
Zurich Vehicle Service Contract Reviews
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About Zurich Vehicle Service Contract
Zurich offers vehicle service contracts (VSCs), often referred to interchangeably as extended auto warranties, that help cover the cost of certain repairs after a manufacturer’s warranty expires. These plans are typically sold through authorized dealerships and can help pay for parts and labor related to covered mechanical breakdowns. Zurich VSC is part of the Zurich Insurance Group, which has more than 150 years of experience in the insurance and risk management industries.
Visit www.zurichna.com- Covers multiple vehicle types, including motorcycles
- Offers comprehensive coverage options
- Plans are transferable to a new owner
- Includes roadside assistance benefits
- Only sold through dealerships
- Limited plan transparency online
- Pricing varies by dealer
Zurich Vehicle Service Contract Reviews
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Reviewed Feb. 12, 2025
This place is very unprofessional. I’ll file a claim on January 11 for a totaled dodge Durango my wife was talking to the worker named Chris and ask why my claim has been taken care of which was filed on January 11. This man was disrespecting my wife trying to talk over my wife and would not put a supervisor on the line. We called back. Somehow we got Chris again. I said, "That’s fine. We’ll sue you since it’s only $5000 that you guys have to pay." Could’ve been a lot more.
This man was very disrespectful threatening and then when I get upset, he says, "You wouldn’t say that to my face" which I would, but that is very unprofessional to talk to a woman in a threatening manner. If you’re not doing your job, we have the right to speak to a supervisor someone to get the job done. We got this gap insurance at Sterling GMC and all I want is my car pay for so I can get a new one. This needs to be handled or I definitely will seek legal counsel and sue you guys.
Thank you for contacting Zurich regarding your recent contact with the GAP claims department. We appreciate you bringing this to our attention. I apologize for your inconvenience; our records show that we have processed your GAP claim, and a check was issued to your lender 02/13/2025.
Please feel free to contact us at 1-888-801-3078 should you have any further concerns.
Reviewed Feb. 2, 2025
I'm pretty happy with Zurich, and I will recommend it. It’s an insurance I have for the wheels in the car. The wheel insurance was just offered to us when I was buying a car.
I made two claims when I tore the tire. I just brought my car to the dealer, and they fixed the wheels.
Reviewed Feb. 1, 2025
My experience with Zurich has been good so far. I've used it twice and my mechanic handled everything both times. They recently had to repair something on my radiator. I just paid the deductible and they took care of everything else. Zurich only spoke with the mechanics. I would tell anybody that the warranty is worth looking into getting it.
Hello Louis,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 1, 2025
It's worth getting Zurich for a vehicle. Everything was great, no issues whatsoever. I took it to the dealership, they got in contact with Zurich and everything was taken care of as far as the tire goes, and I was satisfied. I had no issues or complaints. It was fast, easy, and simple.
Reviewed Feb. 1, 2025
I always had them just getting the radios or electrical. They didn't give me any problems. I never talked to the extended company. The service advisor dealt with all that.
Reviewed Feb. 1, 2025
To be honest, we’re not happy with Zurich. We spent $1,400 when we bought the vehicle, and when we called to file a claim, they said they wouldn’t cover it. It felt like we wasted $1,400 for nothing. The issue was with the truck, and we needed repairs. The representative said it wasn’t something they handled. I told them that wasn’t what we were told when we bought the vehicle. We were told those repairs would be covered if something went wrong.
It’s been two weeks since I called the warranty and told them we wanted the truck fixed. I haven’t read the contract deeply yet, but I plan to. They need to repair it, and I may need to file the claim differently or explain it differently. I don’t know exactly how I’m going to handle it, but I’m going to try again.
I wouldn’t recommend Zurich to anyone. When you’re buying something that expensive, you’re vulnerable. We spent a lot of money on that truck, and it’s a beautiful truck. But at the moment they’re writing everything up, you just take it. Now we’re stuck making two extra payments on the truck to cover that amount we added, and it wasn’t worth it at all.
Hello, Theresa,
Thank you for sharing your feedback. Our records show three authorized claims and don’t show any record of a denied claims.Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. If you would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 29, 2025
I got Zurich after it was offered to me when I purchased a vehicle. When I need a repair done, I just bring the vehicle to an auto service department, give them the information about Zurich, and they just do it. All I do is just pay for my portion. I consider having the warranty valuable.
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 28, 2025
I was moving in from out of state and I was like, "You know what? Just in case anything goes wrong, at least I have something," because I had nothing else. So I figured it was a good situation to purchase an extended warranty for my Honda. I heard about Zurich from the dealership where I bought my car, and so far I have no complaints.
The only time I really interacted with them was just before the contract expired. The seal around the oil pan on my car was slowly dripping oil.
The dealership people took care of it quite well. I brought it in, they checked it out, and they said, "Hey, we think this is a problem. We're gonna talk to Zurich. We'll let you know." The first time, they didn't do a good job and it was slowly dripping again, so I brought it back and they redid it. They resealed it with silicon on the outside to prevent it from leaking any further. They kept me informed the whole time. After everything, they were like, "All right. We did this, we got that approved." It was simple and straightforward.
After that, I haven't seen anything of concern. I'm glad Zurich did something and I didn't have to pay fully for that repair.
Hello William,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 28, 2025
I originally had Zurich vehicle service contract on my Dodge Durango and they were very, very good to work with. The dealer recommended it just due to my financial situation at the time. And so, when I traded in my Durango for the current truck with the current warranty, I opted to get another service contract since it's been a really nice piece of mind and Zurich’s always taken care of me.
I just take my vehicle into the dealer. I don't think I've spoken with Zurich once. I called them one time two years ago when I had a question about something. The dealer handles the claim process for me and just makes it super easy and Zurich fully pays for the service. I walk away without a bill or any worry whatsoever. I was in and out of the dealer in an hour and a half for what got done, so it was handled very quickly.
Hello Ethan,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 16, 2025
The purchase of my gap insurance was great quick and easy, it wasn't until I actually had to use it for my first time ever for a vehicle. At first the response and emails were great, I called ahead of the actual claim as a heads up to get the ball rolling, after those emails with information that was needed from each entity was provided to start process for the claim in that stated 12-15 weeks for processing. I have personally called multiple times to see where my claim was at, and got it will be weeks still as they're waiting on documentation, of which I personally sent so there wasn't a further delay and I still get multiple weeks of processing because what I sent didn't seem to matter now (even though I was told that would work) because they had a new date as to when it was sent in which again delayed the claim.
I understand it being a small business handling multiple claims may be difficult but is unprofessional for a timely manner, but it is now affecting my livelihood after patiently waiting 3 months for gap to finish the claim. So now again I was still told multiple weeks so this will fall just outside of the 12-15 weeks unless that timeframe changes with every document received. Hence the reason for me calling and sending the last piece of info over 3 to 4 weeks ago that was needed according to one of the representatives that, that was all they were waiting for.
I have also helped a family member purchase a car recently and had them get the same gap insurance coverage with Zurich, one can only hope they don't need to use it. I just need this to be finalized so I can move on, with technology these days things like this shouldn't take this long especially after actual auto insurance has already finalized their end. Let's see if it takes even longer after review of experience thus far.
Thank you for sharing your feedback. We have a high standard for the service we provide and your experience should be no exception. The voice of our customers is a key component in helping us improve. We do not respond on a public site with details of a GAP claim due to the personal financial information involved. However, if you would be willing to discuss your concerns with us, we invite you to contact us by e-mail at: usu.gap.mgmt@zurichna.com or by telephone at 1-888-801-3078.
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 14, 2025
I purchased a used Mercedes and, due to the cost of repairs, thought an extended warranty would be a good idea. The dealership told us that there was no cool-off period and that the cover would cover the vehicle from day one, which you would think would be the case for a product costing 8,000 dollars. After we purchased, we took the car on a 4,000-mile trip through the Rocky Mountains in Colorado and Arches National Park in Utah. On the return route, we noticed that the passenger side heat was not blowing hot air just cold which is a problem when going through the rocky mountains.
The vehicle also developed a rattle at idle that sounded serious. When we got home, we took it to the dealer for repair, and now it's been a week, the car is torn apart, and Zurich won't accept photos our videos; they want to send their claim agent to the dealership but can provide us with a time frame or a contact number. The dealership says they can't get Zurich to answer the phone. So far not worth $8,000. If I just kept my money I could have paid for the repairs and put the rest in the bank.
Hello, Joshua,
Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. Based on the info you provided; I am not able to locate a policy or claim to be able to reference. If you would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team

Reviewed Jan. 13, 2025
Bought their coverage on a 2015 BMW X1 35i back in April and has been great! Was a little off put by the $3000 dollar cost for coverage, but little did I know it would be one of the best choices I have made. Not to mention, other companies quoted me over 8-10K for the same coverage or worse. From a blown front differential, to axle seal leak, to windshield wiper arm, to front thrust arms, they have covered it all with no pushback. Has easily paid for itself twice over in not even the first year of coverage. Would want to purchase their coverage on any vehicle I buy used or uncertified going forward.
Hello Dominic,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 9, 2025
I had a recent claim for my 2021 GMC, and the service was actually very good. I originally signed up with Zurich through the dealer, and when it came time for the claim, the dealer just filed it for me. It was easy and I didn't even have to speak with Zurich. It was all paid through the dealer, so I didn't have to do anything at all.
The coverage met my expectations. Had I not had Zurich, the repair would have been substantial as far as our budget goes. It would have been a substantial cost.
The only thing was, I did have one deal where they denied a claim, and I wasn’t very happy about that. I understood why they did it, but at the same time, I was not okay with their decision on it.
Hello Nicholas,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 9, 2025
I got Zurich through my dealership because that was the one that was offered. I deal mainly with Mazda. When the control lever arms in my vehicle needed repairing, it looked like they got approval from Zurich quickly. I did not have to pay anything when I had to pick up the vehicle. I think their service is good overall, at least for the first time that I've tried them.
Hello Bernard,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 9, 2025
I purchased Zurich for my 2020 Ford because I tend to have issues with my vehicles. So, I thought that it would be a good investment.
And I filed a claim because there was an issue with the all-wheel drive. I think a module or something needed to be replaced to make that work correctly again. And I just spoke to the Ford dealership about it since it was closer to me. And they reached out to the dealership that I purchased it from. And they were able to get everything done that way. All I had to do was pay the $100 deductible for going to a dealership that was not the one I purchased it at, and then Zurich covered the rest of it. So, I haven’t had any issues with it.
So, I think that the warranty is worth it just to cover anything because you don’t know what’s gonna happen. It was quite pricey. However, I needed the peace of mind because of some previous experiences.
Hello Jordan,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 9, 2025
I haven't dealt with Zurich much. My boyfriend handled it for me. I would say it's fairly important to have extended coverage on your vehicle. It's going to save money in the long run.
Hello Cynthia,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Dec. 22, 2024
Zurich was presented by the salesman from the dealership. We were buying an expensive vehicle, so even if something small fails, it can be an expensive fix. They laid out the options of, “Here’s what happens if you have a failure versus if you try to go on your own.”
We had some repairs done because the windshield washer pump failed, which is pretty problematic in Minnesota in the winter with salt and other things. The dealership took care of all of the filing of the claim.
It only took maybe three or four hours to do the repairs. It was combined with a few other maintenance items that needed to be done on the vehicle, including a software update. Then we were able to go back and pick up the vehicle, and I had to pay the $100 deductible.
For how much money we've paid for the coverage, we still have not had something that we've had to repair that would have sort of paid for itself. I could have fixed the windshield washer pump motor myself. It probably saved me some time, because it wasn't a major failure of any kind. The part itself that we had replaced was probably a $30 component, and with the labor, it saved us about 500 bucks.
But at the same time, you know that up to 75,000 miles, we don't have to worry about a huge financial issue. They call it a warranty, but it's more of insurance than anything, especially when you have the deductible.
Hello Samuel,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Dec. 22, 2024
The Zurich service contract has been a blessing. I’ve paid deductibles for different repairs, but overall it’s been worth it. Recently, my transmission started shifting very hard. Instead of paying close to $5,000 for a transmission, I paid $100. They rebuilt it. I didn’t have to do anything. I just took the vehicle to the dealership, and they handled everything. Any time I’ve had questions that the dealership wouldn’t answer, Zurich has been amazing. I’ve never had any issues.
That said, my struts and shock absorbers are leaking, and I was told those aren’t covered. I was under the impression that the warranty covered everything bumper‑to‑bumper, except paint and interior wear. Finding out the suspension wasn’t covered was a shock, especially when it cost $1,200. It covers speakers, but not suspension.
When I bought the vehicle, the finance manager told me it covered all those things. I specifically asked about certain items, and I didn’t find out until later that suspension wasn’t included. I don’t think the finance manager fully understood the coverage. It felt more like he was trying to sell a product instead of selling an experience.
Hello Christopher,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Dec. 21, 2024
When I purchased my vehicle, the dealership gave me different options. I purchased 3 different services and Zurich was one of them. When I had the car repaired, it was very simple. I took it in because I had a flat tire. They took a look at it, and there was apparently a nail in it, and they fixed it.
The guys at the repair place were a little hesitant when I first told them about the warranty that I had purchased, and I showed them the paperwork, and then they did what they had to do, and they fixed it. I waited there for it. Once it was done, they gave me the keys, and I left.
Hello Cynthia,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Dec. 19, 2024
I bought my Chevrolet in February and the dealership offered Zurich extended warranty. I got it and the dealership did all the setup. I filed one claim and that was good for the most part. When I called Zurich, I went through the automated system and then ended up talking to a person. Customer service has been helpful. But they’re not yet done with my claim and it’s been a while. I've been waiting and I haven't heard from them.
Hello Austin,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Dec. 19, 2024
The dealership told me there were two or three companies to choose from, and Zurich was one of them. Signing up was fine, and the experience was good. I’ve filed three claims. Two were covered and went well. The third one was not.
I contacted Zurich about that claim, and they told me it wasn’t covered under my plan, even though I thought it was. Still, they covered two out of three claims, and overall, I think they’ve been pretty good. I would recommend them to a friend. Generally, I’m happy with them.
The only issue I’ve had is with the original email they sent that had the link to manage my policy. For some reason, it wouldn’t open again, so I had to call them twice to resend it. That part was a little annoying.
Hello Joseph,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Dec. 19, 2024
I bought a used car and the dealership offered Zurich. When my check engine light came on, we called the dealership and they said that it would have to go through you guys. The only issue I had was that I was told by the dealership I could take it to anybody, but then the guy that my family takes their cars to, he doesn’t take warranties like this. Because when they try to get their money back, its a big hassle and headache for them. So I just brought it to the dealership and paid the deductible. It’s good to have it in the event that it’s a big issue that needs to be fixed.
Hello Stephanie,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Dec. 19, 2024
The dealership had a good sales pitch for Zurich. Since it was a used vehicle, we didn’t know what we’d be spending on repairs, so my wife wanted the extra coverage for peace of mind. The recent repair was for electronic issues, specifically the rear climate control switch.
We called the dealership, and they took it in for a diagnostic check or just checked the circuit panels for it. They also checked to see if it was still qualified under our warranty, and it was. We had to go in twice because they didn't have the part or they couldn't get the part right away. But once they had it, the repair took a couple of hours. We never saw a bill, and we didn’t have any issues picking up the vehicle.
We very rarely used it because we didn’t have many issues with our vehicles. I never had more issues with a vehicle than this one, and it's nothing that anybody did. It’s just that certain parts and chips were failing and needed to be replaced. The three or four times that my wife had to take something in for it, they were all covered. It has already paid for itself more than twice over. The claims process was perfect for us. Everything was handled by the dealership, and we didn’t have to do anything.
Hello Daniel,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Dec. 19, 2024
I have an older car, so I wanted some extra protection. I needed it for work, and I felt more comfortable going with Zurich because I needed a warranty for my older car.
I have filed claims with Zurich and I’ve had a positive experience. I’ve had no problems with them. They’ve been very straightforward. I’ve actually had issues with my dealership, and Zurich helps me in understanding things and guiding me through the processes.
The last time I went to a dealership, they called Zurich in. The time before that, I had called myself because the dealership gave me incorrect information, saying my warranty didn’t cover certain things. These were major repairs, over $1,000, so I wanted to be sure. Zurich clarified what was and wasn’t covered, and that experience made me switch dealerships because I didn’t like how the previous one handled it.
They are very reliable. My mom has also used Zurich for roadside services with my car, and she loved it. I’d definitely say they’re fast, communicate well, and have been a big help. I would absolutely recommend them. I actually want to extend my warranty with them since it ends this month. I feel more comfortable having my car covered by Zurich.
Hello Eyana,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Dec. 19, 2024
My 2023 Kia came with a vehicle service contract from Zurich, and I only had to use it for my tire. I spoke to the dealership, and they got me a tire. I didn’t have to pay anything for the tire, and it probably took about two hours to get it replaced. Having the service contract was good, even though I didn’t really know I had it until I needed the tire fixed.
Hello Jazzmine,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Dec. 4, 2024
Everything's good with Zurich. The tire center that I went to handled my claim, and everything was fine. No problems.
Hello Tom,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team

Reviewed Dec. 3, 2024
Zurich makes it very hard to get your problem fixed! I just hit a pothole and blew a tire, my immediate thought was to call and get a claim # but was told to take car back where I purchased the car (kia dealership) which would have required a tow around 10 miles. There was a tire repair shop a mile away so rather than get towed, I put my flashers on and drove down side streets to tire center. The 1st thing I asked was do you handle Zurich select protection plans? He said "no, that it's a pain in the ** to get them to pay the bill", he does not have the staff to be on the phone with insurance companies.
Well the tire blew out the side wall so he offered to put an old tire on they had just to get me back on the road and they would have a new tire that matches the rest in the morning. I told him ok and an hour after the blowout, I was headed home. Now when I get back to the tire center I will ask the owner of the small business if he will talk to Zurich claim agent to help get a claim # in order to get reimbursed by Zurich. Zurich has no faith in their customers, as I was told that all these inconveniencies is to prevent fraud! So they assume that everyone they deal with is a crook because insurance fraud is a crime! So ending my review, I will say if you buy their plan be prepared to have your blood pressure rise over a less than 200 dollar claim!
Hello, C.J. ,
Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. Based on the info you provided; I am not able to locate a policy or claim to be able to reference. If you would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team
Reviewed Nov. 14, 2024
Having Zurich for our car has been good for us. We had two different AC repairs as well as a transmission repair, and it's been no hassle. For the air conditioning repair, I called the dealership, got the car there the next day, then we had it back in two days. It was super quick, and we didn't pay anything. For the transmission, the dealership tried something and it didn't work. We took the car back and on the follow-up, they replaced the transmission within one working week. It's been fine since. Having a vehicle service contract is worth it, especially if someone needs a transmission.
Hello Anthony,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Nov. 13, 2024
It was like jumping through hoops to get Zurich to warranty the tires. It was so hard to do it. I could have bought new tires. I paid them $1,600 for this warranty for the tires but it was way too lengthy of a process. I could have totaled the car, and my insurance company would have paid for it way quicker than Zurich put a tire on. The dealer wanted me to bring my car out there and leave it. I drove my car out for an hour so they could spend two days trying to get Zurich to warranty what I bought. That's crazy. Zurich needs to work on their customer service.
Hello, Cathy Sykes,
Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. Our records show that payment of your claim was issued 2 hours after it was submitted. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team
Reviewed Nov. 13, 2024
I got Zurich on my 2021 Yukon. I've always bought an extended warranty policy because I drive 100 miles a day to and from work. However, I didn't realize I had a $100 deductible with Zurich. I had something repaired last week which was the first time I've used the extended warranty. The motor went out on my windshield wiper. They called me and told me they would have to see what the problem was before they could tell me what was covered in the warranty. They called me back to tell me it was covered, but it would be $100 deductible. I paid $4,000 for the policy. That's a lot of money to have a deductible especially when the part that I just had to put on there was $14. The whole thing cost me 280 something dollars.
Reviewed Nov. 12, 2024
I've had a couple of claims with Zurich. The shop dealt with the process for me and they would replace the parts that I need to get replaced.
Hello Ryan,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Nov. 1, 2024
Beware of limited coverage with Zurich warranty. We purchased an extended warranty to 100,000 miles from Zurich. We recently had the throttle body assembly go out after the regular warranty expired but prior to 100,000 miles. We have been informed that the extended warranty doesn't cover the throttle body assembly. The warranty was expensive but we bought it for peace of mind but it was a complete waste of money. We understand not covering common maintenance/repairs issues but a throttle body assembly isn't a common repair but is not covered by the warranty. The fine print did say this wasn't covered so somewhat shame on us as it was sold as bumper to bumper but it obviously was not. If you plan to purchased a warranty from Zurich, read the fine print for all the non-common repairs not covered. We will never buy an extended warranty from Zurich again.
Hello, Leann ,
Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team
Reviewed Oct. 23, 2024
I have had my mini van in the dealership several times over a year span. Transmission failed and warranty supplied a rebuilt trans. Let just say I have had to pay for fluids and supplies for replacement. The van has been in several times for transmission leaks and now they want to supply another rebuilt transmission and have me again pay for fluids and shop supplies $400+. I have never been given a rental vehicle during all these times. Not to mention I can not even get my van released until warranty company gets old trans back. This whole time the dealership is having to deal with trans company that rebuilt it instead of warranty company dealing with transmission rebuilt shop. Tell me how that is customer service from a warranty company?
Hello,Erich,
Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team
Reviewed Oct. 17, 2024
I was looking for a car and at the time, I was in school. I couldn't physically go to school, work, and maintain my car at the same time. I bought a warranty contract through Zurich. I made multiple claims and it was the dealership that made the claims through them. The process didn't take long. Everything with the warranty company was good. However, not with the dealership. I thought that they would go back and forth between whether it's covered or not covered. And if it is, then they would tell me. But I didn't even know anything about it.
Reviewed Oct. 11, 2024
It's been a such a terrible experience. Hyundai made it sound so nice when they were selling the Zurich policy. I asked if there were any loopholes or anything we needed to know. They said it's pretty straightforward. But there's always a loophole on a lot of the stuff on the warranty. The salesperson didn't give us a lot of information so I'm in a place where I feel I'm just wasting money.
A perfect example is a part of the Zurich contract is tires can be replaced. About two weeks ago, I was driving and ended up getting a nail on my tire. It's always a process also with Hyundai. At first, apparently, they didn't realize I had Zurich. I had to prove to them. I told them I bought it through them. When I had called about the tire, they said if I wanted a tire, I had to leave my car there. I'm a nurse and a mom. I can't just leave my car and there's no rental involved. I asked if I could take my car and for them to call me when the tire would be in. They said, “No. But if it's this type of thing, Zurich doesn't cover it which means you have to pay out of pocket.” At that point, I asked if they could just patch it for me.
I'm paying for all this, but I'm not getting what I'm paying for, especially when the situation happens. It's very frustrating from the consumer’s side. Even now, I'm paying hundreds of dollars every month for it, but Hyundai is giving me such a hard time using it. I'm trying to figure out a way to cancel it because there's nothing benefiting me. There was no transparency. They got the sale and they're happy. But as a consumer, I'm being cheated.
Hello, Rachel,
Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team
Reviewed Oct. 9, 2024
I had the air conditioner replaced and the dealership did the claims process for me. I didn't have to do any of it. Everything is running smoothly now.
Hello Shannon,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Oct. 9, 2024
I had a nail in my tire. The tire was replaced in my car. When my car was finished, I checked to see if the tire was changed and if it was a new tire, but it didn't look new to me. So the service rep said he was gonna drive me back to the dealership and talk with the technician. When I went back there, the technician was very rude and told me that it was a new tire and that I wasn't at Walmart or Pep Boys. He also said that I was at the dealership, and the dealership don't put on used tires. But it was the manner in which he spoke to me. He had an attitude and he was unprofessional. The tire was dirty and old. Brand new tires should be shiny and it wasn't like that. Zurich paid for the tire and I don't have any complaint with them. It was with the dealership.
Hello Nadine,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience with us and hope that your next experience with the dealership is more acceptable!
Sincerely,The Zurich Customer Care Team
Reviewed Oct. 9, 2024
I feel like I got duped into my contract. The way Zurich explained it was, "If you take this deal from this bank, then that will include free tires and oil changes for however long." The life of me owning the car. It was a deciding factor. After the fact, when I looked over the paperwork, I purchased the package. They made me feel that it was included in using that bank and taking that deal. In the end, it wasn't. It was something that I was prepaying for. I noticed a line item for it with an amount. It's convenient to have it that way.
It got lumped in with the loan, or maybe that is what it was. Maybe that loan company said, "If she purchases this maintenance package, then we'll give her the deal, then we'll go ahead with the loan." Maybe that was the deal. But it's a good idea to have it anyway. Who wants to pay for tires on a Jeep and oil changes? I'm glad I have it. I went in for the tire. They said they would put it through for approval, but I haven't heard anything since. I have a new tire and no money out of my pocket. It's fine.
Reviewed Oct. 9, 2024
I purchased a Zurich policy through Toyota and I used it recently when I had a nail in my tire. Everything was done through my dealership where they patched it, and I didn't have to pay anything.
Hello Laurie,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Oct. 1, 2024
I have a comprehensive service contract with Zurich. My lift gate quit working and was told the replacement of the sensor unit was not covered. Not sure why it's not covered but the repair cost me $1300.00. Not a happy customer.
Thank you for sharing your feedback. We have a high standard for the service we provide, and your experience should be no exception. Regarding your specific situation, we understand that you had a comprehensive plan that would have assisted with this repair. However, that contract expired on May 18th of this year. We see that you purchased another contract on July 8th of this year, which has limited coverage and does not include these parts.
If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com.
Sincerely,
The Zurich Customer Care Team
Reviewed Sept. 28, 2024
The cool thing about Zurich is it does what it advertises. Anything that I've needed done on the car has been quick and efficient. There hasn't been any lagging or delay. Everything was covered. The only thing I had to pay for was a diagnostic.
Hello Mckenzie,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Sept. 28, 2024
I submitted a claim for a wheel tech tuning. I'm happy with the work that they did. They did in a timely manner too. I was expecting the vehicle to get longer, but they did a great job. It was a really good experience.
Hello Vahagn,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Sept. 26, 2024
I wanted to find out how do I go about presenting myself with a card, so I spoke to the reps of Zurich and their service was fine. Other than that, when I take the car to the shop, the guys over there are the ones that usually speak to the warranty people. Also, there are some things that are not covered in my warranty, but that's okay. It is what it is.
Reviewed Sept. 11, 2024
I got Zurich when I purchased my 2018 Jeep. Everything was clear. This last time my Jeep was in the shop, I didn't have to pay anything. The time before that, my insurance covered it.
Reviewed Sept. 8, 2024
I liked the availability and the pricing of Zurich. Their claim process was easy. I filed a claim and got it processed through. Went quickly. No issues and I was able to get into a loaner vehicle throughout the duration of repairs. A good experience overall. The service department also takes care of it. All you do when you come in and say, “I've got Zurich,” They will go, “Awesome. We'll go ahead and get it checked in, get a diagnostic report up to them and let you know what they cover out of it.” Their customer service has been very good. They always reach out every time I've contacted them to see how everything went. Their price is also decent. It's not the absolute cheapest. But with a cost like that, you're able to justify the purchase of the warranty, knowing that you're gonna get the service that you get.
Reviewed Sept. 5, 2024
When I bought my truck, I felt there was value in getting Zurich, and when I had to use it, it worked great. The dealership did everything so I didn't have to deal with anything at all.
Reviewed Aug. 29, 2024
It was a no-brainer to get an extended warranty for my vehicle. I went with Zurich but they fooled me on the price.
Reviewed Aug. 28, 2024
I have a 2023 Mercedes which is an expensive vehicle. I was doing some reviews on the online about how much it cost each service. The first, second, and third service are expensive. I was talking to the dealer when I was purchasing it and they suggested to get a service agreement. I hooked up with Zurich and the process was simple. I made the purchase right there, the same time as I was purchasing the vehicle.
Reviewed Aug. 7, 2024
I took my car into Mike's Transmission and told him I have that Zurich policy and gave him a copy. He said, “No problem.” They took care of everything. I had to pay 160 bucks. I had Mike's look at a tire while it was over, so that was the 60 bucks part of it. But the 100 bucks was the deductible. I was surprised at how fast Zurich Vehicle Service Contract got back to the shop and approved it. It saved me 1,800 bucks. I paid $3,000 for the policy, but that was in payments with the loan. So, I didn't have to pay that out right away.
Reviewed July 26, 2024
We had to get a new tire and the claim experience was great. I went to the dealership thinking that we were gonna have to pay out-of-pocket for the tire but it was covered through Zurich and it saved us some money. Zurich is reliable.
Hello Davida,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed July 26, 2024
The service contract from Zurich is so good. No out of pocket money other than what I spent initially.
Hello Vonnie,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed July 24, 2024
I've used my Zurich policy once for the air conditioning and it worked. I had forgotten I had it. I realized I did have it, asked whether it was covered, they said, "Oh, let's check," and it was. It is expensive, but what I had happened to help with things.
Hello Richard,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed July 23, 2024
My tire had blown out and I called Zurich because there was an outage and a lot of the dealers in South Florida did not have access to a lot of the information on the computers. I got the service that I needed. I had a little problem with one of the people that the gentleman from Zurich told me I could go to but since he gave me other options, it worked.
They suggested I go to Tire Kingdom but they said they did not deal with Zurich. Then, I went to another place and the gentleman there knew exactly what I needed, how it has to be done, and how to process it with Zurich. It was not a hitch. Within an hour and a half of getting there, I got service, the wheel was changed, and I was out of there. Zurich came through for me. Also, the gentleman was very helpful and he had patience. He really helped me out with the car.
Hello Joseph,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed July 23, 2024
It's been great with Zurich. Megan, our service advisor, submitted my claim and it was answered and approved pretty quickly. They have kept me in the loop about what's going on and they've worked on my car in a timely manner. Also, they had me in a vehicle while they have my car in the shop. They're still working on it, so I don't have it back, but I trust them 100%. Having a vehicle service contract with Zurich has been very beneficial because I'm not entirely sure of the cost of the whole fix. It was much easier for me to come up with $100 rather than having the entire bill due.
Hello Layton,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed July 21, 2024
I put in a claim to Zurich for my 2021 Ford. There was something wrong with it. So, I took it to the dealership in Lakeland. The claims process was easy. I did have to take it back multiple times because they couldn't fix the problem. So, that wasn't fun. I told them the problem and what to do to replicate it. They just said they couldn't find it or that they fixed it. The first time I dropped it off, I told them what the problem was. They told me it was fixed. So, I picked it up. And as I was driving off of the lot onto the main road, I took a turn and I heard the noise again. So, they didn't fix it. I had to turn right back in there and complain. They were like, "Okay. Well, come back. We'll have to schedule another day." So, I scheduled another day. That happened twice. On the third time, I took it back. It's fixed and it was covered under warranty. Now, my car runs smoothly. Although I did recently have another error code pop up.
Hello Colby,
We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We have reviewed the claims submitted for your vehicle and show that everything was covered without an issue. We're sorry to hear about the difficulty you experienced with scheduling and getting work completed with the dealership. If you would like to discuss your concerns with us, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team
Reviewed July 20, 2024
There were some electrical issues with the door on my 2020 Ford. Filing the claim with Zurich was real simple. The dealership did it all for us and the issues were fixed within a day.
Hello Mark,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed July 20, 2024
I had to drop my vehicle off because the gear shifter had gone out. They took care of it and they called me when it was ready. They did it quickly. Submitting a claim with Zurich was all easy. It was called, done and then it was ready in the next 24-48 hours.
Hello Nicole,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed July 20, 2024
I used Zurich for the EGR temperature sensor and the mass airflow sensor. Sending in the claim was real quick and easy. The dealership got ahold of them and I didn't have to do anything. Then I didn't have to pay anything. It saved me a bunch of money.
Hello Richard,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed July 19, 2024
I had to have a new tire and rim. I went in and told the repair shop, they looked up the paperwork and they filed it for me. Done. It was very easy. I'm happy with the service and the experience. I purchased the service contract from Zurich because of the area we live in and the road hazards that we have. I thought it would be a good protection for us to have. As it turned out, it was.
Hello Fred,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed July 19, 2024
Zurich is a great service. My car was totaled. It was a return on the five-year plan payment. It was a subsidized return. The dealer did it for me.
Hello Mr. Rizvi,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed July 19, 2024
The guy who inspected my car caught that the bearings on the back passenger side, rear wheel, started to wear out. He said, "You need to get this checked." I took it back to Subaru and they fixed it. Zurich, my warranty, covered everything.
Hello Sandra,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed July 15, 2024
Very bad vehicle service contract. DO NOT PURCHASE ANY CONTRACTS WITH THIS COMPANY! I will explain briefly. I needed a head gasket for a 2009 Nissan Versa. Any auto mechanics will tell you, "in order to get to the head gasket, other parts have to be taken out and replaced." Zurich said, "if the other parts are not failing, we will not replace them." So, I had to pay over $2200 out of my pocket and Zurich paid $2300 for only the head gasket repair. If the mechanics would have put the old parts back into the vehicle I would have been visiting them often with repairs. STAY AWAY FROM ZURICH!..
Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. if you have any further questions on this claim, please feel free to contact us at: vscclaim@zurichna.com
Sincerely,
The Zurich Customer Care Team
Reviewed June 24, 2024
Zurich is a good investment. So far, I don't think I've gotten the full value out of it yet, but peace of mind is value. I like it. When I was getting a warning light for a part in the front of my car that was not working properly, Zurich is what they used to fix it at the Toyota dealership.
Hello Svend,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed June 24, 2024
The coverage is pretty good. We've used it a couple of times already.
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed June 24, 2024
I bought the car a couple of years ago and it was a used car, which was why I got the extended warranty from Zurich, and I used the coverage a few weeks ago. The starter went on the car and the dealer took care of everything. I dropped the car off and picked it up. It was a smooth, easy process.
Hello Kerry,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed June 24, 2024
When I used Zurich for a transmission issue with my 2010 Sport Trac, I had no issues with them. But I had a used vehicle quite some time ago that I had to contact Zurich. They eventually told me that it was emissions and they don't cover that. That ended up costing me a little over a grand. Fold sold me this policy on my car and they did not disclose that. They didn't say that it didn't cover emissions. They can spend 15 minutes telling me what the policy covers but they don't tell what it doesn't cover.
Hello, Rhonda,
Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team
Reviewed June 24, 2024
The service advisor at the dealer I bought the vehicle from filed a claim for the transmission and did all the paperwork. I thought they would replace it with a newer transmission since it's a newer truck. I pay for the insurance and they would have covered the cost no matter what. But Zurich only covers up to three grand. The service advisor ended up using a used one. I would have come out of pocket if I would have gone with the new transmission. It's good in one way to have Zurich insurance. It helped solve at least the coverage cost of the transmission issue.
Hello Rodolfo,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed June 22, 2024
Zurich Vehicle Service Contract sounded like a good deal, so I took it. As for making the claim, I actually didn't have to do anything. The dealership did all of it for me. It was super easy. It has saved me a lot of money.
Hello Amanda,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team

Reviewed June 21, 2024
Took my vehicle I bought new to the dealership for issues I was experiencing, turns out I need 4 new tires. The vehicle only has 19K miles total so how these tires didn't last long is beyond me, but I purchased the Zurich wheel and tire protection. I get to the dealership about 1:45 for my 2pm appointment. They contacted Zurich about my tires and they came back they needed more information, so they sent the information then they came back and wanted pictures now it's going on 4pm and waiting on them to get back. 5:15pm comes around and still nothing from Zurich so the dealership sent me home without fixing the issue after being there since 1:45pm and told they would contact me the next day. What is the point in buying protection if you need to use the service you get the run around? This is an inconvenience that requires me to make another trip to the dealership which is a half hour away. I will not recommend this company or their services.
Thank you for sharing your feedback.The dealership contacted us about your tire claim and informed us that there was no damage to the tires, but only excessive wear to the tread.The contract you have covers tires that are damaged due to a road hazard such as potholes or debris in the roadway.We apologize if the was not made clear to you at the time of purchase.If have any unanswered questions or would be willing to discuss your concerns with us, contact us at vscclaim@zurichna.com
Reviewed June 20, 2024
This product is difficult to use unless you can devote considerable downtime for the vehicle. I have been to several tire shops for repair. The chain tire shops have refused to deal with Zurich. The Ford dealerships don’t have the tire in stock (three-day wait). So I have to pay the $500 for a tire. There is no reimbursement available. So I have to pay for the new tire after paying for the service contract.
There is an open claim at Lamoureux Ford and we are more than willing to authorize the repair if your tire suffered road hazard damage.We also understand it's frustrating to be without your vehicle because the dealer doesn't stock this tire.Regarding you comment about no reimbursement available, that's not actually correct.If the shop would like to call us back and finish the claim,we can pay them directly or reimburse you if you'd prefer. Private message is being sent with contact info.

Reviewed June 19, 2024
I called to get a status on my claim and talk to Roxanne. She was so rude and aggressive. You would think they're there to help you and she just pushed me away. Her tone was like I was a problem. Talking over me and rushing me off the phone. If you don't like your job, I shouldn't feel like I'm a problem. If I didn't have the mindset to just write a review and hope she gets the pep talk she needs.
Thank you for sharing your feedback. We have a high standard for the service we provide and your experience should be no exception. We do not respond on a public site with details of a GAP claim due to the personal financial information involved. However, if you have any unanswered questions or would be willing to discuss your concerns with us, we invite you to contact us by e-mail at: usu.gap.mgmt@zurichna.com or by telephone at 1-888-801-3078.
Sincerely,
The Zurich Customer Care
Reviewed June 5, 2024
It's working for me. I have used it and it was no hassle. Everything went fine. The company okayed a claim and they made the repair.
Hello Melvin,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed June 5, 2024
I originally leased a 2021 Chevy Tahoe high Country fully loaded beige in color. Loved the ride love the car. My son-in-law drove my car loved it couldn’t say anything bad about the car. Then he came time to turn return my car and get another Chevy Tahoe (High country) for a new car they didn’t have what I wanted and the miles had gone over and the car was in an accident with someone Who sideswiped me? Almost T-bone type of accident. My car was fixed perfectly. Then I had to purchase the car. I purchased the car and I always get the extended warranty from the manufacturer, but since it was an older car, that was not an option so I did my research and I picked zurich even though it cost was comparable to all the other Warranty companies out there I didn’t decided to get the best advice from the service technicians who work on these different warranty companies two different dealership service department both recommended Zurich.
I knew that I needed to have peace of mind and I made the decision to buy a zurich extended car Warranty. After driving my car for about two months after I purchased the vehicle I’m Miss zurich extended car warranty my water pump blew and cause a lot of damage. Zurich extended car warranty spent over $2000. to repair that problem. Right after the repair was complete My car Still had an issues that was related to that original water pump problem and they end up spending and additional $1500. That’s a total of about $3500. That zurich saved me plus the Rentacar for about two weeks. I want to be very clear all of that quest absolutely nothing not even a deductible. They also gave me a Rent-A-Car for several weeks for both repairs.
Zurich is the greatest insurance policy that I ever bought or you should ever buy. There was no double talk no problems, Everything was covered. If you ever wanted to buy a car Extended Warranty stick with a proven extended car warranty that’s proven like zurich I swear by this company and if you ever believe A review, I’m telling you to believe me , I’m not getting paid or compensated in any way whatsoever for this honest and unbiased review. I just felt at the company did a great job with my car and that pleased. I thought I cannot help but write this review.
Hello Steven,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed June 5, 2024
I've had Zurich since December 2022, and I don't know what to do with it or where to go. I called customer service one time and it was a pain in the butt. I had a nail in my tire and I said, "Where do I take it?" They said, "Just you have to go take it somewhere and see if they authorize or take it back to the dealership." I live an hour and a half away from the dealership I bought it from. So then, I was calling tire stores and I said, "Hey, do you guys use this warranty?" They basically told me, "I don't know. Just bring it in. We'll take a look at it."
I took my car to one place and they said, "No, we don't honor this." I said, "Okay." The guy said, "Let me take a look at the tire." He went out there and patched it for six bucks. So I ended up just paying for it. It would have been nice if I would've been able to call and Zurich said, "Okay, you can go to this company in your local area." That would have been a little more beneficial. Luckily, I have not had to use the policy yet outside of making that one call that one time.
Hello, Daniel,
Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team

Updated review: June 10, 2024
Thank you for resolving this matter.
Original Review: May 23, 2024
Zurich has caused me unnecessary stress. They continue to stall paying out my claim. My lender, insurance Co. and dealer, keep providing the information their requesting and they keep telling me that it's still needed. It's a lie and I will never do business with them or any other gap insurance Co again. The customer service is terrible, they are rude and rush you off the phone. They'll take your money, but resent keeping their end of the deal. I'll l continue to pursue this, because they are hoping I'll give up. I wish I could give zero stars, but aren't allowed to. If someone there wants to call me to fix this issue I'm ready to talk.
Sincerely,
The Zurich Customer Care Team
Reviewed May 12, 2024
I would definitely recommend Zurich since the process is hassle-free and it's very convenient. It's good to have.
Hello Karnav,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed May 12, 2024
We took the car in to Garber Buick who sold the car to us a couple of months ago. They just pulled up the paperwork and it was very easy. Called in for an appointment, checked the car in the next day, took overnight to repair it, and got it back. Everything was above board.
Hello Gregory,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed May 11, 2024
I recently had to get the washer fluid part in the back windshield wiper working because it wasn't working. I got that fixed and inspected at Subaru. Zurich only covered 200 of it. So I had to pay 100 out-of-pocket.
Hello Jamie,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed May 11, 2024
The couple of times I've had to use Zurich, it's been seamless. I submitted a claim recently for a pump that might have been broken. I had the vehicle towed to the dealer and they took care of it in less than two days. It was great because I had to pick up my twins at college.
Hello Eleni,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed May 11, 2024
I had rear wheel bearings that were replaced on a Subaru. I took it to my serviceman here locally, and he made a claim on Zurich. They told me it was approved. Zurich's good value. I'm satisfied with the coverage and the experience.
Hello Dwight,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed May 11, 2024
I filed a claim with Zurich for my 2020 Mazda and it went well. The dealership was the one that dealt with everything but it took a little long for the approval. So I had to pay for two extra days of car rental, which was not good.
Hello Marcia,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed May 11, 2024
When I got my car fixed, Zurich didn't give me any problems. I took the car straight to the repair shop. They contacted Zurich directly then Zurich contacted me to confirm what was going on. After that, they handled everything else. The repair process was lengthy, but they fixed what needed to be fixed. Zurich is easy, affordable and accessible.
Hello Krystal,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed May 11, 2024
The experience was perfect. I did a claim for a tire and took the vehicle to the dealership. They fixed it with no cost out of pocket.
Hi Michele,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed May 11, 2024
I bought the policy back in November but when I brought in my vehicle last month to get repaired, the dealership said that the policy was not initiated. I called Zurich and they told me, "Now it's working,” but it wasn't activated when I bought it. Other than that, they did the repairs. The cost is a bit high though. The first policy had $100 deductible, but it was waived because I had my vehicle repaired at the Nissan dealership. But apparently, when they renewed it, that was not in the policy.
Hello Najib,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We apologize for the administrative error with your contract not being immediately activated, glad we could assist with that and get your repairs taken care of!
Sincerely,The Zurich Customer Care Team
Reviewed May 11, 2024
The vehicle I have has very low-profile tires. I blew a tire and I needed a tire replaced. A contractor come and placed a spare tire on, drove the car home, and made an appointment at Honda Pottstown. The next morning, I took it up there and they put a new tire on. Everything was done at the dealership.
Hello Roy,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed May 10, 2024
I filed a claim for a tire and the process went smoothly. The repair process was fast and easy. Everything went well.
Hello Alinah,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed May 10, 2024
When I filed a claim, the experience seemed okay. The dealership did all of the work for me. That way, I didn't have to do anything, which I was grateful for. They were quick about getting it fixed.
Hello Raquel,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We like to help make things easy!
Sincerely,The Zurich Customer Care Team
Reviewed May 10, 2024
The warranty is good. They had approved my repairs when the dealership had come for it.
Hello Venkatarama,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed May 10, 2024
Zurich is affordable. When there was an issue with my gas tank door not opening, I dropped off the car at the dealership and asked if it was covered under my warranty. They reached out to Zurich and handled that. I've had multiple cars with warranties. Some of them, I've never had to use and it was a waste of money. But it was the peace of mind and that's priceless at the same time. I've had cars that within a month of having a car, something catastrophic went wrong where it was a $1,000 repair and the warranty cost me $800, and it's like, "Well, it paid for itself."
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We love hearing stories like yours!
Sincerely,The Zurich Customer Care Team
Reviewed May 10, 2024
I handed my Zurich paperwork to the service manager, and he came back and told me it was approved. They fixed the pressure release sensor right then and there. Within the next couple of hours, I was back in the vehicle going. All I had to pay was my deductible which was $100. The experience went as smooth as anything else I've ever had happen like that.
Hello Patrick,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed May 9, 2024
I had a recent claim repair service through Zurich for my Tahoe. Everything went great. Everything was easy on my end because the Team Chevrolet did everything for me. The repair process happened very fast. They got everything done that day, and it took maybe six hours.
Hello Lauren,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed April 25, 2024
I have no problems with Zurich. My most recent claim is for a fuel pump and drive shaft. The dealership was a total nightmare but them being able to access my warranty information and submit it through Zurich was totally fine.
Hello Kristen,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience with Zurich!
Sincerely,The Zurich Customer Care Team

Reviewed April 22, 2024
Zurich VSCs offer comprehensive coverage and a range of benefits, but they are also relatively expensive. Drivers should carefully consider their needs and budget before purchasing a Zurich VSC. If you are looking for peace of mind and comprehensive coverage, Zurich VSCs may be a good option, but if you are on a tight budget, there may be more affordable options available.
Hello Refugio,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed April 22, 2024
I've had Zurich for quite some time for a lot of our vehicles and I've never had a bad experience. It was confusing at first. But the more they explained it to me, I was able to figure it out. When filing a claim, it's a smooth feeling. I give credit to Jasmine who handled everything for me.
Hello Megan,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We are grateful that Jasmine was able to handle everything for you!
Sincerely,The Zurich Customer Care Team
Reviewed April 21, 2024
I had a rear tire replaced and the dealership filed the claim. It was a little time-consuming because Zurich had Mike from the dealership on hold for a little while. But we finally got through. Once he gave them the information, Zurich approved it and there was no problem after that. The time on the phone could be a little quicker though. But I'm happy with the service and the price wasn't bad at all.
Hello Vincent,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We encourage our dealers to use our online claims service for immediate assistance. We have worked on our hold times and are seeing substantial decreases. We appreciate your feedback!
Sincerely,The Zurich Customer Care Team
Reviewed April 20, 2024
When I was purchasing the vehicle, they offered Zurich to me for the wheel and tire package, which is the main thing I wanted. They told me about the other one for the powertrain too. When I had an object go in to the side wall and damaged the tire, they replaced the tire out. I dropped off the wheel to the shop and they were done within a couple of hours. The shop said everything was covered.
Hello Ismail,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed April 15, 2024
Setting up a policy with Zurich on my 2018 Honda was very easy. They did everything for me. I filed a claim for a repair and it went well. They fixed the issue, and it was covered, and I loved that. I got a courtesy car. Everything was done. All I had to do was turn in the keys and get my car. I would recommend Zurich. They came through for me. It has done well for me. It was pricey, but it's worth it.
Hello Crystal,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We like to make things easy!
Sincerely,The Zurich Customer Care Team
Reviewed April 15, 2024
I had a starter repaired recently and the dealership was able to locate my warranty and they processed everything. It was a good experience with Zurich.
Hello Philip,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed April 13, 2024
A fuse box needed to be replaced for my car and they did a good job. They took care of all of that for me. The process was very smooth. I would definitely recommend them. They were very good.
Hello Rafael,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! Fuse boxes are so important!!
Sincerely,The Zurich Customer Care Team
Reviewed April 11, 2024
The coverage is good if you can afford it. The overall cost is expensive. Also, I would like to have gotten the whole thing from Zurich as opposed to the pamphlet with what's supposedly covered from the dealer. They haven't contacted me with a package.
Hello Joseph,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! If you have any unanswered questions, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team
Reviewed April 1, 2024
The dealer sold Zurich to us when we bought the car and I feel good about it because you never know when something might break. It's pretty much covered nationwide too, which is a plus. I don't have to go to local dealers.
Hello Kerry,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed April 1, 2024
I got to use the coverage for a ball joint repair. I couldn't remember which coverage plan I had gone with, whether it was just powertrain or if it included suspension when I took it in. So, when I was trying to look that up, I didn't have like the reference number because I didn't have the car and the car had all that paperwork in it. But I just had the dealership look it up because I had purchased it there, so they had that on their files. Zurich covers everything, which is awesome. So far, my experience has been good. It was good to have that sort of peace of mind going into it.
Hello Elijah,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed April 1, 2024
We took the vehicle to Toyota because it needed to be repaired. We used the warranty and we were satisfied. They repaired it. My husband handled it and the dealer had a hard time getting ahold of the warranty information. My husband and the dealer had to spend a couple hours getting the warranty information and to access to it. So there was a little bit of stress there.
Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team
Reviewed March 31, 2024
I was driving on the roadway and I noticed the tire was flat. I pulled right over and contacted the dealership and they gave me a phone number to contact Zurich directly. I called and Zurich sent someone out very promptly. They swapped the tire out for me and I brought it back to the dealership where I purchased it. Zurich recommended though that we patch the tire because it wasn't that bad. But after that, I noticed it was still leaking so I contacted them. They told me to bring the truck in again and they would get me a brand-new tire for free. So I brought it back and they swapped it out. All in all, I've had a great experience with them. I have the app through the dealership I purchased the truck from and the interface has a prompt that brings you right to the Zurich interface. And it’s seamless and very simple. It's all tied into where my payment goes.
Hello James,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! Flat tires can really be an inconvenience- glad we were there to help make it easy!
Sincerely,The Zurich Customer Care Team
Reviewed March 31, 2024
The service was great but I didn't like having to wait online for a long period of time whenever I would call Zurich. On average, the wait time would be 30 to 40 minutes. Other than that, the dealership was paid when I went to pick up my car. They had to order the part and when the part came in, they called me then I went and got it done. So everything was done pretty quickly. I would highly recommend Zurich. But my warranty just went out and I would have to go back to the place where I purchased the car then they would not sell it to me outright. That's not fair that I would have to go back to that dealership instead of being able to contact someone at the home office of Zurich.
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We have been working on our hold times and are happy to report that hold times have been reduced significantly. Your dealership will be happy to assist you with another Zurich Service Contract! If you have any unanswered questions, please contact us at: vscclaim@zurichna.com
Sincerely,
The Zurich Customer Care Team
Reviewed March 30, 2024
I had a repair on a window controller on my 2020 Ford, and that was covered under an extended contract I purchased from Zurich. I just brought the vehicle to the dealership and they took care of the claim for me. Having the coverage was well worth it.
Hello Michael,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! It's great to be able to control your windows!Sincerely,
The Zurich Customer Care Team
Reviewed March 30, 2024
Zurich is an excellent company and insurance to have. I have peace of mind and satisfaction. I was driving down the highway and hit a pothole. And on my tire, the sidewall bubbled up. So, I had to get it replaced at the dealership. The claims process was excellent and easy. Everything is functioning excellently currently.
Hello Jonathan,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear that your tire is all fixed!
Sincerely,The Zurich Customer Care Team
Reviewed March 30, 2024
I bought the Zurich insurance and my experience was very good. I am happy with the coverage. They can cover everything.
Hello Bektas,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed March 14, 2024
First of all, bad customer service, I bought a car at the dealer, they forced me to buy the contract service, $ 4000+, I had been used 1 time, now I want to cancel because I owned the vehicle. They want to give me $590 back and I used just one year when the contract says 6 year and 75000 miles. My advice is don't buy those contract, they are a fraud. Buy with other providers, they are better and chip and cover more things. You have the right to say noooo! The company is Zurich.
Thank you for sharing your feedback. Zurich has a high standard for our service, and your experience should be no exception. The voice of our customers is a key component in helping us improve. We would like to refer you to the dealership you purchased from regarding your sales experience. If you have questions about cancelation, please contact our policy services department at 888-835-5063. We are sending you a private message regarding contract status and claims.
Reviewed Feb. 29, 2024
My 2021 Volkswagen needed the rims to be finished and tires replaced. I just went in and told the representative what I was there for, I had to wait maybe an hour before I got approval from Zurich. So far, it went well. So, I'm happy.
Hello Veronica,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 29, 2024
I blew a tire on an interstate because a car threw something up underneath my car and it slashed the wall of the tire. I was out of my dealership's area and I was in Pennsylvania. So I had to be towed. The car was a month old and had no mileage on it so we had to go to a dealership. The dealership in Pennsylvania called Zurich and dealt with them completely. Zurich did the right thing by them and not a dime came out of my pocket. They worked well together even though it wasn't my dealership. Zurich covered the tire and I got a new one. It’s on the road within a couple of hours. The contract saved me in the first month of owning that car and it was worth it for that tire alone. I was very pleased.
Hello Kathey,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We are glad to hear that we could help assist you with this situation on the interstate and that you are safely back on the road!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 29, 2024
The running board was getting stuck and the driver's manual was not working. We have an extended warranty with Zurich and we took the car to the shop. It was nice and easy. They called as soon as they fixed it and we picked it up. It was a good experience.
Hello Stanley,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We are happy to hear that your experience was nice and easy!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 29, 2024
Filing a claim with Zurich was simple and streamlined. They replaced a tire and it saved me 800 bucks for a tire.
Hello Anthony,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! Tire replacement can be expensive and inconvenient! Glad we were able to help!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 29, 2024
I had a high pressure fuel pump go out and the claim with Zurich went through. Zurich covered everything and the car is fixed.
Hello Mike,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We are happy to hear your fuel pump is repaired!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 29, 2024
We've only been with Zurich for a couple months, but so far, everything is very positive. I haven't ever had a problem with them. Our first claim was a long nightmare, but it wasn't Zurich's fault. It was all on the Lakeland Auto people. They said, "It's not covered." I said, "We literally just got this vehicle from you less than a month ago. What do you mean? Obviously, this thing had a problem before we got it and you told us it was okay." They fixed all the problems, and Zurich covered everything. Everything was fine, and everything was refunded. However, we weren't even gone three days and the van broke down again.
We said, "What's wrong with this?" The Lakeland Auto people said, "Oh, that's a normal thing that happens when we do this thing." I asked, "And you didn't give us a fair warning?" Our second claim was much better than our first. They came, picked up the van with a tow truck and paid for absolutely everything. It was all covered, and I was very grateful for that.
Hello Carissa,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We are glad to hear that, ultimately, your repair was successful and fully covered!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 29, 2024
I had a flat tire. I called my sales guy and he arranged the appointment for me. Then I took the car in to the Kia place I use, told them what was wrong, and they took it from there. They patched up the tire and I didn't pay anything for that tire patch. I was happy with the coverage from Zurich and I would rather have it and not need it than not have it and need it. The price was also reasonable and I was comfortable with it.
Hello [insert name],
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! Flat tires are certainly inconvenient! Glad we were able to help get you back on the road!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 23, 2024
Zurich Vehicle Service Contract is outstanding. I haven't had to do anything. I just go into the dealership. One of them was early, and we were traveling on to visit with the daughter and her family. So, I appreciated the Shreveport encounter because it didn't delay us much. We've had two issues with tires in the first six months that we owned the car. Picked up a screw in the side wall. The local dealership where we bought the car replaced the tire. Took a couple of days to get it from the warehouse to get the exact replacement. But we were traveling in Shreveport, Louisiana, picked up another screw in the car. And the dealership there we went into had us in and out in an hour. They happened to have the tire in stock in Shreveport in their store. And they put it on immediately. In both cases, I simply signed the receipt and out we went.
Hello Daniel,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We are happy to hear that your vehicle has been serviced and repaired smoothly!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 23, 2024
I filed a claim with Zurich and I was very pleased with how it worked out. I called Zurich to confirm about the plan to see if I was covered for the work that I was looking at. Then I turned it over to the service manager to make contact for me to get everything approved. After that, I didn't have any any concerns because my dealer worked with Zurich to make sure that everything was covered. My requirement was just to pay the out-of-pocket expense that I was required to pay. The claim was for a replacement of the water pump inside where the fan belts and all the pulleys turn, and my car was in the shop for a day for that.
Hello Sterling,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We are happy to hear about your smooth experience!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 23, 2024
Getting a vehicle service contract is a risk game. It's a gamble everybody takes arguing what they'd spend at first upfront on the contract versus the length of the contract, the interest of that money they're outlaying versus how much expense will be incurred later. We went with a vehicle service contract with Zurich because the car we purchased in 2019 came with 40,000 miles.
We've gone for repairs twice, and the most recent one was the running boards. One gave out then another one gave out. Filing the claim was easy. The dealer, Arnie Bauer, did all of it. I just gave them the paperwork, then I paid a deductible of $100. The repair process was easy too. Arnie Bauer got the parts and got the repair done within five days. We were out of the vehicle, but we have plenty here at home.
Hello Myron,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 22, 2024
When I used Zurich, the problem both times was with my wheels. It hit a pothole one time and the other time a nail busted it. They replaced the wheels both times. Zurich is good to have and I'd tell others to use it.
Hello Tammy,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! Potholes and nails can definitely do a number on tires! We are happy that you have the reassurance of Zurich coverage to rely on!Sincerely,
The Zurich Customer Care Team
Reviewed Feb. 22, 2024
Zurich was very professional. We were happy with the service we got from the salesperson. We weren't pressured and we got a car that we could afford and liked. The contract we got was for the electrical and oil changes. It turned out to be good in our affairs there. They fixed the door handle. It was making my electrical not work, so it was draining out my battery. They had that looked at and it was fixed with reasonable time. I had to call Zurich and tell them what we were having issues with, and we brought it in on a Friday. On Monday, they called us and told us what the problem was and had it done by Tuesday. They were really on it. The service contract came in handy.
Hello Johanna,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We are happy to hear you have gotten the needed repairs for your vehicle!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 22, 2024
I had a flat tire and everything was good service from Zurich.
Hello Sheyla,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! Flat tires can quickly ruin a good day! We are happy to hear that we could help you get through that inconvenience.
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 22, 2024
The most recent repair I had was related to the windshield wiper fluid motor needed to be replaced. It was taken care of but now, I still have a warning popping up that I have. I may have to visit the dealer to address that separately. But that has nothing to do with the current service and how quickly that turned around. Having the contract with Zurich has helped. There was a situation that occurred the last time that I had a need for repair on the vehicle that the contract did not cover. So I reached out to Zurich and spoke with a rep, and the dealer did as well. It was a situation where the door handle broke from the inside of the door so it would not work, and in order to access the door handle, they had to disassemble the trim.
The trim is specifically stated as something that is not covered by Zurich. We did try to go and have conversation by nature about the way the vehicle is built. So that caused a little bit of frustration on my part, just navigating that and ending up with that responsibility myself, financially. But it is clearly stated in the contract. So at the end of the day, I just had to understand it and move on. Overall, I would recommend Zurich. Read your contract carefully and just understand what is and is not covered. If it is covered, you may have to sit on hold for 30 to 45 minutes to reach a rep. Once you do get somebody on the phone, it's a very easy and quick review process. Then the payment to the dealer is immediate. So it is hassle-free and trouble-free as long as it's covered.
Hello Patricia,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! Please do revisit the dealership to address the warning that you are still seeing. We are grateful to hear your appreciation for Zurich's reliability regarding repairs to your vehicle.
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 22, 2024
There was a light broken on the air conditioner. It was one of the lights to push the cabin. That light was out on the button. Then the visor wasn't locking. Zurich covered both of them. It was great.
Hello [insert name],
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We are happy to hear that your air conditioning button light has been repaired and is working properly and that your visor now locks!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 22, 2024
My oil gasket was leaking. So I took it to where I bought the car and they applied for Zurich to change it. They fixed it and Zurich paid for everything. Zurich is good and reliable. I recommend them.
Hello Nkum,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! We are grateful for your appreciation of our reliability.
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 22, 2024
We used Zurich twice now. They replaced the motors for the hatch. The dealership did the claims process. I brought my car in on Thursday and I picked it up on Tuesday. Everything is fine. My car was in the shop for five days, but I had a loaner for the whole time.
Hello Adam,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 22, 2024
The experience through Zurich was great. When I changed my mind midway through the whole process, I called them back and said that I was gonna switch the place that was fixing the car. They didn't have a problem with it. Then I took the car in two days later and it was fixed in two days. So it was really easy. I just had to call the dealer back and tell the dealer they had to call Zurich to cancel the first claim so that the transmission shop could put in a claim.
Hello Stephanie,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 22, 2024
Zurich has been good. I went to the dealership and told them my tire popped, then they said they would take care of it. The reps were good, and the replacement was free because I had the tire package.
Hello Jean,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 22, 2024
I would recommend Zurich. When I bought the extended coverage, I was told it was essentially bumper-to-bumper. I had to have something fixed about a month ago, and Zurich handled it fine. I spoke to them, but then they told me that the dealer would have to call them, which they did. Other than the $100 deductible, Zurich covered everything. It took a few days, but I'm assuming Zurich stepped up and paid the Jeep dealer 'cause I never heard again from the Jeep dealer not being paid.
Hello Michael,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 22, 2024
It's good to have coverage. The dealership forces people into getting it when they're buying a car, and when it's brand new, I always feel like I don't want it, but thank God I got it. I already blew a radiator hose, and Zurich covered it. I have two cars with them, and so far, I can't complain. It covered everything. The first car I bought for my daughter, the motor blew up after about a week and I lost about four grand on it. When I bought a 2013 Dodge for my daughter, the motor was banging all over the place, and Zurich paid for everything.
Hello Gary,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Feb. 22, 2024
When I decided to buy a $40,000 vehicle for the first time, I decided I wanted to get all of the warranties. Zurich covers pretty much mostly mechanical, drivetrain, electrical, paint job, glass tires and rims. I had to go in ‘cause I had a check engine light on and it turned out to be a stuck open thermostat. I had to pay the $200 for them to diagnose and figure out what it was. They did the warranty work.
Hello Brian,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 31, 2024
I had to do some mechanical work to my truck shortly after I bought it, and Zurich's claims process was a bit frustrating because nobody mentioned that the warranty didn't start until 30 days after I purchased a vehicle. The vehicle had a mechanical malfunction on the 20th day into ownership. Still, they covered part of the claim. I paid the majority of it out of my own pocket. Another thing is that I got the auto warranty mainly because the dealership said everything from the front to the back of the vehicle would be covered, but they didn't cover the serpentine belt and the towing.
Thank you for your feedback.Zurich has a high standard for our service,and your experience should be no exception.We have been reviewing the specifics of your claim.There is not a waiting period on your policy.Towing was not submitted as part of this claim.We are happy to reimburse you up to contract limits for towing. I am sending a private message with instructions.Some items were not eligible for coverage. Your dealership can provide detail on the contract you purchased.
Reviewed Jan. 25, 2024
I have an extended warranty on my 2019 Chevrolet 2500HD. Zurich has paid every claim until I had to take the truck to an independent auto shop. Now suddenly after at least 3 claims they decided my truck is a commercial vehicle because it is tagged in the name of my company. It is not a commercial vehicle, it is my personal truck and is not used for the company. They still denied my claim.
Thank you for sharing your feedback. During the review of your claim, it was determined that your vehicle is not used commercially.However, the repairs were completed before we could issue an authorization,so the claim was denied for that reason.A secondary review has been done and the NOX sensors that were replaced are eligible for coverage.Therefore,we'd like to reimburse you for that repair minus your $100 deductible. Please confirm where you'd like payment sent, we'll process right away.
Reviewed Jan. 15, 2024
When things break, I don't have to pay for them. So, that's good. My horn stopped working. The dealership charged me $600. I filed it with Zurich and initially it didn't go through. But it ended up going through. The dealership did it all. So, it was great.
Hello Julie,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience! So glad to hear your horn is back to work! Beep Beep!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 15, 2024
I did a claim for a diesel exhaust fluid injector and it would have been about $900, but I paid my $100 deductible and Zurich covered it under warranty, which was nice. It was not especially listed within the comprehensive plan but it was also not excluded. The claims process was very easy. I called prior to taking the truck in. I'm mechanically inclined and I self-identified the issue, and I called to make sure that it was covered. They said it would be. I dropped it off at the dealership and they called Zurich and verified it and did the work. I had a quick turnaround time on it. The customer service was excellent. They answered the phone quickly and understood my problem, and resolved it within a few minutes. I used the website to dive deeper into the conference service and it was easy to navigate. I'm very happy with Zurich.
Hello Christopher,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 14, 2024
I like the dude and it was an extra 50 bucks a month for full coverage supposedly, which was pretty good. I had a $100 deductible, but they covered mostly everything. I was under the impression that everything was gonna be covered. But some things that weren't covered, like gaskets. Other than that, it wasn't bad. When the AC went out, it was gonna be 1,500 bucks for all the labor and Zurich covered most of it.
Hello Briar,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 13, 2024
When I've had an issue with my car, I take it into my local Subaru dealership and they waive any deductible if it was anything that's covered by Zurich. The only thing is that they should have covered my clutch replacement, but they said, "No, if it had been the actual transmission, it would have, but not the clutch." I have a manual transmission in my car. If they're gonna supposedly cover stuff like the extended warranty, they should include clutches as well as transmission. So, they would have covered it if my entire transmission had to be replaced but not for a clutch replacement. Zurich could offer better coverage for the money that they charge for their extended warranty. Especially if they're referring to it as a service contract, then service needs to be covered under it.
Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com
Sincerely,
The Zurich Customer Care Team
Reviewed Jan. 13, 2024
I went to Honda and told them I have a maintenance package. They took care of the paperwork, submitted any claims to Zurich, and brought back my car. The primary thing I got from Zurich is oil change, and except for two tires replacement. I'm not fully aware of what my package entails, but when they tried to replace my tire and I asked them, they recommended wheel alignment. They told me it was not a part of the package, but I get tire rotation and free oil changes. And if I'm driving on the road and something happened to my tire, it's covered under Zurich.
Hello Rory,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 13, 2024
When I went to get my tire replaced at first, it was a horrible experience. I went to the Honda Services and they told me that it would be about a three-hour wait. They said, "Okay, you're good. It's in the queue. Because there's like eight cars in front of you, it'll be about a three-hour wait." I told them that I was okay with that and I would just wait there. Two hours go by and I walked up to the desk and asked, "Hey, how's it all going? Has my car gotten started or is there an update?" The guy said, "Oh, we haven't called the insurance yet. We have to call the insurance to see if it's approved for your car." So I told them, "Oh, I kind of would have thought you guys would have done that a little earlier."
I was standing next to them while the guy called Zurich. It was on speaker, so I could hear it ringing. But all of a sudden, it was an automated message saying that their office was closed because it was right before New Year's. That was understandable. They closed at a certain time because it was New Year's and places closed early. But it didn't make sense to me how Honda called two hours after I had already been waiting. When the tire was finally replaced, Zurich handled everything on that end. I didn't pay for anything.
Hello Emman,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 10, 2024
I had an issue with a tire and I did the claim with the dealer at the time. They filled out the paperwork, then I reviewed it, made sure it was accurate, and signed it. The repair process was great, because it was on a Sunday. I was very pleased because my wife needed the car Monday morning for work. There were minimal dollars out-of-pocket, but it was more about getting the car fixed and being able to take advantage of what I previously paid for.
Hello John,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!
Sincerely,The Zurich Customer Care Team
Reviewed Jan. 10, 2024
I brought my car in for a rear tail light repair. The dealership did the claim with Zurich. It was very easy, and I didn't have to pay anything. The service manager was very professional too.
Reviewed Jan. 9, 2024
I've had a lot of problems with nails in my tire. It seems like I've had one nail after another this year but Zurich has taken care of me every time. The dealership files the claims for me so it's been very easy for me. But they've had problems and it would take Zurich a long time to get back to them and give payment but they get paid every time, I'm assuming. Sometime in December, they did a new tire and they told me they could not get ahold of Zurich. But they just went ahead and gave me a tire and I'm assuming they figured it out. I'm very happy with Zurich and I would recommend it. This is the second lease that I have had that had Zurich and both times, I was very happy. For the money, it's worth it.
Reviewed Dec. 23, 2023
There was a leak in my exhaust and it was giving off a check engine light. They changed an exhaust module but not even a week later, the check engine light came back on. Something went wrong in the gas pedal where it was hesitating and giving off a check engine light. Now, I'm having an issue with my key fob. Every now and then, they go out and it won't allow me to lock or unlock the doors. When I called to check on the claim, Zurich explained everything to me very well. I was gonna add some other things on to my policy. The guy broke it down to me and explained that I had the best thing going and to keep what I got. That was a great advice. They were very honest. Anybody else would have been trying to get that money. Zurich is a little pricey, but you gotta have it. It's hard for me to find a number and get in touch with somebody though.
Reviewed Dec. 23, 2023
I'm very satisfied with Zurich. They cover our 2023 Mercedes. The value is on the top level. We've never paid out of pocket. Everything's been covered. We're very pleased. However, Mercedes' representation of Zurich is awful. The electronic system on a brand-new car went. It was a very bad experience. I called Mercedes and let them know. They took the car in four weeks later because they were not able to provide me with a loaner. When they took the car in, it sat in the same spot for seven days where it got looked at. The level of communication is poor. I'd rather hear bad news than no news. I'd rather be responded to than ignored. Most of the people that call you are not even mechanics. I don't love having someone try to run circles around me.
Hello Jennifer,
Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience with Zurich! I wish there were something we could do to help with the Mercedes Benz portion of your message. Zurich is a separate company; unfortunately, we cannot address what happened on that end. If you have any unanswered questions, please contact us at: vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team
Reviewed Dec. 22, 2023
My wife was driving the driver car and hit a pothole and popped her tire. It was on our street. So, it was easy to get home. We changed the tire to the spare, brought it into the dealership and they replaced it. It was fantastic because we haven't had to do anything. Zurich Vehicle Service Contract has just been there for us, taking care without any issue, and made it seamless. It was excellent service, seamless protection, and the exact kind of experience that you wanna have whenever you need it.
Reviewed Dec. 22, 2023
I went in for an oil change and the mechanics said that I had a pinion leak on the rear differential. I called back a day or two later and scheduled the repair. They fixed it, charged me $250 but said it was covered under the warranty.
Reviewed Dec. 22, 2023
We used the car one day and it wouldn't start so we had to get it towed to a mechanic. The alternator and the battery needed to be replaced. We talked to the Zurich rep on the phone about the claim, asking them what they would and would not take care of. It was easy though it took a long time. But all the repair was covered by Zurich. If people can get additional coverage, they should get it.
Reviewed Dec. 22, 2023
I had a repair for a tire with a nail on it. The coverage was excellent and it met my expectations. My vehicle wasn't at the shop long.
Reviewed Dec. 18, 2023
I dealt with the finance department at Sherman Oaks BMW, and they sold me an extended warranty that I wanted. I picked a five-year warranty that would travel with the car. So, if I sold it, the warranty would still be in effect and it would cover everything except the wear and tear items like tires and brakes. But nobody said one word about a ceiling on the coverage.
When I took my car in recently, I was denied coverage of something because the limit was $1,000. Why would I pay $4,300 to get $1,000 maximum cumulative coverage? That would make no sense whatsoever. Somebody somewhere did something weird and Sherman Oaks BMW is trying to figure it out because I need some work on the car and I'm not paying for it because it's not in the wear and tear category.
I replaced the battery at my expense which I didn't think was an uncovered item. But $700 later, that's fine. The rest of the service exceeded the $1,000 cap that the $4,300 warranty bought me. So, I'm a very unhappy consumer. BMW Sherman Oaks let me know that they had spent almost an hour on hold with Zurich, so they weren't pleased either. Zurich's price is expensive. If it actually covers no limit to the amount of warranty you have, it would be reasonable. But it has a cap. That's ridiculous.
2/20/2024: Updated star rating- claim has since been paid.
Hello, Roxanna,
Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. It appears there was a clerical error when your Service Contract was entered; that has now been fixed, and your claims have been filed and paid. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at vscclaim@zurichna.com
Sincerely,The Zurich Customer Care Team
Reviewed Dec. 18, 2023
Zurich is a great service to have. I'm really glad I went for the extra money for the Zurich coverage. I did a claim for my tires, and BMW Stevens Creek couldn't find my information at first. They said it wasn't on file yet. I emailed somebody and they helped get things rolling. It took two days, but after that, everything was fine.
