Assurant Renters Insurance Reviews

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About Assurant Renters Insurance

Assurant offers comprehensive renters insurance that covers dry rot, fungi and mold, with specialized add-ons like pet and earthquake protection. The company lets you choose your policy deductible and supplemental coverage based on your specific insurance needs, and its coverage is available nationwide.

Helpful Reviews

Bedford, OH
Verified purchase
That process was wonderfully easy. Overall, the process was very easy to navigate. All insurance claims should be so easy!

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Washington, IN
Verified purchase
I'm super happy with their service. We had a pipe break under our kitchen floor and our kitchen floor was completely ruined sub flooring and all. They covered us very fast. Got us...

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What is Assurant?

Assurant is a nationwide insurance provider that offers full-coverage and liability-only renters insurance. The company offers supplemental options including pet coverage, which pays for damages caused by your pets, and earthquake protection. With Assurant, you can choose your deductible and customize your policy coverage.

What does Assurant cover?

Assurant offers two policies. Its liability-only coverage is available only to its partner locations. It doesn’t cover your belongings, but it does offer protection in the case of damage by fire, water, smoke or explosion. Its full-coverage standard renter’s insurance package includes both personal property and personal liability coverage. Assurant also offers these optional coverages:

  • Pet damage
  • Water sewer backup
  • Earthquake
  • Identity theft expense
  • Rent protection

How much is Assurant renters insurance?

Assurant’s renters insurance costs vary depending on the level of coverage you want. If you prefer not to pay monthly, the company lets you make a one-time, full-year payment, which can save you money on recurring charges. Also, if you use GEICO for auto insurance, you can bundle it with Assurant’s protection for a lower price. Assurant doesn’t post its rates online, but you can get a quote for your desired coverage on its website.

We used the company’s policy calculator to get an estimate for an apartment in the 74137 zip code — for a package with a $250 deductible that includes $100,000 in liability coverage and $10,000 in property coverage, the cost would be $15.02 monthly or $191 annually.

Assurant FAQ

Is Assurant owned by GEICO?
No, but GEICO can bundle Assurant’s renters insurance to provide deals for their customers.
What’s covered under Assurant’s renters insurance?
Assurant’s standard renters insurance policies cover damages from theft, fire, ice, vandalism and more. The company also provides some add-on coverage, including pet, earthquake, water sewer, rent (for if you become unexpectedly unemployed and can’t make rent) and ID theft protection.
Does Assurant cover water damage?
Yes, its renters insurance covers water damage, mold, fungi and rot.
Does Assurant cover bed bugs?
Its policies cover bed bugs in select states.

Still have questions?

Is Assurant’s renters insurance good?

Assurant’s renters insurance might be a good option if you want supplemental coverage — many insurance providers don’t offer add-on options like pet and earthquake protection. Overall, its prices seem reasonable for its policies, and you can get discounts by bundling your coverage with other providers like GEICO.

Assurant Renters Insurance Reviews

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    How do I know I can trust these reviews about Assurant Renters Insurance?
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    Page 1 Reviews 0 - 15
    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed July 2, 2026

    Just grateful that it is available when I may need it. Waiting to see what increase in Premium to come. Was very grateful when I did have to call last year, I'm afraid I wasn't able to record the name of the person who I spoke to, but was very helpful even though I didn't actually file a claim.

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    Assurant Renters Insurance
    Response from Assurant Renters Insurance

    We're pleased to be your choice for coverage. Rest assured, we strive to provide valued support at all times. Thank you for the review!

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      Customer ServiceCoveragePrice

      Reviewed May 21, 2026

      I appreciate Assurant because they make me feel secure about my manufactured home insurance. Other companies are going out of business and/or charging way too much for premiums. I did have damage from a bad hail storm a while back but chose not to file a claim. I paid to have it replaced instead of filing a claim because I was worried I would be cancelled or surcharged. I guess it would be nice to hear from Assurant that this wouldn't have happened if I filed a claim. We have never had a homeowner or renters claim in our 46 years of marriage.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      We’re grateful to have you as a valued customer for your coverage needs, and we truly appreciate your feedback. If you have any questions or need assistance with a claim in the future, our team is always happy to help at 866-602-4424.

      Verified purchase
      Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingValue

      Reviewed May 2, 2026

      Excellent Coverage and Peace of Mind for My Mobile Home. I’ve been with Assurant Mobile Home Insurance for over three years now, and I couldn’t be happier. After shopping around, Assurant offered the best combination of solid coverage and affordable premiums for my double-wide in a hurricane-prone area. What I love most:

      Fast and fair claims process — When we had roof damage from a bad storm last year, the claim was approved quickly and the payout covered the repairs without any hassle.
      Comprehensive protection — They cover wind, hail, fire, theft, and even personal property inside the home. The optional flood and earthquake riders gave me extra peace of mind.
      Great customer service — The agents are knowledgeable, friendly, and actually answer the phone. No runaround like I’ve experienced with other insurers.

      Easy online management — The portal makes it simple to view my policy, make payments, and add riders.

      If you own a mobile or manufactured home, I highly recommend Assurant. They treat mobile homes with the respect they deserve instead of treating them like second-class coverage. Worth every penny for the security it provides! Would definitely recommend to friends and family.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      Thank you for sharing such a thorough and positive review!

      Verified purchase
      Contract & TermsCoveragePricePunctuality & SpeedRefunds & PayoutsBilling

      Reviewed April 23, 2026

      I love the coverage and your ability to extend coverage when I lived at an extended stay home for almost a year. Integrity speaks volumes about a business that is accommodating as opposed to one that extended coverage then somehow through their own admitted loophole rescinded and canceled coverage except no refund issued for year long coverage later determined to be fraudulent policy but payments rendered a year prior to their obvious mistakes that costs me monies lost never to be recouped.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      Thank you for sharing your experience with us. If you need help with your coverage through us, please send a private message with your policy and contact information.

      Verified purchase
      Customer ServiceCoverageEase of UseRates

      Reviewed April 20, 2026

      I rated the site 4 stars instead of 5 stars only because the first box appeared to be "locked" as it did not allow me to respond to the first question. I did, however, find the process to be pretty straightforward; the questions were simple enough to maneuver through. I had several (~12) pictures to upload. That process was wonderfully easy. Overall, the process was very easy to navigate. All insurance claims should be so easy!

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      Thank you for sharing your experience. We're delighted to hear that you found the process easy to navigate and the upload of pictures straightforward. Your observations will certainly help us as we work to enhance every part of our service.

      Verified purchase
      CoveragePunctuality & SpeedBilling

      Reviewed July 5, 2026

      The process for acquiring renters insurance policy was simple and quick. The payment plan options were also very reasonable to fit any budget. If your apartment complex requires renters insurance, I highly recommend Assurant as a company to get a policy from.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      We're delighted to hear you found our renters insurance setup easy and affordable. Thank you for your high recommendation and for choosing us to meet your insurance needs.

      Verified purchase
      CoveragePricePunctuality & Speed

      Reviewed June 24, 2026

      Thank you, easy set up, quick and online! I have been using Assurant for several years while renting and I highly recommend. I needed renter's insurance and easily got a quote in less than 5 minutes. A great renter's insurance company.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      We're thrilled to hear about your positive experience. Thank you for choosing us for your rental insurance needs!

      Verified purchase
      CoverageStaff

      Reviewed June 18, 2026

      Easy navigating. Really appreciate ease of navigating. Really helps out! Was able to process. Will definitely share this service to family and friends to consider using your services as well on the future for their renters insurance.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      Thank you for your kind feedback! We're thrilled to hear you found our service easy to navigate and beneficial.

      Verified purchase
      Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsBillingResolution

      Reviewed June 18, 2026

      I have been an Assurant renters insurance customer, and my experience with a recent claim payment has been extremely frustrating. On March 24, 2026, I received a payment confirmation indicating that a direct deposit payment of $1,365.56 had been successfully processed. Months later, I still have not received the funds.

      I have repeatedly contacted Assurant seeking clarification and documentation showing where the payment was sent. Despite multiple follow-ups, I have received conflicting information regarding the payment status. At one point, I was told the payment could potentially be voided and reissued, and later I was told the payment had cleared, yet no one has been able to provide documentation showing that the funds were deposited into an account belonging to me.

      What has been most disappointing is the lack of ownership and communication. Simple requests for payment details, accounting assistance, and management escalation have been difficult to obtain. Customers should not have to spend months trying to locate an insurance claim payment. I hope Assurant resolves this issue promptly and improves its payment investigation and customer service processes.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      We're sorry to hear about your experience with your claim. Please check your private messages, as we'd like to acquire further details.

      Resolution In Progress
      Verified purchase
      Punctuality & SpeedStaffRates

      Reviewed June 15, 2026

      The rating I provided is for the following reasons. After being told my policy was cancelled without my knowledge the Agent Camila was very helpful during the auto chat. She understood my concern and assisted promptly. The website wasn't difficult very easy and that makes a huge difference. Thank you.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      Thank you for your feedback! We're delighted you received assistance and that our platform provided a seamless, satisfactory service experience.

      Verified purchase
      CoveragePriceStaffRates

      Reviewed June 14, 2026

      Assurant Insurance is wonderful. The agents are well trained and very knowledgeable of the business. They will work with to resolve any problems. They make you feel like you are important. Their premiums do not constantly increase. They are very competitive with prices.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      We appreciate your wonderful feedback about our team!

      Verified purchase
      Ease of Use

      Reviewed May 27, 2026

      Everything was super easy to use and navigate. The only issue was the address bar auto filled to only the first floor apartment numbers, and my spouse had difficulty selecting the send floor apartment numbers despite typing it out manually.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      We apologize for the inconvenience. Thank you for sharing your feedback, which helps us serve you better!

      Verified purchase
      CoveragePunctuality & Speed

      Reviewed May 21, 2026

      Okay I guess this is about the process of submitting an online claim. It was easy to read. I done it pretty quickly and I have been with Assurante for a few months now. I suppose they are a great insurance agency

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      We appreciate you taking the time to share this feedback with us. We're glad to hear that the claim submission process was quick and easy for you, and that your overall experience with Assurant has been positive so far.

      Verified purchase
      Punctuality & Speed

      Reviewed May 21, 2026

      It was a simple and easy process to file a claim. It happened yesterday and is a serious situation. I'm out my house but at least the claim process was fast easy and direct. I had all papers needed and photos. This is a great company.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      Thank you for taking the time to share your experience with us! Your feedback is valuable and motivates us to keep delivering top-notch service.

      Profile pic of the author.
      Sales & Marketing

      Reviewed May 17, 2026

      If I could give 0 star review I would, this is a real SCAM company, hiring people can barely speak our language and give false information and no results. SUCKS!!!!

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      We are truly sorry to hear this feedback and would like to investigate the case further. A private message has been sent to gather additional details so this situation can be reviewed more closely. Please include any relevant account or claim information so the concerns raised can be properly assessed and opportunities for improvement can be identified. Thank you for bringing this feedback forward.

      Verified purchase
      CoveragePunctuality & SpeedStaff

      Reviewed May 14, 2026

      The application process was smooth and convenient. The options for coverage were simple and clear to understand. The time it took to complete the entire application was quick and easy. I had a good experience and highly recommend Assurant to anyone looking for insurance coverage for their home.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      We’re thrilled to hear that you found the application process smooth, convenient, and easy to complete. It’s great to know that the coverage options were clear and helped you make an informed decision.

      Profile pic of the author.
      Customer Service

      Reviewed May 4, 2026

      How do you get in contact with your claims adjuster if they won't call you? I filed a claim last week, heard from my adjuster Thursday, was promised a call back Friday and cannot get hold of anyone!! Meanwhile I have a complete loss of personal belongings due to a burst pipe from a different condo!!

      Thanks for your vote!
      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      We’re sorry for the communication issue and the ongoing situation with your claim. Please check your private messages, as we'd like to acquire further details.

      Verified purchase
      CoverageStaff

      Reviewed May 1, 2026

      The GEICO/Assurant rental insurance claim process was easy! So glad my insurance agent recommended it a year ago. This is the first time for a claim. Would recommend GEICO/Assurant rental insurance. DA

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      We appreciate you sharing your positive experience with us!

      Profile pic of the author.
      Customer ServiceSales & MarketingRefunds & PayoutsMaintenance

      Reviewed April 23, 2026

      Don't pay for the phone protection through this company. It's a scam. If your phone breaks, they will do everything possible to NOT hold up their end of the bargain.

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      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      We regret any disappointment in your experience. If you would like us to review your case again, please respond to our private message.

      Profile pic of the author.
      Coverage

      Reviewed April 9, 2026

      I had a very disappointing experience with Assurant Renters Insurance. I filed a claim related to a serious mold issue in my apartment, and despite providing documentation and proof, my claim was denied based on technicalities around the policy start date. Meanwhile, I’m dealing with unsafe living conditions and additional expenses just to get by. The process felt dismissive and stressful. Instead of support during a difficult situation, I was met with delays and a lack of accountability. Renters insurance is supposed to provide peace of mind, but this experience has been the opposite. I would not recommend based on how my situation was handled.

      Thanks for your vote!
      Assurant Renters Insurance
      Response from Assurant Renters Insurance

      Thank you for sharing your experience with us. We understand how distressing it can be to deal with the issues you're facing and apologize for any inconvenience caused. We've sent you a private message to gather additional information should you wish to have your case looked into again.

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      Assurant Renters Insurance Company Information

      Company Name:
      Assurant Renters Insurance
      Website:
      www.assurantrenters.com