Credit Karma

I had to quickly transfer money from Credit Karma account to my checking account at my bank. It was an easy transaction to make because the instructions were concise and easy to understand. It stated that it would take between 5-7 days to transfer but it was done in 2 days.

I use this free service to keep track of my credit. I get automatic notifications when my credit file is accessed or a credit check is run. I can freeze my credit files through the Credit Karma app. This is a totally free service and it's excellent for keeping track of your credit and fico scores as well.

Last year I filled out my taxes late and without any help. The app guides you through the whole process taking you with ease, step by step, lets you fill both state and federal taxes and tells your possible tax returns. In less than 15 minutes I did my own taxes, the returns were processed, approved and deposited in less than 30 days and, which is better yet, totally free.

Never knew Credit Karma had a tax service. It was so easy to use and free! I even did my taxes in a "pay for program" (to compare the totals) and got the same result so knew it was legit. I did not have to use their customer service since it was easy to use but looks like they would be available for all questions. Even has protection in the event of a mistake or audit. Surprised they do not advertise this. Very impressed and would use again.

Easy to use, step by step application. They make recommendations for other credit deductions. It was free of charge as well. One thing that could make it better would be to also file state not just federal. Easy app to use and easy check in to follow the process of my funds. This is my second year using the app and have had no issues.

Credit Karma's tax service claims 100% accurate calculations and free audit protection. I just received a proposed correction to my 2018 taxes saying I owe over $7,000. It was great to find out that their audit protection covers you for 1 year after filing your return. After that, they basically get to avoid all responsibility and ignore all emails. The third-party audit protection service they use informed me that I would qualify for help if I filed my taxes with Credit Karma in 2019. I will never use the service again and recommend no one else do. They don't do what they promise and leave you to clean up the mess by yourself.

Credit score reduced due to pier one closing their credit card service. This has happened before. I didn't use Ginnys anymore so they closed the account. Deducted points again. All closed accounts are resolved except Navy Federal and Victoria's Secret. Yet they continue to sen emails about them. They refuse to help when a creditor who said a owed a large amount of money. Freedom Debt help me. Constant solicitation. Often false as you can log in and view their promotions. I could not reached them by phone or email.

I wanted to check my credit score as I've never done that before. I thought to try Credit Karma. Being in Canada went to the Canadian site. I tried multiple times to get a score, but each time they said I have a thing file. I had to look up what a thin file was. Fair enough. Now a few days later (November 2, 2020), I have had various companies calling and texting me about fixing my credit. No. All I wanted was my credit score. I had to tell two of them I wanted was my credit score.

Using a VPN is supposed to help keep your private stuff private but Credit Karma doesn't allow me to access my account using a VPN. Companies who block VPN's should be avoided. When companies block VPN's it sends a message that they are probably selling your stuff.

Credit Karma keeps up with you credit scores and any financial information you care to share. Recommends card options they feel are better for you and loans with better terms. Also provide tax service and notifications on changes.