
Assurant Renters Insurance Reviews
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About Assurant Renters Insurance
Assurant offers comprehensive renters insurance that covers dry rot, fungi and mold, with specialized add-ons like pet and earthquake protection. The company lets you choose your policy deductible and supplemental coverage based on your specific insurance needs, and its coverage is available nationwide.
Visit www.assurantrenters.comHelpful Reviews
What is Assurant?
Assurant is a nationwide insurance provider that offers full-coverage and liability-only renters insurance. The company offers supplemental options including pet coverage, which pays for damages caused by your pets, and earthquake protection. With Assurant, you can choose your deductible and customize your policy coverage.
What does Assurant cover?
Assurant offers two policies. Its liability-only coverage is available only to its partner locations. It doesn’t cover your belongings, but it does offer protection in the case of damage by fire, water, smoke or explosion. Its full-coverage standard renter’s insurance package includes both personal property and personal liability coverage. Assurant also offers these optional coverages:
- Pet damage
- Water sewer backup
- Earthquake
- Identity theft expense
- Rent protection
How much is Assurant renters insurance?
Assurant’s renters insurance costs vary depending on the level of coverage you want. If you prefer not to pay monthly, the company lets you make a one-time, full-year payment, which can save you money on recurring charges. Also, if you use GEICO for auto insurance, you can bundle it with Assurant’s protection for a lower price. Assurant doesn’t post its rates online, but you can get a quote for your desired coverage on its website.
We used the company’s policy calculator to get an estimate for an apartment in the 74137 zip code — for a package with a $250 deductible that includes $100,000 in liability coverage and $10,000 in property coverage, the cost would be $15.02 monthly or $191 annually.
Assurant FAQ
Is Assurant owned by GEICO?
What’s covered under Assurant’s renters insurance?
Does Assurant cover water damage?
Does Assurant cover bed bugs?
Still have questions?
Is Assurant’s renters insurance good?
Assurant’s renters insurance might be a good option if you want supplemental coverage — many insurance providers don’t offer add-on options like pet and earthquake protection. Overall, its prices seem reasonable for its policies, and you can get discounts by bundling your coverage with other providers like GEICO.
Assurant Renters Insurance Reviews
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- 4,943,942 reviews on ConsumerAffairs are verified.
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Reviewed July 25, 2026
The whole process of my claim was handled quickly and the adjusters were very kind and professional. My food spoiled from the power surge which lasted 5 days but thanks to renters insurance $250.00 of my food that spoiled was covered and my air conditioning units were damaged as well because of the power surge and renters insurance covered $849.00. I was able to buy more food and another air conditioning unit. Thank you.
We're thrilled to hear that our renters insurance provided you with fast and professional service. Thank you for sharing!
Reviewed July 15, 2026
"I cannot recommend Assurant enough for their incredible support and advocacy with my landlord insurance." My previous insurance company made a major error by incorrectly classifying a water damage claim as a liability claim, which threatened to spike my premiums. While other companies just saw the incorrect flag and walked away, Assurant actually took the time to understand the real story. They cut through the red tape, looked at the actual facts, and went above and beyond to ensure I got the absolute best deal possible on my new landlord policy. What set them apart: True customer advocacy, attention to detail, and a commitment to fair pricing. Thank you, Assurant, for looking out for your clients when it matters most!
We're delighted to hear about your positive experience with our support. Your kind words are greatly appreciated, and we're here to continue serving you whenever you need us.
Reviewed July 15, 2026
I am thankful for GEICO has provided the insurance. It was easy to get it through the app and a representative who helped me with all the details. I have never used it, and I hope I would never use this and it stays how it is. Thank you!
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Reviewed July 10, 2026
Assurant has been a fantastic choice for my renter's insurance. Their entire team is highly professional, and they make a point of keeping things clear and straightforward. Every single step of the process is incredibly easy to understand, completely removing the usual stress from insurance. I highly recommend this company to anyone looking for a reliable policy.
We strive to provide excellent service to all of our customers, and your feedback is greatly appreciated!
Reviewed July 2, 2026
Just grateful that it is available when I may need it. Waiting to see what increase in Premium to come. Was very grateful when I did have to call last year, I'm afraid I wasn't able to record the name of the person who I spoke to, but was very helpful even though I didn't actually file a claim.
We're pleased to be your choice for coverage. Rest assured, we strive to provide valued support at all times. Thank you for the review!
Reviewed June 15, 2026
The rating I provided is for the following reasons. After being told my policy was cancelled without my knowledge the Agent Camila was very helpful during the auto chat. She understood my concern and assisted promptly. The website wasn't difficult very easy and that makes a huge difference. Thank you.
Thank you for your feedback! We're delighted you received assistance and that our platform provided a seamless, satisfactory service experience.
Reviewed June 14, 2026
Assurant Insurance is wonderful. The agents are well trained and very knowledgeable of the business. They will work with to resolve any problems. They make you feel like you are important. Their premiums do not constantly increase. They are very competitive with prices.
We appreciate your wonderful feedback about our team!
Reviewed Aug. 18, 2026
I am having a hard time logging into my Assurant insurance portal, and my email will not work that is connected to my account. If someone could email me today that'd be great, I've already sent you guys an email through rentersinsurance@assurant.com. But I need to check on my policies today to see why I have two and to see which one's current so I can delete one. Thanks.
We are sorry for the issue with your policy, Sara. We have sent this to the appropriate department for further review, and someone will be in touch to assist.

Reviewed Aug. 14, 2026
Updated on 08/18/2026: An agent from the "executive offices" of Assurant reached out to me last Friday and Saturday stating I would get the reimbursement check they had already sent to me via USPS on August 17th 2026. I did not receive it that day after my mail ran. I called Assurant customer service, requested a supervisor, who then told me I would still receive the reimbursement check on 8/17, even though I told them my mail had already come for the day. I called Assurant later that evening of 8/17 praying I would get a supervisor with more insight and I was told to give them a call on Wednesday (8/19). This is just more examples of their negligent behavior, unethical business practices, and bad faith.
Original Review: Hi! I bought a very high end, top of the line cell phone through Spectrum. I had been paying a top tier, expensive Assurant insurance fee monthly for this phone, having good faith that Assurant would have my back if something went wrong with my very expensive cell phone. However, June 2nd 2026 I had to make a claim through Assurant because that very expensive cell phone mentioned above broke. THE ONLY OPTION they gave me was to BUY a new phone out of pocket, mail the broken phone back to them, then they would mail me a reimbursement check in the amount of the broken phone ($1,999.99).
In this economy in 2026, and after paying astronomical monthly payments for Assurant's insurance, that was not a feasible option for my family (and I assume most families in this economic climate). Also, being as we are all human, when I was given the ONE option to buy a new phone out of pocket then be mailed a reimbursement check from Assurant, I expressed to them that I am a 30 year old mother of 5, battling cancer and my husband works 80 hours a week (so we can afford my treatment/surgeries and afford to support our children). When I was given the only option to pay out of pocket for a new phone then receive a reimbursement check in the amount of $1,999.99 (price of broken phone), I was induced to spend my own money to buy a new phone out of pocket to get this reimbursement check of $1,999.99.
Now, it is August 14th, 2026. After 2.5 months of back and forth with 20+ Assurant agents, I am now being sent a reimbursement check that is $600 short of what the assurant employees had promised me from day 1 of this claim. This company practices deceptive practices, misrepresentation of materials, and bad faith. I am contacting a lawyer as we speak for the emotional and physical distress this process has caused my family. I also, had to reschedule a PET scan related to the cancer battle I am fighting, because I had to pay out of my own pocket to get a reimbursement check for the broken phone instead of paying the co-pay our health insurance required before the PET scan.
We sincerely regret hearing about the difficulties you've been through. We have sent you a private message with additional details.
Reviewed Aug. 13, 2026
It was straight to the point!! Easy to sign up/select coverage and pay the policy.
We're delighted to hear that the process was straightforward and efficient. Thank you for the review!
Reviewed Aug. 1, 2026
If I could give zero stars for this review - I would. While my daughter was living in Mallory Eastside apts., Assurant asked for proof of renter's insurance and we provided it. The requests kept coming and said we did not. I literally submitted the proof of insurance from our carrier through the link that Assurant sent me 9 times. After she moved out, I continued to receive emails asking for proof of insurance through Assurant. I am a very logical and patient person, but this is beyond ridiculous and harassment. Now that she has graduated from college, I hope I never have to deal with Assurant again.
We sincerely apologize for your negative experience. If you would like us to review your case again, please respond to our private message.
Reviewed July 5, 2026
The process for acquiring renters insurance policy was simple and quick. The payment plan options were also very reasonable to fit any budget. If your apartment complex requires renters insurance, I highly recommend Assurant as a company to get a policy from.
We're delighted to hear you found our renters insurance setup easy and affordable. Thank you for your high recommendation and for choosing us to meet your insurance needs.
Reviewed June 24, 2026
Thank you, easy set up, quick and online! I have been using Assurant for several years while renting and I highly recommend. I needed renter's insurance and easily got a quote in less than 5 minutes. A great renter's insurance company.
We're thrilled to hear about your positive experience. Thank you for choosing us for your rental insurance needs!
Reviewed June 18, 2026
Easy navigating. Really appreciate ease of navigating. Really helps out! Was able to process. Will definitely share this service to family and friends to consider using your services as well on the future for their renters insurance.
Thank you for your kind feedback! We're thrilled to hear you found our service easy to navigate and beneficial.
Reviewed June 18, 2026
I have been an Assurant renters insurance customer, and my experience with a recent claim payment has been extremely frustrating. On March 24, 2026, I received a payment confirmation indicating that a direct deposit payment of $1,365.56 had been successfully processed. Months later, I still have not received the funds.
I have repeatedly contacted Assurant seeking clarification and documentation showing where the payment was sent. Despite multiple follow-ups, I have received conflicting information regarding the payment status. At one point, I was told the payment could potentially be voided and reissued, and later I was told the payment had cleared, yet no one has been able to provide documentation showing that the funds were deposited into an account belonging to me.
What has been most disappointing is the lack of ownership and communication. Simple requests for payment details, accounting assistance, and management escalation have been difficult to obtain. Customers should not have to spend months trying to locate an insurance claim payment. I hope Assurant resolves this issue promptly and improves its payment investigation and customer service processes.
We're sorry to hear about your experience with your claim. Please check your private messages, as we'd like to acquire further details.
Reviewed May 27, 2026
Everything was super easy to use and navigate. The only issue was the address bar auto filled to only the first floor apartment numbers, and my spouse had difficulty selecting the send floor apartment numbers despite typing it out manually.
We apologize for the inconvenience. Thank you for sharing your feedback, which helps us serve you better!
Reviewed May 21, 2026
Okay I guess this is about the process of submitting an online claim. It was easy to read. I done it pretty quickly and I have been with Assurante for a few months now. I suppose they are a great insurance agency
We appreciate you taking the time to share this feedback with us. We're glad to hear that the claim submission process was quick and easy for you, and that your overall experience with Assurant has been positive so far.
Reviewed May 21, 2026
It was a simple and easy process to file a claim. It happened yesterday and is a serious situation. I'm out my house but at least the claim process was fast easy and direct. I had all papers needed and photos. This is a great company.
Thank you for taking the time to share your experience with us! Your feedback is valuable and motivates us to keep delivering top-notch service.
Reviewed May 21, 2026
I appreciate Assurant because they make me feel secure about my manufactured home insurance. Other companies are going out of business and/or charging way too much for premiums. I did have damage from a bad hail storm a while back but chose not to file a claim. I paid to have it replaced instead of filing a claim because I was worried I would be cancelled or surcharged. I guess it would be nice to hear from Assurant that this wouldn't have happened if I filed a claim. We have never had a homeowner or renters claim in our 46 years of marriage.
We’re grateful to have you as a valued customer for your coverage needs, and we truly appreciate your feedback. If you have any questions or need assistance with a claim in the future, our team is always happy to help at 866-602-4424.

Reviewed May 17, 2026
If I could give 0 star review I would, this is a real SCAM company, hiring people can barely speak our language and give false information and no results. SUCKS!!!!
We are truly sorry to hear this feedback and would like to investigate the case further. A private message has been sent to gather additional details so this situation can be reviewed more closely. Please include any relevant account or claim information so the concerns raised can be properly assessed and opportunities for improvement can be identified. Thank you for bringing this feedback forward.
Reviewed May 14, 2026
The application process was smooth and convenient. The options for coverage were simple and clear to understand. The time it took to complete the entire application was quick and easy. I had a good experience and highly recommend Assurant to anyone looking for insurance coverage for their home.
We’re thrilled to hear that you found the application process smooth, convenient, and easy to complete. It’s great to know that the coverage options were clear and helped you make an informed decision.

Reviewed May 4, 2026
How do you get in contact with your claims adjuster if they won't call you? I filed a claim last week, heard from my adjuster Thursday, was promised a call back Friday and cannot get hold of anyone!! Meanwhile I have a complete loss of personal belongings due to a burst pipe from a different condo!!
We’re sorry for the communication issue and the ongoing situation with your claim. Please check your private messages, as we'd like to acquire further details.
Reviewed May 2, 2026
Excellent Coverage and Peace of Mind for My Mobile Home. I’ve been with Assurant Mobile Home Insurance for over three years now, and I couldn’t be happier. After shopping around, Assurant offered the best combination of solid coverage and affordable premiums for my double-wide in a hurricane-prone area. What I love most:
Comprehensive protection — They cover wind, hail, fire, theft, and even personal property inside the home. The optional flood and earthquake riders gave me extra peace of mind.
Great customer service — The agents are knowledgeable, friendly, and actually answer the phone. No runaround like I’ve experienced with other insurers.
Easy online management — The portal makes it simple to view my policy, make payments, and add riders.
If you own a mobile or manufactured home, I highly recommend Assurant. They treat mobile homes with the respect they deserve instead of treating them like second-class coverage. Worth every penny for the security it provides! Would definitely recommend to friends and family.
Thank you for sharing such a thorough and positive review!
Reviewed May 1, 2026
The GEICO/Assurant rental insurance claim process was easy! So glad my insurance agent recommended it a year ago. This is the first time for a claim. Would recommend GEICO/Assurant rental insurance. DA
We appreciate you sharing your positive experience with us!

Reviewed April 23, 2026
Don't pay for the phone protection through this company. It's a scam. If your phone breaks, they will do everything possible to NOT hold up their end of the bargain.
We regret any disappointment in your experience. If you would like us to review your case again, please respond to our private message.
Reviewed April 23, 2026
I love the coverage and your ability to extend coverage when I lived at an extended stay home for almost a year. Integrity speaks volumes about a business that is accommodating as opposed to one that extended coverage then somehow through their own admitted loophole rescinded and canceled coverage except no refund issued for year long coverage later determined to be fraudulent policy but payments rendered a year prior to their obvious mistakes that costs me monies lost never to be recouped.
Thank you for sharing your experience with us. If you need help with your coverage through us, please send a private message with your policy and contact information.
Reviewed April 20, 2026
I rated the site 4 stars instead of 5 stars only because the first box appeared to be "locked" as it did not allow me to respond to the first question. I did, however, find the process to be pretty straightforward; the questions were simple enough to maneuver through. I had several (~12) pictures to upload. That process was wonderfully easy. Overall, the process was very easy to navigate. All insurance claims should be so easy!
Thank you for sharing your experience. We're delighted to hear that you found the process easy to navigate and the upload of pictures straightforward. Your observations will certainly help us as we work to enhance every part of our service.

Reviewed April 9, 2026
I had a very disappointing experience with Assurant Renters Insurance. I filed a claim related to a serious mold issue in my apartment, and despite providing documentation and proof, my claim was denied based on technicalities around the policy start date. Meanwhile, I’m dealing with unsafe living conditions and additional expenses just to get by. The process felt dismissive and stressful. Instead of support during a difficult situation, I was met with delays and a lack of accountability. Renters insurance is supposed to provide peace of mind, but this experience has been the opposite. I would not recommend based on how my situation was handled.
Thank you for sharing your experience with us. We understand how distressing it can be to deal with the issues you're facing and apologize for any inconvenience caused. We've sent you a private message to gather additional information should you wish to have your case looked into again.
Reviewed April 5, 2026
The process was very easy and quick to file the claim. They made it easy to understand and prompts for damage were easy to get through. Will update further when I am contacted on length of overall process.
Our goal is to provide exceptional service to every customer, and we’re thrilled to hear our team achieved that for you!
Reviewed March 23, 2026
Even though I had been uninsured for over a year, had filed a claim for damages done by a hot water pipe bursting, and live in a state that other insurance companies were leaving, Assurant covered me.
We're grateful to have you as our customer for your coverage needs!
Reviewed March 18, 2026
Quick and easy. Good price too! Go online and fill it out. The apartment I applied and accepted in Alpharetta recommended this insurance. I went ahead and applied. Note that if you pay the full year it's cheaper.
Thank you for trusting us with your coverage needs!
Reviewed March 16, 2026
When looking for a new policy for my home I happened upon the Assurant site and I'm glad that I did. The representative that I worked with was courteous and professional. I was offered a great deal for insurance. When the mortgage company changed and it changed my loan number, I was informed that I didn't have homeowner's insurance. The Assurant agent quickly and easily dealt with the new mortgage company to fix the problem. Overall, the experience I've had with Assurant has been great.
We aim to deliver outstanding service to every customer and truly value your feedback. Thanks for letting us know about your experience!
Reviewed March 13, 2026
Best insurance for manufactured homes! Affordable and reliable. It’s an amazing company that has amazing coverage for their customers. Didn’t realize that such great companies existed. I’m so glad GEICO recommended Assurant for my insurance needs.
Your kind words mean a lot! We're happy to hear everything went smoothly for you.

Reviewed March 9, 2026
Tried to submit two claims since I had insurance and always was given the run around. They never wanna pay claims. But will collect payments every month. Basement flooded due to pipe leak. Everything ruined. They wanted receipts for each item. Each shirt, pants, tv, couch…who had those after 10 years!! Useless. Just didn’t want to honor claim. Next was a small claim, same issue!
We are deeply sorry for the difficulty you've experienced while attempting to file your claims. If you'd like to have your case reviewed, please check your private messages.
Reviewed March 6, 2026
It was easy to decide to renew with your company. This company did not offer any issues at all, and we are very confident that we will not have any issues, and if we do, your company will support us fully and give us the protection that we are seeking.
Thank you for sharing your positive experience with us! We appreciate your trust and confidence in our services.
Reviewed March 2, 2026
I'm super happy with their service. We had a pipe break under our kitchen floor and our kitchen floor was completely ruined sub flooring and all. They covered us very fast. Got us the right people. Still have been asking him to please call them back and our floor was done in no time.
We’re delighted that our team was able to quickly assist with your repairs. If there's anything else you need assistance with, please don’t hesitate to reach out.
Reviewed March 1, 2026
Very user friendly. Very clear explanations of various options. Insurance is intimidating for most people. This entire process was very pleasant and educational. I feel that I made the right choice and would feel comfortable assisting others to make the right choice for their needs. Highly recommended! Thank you.
We're grateful to have you as our customer for your coverage needs!
Reviewed Feb. 24, 2026
I believe you keep my prices close every year which is good. If you could lower them by any chance that would be better. LOL. I like to stay with a company long term and I don't like jumping around from company to company.
Thank you for sharing your feedback; we'll certainly note your pricing suggestion. Looking forward to many more years together!
Reviewed Feb. 20, 2026
The process of purchasing the policy is seemless and and quick. However, I wish it had more opportunity to dicuss the coverage specifics, perhaps with an agent or to start, an AI chatbot. I'm not sure I have sufficient coverage. I will need to reach out to someone to verify if the policy truly meets my needs. The responsibilty and final decision rests with me but an easier way to do some analysis of individual needs would be appreciated.
We're glad to hear that purchasing the policy was efficient for you. We understand the importance of clarification when it comes to coverage specifics, and we apologize for the challenges you've faced. If you need help connecting with support, please send us a private message with your best contact number.

Reviewed Feb. 13, 2026
Charged over a year and a half for a policy I attempted to get them to cancel multiple times. It was all just a run around. Customer service is arguably nonexistent and their automated system only takes you in a circle of trying to cancel your policy. I canceled it online multiple times but I guess it’s a scam. When I actually talked to someone (on Messenger not on the phone) they said it was never attempted which is a complete lie. I wonder how many people are still getting charged by this company and don’t even realize it.
We sincerely apologize for the trouble you have experienced attempting to cancel your policy. Please check your private messages, as we'd like to acquire further details.
Reviewed Feb. 12, 2026
First time using the insurance and so far, I have not had a problem. Just waiting to hear from an adjuster to see if my matter will be taken care of. I have had insurance with this company before never used it. This is the first time I have had to file a claim and so I am just waiting to see what will be done.
Thank you for choosing us for your coverage needs. If you need any help during the process, let us know, and we'll be happy to connect you with the appropriate teams.
Reviewed Feb. 6, 2026
I dealt with Claims Examiner Elizabeth **. She was very professional and always returned my inquiries in a very timely manner. She was very helpful in answering my questions! She was so pleasant and easy to work with. She showed great compassion. The only improvement was the amount of time it took for the adjuster to look at the property. It an occurred on a Monday and the adjuster couldn't come out till Friday which allowed unnecessary mold to set in. The adjuster was very helpful when he came.
We are pleased to learn that the representatives were courteous and supportive during your interaction. Your feedback has been documented to facilitate ongoing improvements by our internal teams. Thank you for taking the time to share this experience and for your thoughtful insights.
Assurant Renters Insurance Company Information
- Company Name:
- Assurant Renters Insurance
- Website:
- www.assurantrenters.com