Protect My Car Reviews

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About Protect My Car

Protect My Car is a premier vehicle service contract provider that states its goal is to “change the game” with advisors who place the customer first and help minimize uncertainty from unexpected costly repairs. The company aims to provide a hassle-free claims process and ongoing customer service.

Pros
  • All services provided by Protect My Car employees
  • In-house claims process for smoother experience
  • Free oil changes and tire rotations with all policies
Cons
  • Does not cover preexisting conditions
  • Not available in AK, CA, HI, MO, OK or WA

Protect My Car Reviews

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    How do I know I can trust these reviews about Protect My Car?
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    Page 12 Reviews 1840 - 2040
    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed July 11, 2019

    The rep that I talked to was outgoing and he made me feel that the coverage from Protect My Car was a great deal. It sounded real good after hearing what he was talking about. When I submitted a claim, the person who helped me knew what he was talking about. He told me to go ahead and gave me the number for me to call. It was taken care of right away. A rental was provided because they needed the vehicle to be there longer. I only submitted a claim one time, and the rest of the other times, Baxter did it for me. I'm very satisfied with Protect My Car. I like everything about it. There's so many different companies out there that was brought up to my attention. But Protect My Car got my attention more than the rest. It's the way they make you feel and the way they talk to you, and they're very knowledgeable.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for that wonderful review and the 5-star rating. We appreciate that very much. Our agents are exceptional at what they do. They know the company has their back and encourages them to do whatever they need to do to give the right assistance to each customer. It's all part of not just doing the right thing, but doing what's right for each person.

    Thank you again for your comments and thank you for choosing Protect My Car.

    Verified purchase
    Claims Handling

    Reviewed July 11, 2019

    Protect My Car came provided through my labor union, and I was satisfied with their specialist. They were professional and knowledgeable. I'm waiting for my car to get fixed now and making a claim for it was easy. Now I don't have to worry about a mechanic trying to gouge me. I've already recommended it to somebody.

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    Protect My Car
    Response from Protect My Car
    Thank you for sharing your thoughts on Protect My Car. You hit upon one of the primary reasons why this coverage is so important. Service departments are far less likely to recommend unnecessary work when they know their customer has a trained, knowledgeable and professional adjuster looking over their shoulder. Its another way this coverage can save you a lot of time and money.
    Thank you for joining the Protect My Car family. Glad to have you.

    Thanks again for your comments.

    Verified purchase
    Coverage

    Reviewed July 10, 2019

    The specialist I worked with at ProtectMyCar did a good job. I had my vehicle towed, and it turned out it was just a flat tire that I didn’t know at the time. Everything was covered.

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    Protect My Car
    Response from Protect My Car
    Thank you for your thoughts on Protect My car. We are glad it turned out to be a (relatively) minor repair. Even a flat tire can wreck your day. Having coverage that gets that problem taken care of right away makes it a little easier.

    Thanks again for your comments. We are glad to have helped you.

    Verified purchase

    Reviewed July 10, 2019

    The people at Protect My Car were all professional, courteous and nice. I'm satisfied with what they gave me. It's excellent value to have. It was a great overall experience.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. It is very important to everyone here at Protect My Car that we provide the most professional service possible. We want to end each day knowing we have helped a lot of people with vehicle problems that could have ruined not just their day but their budget for months to come. It means a lot to get comments from our policyholders that let us know we are doing just that.

    Thanks again for your comments.

    Verified purchase

    Reviewed July 9, 2019

    I did an oil change and though I had to wait for my car because I don't live in the town, it wasn't difficult. The reps at Protect My Car were fine and overall I'd recommend them.

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    Protect My Car
    Response from Protect My Car
    Thank you for taking the time to provide a review of your experience with Protect My Car. We are grateful to you for doing that. You are right, too. It shouldn't matter whether you are next door or in another state. Fast and efficient claim service is what you have a right to expect. We are glad our staff provide you with just that.

    Thanks again for providing your review and thank you for choosing Protect My Car.

    Verified purchase
    Customer Service

    Reviewed July 9, 2019

    Protect My Car had good reviews. Their rep was very knowledgeable. She did a good job because I asked a lot of questions and she answered all of them. So far, I've gotten oil changes done. I just took my car into the shop, told the people there what I needed, and gave them Protect My Car's number for them to call. It was easy.

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    Protect My Car
    Response from Protect My Car
    Thank you very much for providing your comments on your experience with Protect My Car. Providing our policyholders with good peace of mind is our most important goal. We are glad we were able to give the help you needed and we stand ready to do so again when the need arises.
    As always, if you have any questions, please do not hesitate to let us know.

    Thank you again for your very encouraging comments.

    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed July 8, 2019

    We’ve been maintaining our car pretty well so far but it was getting old, so we wanted to make sure that we had sort of an insurance for it. We did all the due diligence that we could. We considered an insurance so that in case something would go wrong, we would be covered and be able to take care of those issues. I am a business owner and I receive thousands of emails. On the particular day I received an email from Protect My Car, I saw something. I looked through it and it sounded good. They gave me an overview of what they were about and what the cost of everything was from that perspective. For me, it was a no-brainer to go with them. There are companies that say what they wanna do and not necessarily do it, so I wanted to at least try and see what Protect My Car was about. So far, so good in how they ended the bargain.

    Their rep was very knowledgeable. She gave me a lot of understanding as to what we were purchasing and also let me know about a bevy of different things. She have me all the details to ensure I know about the different offers that Protect My Car had that I could take advantage of. That in itself helped me out to where I could move forward, know what package I wanted to get, and what I would then be expecting to have at a later date. One of the things that I had from her was about adding on different cars. That was big for me because I do all the business. I can, not only add one but add another car like a truck on to it. That was important to me.

    I am satisfied with the package I got but I thought it could be a little bit cheaper. It was probably more or less expensive than a lot of packages that are out there, so I’m not mad at it at all. I think that because the industry is kind of saturated now when you’re trying to get to one’s dollars and cents, that it could be a little bit smaller. But it’s quality over quantity. It’s not overbearing for most people to handle, whether you are a business owner or you’re just a reckless citizen who may not have a lot of money. It fits right in that price point to where they can also have that insurance to make sure that they are covered in case something goes wrong.

    It was a great and positive experience with Protect My Car. It was informative. They followed up. They did everything that they were supposed to do like being informative. They let you know what their offers are and not just hiding certain things from you. It was an experience that allowed me to not worry about any issues going on with my car or truck. I was also able to have something that was affordable so if something goes wrong, I’m ensured that at least 50% of that would be covered and I wouldn’t have to entail all of the cost. That's very important to me.

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    Protect My Car
    Response from Protect My Car

    Thank you for taking time to provide comments on your experience with Protect My Car. We appreciate them very much. We do work hard to make sure your experience with Protect My Car is a positive one and that the whole process, from choosing the right coverage, to making sure it is comfortable on your budget, to fast and efficient claims service, towing and rental car benefits, gives you great peace of mind.

    Thank you once again for your comments. Please let us know if you have any questions or if there is anything else we can do for you.

    Verified purchase
    Customer ServicePrice

    Reviewed July 8, 2019

    I bought a warranty for my Mercedes at ProtectMyCar and the price is much higher. The rep gave us the top one and we didn't need that one. I asked them if they have a cheaper one. I told them we didn't need the one with roadside assistance. We already got roadside assistance with our insurance. So they gave us a different quote. And it has been a pretty good package. They give the oil change and got another oil change for this year.

    I had to call once I got there. And when I called the wrong part, and they gave me the right number. I called whoever we're supposed to call. Once they got on the phone, they asked to speak with the guy that's gonna be doing the work, and they took all that information, and went ahead and paid for everything that they need to do, and that's all we had to do. We're satisfied so far. We had no problems. I don't know how it works until I get a card and find out. But so far, it seemed like it's not a problem when you go into a licensed mechanic. Everything's going pretty good. We told several people about them.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments and for sharing your experience with Protect My Car. When we say hassle free, we mean it. We are very glad you chose Protect My Car and welcome you to our growing family of satisfied customers.

    Thanks again for your comments.

    Profile pic of the author.
    Coverage

    Reviewed May 21, 2019

    I have had the warranty three years. I’ve used it several times. They are excellent at selling you the policy and collecting the monthly fee. Their excellence ends and nitpicking begins. Previously I had a 1400. Bill and they covered about 300. Today I had a 600. Bill and they covered zippo. My temperature mixture broke and they say not covered. I had a blanking mouse crawl into the hvac system and have the misfortune to die there causing a helluva odour. Caused a mechanical failure. Protect My Car didn’t protect squat claiming it was a failure due to mechanics. These are folks out to get your premiums and then deny coverage as much as possible. Choose another company. This one is a dog.

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    Protect My Car
    Response from Protect My Car

    Thank you for your comments. Please remember that this coverage covers mechanical breakdowns. It is not comprehensive insurance coverage. This coverage does not fix damage resulting from exterior factors, such as accidents, floods, or even rodent infestation. Those are things that your insurance may cover. We cover mechanical breakdowns.

    As it happens, the coverage paid over $1,960.00 on your last two repairs, while you only had to pay the deductible of $100 per claim. On the $1,400 "or so" repair, we actually paid out $1,484.48, and your cost was only the $100 deductible. We are not sure why you feel compelled to find that unacceptable. Frankly, it's not a bad deal at all.

    We do regret that this coverage could not help you with the damage caused by the rodents in your vehicle, but that kind of issue is simply not part of your coverage.

    Thanks again for your comments.

    Verified purchase
    Refunds & Payouts

    Reviewed May 20, 2019

    I have written three letter to Protect My Car, LLC., regarding my policy that was cancelled: December 31, 2018. But, Protect My Car, LLC, withdrew/debit my bank account in the amount of $135.84, from January to March, 2019 and have not refunded my money and still getting bills.

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    Protect My Car
    Response from Protect My Car

    Thank you for your comments. You purchased the coverage on December 18, 2018 and paid two monthly premiums, one in January and one in February. We received your letter cancelling the coverage your contract on February 27, 2019, after the February billing had occurred. You were not billed any amount in March. Your contract was cancelled as of February 27, 2019 and no further billing has occurred. If you have any questions concerning you billing, please do not hesitate to call us.

    Reviewed May 19, 2019

    Protect My Car has been diligent in every way where my vehicle and its service has been concussion. I even recall one incident where I had taken my vehicle to a shop that the Protect My Car staff weren't confident in because of his attempt to overcharge for the part and the labor and the Protect My Car staff were effectively adamant (they told this shyster off) and got me a more trustworthy repair company that provides better service and I still use that company to this day. Thank you Protect My Car. It's good to know that not everyone is trying to work your wallet over. Joining your company is one the best decisions I ever could have made.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car

    Thank you very much for those comments. We really appreciate them. We do work hard to make sure that with one phone call you can get towed in, activate rental car benefits and get fast, efficient claims service, all with low monthly premiums tailored to fit your budget. That’s what we call good peace of mind. We are very happy that our company, staff and coverage has given you that. Best of all, we will be here to assist you when you next need help with your vehicle. Thanks again for your comments.

    Jon increased rating by 1 star.
    Customer ServicePunctuality & Speed
    After a positive interaction with Protect My Car, Jon increased their star rating.

    Original Review: May 15, 2019

    Horribly Complicated and Time consuming service. Such a waste. Wait times on calls average 30-45 minutes which is ridiculous when you're waiting at the auto shop. AND you have to call about 6 times just to get a single repair done. MECHANICS HATE THIS COMPANY!!!

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    Protect My Car
    Response from Protect My Car

    Thank you for your comments. They are certainly surprising. A detailed look at your file shows you paid in a total of $828.90 in premiums over the nine (9) months you had the coverage and saved over $1,556.50 on five (5) claims, which included your water pump, intake manifold, rear main seal, radiator, thermostat and O2 sensor. We also reimbursed your rental car expense and your meals and lodging (trip interruption benefits), as well as provided road side assistance when you ran out of gas. Hardly “shifty” as you put it. We are glad that the coverage saved you so much money that would have otherwise have come out of your pocket. If it took several phone calls and/or more time than you would have preferred to achieve those benefits, we certainly apologize for that.

    Most mechanics and reputable shops actually love our company. We have found that only those that do not want their customers to save money or know whether the repairs were actually necessary are the only one that resent a professional adjuster. We have fleet accounts with many national repair chains and hundreds of mechanics and shops refer their customer to us for coverage. We do not believe that any reputable shop dislikes dealing with a company that puts their customers first and saves them money.

    Once again, though, we appreciate you providing your opinion.

    Reviewed April 25, 2019

    This is THE place to go for coverage. Select from 3 plan options with deductibles as low as $100. Covers vehicles for up to 5 years or 125,000 miles. Down payments vary. Includes roadside assistance, 36– 60-month payment terms and a 30-day money-back guarantee.

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    Profile pic of the author.
    Customer Service

    Reviewed April 16, 2019

    This Company continues to call me multiple times a day from many different area codes/phone numbers. I have answered the call in the past and asked to be removed from their call list and every time I have asked the calls increase to the extreme. It does not matter if I block the numbers because they use a different number each time. Stop calling people and wasting their time!!!

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    Protect My Car
    Response from Protect My Car

    Our records further indicate that the telephone subscriber for the number ** “opted in” to receive information about our available products and/or to receive telephone calls from our company or one of several marketing agencies we have associated with. Please note that Protect My Car does not engage in any form of “cold calling.” or “robocalling”. Quite simply, we only call persons who have submitted their information online (through our home page, one of our various landing pages and/or through a landing page of one of our third-party marketing partners) and who have provided us with their written consent to contact them.

    Based on the statements made by this individual, it can be reasonably inferred that she has been receiving calls from other companies previous to the calls made by our company. We recommend that she determine the actual identity of the companies who may continue to call her and request that each such company add her number to their own Do Not Call list. By doing so, these calls should eventually stop.

    As requested, your number has been added to mour internal Do Not Call list.

    Reviewed April 12, 2019

    I work with this company for 7 months. It took them five months to get my car repaired. They insisted on trying to use used car motors. They had one motor and it was bad and had to be sent back. It took another four months for me to get my car back. They didn't want to pay the auto company that was doing the repairs for me. They had a hard time recovering their money. They still it. To this day have not been paid in full because of Protect My Car.

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    Protect My Car
    Response from Protect My Car

    Thank you for your comments. As is sometimes the case, customers may confuse our service with the shop that the customer chooses to use. We do not do the repair work, the shop does. In this instance, the claim for the replacement engine was filed on May 3. The claim was approved and payment for the engine replacement was issued to the shop on May 22, the day we received the final invoice and report from the shop that the repair had been completed. Although your shop may have told you they have not bee paid in full, the truth is we have heard nothing further from the shop since that time.

    We do regret that the shop you chose to use may have delayed the completion of the repair but we are glad that the coverage saved you $1,800.00. With your having paid only $350 in premiums, that is some bargain and really lets you know how valuable this coverage can be. Had you not chosen to cancel your coverage, we would have, of course, been happy to help you with the difficulties you are having with this shop.

    Thanks again for your comments.

    Customer Service

    Reviewed April 5, 2019

    I did not authorized payment taking out my account and money was being stolen out of my account without my knowledge. So I call to ask why I was not given a answer. The customer service is rude. Supervisor did not attempt to research and attempt to resolve the issue.

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    Protect My Car
    Response from Protect My Car

    Thank you for your comments. Quite obviously, nothing was "stolen" from your account. When you set up both contracts, you did, in fact, provide approval and authorization for the down payments and monthly premiums to be billed to the account you provided to us. When you sold one car within 30 days of purchasing the contract, we cancelled the contract at your request and refunded the down payment as the contract provided. When you totaled the second car we cancelled the contract at your request and waived the cancellation fee. No refund of the down payment or one monthly premium you authorized and agreed to was due at the time the contract was cancelled. We do regret that you feel our customer service agents were rude in refusing to refund your premiums. While you may certainly cancel coverage, that does not mean that paid premiums are subject to refunds. Thanks again for your comments.

    CoverageTech

    Reviewed March 30, 2019

    I am using this insurance to help cover the repairs on a 2008 Subaru Outback, I purchased in 2018. The previous owner kept this car just good enough to run and pass inspection. So I needed to do a lot of work on it to get long term use. This required me to have a maintenance plan rather than an insurance that would only cover a perfectly good working car until it broke down. I really like working with a provider that allows me to cover repair when I can afford it. Working with a good mechanic shop is key in my situation. That I had covered. What I did not plan for was the expense of repairing this car and I am welcome to accept any help PMC provides. It also comes with a coupon reward program that does require some calling and planning. But once you get the routine it will work.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. One reason we have had so much success is just what you mentioned. We treat each customer as an individual with individual needs. We know that one size does not fit all. Working with each person to get the right coverage at the right cost and get the repairs done with no hassle really helps give folks good peace of mind.

    Thank you for choosing Protect My Car. Glad to have you.

    Customer ServiceSales & Marketing

    Reviewed March 4, 2019

    These people keep calling my work phone and asking for "Anthony". My name is not "Anthony" and I keep telling them they have the wrong number. But...here comes another call from a different area code. The fake pre-recorded girl that talks the first time eventually gets me to a real person and I tell them I do not own the car they say I do and my name is not Anthony but they still try to sell me a warranty. This seems like a scam and I would never work with these people.

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    Protect My Car
    Response from Protect My Car

    Thank you for alerting us to this situation. Protect My Car does not use robocalls or pre-recorded messages. We only call customers who have expressed an interest in our products. There are companies who engage in phishing schemes (pretending to call from legitimate companies) and that may be what you are experiencing. Please do not hesitate to call our customer service department so we can see if we can assist you in tracking this down and helping you deal with it.

    Reviewed Feb. 23, 2019

    Save your money. This company is taking people's money. You're better off saving your money every month than to pay someone who will not follow through and honor their word! All we’ve had is one excuse after the other waiting to get our vehicle that’s already been repaired. Still have not paid the repair shop. Monday morning we will be calling SIC in Florida ADA and BBB. That’s a fact!

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that you feel the coverage was of no value to you. Once we received the final invoice from the shop you chose, the claim was paid timely. That one repair saved you over $1,200.00. Compared to the $400 in premiums the coverage cost you, that was some bargain and is not unusual. Most customers save far more in repairs than they spend on the coverage. That is how good coverage is supposed to work. We are glad you were able to save three times the cost of the coverage on just one repair. We do regret that you found little value in that.

    Thanks again for your comments.

    Customer Service

    Reviewed Feb. 18, 2019

    I signed up for a policy one month ago in January of 2019 and I had heard bad reviews. I forfeited my $25 deposit for the first month. I didn't make any claims and I canceled the policy last week February of 2019. They then continue to withdraw money out of my account in amount of $90. When I call to complain they said they had no record of my call which is a lie. I told them that they were to refund the money and the sales person I talk to had the client. This is fraud and for them to withdraw money of my account when I'm not locked into any sort of contract. When I told the rep that I would chargeback with my bank he then told me he dispute it and then lie to the bank.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that you did not have a positive experience with our company.
    The billing on your contract occurred on February 17, as you had previously authorized and approved. You called to cancel your contract the next day, February 18. Since your cancellation, no further billing has occured on your account, nor will any occur. You might also remember that since you chose to cancel your contract after just a month, we waived the cancellation fee.
    Our agents do not, and will not, ever suggest that any customer be less than truthful to their financial institution.

    Again, we regret that you had a negative experience and that you feel that was in any way the fault of our company.

    Customer ServiceClaims HandlingCoverageSales & MarketingPunctuality & Speed

    Reviewed Feb. 4, 2019

    WATCH OUT SENIOR CITIZEN and MILITARY. I purchased Protect My Car’s warranty to provide a financial cushion for my F250 as it reached the high mileage stage. About 2 months in, I started a claim to have my oil cooler replaced, and it turned into the most protracted, confusing, and infuriating mess I could imagine. I called the customer service to open my claim and she told me she to take it to an authorized mechanic and let me know if she needed anything further. I never heard anything from them for a week, so I assumed all was well. The repair shop followed up with the email estimate, and repairs, and I had to call claims to ascertain the status. It was then I was told that I had gone about the process wrong, and wouldn’t be covered for the cost of repairs, the shop needed to provide labor hours and part numbers. I knew something was rotten about the company, At that point, I was annoyed, but knew the service wasn’t for me.

    The Company never send you any hard documentation or policy they claim they are a green company so you have to memorize the steps by to file a claim and beware if you forget one of the steps it an excuse to denial of your claim but was told how I hadn’t gone about processing my claim correctly. When I asked to speak with a manager, I was informed that it would take 24-48 hours to receive a call back from a manager, and at that point, I was done. Doing business with this company was more frustrating, annoying, misleading, and infuriating than I’d ever want to deal with again. I spoke with someone from Protect My Car over the phone. It was a good sales pitch and it worked out well. They were very professional at that time. However, nothing that was advertised actually really happened. If they went by the things that were prompt and what they have in writing, then they would be a great company, BUT it not!!!

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    Protect My Car
    Response from Protect My Car
    We appreciate your providing your comments. We do advise every customer, including senior citizens, military personnel and, in fact, all vehicle owners, that the coverage will save 50% on vehicle repairs as long as a claim is filed with the claims administrator. In your situation, you authorized the work but neither you nor the shop you chose to use bothered to file a claim with the claims administrator and you authorized the work to be done by the shop.
    That's a little like trying to buy auto insurance to cover an accident you had the day before.
    We do email all contracts to our customers and will gladly provide a hard copy upon request.

    We appreciate your comments.

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Jan. 12, 2019

    I took my car in to have some work done at a Honda dealer. I got a quote before I even told them that I had an extended warranty. Afterwards the dealer tried to get the claim taken care of as quick as possible but a 2 hour repair turned into 34 hours without a car. Was told the shop sent an estimate of around 626 so I paid 313 for the deductible and the next day they still had not sent the repair approval to the dealership. I had to contact PMC to have someone call and do this so my car would get repaired. After 7 more hours I was contacted by the dealer.

    I needed to come in and sign the receipt to be faxed to PMC so they could pay the remainder over the 313 (that I paid) and at that time the total charges for the repair was 487.28 which is 138.72 less than the quote they stated they got at the beginning. I have only had this coverage since Sept so with the cost of the monthly fee and the 313 I could have paid the repair myself plus the one oil change that they did so where have I saved anything. My wife was also stranded on the side of the road and the roadside rescue stated they could not find the account to get roadside rescue so I paid 800 for towing so I have spent more than PMC has on this deal. They have only done one thing - RIPPED ME OFF and made money for themselves.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. Happy to help you understand how much the coverage helped you.
    Your contract says that "your repair cost for the entire CONTRACT PERIOD (after the WAITING PERIOD) will never be more than 50% of the LICENSED REPAIR FACILITY’s original estimate for repair".
    The shop provided our claims administrator with a written estimate showing a total estimate of the repair of $627.24. As provided by the guarantee clearly specified in your contract (and as quoted above) your repair cost for this repair would not be more than 50% and 50% of the original repair estimate of $627.24 came to $313.62, which, as you stated was EXACTLY what you paid for this repair.
    We regret that you were unable to understand that without the coverage this repair would have cost $627.24, instead of just $313.62. The additional savings ($69.98) was simply not provided for in the contract.

    In point of fact, having only paid $200 in premiums, you have already saved $375, with this repair and the free oil change. Glad the coverage helped you so much.

    Customer ServiceClaims HandlingCoverageSales & MarketingPrice

    Reviewed Jan. 11, 2019

    Looking at buying an older used car. Filled out info on 5 different extended warranty sites. Got a call back from 2 OTHER companies that gave me the info in less than 2 minutes. When PMC called me, I was on the phone with them for 10 minutes getting a huge sales pitch which included savings on non-car related junk which I don't care about and don't need (and never ends up being a discount anyway).

    At the 10 minute mark I had already been put on hold for about a minute to check if my car would be covered. (I had already provided ALL the details on my car through the website so they should have known by that point.) And then transferred to someone new to handle my call because I would get a Veteran discount. Too bad I had already been told the policy would be $x over y months and I am really good at math so when I was told what my special deal was as a Veteran it turned out to be less than 4% off. Wow, what a savings. It was made to sound better because the monthly payment was lower but it was stretched out over more months. I guess they figure most people can't do math in their head that fast.

    At 11 minutes into the call the "Veteran specialist" asked to put me on hold so he could verify that they would cover my car. Ummm, you already did that. This is a sales tactic (second time they used it on me in the same 11 minute call) used to get people to worry about whether they can "qualify" so that when they get back on the phone and say "yes" the customer feels "lucky" and they are more apt to buy. I hung up while on hold. They tried to call me back but I don't do business with companies that jerk me around with phony sales hooks.

    Oh, BTW, their price was BETWEEN the two other companies' prices and because it is an older car, PMC has a 50% deductible. The other two companies covered the same types of repairs but only had a $100 "per incident" deductible, kind of like a copay at the doctor. Sure, if I had a $100 claim with PMC I would "only" pay $50 and with the others I would pay $100, but you don't buy insurance (which is what a warranty is) to cover little repairs ($100). You buy insurance to cover the big repairs (like $500+), which would end up costing you $100 with the other guys but costing you 50% with PMC. $2000 repair? Other guys it costs you $100, with PMC it costs you $1,000. BTW, most repairs that really need to be done cost way more than $200, which is the break even point for their deductible compared to other companies.

    Bottom line, I don't know about their coverage for cars that are not so old but the "old car" coverage is terrible. Their sales pitch is a waste of your time and the fringe benefits they explain to you during the sales pitch are useless. I also don't know about how well they handle claims since I am not doing business with them. I don't leave reviews all the time and when I do I usually try to be as positive as possible, but PMC's sales tactics really irked me. Make sure you shop around. PMC might end up being your best bet but I certainly won't give them any more of my time, which is more valuable than money. Plus the fact that they made a big deal out of the Veteran discount (which I appreciate) only to have it be next to nothing but made to sound better by stretching the payments out is really reprehensible.

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    Protect My Car
    Response from Protect My Car

    Thank you for your comments. What sound like "sales tactics" are actually our ability to cover vehicles other companies wont, at a much lower price. We are glad you took the time to speak with our agents and hope you find what you are looking for.

    Price

    Reviewed Jan. 2, 2019

    In July of 2017 I took my Ford F350 Super Duty Pick-up to a local transmission and auto repair because of issues detected in rear differential. Protect My Car pressured repair facility to use substandard Chinese made parts which the owner of the repair facility refused to do. Left in limbo, and finally directed repair facility to get it done as I needed the vehicle. Bottom line is United Services Contract Group (The Claims Adjuster Protect My Car) dropped the ball and it was only after suggesting I get the State Insurance Commissioner and Attorney General-Consumer Protection Bureau involved did I finally receive a settlement nearly a year later which was only for 18% of the total cost of repair. What a JOKE!!!

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We were happy to provide the reimbursement to you and only regret that you were unable to provide a paid receipt to document the reimbursement until many months later.
    We provide this service for customers all the time and always require a paid receipt in order to complete the reimbursement. We are sorry that you felt that was an unnecessary step.
    Also, so you know, we only use OEM parts for repairs.

    Thanks for your comments.

    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Jan. 2, 2019

    I chose to try PMC gold plan for 30 days. It initiated after 14 days. And they finally sent hard copy documentation after three weeks elapsed. I called to cancel after 29 days they were difficult to reach, even more difficult to get them to comply, attempting to continue to sell me on their services. Then they failed to honor their verbal contract and billed my credit card for additional month. They failed to honor their agreement with me and that would make them untrustworthy for them to hold up to their agreements. They are slow and inefficient regarding getting their customers documents, this might mean they are equally as slow in fulfilling their claims... Don't make any verbal contracts with these people, get a hard copy and read the fine print before you agree, you might need a lawyer.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We area green company and provide contract materials and claims information by email. Most customers are pleased with the fast and efficient processing of their contracts and claims. However, we are always happy to provide a hard copy upon request.
    We are always happy to honor legitimate requests from our customers.

    Thank you for trying the coverage. We hope you find a company that you are comfortable with.

    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedRefunds & Payouts

    Reviewed Jan. 1, 2019

    I had two previous service contracts with Protect My Car for my vehicle in the past and have never called in for a need. But the first time I called in for a need was when the cylinders in my engine went out and Protect My Car declined the service. Then, they cancelled the policy which was after I paid for two full policies. They told me it was because I changed the wheels on the car. I asked them what did the wheel have to do anything with the cylinder in the engine. They told me that I made modifications. I told them I bought it that way from the dealership and I was told that the serial number says it was supposed to be 18-inches rim but I got 20-inched rim. I was looking at a huge bill to buy a new engine.

    My interaction with their staff was horrendous. They were telling me why I lied and why I falsified documents. It was when I got a little steamed because I did not lie. I talked to half a dozen reps because they come and go quickly. It was a battle and a half. The dealership was calling, kept on the phone for over an hour waiting on call waiting. Not only did they declined the service, but they canceled my policy without an opportunity for reimbursement for everything I paid for. They said they would not reimburse me because I lied even though I had the original receipts from Irvine Chevrolet, buying the vehicle as it was.

    After a year of having a conversation with them, fighting it and threatening legal action, they offered that I buy a new policy. The new policy would only cover 50% but it would allow "modifications". So, I bought the policy to be able to get my engine repaired since they agreed to cover a pre-existing condition if I bought the new one. I was kind of forced to and it was a horrendous nightmare. I bought it under duress because if not, I had a useless vehicle. I told them that if we buy a new engine, I will continue to pay the monthly amount and they do not have to worry about the engine because it is a brand-new engine from GM and it is covered for three years and unlimited miles.

    When we went through it after I bought the contract, they told me they found an engine in a Pick-A-Part and they said that they can get it priced at an amount and they were gonna cover 50% of it. But I told them that it was about an engine replacement. I was told that my engine was used and they were gonna buy me a used engine so we started fighting about it. I wound up paying for more than 50% of the removal replacement of the engine myself because the most they would pay for was a refurb, which I was okay with then I would pay the bill. But I kept telling him a refurb is only 90-day warranty versus the three-year warranty for a full one. So, I paid the difference.

    Protect My Car changed their company name three times over the six years that I was with them. I figured that they did that was because I started doing Better Business Bureau searches and there were so many people complaining that they were changing their names only because they had bad reputation. It was a year and a half of not a good time but since then, they have done better.

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    Protect My Car
    Response from Protect My Car

    Thank you for those comments. We do have thousands of contract holders and we do have to treat all of them the same. We never suspected that you were less than honest about the modifications to your vehicle. When you were initially asked about modifications (that helps us choose the right coverage for your vehicle) and did not tell us about the wheel modifications, it meant that the coverage could not assist you the way it was designed to do. We were able to change you coverage to the plan that was able to help you.

    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Dec. 31, 2018

    I purchased Protect My Car’s warranty to provide a financial cushion for my SUV as it reached the high mileage stage. About 6 months in, I started a claim to have my transfer case replaced, and it turned into the most protracted, confusing, and infuriating mess I could imagine. I called the rep to open my claim and she told me she would contact the dealership and let me know if she needed anything further. I never heard anything from them for a week, so I assumed all was well. The dealership followed up with the estimate, and repairs two weeks later, and I had to call claims to ascertain the status. It was then I was told that I had gone about the process wrong, and wouldn’t be covered for the cost of repairs.

    At that point, I was annoyed, but knew the service wasn’t for me, and asked to cancel service. It was then that I was transferred to a retention agent who implored me to reconsider while they reviewed my claim to assist me. I relented until the next day. The next day, I was informed that my claim was approved, and that gave me a sigh of relief that at least they were applying common sense and things were moving in the right direction. They asked for my 50% deductible payment and I completed it. Two days later, PMC hadn’t paid the dealership, and my car wasn’t released, so I called claims to find out what was the source of the hold up. The rep told me that they were only paying for $335 worth of repairs. I asked them when I would receive the difference of the $1,200 that I paid and was told that I wouldn’t receive one.

    The total cost of repairs was $2,490, so $1,500 was what they would cover, INCLUDING the $1,200 I had already paid them. I asked how they considered $300 above my deductible, plus another $1,000 could be considered a 50% deductible per the contract, but was told how I hadn’t gone about processing my claim correctly. When I asked to speak with a manager, I was informed that it would take 24-48 hours to receive a call back from a manager, and at that point, I was done. Doing business with this company was more frustrating, annoying, misleading, and infuriating than I’d ever want to deal with again. I’ll yell from the rooftops how terrible they’ve been.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are happy to help you understand the coverage more clearly. In order to guarantee a 50% reduction in repair costs we reduce labor costs, parts cost and pay any difference in cash to the shop you choose to use. That's why both our agents and the contract
    ask you to call us BEFORE you authorize the shop to charge you the higher amount. When you authorize the initial rate the shop quotes to you, it means we cannot go to bat for you to get those costs reduced, since you already told the shop you approved of those higher rates. That's why you ended up paying more than you should have. We regret that it happened.

    We are glad we were able to help you avoid most of the costs on that last repair and hope you will contact us and let us work with you when you need another repair in the future.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Dec. 31, 2018

    I had high miles on my vehicle, and I had replaced just about everything on it. It would be nice to have some warranty if something went wrong. I Googled and I probably shouldn't have done that because I've gotten about 25 calls in the last month from various warranty companies and they all pretend like I'm with them. I find it very irritating. But the reps from Protect My Car were great. They were very polite, very helpful, and they returned calls fairly quickly. It didn't take very long to process the request for the repair so they saved me time and aggravation.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those comments. Saving time and aggravation as well as your hard earned money is what this coverage is all about. We are glad you chose Protect My Car and we hope you won't hesitate to let us know how we can help you.

    thanks again for your comments.

    Verified purchase
    Customer Service

    Reviewed Dec. 30, 2018

    I got a service contract from Protect My Car for my son's car. It is an older vehicle, and it had a lot of miles on it. My son went off to college, and I wanted to make sure he was covered if anything happened. Last summer, the engine died and we had to have it replaced. The process was a little daunting to get it replaced. In fact, it's back in the shop but the shop is not going through Protect My Car to get help with payment with the garage. The shop had to go back and forth with them because the vehicle ended up being a diamond amongst all the other gems. It's one of four that was made in a particular month. Had it been the end of the year, it would have been one of the many kind of engines that they could get for this car, and that wasn't the case. It was a very particular engine that had to be put into it. As far as Protect My Car's customer service, they were knowledgeable. Everything worked out.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that you feel the coverage may not have been able to assist you. Shops need to call our claims administrator and not jump to the conclusion that we cannot help them find a specific part, or engine in this case. You are our customer and we are here to help you. Don't let the shop talk you our of getting the help you need.
    We will be in touch to see how we can best help you with this situation.

    Thanks again for your comments.

    Verified purchase
    Claims HandlingPrice

    Reviewed Dec. 28, 2018

    My sister was telling me about getting a service contract for my vehicle, and they had it for a while, so I decided to get one as well. I purchased from Protect My Car and my experience with their rep was great. He told me that if anything happened, I could call him and the people there would be right on it at the soonest time. So, I filed a claim when I locked my keys in the car and their reps were friendly and helpful. There was one incident where I paid the guy cash and to get my money back, he told me to call Protect My Car. But I tried to do it and it was too much. It was just $50, so I said forget it. At the moment, I still have car problems but my money is kinda tight. And the repair of my motor mounts is too expensive for me right now. Other than that, Protect My Car has been great and I’ve been trying to recommend my friends at work to them.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We appreciate your trying Protect My car coverage and hope you will never hesitate to let us know how we can help you.

    Thanks again for your comments.

    Verified purchase
    CoverageTechRefunds & Payouts

    Reviewed Dec. 27, 2018

    Protect My Car was offered to me and I needed a warranty, so I took it. However, it didn't compare well to the auto warranty that came with the car from the dealership that I had prior. The manufacturer’s warranty covered more at no cost while Protect My Car had a certain percentage. I used it just for the transmission. I had to contact Protect My Car and have them contact the transmission shop. Once they got them, everything worked out then I paid my deductible. I decided to cancel my policy with them because of the price, though.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car

    Thank you for your comments. We are glad the coverage helped you, even though your budget forced you to discontinue the coverage. As vehicles age and get more miles, coverage is very hard to come by. We are one of the few companies that help folks with older, higher mileage vehicles. We look forward to helping you again when it is right for you.

    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Dec. 23, 2018

    Initially, I talked to a few companies but Protect My Car had answers. It was just a better experience. It was easier to do business with them so I went with them and the person I dealt with was very knowledgeable. He was very helpful in helping me weigh the pros and cons. Plus it wasn’t a high-pressure type of sale. It was more of a relaxed conversation. He just presented the value of what we were discussing.

    My vehicle is in really good shape. However, it was 13 years old when I got the warranty a year ago and I thought it was a wise thing to do. Things happen and as a matter of fact, within a year, something did happen. And the claims process was very simple. I pretty much put the repair shop in contact with Protect My Car and they worked through all the details. I had a major thing done to my car and it was painless and easy. Also, as part of that offer, there were some free oil changes. I anticipated those to be somewhat problematic. Not much is for free these days. However, it was really easy. I gave the shop the number. They called and got paid.

    The customer service team was also very easy to deal with and I would recommend the company. But Protect My Car has to make it easy for the client to spend money. This is something that every business, no matter what type of business, should really consider though. They shouldn't run clients through the mill. If someone wants to spend money, they have to do everything they can to make it easy and make it a pleasant experience. I’m in customer service and that’s what I preach to my staff. I also wish the coverage was greater but 50% on a 13-year old car is pretty good. The cost is also fair and the quality of the services they've provided, to date, has been very good. So the coverage was a good investment on my part.

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    Protect My Car
    Response from Protect My Car
    Thank you for those comments. We could not agree more. We are one of the few companies that will cover older, high mileage vehicles and still keep the cost within reason for most folks.
    Please let us know what you feel would be a more convenient method of payment and we will do all we can to accommodate you.

    Thank you for choosing Protect My Car.

    Verified purchase
    Customer Service

    Reviewed Dec. 21, 2018

    I wanted to have a little extra warranty for my car and my mom told me about Protect My Car. Their rep was very nice, helpful and knowledgeable about the product he was trying to sell. He helped me pick the right one for my budget that will have more protection for my car. One time, I took my car to the shop and the shop sent over all the information that was wrong with my car. Protect My Car then sent the paperwork back for allowing the mechanic to fix it. They paid half and I paid them the other half. It was all handled in that one interaction. I had a good experience and I know that if anything happens to my car, I’m able to call and get help from them.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those comments. We appreciate your being part of the Protect My Car family. We are very glad the coverage has helped you with your repairs and has saved you so much money. THat is what the coverage is all about.

    Thanks again for taking time to provide your comments.

    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed Dec. 19, 2018

    We have high-end cars, and Protect My Car was affordable for us. Twice, I’ve taken a different car under their protection and they don’t treat us fairly. I called them with a complaint and wanted to ask questions, and they blew me off, hurried up and got off the phone. One time, I took my wife's car in and I almost had to cuss them up because we sent the car all the way to North Hollywood. The people called in and gave them the pricing, and they denied it. I had to go all the way back to North Hollywood, get the car and bring it all the way back to Lake Elsinore which is almost a two-hour drive, one way.

    A couple of months ago, I took my car in to have it serviced and they denied the service. The auto store quoted them a price, so we paid half of that quoted price. Protect My Car negotiated with the auto parts store and got them to make the price lower. When they did that, we still had to pay the first negotiated price. So, they ended up paying lower, and we ended up paying more. They didn't even pay for the headlight, and I was livid. I had to pay for the headlight. Another time, we asked for a rental car and they got real busy, and then they didn’t wanna give us the car. I’ve had this service almost three years, and my wife has had it almost two because I recommended her to obtain the service. I kick myself in the butt for recommending, and that’s because of the way that they treat her and myself.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. thank you too for having kept your coverage for over eight months.
    Please call anytime you have a question as to what is covered under your contract, or simply read the contract. It explains Headlights, tires and non-mechanical components are not covered.
    We are glad that on the four claims you have filed you have already saved over $2,100.00. That's more than double what you paid for the coverage.
    That's how good coverage should work.

    Remember, too, that the guarantee is to save you 50% of your shops estimate. We do that by reducing parts and labor costs and paying the balance in cash. That's why you only paid 50% of the original estimate.

    Verified purchase
    Customer ServiceTechSales & MarketingPrice

    Reviewed Dec. 16, 2018

    I didn’t wanna be paying the full amount of service on a vehicle that was old and past warranty and Protect My Car offered me the best deal for what I was paying. I haven’t had any problems with the company, except for recently, I was kinda disappointed that they wanted the 50% deductible. It would be for the repairs that were done delivered to them versus to the dealer that I was working with. Previously, I paid the dealer his 50%, then he collected his 50% from Protect My Car. They changed the parameter of what they wanted to do and they ended up putting a new motor in the car, which I didn’t have a problem with. The problem is they gave more information to the service dealer than they did to me, and the information they gave to the service dealer was different than what they gave me. And in turn, they were charging me 50% of the initial cost.

    When they did the deal with the service dealer, with the new motor, it was about a $500 difference that I could have saved that they got extra. In numbers, the deal would have been $2,800 for them to do the heads and fix everything that needed to be done. I would have paid 1,400 and they paid 1,400, but because they came up with the idea of putting a new motor in, they only paid 900 for the motor, instead of 1,400. The $500 should’ve come back to me and when I asked them about it, they gave me a wishy-washy answer but never really the answer that I wanted. I didn’t wanna get my dealer in trouble with them, but in turn, they should have given me the $500 back or a credit.

    I’m happy with getting a new motor and everything came out good. My mechanic did a good job, but I should’ve gotten my $500 back and I was a little disappointed in that. I know what scam they pulled on me and I won’t recommend them. I’ll keep them as long as I got the car until I hit my max mileage, but if I ever do that on another vehicle, it won’t be with them only because they cheated me out of 500 bucks. Overall, they did everything that they were gonna do in a timely manner, but it took them a long time to get that motor in. They had to come back with a different vehicle, so it was delayed by about five days.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are happy to respond to your questions.
    Your coverage guarantees that you pay only 50% of the estimate prepared by the shop you choose to use. We do that by reducing parts and labor costs and paying the balance in cash. That's why you only paid 50% of the original estimate. You have already saved over $2,000 on just the first three claims (which is more than twice what the coverage has cost). That's hardly a scam. Before dropping the coverage, think about how much you would have had to pay without the coverage.

    Thanks for choosing Protect My Car

    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed Dec. 10, 2018

    I needed to take care of some repairs on my vehicle and I didn’t feel that I needed to pay the full price, especially when I first purchased the vehicle and within three months, I had to rebuild my transmission. I shopped around and found Protect My Car. There are other programs out there that might be a little bit better, but I already hooked up with them. And even though I looked around a little bit, I went for the first thing I found because I was in a hurry to get my vehicle fixed.

    The only problem I had is that not too many shops accept their program. It’s also a little pricey for the monthly on certain things that I can’t get done. I’d still have to pay almost two grands a year. When I take it in to get work done, I have to pay half so I would think that part of that money would go towards the payment for the repair. But the quality of the service is good. They’re quick at responding when I take my car in to get the work done and paying things. I’m a mechanic myself so I know more or less how things work. Protect My Car is a good program.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. we are one of the few companies that help folks with older, higher mileage vehicles. We do everything we can to make the premiums comfortable on any budget.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceTech

    Reviewed Dec. 9, 2018

    I wanted to have extra protection for my car and I couldn’t find any other provider so I got Protect My Car. I used them only once and I’m thinking about canceling it. When my car’s transmission went out, it was a big runaround. I had to be there with the company who was working on my car. Then, they couldn’t get a hold of the correct person at Protect My Car. They kept on transferring over and over. The whole thing went from being 10 to 15 minutes to a whole hour, just for the shop to get a hold of someone on their side to help out with the payment.

    Protect My Car could make it a quicker process with all the technology we have these days. The whole payment system can be improved. They have you call one person, and that person has to transfer you to another person. So, it’s like the big loop around. You pay for this convenience and it’s not even convenient. They give you a hard time just to pay for something and I’m paying monthly for this.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    We appreciate your comments. most repairs and approvals can be done without significant delay, but some repairs take longer simply because we need to make sure the right repair is being done completely. There would be no bigger waste of your time than if you had to go back to the shop after the work was done because it was done wrong. It may take a little more time, but it is worth it to make sure the right repair is done right the first time.

    Thank you for choosing Protect My Car.

    Verified purchase
    Claims HandlingCoveragePrice

    Reviewed Dec. 8, 2018

    My warranty ran out and I got Protect My Car because of their price and their coverage. My interaction with their sales rep was great. He was informative, told me what I needed to know and convinced me to buy their product. They let me know all the things that were covered, and that's exactly what I needed to suit my particular year, make, and model of my vehicle. And it was better than the other that I had because I got the highest level of protection that I could from my year and the mileage. So I was all in.

    Purchasing the protection was great. I had a claim and it was about four things that the mechanic found that needed servicing, and Protect My Car took care of the claim. It was a bit of a struggle but it worked out in the end. The only problem that I had was when it was time for the claim. They kept giving the mechanic trouble. They kept sending inspectors out so I wound up having my rental for about 10 days. It was about $400 for my rental but they only covered $100 of it. Nonetheless, the quality of their service was great. I feel comforted. Since I started using Protect My Car plan, I definitely feel more secure knowing that my car is covered at the end of the day.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for letting everyone know how the coverage has helped you. Our customer's peace of mind is our primary goal. We are very glad the coverage hs done that for you and has saved you so much money.

    Thanks again for your comments and for choosing Protect My Car.

    Verified purchase
    Claims HandlingCoveragePrice

    Reviewed Dec. 5, 2018

    I needed protection based on the history of my vehicle and Protect My Car had the lowest price. Purchasing the protection plan was fairly simple. I gave them the VIN number, they gave me the pricing based on the number of years I wanted to have the warranty and that was it. They helped me understand the pricing and the restrictions of the warranty.

    I have already filed a claim for a transmission replacement and another for a routine oil change but that wasn't the most fun. They explained to me some of the restrictions on the warranty and what would be covered and what wouldn't. They made claims that certain things in my car weren't factory when they were. We had a bit of a discrepancy between the status of my car and what they said but they gave a remediation plan which I accepted, so we moved forward. Notwithstanding the modifications issues, the coverage has been good. I feel more reassured that I don't have to fix everything myself. If you're not mechanically inclined, Protect My Car comes in pretty handy. Just be mindful of what you think you may get claims paid for.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are glad you chose Protect My Car and that we have been able to save you so much money on your repairs.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceCoverage

    Reviewed Dec. 4, 2018

    I bought a car for my niece back in April of 2014 and when she couldn't keep up with the payment in April 2015, a year later, I took the car back from her. So, I noticed then that it is a German car, it’s a 2006, and I needed to have a warranty on that type of car. I always try to find other competitors that gave a better offer. With Protect My Car, I'll pay 50% for repairs and they'll pay the other 50%, and they deal with a facility who does the type of work and takes that type of warranty.

    I spoke with their rep on the phone when I had to give them a credit card. So every month, they automatically take the payment from the credit card. It's $90.06. It's for five years, and there are 18 months where I don't have to pay. I filed a claim on the 29th of December last year and they paid 50% of it. The process was good. When I called in, they gave me everything that would be covered under the warranty, and I dealt with a foreign auto body that dealt with the car. Overall, Protect My Car's service was good and I had a good experience.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide your comments. We appreciate that very much. We are very pleased to have helped you with the recent repair and we look forward to helping you in the future when you need help.
    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Dec. 3, 2018

    I had Protect My Car service contract for a couple of years. The person I worked with was nice. He went through the whole thing with me and explained the details. When I submitted a claim, I had to call and speak with somebody, then you have to take it to a licensed place to have it done. Then, they need to call and get the approval. And although the claims process took longer than it should’ve cause of the back and forth trying to get all the information, the coverage is good for the price I was paying. I benefited from it. All my friends know about Protect My Car. I told them all about it back when I had it. But the cost has gotten higher and higher. In fact, I paid $50 a month. I called about my same-year car I got now with fewer miles on it. It’s a different car, but they wanted more than double my payment that I was on before. It's too high so I can’t do it now.

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    Protect My Car
    Response from Protect My Car

    We cannot thank you enough for the great comments. It really means a lot to us all to know our efforts are really helping give our policy holders good peace of mind. We do work very hard to make sure the policy is affordable, and that policyholders get the kind of help they need when they need help.

    Verified purchase
    Customer ServiceCoverage

    Reviewed Dec. 3, 2018

    I bought a car and it didn’t have a warranty on it. I knew that I should have something that’s worth the buck after I first got the car because you never know how people took care of it before. I read some good reviews about Protect My Car such as they are reliable and they did what they claimed they were gonna do. They covered the repairs of 50% of the book value. I saw favorable reviews and wanted the warranty. I didn’t have any trouble signing up with them and the purchase process was pretty straightforward. They wanted money up front to get it started. Now I do an automatic payment out of my checking account every month. I don’t have to write a check every month so it's pretty seamless.

    I filed a claim to Protect My Car for the power steering fluid pump that went out and the timing tensioners that needed to be replaced because they were gonna break. I had to take the car to Coventry Cars and had their repair guy give me an estimate. I then talked to an adjuster who asked the credit card company to pay the half of it. At first, Protect My Car denied Coventry as the repair shop and no one also told the repair guy why that was so. He had to talk to Protect My Car. He said that they are the strangest warranty company he had dealt with.

    When the car was repaired, I went down and signed the receipt for Coventry saying the car was repaired and took the car away. I left Protect My Car two messages and I've been trying to get a hold of them since Monday but I haven't gotten any return calls. I know is a holiday but aside from my calls, the Coventry guy called Protect My Car a couple of times too but neither one of us has gotten a callback. I'm not real pleased about that, but I'm more upset about the fact I found out yesterday. The guy at Coventry Cars said ProtectMyCar gave him a really bad time about the repairs. They asked him to reduce his prices to make the bill lower. I wasn’t told about it and so I ended up paying more than 50% of the repair, which is what I was only supposed to pay. Protect My Car was supposed to take up the other 50%. They were actually getting more than 50%. I'm not happy with Protect My Car.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are at a loss to understand what your repair shop told you. the claim was processed and approved the same day we received it and the final invoice was paid the same day we received it from the shop.
    The coverage saves you 50% of the original estimate your shop provides. That is done by reducing repair costs on parts and labor and paying any difference in cash to get you the guaranteed result. We are glad that this coverage has saved you so much since you have had it.
    All in all, over the six claims processed for you, you have saved twice the amount you have spent in premiums. Not a bad deal at all.
    If you ever have any questions, or need explanations, please call us. we work for you and we are always happy to assist you.

    Thank you for choosing Protect My Car.

    Verified purchase
    Claims HandlingCoverage

    Reviewed Dec. 2, 2018

    Having a service contract for my car seemed like a good idea. However, Protect My Car's protection specialist could have explained the contract better because I thought that I had full vehicle coverage. When I was talking to the guy, he said bumper-to-bumper. But then when I went to put in a claim because my motor went out, I find out that they only covered half and I had to get all my brakes redone, the liner and the calipers. Some of Protect My Car's specialists need some more education. I probably wouldn't have gotten the service contract if the rep would have told me that they only covered half. They didn't cover the engine and replacing the seals. That was another 300 and some dollars I had to pay myself. They only covered the engine block.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that you had a negative experience with the coverage. For older, high mileage vehicles that cannot find coverage anywhere else, we do offer coverage that reduces repair costs by half. The coverage is fully explained at the time of purchase and s clearly defined in the contract. Customers always have thirty days to review the contact risk free. It is unfortunate that even after all that you still did not fully appreciate the coverage.
    We are available to answer questions anytime you have one. Our goal is to provide the best possible coverage at the best possible cost to our customers.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceCoverage

    Reviewed Dec. 1, 2018

    When the warranty on my car ran out, I figured a service contract would be a good investment. Protect My Car reached out to me at that time and when I signed up with them, my interaction with their vehicle protection specialist went well. I spoke with a representative when I had to file a claim and every time I called, someone was there to respond. They answered all the questions that I had and made it simple for me. Their customer service and the way they handled everything were very good. Protect My Car has different coverage plans and the pricing for what I have appeared reasonable. I probably have the wrong package for what I needed but I have had a good experience with them and they are a good company to work with.

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    Protect My Car
    Response from Protect My Car
    Thank you for those comments. We are very glad you chose Protect My Car. With great rates, towing, maintenance and repairs covered, not to mention rental car reimbursement, it just makes sense to get some protection before you vehicle breaks down and leaves you stranded on the side of road.

    Thanks for your comments and for choosing Protect My Car.

    Verified purchase
    PriceRefunds & Payouts

    Reviewed Dec. 1, 2018

    I use my vehicle for a business and I need it to be running at all times. I don't have time for it to sit. I googled warranty providers and Protect My Car popped up. The specialist and I had to go back and forth a few times. I had some specific questions and I wanted to make sure the contract covered everything, and they were able to get back with me on everything. I wanted all the mechanicals -- the motor and the transmission -- to be covered, and that's what I got.

    I had work done on the vehicle and when I had it done, it was very aggravating. I did not like it all. In the end, I was gonna pay like three-quarters of the cost and Protect My Car was gonna pay a quarter of it, which isn't what I signed up for. It was closer to the full price that I was gonna be paying. In the beginning, I stressed to them that I only use Ford manufactured parts on my vehicle that is a Ford and I don't use aftermarket cheap parts that I'm gonna have to replace again in a year. However, they wanted to sell me the cheaper parts and give me the money for the parts. I went back and forth with them after I got my vehicle. They said that they renegotiated and that I paid my portion of the unnegotiated price. They also said that that was the way they operate. If they can pay half and I pay half, I should pay half of the negotiated price, not the pre-negotiated price.

    I wasn't also given a loaner. I was without my vehicle for two weeks while they were going back and trying to figure out which parts they were allowed to use and which parts they weren't allowed to use. I was saying that we are using Ford parts on my truck. They were injectors and glow plugs, and those are very important parts of a diesel truck. I was completely dissatisfied and I would not recommend Protect My Car to anybody, but everything has been said and done and they worked with me in the end and deposited some money back into my account, and paid it to where it was half and half. I had to go through managers to get it done, but they owned up to saying they were wrong.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. So you will know, we only use OEM parts and warrant those parts for 12 months or 12,000 miles. We are very glad the coverage saved you over $1,700 on a $3,400 repair.

    Thanks again for your comments.

    Verified purchase
    Punctuality & Speed

    Reviewed Nov. 30, 2018

    I purchased a contract with ProtectMyCar because if I have vehicle repairs, I don't want to pay for it out of my pocket. ProtectMyCar took care of me. They'll always do it without having any problem and misunderstanding. They answered all of my questions, and they were upfront with me. They did everything I needed them to do. I filed a claim once and they put a new motor in my truck. Everything went according to plan and schedule. My vehicle wasn't missing long.

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    Protect My Car
    Response from Protect My Car
    We cannot thank you enough for the great comments. It really means a lot to us all to know our efforts are really helping give our policy holders good peace of mind. We do work very hard to make sure the policy is affordable, and that policyholders get the kind of help they need when they need help.
    We do tailor make the coverage to accommodate older vehicles with high mileage that simply cannot get coverage elsewhere.

    Thanks again for your comments.

    Verified purchase
    Coverage

    Reviewed Nov. 29, 2018

    I like Protect My Car's coverages and when I needed the warranty, they helped me out. They covered whatever I needed according to the terms and conditions of the policy. I filed a claim one time and they came out with their own payment. Everything was good.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car

    Thank you very much for providing your comments on your experience with Protect My Car. Providing our policy holders with good peace of mind is our most important goal. We are glad to give the help you needed with your repairs and we stand ready to do so again when the need arises. What will never change is our willingness to go the extra mile to help you when you need it.

    Verified purchase
    Claims HandlingCoveragePrice

    Reviewed Nov. 29, 2018

    We've been going on about two years with ProtectMyCar and initially, we signed up because a gentleman recommended them. When we had a claim, we didn't understand the process as far as what we had to pay first for them to take care of the business. Also, the policy only paid half of the cost of the repair and it took so long to get the car fixed. But ProtectMyCar's reps did what they were supposed to do and at the end, they've taken care of the business with us.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. As you may know, most older, high mileage cars simply do not qualify for any coverage. Obviously, those are the vehicles that are most likely to suffer a mechanical breakdown. Our Ambassador policies were created with just those vehicles in mind. The coverage provides a wide variety of benefits including free oil changes, tire rotations and a reduction of 50% in repair costs. Depending on the repair, the repair time can be longer than expected, but we do make sure the repairs are done right the first time.
    We are happy to have helped you with your repair and look forward to doing so again when you need us.

    Thanks again for your comments.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Nov. 28, 2018

    I activated a new credit card and during the activation, the promotion from Protect My Car came up and they transferred me. I talked to their rep and it seemed very convenient at the time. I was convinced easily and I took advantage of it. It turned out to be very good for me. The rep I talked to was very professional and everything was in order. Then, five months after the purchase of the program, my transmission failed. I called Protect My Car service and told me to take it to the dealer. I went there and they dealt with it. Everything with Protect My car was on time and if there were issues, they would always return my calls. They are very reliable, so I don’t have to worry about anything. If the car broke down, they have a towing service available. It’s a pretty amazing experience.

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    Protect My Car
    Response from Protect My Car
    Thank you for those comments. One reason we have had so much success is just what you mentioned. We treat each customer as an individual with individual needs. We know that one size does not fit all. Working with each person to get the right coverage at the right cost and get the repairs done with no hassle really helps give folks good peace of mind.

    Thank you for choosing Protect My Car. Glad to have you.

    Verified purchase
    Claims HandlingCoveragePrice

    Reviewed Nov. 27, 2018

    My car is a 2009 Cadillac and parts are fairly expensive and having help with the maintenance cost like that is a luxury for a luxury. Protect My Car was the first one that popped up on Google at that time when I was searching and decided to go with them. I filed a claim for my transmission and the mechanic told them that it could’ve been due to the radiator or the flood but because he mentioned flood, Protect My Car didn’t cover it. I had to pay $3,000 by myself.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that we were unable to approve your claim. We can only go by what the shop you chose to use reports to us. Since the coverage is for mechanical breakdown,and does not cover damage due to accidents, floods or other external events, we had to deny that claim.
    While it is always important to us to help as much as we can, we do recognise our responsibility to all contract holders.

    Thank you again for your comments.

    Verified purchase
    Customer ServiceTechSales & MarketingPricePunctuality & Speed

    Reviewed Nov. 26, 2018

    I spoke with someone from Protect My Car over the phone. It was a good sales pitch and it worked out well. They were very professional at that time. However, nothing that was advertised actually really happened. If they went by the things that were prompt and what they have in writing, then they would be a great company. I had a repair done, but doing that, I had to do something to get them to honor their deal. And for one, I had one of their representatives, who told me that my car was down and that I should take it to the shop and have them assess it. I did exactly that. The shop called Protect My Car, and they worked out the deal and they fixed my car.

    Once the car was fixed, it was time to pay. Protect My Car was telling me that they didn’t okay it, and I should have called in first. So I called the Better Business Bureau to help me out because I couldn't get Protect My Car to honor their quote. I tried to stick it out with them after that for a while, and there were other few things that upset me with them. The guy I spoke with over the phone quoted me so many different things. And then when it was time to do the repair, it was something totally different.

    They never gave me the actual thing that I needed to know. I asked them to send me my cancellation papers so I can get that done and over with. And a few months after that, they kept calling me, telling me my payments were late. It was just too much of a mix-up. Also, there was one time when I did an oil change. The first time I did an oil change, we had some complications with it. The second time, it was okay. But it was never an easy transaction with Protect My Car.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are happy to once again explain the repair coverage that occured on your claim. As you know, mechanical repair contracts handle breakdowns that occur after a contract is issued. No contract, no matter who issues it, will help with a pre-existing condition. Since your transmission was broken down at the time you go the coverage, we could have refused to approve the claim. However, we did help with the cost of the repair, saving you at least 50% of that cost. Not many companies would have gone that extra mile.
    We are glad that the BBB and, hopefully, you understood that fact.

    Thanks again for your comments.

    Verified purchase
    Coverage

    Reviewed Nov. 25, 2018

    My warranty was expiring. My dad researched and he set the whole family up with Protect My Car. Last February, I filed a claim for the transmission and took the vehicle to a shop. My experience had been decent although I’m not planning on keeping this car much longer. Protect My Car's coverage was good for what it was worth but the issues that I’m having are not covered. Nonetheless, I have recommended them.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    If you are having any problems with your vehicle, please call us so we can assist you. That is what the policy is for. It clearly lists each and every component covered and we are sure you will agree that list is very extensive.
    Please do not wait to get help if you need it. If there is anything else you have a question about, please call. We will, as we have on many occasions in the past, give you straight up answers to assist you.

    Thank you again for your comments.

    Verified purchase
    Customer Service

    Reviewed Nov. 24, 2018

    I didn’t have a car warranty. My son got Protect My Car warranty first so I went on and got one too. My interaction with the rep went really well. We did everything over the phone and he answered everything. And then, I had problems with my car. I took it in and got it fixed. The mechanic called in Protect My Car and took care of it, and everything went smooth sailing. After I got the car fixed, I got rid of it. I would highly recommend Protect My Car. You pay half and they pay half so you can't go wrong. Protect My Car is good to go with.

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    Protect My Car
    Response from Protect My Car

    Thank you for those thoughts. It means a lot to us to know our hard work pays off. Thanks for the five stars and the great review.

    Verified purchase
    Customer ServicePrice

    Reviewed Nov. 24, 2018

    My car had a lot of miles on it. Protect My Car gave me a bargain for my warranty and negotiated with us. We also tried CarShield, but they were too expensive and didn’t even wanna bargain with the deposit and the monthly payment. My husband and I are both disabled and on a set income. I let Protect My Car know and they helped me out with the price. I was offered one plan, but I thought that it was too much and couldn’t afford it. The rep kept negotiating until he found something I could afford. Plus, he was nice on the phone and respectful. When I got my other vehicle, I went back to them and also put it up there.

    The warranties cost a lot but Protect My Car honors them. They fix everything that is wrong with my car. With how much stuff cost to fix on a vehicle nowadays, any help is good. I had gotten $8,000 worth of repair work done on my other vehicle. I only paid $3,000 and Protect My Car paid the rest. I had also gotten my oil changed with both vehicles. I already got two free oil changes for my vehicle that was already up there. The other one got one free oil change.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    We cannot thank you enough for the great comments. It really means a lot to us all to know our efforts are really helping give our policy holders good peace of mind.
    By the way, if you know friends or family who might benefit from a policy, please tell them about us. We will treat them with just as much respect as we do you. Remember, if you referred someone to us who gets a policy we say thank you by sending you Visa gift card.
    We do work hard to make sure this protection is affordable for everyone’s budget. It’s all part of not just doing the right thing, but doing things right for each customer.

    Please let us know if you have any questions or if there is any way we can help.

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & Speed

    Reviewed Nov. 23, 2018

    I had a van, and I had the oil changed, then within two or three hours, my engine was blown. I couldn’t afford to have the engine replaced or find another motor that didn’t have as many or more miles than what my van’s motor had. So upon getting another car, I thought I wasn’t gonna have this happen again and I will be protected. And due to the age of my car, I knew that somewhere down the road I was gonna be having trouble. I got coverage with Protect My Car seeing that the price was reasonable and because it was very easy to connect with them.

    Whenever I need to file a claim, I take my car into the dealer and he does it. And I never had to do any follow-up. The dealer makes the call and tells them what was wrong with the car. Protect My Car will tell him how much will be covered and then I will make a decision on whether I can cover my part. Though Protect My Car works a little slow, I’ve been lucky because the car dealer has been very patient in getting me a loaner. So, all of that time that I would’ve been without a car, I have a loaner, so I haven’t missed a beat. I’ve been really lucky as well with the service that Protect My Car provides. They have done pretty much what they said they would do and it has been exceptional.

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    Protect My Car
    Response from Protect My Car

    Thank you for taking the time to provide your review and giving us such a wonderful rating. We really appreciate it.

    Verified purchase
    Customer Service

    Reviewed Nov. 23, 2018

    Protect My Car's product seemed like a good deal and that was why I took it. Since then, they've helped me a lot. I filed a claim to get my oil changed and when I had to rebuild my transmission. They say what they’re gonna do and they’ve been telling me where to take it and to do what I needed to do. They did the transmission in my car close to a year now and it was a good deal. It was like $3,000 and they paid half of it so everything’s good so far. But I had a bad experience about two weeks ago. I brought my car to one of the places I took it to before and the lady told me not to bring my car back there anymore. But I don’t know what was the big deal with them when she had to call Protect My Car and get the job authorized. It was probably the wait, like she had to call to change my part and they had her on hold for a long queue. She couldn't business with me anymore. It was just something she said.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are very glad we were able to help so much with the cost of your recent repair.
    Unfortunately, some shops tend to charge more than is necessary for some repairs. When we call them on that practice, they tend to take it out on the customer. That may be why they don't want your business anymore. That may not be a bad thing.

    Thank you for choosing Protect My Car. We will be here to help the next time you need us.

    Verified purchase
    Claims HandlingTech

    Reviewed Nov. 22, 2018

    I got a service contract with Protect My Car for my then 11 year old car, with less than 50,000 miles on it, and my experience with the company has been excellent. I decided to do it because it was cancellable. Two months later, I had a major claim. I took the car to my BMW dealer and the mechanic had never heard of the company. Protect My Car then called, authorized the claim and paid. The dealer said they're one of the easiest warranty companies they've ever dealt with. Two months later, I had a second claim, and they did the same. So, I've been very happy. Their rep was excellent. What he described was exactly what I got. They've also done a free oil change and even did it at BMW cost which is part of what they warranty. And given the low mileage, we’re to do it once a year. The quality of service that we got was top rating.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car

    Thank you for those thoughts. It means a lot to us to know our hard work pays off. Thanks for the five stars and the great review. We appreciate your choosing Protect My Car.

    Customer Service

    Reviewed Nov. 21, 2018

    Tried to get reimbursement for the rental car. Did not get anything. They first said that I have to call them and I have to pay upfront for the car rental to get reimbursement. After I called back they said, "Cant do it. You have to call us earlier." Similar instances happen with other claims as well. Not very happy with the services. They always try to find something where they can avoid paying us. And I don't have any guidelines where I could find for which I am allowed to get paid or not.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We appreciate your providing them.
    We do regret that we were unable to reimburse you for the rental car. To be fair to all our customers, we do ask that your premium payments be up to date in order to have a claim approved. Although we did offer several solutions, even reducing the monthly premium costs, we regret that you were unable to continue the coverage.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Nov. 21, 2018

    We have a 20-year-old truck with Protect My Car that I didn't wanna get rid of. When the engine went, we put the new engine in except that we weren’t expecting that after we bought the new engine, the transmission would go out in six months. The only bad experience with Protect My Car was the extended time spent on the phone. We called that claim in but a wrecker had to pick the truck up and there was a delay. The wrecker guy had a business to run and he was having to wait on getting approval to pick it up. The auto shop was also having trouble getting a hold of people and getting stuff verified. But everybody was nice.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We do tailor make the coverage to accommodate older vehicles with high mileage that simply cannot get coverage elsewhere.

    Thanks again for your comments.

    Verified purchase
    Claims HandlingCoveragePrice

    Reviewed Nov. 21, 2018

    Vehicle maintenance is expensive whereas with Protect My Car, I pay $67 for the platinum policy. You can't beat that. It is very good coverage too. In fact, I gave my supervisor the number for her to try to get a policy as well. Submitting claims with Protect My Car is also an easy process. I just put it to documentation and they do the rest.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide comments on your experience with Protect My Car. Those were very kind words and we appreciate them very much. We take pride in exercising good judgment by doing the right thing, not just doing things right.
    Thank you, too, for referring folks to us. We will treat them with just as much respect as we do you. Remember, if you referred someone to us who now has a policy we say thank you with a Visa gift card. Please let us know who you have referred so we can thank you this way.

    Thank you once again for your comments. Please let us know if you have any questions or if there is any thing else we can do for you.

    Customer Service

    Reviewed Nov. 20, 2018

    As a service they are good, the customer service is good except for the fact they don't like it when I tried to cancel my policy. I told them I did not have a job and they still tried to get me to stay. They don't care if you have the money and it is very frustrating to deal with that. And they made me feel bad about it.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that you felt it was difficult to cancel the coverage. We know from the thousands of customers who have the same issue you did that giving up coverage when you have financial issues an make them worse when your vehicle breaks down. That's why we offer so much help to folks who are in that situation.

    We do thank you for choosing Protect My Car. We look forward to helping you again when things get better for you.

    Verified purchase

    Reviewed Nov. 20, 2018

    Our vehicle was coming over about 200,000 miles at the time and I needed to have some protection. Protect My Car presented themselves in a good manner. The vehicle protection specialist did a good job. He told me that what they would do is negotiate with the mechanic over what the costs were, and then they would pay what they felt would be a fair and reasonable amount. The cost from the repairs would come down for half of what I would pay without the service and that was enough of a sale for me because my car now has 282,000 miles.

    I've had the experience of utilizing their services and it worked. When there was a slight delay in sending the money to the mechanic, I spoke to their customer service rep. The interaction went well and they got it done by the end of that business day. There are new things that have decided to stop working at 282,000 miles. It started to develop little electrical glitches and I'm planning to use it again soon. The warranty is a good program and I don't mind the $54 a month. Protect My Car serves me well and I've had good experience with them. I'm a satisfied customer at this point and I'd recommend it.

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    Protect My Car
    Response from Protect My Car
    Thank you for your review and your comments. We are one of the very few companies that are willing to help customers with older, high mileage vehicles. You just can't beat the service, benefits and the low cost even if you vehicle has more than 200,000 miles on it.

    Thank you again for the comments and for choosing Protect My Car.

    Verified purchase
    Coverage

    Reviewed Nov. 19, 2018

    My truck is getting older and I found Protect My Car and listened to what they offered. They fit what I needed and everybody there was professional and efficient. I had one repair done while I had the coverage and it was easy. They told me the choices of where I could take the vehicle and I took it to one of the places and didn’t have to deal with any of it. I just turned it over to the garage and they handled it through the garage. It worked out well for me. It was a $4,000 repair, so being able to split it with somebody was awesome. It was a good deal. It’s almost like having a rich dad who’s gonna help you out if things go wrong.

    It would’ve been nicer to have a higher coverage than 50% but understandably so. I had a good experience. In fact, I have recommended them to a couple of people. Protect My Car is an awesome security, especially when you have a family, you’re on a paycheck-to-paycheck status and unexpected costs come up. If you can afford that $100 a month, it’s definitely worth it in the long run if something big goes wrong.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those comments. They really make a lot of sense. Your comments echo what we firmly believe.
    We make it our mission in life to provide great service and needed help to all policy holders. We are very glad the policy, our staff and our services have been of help to you. Your peace of mind is always our most important goal.
    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Thanks again for your comments and for choosing Protect My Car.

    Verified purchase
    Coverage

    Reviewed Nov. 19, 2018

    I did not have any coverage on my car. I googled some car warranty places and ProtectMyCar was one of those that came up. There was something with the engine of my car so I filed a claim with them and the process wasn't difficult at all. The quality of service was okay but I expected a little more.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for your kind comments. We make it our mission in life to provide great service and needed help to all policy holders. We are very glad the policy, our staff and our services have been of help to you. Your peace of mind is always our most important goal.

    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Verified purchase
    Claims Handling

    Reviewed Nov. 18, 2018

    Having an extended service contract for a vehicle is necessary so I got Protect My Car. So far, the service has been good. Filing a claim with them was easy and I like their quality of service.

    Thanks for your vote!
    Verified purchase
    Claims HandlingPriceRefunds & Payouts

    Reviewed Nov. 17, 2018

    Since I only run vehicles that are over 10 years old, not too many people would provide extended warranty. A lot of other companies wouldn’t touch that. But Protect My Car's package was nice. Their rep was really nice. He understood that I run older vehicles because it’s mostly cost-effective for a farming business that I’m in. And it seems like so many people want nothing to do with the vehicles as soon as they get to be five or 10 years old.

    However, it didn’t exactly work out the way that I thought it would’ve. When I did a claim for my truck, they asked my shop to have a higher rate than what their actual rate is, which was really odd. And even the markup on the parts was way higher than what the normally marked-up parts. So, I ended up paying more out of my pocket than what it would cost me to have the shop do it for me and that really wasn’t a good deal on my part. I just decided to part ways with them and just keep some things the way I normally do it.

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    Protect My Car
    Response from Protect My Car

    Thank you for your comments. We appreciate your providing them. Just to clear up your question, we are happy to approve upgraded parts upon the customer's request. All we ask is that the customer pay the difference in that cost. That's why the final invoice was higher than the shops original estimate that included only the standard parts.

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed Nov. 16, 2018

    ProtectMyCar contacted me and at that time, I needed help in fixing my car so I said, “Yes.” Their reps were knowledgeable and when I submitted a claim to them, the process went really quickly. Once I got the car to the shop, they processed it within two days. I had to contact them a couple of times with a roadside assistance and with fixing my engine. I needed an engine replacement and they paid a certain amount and I paid a certain amount. It was a big amount but I understood.

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    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide your comments. We appreciate that very much. We are very pleased to have helped you with the recent repairs and road side assistance and we look forward to helping you in the future when you need help.
    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Thanks again for your comments.

    Verified purchase
    Claims Handling

    Reviewed Nov. 15, 2018

    Getting a warranty from Protect My Car was a good deal. Their rep did a good sale. I filed a claim for my sensors and the process went fine. However, I had an additional problem with my car, and I didn’t use my warranty because it was a little bit too difficult to use it. I didn’t know what the problem was with my vehicle, and it took a while for them to determine what it was. They ended up changing all my sensors in my vehicle, and I ended up paying for it.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We were surprised that you chose not to have the shop you used file a claim for the second repair. The first repair saved you over $1,600 (more than twice the premiums paid on the coverage).

    In any event, thank you for choosing Protect My Car. We look forward to helping you again when you need the help.

    Verified purchase
    Customer Service

    Reviewed Nov. 14, 2018

    Rude, terrible sales people. When they called and I politely informed the slow talking gabbing salesman that I needed to leave for work in a few minutes and I rather do this online, he hung up on me. When I filled out the form for info, I really did not want a phone call in the first place.

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    Protect My Car
    Response from Protect My Car

    Thank you for your comments. We regret that we inconvenienced you with the phone call you requested. Once you let the agent know that you had no interest in pursuing your request, he ended the call. We apologize if you felt he did so abruptly.

    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed Nov. 14, 2018

    I had one outfit that I had insurance on and when my car went down, the mechanic was gonna put in a Guarantee motor that was rebuilt and had the warranties. If it ever broke down, Protect My Car would be responsible for the rest of whatever happened to the engine. They would take care of it, but no more money was coming out of my pocket. Their mechanic talked to them and they said it was a go, and I paid out $3,500. The mechanic called me and said that Protect My Car didn't wanna pay for a rebuilt motor and that they wanted to send me a used motor.

    I said that I already gave them 3,500 and they were supposed to pay the other 3,500. He said that he can get me a motor there and I could drop in my car for $1,500. So, out of the 3,500 that I gave Protect My Car, they were gonna keep the rest. They were gonna pocket the money and give me a used motor that would have gone out in a few months or a year, then I would have to go through the same thing again. When I found that out, I canceled it and I had to go round and round to get my money back.

    I called the state attorney in Arizona and had them talk to Protect My Car and they sent me my money back real quick. I was very dissatisfied with Protect My Car and I don't wanna deal with any of that company anymore. I also have the documents where I was on there for about a year and I had that canceled too. They said that I could cancel within 90 days. I was with them for less than 60 days, but they never refunded me and I lost my money that I put in and a couple of months that they should have sent me the check back or put the money back in my card. I should have read reviews from consumeraffairs.com before when I got the contract with them. I've read the BBB comments and there are more people out there that got it worse than I did. They didn't get their money back, but at least I got mine.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments.
    As you may recall, the shop you chose to use wanted to use a used rebuilt motor of their choosing rather than the one we were able to provide. Since you decided to use the shops motor, we refunded the payment that same day to your account.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceCoverage

    Reviewed Nov. 13, 2018

    Protect My Car has good customer service. They listen to everything you've got to say. A few months after I took the warranty and made the payments, my car broke down and the problem I had was I was always on the highway when that happened. I needed a ride after my vehicle broke down and Protect My Car said they were sending tow people. But they left me out there on the side of the road for hours in the wintertime blizzard.

    It would be Christmas season and you're going to visit relatives. If you car breaks down, you have to get one of Protect My Car's tow people, only their tow people, and it's gonna take hours. You'll be out there four hours. Then not only that, but you also have to come up with the money to get your car fixed. They were saying that I had to put up the money first for the mechanic work. I had to send them the money then they would put up the rest. It was different than what the contract was saying. It's also nothing like the rest of the places that are doing it. They cover 100% of everything. Protect My Car only covers half. Go to a different company.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. w do regret that it was not possible in a blizzard to get a tow truck out to you any faster. They are subject to those same conditions and it unfortunately took longer than we would have liked to get service to you.
    We appreciate your being a customer and we hope that when you compare the benefits and cost of this coverage you'll understand how truly remarkable this coverage is compared to any other plan.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed Nov. 12, 2018

    I was at a Meineke and I was getting my car fixed and out of nowhere, I got a call from Protect My Car. They were telling me everything that they could do to help me pay for my fixes and they broke it down in detail pretty well. At the time, my fixes were about 4,500 bucks but it was too late. So, I didn't get to use that advantage of them paying half of it. For another thing that I needed fixed though, their rep told me that when we were done with the fixes, to have the mechanic give him a call and that was exactly what I did. And they paid for half and I just had to pay for the other half.

    My truck had continuous problems though and I eventually got rid of it. I also cancelled the warranty and that process wasn't hard at all. I just called Protect My Car and said I no longer wanted it and that was it. Their service was great. I actually gave it to a couple of my friends and they didn't believe me until I showed them that Protect My Car paid for half of it. If I didn't have warranty from the dealership, I'd get Protect My Car back.

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    Protect My Car
    Response from Protect My Car
    Those are great comments, and we really do appreciate them. That is especially true since they are coming from a former customer who recognises the value in this protection.
    Thank you for choosing Protect My Car. When the time is right for you, we will be here to assist you again.

    Thanks again for your comments.

    Verified purchase
    Customer Service

    Reviewed Nov. 12, 2018

    I got ProtectMyCar when I first got my diesel truck. My wife told me it comes with free oil changes. I looked at how much it costs a month versus the oil changes, and I thought it was feasible. Everybody that I have dealt with at ProtectMyCar, has been very polite. The rep has walked me through the process of how you get pre-authorization before you get the work done. I need to have the shop call and get the pre-authorization before they do the work.

    However, the last time I went to get my oil changed at the same place I always go to, they had a problem with billing over the phone. I don’t know if the rep was lying, but he said there are some new laws against credit card over the phone. He had a problem with it at first, but then he ended up changing my oil, and he was polite. But the initial person that I had talked to, was about as uninformative as you could get. He also seemed younger, very impatient and very impolite. I didn’t enjoy that conversation at all. But that was the first time I had that problem with ProtectMyCar.

    When I had a fuel pump problem it was fixed and I paid half. It was kind of I didn’t know how to do it all yet, so it was a little uncomfortable, but everything worked out. Now, the second time, I had to have a high pressure fuel injection pump put in to the truck and the mechanic was very familiar with how to deal with it. He asked for half and I paid for it. He was waiting for the other payment to come in before he would release the vehicle, and it all happened fairly quickly. I had to pay cash for an oil change because it was on a weekend. ProtectMyCar said if I get a receipt and send it in, they’ll cover it. They totally did very good and I’ve already recommended them many times.

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    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide comments on your experience with Protect My Car. We take pride in exercising good judgment by doing the right thing, not just doing things right.
    Thank you, too, for referring folks to us. We will treat them with just as much respect as we do you. Remember, if you referred someone to us who now has a policy we say thank you with a Visa gift card. Please let us know who you have referred so we can thank you this way

    Thank you once again for your comments. Please let us know if you have any questions or if there is any thing else we can do for you.

    Verified purchase
    Customer ServiceClaims HandlingCoverageRefunds & Payouts

    Reviewed Nov. 11, 2018

    When my car's warranty was out, Protect My Car seemed to be the right choice to get. I spoke with their reps but then I was promised a lot of stuff on the phone that wasn't everything that I signed up for so I ended up not following through with the warranty. Supposedly everything would be free, including oil changes. The deductible was supposed to have been $50 but it ended up being $200. They didn't cover everything that was insured with the car if I needed to get a repair. One time, I had a claim for my car's ball bearing but they did not cover it so I had to pay for it out of my pocket. I had also kept calling back asking specific questions but they just bounced it around to different people. So if you're gonna get Protect My Car, you have to be real specific on what it is that you needed to call in for repair and make sure it's something that you need for your car. Otherwise, it would just be a waste of time.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We appreciate them. You gave some good advice. It is important to remember that no coverage, no matter who issues it, will cover 100% of a vehicle. That is why we list each and every covered component in each contract.

    Thank you for your comments and thank you for choosing Protect My Car.

    Verified purchase
    Claims Handling

    Reviewed Nov. 10, 2018

    I got ProtectMyCar to save on repairs on my car when I need it. I've done a claim for a few things already and it was pretty easy. One of the things was for the oil gasket for my car, and they have good service.

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    Protect My Car
    Response from Protect My Car
    Thank you very much for your kind comments. We make it our mission in life to provide great service and needed help to all policy holders. We are very glad the policy, our staff and our services have been of help to you. Your peace of mind is always our most important goal.

    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Verified purchase
    Claims Handling

    Reviewed Nov. 10, 2018

    I walked through Protect My Car's claims process with my sister and her Lexus. She had to get a transmission and they took care of her 100%, which opted me to put the warranty on the older BMW that I had bought. At that point, the warranty that was already on my car expired. I also did it on my sister's recommendation and the representatives have always been very helpful. They've always made sure that I paid attention to certain things and that I ask questions where I was taking the car to. They pretty much walked me through the whole process and they've always been fair. In fact, when I had a claim, Protect My Car renegotiated some things that they thought BMW overcharged for and sent in parts that they could get cheaper than BMW. So I was very satisfied.

    When I hit a tire with the BMW last Thanksgiving, Protect My Car sent someone out to pick it. They had it towed, put me in a rental and set up the whole process of getting it fixed in a different town. So the claim was very easy to do and everybody was very helpful. In terms of Protect My Car, it was almost a stress-free experience. My family's spaced out and I travel a lot. But I have no worries in terms of putting something on the road and driving because I know that if something happens, Protect My Car is gonna take care of it. So I don't stress about it. If the car breaks down, what're you gonna do? Just pull over and call Protect My Car.

    Since getting the warranty, I've bought another car and given the BMW to my mom. We continued the service with her and I've always had pleasant experiences with it. My sister has always had a great experience with them too. My father also has Protect My Car on his truck. So my whole family uses Protect My Car and I've heard nothing but good things from them as well. Protect My Car has always taken care of all of us so I'm really pleased.

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    Protect My Car
    Response from Protect My Car
    Thank you very much for those comments. We have shared them with our various departments to let them know how much their hard work really helps our customers.
    We are very glad you and your family chose Protect My Car. With great rates, towing, maintenance and repairs covered, not to mention rental car reimbursement, it just makes sense to get some protection before you vehicle breaks down and leaves you stranded on the side of road.

    Thanks for your comments

    Verified purchase
    Claims Handling

    Reviewed Nov. 9, 2018

    I purchased ProtectMyCar because of the age and the mileage of the used vehicle we bought. Everything was signed, sealed, and delivered during the purchase of the warranty. We put in a claim for the car's motor. We had already paid before we found out that we were supposed to send the money to them. He paid the mechanic, and the mechanic verified that he had paid him, and ProtectMyCar still wouldn’t honor it. They just told me they couldn’t do anything about him already paid, and if he didn’t send his part to them, then the claim was gonna be null and void. We didn’t have any more money to put out, so the motor didn’t get repaired by them. But any other actions that I have encountered with them has been pleasant.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We do regret that we were unable to help you with the engine repair. As with most coverage plans, no matter which company it is, coverage is for breakdowns that occur after the coverage is issued, and usually does not cover pre-existing conditions.

    Thank you for your comments and for choosing Protect My Car.

    Verified purchase
    Customer ServicePriceRefunds & Payouts

    Reviewed Nov. 8, 2018

    I'm real happy with the warranty because the parts are expensive for a BMW. I put my car in the shop before and they paid half. I paid my half and it was all done. Plus if I need a tow truck, it's not out of pocket. Protect My Car would come pick the car up. They go through on what they say they're gonna do, and it's only $50. They're cheap and I tell everybody about Protect My Car. You can't beat it. The only thing I did have problems with is that when I tried to take the car for an oil change, everybody I took it to was saying that they don't accept the warranty. I got so frustrated that I went ahead and paid out of my pocket. I was told to save the receipt and send it back for Protect My Car to reimburse me. But I don't have time to even do that.

    Still, the people at Protect My Car have tried to guide me through everything. I had called them before and they told me what to show and say. They even gave me my policy number, which is I guess a number you usually give to the shop. I've done what they said that but the shops say they don't accept that. The people at Protect My Car even said that I could call them when I get to the shop and they could tell it to the shop. They were also real good when I was getting enrolled. They answered all my questions and they've tried to work with me. One time, I wanted to drop the warranty because I couldn't afford it. They told me they would change my day of pay and they did.

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    Protect My Car
    Response from Protect My Car
    Thank you for those great comments. We appreciate them very much.
    We do work hard to make sure your experience with Protect my Car is a positive one and that the whole process, from choosing the right coverage, to making sure it is comfortable on your budget, to fast and efficient claims service, towing and rental car benefits, gives you great peace of mind.
    We do regret that some shops do not want a professional adjuster looking over their shoulder to make sure things are done right. That is a big tip off to find another shop. We do reimburse you the cost of the oil change and will be in touch to get that done. Its the right thing to do.

    Thanks again for your comments.

    Verified purchase
    CoverageTechPrice

    Reviewed Nov. 8, 2018

    The rep at ProtectMyCar knew the program real good and they made me the best offer for what I was trying to insure. They were professional. I got the best price as well because at that time I had two vehicles. I had a claim when my transmission went out and it was fixed. I had to take it to the dealer and the person who was gonna fix it, went out and checked it out and found that I really needed a transmission. They went on and bought the parts. I had to pay $100, which was what they told me. It took about three weeks but they took care of everything. I was assured that they were gonna fix it, because I had the contract and they honored everything that they had offered.

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    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide your comments. We appreciate that very much. We are very pleased to have helped you with the recent repair and we look forward to helping you in the future when you need help.
    Repairs like yours are almost always unexpected. Having the coverage take care of the repair protects your wallet, your car and your peace of mind. That is what it is all about.
    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Thanks again for your comments.

    Claims HandlingTech

    Reviewed Nov. 7, 2018

    Two different quotes from different dealerships for the same three issues that were supposed to covered under warranty, from a sensor to my transmission. ALL 3 issues denied. My dealership said that PMC approves less than 20% of claims. CANCEL TODAY!

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We do understand how frustrating a non-covered repair can be. That is why we list each and every covered component in each contract so you can easily see what components are covered.
    Although sensors are not covered components, the transmission is covered, as is the engine, A/C, drive axle, suspension, brake system, electrical system and a host of other components.
    With over 14 million in paid claims this year alone, we doubt that the service department you spoke with can realistically back up their statement of our approval rate.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Nov. 7, 2018

    ProtectMyCar took money off my card and I haven't received it back yet. When I got their warranty, they didn't tell me my car wouldn't be fully covered and that they would only take pieces of it. Because of that, I had to cancel and four months later, they took almost $300 off my account. Their customer service kept trying to tell me I used their service and that's why they took the money out. I told them that taking the money out was unauthorized and that they needed to return the money to me. They responded by saying that they don't owe me a refund.

    I then tried to ask their guy who their registered agent was so I could file a civil suit. He then said that I could send it to Mepco or ProtectMyCar and that he didn't really care whom I would send it to. I’m in the process of taking them to court to get my money back. They committed fraud by using my card without my permission.

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    Protect My Car
    Response from Protect My Car
    We appreciate your providing your comments. We do keep a recording of all payment authorizations and strictly follow all federal and state banking rules and regulations for our protection and the protection of our customers.
    Over the six months you had the coverage billing occurred with your express approval on the cc you provided to us. It was terminated immediately upon your request.
    During that six month period you paid in $450 in premiums and saved over $900 in repair costs for which you filed claims. That's twice the cost of the coverage you paid.

    We are glad that the coverage worked so well for you.

    Verified purchase
    Customer Service

    Reviewed Nov. 7, 2018

    I emailed Protect My Car for a promotion they were having on my vehicle for that mileage and then talked personally to them and decided to go with it. They took care of some front end problems, a water pump problem, an electrical problem, and even a totaled alternator. The mechanic just called, they had the parts and Protect My Car paid half. I loved everything they did for me. Protect My Car is a lifesaver and it has paid itself off. Go with it. In fact, my fiance has a 2006 GMC Envoy and if another promotion comes up where they would take this high mileage vehicle, I already considered adding it to my account.

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    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide comments on your experience with Protect My Car. Those were very kind words and we appreciate them very much. We take pride in exercising good judgment by doing the right thing, not just doing things right.

    Thank you, too, for referring folks to us. We will treat them with just as much respect as we do you. Remember, if you referred someone to us who now has a policy we say thank you with a Visa gift card. Please let us know who you have referred so we can thank you this way.

    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Nov. 6, 2018

    I have a car that is a number of years old and not too many people will insure it. I talked to one company and they said they wouldn't touch the car. However, Protect My Car called me up and offered to insure my car, and purchasing the warranty was really simple. I gave them the specifics on the car and they came back to me with the price, and it looked reasonable. I knew I was gonna pass some work done and what it came down to was whether or not they would live up to the contract and if they would be fair and reasonable with the fees that they would allow.

    I have filed claims with them many times and the way they do it is a little unusual, but it works out. The garage contacts the maintenance people when they are done and submits the bill to Protect My Car. Then, they get in touch with me and tell me how much they are going to pay off that. I need to then pay them for the balance that's due and once they get paid from me, they contact the garage and send the payment through a credit on a Visa card on their account.

    Protect My Car does a good job given the age and type of my car. However, they could be a bit more responsive to resolving questions on the issues. Sometimes there's a question on an invoice that's coming through as far as what they're supposed to pay or the validity of the charge and they are not always as responsive back to me to tell me what's going on. And since I have to pay them in order for the garage to get paid, I get calls every once in a while from the garage saying that the invoice isn't resolved yet. I told them that we paid for that, but it turned out that we hadn't. It has happened one or two times and it is a minor issue. It is not a regular thing that they do and those were taken care of right away.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. we are glad that the coverage has worked well for you.
    Our Ambassador series of policies was created specifically for vehicle owners whose vehicles do not qualify for standard extended breakdown coverage, either because of excessive age or miles, or because of pre-existing conditions. The Ambassador family of policies is less expensive than a standard extended warranty and therefore appeal to those on a limited budget.

    Ambassador policies provide a wide variety of important benefits including free oil changes, free tire rotations and a significant reduction in repair costs (guaranteed 25% reduction of the original estimate of repair costs). They also come with towing, 24 /7 roadside assistance and rental car benefits.

    Verified purchase
    Claims HandlingCoveragePrice

    Reviewed Nov. 6, 2018

    My vehicle is getting pretty old and my other contract expired. I called Protect My Car and talked to them about what they did, what type of service they would offer, what they'd cover and didn't cover, and I was impressed. I went ahead and signed up with them. My monthly payments were affordable and they'd take it out like they were supposed to. Eventually, I had to use them. I was able to get the mechanic the information about the particular company and the 800 number. He took care of the claim from there. The mechanic told Protect My Car how much it was gonna cost to fix. I had to wait a while in order for the mechanic to get back and forth, and they talked about what needed to be done. It was covered and I had no problems. Protect My Car was excellent and came through for me with flying colors, that's why I'm still with them now. The cost was pretty fair and I didn't think that the amount was above and beyond what other companies charge.

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    Protect My Car
    Response from Protect My Car
    Thank you for those great comments. We appreciate them very much.
    We do work hard to make sure your experience with Protect my Car is a positive one and that the whole process, from choosing the right coverage, to making sure it is comfortable on your budget, to fast and efficient claims service, towing and rental car benefits, gives you great peace of mind.
    Please let us know if you have any questions or if there is any way we can help.

    Thanks again for your comments and thank you for choosing Protect My Car.

    Verified purchase
    Customer Service

    Reviewed Nov. 5, 2018

    I've used Protect My Car once and it was okay. We had a transmission issue in my car and I took it to the dealer. They used the warranty and Protect My Car paid for half. However, the transaction didn't go smoothly. When I initially called, it took them a long time to respond to me and to process the transaction. I also had to give them the card number twice and they had to give me their card number twice. They are worth the money, but their rates are a bit high. I was thinking about canceling the contract with them.

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    Protect My Car
    Response from Protect My Car
    Thanks for those comments. We appreciate your taking your time to provide them. You are right, too. When that first big expensive repair happens, and Protect My Car takes care of it for you that is when you know you made a wise choice to protect yourself and your budget.

    Thank you again for those comments.

    Verified purchase
    Customer ServicePrice

    Reviewed Nov. 5, 2018

    The price of ProtectMyCar was reasonable and I like the deductible. I had to pay 275 or 250 and that was a decent price. Their customer service people were helpful as well. They all bear with me when I was struggling. If you got problems or if you cannot pay, they give you a break. They’re a very reputable company.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those great comments. We appreciate them very much.
    We do work hard to make sure your experience with Protect my Car is a positive one and that the whole process, from choosing the right coverage, to making sure it is comfortable on your budget, to fast and efficient claims service, towing and rental car benefits, gives you great peace of mind.
    Please let us know if you have any questions or if there is any way we can help.

    Thanks again for your comments.

    Verified purchase

    Reviewed Nov. 4, 2018

    Protect My Car approved a motor and said I had a motor that I could put in a truck. I ordered the motor, got it in, got everything done, and then they told me I gotta send them this amount of money and then they'll send it back to me. I'm a mechanic for a living and deal with at-the-market warranty. If the bill is $1,000, and it gets approved, the warranty provider sends us the $500 and the customer is liable for the other $500. But with Protect My Car, if my bill was $1,000, they'd want me to send them $500 and then they'd turn around and send the $1,000 for the bill. That sounded like nothing but a gimmick. It was horrible and it was a way for them to screw me.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. You should know that vehicles such as yours, well over 10 years old with more than 250,000 miles on it, simply do not qualify for coverage with most companies.
    Ambassador policies, however, provide older, high mileage vehicles a wide variety of benefits including free oil changes, tire rotations and a 50% reduction in repair costs. The best part is, the monthly premium is very reasonable for folks on a budget. We hope that on reflection you will understand that saving $500 on a $1,000 repair, for about a $50 per month premium, is well worth it. In other words, if saving you ten months of premiums on just one repair is a gimmick, it's one that's hard to pass up.

    Thanks again for your comments.

    Verified purchase
    Claims HandlingPunctuality & SpeedRefunds & Payouts

    Reviewed Nov. 4, 2018

    I knew I was gonna need some repairs for my vehicle and with a service contract, I would not have to pay out so much out of pocket. A while back I was with a different company for a different car. The other company pays the claim off, but with Protect My Car I have to pay off half and they pay the other half. Nevertheless, the interactions with their reps have been okay. I've also used their towing service and they were prompt. I've used them once before to open my car, too. After I paid my part, they approved my claim and fixed my vehicle up.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. Unlike most companies that refuse to cover older high mileage vehicles, we provide coverage that lowers repair costs by half, and provide towing, road side assistance and rental car reimbursement at no additional cost.
    Just to let you know, this coverge has already saved you over $2,100. That is more than three times the premiums you've paid to date. That's how you know you chose the right coverage.

    We are very glad you chose Protect My Car to protect your car, your budget and your peace of mind.

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Nov. 3, 2018

    The rep of ProtectMyCar was really nice the first time when he called me. I told him that I wanted to think about it and I would call him back. He said it was a super deal and to not let it go. He transferred the phone to his supervisor, and the supervisor gave me his name, his phone number and after that, if there was anything, I get to call him. ProtectMyCar was really good. I used them three times in a really short period of time

    The first time the monitor inside the car started to give me messages - flat tire and every electrical message that the car had, were popping up. I called BMW and they gave me an appointment. I told them about this company, and they said, "Well, okay, we can call them, but please call them and give them a heads-up." So I called them and once I talked to the dealership and to the warranty company, I really didn't have to call anybody to keep them in sync because they started communicating with each other. The back computer of my BMW got flooded. The electrical was so much work and then I found out that I could call the insurance company and they were fantastic.

    They give you an estimate. But when the bill comes out, they want you to give them a credit card. They'll take half or whatever is your deductible off your card and then they'll pay directly to the dealership so no runaround and no hassle. They answer the phone right away. Within 10 minutes, it is guaranteed they will call back. When I called them and told them the issue was going on again for the fourth time the rep was like okay and they would let us know and would keep in touch. I thought they were gonna say, "Oh my God, lady, you know what, you have not paid tenth of what we already spend on you," but no. They were super cool the whole time.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    We cannot thank you enough for the great comments. It really means a lot to us all to know our efforts are really helping give our policy holders good peace of mind.
    We were glad to give you the help you needed with your repairs and we stand ready to do so again when the need arises. What will never change is our willingness to go the extra mile to help you when you need it.

    As always, if you have any questions, please do not hesitate to let us know. Thank you again for your very encouraging comments.

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Nov. 3, 2018

    The original warranty for the car had run out and I wanted to extend it, although I didn't need the protection as the car was in top shape and I didn't use it that much. The things ProtectMyCar was saying seemed to be pretty good. Everything was good with the people who I've dealt with and gave me the service too. They were very kind and they helped me understand everything. The whole set up was just perfect.

    Then, when I put a new stereo in the car that made the computer system shut down on me, I filed a claim over the phone and their customer service reps were great. They told me what to do. However, the problem was never fixed. I got the car back, and somebody has been going to my house and trying to get the same fixed all over again. So, I just dropped the protection. Other than that, everything was fine with ProtectMyCar.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those comments. We are very glad you chose Protect My Car. With great rates, towing, maintenance and repairs covered, not to mention rental car reimbursement, it just makes sense to get some protection before you vehicle breaks down and leaves you stranded on the side of road.
    When the time is right for you, we will be here to help you again.

    Thanks for your comments and for choosing Protect My Car.

    Verified purchase
    Claims HandlingTechPricePunctuality & SpeedRefunds & Payouts

    Reviewed Nov. 2, 2018

    Protect My Car sounded good. I pay $45 a month, and they pay half. The reps are fairly friendly but I don't like the fact that their man gives me a price at the dealership, and I send Protect My Car half the money, then they get my car fixed for a cheaper price, but they're not giving me my part of the money back to make the half. So as far as I'm concerned, that's a little fraud. When I make a claim, I take my car to whoever's gonna fix it, and they give me a price. They call Protect My Car and tell them what it's gonna cost to fix it. And then, Protect My Car will tell me that I need to give half. And the biggest problem is I have to wait until they come out and inspect whatever it is that needs to be done to the car. I have one car and I drive Uber, so it's my livelihood. So Protect My Car takes as much time as they want to come out, when in fact, I could get my car fixed in two or three days if they would come out.

    Protect My Car is supposed to pay $45 a day for a rental, and I got a $2,000 deal. I just never submitted. I don't even need to rent a car if they would just come on out and check the damage and give the repair place the okay to fix it. But there's too much politicking going on behind the scenes because they are trying to cut their costs by telling the repair place, "Okay, well, this can be fixed with this amount," and there's an argument, and my car is tied up. There was a case before where the guy had already broke my engine down. So, I couldn't just tell him to give me my car back.

    I would not recommend Protect My Car to friends. The half part is fine, but they take so long to come out and check the car, and say, "Let's get this done." Then, they got to negotiate back and forth with whoever is fixing the car. And I don't think any of that is part of the deal, that makes no sense to me. They should speed up their time and stop with the negotiation part. I'm paying my money every month, and I got a $2,000 bill that I had to pay to rent a car because they held off for so long. And then, they tell me that it's $45 a day towards the rental for one week. That's ridiculous. My intention was to just drop the warranty. But the guy did a decent job on my car, so I just left it as it was.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are happy to explain the coverage in greater detail.
    Your plan guarantees a 50% reduction in mechanical repair costs, pays for recommended oil changes, provides towing, rental car reimbursement and other benefits.
    The 50% reduction in repair costs includes lower parts costs, lower labor rates and cash payments to make up any difference to meet the guarantee.

    To put it in perspective, you have paid in around $700 in premiums and have already saved three times that much, over $2,850. We are glad the coverage is working so well for you and we thank you for choosing Protect My Car.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Nov. 2, 2018

    I was in need of an oil change and one of the services ProtectMyCar offered was an oil change. I started out and then I ended up needing them for real for but then they tried to bill me twice. I can never get a hold of them to get someone who will cancel. Somebody actually laughed at my face and said, "I'm not gonna cancel your policy," and hung up on me. I have a witness to this. I've been trying to cancel with them for a long time, but they haven't withdrawn any money from my account so I haven't been worried about it at this point.

    You can't get a hold of somebody on a line, or they have to say they can't do that and they have to get their supervisors to do that, and then you wait forever for their supervisor. If you do get to the department that you need to get to to cancel, they take it personally and now, they're making it so shady that I don't want to deal with them. They got to let somebody cancel, and they certainly can't laugh in my face when I say I'm gonna cancel. I started the process probably in November, and I finally got a hold of somebody in January, but to no avail. They have not confirmed cancelling my account. They are legitimate and they will pay for things, like your car and it might or might not work out. You would never know.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that you feel the service we provide did not benefit you. Based on the claims filed and paid, it looks like you saved almost $2,000, while the premiums you paid in were less than $150. Not a bad trade off.
    We did listen to all the calls and could not find any agent who gave you less than the utmost respect, That is very important to us.

    Again, thank you for your comments.

    Verified purchase
    Customer ServiceCoverageRefunds & Payouts

    Reviewed Nov. 1, 2018

    The first guy who I talked to at ProtectMyCar was very friendly. He handled things in a good manner and getting me signed up. But once I got signed up, there was no communication. The only part of anything that I got was a booklet to tell me everything that I needed to know. Nobody else came back and explained anything to me. I also didn’t like the way they worked. I had an engine issue with one of my BMWs. I filled out a paper at the mechanic shop and ProtectMyCar communicated with the mechanic. From there, I was given some paperwork to fill out, which I did.

    I got a phone call from them telling me that they needed to withdraw the money from my account for the repair, and then they can pay the mechanic. ProtectMyCar wanted me to pay for the whole repair. From there, they will reimburse my part, and they will pay for the other half. The problem was, if I could afford to pay for the whole repair from the beginning, I would never have needed them and I would just pay for it. I also had another problem with the transmission. After that, they would no longer put a policy on there.

    They could improve the way they handle their process and the way that they do the repairs. If they’re gonna pay for the repair, even if they’re paying their half of the repair, I shouldn’t have to pay for the whole thing, and then they turn around and send me back the money that I spent for my portion of it. Everybody else kept telling me that they didn’t wanna deal with the BMW because the BMW had issues. Now, they would have a choice on what they were covering, who they were gonna cover and what they weren’t gonna cover. I was told they would cover everything but in the end, they didn't because it was a BMW. They told me that they couldn’t guarantee any of my electrical switches, windows and doors. There are a lot of little loopholes. I got frustrated with ProtectMyCar, and after that, I just left them alone.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We should clear up one point. Your coverage reduces repair costs by 50%. What we ask is that you pay only your 50% of the final invoice, not the entire bill. That's why you saved $1,221.00 on your last repair that cost $2,442.00. Having paid only $320.00 in premiums, that says a lot about how well the coverage worked for you.

    Thanks again for your comments.

    Verified purchase
    Claims Handling

    Reviewed Nov. 1, 2018

    I purchased a used vehicle and got ProtectMyCar. Their rep was nice. But when I called them for a claim I had to pay a high deductible, so I changed to a different company.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car

    Thank you for your comments. Thank you, too, for trying our our coverage. We do hope you found coverage that you feel meets your needs.

    Verified purchase
    Customer ServiceCoveragePricePunctuality & Speed

    Reviewed Oct. 31, 2018

    I have a BMW and the prices are typically higher when I have any kind of maintenance work on the car. Protect My Car seem to provide something, where out of the ordinary things that might happen to the car 'cause they cover it. The first plan I had was not the current plan. At first, working with them was difficult and getting approvals took a long time. They would say they would get the part at a better price, but it would be like a Chinese part and it wouldn't be a good part. My mechanic said he can’t warranty something that’s not good quality so I had to go back and forth with them a lot on things 'cause they would go get something cheap and I didn’t like that approach. My mechanic is typically a German car specialist, and he knew what the car should have.

    Finally, when I bought up on the policy and paying more money, they allowed me to have a little bit more coverage and it has improved since I did that. The credit card would be sent to the mechanic and have it paid. And then when I needed to use them for a tow situation when my car stalled at one point, it was fine at first. But the one time I didn’t like was when I contacted them in time but my car started again and they still charged me for a tow that didn’t occur. It bothered me, but so far I’m still with them and I’m gonna stick with them on how things go.

    I also talk to their customer service since it was difficult to get to who the real decision-maker a lot of times, but they send me over to somebody else in whatever department and I get the runaround. They need to be clearer about who handles what and assign to me a particular account. I still feel that there is some improvement they need to do. Other than that, I’m glad that Protect My Car is able to get their credit card to the mechanic. If the company needs to keep the car longer than 24 hours, they provide that. I haven’t used it yet but it's a good thing that they have it and I wish that they honor those kinds of things.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. It is very important to everyone here at Protect My Car that we provide the most professional service possible. We want to end each day knowing we have helped a lot of people with vehicle problems that could have ruined not just their day but their budget for months to come. It means a lot to get comments from our policyholders that let us know we are doing just that and how we can improve our service.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceSales & MarketingRefunds & Payouts

    Reviewed Oct. 31, 2018

    I wanna protect my car because it's getting old. It’s getting to a 120,000. ProtectMyCar called me and their reps were nice, except that they are really not accurate about the timing of the refund. They just collected money from me and I didn’t get any paperwork. I felt that it was a scam, because I didn’t get any follow-up with anybody. I kept calling them, and it took six calls to get my money back after I cancelled.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for providing your comments. Frankly, we were very surprised at your comments. The contract and receipts were emailed to you and you could have received additional copies upon request.
    Over the three months you had the coverage you saved over $1,400 in repair costs, while having paid only $200 in premiums. Hardly a scam when you can save that much money in so short a time. We even discounted the cost of the coverage by an additional $350 to accommodate your budget. Nevertheless, we do regret that you feel the coverage was not worth it and chose to cancel after your repairs were completed.

    Thanks again for your comments.

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed Oct. 30, 2018

    I filed a couple claims with Protect My Car and they were very prompt. On the latest claim, I got a free oil change. The place I went to submitted the form and they took care of it. Also, when I got my warranty, the reps explained everything in detail.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. Our primary goal is to give every policy holder good peace of mind. Great rates, towing, rental car benefits, fast claims processing and the personal touch are just some of the ways we help provide good peace of mind.

    Thanks once again for those comments. Remember the best part, too. We are still here to help again when the need arises.

    Verified purchase
    Customer ServiceCoverageRefunds & Payouts

    Reviewed Oct. 30, 2018

    Protect My Car was pretty good to me. They gave me no hassles and if I needed them for anything, they were there. The salesman told me what was covered, how much if something would happen to the car, and how much I would have to pay out of my pocket. I would recommend Protect My Car to someone else if they need it. Give them a call, and they're gonna be honest and tell you what you need.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. It really means a lot to us all to know our efforts are really helping give our policyholders good peace of mind.

    Please let us know if you have any questions or if there is anything we can do for you.

    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Oct. 29, 2018

    The coverage from Protect My Car was better than some of the others and the price and everything was good with their reps. I had a claim and everything was perfect getting it set up but the communication between the mechanic and them was not very good. I had to be the go-between. When the mechanic was waiting on them to call, it was two or three days. I didn't want to spend that extra money getting a vehicle when he said it's only gonna take a day or two days. But it ended up being three or four days waiting on Protect My Car to call the mechanic back and they would say they called them. It lacks communication somewhere.

    The last thing that I had done was a windshield wiper and the motor went out with my jeep. I took it back to the same person that did the other work and I knew it was covered. When I got ready to go pick it up, I asked the mechanic if they called the warranty and got everything straight but he said they didn't cover it. It was like $300-something. I took his word for it, believed that Protect My Car didn't cover it, and I didn't see a need at that time to call and question what he said. But I went over bills and something told me to call Protect My Car and see. When I called, the young man said it would've been covered, but they couldn't go back and pay me. I'm in the process of getting an attorney on them for that because I don't know why the mechanic did that and Protect My Car did not give him a hassle about paying it or addressing it. Other than that, I had no problem and I love Protect My Car's service.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car

    Thank you for your comments. Unfortunately, there are times when we do not get accurate information from the shops customers choose to use. We appreciate your letting us know about this situation to get it resolved for you.

    Verified purchase
    Claims HandlingCoveragePriceRefunds & Payouts

    Reviewed Oct. 29, 2018

    I work for a ridesharing company, so I decided to purchase a service contract for my vehicle. I looked online for an auto warranty provider and Protect My Car popped up. So far, my experience with them has been good. The rep that helped me in purchasing my warranty told me that the mileage on the car didn’t matter and I was happy about that because I do a lot of mileage. Sometimes, auto warranty companies tell their customers to deal with the repairs when they go over a certain amount of mileage. So, when they said there was no mileage limit for service, that sounded good.

    I’ve talked to the customer service reps and filed four claims with them already. The claims process wasn’t hard. They took care of everything. I paid upfront and then they paid half of whatever amount I had to pay. Generally, the repair cost wasn’t that big. But recently, there was something wrong with the struts at the front end of the vehicle and the repair for that problem cost a lot of money. They paid half of the repair cost for the things covered by the warranty, but I still had to pay a lot. I paid 1,700 and they paid 900 because certain things weren’t covered. But the service that I received was fine.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide your comments. We appreciate that very much. We are very pleased to have helped you with the recent repair and we look forward to helping you in the future when you need help.
    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Thanks again for your comments.

    Verified purchase
    Claims HandlingCoverageRefunds & Payouts

    Reviewed Oct. 28, 2018

    I got ProtectMyCar because of its overall pricing, but I didn't get all of the coverage that I had before, meaning that I now pay more out of pocket for this plan than I did with my other plan. The sales rep caught me in the car and I spoke with them. They told me that if I didn't make a decision to accept it, they weren't gonna be able to give me some additional discounts that was being offered. They were persistent and I had to make the decision right then and there. I haven't had an issue with coverage. It's just the amount of out of pocket expense because mine is a 50-50 plan and before I just had a flat deductible.

    The claims process was also horrible because it took my mechanic quite some time to get into a representative in order to resolve some of the issues at hand. I had a local number, which was an 800 number and it always seemed to be complicated. Even when it was time for reimbursement it wasn't the easiest thing to do. They have a low-scale plan, considering what a lot of other companies have out there. There are some companies that offer more, and possibly even for less money. There was one time I even looked to move my daughter out of the warranty plan that she had but once I was given the details I said that she stay right where she is because even though her plan is just a little bit more, it has more to offer.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. It is important to know that as a vehicle ages, and accumulates high mileage, it is nearly impossible to obtain coverage. Our plans are tailored made for high mileage, older vehicles and save 50% of covered repair costs, provide free oil changes, towing and a host of other benefits, for the most reasonable rates in the industry.
    We are glad that you have already saved over $1,280 in repair and service costs with this coverage. That is more than twice the cost of the premiums you have paid. That is how you know you made the right decision.

    Thanks again for your comments.

    Verified purchase
    CoverageTech

    Reviewed Oct. 28, 2018

    I got an extended auto warranty for my vehicle in case something went wrong and Protect My Car's warranty was offered to me. But the problem was that when I took the vehicle back to the dealer that we bought it from and tried to use the warranty on it, Protect My Car refused to have any work done on it. They said the problem wasn’t a safety issue. They could have fixed the problem. The warranty wasn’t even on for 30 days. So far, I’m upset with the service and I’m not looking into getting any more coverage on the vehicle.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you fr your comments. We are happy to explain the issue you raised. You might recall that the repair to your transmission was covered by another company you purchased coverage through. Our coverage could not pay you for repair costs that were handled by another company.

    We do appreciate your choosing Protect My car and for continuing to be a valued customer for the last two years.

    Verified purchase
    CoveragePrice

    Reviewed Oct. 27, 2018

    I bought a used car, so I figured that I wanted a backup. A service contract is always a good idea, but they're too expensive. I pay separately for my ProtectMyCar warranty by automatic debit and it's like another monthly car payment. I buy a used car for a couple thousand dollars. I don't wanna have an expenditure of 150 bucks per month on top of everything else on this warranty when it doesn't make sense. I might as well get a new car. I looked at the policy and it sucks. As far as I'm concerned, ProtectMyCar is a rip-off. They only cover major stuff like my car gotta be broke down, the motor has to be busted up in order for them to cover something. Having the warranty was a mistake. I learned from it, I paid all these money to them. I canceled them and I'm done.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. They were surprising. You are right. This coverage helps when you have a mechanical breakdown. When your vehicle broke down, the coverage saved you over $925 in repair costs. Your cost for the coverage was less than half of that. So the coverage more than paid for itself.
    This type of coverage does not pay for regular maintenance or tire replacement or similar expenses. Those costs you can see coming and can plan for. Breakdowns are almost always unexpected. That's why most people get coverage to protect themselves.

    We are glad the coverage saved you so much money. Thanks again for your comments.

    Verified purchase
    CoveragePrice

    Reviewed Oct. 27, 2018

    I like the coverage that’s offered in my Protect My Car plan. Their service is good and the cost is worth it. Their rep asked me about my car and then, they planned up a monthly thing for me and tried to go around what I can do. I called their customer service to file a claim for something in the engine. They told me to walk in to where I wanna take my car and then they would submit the claim there. The process was easy and I got my car fixed.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those comments. One reason we have had so much success is just what you mentioned. We treat each customer as an individual with individual needs. We know that one size does not fit all. Working with each person to get the right coverage at the right cost and get the repairs done with no hassle really helps give folks good peace of mind.

    Thank you for choosing Protect My Car. Glad to have you.

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 27, 2018

    I went through other companies and ProtectMyCar had the better price. But I wish I would’ve dug deeper because if you have something majorly done, ProtectMyCar only covers half of it. That helps, but I’ve been through other companies where they cover a majority of it. The customer service was good. I had a good experience with them. Once I made the claim and paid my half, ProtectMyCar paid the rest. It went well and smooth that way. They covered it pretty well. I would recommend them, but be cautious.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. That was good advice. Most companies limit coverage plans only to newer low mileage vehicles. Folks with older higher mileage vehicles simply do not qualify for extended warranties with any company.
    Protect My Car does help those folks with coverage like yours that reduces repair costs by half. The coverage also covers oil changes, towing and a host of other benefits and has a low attractive premium.

    Thanks again for your comments. We are glad you chose Protect My Car.

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Oct. 26, 2018

    My car was getting a little older and when I was looking at the warranty providers, Protect My Car was a lot cooler. When I made the purchase, they just talked to me over the phone. That was it. The reps are also always nice to me and they give me all the information I need to know. Then when I filed a claim, it was quick and everything went well. I called and they asked me to take it to the shop who provided an estimate. I faxed it over to the reps and they got back to me about it. All in all, the repair process took no more than a week. I'm glad to know that if I need to go fix something, I can. Everything is good with Protect My Car.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for those great comments. We really appreciate them very much. We do work hard to make sure that with one phone call you can get towed in, activate rental car benefits and get fast, efficient claims service. That’s what we call good peace of mind. We are very happy that our company, staff and coverage has given you that. Best of all, we will be here to assist you when you next need help with your vehicle.

    Thanks again for your terrific comments.

    Verified purchase
    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed Oct. 26, 2018

    I went to ConsumerAffairs and checked out ProtectMyCar. I'm in California and they're in New York so I was really skeptical. I looked and researched and then I called them and questioned the representative, and I was satisfied with their answers. The person that helped me get the warranty was very informative and told me what was covered and what wasn’t covered. When I had to use the warranty, they answered the phone, and they talked to the representative at the shop that I went to. They took care of all the business, and I was really satisfied with them.

    All I needed to do was provide my number to the dealership and they took care of the rest. They got a hold of my insurance person from ProtectMyCar. The bill was supposed to be about $2,600, but it was brought down to around $600. It was really significant. ProtectMyCar covered a lot and they did a pretty good job. I feel like I'm covered all the way around and there's nothing left out. They were very professional, knowledgeable, and very timely in answering my phone calls. I have recommended them to a few friends that have a high-end cars, like Porsche and Mercedes.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide your comments. We appreciate that very much. We are very pleased to have helped you with the recent repair and we look forward to helping you in the future when you need help.
    Thank you, too, for referring folks to us. We will treat them with just as much respect as we do you. Remember, if you referred someone to us who now has a policy we say thank you with a Visa gift card. Please let us know who you have referred so we can thank you this way.

    Thank you once again for your comments. Please let us know if you have any questions or if there is any thing else we can do for you.

    Verified purchase
    Claims HandlingCoverage

    Reviewed Oct. 25, 2018

    I wanted some extended coverage for my vehicle and after looking at the pricing, I went with Protect My Car. I had a good experience in making the purchase and the coverage offered to me was fair. It worked for me too. I've had a claim and the process was easy. You can go to any shop and in my case, the shop called Protect My Car and took care of it.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you so very much for your comments.
    Our primary goal is to give every policy holder good peace of mind. Great rates, towing, rental car benefits, fast claims processing and the personal touch are just some of the ways we help provide good peace of mind.
    We are happy to have helped you with that repair and are very glad the policy helped you so much.

    Thanks once again for your comments. Remember the best part, too. We are still here to help again when the need arises.

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed Oct. 25, 2018

    The service contract on my car was out. It’s an expensive car and I wanted to keep it protected. I needed to get an extended warranty and Protect My Car was the first one that popped up when I googled, so I went with them. Their deal was 53 bucks a month and it was cheap. At the time, I thought that all companies were alike but now, I wish I did more research. After I purchased this plan, I never used it for two years and when I needed it, it wasn’t worth anything.

    Protect My Car told me that I had to pay them first before the work would be started on my car. But my dealer said that they’d never seen a plan where you have to pay the warranty company first your portion before they’d even let the mechanic start the work. Also, I thought the warranty would cost me just a $100 deductible. But I found out that the plan that Protect My Car sold me only covered 30% of the cost and I’d have to pay the rest of it. So, I kinda got irate with them then they moved me up a plan to where they’d pay 50%. Still, it’s really not that great of a deal. I’m already $2,500, or more than that, into them and that's $2,500 not well spent for not doing my homework.

    Other than that, when my claim was first going down, I really connected with one lady at Protect My Car. She was acting like she was helping me. But all of a sudden, every time that I would try to call to talk to her, she would never return my call. They kept giving me somebody else but I told them that I wanted to talk to this lady. She understood my case because she was the one that got me boosted up to the 50% that they would pay. All in all, I wouldn’t recommend Protect My Car to anybody.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are happy to give you a better understanding of your claims and coverage.
    The repair you mentioned was not a covered repair under your contract. No contract, no matter who issues it, will cover 100% of your vehicle. Most companies will simply deny your claims. however, we went the extra mile to provide you with a coverage plan that was not only less expensive but covered that repair as well as the other five repairs and services you filed claims for. That has already saved you over $1,671.00. Those savings, by the way, are more than $630.00 than the amount you spent on the coverage. So the coverage has worked very well for you.

    Thank you for your comments. If you have any questions about your coverage, please let us know. We are happy to help you get a better understanding of your coverage.

    Verified purchase
    Customer ServiceCoverageTechPrice

    Reviewed Oct. 25, 2018

    I wanted to cover the cost of the labor on mechanical and ProtectMyCar called me with the best deal. Their rep was knowledgeable. He went into everything - what’s covered and what’s not, and how much it was for different levels of service. The warranty has covered everything except for normal wear and tear, like belts and hoses. One time I filed for the window lock, then a transmission leak, and then I turned the car in for a coolant leak, but that was a hose so that wasn’t covered.

    However, one time the cost of what ProtectMyCar charged for the repair was a lot higher than the actual cost. The mechanic was gonna charge me $1,000 to fix everything, but when I called my share of the repair bill was $1,400, so there was an extra $,400 catch on. My mechanic called me and said it was $1,000. I said, “Okay. Call the warranty and take care of whatever you need to.” So he did, and then they called me and told me about my portion.” I said, “Well, it’s a lot higher than what the bill is worth.” It sounded crooked to me. But when I took the car to the dealership, it was right on with what they said. I’ve been happy with ProtectMyCar other than that one time. I don’t have to worry about when it comes to repairs, which is a crap load of money. A buddy of mine got the service and he has been happy too. It was worth it. I’d recommend ProtectMyCar.

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    Protect My Car
    Response from Protect My Car
    Thank you for those comments. We appreciate it.
    There are times, although rare, when a shop will attempt to overcharge the company you have your coverage with. We are pretty good at spotting this when it happens and we are glad it worked out for you.

    Thanks you for choosing Protect My Car. We are glad the coverage has benefited you so well.

    Verified purchase
    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Oct. 24, 2018

    After I bought my transmission I put ProtectMyCar on it. I put a warranty on my motor when I bought it, and then I got ProtectMyCar also. My other warranty would cover my motor, but it wouldn't cover my labor. Since there was a warranty on the actual motor, ProtectMyCar said that they don't work with other warranty companies. They wouldn't cover anything and that was seven grand out of my pocket. Afterwards my trannie went out. We called it in and they asked 90 million questions. My guy kept trying to call them to get them to cover half of it. They never did and that cost me another $5,300 out of my own pocket.

    When ProtectMyCar sold me the contract on the phone they said they would cover 50%. When I went in to do a alternator and the flywheel I tried to get them to cover it. The cost of that stuff was around $4,400, and I paid about 2,200 bucks so that covered my 50%. I gotta pay them and then they would pay the shop, which was fine. Then, I turned around and found out that the shop charged them less, and my 50% ended up turning into 75% so they only covered 25%. And then that trannie thing happened and I said that enough is enough. I’m gonna get them for consumer fraud.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We will be happy to respond. Remember, a simple reading of your contract will help you understand how valuable the coverage can be and how it works to save you money.
    On the first repair, we saved you 50% of the repair cost, as promised. The coverage does not reduce your cost by 50% and then pay 50% of the reduced balance. We regret that you feel you were entitled to more than was guaranteed to you under the contract.
    As for the engine replacement, it is important to follow the simple requirements of the contract. All we ask is that you contact the claims dept before authorizing a repair. That allows the claims adjuster to work with the shop and save you half the repair cost. Since you elected to purchase the engine on your own, without filing a claim, the coverage was unable to assist you.
    We appreciate your having this coverage and would simply suggest that you call us before you parts price and repairs. You will be surprised how much the professionals at Protect My Car can save you, if you let them.

    Thanks again for your comments.

    Verified purchase
    Claims HandlingPrice

    Reviewed Oct. 24, 2018

    My vehicles are older and I didn’t wanna get into doing a big, expensive, new one so I got an extended warranty from ProtectMyCar. I’ve got two vehicles with them. If the vehicle is worth $3,000 and you have something happened to it, and you have big-ticket item, that would cost you as much as the car. Whereas having that protection allows you to get it fixed, and not to have a major amount of your pocket. The beauty of it is that it allows you to keep the older vehicle rather than have to upgrade to something that is probably just gonna be a money pit. I don’t think the vehicles they’re putting out there are as durable like the older ones.

    The claims process has been easy. It’s just getting your repair shop to work with them. I just let them have the numbers and stuff that they need to check into. Once they take it onboard, it goes real easy. Once the repair shops did their due diligence of calling, it puts a little extra step for repair places to be willing to work with the company. I have another vehicle I need to stick on a warranty to and I definitely like their program and working with them. It works for me and I’m satisfied.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are very pleased to know how much our efforts are helping our policyholders when they need that help.
    Our goal is to give every policy holder good peace of mind. Great rates, towing, rental car benefits, fast claims processing and the personal touch are just some of the ways we help provide that.
    Thanks once again for those great comments. Remember, we are still here to help again when the need arises.

    Please let us know if there is anything we can do to help.

    Verified purchase
    Coverage

    Reviewed Oct. 23, 2018

    My vehicle had no warranty and because of its age, I decided to purchase a contract. I did a little homework and I felt that Protect My Car could possibly be the right fit. Their sales rep was high-pressure but for the most part, that was expected and it wasn’t anything that wasn’t ordinary. There was no room for negotiation with the contract though. But dealing with their reps has always been a decent experience. In the past when I’ve had an issue with my vehicle, I told them what the problem was and the technician called Protect My Car. Protect My Car said they would pay 50% of it and I’d pay 50. The process was convenient and they have always come through. The service provided was more than reasonable. 50% is better than having to pay it all, especially on my high-end vehicle. I feel good that I have something to cover my vehicle.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those comments. We are very glad you chose Protect My Car. With great rates, towing, maintenance and repairs covered, not to mention rental car reimbursement, it just makes sense to get some protection before you vehicle breaks down and leaves you stranded on the side of road.

    Thanks for your comments and for choosing Protect My Car.

    Verified purchase
    Claims HandlingCoverage

    Reviewed Oct. 23, 2018

    The factory warranty was expired, so I decided to get a service contract for my vehicle. Protect My Car was then the cheapest. The previous factory warranty covered more than Protect My Car does as Protect My Car only covers 50%. It would be very impressive if they could cover more than they already are. Nevertheless, I was able to compare, so I have no compliants. Also, when I filed a claim, it went pretty good. It was mostly the dealers who dealt with them and I just signed.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those comments. We do appreciate your choosing Protect My car and we know you'll save a ton of money with the benefits provided by your coverage.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceClaims HandlingCoveragePriceRefunds & Payouts

    Reviewed Oct. 23, 2018

    ProtectMyCar insures certain parts of the engine and a lot of insurance companies don't. I thought it'd be a good idea to have ProtectMyCar and purchasing it was simple. Everything was straightforward and everybody helped out. The reps knew what they were talking about and they were able to answer every question I had, so it's been a good experience. I was on a plan and they upgraded me to another plan which had more coverage and I like the price. It's affordable and fair, so I don't have a problem paying.

    I called them for an oil change, and I was able to utilize the protection program for a couple of things that went wrong with my car. It's simple to file a claim. You just go to get a quote, call ProtectMyCar, let them know what's going on, and what they said. Then, I take my car to the shop, and they call and verify that it's gonna be covered. I pay my portion and they pay what they promised. Everything was smooth. It was what they said and that worked out well. I got the car fixed and I was satisfied and happy. ProtectMyCar is awesome and I love it. I drive a BMW and they get pricey if I was to take care of the maintenance on it alone.

    I feel like everything is gonna be taken care of with my car if anything goes wrong and I'm not worried about anything like I used to. I don't have to spend much out of my pocket anymore the way I used to if something goes wrong with it, so I feel good about that. I've been recommending ProtectMyCar's service to a lot of people. My friend is thinking of protecting his car as well, so I gave him their information and he said he's gonna sign up for something. I've been with ProtectMyCar for a while, and I'm planning on being with them for a good while.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide comments on your experience with Protect My Car. Those were very kind words and we appreciate them very much. We take pride in exercising good judgment by doing the right thing, not just doing things right.
    Thank you, too, for referring folks to us. We will treat them with just as much respect as we do you. Remember, if you referred someone to us who now has a policy we say thank you with a Visa gift card. Please let us know who you have referred so we can thank you this way.

    Thank you once again for your comments. Please let us know if you have any questions or if there is any thing else we can do for you.

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Oct. 22, 2018

    I needed an extended auto warranty and Protect My Car was the first provider to call my phone. Everything was good with the claims process. We had good communication. I was just wondering why I had to give out so much money if I had the warranty. I was also out of a car for two months ‘cause they had to find the motor for my car. But it was fine ‘cause they did what they were supposed to do. It was a great experience and they made me wanna keep my warranty. I wished that I would have kept it, but I didn’t have the money then. So, I’m trying to save up my money now to get my warranty back. I have recommended Protect My Car to other friends.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide comments on your experience with Protect My Car. Those were very kind words and we appreciate them very much. We take pride in exercising good judgment by doing the right thing, not just doing things right.
    Thank you, too, for referring folks to us. We will treat them with just as much respect as we do you. Remember, if you referred someone to us who now has a policy we say thank you with a Visa gift card. Please let us know who you have referred so we can thank you this way

    Thank you once again for your comments. Please let us know if you have any questions or if there is any thing else we can do for you.

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed Oct. 22, 2018

    ProtectMyCar's coverage sounded like a good deal and since I made the purchase, my interactions with them have been really positive. I've filed many claims for every time I went in to get the vehicle worked on, and it had been easy at times but then challenging at others. There was some of the back and forth for the car dealership and it had been a little bit of a hassle a couple of times. But overall, ProtectMyCar is great.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. It really means a lot to us all to know our efforts are really helping give our policyholders good peace of mind.

    Please let us know if you have any questions or if there is anything we can do for you.

    Verified purchase
    CoverageSales & Marketing

    Reviewed Oct. 21, 2018

    Having some extra coverage is convenient and I was willing to take a chance with Protect My Car when I heard it for the first time. I was satisfied with everything and thought Protect My Car was a good deal until I needed a transmission. They had said the coverage was bumper-to-bumper, but they told me that I had to pay a $1200 deductible to get the transmission when the transmission was only $1600. It didn't make sense for me to pay it for the protection if I had to pay for the repairs so I canceled it. I'm an auto mechanic and I want to do all my own work. I went to a Pick-n-Pull and they had half off sales so I got one for $68 and put it in myself. Overall I used their tow services twice, one when the crank starter went out and the other when the transmission of my vehicle went out. The services worked perfectly at both times.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments and the rating. We appreciate it. We understand your point of view. Unfortunately, few people are able to replace a transmission themselves.
    We are glad you chose Protect My Car.

    Thanks again for your review.

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 21, 2018

    If you need auto coverage, Protect My Car is an excellent company. My warranty expired, so I needed a new one and given the price, they were my husband's choice. Compared to the coverage I have on my other car, they're a lot better. It would sound minute but my husband can get oil changes, and I can't with my other warranty. He also had some other work that had to be done, and it didn't seem like there was any problem.

    The reps I worked with were always very nice and knowledgeable, then when we filed a claim, all we did was make a phone call. They told us to take the car to the auto mechanic, have them call Protect My Car, and they would take care of it. In addition, when I speak to their customer service rep, they're very friendly and nice. I just wish they continued in Florida, so I could get the warranty on my other car also. So far, the quality of service has been good and I would recommend them to everyone.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for your kind comments. We make it our mission in life to provide great service and needed help to all policy holders. We are very glad the policy, our staff and our services have been of help to you. Your peace of mind is always our most important goal.

    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Oct. 21, 2018

    To save on the car bills, I purchased a service contract. I tried Protect My Car and I liked it so I stayed with them. The specialist told me everything I needed to know and everything was good when purchasing the warranty. I took my car out for repair and the claims process was very easy. I called them and told them I needed to bring my car to the shop. Then they told me to bring it to the shop, then call them, and then have the shop people call Protect My Car when the shop figures out what the problem is. Protect My Car's customer service rep was excellent and I was happy about how he handled my situation. Having the service contract, I don’t worry about spending a lot of money if I experience a car trouble. The quality of their service is good.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for providing your comments on your experience with Protect My Car. Providing our policy holders with good peace of mind is our most important goal. We are glad to give the help you needed with your repairs and we stand ready to do so again when the need arises. What will never change is our willingness to go the extra mile to help you when you need it.

    As always, if you have any questions, please do not hesitate to let us know. Thank you again for your very encouraging comments.

    Verified purchase
    Claims Handling

    Reviewed Oct. 20, 2018

    My car was getting some mileage on it and I wanted to be safe. I had over 100,000 so it was time to get something to protect myself against major repairs. I got Protect My Car for my Ram truck. Their reps have always been helpful. They sent a book that explained everything out to me. I had a claim for a top end cylinder for my truck, and the mechanic was able to take care of the claim. With Protect My Car, it feels better to know that if something goes wrong, I can get it fixed for 50% off.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those comments. One reason we have had so much success is just what you mentioned. We treat each customer as an individual with individual needs. We know that one size does not fit all. Working with each person to get the right coverage at the right cost and get the repairs done with no hassle really helps give folks good peace of mind.

    Thank you for choosing Protect My Car. Glad to have you.

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed Oct. 20, 2018

    The protection plan that I had from the previous company only covers 50% of the car whereas my protection plan now with Protect My Car has bumper-to-bumper service. They were very professional and friendly. When I had a problem with the car, I took it to the Audi dealership, they got with them on the phone. They figured it all out between the dealership and the warranty company. I didn’t have to get too much involved. Everything was really smooth and very easy. I would recommend it to people.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. Our primary goal is to give every policy holder good peace of mind. Great rates, towing, rental car benefits, fast claims processing and the personal touch are just some of the ways we help provide good peace of mind.

    Thanks once again for those great comments. Remember the best part, too. We are still here to help again when the need arises.

    Verified purchase
    Customer ServiceTechPrice

    Reviewed Oct. 20, 2018

    A little over a year ago, I bought this car that said "'98". It's a Cadillac and I like the car. Protect My Car contacted me, I talked to them on the phone and decided to buy the program. I had some issues and thought Protect My Car might be a good way to keep the car going. I bought the policy in the summer of 2017 and didn't start using it until 2018. Part of it was I wasn't sure how to use it and I'm not that organized, so I didn't really have the paperwork together.

    The car has been having certain issues and my husband's auto mechanic tried to take care of it. I ended up paying $1,200. I drove a couple of miles away and the same thing started happening. I said it was terrible and I couldn't go back there for this car anymore. I tried the Cadillac dealer at the beginning of the year. I paid for the dealer to fix that issue without asking Protect My Car. Then I thought that I bought Protect My Car a few months before and that I should use it. The next time I needed to go in was a couple of months after that.

    I took the car in, the Cadillac dealer came up with the amount and called Protect My Car. Protect My Car then approved most things. Then I paid for half of the repairs and they paid the other half. They helped me get the car back up in shape. I had a window that stopped working and they paid for that to be fixed, which was fantastic. Plus, the stalling thing has not happened at all since. At this point, my car is in good working condition. I also can get three oil changes a year, so I've been trying to do that and ended up getting three within that year. However, the people from the dealership that deal with Protect My Car don't really like those plans too well. They have to call Protect My Car and the guy who has to call is very busy. I'm looking at making it easier on the end of the dealer or whoever the mechanic is so that they will be more open to accepting Protect My Car.

    I'm paying that fee every month and Protect My Car is making me think about maintaining the car rather than just taking it in when something goes wrong. My son said I shouldn't do that and that it would probably gonna cost me about the same amount. But doing it this way, I don't have to put out that big of a chunk, unless I use a service that they don't pay for. Protect My Car is a very good purchase.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Great comments, and we thank you for them. Vehicle maintenance on a regular basis does help prevent unexpected breakdowns and we urge all customers to keep up with regular maintenance. That's one reason your coverage includes free recommended oil changes and tire rotations, in addition to half-off on repairs, towing and road side assistance.
    Thanks for choosing Protect My Car. Please let us know if there is anything we can do to assist you,

    Thanks again for your thoughtful comments.

    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed Oct. 19, 2018

    I liked what I saw at Protect My Car and in my research, their $100 deductible seemed pretty good. Also, they seemed like they cover more while the one I had in the past would cover half of repairs only. I had a couple of calls with Protect My Car's reps, one of them was regarding a payment, and my interactions with them were fairly good. They seemed to work with me a little and were kinda flexible. I've been pleased with them so far. The total cost was about $4,000 and the price could be a little bit better, but if something happens, it's better than spending $4,000 in another vehicle.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those comments. One reason we have had so much success is just what you mentioned. We treat each customer as an individual with individual needs. we know that one size does not fit all. Working with each person to get the right coverage at the right cost and get the repairs done with no hassle really helps give folks good peace of mind.

    Thank you for choosing Protect My Car. Glad to have you.

    Verified purchase
    Claims HandlingCoveragePrice

    Reviewed Oct. 19, 2018

    My warranty went out and I decided to get a new one. I liked that Protect My Car would pay 50% of whatever they could negotiate with the shop, so I went with them. Also, I have a friend that works up here who has been taking care of my car already and I knew that my guy wouldn't cheat me, so Protect My Car's deal was cool and would work for me. When I signed up, I had two cars, a Volvo, which was in good shape, and my Chevrolet. I got rid of the Volvo but I kept the warranty on the other because I still have the Chevrolet. However, I didn't realized that because I had rims on the Chevrolet, they'd only pay 25%. That was a big cut and I didn't know it until I did my first claim.

    At the time, I was wondering how come they were only paying $200 and something and I owed $900. It was a crazy number and I thought the coverage was gonna be 50%. I called them and they said that that deal was for my other car. I don't remember anybody telling me that, so that kinda upset me and I cancelled the warranty because I didn't need the 25% coverage. If my engine would cost $2,000, I would have to come up with $1,600 and that's dumb. I could talk to my shop guy and he could have them good for $1,500.

    Other than that, the people I talked to were great. When I get to them for the warranty thing, everything went pretty good. The price was also very decent. For the two cars, I was only paying 110 bucks a month and when we broke it down to one, I paid only 56 bucks. However, whoever I signed up with should have told me that the aftermarket rims on my Chevrolet would make a difference in the amount they'd pay. I could have put the rims off if that was gonna make the 25% difference. Also, they were saying that the rental car would be for three days only. That sucked because sometimes, repairs would fall on a weekend and if my guy is doing engine work, it took him a week. So, they should at least extend that to a week.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We do tailor make the coverage to accommodate older vehicles with high mileage that simply cannot get coverage elsewhere.

    Thanks again for your comments.

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed Oct. 19, 2018

    I purchased a Mercedes Benz with 61,000 miles on it and the service contract that ProtectMyCar was offering was fitting for me. I pay them $97 a month and if anything happens to my car as far as the engine, transmission, air conditioning, alternator, and laser key goes, it's covered. The only things I'm responsible for are the brakes, tires and tune-ups. I have filed a claim and their claims process is not bad at all. I also take my car to Keeler Mercedes Benz dealer up in Albany and they haven't given me any issues or anything. I pay my deductible which is $100 and they service my car fine.

    The problem I have with ProtectMyCar is the towing company. Their tow service is really crappy. One time, when I first got the policy, the laser key on my car went. With my car, you have to have a flat deck because it has a 4Matic, so it can't just be dragged with a tow truck. The first tow company canceled and so ProtectMyCar had to find another one. When they finally found one, the company took an hour to get to where I was. I waited three hours for my car to be towed to Keeler Motors. Still, ProtectMyCar provides good quality service. I recommend them.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We do regret that you had a long wait for the tow. We use a national towing registry that puts us in touch with the closest towing service available anywhere in the country. Regretfully, there are times when the individual company does not work as well as we want or expect. When that does happen, we correct those issues immediately.

    Thanks again for your comments and for choosing Protect My Car.

    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Oct. 18, 2018

    I have a Ford with 180,000 miles on it and I was able to utilize Protect My Car's benefits for one significant maintenance project that I had last November. It covered a number of items that needed to be updated on the vehicle. Some of them were covered while some were not, but it was able to at least have a good share of items taken care of and compensated by Protect My Car. I also like the number of items covered by Protect My Car, more significantly the cost per month I have set up with them, the overall contract duration and total financing that I’m working at with them over a four-year period. I looked at this before and a lot of people get a lot of calls and marketing for them over the course of time, but I've been able to put together a list of things that are important to me and things that I can against other competitors. I was able to get a good price for the products and services I’m receiving from Protect My Car.

    Protect My Car has a main marketing group and they outsource the claims to a warranty company, Mepco, that handles the claim specifically. All calls regarding questions and process go through them and I made sure I understood it fully before I proceeded with the full maintenance that I had quoted on my vehicle, so I knew exactly what was going to be covered and why some things were not covered. They walked me through the process for filing a claim. I provided the invoice and I had it done in the Ford dealership. Ford knew the process themselves and forwarded the invoice on the work that was qualified for warranty rebates at least 50% of the costs for applicable and qualified repairs, material, and labor. I was able to be educated on it and understood the process at the time.

    I have a monthly amount that I pay for and I am throwing an arbitrary number of $3,000 as the cost of the program. With each qualified parts and repair, they give 50% of it. I would have to pay for Mepco qualified portion of the invoice and have proof that it was paid for, then they would compensate me. They would then send me a check. Once I prove that I paid for my portion, they would pay theirs.

    At one point, I was going to cancel the contract, but Protect My Car came back and renegotiated a lower monthly amount. Nothing changed and they were able to keep me on as a customer. I have an auto draft, so I get a monthly invoice for a draft that occurs and I know when it occurs. I set up exactly when the withdrawal occurs specifically. That works in consent with my paycheck so that it’s withdrawn at an appropriate time during the month. Everything works all good and I don’t have any issues.

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    Protect My Car
    Response from Protect My Car
    Thank you for those comments. It is good to know that our hard work is appreciated by those we help out.
    You should know that Mepco only handles the monthly payment processing for our customers, not claims on repairs. All claims are handled by professional claims adjusters through our sister company.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Oct. 18, 2018

    When I signed up for ProtectMyCar's warranty, their rep never explained the benefits nor how to file claims. However, when my Prius broke down on me, they told me I had to take it to the dealership. I called ProtectMyCar and told them that I wasn't satisfied with their services. Even so, they still call me and tell me that I owe them two payments. Another thing that got me upset was that they took three payments out of my account without permission. I don't want them to bother me anymore because I'm not going to pay any more.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. They were certainly surprising. Although we recommend that you take your vehicle to a dealership, you can choose any licensed repair shop to work on your vehicle.
    Also, we never auto bill without a customers specific authorization. Your account has been auto billed with your permission for the last eight months. You may, of course, change that type of billing anytime you choose.
    You might be interested to know that over the last three repairs the coverage has saved you almost $2,000. That's ten times what you have paid for the coverage. Not a bad deal by any means to pay $200 and save $2,000 in repair costs.

    If you have any questions about billing or claims, or coverage, please call us. We are easy to work with.

    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Oct. 18, 2018

    I got a sales call from ProtectMyCar and was told what their warranty covered, and it was a good deal to me. The guy explained everything and gave me a price that was fair, so I decided to get it for my used car. I like the quality of their service and their coverage is good since they cover regular wear and tear as far as shocks and stress go, which is a big expense.

    I just don’t like how the payment thing goes whenever a claim is filed. I've had one due to my AC and the process took forever. I have had to go back and forth with the shop, deal with adjustors, call and tell them what’s going on and then go to the shop then the shop has to call back. And I'm on hold forever. I've had to make these calls when I'm at work and I can't be on the phone on hold for 15 to 20 minutes. Then whenever I call to make a payment, the hold time would be 30 minutes, and I've called and chosen all the options just to try to get through somebody. Still, having the extended warranty is worth it. At least everything that I know of is fixed and should anything go wrong, I would just take my car in and not worry about it too much if it's gonna cost thousands since ProtectMyCar would cover 50%.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for your kind comments. We make it our mission in life to provide great service and needed help to all policy holders. We are very glad the policy, our staff and our services have been of help to you. Your peace of mind is always our most important goal.

    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed Oct. 17, 2018

    My vehicle is out of warranty. It has over 200,000 miles on it so I got ProtectMyCar for extended warranty. The reps I dealt with are very knowledgeable. I called them to let them know that I was taking my car in and they said the service center would have to call us once they discovered what the problem was. The service center then called them to tell them what the problem was and what the repairs would be. They agree on what the price is and once that happens and the car is repaired. ProtectMyCar will call me for half and I give them my half and they pay the service center the balance of the full amount and I just pick up my car. However, I'm starting to get a leak from my power steering and it may be a hose or maybe the seals and that's not gonna be covered. My car was at 2,000 so there was something ProtectMyCar didn’t cover. But overall, I'm satisfied and pleased with ProtectMyCar.

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    Protect My Car
    Response from Protect My Car

    Thank you for taking time to provide your comments. We appreciate that very much. We are very pleased to have helped you with the recent repair and glad we saved you so much money. That’s what a good policy is supposed to do. We look forward to helping you in the future when you need help. Thank you for choosing Protect My Car.

    Verified purchase

    Reviewed Oct. 17, 2018

    I needed to have a warranty on my car and somebody told me Protect My Car was a good company to go along with. Everybody at the customer support worked with me and talked to me. I was able to understand what I did not understand. On top of that, it was very nice to break it down to me, so I was very pleased with them. Everything went great.

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    Protect My Car
    Response from Protect My Car
    We cannot thank you enough for the great comments. It really means a lot to us all to know our efforts are really helping give our policy holders good peace of mind. We do work very hard to make sure the policy is affordable, and that policyholders get the kind of help they need when they need help.

    Thank you again for your very encouraging comments. Please let us know if you have any questions or if there is anything we can do for you.

    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed Oct. 17, 2018

    Whoever called me from ProtectMyCar really sounded very nice and and I made the purchase because if anything should happen to the car, you could get it repaired. But when I went to get my stuff repaired, I was not happy and I cancelled the policy. But then I thought I would give them a shot. I tried to re-redo it but it was big old deal. So I just went to somebody else and now, all I gotta do is pay $100. If my transmission goes out, I can take my vehicle to a dealership and all my deductible would be is $100. They would pay the rest. They also cover a lot and it only cost me 100 bucks a month for both of my cars. I'm not too satisfied with ProtectMyCar.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that you were unhappy with the coverage and hope that the new company you went with will provide the kind of coverage you were looking for.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Oct. 16, 2018

    When I bought a secondhand vehicle from Scott Honda, they gave the auto maintenance, but later said that I cannot extend with them. I had to search for a new warranty provider and I found ProtectMyCar as a good one. The rep answered all the questions, but nobody came and check for inspection because I had the continuity of the initial maintenance, and it was brilliant.

    My first claim was really small. I called customer care and informed them that a small repair was done and they covered part of the cost. For my second claim, the engine was down and it was a bigger payment. It was a major claim but I didn't receive a good response from ProtectMyCar. I felt very bad, but I fought a lot for it. I ended up spending lot of money and finally sold the car. I did not feel good about ProtectMyCar. I should have went through the terms and conditions clearly before signing up with them.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. we regret that you felt you had a difficult time with the coverage.
    You should know that most companies would deny a claim for an engine replacement when the cause of the event was overheating due to extensive driving without lubricants. Rather than simply deny your overage, we did attempt to assist you with the repair. We can understand your decisions to part with the vehicle rather than spend the money it would have taken to repair it.

    Thank you for your comments.

    Verified purchase
    Customer ServicePrice

    Reviewed Oct. 16, 2018

    Protect My Car helps me pay. They put down half of whatever the cost is to fix the car so it’ll be affordable to me. They've really helped out a lot. It was hard to reach them though. When I tried to call them with the number I had, it didn’t work. Every time it’ll be a different number, which I didn’t like. However, once I got in contact with the right number, they really helped me. They were respectful and talked well. They're true to what they say and I just pay the payment once a month.

    However, I wish that mechanics would accept Protect My Car more. I took the car to the mechanic to find out that the light on my car that didn’t go off needed to be repaired. When I was driving back, the light was off for a day and then the light came back on the next day. It was smoking when I arrived down the street and it was really bad. The mechanic filled the claim out, but we both had a part in it. It was easy. I felt good about the quality of the service. I love Protect My Car and I’m definitely going back to them.

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    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide comments on your experience with Protect My Car. Those were very kind words and we appreciate them very much. We take pride in exercising good judgment by doing the right thing, not just doing things right.

    Thank you once again for your comments. Please let us know if you have any questions or if there is any thing else we can do for you.

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Oct. 16, 2018

    I had an older ’93 model vehicle. Most of the time, when I was coming in, I already had a car that was already needing work. Right away, ProtectMyCar already had a contingency plan set in place that could get me out of the bind, like paying just a quarter of what I have to pay for six years. The vehicle protection specialists took the time and identified themselves properly. When they used any verbiage that I didn’t understand, they took the time to break it down so I wouldn’t be floating through the conversation. Also, their knowledge and expertise were on point. Also their timing on getting the money to the dealer.

    When filing a claim, the first thing I would do is call the platinum card that I had. Then they would prompt me the steps that they needed me to take. It was practically easy. And ProtectMyCar took me under their wings. I had an Impala that needed a $1,600 engine fixed. That one didn't go through cause it was priced at $1,600. If that was priced at $1,200, which I thought it really was, I would have been on the range of the $800, and I would have been paying $800 instead of $1,200. So that's the only thing that stopped that in its track. But I got ProtectMyCar to pay $300 on the diagnostic. Other than that, everything was well in the end.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    We can not thank you enough for the great comments. It really means a lot to us all to know our efforts are really helping give our policy holders good peace of mind. We do work very hard to make sure the policy is affordable, and that policyholders get the kind of help they need when they need help.

    Thank you again for your very encouraging comments. Please let us know if you have any questions or if there is anything we can do for you.

    Verified purchase
    Claims HandlingCoverage

    Reviewed Oct. 15, 2018

    I needed a service contract for my vehicle and Protect My Car was convenient for me. It also helped out with some of the bills that I was paying for my truck. However, one of the claims I had with them had some issues. I was getting the runaround in the beginning, so I was kinda disappointed with that. They were taking their time about getting things done. Also, from what I was told one minute to the next, the process seemed to change up a little bit. That one incident kinda turned me away from them. And at this point, I am ready to drop the policy and look for something better because I felt as though I was being nickel-and-dimed on everything that was happening, which is not a good thing for me. I’m just paying the monthly fee every month until I get it paid off. I wouldn’t advise anybody to get it.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We do regret that the repair took as long as it did to complete. If you will recall, that was due to the aftermath of the hurricane that hurt our area as well as other financial considerations you let us know about. We are glad that we were able to save you over $5,300 over four claims in just the first year of coverage. That imens you kept five times more money in your pocket than you spent on the coverage. We are glad the coverage has worked so well for you.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Oct. 15, 2018

    Getting a service contract for my vehicle was a good idea and yet everybody said it was gonna be a hoax but I proved them wrong. It wasn’t hard to purchase a warranty from Protect My Car. I just gave them the information on my vehicle and they started me up. I put it on autopay because it’s the same amount all the time and I know that that money is coming out every month. I have really been pleased with the work that Protect My Car has done.

    I filed a claim because my car started falling apart, and I didn’t have a problem with their customer service team. I called them up and gave them my number and they talked to me. They said they were gonna call the service place that would be working on my car. The claims process has been really good and easy. I had the people at the service station call and explain what was going on, and then I called Protect My Car to verify that I needed the help and they approved it. I’ve had a few things that aren’t covered, but that was to be expected. Otherwise, Protect My Car’s service is great.

    The last time my car broke down, I should’ve tried the rental service because I was stuck without a vehicle for quite some time. I locked myself out twice and once, the battery wouldn’t start. So, that was three calls within a year, and for the rest of the year, I couldn’t get AAA to help me. But I could’ve called Protect My Car and gotten a tow truck at least out there to get my car off the road. I know that it's available through them, and that is important. I’m disabled, so there are things I can’t do.

    My truck is gonna keep running now but if it won't, I can call and someone will get it fixed right away. I took the car to the repair shop and they did the repairs. The issue has something to do with the computer that once you’ve disconnected the battery, when you reconnect it up, the car won’t run continuously until you do something to the computer to tell it that it’s supposed to keep running. I would start the car and it would just cut off. So, I called and they fixed it right away because it was part of fixing the vehicle.

    My fiancé and I are really happy with Protect My Car's service. He would like to join as well but they said they’re not signing up more people in California at this time. California has such strict laws regarding catalytic converters and they even change the gas for summer, and maybe Protect My Car doesn't like that. Still, I would tell my friends that Protect My Car is a really good program and if they can get signed up, they should. The warranty is very worth the monthly fees that one pays out.

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    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide your comments. We appreciate that very much. We are very pleased to have helped you with the recent repair and we look forward to helping you in the future when you need help.
    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Thanks again for your comments.

    Verified purchase
    Claims HandlingCoveragePunctuality & Speed

    Reviewed Oct. 14, 2018

    ProtectMyCar is a great company and they do exactly what they offer. I was referred to them and when I enrolled, their reps were great. And when I filed a claim, they all worked out pretty quickly and everything went well. The warranty covers everything that I need to be covered and I'm very happy with its cost.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    We cannot thank you enough for the great comments. It really means a lot to us all to know our efforts are really helping give our policy holders good peace of mind. We do work very hard to make sure the policy is affordable, and that policyholders get the kind of help they need when they need help.

    Thank you again for your very encouraging comments. Please let us know if you have any questions or if there is anything we can do for you.

    Verified purchase
    Customer ServiceClaims HandlingPrice

    Reviewed Oct. 14, 2018

    I was trying to keep up the maintenance on the vehicle and ProtectMyCar seemed like a pretty good company. The reps were friendly and professional. I filed a claim over the phone and the rep did a great job. First, I took the car to the shop and they ended up providing those cards that ProtectMyCar sent me. Then the shop called in, and as soon as they received my payment, they did the car immediately.

    ProtectMyCar did a great job. I did exactly what they quoted. They told me, “We would recommend for this type of vehicle with a low mileage,” and they gave me the best service. They could have helped out on the payment arrangements because the cars got behind on that, but I feel protected and I’m protecting my car. Whenever I’m in a better place, I will think about getting them back on board. ProtectMyCar is the place to go.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide comments on your experience with Protect My Car. Those were very kind words and we appreciate them very much. We take pride in exercising good judgment by doing the right thing, not just doing things right.

    Thank you once again for your comments. Please let us know if you have any questions or if there is any thing else we can do for you.

    Verified purchase
    Claims Handling

    Reviewed Oct. 14, 2018

    I wanted protection for my vehicle and ProtectMyCar was the first one that came up when I turned on my computer. I had a good service when I purchased it. Their claims process was difficult though. When I filed a claim for an engine work to my car, some people wouldn’t take the information. Nonetheless, the quality of service was good, especially the last mechanic.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car

    Thank you for taking time to provide your comments. We appreciate that very much. We are very pleased to have helped you with the recent repair and glad we saved you so much money. That’s what a good policy is supposed to do. We look forward to helping you in the future when you need help. Thank you for choosing Protect My Car.

    Verified purchase

    Reviewed Oct. 13, 2018

    I wanted protection for my truck, and I got a warranty from Protect My Car. I had the truck worked on a couple of times and it went smoothly. The process wasn’t bad. The repair shop called in and Protect My Car got the estimate. I had to pay for half of the repairs once they approved the estimate, and then the repair shop did the repairs. Protect My Car has been okay, and I’ll continue with them for now.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are glad you chose Protect My Car. We do work hard each day to earn the trust our customers have in us. We hope you won't hesitate to let us know how we can help or what questions you have. After all, the more you know the better able you will be to protect yourself. we are here to help you do just that.

    Once again, thank you for your comments.

    Verified purchase
    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Oct. 13, 2018

    ProtectMyCar came across at a time when I was looking at renewing my warranty. I needed service and they seemed to give me a good offer. When I filed a claim, I did it with the mechanic. And then, I explained to them what happened. My car apparently misfired and the guy who gave me the deal changed my policy from a $100 deductible to 50% of what the charge is.

    So I ended up with $1,000 coming out of my pocket. But I feel like they didn’t stand up to their words. Cause when I told them I had a financial problem, they were able to switch it from $100 to 50% deductible of whatever the charge is. I thought they were able to switch it back, but because they went the more expensive route, they didn’t wanna do that. You couldn’t put it back to 100$ deductible but you still keep the same monthly payment. It felt like things were more expensive on my side.

    In addition to that, a girl rep was very rude and nasty towards me because I was trying to explain that I cancelled the policy. I was getting rid of the vehicle because things in my financial side were getting kind of expensive. I reported her to a manager but the manager never even called back, even though they had the call recorded. And then, I was told that they have taken care of it but I've never gotten a feedback on still cancelling the policy. When I tried to call back to cancel the policy, every time somebody transferred me over, the call would drop. This went on for two months. Now, they still call my phone. Overall, while they got the job done, ProtectMyCar is full of crap.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are happy to address your concerns.
    Since your car broke down soon after purchasing the coverage, while the grace period was in effect, your claim could not be approved. Had we been made aware of the pre-existing condition, we would have recommended the other coverage initially.

    Instead of simply denying the claim and cancelling the coverage, since we were not made aware of the pre-existing condition, we not only issued the right coverage to you, but discounted the cost to help you financially. We even used the premiums you paid on the first contract to pay for the second contract. Doing that saved you over $1,000 on the repair. Compared to the $225 you spent on the coverage, that was some savings. We are glad that with our assistance you saved so much.

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 12, 2018

    I had a high-mileage vehicle and my warranty had expired, and I couldn't get one for my vehicle. Protect My Car was 65 bucks a month rather than 120 a month, and I thought it might be a nice option. At first, it sounded really good for what it covered. I took it to my mechanic and showed it to him, and he said it sounded like a good deal. Then my car started needing stuff. It was a royal pain trying to get Protect My Car to pay and approve everything. Getting a hold of them wasn't easy and although they approved the claim, when it came time to make the payment, it was a major ordeal.

    The worst thing that did me in was I had gotten stuck on a Friday and because of miscommunication on Protect My Car's end, I was without my vehicle all weekend. That was a major inconvenience. I should have been able to pick my vehicle up Friday at noon. My mechanic had it all ready to go and all they were waiting for was the okay that they were gonna get paid. The next thing I knew, it was 5:00. My shop was closed and I was out without my vehicle all weekend. That was the final straw with me. If they had a question or a discrepancy, they should have called me right then and said, "Let's iron it out."

    Protect My Car's reps would always pass me off to somebody else or to the payment department. I talked to a sales rep, but he couldn't authorize the payment. Somebody else had to authorize it and he said that his boss was gone. It seemed like it was okay for them to draft the money out of my account every month, but when it came time to produce on their end, it wasn't smooth. Part of the reason I used them was that I thought they were seamless and good.

    My mechanic has always filed the claims, but I'd have call Protect My Car to figure out if the claim was approved and what my part of it was. The claim would get approved, but then it was like pulling teeth to get them to call and make a payment. I'd get a yes from them, but then four hours later, my mechanic would call me and ask if Protect My Car was gonna call them. There was a lack of communication on their part and they over-promised and under-delivered. I wouldn't use them again. I would just save my money and prepare it for a rainy day.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those great comments. We appreciate them very much.
    We do work hard to make sure your experience with Protect my Car is a positive one and that the whole process, from choosing the right coverage, to making sure it is comfortable on your budget, to fast and efficient claims service, towing and rental car benefits, gives you great peace of mind.
    For our customers protection, we issue final payment to the shops by credit card immediately upon receipt of the final invoice and approval from our customer. That makes sure the repair has been completed to the customers satisfaction.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceCoverageTechPrice

    Reviewed Oct. 12, 2018

    Protect My Car called me on the telephone soliciting. I told them that my truck has 140,000 miles on it and that there was no way that they were gonna give me a warranty. But they said they would so I took the deal and bought a policy for my 2000 Ford Expedition. They told me I could take the car in wherever I wanted and that the policy was like a health insurance. But when it came time to get it fixed, I had to give Protect My Car $3,000 upfront before they’d give the mechanic any okay to start working on my truck. I’m disabled and I’m on a fixed income, which I told them when I signed up. They should tell people that they have to pay in full before they'll pay the dealer. In the end, I lost my truck because of Protect My Car and that was how great they were for me.

    They said that they'd pay 60% of the bills but they wanted me to pay for the service upfront and wait for six weeks before they'd pay their half. At the time, I wanted to give the mechanic his 2,500 bucks and he would’ve started the work. But Protect My Car wouldn’t let me give the mechanic the money. They said that I had to give it to them. But why should they put it in their bank and get the interest on my money when I could give it to my mechanic and the work would be started? They were just waiting for their part of the money. And when I asked questions, Protect My Car's rep said these things are in the paperwork that they faxed to me.

    I also asked them if they could at least get the mechanic to start on my truck but that didn't happen and the truck was at the mechanic for the 30 days. It ended costing me a fortune and the truck is still broken. It is an older truck and it is expensive to fix if something happens to it. Right now, I stopped paying the warranty because they're not fixing my truck. I just paid them about $500 and got a headache and a bunch of stories from them. When I purchased the warranty, I asked them if I could use Ford parts and they said yes. I also told them that I would never put used parts on my truck. But at the time, they wanted to give me a motor with 190,000 miles on it for $1,600. I told them they were off their bird and that was a lot of miles on it, even for a truck.

    Aside from that, I was willing to pay the full 60% of a $5,000 crate motor and have it put in. It would cost me $1,000 more for them to go with a crate motor but it was stupid not to go for $1,000 more because you got zero miles. But Protect My Car just didn’t wanna ship and didn’t wanna follow through. And if I’m gonna buy a warranty and they would have to use aftermarket parts, I was not gonna do it. I want Ford parts put in my Ford truck.

    Protect My Car needs to be better in selling these policies to people on fixed incomes and disabled like me. They really need to explain how their process works for people my age and not just take our money. They did me no justice and just took me for a ride. I was very dissatisfied with my experience overall. It was horrible and I wouldn’t recommend them to anyone. My nephew works for Mercedes and there are a ton of third party warranty companies out there that I would recommend before Protect My Car. And if anyone would mention them to me, I'd tell them what happened and that they should look at my truck. It looks very unhappy on the side of the house. I’d also tell them that if they wanna throw their money away, they might as well just rip it up because that’d be exactly what Protect My Car would do for them.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. we regret that you feel the coverage did not assist you in the way you wanted it to.
    We do realize that folks on disability and limited income suffer the worst when it comes to expensive car repairs.
    In your case, the original estimate for the repair was over $4,500. The coverage reduced that cost to under $2,300. Since the coverage only cost $240, that was a tremendous savings. We regret that you were unable to afford the balance of the repair cost, let alone the original estimate.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Oct. 12, 2018

    I needed the extra protection in case something happens to my car. I purchased Protect My Car and everything went well at sign up. Their reps were informative, always helpful and available. Their customer service team has always been respectful and helpful too. Recently, I filed a claim over the phone and that process was easy. Everybody doesn’t accept them though. I have to go to a major dealer and I end up still paying a lot more even though I get a discount. The major dealers mark up the total so high. Still, the overall quality of the Protect My Car Service has been great. Since having the warranty, I know that if anything happens to the car, I will be able to have it fixed. They pay 25% and they even provide a loaner car for three days.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. It really means a lot to us all to know our efforts are really helping give our policyholders good peace of mind.

    Please let us know if you have any questions or if there is anything we can do for you.

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 11, 2018

    I wanted to get repairs done on my vehicle and the person who helped me sign up with ProtectMyCar was good. I just wish he would have found a better percentage instead of the 60% that he gave me. When I filed a claim, I had to go to the repair shop and give them the phone number to the claims department. They had to go through it, while I sat and waited almost three weeks before I finally got a response. It took the automobile people enough time to get things approved and then they told me that I got to pay for this and that. And while they would tell you what they've done, it took too long for a decision to be made and we're not happy about it. In the end, we got a little bit more done than what I needed to, but I cancelled a lot of things because this insurance is not enough to pay for the cost of the repairs.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We do understand that repairs are difficult to afford since they are, for the most part, an unexpected expense.
    We also know that vehicles such as yours, with over 25,0000 miles on it, rarely qualify for coverage. we are glad that we are able to help folks with older high mileage vehicles that can'y get help elsewhere.
    we are glad you wee able to save over $750 on the engine replacement. That is over twice the amount the coverage cost you and must have come in handy.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Oct. 11, 2018

    I like Protect My Car. I've had them for a couple of years now and they're covering my Volkswagen CC. When the warranty on the car was running out, I needed to have an extended warranty and Protect My Car offered a lot more than other people. Whatever I asked the reps, they answered my questions. They are very professional. Filing the claim was a smooth transaction as well. The timing chain on the car got broken, so we had to take it to the shop and get it fixed. I had to get two services done on the car and the reps helped and did everything to make that happen. I called and told them what I needed. They told me what they needed from me and I gave it to them. So, not only was the shop able to fix the car, everybody worked together to get it done. Given my experience, I'm getting ready to call them to try to cover my other car.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car

    Thank you very much for those comments. We really appreciate them. We do work hard to make sure that with one phone call you can get towed in, activate rental car benefits and get fast, efficient claims service, all with low monthly premiums tailored to fit your budget. That’s what we call good peace of mind. We are very happy that our company, staff and coverage has given you that. Best of all, we will be here to assist you when you next need help with your vehicle. Thanks again for your comments.

    Verified purchase
    Price

    Reviewed Oct. 10, 2018

    Everything is going well with Protect My Car. I have an SL500 and a Jaguar S-Type R. They're expensive performance cars and the original warranties on them had expired. I wanted them covered, in case they broke down. A while back, I filed a claim for the Jaguar. They did what they had to do and did a good job.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for your kind comments. We make it our mission in life to provide great service and needed help to all policy holders. We are very glad the policy, our staff and our services have been of help to you. Your peace of mind is always our most important goal.

    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechSales & Marketing

    Reviewed Oct. 10, 2018

    Protect My Car didn’t live up to what they were saying. It was all just false advertising. I didn't really care for them because I had a bad experience with them. They told me that they cover certain parts and majority of things that they said they'd cover, they did. However, when I took the car to the shop and they did diagnosis, and I called back to do the claim, all of a sudden, it wasn’t covered.

    Protect My Car's customer service wasn’t friendly. You couldn’t talk to them. I had to be put on hold and go through a change to talk to who I was needing to talk to to try and get answers. I didn't feel like I should have to do all that. And then, they did the same thing to the dealer. Protect My Car told me, "Once you show them that you got the extended warranty, they call the insurance company, and the service writer will explain what’s going on." I tried to do two claims, but they said the second claim wasn’t covered. Then, the claim that was filed wasn't what I brought the car in for. So, the dealer called them. They paid the claims, but I told them, "That’s not benefiting me." I didn’t bring the car for what they diagnosed it with. Also, I was still having the same problem that they said they fixed with the car. So, I ended up getting rid of the car.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thanks for your comments. The reason we transferred your call was to make sure you were able to speak to the right adjuster who was familiar with your claim. We apologize if you felt that was an inconvenience.
    Just to let you know, the first repair to your engine was a covered repair since it involved a mechanical breakdown. That one repair saved you $3,345.00. The second repair to replace a gasket was not covered since your contract only covered mechanical breakdowns, not wear and tear items. Since the total you paid in on the coverage was less than $300, you saved ten times the cost of the coverage on just that one repair.
    Thank you for having tried to coverage. We are very glad you saved so much and it cost you so little.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Oct. 10, 2018

    I had an older vehicle and I was certain it would need some work. I wanted a coverage in case something went out or something happened with the engine or the transmission. After speaking with Protect My Car and several others, I decided that Protect My Car was the best suited for me. There are a couple of other companies that are better with the protection and they give you more for less, but Protect My Car was more convenient. Their rep was able to answer all the questions that I had. He even looked for whatever programs they had going for veterans and for the elderly. He looked to see where he could save me money and that worked for me.

    When I filed a claim, I took my vehicle to the repair shop and they pretty much took it from there. They looked the vehicle over and contacted Protect My Car. They let them know what was going on with the vehicle, got the approval from Protect My Car, and went on with the repair. The claim was for the transmission and Protect My Car covered it. Shortly after replacing the transmission, the repairman saw that the transfer case was going out so they contacted Protect My Car for the transfer case.

    The problem I had with Protect My Car was that we had to work around some issues. They would rather put a junkyard part in it rather than getting the best one. And if you go to a junkyard and pull a part out, you wouldn’t know what’s going on inside that transmission or transfer case. It could have the same amount of problems or close to going out and you may be going through the same process again shortly thereafter. But we were able to work out where the transmission was actually a rebuilt. My father was with another warranty company and they pay for everything that might go wrong. But he pays more and I pay a lot less which I expect I will have to do more battling.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. To let you know, we do not use "junk yard' parts. in fact, we warrant all rebuilt transmissions and other parts for 12 months or 12,000 miles.
    You actually saved over $1,544 on just this one repair. That is more than three times the cost of the coverage saved on just one repair. That says more about the value of this coverage than anything we could say.

    Thanks for your comments and for continuing your coverage with Protect My Car.

    Verified purchase
    Claims HandlingCoverageTechPrice

    Reviewed Oct. 9, 2018

    When I first spoke with the representative from ProtectMyCar, I asked him if the warranty is gonna protect certain things in the car like mechanical stuff. He went out with a bunch of things and he told me, "Take this to protect this. If it doesn’t take you this, it's gonna take you that." The guy was promising and that got me confused. I didn’t understand why the cost was too high on one and too low on another, and they have so many other packages besides the one I chose. I was looking for engine and transmission coverage. They covered one claim for a transmission and it happened three months later after I got the warranty. They covered most of whatever their part was and I covered mine.

    I had a flaky interaction with the representative at first and the moment was like it wasn’t legit. I don’t think I'll go for him anymore after I've been through the claims process because I asked the contractor if I can switch if you have different cars. For whatever reasons, they have a code on how high the mileage is if you own the car. It would’ve helped out to put the coverage in another car, instead of just stopping the warranty, but I don’t think they wanted it that way. They wanted less mileage on a car. Still, submitting a claim was good. Everything went through, including the payment, and everything was good.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. To answer your question, there are different levels of coverage available depending on the age and mileage of your vehicle and other factors. Our agents are trained specifically to find the right coverage and then make it as affordable as possible based on the customer's needs.
    We are very glad the coverage worked out for you and that the repair to your transmission saved you a ton of money.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 9, 2018

    My truck broke down and Protect My Car was the only one I knew about, so I got a service contract from them. But I didn't get any information from the person who sold the contract to me and I had to call Protect My Car directly. Afterwards, they were supposed to send me a package but I never got it, so I ended up talking to another customer service person being that my truck was already broken. I filed a claim for an oil pump and they were able to help me out. They also sent me a couple thousand dollars. Overall, filing a claim with them was pretty easy and it was more a hassle on the dealer's end because they had to call, then I had to call Protect My Car. And after I paid Protect My Car, they'd cover the bill.

    When I tried to get an auto warranty from them, Protect My Car said that their thing was better than others. But I found a warranty for my truck that covered the enhanced power train and all that good stuff. They also gave me a six-year/100,000-mile warranty, so I switched to them. It kinda aggravated me a little bit when I tried to cancel because my account didn’t get cancelled like it was supposed to. But other than that, everything else was great with Protect My Car.

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    Protect My Car
    Response from Protect My Car
    Thank you very much for your kind comments. We make it our mission in life to provide great service and needed help to all policy holders. We are very glad the policy, our staff and our services have been of help to you. Your peace of mind is always our most important goal.

    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Verified purchase
    Claims HandlingCoveragePunctuality & Speed

    Reviewed Oct. 8, 2018

    I had a BMW and knowing how costly fixing that type of car can be, it was best to have some extra insurance on it. Protect My Car knew about my case and handled everything efficiently. I had two different reps. The first guy had gotten fired but the next guy who picked me up was on top of his job. Everything was on time. A hurricane happened in Florida and things had gotten a little misconstrued and switched up in the computer system. The building in Florida wasn't there anymore so I had to wait for a little time for them to let the systems get back up and running and then everything was back up to par.

    I had two claims in at one time on the car and Protect My Car had to go back and re-evaluate the thing that was wrong with the car. I had notified them that I was taking the car to the shop. They told me to have the diagnostic test done to see what was wrong with it and have the shop send them an estimate of what was wrong and what was going on. Then they would fill me in and tell me what they cover and didn't cover. I did that and from that point on, they were on top of it. The quality of service was good and it was up to my satisfaction. They were ready to cut the check when the work was done. Once I paid Protect My Car, they had the money on deck so the shop can receive the payment and go ahead and get everything bundled up. Also, I've referred Protect My Car to others. Three of my friends who also got BMWs and a Maserati purchased their insurance from them.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide your comments. We appreciate that very much. We are very pleased to have helped you with the recent repair and glad we saved you so much money. That’s what a good policy is supposed to do. We look forward to helping you in the future when you need help. Thank you for choosing Protect My Car.

    Thank you, too, for referring folks to us. We will treat them with just as much respect as we do you. Remember, if you referred someone to us who now has a policy we say thank you with a Visa gift card. Please let us know who you have referred so we can thank you this way.

    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed Oct. 8, 2018

    I had a claim with Protect My Car about two years ago when there was something wrong in the wheel of my car. Cavender Auto and Protect My Car agreed on an amount plus my deductible. When my son went to pick my car up, he called me saying that Cavender needed 500 more because they said that the extended warranty didn't cover a certain portion. I know the contract and information because Protect My Car sent the information to us via email to let us know what's going on. I told my son about it and he called back saying that it was already okay. Then I got into some financial difficulties so I was not able to keep the warranty. But now, I have a Protect My Car extended warranty for the second time. We're gonna discuss the price because I didn't have the VIN and the exact mileage on the car. They can check the record and see that there has been nothing wrong with the car. Their price seemed to be a little exorbitant but other than that I'm satisfied.

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    Protect My Car
    Response from Protect My Car
    We do work hard to make sure your experience with Protect my Car is a positive one and that the whole process, from choosing the right coverage, to making sure it is comfortable on your budget, to fast and efficient claims service, towing and rental car benefits, gives you great peace of mind.
    Please let us know if you have any questions or if there is any way we can help.

    Thanks for your comments.

    Verified purchase
    Customer ServiceClaims HandlingCoveragePricePunctuality & Speed

    Reviewed Oct. 8, 2018

    I had cars that were older in year and higher in mileage. I wanted to have some warranty on at least some of the major issues they might have because I can't get that when I have an older car. A rep from ProtectMyCar called me and he was pleasant and informative. I bought a warranty for two of my vehicles and I used it on one of them for a transmission. The claims process was easy and went fairly smooth. It was better than I expected. Everything that the representative told me was accurate, unlike the usual aftermarket warranties that say everything is covered except the problem. There were no surprises and I was well informed of what my coverages were ahead of time, so I was happy with it.

    I took the vehicle in to a mechanic and I gave them the information. I contacted ProtectMyCar for the claim and the mechanic also contacted them and submitted the necessary documentation. Within two days, I was told the cost was gonna be $4000. ProtectMyCar only covers half of the bill so I still had to pay a couple of thousand dollars for my transmission to get rebuilt. Without the insurance, I probably would not have been able to afford to do it and I would not have been able to fix my car. So, the warranty was worth doing.

    While I have to cancel the warranty now because I don't have either one of those cars anymore, I would do it again in a heartbeat. The cost of the warranty is more than reasonable. It runs about $50 a month and it covers some major components. It is worth it if you can afford it. It will cover 50% of the major repairs on the vehicle if something goes back like the engine or the transmission. I would recommend ProtectMyCar to anyone.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide comments on your experience with Protect My Car. Those were very kind words and we appreciate them very much. We take pride in exercising good judgment by doing the right thing, not just doing things right.

    Thank you once again for your comments. Please let us know if you have any questions or if there is any thing else we can do for you.

    Verified purchase
    Claims HandlingPricePunctuality & Speed

    Reviewed Oct. 7, 2018

    ProtectMyCar's reps were very good. I filed a claim the day before and it went smoothly. It was done very fast and I liked their service. But the cost of the warranty was a little bit high and right now, I have a problem with one of my windows. When the motor was replaced, the window was not opening anymore. Then, the mechanic replaced it but they put an aftermarket part and it's not working right. The mechanic said that the insurance didn't approve the original part. They also said that they tried to fix it and put some lubrication, but still when you put the window up, it is very slow. They told me that the aftermarket part is not really good and that it doesn't work as well as the original one. Other than that, ProtectMyCar has a good team and I'd recommend them.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We do warrant the parts for 12 months or 12,000 miles. Anytime you need help or have a question, please just give us a call. Since you are still having trouble with the window motor, we want to make that right. We will be in touch to help out.

    Thanks again for your comments and for choosing Protect My Car.

    Verified purchase
    Claims HandlingCoveragePrice

    Reviewed Oct. 7, 2018

    I've had bad experiences with other auto warranty providers where they didn't cover anything. So I got two warranties for my car, just in case one company didn't cover an issue then the other one would cover. But Protect My Car covered almost everything, and the other provider covered nothing except the air conditioner. So I canceled them and I kept Protect My Car because they helped me out. Even though they only pay half, half is better than nothing.

    I filed a claim for my timing chain and everything worked out fine. The timing chain was expensive, and Protect My Car covered half the cost, which was great. When my transmission went out, I'm thankful I had somebody to pay half because I'm a single mother on disability. Everybody has been polite and willing to help. I'm very happy with Protect My Car.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for your kind comments. We make it our mission in life to provide great service and needed help to all policy holders. We are very glad the policy, our staff and our services have been of help to you. Your peace of mind is always our most important goal.

    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 6, 2018

    Since I purchased Protect My Car’s extended warranty, I feel safe that if something happens and whatever insurance does not cover, they will cover it. They are a good company and the quality of their service got an A in my book. I went with them since they called me first when the warranty on my truck expired. They had personable and understanding reps. They seemed like they cared and it was a good experience. Their customer service was great too. Filing a claim was quick and painless. I did it all over the phone and the claims rep were all good. I got a new engine for the truck and they paid their half.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide your comments. We appreciate that very much. We are very pleased to have helped you with the recent repair and we look forward to helping you in the future when you need help.
    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Oct. 6, 2018

    ProtectMyCar was a good fit for what I had going on. They had the warranty that I wanted and the mileage is what I needed. There's one lady I talked to, Terry, and she was very nice. She helped me out a whole lot. However, I had some troubles at first with a couple of the workers because they were unprofessional. They were not servicing me like I needed and not answering the questions that I needed. They were not getting to the bottom of the problem that I had and Terry called me back and took care of me. The claims process was very simple and I've already turned a couple of my buddies to ProtectMyCar,

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that one of our agents was not as helpful as they should have been and are trained to be. We are also glad that Terry took it upon himself to make things right.

    Thanks for your comments and thank you for choosing Protect My Car.

    Verified purchase

    Reviewed Oct. 5, 2018

    I have a Mercedes and when I bought it, it was about seven-year old. At the time, I would've gotten a warranty right at the very beginning but the place I got it from said they didn't have an aftermarket warranty. So, I went without one for a while. It wasn't until I started doing some searching on the internet and realized that I could actually get one on my Mercedes. I looked it up and found Protect My Car who was highly rated, so I proceeded to get one. The amount that I'm paying per month is totally acceptable for what I was looking to pay and I would totally recommend Protect My Car. I definitely got my money's worth out of it so far.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    We can not thank you enough for the great comments. It really means a lot to us all to know our efforts are really helping give our policy holders good peace of mind. We do work very hard to make sure the policy is affordable, and that policyholders get the kind of help they need when they need help.

    Thank you again for your very encouraging comments. Please let us know if you have any questions or if there is anything we can do for you.

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed Oct. 5, 2018

    I was getting repairs done to my car. ProtectMyCar was the only warranty provider that I knew at the time so I bought a service contract from them and the rep that I dealt with was professional. ProtectMyCar has been good in handling my claims. They don’t really cover electrical components but they cover most mechanics and parts.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for your kind comments. We make it our mission in life to provide great service and needed help to all policy holders. We are very glad the policy, our staff and our services have been of help to you. Your peace of mind is always our most important goal.

    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Verified purchase
    Customer ServiceClaims HandlingCoveragePriceRefunds & Payouts

    Reviewed Oct. 4, 2018

    I've had different warranties before and I wasn’t happy with how things worked with some of them. The first vehicle that I put the warranty on is old and a lot of insurance companies wouldn’t cover it. I like ProtectMyCar better. I purchased their warranty about a year ago. The rep was really nice and his knowledge and expertise were good. He walked me through everything, and, so far, mostly everything he said was true. ProtectMyCar still covered my old vehicle although it’s a different coverage where I pay for half the cost of the work. It’s unlike the other warranties I had, where my car was fully covered, and I only had to pay a deductible and sometimes a little extra. I wish I could get better coverage with ProtectMyCar. But I just deal with what I can get, being that my vehicle is old.

    The process of filing a claim with ProtectMyCar starts when I take my car to the shop. Then the shop figures out what's wrong with my car and I give them the warranty card. Next, they call the warranty company to see if my car is covered and how much would be paid. Later on, they would give me a call and tell me the amount that needs to be paid. After I do that, I pay my debit card now. However, it used to be that I pay my debit card and as soon as I'm paid, they call the shop back and get started.

    On my first claim with ProtectMyCar there was a miscommunication on the price. I went to the shop and the shop quoted me one price. Then the warranty company spoke with them, and they made adjustments on what the warranty would pay versus what the shop wanted. I was confused. It saved the warranty company money versus me, and I thought we were on the same side. But I let that go because they're still helping me pay.

    I've had work done in my car in June, July, and October. Recently, I needed to get service done on it again and the reps helped me very well. They started a new process where I have to sign paperwork before the shop can get the job started. A little thing came to where they email me a contract of how much I had to pay, and I would have to sign and date it. Then I would have to send it back before the shop could get done. I was kind of upset about the new process, especially because I work and it took me a minute to get that done. I also needed the work on the car to get done as soon as possible.

    The cost of ProtectMyCar’s policy is very reasonable. Actually, the vehicle is my dad’s, and I got the warranty for him because he's on a fixed income and so he doesn’t have as much money. I have a second vehicle, which is a truck, and I also have the warranty on it just in case. We've modified the truck and a lot of warranties would not accept the modifications of the vehicle. But ProtectMyCar does. They don’t worry about that, so I like them. I tell people that they need to get this warranty because it helps out, especially if it’s for older cars. I also tell people the stories that I've been through. My dad had $1,500 worth of work done, and I only had to come out $700 out of pocket, which is wonderful. Everything to me was really good. I recommend ProtectMyCar.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those great comments. We appreciate them very much.
    We do work hard to make sure your experience with Protect my Car is a positive one and that the whole process, from choosing the right coverage, to making sure it is comfortable on your budget, to fast and efficient claims service, towing and rental car benefits, gives you great peace of mind.
    Please let us know if you have any questions or if there is any way we can help.

    Thanks again for your comments.

    Verified purchase
    Claims HandlingCoverage

    Reviewed Oct. 4, 2018

    My vehicle was secondhand and I wanted to make sure I had a warranty with it in case anything would go wrong. I went with ProtectMyCar based on what I've seen that they covered and filing a claim wasn’t too difficult. I always call to make sure it's covered. And if you've reviewed it and you know it's gonna be covered before you take it in the shop, once you take it in the shop, the service is good. There was one time that it was in question about the claim being covered though. That was the only time that I encountered having any question mark about what we were claiming based on the situation with the car. I just thank God that I have a good mechanic who could explain. The female mechanic that I had explained it to the best of her ability and her knowing what she was talking about really helped because I proved that the person who was approving it missed the mark. After she explained it to him, we didn’t have any problem.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide comments on your experience with Protect My Car. Those were very kind words and we appreciate them very much. We take pride in exercising good judgment by doing the right thing, not just doing things right.

    Thank you once again for your comments. Please let us know if you have any questions or if there is any thing else we can do for you.

    Customer ServiceCoverage

    Reviewed Oct. 3, 2018

    I Purchased my policy July 5 2018. The representative really sold me stating everything would be covered from the radio to the motor (and everything in between) and I also liked the fact that there were perks with using PMC. When I received the policy Everything was not covered. My vehicle needed an intake manifold so I called to see if it was covered and of course it was not. I decided to cancel the policy. I have tried multiple times to speak with a live person. The recording reminds you of what number caller you are. I called during the day while at work pressing the option to get a call back (well that never happened before leaving work).

    I called back the same day at exactly 5:00 pm. The recording said I was caller number 16. I did not want a call back so I put my phone on speaker and held on until 6:23 pm. Honest to God I held on until 6:23 then got disconnected. Before getting disconnected the recording said I was caller number 7. Can anyone please help me understand how this happened. I am furious. I was misled from the very beginning. The service in the cancellation department is terrible. "Protect My Car" you have to do better! I will never recommend you to anyone I know. I will try again tomorrow and I will also inform everyone I know about my experience.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. Although the manifold was not a covered component under your coverage, we did offer to do a good will repair claim to assist you. The shop you chose, however, did not want to file a claim on your behalf. You chose to stay with tht shop and discontinue your coverage.
    We do apologise for the hold times during busy periods. However, our agents did try to reach you on five separate occasions without success. Although we left messages, we never did hear back from you.

    Thanks again for your comments. We hope you find the help you need on the terms you find acceptable to you.

    Verified purchase
    Claims HandlingPricePunctuality & SpeedRefunds & Payouts

    Reviewed Oct. 3, 2018

    ProtectMyCar is definitely worth it. I purchased a service contract for a used vehicle. This vehicle is for my daughter, who travels back and forth from Florida to Georgia. The protection specialists are all helpful. They answered my questions and got me enrolled fast. Also, the process of submitting the claim was easy. The car was towed to a mechanic's place and from there, everything was handled. I just called and authorized stuff. While all's good, I wish it was cheaper. Still, they stood up on their end of the bargain and I stayed up on my end of the bargain. They paid for half of what they had to pay for.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thanks for those comments. We appreciate your taking your time to provide them. You are right, too. When that first big expensive repair happens, especially on a holiday or on a long trip, and Protect My Car takes care of it for you that is when you know you made a wise choice to protect yourself and your budget.

    Thank you again for those very encouraging comments.

    Verified purchase
    Claims HandlingPrice

    Reviewed Oct. 3, 2018

    My warranty expired and I needed another company to protect my car. ProtectMyCar's premium amount made me decide to go with them. My interactions with their reps were great. They were very helpful and informative. It was a good experience. So far, I have filed claims two times and the process was very easy. However, the service was not so great because they could have negotiated a better deal with the repair company that I had. 50% is my co-pay but what they did was they negotiated the price after I gave my share, after I pay my part. They should have negotiated for the best price before asking for my co-pay. And from that negotiated amount, that is where my part should come in. Nevertheless, they are good overall.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for providing your comments on your experience with Protect My Car. Providing our policy holders with good peace of mind is our most important goal. We are glad to give the help you needed with your repairs and we stand ready to do so again when the need arises. What will never change is our willingness to go the extra mile to help you when you need it.

    As always, if you have any questions, please do not hesitate to let us know. Thank you again for your very encouraging comments.

    Refunds & Payouts

    Reviewed Oct. 2, 2018

    I have been in hospital and 2 nurse homes, for over 3 months, still can't drive. I called early last month and told them to cancel my policy. I can't afford 97.99 each month with all my medicine I am taking. They told me to send them pictures where I have been, nursing homes names and both hospitals showing I was actually there which I did, but never got any money back and last month 97.90 taken out again. You had better not take a thing out this month. I am calling BBB and Attorney General and tell them what's going on.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. Please rest assured you contract has been cancelled and that there will be no further billing on your account. When you spoke to our customer service agent you indicated that your son-in-law may have wanted to continue the coverage. That is why the contract was left open and the last two months were billed. Unfortunately, we did not hear from you or your son-in-law after that call.
    Since it appears from your comments that you want the contract cancelled, we will do so immediately. in addition, we are refunding the last three months premiums. It is the right thing to do.

    Best wishes for a speedy recovery.

    Verified purchase
    CoverageTechPrice

    Reviewed Oct. 2, 2018

    I've had Protect My Car for years and I've submitted quite a few claims. Every now and then, it takes a while to get approval done though. They would decide they want to supply the parts and then I would have to wait for them to ship the parts to the dealer and sometimes, there would be a little lag. I use my truck every day, so that's not always convenient. It could be a little quicker. I don't think I should always have to wait for them to send parts if they can save a few dollars on parts when the dealership can have the part there that day or the next day.

    But other than that, it has been a good experience. The dealership calls them when I submit a claim and get their approval. I would pay my portion before the dealership does any repairs and once the repairs have been made, the dealership sends the bill and they get paid the other half. Protect My Car has paid for what they're supposed to pay for. Their coverage is relatively inexpensive but the cost versus quality is fine.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for providing your comments on your experience with Protect My Car. Providing our policy holders with good peace of mind is our most important goal. We are glad to give the help you needed with your repairs and we stand ready to do so again when the need arises. What will never change is our willingness to go the extra mile to help you when you need it.

    As always, if you have any questions, please do not hesitate to let us know. Thank you again for your very encouraging comments.

    Punctuality & SpeedRefunds & Payouts

    Reviewed Sept. 27, 2018

    I had a terrible experience with this company. They will argue with you the whole time you talk to them. I spoke to 5 people and still didn’t get my bill paid. I got the royal runaround and didn’t get a rent a car to get home which by the way I didn’t get home until 9:30pm when my car broke down at 1:00 that afternoon. The shop couldn’t get to the car until the next day so I was screwed every way possible. It was the worse day of my life!!! They still haven’t paid my bill but they wanted me to pay them before they would pay the shop. Whhaaattt??? What warranty does that?? Cancelling this was just as bad. All they do is argue with you!! You are wrong and they are right. They just don’t keep their side of the contract and I don’t trust this and so should you. Red flag to me. It was nothing but a fight the whole time!!! DON’T GET THIS CONTRACT. These people are scammers out of your money!!!

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that you feel the claims process did not allow you to use both the coverage from this contract and the offer made to you by the shop.
    The simple fact is, having paid only $78.99 for the coverage, you could have saved $391.24 on just your first repair, less than two months after getting the coverage. Not a bad deal by any means.
    We regret that you feel our agents were arguing with you. The review of the calls suggests they offered any number of ways to assist you. The bottom line was that you simply could not afford the balance of the repair cost after the 50% reduction in that cost provided by the coverage.
    We can only provide those savings (50% off on mechanical repairs) by assuring the shop payment in full at the time the work is completed. That is why the contract calls for you to pay your share of the cost to the claims administrator. We then pay the shop once we are satisfied the work was completed satisfactorily.
    While you may not be familiar with the concept, this coverage saves thousands of dollars to thousands of customers all the time. Most people are extremely happy to have their repair costs cut in have bhy this very low cost coverage.

    Thank you again for our comments.

    Customer Service

    Reviewed Sept. 4, 2018

    My experience with Protect My Car so far has been to say the least horrible. I needed repairs done to my vehicle. So I called to inform them that I needed repairs and see what was covered. My girlfriend called also and after calling 4 times with 10 to 20 minute hold times. I was undone and furious. I then called to cancel my policy and still couldn't get a hold of no one so I simply left a message for them to cancel my policy. Then a month later they are still taking money out my account. Finally had to call Melco. And got in contact through them after another 10 minute hold. Spoke to an agent and decided to give them another shot. However after reading these reviews. I think I've decided to cancel again. So many of us are having the same issues. Don't think PMC is trustworthy at all.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We do apologize if you called during peak calling times and experienced a long hold time. We have nearly doubled the number of contract holders in the last few months and have been busy hiring and training support personnel to handle the increased business. That will definitely help lower the hold times and give our customers the expedited assistance they expect and deserve.
    Our agents speak to hundreds of customers dailey. They never rush but, instead, take whatever time is required to make sure that each customer receives the best service possible. That is what builds the trust you'll see expressed in the comments on our company. We are always grateful for those comments.
    While most people find a 5-10 minute hold time is well worth saving hundreds of dollars on car repairs, we understand that not everyone agrees. We do apologize for the inconvenience you experienced.

    Thanks again for your comments.

    Customer Service

    Reviewed Aug. 24, 2018

    I joined PMC. 08/11/2018 My sales person was Anthony **. The same day I used PMC service using the towing service, omg, it was very bad - 30 min lead to 6 hrs but when I called to make a complaint I was saved by Chaz ** who totally impressed me how he went about it. He totally change my mind because I called to cancel. Chaz, all I want to say is that you are very professional and I was unprofessional. You listen to what I had to say and took matters into your hand, made a bad situation into a good one. Thank you, Chaz ** and Anthony **. I give you both 5 and beyond. Thank you. 0/24/2018.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. It is very important to everyone here at Protect My Car that we provide the most professional service possible. We want to end each day knowing we have helped a lot of people with vehicles problems that could have ruined not just their day but their budget for months to come. It means a lot to get comments from our policyholders that let us know we are doing just that.

    Thanks again for your comments.

    Customer ServiceClaims Handling

    Reviewed June 29, 2018

    I called to cancel my service with them due to the uncertainty of their services. I also just lost my job and couldn't really afford 103.00 a month. I spoke with Laura and she was awesome. Put me at ease and actually was able to help lower my payments and as a thank you for staying she gave me 250.00 extra reward points which I'm still not too sure how to use but I will figure it out. I haven't use the services yet so IDK how easy it is the put through a claim but I'm excited to find out.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments and for being a valued customer of Protect My Car. We know that having a car problem on top of financial problems can be devastating. That's one reason we work so hard to make the coverage affordable.
    We are very glad we were able to put your mind at ease. That's what we are here for.

    Thanks again for your comments.

    Tech

    Reviewed June 28, 2018

    THE PLAN STATES THAT THE NEGOTIATOR WILL GET THE PRICE DISCOUNTED AND YOU WILL ONLY HAVE TO PAY 50% OF THE DISCOUNTED amount on your car repair. The agent I spoke with on 06/27 told me that the company gets to keep the difference of any of the negotiated savings. My estimate from the dealer was $2900 and Protect My Car got the repairs negotiated down to $2200 but still had me pay $1450 instead of $1100 per what the manual states the program would pay. Not happy and I give them 2 stars and that's one too many.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are happy to help you understand your coverage a little better. Your coverage guarantees that you pay only 50% of the original estimate of the covered repair. That savings comes from reducing labor and part costs and paying any difference.
    In your case, you saved 50% of the original estimate, $ 1,450.00. Those savings were just on one repair, so on just that one repair you saved four times the amount of premiums you paid for the coverage. Frankly, we would give you five stars for choosing a program that costs so little and saves so much. We hope that on reflection you will agree you made a good choice.

    Thanks again for your comments.

    Customer Service

    Reviewed June 22, 2018

    Signed up yesterday. Was suppose to get an email. Never did. I called today to see what I needed to do to use one of my oil changes tomorrow. I was on hold for over 10min. I had to hang up, called back little later and was on hold for another 10 min. This isn't going to work if I cannot speak to someone on the phone. I also should never have to wait over 20 min to get a rep on the phone. If I was brokedown roadside I would be beyond mad. Next call will be to cancel my service.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We do regret the ten minute hold time you experienced on that one occasion. We strive to provide quick and efficient claims service and apologize that on this one occasion we fell short of that goal. We do appreciate your deciding to continue with this valuable coverage and appreciate your continuing trust in Protect My Car.

    Thanks again for your comments.

    Conner increased rating by 4 stars.
    Customer ServiceRefunds & Payouts
    After a positive interaction with Protect My Car, Conner increased their star rating.

    Original Review: June 20, 2018

    I got the Protect My Car because at the time I could afford it. Now I am having to cut my money majorly and so I sent the cancellation form in on the 7th of June and still had over a week for it to get there and be processed. So not worrying about it since they were fairly okay to deal with, I went about my business until I went to pay a bill and realized not only was I missing 92.99 I was not refunded the $25 I was promised if I canceled within 30 days. I called to speak to a representative and had to wait for a very long time, then was told that they had not received my letter? Why I do not know. I send letters all the time and never once have a problem with someone receiving my payments. So why this is a sudden issue is beyond me.

    I talked to Jeremiah who said he would look for it then contact me. I had to call back and when I tried to get someone to transfer me to him like before I was told they couldn't do that. I am now yet again sitting on the phone going on 30 minutes and still have not reached him. I want my 92.99 back as well as my $25 down payment. It is not my fault that they can't find the letter. I was going to start a contract again later on once my finances were in order but now I do not wish to anymore and I am ready to speak to a supervisor as well as dispute this with my bank as well. Would have recommended until this happened.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that you feel you were not dealt with fairly. As we did not receive your letter cancelling the contract, and since you did not follow up with a phone call before you were billed the monthly premium the coverage stayed in force until you called us to cancel the contract.
    Your payment has been refunded to your account.

    Thank you for trying the coverage. We look forward to assisting you in the future when your finances permit.

    Customer ServiceCoverageSales & MarketingPricePunctuality & Speed

    Reviewed June 3, 2018

    Okay guys, so I'm going to give them 2 stars, because in the end, I truly think they were trying to get it resolved for me. But let me tell you, I'd gotten to the point where I was so angry, I'd begged the rep at Ford (you know the guys who are in the little booths when you pull up, the ones who write you up?? That guy.) to ask if he could take 10 minutes off so we could duke it out in the back. And 20 minutes later, I'd started to actually cry due to anger and due to not being able to smash someone's face in, which was ABSOLUTELY WARRANTED. Not a violent guy but hey, when ALL ELSE fails, literally, what are you left with?

    Let's say you contact the police? Here in Palm Beach, they're evil and COMPLETELY USELESS SOBs anyway and they would have referred to it as a civil matter, which was technically correct. But not until they'd had my arms and legs sprawled out on the hood, my walled out and my ID being run for hopefully something to get me on. Never happen jerkies, I'm clean! So going back to my story, how else do you gain that respect back when you've been ** to the point I was? Do you know how angry and frustrated one has to be to cry out of such anger as well as beg the guy to take off his work outfit just so one could get a few hard knocks in? I just wanted to smash the crap outta someone's body, that's how angry they'd ALL gotten me. Ford included. So it's not all the fault of Protect My Car, it was both parties.

    And of course, they both went back and forth in blame, which is a classic "don't look at me!", 'point the finger' type of bs. Nonsense people, nonsense. So I will explain, you be the judge. In the end, I was left with 1 choice really... buy a new car. I'd spent almost 1k on a rental car for 3 weeks, which was supposed to take 1 week, and when I went to pick up my car, the balance due was way more than expected, so my only choice was to scrap it and buy a new truck. Which is what I wish I'd done from day one, after all that had happened. So here is the story...

    I'd gotten the sales call just after my AWESOME Ford warranty expired. I still get these calls by the way, not just from them but other insurance companies. SUPER AGGRAVATING SO IF YOU'RE READING THIS INSURANCE COMPANIES, PISS OFF! I know they're not reading this or never going to stop but hey, worth the shot. (Ever notice how they all call from different numbers too? You block one, the same place calls back next week from another number. Argh!! STOP FRIGGIN' CALLING ME!!) The guy who sold me the plan said it was just like my extended Ford policy, which obviously it was not. When my truck needed something, Ford was all over it. It cost nothing OR after 100k miles, it was only $100 for almost ANYTHING. No questions asked, it was covered. Protect My Car claimed that it was 'bumper to bumper' coverage, not so.

    Since enrolling, I'd only used them 1x for a window repair, and it worked out just fine. I'd paid into them for 2 years, $65 a month plus a downpayment. You do the math. About $1500, no big deal if your claim is covered, right? It was time to really use them for what I'd purchased the policy for. I'd gone in with about 7 things that needed repair. Oil leak, air conditioning blower had broke, a few other small things but enough to be aggravating. Then the transmission went out one day. Suddenly. So I dropped the car off and was told that none of it, except the transmission would be repaired. Fine, whatever. I rent a car, figuring I'd need it for a week. It was $30 a day plus $20 for the insurance. I knew I shouldn't have gotten the extra collision insurance, but you know how that works... if I didn't, some idiot would have smashed into me and caused me even more problems. So 3 weeks at $50 a day.

    In the end, Protect My Car covered $210 or 7 days at $30. So here's what happens. Day after day passes, no transmission. They're trying to first get the claim approved. That took a week. Then they needed to find a used transmission. That took a couple of days and then when they'd finally found one, they'd sent it out (it was a 3rd party according to them.) but it'd gotten lost. So day after day passes and I'm paying for this stupid rental car and their answer is, "we're not sure where the transmission is, no-one has any information on where it disappeared to. No tracking number either, sorry." Huh? No tracking? How the heck does a transmission get lost? It's not a freakin envelope guys!!! So we waited and waited and after about a week, it did show up suddenly at Ford. Great!

    So Ford contacts me, tells me it'll be done in 2 or so days. I go to pick it up and this is where it gets really fun... oh yeah. So there is an additional $500+ that I'm supposed to pay. What happened to the $100 deductible? Nah, doesn't exist. You're supposed to cover the tranny fluid, the hours it took for this, a little charge here, that whatever. They get you for little stuff. And on top of it, which is what got me so angry with Ford, Ford was trying to charge me for the time it took to confirm that the things I told them needed repair, did in fact need repair. So let me get this straight... I bring my truck in and tell you that I need a new window. You're going to then charge me to have your mechanic look at the window only to come back and tell me that I was correct, that I do in fact need a new window? WTF?? Really? Nice racket that is, eh? Thanks for charging me for what I'd already told you needed repair.

    Maybe I outta get a job there, when a customer comes in, they can tell me what's wrong with their car, I can confirm it and they can pay me to confirm what they'd just told me. LOL. The manager got involved at that point and removed all the extra bs costs, she was great, absolutely great! This is the manager at the West Palm Beach Ford off Okeechobee, just a great person, helpful beyond belief. And it's a good thing she was there because someone was gonna get a good lickin' if she wasn't. It was the manager that stopped the rep from going out back with me. We were just about to go and she stepped in. I actually tried to contact her 2x after that but every time I stopped by, she wasn't there. I wanted to write a letter to Ford for her excellent problem solving skills, which is what anyone should do who is helped out by someone like her.

    It's only the right thing to do and remember, folks like her do more for us when rewarded like that. So please people, if ever put in that position, even if it's something small, write a nice email or handwritten letter to their boss. Anyway, so I was standing there with a $1000 car rental bill, they wanted another $550 or so, the money I'd paid for the 2 years at $65 a month and the down payment. Was it worth it? HELL NO! The transmission, if I'd done it myself through Ford or someone else, would have been about $750 for a used transmission, $500 for the install, maybe a bit more and I'd had my truck back in 3 or so days, 5 max. You do the math.

    Anyway, I'm standing here thinking, do I just turn my truck in at this point for a new one? Do I smash someone in the mouth for lying to me and ultimately screwing me over big time? Do I pay the $550 and go home and bang my head into the wall for an hour till I give myself a lobotomy? What do I do? I'm stuck... Just stuck. And stuck w/o a car!!! Good thing my dad isn't someone like John Gotti, who knows what I'd had done. It stinks when people put you in a position like that, you're just stuck and feel like you've been really taken advantage of. Now, part of this is my fault. Did I read the contract from Protect My Car at all? NOPE! Did I have someone else go over it before I signed up? NOPE! So yes, they're not the only ones at fault. I was a part of this too. But that doesn't change the fact that I'm standing there with no car and owe them over $500 plus $1000 for the rental.

    In the end, the manager, the rep and a Protect My Car rep got on the phone, each of them started absorbing losses here and there to get my payment back to the $100 that it was supposed to be. So in the end, I did get my car, I only paid the $100, the manager at Ford and the rep ended up being extremely helpful and the guy who helped me out at Protect My Car was also great. So thank you. The problem is this guys... we all need to read the fine print. We also need to ask these sales bozos more questions and if something doesn't seem right, READ THAT DARN CONTRACT!!! Don't sign until you get a copy of the contract, in any situation. Problem is, they're lengthy and whose got the time?

    In the end, it's the sales bozo who deserves a lot of the blame. They're sales guys, their job is the close the sale. So while I can't blame him fully, I do ask them this (and anyone who is in a similar situation). If you're too stupid to become an engineer, doctor, start your own business or become pres. of the US, yet you're in a position where you need to put food on the table for your family, don't sell your soul. You know what you're doing is crappy. If you're selling a crappy policy to people day in and day out, go back to school, learn a trade, spend your free time learning a skill, do whatever it takes to make YOU a better person, so that you're not stuck at some crappy job selling bs to unsuspecting folks. Again, I take a good part of the blame.

    Sure, it would have been nice if they didn't lose the transmission for a week but that doesn't answer why the sales guy sold me a bunch of bs! For example, one of the things he says is, 'we'll cover the rental car should you need it.' Nope! They'll cover 1 week at a max of $30 a day, which is FINE, I get it, you're a company and ultimately your goal is to MAKE MONEY!!! I'm fine with that, God bless capitalism but if your product is in fact good enough to sell itself without the hidden bs, why lie? So in the end, there were some good, caring helpful folks but it should have never, ever gotten to that point in the first place! Anyway, enough of my rambling, that was my story. The irony of it all -I'm now looking to buy a new truck.

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    Protect My Car
    Response from Protect My Car

    Interesting experience. Thank you for sharing

    Verified purchase
    Customer Service

    Reviewed May 22, 2018

    Salesperson told me we would receive $100 gift card in the mail each month we could use on Amazon or at other stores and restaurants. This was the main reason we signed up both our cars instead of just one. Never got any cards or emails about this. Calling PMC, they tell me it's just a website that offers discounts, and they're all very weak - like 10% off a $100 gift card. The core service seems good so far, but not nearly as good of a deal as they claimed it was on the sales call.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. The discount rewards program does help discount the costs of everyday purchases. That rewards program is an added benefit, but not the main focus of the coverage we provide. For a small down payment and very reasonable monthly premiums, customers receive a wide range of benefits.
    Ambassador policies provide important benefits including free oil changes, free tire rotations and a significant reduction in repair costs, anywhere up to 50% of the original estimate of repair costs. They also come with towing, and 24/7 roadside assistance and rental car benefits.

    Thanks again for your comments.

    Reviewed May 20, 2018

    Replaced my original transmission that only lost reverse with a used transmission... Needless to say six months down the road the transmission was shot and I guess somehow the autopay failed and I owed them money to catch up my balance and I was told that I'd have to wait one month and the policy would be reinstated and it would be fixed only to be told once the month had passed that the truck had to have another thousand miles drive on it before they would repair it. Well the truck has a transmission that they sent to Ford that went completely out. Now it's been over a year. My truck is still broke. I'm on disability they knew that and that my income was limited and I got the policy due to my limited budget. These people took advantage of me and I will bad mouth this company until the day I die!!!

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that you feel the coverage is not assisting you. Our records show that you purchased the coverage for your 2007 F-150 with 121,000 miles on it in April, 2016. The coverage replaced your transmission in November, 2016, saving you over $4,000. It was at that point that you quit paying your premiums. Despite our attempts to contact you about the premiums, we did not hear from you again until June, 2017, when you asked about reactivating your coverage.
    Our agent allowed you to reactivate your contract at your much lower old rate rather than the higher rate a new policy would have cost you. You were advised that the coverage would not cover pre-existing conditions and would cover no breakdowns during the waiting period of 30 days and 1,000 miles. Despite this, you agreed to the coverage and paid the outstanding premiums to date.
    ALthough, as we told you at the time, the coverage could not help with the transmission, the coverage certainly could have helped with so many other repairs that could go wrong with a vehicle with the years and miles yours has. No policy, no matter who issues it, will cover pre-existing conditions and that was made clear at the time you reactivated the coverage that was seven months in arrears.
    This coverage saved you $3,500 more in claims paid out than you paid in premiums. Had you kept up the premiums it would have saved you the cost of the transmission repair. Those are two pretty good arguments for having the coverage and not waiting until you have a breakdown to catch up on past due premiums.

    Thanks again for your comments.

    Verified purchase
    Customer ServiceCoverage

    Reviewed May 15, 2018

    My father (Albert) is 85 years old & his memory is deteriorating. Someone from Protect My Car sold my 85 years old father is farce of a contract in January 2018 and I wasn't contacting concerning the maintenance agreement contract until May 14, 2018. I was contacted by Veronica ** and she sent me a Welcome Letter and purchase agreement. That was the FIRST RED FLAG. Since contract was purchase in Jan 2018 WHY did the customer service department wait UNTIL MAY 2018 to contact me?

    I read the contract and it only covers (3) oem oil changes and (2) tire rotations for $2732. What a joke! I called customer service and asked specifically what is covered and how come covered items not listed anywhere in the contract. I was told "WE DON'T LIST COVERED ITEMS IN OUR CONTRACTS!" I asked why not??? I never got a good answer. But what is not covered is spelled out very clearly. What's covered is supposed to listed on a registration page. The registration page consists of contract holder info, seller info, vehicle info, and ambassador elite contract info but no items are listed under what is covered. Basically my father (Albert) is at the mercy of Protect My Car. It bugs me when anyone including companies take advantage of senior citizens. This contract is crap!!

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    Protect My Car
    Response from Protect My Car
    ( Response to your additional comments)
    Thank you for your recent comments. We are happy to help you understand the coverage a little better so you can decide what is best for your situation.
    First, there are literally hundreds of parts in a typical automobile. Listing each part would make the contract encyclopedia thick. What the contract says is that you cost of repair of ANY mechanical breakdown is covered. Mechanical breakdowns do not include wear and tear, like tires, brake pads, fluid flushes, wiper blades, or things that are intended to wear out over time. Mechanical breakdowns, for example, include breakdowns of your engine, transmission, A/C, alternator, master cylinder, and other components that stop working because they broke down. That is different than tune-ups, broken windshields and worn out tires. Those situations resulted from accidents, or normal wear and tear or regular maintenance. (The difference is, you can see most of that coming, but cannot predict when your vehicle will breakdown).
    ANY time you have a problem with your vehicle, call us. We will give you straight up answers.
    In addition to a 50% discount on mechanical repairs, the coverage pays for oil changes, tire rotations and roadside assistance and towing.
    Second, you decide which shop to take your vehicle to. As long as it is a licensed facility, you can get coverage there. Dealerships, Pep Boys, and licensed independent shops are all ok (Just to name a few). if you choose to do your own oil changes, save the receipts for the purchase of the oil and filter and call us. We can reimburse you. If you have any question about the shop you choose, call us. We will call them to make sure they are licensed and able to do a proper repair (as opposed to a "shade tree" mechanic who is not licensed and cannot offer you any warranty or guarantee on their work). If your shop chooses not to accept coverage, beware of that. They may not want a professional adjuster asking about questionable repairs. Any reputable shop will be happy to accept the coverage because we pay them right over the phone with a corporate credit card.
    When you can, make a list of the questions you have and call our customer service team. We will be happy to go into greater detail.
    Thanks again for your questions and comments. We appreciate it very much.
    (Original Response to your comments)
    Thank you for your comments. We are happy to respond. We regret that you feel your father was taken advantage of due to his condition. That is not what we do and not what we have ever done in over 12 years of providing needed coverage to vehicle owners.
    The first we were informed of his condition was your call to our customer service department in May. We would have been happy to discuss your father's situation at any time from January to May had you called to let us know of his condition.That's why we sent you the policy and payment agreement in May, after sending both to your father in January.
    As far as the value of the policy, it clearly states that your father will receive 50% of on all mechanical repairs. He'll get 3 oil changes and 2 tire rotations each year and roadside assistance, even rental car reimbursements. Since your father's vehicle is over 15 years old, with over 130,000 miles on it, repairs and breakdowns are very likely to occur.
    If he is still driving, despite his condition, we are sure you will not want him stuck on the side of the road after a breakdown without any help.
    Before you dismiss the coverage, take a minute to review the benefits and the very low cost of the coverage (it's actually a month to month policy and the total cost over 5 years is what you put in your comments. That is simply the cost if he keeps the coverage that long).

    Please call us to ask these questions so we can let you know how the policy actually works. Whether you choose to keep it will be yours and your father's decision. But get the facts first.

    Verified purchase
    Customer ServiceClaims HandlingPrice

    Reviewed May 12, 2018

    Please NEVER use Protect My Car! My experience with processing a claim has been one of the worst experiences. In speaking with employees of Protect My Car they ALL give you a different explanation in the “What’s next process”. My latest incident! My mechanic initial invoice was $1,703.61 which I was required to pay 50% to PMC even before the work began. Which I totally disagree with! This made no sense to me!

    According to the letter that was sent when I signed up, and it states: Once they’ve finished, you’ll pay us for the repair and we will provide you a receipt with your savings included. Apparently PMC were able to get a better price for me. After all they are in MY corner. The final charges on my repairs came to $1,488.11. So, I did my math! If, 50% of $1,703.61 is $851.58 which I paid and 50% of $1,488.11 is $744.05 then, it would leave a difference of $107.53 and being an Ambassador Plan Member, PMC was able to save me money, RIGHT? NO! Not for this member.

    According to the same letter mentioned above, it states: Being an Ambassador Plan Member puts a licensed mechanic in your corner for a change. IF the price for your repair are too high, your Ambassador Plan Advisor will get you a better price, period. You would think GREAT right?! NO! Great for PMC, not for you! I spoke with Dillon and he had the nerve to tell me, "We don't owe you any money!" I agreed to the $1,703.61 and if they did NOT negotiate to get a lower price, I would have had to pay the $851.58 plus the difference of what the facility charged. I told Dillon, that was a bunch of hog wash!

    If when the mechanic submitted the initial invoice was too high, then PMC was supposed to negotiate at that time to get me a lower quote! PERIOD! I told him, as a customer of PMC, I am paying PMC to have my best interest in place. You are being paid to negotiate the best price possible. After all that is what your letter states! I then, asked to speak with a supervisor. His response to me was, "The supervisor is going to tell you the same thing I told you!" I told him that it was unprofessional to tell me what a supervisor is going to tell a customer! I would NEVER recommend PMC to my family or friends! PERIOD!

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We are happy to respond to give you a better understanding of your coverage.
    You are correct. The coverage reduces your repair cost by 50% of the original estimate. That's why you only had to pay $851.58 on a repair the shop estimated at over $1,700. That reduction is made possible by negotiating repair costs (which lowered the original estimate by $215) and making up the difference in cash.
    We hope that upon reflection you will agree that paying $850, rather than having to pay $1,700, makes a lot of sense.
    The bottom line is that you saved more than $850 off their original estimate. That is more that twice what you paid in policy premiums on just this one repair. That does not even include the savings on oil changes, road side assistance and rental car reimbursements available without additional cost through the coverage.

    We are glad the policy worked so well for you. If you have any questions, of course, please let us know.

    Customer Service

    Reviewed April 24, 2018

    My in laws have been telling us how much they like Protect My Car for about a year now. I finally decided to call them last month and I can totally understand why my in laws speak so highly of them. The agent I spoke with was so knowledgeable and patient. She did not rush me off the phone. She answered all my questions and helped me find a warranty that worked best for my needs and budget. I am so happy I finally decided to sign up. I wish I had signed up sooner.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for your kind comments. We make it our mission in life to provide great service and needed help to all policy holders. We are very glad the policy, our staff and our services have been of help to you. Your peace of mind is always our most important goal.

    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Customer ServicePrice

    Reviewed April 24, 2018

    I did a lot of research on extended warranty companies recently and I decided to go with Protect My Car. They had the best benefits for the cheapest price. One of the benefits happens to be free oil changes, which I took my car in for the other day. It is so nice having one less expense to worry about for my car. They also have wonderful customer service. Every time I have called Protect My Car every representative has been so sweet and helpful.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those great comments. We appreciate them very much.
    We do work hard to make sure your experience with Protect my Car is a positive one and that the whole process, from choosing the right coverage, to making sure it is comfortable on your budget, to fast and efficient claims service, towing and rental car benefits, gives you great peace of mind.
    Please let us know if you have any questions or if there is any way we can help.

    Thanks again for your comments.

    Customer Service

    Reviewed April 21, 2018

    I have been a loyal customer with Protect My Car for two years now. They have the best customer service around. They have always been so helpful and efficient. I recommend them to all my friends and family.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you so very much for your comments.
    Our primary goal is to give every policy holder good peace of mind. Great rates, towing, rental car benefits, fast claims processing and the personal touch are just some of the ways we help provide good peace of mind.
    Thanks once again for your comments. Remember the best part, too. We are still here to help again when the need arises.

    Thank you for choosing Protect My Car.

    Reviewed April 21, 2018

    I called into Protect My Car yesterday to check on the claim with my car and spoke with Mary. She was so helpful and pleasant to speak with. She really explained to me the process and what to expect from the mechanic. Every time I have had car issues Protect My Car has always been so helpful.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your wonderful comments. We have shared those comments with all our departments to let them know how much their efforts are helping our policyholders when they need that help.
    Our goal is to give every policy holder good peace of mind. Great rates, towing, rental car benefits, fast claims processing and the personal touch are just some of the ways we help provide that.
    Thanks once again for those great comments. Remember, we are still here to help again when the need arises.

    Please let us know if there is anything we can do to help.

    Tech

    Reviewed April 21, 2018

    Protect My Car has been working seemly with the dealership to repair my Accord. They have made this process so stress free for me. I work long hours and I do not have time to stay on top of every little detail of my car but the agent with Protect My Car has been wonderful. The warranty plan I have is definitely worth the money I have spent on it. Not only have they saved me money but they have saved me my time which is worth even more to me.

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    Protect My Car
    Response from Protect My Car
    Thank you for your comments. It really means a lot to us all to know our efforts are really helping give our policy holders good peace of mind.
    Great point, too. You never really know when a major breakdown will happen. It just makes sense to protect yourself before it does.

    Please let us know if you have any questions or if there is anything we can do for you.

    Customer Service

    Reviewed April 21, 2018

    I have had a lot of car warranty companies call me lately but Protect My Car was the only one that I did not want to hang up on when I spoke to them. The representative was courteous, respectful and very knowledgeable about their benefits. She answered all my questions and signed me up for a plan that meets all my needs. I look forward to the benefits I have with Protect My Car.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. It really means a lot to us all to know our efforts are really helping give our policy holders good peace of mind.

    Please let us know if you have any questions or if there is anything we can do for you.

    Claims HandlingCoverage

    Reviewed April 20, 2018

    When I purchased my car my dad told me I should get a warranty with Protect My Car. I am really glad I listened to him and I got it because I had to make two claims with Protect My Car and both issues would have been quite expensive without the coverage. Protect My Car is definitely worth every penny.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We could not have said it better ourselves. It really is a team effort here to make sure the coverage is hassle free for policyholders. It is comments like yours that let us know we are doing just that. That really makes our day.
    Please let us know if you have any questions or if there is anything we can do for you.

    Thanks again for those great comments.

    Price

    Reviewed April 19, 2018

    Protect My Car has been so affordable. The repairs on my car have been so much cheaper with the warranty plan. They also have such an amazing staff working for them. They are always so kind and helpful. I am very happy I signed up with them last year. I highly recommend them!

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    We cannot thank you enough for the great comments. It really means a lot to us all to know our efforts are really helping give our policyholders good peace of mind. We do work very hard to make sure the policy is affordable, and that policyholders get the kind of help they need when they need help.

    Thank you again for your very encouraging comments.

    Reviewed April 18, 2018

    My college roommate recommended Protect My Car to me six months ago. I thank her all the time because Protect My Car has been there for me multiple times when I needed them. My Car has not been the most reliable but Protect My Car definitely is! I recommend them to all my friends.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide comments on your experience with Protect My Car. Those were very kind words and we appreciate them very much. We do work hard to make sure your experience with Protect my Car is a positive one and that the whole process, from choosing the right coverage, to making sure it is comfortable on your budget, to fast and efficient claims service, towing and rental car benefits, gives you great peace of mind.

    Thank you, too, for referring folks to us. We will treat them with just as much respect as we do you. Remember, if you referred someone to us who now has a policy we say thank you with a Visa gift card. Please let us know who you have referred so we can thank you this way.

    Reviewed April 18, 2018

    I am so thankful I had Protect My Car this past weekend. I took my kids on a road trip and we were about three hours away from the first stop when our SUV started making a funny sound. I pulled over and called Protect My Car. The representative was so sweet. I explained what was going on and she sent someone right away to help us. Protect My Car was just wonderful. I am recently widowed and I am not used to dealing with car problems. I am glad my friend told me about Protect My Car.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for providing your comments on your experience with Protect My Car. Providing our policyholders with good peace of mind is our most important goal. We are glad we were able to give the help you needed with your repairs and we stand ready to do so again when the need arises.

    As always, if you have any questions, please do not hesitate to let us know. Thank you again for your very encouraging comments.

    Customer ServiceCoveragePunctuality & Speed

    Reviewed April 14, 2018

    Last month I took a road trip with my two small children to bring my 75 year old mother back home to South Carolina. We were about three hours away from her house when my Camry just started acting funny. I pulled over to the side of the road and called Protect My Car. I was so nervous that it would take hours and that I would be stranded with my family while we waited for roadside assistance. When I called in I spoke to Karen and she was so courteous. She was so understanding of my situation. She had roadside assistance out to me extremely quickly. I was so relieved and happy that I had coverage with Protect My Car.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide your comments. We appreciate that very much. We are very pleased to have helped you with the recent repair and glad we saved you so much money. That’s what a good policy is supposed to do. We look forward to helping you in the future when you need help. Thank you for choosing Protect My Car.
    Please call us anytime you have any questions or if there is anything we can do to help out.

    Thanks again for your comments.

    CoverageTech

    Reviewed April 14, 2018

    Last month my family and I took a trip to Naples, Florida. While we were on vacation the air condition stopped working in our Armada. I called Protect My Car and they told me to bring it to the closest dealership. While the dealership worked on my Armada, Protect My Car provided me with a rental car so we could still enjoy our vacation. They made the whole process so easy for me. I am so glad I signed up with Protect My Car when I did because I think our trip would have not been the same if we did not have the coverage.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thanks for those comments. We appreciate your taking your time to provide them. You are right, too. When that first big expensive repair happens, especially on a holiday or on vacation, and Protect My Car takes care of it for you that is when you know you made a wise choice to protect yourself and your budget.

    Thank you again for those very encouraging comments.

    Reviewed April 13, 2018

    My husband and I were the first ones in our family to sign up with Protect My Car. We loved them so much that we recommended them to the rest of our family. Now our two daughters and both our son in laws have Protect My Car as well. All of us have absolutely loved the services we have received. The benefits have been amazing!

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those great comments. We appreciate them very much.
    We do work hard to make sure your experience with Protect my Car is a positive one and that the whole process, from choosing the right coverage, to making sure it is comfortable on your budget, to fast and efficient claims service, towing and rental car benefits, gives you great peace of mind.
    Please let us know if you have any questions or if there is any way we can help.

    Thanks again for your comments.

    Claims Handling

    Reviewed April 10, 2018

    I absolutely love how easy my claim was with Protect My Car. I brought my car in for repairs to the mechanic. Protect My Car worked with the mechanic and all I had to do was show them my ID card and pay my deductible. I saved a lot of money compared to if I would have had to pay for the repairs outright. The representative from Protect My Car was so easy to work with.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for those comments. We do appreciate your choosing Protect My car and we know you'll save a ton of money with the benefits provided by your coverage.

    Thanks again for your comments.

    Claims Handling

    Reviewed April 10, 2018

    I am so happy I decided to get an extended warranty with Protect My Car last year. I have had to make 5 claims since I signed up. The staff at Protect My Car has been so great. They are always so knowledgeable and helpful. The amount of money I have saved on repairs has definitely paid for the warranty.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you very much for your kind comments. We make it our mission in life to provide great service and needed help to all policy holders. We are very glad the policy, our staff and our services have been of help to you. Your peace of mind is always our most important goal.

    Please call us anytime you have any questions or if there is any thing we can do to help out.

    Customer Service

    Reviewed April 7, 2018

    On our vacation to Florida to visit Disney World, our transmission went out on our Toyota Sienna. We made a call to Protect My Car and the customer service rep was able to walk us through the procedure of getting our van fixed. Protect My Car was able to get us a rental van while ours was being fixed. They really made the experience very easy and stress-free.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thanks for those comments. We appreciate your taking your time to provide them. You are right, too. When that first big expensive repair happens, especially on a holiday or vacation, and Protect My Car takes care of it for you, that is when you know you made a wise choice to protect yourself and your budget.

    Thank you again for those very encouraging comments.

    Customer Service

    Reviewed April 7, 2018

    I have had a couple friends recommend Protect My Car to me so I had to call them today. I just got off the phone with Olivia a representative from Protect My Car. She went through all the benefits of having an extended warranty and all the different plans I could choose from. She was very sweet, patient and knowledgeable. She was so great I decided to sign up today.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. It really means a lot to us all to know our efforts are really helping give our policyholders good peace of mind. Welcome to the Protect My Car family!

    Please let us know if you have any questions or if there is anything we can do for you.

    Reviewed April 6, 2018

    This is embarrassing but last week I locked my keys in my truck. I was getting my groceries out of the trunk when the keys fell in as I was shutting it. Unfortunately the doors were all locked. I called Protect My Car and they were amazing. They had roadside assistance there to help me in 20 minutes. I am so happy roadside assistance is included in my plan.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. Please do not be embarrassed. Life happens at the worst possible times. Getting help when it does is priceless. We are very glad we were able to turn a bad situation into a good story for you to share from time to time.

    Thanks again for your comments and for being a valued customer of Protect My Car.

    Verified purchase

    Reviewed April 5, 2018

    A service contract for my vehicle helps protect it down the road when I have a major problem. ProtectMyCar was convenient for the type of payment that they requested and I had a pleasant interaction with their specialists when I purchased the warranty. He talked in layman’s terms so I can understand what the contract was about. Then I put my car in the shop, but I wanted it fixed and the rep walked me through the procedure on what I needed to do in order to access my contract. I filed a claim, but I haven’t utilized the service yet. I’ve been away and I got to catch up on my payments because I’ve been out of the country. But other than that, everything is fine. I would recommend ProtectMyCar.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for taking time to provide comments on your experience with Protect My Car. Those were very kind words and we appreciate them very much. We take pride in exercising good judgment by doing the right thing, not just doing things right.

    Thank you once again for your comments. Please let us know if you have any questions or if there is any thing else we can do for you.

    Verified purchase
    Customer Service

    Reviewed April 5, 2018

    I had a warranty years ago with a car I had and having a ProtectMyCar warranty sounded like a good idea when the salesman gave it to me. But I hope my situation with ProtectMyCar was a bad representation of it because it was a week or more before my issue finally got taken care of. The mechanic said he hadn’t seen anybody take this long with all the one that he had to with this type of services. I also called about it and I finally got somebody who said that it was not how they do things. So, he took care of it that day and got everything done that day. So, I don’t know why he suddenly fumbled around like that and I thought it was pretty poor. I’m dissatisfied with that situation, but it’s a good deal if it works right.

    Thanks for your vote!
    Protect My Car
    Response from Protect My Car
    Thank you for your comments. We regret that the repair authorization took longer than normal for this repair. That was entirely our fault. We are glad the agent that assisted you was able to determine the cause and correct it right away and that you were able to save so much on that repair.

    Thank you for being a loyal customer.

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    Protect My Car Company Information

    Company Name:
    Protect My Car
    Company Type:
    Private
    Year Founded:
    2005
    Address:
    570 Carillon Parkway
    City:
    Saint Petersburg
    State/Province:
    FL
    Postal Code:
    33716
    Country:
    United States
    Website:
    protectmycar.com