
Assurant Renters Insurance Reviews
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About Assurant Renters Insurance
Assurant offers comprehensive renters insurance that covers dry rot, fungi and mold, with specialized add-ons like pet and earthquake protection. The company lets you choose your policy deductible and supplemental coverage based on your specific insurance needs, and its coverage is available nationwide.
Visit www.assurantrenters.comHelpful Reviews
What is Assurant?
Assurant is a nationwide insurance provider that offers full-coverage and liability-only renters insurance. The company offers supplemental options including pet coverage, which pays for damages caused by your pets, and earthquake protection. With Assurant, you can choose your deductible and customize your policy coverage.
What does Assurant cover?
Assurant offers two policies. Its liability-only coverage is available only to its partner locations. It doesn’t cover your belongings, but it does offer protection in the case of damage by fire, water, smoke or explosion. Its full-coverage standard renter’s insurance package includes both personal property and personal liability coverage. Assurant also offers these optional coverages:
- Pet damage
- Water sewer backup
- Earthquake
- Identity theft expense
- Rent protection
How much is Assurant renters insurance?
Assurant’s renters insurance costs vary depending on the level of coverage you want. If you prefer not to pay monthly, the company lets you make a one-time, full-year payment, which can save you money on recurring charges. Also, if you use GEICO for auto insurance, you can bundle it with Assurant’s protection for a lower price. Assurant doesn’t post its rates online, but you can get a quote for your desired coverage on its website.
We used the company’s policy calculator to get an estimate for an apartment in the 74137 zip code — for a package with a $250 deductible that includes $100,000 in liability coverage and $10,000 in property coverage, the cost would be $15.02 monthly or $191 annually.
Assurant FAQ
Is Assurant owned by GEICO?
What’s covered under Assurant’s renters insurance?
Does Assurant cover water damage?
Does Assurant cover bed bugs?
Still have questions?
Is Assurant’s renters insurance good?
Assurant’s renters insurance might be a good option if you want supplemental coverage — many insurance providers don’t offer add-on options like pet and earthquake protection. Overall, its prices seem reasonable for its policies, and you can get discounts by bundling your coverage with other providers like GEICO.
Assurant Renters Insurance Reviews
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- 4,974,590 reviews on ConsumerAffairs are verified.
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Reviewed July 25, 2026
The whole process of my claim was handled quickly and the adjusters were very kind and professional. My food spoiled from the power surge which lasted 5 days but thanks to renters insurance $250.00 of my food that spoiled was covered and my air conditioning units were damaged as well because of the power surge and renters insurance covered $849.00. I was able to buy more food and another air conditioning unit. Thank you.
We're thrilled to hear that our renters insurance provided you with fast and professional service. Thank you for sharing!
Reviewed July 15, 2026
"I cannot recommend Assurant enough for their incredible support and advocacy with my landlord insurance." My previous insurance company made a major error by incorrectly classifying a water damage claim as a liability claim, which threatened to spike my premiums. While other companies just saw the incorrect flag and walked away, Assurant actually took the time to understand the real story. They cut through the red tape, looked at the actual facts, and went above and beyond to ensure I got the absolute best deal possible on my new landlord policy. What set them apart: True customer advocacy, attention to detail, and a commitment to fair pricing. Thank you, Assurant, for looking out for your clients when it matters most!
We're delighted to hear about your positive experience with our support. Your kind words are greatly appreciated, and we're here to continue serving you whenever you need us.
Reviewed Oct. 1, 2026
Assurant handled my claim for water damage in Arizona's last monsoon rain a couple weeks ago. The adjuster was quick to come assess the damage, not once, but twice. He answered all my concerns and turned in his report in a very timely manner. Then the senior adjuster contacted me immediately and sent the information I needed for my claim. He was also very helpful. Much to my surprise, money was deposited in my account that day to get me started on the repair work. I am thoroughly impressed with this company and I highly recommend them.
We’re also pleased that you received the information you needed quickly and were able to start repairs without delay. Your recommendation and kind words mean a great deal, and we’re grateful you chose to share your story with us. Wishing you all the best as you complete your repairs!
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Reviewed Sept. 30, 2026
At the end of the day there is no gauge other than coverage and cost. I believe both are fair. It's easy making automatic payments that fit our lifestyle. On the flipside, your customer service is extraordinary. Without having to file a claim, (hopefully Never), I would give you a rating on a scale from 1 to 10, 10 being the highest, I would give you a solid 12. Kind regards. David **
Thank you for your glowing review! We’re delighted to know that you find our coverage and costs fair.
Reviewed Sept. 8, 2026
Assurant responded readily when I called to file my claim. I received a personal phone call with all the contact and claim information needed for resolution and reference. The field adjuster showed up in a timely manner and communicated with the roofer. They gave me a fair settlement and let me choose my contractors to get the home back to normal. I will continue with this company because they gave me peace of mind.
We’re delighted to hear that our team responded promptly and provided you with the support needed for your claim.
Reviewed July 15, 2026
I am thankful for GEICO has provided the insurance. It was easy to get it through the app and a representative who helped me with all the details. I have never used it, and I hope I would never use this and it stays how it is. Thank you!
Thank you for sharing your experience and expressing assurance in the process. We strive to ensure it continues to meet your expectations.
Reviewed July 10, 2026
Assurant has been a fantastic choice for my renter's insurance. Their entire team is highly professional, and they make a point of keeping things clear and straightforward. Every single step of the process is incredibly easy to understand, completely removing the usual stress from insurance. I highly recommend this company to anyone looking for a reliable policy.
We strive to provide excellent service to all of our customers, and your feedback is greatly appreciated!
Reviewed Sept. 30, 2026
Very simple and easy process! Clear communication of add ons and everything included in our policies!
We're thrilled to hear that you found the process simple and easy.
Reviewed Sept. 30, 2026
I first tried contacting an agent or adjuster by phone to no avail. I found the claim submission process to be simple and complete.
We apologize for any difficulty you had reaching an agent by phone and appreciate your patience. If you still need help with your case, please don't hesitate to reach out via private message.
Reviewed Sept. 29, 2026
Great experience. Very easy to follow process. Quick and convenient.
We appreciate your 5-star review!
Reviewed Sept. 25, 2026
After thinking it was a great experience until it wasn't. I received the new phone quickly and I also returned the old one before the 10 day allowance. I took it to the post office and kept the receipt. Weeks later, I receive an email about they did not receive it and I was going to be charged 1800.00. I then received a second notice. I call them to find out they received the phone but it was not scanned into their warehouse so I would continue 20 days later to get threatening notifications. It appears to be my fault they can't do their job in a timely manner but receiving these notices. This has really left me to seek another insurance provider as customer service really did not. Very disappointed.
The experience you described is not the level of service we aim to provide. A private message has been sent requesting additional information so we can review your concerns more closely and better understand what occurred. Feedback like yours is valuable, as it helps identify opportunities to improve communication and the overall process. We appreciate you taking the time to share your experience and concerns with us.

Reviewed Sept. 25, 2026
I was charged for an unrecovered broken phone. I was told I returned the wrong device. I did not!! After multiple emails and multiple phone calls from me, nothing was resolved. I posted a review about my negative experience with the company. Corporate then reached out to investigate my issue. They quickly got back to me and reversed the charge of $539. He even called me to make sure I got the money. But, I had to work really hard to get my issue resolved. I hope they truly investigate what happened and fire or re-train the culprit. Their warehouse and customer service needs some work.
We sincerely apologize for your experience. Providing excellent customer service is our top priority, and we are disappointed to hear that we fell short. Your feedback is valuable to us, and we will use it to enhance our processes and ensure a more seamless and efficient experience for all our customers.
Reviewed Sept. 22, 2026
I’m happy with the price and they provide the coverage that my landlord requires, but they aren’t eager to cover a claim.
Thank you for sharing your experience. If you need further assistance with your ongoing claim, we're here to help. We've sent a private message to collect additional details and provide further assistance.
Reviewed Sept. 22, 2026
The process was easier than I thought it would be.
Thank you for your feedback! We're happy to hear you were pleased with your experience.
Reviewed Sept. 19, 2026
Services provided meets our needs as we been fortunate claim free.
Thank you for sharing your experience!
Reviewed Sept. 18, 2026
Always appreciated Assurant's communication with us as far as billing and changes in cost of coverage.
Thank you for your positive feedback! We're pleased to hear that our communication regarding billing and coverage changes has met your expectations.
Reviewed Sept. 13, 2026
Very easy enrollment process and very cost-effective for one of the very few companies that does insure mobile homes. Very satisfied.
We're happy to hear you are satisfied! Thank you for the review!

Reviewed Sept. 10, 2026
They are NOT an insurance company that fights for their clients!! They take forever (so it seemed) to reimburse you! They also switch your adjuster WITHOUT notifying you!! The adjuster I got switched to, was VERY ARROGANT, NASTY!! Kent **!! They have NO EMPATHY for their clients!! I never had renter's insurance until this year! What a TERRIBLE EXPERIENCE!!
6/28/26 I had a vehicle hit my house. Although they reimbursed me for my personal property. There was a $1600 depreciation cost, $500 deductible, rental of a storage unit fee, moving expenses to move, due to having a Slumlord & nothing getting fixed due to the gentleman hitting my house! & The only thing the gentleman's policy is going to reimburse me is my deductible. I lived a nightmare for over a month! The mental anquish & physical anquish I endured, & I'm still enduring because NO ONE, NOT EVEN ALLSTATE, (the gentleman's insurance company) wants to compensate me for any of it!
Allstate only wants to reimburse me my deductible. But, only after the Slumlord submits an invoice for the repairs he making on his own, & he'll get paid first. I've been by several times & it's fixed. Only after I moved out did he even do anything about the big hole in the foundation. Mice were getting in thru. All my belongings that weren't ruined & I was packing up to move into a storage unit. Were filled with earwigs as well! Needless to say, I still haven't heard from Allstate or Assurant about even reimbursing my deductible!! I don't recommend either one of these insurance companies!! And don't believe Allstate when they tell you that "You're in Good Hands" with them!
We sincerely apologize for the frustrating experience you've had. Please check your private messages, as we'd like to acquire further details.

Reviewed Sept. 9, 2026
They don't pay claims that you submit to them. Their customer service is also horrible.
We sincerely apologize for the challenges you've faced with your claim and our customer service. Please check your private messages, as we'd like to acquire further details.
Reviewed Sept. 5, 2026
Process was easy, it wasn't stressful at all. I didn't have to go through loops.
Thank you for your feedback! We're delighted to hear that the process was seamless.
Reviewed Sept. 4, 2026
I am posting this review to warn the public and force an executive review of my account. This is regarding a single-family homeowners insurance policy serviced through my mortgage escrow account, not a renters policy. My property suffered clear windstorm damage on March 13, 2026, which left us with missing shingles and active internal water leaks coming into the home. To ensure everything was accurately documented, I had three independent professional, licensed contractors inspect the roof structure. All three explicitly concluded that the wind damage requires a complete roof replacement to maintain the safety of the property.
Despite presenting Assurant with undeniable physical proof of storm damage, internal leaks, and three separate expert contractor reports, they had the audacity to deny the claim. They asserted that the structural damages did not exceed my $5,600 deductible, completely ignoring clear physical evidence and independent professional expert assessments to protect their own bottom line. To make matters worse, their customer service and administrative communication are a complete joke. Their claims department has intentionally delayed the process, repeatedly hung up on my phone calls, and flat out refused to return scheduled calls as promised. Representatives have even claimed they cannot locate my policy documentation in their system when requested.
I am a disabled combat veteran trying to maintain a safe home for my three young children. They have denied to help cover these emergency repairs when multiple contractors have pointed out the obvious damages, but Assurant’s bad faith refusal to properly coordinate or fairly evaluate this claim is completely blocking the process and leaving my home exposed to continuous water damage. I am actively filing formal complaints with both the Ohio Attorney General and the Ohio Department of Insurance (ODI) to mandate a formal state-monitored investigation into their claim handling and behavior. I expect an executive supervisor from Assurant to contact me immediately (which I was already told they would twice now within 24 hours, still haven't received that call) to review the multiple independent contractor(s) evidence, properly account for the storm damage, and provide a fair resolution.
We apologize for any inconvenience caused during the claims process and would like to request a thorough investigation of the matter. A private message has been sent requesting additional information so that the appropriate team can further review your concerns.
Reviewed Sept. 3, 2026
I am so glad I came here. My house was vandalized/ burglarized 8/23/26 and it is 9/3/26 log on to check my claim and it is asking me for what I already provided. Pictures sent, receipts sent, and police report info given still NOTHING. Do not be fooled by some of these reviews, IT IS LIES. I have no TV and no help, bags missing and no help. This company a joke.... DO NOT GET INSURANCE through them unless you want to run around.
We're truly sorry for your experience. Please reply to our private message with more details so we can look into this further.
Reviewed Aug. 29, 2026
Very efficient and easy process during a stressful and scary time.
Thank you for your kind feedback! We're happy you enjoyed your experience.
Reviewed Aug. 29, 2026
It was very easy to apply and make payment online. The Property Manager and Apt. information was already in the system, making it easy.
We're thrilled to hear everything went well. Thanks for sharing with us!
Reviewed Aug. 29, 2026
Easy online work! Great price. Waiting on my email with my paperwork is pretty long only downside.
Thank you for your feedback. We’re committed to enhancing our customer experience and apologize for any delays. If you still need assistance, please reach out to our team at 888-260-7736, and they'll be happy to further assist.

Reviewed Aug. 28, 2026
I have been dealing with these people since July 16, 2026! They are very slow. I had water intrusion there. Client fell. Broke my waterline and it flooded my house. They’re telling me they’re not gonna pay for the party he broke.! $2500 out of my pocket. I don’t think is right. They assumed responsibility for the incident. They have said they accept liability for it. My contractor sent them a proposal to fix my home. They won’t do anything. In writing they keep telling us it’s under review. Meantime, I have 1 bathroom in my house the master bathroom. It’s not accessible always at all! They refuse to pay for my out of pocket expenses! They haven’t returned any of water mitigation’s attempts to get them to pay. My contractor needs approval on the proposal he sent them and they just won’t put anything in writing.
It’s been a month and a half. The water intrusion was so bad when I walked into my house the bottom floor it was raining on my head.! I told them that and they said they’d have someone out within 3 to 5 days! I googled what I should do and they said get a hold of water, mitigation pronto! So I did that they were here for two weeks, trying to dry out my house! I’ve called them daily. I send them emails my fiancé call them daily. The contractors called them daily with no communication back at all. No response in the response I do get is it’s under review.? I have called the supervisor the supervisor supervisor there supervisor and none of them have responded to me! Not one person!
These people should be put out of business. Do not get their insurance. Read the reviews so carefully. Don’t waste your money because that is exactly what it is. They did mention if I paid for it they would reimburse me what they think they owe me. The adjuster asked me how old my house was because you need to do a depreciate my drywall. Have you ever heard of such a thing. Completely insane! The thing is I have every phone call recorded. I have proof of all this stuff and I wonder if I can attach it to these because boy oh boy it should be a crime what they’re doing. They said to me, "Oh, you pay for it. We’ll reimburse you. Right. It’s $43,000. $43,000. It was raining on my head when I came in my house.
We regret the difficulties you're experiencing. We have sent you a private message requesting additional details to facilitate the escalation of this matter.
Reviewed Aug. 24, 2026
Easy-going process. Very quick, and I got exactly what I wanted.
We're thrilled to hear that you had an easy-going and quick experience. Thank you for sharing your feedback.
Reviewed Aug. 18, 2026
I am having a hard time logging into my Assurant insurance portal, and my email will not work that is connected to my account. If someone could email me today that'd be great, I've already sent you guys an email through rentersinsurance@assurant.com. But I need to check on my policies today to see why I have two and to see which one's current so I can delete one. Thanks.
We are sorry for the issue with your policy, Sara. We have sent this to the appropriate department for further review, and someone will be in touch to assist.

Reviewed Aug. 14, 2026
Updated on 08/18/2026: An agent from the "executive offices" of Assurant reached out to me last Friday and Saturday stating I would get the reimbursement check they had already sent to me via USPS on August 17th 2026. I did not receive it that day after my mail ran. I called Assurant customer service, requested a supervisor, who then told me I would still receive the reimbursement check on 8/17, even though I told them my mail had already come for the day. I called Assurant later that evening of 8/17 praying I would get a supervisor with more insight and I was told to give them a call on Wednesday (8/19). This is just more examples of their negligent behavior, unethical business practices, and bad faith.
Original Review: Hi! I bought a very high end, top of the line cell phone through Spectrum. I had been paying a top tier, expensive Assurant insurance fee monthly for this phone, having good faith that Assurant would have my back if something went wrong with my very expensive cell phone. However, June 2nd 2026 I had to make a claim through Assurant because that very expensive cell phone mentioned above broke. THE ONLY OPTION they gave me was to BUY a new phone out of pocket, mail the broken phone back to them, then they would mail me a reimbursement check in the amount of the broken phone ($1,999.99).
In this economy in 2026, and after paying astronomical monthly payments for Assurant's insurance, that was not a feasible option for my family (and I assume most families in this economic climate). Also, being as we are all human, when I was given the ONE option to buy a new phone out of pocket then be mailed a reimbursement check from Assurant, I expressed to them that I am a 30 year old mother of 5, battling cancer and my husband works 80 hours a week (so we can afford my treatment/surgeries and afford to support our children). When I was given the only option to pay out of pocket for a new phone then receive a reimbursement check in the amount of $1,999.99 (price of broken phone), I was induced to spend my own money to buy a new phone out of pocket to get this reimbursement check of $1,999.99.
Now, it is August 14th, 2026. After 2.5 months of back and forth with 20+ Assurant agents, I am now being sent a reimbursement check that is $600 short of what the assurant employees had promised me from day 1 of this claim. This company practices deceptive practices, misrepresentation of materials, and bad faith. I am contacting a lawyer as we speak for the emotional and physical distress this process has caused my family. I also, had to reschedule a PET scan related to the cancer battle I am fighting, because I had to pay out of my own pocket to get a reimbursement check for the broken phone instead of paying the co-pay our health insurance required before the PET scan.
We sincerely regret hearing about the difficulties you've been through. We have sent you a private message with additional details.
Reviewed Aug. 13, 2026
It was straight to the point!! Easy to sign up/select coverage and pay the policy.
We're delighted to hear that the process was straightforward and efficient. Thank you for the review!
Reviewed Aug. 1, 2026
If I could give zero stars for this review - I would. While my daughter was living in Mallory Eastside apts., Assurant asked for proof of renter's insurance and we provided it. The requests kept coming and said we did not. I literally submitted the proof of insurance from our carrier through the link that Assurant sent me 9 times. After she moved out, I continued to receive emails asking for proof of insurance through Assurant. I am a very logical and patient person, but this is beyond ridiculous and harassment. Now that she has graduated from college, I hope I never have to deal with Assurant again.
We sincerely apologize for your negative experience. If you would like us to review your case again, please respond to our private message.
Reviewed July 5, 2026
The process for acquiring renters insurance policy was simple and quick. The payment plan options were also very reasonable to fit any budget. If your apartment complex requires renters insurance, I highly recommend Assurant as a company to get a policy from.
We're delighted to hear you found our renters insurance setup easy and affordable. Thank you for your high recommendation and for choosing us to meet your insurance needs.
Reviewed July 2, 2026
Just grateful that it is available when I may need it. Waiting to see what increase in Premium to come. Was very grateful when I did have to call last year, I'm afraid I wasn't able to record the name of the person who I spoke to, but was very helpful even though I didn't actually file a claim.
We're pleased to be your choice for coverage. Rest assured, we strive to provide valued support at all times. Thank you for the review!
Reviewed June 24, 2026
Thank you, easy set up, quick and online! I have been using Assurant for several years while renting and I highly recommend. I needed renter's insurance and easily got a quote in less than 5 minutes. A great renter's insurance company.
We're thrilled to hear about your positive experience. Thank you for choosing us for your rental insurance needs!
Reviewed June 18, 2026
Easy navigating. Really appreciate ease of navigating. Really helps out! Was able to process. Will definitely share this service to family and friends to consider using your services as well on the future for their renters insurance.
Thank you for your kind feedback! We're thrilled to hear you found our service easy to navigate and beneficial.
Reviewed June 18, 2026
I have been an Assurant renters insurance customer, and my experience with a recent claim payment has been extremely frustrating. On March 24, 2026, I received a payment confirmation indicating that a direct deposit payment of $1,365.56 had been successfully processed. Months later, I still have not received the funds.
I have repeatedly contacted Assurant seeking clarification and documentation showing where the payment was sent. Despite multiple follow-ups, I have received conflicting information regarding the payment status. At one point, I was told the payment could potentially be voided and reissued, and later I was told the payment had cleared, yet no one has been able to provide documentation showing that the funds were deposited into an account belonging to me.
What has been most disappointing is the lack of ownership and communication. Simple requests for payment details, accounting assistance, and management escalation have been difficult to obtain. Customers should not have to spend months trying to locate an insurance claim payment. I hope Assurant resolves this issue promptly and improves its payment investigation and customer service processes.
We're sorry to hear about your experience with your claim. Please check your private messages, as we'd like to acquire further details.
Reviewed June 15, 2026
The rating I provided is for the following reasons. After being told my policy was cancelled without my knowledge the Agent Camila was very helpful during the auto chat. She understood my concern and assisted promptly. The website wasn't difficult very easy and that makes a huge difference. Thank you.
Thank you for your feedback! We're delighted you received assistance and that our platform provided a seamless, satisfactory service experience.
Reviewed June 14, 2026
Assurant Insurance is wonderful. The agents are well trained and very knowledgeable of the business. They will work with to resolve any problems. They make you feel like you are important. Their premiums do not constantly increase. They are very competitive with prices.
We appreciate your wonderful feedback about our team!
Reviewed May 27, 2026
Everything was super easy to use and navigate. The only issue was the address bar auto filled to only the first floor apartment numbers, and my spouse had difficulty selecting the send floor apartment numbers despite typing it out manually.
We apologize for the inconvenience. Thank you for sharing your feedback, which helps us serve you better!
Reviewed May 21, 2026
Okay I guess this is about the process of submitting an online claim. It was easy to read. I done it pretty quickly and I have been with Assurante for a few months now. I suppose they are a great insurance agency
We appreciate you taking the time to share this feedback with us. We're glad to hear that the claim submission process was quick and easy for you, and that your overall experience with Assurant has been positive so far.
Reviewed May 21, 2026
It was a simple and easy process to file a claim. It happened yesterday and is a serious situation. I'm out my house but at least the claim process was fast easy and direct. I had all papers needed and photos. This is a great company.
Thank you for taking the time to share your experience with us! Your feedback is valuable and motivates us to keep delivering top-notch service.
Reviewed May 21, 2026
I appreciate Assurant because they make me feel secure about my manufactured home insurance. Other companies are going out of business and/or charging way too much for premiums. I did have damage from a bad hail storm a while back but chose not to file a claim. I paid to have it replaced instead of filing a claim because I was worried I would be cancelled or surcharged. I guess it would be nice to hear from Assurant that this wouldn't have happened if I filed a claim. We have never had a homeowner or renters claim in our 46 years of marriage.
We’re grateful to have you as a valued customer for your coverage needs, and we truly appreciate your feedback. If you have any questions or need assistance with a claim in the future, our team is always happy to help at 866-602-4424.
Assurant Renters Insurance Company Information
- Company Name:
- Assurant Renters Insurance
- Website:
- www.assurantrenters.com