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Homebody Reviews

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About Homebody

Homebody offers renters insurance for apartments, duplexes, condos and townhomes. Coverage protects from loss incurred by outside sources. It offers personal belonging coverage up to $50,000 and liability coverage up to $300,000. Coverage is customizable with varying deductibles and premium payment options. Pricing is transparent online, with quotes available instantly.

Visit www.homebody.com
Pros
  • Personal belongings protection
  • Low monthly premium
  • Customizable coverage
  • Transparent pricing
Cons
  • Only for multifamily homes
  • $50,000 cap
  • Premium without returns

Helpful Reviews

Maple Shade, NJ
Verified purchase
I'm helping my mother move. Part of the reason why I went with Homebody is that it automatically generated the proof needed for the new apartment complex that I'm moving her into....

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Laurel, MD
Verified purchase
I moved into a new apartment and Homebody was cheaper. I was going to do it through my car insurance but they were charging me too much. The property recommended Homebody and sign...

Read more

What is Homebody?

Homebody offers renters insurance coverage. Renters insurance is for those who are renting a residential living space and want to protect the belongings located in it. Homebody covers personal belongings in the event of theft, water damage, fire or other loss. Additionally, it provides protection against you and your family in a liability claim. This means you have coverage if you cause damage to someone else’s property. Homebody works with multiple carriers. Coverage amounts range from $10,000 to $50,000.

How does Homebody work?

Renters insurance is designed to help protect your belongings if you rent an apartment or home. Homebody specializes in apartment, condo, duplex and townhouse rental policies. If you have a policy with Homebody, you have monetary protection for your belongings against outside elements like theft, fire, smoke and water damage.

To start a policy, request a quote online. You will be asked for your ZIP code and rental type. Policies are customizable, with a variety of coverages for liability personal contents. Additionally, you can choose your deductible amount and billing frequency. Benefits include replacement cost and theft coverage. Add-ons include water backup coverage (sewer and drains) and earthquake protection. Homebody also offers identity theft coverage for individuals and families.

In the event of a loss, file a claim by calling the number on your policy. A representative will work through the claims and payout process with you.

Homebody products

Homebody provides customizable renters insurance policies. Coverage and billing options include:

  • Liability: $50,000 to $300,000
  • Personal contents: $10,000 to $50,000
  • Deductible: $250 to $1,000
  • Billing frequency: Monthly, quarterly, semiannual, annual
  • Benefits: Replacement costs, theft coverage, water backup, earthquake protection
  • Identity theft protection: Individual and family

How much does Homebody cost?

Homebody renters insurance coverage starts as low as $7 per month. Factors that affect pricing include the property location, coverage limits and deductible. Homebody renters policies cover up to $50,000 in personal belongings. There are three deductible options ranging from $250 to $1,000. Other pricing factors to consider include add-on water backup, earthquake and identity theft protection.

Homebody FAQ

Who can make changes to my Homebody account?

Only the policyholder and people listed on the account can make changes to a policy. If you’re paying for someone else’s policy, be sure to add yourself to the account so you can make changes.

How do you make changes to a Homebody policy?

Policies can be managed online through the client portal or by phone with a representative. Some changes can only be made by phone.

How do I file a claim with Homebody?

Claims can be filed by calling the number of the partner company your policy corresponds with, which is listed on your policy.

How do I cancel my Homebody policy?

To cancel a policy, follow the instructions provided on your policy. You can either call the number listed or mail written notice to the address provided.

Still have questions?

Do we recommend Homebody?

Homebody is most beneficial if you live in an apartment, townhome, condo or duplex. It offers good, customizable options for protecting your belongings in the event of a loss. It only covers up to $50,000 in personal contents, so if your belongings have more value, it may not be the right fit. There are a few deductible and billing frequency options to help with the overall cost.

Homebody Reviews

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    Page 1 Reviews 0 - 35
    Verified purchase
    Coverage

    Reviewed Aug. 13, 2026

    We got Homebody renter's insurance because of the apartment. Where we rented the apartment, they recommended Homebody and we'd recommend them as well. We signed up online and we didn't have any problems. We were able to navigate the website so it worked out. We went with a coverage that was recommended by the place that we rented the apartment from and we got the minimum requirements.

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      Verified purchase
      CoverageTechSales & MarketingPriceEase of Use

      Reviewed July 17, 2026

      Getting renter’s insurance was recommended through the new place I was moving into. I went with Homebody, and the user interface was easy to use. It was the first thing I signed up for my new apartment, and it was simple. No complicated terms. It was also easy to download the contract PDF because I like to have that stuff on my computer. I’ve been with them for a month and a half now, and it’s not too expensive.

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      Verified purchase
      CoverageOnline & App

      Reviewed July 3, 2026

      I rented an apartment in Baltimore, and their go-to renters insurance was Homebody. Setting up the insurance was very easy. They have different options available for certain features, and I chose most of them. The only negative experience is I'm unable to change the insurance plan right in the middle. If I log in right now and wanna change my coverage, it's not possible to do it on the website.

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      Verified purchase
      CoverageSales & MarketingRefunds & PayoutsTimeliness

      Reviewed June 12, 2026

      Homebody is the service that my apartment building uses. I signed up with them online then I downloaded the mobile app. The process was pretty easy and to the point. The only thing was I was signed up for a theft insurance as well that I didn't know about. I had to undo that ‘cause I didn't need it, but they refunded me the same day so it was fine. It's nice knowing that I have coverage in case anything happens.

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      Verified purchase
      PricePunctuality & SpeedRates

      Reviewed June 4, 2026

      The apartment complex referred Homebody and when I signed up online, it was quick and easy. I was surprised by the price because everybody else was almost $40 and Homebody was about $25. I need Homebody to protect my stuff and others should go with them because everybody else is higher than them.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Aug. 20, 2026

      Homebody's customer service was fine. I needed to change the address because it wasn’t specified for my unit, and they were able to help me with that.

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      Verified purchase
      StaffBillingResolution

      Reviewed Aug. 5, 2026

      I had Homebody before and they've been outstanding. They were always there to answer any questions or situations that might have come up. They are very friendly, courteous, very helpful, and very understanding. They're flexible with payment and willing to cone up with a solution to resolve the problem.

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      Verified purchase
      CoverageStaff

      Reviewed July 29, 2026

      I needed a renter's insurance for college. Homebody was one of the options given and enrolling with them was really easy. Their reps knew what I needed it for and the policy that they gave me is pretty good. With Homebody, I get to live in the dorms.

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      Verified purchase
      Customer ServiceStaff

      Reviewed July 4, 2026

      I signed up with Homebody over the phone and the customer service rep was really good. They answered my questions. They were very patient and understanding. So far, it's been great.

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      Verified purchase
      CoverageRefunds & Payouts

      Reviewed July 2, 2026

      I just moved into our new apartment, and renters insurance was needed. It was easy to enroll with Homebody and I would recommend it. Having the service gives you the benefit of the protection package. I've heard that they refund if we had packages delivered to us and they were stolen.

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      Verified purchase
      CoveragePriceOnline & AppRates

      Reviewed June 30, 2026

      Signing up with Homebody was very good. I haven’t had any issues. They have good coverage. When I file claims, I do it online, and the website is very good. Their price is about average as well.

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      Verified purchase
      Coverage

      Reviewed May 29, 2026

      My apartment, Executive Estates, required some form of insurance. I went with Homebody and enrolling with them was easy. I'd tell others to go with Homebody. They're fine.

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      Verified purchase
      PriceRates

      Reviewed May 28, 2026

      When I signed up with Homebody, it was easy. The pricing was convenient as well. My experience with them was great.

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      Verified purchase
      TechStaff

      Reviewed May 27, 2026

      Homebody was the recommended provider of our apartment complex and when we signed up with them, the process was very easy. It was like a question-and-answer kind of thing through the online portal. Their reps were helpful, too. I would recommend it and right now, I'm enjoying it.

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      Verified purchase
      Customer ServiceCoverageStaff

      Reviewed May 25, 2026

      Homebody was the renter's insurance that my building had suggested I use. Signing up for the coverage was pretty easy and I have no complaints. I had to call customer service one time to get my confirmation information to my apartment complex, and that was very easy. Their customer service rep was very helpful.

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      Verified purchase
      Staff

      Reviewed May 24, 2026

      I chose Homebody after doing a Google search and it seemed like the easiest option out of everything. Signing up for the policy was an excellent experience and I’ve had it for about a month now.

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      Verified purchase
      Coverage

      Reviewed May 23, 2026

      Middle River Apartments recommended that I choose Homebody Rental Insurance. So I signed up with them and the process was easy, and very simple.

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      Verified purchase
      Ease of Use

      Reviewed May 22, 2026

      Homebody is a good choice. I got it recommended through the apartment complex, and the sign up process was straightforward and easy to use.

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      Verified purchase
      Customer ServiceCoveragePriceRates

      Reviewed May 21, 2026

      Homebody is competitive with the market. Most insurance policies are around that price. The sign up process was pretty simple and straight to the point. It was very hassle-free and very easy.

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      Verified purchase
      Sales & MarketingOnline & AppEase of Use

      Reviewed May 20, 2026

      I like Homebody. Signing up was easy. I started, and I changed my move-in date. When I did that, it was a little harder because it kept reloading and not letting me go through. It ended up working good, and the app's easy to use. The whole process of going through it was easy-peasy, and it's clear on the information.

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      Verified purchase
      Contract & TermsStaff

      Reviewed May 13, 2026

      I was making sure that everything would be taken care of if anything went wrong. Homebody was part of my renter's agreement if I wanted it and that was the option. I signed up and the process wasn't hard at all.

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      Verified purchase
      CoveragePunctuality & SpeedRefunds & PayoutsBilling

      Reviewed May 12, 2026

      I had to have renters insurance for my apartment. I signed up with Homebody, paid my first month, got a bill for my second month, and it has been a smooth process so far. I've been with them for a month now and I chose to go with them because they automatically had a link that was within filling out my stuff. The sign-up was quick and easy. It was just a couple questions, then you put your card details in, and you have renters insurance.

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      Verified purchase
      CoveragePriceOnline & AppRates

      Reviewed May 9, 2026

      My apartment complex required us to get renters insurance. I've used Homebody once and it was the one that my apartment complex offered in their app. Also, I had Progressive but Homebody offered monthly. Since I still have a couple months left in that specific apartment I'm going to be staying in, I chose to go with Homebody. Signing up with them involved just a couple clicks and nothing too hard or too fancy. So far, they are there and they get the job done. I don't really have any complaints and I'm also happy with their price.

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      Verified purchase
      Customer ServiceRefunds & Payouts

      Reviewed May 5, 2026

      I don't like that you just sign me up for something that I didn't ask for. I Got a email saying I was signed up for rent reporting. I never consenting to pay for this just sign me up for something. I got to cancel.

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      Verified purchase
      PricePunctuality & Speed

      Reviewed May 5, 2026

      Getting signed up was quick and hassle-free, and the policy options were very affordable, even with the additional add-ons available. I chose the quarterly plan, which fits my needs perfectly and offers great flexibility.

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      Verified purchase
      CoveragePriceStaffRates

      Reviewed April 29, 2026

      My apartment complex required renters' insurance and they suggested Homebody. The price was cheap and signing up was done in about 10 minutes. It was easy and if you screw something up, they are helpful and nice.

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      Verified purchase
      CoveragePrice

      Reviewed April 28, 2026

      Homebody is the insurance that was supplied when I was filling out my lease at my new apartment. It was very easy to sign up with them, and it's affordable. I have the standard 300,000 policy that is mandatory for renting in Texas.

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      Verified purchase
      CoveragePriceOnline & AppStaffRates

      Reviewed April 27, 2026

      My property management offered Homebody, and they had the listing on their website. The prices were reasonable, and the insurance covered most of what I needed. Signing up was very easy and the onboarding was smooth. I love it. I just started with Homebody and overall, the experience has been amazing. They should keep doing what they’re doing.

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      Verified purchase
      BillingRates

      Reviewed April 26, 2026

      I rented an apartment with Chatham Hills and they were associated with Homebody. When signing up, it was a little hard to get through the website, but everything else was good. The signup process took about five minutes. They have the best rates and making payments was easy.

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      Verified purchase
      PriceRates

      Reviewed April 25, 2026

      I was just looking and the first thing I found was Homebody, which was why I decided to just work with that one. I did everything online and the signup process was easy. I will 100% recommend others to go to Homebody because the prices are affordable and I haven't had any issues with them yet.

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      Verified purchase
      Coverage

      Reviewed April 24, 2026

      My renter's insurance is combined when I was checking my things on the move-in checklist. They directed me to Homebody. They said it's convenient. They have a collaboration. If anybody asked me for a reference, I'll let them know I got my insurance from Homebody. Signing up with them was smooth. I finalized it within three minutes.

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      CoveragePrice

      Reviewed April 4, 2026

      I wish I had an option of giving them negative stars. This company is a rip off, despite having their policy in place for over a year, when I filed a claim for a fire at my apartment, not only they denied the claim saying the time of incident did not match the time I mentioned in claim but had the audacity to send me a fraudulent insurance claim and charged me more $$$. I was not covered a single cent for the fire at my apartment despite having their policy in place for over a year and on top of that they sent my claim as a fraudulent claim. Please DO NOT waste a single cent on this company. This is such a rip off and I hope they get their karma.

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      Verified purchase
      CoverageStaff

      Reviewed March 8, 2026

      My apartment building where I moved suggested that I use Homebody to get an insurance. Getting the coverage was super easy and very friendly. Everything was complete in the services that Homebody offered me.

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      Customer ServiceBilling

      Reviewed March 7, 2026

      I specifically did not save a backup payment option as it looked like I would be losing my home and yet just now today the last $16 I had was stolen off my card by this company but of course no one's there to answer phones.

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      CoveragePriceRefunds & Payouts

      Reviewed Feb. 26, 2026

      I would give a negative star for this insurance company. They are charging me twice for the insurance and charging me 10 days prior to the next policy cycle. These are bunch of scammers looting people. They won’t even refund my money for the policy period in which I have not even used a single day. REFUND is a word which is not in their dictionary.

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed Feb. 26, 2026

      I'm helping my mother move. Part of the reason why I went with Homebody is that it automatically generated the proof needed for the new apartment complex that I'm moving her into. That made it super convenient for me. It was super easy to sign up with them, and I got the paperwork pretty fast as well. I also did everything online.

      Thanks for your vote!
      Verified purchase
      CoveragePrice

      Reviewed Feb. 23, 2026

      I moved into a new apartment and Homebody was cheaper. I was going to do it through my car insurance but they were charging me too much. The property recommended Homebody and signing up was easy. This is my first time using them, and the experience has been good.

      Thanks for your vote!
      Verified purchase
      Customer ServiceCoveragePriceStaff

      Reviewed Feb. 22, 2026

      The sign-up process at HomeBody was easy. The guy on the phone helped out a lot. They offer affordable renters' insurance. My apartment also recommended them.

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      Verified purchase
      CoveragePrice

      Reviewed Feb. 21, 2026

      Signing up with Homebody was easy. They were available, very inexpensive, and have always worked very well with me. I even filed my engagement ring with them. When my husband passed, I didn't know that that coverage continued. My engagement ring was very expensive, and I included that with them.

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      Verified purchase
      CoveragePunctuality & Speed

      Reviewed Feb. 15, 2026

      I currently have Homebody at my apartment and my experience with it has been good. It was an insurance my apartment offered, so I went ahead and got it. Signing up with them was pretty quick. I switched units from one unit in the department to another and switching the insurance from one unit to another was also pretty quick and easy. I would tell my friends that if Homebody is what's recommended, they should go ahead and go with it.

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      Homebody Company Information

      Company Name:
      Homebody
      Country:
      United States
      Website:
      www.homebody.com