TitleMax Reviews

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About TitleMax

TitleMax is one of the largest title lending companies in the nation, offering car and motorcycle title loans at competitive rates. It strives to provide a superior level of customer service as it helps thousands of people get the cash they need with a title loan. The company has thousands of convenient locations.

Pros
  • Receive up to $10,000
  • Get funds in as little as 30 minutes
  • No bank account required
  • No credit score requirements
Cons
  • Pawns only available in Georgia
  • Loans only available in 14 states

Helpful Reviews

Acworth, GA
Verified purchase
When there isn't a different lender, Titlemax is the only one that can help. Back when they first opened, I noticed there was one close to me and I've used them once or twice over...

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San Antonio, TX
Verified purchase
Title Max, gave me a chance on a personal loans, most other lenders would turn me away but not Title Max, I appreciate the amount they approved me for, and hope to keep doing busi...

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TitleMax title loans

TitleMax car and motorcycle title loans are available in 14 states. Unlike many other loan options, you don’t need a good credit score or a bank account to qualify for a title loan. While the loan qualifications differ by state, the basic TitleMax title loan requirements include:

  • A paid-off car or motorcycle with the title in your name
  • Proof of income
  • A government-issued ID

All makes and models of cars are eligible as collateral, and you get to keep your car while you pay off the balance of your loan.

To find out how much money you’re eligible for, you need to provide basic information about your vehicle, including the year, make and model.

TitleMax prides itself on getting you the cash you need as quickly as possible. You can get your title loan funds in as little as 30 minutes or within one business day. TitleMax bases your loan amount on the following factors:

  • State regulations
  • How much you need
  • The value of your vehicle

Depending on your state of residence, you could receive up to $10,000.

» MORE: Best personal loan companies

TitleMax personal loans

TitleMax offers personal loans up to $2,500. These are unsecured loans, so while they’re typically for small amounts, you can apply for them without collateral. To apply for a TitleMax personal loan, visit its website and fill out the personal loan application with the following information:

  • Name
  • Cell phone number
  • ZIP code
  • Email address

TitleMax interest rates

TitleMax charges varying interest rates depending on your state of residence and the value of your collateral. Interest rates for title loans are typically higher compared to traditional loans because of the quick approval process and lower qualification requirements. It's important to review all associated costs before taking out a loan.

TitleMax FAQ

Where is TitleMax available?

TitleMax is available in the following 14 states:

  • Alabama
  • Arizona
  • Delaware
  • Georgia
  • Idaho
  • Kansas
  • Mississippi
  • Missouri
  • Nevada
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Wisconsin

TitleMax also has over 900 physical locations in 14 different states. TitleMax no longer originates new loans in California, Illinois, New Mexico or Virginia, but continues to service existing loans.

How much can you borrow from TitleMax?

You could be eligible to borrow up to $10,000 from TitleMax, depending on your state of residence. Familiarize yourself with your state’s title loan regulations to find out how large of a loan you can receive.

How long do you have to pay back a TitleMax loan?

TitleMax loan payment plans range from 30 days to several months, depending on your loan contract. TitleMax’s loan specialists work with you to create a payment plan that fits your financial needs.

Can I refinance my loan with TitleMax?

Yes, TitleMax offers loan refinancing services for title loans. It generally will refinance any loan that already has 20% of principal paid.

What happens if you default on a TitleMax title loan?

Defaulting on a TitleMax loan could result in repossession of your vehicle.

Does TitleMax check your credit?

Yes, TitleMax looks into your credit before offering you a title loan, but the company states on its website that customers with bad credit are still eligible to receive funds.

Still have questions?

Is TitleMax legit?

Yes, TitleMax is one of the largest lending companies in the nation. The loan company processes applications quickly and disburses funds within one business day, which is helpful for people who need money to handle an emergency expense. It serves thousands of customers every day. If you need cash and fit all of its criteria, check out TitleMax’s website to apply for a personal or title loan.

TitleMax Reviews

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    How do I know I can trust these reviews about TitleMax?
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    Page 1 Reviews 0 - 25
    Verified purchase
    Punctuality & SpeedStaffBillingLoan Process

    Reviewed June 4, 2026

    I live in Conroe, so I drive past TitleMax all the time. The rep laid out the process and at first, you think it’s going to be difficult. After they explained, it’s not difficult at all. You just have to stay on top of your payments. The rep articulated it very well for me. She made it where it was easy for me to understand and to say I can handle it. She sent numbers and I told her when it was too much and when I could work with it. She made me feel comfortable doing business with her and was very understanding of my situation. I tried to get a personal loan through TitleMax, but I wasn’t able to do it. I explained that I was in a bad spot and on disability, and she told me she understood and would see what she could do to help. She explained they offer title loans, and I told her I have a title. I explained my situation with the title, and she walked me through everything step by step. It was taken care of quickly, and I felt comfortable moving forward.

    I was impressed with the rep’s confidence. I have an older vehicle and have been turned down for a loan so I was sure I was not going to get approved. But the rep told me not to worry and that she knows I was going to get approved. It just depends on how much I want. I only wanted a certain number and the approval came in over a higher number. I didn’t want to be paying the amount monthly, so she helped me get to a number that I was comfortable with, and at the same time, helped me get out of the hole I was in. The process took a little bit longer than I thought. I was there at 10:30, and didn't finish until right at 2:00. But other than that, it was okay.

    This is my first time doing business with TitleMax and I'm happy that I got what I got, but for people in dire need situations, they have the ability to assume the title loan and not dig a hole. But they have to use common sense when they're making it. If they’re only asking for a number, they should make sure they can handle that monthly note, and if TitleMax approves them for over that number, not to take all of it.

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    TitleMax
    Response from TitleMax

    We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at TitleMax.

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      Verified purchase
      Refunds & PayoutsStaffBillingLoan ProcessRates

      Reviewed June 1, 2026

      I have an old Toyota that's registered in Virginia and I live here in Houston now. I will have to transfer the title over to Houston. It was just a lot and that's just to see how much I could get. I was so discouraged at first, but the lady told me they do personal loans as well. They were very informative. I didn't even know that they did personal loans. I thought it was just titles.

      I just got over bankruptcy a few years back and I told the rep my credit report might not give me anything. I was nervous about getting hit again with an inquiry. She ran me through the process of how it's not really a hard inquiry. She was able to work it when I showed my bank statements. We were able to get approved for over $2,000, and I was so thankful for that. I'm happy with what she did. She was super sweet. The loan came at the perfect time. I was able to pay my electricity bill and all the bills that were coming at me.

      The rep also explained the interest to me. I'd be paying triple the amount back. But regardless of which, I would recommend if it's something others can pay back in the next few weeks to a month. I knew I had to go ahead and pay that one payment this past week but I thought of just paying the full thing off and don't have to worry about the interest.

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      TitleMax
      Response from TitleMax

      Thank you for sharing! Our team members work very hard to understand and meet our customers’ needs, and we are glad you had an outstanding experience at TitleMax.

      Verified purchase
      Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingLoan ProcessRatesHonesty & Transparency

      Reviewed May 25, 2026

      A long time ago, I used to buy cars that needed a little work, fix them up, and then sell them. I realized I could use the car as collateral to get the money to fix it, pay the company back after the sale, and make money off it. I had used another title loan company at first, but it was a low-class place. I drove by TitleMax in West Ashley and I stopped in to let them know what I was doing. I didn't know if I could do that with a car that needed work but I didn't wanna be dishonest about it. The rep told me that that was fine as long as the car ran and that the condition was good. So, I continued to do that. I try to pay it back as fast as I can. But it is great to have relationships in places like that whenever you need them.

      TitleMax has been a blessing to me. There have been many times when I’ve needed the money, and other times I’ve used it for down payments on things instead of paying out of pocket. It has given me the freedom to get the little important things in life, as well as the security of knowing that if I ever run into an issue and need them, they’re right there. It’s very easy to do things over the phone, and the people, especially at the Mount Pleasant branch, are amazing. I love them.

      If you use TitleMax and you ever run into an issue, you just need to communicate with them instead of running from it and forgetting about it, or not paying back and losing your vehicle. Any time I need anything, they will work with me and make sure that I'm not late on a payment or that they're not gonna come and get my car. But I communicate with them, no matter what. They're happy to help in any way that they can. It's not something that you need to be afraid of if you fall behind, because they understand. The only time that I've ever paid a fee was when I paid back my loan back and then I decided to take out more. Then you have to pay the taxes on that. The prices have been fair, and whenever I’ve gone back, they’ve been willing to give me more as long as they know I did good.

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      TitleMax
      Response from TitleMax

      We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at TitleMax.

      Verified purchase
      Punctuality & SpeedRefunds & PayoutsStaffBillingLoan ProcessTimeliness

      Reviewed April 28, 2026

      Initially, I filled out the information online. I had done two title loans prior. So, I put my driver's license on my application. We went through the whole process, and then I only had a copy of my ID. I didn't have my driver's license with me. The rep told me I had to come back the next day. We had to redo it all together because of that one thing. So, the next day, I went back, and the woman was even nicer than the woman before. We got along very well. She was very sweet, helpful and kind.

      We went through the whole process in the office this time, and I did not check ID. I didn't change it. I actually left it on the driver's license. I had to start all over again. So, I started one afternoon, and then I didn't finish until the next day, around lunchtime. So it was a while. But the process from start to finish, applying for the loan, is quick. I would recommend TitleMax. They are easy to work with. I liked that I could pay my payment, and the money went down as I made the payments. I like the online access as well to watch how much I owed and when it was due.

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      TitleMax
      Response from TitleMax

      We’re so glad you enjoyed your time at your local TitleMax!

      Verified purchase
      Customer ServicePunctuality & SpeedStaffLoan Process

      Reviewed April 23, 2026

      I previously had a loan before TitleMax and this is my third time with them. Initially, I noticed them around the area and decided to stop by. So far, I have gone to three different locations and each location was pleasant. They are very good with keeping communication and providing all the information that you need moving forward.

      Usually when I go into the office, I'm able to get serviced right away, even during the process of my payoff. I went to the Homewood location and their rep, Sulez, was the one who did my original loan and she was the one who I spoke with over the phone when I was ready to pay off. She made sure she provided all the correct information as far as if I pay with a card versus I pay with cash. Doing the pay off was very easy and quick. The third time, I did my application online, so when I got into the store location, all the rep did was go take pictures and wait on the approval. With TitleMax, it's a real painless process. If anyone is in a bind and need to access some quick funds, that would be the way to go.

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      TitleMax
      Response from TitleMax

      We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at TitleMax.

      Verified purchase
      Customer ServiceStaffLoan ProcessRates

      Reviewed June 27, 2026

      I had good communication and conversation with TitleMax. The application process was pretty effortless. I was in and out. The rep was really helpful and did everything she needed to. I'd recommend them. TitleMax is a good company to work with. Anything with a title loan, you just have to be careful because it draws daily interest. But it’s part of the game.

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      TitleMax
      Response from TitleMax

      We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at TitleMax.

      Verified purchase
      Customer Service

      Reviewed June 26, 2026

      Best experience ever! Customer service was 100%. Made things really easy and relaxing! Thanks Tabatha, we couldn’t of asked for a better person to assist us with our emergency funding! We will recommend these services to all family and friends.

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      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Staff

      Reviewed June 26, 2026

      I’m so happy. Mrs. ** is great. She helped me out a lot.

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      TitleMax
      Response from TitleMax

      Your feedback is highly valued! Thanks for sharing.

      Punctuality & SpeedBillingLoan Process

      Reviewed June 24, 2026

      When I first walked in, the lady went above and Beyond to get me a loan. Get my title. My payment was 163... I had emergency surgery, and one month late and they were fast to repossessed my car. They didn't work with my situation. I suggest Lone Star Title Loan. They go Above and Beyond to work with people harsh times, and offer way more than Title Max.

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      TitleMax
      Response from TitleMax

      We would like the opportunity to discuss this with you further. Feel free to reach out to us at 1-800-804-5368.

      Punctuality & SpeedStaff

      Reviewed June 23, 2026

      There this lady named Leah **. She was so nice. Helped me with everything I needed super-fast. I totally recommend Mrs. Leah.

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      TitleMax
      Response from TitleMax

      Your feedback is highly valued! Thanks for sharing.

      Verified purchase
      Staff

      Reviewed June 23, 2026

      The process with TitleMax took about four hours, which was long, but it was alright. The representative was cool. TitleMax is a great company to use and go through.

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      TitleMax
      Response from TitleMax

      Thanks for choosing us and sharing your experience!

      Staff

      Reviewed June 22, 2026

      Professional and very organized and straight forward.. recommend this TitleMax.

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      TitleMax
      Response from TitleMax

      Thanks! We are grateful to have you as a valued customer at TitleMax.

      Verified purchase
      Punctuality & SpeedStaff

      Reviewed June 22, 2026

      The lending process at TitleMax was quick and simple. It didn’t take more than 20 minutes. It was an easy process. The rep I worked with was great. She was very patient. She was letting me know everything that she was doing on the computer and the process. She took her pictures. She opened the door, and she checked everything.

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      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Verified purchase
      Contract & TermsPriceStaffBilling

      Reviewed June 21, 2026

      I had a good experience with TitleMax. We sat down, did some stuff on the computer. They checked and make sure I had a clear title on my truck. And that was it. They took pictures of my truck. It was professional. I borrowed 600 bucks. If I paid the whole thing off tomorrow, it will only cost me $770. If I only make the minimum monthly payment, I don't pay it off until I've paid almost $4,000.

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      TitleMax
      Response from TitleMax

      Thanks! We are grateful to have you as a valued customer at TitleMax.

      Verified purchase
      Customer ServiceStaff

      Reviewed June 20, 2026

      Go and get TitleMax because it's an opportunity. If you need the money, you can get it. I had an excellent experience with them. I love the ability to get the money right away. The people who work there are good with customer service. They answered my questions. That moment was the perfect time that I needed the money, so TitleMax gave me the opportunity.

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      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Customer ServicePunctuality & SpeedStaff

      Reviewed June 19, 2026

      I had an amazing experience at TitleMax thanks to Angie! She was incredibly friendly, professional, and took the time to explain everything clearly. The whole process was quick, easy, and stress-free. Angie went above and beyond to make sure I felt comfortable and answered all of my questions. Her excellent customer service and positive attitude made a huge difference. If you’re looking for someone who genuinely cares about helping customers, I highly recommend asking for Angie at TitleMax. Thank you for making the experience so smooth and pleasant!

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      TitleMax
      Response from TitleMax

      We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at TitleMax.

      Verified purchase
      Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBillingLoan Process

      Reviewed June 19, 2026

      I had dealt with TitleMax, but I paid out my loan and went back to them. Someone called me, and I took out a personal loan. They were fair and understanding. I made my payments on time. TitleMax treated me with courtesy and respect, and I keep coming back to them. They are very fast. They helped me out financially good. I never had a problem with them, regardless of what everybody says. Don't believe what you hear. Go and experience it for yourself.

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      TitleMax
      Response from TitleMax

      We’re so glad you enjoyed your time at your local TitleMax!

      Verified purchase

      Reviewed June 18, 2026

      Overall it was just an okay experience since they were having issues with the Internet, what should have taken 30 minutes took an hour and a half and when I inquired about using the restroom I was informed they didn't have one for public use.

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      TitleMax
      Response from TitleMax

      Thank you for sharing! We hope to see you again soon.

      Verified purchase
      PricePunctuality & SpeedStaff

      Reviewed June 18, 2026

      The lending process with TitleMax was quick and easy. Their representative was very professional. He helped me through the whole process. It was at the last minute. They were getting ready to close but he didn't rush me or try to push me out. It was 10 minutes before they closed. He was able to stay and still assist me and get it done before he left. It took 30 minutes. They did everything. Took pictures. And it was within 10 minutes after the picture was taken of the vehicle, they gave me a quote on what they would be able to allow me to take. It allowed me to take care of the situation I had at the last minute.

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      TitleMax
      Response from TitleMax

      Thanks! We are grateful to have you as a valued customer at TitleMax.

      Verified purchase
      StaffLoan Process

      Reviewed June 18, 2026

      I had a great experience with TitleMax. My representative, Olga, was very kind, talkative, and most of all helpful. She walked me through the whole process from start to finish and without her help I wouldn’t have understood the whole title loan process. She is an asset to TitleMax. Thanks Olga!

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      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Profile pic of the author.
      Staff

      Reviewed June 18, 2026

      The staff is very welcoming and understanding people, will recommend them!

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      TitleMax
      Response from TitleMax

      Thank you for trusting us. We are here to help when you need us.

      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed June 17, 2026

      TitleMax helped me out well. It was quick and good communication. I had to have proof of my job, my ID and my card where I wanted the money to go to. I liked the way the lady who I talked to conducted herself. You might not get what you want the first time, but you will get some money if you are going through a hard time.

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      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Verified purchase
      StaffRatesSales Tactics

      Reviewed June 16, 2026

      Skyler at Title Max, Topeka, KS really went out of his way to help us with our request. He had several difficult items that came up and just kept pushing on to help us. He deserves his 6 stars ****** on a 5-star scale in my rating!!! Thank you, Skylar...

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      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Verified purchase
      Customer Service

      Reviewed June 16, 2026

      TitleMax was 10 minutes away from my home. Their lending process is very easy, considering I've used them five times now. Their customer service is good. I enjoy them.

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      TitleMax
      Response from TitleMax

      Your feedback is highly valued! Thanks for sharing.

      Verified purchase
      Customer ServicePriceStaff

      Reviewed June 15, 2026

      I use TitleMax because it's right there where I can see it. It's quite convenient. Their lending process was great. I only got $400 and they still called me, they texted me, let me know that I still can get up to 800 something dollars, but I'm not going to do that. I just started. So, I want to get this paid off first. My representative was great. She took her time. She was patient and showed me everything that I needed to sign. Some people rushed through stuff and think you're supposed to catch it, but she took her own time and showed me everything little at the time what it was going to be and how much everything was going to cost.

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      TitleMax
      Response from TitleMax

      Thanks for sharing! Your feedback motivates us to keep raising the bar and sets the standard for excellence in everything we do at TitleMax.

      Verified purchase
      Loan Process

      Reviewed June 14, 2026

      TitleMax seems more credible than these shady places. The loan process went wonderfully. The ladies behind the counter were awesome. It took us about 10 minutes to complete the process. I've been there before. She knew me by face. She made sure we were comfortable, and I really enjoyed talking to her. I've been using TitleMax off and on for a few years. They make it easy to borrow money and pay it back. They check in to see if you need anything when you're in between title bombs. Overall, it was a good experience.

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      TitleMax
      Response from TitleMax

      We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at TitleMax.

      Verified purchase
      Punctuality & SpeedStaffLoan Process

      Reviewed June 13, 2026

      It was easy to communicate with TitleMax, and their people are friendly. I just got a title loan from them within the last 30 days. They asked for an ID and the title. The process was quick. It took around 15 minutes. I worked with a polite young lady. I would refer TitleMax. The experience was black and white. There were no tricks about it.

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      TitleMax
      Response from TitleMax

      Thanks! We are grateful to have you as a valued customer at TitleMax.

      Verified purchase
      Refunds & PayoutsStaffBilling

      Reviewed June 12, 2026

      My experience with TitleMax was good. The worker was willing to work with me. The total process took a little less than an hour. Everything is good. Working with TitleMax helped me learn how to save. If you need it, they will help you as much as they can. If you don't have the full amount to pay, they give you an extension, which is good. You have to at least have 500 saved up just in case you don't make it because they're very accepting and understanding. Making the payments was easy. They sent me a text message. I clicked the link, and then it went to it. It showed me how much I can pay for the extension or if I can pay the full amount. I got it done in less than a minute.

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      TitleMax
      Response from TitleMax

      Thanks for sharing! Your feedback motivates us to keep raising the bar and sets the standard for excellence in everything we do at TitleMax.

      Verified purchase
      CoverageLoan Process

      Reviewed June 11, 2026

      This is my sixth title loan with TitleMax. They have been there by my side to assist if I needed extra resources to cover expenses. TitleMax is Awesome and I will recommend them to any friend or family.

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      TitleMax
      Response from TitleMax

      Thanks for choosing TitleMax! We appreciate you.

      Verified purchase
      Punctuality & SpeedStaffLoan Process

      Reviewed June 11, 2026

      I love TitleMax. The girls at the location I went to are so sweet. They are wonderful and very pleasant. When I first walked in the door, they said, “Welcome to TitleMax. I'll be with you in a minute.” I love the environment. They gave me the good vibe as, “I'm here to help any way I can.” I took out a personal loan, and everything got approved in about two seconds. It was fast.

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      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

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      TitleMax Company Information

      Social media:
      Company Name:
      TitleMax
      Year Founded:
      1998
      Website:
      www.titlemax.com

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