Credit Karma Reviews

I was locked out of my account because verification texts stopped coming through on my phone. Budgeting was almost nonexistent since Credit Karma bought Mint. Took much longer for balances to update. Pretty much useless.

Credit Karma is not reliable and misleading. A couple of times I’ve exposed my credit to apply for offers that CK claims I have “outstanding” odds on, and both times, I was declined. Thanks for the hard inquiries on my credit report Credit Karma!

Credit Karma offers auto refinance offers with specific rates and when you accept that offer the finance company doesn't honor them and there are of course additional fees. Don't trust Credit Karma. You have to input all your financial data and employment info so Credit Karma now has all your data.

This site is untrustworthy. They say they recommend apply for a card without impact on your score. I applied, got denied for a card and I got a hard inquiry on my fico score drop of 6-8 points. I called them and they said I could resolve this by paying $99.00 to remove inquiry, after they said I would have no impact, I'll never trust this site again.

They show aggression rate of interest for new loans which are completely wrong. You land up in sharing SSN and other PII information. Stay away from this company. This has not happened once but multiple times now.

Since December 3rd I have been locked out of my account trying to get the support team to help me get into my account. I have spent countless hours on the phone always receiving the same results of a specialist would be reaching out to me or my case has been escalated and someone would be reaching out to get me into my account. Three weeks end and it's becoming more difficult for me by the second. I asked for access into my account so they take it upon themselves to lock me out of my account. I can't transfer my money to linked account, use my debit card for purchases or use the credit option to spend my money. I have sent copies of my identification to the support team and everything. I ask to speak with someone other than the person who I am receiving no help from and I quote "Sir there's no one other than myself who can help you."

Credit Karma has help me from the beginning to get credit cards and a personal loan. It made me see what I personally need to do by paying my bills on time. But the offers on the credit cards and personal loans are a rip off. The interest may be low but the pay back is half of what you borrowed. Companies are robbing people with bad credit or should I people who are financially struggling, Thank you the tips. I can take it from here. Plus you are reporting information on profile that the current or accuracy.

Worst credit monitoring of all. The scores are too volitale and they are grossly inaccurate. They track 30-40 points from the real FICO 8 and FICO 9. It’s just a stupid system to try to get you on more credit cards.

I mean zero if I could! I have long struggled with my credit, some due to bad decisions, but mostly medical bills...I decided to join Credit Karma as I was working to rebuild years of low scores...I was quite proud when I got into high 600s and then I started getting all these "suggestions" to open a new, move that balance, then you are approved for this card or "we" credit karma will pay you 50$ (they never btw) and as I was getting close to max they would say it will help your score if you open a new card...so it was constant...Anyway, 6 months down the road I owe more than I can pay! They are all behind and some are now charging me so much interest, late fees and the balance is 3 times the credit line!!! I have too many open and income has decreased significantly...It is a mess.. Don't get me wrong...I am in charge of what I do, but I feel like I was lead down this path of destruction by trusting that credit karma was a good thing!!

The IT person did not help me any of my questions at all. It's frustrating. I with them for an hour and accomplished nothing. Very poor customer service. I cannot say any more. I just needed a help to get my Credit Karma account set up. Nothing done. This person has no experience on IT support at all.