Credit Karma Reviews

Signing up for Credit Karma was super easy and it only took a few minutes. Once the sign-up process was completed I was able to access my credit report for free. I enjoyed the website and the site and its features are great as is. What I like most is accessing my credit report from the comfort of my home or phone and I was happy that it wasn't a scam.

Credit Karma is easy to use and the best part is it’s free. I am very satisfied with checking my credit score and I feel very safe that Credit Karma is safe. I really like how there are options to get your credit score high again with the option of credit cards and that I can tell how low or high my credit score is. It also recommends how to build your credit by choosing from a lot of credit cards. But besides the credit cards to build your credit they should make it so you only pay a monthly fee and not have to deposit money just to get a credit card.

Credit Karma seems very accurate and easy to navigate. It is also easy to use and has a cellular phone application that is very helpful on the go. But it seems to have old information for a long time and isn't updated often. I am unfamiliar with other apps re: credit because Credit Karma provides all 3 major credit bureaus. It is convenient to be able to view all three major credit scores in one website and it provides access to your three most important scores. I am very satisfied with Credit Karma.

I have had a great experience with Credit Karma. Easy to access and I like the part where you can see the changes and other activity on your credit report. I loved how they made the pie wheel to show you where you are and how close you are to reaching your goal credit score. The new color scheme is nice also. I wish they could give you real time credit advisor to help you with questions or solutions. Also, if there was a way to have your credit report updated on the number of accounts that have fallen off your score.

Do not EVER EVER EVER use these people to make a soft inquiry about being pre-approved for a personal loan. The website says the pre-approval inquiry doesn't affect your credit rating. But as soon as I filled in the form and clicked Enter, I got a notification that my credit rating had dropped 42 POINTS!!! It will take me literally YEARS to work back up to the very good rating that I had.

Credit Karma is very easy to use and is a very valuable asset to have. Not knowing your credit score could cost you more money when you finance a house or car. I love getting an email from Credit Karma letting me know when my credit score has changed as this could help me get a better interest rate for a loan or credit card. But Credit Karma could be better if they come up with a list of ways to improve your score like establishing a store credit card, gas card or small bank loan.

Credit Karma seems to be the most secure site of all the credit reporting sites and the layout of the site presents a professional appearance and a seamless process to obtain the information needed when it comes to credit reporting. The site provided seamless access to all three reporting agencies. Having all three reporting agencies in one spot helps to see if there are any discrepancies across the three agencies. It also provided support if there were any disputes on the credit report.

It doesn't cost any money to check your credit score with Credit Karma and it doesn't affect your rating to do this. And you can check your credit any time you want and you can do it by computer or cell phone. It is very easy to use by submitting your Social Security number and they let you know as soon as you are finished and they will send you email pretty often to remind you that you can check your credit report as often as you like. I dislike giving anyone my social security number but Credit Karma can be trusted.

It appears this site is a front to get you to obtain a credit card. My "scores" go up and down on an almost weekly basis about 40 points, and I am in the over 800 area, and do nothing to affect my scores. I come to realize my emails from Karma are simply to get me to get another credit card. Truly, a scam site.

It provided accurate and reliable information and offered emails to manage your credit with tips and advisory. It is easy to use and covered all credit reporting agencies. It is helpful to be able to trust a site to help keep track of my most current credit reports. But the monthly subscription cost is very expensive. I don't like the cost of 20.95 per month to have to maintain my credit report. Something free would be very beneficial.

It is easy to use and I like the convenience of checking my credit on my phone anytime and anywhere. I have also found Credit Karma to be on point with my credit score. It is also nice that I can just click an icon on my phone and there is all this information at my fingertips! I also enjoy that Credit karma gives me resources and ways and advice on how to improve my scores.

I do not like Credit Karma or any of its affiliates. They take your info and bombard you incessantly with harassing mass marketing phone calls under local area codes to throw you off. The market for credit reporting is super shady. It preys on people who forgo their best judgement in an effort to repair their credit. Horrible people.

The Credit Karma site provides me with all inquiries and when they were made. It also provides recommendations for improving my credit score with low APR credit cards. However, it seems there is a lag between my actual credit score and what the site provides. I would make this real time as it relates to transactions made in real time. Nevertheless, I can go through my entire credit history and look for errors. I can also see any issues that negatively affect my score and make corrections as needed.

When checked my credit score through Credit Karma there is a hard inquiry that does not exist. It is as follows SYNCB/JCP on 04-04-2016 National Credit Card Airlines. It also gives location and phone number of the business to ask about it. I was told they had no idea as to what I was talking about. I owe them nothing. Also they do not even offer such credit cards. Now this is against me because someone messed up.

Upon making my monthly review on Credit Karma, I discovered missing information and apparently there is no way to contact Credit Karma to correct this. An auto loan of 32,900.00 that was paid off in 2016 is missing completely from their report. I tried to contact Credit Karma about that matter, but keep getting the electronic run-around. Their webpage format has changed recently so you can't see your creditors together on one page like you used to be able to do. What kind of company doesn't have customer service? My thought: A bad company. I checked with Equifax and this loan is on their report. My question now becomes, how much other stuff is Credit Karma missing and why? Pay the monthly fee with a more reputable firm and get real monitoring so you actually have accurate information about your own credit.

I have been following my credit score closely on Credit Karma and making payments according to the accounts shown in red. After a large payment Credit Karma said I was at 723 with Experian. However, when I had it pulled by a local bank for an auto refinance loan it came in at 689!! That's not even close!! I am very disappointed with my experience. According to my bank representative this happens all of the time.

It was easy to sign up with Credit Karma. I like the e-mail notifications and that Credit Karma is free to check, and doesn't go against your credit score. I also like that they give suggestions on how to improve credit score. I would improve Credit Karma so the things that are lowering the credit score, you could reach out to the proper place and set up payment arrangements or have links by them so you could contact the proper place to work on your credit score. Also, it is sometimes hard to navigate. They only show you one credit card you could be approved for at a time. I wish they would allow a list. I like the e-mail notifications but don't like getting 2 or 3 day. One notification a day would be efficient enough. Other than that, it was really easy to see what was lowering my credit score.

Credit Karma is free and provides all the information on one website. I like the way the website looks and feels. I also like how easy it is to make changes or have them look into questionable accounts. It's great as it is right now. The website is very easy to use and the information is thorough.

Credit Karma doesn't ask for your credit card, so you know it is really free and you won't get charged after the first month, like some of the other so-called free credit reporting companies. There are lots of advertising and offers, although I realized you can opt out on these. Their website is pretty easy to use and seems to be quite accurate.

Reliable. I heard about this site from a commercial on TV and thought I would like to check what my score was without having to pay a fee so I went to the site and signed up. Process was easy and free just like they claimed. The best thing is that it quickly provides your credit score. You can check it whenever you wish and always keep track. Also sends you alerts when score has changed. I am really satisfied with this site as a whole so not too much they would need to improve on for me maybe provide tips on how to keep your score in the good range.

It is so easy and they have information to help you to rebuild your credit and help you find credit cards that you Could get approved for and they help you fill them out with ease. Some place say that it is not right, that needs to be fixed. When I tell people that I use that site they say it isn't correct in the numbers. But other than that, I never have a problem with the site. I have recommended it to several people. It has hopped me to rebuild my credit score back up. I started very low, like in the 300's, now I'm in the 600's.

I found everything I needed and there are no hidden fees at Credit Karma. It was recommended by a close friend and I am thankful for his recommendation. I found it very worthwhile and better than any other sites I have previously tried. It is a site that is very professional and easy to use. I will continue to use this site in the future.

They are Number One! I have been using Credit Karma's FREE website to get my online credit reports. When they said that it would be free, they meant it! I have been a customer for a few years now and it has always been a very positive experience for me. I intend to continue my online relationship w /Credit Karma. I honestly cannot find ONE derogatory thing to say about them.

I applied through Credit Karma and after the initial submission (soft credit check), I was approved pending submission of verification documents including copies of last three bank statements and last two pay stubs which I submitted. I did however, mark through each payees name on my statements, not the transaction amounts, just the names, and not the direct deposits. Shortly after submission, I received a call where I was told that they needed to see the complete statement where I argued that "who" I did business with was irrelevant as they were provided both the income and expense records! I was put on hold for a few minutes and when the guy came back, he advised that it was OK and that he could accept the documents the way they were and we hang up.

It was simple and easy to sign up with Credit Karma and it's been like 3 months since I used the site. I downloaded the app and was easy to follow instructions. No broken links and is self-explanatory. Credit Karma could offer more options to help fix credit. Disputes are difficult to prove even when you know that something is wrong. Other than that, the information provided was sufficient.

Beneficial, educational, helpful. I like that it breaks everything down in an accessible way. I also like the recommendations feature. That feature allows me to see what other options are out there for ways to boost my credit. It polls both Experian and TransUnion and provides recommendations. The website is a little clunky. Sometimes it's hard to find things. The recommendations for credit cards, etc. are sometimes featured too prominently on the main page in a way that is distracting from why I went to the website in the first place. It would also benefit from links to the three credit report companies so you can request a credit report from them on a semi-regular basis. Overall, it's been a good experience. It breaks down what influences my credit and notifies me when there have been hits to my credit and changes to my score.

I like that I can get my credit scores from 2 of the 3 credit reports, if I find a mistake on either of them I can dispute right on the site. I can find either prepaid or credit cards I could have a pick of, I can look at all of my hard inquiries. One of the credit reporters is so much easier to dispute a mistake than the other one, they should be the same one. You have to look for a 10 digit number out. It's very hard to find and I would like a way to know when they would be removed from the credit report, what dates or a way to tell how much longer each item status on. But I have ease at finding my information in this site. It's easy to compare items on both reports and it provides what credit card offers are best for me. It offers ways to correct my credit and deal with collections.

This site gets good reviews and I know friends who have also used this site and was very pleased. I had a great experience with this site too. It was easy to navigate and to find out the necessary information regarding my credit score. My score appeared to be accurate when compared to another site that I use. There are also several resources on this site that can help improve my score.

I received a message, via email, that there were two queries into my credit information. I tried to contact them as it didn't say who or why there had been someone checking my credit score which actually affects the score. All you are able to do is hit links that are designed to corral you to generic questions that become so general as to be useless to your situation. I hate companies that discourage person to person contact and prevent person to person problem resolution. Credit Karma blows and I regret ever joining them. Avoid these con artists.

They give me a detailed picture and analysis of my credit and I feel relatively secure giving my personal info over their website. I have not had any issues and have had good service every time I have visited the site and I have visited the site many times.

It's free, no credit card needed and it's close to my actual scores only missing by a point or two. It's also easy to get on the site with no hassles. But it only shows TransUnion and Equifax, needs to show all 3 reports to be effective and it needs to get closer to the actual scores. Most companies I deal with goes through Experian. Overall I like Credit Karma. It gives me scores that lets me have a basis I can work with when applying for further credit, like home equity loans or credit cards.

Credit Karma has up to date and accurate information and it's free!! They send a monthly e-mail to update me and they offer suggestions and credit cards are also advertised. It's plenty of information for me and I see no other problems with the site other than maybe they should cut down on the ads. I had a dispute about one of my creditors and after communicating with Credit Karma they checked into the bad report and had it expunged as it was false. I love to know my credit score as I am actively trying to pay down debt and seeing the numbers on the rise every month is a great incentive to keep it up.

Free, comprehensive, and accurate. All of the features provided are valuable. They're actually free - not like some other sites claiming they are. There are never any problems with any of the features. However, it should be more obvious that you have to click on a score to get more details such as the history chart (had to ask to find this out ...). But overall it's very easy to use and provides relevant, accurate and comprehensive information. Couldn't ask for anything better. I'm totally satisfied with this site.

Credit Karma could be offering you a false sense of security. My husband and I have been watching our credit scores using Credit Karma for about a year now. We recently applied for a mortgage, and were shocked when the score reported by Equifax was drastically lower than what Credit Karma told us we were at. I really wanted to share this with others who are thinking of signing up for their service so that they may avoid the same surprise and disappointment. Take the number they give you with a grain of salt, it doesn't replace a true report!

I like how fast and accurate it is. I like how comfortable it made me feel asking for my credit score. I like how private it is also. I didn't have to put in a lot of personal information and I still received my credit report. I can use it as many times as I want and I intend to. I will recommend this site to all of my family and friends. It is one of the best sites I have ever used and I will use it again.

Updates sent to me on my email. What I should focus on to raise my score. They tell you about whether your utilization is too high and how to reduce it. Also how to get in touch with the creditors if you see a problem. Would like them to have a phone number so you could talk to a live person if you have questions. Or a live chat. Would also like to see them have a direct dispute with Equifax like they have with Transunion.

It is a free site which you don't have to pay for or need to use a credit card to get your credit scores. They make it very easy to log into the site to view credit scores, give suggestion on different credit cards available and show two of the three agency scores. They showed up to date information about my credit on all three credit bureau rating systems. You don't have to hunt for the scores. They are right there when you open the website. They also show how well I pay the bills and the things I have paid and list any problems that might be in a collection agency. They do a good job. It's a very rewarding experience.

Credit Karma give me up to date information and sends an e-mail each month to remind me to check scores, etc. The site is comprehensive too. But I dislike too many recommendation on credit card choices. I feel as if they are pressuring me into taking action but understand that is probably what makes Credit Karma free of charge. Would like them to include all three bureaus too and not just two. Other than those my overall experience on Credit Karma has been useful. I can see my scores and if there are any changes to my information such as outstanding collections that I might not be aware of and if there has been any fraud activity or mistakes on my accounts.

I get an email about once a month with an update on my credit score and I like that they remind me to check my score so I can look and see what they report is accurate or not. Being a free site I have no problems and everything that they report seems to be accurate. I check every month to see if anything more has been added.

I have excellent experience with Credit Karma. They provide information as to why my score is what it is. The site is easy to use and understand and their scores are accurate and updated often. The updating and navigation of this site is very good. I can view what issue is making my credit score what it is at a certain date. I also like the security of this site.

Credit Karma has a user friendly interface and provided me with the information I was looking for. I found it relevant and there are other offerings there that would be helpful for some people. I wanted to know my credit score and it provided that along with other information.

The site was very easy to use and gave me the right info. I can print my credit report out and for free. I was at first leery about having to give out so much personal information like my social security number but did anyway. The site was secure. It was worth getting my score and a list of my past lenders, and visa cards and other cards I have. Going back in time, I even had some info I had forgotten about. It was a very thorough detailed look at my credit history all in one place.

It gives you all the info that you need to know--credit score, credit balances, late payments, names of creditors, notifies you of any changes in your credit score and the reasons why your score has changed. It uses a different scoring method than most credit agencies... Their service is free and very accurate. They notify you of any credit card you may be able to qualify for including secured credit cards. My overall experience with Credit Karma has been good and I am very satisfied with their free service.

At first I truly loved used Credit Karma! It helped motivate me to correct my financial issues and to become better at budgeting. I worked on my credit for over a year. My credit score was in the mid 600s before I started improving and paying down balances. According to Credit Karma by Equifax and TransUnion, my score is in the 750 range, which is has been in this range for 2 months now. I just applied for a home loan mortgage and was extremely disappointed when I received my official credit report. My scores were 730, 704, and 640. I just don't understand why they can be so completely different when they reflect the same accounts, balances, and payment history. My suggestion is to use it strictly to help you budget and finance better, but DO NOT rely on the score they provide. Hope this helps!

It gives some financial advice and offers one may be interested in. It seems secure, easy to access and it is free. However, this seems to defeat the purpose for those of us trying to clear the debt. I also wish it had an overall FICO score. I would like one central place to find out my FICO instead of varying FICOs that are based on only one creditor.

I have tried Credit Karma 4 times to make sure that it matches my FICO score given to me by the bank and credit cards. Both the bank and credit cards have the same exact credit score. Credit Karma was off as much as 30 points on one of the checks and, on the average, about 15-20 points lower than my correct score. There is a reason this is free, it is incorrect! Do not use this to gauge your credit score. It may cause you more problems than you need!

Credit Karma was easy to use and navigate and it was very helpful. I believe anyone can use this site with confidence and ease. I was very satisfied and I will be using this site for many years to come.

I would recommend Credit Karma to everyone. It has everything and more than I need to keep track of my credit history and how to control my spending to reduce interest charges. I can check my credit score any time for free, do my yearly taxes, and receive suggestions of how to raise my credit score all in one location. My credit score has improved since I joined Credit Karma and I have learned a few things to change in my spending habits. The tax entries were also easy to follow and saved me money.

My overall experience with the website is awesome. I like how easy it is to sign up and their website is easy to navigate and search for options that I am interested in using. And I never have any issues at all. But I do wish they had a video call customer service option to answer all our questions so we can feel more at ease.

Credit Karma was the easiest way to check my credit. Being totally computer illiterate I was so eased and happy with my experience and that I was able to do it on my own. It is so convenient and tell you in detailed writing what your credit score is and how to perceive what everything means. But maybe it would be a little more comfortable feeling if I could call and talk to someone than answering confidential questions over the web. Other than that, I love this site and will refer my friends, relatives and post it on my social media sites. Absolutely the very best site for this I have ever used and I will continue to use this site if I ever need further assistance with my credit score.

I received an email notification of a change on my credit report. Something had been removed so my credit score supposedly went up but when I went to their site... I couldn't find any information on what the email stated but there was a different notice of credit score had fallen and my credit card had been closed so I was confused by that. From what I can see on the website, Credit Karma doesn't have access to all credit bureaus to be able to get a complete list of everything that is on your credit report. But I can see my credit score and any changes that happens with some accounts and this is available all day everyday. I was able to see that my credit card account was no longer active due to Credit Karma sending an email notification.

Credit Karma gives two credit report assessments and suggests ways to improve my credit score. It also gives the name of credit card companies that would likely extend me loan money or issue me a credit card based on my credit score. It is very easy to use and quickly brings up credit scores for no charge.

Credit Karma is okay because it is easy to get to and ready to give you the info you need about your credit report. This is very important for the average person and his ability to understand what they are talking about. However, they need to understand what the average person can understand at all times. They should make it a lot less technical and easier to comprehend. There is quite too much professional stuff.

The app is very easy to navigate and use, even if you are not technologically advanced. I like that Credit Karma is free to use and has an app to let you check your score on. I also like that the site gives you ways to improve your credit score, and tells you what you need to work on. The site would be better if it included the numbers to reach the debtors, in case you wanted to make a payment or get in touch with them. I also wish it would update more than weekly if I checked more often than that.

It gives me a great idea on what I need to work and what credit cards are best for me with the credit score I have. It's better than paying for a credit report from any other sites. It shows how many accounts are open, what's paid off and if I'm behind on payments. It also shows all the credit cards and loans that I have and lets me know through email and notification if my credit score changed. But it takes a while for the credit score to change to see how well that I'm doing on improving my credit score. It can also be confusing and slow when updating what I've paid off. But overall I like Credit Karma.

I really like the site. I am very excited about what it has to offer and look forward to using it in the near future. Plus, it has a lot of ways you can make money. This is a very exciting way to grow your financial status. It was very easy to navigate and I love the fact that I could use it. It was very simple and it guided me through the process. I am really satisfied with the results and look forward to using the site again.

My credit score sucks and would like to try and fix it. Credit Karma lets you do that. It’s easy to understand and get your credit score. I like that they ask you a series of questions that only you would know to prove the right credit score is yours. I also like that it protects your private information like your address social security number and phone number. But they should have accurate questions more recent that you would remember. They also need to send you emails regarding your score like updates when it changes and sends them to your house. Still, I would use Credit Karma again.

I want to know why my credit score on Credit Karma is not the same score when someone else looks up my score. For example you say my score is 667 I applied for a loan and they say it's 605 and it is the same credit bureau, that's a big difference.

They all are about the same so I just wanted to check one out, and see what people say about them. It was an interesting experience and gave me insight into what it was about. Glad I checked it out. It was ok but I wish they have more about financial interests and what I want for my future if I am going to be my own person or rely on someone else.

Credit Karma gives advice on helping you bring your score up, it was easy to navigate and did not ask more information than I wanted to give but I recognized that it’s needed in order that they could what it has done for now. However, it could have been a little bit simpler in explaining what was used in order to determine our credit score and who provided all of information in determination of that score.

I like that Credit Karma gives me my credit score for free. I like that I can find my credit report on this site and not have to pay for it. My husband and I both use the site to monitor any fraud that may develop on our accounts. It is very easy to use. But I don't particularly care for the credit card advertisements on the site. I don't want to go on the site to get a credit card; I want my credit to get better. I get occasional emails, and I try to check my score at least every other month. It helps me monitor for changes or anything fishy on my credit report. I download my credit report once a year to see if everything is correct on my report.

Credit Karma lets you know your score, gives you tips on what your score says, breaks down all your accounts with tips and advice on how to use your credit wisely if your usage of cards are at a too high limit and gives you options if you want to apply for a new credit card. Everything is very thorough and plain as needed. They update every month and all information was up to date with no visible errors.

The site was fine and easy to work with, however it could not supply my credit score and I was very surprised because nowhere did it ever mention that in certain circumstances a score may not be available. More thorough information should be supplied upfront, including explanations for circumstances that may somehow prohibit an available score and maybe some advice as to what one could do to rectify that.

The thing I like best about Credit Karma is that it's a free site. Credit Karma is a good site and I really enjoy using it. My credit is in the toilet but this site does a very good job of telling me that. Credit Karma is quick and it's easy to do. Only took me about five minutes to get my credit score and I feel very comfortable putting my information in and getting my credit score. Everything about Credit Karma is perfect.

Overall experience was great, quickly obtained my credit score but I believe they keep the service free by the credit offers and cards they advertise. It’s easy to use and I like the straightforward information that they need to access your information. You can also check your credit scores for accuracy and change the information if it's incorrect. Under resources are several internet links that people may not be aware. However, questions were answered three times before the correct mortgage information came up and I could continue. I may get a lot of email from other credit companies, time will tell.

The site is very easy to use and the information is accurate and concise. There is a dashboard feature that has very concise information but there are other features such as tips for improving your credit and offers of credit from different companies.

My experience with Credit Karma has been pleasant. The process is simple and informative. They give you suggestions to make your credit score better, show the details and give you the option to dispute. The couple of times there was a dispute was handled in a very timely manner and professionally. I have not had a better experience with a company related to credit and credit scores as I do with Credit Karma and have never had an issue that they didn't explain or resolve quickly, they are the only credit reporting site that I will use.

I like the alerts good or bad that they send to let you know that someone is looking at your credit or your rate has changed. I also like the suggestions to help your credit rating, clear understanding of what you are reading. It is very colorful and cool site with graphs and I also was able to my history of all my rates but it would be cool if you could print out your credit report at least once a year to have on file and you could clean up your report. I find it easier to remember things with a print out so that would help out a lot to get that accomplished.

I love Credit Karma once because it's free and also it's an easy website to use that provides useful information. The features that I like about this credit report site is, credit score and being able dispute to have items removed from your report. I also like that it shows where the item came from. I hope they'd improve the advertising for credit cards. Mainly if the person's credit score needs lots of work because sometimes that's how their credit score got so low and I'm an example. Other than that, it updates often every time I log in and I am highly satisfied.

Has everything you need. I especially like the credit score and seeing the report on one page and it's nice to have both companies on there to compare to in case you miss something on the first one. Wish it would tell you when things are dropping off or about to fall off so you don't mess anything up. I have called too soon to report something to take off and it started my time all over again. I am very satisfied with this company and what they provide.

It's free, easy to access and use and the log-in is saved in my computer which makes it very easy! Updated weekly on the same day of the week! It truly gives me something to look forward to doing on Thursdays! It also provides two different credit bureau scores to compare! I am very satisfied with this free service! I couldn't ask for more for something that doesn't cost anything!

Credit Karma is a great credit reporting agency. I like the accuracy and the free service that Credit Karma provide, I like that they do not charge any fees to use their website. This credit reporting website is one of the best out there. They provide quality updates about my credit report which I like very much. My experience using Credit Karma to check my credit report is superb. Their website is simple to use and to navigate on and is worth trying out.

Credit Karma gives what they say they do. You don't have to give credit card information and that is a good feeling. I was able to check my credit score after being turned down for a credit card. This was a great relief. I was able to get something knocked off of my credit rating that was hindering me. I also like the fact that they give you your score for free. That is pretty incredible. Other credit card sites say they are free but you must give them a credit card number before you can access their site. That is very annoying to me.

The Credit Karma website works very well. I check it all the and it gives me accurate information and give me alerts when something changes. It provides me with updates and keeps my informed about my credit bureau and credit rating. Credit Karma is great.

I like the comparison of the 2 reporting agencies side by side and the ability to see who is putting what on my report. And I really like the fact this is provided to me at no cost. I use this site almost every week and I feel empowered being able to stay updated on what is in my report. Also, knowing my score helps make purchasing decisions.

I went to CK site and was prompted to pay a one time REFUNDABLE $1.00 fee and somehow inadvertently was signed w/ ScoreSense, a credit monitoring company for $39.95 a month. The only way I knew that I was signed up for this service was because I received an e-mail from them letting me know about all the great credit services I could take advantage of as a member. I immediately went to the ScoreSense website and could find ABSOLUTELY NO WAY to cancel the account so I had to call. I spent about thirty seconds listening to some idiot tell me that they are absolutely noticeable on the site and she rambled off a half a dozen ways that I probably missed it.

Please don't fall for their free credit report scam... you still got to pay a $1.00 with credit card which you don't realize you're signing up for credit monitoring which then is 19.95 a month. Really people just beware, don't get scammed like I was. I really could go on, but I won't.

First of all I checked my FICO score on Credit Karma. It was 98 points lower than my actual score. Then I started receiving prepaid credit card offers in the mail. There is no way of contacting Credit Karma to tell them to quit sharing your info. I called one of the prepaid card companies. They got my name from Credit Karma. Now I have to put up with junk that I don't need because my credit is not bad.

Credit Karma's credit reports are a joke. They are not accurate at all. Every week they change your rating up and down by as much as 100 points even if nothing has changed in your financials. I track my credit on many different credit sites. My credit is very good. Other sites are correct and don't change up or down more than 5 points in a month's time. If you pay attention to your credit worthiness they try to make it go down when they think you are going to make a purchase so the merchant can charge you more on interest. It is a game played between Credit Karma and merchants.

2016 tax year was the first time that I used their tax service and I WILL NEVER USE IT AGAIN!!! I had previously always used TaxAct and NEVER experienced any problems with their service. I will be returning to TaxAct for my 2017 return. Credit Karma's service is free and like everything in this world, you get what you pay for. They made a blatant, gross error in calculating my adjusted gross income and this screwed up both my federal and state returns. For the Adjusted Gross Income, you can make entries on lines 23-35. Then line 36 totals all of the previous lines up. I made ZERO entries in lines 23-35, yet Credit Karma put the amount in line 36 of $3,055.00.

The whole thing seems to be intended for you to buy something from their website to repair your credit. I am a member of Experian, so I get to see my actual Fico scores from all three credit bureaus. My lowest score on any of the three is 757. Credit Karma showed my scores as 659. It was an obvious attempt to get me to purchase something to repair my credit, which did not need repair. I would never trust anything they say as their information does not reflect your true Fico scores.

Ok been a Credit Karma account user for years. Never had a problem. Then I decide I'm gonna start working on repairing my credit. So I start disputing accounts that aren't mine. Big mistake. Not only does it reopen the account for another 7 years. Now almost weekly I'm getting new accounts added to my account that I know aren't mine. Accounts that have been opened for one month, for 58 dollars. 7 dollars 4 dollars. When you give Credit Karma access to your credit report. Don't do it.

I have had a good experience with Credit Karma and have enjoyed seeing my score and viewing the factors that attribute to my score and using their simulator to get an idea of how to manage debt. I have applied for credit at a few places for loans, credit card, mortgage and auto loans and have had my credit pulled and when I am told my score, it is consistently 15 to 25 points lower than what Credit Karma indicates. Just an FYI. And many of these credit application reports are using the exact same credit rating agencies that CK uses. I can see why CK does this. Of course as it makes you feel good and more likely to come back and click on credit offers, but I wish it were more accurate. Now I just log in and take the number and subtract 20 and I'm pretty much spot on.

Someone was able to set up a fraudulent account in my name. Months later, (and several CSRs) they STILL have not fixed this. They continue to ask for ID, which I send, and then they stop communication. The responses are very robot like, then all of a sudden I get something that sounds sincere. They start to follow through and abruptly, there is no further contact. One CSR commented that they take security very seriously (he was not able to view the documents I sent to prove my identity) and they said I had not sent the appropriate docs, which of course I did... 4 times now, plus I received confirmation that they had been received. You can't reach anyone by phone. I'm so disgusted - someone can set up a fraudulent account in 30 seconds, and yet they refuse to accept that I am the real person.

Went to check on my tax refund only to find out they never sent it in, even though I went through to the end, got the pin numbers and the PDF download. Hopefully the IRS will not penalize me, since I have a refund coming, but the PA one might be another story... Sounds like I am not the only one either. DO NOT TRUST THESE PEOPLE!!! BBB also has rated this scam agency poorly. I will now be trying to get them to expunge my personal data from their systems.

I went to the bank thinking that the credit score that Credit Karma gave me was accurate and the bank let me see the screen of the score. They pulled up and it was 15 points less than Karma had. I hope this post helps people.

I have been getting email after email from Credit Karma saying, "Apply for the Blue American Express card and your chances are very good!!!" Really I don't think soooo... applied and got shot down with a credit TransUnion credit score of 709 and Equifax score of 703. I make 90k a year and my credit score is good. Karma do me a favor. Don't play with my emotions harassing me to apply knowing I have zero chances!!! Don't lieeee you ** burglar.

Everyone has heard Credit Karma is free... well yes they are. Yippee. Does anyone tell you that they advertise several credit card companies designed to help we the consumer build our credit back up? Isn't that what they advertise to help us the consumers even if we have bad credit? They (Credit Karma) don't know who will be denied but they fail to mention that every time you are denied it also brings your credit rating score DOWN... so tell me how helpful are they again? To me I feel cheated by this false advertising of credit cards that are supposed to be designed to make my credit score go UP when in fact it has created a negative effect on my score and these are credit card companies that are RECOMMENDED by Credit Karma themselves by their own admission. FALSE ADVERTISING...

Thought I would try Credit Karma since they offered filing taxes free of charge... Learned that you really do get what you pay for. Although I am at the beginning of this process, after reading other reviews, it sounds like I'm screwed but I'll go down kicking. They had nerve to say I didn't file with them....but I can log in, see my account, see my refund, see the banking info I entered and PIN I set up.... I see everything including all of the tax form info. Why would I lie about a REFUND???

Their credit service is fine, easy, always up to date. However, their tax service screwed me like many others. They didn't submit my bank account info so my refund is just floating in space somewhere. No one taking responsibility for it. That's what's really the problem with this company--their customer service. They are not available via phone (RED FLAG) so you just get these emails with pre-written responses that never answer your question. Also if you file and owe, there is no option to pay out of your return. I didn't realize this and had the State calling me which just freaked me out. Never happened with other tax services. Overall I would never recommend someone file taxes with someone that cannot assist you with any questions.

Like other folks who had trouble getting their taxes submitted, I had issues in getting my taxes submitted. Whatever the reason, the online screen would not recognize the adjusted gross income from the previous year. I sent email after email. I got a panned email response with countless "how did we do" surveys. I finally had to send in my returns via snail mail. I then filed a complaint with the FCC. Credit Karma is useless!!!

The service is a sham. They say the service is for people to fix their credit and which I was doing. I eventually applied for a refinance and did not qualify because my CK score was 701 but my score the mortgage company uses was 578. I wish we could go back to where we were when we only used one score. This vantage score that no one uses except Capital One is absolute nonsense. What a way to get over on consumers.

I completed my taxes about 4 days before the income tax deadline and was feeling good about my choice to use Credit Karma Tax until yesterday when I was wondering where my tax return was... I went to my Credit Karma Tax page and searched around to see if I could find a way to track my return, but found it very confusing. I decided to email customer service and find out what to do to track my tax return and received this email:

I partially filled out the application. After reading the Terms and Conditions, I stopped to research reviews online for Credit Karma. I decided not to sign up and did not complete the application. I closed all windows open in Credit Karma. Lo and behold I received an email, "Welcome to Credit Karma". I never accepted the Terms and Conditions. I never signed up!!!

I was foolish enough to enroll in the Credit Karma online tax preparation offer. They calculated my taxes and arrived at a refund amount of around $900 for my state taxes. Imagine my surprise when I got a letter from the IRS informing me that I had to pay around $800 towards my state taxes instead. When I brought this up with Credit Karma, they just gave me a "aw shucks, too bad" response over and over again. Hope everyone can learn from my mistake of trusting Credit Karma's online tax software. Next tax season, stay as far away from Credit Karma as possible!

They promote a bunch a "lenders" that the only interest is collect your personal information to do I don't know what... because after I completed a application in CLEAR LANE, THEY GAVE ME a stupid # to call the next day only to tell me that my car has a lot miles (12000 per year). And my loan can't be approved. I tried to email Credit Karma but is impossible, so that's the reason that I am here in public. So if CK is serious must have a real email, and demand from those companies clarity in their conditions to make a loan. I'd like to know what they do with your personal information after deny a loan... maybe share it or maybe sell it without your consent or knowledge.

Their website will not allow me to view my completed tax returns. Their customer service is based in India or China or even computerized and just sends me a copy-pasted response to a completely different issue every time I seek their support. I need my tax documentation.

I was trying to check on my refund today 5/9/17. And was told that my taxes were never filed on 4/8/17 when I submitted my taxes on Credit Karma. I immediately got in touch with the oh so bright customer service at Credit Karma, and of course it must be my fault that this has happened! To make a long story short, I have been thoroughly screwed over by these incompetent imbeciles at Credit Karma!!! And the IRS. Will not give a crap why I didn't file on time, it will just cost me money that I don't have!!!

Having read many reviews about Credit Karma I was amazed at how many were negative. I think people’s expectations far exceeded my own. As for me I just wanted a starting point, I wanted a picture of my credit and that's what I got. Three years ago I started using Credit Karma and according to the site I started with a 602 score. I was just coming off a Chapter 13 bankruptcy (lost my job) and was for the first time in a long time in a position with a positive cash flow, I had a some high interest credit cards with moderate balances, but I was of a mindset to get my financial house in order.

It's difficult to rate this company because I'm satisfied with their credit reporting. It's not as accurate as the report from AnnualCreditReport.com, but it is an indication. I am very disappointed with their free tax preparation offer. I took advantage of it, but noticed one major error and another significant error. I won't go into details, but I had to do my return again on the service I used last year.

Claimed they filed my federal return but claimed it was rejected because my daughter turned 17 in 2017. Never did file my state return. Totally screwed me. Nasty people and yeah I think someone should stop this bunch of crooks.

I tried to use Credit Karma free tax filing system to file my taxes. It created three errors all which would have cost me a lot of money if I hadn't caught them. Luckily I did and used another program. However I was compelled to reach out and speak about this because if I hadn't caught them it could have been costly. I would feel bad if someone was charged more than the government wanted to charge them for taxes because Credit Karma prematurely launched a program full of glitches.

I went on this site once. I guess it is "free". However, I found it difficult to get my rating and report. They transfer you to ask personal information and question. Once that happened I left the site and never went back. Very dissatisfied. Not worth the hassle.

When I logged into Credit Karma to get my credit score I was charged $39.95 by something called ScoreSense after I put in all my info to get my credit score. I called this company OTL*SCORESENSE.C 800-679-6327 and was told I must have checked a box signing up for their service. I told them I wasn't aware of doing any such thing. I told them to cancel whatever I had signed up for and refund my money. I was transferred to another person who told me that my request would be sent to another department to determine whether I would get a refund. This has been 2 1/2 weeks and no response. They did send me a cancellation email almost the same day. I still don't know what service they offered. This wouldn't have happened I didn't go to CreditKarma.com.

Poor experience with their tax service. Federal went fine, though the "Guide Me" feature is flimsy. State was filed and I owe a small amount. In Massachusetts, when you file and owe, the return comes with a payment voucher. None available through CK. So, began to email them and it sounds like the support is offshore. No one knows what I am asking and they answer from their script incorrectly. One sent me to the Virginia website, one sent me to the IRS. The latest told me to file my taxes and use the voucher. I believe they don't have a Kindergarten education! No one understands the request. I asked for a Supervisor to call me and all I get is they feel email is the best communication. I am calling my State tax people and complain and to find a workaround so I can pay. Stay far away from Credit Karma. Remember, you get what you pay for and free is never really free. Absolutely terrible.

My $400 refund using Tax Karma from NY state was denied and a complete explanation was sent with the state paper. Scanning that and sending it into the taxsupport@creditkarma.com meant getting canned, scripted replies like "you got married from last year" etc. Special shout out to Jhovon and Symira. Nobody home and I am out $400 using the program while I am now on the mailing/email for more of the crappy product.

When I first got on and it asked me questions about my credit stuff it told me that I had a mortgage loan in 2012? I was like, 11 in 2012. I got my first credit card when I turned 18 and my credit has been great. And when I actually got my credit score, it was HORRIBLE. When in reality it was very very good. A 200 point difference. I don't trust this site AT ALL. And I was about to file my taxes on it!!! Good God. I hope people don't actually use this site. It is unreliable and its information is completely wrong.

Here I am sitting on my sofa watching TV minding my own business. Phone vibrates saying I have a message. Open the message and it is from Roadloans.Com saying that I was denied a car loan from them. Really?! Number one I never applied with them. Number two I would like to know how they obtained my information and my social security number to run a credit check when I never gave them permission to do so. If I find out they obtained it illegally I will be calling an attorney.

I do not take anything that Credit Karma has to say to heart. I would advise anyone using the site to do the same. Fortunately I found this out years ago, like 2013. I applied for an auto loan and my score was 40 points higher in reality than what Credit Karma listed, great for me because I got a better interest rate, but not good for Credit Karma. It gave me no faith in their reporting system. Since then I use them as a baseline. I would use them to calculate how your score could be affected if you decreased debt. I would not use any of their resources to refinance loans, credit card debt, etc. I don't believe that they have good options. What I have personally found helps is credit card offers with 0% interest for balance transfers.

I seriously can't believe this literally just happened. I got an email stating that someone accessed my account. I was suppose to get 1785.00 back and then Credit Karma went in and changed my information. I have a copy of the 1785 refund and a copy of the 1388 refund paperwork. If they took your money I am willing to file a Class Action Lawsuit against Credit Karma and how they take your money. (*397 is a lot of money for me) I know damn well. Go somewhere else. Because not only is this Illegal I don't even know if I will get my money into my account.

Made a HUGE mistake and decided to file my taxes with Credit Karma. First off, I couldn't file my state taxes until TODAY apparently, when I filed my taxes a little less than 2 months ago. Now to my federal taxes: filled out the information as requested, then got an email saying the IRS wasn't accepting pins this year, which Credit Karma asked me to create (even when this is a new system for the year so they should've known this), so I had to prove my identity by giving them my modified adjusted gross income from last year. Sent it, Credit Karma said it was approved, and waited. Weeks went by, others received their tax returns, I receive a letter from the IRS. This letter stated that my 8962 did not match up to my 1095A, so I had to re file/amend my return. How can that be possible when I verified all of my information before sending it?! Now I won't receive my tax return money for another 2 months or longer.

When I contacted them to inquire about the issues with my federal and tax return they sent me a link to their TOS explaining that they are not responsible and liable for anything that can and is going to go wrong. I am not even sure these claims are legal as there seems to be a case of negligence and an effort to cover it up. They should be investigated.

I received an email from Credit Karma and was interested in promoted One Main Finance Loan as there was a branch near my home and it was ranked as GOOD to be approved. The system kicked me out in the middle of App and then a minute later I got an email from Avant saying I was not approved! I canceled my Credit Karma account as I was angry due to a similar issue with Avant in December. Sent email immediately to Credit Karma as only phone number listed for Avant AND Since I did NOT APPLY WITH THEM IT OCCURRED ON Credit Karma's website totally unsolicited by me. While I was doing this I got an email from One Main to see if I wanted to complete app I started.

After I filed my taxes, Credit Karma altered my 1040. I filed with information that I downloaded immediately upon filing, and when I went back in a week later the information was changed. I have documentation of both forms and sent them an email which very clearly explained the issue which they dismissed.

Federal filing went fine - was submitted and accepted by the IRS. The State of Arizona tax return is another story entirely. It has been in "submitted" state for 9 days now - NOT "accepted". I finally called the State and they said they have not received ANYTHING for me from Credit Karma. I have opened 2 support tickets with Credit Karma and insisted they just resubmit the darn state taxes, and they insisted they escalate this issue, and STILL do not have any actions let alone a resolution on this matter. BEWARE BEWARE. I will "never ever" use their service again, and would not recommend them to ANYONE. I say again, consumer beware.

I did my taxes with Credit Karma, everything seemed hunky dory, then lo and behold one day I can't log in with no explanation. My account was just gone. So I email support, my account has been deactivated for security concerns without notifying me at all. NOW I HAVE NO IDEA IF MY TAX RETURN WILL MAKE IT TO MY BANK ACCOUNT. This is no way for a company handling very crucial tax information to handle their clients. I'm SOL for trying to be progressive and try something new. DON'T WASTE YOUR TIME. I am devastated as I was looking forward to my return to pay off debt. Stick with brick and mortar.

I unfortunately tried out Credit Karma's new tax filing. It was a disaster. Numerous times their silly help guide skipped part of the 1040. I had to search the site to find out where to input HSA information and then the site mysteriously would not include the credit in the calculations. Turns out there was one stray check box filled out wrong and no alert or signal or explanation as to why that should mean the information would be excluded. Once I figured that out, I then reviewed my forms. Everything seemed OK. But somewhere between review and the online filing, their site deleted all my Schedule E information. Now I will have to amend my form and of course their site does not support the 1040X amended form and I will have to do it via snail mail instead.

I decided to file my taxes through Credit Karma since I have been using them to monitor my credit scores for a few years now. I filed my federal tax on January 27th, 2017 and everything with that went fine. The system told me I couldn't submit my state return because Georgia was not accepting returns. Which I didn't understand because my co-worker did his taxes on the same day on a different website & was not told that plus he received his state return on February 3rd. Now my state status on Credit Karma just says in progress with no way to recover my state return. I can't submit it & there is not even a link to open it up. I emailed the support team for four days before I got a response back. But all in all they can't tell me anything.

We used CKT for my federal and state returns. A small amount was owed the Commonwealth of Pennsylvania and we opted to for a bank account withdrawal in April. After e-filing, the system allowed me to save the returns. So far so good. After everything was complete, I checked the downloaded returns and we're missing at least two Schedules for Pennsylvania and confirmation of the subsequent bank withdrawal to satisfy what's owed to PA. I contacted CKT Support first asking for the bank withdrawal confirmation because I didn't yet realize that the Schedules were missing. The response was slow and the typical "we're looking into it." Later, I realized the lack of Schedules and contacted them again. At this point, I don't know what's been filed with the Pennsylvania... And apparently neither does CKT.

Due to Credit Karma’s inaccurate reporting offers were made from different banks to refinance my car. My credit was ran too many times to only be told by these agencies the score given to me was inaccurate and that I should contact Credit Karma. I was also told that this would not cause points to my credit since the report was already available and that’s why Credit Karma’s banks suggestions list was available to me. I would like those points back. And Credit Karma should write a letter explaining what happened to my credit report. All this negative impact needs to be removed immediately.

I decided to give Credit Karma a try today after seeing all the commercials. I have NEVER used this service before. Once I was done registering I was unable to log in because the site said that I already had an account linked to the email address **. Needless to say, my name isn't Rob. I contacted customer support through the website since they don't have a telephone number and informed them of the problem. The only reason that I gave 2 stars is because before I could even finish writing this review one of their customer support people had already contacted me through email, suspended my account and gave me the option to join through different measure that don't involve the internet. I politely declined.

I loved Credit Karma until I did my taxes on their site. After I efiled my Federal return I could no longer get back into the Tax portion of the site. For five days and counting the error message I get is this: "This is awkward. There is a problem and we are working on it. Try back in a bit." How long is a bit? A year? I have emailed every customer service link there is on their site. All I receive is automated emails. I cannot get back in to view my return, I cannot continue to file my state taxes. Don't use the Tax part of the site! They really need to get a phone number where you can speak to a person. Their customer service efforts are horrible.

I used Credit Karma to do my income taxes for this year. When I finished they said that New Mexico was not accepting the tax forms yet But I know people that are already getting their tax returns for this state. My niece used H and R Block and her state tax form for New Mexico has been accepted. And now I think I will go to another company to get my state tax form accepted.

Very long story short, but got screwed really good because of Credit Karma!! My Credit Karma Scores are, TransUnion 723, Equifax 729. But since they don't show Experian, I decided to sign up on Experian's site for my score. Damn it, they had my score at 653?? Really, how could this be?? That's a big difference. But I already made choices based on my Credit Karma scores. So I put a lot of stock in these scores. Applied for a much needed loan with LightStream, turned down, then with Lending Club, same thing, then with Prosper, same thing. So finally got a reason from LightStream, my Equifax Score is 656!! That's in line with Experian's 653. Thanks a lot Credit Karma!!! The BBB has many complaints about them, BBB SCORE is F.

Everything went well for the approximate two years that I used Credit Karma. Then suddenly today January 13, 2017 I could not get into my account. Nothing I did would work. I gave it the correct information. I carefully typed in new passwords. It said they did not match. I gave up. I enjoyed Credit Karma while it lasted but really appreciated Greg's detailed comments as I knew, then, that something was definitely wrong. Thank you very much, Greg!

I have been using Credit Karma diligently for 2 years now, working so hard to rebuild my credit to accomplish my goals. Finally I made it to excellent status of 753 & 751. So when we decided to move forward on an adoption and went to get a HELOC loan, the credit report the bank pulled was... Get this 666! What on earth! Why on earth should I use a service that gives me THIS VASTLY INACCURATE information??? The bank representative said that the service was ok to peek at every now and then, but to definitely not rely on it. Use your annual free report instead. Wow. I'm out!

I've had some financial difficulties and wanted to get an idea of my credit score so I created a Credit Karma account. The site provided me with scores that were high enough to get financed for a purchase. However, in speaking with the financial institution they told me that my score was actually close to 100 points lower than Credit Karma said. I was advised that Credit Karma's scores are always much higher than the scores used by the major credit bureaus.

Credit Karma is a very popular site for tracking personal credit rating. Unfortunately it is wildly inaccurate. With my numbers I have experienced it having an inaccuracy window of up to 100 points! I have no idea why it is allowed to fool people into thinking that their credit is either higher or lower than it is, but somehow they get away with it. Just don't believe the numbers they give you or you could make financial decisions based on false numbers and end up either taking offers that are not a good deal for you because you think you have worse credit than you do, or applying for credit that you will get turned down for, thus creating unnecessary hard inquiries on your credit, which could result in further damaging your numbers.

I created an account with Credit Karma a few years ago, asked for my credit reports, and everything went well. I decided to get an updated report recently, but when I tried to log in, I was told my password was incorrect. After trying every password I could think of (to no avail) I gave up and hit the "Forgot My Password" link. The pop-up said an email would be sent to me with instructions on resetting my password. 30 minutes later, no email, so I tried again with the same results. I tried several times before giving up and contacting their Customer Support.

I saw a Credit Karma commercial with an ** woman checking her score which was 690, but all the ** people's scores were 720 or above. I didn't like that at all. It's like ** people can't have good credit. I find that k be very racial.

Credit Karma makes money from credit card offers selected. I get that but give honest offers. I guess they weren't making money from me since I wasn't applying. I've tried twice now. Twice they've listed that I was a good candidate for a card and twice I've been denied. I would not have applied otherwise. These were apparently very good cards and since I only have about 2000 in credit and just started with cards a year ago, I don't qualify. Those inquiries ding your credit. Now I'll have useless inquiries on file for at least 6 months.

My identity has been stolen. Credit Karma was one of the companies that accessed my credit report fraudulently. I have tried to contact Credit Karma to make sure they haven't given out my personal information to the identity thief. Credit Karma does not answer their phones, they don't respond to emails, and they don't respond to help tickets submitted on their website. I have to confirm that either (1) no account has fraudulently been set up with Credit Karma in my name OR (2) any account set up in my name with Credit Karma has been closed as fraudulent. This is a very serious matter. I am absolutely horrified that I have been unable to talk with someone at Credit Karma about the fraudulent activity.

Allows you to monitor your credit score and check it as much as you want. When the score changes it tells you what went on or off your credit report. Does not cost anything. It uses only things you would know the answer to, to verify your identity. It gives you your credit report too so you can see what fraudulent things may be on your report. If you find anything wrong in your credit report you can submit a dispute and they will investigate it for you and send the results when done. I have not come across any cost using credit karma. I have been able to look at my credit and credit score for free. I never had to put in a credit card when I signed up.

Credit karma provides great services and services are too fast and correct. Also it is safe to use and you can trust its report which is very authentic so I would recommend it to others. Credit karma is very secured and you can trust on it that no personal information or personal credentials can ever be disclosed to any one. Credit karma provides amazing customer service and they are very helping and I love the way they are listening customers concern and resolve their issues. Credit Karma is worth what it charges for the amazing and accurate service they provide.

The offered services that Credit Karma has available are great. They offer great safe information on credit scores. I love them and the services they offer. Overall they are a great company and I would recommend them for others to use to obtain credit scores. The security is awesome. Everything is safe and secure so you don't have to worry about anything crazy happening to all your private information. Very secure and safe site. The overall customer service they provide to its valued users is excellent. I haven't had any issues with them. They are all very nice, helpful and professional to their users. The costs are pretty reasonable. Very great and affordable for its users. They aren't overpriced or expensive at all.

They tell you what could be done to improve your rating and save you money by telling you what credit cards are offering the best rates. Have not had a problem with security on Credit Karma, they always seem to know anytime you get a new credit card or apply for any kind of credit. There is no cost to be a member of Credit Karma. I have never had to spend a cent. They advertise that it is free on TV and the radio and have great ads.

It's been awhile back when I used it. It was a service where I got to see my credit score which was good. Overall I enjoyed the experience. It felt very secure which is unlike some other sites I have used. It felt like my information was confidential. Overall I was happy with the security with Credit Karma. I liked the customer service portion of Credit Karma. They were helpful and it was a good experience. Nothing to complain about at all. The cost was good to use Credit Karma. It was affordable and I didn't feel like I was spending a fortune trying to check my credit score. Overall good experience.

Don't feel like you have to worry and that the info is secure. I've used them in the past and I keep going back to them because you don't have to pay anything either. I don't worry because you know there's a lot of people out there using them. A place that can get your info and feel good about. You pay nothing... now that's terrific. How can you beat that? I think for not paying anything it's great.

This service offers innovative services and an easy to use site for everyone. It caters all your needs, finding out your credit score and so on. Its security is amazing. You can trust this site since it been for a while and many people using this for a long time. And pretty much I am one of them who are satisfied. The service is exceptional. It's available 24 hours and you can email or call them right away. They are very responsive and helpful for everything you need. They are there to assist me. I would say the cost is pretty reasonable for the service you get. The rates are competitive and you will get satisfied out of it. Trust me.

The services offered gives you 2 credit scores while offering to update those scores frequently. CK keeps in contact with us via email as needed absolutely free. I have no reason to worry about security with this company. They do not over-contact me nor do they try to push other products on me. They stick with credit reporting only. This is a company that is focused on strictly one section of your finance.

The product felt secure and provided enough description. The site keeps information confidential and it is a reliable site to use for credit. I would highly recommend this customer service because they are reliable as well as willing to go above and beyond to help customers with their problems. The costs are minimal to none, and they are very useful despite cost. The cost is not as important as how much the site actually helps the customers in the long run.

It gives you your credit report along with suggestions to improve your credit like credit card offers or financial advice. You can also dispute things you find on your report and send your updates when needed. It offers a lot of services for a free site. I haven't had any security problems. I think it is a secure site. I'm not sure what they do as far as security but I feel that it is safe. I haven't had to use customer service so I can't give much of a description but I have found the website to be very user-friendly. There is no cost to view your report, dispute something, or receive offers. I think it is a reliable service for free and as far as I know, has no hidden fees or anything--it's completely free.

Free service and easy to use and the app is very easy. Give you ideas to help your credit and possible credit cards. Shows 2 credit scores that differ from the actual score. The product is secure to use. Never had any issues. It is so easy to use and understand. The app is very useful. It use a code to get into the site which make it a lot easier than a user name and password. It is completely free. Have not had to pay for anything to use the app or the website.