
Zurich Vehicle Service Contract Reviews
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About Zurich Vehicle Service Contract
Zurich offers vehicle service contracts (VSCs), often referred to interchangeably as extended auto warranties, that help cover the cost of certain repairs after a manufacturer’s warranty expires. These plans are typically sold through authorized dealerships and can help pay for parts and labor related to covered mechanical breakdowns. Zurich VSC is part of the Zurich Insurance Group, which has more than 150 years of experience in the insurance and risk management industries.
- Covers multiple vehicle types, including motorcycles
- Offers comprehensive coverage options
- Plans are transferable to a new owner
- Includes roadside assistance benefits
- Only sold through dealerships
- Limited plan transparency online
- Pricing varies by dealer
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Zurich Vehicle Service Contract cost
Vehicle service contract prices aren’t available on Zurich’s website. Expect prices to vary based on your local dealership and your vehicle’s make, model, year and mileage.
The best way to get an accurate price is to speak to a Zurich representative at an authorized dealership. They can help you choose a plan that fits your budget.
Zurich offers multiple deductible options, including zero-deductible plans. The exact deductible depends on the contract you choose, but many extended auto warranties in the industry use deductibles of around $100.
Zurich extended warranty plans
Zurich offers several vehicle service contract coverage levels for new and used vehicles, including Powertrain, Standard and Comprehensive. Coverage varies by contract, and all plans contain exclusions, so you should speak with a representative at an authorized dealership for details about what is covered.
Powertrain
- Engine
- Transmission
- Transfer case
- Drive axle(s)
Standard
The Standard plan covers everything in the Powertrain plan and adds coverage for specific named components, including:
- Suspension
- Steering
- Brakes
- Heating and air conditioning
- Electrical components
Comprehensive
The Comprehensive plan is an exclusionary policy, meaning it covers most mechanical and electrical components except those specifically excluded in the contract. This type of plan is sometimes referred to as “bumper-to-bumper” coverage.
In addition to the systems included in the previous plans, Comprehensive coverage can extend to components in your vehicle’s:
- Cooling system
- Interior
- Exterior
Common exclusions may include cosmetic items, routine maintenance, wear-and-tear parts, tires, batteries, exhaust components and damage caused by rust or corrosion. Exact exclusions vary by contract.
» COMPARE: Best extended car warranties
Zurich Vehicle Service Contract coverage
Zurich allows covered repairs to be completed at authorized dealerships or licensed repair facilities. Here’s how the process works:
- Once a repair facility diagnoses the problem, it must contact Zurich’s claims department to obtain authorization before beginning repairs.
- Once the repair has been authorized and completed, Zurich pays the repair facility directly.
- You may have a deductible, and you’ll have to pay for any non-covered expenses out of pocket.
Every plan also includes emergency roadside assistance, rental car reimbursement and trip interruption coverage. Rental reimbursement typically ranges from $30 to $40 per day for up to six to 10 days, depending on the contract.
Trip interruption benefits are commonly $100 per day for up to three days if a breakdown occurs more than 100 miles from home and requires an overnight stay.
» LEARN: Car warranty vs. car insurance
Zurich Vehicle Service Contract additional coverage options
Along with its vehicle service contract plans, Zurich offers several optional vehicle protection products for an additional fee, including:
- Road hazard tire and wheel protection (cars and trucks)
- Road hazard tire and wheel protection (motorcycles and powersports vehicles)
- Prepaid maintenance plan (maintenance performed at participating dealerships)
- Guaranteed asset protection (GAP)
- Lease wear and use
- Universal Security Guard (theft-deterrent system)
- Paintless dent repair coverage
- Premier dent service
- Simoniz GlassCoat (paint protection)
- MotoTect (surface protection for powersports vehicles)
- Zurich Shield (environmental and windshield protection)
- Key replacement
FAQ
What does a Zurich Comprehensive warranty cover?
Zurich’s Comprehensive warranty is an exclusionary policy, which means it’s defined by what it doesn’t cover, such as routine maintenance and wear and tear. However, you can expect the Comprehensive warranty to cover your vehicle’s:
- Engine
- Transmission
- Drive axle(s)
- Transfer case
- Suspension
- Steering
- Brakes
- Heating system
- Air conditioning system
- Electrical components
- Cooling system
- Interior
- Exterior
What does a Zurich vehicle service contract cover?
A Zurich vehicle service contract (often used interchangeably with extended warranty) helps pay for repairs after a mechanical breakdown. It’s offered in three levels — Powertrain, Standard and Comprehensive — with coverage ranging from basic drivetrain components to most mechanical and electrical systems.
How many plans does Zurich offer?
Zurich offers three extended warranty plans. Powertrain covers your car’s engine, drive axle and transmission. Standard covers everything in Powertrain, plus components like your suspension, steering and brakes. Comprehensive offers exclusionary coverage that includes almost all vehicle components.
Zurich also offers add-on coverage for specific components, such as tire and wheel protection and windshield protection.
Who accepts the Zurich auto warranty?
Zurich states you can take your vehicle to any dealership or state-licensed repair facility. However, it’s important to have the repair facility verify coverage and obtain a repair authorization number before any repairs are made.
Where are Zurich’s vehicle service contracts available?
Zurich's vehicle service contracts are only available at select dealerships throughout the United States and Canada. Restrictions and exclusions may vary in certain states.
How do I cancel my Zurich extended warranty?
To cancel your Zurich extended warranty, contact the dealership that sold you the contract or call Zurich Customer Service. Additional details are outlined in your contract under the “Cancellation of Contract” section.
Is a Zurich extended warranty worth it?
Yes, a Zurich vehicle service contract can be worth it if you’re buying from a participating dealership and want help covering repair costs. Zurich also offers plans for motorcycles and ATVs, which is great for those with several vehicles.
Zurich has strong customer feedback, with many reviewers reporting positive experiences. Customers frequently mention that repairs — including major issues with transmissions and suspensions — were covered, and that the claims process was straightforward, with dealerships handling most of the paperwork.
Reviewers with high-end vehicles, in particular, say the coverage helped offset expensive repairs. Overall, based on customer feedback, Zurich’s plans are often seen as valuable for maintaining and repairing vehicles.
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Zurich Vehicle Service Contract Company Information
- Social media:
- Company Name:
- Zurich Vehicle Service Contract
- Address:
- 1299 Zurich Way
- City:
- Schaumburg
- State/Province:
- IL
- Postal Code:
- 60196-5870
- Website:
- www.zurichna.com

