Credit Karma

I am a senior citizen and a retired educator. Being of little means, on social security, I wanted something simple, secure and reliable. A few years ago when I was looking for such a way online, I stumbled across Credit Karma. Before I went there, I began the process with another online entity that advertised itself as free, but near the end of that process they asked me how I wanted to pay their processing fee! With Credit Karma, there are no games. What they advertise is what we get. I am very happy with them.

Credit Karma has given me so much help but I have build my credit score back up and I am living a much better life because of them and their help. Thank you credit karma. You are fantastic and I mean that.

Very satisfied with this service from Credit Karma. Had my return done in just a few minutes. And unlike TaxAct and TurboTax, there was no charge for my filing, state or federal. They both wanted to charge around an extra $40 to complete my filing (because I had a lottery winning). It truly is a shame since I have used TaxAct exclusively in the past.

I have been using Credit Karma online tax service for several years, very simple to use, online help available, totally free to use, processes to IRS with quick results, regular email updates, I would definitely recommend using them.

I had to quickly transfer money from Credit Karma account to my checking account at my bank. It was an easy transaction to make because the instructions were concise and easy to understand. It stated that it would take between 5-7 days to transfer but it was done in 2 days.

Credit Karma started out as a great FREE way to monitor my credit report. As time went on the adds increased for me to HELP my score by applying for a new credit card. Eventually I did just that. Immediately my score dropped. A hard inquiry being reported. But as time went by it SLOWLY regained itself back to what I felt was decent, 700, but not quite what I wanted, 750+. Due to a vehicle breaking down, I decided to use 1500. Of my new 11k credit line. To pay for repairs. I had the cash, but was contemplating buying a new vehicle and wanted to save for a down payment. Immediately my score dropped. From 749 to 713. Not what I wanted to happen at all. I ended up purchasing the new car and lo and behold my credit was just under 800. Credit Karma had been lying to me all along. Stringing me along to try harder and harder to stimulate my credit and in turn LOWER MY SCORE. CREDIT KARMA IS A JOKE!!!

I started using this for my taxes and changed my mind almost immediately. I wanted to deactivate my account and data, instructions on site did not work. I sent an email to their support and they said they would deactivate it for me. It was never deactivated! I get email after email daily from inept support people that it will be deactivated with my response. I sent them 5 responses saying to deactivate it! Today I got two more emails from different support people. This place is scary to say the least. It should be monitored by the government. It's sneaky and inept. They have too much information on you?

Chat for help doesn't work on Chrome for me. Use Firefox or some other browser. I had a problem and couldn't reach them. Other than this it is a good product. Taxes are hard, and going through the whole Credit Karma form takes a long time.

Credit Karma makes money from its advice. It kept advising me to add an additional credit card to increase my score. As soon as I did that, I get a warning email from CK that I added a credit card and that the new card "...could definitely impact your credit score (like by lowering your average age of open accounts or increasing your total number of accounts)." What gives?

As much as people are advised to use VPNs to protect themselves some incompetent sites block VPN IP ranges. Inexcusable incompetence!! Even BANKS allow me to login no problem. This shows the calloused attitude of Credit Karma, not to mention the garbage ripoff recommendations they give to people.