Credit Karma

I am not happy with Credit Karma at all. I am tired of the alerts to apply for another credit card to build my credit, or to apply for a loan, or to refinance my vehicle. I have tried all of the above, only to get dings on my credit score and not even be approved for anything. It is highly annoying and it lowers my credit score. Why would they continue to alert me to apply for these things and then unknowingly I get hard pulls on my credit score. I believe they are part of the reason my score is so low. I no longer will listen to their alerts to apply for things. It's not worth it. I wish they could just stop with it. I have been fooled by them too many times thinking my credit would improve. I was very wrong! So upset by this, and they continue to alert me of these things even after the company I applied with already denied me, so why are they telling me to apply again!!?? Very irritated!

I had my refund advance deposited into my credit karma spend account and they locked it!! It’s been over a week and they have yet to tell me why my account is locked! All they say is wait for an email! They are a complete scam and apparently this is a thing that they’re doing to many people. I do not have access to any of my money and no Answers and customer service are no help!! I’m soo upset!! Do not use them!!

They approved me for a rapid advance loan as long as I opened up a Credit Karma spend account. I have an account after paying the butt getting the ID and all that stuff figured out and then after the IRS approves my return they decide they're not going to give me the advance at all but money still has to go in their account now. I expected more from Credit Karma and that is not the way to do business or to get business.

So I opened a Credit Karma spend account back in 2021 but I never received my card. I wasn't able to get back into my account kept saying information was incorrect security questions didn't work or anything. Then when I finally did get in they had a credit card offer for me which I declined. But next thing I know I received an email in regards to that credit card offer. Credit karma submitted my information even though I declined the offer. So I stopped using them because of that. Today I was filing my taxes and trying to get an advance which can only go through Credit Karma spend account. When I logged into the account it said that my spend account was closed and that I could not reopen it. I reached out to them and informed them that one, I never got my card and two, I didn't close my account so that was done on their end, not mine.

I applied for a CREDIT CARD through CREDIT KARMA, and it said that if I didn't get it, they would either give me a $50 GIFT CARD or a PRE-PAID card (if I was eligible ).. And it turns out that I am ELIGIBLE for the GIFT CARD or the PRE-PAID CARD.. Long story short, it's been almost 2 months and I haven't one word from CREDIT KARMA!!!

It is as the title is. Credit Karma refuses to accept documents sent to their 'secure link' for uploads to update my phone number. I have uploaded them per their precise directions as requested and they still refuse to accept them and change my phone number. I have done this about 8 times already with them. It is unknown what the issue is as they are not specific as to why my uploads are not being accepted. I have done so with both my cellphone and my computer. Each time afterward I get another email from them requesting documentation to prove identity. All I want to do is update my phone number so I can log in. Now I am at the point was wanting the account deleted entirely. I have been a customer of theirs for several years and this customer service from them is appalling. They don't even deserve a star.

I have a Credit Karma account since 2013. I even opened savings account with them sometime during this past year someone hacked my account changed my email and password moved money from one account to another then stole every dime I had out of my bank America and credit karma savings which were linked together.

Got an offer for a guaranteed approval on a product where they would pay me $50 if I was not approved. So, I applied, hard inquiry made on my credit within seconds, and I was not approved. I then contacted them to get my $50 and they told me that I could not recieve it because I did not qualify and that they could not find any applications for credit. **! It's a bogus guarantee that is not being followed through on only to get people to apply for financial products through their site. DO NOT DO IT! The companies that advertise on their site are getting kickbacks along with Credit Karma for every application and account that is opened. They are crooks and should be investigated by the government for this outrageous and blatant use of baiting. Shame on them all!

They send advertisements stating they guarantee that I would get accepted for a credit card or I would get 50. Now no one calls back. No answers. I was told I would get an email. Don’t trust. Lowered my credit score 10 min after I applied and didn’t get approved. Most of the rates and terms they show on the site are not attainable.

They tell you to get these credit cards and it will help your credit, it don't. I think this is just a way to get people to go in debt and ruin their credit. I should have never got involved with them.