Credit Karma

Credit Karma is always refreshed and lets you know about your credit score. It offers ways to fix your credit and reduce balances. It also has recommendations for credit cards and other ways to fix your credit. It has a link for unclaimed property that you can access through your own state to see if you have some money floating out there. Overall good site.

I love that it's a free service for those of us on a budget and on top of that, they provide the ability to help yourself set up and stick to a budget which is personalized for you! I like the immediate and frequent alerts regarding any charges made and changes to my credit score. But I love how they let you categorize your spending and lay it all out for you in easy to understand charts!

Credit Karma’s a great tool to see your credit scores. When you sign up, the site sends notification emails when there are changes to your credit profile. On their site they have offers and advice on how to increase credit scores. I rated 4 vs 5 because the site only shows two of the credit bureaus scores and not all three bureaus. When I visit the site, I’d like to see and compare scores from all three bureaus. Otherwise, it’s a great site.

I have been using Credit Karma for free for many many years. I have never felt the need to switch to any other reporting site. They are fairly accurate minus some details I have heard creditors say they saw on my report which I couldn't. The only thing I wish they were more detailed on information on ways to get your score higher. Maybe a bot or something that was detailed on the best corrective actions for your credit besides new cards or loans.

Credit Karma does a great job most of the time. But there's way too much automation and it seems like you're not actually dealing with human beings. I realize they only report my scores rather than creating them but their site can often leave you frustrated such as getting email notifications with links that carry you to the wrong page so you have to manually search the site to see what they're talking about. At times it feels like they're spamming me because there's really nothing there for me to see when I get there and when they offer things like winning money, there's always a catch such as joining to get their debit card which I already have so many debit cards I simply do not need another... and that leaves me out on their giveaway opportunities.

This company uses yours and my information to make money off our information but cannot give you access to your account to change an outdated phone number unless you give them information on your entire history. When you submit said information they refuse to give access on the grounds that they cannot read or see your images good enough to read. Bunch of crap. If an actual human put eyes on it they would be able to verify your identity. Bunch of lazy grifters.

On April 15 my Credit Karma spend account was locked, on April 15th I received an email that my account was closed. "Your Spend and Save accounts will be closed, and if your accounts have a balance when we close them, we will return the funds to you, via ACH Transfer to your linked bank account or by mailing." You a check, within the next five (5) business days.I still have no access to my money and it had not been transferred. I contacted MVB bank and they assisted me by having it escalated. Now credit karma states that it is under review by a specialized team that I have emailed numerous times, I need to eat and pay my bills ,

Credit Karma gave me a list of "Guaranteed Approval" credit cards. I found one of the offerings with a 0% balance transfer for 18 months and thought this would be a prime opportunity to get 3 of my remaining balances out of 19%+ interest rates taken out. So here's how this played out: I have a 720+ credit rating...well I did. I was declined for the "Guaranteed Approval" and two of my oldest credit lines suddenly closed my accounts. Their reasoning was that I was "seeking out new credit lines and they feared I would be unable to maintain my payments with them".

I should be reading reviews first before listening advice from the website with the big name. So much disappointed in this Credit Karma. I applied for the credit card as they recommended. Their recommendation said it would have high possibility of approval. But my approval was rejected, and my already low credit score will go down for another couple years. Also, their website is not accurate itself which is the bad sign itself. Under the Profile and Settings, I clicked Help Center and was told that this site does not exist. They simply do not have any customer service which a second red flag.

URGENT!!!! It's obvious the issues are no longer the customers, it's the company, I haven't been able to get into my account for several months now, I've requested for Credit Karma to have a supervisor to contact, as of today no results, I need to take action outside of credit karma, I told you many times I cannot get into my account, credit karma has failed to help, it's all over the internet that many other customers and former customers having the same issues. I'm very disappointed how credit karma hasn't resolved this issue and doesn't plan to. I use to recommend this company to several people but never again. This company won't admit the errors in the tech department but instead, sends customers the basic same troubleshoots that do not work and are not the issue. THE BLOG STATES, THAT IT MAY BE A BREACH COMING SOON, WAITING ON THE CLASS ACTION LAWSUITS!!!!