment that was workable, and got it paid off. Their payment was easy and very well done. And their fees were not exorbitant for each loan. Enrollment was not difficult either, just forms to fill out, submit them, set up the payment and they started right at it.

I got backed up with all these bills and I wanted to make a move in my life but my credit’s shot. So I thought I had to get it fixed and I called Cambridge and they sounded pretty good, so we went for it. Working with them on the debt consolidation was a good experience. They always kept in touch and were on top of everything. I always got them in my email every month. Plus, if they needed something, they would email me, and I'd call them or they would call me. If they couldn't get in contact with one of the debt collectors, they would call to tell me to call them. Everything was pretty good and they did an excellent job. On top of that, the cost was great and the payment plan was perfect. I became basically debt-free and now I've got a couple of credit cards, working to keep my credit better to get a car through a loan. We did great business and we were on top of the game. They helped me out a lot and I would tell others to give them a call.

We had lots of credit cards that we wanted to be put together and paid and we also wanted to repair our credits. At that time, I was working with Home Depot and they gave us an opportunity to get a discount if we sign up with Cambridge to help us out. When I called, the counselor walked me through the whole process and it was just one phone call and then we worked a lot through email after that. He asked me to give him all the credit cards and phone numbers and he did the rest.

I had a very severe car accident and I had no work anymore. At the time, we had a lot of credit card debts that were basically killing us and we wanted to get it all handled. My wife works at the hospital and Cambridge was in their directory so we went through that. I needed to just have one payment a month and my wife took care of the enrollment. We gave them everything that they needed for debt consolidation and it was a very quick process.

My dad had an out-of-control credit card debt. I looked at Cambridge's rating versus everyone else's and they were above and beyond in helping people. I did the set up for him and the enrollment was very easy and the credit counselors were great. They took the time out to listen and it seemed like they were concerned about the client. They did a debt consolidation of all the credit cards and they got $80,000 paid off in a 42-month period. That could never have happened if my dad had continued on the traditional path. The payment plan was very fair and their level of service was excellent. If anybody in a financial turmoil would come to me and they were serious about getting out of it, Cambridge would be the one I suggest.

I recognized the Cambridge Credit Counseling name. Their process was pretty simple and the cost of the service was reasonable. Cambridge is helpful and it's worth doing with them. It would also be nice though to see how much is left for me to pay when I get statements that tell me how much I've paid.

My husband and I had credit cards we wanted to pay off. We enrolled with Cambridge Credit Counseling over the phone with a guy and here we are five years later and we're all good. Our counselor told us how it was gonna be. Our payment was automatically deducted each month and we were able to pick beginning, middle, or end of the month, whatever plan was the best for us. They called and asked how everything was going, and all the time said, "If you have questions, concerns, anything, please give us a call." They also emailed me every so often. It was good to get our credit cards paid off, we're glad we're done and hopefully, we don't have to use them anymore. I would recommend Cambridge's service if somebody had problems with money and who needs help with paying bills.

Cambridge was on the Christian radio station and I wanted to get things paid off so I did the consolidation of my credit cards with them. During the enrollment process, they faxed everything to me and I faxed them back. It was easy and there was not too much paperwork required. The counselor was very cordial, polite and I was 100% comfortable working with him. I was also impressed with how caring and compassionate he was. He made a lot of callbacks and kept everything up to date and current so I knew what was going on. Overall, the program lowered my monthly payment. I've finished it and I'd use Cambridge again. I would also tell a friend not to be scared to use them.

I owed almost $10,000 on my credit cards. I was over the credit limit and I kept making purchases, but I couldn’t pay off the balance. Enrolling with Cambridge Credit Counseling was easy. They took down how much I had, how much income I had coming in and how much I could put down for my credit card debt. And they charged me $8 per card for transaction services. There were two cards so it was $16 per month. The program was wonderful and I wouldn't have been able to pay off those credit card debts on my own. The reps at Cambridge were very professional and always answered my questions. There was always someone available and I was impressed with the fact that my counselor helped me get a good payment that would work for me in a month. I was also very comfortable working with him.

I was able to get back on the right track since working with Cambridge. The quality of service was fine and I'd tell my friends to give them a call.

The enrollment process with Cambridge Credit Counseling was simple. I gave them all my information and off it went. It got rid of my debt quickly. Once I was in, I made the payments. There were monthly emails so you can look at your statement and see where you stand. It would be nice if they would give you how much you owe per credit card each month but they don’t do that. They asked for the information and why I was paying the minimum then they told me what my monthly payment would be. If that wouldn’t work for me, they would stretch it further. They can do five years but I didn’t need that. For the value, it’s very good. It’s a percentage of what we owe so that’s not bad. I have no complaints and I’d recommend it. I’ve sent a few friends over that way.

My parents used Cambridge Credit Counseling's services and I did too. I met with somebody five years ago and we decided on a payment that would be doable for me. We consolidated all of the debt, they lowered some of the finance charges and put it all together. I met my counselor only once but that was all I really needed 'cause it got paid on time. I just recently paid it off. It was a great program.

I wanted to get out of debt and balance my expenses. Cambridge Credit analyzed my monthly finances and was able to get me on the right track where I can handle paying my monthly bills. The enrollment process was done over the phone and through the internet and it was very easy. They also went over the account with me and I was able to look when I will finish paying and the amount applied to other outstanding balances.

I had a credit card which I maxed out at $5,000 and they were just functionalizing me with interests. Every time I paid $200 a month, it was like it never moved. I was originally looking for certain creditors that would pay off the bill and then I could pay them afterward. I called Cambridge Credit and they said they would freeze the card and that they would be no more interest on it. They would pull a certain amount from my paycheck every month and that would then go to the card. There was a fee for doing that and I OKed it. The enrollment was very simple, it was just a phone call. I gave them whatever the problem was, and they took it from there. It worked out perfectly because they got their fee and I did what I had to do.

I had a bunch of bills to pay off and I didn't want to file for bankruptcy. I had to consolidate my bills so I called Cambridge Credit Counseling. They asked for all the account numbers. The service was professional and my interaction with the counselor was simple. I didn’t miss one payment. They took it directly out of my bank account, electronically, and it was smooth and there were no errors involved for the 52 payments. It was expensive every month but I had to do it. Cambridge consolidated all my bills except one that they couldn’t because they said one bank that I owed money to, Bank of America, wouldn’t go with their program and didn’t accept it. Still, I completed the program in April. It took me 52 months to pay a total of $50,000 that if I tried to pay on my own would have taken the rest of my life.

I had credit card debts and the payments were too high. I was in one program which was a little different than the rate that Cambridge has. It was where you suspend your payment and when it gets to a certain amount, they will pay. But I was getting collection calls in the meantime 'cause nothing was being paid to the credit cards and that was not a good thing for me.

Cambridge Credit Counseling lowered the interest on my credit cards which I paid together for one payment a month. My credit counselor explained everything and was very interested in helping me pay my credit cards. The enrollment process wasn’t difficult and something I could afford at the time.

I went with Cambridge because that's one of the perks of the company that I work for. It's the EAP and there's a whole bunch of things you can get like therapy and if you have legal questions. One of them was credit counseling and so I dialed the number that we were given and there it was, Cambridge. They sent me a thing and I had to set it up. I also had to write down everything that I owed and all of my expenses. Everything and not just how much was my average PT and E bill. After I submitted that, they negotiated with the credit companies and then set up what they would accept as a payment. They asked me how much money I could live without in a month and we came up with $1,000.

I was overextended and I've been in a hospital. There was also a lack of income so I sought counseling to help get out of the mess. Cambridge was on a radio program in relation to Mike Rosen. He has Money Monday and there was a guy that recommended Cambridge Counseling on it. I called them and they asked me all sorts of questions about my finances. I probably should have filed bankruptcy, but I didn't. Instead, I petitioned the VA for extra money to live on since I'm a disabled veteran and they gave it to me. I enrolled in Cambridge and at first, I had reservations about giving all my financial stuff to them.

I was deep in debt with credit cards and I didn't know how I was going to get out of it. I thought about filing for bankruptcy, but my wife talked me out of it. She said that maybe we should use credit counseling instead of filing for bankruptcy because it will mess my credit up. I'm glad I went on and made that move. I got Cambridge's number and called them up. They set it up nice and everything worked out good. They did a wonderful job and they helped me a whole lot.

I used Cambridge for Fingerhut. Cambridge sent me what was needed and they told me how much to pay. I sent the payment of $88 in on time every month. They also sent me one for $46.00 which I sent in. But now, they sent me another thing from Fingerhut where I owe $2 and some change and I don't know what that's for. But other than that, Cambridge was good to me and others should go ahead and use them.

It was a fine experience with Cambridge Credit Counseling. I've used them in the past and my wife called them and did the setup. But my wife passed away so I had to deal with Cambridge myself and everything went well. After she passed, I called Cambridge and discussed what we needed to do then we proceeded from there. I had no problem using them and I'd use them again if I needed to.

I was in a lot of debt and Cambridge Credit Counseling provided me with a consolidation and payment program. The counselor was friendly and knowledgeable. They negotiated lower rates for some of the credit cards. It was an easy enrollment process and once it started, they took out $300 a month, split it up 15 different ways and sent it to the different companies. It helped me get out of debt so it's been a big impact.

We had a wonderful experience with them. The enrollment process was quick. The counselors were very polite. The cost was worth the quality of the service. We've already completed the program and I would tell others to use them, too.

The enrollment process at Cambridge was quick. It took about two weeks. Their counselor kept me up to date up to the very last payment. When I paid one debt off, I added that amount to another one and they were very helpful and willing to do that. Overall, the quality of service at Cambridge was excellent. It's a good company. If I had to use them again, I would.

I was only able to pay the minimum for my credit cards and this is my second time going through counseling. I had called others but Cambridge stuck out. The fee for credit counseling was only $25 a month and they were very quick. I never had anybody from Cambridge disrespect me any way, shape or form. They didn't talk down to me and that was a huge thing. I gave them all the information on what I owed and they literally took care of most of everything. Then I have one credit card that I needed to add and that was no problem. I just gave them a call, gave them the information and they put it on.

I had a good experience with Cambridge Credit Counseling Corp. One reason I decided to seek help was because I was working at the Hostess Bakery and they closed. I'm trying to pay bills and at that time I had four grandbabies in college. It was more convenient for me to consolidate my bills and I was able to find out about Cambridge and they did the bill consolidation for me. I kept track of everything, what bills I paid every month and what was coming.

One of the guys on WGN Radio recommended Cambridge Credit Counseling, so I went with them. The enrollment process worked out okay and I'm glad it's over with. I also had no problems with the counselor. I would highly recommend Cambridge.

I had been disabled and fell behind on my bills. I needed my debt consolidated and got involved with Cambridge Credit Counseling because I had used them in the past. I called them and they assigned me a caseworker. I listed all of my bills that I needed them to consolidate and work with me on, and we looked at my income to debt ratio and came up with a payment plan that worked for me. There were occasions where I needed a pass from them in taking money for a month as opposed to the schedule, but they were always straight up with me as I was with them. It was an excellent business relationship and it made all the difference in the world. Now I’m debt free and living my life accordingly.

Cambridge Credit bought out my loan. I had to do a refinance and I got my interest rate lowered from 7% to 3.85%. I’m on worker’s comp and a fixed income so having that interest rate cut was a major leap. Interactions with the counselors have been fine and I haven’t had any problems with them, as well. However, one thing I was very upset with was that they charged me to make payments over the phone. Also, sometimes it took too long for somebody to answer the phone and then they transferred me around and that gets aggravating. But the process got completed last year. And working with them has lowered my payment and it’s helped me out a little bit.

My mother wants to pay the credit off, the interest was very high. My older sister recommended Cambridge. I was with her on the enrollment and she said it was easy. There was a Spanish person to serve and they were really nice and very helpful. Also, the adviser was very helpful and friendly. My mother was also very comfortable with the counselor and they didn't charge her. There was no cost for her with her income.

I was referred to Cambridge by a friend who used them previously because I was laid off and I was going to school. I used their service for consolidating all my accounts and the enrollment process was easy. The counselors were great, too. Every time I called, they would provide the service or answer the questions I had and they were very prompt to help me. They were also very friendly and took everything into consideration in referring to the concerns and trying to help me get to where I needed to get to. I finished paying off and Cambridge helped in getting my credit established again and getting it lined up. The quality of service is good for the cost and I was very satisfied with their help so I already have them out to a couple of my other friends.

I needed help when I had many credit cards to pay and a lot of them had to be paid at the same time and the total is coming to a big amount. My employers at that time recommended Cambridge Credit and my son had also participated with them and he said he was having a good experience, so I went with them. They consolidated all my credit card payments and contacted the credit card companies. They got the interest rates substantially reduced in many cases and I have to just pay them one monthly payment and be able to take care of the rest and it was very affordable.

We had too many credit card debts so I reviewed online, did my due diligence and saw that Cambridge was a viable option. I liked it when I talked to them so I went with their debt consolidation program. When I enrolled, I talked to a lady and gave her most of the information on the phone. We went from there then she sent me the contract to sign. It was very painless and in a matter of an hour with a few phone calls with her, we were rock 'n roll. The program helped me become debt-free. Now we only have our car and house payments as well as our utilities. It was a very good process and the reps were always there for support. I would definitely recommend Cambridge.

I was concerned because of credit card debt and I couldn't pay all the bills at that time so I sought Cambridge Credit's help and they were a good choice. They consolidated all the cards and got one payment. We were successful and made it through. The enrollment process was through forms they sent then I signed the forms and sent it back and you're enrolled. Afterwards, you give them all the list of the credit cards and the account numbers. I'm done with it and it helped tremendously as far as being able to pay all the credit cards without going through a big depression because you were in so much debt.

I was getting nowhere with my credit cards because of the high interest they were charging me and most of them is a bad thing to get with if you don’t really need them because it seems like you can buy things. You would’ve gotten along without it until you have the money and then it seems like once they're trying to get you and you could make a late payment, they jack that interest rate way up. You could never get your head above the water the way they do with you. Then, I went to my bank Huntington town about 10 miles from me here and I was talking to some lady that worked in there in her office. I was trying to get a loan of some kind to where I have cheaper rates and then make one payment of loan but as my credit rating was, they wouldn’t see that. Then she’d mentioned about Cambridge. She said she knows of others that had signed up with them that were really happy with it.

Cambridge was recommended as one of the companies to work with through my company. I know my company has good organizations for their employees to work with. And so, I used Cambridge for two different purposes. First, it was for debt consolidation and reduction of interest charges from credit card companies. They really helped apply balances or payments to reduce my debt and now, I’m debt-free on those credit cards. I also talked to one counselor about getting some advice on student loans to see if those could be reduced because I wanted to know what could be done with either federally insured or private loan groups. Moreover, I got very good referrals and I was able to take those loans and get them reduced and refinanced with another group. Therefore, I really value their expertise and recommendation.

We have a daughter that was diagnosed with cancer right as she was turning 13. I’m blessed to have a good job and have good insurance but the costs of the medical care combined with the costs of what I refer to as the secondary challenges of a chronic illness didn’t take long and we really were in significant debt and needed help. That’s what drove us to Cambridge.

Cambridge Credit Counseling was easy to work with. Enrollment went really smoothly with them, too. The gentleman who helped me got back to me right away via email and made me feel comfortable. He was really great. Furthermore, the charge of $15 a month was okay as they were able to decrease my interest rates. Working with Cambridge was good. I was able to focus on getting my debts paid off and saving money. So it helped really well. I've recommended them to a few people.

I was 18 and had a bunch of credit cards that I maxed out. I was looking to consolidate it into one payment and get it all taken care of, and my grandmother recommended Cambridge Credit as she had used them years ago. I told Cambridge about the debt that I had and whom it was with, and they just asked what the accounts were and how much was on it, then they pretty much took care of a lot of it. They asked what my income was at the time and then figured out the other bills that I was paying and what would be most affordable for me. It took me five years to pay it off, but it was definitely affordable, and I could call at any time to change the amount. I had to lower it one month 'cause I had a ticket to pay for and then I just bumped it back up the next month. I was really happy with how they worked with me on what I wanted to pay.

I was referred to Cambridge by my daughter because I had a lot of credit cards that I needed to consolidate. The reps said all I had to do was submit so that's what I did. They gave me one amount and I started paying. It took a little bit of time but it helped me in the long run. They were concerned and if I had a problem, I used to call and whoever answered helped me out. They got me out of my debt and I've learned more to control. Before I didn't know I was getting card after credit card. But I'm more cautious now 'cause I don't want to get into that kind of debt anymore. It has been a satisfactory experience overall.

I had a lot of growing debt and I was having a hard time paying it off. A family member referred Cambridge to me. They were very helpful, really thorough with explaining everything and how it would all work. They made the whole process easy and not stressful. However, the fees definitely hurt when you’re trying to get out of that situation and then you have the fees on top of it. And there were times that it was a little bit frustrating but they’re a business as well and they have to make some money somehow. But working with them helped me with my problems.

We sought Cambridge Credit Counseling Corp. services to lower the interest rates so we can get them paid off sooner. Because I went through my employer and their employee assistance program, we were able to pay the services at a lower price than what they normally charge. So that helped us out too. They helped us with contacting our creditors and getting a lower interest rate so we were able to pay a month sooner. It still took a few years but we were able to get them paid off on a quicker basis than if we had just continued to pay them on our own. They would call every once in a while to make sure that the creditors were following with the program. They would have me send a copy of the statements to make sure that they're still charging us the correct interest rate on the payment and the correct payment, and to make sure that they were holding their end of the deal.

I had a buddy refer me to Cambridge Credit. It was the company he was using so I went ahead with them. Enrollment was really easy. I called them and they set me up with everything. The Cambridge counselor that I worked with always returned calls and emails promptly, too. I was really comfortable working with her. They helped me with everything I ever needed.

I had a lot of debts. My son-in-law recommended Cambridge Credit so I called them and they set me up for debt consolidation. They simply sent me emails and hardly ever talked to them. They did what they said they were going to do and I participated on my end, so they got the debts paid off. They were professional and I'd recommend them.

Cambridge consolidated all my credit card debt and worked out a payment arrangement with the companies and helped get it taken care of. We did an automatic draft every month and they took care of it. I went online and looked at what’s been paid. If I needed information, I call them up and they give me whatever information I needed. I was comfortable working with them and they helped me pay off my debt. At this point, we’re done. My experience with them was good overall.

I had a ton of credit card debt. It was $18,000 left and I was going through a divorce at that time. I needed to consolidate and so I did some research and found about Cambridge Credit Counseling. They seemed more credible and legitimate than the other places. I spent about 40 minutes on the phone with a credit counselor. She talked me through the program, asked me questions such as my spending habit and how I got the debt in the first places. I liked her and I trusted her. Once you get past her, she enrolls you. She does everything, tells you what's up, and then you become a customer. When you have questions, you just call a certain number. Every single time I've called, every counselor was awesome. They were knowledgeable about the program. It was probably four years ago now and I just finished some of that.

I was overwhelmed with too many debts. I had so many bills I had to pay and I couldn't keep track of it all. Then Cambridge was recommended to me through my job at Kaiser. Somebody from Cambridge went in and negotiated the interest rate down to zero and they would collect a lump sum and pay my bills for me. They just did an automatic withdraw every month and then I would get electronic statements showing what they paid and where the money went. The counselor got it set-up and every month they would send me emails and occasionally call to check how we're doing. Towards the end, she wanted to see if there were any other credits I wanted to enroll. She's very helpful. They understood where I was coming from, the stress that I had and how much it alleviated by them taking on taking care of and paying those bills for me.

I was in too much debt. Even though I was making payments every month, the payments weren't really going down because the interest rate was too high. Somebody had recommended Cambridge to me. During the enrollment I had to send them my account number and they did the rest. I don't remember it being anything too lengthy. I got them for consolidation. They talk to some of the credit cards and they agree to lower the interest rate. Then Cambridge just gave me a number of how much it would be a month.

I needed to consolidate my credit cards and they were becoming a little overwhelming. My credit cards gave me the number to Cambridge Credit Counseling. They took all my credit card information and did a budget. They called the creditors, worked out a monthly payment with each of them, deducted the money from my account and sent me a statement every month. I already finished the credit card consolidation program so it definitely worked out for me 100%. It has brought my credit rating score to over 700. It was a very simple process and the best experience I ever had.

I had a debt I wanted to get rid of and my friend who used Cambridge before recommended them so I went with them. They’re formal, nice and professional. They were also organized, easy to work with and worth the time. I have no complaint. The counselors were there if I needed help. They would reach out and ask questions and offer their assistance if I need it.

I had some credit cards, and I knew with the interest rate on them, I could never get paid down in time. Cambridge is the first thing I heard about from another person that has been using them. The guy that handled my account was on it as soon as I got him all of my information. It didn't take very long. My counselor was always awesome. Then I got updated emails for my e-statement and a newsletter. The only time I ever called them was to get my balance. I was still getting my e-statements from the credit card company so I was using those as balances. Whenever I wanted to pay them all, I called Cambridge and said that I had to pay off, and they got me the correct balances.

We were eyeballs deep in debt and were looking for a credit counseling program that was in our area. We are in Southern New Hampshire and Cambridge isn't too far away. I had done a couple of Google searches, they popped up and they seem close. I've read some of the online write ups on them and they look really good so we went with them. It was so great was that from start to finish, we always felt very safe. Their counselor was very good, friendly and thorough. He helped us to get over any of our anxieties over what we are getting into and did a fantastic job. That's what stood out the best for us. We felt like we were talking to people, not just to a company. It was a beautiful experience overall and now the best thing is to be debt free.

Everything was good with my Cambridge experience. The counselor was good as was the cost in relation to the quality of service I received. They closed two accounts and I was paying monthly on both. Then everything was paid off. It really worked out for me and I would recommend it.

Cambridge was fantastic from the first time we talked to them. We had a high amount of credit card debt and they were able to work with a number of the lenders to reduce the interest rate and get us a plan where we could get everything under control and pay off. They told us from the beginning what to expect and what the timeframe was in which we would have things paid off and they were true to their words. Since that time that we had $48,000 in credit card debt, it was paid off. Paying off that debt has changed us off of the credit card although there is still one card that we still have. Our focus now is to pay that as quickly as possible with that lower interest rate. We do not want to make those mistakes again. We'll be buying everything with cash as much as we can. If you do the credit, live within your means.

I was with Cambridge for many, many years. There was a moment that I stepped away and then returned back to add on something. I never was one to have a lot of debt and my debt was only a couple of thousand dollars but due to financial hardship, Cambridge was something that met within my means where I was able to budget accordingly and had really good time management-wise. Cambridge had done all the depositions out. It ends up being a really good experience that I actually referred other people to the company.

I had some high-interest rate credit cards, so I looked at consolidating and paying off. An ad for Cambridge popped up on my computer one day so I read it and then I did a little bit more research into them. I called them and told them my situation and they were super nice. The enrollment was really simple. I did an application, submitted it online and they set everything up. I gave them a list of the credit cards that I had and what the balance was. They told me what they could do and asked me if it was doable for me and if I could afford it. Then, they called the credit card companies and negotiated to where I had zero interest. Everything that I paid to those credit cards every month went straight to the principal. When one got paid off, they took that payment and just applied it to the next one. It was great.

I saw Cambridge somewhere and said, "I'm gonna try this." Working with them has been very good and the cost in relation to the quality of the service that I got was excellent. The enrollment process was easy and my counselor was good and very professional. Everything went real nice with Cambridge.

I wanted to consolidate my debt and pay it down and be done with it, and that’s exactly what Cambridge does for a very practical way and a very reasonable cost. I had no problem paying them their small fee because of the service that they provided. I certainly didn’t want to default on the debts and I really didn’t want to get into the position where lawyers would be involved. As I asked questions, their reps were very informative and explained that they negotiate with the credit card companies for a reduced rate, and that obviously knocks away the interest and so I can pay down the principal much faster. They were great.

Many thanks, Tim **, for you and your company taking me on as a client. I had done my own due diligence re you folks, and you are most well thought of in Georgia and the country. BBB gives Cambridge an A+ rating. I went on instinct, too, and your voice is kind and your answers were correct, direct, and I was impressed.

I had a credit card debt and somebody referred me to Cambridge. Everything was great. Working with the credit counselor was easy, they walked me through and talked about what all I had and what I needed to do. Cambridge made it easier to not have to worry about my debt and relative to the quality of their services, the cost was good.

I was trying to pay the bills but the interest rate was so high so I sought Cambridge's debt consolidation services. They told me about how much I would have to pay a month to get my bills paid and how long it would take. I filled out some paperwork and after I set it up, I could call them anytime I wanted to and ask them questions about how much longer I have to work with them. Now, I've been in it for about two years and I added more money out of pocket to help pay it all sooner. Their reps were very nice and we worked well together. They also kept me up to date every month. They would send me how much money was being paid on the bills. Cambridge helped a whole lot and I felt comfortable with them.

I had a lot of debt and secured credit. I wanted to do something about it, so I decided to contact Cambridge. Their team was very friendly and helpful. They were also very knowledgeable and answered questions quickly if I needed something. Working with them has gotten me out of debt with credit companies. Other than that, I learned a lesson about credit cards. Cambridge is a godsend. I had a life-changing experience with them and I'll never be in that situation again. If I know someone that is, I would definitely recommend them. With Cambridge, you don't have to stress or worry about your debt.

Cambridge was one of the two companies that I looked into and we just went with them. It was something that I needed to have done as soon as possible. I was in a hurry and needed something to try to help me manage my debt. We had a lot of credit cards at that time we took out trying to compensate for a lot of things. So a lot of the credit cards started out with not a large amount. Then I got behind them and they wouldn’t increase it and then it caused us to get another.

Cambridge explained everything nicely and they did a great job the whole time I was with them. I started the program five years ago and I just finished it about three months ago. The counselor did everything he's supposed to do and contacted me appropriately. Everything went smoothly. They asked me what I could afford and I told them, and that's what they worked out. They provided consolidation and they lowered my interest rates. Then I wanted to request how much more I owed, and the customer support got right on it and contacted the company that I owed and got it all squared away immediately. They were very helpful. I had peace of mind getting all my bills paid off automatically and debited from my account. I knew that every month, so much is coming out of my account to pay off all my bills, and it worked out fine. It's excellent and it's the best that I could imagine. I really enjoyed working with them.

I appreciate Cambridge's service. They check with us early, sent us regular communications, asked if we were satisfied, and if we wanted to make any changes or modify our program in any way. I appreciated that they stayed in contact with us during the whole process. And the process is pretty simple. Once we got the program set up, we just followed the original plan and it's completed. It's something that more people gotta take advantage of.

Cambridge was the company on my credit card bill and so I went with them. Their representatives were good and friendly people. They were able to help me lower interest rates and get things started paying off.

I was told to go to Cambridge and the guy that I talked to was really nice. I'm old and was interested in getting my bills paid off and being able to live on what I had. Cambridge accomplished that for me and I just got myself paid off. They were very good and I have some extra money now that I didn't have before. After they did this for me, I used them for a reverse mortgage.

I had let things get out of hand and needed to consolidate. I wasn't getting anywhere. I talked to a couple of people at Cambridge and they seemed like the most personable. The main reason why I went with Cambridge Credit was because the rep was very detail oriented and thorough, which made me comfortable. He went through the whole process, explained what, how and how long it was going to happen. He gave me options and didn't dictate anything. Customer support has been wonderful, and the loan consolidation program allowed me to get control of our finances to the point that we were able to pay it off early. They also helped us save our credit and when we retire, it's important. They allowed that to happen for us and it gave me a real sense of security because the rep talked long term. I completed the program already and I would highly recommend them to anybody who is in the situation that I was in.

My daughter is a private equity person. She looked into Cambridge Credit Counseling and thought that it would be best. They helped me out in a really tough time. Their team was very good. They were very considerate and knowledgeable. We got back on our feet and we were able to pay it off early.

I heard nothing but good things about Cambridge Credit Counseling on the radio. I was getting too far on debt on credit cards so I sought for their services. Enrolling was easy and I was happy with everybody I spoke to. They were all polite and willing to help me. My payments automatically came out of my bank account once a month. The program improved my life by getting me out of debt, and by getting a little more money from disability and not having to spend it all on credit cards and then turn around and run them back up. I'm able to afford my meds now, too. I would highly recommend them. I was able to get myself back together and they worked everything out for me.

I saw Cambridge on the TV and liked it. Their representatives were very friendly. Since working with them, I've been doing better with the account that I had. It's very nice of them to help me out and I really appreciate it.

I had too much credit card debt so I decided to contact Cambridge. I called and told them about the credit cards and how much I owed. Then, they figured out how much my payments would be. They were able to lower my interest rate. I finished the program this March and the payments they set up worked for me. Working with Cambridge was a good experience and it helped me a lot. Since then, I have learned to stay away from credit cards. Now, I have a little extra money.

I'm from the Boston area and Cambridge helped me with debt consolidation. Enrolling with them was very easy and now I'm debt free.

I was getting ready to retire but my bills were getting overwhelming and I couldn’t do it anymore. I was looking on the internet and found Cambridge. Anytime I called, they were very helpful. I got email statements every month and afterwards, I never had an issue with anything. If I had a question about something even the ones I thought were stupid, I called and they walked me through whatever I had to do or explained what was going on. Working with them, my life has been better. It’s been easy going and when the bills come in the mail, it’s not stressful.

Cambridge was dealing with five creditors for me. They looked at what I was paying to those creditors per month and had me negotiate to lower the interest rates and then figured in what I have to pay them. There was only one creditor who would not lower their interest rate. I got my break on lowering the interest rates so I paid them off quickly.

My employer cut my hours, therefore, cutting my income and I started to struggle. I don’t get that much per month for social security and by the time my rent, utilities and insurance coverage are paid, I have very little left. Somebody in the church had mentioned to me Cambridge. I called them and it was awesome. I asked myself why I didn't do it months ago. They helped me pay off debts and consolidated everything into one payment. They were so nice, courteous and very helpful. As I got things paid off, they lowered my payments and every time I get something paid off, they wrote to me saying that it was paid off. Whenever I called to find out about my balances, they looked it up almost instantly and while I’m talking to them, they’re one step ahead of me. Everything was paid off in two-and-a-half years.

I had some questions about some stuff that I was doing before and what the interest rate was. I decided that I needed to do something. I had called Cambridge before and they called me back to check and see if I was interested in their services or not and so I chose to work with them. The people on Cambridge's team were really nice. I told them how much my debt was and what the interest rate was over the phone. Then, they asked me to email the information to them. After that, they sent me the contract and told me how many payments there were and what they were for. I signed it and sent it back to them.

I had three cards that I wanted to be consolidated. Contacting Cambridge's team was very easy. I didn't have to wait for them. If they couldn't answer a question, they would give somebody who could. They helped me whenever issues are needed to be resolved. Cambridge also lowered my interest rates and helped me take care of my credit cards.

We had some debt that we were trying to get taken care of to make our credit better. I looked up Cambridge's website and decided to go with them. Their team was always professional and helpful. They took a year and a half to get everything taken care of though we've added things on in between. Since working with Cambridge, I've learned to make payments the best I can so I can keep things from going into my credit. They've helped make my life a lot better and I recommend them.

Had no problems with Cambridge when worked through things and paid off my two credit cards five years ago. After the initial setup, I just send them my checks. I would recommend Cambridge Credit Counseling.

I used Cambridge Credit Counseling many years ago and this is my second go around using them. I had too many bills going on at one time that I couldn't keep up, then I reached out to them to consolidate my bills. They're always helpful each time I call. I paid off my bills sooner than I expected and learned that I don't need 50,000 credit cards, especially not the store ones where the interest rate is always top. Now, I feel like I don't even need them.

A co-worker of mine recommended Cambridge and said that they were good. Since working with Cambridge, I can manage the credit cards that I have better. I'm on a better path and got some debt paid off. Overall, my experience with Cambridge was very straightforward and if I know anybody that needed some help, I would recommend them.

I decided to contact Cambridge to get the assistance. Their team was friendly, very helpful, and knowledgeable. The program went smoothly after it was all set up, so I have no complaints. I’m done with the program and Cambridge had all my debt cleared off.

I went online and learned about Cambridge. I wanted to pay off credit cards so I contacted them. I'm finished with their program now and my sisters are doing the same.

I needed to do something about my situation and Cambridge Credit Counseling helped us do it. They were very friendly and nice about doing it and keeping up with everything that's going on with us. What they charged me was really nothing for what they did. They took their time and made sure I got all the paperwork in. Then they called if I needed anything. If they needed anything else, they’d let me know and gave me a timely manner to get it back to them. It was wonderful to me because there was no stress. I’d tell them what I wanted to be done and they’d go from there. Working with them has been wonderful and I appreciate them. Before or about the end of this year, I'm going to ask for their services again especially with regards to my credit report and I know they’d help me consolidate whatever that's in there that needed to be fixed.

My girlfriend initially got on Cambridge Credit Counseling and then I followed her. They were able to lower my interest rate, and at the conclusion of the program I felt much better. I have more flexibility now. It was great for me but I don’t want to be put on that road again. I would recommend Cambridge and I would tell people to stick with the program. It’s gonna be tough in the beginning, but stick with it and they will see success at the very end. But they may start seeing it while they're in the program because I did.

I got Cambridge to consolidate my credit cards and working with them has been pretty good. They were able to lower my interest rate.

I reached out to Cambridge Credit to alleviate my debt and I only got positive things to say about my experience.

I came to know about Cambridge Credit Counseling through my dad. I recognized that I have some financial issues when I reached out to them so it was recommended once I called a hotline to find out about the service and they suggested that I give them a call and see if they'd work with me. I had a pretty good experience with the Cambridge reps. I was not sure about everything but they guided me in the right direction. They were able to consolidate and lower interest rates. Working with Cambridge made me recognize to not ever get in so much debt again and to manage my money more effectively. I have recommended them to a lot of people.

I had read some reviews and Cambridge seemed to be credible so I gave it a shot. I wanted an overall reduction of some of my stuff and reduction of payments and they were able to do that. Their team was very helpful. Now I'm a little more thoughtful in planning and strategic thinking.

We were in a tremendous debt and I was out of work so I reached out to Cambridge. They were professional, helpful and they were able to lower my interest rate. I've had sessions with them earlier on fiscal responsibility and things of that nature so it helped me learn about those. It's been a positive experience.

I heard about Cambridge from my sister and my lifestyle has been better since I worked with them. Everything went well and it was a fine experience.

I have four credit cards and wanted to combine and only do one payment. Cambridge rep took information and then came up with a payment of $348 on the 15th of the month. All in all, it was a great experience and it really helped me and I've recommended Cambridge to a cousin in Rhode Island.

We went to an institution that let us know about Cambridge, and they're the ones who hooked us up with them. We had a lot of credit card debt and we just wanted to get back on track, so we went to them and they did great. The rep was very professional and helpful. He got us hooked up in all the right ways that we needed to. Then we just made our payment and they sent us our e-mail statements. It's pretty easy. I'm a lot smarter about how we do our money now, and we keep our credit cards down to a minimum. I'd recommended Cambridge.

I was with Cambridge for three years and I was able to clean up a lot of debt. Now I have a decent credit score and less debt which is what I anticipated when I signed up.

I reached out to Cambridge to get out of debt. They were able to lower my interest rate and when I called, it was a pretty pleasant experience.

I started with Cambridge Credit Counseling 5 years ago and their reps are very good. I had a $10,000 debt and it was a wonderful day when I got that all paid off. I was pleased with the experience.

Years ago, I had gone with other companies to try consolidation but I didn't have a good experience. Then, I'd been talking to my friend and she had recommended Cambridge. She had used the system and was happy with it. I paid my monthly fee and Cambridge didn't hound me. In fact, I just paid my debt off in February. Cambridge was very well to work with and I had a good experience with them.

I was looking on the internet, saw Cambridge Credit Counseling, and I called them and they took care of me. I needed to consolidate some debt and they helped me. I spent some three years and I paid it out so I'm through with it. The rep I worked with was always very nice and we got along real well. Whenever I needed them, I could talk to them. Working with them had helped me a whole bunch. I got all my bills paid. I would recommend Cambridge to a friend.

I had a friend who knew about Cambridge Credit Counseling and I reached out to them since I needed help in consolidating and lowering interest rates on my debt. They were able to do that and their team was very professional, kind, and compassionate. They have tremendously affected my lifestyle while I was working with them by lowering rates and giving me one bill. I had another bill and I needed to go back to them. They were very kind about that and did a great job. They helped me out of a bind.

I was with Cambridge years ago and I finally finished paying off all my payments. It was definitely an excellent experience and made a difference in my lifestyle for the better. I would highly recommend them.

I went with Cambridge to consolidate all the credit cards that we had and my interactions with their team were perfectly fine. They answered any questions I had and it was really good. Everything went smooth and it definitely helped us out. My life has definitely become better and working with them has definitely changed things all around for us. I have recommended Cambridge to people already.

I came across Cambridge when I was looking online for a credit consolidation company. I've been with them for a couple years and the service is always good. I've never had issues with them.

I called Cambridge, asked some questions and I liked what they had to say. I learned a lot of insights from them and I was able to get my credit rating way back up. I appreciate all the help they gave me and I thank them.

I was overly in debt and having a hard time dealing with it and that led me to connect with Cambridge Credit Counseling. The people were helpful and friendly. They were easy to work with and non-judgmental in the situation. They were able to negotiate the interest rates to a point where I was able to get a manageable plan for paying things down.

I had a bunch of bills I was having trouble paying and I got to know about Cambridge Credit Counseling through my company. I had an initial meeting with them around five or six years ago and set everything up. Since working with Cambridge, I learned not to spend what I don't make. They helped me out when I needed it and I appreciate that. They're the only one that I've read about or know anything about so therefore they'd be the only one I trust at this point and who I'll be recommending to a friend.

We had a lot of credit cards and things that we had to use for medical bills. We heard about these credit counseling things and then a person from John Hagee Ministries was recommending Cambridge, so we called them and they explained how it worked. And they basically did away with most of the interests. They were very friendly and anytime I called them, they always answered my questions and helped me out. We stuck with Cambridge because we committed ourselves to it and it was a big relief when we’re finished. We were very happy with what they’ve done for us and hopefully, we will not be using the credit cards like we did before.

I wanted some help and Cambridge helped me with my credit rate. Most of their staff were friendly. There was a little mix-up on the last part of the deal, though, but that was straightened out. All in all, I appreciate what they have done. They got me on the right feet again and I'm very careful now about what I do in the future about credit. I pay on time and I like to have a good relationship with whoever I deal with as reference to business. I'll tell others about Cambridge.

I wanted to get out of my credit card debt and last month, I finally paid it all off. Now I try not to get too much in debt too quick and I've cut back on expenses. Cambridge was able to lower the interest rate and I had automatic deductions out of my pay from the bank which made it a lot simpler. Also, I retired from the State and got a bonus so that helped me paid the debt off earlier. The people at Cambridge were great to work with. Whenever I need to talk them, there is somebody there to talk to.

I asked Cambridge about them working with military and veterans and they did do that and they gave a special discount for it. Their staff was very friendly and knowledgeable. They always answered my questions fully. I was also impressed that they made it very clear what I was gonna need to do, what it was gonna cost and what was gonna be expected. I knew certain amount of money was gonna be deducted to my checking account. And they did a very good job in keeping me informed of when certain companies were paid off. I couldn't say enough good things about them. Also, my wife and I have been able to establish a savings account and an emergency fund. And we're much more diligent about our finances and staying within our budget. It just worked out very well.

Cambridge have really helped me out two times already. I'm on retirement so it has really put a squeeze on me trying to pay this bill and pay other things which left me bounced with all and nothing to do. But Cambridge have really, from the bottom of my heart, helped me with this situation. They took care of my bill and it's paid off. They also told me to look for a refund from them and it's not much but it's better than nothing. And the staff answered all my questions and were very good to me. I am very pleased with Cambridge. I'm hoping I don't have to bother them again but if I do, I definitely will call them again. I was very satisfied and I will recommend anybody to them.

I wanted my bills paid off and get caught up so I went to Cambridge. Everything went well and they're very friendly. Then, everything got paid off and now, I got money again. I've learned not to spend more than what I'm making.

Cambridge helped us a great deal. We started out paying a lot of money every month and it kinda got hard at times, but they were good to work with me. They were able to lower the interest rate and give light fees. Then this past month, we made our last payment. All of our credit cards got paid off.

I’m extremely pleased with Cambridge Credit Counseling. I was able to do what I needed and they were able to work with what I was able to budget. They gave me monthly reports and I was able to follow through and see what was going on. Cambridge took care of everything. I have recommended them to a friend.

I’m overly satisfied with the progress I’ve made with Cambridge. I’ve enrolled with them before and they were able to lower my interest rate both times. Working with Cambridge taught me about credit cards and how to maintain them if I do have them again. In the three times that I called, the team was friendly and easy to work with. They answered all my questions. Keep up the good work, Cambridge.

My experience with Cambridge has been great. I got out of the debt I was in but now I'm starting to accumulate it back up again. Nevertheless, I had no problem with them and would definitely recommend them to somebody else.

I kept paying my bill and it wasn't reducing because of the high-interest rate. I needed to stop the high interest, so I connected with Cambridge Credit Counseling. Initially, the team at Cambridge explained the program to me and they assigned me a counselor. They were doing follow-ups every three months, and sometimes I would participate, but sometimes I wouldn't. I couldn't use the card, but it was fine. They were able to lower my interest rates. In fact, it seemed like I was never going to pay the card off if I had not solicited their help. My experience with them was great, and I would definitely recommend them.

I had high credit card debt. We wanted to get it closed or in line because of retirement, so I decided to connect with Cambridge Credit Counseling. I used them for three years and they were able to lower my interest rate. There were only a few times that I had to talk with their team but they were always helpful. In fact, I drew a pension early and I paid the account off early. Dealing with Cambridge improved my lifestyle greatly, and it was very effective in helping me with the needs that I had. They had very professional people to talk to and they kept me informed.

When I was in college, a credit company gave me $10,000 which they never should have done. I was irresponsible and I spent it, plus some in terms of other credit cards that I may have picked up along the way. I learned about Cambridge when my friend made mention that she was using a company that wasn't going to impact her credit rating and that I should consider it. I was close to $16,000 in debt prior to signing on board with Cambridge and now I'm free, so it's wonderful.

Cambridge did a great job. My credit card debt was getting pretty high. And if I'll just pay the minimum every month on each of the cards then I'll wind up just breaking even and not getting anywhere. There are all sorts of programs out there where they say they've been paid back a small part of what people owe. But all those things really go bad against people's credit. So, we didn't wanna do that. But it was nice that Cambridge could consolidate it together and negotiate for better interest rates 'cause that helped a lot. For example, Sears was an ungodly amount 26% and they got it down to 7%. So it was really phenomenal.