Petco | Nationwide Pet Insurance Reviews

Petco partners with Nationwide to provide pet insurance that covers a range of animals, including cats, dogs, birds and exotic pets. Plans offer flexible coverage options that can be used at any licensed veterinarian. Policyholders can select accident-only, illness or comprehensive plans along with wellness add-ons.

Petco | Nationwide pet insurance provides coverage for unexpected veterinary expenses due to accidents and illnesses. Policyholders can also add wellness coverage for preventive care, like vaccinations and routine checkups.

To sign up, customers can get a quote online through Petco’s website, providing details like their pet’s age, breed, gender and location. Nationwide determines the final pricing and eligibility. Some Nationwide plans have age restrictions. After approval and payment, coverage begins following a 14-day waiting period.

Reimbursement rates range from 50% to 80%, with deductibles starting at $250. Petco insurance reimburses policyholders directly after they submit a claim. It doesn’t cover preexisting conditions, waste disposal, taxes, or boarding and grooming costs.

Petco pet insurance provides a 100% money-back guarantee if you cancel your plan within 10 days of the start date and before submitting any claims.

Petco Insurance offers several plans with varying reimbursement levels and coverage options. Policyholders can choose accident-only plans, illness coverage or comprehensive policies that include wellness benefits.

Petco | Nationwide available pet insurance plans

The My Pet Protection plan is only available through eligible employers. Wellness add-ons, which cover routine care, are available with select tiers. All plans include access to Always There Pet Care, VetHelpline and Nationwide PetRxExpress, which provide virtual pet care and discounts on pet medications.

Starting the day your approval is confirmed and your payment is received, there is a 14-day waiting period before your plan goes into effect.

Petco’s insurance costs vary by plan and coverage level. Dog plans start as low as $16 per month, while cat plans start at $9 per month. Petco Insurance costs will vary depending on which plan fits your animal's needs best. Below are estimated monthly costs based on plan type:

Estimated costs of Petco | Nationwide plans

To get a reimbursement from Petco, you’ll need to fill out a claim through its site. You’ll be asked to provide a receipt or statement from the vet. After the claim is received and if it’s approved, Petco will reimburse you via direct deposit or check, provided you’ve already met your deductible.

If you choose to cancel your plan early on, you can receive a 100% money-back guarantee if your plan is canceled within 10 days of the plan start date and no claims have been submitted.

Yes, Petco | Nationwide Pet Insurance is worth it, especially for pet owners who need coverage for exotic pets or want flexible plan options. Its nationwide availability, customizable coverage and optional wellness add-ons make it a solid choice for those looking for comprehensive pet insurance with multiple reimbursement options.

This company might not work well for pet owners who need coverage for preexisting conditions, prefer direct vet payments or have older pets that may not qualify for some plans.