Homebody Reviews
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About Homebody
Homebody offers renters insurance for apartments, duplexes, condos and townhomes. Coverage protects from loss incurred by outside sources. It offers personal belonging coverage up to $50,000 and liability coverage up to $300,000. Coverage is customizable with varying deductibles and premium payment options. Pricing is transparent online, with quotes available instantly.
- Personal belongings protection
- Low monthly premium
- Customizable coverage
- Transparent pricing
- Only for multifamily homes
- $50,000 cap
- Premium without returns
Helpful Reviews
What is Homebody?
Homebody offers renters insurance coverage. Renters insurance is for those who are renting a residential living space and want to protect the belongings located in it. Homebody covers personal belongings in the event of theft, water damage, fire or other loss. Additionally, it provides protection against you and your family in a liability claim. This means you have coverage if you cause damage to someone else’s property. Homebody works with multiple carriers. Coverage amounts range from $10,000 to $50,000.
How does Homebody work?
Renters insurance is designed to help protect your belongings if you rent an apartment or home. Homebody specializes in apartment, condo, duplex and townhouse rental policies. If you have a policy with Homebody, you have monetary protection for your belongings against outside elements like theft, fire, smoke and water damage.
To start a policy, request a quote online. You will be asked for your ZIP code and rental type. Policies are customizable, with a variety of coverages for liability personal contents. Additionally, you can choose your deductible amount and billing frequency. Benefits include replacement cost and theft coverage. Add-ons include water backup coverage (sewer and drains) and earthquake protection. Homebody also offers identity theft coverage for individuals and families.
In the event of a loss, file a claim by calling the number on your policy. A representative will work through the claims and payout process with you.
Homebody products
Homebody provides customizable renters insurance policies. Coverage and billing options include:
- Liability: $50,000 to $300,000
- Personal contents: $10,000 to $50,000
- Deductible: $250 to $1,000
- Billing frequency: Monthly, quarterly, semiannual, annual
- Benefits: Replacement costs, theft coverage, water backup, earthquake protection
- Identity theft protection: Individual and family
How much does Homebody cost?
Homebody renters insurance coverage starts as low as $7 per month. Factors that affect pricing include the property location, coverage limits and deductible. Homebody renters policies cover up to $50,000 in personal belongings. There are three deductible options ranging from $250 to $1,000. Other pricing factors to consider include add-on water backup, earthquake and identity theft protection.
Homebody FAQ
Who can make changes to my Homebody account?
Only the policyholder and people listed on the account can make changes to a policy. If you’re paying for someone else’s policy, be sure to add yourself to the account so you can make changes.
How do you make changes to a Homebody policy?
Policies can be managed online through the client portal or by phone with a representative. Some changes can only be made by phone.
How do I file a claim with Homebody?
Claims can be filed by calling the number of the partner company your policy corresponds with, which is listed on your policy.
How do I cancel my Homebody policy?
To cancel a policy, follow the instructions provided on your policy. You can either call the number listed or mail written notice to the address provided.
Still have questions?
Do we recommend Homebody?
Homebody is most beneficial if you live in an apartment, townhome, condo or duplex. It offers good, customizable options for protecting your belongings in the event of a loss. It only covers up to $50,000 in personal contents, so if your belongings have more value, it may not be the right fit. There are a few deductible and billing frequency options to help with the overall cost.
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Homebody Company Information
- Company Name:
- Homebody
- Country:
- United States
- Website:
- www.homebody.com