State Farm Homeowners Insurance

I found evidence of water leak to a bathroom ceiling and the wall on 8/18/2022. The bathroom internal water leak claim total was $7,627.11 and my deductible was $4,768, thus remaining amount of $2,859.11 was denied as I supposedly hired a contractor that charged too much (I hired a reputable contractor not one with bad reviews). Supposedly, the repairs that were done were 'out of scope' of my policy (Florida State CFO site states Insurance companies should make restitution for these types of repairs).

I have been with State Farm for 20 years and never had a claim. I had wind damage on my roof and State Farm is not taking care of me. My neighbor had less damage than my roof and his insurance company paid for a new roof. Every roofer that came by to give me an estimate told me the best thing I could do is to change insurance companies because State Farm is the worst insurance company in the business to file a claim with. Check with Farm Bureau or Erie I was told because they take care of their clients unlike State Fsrm!!

State Farm is not a good neighbor. They are absolutely the worst! After a recent hail storm that affected a 1 to 2 block radius around my house my home was devastated. I have asphalt coming off my roof when it rains, my plant collection was shredded, and my house looks like it's been hit by bullets. State Farm denied my claim. To add insult to injury more than half (22 so far) of the surrounding homes-not covered by State Farm are currently in the process of having their roofs replaced and homes painted. Terrible company.

I filed a theft,/vandalism claim with State Farm in July of 2022. My first claim, after paying for coverage for four and a half yrs. They denied it, because they say that it's a legal issue. Of course it is, that's why I filed a police report. I discovered that they have a problem paying out legitimate claims. Even some Florida hurricane victims, have tarps and plastic taped to their roofs, because this company won't pay their claims. Don't deal with these people. Check out the I Hate State Farm page on Facebook. People nationwide, are getting ripped off from these people.

My 90 yo mom who lives in a mobile home on our property had a tree fall through her roof on 7-11-2022. State Farm Claim # **. They sent out an adjuster a week later and he estimated the total damages of $8,100. We live in a very rural area and getting someone out for this type of damage to an old trailer with a metal roof has proven very difficult. But we got one person to give us a written estimate that was $17,500. I got one other verbal estimate for about the same thing. I met with 2 others that would not even give an estimate. One contractor laughed at me when I told him what State Farm estimated.

I have been with State Farm for nearly thirty years now and have nothing but good transactions until today after I filed a claim for my home with water damage and was told that it was not covered by the homeowners insurance, therefore and I am sure all insurances are the same but at the end of the year I will be shopping and replacing all my policies that I currently have with State Farm, I could see if I filed claims every time I turned around. However I do try and refrain from being frivolous with submitting claims just because.

I have been a loyal State Farm customer for more than twenty years with replacement cost insurance on my house. A storm ripped several shingles off multiple slopes of my roof in December. Seven months later, State Farm still has not approved replacing my roof. Customer service started well. State Farm sent a vendor to tarp the roof within a few hours. Two weeks later, a field adjuster assessed the damage and shipped one of my shingles to a lab for analysis. A few days later, I received approval to replace only a fraction of my roof and with a different shingle.

We have had home & auto with State Farm for over 20 years. We had a horrible experience Memorial weekend. Downstairs bathroom sink pipe broke. Water flooded the studio area bathroom and garage. I called that was a nightmare cause people do not come out anymore and they wanted me to file online. I wanted to talk to someone. I had to go and get my own extraction company on a holiday weekend and pay them. I went and got pricing for all the ruined items. Now since they do not trust my numbers they said someone would come out. Well two weeks no one yet. Now she stated they are not coming? WTH. STEER CLEAR. There are lots of other companies. We will we shopping. I WILL ALSO FILE WITH BBB AND ATTORNEY GENERAL.

I have held an auto & homeowner policy with agent Hamid at the State Farm office in Clayton, CA and have always had a positive experience. They answer their phones(!), are competent, and reliable to follow through with my concerns. I have been very happy with this insurance company and plan to stay with them in the years to come.

I recently switched to State Farm from USSA approximately 6-8 months ago and it was the biggest mistake. I had an upstairs bathroom leak which flooded my kids bathroom, hallway and downstairs laundry room right before Christmas. Claim still has not been resolved, the internal and field adjusters for State Farm are rude and inexperienced and I am beginning to think this is by design. I cannot get any answers on a small 13k claim or updates. I have experienced lack of communication, unreasonable delays, failure to investigate, underpaying claims etc. Needless to say, my three kids are still sharing our bathroom almost 12 weeks later with no resolve. Stay away from State Farm...