Credit Karma

I use this free service to keep track of my credit. I get automatic notifications when my credit file is accessed or a credit check is run. I can freeze my credit files through the Credit Karma app. This is a totally free service and it's excellent for keeping track of your credit and fico scores as well.

Last year I filled out my taxes late and without any help. The app guides you through the whole process taking you with ease, step by step, lets you fill both state and federal taxes and tells your possible tax returns. In less than 15 minutes I did my own taxes, the returns were processed, approved and deposited in less than 30 days and, which is better yet, totally free.

Never knew Credit Karma had a tax service. It was so easy to use and free! I even did my taxes in a "pay for program" (to compare the totals) and got the same result so knew it was legit. I did not have to use their customer service since it was easy to use but looks like they would be available for all questions. Even has protection in the event of a mistake or audit. Surprised they do not advertise this. Very impressed and would use again.

Easy to use, step by step application. They make recommendations for other credit deductions. It was free of charge as well. One thing that could make it better would be to also file state not just federal. Easy app to use and easy check in to follow the process of my funds. This is my second year using the app and have had no issues.

Credit Karma has been great at protecting my identity because they immediately notify me of any credit change on my credit report. If anyone were to attempt to gain credit I automatically receive a notification of the view of my report along with the name of the company. I am given the opportunity to notify the credit companies that it isn't me trying to gain credit. It makes me feel great knowing I can stop identity theft in its tracks.

Credit Karma continued pulling money from my bank account for their new "savings program" after I lost my job. I tried to discontinue the withdrawals, but no longer had access to my work phone so couldn't log in and this was the only option available to verify identity. NO CUSTOMER SERVICE NUMBER AVAILABLE! I used their contact form on their website to report my issue and they wanted me to send photos of my DL and another form of personal id over email, and I told them I would not be doing that for security reasons and someone needed to call me to resolve this issue asap or I would be talking to an attorney.

I've filed tax returns with Credit Karma for 3 years now. While the software is more clunky (particularly when trying to return to a given section) and the guidance less helpful than TurboTax, I was willing to spend more time googling answers in exchange for free tax filing. However, this past year not only did I have to file an amendment because Credit Karma incorrectly calculated my state income taxes and notified me thereof a month after I submitted them (almost doubling the state taxes I had to pay), but my state then assessed me for more taxes than even the amendment said I had to pay. Given these calculation errors, I'm hesitant about relying on Credit Karma in the future for my tax needs.

I’ve enjoyed CreditKarma, appreciate updates, etc however they recommended Fingerhut to build credit & that has done anything but. CreditKarma should read reviews on policies hurting consumers. For instance, fingerhut extended a “temporary credit line increase” of $700, the catch you have to use it in order to keep it. I called to request that they not do this again, so then they reduced my credit limit of $1600 down to $1000, which of course both of these moves have adversely affected my credit.

Someone stole my identity years ago and made a Credit Karma account. The thieves attempted to take out loans in my name and opened up various accounts, including a Credit Karma. The company will not delete the account and will not provide any help to me. They are extremely difficult to get in communication with and are based in another country. I emailed them dozens of times to either give me access to the account or delete it but they will not comply. Since I did not create the account, I have no way of changing the password or accessing the email it was created with. I feel that this company is victimizing me even further through lack of empathy and cooperation. Short of hiring an attorney, I feel that I have no true recourse to recover my identity from them. This is one of the worst experiences I've ever had. Horrible company!!

Credit karma is partners with Citibank credit card allowing this bank to offer pre-approval recommended credit cards...but when you apply with good credit you get denied causing an inquiry that Credit Karma holds against your scoring.