
Cambridge Credit Counseling Corp. Reviews
67 Hunt Street Agawam, MA
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About Cambridge Credit Counseling Corp.
Based in Massachusetts, Cambridge Credit Counseling Corp. is a nonprofit credit counseling agency that provides financial education and debt management services to consumers. It offers credit counseling, debt management plans, and budgeting and financial education to individuals and families to help them reduce their debts. All counselors must achieve and maintain accreditation through the National Foundation for Credit Counseling.
- Clients are debt-free in under 4 years
- Extensive educational resources
- Free consultation and debt analysis
- Licensed and/or approved in all 50 states
- Fees vary by state
- Must participate in a 30 to 60-minute counseling session
Cambridge Credit Counseling Corp. Reviews
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Reviewed April 12, 2015
We just had come under a mountain of debt when my husband was disabled and his payments were stopped and so he took out quite a bit of money on his one charge card. Now he's getting his payments again so we thought maybe it was better debt is taken care of now and get the debt reduced. Most of our interactions were over the phone and they were positive. It was very helpful. I just really appreciate the fact that they were so easy to work with. And I also like the fact that they told us we had to close all of our accounts because what would have happened was we would have still access and then we probably would have to use them. Cambridge tend to give us a wake up call, that we can live without our credit cards.
Reviewed April 11, 2015
Cambridge is an excellent company to go through. I have a close friend of mine and we explored around at the same time but they opted not to go through Cambridge. They actually ended up filing bankruptcy. We went through Cambridge - it was hard but it was probably the best thing that we ever did. They really helped us figure out how to get yourself back on track. I hope to never to be in that situation again but if I ever am, Cambridge would be the first ones I would call.
Reviewed April 11, 2015
I kind of thought they would get some of the balances down further but I guess there are legal considerations. We also didn't hear from them too much. The gal that sold me the deal called me a few times first and then we just didn't hear anything from her anymore. Cambridge also made $20 off of it every month. Nevertheless, they get the job done.
Reviewed April 10, 2015
Things are great with Cambridge. We've been with the program for four years and they helped get us in line financially.
Reviewed April 9, 2015
Cambridge helped me out a lot. I really have nothing bad to say about the company or my experience. It was good company. I had a few bills that I needed to have all consolidated so I can get rid of them and be done -- that's why I decided to use Cambridge. And my life is better with having the bills paid off through them.
Reviewed April 9, 2015
I decided to connect with Cambridge because of a friend's recommendation and everything has been very positive. They were able to lower my interest rate and were there to give me support, phone calls and emails to check up on me to see how things were going. It's just a really good experience and I've learned not to get back in credit card debt.
Reviewed April 8, 2015
It was a good experience. ** was very helpful. Everything went smooth and I'm debt-free now.
Reviewed April 8, 2015
Cambridge helped us out a lot with the money and all the debt we had. It was good and they did everything we want them to do. Anytime we want to call and ask a question, they were right on top of it. And then when we finally got on our feet we did pay everything off at once. We enjoyed the experience.
Reviewed April 7, 2015
I needed to consolidate my loans and pay that off, and that was the primary purpose that I chose to go with Cambridge not to mention the ease of using them for said purpose. Any interaction I had with Cambridge was very limited after the initial setup (and that’s what I prefer because I wanted to just be able to get it done through online communication) but they were always friendly and were able to lower my interest rate.
Reviewed April 6, 2015
The gentleman that signed me up at Cambridge four-and-a-half years ago was very helpful and very courteous and knew what he was talking about. He just got on with asking me the pertinent questions and sent us the paperwork. I understood exactly how much I was supposed to pay each month and what my obligations were. When I needed assistance regarding I couldn't pay the amount on that expressed date, they were able to work with me and collect the amount on the following couple of days and that was most helpful. And I had to do that about four times. Moreover, if I needed to know what my balances were because usually they send my payoff but not knowing what was the payoff, I asked them if they could do that and they did. Everything else was taken care of too. I paid off my debts and I'm very happy about that.
Reviewed April 5, 2015
My boss used Cambridge. I had a lot of debt so I used them too. Since then I've learned not to spend what I don't make. The experience was good because I was able to pay everything off and now I'm debt-free. I've already recommended them to people.
Reviewed April 4, 2015
I needed help and Cambridge had a program that would help me. They were always awesome, helpful, and understanding. I had a couple of mishaps with my account where I had to switch accounts but they made it seamless and easy. I'm on the right track now and having completed it, we finally have extra income. I have also been able to stick with the mentality that I'm still paying Cambridge but instead of sending the money to them, I'm putting it in the bank and saving it. There really wasn't anything negative with them. Cambridge went above and beyond anything that was expected.
Reviewed April 4, 2015
I decided to connect with Cambridge Credit Counseling because I didn't want to go bankrupt again and I wanted to build my credit up. I was done being in bad shape. And it worked out pretty good for me. Now I'm in good shape. They helped me out every time. The first guy I started with helped me out anytime I needed anything. The whole thing was good.
Reviewed April 3, 2015
I first heard about Cambridge Credit Counseling from Rush Limbaugh. During that time I needed help to consolidate my credit card debt so I decided to contact them. I had no problems at all with Cambridge. They were very informative and were good at the reminders and sending out the statements every month. Everything went very smooth and it was good to get my debt paid off. I would definitely use Cambridge again if I had to but hopeful I don't. I don’t have credit cards anymore but I have more money in my pocket and can pay cash now.
Reviewed April 3, 2015
We decided to connect with Cambridge Credit Counseling because of our credit spending. They were able able to lower our interest rate and made our lifestyle easier.
Reviewed April 2, 2015
I had too much debt but with their help I got out of debt. All the ones I submitted were paid off. I'm glad I used them and I recommend them to any of my friends who find themselves in debt.
Reviewed April 1, 2015
We needed help with some debts, and everything worked out well. Other than the email updates, interactions with the Cambridge people were primarily just in the beginning.
Reviewed April 1, 2015
I needed to consolidate so I contacted Cambridge and their team members were all really good. They were helpful and understanding. They're just pre-considering what it is and it was a great experience. They were able to lower my interest rate and it totally positively affected my lifestyle. I was able to get a double-A or A+ rating right after we closed our account to refinance our house.
Reviewed March 31, 2015
I had Cambridge take care of my credit cards because I resigned from my job. They were able to lower my interest rate. During the process, they emailed me every month, showed me my bills and showed me the progress that I was making and now I finished the program.
Reviewed March 31, 2015
Cambridge Credit Counseling has always done us good. They took care of whatever I put in and paid my bills for me. They're also courteous and friendly and always return my calls. I got all my bills paid off now and the credit cards are all gone.
Reviewed March 30, 2015
I was left with debt as my husband had been in several nursing homes. He was very ill and has passed away now. I had to use credit card to get to some of the doctors and I was just overwhelmed by so many different credit cards wanting money right now. Cambridge Credit Counseling came along and gave me a monthly charge. It's been around four years and I paid them off. During all that time Cambridge gave me less anxiety and were always very cooperative with me when I would call and ask questions. The ones I talked to were so friendly and would offer any advice or help. Whoever was talking to me on the phone was great. I knew when payments went out taking care of 4 credit cards so I felt a lot more free in dealing with my budget. It's really been a wonderful experience. I have even bragged about them and have already recommended them to different people.
Reviewed March 30, 2015
I got in contact with Cambridge because a friend of mine suggested it. He had found out about it through his work program and had thought about using it. The interactions that I've had with their team was positive and their people were helpful. The process was easy to do and it did allow me to get a lower interest rate.
Reviewed March 29, 2015
Surprisingly, I've had an excellent experience with Cambridge. They were helpful, thoughtful, and focused on the big picture. They were very honest, transparent, clear about the payment process, and what the fees looked like. They followed up a few times and checked in with me regularly. In the end, my account got paid off easily. I would recommend it to anybody. They seem like a really good company.
Reviewed March 29, 2015
A friend of mine went through the same program with Cambridge back in 2009 and I had seen that it helped my friend that had to deal with the credit card companies and see about getting the rates lowered at a different interest rate. I wanted to see if they can help me out doing that and paying off those credit cards so I got connected with them. With Cambridge I gained insight of saving and being more careful with credit cards and opening up accounts. Now that I've paid off those credit cards I have more money in my pocket.
Reviewed March 28, 2015
Experience was good and they were upfront. I recommend Cambridge.
Reviewed March 27, 2015
The main reason I connected with Cambridge was to reduce my debt. Before contacting them, I had sought assistance from some other credit card companies, I had looked into personal loans with the bank, and I did look into some other credit counseling companies but I didn't see any major differences. Since Cambridge Credit was the one that my wife had heard about and wanted to go with, that's the one I chose.
My interactions with their team have all been good. There wasn't a whole lot once we got the ball rolling. There was only a couple incidents where I wasn't able to have the money in my bank account and sometimes they put it off for a couple of days until I could get the money in there. I think I even missed one payment which they just added on to the back end. But they said, "If you miss more than one payment, it will become a problem. But you just missed the one payment over the five years," so they got that one through.
I had an overall positive experience with them though I'm not done, by the way. I still have a couple of accounts that were run off under my wife's name so I still have the credit account open. I have recommended Cambridge Credit Counseling to other people.
Reviewed March 26, 2015
I had a bunch of debt and I was trying to manage and figure out a way to combine everything and pay it all in one payment at a time so I sought Cambridge. They were able to lower my interest rate and they're helpful. When I had a problem or a question to ask them, they answered it for me. I really liked them. They worked great for me.
Reviewed March 25, 2015
I got laid off and needed assistance. With Cambridge Credit Counseling, I didn't have this huge payment that I had to try to come up with every month. It was tough but they made it easier and manageable. They were able to lower the interest rate to 1%. I was paying in the 20's and they got it and I had the whole credit card paid off in four years. I thought it was nice when it got down to the last payment, they called me and notified me that it was the last payment when I thought I was going to have to call them. They were right on top of everything.
Reviewed March 24, 2015
I wanted to lower my interest rates on my credit cards and my credit cards weren’t helping me do it. That’s why I went to Cambridge. I didn't have very much interaction with them. It was just in the beginning to set it up and I just do my monthly payments. I know that if I need help, I can call them and contact them and that's easy, but I've never really had the need to reach out to them because everything has worked out well.
Reviewed March 24, 2015
I used Cambridge services because I wanted to pay out all my debt. I did that. It worked out so I got all three of my daughters involved as well. They paid out their debts. That means their credit scores went up and they get a chance to show real good credit. Since then we also often talk about responsible credit use. It was important for me to connect them through Cambridge to make sure that their credit rating stays high because coming out of college, a lot of times kids get credit cards and it hurts their scores when they get ready to go for jobs. It hurts still when they get ready to purchase something like cars and other things so I figured if I did this while they were coming out of college by the time they're ready to buy things on their own they'll be financially fit.
Cambridge just recently sent in a check from an overpayment for my two daughters and I'm trying to get them to stick that into their account. I only call them to make sure that the payments were in so they could disperse the money in a timely manner so creditors wouldn't be calling my children. I used their services many times and I think highly of them so I allowed my children to use them. As a matter of fact, one of them not only paid all her bills off, she was also able to purchase a home. Everything turned pretty awesome.
Reviewed March 23, 2015
I’ve had limited contacts with Cambridge but whenever I did, it was fine. During my initial contact, the guy I talked to was a little bit curt, asked me why I was doing it and that I only have about $6,000. Nevertheless Cambridge got me out of a bind and I was very pleased.
Reviewed March 22, 2015
One of my local lending companies that I was dealing with told me about Cambridge Credit Counseling. They said this company could help me out with my financial situation. And they're right. With Cambridge I got rid of a bunch of debts that I wouldn't have paid off yet. I was in a financial hold that I couldn’t get out of that’s why I went through them. Their people were all very courteous and very explanatory of what was happening or how things would work. They helped lower my payments to something that was manageable and easier to maintain on a scheduled basis. If anyone asked me about them, I'd recommend them.
Reviewed March 21, 2015
It was a long time ago when I contacted Cambridge Credit Counseling as I needed help to get my bills under control. At the time I had left my job for health reasons. Cambridge was able to lower my interest rate and was a great help. I have nothing but positive things to say. I have since learned to watch what I'm doing and always save for that rainy day. I have recommended Cambridge Credit Counseling to others.
Reviewed March 19, 2015
Cambridge took care of everything for me. They helped me out and worked with me very well. They put effort for me & I learned a lot out it. I'm very careful what I do with my credit now.
Reviewed March 18, 2015
I paid everything off because of Cambridge so it’s great. I joined to consolidate all of my credit and lower my interest rates and they were able to do that. I only dealt with one guy from this company. It was a super easy process. He just got the list of all my stuff and that was it.
Reviewed March 16, 2015
I had a very good experience with Cambridge. I have recommended them.
Reviewed March 14, 2015
I used them twice to get lower interest rates so I could pay stuff up. It was easy working with Cambridge and every time I called it was a positive experience.
Reviewed March 13, 2015
Cambridge was very helpful and accommodating to our financial needs and goals, and helped plan for our future financial success. I'd recommend them for sure.
Reviewed March 12, 2015
I needed help in paying some bills and contacted Cambridge. So far so good. I would recommend.
Reviewed March 10, 2015
This is the second time I've used Cambridge. It was very helpful. The first time was like 10 years ago and that was when I was really deep in a hole. The representative was very helpful, consolidating all the credit cards that I've had and it made easy for me to make my payments that way. It took me about nearly 4 years to finish it off. Then I was done. 10 years later I tried it again because they make it easier for me to really pay it all at once.
Reviewed March 9, 2015
I had to use different credit cards and some months I was able to pay on time and some months not and things would get just out of hand. So I decided I needed to figure out to do this and get it done right. So I went with Cambridge as it was the easiest and best way I know to be able to get out of a debt situation that was out of hand, having people work with you and each month responding to you letting you know where you're at. I talked to ** and he was outstanding. He was very good to talk to at the beginning, helped me work to straighten things out, and finally in January it was paid off.
I recommended Cambridge to my sister and know for sure that I would recommend them to anyone.
Reviewed March 9, 2015
We're behind on our bills so we contacted Cambridge. They were very nice and helpful. They answered any questions we have and were willing to go the extra step. To stay on top of our finances they advised us not to get any credit cards and if we do that we'd keep the balances very well and pay them off as quickly as possible.
Reviewed March 7, 2015
I've had some very good experiences with Cambridge Credit Counseling. They are always courteous with me and so far I've paid off several debts through them.
Reviewed March 6, 2015
I used Cambridge in the past way back 2007 or 2008. It was done and I paid off the money.
Reviewed March 5, 2015
I heard about them from my daughter and contacted them for help with our credit card. They were sweethearts :) and were able to to lower our interest rate. Now everything's paid off. We kept paying $229 a month and didn't miss any payment.
Reviewed March 5, 2015
I was having trouble paying my bills so I connected with Cambridge. I enjoyed working with their team. It helped me accomplish what I wanted to accomplish which is to become debt free. Everything was positive and I have no complaints.
Reviewed March 4, 2015
Cambridge was able to lower my interest rate. They were very good with the way they assisted me. I am well pleased with everything they have done and told me. If I ever decided to do it again, Cambridge would be who I would call.
Reviewed March 3, 2015
I have fallen behind on my bills so I sought assistance from Cambridge. I never had any trouble with Cambridge. We were able to eliminate the debt that I had which is awesome.
Reviewed March 3, 2015
I had gotten divorced and needed to get my bills straightened. Cambridge took care of everything they said they would. My interest rates were lowered and my bills were paid off.
Reviewed March 2, 2015
I signed up with Cambridge Credit Counseling a little over four years ago. We were drowning in debt and at the end of our rope. I found them online, did some research and decided to give them a call. My account manager as well as everyone I ever spoke to was always friendly, informative and very knowledgeable. Because of them, we're almost debt free and our savings balance has increased. They're negotiated our interest rates with our creditors. We paid Cambridge each month and they paid our creditors. They were upfront with the monthly charge, which was negligible. We was due to pay off the balance in this December but with their counseling help, we was able to pay it all off this month! I highly recommend Cambridge Credit Counseling for anyone who needs a light at the end of the debt tunnel.
Reviewed March 2, 2015
Excellent service. I would recommend it for anyone that needs some help.
Reviewed March 1, 2015
I wanted to pay off some credit cards so I got in touch with Cambridge and they were able to lower my interest rates. If there's anything this experience taught me is that I'm more careful now, I look for the finance charge and try to pay off my credit card every month.
Reviewed Feb. 28, 2015
Cambridge was very helpful and I really appreciate everything they did. I got all my credit cleared out and I’m very happy with it. I’d recommend them.
Reviewed Feb. 27, 2015
It was easy and efficient to work with Cambridge Credit Counseling. There were no issues. It was low maintenance on my part. It was just one payment a month and I didn't have to worry about making payments anywhere. They were able to get us out of debt.
Reviewed Feb. 26, 2015
I had a great experience with Cambridge. I'd definitely recommend them.
Reviewed Feb. 26, 2015
They helped me really, really good. I've been enrolled in the program since 4-5 yrs ago & Cambridge was able to lower the interest rate for me.
Reviewed Feb. 25, 2015
I had a fairly good experience with Cambridge. They were able to lower my interest rate.
Reviewed Feb. 24, 2015
Cambridge is the best. I consolidated years and years of debt before with Cambridge. Anytime I needed advice I did not mind calling. They were very good to me and would always send me emails. I might have to come back to Cambridge because I have been in and out of the hospital. I got so many hospital and doctor bills. My daughter was also with them. She's the one who recommended it to me.
Reviewed Feb. 23, 2015
A friend told me about Cambridge Credit Counseling and I contacted them to get my credit cards back in order and now, I don't have debts anymore. Everything turned out perfect. It was good customer service. Now, I'm free from stress worrying about paying for a whole bunch of credit cards at once.
Congratulations on completing the program. It took a lot of commitment on your part and you should be proud; we’re just glad we can help. Thanks for sharing your experiences. Enjoy your new, debt-free lifestyle and we wish you nothing but the best in your financial future.
Reviewed Feb. 23, 2015
I was impressed with how efficient Cambridge is in updating and giving me the clarifications of things that have happened throughout my payments and the record that they sent me was very efficient. All in all, I was very satisfied. I've been getting a lot of offers as far as refinancing our mortgage. We constantly get reminded that they have a loan for us and it will lower our payment per month for our mortgage. However, it's always 30 years so we give that very little consideration.
With Cambridge's help I was able to see my balance with a company return to 0. I just made my payments as efficiently and as punctual as I could with them and there was no problem. It came as a surprise that it finally came to an end and now I can work with that little extra money that I will be saving and applying for other purposes. Both my wife and I are retired and on a fixed income so we have a tight financial situation. But it all worked out very well with Cambridge.
Reviewed Feb. 22, 2015
I’d used Cambridge before in the past and wanted to reduce my credit card debt faster and they helped me out and got it started. I was satisfied. I finished my last payment in January so it’s been nice to be done with it.
Reviewed Feb. 22, 2015
Approached Cambridge to help me consolidate all my bills. Everyone was very personable, professional, and understanding. When I had to add on another account, they did so very well. I have no negative things to say at all. It was a very good and positive experience. It made me understand about saving money.
Reviewed Feb. 21, 2015
Jonathan Goodman was fielding calls on his radio show at KLA about people's money issues. A person called in saying she recently had her credit cards that were just bumped from 3 to 4% interest rate all the way to 9% and with no rhyme or reason. That happened to me about 2 or 3 months later and I was beside myself. I called the credit card company and I could not get anywhere. Nothing was done so I was very frustrated. I didn't know what to do. I then read about Cambridge, that it's non-profit and they'll help you. So I took that number down, called them the next day, and they are amazing.
It's been 4 or 5 years now but I remember the Cambridge professional whom I first talked to was wonderful to talk with and gave me information. As soon as I contacted them, they got back with me and sent me an email confirming exactly what the rates were, the changes in the payments and what I would need to pay every month. I went and paid off one of the debts a little earlier so that went with the payments and I had a conversation a couple of years ago about that to make sure that was all okay and they were just awesome to work with. I never had any reason to go back or have a lot of conversation because once we figured out and establish everything then it was just kind of etched in stone.
I'm now debt free, which is a wonderful thing and I'm actually going to buy a house. I qualified for a house but the biggest question I had was what the impact was going to be on my credit score with respect to being able to qualify for a loan for a home. I don't know if it was a positive but my credit score is probably 60 points higher than it was before I talked to Cambridge and I was making all my payments on time at that point. But of course I had a good amount of debt so I'm sure that factors into the credit score somehow. I did send them my ex-wife which of course where all this was rooted from and she also had a wonderful experience with Cambridge and now she called to thank me which was a miracle so I'd say that they did an incredible job.
Reviewed Feb. 20, 2015
I would recommend Cambridge Credit Counseling to anybody--they were awesome! There came a time when work was really slow and I was overwhelmed with bills that I was handling that I couldn't handle. Cambridge lowered the interest rate for me. I tried to make sure I had the money in there and it was spelled out pretty simple for me. It's not been a full month yet since my debts have been paid off but my life is now better. It feels good to have it paid off.
Reviewed Feb. 19, 2015
I had a good experience with Cambridge. Their staff were very helpful and very professional. I would recommend them to someone else.
Reviewed Feb. 19, 2015
I did a debt consolidation and they did everything as expected and it went as planned. Easy and pleasant -- words that sum up my overall experience.
Reviewed Feb. 18, 2015
Quick, easy and painless - these are some words that would describe my experience with Cambridge. They helped me through the process which was initially just a matter of making payments on time. Working with them has brought a positive effect to my life.
Reviewed Feb. 17, 2015
Oh boy, working with Cambridge has helped me immensely. I heard about Cambridge Credit Counseling on the radio from a gentleman that does a little financial show on WHYN. I heard a lot of good things about them because some folks around where I live have told me about them and how it helped them out. Also on the radio, one of the spokespersons for the radio station mentioned how great they were and they helped him, and I thought that's just a wonderful thing to hear. So I figured, let me check it out, and I did. They were very helpful and professional, and it worked out great for me.
It definitely made me more aware of what I'm doing with my credit, how to handle it better, and not using credit the way I used to use it. When I was younger, it was just like plastic money. Now it's a whole different thing. They explained everything to me and I understand it much more clearly now. It has all been a very positive experience for me. They were very knowledgeable, very positive and very encouraging too. They were just super duper.
Reviewed Feb. 16, 2015
There was a miscommunication about something with our credit card and whenever I told them about the mistake they refused to lower it and I couldn't pay that much for a reason like that. Cambridge combined it all and made one payment. We just filled out the paperwork, sent it in to them and they called a couple of times to find out if everything was okay and it was.
Reviewed Feb. 15, 2015
I had some accounts that were very past due and I couldn't get to catch up with paying my principal balance down, so I decided to go with Cambridge. They were able to lower my interest rate. The person that helped me out, Emma, was very helpful when I talked to her and we talked a few times with getting set up. And it's been great--it helped me out a lot. I finished the program already, and I'm definitely in a much better place than when I started.
Reviewed Feb. 14, 2015
I wanted to consolidate my bills and make one payment instead of having them popping up all throughout the month and stressing me out, and Cambridge was able to do that. They were always polite, considerate, and interested in my well-being. It's a very pleasant experience... all paid off and gone. With them I learned that I shouldn't follow American tradition, which is to max out all credit cards because it's a bad idea.
Reviewed Feb. 13, 2015
I found Cambridge Credit to be very understanding and they were just very nice all the way around. They're very easy to talk to and were very considerate. Overall, it was an excellent experience.
Reviewed Feb. 12, 2015
My husband had gotten laid off and we needed some way to get a hold on our thing, get it back together. We had too much little things that were big debts and got it all combined through Cambridge so that we could get it paid off. Their representatives were always very nice and helpful. They explained everything and did what they needed to do. So far it has helped us get out of debt so it's been a really great program for us.
Reviewed Feb. 11, 2015
My brother was in Cambridge Credit Counseling once and he referred it to me to help me get my bills out. Their people were good. They were able to lower my interest rate on a lot of the bills which in itself made my lifestyle better. My credit score got higher. It was very helpful and enlightening.
Reviewed Feb. 10, 2015
Cambridge Credit Counseling helped me clear a lot of debts and it was what I needed. They did all the negotiating with the interest rates and got everything in on time, and paid them off accordingly -- according to the interest rate, which was highest then went down to the lowest. They would send me information about different resources that they had available for budgeting and finance education, which helped me take care of my money. They made it really simple for me in not having to deal with the stress of which bill to do, how much to pay and having to talk to different credit companies. They made it less stressful too. The staff was friendly and easy to contact, and pretty much took care of all these details when I was at a bad point in my life. They are efficient and professional and I was very pleased.
Reviewed Feb. 10, 2015
This is my first experience with Cambridge Credit Counseling - I got a discount through my employment. They were all just great and since then, I've learned not to use credit cards anymore. They helped me learn to be more financially responsible. I like them and I'd do it again.
Reviewed Feb. 9, 2015
Everything worked out for me with Cambridge and I'm glad it's over. I needed help managing too big of a debt and a friend of mine told me about them. Things are better now that it's over and I've learned not to go back into credit card debt. It was tight for years but now I have more money.
Reviewed Feb. 8, 2015
Cambridge Credit Counseling was recommended to me by a friend. I needed credit counseling to consolidate some debts together and with their help, I was able to pay off the cards within a reasonable time. Had I done it on my own, it would have taken me a bit longer. They really were able to cut my interest rate and that's something that I couldn't do on my own with the creditors.
I didn't have a monthly interaction with them because I set up my payments to be coming out of my checking account. They would send me confirmation notice each month. I didn't have any problem once the ball got rolling. I didn't have to deal with them. They just sent me my monthly statements via email and I check it out. Now I know that you just have to watch your spending because before you know it, your credit cards are over the max and you have to curtail your spending.
Reviewed Feb. 8, 2015
I've been paying off the same credit card since I was 18 and when I was about 20, it was when I was "Huh, this credit card's never going to go away. What do I do, Mom?" And she recommended "Cambridge!" I was like "That sounds great!" My parents had used Cambridge Credit Counseling. Going with them just took the stress out of the payment, like having the interest lowered, the payments lowered and having it automatically come out. Before I knew it, it was paid off and I was like "Ha! I'm a grown-up! That's weird."
Everyone that I ever had to speak to, whether it was "Hey, can I have an extra week for this payment." or whatever was always very accommodating and friendly. It was so nice to get the congratulatory certificate in the mail when I paid off that stupid credit card. That was adorable. Since having worked with them, I'm just more confident as far as the ability to pay things off because before I went with them, it was just one of those "you pay credit cards forever and ever." Everything was a huge positive experience. It's definitely something I would recommend to anyone going through the same thing and I'll probably do in the future when it is needed.
Reviewed Feb. 7, 2015
Cambridge Credit Counseling was able to lower my interest rate so I would definitely recommend them. Good Morning America recommended it so I connected with them. The team was knowledgeable and friendly and they helped me willingly. Since I worked with Cambridge, I have no credit cards and my lifestyle became better.
Reviewed Feb. 7, 2015
I had back surgery and have a pacemaker put in. There are a lot of medical bills that I could not pay. By going through Cambridge, I could pay them now. I’m 78 years old and being able to pay my medical bills off meant a lot because I live on Social Security. They were always polite and always answered any questions.
Reviewed Feb. 6, 2015
My sister got help from Cambridge Credit Counseling so I contacted them too as I had to pay a lot of credit cards and I wanted to pay in one consolidated payment. The team at Cambridge was helpful and every time I called them, they're so nice.
Reviewed Feb. 6, 2015
I had two credit cards I wanted to pay off, but then I could only do one because the other one was in a different category. Since working with Cambridge Credit Counseling, I've gained financial insight and was able to lower my interest rate. I learned to pay more on the bill that I owe least on. I pay more on that bill, so I can get that bill out of the way. Everybody at Cambridge Credit was courteous and they were nice people. If I had a question, I could call them and ask. It’s a good credit counseling company that anybody could use, and they helped me a lot.
Reviewed Feb. 5, 2015
Cambridge has been excellent. They just made things very easy in what they do and explained everything and everything went as planned.
Reviewed Feb. 5, 2015
I saw a TV ad of Cambridge and I decided to connect with them to get my creditors altogether and pay less amount for my debt. They're okay because I got my loan paid and did what I needed to do. They were also able to lower my interest rate.
Reviewed Feb. 4, 2015
My overall experience with Cambridge was good. I like it. They helped me with the program.
Reviewed Feb. 4, 2015
Cambridge was really excellent and I would definitely recommend them. I signed up for the plan. They didn't bother me throughout the entire process and I reached my goal so it was a good experience.
Reviewed Feb. 3, 2015
Instead of opening up credit cards and throwing balance transfers on each other, I decided to connect with Cambridge (based on a friend's referral) to completely eliminate the debt and not have it roll over. Their team was very much helpful. It helped me tremendously and I've recommended it to several friends. Very thankful that I took the time to do it, and I wish I would have done it earlier in my life. It helped me out extremely. Instead of just paddling water, I was able to get on top of it and just wipe it out.
Reviewed Feb. 3, 2015
Cambridge Credit Counseling did everything they said they were going to do when they said they were gonna do it. There was good communication with me and everything was good overall.
Reviewed Feb. 2, 2015
I have a wonderful experience with Cambridge. My loans are all paid off and I don't have them anymore. I cut up all my credit cards now so I don't have any. Chase bank suggested that Cambridge would help me and it did. When I started with Cambridge, it was too difficult managing my money and my mortgage was so high. I was getting behind, and Cambridge was one way to clear up the credit cards. Their staff were very good and I didn't ever have to call them for anything because payments were automatically taken out of my checking account, and worked out. Cambridge did a good job. We were with them for two or three years and it was really easy and I didn't miss the amount they were taking. It was wonderful and it's all paid off now.
Reviewed Feb. 2, 2015
I've had a very good experience with Cambridge Credit Counseling. I would recommend them. They were really helpful and everything was seamlessly easy. I had tons of questions at first because I didn't have the foggiest idea what to do, like a consolidation or anything like that. I got a lot of feedback and information throughout my time with them about other credit, interest, and others. They always kept me informed. They were able to lower my interest rate for me in many cases. It's fantastic that recently it has got me out of debt. It's helped me get a little smarter, wiser.
Reviewed Feb. 1, 2015
My sister had used Cambridge Credit Counseling and made it appear quite easier to manage my finances. It was overwhelming but they lowered the stress. They are patient and informative.
Reviewed Feb. 1, 2015
We looked into bankruptcy and we went and talked to a bankruptcy agent and they said that we weren’t quite there. They gave me Cambridge’s number and said we should probably get in touch with them and they would go over the finances and show us how to get out of debt without having to go through the bankruptcy.
Mainly I was dealing with one guy early on when we first started with Cambridge. After that, it was emails and a phone call once every six months to a year. They were able to lower our interest rate. Since working with Cambridge I pretty much pay cash for everything now. I have a savings now and moved to a new, bigger house and paid off a lot of stuff. I wish I would’ve done it a long time ago. It was probably the best thing we’ve done.
Reviewed Jan. 31, 2015
We had multiple credit cards that we needed to get rid of, and couldn't pay them off with the interest rates and late payments. We knew it would be pointless going to my bank or another institution for assistance. So we decided to connect with Cambridge to get out of debt. Setting up one payment and allowing them to negotiate was the best part, and they were able to lower my interest rate--some of them from 29% to 6%. Cambridge also showed us how much money we were putting out to the wrong places. So now that we've got extra income, we're able to put it toward everything that we need to.
Every time we've had any interactions with them, there was no problem at all and they had answered everything that we asked. And any help that we needed, they were there. They had things taken cared of with other credit card companies that we've not been able to do, and got us out of the financial situation and burden. Now we have money to put toward a positive use instead of paying into interest.
Reviewed Jan. 31, 2015
It's been over five years ago, right after the death of my husband, that I went to a counselor and they told me that with my circumstances, I should consider bankruptcy. I really didn't want to do that because I was afraid of losing my home and all of that so I called and talked to Cambridge Credit Counseling, and they took care of me. Everybody was really nice and didn't look down on you because you were having financial problems. After I worked with them, I've got those bills paid off. Naturally I've got more burden financially because it's hard to live on a widow's pension but it just went pretty smooth with Cambridge. I just talked to them the first time, and then as I was paying bills off, I kept connection with them. And I got my statements every month, explaining how much they sent. It was pretty easy and not embarrassing. They helped a lot at a time when I really needed it. I could only say good things about them.
Reviewed Jan. 30, 2015
I love Cambridge Credit Counseling. I used them once before years ago and got in trouble and went right back. They were very nice and kept in contact with me. I just finished paying up and it was a joy. I'm very, very pleased and I would recommend them to anybody that needed them. They were very caring and they explained everything so I knew exactly what was going to happen and when I had a couple of problems through the process, I always got a hold of somebody and they took care of it right away.
Reviewed Jan. 30, 2015
I absolutely love Cambridge company and I would recommend it to anybody and everybody that I speak to who find themselves in a situation that I was in. They gave me some breathing room. I almost had to sell a kidney, but they were able to lower my interest rate. They made my life more comfortable. It gave me a little bit more change in my pocket.
Reviewed Jan. 29, 2015
My husband had broken his arm, he was off work and I’m on disability so we were living off the charge card and it got so high that I couldn’t do it anymore. Cambridge Credit Counseling helped us tremendously. They were asking us all the time, “how are you doing” and that to me was outstanding. Although payments weren’t lowered I was more inclined because I knew that it was going to be paid off and now, we don’t have our $15,000 charge card anymore.
Reviewed Jan. 29, 2015
I had used another institution prior to Cambridge Credit Counseling but I didn't like them. I switched to Cambridge because I needed to consolidate my bills. They were very good with facilitation - if I called with a question, they call the credit company for me, they deal with it and then they called me back. It's a better way to take care of my bills. Ever since I've been with them, I've had lower interest rates now and my credit score went up. It's wonderful.
Reviewed Jan. 29, 2015
I work for insurance and they have information about companies that can help you when you're trying to figure some stuff out. They have suggestions if you're having financial problems. This is where I came across Cambridge. Working with them has been awesome. They let me ask questions and they were very patient with me. I have lots of questions--I was trying to be proactive instead of reactive to what happened and most importantly I just wanted to get out of debt. I just want it done and I was scared making a phone call because I certainly didn't tell people that I've got myself into so much debt. They understand and they were very patient and very non-judgmental. They generally wanted to help.
Since working with Cambridge, I only use cash and they had resources like that to help me make sure that I was budgeting. People do lots of different ways to try and get budgeted. I appreciate that Cambridge let me call and ask questions along the way. Everyone I talk to treated me with the same respect and patience and that was a really big deal when I had questions about something on my report and I wasn't sure if I was doing the right thing. That was really helpful because I don't know how to maneuver through all this. I don't ever want to be in that position again but if I were I wouldn't hesitate or if I have questions about something going on, I would call Cambridge and ask them.
Reviewed Jan. 28, 2015
I was looking for reduced interest payments and saw Cambridge Credit Counseling in the telephone book I decided to connect with them. And they are very good. I now have less bills.
Reviewed Jan. 28, 2015
I had accounts across multiple places that I necessarily wasn't using and I didn't want to maintain any of them. I decided to contact Cambridge because at that point I had left school so I was paying my loans. I was in a crisis because I was paying so much fees. My APR was high and every time I would pay the minimum amount on a card, it is only 20% off the principal. I was getting stuck. They were able to lower the interest rate and also eliminated the fees that could come from late payment. The APR was significantly lowered from 25% to 6% and then 4%.
I was working with one person from Cambridge and she was able to help with any questions. They were easy to contact and were helpful with any issues. Working with Cambridge has improved my lifestyle by reducing the stress I had from organizing my finances. They were very helpful, supportive and helped me achieve my goal.
Reviewed Jan. 27, 2015
Before contacting Cambridge, we did call somebody else because we were still making our payments. However, they not care that I was treading water and slowly sinking. I decided to connect with Cambridge when I saw the people from the TV shows talking about their good experience. Cambridge lowered my interest rate. They're always very attentive. Christopher, my counselor, would always check on us if we needed anything and periodically, I enjoy getting the emails from them staying on top of thing. I should call anytime and there would always be someone there to answer my questions.
It's wonderful feeling as if we're not drowning - we feel free. We're on top of our money management and if there's something we want to buy now, we can go ahead and pay cash for it because we do have money in reserve. I wish I had done it earlier. Cambridge was a light at the end of the tunnel and it was just not another train coming the other way. They made our lives so much easier and I have no shame telling my cousins and granddaughters at the family reunion how well they are helping us to get our life on track.
Reviewed Jan. 27, 2015
They offered different things online that you could go into and check to set goals or how to save or how to make your life easier. They made information available, and I know there was a few times where I called and left a message for one of the people that managed your account, and they always responded within a day or two. There was good communication.
Cambridge had set up an amount of money, which made things pretty tight for a while, but it worked out. My wife is still working full time. And a couple of years after I got into the program, I was able to get my pension. So between pension and Social Security, I knew I was gonna have that amount taken out automatically every month and I liked the way they kept track of everything for me. They always sent electronic statement. We were able to follow-up, got letters and stuff, keeping track of things well. I was well pleased with them.
Reviewed Jan. 26, 2015
My experience with Cambridge was good. It was set up, I made the payments and now I'm done. It worked out. All of my interactions with their team were good. In the beginning I had more questions and then I just got on the regular pay schedule and it was fine. Managing my budget has become more automatic since I've been with them. It was a very good and not painful experience.
Reviewed Jan. 25, 2015
My experience with Cambridge was all good. I sent them the money and then they paid it off. I was deeply in debt before but since I paid it off I don't use my credit cards anymore.
Reviewed Jan. 25, 2015
I was satisfied with Cambridge Credit Counseling as they were very helpful. I thought about trying it because my daughter had been in it ten years ago and she was very satisfied with them. They tried to give me tips on how to save what I could but I had surgery and more medical bills so it didn't work out. However, I've learned not to buy anything unless I have the cash for it. I learned not to charge anything anymore.
Reviewed Jan. 24, 2015
I thought Cambridge Credit Counseling was non-profit but decided to go with them because they didn't call me, so I knew they weren't scammers. The fellow I talked to in the beginning was real nice. From my experiences, they were honest. I'm very satisfied with their service and I learned to save more and spend less.
Reviewed Jan. 24, 2015
I first heard about Cambridge Credit Counseling on TV, about the best way to get rid of your bills easy. I connected with them because we had a lot of bills. Their team were always helpful and friendly. Using them has given us insights on managing our credit. I would recommend them.
Reviewed Jan. 23, 2015
It's at least three years since we started with Cambridge. It presented as a good program and we thought it would work for us, and it did. We didn't really have too much interworking with them once we started, but it was all very good and we were able to put things together and move forward with what we had to do.
Reviewed Jan. 23, 2015
I was looking for a company that could handle my disposition at the time so I contacted Cambridge. They were good, friendly, knowledgeable and able to answer my questions. They were able to assist me and it was a good and uneventful experience in terms of any problems.
Reviewed Jan. 22, 2015
I talked to Cambridge Credit Counseling at a time when my interest rates on the credit cards were just skyrocketing and they said they could help me save a hundred dollars a month so I decided to go with them. I contacted them a little bit and they sent me some paperwork. We sorted it out, I made payments and then they sent me something else, and we were done. There really wasn't much interaction but since working with them, you could say that I have more cash for more stuff now, and don't charge as much.
Reviewed Jan. 22, 2015
Heard about Cambridge Credit Counseling on the radio and decided to contact them as I was in a lot of debt and it sounded like they could help me out. They got me out of the burden of all that debt! The people that I did talk to were friendly and it was just an overall good experience.
Reviewed Jan. 21, 2015
My experience with Cambridge has been very easy. It was easy to set-up and to make the payment and we were able to pay for everything. It was also easy to find out our payment amount which makes it a good system.
Reviewed Jan. 20, 2015
My experience with Cambridge was good. I first saw them in the phone book and then looked them up on the Better Business Bureau. They made my life easy with the consolidation. I have to see what my credit score is going to look like now that everything's completed.
Reviewed Jan. 19, 2015
I heard in a radio interview with Dave Ramsey on WNCI that he recommends Cambridge Counseling. They were definitely very quick and got the paperwork done as soon as possible. They are very personable, nice and easy to work with. If we would have taken the route not to do it, it may not have made our life easier. Once we completed our session with them, they recommended an investment contract--use the money that we actually use to pay off our debt and sort of investing that chunk of our income towards investments. They contacted us to discuss where we were financially and if we were having hardship. But they never followed through so that was disappointing. But overall, the experience was quick, painless and rewarding.
Reviewed Jan. 18, 2015
I saw a segment on one of those morning news programs and they were talking about debt reduction, and someone mentioned them. Someone was impressed with Cambridge Credit Counseling. And since I was overwhelmed with credit card debt at the time I decided to connect with them. Trying to get out from under debt has certainly affected my lifestyle... they did lower all my interest rates. I’d definitely recommend them.
Reviewed Jan. 17, 2015
My experience with Cambridge was good. I didn't want to file bankruptcy but I was swamped in debt and I needed to get out. They were very kind and very good people. It's been great.
Reviewed Jan. 16, 2015
I was getting behind in paying my credit card bills. I needed to get organized and have some help in doing it so I decided to connect with Cambridge. Their team was excellent and I was very pleased. They were easy to work with, cooperative and were as helpful as they possibly could be. I have finished paying my cards and I know I don’t want to have cards again. It’s bettered my situation and my lifestyle. Once I pay off my medical bills, I will be a lot happier. I recommended them to a friend.
Reviewed Jan. 15, 2015
Years earlier, I had Consumer Credit Counselors and other programs that were similar. My initial intake with Cambridge as I was going through the process, I ran into one of my creditors I had some issues with and they dealt with it - generally what you would expect. They helped me get an 822 credit score. They're amazing. I'd refer anybody in the world to them. I have nothing but good things to say about them, and would recommend them to anyone. They are excellent and everybody in my situation should go to them. My credit score was terrible and now I have above average credit score.
Reviewed Jan. 14, 2015
We called a couple of the credit card companies that we were working through to see about getting our rate reduced and it did not work. I had heard about Cambridge Credit Counseling through friends at our church contacted them. They were able to lower my interest rates. We spoke to our client services representative, Tim, from day one and once every six months thereafter for the first four years. When we got closer to the time where we were reaching the payoff amount, we started to contact a few other different people, talking with them about how our monthly payment was going to be reduced. Overall, the interaction with them was positive and helpful. It’s nice to be rid of all the debt. They helped us free ourselves from that burden.
Reviewed Jan. 11, 2015
Excellent experience. Cambridge was recommended to me by my friend who used it and had a good experience. My wife had the most interactions with the team and she found them to be very helpful. So far, I got rid of my credit cards except for two. I wouldn't hesitate to recommend them. They did an excellent job for us.
Reviewed Jan. 9, 2015
We got in touch with Cambridge to help get rid of my debt. And we paid it off. Only problem is that I'm on the west coast and they are on the east coast. So if I tried to call, they'd call me back too late. Like we just never touched base.
Reviewed Jan. 8, 2015
I just came upon Cambridge myself and wanted to go ahead and consolidate all my bills together and get rid of all my cards. They were able to lower my interest rates too. I had one contact with Cambridge and had a good experience with him. I already knew how to do a lot of the stuff like my finances and goals-wise, the goal that I had was to pay off my card. So they helped me to hold money back so I could pay my card off, so I did that, then I established a savings account.
Reviewed Jan. 6, 2015
I heard about Cambridge from an attorney in West Palm Beach. I decided to connect with them for credit consolidation. The team at Cambridge was very good, and I was impressed. They were professional, very supportive and helpful. Cambridge was able to lower my interest rates and got me started organizing myself.
Reviewed Jan. 4, 2015
My wife introduced me to Cambridge - she had gone through them and they saved her a lot of money and they did the same for me. Most of my credit card debt that I went into was through a divorce I had back in 2006 to 2008 where I accumulated over $40,000 worth of credit card bills. To have that paid off in five years was a true blessing. It was nice to be able to save that much money and for everything to be legitimate and on the up and up. I've dealt with all types of issues, all the scams, and businesses that just take advantage of consumers in my job. Once they took over the initial one that I was with (and the initial one was fine, too, before Cambridge bought it out) it was a very good experience for me from start to end. Everything was always positive. Every time, the agents were very knowledgeable and real helpful, real pleasant. For those that are needing to do that, I'm definitely going to refer Cambridge.
Reviewed Dec. 31, 2014
Cambridge was a cooperative partner of mine for the last 57 months, taking care of paying some of my bills off. I connected with them due to the burden of the debts and to some of those, they did some lowering of the interest rates. I've not had many interactions with them, just the first phone call and then follow up - that's about the extent of the contact over the years. Things are turning up now so the next few years should be better.
Reviewed Dec. 27, 2014
My wife heard about Cambridge Credit Counseling Corp. from some friend of hers and I have had very good experience it. We decided to connect with Cambridge to get our bills paid down and it has helped my lifestyle. The team that handled us was good and I'd recommend their services to friends.
Reviewed Dec. 18, 2014
We decided to connect with Cambridge because we were deeply in debt and didn't know what to do and didn't want to file bankruptcy. Interacting with their team has been 100 percent positive. Since working with them we managed to clean up all our debts and now we can save some money. We'd recommend Cambridge Credit Counseling. Everything's done and over with, and we can breathe a sigh of relief.
Reviewed Dec. 13, 2014
Really, really a positive experience. Oh my God, I’d still be paying and everything would still be outstanding if it wasn’t for them. Definitely would recommend them. Everything was great. Cambridge has made it much easier, definitely, as far as the stress level. They take the payment right out of my account. I know it’s getting paid, it was going down. I stuck with the program and now it’s all taken care of. They were awesome. Even when I started working again. (I got laid off again, I work in construction so there’s always a bit of a lull.) During holidays if I wanted to skip a payment (you couldn’t skip more than one) they would go, “Okay we’ll skip it. We’ll resume it.” They were very cooperative in that case. And they would also send me reminders so I wouldn’t forget, because if you do then that might get you kicked out.
Reviewed Dec. 12, 2014
I heard about Cambridge from a family member. I connected with them to consolidate and they were able to lower my interest rates. Everyone that I ever spoke with was fine and very helpful. They did what we needed and it all worked out just fine.
Reviewed Dec. 11, 2014
I’m trying to save money and I’m trying to pay the credit cards off. I was told that was ideal and used Cambridge. My experience is really good because I got three or four credit cards paid off. I would recommend anyone to them and I might need to use them again in the near future. I’ll never know.
Reviewed Dec. 9, 2014
I had credit card debt so I tried calling my credit card company but they weren’t very helpful. I contacted Cambridge and they were able to lower my interest rates. I made the initial contact with the team for banking information but pretty much did everything online. It definitely helped me pay off my debt which I was having a really hard time doing on my own.
Reviewed Dec. 8, 2014
Those Cambridge people were pretty good with us. Having to deal with them was not a positive experience but dealing with them, the experience was very well. The reason we had to deal with them was none of their doing and not their fault. Overall, they did a good job. They did what they said. They got us through a difficult situation. And they were very nice at the end to literally take the time to call and congratulate us and send us all this funny paperwork and it was kind of cool because we got a little certificate we laughed about. All the people were always polite, positive and worked with us to help us get through it. It’s behind us and we're actually very proud of that. They have been a very good company. I’d recommend them for sure.
Reviewed Dec. 6, 2014
Cambridge was really good to deal with. My interactions with them have been great. I've dealt with them for about three years and they helped me on my interest rates on the credit cards I owed on and helped me figure out payments. I got them paid off and I'm happy about that.
Reviewed Dec. 5, 2014
I first heard about Cambridge on the radio. I had just opened a business and things were going out of control. I needed to keep money in the business and the only way I could do that was to cut back on what I had going on at home and that was credit cards. I really only spoke to one person the whole time and it was at the very beginning and she was fabulous. Working with Cambridge took the pressure off. Overall, they didn't get too crazy asking me too much and I in turn did what I needed to do. They helped out and that’s what I was using them for. So I’m good. I have tried to get my brother to talk to them.
Reviewed Dec. 3, 2014
I was in the Cambridge program a long time ago. Everything worked out good. They were all nice, real cordial and followed up with stuff. I'm happy that I got everything paid off. There's a couple more bills that I have to do, but it was nice to just to get the big stuff all paid off. They helped lower my interest.
Reviewed Dec. 2, 2014
I decided to connect with Cambridge for some debt issues. My experience with them was generally good. They were nice and able to distribute our money in a timely manner and we were satisfied overall.
Reviewed Dec. 2, 2014
I heard about Cambridge through the television. I had high interest rate at the time but it was more than I could handle so Cambridge became sort of a lifeline. They walked me through the process and explained things and kept me well informed by sending letters. They sent me budget plans on how to budget a little bit better. I am now debt free from credit cards.
Reviewed Dec. 1, 2014
I heard about Cambridge through our employee assistance program. I decided to connect with them when we got a deal on it through our GAD program and so I just went with that to consolidate and pay off credit cards. My interactions with the Cambridge team were pretty good. I talked to them a few times on the phone. I wouldn't say that working with them was life changing but it was helpful and it is a good program just to make one payment and to pay it off. I recommend Cambridge Credit Counseling.
Reviewed Nov. 30, 2014
I first heard about Cambridge through their website. I got them mainly because they have a track record that’s got some years behind them of taking care of my debt. They’re someone I can trust. They got my interest rate down to zero. Cambridge affected my lifestyle in a way that I've got to fork out a payment I don’t want to fork out. I would recommend them but there's one thing though. They sent me a statement once a month but never gave me any kind of balance because I had three creditors who kept sending me statements. The rest of them didn’t send any statements anymore. I never knew what the balance was unless I inquired about how much it was going down each month. All I got was just how much I paid each creditor.
I was kind of out of my loop as to what that balance was and it's something that I would like to be informed of. When we started off, the main thing was I wanted to see that these payments are being made to these creditors and showing the balance going down. I never saw it unless I called about it. For any recommendation, I would suggest that future clients have a detailed statement of showing what the balance is and what it went to.
There was some confusion too where American Express hired a law firm to represent them, which they have several different companies that represent them. I was paying law firm money for restitution. About at halfway point, a company came in and said, “Hey, you owe this X amount of money. You haven’t paid us in two months” and they were representing American Express. Well, I’m like, “What is going on?” I’ve been paying this law firm X amount of money. I tried to get Cambridge involved in it and I had to deal with it. I ended up going back to the law firm to discuss it with them and they said, “No, you just pay us and we’ll find out what’s going on there.” To find out American Express was screwing them around, the law firm, and doing this on the side. It was a mess for about three or four months. Just dealing with it just pushes your stress level a little further up.
Reviewed Nov. 29, 2014
I started with Cambridge Credit Counseling about five years ago because I had several accounts that had really high interest rates and I wanted to be able to pay them off and lower the monthly amount I was paying. Everybody I spoke with was very helpful and professional and I had to pay them for five years and I just actually finished. I had a good experience with everyone. I don't have any debt now so it’s been great and very helpful. I've already recommended them to four people that had signed up with Cambridge.
Reviewed Nov. 28, 2014
My experience with Cambridge Credit Counseling has been excellent. I went through the program, completed it and I'm very pleased with it. Before I got on the program I just did a little search for credit card help and Cambridge was the highest rated that I found in the search when I did it several years back. In the beginning, everything that I was not sure about, I questioned. I had some questions and they guided me through and I just continued right with the program and just right to the end. I definitely recommend Cambridge. I got a couple of people that I spoke to, close friends that are going to be calling because they definitely need some help also.
Reviewed Nov. 27, 2014
The credit card companies had raised my APR to a ridiculous amount and it was difficult to pay off the credit card. I called the credit card company to try to get some sort of resolution and to no avail. I did some research online and found that Cambridge had a very high rating and that people were very satisfied so I went with Cambridge and jumped on board. They were able to substantially lower my interest rates. I had regular interactions with the team at first just to get things set up. The person that was assigned to me called me several times and emailed me several times. We got things going and the rest was history. My life has been excellent since. Cambridge was able to put me back financially where I needed to be. And after I paid it off, of course I got a raise in my income. People at Cambridge were just very good and they did what they said they were going to do. I had heard other companies would get you signed up. You pay a certain amount of money and then they disappear or they never follow through and the credit card company started to call you again. But with Cambridge, I was very pleased with the results.
Reviewed Nov. 27, 2014
I was tired of debt and connected with Cambridge Credit Counseling. They were able to lower my interest rate. The team at Cambridge was very friendly and explained everything that I needed to do and that's what I did. I am now debt free because of Cambridge.
Reviewed Nov. 26, 2014
I first heard about Cambridge on the internet. I decided to connect to them because I was having problems with my credit. I received phone calls and emails from Cambridge telling me how best to make sure I manage my finance and that was very helpful. They were able to lower my interest rates. I’d recommend Cambridge. Working with them has helped me be able to handle my finances better so I’m more comfortable. The fact that I did receive the calls and the emails and the fact that they were very professional and helpful was wonderful.
Reviewed Nov. 25, 2014
My experience with Cambridge Credit Counseling was excellent. I heard about them from a friend. I connected with Cambridge to lower my debt and I'm doing good now. All paid off. The team at Cambridge was very responsive. I completed the whole process and I’m very satisfied - just what I wanted.
Reviewed Nov. 24, 2014
Cambridge managed to combine all my creditors to have it in a single payment and that definitely was helpful for me. Interactions with their team were very positive and they’re very responsive. I've got the debt behind me so that’s a milestone. It helped me manage some debts that was out of control. I would recommend them.
Reviewed Nov. 23, 2014
I connected with Cambridge because I was getting over my head with bills and wanted to put them together and just have one finance charge. Their team is very good and very nice. They got my interest rate down to 0 and their fee is only $44 a month so that wasn't bad at all. When my pay was due on the 15th and I didn't get paid till the 16th or 17th, I would call and they would always move it a day or two for me. Working with them changed my lifestyle for the good. They were really understanding and I love getting my little emails with my monthly statement. They were really good and always kept in contact. I've recommended them to somebody and she's already with them.
Reviewed Nov. 22, 2014
Cambridge was great and easy. All I had to do was sign up. The next thing you know someone had talked to me a while back and they told me that my last payment was $7. Then I got a statement though and it said I owed $4 and I was just wondering why they didn't take out the whole seven. I hope they take out the whole $4 and not $1 and then another $1. But overall, it was a great experience. I told my daughter, "Here's their number. If you need it, call. They're there to help you." It was great for me. It worked out really good for me. From A to Z, it was really easy once you signed up and it was so nice seeing your statement going down and going down instead of at a standstill.
Reviewed Nov. 20, 2014
I first heard about Cambridge Credit Counseling from Dave Ramsey on a radio station. We had contacted other credit counselling places but decided to connect with Cambridge because they did not advise us to stop paying our creditors until they have the account, so our credit score didn't plummet like the other places. Over the three years my husband and I had accounts with them, we only had one time that a customer service rep was kind of rude to us. Other times, everybody was pretty nice and helpful. It took the pressure off because we're completely out of credit card debt and they were able to lower our interest rates. My only thing is I don't know if they have a lot of experience when people pay it off early because we really ran into a lot of issues towards the end and had to do all that legwork on our own.
Reviewed Nov. 19, 2014
I connected with Cambridge Credit Counseling because I wanted to do the consolidation. I finished paying for my bills and I’m good. It was a good experience
Reviewed Nov. 18, 2014
I got laid off from my job so I decided to connect with Cambridge Credit Counseling and they were able to lower my interest rate. I talk to them on a regular basis and they give me advice. I get emails from them often. I would recommend them to anybody.
Reviewed Nov. 16, 2014
I needed a consolidation card so I went with Cambridge Credit Counseling.
Reviewed Nov. 15, 2014
I went through a divorce and there was recession at the same time. I’m a commission salesperson and went from making a good amount of money to not making a good amount of money within a year of the recession, and it was jolting. All of a sudden, I was unable to pay the bills because of the decrease in what I was making. Cambridge helped set everything up for me. They were all positive and the gentleman working there was great. I sent him all the bills and things that I had. Within a week, he was able to set up the ones that they were able to put on the program and either make my interest rate at zero or much lower interest rate. If ever I will be late on payments, I give them a call and they will work things out. I had very positive interactions with everybody there.
It has been wonderful. Cambridge has put me back on track. I was able to take care again bills that were just over my head because of circumstances. Now, coming out of the recession, I’m starting to make more money again. I feel that that stressful part of my life is behind me. It’s a great feeling. I’m very thankful to the whole organization. It’s a delight working with them.
Reviewed Nov. 13, 2014
We started looking on the web to see what companies were out there and we saw Cambridge and so we gave them a call and talked to them a little bit about their services. We had a little over $60,000 worth of credit card debt that was inherited from divorces and so we decided that we needed some way of working our way out of that. Everything has been very positive with Cambridge. The individual that we spoke to in the beginning walked us through the whole process and they explained everything, how it would work and they basically went through and negotiated all of our debt and got it at a lower interest rate for each one of the different cards, and it really worked out very well. We're out of debt. We just finished up a couple months ago and it's wonderful.
Their service rate was $35 a month that they charge us for just overseeing the whole process. Everything was great even when we were down to the lower numbers where we're basically paying off individual cards. They would contact us and let us know, "Okay you have this amount left, how do you want us to disburse the remaining amount?" They were very good about keeping in contact with us. Each month, they always would send us a status on how our account was doing. They did an outstanding job for us.
Reviewed Nov. 12, 2014
I was searching the internet to see which one was the best to fit my needs and Cambridge Credit Counseling came up more often than the others. After making a phone call and talking to a specialist, I went with them. We had loss of income because my husband was a salesman. I tried to salvage my credit and found myself getting more in debt based on my ability to pay my creditors. I was at a high debt rate and they started increasing my interest rates that led me into going over the credit limit. I had negotiated with my credit card companies for two years straight and I was making the payments to them. However, the principal was not going down for two whole years. If I gave them $800, it took $600. I thought it was going to ruin my credit by coming to a third party counselor but the experience was totally different.
First, Cambridge lowered my payments. My credit card had very low interest rates, some none. Once I got the program started, I put everything on the plate and let them handle it. I didn't have to do anything else. That was a wonderful experience. I paid them off a month ago and my lifestyle improved dramatically. Two years ago, I bought a car and my credit was still below the 600. Recently, I checked my credit and it was in the mid to high sevens. I was looking at a website that was offered to me by Cambridge. Couldn’t imagine that my score had just jumped that high in just a short period of time. Within the first two years, I started recommending them when I saw change in my issues. They’re nothing but outstanding. I wish that I had done it two years earlier
Reviewed Nov. 10, 2014
I wanted to get out of debt so I got in touch with Cambridge Credit Counseling. Talking to their team was good and they were able to lower my interest rates.
Reviewed Nov. 9, 2014
I wasn't getting anywhere with my own plan to eliminate my credit card debt so I contacted Cambridge and they were able to lower my interest rates. They've been very good. I got my big debts taken care of in less time than they had anticipated.
Reviewed Nov. 8, 2014
I learned about Cambridge Credit Counseling through somebody at work. The main reason why I decided to get in contact with them was because of my credit card. I wanted to get it over with. I didn't have much problem with the team at Cambridge. Working with them has helped me out. They were able to lower my interest rate.
Reviewed Nov. 7, 2014
Another person did the program with Cambridge Credit Counseling and they were happier with it, so I tried it. I wanted to consolidate my debt and lower it and they were able to lower my interest rate. The team at Cambridge called and sent me emails letting me know the status. When I was getting close to paying off, they would call me and let me know. They helped me reach my goal as to what I wanted to do.
Reviewed Nov. 6, 2014
Everybody at Cambridge was nice. It made me different as far as debt. I went through a divorce, so it helped a lot. I'd recommend it and actually recommended it to my daughter; she has a loan that she wants to consolidate this coming January. Their fee that you have to pay is great.
Reviewed Nov. 4, 2014
My wife and I both went through the Cambridge Credit Counseling program. It was working for her and I wanted to get rid of my credit card debt the same as what she had. And the lower interest rate was very nice. It has freed me up, and my credit score is getting better. It gives me peace of mind that I’m done with any balances.
Reviewed Nov. 3, 2014
I wanted to lower my debt so I signed up with Cambridge. They were able to lower my interest rates. We didn't have to deal with the Cambridge team except for the initial contact and once we got everything paid off, it freed up extra money for us to use on our monthly bills.
Reviewed Nov. 1, 2014
Years ago, we went to a consumer credit counseling agency in Los Angeles. I did not see that agency on the Internet and Cambridge Credit Counseling came up, so I clicked on it. I thought that Cambridge was similar, so decided to try them out. I spoke with Christopher. He was very helpful in the beginning, and everyone that I encountered thereafter was equally helpful. They were very kind and very accommodating. It was very encouraging. All the emails that I received to keep us on track were very helpful. We’ve learned to use less, and tried not to use too much credit and also learned to save more and reduce our debt.
I liked the flexibility of our interactions with the Cambridge credit counselors, and it was very great receiving crystal-clear reports so we’d know where we stood with our debt. Going with Cambridge was one of the best decisions that we’ve made to reduce our debt. If need be, we would consider them again. We would certainly recommend them.
Reviewed Oct. 30, 2014
I learned about Cambridge about eight years ago from a co-worker of mine. I had some financial issues and she suggested them to me. So I called them, filled out the paperwork and submitted it. It was a pretty simple and painless process.
Reviewed Oct. 29, 2014
I’d recommend Cambridge Credit Counseling. I decided to connect to them to consolidate bills into one and get rid of them. The team are all good. I didn’t have any problem with any of them and I recommend them. Working with Cambridge got me rid of my bills and stuff, and now I just have the basic ones.
Reviewed Oct. 28, 2014
Cambridge Credit Counseling was able to lower my interest rates. Everything was great with them. I had no problem when I originally called them. We talked about what my problem was and what I needed to clean up with being in credit card debt. And they came up with a program and we went through it. Since working with Cambridge, I've gained a lot of financial insights such as being very mindful with your money and don't buy things you really don't need. It has made me very mindful. When I want something, I think two or three times before I actually go out and do it. I'm managing my money much better now.
Reviewed Oct. 26, 2014
The credit card interest rates was changing and I had a pretty good rate, then all of a sudden it jumped way up. They said it wasn't my credit, it was due to the new rules and stuff that were in place. I thought there's no way I'm gonna be able to keep making these payments. I was in the process of trying to refinance my house, so I was trying to see if there was any way I could get anything lower. And that's when I heard about Cambridge and contacted them. Cambridge was able to lower my interest rate and I got a better loan than I had on my mortgage. I stuck with the program that they gave me and it worked. It was a relief to me. I'm happy and it was an excellent experience.
Reviewed Oct. 21, 2014
I decided to connect with Cambridge because I had a lot of bills. They were able to lower my interest rates down to nothing and I would never have gotten my debt paid off that quick if not for them. The team at Cambridge would call and see how I was doing, how I was changing my lifestyle. Since working with them, they've helped me realize not to go in debt again. My daughter is doing it now. Cambridge was a great help.
Reviewed Oct. 19, 2014
I decided to connect with Cambridge because I wasn't getting anywhere with the credit card company, trying to set up something to have lower interest and make smaller payments on the credit card. Cambridge was able to help me lower my interest rates. We met with them in person, discussed it and they were able to contact the lending institution and make arrangements. They were very attentive. Any time I called, I was able to speak to somebody with the minimum of voicemail. Our experience with Cambridge was very painless. It was pretty easy and they helped out a lot. With them getting a lower interest, it more than paid for the fees that they charge so it worked out really well.
Reviewed Oct. 16, 2014
My wife and I have never missed a payment on anything ever in our lives. What happened was we had just gotten to the point where we had so much revolving credit debt, and I went through a job change where I took a pay cut to go into something that I really wanted to go into, and we just had to figure something out. So we looked at debt consolidation and Cambridge was one of the first places that popped up. Researched a little bit, found out they had good reviews, and went with them. We had phone conversations where we were told what to do and what they were gonna do for us. We gave them our accounts, they consolidated everything. We started making a payment, and it went from there. Working with Cambridge made us realize that we need to live within our means a little better than we do. They're professional, courteous and excellent to work with, and very good about getting back to us very quickly whenever we had questions or anything like that.
Reviewed Oct. 15, 2014
If you need help getting out of debt, these guys are the ones to contact. They barter with credit card companies to get your APR to an extremely low rate or to zero so your payments go to the principal and not to accruing interest. They include all debt like medical, payday loans and any other bills you have and work to get you the best deals they can. Their plans and fees are figured out by what you can afford and they strive to make it comfortable for your budget to get out of debt quickly. I would recommend this company to anyone who is struggling with debt.
Reviewed Oct. 13, 2014
Cambridge was excellent. When I finished, it was such a relief. Every time I called, they were very courteous and helped me understand what I was calling about. It was just an excellent experience.
Reviewed Oct. 12, 2014
I googled to find help with our finance problems and Cambridge seemed to have the best reviews. My first counselor right at the moment was very nice and I really appreciated talking to him. He was very comforting and I feel like he helped me navigate through becoming a member. Anybody I've talked to has been very kind and helpful. Since working with Cambridge, we've managed to clear out a big hunk of debt. This is the first month we haven't had to make a payment to them so we're almost $600 dollars richer than we have been for five years. I feel like they helped us manage a task that was just daunting so I'm really grateful. Cambridge helped us lift a huge burden off our shoulders.
Reviewed Oct. 11, 2014
I first heard about Cambridge back in 2007 and it was in the back of a magazine that I was reading. I looked online at the reputation of the company and read some of the testimonials, and then I called and got set up on it. I've actually been with them twice. So that first time, it was because I just had so many credit cards and found myself just making the monthly minimum payment. I just bought a new house and was just trying to find a way to save money and stop using the cards to get myself out of debt. I was writing the monthly checks every month and having to remember to pay everyone on time, so it was just easier for me to do it that way.
Cambridge was able to lower my interest rate. The first person I connected with who helped me with everything was Karen, and I don't think she was my rep the second time. But I never really interacted with anyone that second time. Karen was very friendly and professional. She seemed really knowledgeable, and answered all my questions. In the very beginning, whenever I was asking questions, she told me that I would need to send her all of my information and she could setup a packet for me. I was a little skeptical because she needed my Social Security number and a lot of personal information. But she took care of me really well and emailed me the possible scenario of what could happen, and how much sooner I would be done paying everything, and so I felt pretty comfortable with her.
Working with Cambridge helped me to budget better. I realized as I was looking back over some of my statements on the different credit card companies that a lot of the spending was unnecessary. Some of it was just something I wanted to do on a whim. I've actually already recommended Cambridge to several people and I know that when I first started I was just telling my girlfriend about it. Not necessarily for her to use it or anything, but I was just telling her how happy I was. So a couple of years went by and she wound up telling someone else who actually needed it, so she contacted me instead. She recommended it to someone else as well.
Reviewed Oct. 10, 2014
My experience with Cambridge Credit Counseling was fine, very nice and very easy. They promised something and they delivered it. I got hold of people when I needed to. I never quit them. I have no complaints.
Reviewed Oct. 9, 2014
I had several small debts, bills that I had to pay monthly. My husband had to go to the nursing home and I realized that I needed to get some help to figure out a way to pay small debts and bills monthly and that's why I called Cambridge. They were able to lower my interest rate. Mary Beth from Cambridge was a very big help. The process was fairly simple. I didn't have to worry about anything except to make sure that I deducted the fee that I had to give to Cambridge from my bank account monthly. I didn't have to sit down and write 20 checks. I had a very good experience with them. I got rid of all those debts and was able to get myself back on my feet again. I'm doing okay now. Overall, it was a very pleasant experience. If I ever get in trouble again which I hope and pray that I don't, I will make sure that I contact someone there.
Reviewed Oct. 9, 2014
Cambridge Credit Counseling Corp - and specifically Gordon ** - has made my life so much easier and I cannot thank Gordon ** enough for his patience and guidance through what could have been a potentially difficult situation. They turned a difficult situation into an easy solution and the support they provide before, during and after the process is second to none. The staff members at Cambridge Credit Counseling are kind, caring and knowledgeable and I would recommend them to anyone in the need of credit counseling advice. Thanks again Gordon and Cambridge Credit!
Reviewed Oct. 8, 2014
Cambridge was really good. They helped me out a lot. They've answered every question I possibly had about getting everything handled. They were great, very friendly and awesome. I have recommended them to friends.
Reviewed Oct. 7, 2014
I was very supportive of Cambridge and they helped me and now I am debt free. They did what I expected them to do. I would recommend using Cambridge.
Reviewed Oct. 5, 2014
My experience with Cambridge was just absolutely awesome. The company is very good. They were very professional and very good. Whenever I called, if I didn't get Karen, who happened to be my worker, they got me somebody or they called me back, and I always got an answer to my question. It's a very good company. I didn't know about it till my neighbor told me. I thought it was crooked. I highly recommend them to anybody that has problems like I did (I had over $10,000 in debt). The company really worked on it.
Reviewed Oct. 4, 2014
They were able to lower my interest rate and I'm totally debt-free now. I was overwhelmed with the credit card debt so I signed up with Cambridge. They were very thorough in their explanation of how everything worked, pleasant people to deal. After that, we didn't need to get in touch with them because everything was automatic, up to date and on time. They're very detail-oriented with their packet and their monthly statements.
Reviewed Oct. 3, 2014
I had a management program with Cambridge. I just had a few consolidations of a few credit cards. I did a program with them for like supposed to be a three year program, I did it in two and a half years. They were able to lower my interest rate. It was awesome. The primary reason I went with Cambridge over another credit counseling is because the person I spoke to there originally was super nice, very helpful, gave me all the information, followed up with me and everything. They have a monthly $16 fee but that's part of all the credit counseling. But every time I called the company to ask questions and everything, they're always very helpful. Very on top of everything, very nice people to deal with. Always offering to help with other services. Their emails are consistent. They email you tips and I get newsletters. Some of those are pretty interesting to read. So overall with them, talking to their employees and stuff, was a pretty good experience.
I also learned a lot about just how to manage my credit, budgeting, how to pay off credit faster and things like that. It was a very, very simple process and that's what I loved about it. I talked to them, I got all my information to them in the beginning. I found out what credit card were gonna do, how much it was gonna be and how much they're lowering the interest. After all that was set in and we had the payment schedule, I did an automatic withdrawal from my bank account every month at a certain date. So after discussing all of that in the beginning, it was just every month, it was just withdrawing. It was very easy and it was nice to see that credit just disappear. It was a great program.
I've recommended Cambridge to other friends and family members because it was such a helpful thing for me at that time in my life. It was definitely a great experience. For all people who are struggling just to make their minimum payment, it would just be such a great thing for them to look into because it's so simple when all they have to do is talk to them and get it all worked out and pay your monthly payments.
Reviewed Oct. 2, 2014
Cambridge Credit Counseling Corp told me did exactly what they said they would do. They were always helpful if I needed anything, like change address or whatever. It was a very good experience.
Reviewed Sept. 30, 2014
When I first joined, the first couple initial phone calls I had was about getting everything set up and talking to me about my finances. After that, I didn’t receive any follow-up calls, even though they said they were going to as far as talking about my finances. Personally, I really didn’t care because I didn’t feel like I needed that. But when I would have questions, like towards the end when I wanted to find out about my payoff and dates, I would call the customer service line and they were always helpful.
Working with Cambridge definitely made my life easier because I was able to pay off all my debt. It was a no-brainer process: consolidate everything into one easy payment, didn’t have to think about it, and then now it’s paid off. I think it’s a great program. It’s an easy and pain-free way to eliminate debt. I would definitely recommend it to anyone that was looking to consolidate their debt.
Reviewed Sept. 29, 2014
It was a little late when the credit card jumped the interest up to 29% from 6%. Customers were being screwed across the country. So it was either you file for bankruptcy or go into a program. I had to do something quick so I went with Cambridge. They were real good to me, not near as bad talking to the credit card companies. They lowered the interest rate, and then the credit card company said, "Well, we could've done that." Since working with Cambridge we're not playing the credit card games anymore. I learned a good lesson on the credit cards. Cambridge didn't give me any hassle at all. It was hard to make the payments but we worked through it.
Reviewed Sept. 28, 2014
I had just gotten disabled in my job and I didn’t know what my income was going to be, so I thought I’d go to Cambridge Credit Counseling to see if they could help lower my interest rate. However, I was misled. The Cambridge guy didn’t explain to me that if I turned my credit cards over to them, they wouldn’t work anymore and it would go against my credit. I wouldn’t have done that had I known. I didn’t have bad credit. They didn’t make my payment any lower than what I was already paying. So, as far as my initial experience with Cambridge, I was not happy and wouldn’t recommend anybody to them.
Reviewed Sept. 27, 2014
I called Cambridge and I spoke with one of their representatives. He was very knowledgeable to my needs. I told him what I could do and couldn't do money-wise because we were on a budget, and he made it out to where I could do it in a way so I could pay. When I was doing it myself, I was trying to give them what they wanted and I didn't have enough money to do it. That's why I went to Cambridge and sought help, and they helped me tremendously. They got me out of debt. It was an easy thing to do. Just pick up the phone and call, and they're there to help you.
Reviewed Sept. 24, 2014
Our experience was very positive. I signed up five years ago. I followed the plan and everything worked out well. They didn't bug me, but they were available when I needed them. I would recommend Cambridge Credit Counseling.
Reviewed Sept. 21, 2014
I had Cambridge Credit Counseling a few years back and it was because I wanted to consolidate bills to get them paid off. Working with the Cambridge team has been good and they were able to lower my interest rate.
Reviewed Sept. 20, 2014
I had a lot of debts and they just seemed to be getting on top of us and we couldn’t keep up with them. In fact, they were putting in an interest of 30% on all of them. I decided to connect with Cambridge Credit Counseling, and they were able to put the interest rates down to between 6 and 11%. Working with them took all my money for 5 years, but it has made my lifestyle a lot better. We got our debts paid off and we feel wonderful about that. The people at Cambridge were always very pleasant to talk to, informative and helpful. They contacted us on several occasions just to make sure everything was going all right. I appreciate that someone was really interested in you. That was good personal contact. Cambridge Credit Counseling changed my life.
Reviewed Sept. 18, 2014
I worked with Cambridge to get a lower interest rate so I could pay my credit card faster and they did lower my interest rates. I had money; it's just the interest rate was so high it was ridiculous, so it has helped me to pay it off faster. They were extremely helpful.
Reviewed Sept. 17, 2014
Based on the information I found online about Cambridge Credit Counseling and speaking with the counselors there, I thought that they were the best opportunity to help us get out of our credit card debts. Over the years that we did work with them, I spoke with them a few times a year and they were always very helpful. We've been able to get out of credit card debts and we're doing well now. They did a great job for us. Excellent!
Reviewed Sept. 16, 2014
I had excessive credit card debt and Cambridge lowered my interest rates and got me on the payment plan. I've been with them for four years and they've greatly improved my lifestyle. It was all a great experience. It was hard, but that was my issue because I got myself in this predicament. It was not an easy fix but it was excellent working with them. They helped me get things in order.
Reviewed Sept. 14, 2014
Cambridge was terrific. I got what expected out of the program. They sent me a letter every month updating where I was at. I never had any problems with the payments. I was very happy with them. I've already recommended them to a couple of people.
Reviewed Sept. 13, 2014
I connected with Cambridge Credit to minimize debt. I've been able to reach them anytime I've needed them and they've been helpful. They were able to lower my interest rate and it's been less stressful.
Reviewed Sept. 11, 2014
I was in the Cambridge program twice and I'm done. It was good. Financially, it was easier for me to manage the situation I had gotten myself into. It wasn't very often that I had to call them - when I was set up, like the whole time I just made my payments. I didn't have to do too much but make my payments, and those were automatic. It helped me pass those accounts and I could still have money to live on and it was doable. Once in a while I did call in to change my payments by a day or two. They always helped and answered my questions.
Reviewed Sept. 10, 2014
I'm really happy that I made the decision to connect with Cambridge Credit Counseling. They were wonderful. They had helped me to be more comfortable because I know once I send my money, my bills were being paid, so it really helped me a lot. I used to be too stressed out and worried. I had too much bills and they were getting out of control. Cambridge has helped in lowering the interest rate and it was a wonderful experience. I recommend them to anybody.
Reviewed Sept. 9, 2014
Cambridge Credit Counseling was able to lower my interest rate which is good. My overall experience with them was okay. I would recommend them.
Cambridge Credit Counseling Corp. Company Information
- Company Name:
- Cambridge Credit Counseling Corp.
- Year Founded:
- 1996
- Address:
- 67 Hunt Street
- City:
- Agawam
- State/Province:
- MA
- Postal Code:
- 01001
- Country:
- United States
- Website:
- www.cambridge-credit.org
