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Overall Satisfaction Rating
4.29/5
  • 5 stars
    77
  • 4 stars
    5
  • 3 stars
    6
  • 2 stars
    5
  • 1 stars
    20
Based on 113 ratings submitted in the last year
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Credit Sesame

ConsumerAffairs Accredited Brand

Credit Sesame believes in giving consumers the tools to access the details of their financial information through free credit report monitoring.

By having more insight into your credit score through our tools and daily monitoring alerts, you are enabled to make smarter financial decisions. We'll help you identify areas on your credit report that could use additional attention, like when you are overpaying on loans or credit cards or when there is a change to your home value. Visit our website today to find out how you can be on your way to financial freedom.

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161 Credit Sesame Consumer Reviews and Complaints

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Page 1 Reviews 1 - 30
Rated with 3 stars
Verified Reviewer
Original review: Jan. 22, 2019

Sending me way too many emails about new credit cards, personal loans, debt consolidation. I know how to seek out these products without the daily prodding. I know you have partnerships with financial institutions to offer these products to potential consumers; but I think you’re too pushy with everyday emails.

3 people found this review helpful
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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 19, 2019

I just used your software for the first time and was very impressed of how easy it was to use. The tabs were simple. The one thing you ask for was my order number and I couldn't locate that. I would recommend you call it something else or tell us where it is located.

4 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 17, 2019

I have had great info and advice from CS. My good credit standing, and I do not apply for CC on impulse. Credit Sesame gives me all the information on all major credit cards and I read everything before jumping the gun. That is what I appreciate about CS.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 16, 2019

Credit Sesame makes it easy to understand what is affecting your credit both positively and negatively and it gives you tips for improving your score. Great product, information, easy to use, extremely useful and actionable, intuitive, and necessary if you are looking to build your credit in a hurry.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 14, 2019

This was my first time using Credit Sesame. I tried Credit Karma, but they wanted a credit card saying this was a 7 day free trial. Not what I wanted. Credit Sesame was easy to use, quick and above all did not want a CC #. I will certainly recommend them to my friends.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 14, 2019

I am very impressed with the overall layout and functionality of platform, as well as, the accuracy of the data extracted from my personal records. I was very skeptical initially prior to signing up as a customer, but once I did it I was blown away. This information will help me focus 100% better on my finances and will certainly help me improve my credit score. The recommendations and ease of use is certainly a welcome change also. Great job!

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 12, 2019

I enjoyed looking up my credit score. Now I can improve the number. Being a senior I need help understanding how all this stuff works. You give me the opportunity to check my number in the privacy at home. I will need to buy a car soon, this will help me get to the goal.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 11, 2019

I received an alert about an open account which was timely and informative. This tool allows me to keep up with and be worry free that someone is trying to impersonate me. Well done Credit Sesame. Great job. M1uch appreciate your service.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 10, 2019

I love Credit Sesame, all accurate information and great help. I already recommend site to friends and family. Thanks, Credit Sesame for all the updates and help you have given me. I will continue to use and recommend, all the help and updates have been awesome. I get daily emails and reminders to check in.

2 people found this review helpful
Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Jan. 9, 2019

I have ALWAYS like to TALK TO A LIVE PERSON when necessary. You do not have one available. WHY IS THAT?? Overall, I am okay for now with signing up but, I am skeptical of you not having a phone number. E-mails sometimes takes about 2 to 3 business days to get back to a person. That is not good. Thanks.

6 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 6, 2019

I believe that granting free access to their credit report leads to a better (if not the best) opportunity for one to develop the motivation for staying in control of credit history. I pay my bills. I challenge errors and criticize dilatory updates for unpaid balances in my credit record.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 6, 2019

Credit Sesame is very useful and comfortable to use. It is very user friendly. I was able to read and understand all the information provided. It is helpful and the recommendations are easy to apply. I could see the benefits right away.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 5, 2019

I had this hidden fear of my credit score. Using Credit Sesame was one of the best decisions I could have made. I was approved for a credit card. I learned I had a good credit score. Thanks Credit Sesame.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 4, 2019

Essentially you pay $25.00 for all three credit bureaus, you can see who/ if/ when anyone reported any derogatory information on your account. A 1-800 number is given for you to call to help with any kind of derogatory information, presumably working with people behind said 1-800 number will also cost money.

5 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 4, 2019

It's free and accurate. I know they only look at making the payments on time but don't take into consideration you pay in full rather than minimum. I think that should be in the equation. The only reason I carry a balance is I use cards to purchase most everything as I get cash back for charging.

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 3, 2019

I check my credit score daily, and CreditSesame.com is one of the best ways to keep tabs consistently. I can look at the report which presents the credit score as it changes according to how healthy or even shaky my finances look. There are various tabs which presents a complete picture of what a member's financial health might look like, and the website provides suggestions on how to improve one's credit score.

4 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 2, 2019

I am please to know that you keep my scores updated, advise me. I'm grateful for your service. it hasn't been easy but with much discipline, I'm concurring all of my goals. Thank you for all the recommendations that you have provided for my journey, but most of all for keep my credit safe. Thank You!

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 2, 2019

Great job; I monitored my score and watched it increase over the last six months. I would recommend Credit Sesame to my friends and family who need to be concerned with their credit ratings and score overall. I am very pleased again.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 31, 2018

Great to know what I'm working with for 2019... This helps me plan how to proceed with my financial decisions for the upcoming year. I really like the suggestions for other credit options available for my personal situation. I would recommend this for anyone starting out.

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Rated with 3 stars
Verified Reviewer Verified Buyer
Original review: Dec. 31, 2018

Credit Sesame has really helped somewhat understanding my credit and I would like to have a higher credit score. I would like to understand better about using my credit too much. In the future I would like to purchase a new vehicle.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Dec. 27, 2018

Thank you for the recommendations to improve my overall credit score. The experience was favorable and I was able to complete an application for a new credit card that was accepted. Hopefully the work that I am doing will improve my credit score per your recommendations.

3 people found this review helpful
Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Dec. 26, 2018

Being a first time user and not a computer person I found it reasonably easy. Next time it will probably be a 5 star experience for me. I needed a little help from my oldest son. I feel would recommend this site over Credit Karma.

7 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 26, 2018

Always a great experience when I sign on to Credit Sesame. Always receive accurate and up-to-date information. Very informative and helps me to make a decision on what cards to apply for as well as my options for loans and spending. I have and will continue to recommend them to my friends and others.

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 25, 2018

The process was easy and straight to the point. Thank you! All applications should be as short and concise as this was for me. I will tell all my friends in the track about you guys and the easy money to be gotten at your place. Thanks.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 21, 2018

I like the way you demonstrate how to increase my score and what to do so that I can maintain a positive score also what products to take advantage of with Credit Sesame also notifying customer when there score is going down or up.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 20, 2018

I love this site because it gives you up to date information and empowers you to make better decisions. It's free, easy, and very accessible. I can stay on top of my credit and if there are problems Credit Sesame allows me to correct it.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 20, 2018

When I straight out trying to fix my credit I knew nothing about it I'm almost to the goal I want. Without Id be lost. Love this site. Easy to use in my opinion. Better than Credit Karma and you don't have 2 wast a dollar to look at your score. You also can get identity portion free or pay to keep off dark net.

3 people found this review helpful
Rated with 2 stars
Verified Reviewer
Original review: Dec. 15, 2018

I have plenty adequate credit but they keep emailing me to increase my credit cards... I don't need that kind of over the top credit... I didn't know they are in credit pushing end of the market... No like!

8 people found this review helpful
Rated with 1 star
Verified Reviewer
Original review: Dec. 12, 2018

I clicked on a site on Credit Sesame that promised it would not affect my credit score. It was supposed to be just checking rates on loans. Now one of the companies emailed me to inform me I was turned down for a loan that I didn’t apply for. If this shows up on my credit report, I will write bad reviews on every available site, to warn others of the hazards of visiting on Credit Sesame. I’ll do it every day because they lied when they told me it wouldn’t affect my credit score.

33 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 12, 2018

Credit Sesame is on top of their game. Very highly recommended, they help me learn how to improve my credit and use it in a responsible way which is very important when someone wants to apply for a mortgage...

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Credit Sesame expert review by Barbara Friedberg

Credit Sesame is a credit and loan management company. It offers a free credit monitoring service with monthly credit reports, charts to track your financial health over time, identity theft protection and more. You can also use the service to set financial goals and track your home value.

  • Free credit score: You can use Credit Sesame to get a free credit score each month. It takes just 90 seconds to sign up and receive your score through their website.

  • Real-time monitoring: Credit Sesame monitors your credit report and sends you alerts if there’s a change. You can also receive alerts if there’s a change in your home value.

  • Credit and loan management: Unlike some credit monitoring services, Credit Sesame includes information about your credit cards and loans in your credit report and helps you identify better options.

  • Trending charts: Every month, Credit Sesame compiles all your information in a helpful chart so you can see how your financial health is changing over time. The trending chart includes information on your credit score, credit ratios, loan payments and interest rates.

  • Free identity theft protection: In addition to credit monitoring services, Credit Sesame offers $50,000 in identity theft insurance for free. They will even help you straighten things out if you are the victim of identity fraud.

Profile picture of Barbara Friedberg
Barbara Friedberg Personal Finance Contributing Editor

Barbara Friedberg, MBA, MS is a former investment portfolio manager with decades of financial experience. Friedberg taught Finance and Investments at several universities. Her work has been featured in U.S. News & World Report, Investopedia, Yahoo!Finance and many more publications.

Credit Sesame Company Information

Social media:
Company Name:
Credit Sesame
Company Type:
Private
Year Founded:
2010
Formerly Named:
Credit Sesame
Address:
607 W. Dana Street
City:
Mountain View
State/Province:
CA
Postal Code:
94041
Country:
United States
Website:
www.creditsesame.com
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