Policygenius Renters Insurance Reviews
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About Policygenius Renters Insurance
Policygenius is a website where users comparison shop for several types of insurance, including renters insurance. Policygenius works with companies like Geico, State Farm and Allstate to match customers with a renters insurance policy. Customers can receive discounts by bundling renters insurance with another policy.
- Helpful online resources
- Takes only a few minutes
- Free to use
- Online only
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How does Policygenius renters insurance work?
Policygenius users interested in renters insurance first take a short survey. This survey, which takes less than five minutes to complete, requests basic personal information and details about your home. Once you’re finished, Policygenius connects you to several partner companies that offer renters insurance. If Policygenius doesn’t have any partners in your area, it recommends other companies that provide renters insurance.
Policygenius renters insurance cost
Policygenius estimates that renters insurance for a Los Angeles apartment costs about $17.50 a month. This includes $100,000 of liability coverage, $10,000 in personal property coverage and a $250 deductible. We found plans as low as $12 a month in other areas of the country.
Consumers who use Policygenius save time and often pay less because the website collects quotes from multiple insurers, which makes it easier to compare prices.
What does Policygenius renters insurance cover?
Policygenius renters insurance plans vary depending on your location and the insurance provider. Renters insurance typically covers:
- Damage to personal possessions
- Personal liability and relevant legal and medical bills
- Temporary living expenses
Renters insurance sometimes covers:
- Cost of spoiled food caused by refrigerator breakdowns
- Possessions stored in a car or storage facility
- Other people’s possessions in your home
- Fraudulent credit card charges due to theft
What does Policygenius renters insurance not cover?
Standard renters insurance through Policygenius doesn’t cover:
- Damage to the rental property
- Damage from specific natural disasters
- Pest damage
Policygenius renters insurance discounts
Most renters insurance policies are affordable, and you can save further by qualifying for discounts. Some of the most common discounts through Policygenius' partners include savings for:
- Nonsmoking households
- Bundling policies
- Having stormproof windows
- Seniors
- Not filing claims
- Upfront payment
- Paperless billing
- Living in a gated community
- Installing smoke detectors
- Having a home alarm systems
The surest way to save money on renters insurance is to choose a plan with a higher deductible. This helps you save money on premiums regardless of policy or location. Just keep in mind you pay more out of pocket if you have to file a claim.
Policygenius renters insurance FAQ
Does Policygenius offer other types of insurance?
Yes. In addition to renters insurance, Policygenius offers life, auto, homeowners, disability and pet insurance.
Does Policygenius cost money?
No, Policygenius is free to use. The insurance provider pays a finder's fee once Policygenius matches it with a customer, but the customer pays nothing.
Does Policygenius renters insurance cover floods and earthquakes?
No, you must purchase this type of coverage separately.
How long is the Policygenius survey?
It takes about five minutes to complete the Policygenius survey.
Is Policygenius renters insurance worth it?
Policygenius is worth it for most people. It’s free, takes only a few minutes to try and requires no commitment. Policygenius is a great way to compare prices without having to manually request quotes from dozens of companies. As a result, it’s easier for users to save money on their renters insurance policies. We recommend Policygenius.
Policygenius Renters Insurance Reviews
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- 4,879,673 reviews on ConsumerAffairs are verified.
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- 4,879,673 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
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Reviewed Dec. 4, 2017
I was pleasantly surprised by Policygenius' renters insurance experience. It took almost no time, guided me through selecting my coverage amount, and even explained all of the little add-ons. I would definitely recommend these guys. I'm actually looking into getting life insurance with them as well.
Justin, thanks so much for the positive review. We're so happy to be able to fulfill our mission of getting you coverage and having you feel good about it! We are looking forward to helping you obtain your life insurance policy! - Theresa S.
Reviewed Nov. 3, 2017
I bought renter's insurance through Policygenius, and had a great experience. I knew I needed renter's insurance, but didn't know how much I needed, or with what features. Policygenius provided great advice about how the policy works and about how various features affect the cost. The site also helped me get a competitive rate, by prompting me to provide more details about my apartment and my building. I got from start to finish in 5 minutes, and I feel really confident that I was able to buy the right policy based on the information provided. Strongly recommend Policygenius to someone in the market for insurance!
Adam, thanks so much for your kind words! We're so happy to hear that you were able to get adequate coverage at competitive rates! - Theresa S.
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Reviewed Nov. 3, 2017
Great product, great service. Could not have been easier. I signed up for renters insurance and the entire process took less than 5 minutes. The hard copy of my policy came a few days later. Easy and simple. Will definitely recommend this product to friends and family. Thanks.
Reviewed Nov. 3, 2017
The site allowed me to quickly enter my information and determine what amount of insurance that was right for me. I was able to do the entire thing online - search, select and buy. I'd definitely recommend it for other people looking for a quick/easy way to buy renter's insurance.
Reviewed Nov. 3, 2017
Policygenius allowed me to purchase renters insurance without talking to an agent. The took me through all the important coverage details in a quick and easy experience. I knew this is something I needed to do, but was dragging my feet. Happy to have this new tool to get the coverage I need. Will buy disability insurance from them next.
Policygenius Renters Insurance Company Information
- Company Name:
- Policygenius Renters Insurance
- City:
- New York
- State/Province:
- NY
- Website:
- www.policygenius.com