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TitleMax Reviews

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About TitleMax

TitleMax is one of the largest title lending companies in the nation, offering car and motorcycle title loans at competitive rates. It strives to provide a superior level of customer service as it helps thousands of people get the cash they need with a title loan. The company has thousands of convenient locations.

Visit www.titlemax.com
Pros
  • Receive up to $10,000
  • Get funds in as little as 30 minutes
  • No bank account required
  • No credit score requirements
Cons
  • Pawns only available in Georgia
  • Loans only available in 14 states

Helpful Reviews

Acworth, GA
Verified purchase
When there isn't a different lender, Titlemax is the only one that can help. Back when they first opened, I noticed there was one close to me and I've used them once or twice over...

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San Antonio, TX
Verified purchase
Title Max, gave me a chance on a personal loans, most other lenders would turn me away but not Title Max, I appreciate the amount they approved me for, and hope to keep doing busi...

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TitleMax title loans

TitleMax car and motorcycle title loans are available in 14ย states. Unlike many other loan options, you donโ€™t need a good credit score or a bank account to qualify for a title loan. While the loan qualifications differ by state, the basic TitleMax title loan requirements include:

  • A paid-off car or motorcycle with the title in your name
  • Proof of income
  • A government-issued ID

All makes and models of cars are eligible as collateral, and you get to keep your car while you pay off the balance of your loan.

To find out how much money youโ€™re eligible for, you need to provide basic information about your vehicle, including the year, make and model.

TitleMax prides itself on getting you the cash you need as quickly as possible. You can get your title loan funds in as little as 30 minutes or within one business day. TitleMax bases your loan amount on the following factors:

  • State regulations
  • How much you need
  • The value of your vehicle

Depending on your state of residence, you could receive up to $10,000.

ยป MORE: Best personal loan companies

TitleMax personal loans

TitleMax offers personal loans up to $2,500. These are unsecured loans, so while theyโ€™re typically for small amounts, you can apply for them without collateral. To apply for a TitleMax personal loan, visit its website and fill out the personal loan application with the following information:

  • Name
  • Cell phone number
  • ZIP code
  • Email address

TitleMax interest rates

TitleMax charges varying interest rates depending on your state of residence and the value of your collateral. Interest rates for title loans are typically higher compared to traditional loans because of the quick approval process and lower qualification requirements. It's important to review all associated costs before taking out a loan.

TitleMax FAQ

Where is TitleMax available?

TitleMax is available in the following 14ย states:

  • Alabama
  • Arizona
  • Delaware
  • Georgia
  • Idaho
  • Kansas
  • Mississippi
  • Missouri
  • Nevada
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Wisconsin

TitleMax also has over 900 physical locations in 14 different states. TitleMax no longer originates new loans in California, Illinois, New Mexico or Virginia, but continues to service existing loans.

How much can you borrow from TitleMax?

You could be eligible to borrow up to $10,000 from TitleMax, depending on your state of residence. Familiarize yourself with your stateโ€™s title loan regulations to find out how large of a loan you can receive.

How long do you have to pay back a TitleMax loan?

TitleMax loan payment plans range from 30 days to several months, depending on your loan contract. TitleMaxโ€™s loan specialists work with you to create a payment plan that fits your financial needs.

Can I refinance my loan with TitleMax?

Yes, TitleMax offers loan refinancing services for title loans. It generally will refinance any loan that already has 20% of principal paid.

What happens if you default on a TitleMax title loan?

Defaulting on a TitleMax loan could result in repossession of your vehicle.

Does TitleMax check your credit?

Yes, TitleMax looks into your credit before offering you a title loan, but the company states on its website that customers with bad credit are still eligible to receive funds.

Still have questions?

Is TitleMax legit?

Yes, TitleMax is one of the largest lending companies in the nation. The loan company processes applications quickly and disburses funds within one business day, which is helpful for people who need money to handle an emergency expense. It serves thousands of customers every day. If you need cash and fit all of its criteria, check out TitleMaxโ€™s website to apply for a personal or title loan.

TitleMax Reviews

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    How do I know I can trust these reviews about TitleMax?
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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffLoan Process

    Reviewed Aug. 18, 2026

    I've dealt with other title loan companies, and I didn't have a good experience with them. When I called TitleMax, I asked some key questions about how the process went and what was what, and they pretty much answered the questions that led to my decision to do business with them. The loan process was simple. I was impressed with the person that helped me out. She was very knowledgeable. She was very upfront and told me ways of being able to maximize it and being able to make it work for me. After they evaluated my vehicle, the process was very simple and quick. At the time, I needed the money that I needed to do some things that I was doing, and it came in handy right at the time that I needed it. It wasn't a lot of hassle. The process was very, very painless versus other places that I've used.

    When you go in to TitleMax, the agent doesn't have to go into your personal business of saying exactly what they need it for, but let them know pretty much what you need, how much you need, and what are you trying to do, what you're trying to accomplish, and listen, and follow the instructions on your way of paying it back, and being able to maximize the loan to where you need to do what you need to do, and not putting yourself in too much of a strain where you can you can pay for it.

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      Verified purchase
      Customer ServicePricePunctuality & SpeedStaffBillingLoan Process

      Reviewed Aug. 14, 2026

      I live from Edinburgh, and TitleMax is in the middle of the town. I pass them all the time. They gave me a loan in exchange for my title. When I first walked in the door, I was greeted, and the place was clean, and there were not that many people but one of them told me right away that he would be with me and I didn't wait long. He did everything really quickly, and he was very courteous. They helped me out. We did some stuff through my phone since it was easy.

      As far as the process, you leave your title with them, and then they tell you from here to here how much you can get and how much do you want, and then theyโ€™ll say, "It's either you pay this a month, or you can pay the entire payment by the end of the month, and we just charge you this finance charge." The only thing was, at first, they had given me a really high payment, and I told them, โ€œThat's kind of high. You're not gonna give me a chance to pay off y'all. I'm never gonna end up paying you guys if you guys need this payment." So, they kind of lowered it a little on their own.

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      Verified purchase
      PricePunctuality & SpeedStaffBillingLoan ProcessRates

      Reviewed Aug. 3, 2026

      Iโ€™ve had a wonderful experience with TitleMax. The whole title pawn thing gets a bad rep for most people because they don't know how to pay their bills. But going through it and experiencing it myself, I very quickly realized that TitleMax isn't there to try to get over on anybody; they're there to help people, and how everything was explained to me, it was a really great experience. The application process was good. I know what the car is worth, but most of the time, in situations like that, during a pawn situation, they want to give you a value that's way under what your car's worth, and they did not do that. The number they came up with was pretty close to the number that I know the car is worth. The lady who took care of me was a great people person. She explained everything. She made sure I understood stuff. She didn't just blurt it out and then be like, "Okay. He'll figure it out." She took the time to explain everything and let me know all the different options.

      If people are worried they might not have enough money for their bills, or if theyโ€™re trying to consolidate a couple of credit cards, TitleMax is a good avenue to go. Because a lot of people talk about interest rates through title pawns, but the interest rate is nowhere near what it would have been for a personal loan. Youโ€™ll end up paying more interest on personal loans than I did on that. I would very highly recommend TitleMax. Once I paid this loan off, if I ever need quick cash like that again, I will definitely be going back and doing that exact same thing.

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      Verified purchase
      Punctuality & SpeedRefunds & PayoutsStaffBilling

      Reviewed July 23, 2026

      If you're in need and you need help, TitleMax is the right people to go to. They work with you. With any other company, if youโ€™re late on your payments, they come and get your car. So, I recommend them. They were very professional, nice and fast-paced, and they got the job done. However, I should have asked more questions about the payment because I thought it was $17 a week, and now it jumped all the way to 500. That's why I'm behind because I was school shopping, I've been paying my bills, and I thought I would be able to do the $17 a week. I told the rep, โ€œIt's 500 for me to renew it. I can't afford that right now.โ€

      I don't want them to take my car so the rep said she will put it in collections until I catch up. But I said, โ€œI thought it was $17 a week or 100 something a month. I could afford that, not 500.โ€ They never explained it to me, but whenever I was there, she said, โ€œYour payments would be $17 a week.โ€ I was, โ€œCool, I can afford that.โ€ When I looked to make a payment, I was, โ€œWhoa, it's 500. I can't do this. I can't do this right now.โ€ Everything else is good.

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      TitleMax
      Response from TitleMax

      Weโ€™re so glad you enjoyed your time at your local TitleMax!

      Verified purchase
      Customer ServiceOnline & AppStaffLoan ProcessRates

      Reviewed July 8, 2026

      The lending process with TitleMax was short and sweet. Their customer service stood out to me. Their rep explained everything and made it easy to understand. The application took a little longer only because I messed up on my end. She just told me that I was approved and I got a text message, too. So it made it short and sweet. Her personality was top tier. She was funny and great and she explained everything down to the T. I understood everything. I applied for a title loan, and they required the title and then my ID. I had the title on my phone. She was great with that. Normally, when I get a loan from somewhere, I don't understand it. TitleMax helped me understand what I was getting. The rep also helped me understand the interest process and to get it refinanced if I wanted to just in case I get in a bind. Overall, I enjoyed the experience because it didn't take too long and that's what I didn't want to happen.

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      TitleMax
      Response from TitleMax

      Your feedback is highly valued! Thanks for sharing.

      Verified purchase
      StaffBilling

      Reviewed Aug. 27, 2026

      It was a seamless process, extremely professional, payment on the spot and clear terms. Staff friendly and knowledgeable.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Aug. 27, 2026

      I am very happy I went to this place, TitleMax on Market St., very professional staff, and very helpful, I would recommend this place to everyone.

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      Verified purchase
      Punctuality & SpeedStaffLoan Process

      Reviewed Aug. 26, 2026

      Juan was the first one to help me. He made everything easy. I'm not sure the second person's name was but she was great. Made everything easy. I would recommend, if you are wanting a good place to get a title, note or a personal loan. Yes, it just may be high, but they are very helpful. You don't get penalized for paying the loans off. Early and they are very, very friendly.

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      Verified purchase
      StaffLoan Process

      Reviewed Aug. 26, 2026

      My experience with TitleMax was good. They explained everything. The lending process went smoothly and easily. It took 35 minutes to complete. The rep I worked with was nice as well. TitleMax is a good way to get a loan.

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      Verified purchase
      Rates

      Reviewed Aug. 26, 2026

      I was referred to Titlemax by a friend, and I used to hear the infomercials on the radio. It was convenient and very close to my home, so it made more sense to go with them. The lending process was simple and it took about 45 minutes. Overall, I would try it again. I would definitely rate my Titlemax experience 5 stars.

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      Verified purchase
      Staff

      Reviewed Aug. 25, 2026

      Very friendly. Doesn't take too long. Nice clean office inside and outside.

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      Profile pic of the author.
      Staff

      Reviewed Aug. 25, 2026

      Bradley was the one that helped me out. He was, is very friendly and helpful. Explains everything to your understanding. They know how to make you feel comfortable with them.

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      Verified purchase
      Punctuality & SpeedLoan Process

      Reviewed Aug. 25, 2026

      TitleMax was respectful and polite. It's my first time getting a loan and it was a good experience. I would go back. I would refer them and tell others it was an easy process, and that they were able to approve me for a good amount when I ended up needing some fast cash.

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      Reviewed Aug. 24, 2026

      Great experience. Will definitely recommend to friends and family.

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      Profile pic of the author.
      Staff

      Reviewed Aug. 24, 2026

      Ms. ** was amazing and very sweet and helped me every step of the way.

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      Verified purchase
      Customer ServicePunctuality & SpeedLoan ProcessRates

      Reviewed Aug. 24, 2026

      I live over by Titlemax, and I've seen the signs. I took out a personal loan and the customer service was great. The process was quick too. The rate is a little high, but I needed the loan, so I had to do it. Overall, I had a great experience.

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      Verified purchase
      PriceStaffLoan ProcessRates

      Reviewed Aug. 23, 2026

      Their rates were cheaper with TitleMax. I got a title loan from them and the process wasn't easy, but it wasn't hard. It took about 45 minutes. The reps were real nice and helpful. If you need TitleMax, give them a shot. They're pretty good.

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      Verified purchase
      StaffTimeliness

      Reviewed Aug. 22, 2026

      You'll walk away with some cash on the same day. I walked out of TitleMax with $300 for a 2016 Chevy. The rep said he would put in some numbers, and they would come back, and they could go up throughout the day. But right now, he can offer me 350. I was in a tight spot with my kids, so I did it. It took 20 minutes. The rep said he was the general manager. He was good. I got along with him. We can talk.

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      Staff

      Reviewed Aug. 21, 2026

      Best experience! Friendly service, lovely atmosphere, and everything was wonderful. Highly recommend!

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      Profile pic of the author.
      Customer ServiceStaff

      Reviewed Aug. 21, 2026

      This Title Max has the best customer service. Miss Charlotte is so personable. She really cares about her customers. It's not just a job. She takes it personal. When you're in a pinch and need help this location is the place that makes you feel like life is gonna be ok again. Thank you Charlotte from Title Max.

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      Staff

      Reviewed Aug. 21, 2026

      Casey was amazing. She was super friendly and explained everything in detail. She made everything so simple. I will definitely use Title Max in Lenoir City again.

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed Aug. 21, 2026

      Someone had told me about TitleMax. Then, I also got on ChatGPT, and it told me it was the number one preferred. I went with them, and the application process was very easy and smooth. The employee handled everything. She was easy to talk to and she engaged a lot. I really liked her. It was also quick. It took only 10 minutes. It was a good experience.

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      Customer Service

      Reviewed Aug. 20, 2026

      The process was really easy and the customer service was impressive. I felt like I was working with a friend in the whole process and everything went seamlessly. Will definitely recommend.

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      Profile pic of the author.
      Loan ProcessHonesty & Transparency

      Reviewed Aug. 20, 2026

      TitleMax in Calhoun Georgia lied to me and refuses to pay me my 50.00 refer all fee. The loan also took an extra half day to close because no one would honor their process and I had to return to the store several times missing work in order to finally get my funds.

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      Profile pic of the author.
      CoverageRefunds & PayoutsBillingLoan ProcessRates

      Reviewed Aug. 20, 2026

      Let me tell you, these reviews are probably written by the merchant themselves, because they do not leave a trail of happy customers, as this review site appears. Let me tell you what these reviews are not. They have a dark secret about how they operate. You are most likely going to lose your vehicle to them. So be it understood that the outcome is not in your favor. They have it shown as though your loan comes from a third party, another company that gives you a great interest rate of like 7%. But then they show themselves as the loan manager.

      Their payment is extremely high and does not pay a dime of principal. Plus, in Texas, they only give you 5 months to pay off the note. So get this straight: If you borrow 1000.00 your payment will be about 250.00 to the third party; then the management payment would be about a 1000.00 per month. So if you pay 1250.00 per month, you will keep your vehicle. If you pay 1000.00 per month, you will make all your payments appear paid, but at the end of 5 months you will lose your ride because you will show as not having paid a dime on your loan for 5 months.

      Get this part as well: they will say you can not legally renew the loan or get an extension or anything. They will take your ride. And they show no mercy. I lost three vehicles to them at one time, and I paid back more than I borrowed, and still they got all my vehicles. Buyer Beware. Consumer Affairs needs to leave this up, or they are covering for these people. These reviews I have been reading are not accurate. The one I am stating is accurate.

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      Verified purchase
      StaffBillingLoan Process

      Reviewed Aug. 20, 2026

      I saw TitleMax on Facebook, and I also know a friend who lives in Cobb County in Marietta who told me about it. I went online and looked at some of the reviews, which made me decide to go with them. The lady was sweet, funny, and personable, which made the lending process better. She understood our situation and was very informative about the information pertaining to the loan. She also let me know that we were able to get more than what we asked for. The whole process took less than 50 minutes, from in to out. As soon as I gave her the debit card, the money was put on it within less than 10 minutes. The experience helped us with our high electric bill and utilities. It was a nice experience with TitleMax. The ladies in the office were very friendly, personable, and seemed to care about their customers.

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      Punctuality & SpeedStaff

      Reviewed Aug. 19, 2026

      Veronica was amazing. Super helpful. Sweet and very professional and very fast! Thanks again.

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      Verified purchase
      Staff

      Reviewed Aug. 19, 2026

      Everyone was so nice and helpful. I repawned my title and they didn't judge or act snooty.

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      Verified purchase
      StaffBillingLoan Process

      Reviewed Aug. 19, 2026

      An employee at the New Caney TitleMax named Caleb was fantastic. He helped me understand how loans worked and made things very easy for me by providing options and the best payment possible. Very flexible!

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      Verified purchase
      Staff

      Reviewed Aug. 19, 2026

      My agent was great. She helped me out a lot. Very friendly as well.

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      Verified purchase
      Loan Process

      Reviewed Aug. 19, 2026

      I've known about TitleMax in my neighborhood. I got a Payday loan. It wasn't easy because I had to come back a second time. That was my fault because I didn't have all my documents. I needed a bank statement. Go and try it out.

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      Verified purchase
      Staff

      Reviewed Aug. 18, 2026

      Excellent service & kindness! Salesman was compassionate, caring, & professor at the same time.

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      Verified purchase
      Staff

      Reviewed Aug. 17, 2026

      I can't remember the young lady name but she was great. She was so notable. She helped me with everything.

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      Staff

      Reviewed Aug. 17, 2026

      Daniela ** was very helpful and friendly. I appreciate the service that she provided.

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      Verified purchase
      Price

      Reviewed Aug. 17, 2026

      Very low offer. They didnโ€™t even give me half of what my truck is worth

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      Verified purchase
      Punctuality & SpeedStaffRates

      Reviewed Aug. 17, 2026

      The lending process at TitleMax was really quick. It was 20 minutes at most. I was surprised. Their rate was kind of high, though. But it was cool doing business with them. They were great people.

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      Staff

      Reviewed Aug. 16, 2026

      I had such a great experience at TitleMax, and I have to give a special shoutout to Ms Patricia at the Covington Pike location here in a Memphis, TN. She was absolutely awesome. Sheโ€™s so helpful, patient, professional, and genuinely kind. She took the time to explain everything to me and made the whole process feel so much easier and less stressful. You can really tell when someone actually cares about helping their customers, and she definitely does! Thank you for making my experience such a positive one. TitleMax is lucky to have someone like her on their team! ๐Ÿ’•๐Ÿ‘๐Ÿฝ

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed Aug. 16, 2026

      My sister told me that TitleMax is a good title company. So, therefore, I went with them. The application process was very easy and smooth. Everything was okay to me. Their reps were very professional and prompt, and they helped me with the process. I told my friends that it was a good experience. If they wanted to do it, Iโ€™d recommend TitleMax.

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      Verified purchase
      Customer Service

      Reviewed Aug. 15, 2026

      Great job to everyone at this location. The customer service is 100% at all times.

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      Staff

      Reviewed Aug. 15, 2026

      Crystal was very courteous and knowledgeable. She explained everything and made the process smooth and easy.

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      TitleMax Company Information

      Social media:
      Company Name:
      TitleMax
      Year Founded:
      1998
      Website:
      www.titlemax.com

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