Zurich Vehicle Service Contract

Zurich Vehicle Service Contract Reviews

Zurich Vehicle Service Contract Reviews
4.6(821)

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About Zurich Vehicle Service Contract

Zurich offers extended auto warranties, also known as vehicle service contracts, that help protect you from repair costs related to breakdowns or malfunctioning components. Its vehicle service contracts are available throughout the U.S. Zurich has representatives available to answer coverage questions.

Pros & Cons

Pros
  • Also covers motorcycles
  • Comprehensive coverage available
  • Transferable plans
  • Roadside assistance
Cons
  • Limited availability
  • Low rental reimbursements

Zurich Vehicle Service Contract Reviews

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    2 featured reviews
    How do I know I can trust these reviews about Zurich Vehicle Service Contract?
    • 4,534,748 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 5 - 35
    Verified purchase
    Customer ServiceClaims HandlingPricePunctuality & Speed

    Reviewed Sept. 8, 2024

    I liked the availability and the pricing of Zurich. Their claim process was easy. I filed a claim and got it processed through. Went quickly. No issues and I was able to get into a loaner vehicle throughout the duration of repairs. A good experience overall. The service department also takes care of it. All you do when you come in and say, “I've got Zurich,” They will go, “Awesome. We'll go ahead and get it checked in, get a diagnostic report up to them and let you know what they cover out of it.” Their customer service has been very good. They always reach out every time I've contacted them to see how everything went. Their price is also decent. It's not the absolute cheapest. But with a cost like that, you're able to justify the purchase of the warranty, knowing that you're gonna get the service that you get.

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    Verified purchase
    Tech

    Reviewed Sept. 5, 2024

    When I bought my truck, I felt there was value in getting Zurich, and when I had to use it, it worked great. The dealership did everything so I didn't have to deal with anything at all.

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    Verified purchase
    Price

    Reviewed Aug. 29, 2024

    It was a no-brainer to get an extended warranty for my vehicle. I went with Zurich but they fooled me on the price.

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    Verified purchase

    Reviewed Aug. 28, 2024

    I have a 2023 Mercedes which is an expensive vehicle. I was doing some reviews on the online about how much it cost each service. The first, second, and third service are expensive. I was talking to the dealer when I was purchasing it and they suggested to get a service agreement. I hooked up with Zurich and the process was simple. I made the purchase right there, the same time as I was purchasing the vehicle.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 7, 2024

    I took my car into Mike's Transmission and told him I have that Zurich policy and gave him a copy. He said, “No problem.” They took care of everything. I had to pay 160 bucks. I had Mike's look at a tire while it was over, so that was the 60 bucks part of it. But the 100 bucks was the deductible. I was surprised at how fast Zurich Vehicle Service Contract got back to the shop and approved it. It saved me 1,800 bucks. I paid $3,000 for the policy, but that was in payments with the loan. So, I didn't have to pay that out right away.

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    Verified purchase
    Claims HandlingCoverageTech

    Reviewed July 26, 2024

    We had to get a new tire and the claim experience was great. I went to the dealership thinking that we were gonna have to pay out-of-pocket for the tire but it was covered through Zurich and it saved us some money. Zurich is reliable.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello Davida,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Refunds & Payouts

    Reviewed July 26, 2024

    The service contract from Zurich is so good. No out of pocket money other than what I spent initially.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello Vonnie,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Price

    Reviewed July 24, 2024

    I've used my Zurich policy once for the air conditioning and it worked. I had forgotten I had it. I realized I did have it, asked whether it was covered, they said, "Oh, let's check," and it was. It is expensive, but what I had happened to help with things.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello Richard,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Customer Service

    Reviewed July 23, 2024

    My tire had blown out and I called Zurich because there was an outage and a lot of the dealers in South Florida did not have access to a lot of the information on the computers. I got the service that I needed. I had a little problem with one of the people that the gentleman from Zurich told me I could go to but since he gave me other options, it worked.

    They suggested I go to Tire Kingdom but they said they did not deal with Zurich. Then, I went to another place and the gentleman there knew exactly what I needed, how it has to be done, and how to process it with Zurich. It was not a hitch. Within an hour and a half of getting there, I got service, the wheel was changed, and I was out of there. Zurich came through for me. Also, the gentleman was very helpful and he had patience. He really helped me out with the car.

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    Response from Zurich Vehicle Service Contract

    Hello Joseph,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Claims HandlingPricePunctuality & Speed

    Reviewed July 23, 2024

    It's been great with Zurich. Megan, our service advisor, submitted my claim and it was answered and approved pretty quickly. They have kept me in the loop about what's going on and they've worked on my car in a timely manner. Also, they had me in a vehicle while they have my car in the shop. They're still working on it, so I don't have it back, but I trust them 100%. Having a vehicle service contract with Zurich has been very beneficial because I'm not entirely sure of the cost of the whole fix. It was much easier for me to come up with $100 rather than having the entire bill due.

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    Response from Zurich Vehicle Service Contract

    Hello Layton,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Claims HandlingTech

    Reviewed July 20, 2024

    There were some electrical issues with the door on my 2020 Ford. Filing the claim with Zurich was real simple. The dealership did it all for us and the issues were fixed within a day.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello Mark,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed July 20, 2024

    I had to drop my vehicle off because the gear shifter had gone out. They took care of it and they called me when it was ready. They did it quickly. Submitting a claim with Zurich was all easy. It was called, done and then it was ready in the next 24-48 hours.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello Nicole,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Claims HandlingTech

    Reviewed July 20, 2024

    I used Zurich for the EGR temperature sensor and the mass airflow sensor. Sending in the claim was real quick and easy. The dealership got ahold of them and I didn't have to do anything. Then I didn't have to pay anything. It saved me a bunch of money.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello Richard,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase

    Reviewed July 19, 2024

    I had to have a new tire and rim. I went in and told the repair shop, they looked up the paperwork and they filed it for me. Done. It was very easy. I'm happy with the service and the experience. I purchased the service contract from Zurich because of the area we live in and the road hazards that we have. I thought it would be a good protection for us to have. As it turned out, it was.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello Fred,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Tech

    Reviewed July 19, 2024

    Zurich is a great service. My car was totaled. It was a return on the five-year plan payment. It was a subsidized return. The dealer did it for me.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello Mr. Rizvi,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    CoverageTech

    Reviewed July 19, 2024

    The guy who inspected my car caught that the bearings on the back passenger side, rear wheel, started to wear out. He said, "You need to get this checked." I took it back to Subaru and they fixed it. Zurich, my warranty, covered everything.

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    Response from Zurich Vehicle Service Contract

    Hello Sandra,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Refunds & Payouts

    Reviewed July 15, 2024

    Very bad vehicle service contract. DO NOT PURCHASE ANY CONTRACTS WITH THIS COMPANY! I will explain briefly. I needed a head gasket for a 2009 Nissan Versa. Any auto mechanics will tell you, "in order to get to the head gasket, other parts have to be taken out and replaced." Zurich said, "if the other parts are not failing, we will not replace them." So, I had to pay over $2200 out of my pocket and Zurich paid $2300 for only the head gasket repair. If the mechanics would have put the old parts back into the vehicle I would have been visiting them often with repairs. STAY AWAY FROM ZURICH!..

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract
    Hello, Steven,
    Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. if you have any further questions on this claim, please feel free to contact us at: vscclaim@zurichna.com
    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Tech

    Reviewed June 24, 2024

    Zurich is a good investment. So far, I don't think I've gotten the full value out of it yet, but peace of mind is value. I like it. When I was getting a warning light for a part in the front of my car that was not working properly, Zurich is what they used to fix it at the Toyota dealership.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello Svend,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Coverage

    Reviewed June 24, 2024

    The coverage is pretty good. We've used it a couple of times already.

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    Response from Zurich Vehicle Service Contract
    Hello Tanisha,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Tech

    Reviewed June 24, 2024

    I bought the car a couple of years ago and it was a used car, which was why I got the extended warranty from Zurich, and I used the coverage a few weeks ago. The starter went on the car and the dealer took care of everything. I dropped the car off and picked it up. It was a smooth, easy process.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello Kerry,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Coverage

    Reviewed June 24, 2024

    When I used Zurich for a transmission issue with my 2010 Sport Trac, I had no issues with them. But I had a used vehicle quite some time ago that I had to contact Zurich. They eventually told me that it was emissions and they don't cover that. That ended up costing me a little over a grand. Fold sold me this policy on my car and they did not disclose that. They didn't say that it didn't cover emissions. They can spend 15 minutes telling me what the policy covers but they don't tell what it doesn't cover.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello, Rhonda,

    Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    CoveragePriceRefunds & Payouts

    Reviewed June 24, 2024

    The service advisor at the dealer I bought the vehicle from filed a claim for the transmission and did all the paperwork. I thought they would replace it with a newer transmission since it's a newer truck. I pay for the insurance and they would have covered the cost no matter what. But Zurich only covers up to three grand. The service advisor ended up using a used one. I would have come out of pocket if I would have gone with the new transmission. It's good in one way to have Zurich insurance. It helped solve at least the coverage cost of the transmission issue.

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    Response from Zurich Vehicle Service Contract

    Hello Rodolfo,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Claims HandlingTech

    Reviewed June 22, 2024

    Zurich Vehicle Service Contract sounded like a good deal, so I took it. As for making the claim, I actually didn't have to do anything. The dealership did all of it for me. It was super easy. It has saved me a lot of money.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello Amanda,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Profile pic of the author.
    Tech

    Reviewed June 21, 2024

    Took my vehicle I bought new to the dealership for issues I was experiencing, turns out I need 4 new tires. The vehicle only has 19K miles total so how these tires didn't last long is beyond me, but I purchased the Zurich wheel and tire protection. I get to the dealership about 1:45 for my 2pm appointment. They contacted Zurich about my tires and they came back they needed more information, so they sent the information then they came back and wanted pictures now it's going on 4pm and waiting on them to get back. 5:15pm comes around and still nothing from Zurich so the dealership sent me home without fixing the issue after being there since 1:45pm and told they would contact me the next day. What is the point in buying protection if you need to use the service you get the run around? This is an inconvenience that requires me to make another trip to the dealership which is a half hour away. I will not recommend this company or their services.

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    Response from Zurich Vehicle Service Contract
    Mr.Hufnagel,

    Thank you for sharing your feedback.The dealership contacted us about your tire claim and informed us that there was no damage to the tires, but only excessive wear to the tread.The contract you have covers tires that are damaged due to a road hazard such as potholes or debris in the roadway.We apologize if the was not made clear to you at the time of purchase.If have any unanswered questions or would be willing to discuss your concerns with us, contact us at vscclaim@zurichna.com

    Reviewed June 20, 2024

    This product is difficult to use unless you can devote considerable downtime for the vehicle. I have been to several tire shops for repair. The chain tire shops have refused to deal with Zurich. The Ford dealerships don’t have the tire in stock (three-day wait). So I have to pay the $500 for a tire. There is no reimbursement available. So I have to pay for the new tire after paying for the service contract.

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    Response from Zurich Vehicle Service Contract
    David,

    There is an open claim at Lamoureux Ford and we are more than willing to authorize the repair if your tire suffered road hazard damage.We also understand it's frustrating to be without your vehicle because the dealer doesn't stock this tire.Regarding you comment about no reimbursement available, that's not actually correct.If the shop would like to call us back and finish the claim,we can pay them directly or reimburse you if you'd prefer. Private message is being sent with contact info.

    Profile pic of the author.
    Customer Service

    Reviewed June 19, 2024

    I called to get a status on my claim and talk to Roxanne. She was so rude and aggressive. You would think they're there to help you and she just pushed me away. Her tone was like I was a problem. Talking over me and rushing me off the phone. If you don't like your job, I shouldn't feel like I'm a problem. If I didn't have the mindset to just write a review and hope she gets the pep talk she needs.

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    Response from Zurich Vehicle Service Contract
    Dewrel,
    Thank you for sharing your feedback. We have a high standard for the service we provide and your experience should be no exception. We do not respond on a public site with details of a GAP claim due to the personal financial information involved. However, if you have any unanswered questions or would be willing to discuss your concerns with us, we invite you to contact us by e-mail at: usu.gap.mgmt@zurichna.com or by telephone at 1-888-801-3078.

    Sincerely,

    The Zurich Customer Care

    Verified purchase
    Claims Handling

    Reviewed June 5, 2024

    It's working for me. I have used it and it was no hassle. Everything went fine. The company okayed a claim and they made the repair.

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    Response from Zurich Vehicle Service Contract

    Hello Melvin,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

    Verified purchase
    Customer Service

    Reviewed June 5, 2024

    I've had Zurich since December 2022, and I don't know what to do with it or where to go. I called customer service one time and it was a pain in the butt. I had a nail in my tire and I said, "Where do I take it?" They said, "Just you have to go take it somewhere and see if they authorize or take it back to the dealership." I live an hour and a half away from the dealership I bought it from. So then, I was calling tire stores and I said, "Hey, do you guys use this warranty?" They basically told me, "I don't know. Just bring it in. We'll take a look at it."

    I took my car to one place and they said, "No, we don't honor this." I said, "Okay." The guy said, "Let me take a look at the tire." He went out there and patched it for six bucks. So I ended up just paying for it. It would have been nice if I would've been able to call and Zurich said, "Okay, you can go to this company in your local area." That would have been a little more beneficial. Luckily, I have not had to use the policy yet outside of making that one call that one time.

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    Response from Zurich Vehicle Service Contract

    Hello, Daniel,

    Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com

    Sincerely,

    The Zurich Customer Care Team

    Profile pic of the author.
    Susan increased rating by 3 stars.
    Customer ServiceClaims HandlingTech
    After a positive interaction with Zurich Vehicle Service Contract, Susan increased their star rating on June 10, 2024.

    Updated review: June 10, 2024

    Thank you for resolving this matter.

    Original Review: May 23, 2024

    Zurich has caused me unnecessary stress. They continue to stall paying out my claim. My lender, insurance Co. and dealer, keep providing the information their requesting and they keep telling me that it's still needed. It's a lie and I will never do business with them or any other gap insurance Co again. The customer service is terrible, they are rude and rush you off the phone. They'll take your money, but resent keeping their end of the deal. I'll l continue to pursue this, because they are hoping I'll give up. I wish I could give zero stars, but aren't allowed to. If someone there wants to call me to fix this issue I'm ready to talk.

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    Response from Zurich Vehicle Service Contract
    Thank you for sharing your feedback. We have a high standard for the service we provide, and your experience should be no exception. A review of your GAP claim file shows that we’ve now received all the information required, and the claim has been paid. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: usz.gapclaims@zurichna.com
    Sincerely,

    The Zurich Customer Care Team

    Verified purchase

    Reviewed May 12, 2024

    I would definitely recommend Zurich since the process is hassle-free and it's very convenient. It's good to have.

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    Response from Zurich Vehicle Service Contract

    Hello Karnav,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

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    Zurich Vehicle Service Contract Company Information

    Social media:
    Company Name:
    Zurich Vehicle Service Contract
    Address:
    1299 Zurich Way
    City:
    Schaumburg
    State/Province:
    IL
    Postal Code:
    60196-5870
    Website:
    www.zurichna.com