PayPal Reviews

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About PayPal

Pros
  • User-friendly interface
  • Strong security measures
Cons
  • Funds held for extended periods
  • High fees for transactions

PayPal Reviews

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    Page 24 Reviews 4255 - 4455
    Customer ServiceContract & TermsStaff

    Reviewed June 5, 2017

    I've been a loyal PayPal Verified Customer for years now and I've been following rules and regulations! My girlfriend got restricted and they linked me to her just because I gave her access to my internet. Least that's what I know for now! I called customer service and I told them I have the right to give internet access to my family/friends! Whatever they do whether it's social media or PayPal or shopping is NOT my responsibility! As long as they're NOT doing anything illegal using my internet then I'm fine with them using it! PayPal headquarters got involved and said that I'm restricted for security issues and for the linking of accounts and that it won't be lifted. I told them I've done NOTHING wrong and I deserve to know why this is being done to me because I only have TWO accounts and my accounts always has my SSN and Bank information as those 2 are personal and confidential info that no one knows but me!

    So let's say if anyone was to impersonate me on PayPal, IF the accounts does NOT have my SSN and Bank information then, you can bet it's a fake! The customer agents loved that idea and they escalated it to PayPal back office but they're refusing to get back to me! PayPal social media care got involved and said it will stand and I told her I will be reporting this to ConsumerAffairs and Better Business Bureau because this is unfair! She said you agreed with our user agreement which reserves our rights to part ways and I mentioned to her YES BUT FOR A REASONABLE PURPOSE! This is considered abuse of power and discrimination! And I find it a little weird that right when my bank filed a claim against PayPal and made PayPal pay $36, PayPal then kicks me off!

    It seems to me that they're mad and it's like my bank said, PayPal needs to take responsibility for their actions! IF they're restricting me because they're mad then that's not right either and abuse of power!!! I need PayPal for my customers to give them a payment method to buy from my store as I've been using PayPal for years now and I've been as mentioned a good loyal PayPal Verified Customer! I shouldn't be treated this way! Not right, not fair! Help!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 4, 2017

    I recently opened up a PayPal account last week, linked to my new eBay store. I sold 4 things within 24 hrs and paypal limited my account for no reason. I called to get the limitation off and the nice rep lifted the limitation, after all I didn't even have access to the money and I still don't. I shipped the product the next day after purchase. The item was delivered on Friday June 2 and I made sure to get signature confirmation from buyer in case he says he didn't receive it. The following day they limited my account, again for no reason. I called today and they said, "You're a new seller so there are risks involved", but I am only selling stuff from my college dorm, I'm not becoming a full time seller. He said that the limitation is final!!! WTF... You just went from 0 to 100 really quick. I also feel discriminated upon. I hate this company!

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    Reviewed June 3, 2017

    Limited my account for no valid reason and they refuse to give one. Appeals refused and also no reason given. They refuse to take into account my good customer reviews or anything. Be careful using these as at anytime they will just limited your account and hold funds. I would suggest other card processors.

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    Verified purchase

    Reviewed June 2, 2017

    Well, after not doing business, with eBay, because a conflict of interest, owning PayPal. I have been burn more times than I want to say. I came back thinking is better??? Not! I sold item. I entered the tracking number, and still after 10 days, I still not receiving my money back. Please don't sell, anything on eBay, and request for PayPal, to be off, not allowed to do business with eBay. Otherwise, say goodbye to your item and money. You, will lose all!!!

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    Sales & MarketingStaff

    Reviewed June 2, 2017

    Another disgusting scam by a company that you would think you could trust. The purchase protection plan guarantees all purchases; wherein the order doesn't match the description, PayPal will reimburse the full cost of the purchase plus shipping. We purchased two wrought iron doors from another scam operator titled West Iron Manufacturers out of Van Nuys, California. After several months of lies in addition to having PayPal talk us out of canceling the purchase initially "because this seller is not a person to be worried about" we were sent one iron door that won't close and didn't include the glass panels. The other door was an entirely different iron door that doesn't match the other door in any fashion. The crook in California actually had the nerve to simply say "fight it out with PayPal" instead of trying to remediate the errors.

    Next, we contacted PayPal in regards to the protection plan and for approximately one month we were given ridiculous criteria to meet in regards to required documentation. As soon as you submit the requested documents you receive another PayPal correspondence stating it was not submitted according to the PayPal requirements. You send it exactly as written in the new request and they change their requirements once again and so forth. At one point we were told that our third party written documentation concerning that they are visibly witnessing the door delivered is not the door ordered and written on the delivery invoice had to be done by a different third party company that used stamped letterhead. SEE THE PICTURE? STAMPED LETTERHEAD as once used in the 1950s. Anything and everything is thrown at you to make sure you can't complete the necessary requirements to get a determination of your case.

    Finally after dealing with my wife who was determined to jump every PayPal hoop, PayPal sent a correspondence on the wrong door case siding with us. BUT!!! Even though PayPal’s protection plan specifically stated we would be reimbursed for the door and shipping, we were told by PayPal to ship the 800 pound door back to the seller at our expense and "if the seller determines the door condition to be as when he sent it to us" then we would be reimbursed by the seller. Now do you really think a con artist is going to simply state, “Yes. It is just as I sent it,” or do you think he is going to simply state the door has been damaged and we are out the initial thousands of dollars plus an additional 500 dollars to ship a 800 pound door back to California. Essentially the scam artist has our money and the door and will probably start his scam cycle once again.

    As far as the damaged door that doesn't close and was sent without the glass components "the iron gate" everything item requested was sent within PayPal's timeframe and verified everything is in good order with several recorded messages with reps from PayPal, they finally, after several delays in their determination, just today, stated our paperwork wasn't submitted in a timely fashion. PAYPAL ET AL, YOU ARE THE EPITOME OF LIARS AND ARE EVIDENTLY RUNNING A PURCHASE PLAN GUARANTEE SCAM!!! I will personally make it a lifelong effort to reveal the PayPal scam and hope to initiate or participate with a class action lawsuit against PayPal et al. A disgusting experience with a disgusting group of professional liars with PayPal and West Iron Manufacturers. Steer very clear of these dishonest vultures deceiving the American people with their dishonest policies and representatives.

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    Staff

    Reviewed June 1, 2017

    Someone opened an account with PayPal using my email address. I contacted PayPal by phone. After waiting 5 minutes I talked to someone who took my info, examined the account, and passed me on to another department. After waiting 15 minutes I had to give this person the same information I gave the last person. After talking to this person he wanted to tell me what I could do on PayPal's website to fix the problem. I don't have a PayPal account. This is a PayPal problem. They need to fix it. I don't work for them. They don't pay me to fix their problems. And this account has been active for at least 15 - 20 years. They are obviously not interested in Security.

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    Customer Service

    Reviewed June 1, 2017

    PayPal recklessly keeps electronically debiting my bank account for $15.36. I don't know where the charge came from but they won't stop. The bank can't help me because it's electronic transfer... I'm helpless. The only response I received from PayPal was they were updating their systems and it was a mistake. They will not take responsibility or even tell me what this charge is for. I have money in my PayPal account and my preferred payment method but they just keep costing me nag fees. I'm having health issues now and pretty much giving up. If you want to support a company who runs their business this way keep using them. It's just a matter of time before you're affected by their incompetence.

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    Verified purchase
    Customer Service

    Reviewed May 31, 2017

    Item of 'Back Brace' made through PayPal. Item never even shipped. Not able to get any refund. CASE ID: ** with PayPal. Transaction ID: ** PayPal. I am writing this letter because I could not get any link for continuation of my claim for refund. I received a communication from the seller on 24th May 2017 quoting a shipping ID No: **. I tried to track this item for the last two days with negative message from 17Track All-In-One Package Tracking stating that Item not found at this moment, if necessary verify with the package sender and check back later.

    Now it is clear at the end of 3 weeks of order that the seller is cheating. No items were shipped. The address of the company is given as ** and the shipping no: suggests that it is from China: The number ending with CN. Considering the above facts I am convinced that the seller is not genuine and hence I would like to get refund on USD 23.94 at the earliest.

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    Verified purchase

    Reviewed May 29, 2017

    I purchased on eBay in item in UK on my eBay account. After receiving a confirmation price converted to Australian dollars of $2340.80, I confirmed the purchase. Upon checking my visa card the amount of $1448.67 was deducted from my bank the difference being $107.87. I called PayPal in US and they informed me that they charge different rates from bank and that it was an extra 4%. That's okay. If had know this charge I would not have purchased this item using this process.

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    Customer Service

    Reviewed May 26, 2017

    I am experiencing extreme frustration with PayPal. I have made purchases through eBay, and PayPal is refusing to pay the sellers for items I have won via auctions when they have deducted the monies from my bank account. PayPal is stating that I have had a high usage of my account and are now DEMANDING a copy of my driver's license, utility bill, bank account statements and my credit card statements. This is after having an account since 2006, the items are being sent to my home address and I have called them from my cellphone, the phone number they have on record since 2006 and they have my social security number which all makes my account verifiable.

    PayPal is bullying me by restricting my account. They will not allow me to close my account or delete my financial information. This is ridiculous. I am an unhappy consumer with this business and they are holding hostage my financial information and I want it deleted from their databases. PayPal has been accused of having ties with Russia and have been hacked. God only knows how many times. So, why on God's green earth would I give them all of my financial information when they can't even protect their own? Just unbelievable!

    Due to PayPal's negligence I am now being harmed and have incurred damages. Sellers are filing complaints with eBay and writing negative comments about me for the public to see. PayPal is cancelling payments that were scheduled when I won auctions and the sellers are angry with me over something I have no control over. EBay will be closing my account if I continue to receive these types of complaints. I have a 100% rating with eBay and that is being threatened by PayPal's actions and inactions. I am requesting that your office conduct an industry standard investigation into these allegations and sanction PayPal as necessary. I have read numerous complaints about the same thing and this is unacceptable.

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    Verified purchase
    Sales & MarketingStaff

    Reviewed May 26, 2017

    I'm so exhausted at this point. But what I do know having pics of damaged product received, emails from the seller stating they would refund the money as well as 4 month long wait with PayPal credit, I am still out my money. Then every time I wait up to an hour or more to talk to a rep they tell you a different story. Once you hit a supervisor it is like a bad timeshare scam. He beats you up with words to make you feel worthless. What is going on and how are they not shut down?

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    Reviewed May 24, 2017

    I like others complaining here have the same problem. I am a small business owner and sell through eBay and everyone pays through PayPal. They have to my count frozen for no apparent reason over 20,000 in each account. I have satisfied all and any complaints, and I am owed money from customers not the other way around but they say they can do what they want with my money no matter what. Is there way that we can all get together and have a class action lawsuit.

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    Customer ServicePriceStaff

    Reviewed May 24, 2017

    If you sell. Never use PayPal. Never accept it. PayPal debited my account over items delivered and even signed for by the buyer. Almost $4,000 altogether. The buyers always get to keep the item. It doesn't matter what evidence you offer. They will even go so far as to say the evidence you offered can't be recognized because it's possible to doctor documents. Well what's the point of requesting the evidence then? Your account will go negative and they will refuse to help you and act dumb until you give up. Then they will send collection agencies after you.

    This is an organization of thieves that will steal your money, or at the very least lock it up for 180 days while they make interest off it. Customer service and dispute resolution is in the Philippines. These people have no idea what's going on and just stick to a script, if they can read it. They tell you what you want to hear and then limit your account in the middle of the night. They are there to act dumb and wear you down, every time you call in it's a different person who doesn't understand the story or is not capable of reading the evidence, emails or photos you've provided at their request. NOBODY IS ACCOUNTABLE. So there is no one to actually help you when you've been screwed over by a customer that thinks they can keep the item and the payment too.

    I even had a case closed in my favor once. I was told the buyer lost and they accepted my evidence showing the buyer lied in his claim. I was told the claim was permanently closed. Not 24 hours later my account is negative. They reversed the claim without telling me after saying it's permanently closed. Claiming that they can't use the evidence I gave them because it's all messages through eBay. They said messages through eBay can be faked and they can't confirm it. Are you serious? Frauds. Thieves. Evil illiterate morons that will literally transfer you to a supervisor that will LAUGH at you when you ask why the permanently closed claim was reversed. Stay far away. Never. Ever. Use. PayPal.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 22, 2017

    Purchased 2 PayPal My Cash Cards May 15th 2017 to add fund to account to pay bills online. Purchase went through fine. Went home, entered PIN numbers, kept coming up ERROR; would not allow. Contacted PayPal; only to be transferred a numerous times; with no resolution; only then being told these cards were discontinued May 8th/9th; that I needed to make copies of cards purchased, my ID, utility bill, along with purchase receipt. I suggested as it was on PayPal not informing stores or customers the discontinued cards, I should be able to return them for my refund. PayPal only said "yes, go try, if the store will allow." I did just that; store was very willing to refund; the problem was they could not at the register, PayPal had deactivated, and rejected for refund. Phoned PayPal directly from the store; store person also spoke with them; as the store was NEVER notified of the discontinuance either.

    PayPal then said with my phone take pictures of all items (listed above) and an email would be sent within 24 hours, with necessary PIN to add funds to account. That never happened. Phoning them again; given the run-around; PayPal very rude about the situation, not admitting this was their fault, told me now they had to mail a paper check. In this day and age; a paper check!! I asked if I could send them an invoice through my PayPal account, in which they could refund me. I have not heard back from them.

    I am still in the process of going through channels to get money refunded. Not only amount that was to be put on the card, but the fees for the cards, along with late fees on bills I was to pay; due to their negligence. They have since froze my actual PayPal account. I believe they did this on purpose; not notifying customers or stores selling these cards. Some stores as of today, still have these cards on the shelves; have not been notified. After reading some of the other complaints here; I believe they had planned to do this; in an attempt to steal all they can. I am submitting complaints to Better Business Bureau, along with a number of other offices, news outlets and so on. This is on PayPal. Not only my issue; from what I have read on this site; everyone here has a legitimate claim against these frauds. PayPal has turned out to be nothings but frauds.

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    Customer ServiceStaff

    Reviewed May 19, 2017

    I've been using PayPal for almost a year now. Just recently I filed a dispute claim. The seller was supposed to sell me some vintage watches (as stated on the PayPal invoice). Instead I received a controlled substance (medicine that is not allowed to be shipped, like narcotics). I informed PayPal and wanted my money back. They then informed me to ship it back to the seller. I have 2 issues with this. I have to pay to ship the wrong product back, and it's illegal for me to send them back! I sent them proof after proof and they still were not happy. They told me that I had to contact a government agency to make the complaint. So I made a complaint with the US Postal Inspection Service and that was not good enough. Then I filed a complaint with the US Department of Justice Drug Enforcement Service and that STILL was not good enough.

    Now during all this time, I had to spend a crazy amount of money on faxes as I do not have a fax machine and they would not accept emails. What company in the 20th century does NOT use emails? After over a month later when they had me running around doing all this stuff, they favored the seller and the seller won the case. Ironically, I have an email from the seller professing he is guilty, he said he had to pay off the DEA and they caught his shipper. He even asked me at one point to tell PayPal that I lied! PayPal ignored that! So now, I'm down $250 and over $50 in faxes. PayPal's motto is that they "protect your money". That is totally wrong! They protect the seller's money, that's where their revenue comes from. So please be wary of using their services, I will never again use their services. They are liars, they take money when they want and take their sweet old time to return money to you. If you are smart, then DO NOT use their services!!!

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    Price

    Reviewed May 18, 2017

    I bought a storage rack on eBay and found the package at my door, badly damaged. I immediately took pictures and sent them to the seller. Opened a complaint with eBay the next morning. I was made responsible for pick up cost which I did not feel responsible for. Item was posted as new not, new ¨other¨. No pictures of the damaged box. eBay and seller were taking their time so I called PayPal informing them about the problem, was asking for advice. They said to talk with eBay and connected me with eBay resolution center. PayPal never informed me that by talking to them they automatically take over. What that means... Different policies than eBay. No buyer protection. They don't care about damaged packages, I now need to pay full shipping and pick up fee, which is about $100.

    In other words, I am out of luck. Spending $100 to get back my $104. What kind of a business is this. They said my option is keeping the damaged item or paying $100 to return it!! That's PayPal. No buyer protection!! eBay had sent me an email that the case was resolved in my favor, to keep the item and get a refund. PayPal says no, they took over and are in favor of the seller who lied!

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    Customer ServiceOnline & App

    Reviewed May 15, 2017

    Without complaining about their ridiculous fees that have been tacked on to every eBay sale, I can say, with confidence, that I will never use PayPal again. Not only is my email address signed up for another user and apparently this is okay (even though my friends could easily make the mistake of typing my email address in for payment), but the email I created specifically to use PayPal was locked for NO REASON (confirmed by PayPal's garbage customer service after a ridiculous hold time).

    After confirming my identity, their app told me that my account would have access in two business days (which is already unacceptable). Two WEEKS later, I still have no access to my account... btw... they don't have weekend customer service, so in my free time when I would try to work this out, there was no one to help. I had to call their garbage customer service line during my work day and wait 20 minutes to talk to someone just to find out that my account was locked for literally no reason. Never using PayPal again, and never selling on eBay again.

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    Verified purchase
    Customer Service

    Reviewed May 14, 2017

    It is very horrible service I DO NOT Recommend PayPal to anybody. First I sell one item by eBay then the item arrive and I also add the tracking number by the website, after the other person receive the item they make me wait til 10 days to get the money available on my account so they hold my money. After that I request to transfer my money to my bank account. They make me wait 5 days and I receive an email that said "your money cannot by transfer." That's horrible.

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    Contract & TermsReliability

    Reviewed May 13, 2017

    I've have used PayPal for year on eBay and in North America with no problems and no need to use the policy. On online store in Hong Kong accepting PayPal advertised a(n) 100% refund on return shipping cost in "perfect PayPal policy." Returning the defective product resulted in a total loss of the cost of the item as well as the shipping. The process cuts the customer out and dictates the terms, which I followed. However, they were not communicative or interested in store misrepresenting their brand. My credit card itself has a better buyer protection against store selling the same defective products repeatedly. I view PayPal fee structure to be kickbacks. I will not use this service anymore.

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    Customer ServiceInstallation & SetupSales & Marketing

    Reviewed May 13, 2017

    I sell pond liner and have for many years. I have had a PayPal account since they opened up many years ago. I sold pond liner to a customer who has purchased other liner from me before. When he received the new custom liner he called and said, "I think it has a hole in it." It either does, or does not! I told him to take a photo of the liner and send it, then I would look at the problem he could not seem to describe. I will also say there is a language difference here so all of this conversation was done via text, he in CA and me in WA. I asked for the photo 3 times and also explained that if there was a hole in it he would need to return it to the manufacturer and we would refund his money if they determined it was a factory defect. Somehow, I got the feeling he was scamming me but I thought I had handled this very professionally. I don't get complaints, nor have I had one in 17 years.

    He never send a photo, therefore I had no idea if it had been damaged or not. I truly believe he damaged the liner while trying to install it. In the meantime he ordered another Firestone liner from me and picked it up in WA. I sent text after text never hearing another word, nor getting the photo I requested and he promised. I took no more action on his complaint because he did not follow through as promised and figured since I had not heard from him he had determined the liner did not have a hole in it. A few days later I received an email from PayPal telling me he had opened up and escalated a case against me in the amount of $604.00. I immediately went to my account because I always keep funds in it for business. It was $604.00 less and PayPal never even contacted me to ask if they could take MY money out of MY account.

    I wrote up explanation after explanation, I did not deal with those who answer the phone but always with a supervisor. After weeks of going back and forth I finally received an email from PayPal telling me the case was settled in MY favor and the $604.00 was returned to my account. End of story... NOT! I immediately took that money out of my account and have kept a very low balance now knowing how PayPal works and that I, as their client, was not being protected in any way. After about 2 weeks I received another email from PayPal telling me that my customer had gone to his credit card company and made a complaint and from there the credit card company took on his case.

    Remember now, I still have not gotten a photo of the "supposed hole", nor had he bothered to return the liner. He had 30 days to return the liner for a full refund but never did follow through. The other side of this incident is the fact that it would have taken a small patch to fix any hole, if it had one. PayPal assured me that they now would deal with his credit card company and would support me as I had proved I was in the right. PayPal told me it could take 75 days to get a new determination from the credit card company. I came home tonight and the message from PayPal said that unfortunately the case was won by the BUYER and asked if I would please add the money back into my account so he could be reimbursed. Since this had been going on I did not keep any funds in my account as I used to.

    I am so incensed at this moment I could scream. Not only did my buyer get to keep the liner but he expects $604.00 to be repaid to him. I will not add that amount back into my account and tonight I have written to them and I will close out my PayPal account after 17 years or so. How sad that something like this can happen and I have absolutely no way to make them understand. I was scammed and will not be party to the end result in his favor.

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    Verified purchase
    Staff

    Reviewed May 12, 2017

    I paid for a Samsung Gear 2 watch March 23, 2017 thru PayPal. I sent the watch back April 6, 2017 and it was received April 10, 2017. I put in a dispute more than once trying to get my money back. Needless to say I haven't received my money. PayPal need to retrain their staff. I paid 295.60 for the watch. PayPal suck.

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    Verified purchase
    Customer ServiceContract & Terms

    Reviewed May 12, 2017

    Sold a puppy to Ruthie. She sign my contract. Give her 3 days to take to veterinary see if he was sick. He was playing, eating, nothing wrong with him. She never call me or showed me a veterinary report. She broke the contract. 4 week later call say he was sick. She must have done something to him. Now PayPal give her all my money back and I don't have the puppy. Don't ever sell anything thru PayPal. They will steal your money.

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    Reviewed May 10, 2017

    PayPal will hold your money, even when they acknowledge it is in your account, then blame you for checking your account so many times to see what the hold-up is. Repeated attempts to withdraw or transfer your PayPal money, they will say, looks like fraud, they say. Even you enter your info 100 percent correctly, you might get an error message. Then, when you wait a while and try again, they can then say "multiple attempts" and deny you access. PayPal is definitely NOT dependable. You might find yourself in big trouble if you go off on vacation and find yourself in this situation. I wish the FTC would further investigate this and start a Class Action Lawsuit. PayPal is making money off of your withheld money and then blaming you on top of that!

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    Customer ServicePriceStaff

    Reviewed May 7, 2017

    My business brings in over $150,000 yr. Just recently I had a customer purchase over $767.00 from me, then decided to do a chargeback after they received the goods. I ship out with my PayPal merchant account, so automatically the tracking number is attached to every single transaction. PayPal took all my money from my account within two days! And a ghostly charge of $33.45 and 5 $20.00 charge back fees for the one customer! I tried to call them (PayPal) to speak to the chargeback dept only to be on hold for hours! They will not answer my call, then disconnect me. I called back again, to just get a business rep to have them tell me, "Oh well sorry".

    This is illegal people! They have taken all my money, to the point where I cannot even purchase supplies for my business! I'm looking into a lawyer, for this theft. I'm out over $1000 shipping/products etc... I'm afraid to even leave $1.00 in my account, knowing that they steal money from us. My accountant is about to give up, since there's always money missing without any kind of tracking in my transaction summary. I'm fed up! If there's anyone else wanting to file a lawsuit against these thieves, contact me.

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    Verified purchase
    Customer Service

    Reviewed May 6, 2017

    After 3 days of trying to reach customer service to help me and not having success, I tried something different: on the menu I asked for closing the account, I didn't have to wait long to have someone helping me about it. Then I closed it.

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    Sales & MarketingPrice

    Reviewed May 6, 2017

    I have been using PayPal for 3 months to transfer funds to my landlord for my rent. In April 2017 I transferred money from my bank account to Paypal on April 1, 2017, in which my money was deducted that same day, April 1, 2017 and by April 5, 2017 it was still not showing on my PayPal account. Meaning that my money was sitting in their bank collecting interest along with the millions of other suckers' money making about 1.5% interest. I work in finance and I do know how these transactions work. I called and advised them that my money for my rent needed to be either deposited instantly on my PayPal account or I was calling my attorney.

    Within 3 hours my money was deposited. Now I know the fine print said 3-5 days, and it had been 3-5 days, but they needed to make it clear to consumers that it was business days. I was told that in the future there would be no hold on my money and it will be transferred in 3 business days. I transferred my rent, again, on April 30, 2017, and still today, May 6, 2017 no money has been transferred, and my money is sitting in their bank account collecting interest. PayPal is a scam and I will never be using this system of transferring money. I am advising others to not use PayPal, unless you love being scammed out of your money!! I WILL BE REPORTING THIS COMPANY TO THE BBB TODAY!

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    Punctuality & SpeedStaff

    Reviewed May 2, 2017

    I recently complained about eBay and PayPal. Now they gave me a poor seller rating and freeze my money. I have forty positives, no negatives and no neutral. All the customers love me. Shipped on time. After I wrote prior review about them, they gave me eBay's opinion on my performance. It doesn't reflect the facts. This is bizarre. And they freeze my money even though all customers have product and happy. My monthly review of them is F. They wouldn't do this face to face, the sleazy, no life workers they are. And if President of company has a problem you can contact me too. Theft by deception. I tell as it is. You're the puppet. No puppet here.

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    Customer ServiceStaff

    Reviewed May 1, 2017

    Their buyer protection is unfair to the seller. Even if you provide emails proving you sold the item regardless if it is "tangible" or not, they always favor in the buyer's cardholder and will put your account into the negative. I sold an online account for a game to someone and have all records of our conversation right down to our goodbyes.

    He gets suspended for cheating in the game so 3 months after his suspension, he filed a chargeback claiming unauthorized purchase, causing my account to go into the negative. PayPal sides with him even after I provide specific and detailed emails and conversations and still refuses to refund the negative balance. I won't be using PayPal anymore till they fix this one sided behavior. Maybe I should be as bad as this person and chargeback everything I've purchased as well since they allow such behavior.

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    Customer ServiceCoverageStaffProcess

    Reviewed April 30, 2017

    I recently had an extremely horrible experience with Paypal. I have made a purchase on eBay with an item worth almost $400. The tracking information from USPS showed that the package was delivered "at front porch" at 5 pm on a Saturday evening. We have never received the package though. We then contacted the local post office and two days after was informed that the package was permanently lost. Together with other proofs, we forwarded the email to Paypal to dispute the charge since the order had never arrived at us, we were treated very rudely by the customer representative and his supervisor with a British accent. We were told that although the front porch is a public area, the package is considered to be delivered to us and no refund is granted. We would have to suffer the loss all by ourselves and there was nothing they could do about it.

    This kind of customer service is extremely unprofessional. The merchant was shipped out by the seller. It was insured for the value the merchant worth by the seller. If the seller is not held accountable for the loss, there will be no action on the USPS to claim the insured money and the USPS will never feel responsible for the mistakes they make. Paypal had complicated this process by being a very unreasonable, irresponsible middleman. I don't understand the existence of Paypal.

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    Staff

    Reviewed April 30, 2017

    PAYPAL IS LIKE A BIGTIME SWINDLER - Calling the attention of the PAYPAL MANAGEMENT. For the past few months (almost a year) we've been waiting for you to uplift the threshold - you ask so many requirements and everything is perfect but until now you still keep holding our money worth almost $3000 USD. As you can see they are always saying that they will come back to you within 2 to 3 days but it took almost a year already but still it's the same.

    I guess there are SO MANY like me (our company) who get this kind of problem! So PAYPAL what are you going to do with all the threshold money. I bet it's already million of dollars that you are holding. So easy to register on PAYPAL but even though it is NOT your mistake and people just want their money back - you dont properly investigate it. You must also consider the number of clients that were satisfied versus the number of clients who complains - where in fact it's the customer problem that they are not in their home to received their goods. All were proof were presented - however you made a threshold of our account and you made hold the money for almost a year already.

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    Verified purchase

    Reviewed April 28, 2017

    I ordered a product and selected Paypal for payment. The money was supposed to come from my debit card as it has for years and years. It just so happened that I had a cash balance at Paypal. An option appeared to take it from the cash balance. I opted NOT to have it withdrawn. Today I see that they took the money from that balance. The customer service rep confirmed that I opted NOT to have the $$ withdrawn. He said that's the policy regardless. Further I read that if I cancel my order I have to wait 30 days to get my cash back. Come on!! This is fraudulent behavior on Paypal's side.

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    Customer Service

    Reviewed April 28, 2017

    My sole income is selling on eBay and funds are held in my PayPal account. I have been selling for at least two years and never had a problem with eBay or PayPal until February 2017. All of a sudden PayPal started holding funds for items that were purchased from me and paid through PayPal. I need these funds to support myself and to pay for eBay fees and shipping cost - I offer free shipping. They have done this 4x in the last 2 months. This is a huge hardship especially when they tell me I have to ship the item out and then wait 3 days after the buyer has received items before funds are released.

    How am I to do this without the funds when I need the money to ship. Each time they hold my money I call to find out why and each time I get a different answer. My account is not new and they stated I had complaints against me but when I asked whether the complaints fared in my favor they stated they don't have that information. I have a 100% rating on eBay and I take my business seriously. If I have complaints I always try to rectify in the most fair way possible. Sorry to say some people take advantage of sellers on eBay but I still always try to do the right thing.

    I can't believe that this practice where PayPal is holding my funds is legal. I'm selling a product, my customers get the product they pay for and if it is lost, broken or not received from post office I always take care of the problem by refunding or offering another product. I'm just trying to make a living and I'd appreciate it if someone could please look into the huge PayPal problem. The buyer is paying me through PayPal assuming I am getting the money immediately - unfortunately that is not the case. The ironic thing is when I call PayPal they tell me I'm a preferred customer - really? I'd hate to see if I wasn't a preferred customer. I feel I'm am being treated unfairly.

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    Verified purchase

    Reviewed April 27, 2017

    It seems that money goes into PayPal pretty damn easy. Getting money out another story. Always a holdup, always stalling. Bank information matches perfectly still had to wait a week for a bank transfer. Thanks a lot, PayPal. Can't wait till a better service comes and puts them out of business.

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    Customer Service

    Reviewed April 27, 2017

    Worse business ever. I mean there's no way to get a balance off your PayPal unless an old card. My card had expired. When doing a dispute they believe the seller but If the seller don't respond then the dispute in your favor.

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    Verified purchase

    Reviewed April 26, 2017

    I sold iTunes gift cards worth of 300 dollars on eBay. The buyer told me to send iTunes codes through message since he needed the codes asap so I did. After the buyer thanked me for sending the codes, the buyer disputed an unauthorized charge on PayPal. I shipped the physical gift cards to the buyer so I could provide tracking number as a proof. Nothing helped me to get back my money from the buyer. PayPal decided to side the fraudster.

    Therefore, I filed complaint against PayPal through BBB. I was hoping it would help me get back my money by making PayPal reimburse the money I lost. However, PayPal did not care at all and told me that since I sent the codes through message on eBay it is not eligible for the seller protection though I also sent the physical gift cards to the buyer. I am very surprised that such a big company handles a problem like this and encouraging fraud. It was very disappointing and shocking experience for me as a first time seller on eBay and PayPal.

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    Verified purchase
    Customer Service

    Reviewed April 26, 2017

    I purchase at Abercrombie & Fitch. Was 472.81$ 12 pieces (February 23, 2017). I return 2 pieces for the value 85.39$ and the second 41.73$ (March 03, 2017). When I trying to return the 9 pieces remaining, the screen display of the store deceived that PayPal did not accept the return (March 04, 2017). I travel to Europe, march 5. I return to Miami march 20, 2017. I ship the 9 pieces remaining by mail. Abercrombie & Fitch returns the 345.69 march 29/2017. Paypal affirms that they returned me the money on February 23, 2017. This is not true. That day I make the purchase. I have proof. I have proof of all this. Credit card statement, Abercrombie & Fitch purchase history. Everything. Samantha from Abercrombie & fitch only answers email after 2 days. And that they cannot do anything. Paypal do not know and do not want to know. Citibank every day I send you 1 email. Nobody answers me. Where are my $345.69?

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    Verified purchase
    Customer Service

    Reviewed April 25, 2017

    It appears that for the past 6 months, it has been more and more difficult to deal with PayPal. I'm very dissatisfied with the experience I have been having lately. They already destroyed one of my other accounts by refunding someone for returning an item they had for over 4 months. Buyer sent me back a water damaged phone but they got a full refund and I got screwed. After many escalations... Nothing... No consideration that I have been with PayPal for a very long time.

    My new experience is with my new account where PayPal held funds for a phone that was sold. I understand the hold until the item is delivered. The item was delivered with a tracking number confirming delivery. The rule is you get the funds released within 3 days after delivery, but I was told today that it will take a week because of a glitch between eBay and PayPal data feed. Why I'm I the victim. This is not cool and my customers are very upset. I'm seriously thinking about leaving PayPal for good. They have become impossible to deal with on many different levels.

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    Price

    Reviewed April 25, 2017

    I allowed a counseling client to use a credit card to pay me through PayPal. Not only did PayPal charge ME over $50 for this transaction, they also are also withholding almost $500 because of a $1000 limit, an arbitrary rule (which I never recall seeing in their TOS). I was then offered the chance to get the balance ONLY if I give my social security number--no way! I suppose I will have to wait 30 days to get the money that was paid to me. As soon as that happens, I will be canceling my association with Paypal and even perhaps, seeking an attorney. Doing business with them has cost ME a lot of money.

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    PriceStaff

    Reviewed April 22, 2017

    I have used eBay and PayPal for years but never again. PayPal have held my money received from a sale of $975 for a month for no good reason at all. The buyer came to my residence picked up the merchandise (furniture) wood church pews. Like the pews, loaded them in his trailer, and submit payment immediately. I contact PayPal a week later as to the reason why my Funds are on Hold and they tell me to protect the buyer's interest. I said, "Protect the buyer interest?" There is no place on earth that sell used merchandise and give the buyer a month to change their mind and return the merchandise.

    I will never use PayPal again to sell anything. They're great if you buying but not selling. My question is why do they accept the money in their account and hold it for a month and collect the interest and plus deduct the funds from my sell for selling the merchandise. This is unfair business practice and there should be a class action lawsuit against these people. How can the government let this continue.

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    Reviewed April 22, 2017

    PayPal suddenly essentially blocked "permanently" my account because I listed for sale an over the counter vitamin (folic acid) on eBay! I am a loyal customer, very respectful to the regulations since 2006. They could have warned me if something they think is not according to the rules. But permanent banning of a customer, essentially blocking him out of eBay too with no warning? This is good business practice? Does anyone have experience over this and can help? I am issuing complaints in any organization I can find and share this on Facebook, Twitter and all the relevant forums. I still can't believe PayPal's practice of sudden death with no warning whatsoever and no previous problems of any sort.

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    Price

    Reviewed April 21, 2017

    I've been a user of PayPal for years. Until today, when I found out firsthand what happens if you link your bank account. I had a small balance owing for PayPal, under $10, and as I was waiting to get paid I knew I might get an NSF fee if they tried to take out the money before payday but instead of taking the balance out in one transaction they did it in FOUR different transactions of $1.39 each, and two of $6.99, all in the same day! I was hit with SIX NSF FEES IN ONE DAY, all for the same PayPal account. It has cost me almost $300 in overdraft fees!!! Do NOT use PayPal. They're a bunch of crooks that will completely screw you over. I am never, ever, ever using them again.

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    Customer Service

    Reviewed April 20, 2017

    I am finding PayPal impossible to contact! I'm afraid that my account has been breached and PayPal will not respond. An online vendor may have my PayPal account info and PayPal will not confirm or deny my inquiries.

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    Customer ServicePunctuality & Speed

    Reviewed April 19, 2017

    So my boss recently got cancer and had surgery and could not deliver my check to me because he was unable to travel so I told him he could just deposit the money onto my frequently used PayPal debit card. And just as PayPal decided to update their system and it ** one of my accounts up making me unable to withdraw or even transfer my money which was 2 week of pay to save my boss the hassle of trying to get next week's check to me as well. Well that was 2 and a half weeks ago. The first 4 to 5 days they just kept telling me that it's a issue with their system and they are working on it and to just keep trying. Day six they told me that the issue is fixed and it was not. And refused to do anything, wouldn't transfer it to a bank account or my girlfriend's PayPal.

    Day 7 I was charged a late fee of 100 dollars for not paying my rent and they promised to reimburse me after I broke down and went off on them. They then said they would overnight a check through FedEx. 2 days later no check, I called and turns out they sent it regular mail. I pay rent weekly so now I owe 2 weeks rent and 200 in late fees and I'm now receiving threats of eviction and I'm also paying off a car from my landlord and he took the title for non payment. My landlord thinks I've spent the money and I'm lying to him because I keep telling him tomorrow like PayPal tells me. PayPal says that they really are going to overnight the check this time and apologizes but refuses to write or email a letter of apology so I can show my landlord to prove it isn't my fault. Next day no check. I call, they say it's on its way.

    Next day no check. I receive a eviction notice so I call PayPal and they finally agree to transfer the money to another account. They cancel the check and clear out my PayPal account and say they are sending the money to my bank and I'll have it that day or the next. I borrow a loan from my boss to get my landlord off my back thinking I'll be able to pay him back tomorrow. A week later still no money. My landlord still evicted me and repossessed my car and I couldn't pay my boss back so I got fired.

    Thank you PayPal. Now me, my girlfriend and my new born are homeless and unemployed. You ruined my life because I trusted your company and believed in you to get the money to me quicker than my bank. You're a billion dollar company and you couldn't answer for your mistake and pay the extra $10 to overnight MY money to me after you messed up. I've never been disrespected more. You should lose your business license for this. And as I went to find a outlet to expose you I find that you do this all the time. If I overdrafted you would take my money or sue me but you can ruin lives and not even bat an eye. You should be ashamed.

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    Verified purchase
    Customer ServiceOnline & AppStaff

    Reviewed April 17, 2017

    I recently opened a new eBay account and PayPal account. My brother needed to pay some guys that did some work for his company out of town and asked that I take care of it for him since it was just outside of Nashville and I was here in the City. He sent $650 to me to pass on to them. It got hung up in my account after I received notices I needed to "validate" my account information. I uploaded my Tennessee State DL along with utility bills in my name and I was told they could not validate my Tennessee DL. I spoke with Teresa (employee #**) telling her I was shocked. I have had that license for 25 years and asked her what was their methodology for validating? She replied, "It's proprietary." Obviously, was very unhappy and quite frankly upset.

    Now they have my brother's money along with money from an item I sold on eBay and they refuse to transfer it to my account. The website will not allow me to return the money deposited in PayPal back to my brother and the guy who bought the time from me on eBay. She said in 180 days or 6 months if there are no claims against the money it will be sent to me in the form of a check. So if my brother makes a claim or I have the eBay buyer make a claim they don't have to send it or return it. Definitely a Class Action Lawsuit opportunity for a sleazy attorney. Just screwed for now.

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    Customer ServicePrice

    Reviewed April 17, 2017

    Bought my card in October and attempted to activate it. They never sent me the actual card after several months so I called to find out where it was. They finally sent it out. Meanwhile, they depleted all of the funds I had put on the card with monthly service fees since October. How can they charge you a service fee when the card isn't even activated yet? I finally got my card in April and now there are no funds available when I put funds on it to begin with. This is total BS. Beware of buying these STUPID PAYPAL DEBIT CARDS! It's all a sham!!! They wait months to give you your card and drain it of funds before you ever receive it or get a chance to spend the money you put on it.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 15, 2017

    I've been a PayPal user since 1999. A couple months ago, I purchased a set of earrings from Guess online by using a credit card through PayPal. The earrings arrived damaged. I went through the usual Guess return procedure, got a label from them, returned the earrings, and then a month went by without a refund. When I called Guess they were unhelpful and their email replies always said "we haven't received the return yet", though the USPS tracking number showed they had been received 24 days earlier. Tired of getting the runaround, I went through PayPal's buyer protection forms and explained the situation, and gave them the tracking number showing the return was received. Guess responded back saying they hadn't gotten it yet. Neither Guess nor I requested the complaint be closed, but PayPal immediately CLOSED my complaint and told me I couldn't reopen it.

    There was literally 2 hours between me opening the complaint and PayPal closing it. I tried asking on their help forums and no employees work there, it's only volunteers, most of whom don't know what they're doing, and even if they did they wouldn't have the authority to fix the problem. I foolishly took their advice and opened a complaint on the credit card itself instead of with PayPal, and then PayPal sent me a nasty form email saying they didn't accept credit card disputes. When I went back to the help forum, the exact same guy who suggested I open the credit card dispute accuses me of being a scammer and insisted, despite his reply still being right there on the forum, that he'd never suggested a credit card dispute at all. THAT is what PayPal has for online assistance, folks.

    At this point I emailed them, then also tried to contact them by phone. I was on hold for 80 minutes. During that time, I received an email response from PayPal saying they were considering closing my account for fraud, because the earrings had been returned to a "non verified" address. I used the address Guess gave me on the label! And why on earth would THAT be cause to close my 18-year-old account? I just hung up before talking to a human at that point. A couple days later the earrings arrived in the mail -- Guess, who had okayed my return of them, sent them back saying that they didn't accept earring returns for "sanitary reasons." (I hadn't worn them because they were broken, which is why they accepted my return in the first place.)

    I called them and they apologized and told me to return them again. They gave me new instructions to follow, which I did, and this time they sent me an email saying they have refunded my money. PayPal however wouldn't give me the refund! When I emailed them they told me the complaint was closed and to not contact them again. At that point I called PayPal and stayed on hold, which was only 25 minutes this time, and got a service rep who was horrified. That's the only reason they get two stars on this review instead of one. I could hear her looking at the computer screen saying "Oh no. Oh no. Oh god." and a couple of choice cuss words under her breath as she read the details on this transaction. She got the return processed right then, but at that point it had been a seven week ordeal.

    Some of it was Guess's fault because they never told me they were sending the earrings back -- I would have just waited if I'd known, but their left hand doesn't know what the right hand is doing. PayPal, however, turned it into a full-on panic, refusing to give me my money even when the company sent it back, and threatening to close my account for absolutely no reason. I use PayPal all the time on eBay and a couple of vitamin shops online, probably 2-3 times per week, and have been a member in good standing since 1999. You'd think they would work with me but I really got the feeling that they would have closed my account had I not gotten a really good service rep on the phone.

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    Customer ServiceSales & MarketingStaff

    Reviewed April 15, 2017

    I first called PayPal on March 27 2017 to ask for my 2012 statements for September through December. I have now called them 8 times, I have spoken to 5 managers *Cait, Ariel, Lynn, Chris, Amber, Robert* When I first called for my statements, they said they would have them right over to me. The woman actually downloaded my statements to her computer and sent them out that very day. Well, there was nothing attached to the email. So, I called back. They said they would send it out again, could take up to 48 hours because it was a big download. They sent out a second email with nothing attached.

    Fast forward, now I begin to call them every 48-72 hours asking for my statements. At call 4 I asked for a supervisor. Cait gave me a ticket number *which was a bogus number* and again, promised me 48 hours. This time I didn't even receive an email. I preceded to call back 4 more times and each time was told the same thing... "It could take up to 48 hours." and then they never even sent an email.

    This last time I called I talked to Robert ** who ASSURED me that he would handle the download and send my statements out. He also told me that Cait, Amber, Ariel and Chris never even updated my ticket. My ticket had been CLOSED SINCE THE 28th of MARCH and filed as "email sent". That's funny because I called on April 10th, April 12th and April 13th all talking to managers explaining I still needed my statements. I asked him to please send me the hard copy... print it out and mail it and I would pay for it, and he said that they could not do that. Then he told me it would be another 48 hours, but the first person who sent over an email stating that the documents were attached when they were not did it right while I was on the phone.

    I have zero idea as to what kind of business they are running here, but now I am unable to do my back taxes and I have no way to get these statements that I so desperately need. I also would like to add here, that I have severe anxiety, PTSD trauma from my children's father dying in 2013, my Pancreas exploding due to undetected Lupus in 2014 which put me in a hospital bed away from my little girls who were just 4 & 5 at the time, and then 2015 was a FULL year of recover *I lost my spleen, 80% of my pancreas, and was cut open from my breast bone to my belly button. Then just on mine and my daughter's birthday of this year their older sister was struck and hit by a vehicle. Savannah Lynn **. She was such a beautiful soul.

    I do not need this added stress in my life; 10 times is ABSOLUTELY UNCALLED FOR and Mr. ROBERT ** I just received your email, and again there was nothing attached to it. So a big THANK YOU to PayPal for causing me unnecessary anxiety to the point where I went to my doctor today and was prescribed medication and had to make an appointment with a therapist. I will not let this go; once I get my heart back under control and I can breathe, I promise that I will do anything that I possibly can to my fullest extent in order to protect myself, my 2012 statements that are mine and they are withholding at this point, and I will seek legal aid if it gets to that point. I have sold on eBay for 5 years now, and with my calculations I have given them over $10,000. I am a customer and treatment like this, lies and runarounds is unnecessary.

    Also, no one will give me a direct number, so the 10 times I have called at 1-2 hours each time I have to I start completely at the beginning. That is a joke. What kind of company, a bank basically, does not have a direct line to handle serious matters? This is a scam company and I don't even see how they and eBay are getting away with all of these fees and highway robbery and then turn around and treat the people who are making them that money like trash. Disposable trash.

    I want my 2012 statements, and for my anxiety to dissipate over this. I truly feel as if I am going to have a heart attack, and I have Lupus so that really isn't a far fetched assumption. If I die over this, my daughters names are Kayla and Charlotte **; and you can expect that you will be paying for their schooling, college education, weddings, birthdays, house downpayment because I have carefully documented every single call at this point and I will make sure that every single piece of trash that fills up your company will pay.

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    Customer ServicePunctuality & Speed

    Reviewed April 14, 2017

    Purchased a "Magnetic Phone Cable" from a company and they required using PayPal to make payment. Little did I know this was a Canadian based company. The "item" arrived almost 2 months later (40+ days late). It was nothing like described and the packaging was destroyed. I requested a refund directly and got no response from the seller. I created a dispute with PayPal and after a very long wait was instructed to ship the item back to the seller at MY cost. Returning an item to Canada costs over $40 using standard shipping methods from either FedEx or USPS. PayPal provides no protection against scammers like this and they provide no resolution support. You cannot contact them directly or have issues escalated beyond automated drone support.

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    Customer Service

    Reviewed April 13, 2017

    I booked an airport taxi and paid through PayPal. The taxi did not turn up and I contacted the service provider through PayPal. I got an abusive reply accusing me of fraud. It was all a bit weird and I emailed and spoke multiple times to PayPal to arrange a refund as the service provider did not even acknowledge the transaction. They were not at all interested in finding out what happened or resolving the issue. The emails advised me to escalate the claim, but the website would not allow it. The customer service would just transfer me between claims and fraud departments and steadfastly refuse even to listen to me. It was an absolute waste of my time. I had to contact my credit card provider who promptly refunded me. DO NOT USE PAYPAL AS THEY WOULD NOT PROTECT YOU AGAINST FRAUD. Use credit cards instead.

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    Staff

    Reviewed April 13, 2017

    My son sold a MAC computer using PayPal. It was in excellent condition and we sent in the original box. He answered all the buyer's questions. The buyer purchased the laptop. That was in December. In February the money was withdrawn from his checking account because the buyer decided they did not want it or was what they thought it would be, even after my son and I answered all their questions. Finally after talking with several people the account was in review status and the money went back into his account.

    Last week - in April the claim was resolved and they said the buyer won due to having PayPal credit. What the hell is that? How can you have the buyer return a laptop back after using it for 5 months, I was told if there are any issues with it we can open up a claim? Who wants a laptop back after all that time. Then we have to go through all of this all over again with the buyer. So not we have until May 10th to pay back the money to the buyer or the account goes into collections. How can they expect us to do this when we don't even have the laptop back. This is the most ridiculous policy I have ever heard of. They should give the buyer a few weeks to decide on the product they purchased. Not 6 months. I am at a loss and do not know what to do.

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    Verified purchase
    Staff

    Reviewed April 12, 2017

    PayPal is not run by any set of geniuses, they are just common crooks. They do not employ any folk whom are super intelligent. They are only crooks doing typical business, within the United States Of America. Please, look around, and take note.

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    Customer ServiceStaff

    Reviewed April 11, 2017

    After being put on hold for 22 minutes or so you get someone that speaks proper English from the 1800s in Bangladesh. They read off a script and you accomplish nothing. They then put you on hold for someone else another 15-20 minutes. They pick up and still can't understand them, they are in Phillipines. You still can't get an answer to your question. This goes on for days and days and days...

    I made a money transfer from my PayPal account for $2500 to my USA checking account. Was quoted one day time frame when I did transaction online. Then was told 2-3 days. Then 4-5 days. Then 4-5 working days. Then 7 days. Then after a week of phone calls finally contacted a supervisor in Arizona USA!!! He solved my problem with PAYPAL in 24hrs and I got my funds. I can not stand call USA companies with 3rd world customer service reps with the IQ of a hamster. All you do is go round and round and round. Vicious circle!! I am going to do as little business with Paypal as I possibly can from now on.

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    Verified purchase
    Price

    Reviewed April 11, 2017

    There is a reason that some companies only accept PayPal. It is because PayPal will help them steal your money. I ordered items online and used PayPal to pay the merchant. The items were never delivered and PayPal accepts the merchant's word that they were. PayPal refuses to provide me with delivery date or tracking information so I am out my purchase price. DON'T USE PAYPAL!!!

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    Verified purchase
    Price

    Reviewed April 11, 2017

    Customer (buyer) files a non delivered case with eBay. PayPal immediately holds my funds for up to one month. Zero interest is paid on MY HELD MONEY. PayPal has access to the funds that belong either to me or to my buyer. WHERE is the interest money going? Small amount, granted, but, over the course of a month with thousands of individuals having their funds "held," PayPal makes a tidy sum... I would like to see justice on this evil, unscrupulous empire...

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    Reviewed April 7, 2017

    PayPal is an ok company to use if you do a lot of online shopping. You can deposit money into your online PayPal account and then use it, so your bank card information remains secure. Now for using PayPal for business (accepting payments from clients), I don't like them at all. They will hold the funds for 24-48 hours for no reason at all. They did it to me and said it was a "random audit", random my **! They put a hold on the funds, so I couldn't decide whether to provide the service to the client or not, because I couldn't get my payment.

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    Process

    Reviewed April 7, 2017

    PayPal is a good tool to use when paying online purchases but the customer service suck! Replied back to PayPal. “Then your process is does not benefit your client. Closing the claim without additional note from either party is not acceptable. Claims should not be closed unless either parties agreed and accepted.” Now you tell me what the purpose of opening a claim if PayPal does not even try to get the root cause of the issue. Again this type of service is not acceptable and this will go viral.

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    Verified purchase
    Customer Service

    Reviewed April 7, 2017

    PayPal held funds from a client for weeks without telling me the next steps I needed to take to get the funds released. When I called, they told me the next steps which will take days to implement. I can't believe they're taking a huge cut of my hard earned money to withhold my funds. I'm deleting my account as soon as they finally pay me. Poorly done!

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    Verified purchase
    Customer Service

    Reviewed April 5, 2017

    I was paying off PayPal and clicked the wrong bank. Unable to stop a wrong click. This happened once before in 2009. My bank can not cancel it. PayPal can not cancel the electronic payment. PayPal has asked what improvements can be made in their phone answering service. They are more concerned about their phone numbers to push than having clicked the correct bank. Total failure on PayPal to not have clarity on what bank is being used. They should have a 3 step process to utilizing any monies from an account. Since there are at least that many buttons to push on the phone to reach someone to talk to.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 4, 2017

    For 3 months PayPal has refused to changed the name on my account. I have uploaded the documents required by the website and by the PayPal reps I corresponded with. I have explained over and over again the circumstances surrounding the request. They have not once let me speak to a manager. They have not even bothered to assign anyone to follow-up with this case. Over 20 different reps have responded to me, usually with the same boilerplate answer as to which documents I need to upload - ignoring that I have already uploaded them. They have ignored that they are withholding my salary and that I have had to borrow to make ends meet.

    When I complained they threatened to ignore me (even though that would be nothing new since they ignored most of my uploads, e-mails and questions). At least half of their e-mails are written so poorly as to be at least partially coherent. At best they are incompetent and rude. At worst, they are thieves. DO NOT USE PayPal.

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    Customer Service

    Reviewed April 2, 2017

    I am using PayPal, well... since it exists. It was basically OK until now. But suddenly, when really getting problems, I realize how bad it has become, because it seems there is no user service at all. Some weeks ago, PayPal made me confirm my credit card again, which was already confirmed months ago! They took 3$ from my bank account for that, but the code which appeared on the bill did not work, I had to do it again. The second time worked, but the money from the first time I never got back. To my complaint via form from the PayPal website. I never got an answer.

    Today I wanted to buy something, but PayPal said my card got declined. Funny that I then made that purchase directly from my card and it worked. No problem at all with the card. PayPal declined after it worked the last few weeks with PayPal. Again I write a complaint but as an answer I only get an automated response email offering some FAQ. PayPal really is going downhill.

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    Customer ServiceCoverageStaff

    Reviewed April 1, 2017

    I love the card readers linked to my iPhone by Bluetooth. That is the ONLY thing I love about PayPal. PayPal were happy for me to set up a business account but they suddenly blocked it and I had £900 in the account. After 50+ emails and phone calls it is still not resolved. I have been waiting 4 weeks with a lot of wrong information and automated emails which has caused a great deal of stress. If it weren't for the card reader and easy way to do transactions, I would tell them where to stick they PayPal Account.

    If anyone from PayPal Customer Disservices is reading this then please escalate my case ID ** - You told me it would take 7 days to verify my account but it has now been 21 days and no one has contacted me to let me know what is happening. Terrible customer service with staff that don't know what they are doing. I have had to transfer money from a personal account to cover bills and I have lost interest as a result. I have also been embarrassed to tell clients that YES PayPal is working, then NO PayPal is not working. Next I try to go on the PayPal Community page to write about my experience and I am blocked from doing that. Presumably because I have made a formal complaint about their service.

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    Price

    Reviewed April 1, 2017

    As a small business, we have used PayPal for years on our website, and I use it personally a lot as well. This pertains specifically to the PayPal Here app - the swipe-enabled processing, like Square. They lured me in with slightly lower rates than Square, so I thought it would be good for a backup. Only after using the swiper for a few days of sales, did I become aware that PayPal Here will hold funds for 30 days. So, I sold $4500 worth of product over the weekend, and sent it out the door with customers. I processed these funds on a swiped, with card present processing platform.

    We have been doing business with PayPal for years. There is absolutely no reason to hold these funds, the product is out, the transaction is complete. We have no history of chargebacks, complaints, or disputes. This is simply a tactic for PayPal to withhold funds, to collect interest on my money for a month, while I now try to scramble to make up for this loss. This is big banking greed, making money off of the little guy at its very worst. Shame on PayPal. This is unprecedented in the industry.

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    Customer Service

    Reviewed March 31, 2017

    Since Dec 24th, I have spent countless hours with PayPal customer service to get the situation resolved. After several hour long phone calls, tickets, escalations, I still have no visibility when I will get my $300 refund. Recently, I have escalated this to the CEO. I need help to fix this issue by increasing the urgency in customer service organization. This is with respect to transaction # **. Net/Net - My buyer has been refunded directly by eBay because PayPal didn't process the refund even after charging my bank account on Dec 24th. It's been 3 months, PayPal still has my money. I still have not seen my refund.

    Here's the chronology of event. Dec 5th - I sold an iPhone 6 through eBay for $299. PayPal put a standard hold of 14 days on payment received from buyer. Dec 19th - Return requested by buyer through eBay. Dec 24th - $291.11 refunded to the buyer through PayPal. On Dec 27th, PayPal charges my Bank of America checking account for $291.11. Jan 15th - Buyer hasn't received the refund. eBay opens up the case. Feb 15th - eBay rules in favor of the buyer. Buyer is refunded $330.38 by eBay charging my checking account again. Meanwhile, PayPal has still not completed the transaction that was initiated on Dec 24th. Feb 28th - After spending multiple hours with PayPal customer service and threatening to escalate this through social channels, I get a temporary credit of $299.80 for 30 days.

    March 30th - Meanwhile, my refund transaction ** is still pending (more than 3 months later). My temporary credit is taken away and I am again back to square one. Another escalation! How can a transaction be pending for 3+ months? In this era of digital enterprise, how can an issue not be resolved in 3 months? Where is the agility if known issue software can't be fixed over 12 weeks? In my company ($200B+ cloud enterprise software), we drop incremental revisions every 2 weeks.

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    Customer ServiceCoverageSales & MarketingPriceStaff

    Reviewed March 30, 2017

    I have only been a customer for a short time. Originally in 2014 and then re-connected in 11/2016. I am a stamp collector and the best place to buy stamps is eBay. And if you shop or sell on eBay you must use PayPal. First off I think that is against the law to have that requirement when both companies are owned by the same person, but that is for another day.

    I recently sold quite a few of my items (I was not selling stamps) and accumulated quite a bit of money to buy stamps. Which was my intent in selling items. I had, as requested from PayPal, added my bank account number to my account. First mistake. As I stated I had quite a bit of money on my account. $335.00! I began to buy stamps and at each "confirm and buy" I check the PayPal small circle to be sure that the money came from my PayPal account. Well it did not and the money came from my bank account as I had inadvertently made my bank account my preferred. And when I finished buying stamps I had a huge overdrawn account. The fees that I incurred cost me more than $300.00.

    I was devastated. It was my first ever overdraw in my life. I am 78 years old. All then money I had earned in my sales all went to overdraft fees. When I discovered this I called eBay and they referred me to PayPal and I explained to the young woman on the line what had happened and she solved the problem. But she did not resolve the results. There was still money waiting to be charged and there was also money enough to cover the money waiting to be charged. I asked her and then begged her to please use the money in the PayPal account and she said she could not do that. What an easy solution that would have been for both of us. I would not be in jeopardy with my bank overdraws and PayPal would get the money I owed them immediately. I begged and begged and she continue to tell me "NO".

    So I now have this incredible overdraw at the bank and I did transfer the money from PayPal but the damage had been done, to my bank account and to my opinion of PayPal. I repeat, this could have all been circumvented if they had flexible enough to take the ready cash available in my PayPal account. I thought what they would want was their money but I was wrong. What they wanted to do was make me wrong and damage my reputation at the bank. I will never put my bank account in jeopardy again by listing it on PayPal. I will use eBay sparingly. Only when I must.

    I am sure I am not the first person to have this happen to them. And sadly I will not be the last. But it will never happen to me again. I am disappointed in myself for not being more thorough and I am more disappointed that a company like PayPal for being so unwilling to work with me to resolve an urgent problem. It was a lose lose for both of us. I lost money and they lost a good customer because of their inflexibility.

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    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed March 29, 2017

    We have used PayPal on our website along with a credit card processor. Paypal decides how much of your money they are going to release rather than releasing your money to you so you can run your business. I went through the process of lifting the limit which they declined and decided they will hold our money for 21 days. When I called to speak with someone about this I was told there is no one who can speak with me because the audit department does not have a customer service department.

    The letter with recommendations stated "Thanks for requesting an increase on the release amount. However: Your history of selling with us is too short at the moment and, in our experience, new sellers tend to have more sales problems. As a result, we’re unable to make a change to your release amount. If you have signed up for PayPal Here for accepting in-person payments, any card-swiped transactions will be available immediately regardless of the release amount. Increasing the funds available to your account: Here are some suggestions to promote consistent, positive experiences with customers. In general, following them will help you have a higher monthly release amount: Avoid long refund times. Ship promptly and provide valid tracking through PayPal. Work closely with buyers to avoid chargebacks and claims. Thanks for choosing PayPal."

    However, we have processed with PayPal for over a year. When I discussed the letter and explained to them we have not had any untimely refunds let alone any refunds or any shipping complaints or chargebacks I was told that is just a template letter to help people establish good business practices and that there is nothing that can be done because the audit department has decided that they still would like more time before releasing money. Basically it appears they are funding themselves by holding a portion of their client's money for 21 days. Seems like it is best to stick with actual credit card processing companies.

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    CoverageReliability

    Reviewed March 29, 2017

    Don't pay with PayPal and use credit card instead. Don't pay attention PayPal saying "we got you covered." It's bold lie! You are not covered, I was not covered. I bought the item on eBay, checked out with PayPal and PayPal refused to issue me a refund even though the item was defective! The item was still in return time period, PayPal comes with every excuse to protect its profits, don't checkout with PayPal if you pay more than $15-20. It's too much to lose. Will never use PayPal again!

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    Customer Service

    Reviewed March 29, 2017

    If you going to call PayPal and ask to speak with a supervisor for an issue sit down relax eat dinner go out and comeback you still going to be on hold. I have been in the retail management for 30 years and never seen anything like PayPal. DO NOT CALL A PAYPAL SUPERVISOR AFTER 8 PM UNLESS YOU WANT TO WAIT AT LEAST 1 HOUR. I ask John one of their employee for a supervisor. I'm still waiting on the phone 3/28/17 at 9:17 PM. WORST CUSTOMER SERVICE EVER!

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    Customer Service

    Reviewed March 27, 2017

    PayPal doesn't care whether you have a limitation, a family to feed, a home that you need to pay for or your kids. All they care about is using and abusing you whenever they can. When I got limited by them, I tried to call them up and even email them like they insisted, but they denied every chance of communication on their part. Did they help me with my limitation when I needed it? Nope, they refused to. Not only that, they turned my appeal into a permanent no. Now I cannot sell nor have a way to pay the bills.

    In times I needed PayPal the most, they were not there. I had to resort to desperate measures and hire Auction Essistance to help me get back on. If you are in a situation where you need PayPal and cannot accept payments any other way and you're banned, maybe Auction Essistance or going stealth may be the best way possible. But I will let you know that PayPal was no help and was more of a waste of time just trying to reach them.

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    Customer ServiceStaff

    Reviewed March 24, 2017

    I ordered the stacking heart bowls but only got one so I wrote the people who make them and told them about the other 2 missing bowls but now PayPal wants to charge me for something I never received! I have called them many times about this matter and transferred 3 times to very rude people! I told them I am not paying for something I never received! I got a email today saying my account past due but the automated call said I have zero balance? I will NEVER do any other business with this sad company!

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    Customer ServiceStaff

    Reviewed March 23, 2017

    I am really not happy the way Paypal has replied to my call against my dispute with Tidestore a China company. Paypal customer care manager simply said they cannot help me. They know very well that Tidestore is doing big fraud with so many people every day but still they allow their transactions. Don't believe Paypal they are helping wrong people. Don't use paypal again... Paypal case no: **

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    Price

    Reviewed March 23, 2017

    I recently attempted to make a payment to a client but made a mistake in specifying the client's PayPal account. As a result the transaction was marked Cancelled on PayPal. A few minutes later, I made the payment to the correct client account. However, both the canceled payment and the actual payment were made to my account on the same day. The resulting double payment in my account resulted in an overdraft NSF charge to my account.

    However, when I contacted PayPal I was told that is how their system works that both the canceled and actual payments are first made to my account and the sometime after the canceled amount would be credited to my account. It would then take a number of days to transfer the money back to my bank account once it showed up as non-pending on my PayPal.

    As such my bank account got charged for a payment (The canceled transaction) my PayPal account gets credited back several days later and then it takes several days to transfer it back to my bank account. In the interim I have to pay NSF and interest charges for a payment that PayPal never made. Ironically, unlike most modern systems, PayPal has no edits on their system to flag an error when an incorrect PayPal account is specified. PayPal has refused to accept any financial responsibility.

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    Customer Service

    Reviewed March 21, 2017

    I recently wanted to sell on eBay. eBay requires PayPal to process its payments. PayPal wanted my bank account login/password. When I would not provide that information, it wanted copies of my credit card statement and my bank statement. I tried to delete the bank account and credit card info, but could not. Responses are automated. I have filed complaints at https://www.ftc.gov/ and at http://consumerfinance.gov. The more complaints, the more chances of correcting the situation. File complaints everybody.

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    Customer ServiceStaff

    Reviewed March 21, 2017

    While I have not experienced any big problems with Paypal, I must agree that their customer service is lacking and their staff is not always professional. I also have experienced some shadiness, but as the result what else do we have on the same level as a platform to quickly pay and quickly receive payments? When there is a serious competitor to Paypal we will go ahead and use both services. Quite recently I abandoned my FirstData merchant account due to server problems with overcharging and shady activity with the notorious "PCI compliance". My suggestion: swallow your pride and pay via Paypal until serious competitor of Paypal appears on the horizon. While Paypal is a semi-monopoly, they act like one. That's natural. Yet I must note that I never keep more than $500 to $1000 (for more than a month) in my Paypal account and even then I always withdraw the money into my bank account as soon as I accumulate $1000 or less in it.

    Those who operate hundreds of times larger amounts, perhaps they should not use Paypal as their "merchant account provider" and get yourselves a real merchant account. So far, despite some minimal problems, I am quite satisfied with Paypal despite being a proactive consumer and I am definitely not "protecting" Paypal in any way. I also wasn't sure to give Paypal 4 or 3,5 stars, just because I had once been insulted by their customer service worker (by intentionally writing my full name as rather a mild joke) and once or twice I experience some shadiness with the way they allow shady owners, even scammers, fraudsters keep their accounts rather than close them down.

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    Customer ServiceCoverage

    Reviewed March 21, 2017

    I paid for an overseas transaction using PayPal thinking it was safe. The website took me to the PayPal screen which asked me what account would I like to charge. I selected my corporate card and clicked submit. It charge my personal bank account instead. I did not have the funds to cover it, so I started incurring fees. I called PayPal and received nothing but condescending attitudes, stating I was the problem, not them. I tried expressing to them that I selected my card and not my bank account but they refused to believe me. I asked them what I could do to stop this, they said to contact the company I purchased from and cancel the transaction. I did and paid with my card. I was told by PayPal that my bank would not be charged.

    6 days later, they charged my account after I had already paid the other company. It caused another overdraft situation and I'm now $500 overdrawn and literally have no money. I have overdraft protection, but it has limits. I called PayPal again and their response was, "We have no control over what your bank does", insinuating my bank initiated this transaction. I asked them why they were withdrawing funds from my account when the company already refunded PayPal's money, they said they couldn't stop the transaction, stating they were not a bank. I couldn't believe my ears. They already had their money returned to them but insisted on charging my bank account. I asked him "Then why is my PayPal account showing a zero balance?", he said that when my bank withdrawal clears, it will show up in my PayPal account and I can transfer it back to my account. WHAT!!!

    They flat out stole my money without my authorization. If this isn't illegal, I don't know what is. What law allows them to do this? I am calling my bank to tell them this was an unauthorized transaction and to get my funds back. They are using people's money to make money. I was in the finance world and my company did it legitimately but this is an illegitimate use of people's money not to mention the havoc it wreaks on people's bank accounts. I pray this company fails miserably and that they are forced to pay back the people they have harmed.

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    Customer ServiceSales & MarketingPrice

    Reviewed March 18, 2017

    Using PayPal is a joke if you think they will protect you if something goes wrong. Bought 24 Russian piping tips from a scam website called LightInTheBox (sorry I didn't do more research into the company) and when I received only 1/2 the merchandise, I tried contacting the company but could not because there is no phone number or email. They kept telling me to use my order to resolve but as luck would have it, they have no record of me buying anything and I have no way to contact them at all. I then escalated it to PayPal and lo and behold, they want me to send the merchandise back! It's to CHINA! It will cost more to send back than it was worth! Why should I have to do that? Plus, I can see a LOAD of problems doing that. Even with a tracking number, they can say they never received it and then I would be out MORE money. So I am stuck and will NEVER use PayPal or buy online again.

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    Customer ServiceStaff

    Reviewed March 16, 2017

    To set the table I have purchased approx 400 figurines from eBay in the last year and many have broken due to poor packaging. Most problems were resolved at the seller contact level but the remaining issues resulted in probably 300 calls to eBay necessitated by the eBay business model of staffing all levels with offshore CRs who are incapable of doing their jobs and pass on inaccurate information 90% of the time. I reached US CRs three times out of 300 contacts. This set up has been put into place to frustrate callers to the point of making them stop calling. Thus good service is a negative, bad service is the new world order. Recently PayPal has modeled itself on eBay with offshore reps who do not know the fundamentals of their job.

    You can still get a US based supervisor if you can hold on thru a gauntlet of transfers until you finally get where you want to go. Quite unbelievable. The US supervisors do know their stuff and can advise as to what should happen if you do something but if you file a claim it will be handled by the same people who can do little but pass on incorrect information. If there were alternatives to eBay and PayPal I would use them but they are the only games in town so customer service has been construed to be as cheap as possible. Truly the chance of getting a correct answer on PayPal from an offshore rep is essentially zero. I recommend that if you buy or sell on eBay and cannot reach an amicable decision to write off the transaction rather than go thru hoops with eBay.

    An item not received or something damaged sent by global shipping can be completed over the phone in one call if you know what you are doing. Anything else write it off. With PayPal if you have a question that is important to you you must talk to a US based supervisor. It might take several calls and hours to reach one. That's the lay of the land from someone who knows.

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    Customer ServiceInstallation & SetupSales & MarketingStaff

    Reviewed March 16, 2017

    I have been a member on eBay since 2001 and signed up for PayPal at the exact same time I opened my account on eBay 16 years ago. Recently I had an issue with PayPal's transaction processing procedures. I had 2 items in my eBay cart that were from different sellers -- a set of tires from one seller and a set of valve stems from another seller. I clicked on the "Proceed to checkout" button just like I have done many times in the past, I did absolutely everything the same way I have done many times before under the same situation. Funds in my PayPal account would be used first, and then the remainder would be taken from my bank account.

    On this particular transaction I had approximately $65 in my PayPal account, that amount was taken to process the tire purchase first, then the remaining balance was taken from my bank account to finalize the tire purchase transaction. However, when PayPal moved on to the second item for processing, due to a glitch in their system, the valve stem purchase of just $3.99 was switched from an instant withdrawal and processed as an e-check payment (something I had never seen before), which put the funds on hold for 6 days. In the meantime, the seller refused to ship out the item until he had actually received the payment (understandable), inconveniencing me and forcing me to cancel an appointment I had already made to have the tires installed on my vehicle. Just to be clear, I had more than enough funds available in my bank account to complete both transactions, so that was not the issue in this situation.

    I called PayPal to ask what an e-check transaction was, and how my transaction ended up as this type of transaction. The first customer service representative had absolutely no clue and could not answer my simple question, the second customer service representative tried to tell me that all transactions are subject to becoming an e-check transaction, to which I replied, "Then why is this the first time I have ever seen this in the 16 years I have used PayPal?" He tried to give me some B.S. excuse that didn't seem to make any sense, so I asked for a supervisor. I was on hold for about another 15 minutes (had already spent 45 minutes on the phone) before the supervisor finally picked up, when I asked her the same question, she explained that this was a known issue that had happened before, I quickly replied, "Not to me," to which she said, "No, I meant to others," and she also said that they were currently trying to fix the issue.

    When I tried to have the transaction canceled (which the seller had approved under the circumstances), I was told by PayPal that it could not be canceled, I had to just wait for it to finally clear, even though it was something that had absolutely nothing to do with anything I had done, or not done, during the transaction. The reason I find this so irritating is because I also sell on eBay as well, and PayPal at the time had funds from one of my recent sales ($321.59) made on 3/3/17 on hold (pending) for 11 days at the time, a procedure I never actually agreed to 16 years ago when I initially opened my account (nor when they started it), and I strongly disagree with this practice.

    Bottom line, if those funds had not been withheld from me this entire situation would have never happened, because the payments would have been taken from my PayPal balance, and no further processing (instant bank withdrawal) would have been required. All this hassle over a $3.99 transaction, when I pay hundreds of dollars in fees to PayPal on a monthly basis. What a completely ridiculous situation and an epic failure on the part of PayPal.

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    Customer ServicePunctuality & SpeedReliability

    Reviewed March 16, 2017

    I was shocked at a $25.00 late fee on a $33.00 purchase when I had a $50.00 credit in my account. Worse was the inattentive and rude customer service. I waited on hold through four phone calls adding up to 90 minutes. They would not answer my questions and kept connecting me back to the automated machine. I ended up paying the late fee just to close my account. I cannot believe they want you to give them your bank login and password to add credits to your account. I do not trust this company at all. I have closed my account and recommend that this company is investigated for unfair practices and fees.

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    Staff

    Reviewed March 14, 2017

    Because I did not go thru PayPal to file a dispute, but instead thru my credit card company, PayPal will not accept the refund from the seller. This is totally unacceptable. They are the crooked people I have ever dealt with. I will NEVER pay for anything using PayPal again. This company is nothing but a SCAM. Be careful. Just when you think they are good to use, they screw over you.

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    Customer Service

    Reviewed March 11, 2017

    Just spent two hours on phone with Paypal - they are holding my money illegally and fraudulently. They say once the tracking shows the products arrive they will release funds in 3 days. They don't. I've had to manually go through 200 items at the cost of countless hours of my time to get my funds released. Have multiple hours of bad customer service recorded and am working on a media story about this. On top of that, they released my account hold 12 days ago and now have placed it back on my account. This is just wrong. The customer service SUPERVISOR told me this morning that he could assure me the hold was ONLY for the one larger transaction and that all of my other TRANSACTIONS would process okay.

    I made him wait while I had my wife purchase a $6 item where in fact my funds were held (complete lie). The only option is to wait 21 days for my money or spend hours on the phone going through transactions. This company is engaged in unfair trade practices, racketeering and fraud. Representing to a customer/seller that you will not hold their money in order to induce them to continue accepting payments on your system, when this is not true is wire fraud and a violation of FTC regulations. I expect someone in your 'back office' --as they call it --(who is a decision maker and a human in America not reading from a computer screen) to reach out to me via Facebook messenger and provide me with their direct line, or I will be reporting this ongoing issue, with 15 recorded phone calls of completely conflicting information to the Federal Trade Commission, the FBI and the media.

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    Customer ServiceContract & TermsSales & MarketingStaff

    Reviewed March 11, 2017

    I was operating my business just fine, when in October 2016, Paypal had me on the phone and said to me "Mr **, Paypal has made the conscientious decision to ban you from our organization for the rest of your life, you are risky and very dangerous". Before they could hang up I said that what I do is not illegal (I'm stamp dealer). Paypal stated "No Mr. ** it's not illegal, it's immoral." Paypal said in all the years they been open they have never seen anybody do business the way I do. Paypal said that I have this small group of men that give me money, then I take the money and spend it all over the world buying stamps and causing problems. Paypal stated "You moved $185,000 between January 2016 and October 1st 2016 and we don't like the way you did it."

    The problem is that Paypal is way off on that number. Paypal said that it did not matter how much money I was given, I would take it and start spending it, and that I never left it in their account for 24hours. Paypal stated that most of all, they had a huge problem with the way I conducted business with Frank. Then there was a chargeback, and another, and another, and another. To the tune of over 40 chargebacks so far. This been going on for months. The devastation that has ensued has been catastrophic. As I understand it, Paypal after doing the chargebacks, and after giving the money back to people that did not ask for it, after giving money back to people that did not chargeback, then PayPal went to Visa to try to collect and lost every case against visa. Then they turned their sights on my Vice president at the time, and put a huge amount of money on her. Then one day Paypal sent her a letter asking her to sign a 7-year contract with them.

    To this very day I'm still having problems caused by Paypal. They said I was the one that initiated each chargeback. It was not me. I only had one chargeback up to that point. Nothing but devastation since October. Unable to remain open, as normal. Now I only have the name Freedom Stamps. I went to 52 Las Vegas attorneys. They all refused to help me. Top 100 lawyers, award winners, Lawyers of the years. Said my case would require work. Because they only wanna help people if they slip on a banana peel or something.

    Then there's what they did to my Vice President, and she did nothing wrong. She gonna write something herself. Staff all left, unable to bring in income for the company. Utter complete devastation, resulting in shutting down of business thanks to Paypal. I have had a running feud with Paypal for years. They are without a doubt the worst organization I have ever dealt with along with Ebay. I would not recommend them to a pile of dog crap.

    Then there's all the times I would buy stamps off Ebay with my investors money, when I received the stamps, I would send them to PF for authentication, they would not come back as they were described. I would call Ebay, they told me to send the stamp back to the seller. So I would, then the seller had the stamp and the money. When I would not get the refund I would tell Ebay and Paypal. I was ruled against in every single case, and the sellers would win. And there was numerous times this happened. What a scam, what a hustle. As soon as I get done fighting this Paypal case in court. I have a real big surprise for a whole lot of scumbags in the stampworld.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed March 8, 2017

    PAYPAL is one of the worst companies in the world to do business with!!! They are even just plain cold and heartless!!! Without going into specific details... I am the VICTIM OF IDENTITY THEFT... I had my identity stolen over 20 years ago by a family member who used that information to open various accounts in my name... to purchase all types of merchandise and even pornographic materials! He hacked into our home cable system and my computer too and used my personal information to order these materials WHILE I WAS AT WORK (DOCUMENTED)! As a result. In 2006, PAYPAL restricted my account for "violating their acceptable use policy... with ABSOLUTELY EXPLANATION OR DOCUMENTATION PROVIDED...

    Now, this creates a problem for me as I buy and sell on eBay and use PayPal as my method of transferring and receiving money... Fast forward about 5 years... I opened another PayPal account with a new email address. I use this account for HUNDREDS of transactions with ABSOLUTELY NO PROBLEM!!! ALL of a sudden... without notice... PayPal restricts this account as well... again... with NO DOCUMENTATION OR EXPLANATION! I opened a THIRD ACCOUNT and after 2 weeks... the same thing... It's restricted!!! I contact PayPal dozens of times by email and phone and all I get is APPEAL DENIED FORM emails back! I even send them documentation of my identity theft issue from the FTC and the Connecticut State Police... still... APPEAL DENIED!!!

    Finally, I contacted a private attorney and he advised me that PayPal is a state and/or federally regulated financial institution and BY LAW I am entitled to a copy of detailed documentation of ALL financial transactions conducted in my name... So I send PayPal a letter by certified mail requesting this information... They received it and signed for it on January 30th. And it is now March 8th and no response... except for another (4th or 5th) appeal denied email signed by "Paul"...

    So, today I sent another request letter by certified mail. We'll just have to see IF and/or WHEN they respond back to me! In closing, it sucks that I have been a victim of identity theft to begin with and it has been an absolute NIGHTMARE for 20+ years now... But it's even WORSE to be VICTIMIZED all over again by a company that doesn't give a damn about their customers that patronize them! I think it is EXTREMELY ANNOYING, CHILDISH, AND UNPROFESSIONAL that a company would not respond to REPEATED requests for information to help me clear my name! It also makes me wonder about their CREDIBILITY AND WHAT THEY ARE TRYING TO HIDE! It also angers me that a company would rather battle it out in court than to resolve a real simple issue.

    I know that big companies like PayPal don't care about us "small guys" and that if they ignore me or complicate the "process" that I will just give up and go away. WELL... PayPal doesn't know me very well because the more they play their corporate games the harder I will fight for the answers I need! I would ask each and every person that reads this review to consider your business relationship with PayPal... NOW or in the future. Do you really want to support and do business with a company that only cares about their bottom line and not consumers???

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    Reviewed March 8, 2017

    My experience with PayPal was the worst. I had an issue when I did a cashback transaction, so I called PayPal and they told me at first that my money will be refunded, for the double charge. Then they said that they don't do disputes on cashback and I can't get my money back. Now I'm out of $100.50. Wow is that how you conduct business. A lesson learned. People don't ever do business with them.

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    Customer ServiceContract & TermsPrice

    Reviewed March 6, 2017

    I've been using PayPal for over 10 years. Now I hate them for so many reasons. Been with PayPal because of selling on eBay. If I had it to do over again I definitely would not choose PayPal. Switching to another processor and closing my PayPal account right now. Been facing many problems but I am gonna explain here my very obvious and recent problem. I ordered 1000 pcs from China but long story short I lose my confident because of couple of reasons then had to cancel order... and the seller didn't responded to refund for sample cost 75$ then I filed dispute on Paypal but I just received email that my case is denied.

    I called PayPal but so rude telling me you didn't send back to them the sample. I uploaded that Agreement between seller and buyer stated very clearly that the cost of 75$ to be deducted from total price and pictures that the sample was received damage not usable. If Seller and buyer agreed then why PayPal keep telling me with so rude manner that you have to send them back?? Why should I heck send all the way back to China which is not gonna worth because of it's damaged not usable?? I am gonna consult with my lawyer that I should file lawsuit. Because PayPal giving wrong information saying full buyer Protections bla bla bla but not true. If you guys still using PayPal, then should rethink before buy or sell.

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    Staff

    Reviewed March 4, 2017

    I realize many people are selling fake gold bars on eBay. With that said, I have a receipt from the real and legitimate company I purchased my gold bars from. One buyer on ebay "windmatic" purchased two gold bars from me. He left positive feedback and was happy with his purchases. A month and a half later he asks for his money back and says the bars are fake? Ebay denied his claim so he runs and cries to paypal. PayPal refunded his money even though he never had the bars tested to see if they were real or not. Second he admitted to buying several gold bars from other sellers. So what does he do, he sends back two fake gold bars, keeps the real ones I sold him and now he gets double his money back. Paypal are a bunch of crooks. I send them a picture of the receipt and everything but they did not care. Do not use paypal for anything, if you do be prepared to lose all your money.

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    Customer ServicePriceStaff

    Reviewed March 4, 2017

    PayPal are now placing funds on hold retroactively. Meaning that monies you have already received and in my instance, shipment delivered 24 hours earlier, and the buyer has not filed a return request nor disputed the transaction, PayPal are placing a HOLD on the funds, effectively, causing your account to go into the negative. What this means is that when they do release funds they have previously held, often from a different sale, when they release these funds, PayPal STEAL them back based on the false negative. I have no idea how we are supposed to check what PayPal are telling us? How do we prove that they are telling us the truth, since there NEVER was a hold until 2-4 weeks after the fact, and the buyer has already received their order?

    PayPal are stealing from us and using an explanation that they know well be very hard to prove otherwise. They use the amount of disputes as their reasoning for placing holds despite that 99% of those disputes are when buyers chose to exercise our 14-day return policy and not for any criminal or wrongdoing by the seller. PayPal decided that when a buyer exercise their right to return an item pursuant to the sellers return policy, it is a dispute. They don't actually separate an actual dispute versus a return exercised pursuant to return policy because the buyer changed their mind or my wife does not like it. This is ridiculous. They only do this so they have a very feeble excuse to keep the sellers monies on hold for as long as they feel.

    PayPal LOVE to punish sellers/account holders for doing the right thing. They create any feeble excuse to justify what they are doing. One rep tried to tell me that they fronted the monies to me (referring to orders made using my PayPal account). Everyone knows that PayPal are not in the business of loaning money! It was not until I called and called, despite them attempting to use bully tactics and intimidation, telling me I am calling too much, that the truth eventually came out from yet another supervisor after hearing it was glitch and the engineers are working on it.

    A while back I had loaded some funds directly into my PayPal account. Since I sell online, I was not aware until approx 1 month later that the $152 was NEVER actually credited to my account, although the transaction was available for viewing! Upon contacting PayPal and after being on hold for 20 minutes, they came back and informed me that yes, there was a problem for the time period and they could see that a load was made but the funds never credited. They issued me a temporary credit until they investigated it. To date I have not heard a thing from them regarding this. Upon asking them why they did not notify their account holders of the issue, the excuse I got was well it did not affect many accounts so we didn't send an email. Really!!? I dread to think how much money customers are missing because they chose not to notify its account holders of the issue.

    PayPal is a SCAM. They steal customers funds and get away with it. Someone needs to be done other than another 7 million dollar settlement. That mean nothing to them. It is chump change. They simply pay it from the interest on the illegal holds and money they steal from their customers. We need to file yet another class suit action. PayPal make a mockery of the law. They need to be shut down!

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    Reviewed March 3, 2017

    It has been over nine days since an amount of monies was sent via a refund back to my PayPal account. It has sat in the pending stage since. I have contacted PayPal on four occasions inquiring as to why the monies have not entered my account. Each time I am told they are aware of the problem, admit that the monies are pending but say that an issue has arisen at their end and are looking into it. Payment has been promised but when!!? Most certainly I feel I am being given the runaround. I have been told that my details have been added to the list!? (WHAT LIST?) Regarding this particular issue they are trying to resolve at their end. I have been assured that I will receive my refund but again when?!

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    Customer ServicePriceStaff

    Reviewed March 3, 2017

    I've been a seller on eBay since 2014, therefore I've had to deal with PayPal. Recently PayPal took shipping costs that had previously been paid. $25 dollars worth of shipping that had been paid, processed and used two weeks prior. I contacted PayPal via phone. After telling my story to three separate PayPal reps, I was transferred to eBay as PayPal Resolution Center rep explained that it was eBay's error. However, after close examination by eBay, it was found that they played no part in the error. So I was referred back to PayPal, where the nightmare only became more intense.

    Long story short, PayPal never refunded their mistake, glitch, what have you... Customer service at PayPal is severely lacking. In fact, they never even took the time to fully understand what the issue was. Rep's were rude and had an attitude. One even told me that I should hang up and call back later when I wasn't so angry. I got to the point where dealing with them wasn't worth the $25 they stole from me. Saddest part is that I have nowhere to go other than PayPal. I earn a living as a seller on eBay and PayPal is how I get paid. So I guess I have to endure their crooked business ethics. Shame on the multi million dollar company called PayPal for dishonestly keeping $25 of this small business owner's money.

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    Customer ServiceSales & Marketing

    Reviewed March 2, 2017

    PayPal destroyed my sales opportunity by their holds & reserves - I have had a PayPal account for several years, have maintained the account very well. I also am an eBay seller, have several hundred 100% positive reviews. Recently after a lot of effort I booked a sales for $7600. Happy and ecstatic. This was a much needed order and business after several months of erratic ordering. I visited my PayPal account, and they had put a 21 days hold on the funds. I called PayPal and asked them to release a partial so we can prepay for shipping and labor to prepare the item. Well not only did they not release a partial, but rather they limited the entire account. Which meant that even when we get other orders we don't have access to our funds for those orders either.

    I called and asked them to reconsider, as this poses a hardship on us and our ability to fulfill the orders. And of course this is all happening in the merchant department, and each time we are talking to a different person. I left several messages, and they promised to review the account. Then lo and behold, he removed the hold, and put a permanent reserve on the account twice as much as the order amount. The reserve gets reviewed and as the business grows it becomes more and more! The much needed capital, that a small business needs, gets tied up in PayPal Reserve Limboland! I found that poor business practice, and completely unacceptable, as it would ruin our chances for stability and growth! I kept asking why, and why? Did we not maintain the account well? Were we irresponsible with our orders? etc. They kept saying this is our policy, etc.

    So I called yet again, asked to speak with a supervisor! Then I thought that this could ruin us, I called and said that what do I have to do for this nightmare to end? Finally I said Ok what if I cancel this sale, and refund this gentleman his money. They said you can issue a refund, but you can't use the fund that the gentleman paid. You have to use your own money! I felt that I had entered the twilight zone. I was passed from one department to the next. Finally a gentleman in the merchant department issued the refund to the gentleman, and he removed the reserve. His recommendation to me was to only book small sales and not big sales on PayPal.

    I am of the old business concept that our vendors are our partners, we grow together, we do well they do well. But PayPal is definitely a small business ENEMY, They stifle you, they force you to adhere to their poor business practice. They bully you, hold your funds and make unreasonable demands from their PAYING customers. They cornered me so badly that I was forced to issue a refund to a GREAT customer. Their petty management style forces you to think small, see small and be small! I am still furious! The government needs to look into these practices of theirs as they are illegal. How can you hold somebody else's money for 90 or 120 days, etc. Shameful business practices!

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    Customer Service

    Reviewed March 1, 2017

    Previously I had written very negatively about PayPal. I created a PayPal account and within a week of creation I was trying to receive an upwards of $500+ via bank transfer to my PayPal. It took PayPal a little over 30 days to release my funds to me. I understand that they probably got freaked out because the transaction was coming from outside the country along with it being a new transaction, but, there needs to be a system in place for these transactions. Upon further investigation into PayPal I realized that they do have a lot of cool things that are pretty helpful to the user. For example, you can apply and almost instantly get a debit card from PayPal. This is a debit card that takes the funds directly off your PayPal account and you can use it basically anywhere. It is almost like Amazon's credit card but it's a debit card.

    I have a friend who uses the PayPal debit card every day with no complaints. Along with that being a cool feature of PayPal, the customer service was pretty responsive as well. Throughout my previous complaint with PayPal they were always just a phone call or email away and they would be there with support. I rate PayPal customer service a 5 star because at the end of the day they did everything that they could to help me. It was merely a problem of policy. Overall I would recommend PayPal to someone but would insist you do your research first and would not let a PayPal debit card replace your existing bank account.

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    Verified purchase
    Customer Service

    Reviewed Feb. 28, 2017

    I sold something on eBay that the buyer wanted to return. I had a no return policy and her reasoning for the return was essentially that she didn't like the item. A complaint was filed with eBay and they resolved it in my favor. The buyer then went to PayPal to dispute the purchase. PayPal sent emails to a rarely used email requesting my side of the story. They only gave me a week and I did not see the emails until I noticed that I had a negative balance on my PayPal account. Yes, they reimbursed her money for the item. I contacted Paypal to appeal the decision and I was told that because I did not respond in the time that they requested, they would not review it again.

    They actually admitted that they were able to access eBay's account of the decision in my favor but it did not matter. They would not help in getting my item back either. So now she has my money and my item. She actually claims that PayPal advised her that she could keep it. I contacted her and advised her that the item was mine and she needed to return it or I would be contacting my attorney. I have no qualms about going to Arizona to file a theft and claims report against her. I could use a vacation. Ebay and PayPal both were no help at all. I am disgusted by the whole experience and am closing both of my accounts with them. Customers (sellers) be aware.

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    Verified purchase

    Reviewed Feb. 27, 2017

    I originally ordered one of these jackets for my brother for his birthday. When it did not arrive in several weeks I checked with PayPal, told me there was no order received for product. So, I ordered another jacket. Two jackets arrived the same day! Now I need to return one of them, however no directions on how to return and the jackets came from China!!! How to heck do I return to China??? Ripoff! I will NEVER order from anything related to PayPal again!!! Done!

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    Verified purchase

    Reviewed Feb. 23, 2017

    PayPal automatically refunded a buyer of a crystal candle holder set, Simon Pearce, signed, very valuable, to claim shipping damage after they kept the item for 70 days. This is unspeakable, and so unethical. How do you allow someone to claim shipping damage after keeping the item over 70 days? Don't you report shipping damage immediately? Not to mention, of course, the items comes back totally busted to pieces and worthless now. Too late to file a claim with post office for damage. Who in the world allows this, other than PayPal?

    The buyer told PayPal he never opened the box, and that was a lie, because box had brown shipping tape over the seams, and I used clear tape on my packages. They allowed this buyer, and helped facilitate a fraud. Now I am out of $200 and the item. PayPal is garbage. Not to mention, they keep the fees too. If they do this again, I'm taking them to court. PayPal should not be facilitating a refund for this claim. As soon as I received the item, and in their message it said "return in original condition" (which didn't happen), they refunded his money automatically and I have no recourse. It's flat out wrong and very poor business practice.

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    Verified purchase
    Customer Service

    Reviewed Feb. 23, 2017

    I have been calling for days. I get put on hold for 30-50 minutes only for the call to be disconnected. Then I have to call back and start all over again. I purchased a product and after 30 days I hadn't received it. I canceled my order then all of a sudden the seller provides a tracking number. I was told to "refuse" the package and then my money would be refunded. I then get an email saying that my case was closed and I would not be receiving a refund. I am now on hold AGAIN for the 6th time in 2 days!!! They are the WORST!!! DO NOT USE THEM!!!

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    Verified purchase
    Customer ServiceContract & TermsPunctuality & Speed

    Reviewed Feb. 22, 2017

    I have been on PayPal for a few months, one day I was notified that my account status is limited because I was buying and selling bitcoins. I have never had any chargebacks or complaints with any transactions. They determined my transactions to be "risky" but did not violate any terms or the acceptable use agreement. So they have closed my account, and hold my funds for 180 days. I just made a complaint with the California Dept of Business in which they said it is illegal to hold funds for that long without any violations. PayPal claims they do this to prevent chargebacks.

    There is only one transaction that can be potentially charged back and the transaction was funds sent by a friend "friends/family" and he sent me an email and PayPal an email stating the transaction is permitted by him, no chargeback will be issued and he received the good he was supposed to. After telling PayPal, they still want to hold my funds for 180 days, it already been a month and a half with my account frozen and still not a single complaint or chargeback since the opening of my account. Please do not use PayPal. They are crooks and is going downhill fast.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 20, 2017

    PayPal had a glitch in their system they said, and could not release the money sent to me by a client. They gave me a temporary payment then took it back, creating a negative balance on our account. After 6 months of calling and emailing PayPal to resolve this issue, they have now sent my negative balance to a Collection Agency.

    I have talked with at least 10 different customer service representatives and support people with PayPal. Each time they tell me there was a glitch in the system that caused the negative balance of $155.06 on our account, and that it will be remedied in 1-2 weeks, then the next time it was 5 business days, then 24-48 hours. Each time I'm told it has been the problem has been escalated to be taken care of promptly. AND each time PayPal ends up putting the same negative balance back on our account. Now, as of February 7th, 2017, PayPal has sent my account to collections to retrieve the $155.06 that I DO NOT owe them.

    A client who I provided editing services for paid $155.06 via PayPal on September 4th, 2016. PayPal noted that this money was received. However, I was told that when my client submitted the money it was for a product not a service. Therefore, in order for PayPal to release the money to me, I needed to provide confirmation with tracking or delivery information, that our client had received his product. I responded to PayPal that the payment was for editing services I provided, not a product. I spent over an hour trying to resolve this over the phone.

    I called PayPal on Oct. 12th to follow up and find out why PayPal had still not transferred the $155.06. I was told that it was a glitch in the system that it still showed the transaction pending due to the confirmation information needed. We reiterated that it was a service, not a product. We asked if we should have our client cancel the original payment and resubmit it, and the PayPal representative said that wasn't necessary. They gave us a "temporary" credit to our account for $155.06, while PayPal worked on the "glitch" in the system. So we transferred the $155.06 into our bank account, that same day. (Oct. 12th)

    On October 19th PayPal removed the $155.06 from our PayPal account, creating a negative balance of -$155.06, and sent an email to us saying we need to pay our negative balance. I called again on October 26th, and explained the entire problem again, even though they had notes from the previous conversation. After speaking with several people I was told again that it was a glitch on PayPal's end and that they would fix it. They gave me a temporary credit of $155.06 again.

    That same evening (Oct. 26th) the $155.06 was deducted again from our account. I called back that evening again spending an inordinate amount of time explaining the situation again and waiting on hold while PayPal transferred us around, only to be told there was nothing they could do at the moment, but that it would be resolved in 5 business days, as the problem had been escalated to someone who could fix it. They did not offer to credit us $155.06 while the problem was resolved.

    On November 6th I received another notification saying we had a negative balance of $155.06, and that we needed to make a payment to maintain our account. My wife deposited $140.00 (all the money we had at the moment) to bring the balance down to -$15.06, instead of -$155.06. In retrospect this seems to have caused even more confusion, but we didn't want our PayPal account to be shut down due to the large negative balance that shouldn't have been there in the first place.

    I called and went through the whole process again with a new set of customer service people. They again assured us that the problem was going to be fixed and that the amount of $155.06 would be released to us in the next couple of weeks. On Dec. 3rd PayPal credited our account $15.06, NOT $155.06. Presumably the $140 we put in the account to lower the negative balance caused more confusion here. We are still owed $140 of the $155.06. Again we called, and the PayPal representative said he understood the problem, and it would be fixed. It wasn't.

    On December 13th (over three months after the original transaction) I called AGAIN. I was again assured the problem would be fixed in a week's time, and they could not transfer me to any management. The PayPal representative then gave us a "temporary" transfer of +$155.06, which should have been $140. I decided to transfer that money to our account, and I would settle the $15.06 discrepancy later, as it was only adding confusion it seemed to us, not because I want to make an extra $15 bucks. Then on Dec. 26th, I received a notice stating that the claim had been denied and that I again had a negative balance of -$155.06. It's been nearly 4 months since our client attempted to transfer $155.06 to us. The money was taken from his account but never transferred to us because of a glitch in the system.

    I am now being harassed by a collection agency. I'm not sure what my next step is. I will likely be forced to pay the collections company as it will now begin to affect my credit rating. Then I will have to go after this giant corporation that has no interest in providing quality customer service in the slightest. I am also reporting this to the Better Business Bureau. Given the nature all of the complaints I see here, it appears a class action suit might be in the future. Outrageous!

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    Customer ServicePunctuality & Speed

    Reviewed Feb. 20, 2017

    I signed up for PayPal because I figured it was a fast, easy, secure way to quickly pay for things purchased online. I like to shop online, so not having to fill out forms every time was enticing. After a couple years, Paypal offered me a line of credit. I accepted, even though I really don't shop with credit. I figured I'd just keep using my debit card as my payment option anyway, not the line of credit. But then somehow I accidentally made a purchase with the credit, and so I got a bill. I called and asked why and they said I'd made purchases with the credit. I said I did not want it, I really just wanted to use my debit card - and they helped me edit my payment preferences.

    Well... At least a couple years later - still using Paypal, haven't had any issues. I get an email statement email whenever I use it - which really isn't that much because I'm mostly an Amazon shopper. So, after several times of seeing it was just a statement of my purchase, I kind of started ignoring those emails because junk email is a real epidemic. If I don't check them for 3 days, we're talking 147 emails. So I was shocked and surprised when I got a bill for $90. I called.

    They said they'd sent the bill as an email so I'd been told. Guess what. Apparently I'd made a purchase on that PayPal credit I wasn't even aware was still in use because I'd made at least 10 purchases in the past couple years and never had an issue with it just using my debit card on file. I told them getting a bill wasn't even on my radar since I use my debit card for these purchases. There were 2 months of late fees on there, which they refused to take off. So I promptly closed my account and will never use their terrible service again.

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    Customer ServiceOnline & AppStaff

    Reviewed Feb. 18, 2017

    PayPal is the most selfish and untrustworthy bank. I am very unsatisfied by the services of PayPal. I wanted to buy a mobile phone online, but I paid it twice by mistake because the website was very unstructured. I contacted the seller and the "police" of this website to refund me one of the items, but they barely replied me. On the meantime, I tried to block the payment on PayPal of one of the items. After about 2 weeks, I haven't received the refund and nor the items. I have contacted the website but the problem is the website don't have contact numbers so I had to deal everything by e-mail (yeah I realized the website is unworthy). I took appointment with my bank and they tried to help me to resolve the case. But then PayPal called me to say that my PayPal balance account is negative and I need to add money to make it positive.

    I have explained the situation that I have been scammed money (and it was a lot of bucks of money) and I haven't received any refund for the items and haven't received the items. But the people in the customer service were so rude, they weren't understanding my situation, they said they paid for one of items for my when I made the payment and I have to pay the money of the other payment because my account is negative. I said that both payment have been taken from my account and I have no money left, and I still haven't received the refund, so how can I pay something? And how I have to pay something when I was the victim? They need to claim the money from the seller, not from me.

    After a lot of argues, they sent me someone from the claim department (I dunno what does it call). The lady who spoke to me was nicer, she said she's going to take care of all the situation, and claiming the refund from the seller and I will have nothing to do. You bet. After few days, I still haven't received the refund, and PayPal called me again to say I have to pay the money missing in my PayPal account. I had explained the situation again and said that one of your colleagues said she will care of everything. But they absolutely didn't care of my story, for them it's like I was lying and refusing to pay anything. The only thing they cared about it's their ** money. They keep harassing me for that. Now I can see that PayPal is very reliable. As soon as I will resolve the problems, I will definitely stop using PayPal and I'll try to make a petition to boycott PayPal.

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    Verified purchase
    Customer Service

    Reviewed Feb. 16, 2017

    I followed all the steps required of me to return an item to a merchant. They never refunded my money after a month of having received the items. I opened up a dispute with PayPal to help me get my refund. They said that they could not grant my refund since I sent it to wrong location. However, the location that paypal thought items should be returned to isn't even a place the business is located. After letting them know these facts, they still refused to help and told me to contact their legal department. A joke especially when I followed all the steps I was told to by both parties involved. Here is transcripts of email communications:

    1. Frederick's of Hollywood email stating location where items need to be received. "Please write these numbers on the outsides of your packages as well as on the original packing slips you received with your orders. The packing slips need to be enclosed inside the packages. Packages will need to be returned to: Frederick's of Hollywood 3325 Manitou Court Mira Loma, CA 91752"

    2. PayPal email stating location they should have been returned after I had sent items back to previous location. "Thank you for taking the time to contact us with your concerns. I am happy to assist you further. The return address that was provided for case #** is 180 Madison Avenue - Suite 501, New York, NY 10075, United States. However, that is not even a location for a Frederick's. Anyone who knows anything know that all retail stores are closed. Secondly it is not even the site of Frederick's. It is a Guy and Gallard cafe business. Thirdly, it is a Wells Fargo bank where I am sure they do not take in returns for Frederick's.

    After giving PayPal all these information they still refused to change the decision. Beyond frustrated and irritated. It is like talking to a wall. I can't get anywhere and it seems so obvious to me.

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    Customer ServiceInstallation & SetupPrice

    Reviewed Feb. 15, 2017

    I have had several bad transactions recently when purchasing items on Ebay and directly through PayPal. Three sellers sold me software without the installation "key". Fortunately, those seller finally agreed to accept returns. More recently, I had three phony transactions. On two of them through PayPal, I received no help from PayPal in getting my money. One Ebay seller sold me a used laser printer. It had a bad ink cartridge, so I bought a new one and replaced it. It would then print a test page, but there was no driver for the printer. I sent it back and contacted the seller, but he would not give me a refund. I had to pay postage both ways.

    PayPal was absolutely of no assistance, and said that I had not filed a complaint. But then they got back to me and agreed to accept a complaint. In spite of the back that it cost me almost a thousand dollar overall, the seller said I had neither contacted him or sent the unit back. PayPal immediately dropped assistance and ruled in favor of the seller. Communications with them is almost unexistent, and they did not acknowledge my hours of attempts to discuss the complaint. I have withdrawn my money from their account and will no longer deal on eBay or utilize dangerously unsafe PayPal. Better to use my bank's credit card, even though there are risks there, too. But they have a local office!

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    Verified purchase

    Reviewed Feb. 14, 2017

    They don't tell you -- if you purchase "Software" or a "Service", you have NO PURCHASE PROTECTION... Even if that software or "service" DESTROYS your property! If you send your computer in for a "tune-up" and the seller slams it with a sledge hammer, paypal considers that "Service Rendered", and will not issue a refund to protect the buyer from fraudulent sellers! Even when presented with proof from multiple professionals, proving that our property was destroyed by that seller! DESTRUCTION IS A 'SERVICE'! We were burned twice! Burned by the seller who destroyed our property, then burned by Paypal. So unfair, and they don't care. "PURCHASE PROTECTION" IS A MYTH. BUYER BEWARE!!

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    Customer Service

    Reviewed Feb. 13, 2017

    I purchased a gift for one of my kids and paid with my debit card. I thought everything was fine but it turned out that it was not. The money was never withdrawn from my checking account. My bad for not double checking. Evidently, I clicked on pay with PayPal in error. I never once received an emailed account statement, a phone call or a paper account statement so I had no idea this was going on. I received a paper statement that I owed buckets of money (nearly three times the amount of the gift) to paypal but no mention of what was charged.

    I immediately called customer support and was told that it was not their issue - I agree I made an error by not checking my statement after the purchase but had no way to know I owed the money. They were completely unwilling to discuss this with me. Refused to review it. Poor customer service. Lesson learned. I am noting that they offer poor customer service and will make sure that everyone at my company knows to stop doing business with them. They would not even give me my order number.

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    Customer ServiceStaffProcess

    Reviewed Feb. 13, 2017

    This letter is in regards to the Chargeback Case that was denied for my account under my email address which is **. I lost my backpack which had all my information in it with my Paypal card, my Paypal device, TaxID Information and Passwords, Pin Numbers in a log book in which I would use to take payments. The last time I used my card was at an ATM here in Little Rock, Arkansas called Arkansas Federal Credit union.

    I have a website which is ** in which I sell clothing and do other various things. I did not make any of these transactions, because somebody got my bag with all my information in it, and changed my pin number and did some transactions with two people in which I have never met in my life. I do not know either one of these people Joseph ** or Ben **. I received an email stating that my account was in the negative and that's when I called immediately on January 26th, 2017 and had my card shutdown. And then I received an email stating that my claim was denied because it was inconsistent with me making these transactions.

    There is no camera from any ATM, Walmart or any of these places that can implicate me in this situation. These people cannot show you a phone record and or any correspondence from my address that I was going to send them some super bowl tickets. Even Joseph ** I spoke to him during this process and he even stated that he didn't know who I was or what the situation that happened. I am considering legal action if I am not cleared of this $1,732.28 balance that is on my account. I know that Paypal has been involved in these types of situations before and I will not accept liability for fraudulent activity on my account. And I have spoken with Chargebacks, Limitations, Debit Card team to no avail. So now I'm taking this to the next level.

    There is no way that the Chargeback or either employee there can close my account, limit my accounts, and falsely accuse me of taking any money out of the account that wasn't supposed to be there in the first place. So I'm prepared to get with legal counsel and take legal action against paypal until my accounts are cleared. I recently opened another account because they stated I couldn't use that one anymore due to fraud. And they put limits on my account for a negative balance. I spoke with Sturden and another rep there at Paypal that ensured me that these things were going to be taken care.

    And Then I questioned whoever these people are Joseph ** and Ben ** would not go to NFL.COM or Ticketmaster and send funds to someone on my account without my knowledge. Apparently this must be some sort of Drug Transaction that went wrong and I'm a victim like these guys that claim to be buying super bowl tickets. The only reason why I didn't call in to let your company know my information was stolen was because I have various employees that also do shirts and monitor information and I thought that the funds were for a shirt order. You can check my past transaction history to see that I have many transactions for orders.

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    Verified purchase
    Sales & Marketing

    Reviewed Feb. 11, 2017

    I've been using PayPal for an extremely long time. I have used them since about 2014. Every time I purchased something online, they would automatically take from my PayPal balance first, then take from any attached payment method. That's not the case anymore. They still have the saying that they will take from your balance first, but that is simply false advertising. This has happened to me for the past few months when purchasing with PayPal. My most recent one was a payment for $10.00 even.

    I had $11.19 in my PayPal balance which I selected as the payment method on the checkout page. When I pressed the pay button, PayPal automatically took the funds out of my credit card, leaving my PayPal balance exactly the same. Due to this 'error' which most likely isn't even an error, my checking account is now negative. PayPal even says that they will take from your balance first before any other payment method. I wish that was the case, because now I have to face fees with my bank due to this non-system 'error.' Thank you PayPal, won't be using again. To Visa Checkout!

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    Customer Service

    Reviewed Feb. 10, 2017

    I won an item on eBay for the amount of $234.00. I proceeded to check out, selected the use PayPal available funds and thought all was good. The next morning I get an alert from my bank stating that I had overdrafts on my account in the amount of $37.50??? I contacted PayPal to resolve the problem. Apparently PayPal has modified their software and it has a BUG in it.

    I was on the phone with a CSR named Rohan who couldn't help me with the problem. I asked for a manager, and got one named Brittney, who needs to get her GED in customer service, who insisted that I was the one at fault. This was after being transferred to three different departments including technical support who hung up on me. After 3.5 hours of being on the phone, I still haven't got resolution to this problem. PayPal could care less about the customer. The bottom line is their customer.

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    Verified purchase
    Customer Service

    Reviewed Feb. 9, 2017

    Please be aware that this is not a secure or safe payment method. This is what happened to me... My account got hacked. They made two purchases and then closed my account. I called PayPal customer services, started an "investigation" that took 2 hours and then they determined that no one had hacked my account so they would not respond!!! BE SAFE. They dont guarantee NOTHING!

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    Customer ServiceSales & MarketingStaff

    Reviewed Feb. 8, 2017

    I had some questions and issues with my personal and business Paypal account and I called customer services few times, every time I called they were rude and helpless. I am leaving a review here because the last time I called, I was calling to require about PayPal pro services (to buy it) and how in a sales conversation, the person can still be very rude and helpless??? It is unbelievable?! I decided to go and close a business account with its competitor. Now, if someone can be very rude and unprofessional in a sales call, imagine when you become a customer of it?! You cannot expect too much.

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    Reviewed Feb. 7, 2017

    Paypal does not adhere to their purchase protection policies. They will try to find any way not to issue you a refund when you provide a tracking number. I purchased hair from Echelon Hair from Raj and returned all good to this seller due to poor quality. One bunch was even brand new and unused.

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    Verified purchase

    Reviewed Feb. 7, 2017

    I wired money to purchase a puppy. I began to feel this might be a fraud so I stopped payment at my bank believing she would not get the money. PayPal is demanding payment - as I explained I did not get a puppy for this money. I did pay cash for the puppy; as she said she did not get money from PayPal. I now realize that I did not understand how PayPal wiring money works. The bottom line is I did not get anything for the money. PayPal denied the claim - I filed a claim to have it researched. Again the claim was rejected with no explanation. I will never use PayPal for anything again. I plan to file a claim in small claims court against the lady I sent the money to. What a hassle - so much for feeling secure to wire money!!!

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    Verified purchase
    Customer ServicePrice

    Reviewed Feb. 7, 2017

    I organized an event and got $26,197.74 USD of revenue. This money has been put on hold by PayPal since last December for no any good reason. Also, I have to refund a couple of customers but because PayPal was holding the money, these refunds were taken directly from my bank account for another total of $4,775.44!!! So in total, I am $30,970 under because of PayPal. My rent is 3 month behind and I had to get a hard loan of $15,000 at 20% interest to keep my business at float! I will NEVER use PayPal again and you guys are killing my business.

    On January 24th, I talked to a representative who told me they would release the money right away. Nothing happened! Then I called back earlier this week. This time, I talked to a Paypal employee called Matt, Employee # **. While he promised to solve this issue, nothing was done again! I followed-up again and stayed on hold forever and they said they understood and will try to release the funds. However, here is the message I got from PayPal instead:

    "Thank you for contacting PayPal Customer Support. After reviewing your account and the ticket requested to have the funds released, it was determine by that department that the funds were going to continue to be on hold." [Notice the typo on determined.] These guys are in the business of killing small businesses. They must be placing the money somewhere else at high interest rate. I have never seen such an unethical company. Avoid them at all cost!!!

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    Customer ServiceSales & MarketingStaff

    Reviewed Feb. 3, 2017

    I was treated so rudely with disrespect and yelling; you could not even answer the questions. These were guys in the fraud, resolution, and claims depts. If you tried to say anything goes you would be told you're not to interrupt them. I stated to them calmly & politely that I didn't work for them, that they work us customers since we pay the fees & etc... they gave a woman from Costa Rico whom was so rude to United Airlines, USDA, my vet staff, the lady whom owned faxing & printing business. She was screaming profanities to how she hated the USA and more.

    The airlines has everything documented with all of her alias names & addresses; plus, everything else. She is being investigated and will be red flagged where she can't fly nor ship anything with United Airlines. When I read my personal email, she had obtained that by bullying an airline employee and started in on me for not giving it to her. The woman never finished paying me for the puppy; lied about going to have the rest of my money placed into my PayPal account; this never happened.

    I'm out a lot of money for 2 flights one for shipping the puppy and with help of the United Airlines people they got the puppy sent back to me from San Francisco, CA; so I had that cost, the USDA, Crate, travel expenses X 2, and other vet charges with health cert., vaccinations, special flea and wormings per the requirements of Costa Rico. This is nothing but a scam artists from the word go and she use 8 different names, one being Dorothe **. Please be very careful with ever doing business with this woman or the man she has help her. Paypal takes her side everything and will not listen to anything you say or your look at your proof. They tried to tell me she 180 days to file a claim against me. I have nowhere found this in their rules and regulations. They gave her back out of my account $1,684.00 and they are still going to give her $576.00 more.

    This woman never paid me this kind of money at all. I'm out all my expenses for the puppy and etc... as explained. My website and contracts say absolutely no refunds. I tried to rxp k ain't this to Paypal and the to me they didn't care what my contracts or website says. Their laws are correct and my state laws aren't. They would even look at all the fraud she was trying to commit. I have nearly 30 pages of proof and her emails of fraud. She was going to try and use the USDA watermark stamp for another dog she was selling to someone else~illegally scamming. She even wanted me to sign her write up that I was gifting her the dog and didn't do it.

    She would have had my puppy and the money. She has scammed many many people and still doing it with the help of Paypal. They would not even let me give them my proof or speak to anyone who was helping save my little puppies life. Dorothé, Harriott, Barretin, and all her other alias and she spells them all different to try and confuse you. Paypal is very dishonest and the rules don't apply evenly to us sellers nor buyers. They don't care if you are a long time customer or not. They will steel your money from you. It is better not to use them nor put any bank information, credit or debit cards listed with them with an account. Change your account immediately before they take all your money and don't give them the information. You're going to be limited and closed out anyway. I believe if a seller wants to sell an item they will take a Cashiers Check or Money which is still legal tender.

    You may have to wait longer; but, it is much better than having all the rudeness, dishonesty, and your money stolen. This isn't my first time of being treated this way by them and my money stolen; even when the seller said he would fix the problem. They still kept my money. These people are very dishonest and should be shut down by the federal government. Once they start this dishonesty, rudeness, and taking your money they will keep doing it. They will unlimited your account and then track it major.

    If one thing looks out of place to them they will collect your money and it be a fight. Then you will be done and not have an account with them and your bank account will be a lot less. If anyone wants to see my documentation I have it. Remember you don't work for them; they work for each of you as you are customers whom help pay their salaries and therefore, none of us should be treated they we've been. The money and jobs they have rain down from the heavens.

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    Sales & Marketing

    Reviewed Feb. 2, 2017

    Constantly being scammed by buyers on eBay/Paypal. It's automatic that eBay/Paypal will rule in favor of the buyer in a dispute with the seller. eBay/Paypal only care about maximizing the profits. They must have some kind of formula to maximize profits and they act according. I don't think any kind of investigation is taking place. It's enough for a buyer to just say any kind of excuse to get the money. It's almost impossible to have a profitable business on eBay for the seller. Between the outrageous fees, they're bias toward sellers. WE NEED ALTERNATIVE AND/OR COMPETITION TO EBAY.

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    Verified purchase

    Reviewed Jan. 30, 2017

    I sold Dreamweaver on eBay and the buyer wanted to return. In the auction, I stated no returns, since it could be copied and returned, which would be unfair. The customer complained to Paypal, and Paypal reversed the charges before verifying that I the received the product. I never received the product and Paypal said that the buyer was not obligated to return the product. Paypal is a thief. The customer kept the product and also received the money back. Paypal owes me $198, which they will not pay. They refunded only the fee of $20.

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    Verified purchase
    Customer ServiceStaffReliability

    Reviewed Jan. 27, 2017

    I had my first experience with the PayPal Protection Plan - and it was not good. Purchased an refurbished iPod on eBay from China based upon the seller's excellent ratings and the PayPal Protection Plan guarantee. The iPod had a problem with the battery, which, after troubleshooting with the seller's help, turned out to be defective. The seller said to return it for a refund. Which I did - only no refund. Turns out that eBay ratings are rigged and PayPal Protection Plan a myth.

    I should have been suspicious when the seller badgered me for a five-star rating from the time of purchase right through the wait for refund. I told the seller I would give him a five-star rating (for being responsive) after I received my refund. I followed all packing, address and custom instructions including getting a tracking number from the USPS. After several weeks, I opened a case with PayPal to be on record as having worked with the seller and documented my shipping information. At the end of the allowed case resolution time my case was upgraded to "Claim" and I confirmed all the previous information submitted.

    Today I received a PayPal email stating my case was closed because, "We have concluded our investigation" and my tracking number was invalid (not true). eBay will not let me give feedback on the seller saying I had already given feedback - not true! I tried emailing the seller but his email is "no longer valid". I finally reached the PayPal Protection Plan representative to find out why they had closed my case when I, in fact, had a valid tracking number.

    Here is where it get outrageous - the PayPal rep finally acknowledged that my tracking number was valid, but that all tracking numbers from the US are invalid. There is no way delivery confirmation can be made in China. So there was never any "Protection Plan" from the very beginning! The only protection plan is the seller's willingness to honor their promises. The rep recommended that I contact my credit card company or the FBI international fraud website to file a complaint. Why did I waste my time? PayPal lied about their service and tried to blame me for not having a valid tracking number. I have read other complaints online and have found that bad ratings on eBay are often scrubbed. I know, in the past, I have changed ratings at the request of sellers. In this case eBay is protecting fraud by refusing to allow me to give honest feedback on this seller. That will be a subject of my next review.

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    Customer Service

    Reviewed Jan. 25, 2017

    Have used Paypal for years. No real issues until NOW. Ordered wire shelving. 2 of them. Paypal gave wrong outdated shipping information to seller. All of my shipping info had been updated 6 months earlier. I even went into account and checked. Everything showed updated info. Well I have called Paypal twice and have been on hold TWICE. IN EXCESS OF 35 MINUTES BOTH TIMES. Looking at previous complaints, it shows exact same thing (holding for 'resolution' center). Happened to someone else.

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    Customer ServiceStaff

    Reviewed Jan. 23, 2017

    Robert (ID#: **), a supervisor at the Chandler, AZ PayPal branch, failed to authorize access to my pending PayPal balance after explaining that I'm a service-connected disabled veteran experiencing financial hardship. I sold my laptop to a customer on eBay so I could afford to eat and get to work for the remainder of the month. I clearly explained to Robert that my financial burden would be greatly improved if I could access a small portion of my pending available balance. He replied with a chuckle, "Sorry! I can't do anything. Hope you find something to eat."

    I've read books by three of the original six founders of PayPal. I may not know them personally, but my interpretation through their text is the absolute opposite of the values Robert poorly represented and displayed. I served my country, guarded our commander in chief (President Barack Obama), walked the mat at the Tomb of the Unknown Soldier and laid fallen soldiers to rest in Arlington National Cemetery. Sadly, none of that matters and I'll have to find another way to eat and get to work because of poor customer service and a lack of compassion for humanity.

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    Customer Service

    Reviewed Jan. 21, 2017

    I have been using PayPal for years. I have bought several things from eBay, Amazon and so on. I purchased an item on eBay for $19.49 and on the same day seller refunded due to not in stock. I had it transferred to my bank as I always do and to make a very long and frustrating story short I am negative 200.00 in my bank and PayPal is saying I am negative with them too. They kept trying to deduct the money from my bank account instead of depositing it back into my account. I sent messages and they kept saying that it takes time and they can send a letter to my bank explaining the process. I am still negative and this has been going on a month now. I try to call and it is always busy and no one speaks English or they simply do not understand me at all!!! Very annoying.

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    Sales & MarketingPunctuality & Speed

    Reviewed Jan. 21, 2017

    In the last three months, ordered items from PayPal endorsed companies. Modlily and Babygirl. First item arrived 7 weeks after order. Size and garment not as advertised. PayPal ignored disputes. Second item has never arrived two months after order. Tracking was falsified by seller. Two disputes ignored by PayPal. Unbelievable! DO NOT TRUST PAYPAL!!!

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    Verified purchase

    Reviewed Jan. 20, 2017

    The buyer had buyer's remorse when they saw the same item I sold them on clearance somewhere else. They put in a "not as described" claim to PayPal weeks later. The item was exactly as described, working 100%, not returns. I showed PayPal the discussion between myself and the buyer which showed them to be very hostile and their ratings which showed that they have scammed people before; however, PayPal still allowed them to send it back to me for a refund. This item does not have a large market and it will take another 3 months to sell. It does not seem fair that the buyer had possession for a few weeks and now can return even though it said "no returns" and I know 100% it worked as I tested it right before mailing, and even forgot to take the $50 battery out which they now have for free, unless of course they broke it after using it for a couple weeks. It does not seem fair at all.

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    Customer Service

    Reviewed Jan. 20, 2017

    On December 2012 I sold an item through eBay and the funds for the item were send to my PayPal. I sold a phone for about $400. At the time on PayPal it said the funds had been send so I went ahead and mailed the item. The person then proceeded to cancel the funds. A few weeks later, after the holidays, I contacted PayPal and eBay. But nothing happened. It blows my mind that neither of the companies were able to provide me with any info on the buyer or do anything. I was never able to file a police report because I was not provided with enough info of the person because it was private.

    I am finally getting around to it about 3 years later because I never had the time to call and get the runaround. I want something to be done. I have the person email and the address provided to send the item and I'm sure PayPal has bank account info and I'm sure eBay has info too. This person was verified on both ends so I'm not sure if Paypal is doing fraud here by allowing the buyers to cancel the funds but I need it resolved.

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    Verified purchase

    Reviewed Jan. 19, 2017

    I wish PayPal could just because there was some claims just over 4 years ago. I can not sell or buy anything on eBay. Loads of things I want to sell but I can not because of the limited account. I have tried opening other account, but it does not take long before it happens again. I have opened them on different computers because of the IP address. But does not take long before the account is limited. I have tried Catawiki but unfortunately they did not accept my items. They said it was not quite right. So I did not get anywhere that, it takes about a week for them to decide on your Lot. If it is not good enough it will not get listed. But the good thing is there is no PayPal.

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    Customer Service

    Reviewed Jan. 18, 2017

    I disputed an unauthorized charge of $100 on my PayPal account on 12/9/16. The same day, I had paid $152.84 to DirecTV. On 12/16/16 my DirecTV service was disconnected. After several calls, I was told it was because I had disputed the payment I just made to them the week before. THAT WAS NOT TRUE. I argued, I sent them proof, I had PayPal call them... No luck with anything. I finally had to dispute the payment I made to find out where the money went. THREE different times, I asked PayPal if they had possibly disputed the wrong charge and was quickly told "no, that wasn't possible".

    LONG story short and now a month later, I discover that PayPal did indeed dispute the wrong charge. Yes, they did finally send the $152.84 to DirecTV BUT now I am on a "cash only" basis with DirecTV. They are now also requiring I pay another month upfront, in addition to a $20 reconnect fee. Also, since I am on a "cash only" basis, I have to go to a payment location. The nearest one is approx. 30 miles away. Does PayPal care they put me in this position? Absolutely not! It's now been a month without tv service... Went through the holidays without it and a very long winter school break with 2 teenagers and no tv to watch... All, no fault of my own. I feel like I am banging my head against the wall with them. Also, they were not honest and did not admit to the mistake. I had even filed a report with the BBB about DirecTV but now have to correct that, all when it was PayPal's fault!

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    Verified purchase
    Customer ServicePrice

    Reviewed Jan. 15, 2017

    I purchased a pair of bicycle shorts from a vendor "TradeInn" in Spain, from a website in which only XXL size shorts were available. They sent two S small sized shorts and gave me the runaround in trying to return it. They would not pay for the return shipping which could run up to 1/3rd the cost of the purchase. After a complaint with PayPal was registered, PayPal judged that I should pay for the cost of shipping, even though it was the fault of the company in Spain.

    I do not trust the company to say they will give me credit for the shorts when returned. So, instead of paying an extra $20 bucks in shipping, I'll cut my losses and try to sell the shorts somewhere. This shows that PayPal plays favorites with foreign country vendors to the detriment of USA buyers. They would have asked the vendor to supply a prepaid postage label if it was a USA company. Frankly, most USA companies would have given me a free prepaid postage label, without asking. Bad, very bad call by PayPal.

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    Customer ServiceSales & Marketing

    Reviewed Jan. 15, 2017

    I have never been so disgusted with PayPal. I was an active seller on eBay with online gift cards, right? I verify everything. I even use my own gift cards I buy and guess what? Let me tell you those two companies alone make me want to scream and pull every hair out of my head. When I say each and every purchase I completed was considered 'unauthorized' after I submitted factual evidence and kept each message of every transaction. They still ALWAYS ruled in favor of the buyer. I have lost over close to a $100. When they yanked my money out of my account, they still expected me to put something back in it. All I wanted to do was buy a gift of some UGGS for my year and a half old niece and I ended up losing every dime instead. Though, it is okay. I will never sell anything again with either of them.

    I still enjoy making purchases, but next time I put money in it, I expect it to stay there or I would sue PayPal because they have caused my niece a good Christmas and given me a headache. I mean what's the point of seller protection when I'm not protected from people admitting false claims of fraudulent behaviour when they confirmed my emails and even left feedback, but it wasn't considered valuable evidence. How in the heck is someone scamming me not valuable? Where is my money? Where are my gift cards? I can't get a dime of my money back and I am supposed to be happy about it. Heck, to make matters worse, they both waited a WHOLE month to claim a dispute.

    I check my bank balance every time I get a dime and review my statement every time I make a purchase. How can you claim you didn't know and you waited a whole month to dispute it? How is that not suspicious? That's not fair. They should make it so if you waited past 30 days, you cannot dispute that you didn't know? What about us sellers that get scammed by buyers? Heck, some buyers don't even receive items and PayPal is okay with that? People, please beware that no one treats your money like you treat your money. Get a bank account. Only post on PayPal what you need or they will snatch the rest for no reason other than pure evilness. Don't. Trust. Anyone.

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    Verified purchase
    Customer Service

    Reviewed Jan. 13, 2017

    Customer claimed that I did not send them package. I've provided all material they have asked - and am treated poorly. Been put on hold for over an hour, and transferred to departments that have nothing to do with dispute resolution. The same claim was filed on eBay and they sided in my favor. I even have provided personal letters for the head post masters at the post offices that were utilized in the transaction. I've been on the phone over 3 hours. And had customer service accuse me of sending an empty box.

    This is because I utilized the flat rate shipping and the personnel at the post office does not need to weigh the item unless it's over 70 lbs. So the item the entire time it was with the USPS was not weighed. Therefore I sent an empty box. I even provided letters from the post office stating that this is a common practice. Now I do not have my item and I do not have the payment for it.

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    Verified purchase
    Customer ServicePrice

    Reviewed Jan. 13, 2017

    PayPal refused to refund the money for the item I never received. They claimed that the delivery company had a confirmation of delivery. When I spoke to the delivery company, they told me to go ask my neighbors if they received it by mistake. What does this confirmation worth?! PayPal never contacted me with any questions, they just closed my claim and sent me this: "We're happy we were able to help you resolve this issue". Really?! I am closing my account with them now. I was on the phone for 30 minutes and they asked me to call back next day. Payment convenience is not worth the price.

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    Staff

    Reviewed Jan. 10, 2017

    It took me 3 years to realize what type of scumbags I was dealing with. These people are the worse, the eBay buyer can do no wrong. The buyer opens the brand new items I shipped him and swaps them with the old stuff that he has. Only to find out that eBay and PayPal are siding with him. Remind you, my rating as a customer was 5 stars and no negative feedback. Until this bum came outta nowhere and decided to screw me over. I'll figure out a different alternative to these two because they're just not worth the time. The representatives always say the buyer is more important. I always wonder how is that even factual because us sellers provide the merchandise and give eBay and PayPal a cut of the money. There's no loyalty with these people, it's time to find a new home...

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    Staff

    Reviewed Jan. 9, 2017

    My PayPal account was put on limitations because I put in disputes to one company. It was resolved by the seller and myself. But PayPal went and put a limitation on my PayPal account. I am expecting payments and I have made payments in the meantime therefore I am going to lose a lot of funds because of this. I have had this account for 12 years and never had this problem before. I was told this would be fixed and then I was told this account was closed. It is still open but I cannot use it. I don't understand why they don't close it then. I have been trying to get this resolved all weekend but no help from PayPal. They do not care at all about their customers. Horrible company. They should not be in business.

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    Customer ServiceOnline & App

    Reviewed Jan. 9, 2017

    December 16th, I purchased an item off eBay for $221.99, of which was listed as in stock and more than 10 available. On Dec. 9th, company emails me stating he doesn't have that item because they were "backordered" (the item is a discontinued product and is completely unavailable anymore). I offer to compromise and accept any of 3 other items listed, seller doesn't have any of them either, so we agreed to me getting a refund. Week later, seller claims he was unable to return my money. I file complaint with eBay for fraudulent listing and PayPal claim (after several hold times over an hour, getting hung up on 3 times after waiting on hold for 45 minutes, etc.) just to get my money. They tell me "If we don't get it from seller by 31st, we [PayPal] will refund the money directly" to me.

    On the 30th, they tell me seller won't respond, I'd have to contact eBay. On the 31st eBay tells me they can't return money to PayPal. I needed to contact seller, seller won't respond to any of us. After several unsuccessful attempts to get help in resolving the issue, I (along with many other angry customers) put a complaint on PayPal's Facebook page. They ask to private message them to discuss it. Funny, they had ZERO interest in helping prior to making their poor customer service public. On Jan. 4th, I call them again, and finally, after couple more hours arguing and waiting on the phone I get my money refunded to my account.

    28 days to get my money back from a fraudulent eBay listing. Seller sending me rude emails for filing a PayPal claim 14 days in. And eBay still allowing seller to continuously re-list items he not only does not possess, but can't get. Top it all off, said products, and several others, are currently (fraudulently) listed on eBay as in stock and more than 10 available by this seller. And they just allow seller to continue committing fraud on their website. I've done tens of thousands of dollars' worth of business with eBay/PayPal over past 11 years. Should be treated as a valued customer, and been protected as a consumer in the manner that the company claims they provide. Not impressed, not happy, leery of ever doing business with either company after this.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 5, 2017

    As Treasurer for our nonprofit, I've been managing the bank account and PayPal account for years. When I took over, they told me that in order to change the primary contact we would have to close the account and set up another one! So we just left it as is. Now that the former Treas. is no longer in the organization, I followed PayPal's idiotic instructions to the letter to become the primary contact (copy of Social Security card, photo ID, bank statement, letter from the nonprofit with instructions, weekly bowel habits [kidding there]). Never heard from anyone.

    In the meantime, they sent instructions to re-verify the bank account. So I did that. They said two small deposits would show up. They never did show up. Then they told me I had to re-submit all the personal documents. In the meantime, our account is frozen and money piles up. If I try to transfer the system says I need to increase the limit. I go to that link. It says to verify the account. I enter the data to verify the account and it says the account is already verified!!! I'm on the phone with them right now, on hold for a half hour. If this isn't fixed by this phone call I'm going to sue them. Find someone, anyone, else to process your payments.

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    Customer ServiceStaff

    Reviewed Jan. 5, 2017

    I recently got my account limitation due to transactions that I call to return or cancel. They said that I am a scammer but I deeply explained to them that I bought a lot of things online especially on Ebay and they said they're doing this to block me from using PayPal. Luckily I have all of my money transferred to my bank if not they may holding my money without my permission. Also, I told them I want them to remove my personal info as I am not their customer but they refuse. I also said that I will file a lawsuit and they intimidated me that "you think just only you can win PayPal." He also said that I don't understand what personal right is. Also prevent me from other users. I feel like sellers sold me bad item, I got my money back, I paid for shipping, but I am now a scammer.

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    Verified purchase
    Customer ServicePriceReliability

    Reviewed Jan. 5, 2017

    2 months ago, I've ordered 5 items from Modlily.com and checked out with Paypal. Modlily has not sent me any confirming email or shipment notification, so I opened up dispute with Paypal who already took my money. Within 2 weeks I have received a shipment from Modlily. That did not contain any documentation, was short of 1 item and 1 item was defective. Modlily advertised free return within 30 days, so I contacted them through PayPal. They've told me there are no free returns.

    Meanwhile Paypal has sent an email requesting I send the documentation of the dispute to a 402 area code fax number. Even if I had documentation, such faxing would have cost me $10, so I spoke to 3 different Paypal representatives, who were all in Philippines. Finally 1 of them told me to file a complaint with ic3, naming Paypal as both the victims and the perpetrator, and to email this complaint to ica-na@paypal.com. I have received confirmation of that email. 1 wk later Paypal closed my dispute in favor of Modlily for the lack of documentation! Never trust Paypal with your money!

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 4, 2017

    On December 15 I won a auction on eBay for an iPad Pro 128 GB 9.7 inch screen brand new in box. I won the item for $511. I promptly paid and waited for four days. I then emailed the seller six separate times and asked him for a tracking number and when the item will ship since it was a Christmas present And the seller never responded. Since he never responded to any of my emails I contacted eBay which stated they cannot open a case because payment was still pending and to notify PayPal even though I had paid with 350.00 in gift cards that now have no balance and my checking account was withdrawn the remaining 161.00. I contacted PayPal and they said that the seller had received payment. PayPal then asked the seller to provide them with the tracking number. He provided them a tracking number which stated the city that it got delivered to but not the address and it's at a lightweight package.

    So after a week PayPal denied my claim saying they had a valid tracking number. So then when the post office opened after the holidays I contact them. This was actually a tracking number that came from Amazon and went to a completely different address but in the city that I live in. I have now contacted PayPal again to no avail. I contacted Amazon. They confirmed that the tracking number had come from them and that the seller's account was on hold because of fraudulent activities. I also let PayPal know this and still to this day I still do not have my $511 back. PayPal has given me every excuse. They say to contact the seller. I keep telling them that I have tried to contact the seller. I even had a three-way call with eBay telling PayPal that yes I did email the seller and he has never responded and item still shows not shipped.

    I had a three-way call with PayPal and the post office confirming the address was not mine where the package was delivered to. I also told them to call Amazon and their response is they cannot make outgoing calls. I have been a PayPal customer for a very very long time and after the ordeal I will not be with them anymore. They do not protect you from Fraud or scams. All they care about is they got their money and if you're out $511 that your own fault. So be prepared if you do have a problem with PayPal. They will not stand behind you. I will probably have to hire a lawyer to get all the documentation to prove something they already know.

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    Verified purchase
    CoveragePrice

    Reviewed Jan. 4, 2017

    Through EBAY I sent my IPADs to be repaired. The merchant repaired the screen but in the process, damaged the charging dock. I can no longer use the charging dock. Ebay said the service wasn't covered and to go to PayPal. PayPal did nothing. They said that as long as they sent it back, the item wasn't covered. Imagine that. You ask for an item to be repaired and as long as they send it back to you, it doesn't matter that they return it broken. Don't use PayPal. Charge only to your credit card. At least credit card companies are reputable.

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    PriceStaff

    Reviewed Jan. 4, 2017

    If PayPal knows this is a real thing, why don't they find a way to fix it??? This is one of the reasons I quit using PayPal, they did not take care of their customers! I began talking to a Breeder, Shanna ** in Patterson, GA, Dec, 24, 2016, about purchasing a 100% European Great Dane puppy. In the ad photo I noticed the tail was kinked or appeared odd and I specifically asked her if the tail had been docked (Danes tails should be long). Shanna stated "It just appears that way in the photo." (I have a screenshot of our complete and entire conversation, and photos.) I believed her at the time, because why would I have a reason not to. I believed nothing was wrong with the tail and passed it off as the tail being folded over by the owners arm.

    At that time, Shanna did not elaborate on anything other than that so I thought nothing else about it. We were discussing "Full Registration", because I myself am a Breeder and have been looking for a Mantle Female for some time. She stated that the price would change from $2300 Pet Price to $2500 Full Registration, I said that is fine. I asked her how much her deposit was, she didn't say exactly what her deposit amount was, she just said that "Everyone else was paying half now and then paying half at pick up." While I was talking it over with my husband, she continued pushing the puppy, she's gorgeous, her pedigree is stunning and excellent.

    She also stated that she came with a HEALTH GUARANTEE, VET CERTIFIED, UP TO DATE ON SHOTS. I sent her a photo of my stud while my husband was debating the puppy, he wanted the puppy with more black. She gushed over my stud. She sent baby pictures of the puppy for my husband. (No tail shots.) I told her "I would put $1500 towards the puppy". That's when she sent me her PayPal. me/** account. I have She stated she would mark puppy as sold. She sent me a message back right away asking me why the amount was only $1456.20, and not $1500?? I told her "Maybe it's because I got insurance". She then stated "If you had done FRIENDS AND FAMILY THEY WOULDN'T HAVE TAKEN ANY FEES".

    I told her I would just add the fees to the next transaction, because I did not want her to refund it. Shanna refunded the money that I paid insurance for knowing that if I paid "Friends and Family", I wouldn't be able to disputed it after the fact. (I know that now.) After she refunded it and I said I wanted her to wait she just said "CRAP!" I should've known I was being taken right then! But like a dummy I sent the $1500. Three days later I asked for some updated photos, she sent me a couple videos and a photo. THERE WAS THE SHORT TAIL WITH A KINK AND IT'S CROOKED!! As a Breeder, and purchasing her for that purpose, I cannot ethically breed or can I show this puppy with her tail, especially if it WASN'T DOCKED by the breeder or a vet.

    When I originally asked Shanna about the tail being docked she should have been more forthcoming with information about what had happened to it. I have asked her about the tail after seeing the photos. Shanna gets angry, she wants me to say if I want the puppy or not right now. No, I want answers, I researched the Stud to the puppy and he also has a kink in his tail! Coincidence or Genetic? I can't take that chance, especially since Shanna knew the purposes of why I was getting this puppy. I have tried to reason with her, and ask for my money back, she refuses. She stated she would take $200 off of the price and sell her to us as a pet for $2300. We didn't agree to a pet. We agreed to a Breeder.

    Shanna has an ad running for a male and female Dane now. I asked her if we could trade our female for that one, she told me no, because it's not for sale. She has it listed right now, but it's not for sale? I told Shanna that I felt like I was misled into buying a puppy I cannot ethically breed, she'll just ask "Do you want her or not???" I did go to my Veterinarian I use regularly, I also use her as a reference for my puppies. I would NEVER sell anyone or mislead my clients about my puppies. My vet does believe that the tail on the puppy is genetic, especially since the Studs tail is similar. And the puppy was born with the short, kink in her tail that she has. I did receive an x-ray of the Studs tail, but not the doctor's notes on the tail. To conclude:

    1. Shanna ** offers a Health Guarantee, I would literally hate for anything to happen to a puppy that someone already has in their possessions. She still has ours, it's only 6 weeks old!
    2. I feel I was pushed into using the Friends and Family, all because I mentioned the insurance. By Law breeding and "Selling Animals" is selling "Goods"!

    3. Also Shanna hid the tail from me until she could "VERIFY" the funds I sent to her. Then she sent the photos of the puppy showing her crooked tail.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 3, 2017

    I was sending money to a friend of $400 and used the wrong number to send it to. That person instantly accepted my money and there was no way to cancel it. I opened a dispute but PayPal dismissed and erased my notes, and closed the case. Tried calling using the phone number and all it did was redirect me to the website. Is there anyone I can speak to?

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    Verified purchase

    Reviewed Jan. 3, 2017

    Took money for goods that were not delivered to my address but to another address in another county but because tracking shows it was delivered there is no refund and no way to appeal. Paypal's money back guarantee is worth very little.

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    Customer Service

    Reviewed Jan. 2, 2017

    Paypal has immense problems processing cross border transactions. They have failed 11 of 14 transactions. Average resolution of first 10 issues; was 6 days and 5.5 hours on the phone. The last problem they created has snowballed to 18 transaction issues. Paypal has admitted their negligence and have 'stolen' over $10,000.00 from myself and two suppliers. They froze all of our accounts and have refused all requests to resolve. To date over 95 hours on the phone since the first unresolved issue going back to Sept. 13th, 2016.

    Paypal have repeated lied to us about promised call backs (47 lies! No one ever called back). Paypal admitted that their unauthorized transactions are deemed FRAUD. PayPal made multiple unauthorized transactions on our accounts. They say that everything is fixed - yet we have lost our money. AND... nothing works yet.

    Paypal is a CROOKED morally corrupt and unethical company. They promote a culture of LYING and theft. They have taken unauthorized "FEES" from our accounts to correct their own mistakes. Stay tuned. We are taking Paypal to small claims court to recover damages and publish their illegal actions so the world can see how crooked and dishonest the executives are.

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    Customer ServicePrice

    Reviewed Dec. 29, 2016

    I have a 100% perfect rating with eBay, spent a lot of money in past 2 years and a Seller screwed up the transaction and then used Amazon to fulfill the order costing more, etc. eBay was a total joke and sided with the Seller who already has a bunch of similar complaints for the past 30 days! I contacted PayPal regarding a $10.15 return label charge for a $26 book order that the seller messed up on resulting in 2 book orders canceled, etc. eBay did not explain or inform me I would be paying this outrageous return fee on top of all the BS with the Seller! USE Amazon, they are very fair with their customers, always resolve the issue and don't RIP off their customer!! PAYPAL resolution's investigation of my unauthorized charge was a complete JOKE and obviously they support eBay over YOU!

    It was not the $10.15 charge, but the PRINCIPLE of the entire transaction starting with eBay and ending with PayPal. After contacting PayPal and explaining the entire ordeal in detail and offering email communication with the Seller and eBay to support my complaint, they never even bothered asking me for it. Their decision was in favor of eBay. WHAT DO WE NEED PAYPAL FOR ANYWAYS, SO THEY CAN USE YOUR CREDIT CARD TO MAKE MONEY ON MERCHANTS! Don't use PayPal, use your credit card and then if you have a problem, at least you can really DISPUTE the transaction with your creditor which is on your side!

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    Reviewed Dec. 24, 2016

    I've done my 90 days and they're still holding my money. They treat you like you're a thief. I always get positive feedback and every time a customer pays, they hold my funds. PayPal sucks! They treat you like a thief but they're really the crooks. I hope somebody comes out with something that trumps PayPal. I hate PayPal!

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    Reviewed Dec. 23, 2016

    Need to leave South Africa go to Scotland for good. Qualified trades can't get work in South Africa. Got Visa. My account with GoGetFunding and PayPal 30 days no money. Tried adds. 9 million don't have work in South Africa. China has flooded South Africa with their goods.

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    Punctuality & Speed

    Reviewed Dec. 21, 2016

    I have a friend who received a statement last May from PayPal in the amount of $39.00, but with no explanation of what the charge was for. He tried to contact PayPal via their website and also by phone in hopes of getting an answer concerning this charge. No such luck. Meanwhile, late fees are accruing on this account, which was closed at his request. His last statement on November 3, 2016 was $158.00 with the threat of outside collections action. Why is PayPal unable (or unwilling) to provide itemized statements? After witnessing the frustration my friend is going through, I finally wrote them a very nasty, demanding letter telling them to research his account thoroughly and find where the original charge came from. We are not holding our breath.

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    Online & App

    Reviewed Dec. 20, 2016

    I have now spent about 25 minutes (and waiting) to make a donation. Their website does not work. It keeps asking me to verify my account. I do what it says and nothing happens. I called. Put on hold. Talked to one rep. Sent to another. Put on hold again. This is MORE TROUBLE THAN ITS WORTH!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 20, 2016

    I've been a Paypal member for a long time. My account is in good standing as both a buyer and a seller. Last month, I placed an order with a company I have done business with before. However, there was a problem with my order so I canceled it with the intention of placing the correct order afterward. Paypal is supposed to hold refunds for 3-5 days. Mine Sat for over two weeks before I lost patience and contacted them.

    Initially, they were very helpful. I was told there was a "glitch" with the refund system and that they would credit my account with the held amount. Once my refund cleared, they would withdraw the account credit so that we were even. However, they also warned me that if I were to spend the credit my account might go into the red.

    The credit was placed in my account. I opted not to spend it so I just let it sit while I waited. Unfortunately, the credit was prematurely withdrawn and my original refund still showed as pending. I contacted the support team again with my concerns. I was given yet another credit, even after I told customer service that all I wanted to know was when I could expect my funds to clear. This time a supervisor contacted me and I was told this credit was a permanent payment to make up for the pending refund.

    On December 18th, nearly a month after my refund was placed into pending, the second credit (the one that was supposed to be a permanent reimbursement) was again pulled from my account. On the same day, I received a generic email from Paypal saying the recent problems with refunds was corrected and that the funds would all be released soon. This has not happened yet. As of now, my account still simply shows my refund as pending.

    At this point I am frustrated. This has been a huge inconvenience. The support team has been unreliable and all I want is my refund. I don't want account credits because I don't want to risk them being pulled again without warning and having my account go into a negative balance. I originally paid with a Paypal balance, so I don't understand why this is taking so long.

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    Reviewed Dec. 19, 2016

    I have been a PayPal user for more than a decade and after this time faced what I found an inadmissible behavior. One year ago I paid for a host provider service, which actually turned out to be useless in a matter that I wouldn't renew it in any way. Last week PayPal informed me that I had authorized a periodic payment. Anyway, I know we ought to be the first carers of our self, but I just wonder if it wouldn't be much more honest from PayPal instead of giving me notice of something already done to give me notice of something to happen? I actually disregarded somehow to whom I was trusting my credit card. Upon call PayPal turned out that most conveniently they only had six month of history of my account. How weird is that? In the end it seems we can I have a billing agreement (whatever this means) for a service we neither get or which for, just because we trust PayPal our credit card info and nothing else matters. Watch out.

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    Customer Service

    Reviewed Dec. 18, 2016

    PayPal is the worst and I am initiating a class action lawsuit. The resolution center is a joke and has no bearing on justice. Please save yourself the aggravation and time of even trying to respond to a claim as it simply DOES NOT WORK regardless of what kind of strong evidence you may have.

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    Process

    Reviewed Dec. 18, 2016

    For days now their withdrawal has been broken - telling me "Sorry, we're not able to process your request. Please try again later." So I waited days and I am still getting "Sorry, we're not able to process your request. Please try again later." when I try to withdraw. And what is this certification? Consumer Affairs forced me to check that "I have no personal or business relationship with this organization" in order to post this review but that is false. It's PayPal... of course I have a relationship with them (all account owners do). This is notice to Consumer Affairs that I do have a relationship with PayPal so ignore the ridiculous forced certification that I was forced to check.

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    Sales & MarketingPrice

    Reviewed Dec. 18, 2016

    If you want to be scammed, use PayPal. This is the company which keep supporting the online fraud and scam. Whenever the buyer send money via PayPal and claim the charge back, you will lose the case and money. The PayPal will charge another $20 charge back fee from the sellers. The PayPal will try its best to lose the case for the seller, since there is another $20 profit for the company! The company says they are verifying the credit card and bank account, but this is **. Please tell me how come there is unauthorized transaction after the credit card has been verified. Stop using this ripoff company. You will end up losing money!!!

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    Customer ServicePriceStaff

    Reviewed Dec. 15, 2016

    PayPal advertised that they are a safety deposit box etc! They are by far the Worst!!! My Bank charge me 2 insufficient funds fee because of them!!! Spoke to a "supervisor", she was absolutely no help!!! The worst customer experience I have ever experienced. I will make it an effort to let everyone know how unprofessional these people are!!! Extremely frustrated and they can not help anyone!!! By far the worst customer service ever!!!

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    Customer ServiceContract & TermsSales & Marketing

    Reviewed Dec. 15, 2016

    I found what was supposed to be a good (I found this was a lie) security software for my computer. I also found out later, after I paid, this company is based in Bosnia. The advertisement claimed I would receive the software immediately upon receiving payment VIA PayPal, this was also a lie. Five days later, I receive an email from the software company with my links to the download for my computer security software, and it was labeled "gaming software". I did not order gaming software. I ordered Firewall, Anti- Malware, Adware Blocking, Virus blocking/removal, etc. To top it off, none of the links (click here) buttons would respond to my attempts to download. I contact PayPal concerning my negative experience with the software I purchased from the Bosnian shyster company that sends email links that do not function as I was led to believe they would function.

    PayPal claimed they would contact the seller to get my refund. What? All of a sudden it is not part of the agreement with PayPal, it is based on whether or not the seller wants to refund my money, and it is PayPal of Bosnia that is in charge of my claim. I was never informed during the purchase that I was paying any company outside of the U.S.A. because I was using USD currency. It was requested of me to send several documents of which I had none of.

    Where do I get links to send, consisting of "gaming platform" (still this gaming keeps popping up), links to a site that had the nonfunctional links (?) how do I send a link of a nonfunctional link that was part of an email (Which I did forward the dysfunctional email link), and how does a person send a link from who it was that informed me about this shyster company, when it was a local computer store that gave me the information (and nothing on their site has any information about good products they recommend)? PayPal denied my refund request from a dysfunctional software company with reasoning based on my claim of a bad email with dysfunctional links, though their reason was the company had advertised a product accurately. Again, WHAT? How does PayPal know if the way this company advertised anything was accurate or not if in fact PayPal never received what I received?

    PayPal does not want to issue refunds based on the fact PayPal does not get paid unless their selling customer gets paid. Very easy to read this reasoning as to why PayPal decides in favor of sellers, regardless how good or bad a seller's product is, COMPLETE SCAM BY PAYPAL!!! And this is not the first time I have had a bad experience with PayPal, and as well, I have known many people who have had equally bad or worse experiences with PayPal. The name of PayPal is very misleading, it should be Paynotpal!!! And by the way, the shyster software company is "Bitdefender", based in Bosnia.

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    Sales & MarketingStaffProcess

    Reviewed Dec. 14, 2016

    I'm so disgusted with PayPal. PayPal policies, rules and regulations are completely and utterly set up one-sided for buyers and buyers only. I've dealt with PayPal since last year till now. I sell collectible toys on eBay, once you start as a seller PayPal have this policy to protect the buyer from the start. Once you sell an item you are not allowed access to your funds. Instead they're put in a pending balance which will clear your money within 21 days of the purchase or if the item has a tracking number and can show delivery you might get that withheld money released. In other words when you sell an item the buyer received the item can have the item for awhile but yet you who sold the item are not allowed to have your money until PayPal feels like releasing your money.

    The funny part is that PayPal literally takes their fee out of the pending money (your money) that you yet can have access to? This is completely unfair to seller. Once you complete this probationary period supposedly from this point on your money is in your account the date the buyer purchased item. Funny things is I went through that process and finally got past the 3month waiting period, but then I stop selling stuff for a while and when I did start again sell a few months later I had to go through the probation period again. Which I'm dealing with now. Recently some money from an item I sold almost 2 weeks ago was finally cleared. I then transferred the money to my bank account. Here is when the funny stuff PayPal does caught my attention.

    According to PayPal policy depending on your bank or Familiarity to said bank it can transfer your funds within 3-5 more days or if your account as been active you can get that transfer faster, within one day as long as transfer is before 3pm your funds will be there next day. PayPal literally has a payout time chart you can see. Either way I transfer money to my bank which normally is there by the next morning, but to my Dismay it wasn't there. So I called PayPal and was told there was a glitch and that the transfer would be reserved and that I had to transfer it again. After doing so I was informed my money would be in my account the next day, well today being the next day and my money was and transfer and still pending said password.

    Again I spoke to a supervisor named Elijah and he basically told me I had to wait for my money to transfer to my bank, that it was out of his control. And that all he could tell me was that maybe Friday it would be in my account? What? So I have to literally wait another week to get MY money because PayPal feel like it? How is it that this company is allowed to practice politics that a normal business would get sued for. I will no longer use PayPal ever again. Once I get all my money from PayPal I will close and delete my account. Scammers, Ponzi schemers, who has the government allowed the to operate like this.

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    Customer ServiceSales & Marketing

    Reviewed Dec. 14, 2016

    Started getting spam email from them, tried to unsubscribe and didn't work. Called them to get it stopped and they wanted more personal info, and told me I had an account. Said the only way to get rid of it was to give them info about the account, which I don't have. Not giving them MORE info... No way. They really suck.

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    Verified purchase

    Reviewed Dec. 14, 2016

    I purchased what I thought was a turnkey website on 12/5/2016 from ABC Design Studio. After I purchased it they asked me for my GoDaddy password. That made me uncomfortable. I visited the site and the links were not working. The website was not complete. I made a complaint and was told that I would not be granted a full refund. I will be escalating this on all levels that are available to me. Even to the point of making a claim in court if it goes that far. This is ridiculous! Where is the protection for the buyer.

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    Reviewed Dec. 13, 2016

    I'm not even gonna explain the whole scenario, because it's the same one as everyone else's, they decided to wait until I had quite a bit of money in my PayPal account, to finally inform me that it was frozen for the next 6 months. How it is allowed to continue, I will never know. But I'm not gonna complain anymore.

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    Customer ServiceStaff

    Reviewed Dec. 13, 2016

    I have tried to make a large payment through Paypal. As expected they blocked it. Unfortunately instead of explaining why they just asked to call them. I called and had to wait 3+ hours to finally talk to someone, who told me that my payment was larger than usual. My payment is indeed larger than usual, so I asked if the restriction could be lifted. My interlocutor was clearly clueless about how to resolve the problem, and gave me a solution that had no chance to work before hanging up. I called again, had to wait 30 minutes on the line before talking to someone who tried several "adjustment to my account" with no further explanations, and finally told me that he made one last "adjustment" but I had to wait a few hours (was it a way to get rid of me?).

    I waited and the solution did not work. What happened is that Paypal decided to block my account. At this point I can't do anything. The resolution center is blocked too. The other person is still waiting to get paid, and we are working towards another solution. So to both merchants and users, please avoid PayPal. It is a piece of junk software and just a pain for everyone involved.

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    Customer ServiceStaff

    Reviewed Dec. 12, 2016

    So I called PayPal and asked them if I could create a new account when I was 18. They replied yes and so I did. Within 2-3 days of me having the account it was limited again. PayPal PERMANENTLY limited my account so I phoned them. I asked them why and they could not explain why my account was limited in the first place. I asked to speak to the complaints team over the phone and they said that because I wasn't a PayPal customer anymore I couldn't speak to the complaints team. Absolutely shocking experience.

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    Customer Service

    Reviewed Dec. 11, 2016

    PayPal withdrew an amount from me twice, which has led my account to have a negative balance. When I called they have acknowledge that they have done so. To make matters worse, they have limited my account claiming that it's linked to another account with a negative balance! Almost 1 month later, no one has called to follow up on this issue, nor have they refunded MY money! They are CROOKS!

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    Verified purchase

    Reviewed Dec. 10, 2016

    I am in US as a visitor. I don't work nor have a Social Security Number. Only after I have decided on selling a product on eBay and ship the product, PayPal created a limitation on my account and is holding my funds. It asks for a copy of my SSN. I have already send my visa and all the other documents, but they still hasn't lift my limitation. PayPal shouldn't have approved the transaction if it was not sure I was able to receive the payment. Now the product is sold and delivered and I cannot access my payment. Need a solution. I cannot provide a SSN nor I can have the product I sold back. Does it makes PP a robber, stealing my property? Hope to have it sorted soon!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 9, 2016

    THIEVES!!! FRAUD!!! KOCONUT DESIGNS AKA Sandra **. I purchased Tory Burch flats from a seller (koconuthead) & rubber soles were severely worn down. Of course the seller "Koconut designs" aka Sandra ** DID NOT depict pictures of how badly worn down rubber soles were. I contacted seller and her response, "I'm sorry that you are dissatisfied with your purchase, however I listed the correct details on this item as well as posting pictures of the soles of the shoes for your inspection and approval. When the shoes left my possession the sole weren't worn or damaged. The shoes were not new, but in great condition."

    Of course she did not take responsibility for sending me proper depiction of Tory Burch flats. I sent product back to seller at my own cost!! After a couple of weeks she sent me refund of $60.95. I called Paypal to guide me on how to retrieve my refund of $60.95. The incompetent service rep had me refund $60.95 back to seller!!! Paypal is NOT taking responsibility for their incompetence. I am NOW out of $60.95 & Tory Burch flats. Paypal advised me to contact seller which I have over 10 times NOW and of course NO response!!! Paypal will NOT assist me because "I have already opened a claim"??? Makes NO sense!!!

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    Verified purchase

    Reviewed Dec. 9, 2016

    ** service ever. They stolen my money of 139 USD... First they hold my money since 45 and still I'm getting money. They are just fooling around me. They never release my payment until date. Never do business with them. They are ** and they are all scammers...

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    Price

    Reviewed Dec. 9, 2016

    PayPal nearly forced my business to go under the moment they placed a limitation without justified reasoning and denied my appeals. Been with PayPal for over 5 years, yet that doesn't seem to be a good reason for being kicked to the curb by them. I resolved all customer complaints, handled disputes and chargebacks according to their policies, but apparently that wasn't enough. Not only did my business go under, they cost me my clients, my home and many of my assets I built up. I had to start from the bottom up again and it wasn't easy. This is why I enlisted the help of Auction Assistance to assist me in getting back on PayPal to start all over again. Don't make the same mistake and be naive like I was. PayPal can and will limit your account at some point or another. Be prepared or risk losing your business.

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    Customer Service

    Reviewed Dec. 5, 2016

    For some reason I was billed twice on PayPal for a payment to Canada Post for postage. The standard "resolution center" stated that postal disputes were not their mandate. This appeared in a box which directed me to use the "Contact us" to get to the Help Center and select the topic as "Seller Tools". then select "Online Shipping". Of course, an hour of searching never did reveal these boxes. I tried the phone number but only got an automated voice which refused to understand my voiced replies of "yes" or "no"? Pretty simple words, even for a computerized answering machine eh? So here I am out a double payment to Canada Post and no way to get any response or speak to someone at PayPal. Very frustrating! I see I'm not the first with this problem, and I'm sure I won't be the last.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 2, 2016

    I am writing this "complaint" review mainly as a last resort to in hope a conscientious employee at PayPal will read it and hopefully help resolve my problem. My issue is that I bid on an eBay item and won. I received an email that I had won and immediately released my payment via PayPal on 11-16-2016. Two days later I sent an email to the seller asking him when he was going to ship the item I purchased. No response. The next day, 11-19-2016 I emailed the seller another email stating that if he was not going to ship my purchase to please give me a "refund". I received an email from PayPal that the seller had given me a refund. I again wrote the seller asking him if he would please inquire with his bank what the problem was with his refund to me. Again, I was ignored by the eBay seller.

    After waiting the 3-5 business days [as of this writing, this is the 9th business day] my refund is still in a "pending" status. I tried to resolve my problem by contacting PayPal 4 times via email and the customer service representative consistently replied to me with "prepared" responses that were totally irrelevant to my inquiries as though she could not comprehend anything I had written in my email.

    I tried to reach customer service through their ineffective "bells and whistles" phone service and stupidly waited for an hour, twice, to get through. The other times I tried to get through on the phone in Palo Alto, California I was prompted to leave a name and call back number if I did not want to wait in the queue for a phone representative. Each time [3 times] I chose that option no one ever got back to me.

    I finally got through to a service representative whom I explained my situation to. She gave me the same information I had gotten via email from PayPal: to wait 3-5 business days. I told her that it was already day 7. She told me to wait 2 more days and I did and my refund is still "pending". I am thoroughly frustrated by this situation with PayPal, particularly since I have been a member since 2001. The lack of employee professionalism and inordinate amounts of wait time on the phone is thoroughly disgusting. This is no way for your company to do business Mr. Schulman [CEO of PayPal].

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    Verified purchase
    Staff

    Reviewed Dec. 1, 2016

    They think they are God. They hold people's money as long as they can when it shouldn't be legal. My sell has positive feedback from the buyer. What more is possible? Company needs government intervention and to be taken down about 5000 not.

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    Profile pic of the author.

    Reviewed Dec. 1, 2016

    Purchased an iPhone 6s Dec 2015 on eBay. 10 min. later saw the seller had the same phone different color $30 cheaper. Asked seller if I could cancel first purchase and buy the other. Seller says no problem just cancel through eBay first. Did as he said then purchased the other. Two months later I'm still trying to retrieve my first purchase of $609.00. Seller has said he notified PayPal so I dispute on my credit card.

    Citi takes $609.00 off my card then contacts PayPal. PayPal gives Citi the tracking number for the second purchase of $579.00. and tells them it's a good purchase. Citi puts the $609. Charge back on my card and the eBay seller (iPhone seller) keeps all my money. I go back to eBay and say I need to talk to PayPal. PayPal puts me off by reviewing it for three months then goes nothing more. Tells me I need to take it up with my credit card co. Citi based their decision on false info that PayPal gave them. Not happy with any three of these businesses.

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    Customer ServiceSales & MarketingProcess

    Reviewed Nov. 30, 2016

    The return shipping refund is a scam. They don't want to refund you your shipping fee. Be careful. And PayPal will not help assist with any refund issues with Telus International. The program is a scam and backed by PayPal. Unbelievable customer service from both parties.

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    Customer ServiceStaff

    Reviewed Nov. 29, 2016

    On November 15th, 2016 I made a purchase on eBay from Red Dot Liquidators. This merchant was selling a product that they did not have in stock so they refunded my money on the 16th. Those funds have been pended ever since. I have emailed PayPal twice with no response and called three times. The third time I called, after being kept on hold for 20 minutes, I was transferred to a supervisor, Jerry - emp # **. I explained to him that my emails were never responded to and that the customer service reps I spoke to said they were placing tracers on the pend but in fact did nothing.

    He said he "would give me a temporary credit but if the problem was not resolved in 30 days the funds would be taken from my account again"! I explained to him that this was totally unacceptable. My cash had been with PayPal for 13 days for a product that was never in stock. He should be empowered to correct the problem rather than just patch it. He was totally at a loss for words.

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    Customer ServiceStaff

    Reviewed Nov. 29, 2016

    I accidentally made a double payment via PayPal for some software. I worked for over an hour trying to figure out how to rectify this (get one payment back). It was totally impossible to send the company an email! I finally contacted a woman whom I could not understand. I’ve been told that PayPal, being an extremely cheap company, has employees in foreign companies to handle calls. They must also be using cheap phone lines, which makes understanding anyone even more difficult. After much trying I got it across that I wanted to speak to a supervisor. My contact left the line, finally came back and said she "was unable to find anyone"! That was the end of that!

    It’s pretty obvious that PayPal isn’t interested in providing an easy way to make contact and resolve problems. I’ll stick with American Express - by far the best credit card company I’ve ever worked with! If you need help they’re always right there! If you need help from PayPal nobody is there! My loss; a lesson well learned! Don’t let it happen to you!

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    Customer Service

    Reviewed Nov. 28, 2016

    It happens that I bought a phone from eBay (so silly idea) and I paid with my PayPal account. After a month and a half my phone stop working (no service). I found out that the seller reported the phone as stolen so the provider blocked the phone. Ebay didn't take care of it telling me it is pass 30 days so offering me contact PayPal. HUH GOOD LUCK. They said they will take care asking me to upload information of dispute center. I did, no answer from PayPal. Call them 10 times, same thing, asking for more information. Long story short I was back and forth for about one month. Eventually they send me email that I will not get refund cause seller describe that this phone is stolen. HUH, are you serious?

    I call them, they said "It was big mistake sorry, sorry. We will fix it." Next day they send me email that I will not get refund cause I didn't present them with information. HUHHHH, are you guys nuts or stupid? How you make discussion first time without having information from my side? So I contact my bank and I got refund. Never will do business with PayPal.

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    Customer Service

    Reviewed Nov. 28, 2016

    Recently I had my Paypal account hacked. Within the space of 1/2 an hour a fraudulent transaction occurred. I received email confirmation of that transaction, email of account details being changed, password changed and finally email informing me my account had been closed. I emailed them immediately to inform them. Received generic response blah, blah, after four emails 4 generic responses no action. I am still to receive any communication from them. Between emails I attempted to contact them multiple times by phone, of course, no one answers the phone. Paypal is a corrupt organization. I believe they are probably getting a slice of the action from the scammers. If I could rate them -5 stars I would. The guidelines prevent me from recording my real feelings. ;)

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    Verified purchase
    Customer Service

    Reviewed Nov. 26, 2016

    I sold an item through eBay in August. Payment was made through PayPal. The buyer collected the item to his complete satisfaction. In October, the buyer "forgot" he had made such a purchase when checking his bank account, and reported the transaction to his bank and Paypal as "Transaction Not Recognised", leaving me with a negative credit, a dispute to resolve with Paypal's inept Customer Service Department, and a lot of time, effort and anxiety spent trying to explain that I was the victim in this case.

    I have reported the issue to the Police as Fraud. Now, I am even being charged by Paypal a fee to pay for administration of this issue, for which they are part responsible as well as the buyer. I have sent numerous emails and made several phone calls to Paypal. I have made a formal complaint to Paypal about the way they have handled this problem and the way I have been treated, but Paypal does not acknowledge my complaint, it does not appear in my activity or summary on my account.

    After spending 5 minutes on hold and 20 minutes trying to explain the issue on the phone to a Customer Advisor, explaining that I wanted to file a formal complaint about Paypal on the phone at that very moment, I was shouted at and told that I could not make a formal complaint by phone. I am 100% sure that is illegal. I requested that a record of the conversation of me making a formal complaint to Paypal appears in my Summary and Activity and that Paypal acknowledges my complaint against them.

    At this point, I was shouted at, treated with contempt and disrespect and told that, that was never going to happen. I requested to speak with a Senior Manager and was put on hold, only to be told no one was available. I am now waiting and waiting to hear from Paypal. I want to close my account and I am not allowed to do so either. I will advise everyone to never use Paypal. Pay directly by credit card and you will be protected, without any intermediaries charging you fees, not investigating the matters properly and treating you like a criminal when you are the victim.

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    Customer ServiceStaff

    Reviewed Nov. 26, 2016

    We placed an order on 11/19 and used PayPal as a payment method. For some reason the address on PayPal has an old apartment number so we contacted someone (her name was Joanne) within 5 minutes and asked her to correct but she said that she can't do that so we asked to cancel the order and re-submit. She said no and insisted to use a wrong apartment number. We received an email after 5 calls to their terrible customer service and someone (her name is Julia) sent us the following tracking number UPS Tracking ** and we thought it has been solved but UPS said on their web that the sender asked to return the shipment back. We contacted Paypal and filed a claim and PayPal sent an email to the seller and never replied back. They took the money and never shipped. Contacted customer service and they are horrible. How people like that are doing business in the United States. It's shame!

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    Customer Service

    Reviewed Nov. 24, 2016

    Can I give no stars? Well I bought the smartphone eBay that Seller does not offer refunds which is fine with me; the issue is that the phone is locked and associated to the prior owner. Seller of course not the original owner. Cannot be used on AT&T nor unlocked. PayPal closed the case in sellers favor saying that I want use the phone in Europe. First, I live in US and use AT&T services so forget the Europe that I will travel to next year- I cannot use this phone in US.

    The other concern is that PayPal (they are split from eBay and is separate company) access eBay messages. Is this privacy violation? The customer service center appears now is in Philippines that try to figure what their training material says and keeps repeating "don't worry" and solve nothing. Horror and waste of a time and I no longer care about $62 - it could be hundreds or thousands of purchase... Very shaky 3rd party bankers.

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    Customer ServiceCoverageStaff

    Reviewed Nov. 21, 2016

    Jazman's Mobile Auto Repair duped me by replacing my old fuel pump with another old one leaving the vehicle with the same problem of lack of acceleration. To the point of leaving me stranded on a dark road the very next night after he worked on the car. He gave me a written 30 Day/1000 Mile Money Back Guarantee of his work. When I was stranded with the identical problem, by text he called me a liar and refused to back his work. I paid $520.53 for this service through PayPal. I sent in a dispute including the receipt that has the warranty, the text that proved that he refused to honor his written Money Back Guarantee, and a sidebar fact that he stole my old fuel pump to refurbish and pass off as new. PayPal GRAVELY disappointed me.

    Within a few days, I received an email from PayPal via Brian stating that they could not continue with the dispute without proof of a warranty. Well, I had already sent it by mail, but resent it by email. I also had another local mechanic look at it who said that he could not determine whether the fuel pump as bad without taking it out at, yet, another charge. I could not afford it. He did put in new spark plugs and wires along with the new battery my husband installed. I was sincerely hoping this would be it and I was wrong about the pump being bad. It wasn't. Though it started up great now, it still lost acceleration power while driving just as it had before White worked on it.

    I also requested a PayPal phone number to speak directly with a person without automated options in addition to emailing my phone number for them to call me. The request was never addressed. It was made also with Rob and Will as they were the next PayPal reps to contact me on the same thread stating more of the same. Rob also told me to give offer to give the fuel pump back (but not give it back) along with the merchant's response and they could reopen the case. I went a step further and was fine with truly giving the fuel pump back and text the merchant (he refuses to receive my phone calls) to which he replied that he had no intention of taking back the fuel pump and was not going to check on the bad fuel pump he put in my car. This text was sent to PayPal for proof.

    I received another email from PayPal stating that they are sorry that I misunderstood (I did not misunderstand anything!) but I would need to do more than offer the fuel pump back. I needed to prove that there was a money back warranty that came directly from the merchant. I had already done that repeatedly. I called them through their automated options and talked with Jessica. She seem to be the only one with a heart and common sense. She said that from her files on November 18, 2016 that the dispute was reopened at 2:55 AM and the decision to honor the chargeback on December 1, 2016 if Diosios Emmanuel White (owner of Jazman's Mobile Auto Repair with the AKA PanAm Mobile Auto Repair on Facebook... One and the same... One man show that pretends to be several different people by referring to himself as 'my techs,' and 'we') did not respond.

    Jessica explicitly stated this THREE TIMES during our conversation. I was ok with that decision. It seemed fair enough. Told her I still wanted to talk with the Supervisor of the Dispute Dept, Erin. Erin stated that she was sorry that I misunderstood the recorded phone call with Jessica, but that they could not open the case without the warranty. What???? Erin listened to the recording herself and knew exactly what Jessica said as a PayPal rep. She also knew that the warranty had been submitted multiple times. Erin no longer responds to my email even though the subject heading reads, "Dispute ** ATTN: Erin."

    Lastly, I went to my PayPal account to find that not only was no dispute closed, but this case has never been filed as an open case to be closed in the past 15 days! It was never even reported. This is by far the worse "run around to cover my own butt" that I have ever experienced. I don't know what PayPal gain by not honoring valid disputes to their clients, but I intend to find out.

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    Customer Service

    Reviewed Nov. 21, 2016

    I have an EBay account but do not want a PayPal account. The purchase on Ebay states that you are not required to have a PayPal account in order to purchase. Ebay offers 3 options, one being without having a PayPal account. Despite my contacting EBay with my credit card on the 3-way call, they could not let the transaction ($85.00) go through as PayPal blocks it. When I called PayPal, they demanded personal information even though it was a cash transaction verified by the credit card company. Something is very fishy about the way PayPal is trying to extract personal information on a standard sale and holding it hostage if you do not supply personal information and blocking you. It should be illegal. They also outsource the calls to God knows where. Amazon is SO much better!

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed Nov. 18, 2016

    PayPal is a scam. Everyone I know complains about PayPal because they hold your money. I took a chance and gave PayPal the opportunity to have my business and just like everyone else said they are terrible. Worst money service I've ever dealt with. If someone sends you $1 be very suspicious. It is a scam what they do is charge you $1 then say they want it back and PayPal charges you $20. So PayPal makes $20 and you lose $20 just because somebody sent you $1. Not to mention the customer service department is terrible. Everyone I spoke to gave me the runaround and nothing was solved. I still don't have my money. If you use PayPal you are a fool. It is not convenient. You're better off just using your bank with a real merchant account.

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    Customer ServiceStaff

    Reviewed Nov. 18, 2016

    So at the time PayPal attempted to debit my account I unfortunately had a couple dollars short and the payments bounced. The very next day I realized and they had sent me an email advising me the debit had been unsuccessful and that I need to log-on and top-up my account. So as their email instructed me to I went online and added the amount owing onto the account. PayPal then decided to re-attempt to debit those charges out of my account. Over $900 was now being taken from my bank for PayPal. I realized and rang up to try and get it fixed, asked them to refund my money. I was told by a girl in customer service that I would have to go to my bank and ask them to stop the payment.

    So I spoke to my bank, who advised they just needed a fax from PayPal to say it would be ok to cancel the pending charges. I rang back PayPal and read out the email I was given from my bank only to be told they don't do that and I have to wait 3-5 days for it to go in before I can try do anything. So I asked for a manager, I spent (and no it's not an exaggeration) 18 minutes BEGGING to be transferred to a supervisor or manager only to be refused and QUESTIONED. "What do you hope to achieve by that?" was one of the questions, "Why do you want my manager?" was another.

    Last time I checked, I as a customer had every right to ask for a manager and not be questioned repeatedly. The money that had been taken was for my car loan repayment which was coming out the next day and I was simply trying to ensure I could get my money back to cover my car loan. The stress I was already going through due to this was extremely heightened after dealing with PayPal.

    When the guy finally put me on hold for his manager I had to wait 5 minutes on hold before I got through to her and basically was greeted by a brick wall. Nothing they can do... ever. They don't help people basically even if they are somewhat responsible for sending me an email to add the funds and then also debiting, why do both. I even asked if I could forward the email to the manager who cared not for it because she didn't do that sort of stuff. I rang my bank back who told me again I needed PayPal to send a simple fax through to them and they would have my money to me in 2 hours. I just broke down crying, I was ultimately hitting my head against a brick wall with PayPal. I gave up, I have been left with no food, no petrol, no bill money and no faith in PayPal anymore.

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    Customer ServiceOnline & AppStaff

    Reviewed Nov. 17, 2016

    HI, PLS DO NOT USE PAYPAL PAYMENT GATEWAY... WORST CUSTOMER SERVICE AND DO NOT RELEASE PAYMENT ON TIMELY BASIS. I am a merchant with PayPal. I received a payment from one of my customer Mohammed ** on 28th October 2016 with a status as pending. Next day when I checked the status, it still showed as Pending and description from PAYPAL "We've put this payment on hold while we make sure it is in accordance with our Acceptable Use Policy. We'll contact you about this in 24-72 hours." So I waited for someone from PayPal to connect with us as per mentioned by them on their website. NOTE - It states that the payment has been held up by PayPal while they are reviewing it.

    Since we did not receive any calls, we tried making multiple calls to understand the issue and every time we are told that the issue is from Customer's end. I have a statement from the customer which shows the payment has gone through. And I kept mentioning the same to their reps however they kept giving me the same parroted response. When I asked why did someone not call us as mentioned on the website and their policy, they had no response and put it on system downtime???

    This is not the only nightmare I faced with PayPal. When I called them 2 days back, I spoke to a floor supervisor Krishna who had poor communication skills and was completely arrogant. When I kept asking him to prove that the issue is at customer's end and challenged what he was saying, he used profanity on the call by saying "to hell with you" and disconnected the call. This kind of customer service is completely unacceptable. I feel like discontinuing my account with PayPal for providing such horrible customer service. Appreciate someone looking into this AND CALLING ME TO DISCUSS WHERE MY MONEY IS. Amount - USD 230.

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    Contract & TermsSales & MarketingPunctuality & Speed

    Reviewed Nov. 16, 2016

    Simply AU$67 transaction 2nd Nov. They take their fees. I still ship goods within 48 hours received by 8th, yet I have to wait until 17th to get my money then wait another 3-5 business days to get it from the bank. Are you kidding, that's best part of 3 weeks. What am I in the A/R business? Really in contract law a bilateral contract requires an offer and acceptance. Well surely acceptance in this case constitutes payment, not for me to have to wait when the goods have been received accepted and met with the obligations and representation of the standard of that good.

    Further to this is the issue that how many millions are PayPal making off the float of the money they hold... really an unscrupulous company I will not deal with again. I have been buying on eBay for 2 decades and just now have taken to selling but if this is all you can use rather than direct bank transfer well they too lose out. I always pay promptly 100% positive feedback and also on Gumtree and yet I don't meet PP exacting standards of the number of transactions within a specific period or amount sold; what a load of bollocks. It's a rip-off and a scam.

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    Reviewed Nov. 16, 2016

    Someone sent me money through PayPal and I linked my bank. They made two small deposits that I was unaware of and caused my account to go into overdraft. Now the money that was sent is missing and I can't find it. The bank doesn't have a clue and all I can think is for a business that's supposed to help with convenience is a total headache. I will never use this service again.

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    Customer Service

    Reviewed Nov. 15, 2016

    I have sold an item for $368.14 on eBay and PayPal is holding my money. Buyer picked up the item on November 9, 2016. Called PayPal. Said my money will only be in 3 days. Today when I called again talked to the Manager (who is very rude). Told me my money will be on November 23. I asked him "why." The buyer has the item and is happy with their purchase why keep my money?

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    Verified purchase
    Staff

    Reviewed Nov. 10, 2016

    Online purchase - I purchased an item (s) from a merchant in China. A month passed and I did not received the Item. Since I used Paypal to pay I contacted them get in touch with the merchant. The Paypal agent said it has been delivered successfully, but if I did not receive the package I can ask my neighbours if a package was accidentally delivered to them. I did not know this is what they call buyer protection.

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    Sales & Marketing

    Reviewed Nov. 9, 2016

    This scammer "Huy **" randomly sent me a $1, yes, one dollar, payment using our website. Being suspicious, we contacted Paypal. Nothing happened, so we ignored the payment. After a month, Huy ** initiated the charge back. We told Paypal that we didn't know this guy, and he sent us $1. If he wants the money back, just give him back the money.

    The Paypal told us that we can keep the money until the dispute is resolved. We told Paypal just pay him back the money. Nothing happened. Lo and behold, after another month, Huy **'s credit card company made a decision to charge back the $1, and there was nothing Paypal could do; and Paypal charged us additional $20. So Paypal let this scammer's credit card company make $20 off of Zero investment using this chargeback scam. Paypal is a joke of seller protection.

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    Customer ServiceInstallation & SetupCoverage

    Reviewed Nov. 9, 2016

    I have been a member of Paypal for some years and always assumed that they would cover me if transactions went wrong. In the last few weeks I have been thoroughly disillusioned with them and their service. Firstly they made two payments for the same transaction and put the onus on me to retrieve the money. The supplier paid the money back to Paypal but I have to wait for over a week to get my money back. It was their fault that this extra payment was made but they tried to blame me.

    Also I placed an order for a PC battery online and paid through Paypal. The battery was faulty and eventually they managed to get the supplier to respond. The outcome is that I will get my refund if I pay for the return postage so I will be out of pocket. Also I purchased Bitdefender anti virus online and paid through Paypal. The software would not install correctly and after wasting hours and countless phone calls I gave it up and asked for a refund. Bitdefender are not cooperating but Paypal say that because the software was supplied even though it was useless they can't consider a claim. Paypal are alright when things are going OK but hard luck if you have a problem. When some outstanding transactions have completed I shall be closing my Paypal account.

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    Reviewed Nov. 8, 2016

    PayPal is dangerous service. I receive above than $20. PayPal can stop sending. Every time sending error. PayPal is very fraud, and crime website. PayPal yearly billion of dollars make for people's freeze accounts and block accounts, and many big companies is destroyed for PayPal freeze funds day by day. Big companies stops using PayPal. Bitcoin is very reliable and trusted online payments platform. My advice stop using PayPal.

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    Reviewed Nov. 7, 2016

    I just had a very displeasing bank attack. I got charged $143.08 on my debit card that I did not authorize. I was even more displeased when I saw it was only charged to my bank, and not my PayPal account to I could claim to get refunded that way. But after a few calls to my bank to shut down further purchases to my card, and a call to PayPal, everything *seems* to be resolved at the moment, we'll just have to wait and see. Paypal, you need to protect your user's information better, otherwise you will just keep on losing people that are willing to deal with this kind of ** and unfair seller/buyer claims.

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    Reviewed Nov. 7, 2016

    It's sad that I cannot spend $500 of my money without complications. I made an error when buying something on eBay by not choosing the credit card that I wanted to use. Unfortunately they debited my bank account. When I spoke to more than 4 supervisors there is no way to credit that account and debit the credit card I want to use to begin with. Sure, I made a mistake. We can put a man on the moon but this company cannot correct this? Any moron knows that they can. They would rather spend the time provoking the situation than fix it. Checks will bounce tomorrow and I'll be face with that because PayPal IS NOT MY PAL!!!

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    Customer Service

    Reviewed Nov. 5, 2016

    I was given a refund and instead of putting the money back on my card they sent me a check that I have to pay a fee to receive. My whole experience with PayPal has been a total nightmare. First they told me they couldn't help me with my refund to contact the other company and they are the one who took the money off my card and was no help in me receiving the refund they owed me. I would not recommend this lazy poor customer service, no care for their customer's company to anyone.

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    Reviewed Nov. 5, 2016

    I buy stuff w/ Paypal credit all the time but now I'm very, very wary. I recently made a large order from different buyers with paypal credit, but one one of them mysteriously was charged thru my bank account, but not the other orders... causing me overdraft fees because I had no money in that account. I actually came here and read all the comments first, taking one person's advice to not have any money in your bank when using paypal credit so you wouldn't get charged "accidentally" and get fees... nope! Paypal STILL went into my empty account and made me get fees w/out my authorization!

    I filed a dispute w/ them and am crossing my fingers that it will work out but I'm not sure knowing them... I also am trying to remove my bank completely, I just don't want them having access to my account. This is the 3rd time they did this to me... but no they are not letting me remove my account and I think it may be near impossible to do so. Tomorrow I'm closing my account and opening a new one just so I won't have to deal w/ these shady-ass people anymore. And my bank is no better since they let paypal just keep taking money out even when I specifically asked them not to! Of course not. That's how they make their money w/ overdraft fees!

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    Verified purchase
    Customer Service

    Reviewed Nov. 4, 2016

    On Monday, 11/1/16 I placed an order with a merchant who only uses PayPal. Within 30 mins. I had buyer's remorse and immediately called PayPal to cancel the transaction. They informed me they would contact the merchant on my behalf and that I should hear back within 24-48 hours. It's been 5 days and my funds are still be "verified" which means this money is being held and is unavailable to me. I called again this morning only to be told again that the transaction was basically in the hands of the merchant, so the funds could be held indefinitely. It's only $102 but it's like $102k to me. I am working poor and this situation causes a hardship.

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    Reviewed Nov. 3, 2016

    I had a $100 balance with PayPal on 09/27/2016. I attempted to get the account linked to my bank for weeks with and without the aid of customer support. I eventually got the funds on 11/2/2016. On-line, PayPal promises the fund to be available within one day. So... how is it that my funds were not available for five weeks?

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    Reviewed Nov. 2, 2016

    Beware!!! I am a business owner of many years. I currently use credit card processing companies. I unfortunately tried PayPal in the field. I was a brand new customer of PayPal swipe. First 2 days using I processed 1700.00 in cards. PayPal is holding 1200.00 of it for thirty days. No reason given, just said it was company policy. I spent 2 days trying to resolve this with no success. I have removed them from my website as a payment option for my customers. And will have to wait until November 29 to receive my 1200.00. No credit card processing I know of does this. I have used Square and Intuit for years, never has this happened. Again beware!!!

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    Reviewed Nov. 2, 2016

    I am a slow learner, I'm sorry to say. A couple of years ago, my bank account was debited by PayPal for $700 or so. I contacted them for an explanation. They said, and I quote "We will credit your account." I received NO EXPLANATION WHATSOEVER as to why the money was stolen from my bank account (which I foolishly linked to my PayPal account). Approximately TWO WEEKS later the money showed up in my account. At no time was I given any explanation whatsoever as to why this happened, and the $100 or so in overdraft fees I paid were not addressed. Once again, this time fortunately for only $15.00 charged to me by Jonathan **, I have nothing to show for my payment. I cannot believe PayPal is still permitted to exist.

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    Customer ServiceStaff

    Reviewed Nov. 1, 2016

    We purchased a roundtrip airline ticket for a prospective employee. PayPal showed a transaction number and a statement saying the funds had been transferred to the airline. At airport check-in the ticket holder was told by the airline that the payment had been rejected. After 2 1/2 hours on the telephone with our credit card company, PayPal, and the airline, the PayPal rep admitted that they had received an email from the airline wanting to confirm our address, and PayPal just never bothered to respond, never sent an email to us, nothing. The flight was long gone by the time we figured out how PayPal messed up. We requested reimbursement from PayPal for the hotel and car rental that had already been paid for--no response, again. Unbelievable. We will never use PayPal again.

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    Verified purchase
    Customer ServiceSales & MarketingStaff

    Reviewed Oct. 29, 2016

    Now that it's possible to fake eBay seller ratings, dishonest dealers like the one I dealt with are no longer detectable. I bought a phone from this scammer and only an empty box was delivered. I refused to take delivery and the seller had me fill in and sign a missing item report. This is so he can claim it on his insurance, but he refused to pass on the claimed refund to me. This means he has been paid twice for the same item, and then if the item was not in the box that left his premises he also gets to sell it again.

    I ordered the item to be sent by the eBay International Shipping company to where I was staying in Grenada and paid taxes and import duty in advance, so when the item did not arrive in the country did I get those charges refunded? Of course not. These people are thieves. People should be warned about them. However for people who have already been scammed like I was then appeals to PayPal for a refund will not achieve anything. They appear to have a no refund policy and providing official documents and witness statements had no effect. A consumer should not have to prove their innocence to PayPal's satisfaction as they insist you do. The seller should prove to PayPal you received the item you paid for, and if he can't then PayPal should refund that payment.

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    Customer ServiceStaff

    Reviewed Oct. 28, 2016

    I can't believe this company is allowed to operate. I ordered an item on eBay. When it came to payment I was informed the transaction had not gone through. So like anyone would I tried again, and again it did not go through. I considered there was a problem with the seller so changed seller. This time the transaction went through. Or so I thought. I then noticed I have 3 emails. They tell me that all 3 of those transactions are now pending! OK, so I think just cancel two of them and let the third go through. BZzzzt. No chance. Nothing on the emails to say I can do that, just inviting me to log into my PayPal account. BZzzzt. I don't have a PayPal account. I'm a guest account. Nothing to log into.

    So I phone PayPal. After spending 3 minutes trying to get past their automated intro I get to a main menu. Finally, after 6 minutes on the phone I get to speak to a human. I tell her what's happened. She puts me through to someone else. He proceeds to call me "Paul". I tell him I want to be addressed as Mr ** as I am a customer not his friend. He continues to call me Paul even going to the trouble to explain to me why he's going to call me Paul. I tell him I want to speak to someone. We go through the usual two step of the "there's no one else to talk to/so you're completely alone in the entire business" dance. He then says "ok". Puts me on hold for 5 minutes and then kills the call.

    I phone my CC company and try to get the transactions cancelled that way. Nope. Not that easy anymore. So I go through the CC process. A week later I get a snail mail letter from my CC company asking me for my details. I'm pretty cheesed off by now so I call PayPal again. Another 6 minutes and I finally get to speak to a human. I explain everything again. I get transferred to have the joy of explaining it yet again. The guy on the phone asks if he can put me on hold so he can discuss my case. I think OK, at last. I'm left on hold for about 5 minutes expecting more and more that the phone will go dead. Finally a voice comes on the line and tells me I need to email compliancetransactions@paypal.com. Took him 5 minutes to find an email address.

    So I email PayPal. Give them all the details, transactions numbers etc. Nothing. A week goes by I get a response asking me to give them proof of who I am so the transactions can go through! I respond that I won't be sending them any details whatsoever so they can go ahead and cancel the transactions and return the money they took to my CC. A week goes by. Nothing. I phone them again. Prepared for the utter joke which is their automated menu system I get to speak to someone in 3 minutes!! A record I'm sure.

    I explain everything to the girl on the phone. Guess what? I get transferred. The next girl reads through my "case history" and then asks if I can be put on hold. I refuse. I tell her all I want is the transactions cancelled. She can't do that. She will get someone to "review" my case. Blah blah blah. End result: one month and two days after attempting to by something on eBay, PayPal still have my money, and my case is being "reviewed" which "I will try my hardest to get sorted today but could take up to 72 hours" which you and I both know doesn't include the weekend, so we're looking another 5 days before I inevitably have to call them back again. WHY ARE THE FINANCIAL REGULATORS ALLOWING PAYPAL TO DO THIS. It's utterly disgraceful.

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    Customer Service

    Reviewed Oct. 26, 2016

    I will never do business with PayPal again! Upon trying to make a purchase they cancelled it saying that there was a security breach somewhere but couldn't tell me anything about my own account or how to fix it. They "dinked" around to try to find a solution. I have verified my identity numerous times in a variety of ways to suit them and still the problem was not fixed. The customer service is horrible and very unhelpful. I'm cutting ties with them completely. In my opinion, they don't even deserve 1 star.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 26, 2016

    I paid these people to protect my money. I filed a dispute which they closed arbitrarily and any and all attempts to find out why go unanswered. If you call customer service you get a machine which eventually gets you back to the original main menu. You will NEVER talk to a person. All emails are replied to with a standard form letter which gets you absolutely nowhere. I might as well have given my money to a complete stranger and ask him to deliver it. Now that I think about it, that's what I did. They are completely worthless.

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    Verified purchase

    Reviewed Oct. 22, 2016

    Paypal is illegally holding funds they pulled from our bank account. We want our money refunded back to our Wells Fargo bank account ending in ** for the funds withdrawn in the amount of $1852.82 USD. We also want the amount refunded to our customer that was charged to their credit card in the amount of 1910.50 USD. I want the account limitations removed so I can close my PayPal account.

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    Verified purchase
    Staff

    Reviewed Oct. 20, 2016

    PayPal is the worst company that I worked with. I was a customer for a long time and they didn't appreciate myself as a customer. They support scams and they don't protect the sellers. They refund the money to a scam person without verifying any shipping deliverers or anything. Horrible company!! Don't do businesses with PayPal if you don't want to lose money!!!

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