Credit Karma

Credit Karma was so wonderful. Customer service Gabriel ** was very helpful and helped me navigate the website. The process to sign up was painless. Now I can monitor my credit history every day. Thanks.

About two years ago, I came off a divorce and was looking for a way to reorganize my finances, increase a credit score that I had long ignored, and have a more structured financial life. I had heard of Credit Karma, seen their ads, and decided to look into their services via their app. I have had a wonderful experience so far. I had very little debt, but no open accounts and therefore no movement of my very mid 600s credit score. I was very adverse to starting new credit, but the app helped me understand that opening a few accounts, using them very judiciously and paying them off monthly would not only increase my credit score, but help me match accounts that offer bonuses to expenses I already had (ie Amazon.com).

Help me start over again and built my credit score from a 4 to a 655 in 3 months. It’s has many useful tools to help out, like loan power, what credit card is best for you and even to lower your car insurance.

Just want to thank Jack for everything he did for me. In less than 11 days of working with him, my credit score has raised high enough to be able to qualify for a mortgage loan that I was not able to get before. Besides that, he is so professional in his job, good listener and friendly that made the whole experience worth it and memorable. I strongly recommend the services of **. He can also help with recovering of Lost/Stolen Crypto (Bitcoin, Ethereum, Shiba etc.) on any Cryptocurrency App. WhatsApp no: **, he is understanding and trustworthy.

Credit Karma has the most unnavigable and error prone website I’ve ever run into. The worst in the industry. I’m waiting for a response from Equifax. I believe if one of the agencies clears up a misreported claim, the others will delete it also and re-calculate my score. Right? I’ve been practicing UX/CX design, development and QA for 40 years, so I am highly qualified to judge. Lots of younger generation people are unqualified for their jobs. Check out my experience on LinkedIn please.

I was never advised that I had an $8 outstanding balance. I could not get a hold of anyone from MVB Bank to clear my debt and prevent it from being sent to collections. Nor can I ever use Credit Karma again.

Credit Karma encourages me to refinance and gives a list of lenders and their terms for the loan. Credit Karma's calculation of my current APR is a lie. The amount I have paid to interest is a lie. I can only assume the details of the loans they recommend are also a lie. As you already know, Credit Karma helps credit companies sell their credit cards. Credit card companies spend more money on advertising than any other business worldwide. #math

They push and push to get a new CC or loan to help improve your credit, both which I did and my score dropped a lot and apparently it will stay dropped for a year or longer. This should be a crime. Misleading innocent consumers into getting their products because they receive kickbacks and not emphasizing that their loans or CC’s could and will drop your score seems criminal. In today's day and age to allow this form of misrepresentation is horrible and shameful! The fact this may ruin your credit should be in bold print prior to any and all of their pushy advertising for promises of better credit scores. How this is allowed is mind-blowing. Where are the Consumer's rights? Do NOT USE THIS COMPANY. Sometimes free services are free for a reason.

I explained seven different times what I needed from them, and every single time, they responded by asking if I was inquiring about something completely different. The responses weren't even remotely close and contained grammatical and spelling errors. Incredibly frustrating experience.

I used to love Credit Karma, recently monitored my score for a potential auto loan through a local dealer. Credit Karma score was close to 700 yet the score ran for the loan I needed was only around 605 at the dealership. No Lenders use the score model Credit Karma Uses .... (Vantage score 3.0) to approve loans, They USE FICO SCORES. I can understand a few points off.... but 100? I also applied for a small loan through them and Credit Karma said I had an outstanding chance for approval, well guess what ....not a chance.