Generali Global Assistance Reviews

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About Generali Global Assistance

Generali Global Assistance is a full-service travel insurance service provider that offers three distinct plans built to serve diverse needs. You can compare and contrast plan options and check out various coverages like trip cancellation, baggage loss, medical evacuation and more on the company’s website.

Pros
  • Concierge services
  • Covers travel nearly everywhere
  • Offers Identity Theft Resolution
  • Coverage for preexisting medical conditions
Cons
  • Generally nonrefundable 10 days after purchase

Generali Global Assistance Reviews

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    How do I know I can trust these reviews about Generali Global Assistance?
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    Page 3 Reviews 35 - 235
    CoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Feb. 18, 2026

    This company is a joke. Do not buy insurance from there. Very slow once you’ve submitted a claim and they keep asking for the same things over and over. Their business is to stall until they won’t have to pay out.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We appreciate your review, Jimmy. We are sorry to hear about circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member has investigated your case further and provided details regarding the claim determination. If you have any additional questions, please reach out to us at claims@generalitravelinsurance.com.

    CoverageRefunds & Payouts

    Reviewed Feb. 10, 2026

    Generali is a terrible company! Never use them! They don't cover anything and just make up silly excuses so you shouldn't get any coverage. I had to pay my flight in full because Generali decided not to cover. There is no one to talk to and they are very unhelpful. Don't use them!!

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    Response from Generali Global Assistance

    Thanks for your review, Leah. We apologize for not meeting your expectations. We take customer service and the claims review process very seriously and cannot stress enough that it is important to review the coverage details of our plans via the Plan Document that’s provided at the time of purchase and contact us with any additional questions you may have. We also offer a free look back period with all of our plans to allow customers to cancel their policies within a designated period as long as they haven't already left on their trip or filed a claim. The plan is unfortunately unable to provide coverage for every event that might cause you to cancel. If there is something specific that you want to be sure is covered, feel free to ask about it before you purchase the policy. Please reach out to us at customerservice@generalitravelinsurance.com if you have any additional questions or concerns.

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    CoverageSales & Marketing

    Reviewed Jan. 29, 2026

    Generali Insurance, does not live up to what they offer. I put a claim for travel reimbursement for an accident I had in Finland, they are stalling and I have fulfilled every documentation they have asked for. They do this to tire the person down so they give up, I won't and I will continue to write bad reviews on them everywhere I can. It's a scam!

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    Response from Generali Global Assistance

    Thank you for sharing your feedback. Rudy. We're sorry to hear about the circumstances surrounding your claim and apologize for the delay as we take customer service and the claims review process very seriously. We're pleased to advise that your claim has since been finalized and you should have received an email to your address on file from a dedicated team member.

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    CoverageSales & MarketingPriceHonesty & Transparency

    Reviewed Jan. 28, 2026

    I bought insurance through this company and there was a damage to the property. I was charged $800 from the owner. This insurance offered me only $200. I didn't even take it, stay away. It's a scam company. They just lie to people to get their money.

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    Response from Generali Global Assistance

    Thank you for sharing your feedback. Hayk. We're sorry to hear about the circumstances surrounding your claim and apologize for the delay as we take customer service and the claims review process very seriously. We're pleased to advise that your claim has since been finalized and you should have received an email to your address on file from a dedicated team member.

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    CoverageHonesty & Transparency

    Reviewed Jan. 25, 2026

    I bought insurance Oct 29, 2025. I got sick Dec 22, saw Doctor Dec 24. Doctor advised against travel in my condition, had to cancel Airbnb stay $600 starting Dec 28th. Generali rejected claim stating my insurance only starts Dec 28 and since I was sick 6 days before my trip, it is preexisting condition and refused coverage. Generali does not honor most legitimate claims. Generali lied about my Dr suggestion in the refusal, they lied about having bought coverage when I was already sick in their claim refusal. I suggest get a better insurance company like faye, Travelinsurance.com, Travelex, IMG pay $20 more to get better company.

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    Response from Generali Global Assistance

    We appreciate your review, Ravi. We are sorry to hear about circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member has investigated your case further and provided details regarding the claim determination. If you have any additional questions, please reach out to us at customerservice@generalitravelinsurance.com.

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    CoverageTechSales & MarketingPrice

    Reviewed Jan. 24, 2026

    This is the worst insurance company I have ever dealt with. In my opinion, this company operates like a scam. I purchased their travel insurance three times last year and paid in full to protect my family. During one of our trips to Europe, I experienced an incident that I was unable to report while traveling. As soon as I returned home, I filed the claim. From that point forward, the process was extremely frustrating and disorganized. I received inconsistent paperwork requests, and after completing and submitting all the required documents, my claim was initially canceled.

    When I contacted the company, they requested additional paperwork and assured me the matter would be resolved. I continued submitting every document they asked for. Despite fully complying with their requests, once they confirmed receipt of all required paperwork, they ultimately denied my claim. Based on my experience, I strongly advise others not to waste their money with this company. It is not worth the stress or frustration. Save your money and purchase travel insurance from a reputable local insurance provider instead.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for your review, Deen. We apologize for not meeting your expectations. We take customer service and the claims review process very seriously and cannot stress enough that it is important to review the coverage details of our plans via the Plan Document that’s provided at the time of purchase and contact us with any additional questions you may have. We also offer a free look back period with all of our plans to allow customers to cancel their policies within a designated period as long as they haven't already left on their trip or filed a claim. The plan is unfortunately unable to provide coverage for every event that might cause you to cancel. If there is something specific that you want to be sure is covered, feel free to ask about it before you purchase the policy. Please reach out to us at customerservice@generalitravelinsurance.com if you have any additional questions or concerns.

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    Customer ServiceCoverageSales & Marketing

    Reviewed Jan. 21, 2026

    Absolutely the worst travel insurance on the market. DO NOT BUY THIS. This extra money toward your trip is worthless. If you sick, be prepared to get a doctor to write a letter to this company. Many doctors refuse to do this. They will just give you a receipt for your visit but this company wants everything. I get travel insurance for every trip my family takes. We have only had to use it twice in 15 years. Expedia offered this insurance so I thought it was good but they are a scam. You will not see a dime if something happens. BEWARE.

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    Response from Generali Global Assistance

    We're sorry to hear about the circumstances surrounding your claim and for not meeting your expectations, Tiana. We take reviewing and responding to claims very seriously and want customers to understand the coverage details of our plans. We cannot stress enough that it is important to review these details via the sample Description of Coverage/Insurance Policy that’s provided at the time of purchase, and contact us at 800-551-9242 or via email at claims@generalitravelinsurance.com with any additional questions. Supporting documentation is typically required in order for the policy to provide coverage for cancellations due to medical reasons. A dedicated claims team member has investigated your case further and provided details regarding the required documentation. If you have any further questions regarding the coverages under this plan, please reach out to us at the number or email provided above.

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    Customer ServiceCoverageRefunds & PayoutsTimeliness

    Reviewed Dec. 31, 2025

    I bought this insurance for a trip to see my new granddaughter when I had a cancelled flight due to weather. I had to pay for hotel and food. I submitted my claim in September, it is now December 31st and I have not received reimbursement. I have submitted several times and still nothing. I have called numerous times with no callback. I received an email saying they have everything and no need to call them back, that all I needed was to respond to an email to verify my contact information, which I did the same day, that was December 18th. Still nothing. This was the worst insurance! What if I had an emergency? I will never use them again!

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    Response from Generali Global Assistance

    Thank you for sharing your feedback, LaTeeka. We're sorry to hear about the circumstances surrounding your claim and apologize for the delay as we take customer service and the claims review process very seriously. We're pleased to advise that your claim has since been finalized and you should have received an email to your address on file from a dedicated team member.

    Customer Service

    Reviewed Dec. 19, 2025

    Do Not Use This Company! They are scammers, they steal your money. Don't listen to their stupid responses to our reviews. They state you can only cancel until 15 days from booking. Our flight got changed and our hotel cancelled due to the hurricane and the resort having to delay opening. According to Generali- That is no reason for reimbursement. What!!! Are you kidding me? Scammers and Thieves! I will do my best to get the word out every chance I get. Horrible Company!!!!

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    Response from Generali Global Assistance

    Thanks for your review, Karissa. We apologize for not meeting your expectations. We take customer service and the claims review process very seriously and cannot stress enough that it is important to review the coverage details of our plans via the Plan Document that’s provided at the time of purchase and contact us with any additional questions you may have. We also offer a free look back period with all of our plans to allow customers to cancel their policies within a designated period as long as they haven't already left on their trip or filed a claim. The plan is unfortunately unable to provide coverage for every event that might cause you to cancel. If there is something specific that you want to be sure is covered, feel free to ask about it before you purchase the policy. Please reach out to us at customerservice@generalitravelinsurance.com if you have any additional questions or concerns.

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    Customer ServiceSales & MarketingPriceRefunds & PayoutsStaffBilling

    Reviewed Dec. 19, 2025

    Customer Service representative sold me an invalid policy. Went to make a claim and was denied of course. Asked for the cost of the policy to be refunded since it was an invalid policy and was again denied. Customer service reps are well versed in denying, deflecting and hanging up on you. Filed a dispute with BBB and my Credit Card company. Buyer beware of scams like this one.

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    Response from Generali Global Assistance

    We are sorry to hear about your negative experience and the circumstances surrounding your claim, Joey. We take customer service and the claims review process very seriously and cannot stress enough to our customers that it is important to review the coverage details of our plans via the Plan Document that’s provided at the time of purchase, and contact us at 800-874-2442 or via email at customerservice@generalitravelinsurance.com with any additional questions you may have. We have dedicated customer service representatives who can clarify the plan terms and conditions and guide you towards the best coverages. We also offer a free look back period with all of our plans to allow customers to cancel their policies within a designated period as long as they haven't already left on their trip or filed a claim. Our Trip Cancellation coverage is designed to reimburse you for your prepaid non-refundable trip costs should you have to cancel your trip due to an unforeseen covered event, such as a sickness or injury of yourself, a family member or traveling companion. The plan must be purchased prior to the condition’s unforeseen worsening in order to provide reimbursement. If you have any additional questions or concerns, please reach out to us at the phone number or email provided above.

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    Customer ServiceCoverageTechSales & MarketingRefunds & PayoutsStaffRates

    Reviewed Dec. 5, 2025

    Oh My God, stay away! My brother decided to insure our tickets to Thailand in June 2025 through a sponsored (?) pop-up (Generali advertisement) when we purchased airfare. You can only get your full refund back, based on their terms and conditions, in 3 stipulations--and 1 hidden one (called NEVER): 1. The death of a service animal, 2. The death of your travel partner, 3. The death of an immediate family member. And secret option 4. Give you the shady run-around until you give up. Our father died the week of our trip. We have still, to this day, 12/03/25, are still fighting Generali for our full refund. Based on their terms and conditions regarding refunds, we qualified for our $3111.00 money back. We've been jumping through hoops with them for 5 months. We provided an obituary, and EVERYTHING documentation they requested.

    The staff who answer pass-the-buck, give false uninformative information, and will hang up on you. It's been a NIGHTMARE going through this process since dad died on July 5th, 2025, trying to get our refund back. I finally filed a complaint through the BBB, in which they did the work contacting Generali, and then Generali came back and immediately said they would pay us minus $700 that they insured us for. My brother and I three-way called them just tonight, and when someone answered, my military brother asked the Rep for a service # or an ID # linked to the individual we were speaking with.

    The Rep said his name was 'Herb' and that he didn't have an individual ID. Then the Rep hung up on us. We called back. A guy named 'Herbert' answered. (Same guy) This time, he gave us a 4-digit ID # (probably fake numbers) and then he just led us in circles. We are still going to fight for our $3000 out of principle. If time is money, then Generali should owe us interest on for the 5 months we've been fighting. Oh, and our father is dead, and this has been super fun (sarcasm). DON'T mess with this SCAM company. Don't do it! At least the Better Business Bureau has helped make headway.

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    Response from Generali Global Assistance

    Hello Julia. Thank you for your feedback. We take customer service and the claims review process very seriously. We're pleased to advise that your claim has been finalized and you should have received an email to your address on file. Please feel free to reach out to us at 800-541-3522 or via email at claims@generalitravelinsurance.com with any additional questions or concerns.

    Customer ServiceCoverageStaffBilling

    Reviewed Nov. 9, 2025

    In May, I was in Austria and had to go to a hospital for bronchitis. The bill was more than $1,600. Upon returning to the States, I filed a claim with Generali. I was informed that Generali's medical coverage was excess over any primary coverage. I filed a claim with my Medicare Supplement insurer and was paid $1,100+. So, I refiled my claim with Generali and received an email that they did not owe any further payment.

    I have spent more than 50 years in the insurance business. For 10 years, I managed an insurance brokerage operation that provided travel accident insurance for study abroad programs at 16 state universities and travel insurance for state employees. I have taught insurance at two universities and consulted with a Federal Government agency. I know what excess insurance means. I never received a denial letter stating the policy terms and conditions that supported their denial. The money spent on Generali's travel insurance was a total waste.

    E. **

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    Response from Generali Global Assistance

    Thank you for your review, Edwin! We would be happy to offer assistance with this matter. Unfortunately, we are unable to locate your claim or policy with the information in this review. Please email our Customer Experience department at CXCareTeam@generalitravelinsurance.com with more details. We hope to hear from you soon!

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    Customer ServiceCoverage

    Reviewed Nov. 8, 2025

    You guys never responded to my complaint about my trip. I sent a couple of messages but you guys never responded, actually I'm not asking for something I don't deserve. That's why I got this travel insurance because they told me it was good and trusted. This is the only complaint I have. I only lost around $200 and I'm not asking you for more or something you can't afford.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We appreciate your review, Brenda. We are sorry to hear about circumstances surrounding your complaint and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated customer service team member is investigating your case further and will provide details regarding your request. If you have any additional questions, please reach out to us at customerservice@generalitravelinsurance.com.

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    PriceRates

    Reviewed Nov. 4, 2025

    I liked what I saw at Generali. The rates were reasonable, and what was offered was pretty much better than the others for the rate.

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    Response from Generali Global Assistance

    We are grateful for your review, Linda. Thanks so much for sharing your experience and choosing to #TravelSmarter.

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    Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Nov. 1, 2025

    For the price that I paid for the premium, it seemed like I got more for my buck with Generali. Some places were priced a little less, but they didn't offer as much coverage. I like that Generali has three packages depending on the trip - a regular, a medium, and a deluxe package. I've never paid for the deluxe package, but I normally go for the middle package.

    I was delayed coming back from Ireland. We flew into Dallas and they had terrible thunderstorms. So everything was canceled. I needed a hotel room. I could see a Marriott or a Hilton, and I could walk there. I had to fill out all my credit card information before Generali would give me a room. When I got to the hotel, I asked if there was a reservation under my name and there was none. We have been up for 36 hours straight and my wife was freaking out saying, "I need to go to bed." So, I paid for the room and Hilton said, "Everything will be taken care of." So, I wound up paying for the room twice and I had to use my credit card to use the room because they said I didn't have a reservation.

    The reason they said I didn't have a reservation was my reservation used the full name on my credit card, and I told them my name without the middle initial. So, it took an awful lot of paperwork to get that all straightened out. Hilton refunded my money. But it was an awful lot of paperwork to get Generali refund my money that I paid for my room. They wanted the cancellation policy of the trip even though it was only going from Dallas to Las Vegas. There was a whole lot of paperwork I had to fill out, which I thought was unnecessary since it was a minor screw up.

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    Response from Generali Global Assistance

    Thank you for your feedback, Larry. We always aim to exceed customer expectations, and we're sorry we fell short in your case. We are pleased to know that your claim was resolved, and we will share your feedback to improve.

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    Punctuality & SpeedStaff

    Reviewed Oct. 13, 2025

    The service representatives with Generali are always quick with getting a resolution to questions and/or concerns. They are Super supportive and friendly as they work with you to address any issues. We have used them for the last four years and have always been pleased with the quality of the service.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear, Andrea. At Generali Global Assistance, we value offering great customer service. Thanks for your loyalty!

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    PricePunctuality & SpeedEase of UseRates

    Reviewed Oct. 13, 2025

    Very pleased with the quick and prompt service, easy to navigate the site. Service and Prices are much better than from the other companies. Should only recommend to create and establish the application for even easier access. Used it for my several trips and will continue using this company over again.

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    Response from Generali Global Assistance

    Thank you for your input, Liliya. It's wonderful to hear we were able to meet your expectations. We will consider your suggestion it in the future to make your experience with us even better.

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    Coverage

    Reviewed Oct. 7, 2025

    Don't waste your money on this insurance! What a disappointment. We had a pet emergency that necessitated us to cancel our Airbnb reservation and our claim was denied. Our pet was diagnosed with metastasized bone cancer. Surgery and radiation are needed. All documentation was provided to Generali.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for your review, Randal. We apologize for not meeting your expectations. We take customer service and the claims review process very seriously and cannot stress enough that it is important to review the coverage details of our plans via the Plan Document that’s provided at the time of purchase and contact us with any additional questions you may have. We also offer a free look back period with all of our plans to allow customers to cancel their policies within a designated period as long as they haven't already left on their trip or filed a claim. The plan is unfortunately unable to provide coverage for every event that might cause you to cancel. If there is something specific that you want to be sure is covered, feel free to ask about it before you purchase the policy. Please reach out to us at customerservice@generalitravelinsurance.com if you have any additional questions or concerns.

    Staff

    Reviewed Oct. 6, 2025

    They won't pay you anything, it's a waste of your money, they are professional liars. Full of bluff, they claimed I canceled my flight even though I had proof the airline canceled, Do not use them. They are not here to protect you.

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    Response from Generali Global Assistance

    Thank you for your review, Kra! We would be happy to offer assistance with this matter. Unfortunately, we are unable to locate your claim or policy with the information in this review. Please email our Customer Experience department at CXCareTeam@generalitravelinsurance.com with more details. We hope to hear from you soon!

    Coverage

    Reviewed Oct. 2, 2025

    I was subpoenaed to testify in the murder trial of my husband's murderer. The trial was delayed and I had to cancel the Airbnb I had rented. They refused the claim saying it was not a covered reason. This company is so damaging in their practices and in my opinion this is extortion and fraud.

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    Response from Generali Global Assistance

    We appreciate your review, Patty. We are sorry to hear about circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member has investigated your case further and provided details regarding the claim determination. If you have any additional questions, please reach out to us at customerservice@generalitravelinsurance.com.

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    Customer ServiceCoveragePriceRefunds & PayoutsMaintenanceStaffBillingTransparencyCommunicationTimeliness

    Reviewed Sept. 9, 2025

    On July 28, 2025, I returned a rental car to the Budget-Avis office in Gare Du Nord, Paris. This rental was covered by Generali rental insurance and trip insurance (two policies). Due to a minor accident, the car had some damage to the right side door when I returned it. I had previously notified both Budget and Generali about this during my 3-day trip in France. The Budget-Avis office in Paris made repairs the next day and immediately billed my credit card $4029.52. I repeatedly contacted Budget's customer service to ask for a document explaining these charges. They finally sent me an explanation on August 9. I then finalized my claim with Generali and submitted it. I received a letter from Generali requesting that I upload some additional information on August 14. I uploaded everything except the autobody/repair shop invoice, which Budget refused to provide me. (They said that the explanation of the repairs was sufficient.)

    For over three weeks I tried to contact the Generali claim officer, Brenda **, to clarify if I needed to submit anything else. She did not return my calls and emails until very recently, and she did not call me at the times when I was able to take a call. Finally, on Monday, September 8, she picked up when I called and explained that I needed to provide the autobody shop invoice (which Budget had refused to send me). When I asked her how to obtain this, she did not provide any helpful advice or information. After hanging up, I received an email letter from Generali stating that my claim had been closed.

    I am continuing to communicate with Budget, trying to obtain the autobody shop document, and they are not cooperating. I may need to pursue legal action against Budget and am consulting with an attorney. But my communication with Generali was the worst I have ever experienced with any insurance company, and the lack of communication caused the delays which resulted in the claim being closed. Although the Generali tagline is "Yes, we care", I found this not to be true. No one seemed to care about my claim. My calls and emails were not returned, and I wasted hours trying to communicate with your claims office and customer service.

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    Response from Generali Global Assistance

    We appreciate your review, Alan. We are sorry to hear about circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case further and will provide details regarding the claim determination. If you have any additional questions, please reach out to us at customerservice@generalitravelinsurance.com.

    Verified purchase
    CoveragePriceRates

    Reviewed Aug. 30, 2025

    I purchased from Generali Global Assistance when our previous service provider discontinued the kind of coverage we were looking for. We wanted to make sure that we had basic medical coverage in case something happens since I have been traveling back and forth to Europe and my husband is not American. The website is very well-put and shows what the coverages are and the prices. Overall, our experience is good.

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    Response from Generali Global Assistance

    We are grateful for your review, Maureen. Thanks so much for sharing your experience and choosing to #TravelSmarter!

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    Customer ServiceCoveragePriceEase of UseRates

    Reviewed Aug. 23, 2025

    I first heard about Generali Global Assistance on the internet. I liked their price and the coverage they offered. I purchased everything online, and the whole process was automated. Their system worked okay, and everything was handled online.

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    Response from Generali Global Assistance

    Thanks for your feedback and your purchase, Billy! It's wonderful to hear we were able to meet your expectations.

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    Customer ServiceCoveragePunctuality & SpeedStaffRates

    Reviewed Aug. 23, 2025

    Generali was recommended by one of my friends. I didn't need to use the insurance, but the experience getting a policy was good. In terms of purchasing insurance, it was very simple. I called and everything was arranged very quickly. Any questions I asked are answered immediately. I have a positive recommendation for Generali.

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    Response from Generali Global Assistance

    That's great to hear, Serafima. At Generali Global Assistance, we value offering great customer service. We will share your feedback with our team. Thank you for your review!

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    CoverageRefunds & Payouts

    Reviewed Aug. 14, 2025

    I travel about 15, 20 times per year. So, I was looking for a travel insurance and stumbled upon Generali when I was searching online. I have used it for several times now. It offers three levels of insurance, and I would always get the highest level. Most of the time, I never needed the insurance. However, when I had a situation where I got sick and was hospitalized, I sent all the information to Generali but they didn’t want to refund me. They kept asking for a certain document that doesn't exist in that country. I showed them the receipts, went back to Brazil and got the other receipts but they kept giving me the runaround. I spent almost $1,000 and didn’t get anything back.

    After that, I never used Generali again. I also tell everyone I know, and the people I work with who travel, not to use Generali because I don’t think what happened to me was right. That trip was expensive because I spent money in the hospital, on the doctors, and on my flight. I also spent money on insurance that did nothing for me.

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    Response from Generali Global Assistance

    We appreciate your review, Robert. We are sorry to hear about circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member has investigated your case further and provided details regarding the claim determination. If you have any additional questions, please reach out to us at customerservice@generalitravelinsurance.com.

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    Customer Service

    Reviewed Aug. 14, 2025

    I was extremely happy about Generali's response time and what was done. The paperwork that they required was a little cumbersome, but I was able to get the proper paperwork after the fact. I wish I had known going into the claim that I needed the paperwork as opposed to being reactive. Other than that, it was a very seamless claim.

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    Response from Generali Global Assistance

    We are pleased that we were able to exceed your expectations, Jim! At Generali Global Assistance, we take the claims process very seriously and are pleased to hear that your claim was resolved. Thanks for sharing your positive feedback with us about your positive claim experience.

    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Aug. 13, 2025

    Travelers be wary on purchasing travel insurance with Generali Travel Insurance also known as Generali Global Assistance (they have many, many complaints filed with the BBB for denial of claims). Their policy page is about 10 pages long and you will need to read the very fine print as far as filing a claim and being refunded on what few things they will refund on. They make it sound like on their homepage that filing for a refund is easy, it is anything but that.

    I flew all the way to Africa from Chicago, missed by connection flight as the connecting airplane did not wait even though they knew my plane had landed and was on my way to the gate (mind you is also a Level 2 threat to tourists in Addis Ababa, Ethiopia for thefts and harassment). Ehtiopian Airlines customer service had me sit behind the counter with them for my own safety for about 2 hours while they made my return flight. Was unable to get my phone to work internationally and even when I did a few hours later, was advised by the travel agent would be 4 days for me to join up with my group.

    The airlines put me up in hotel for the day until my flight left the same night I arrived in Addis Ababa, even there twice I heard my door handle jiggling. But in Generali's eyes, they believe I should have stayed in a country not American friendly for the 4 days and risk my personal safety and they continue to deny my reimbursement for trip interruption, which I informed them I will continue to fight for my money back and not walking away from over $5,500 paid for the trip that I didn't get to go on.

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    Response from Generali Global Assistance

    We appreciate your review, Deniece. We are sorry to hear about circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case and will follow up with you with any new or additional information regarding the claim determination. If you have any additional questions, please reach out to us at customerservice@generalitravelinsurance.com.

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    CoveragePriceBillingRates

    Reviewed Aug. 13, 2025

    Do not use this company. Go through a private insurance company or through your credit card if you have that option. We booked a trip and got the insurance through Airbnb. Then we changed the location of our stay but we kept the same exact dates and they still would not honor the new reservation even though it was half the price of the original reservation. Complete waste of money.

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    Response from Generali Global Assistance

    Thank you for your review, Christina! We would be happy to offer assistance with this matter. Unfortunately, we are unable to locate your claim or policy with the information in this review. Please email our Customer Experience department at CXCareTeam@generalitravelinsurance.com with more details. We hope to hear from you soon!

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    Customer ServiceCoveragePriceOnline & AppStaffRates

    Reviewed Aug. 12, 2025

    I've been using Generali for years. They're not the most expensive, but probably a little more expensive than some of the others I've seen. But I think the product is better. I've only had to make a claim one time, and they were wonderful.

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    Response from Generali Global Assistance

    Thank you for your kind words, Paula! We love our loyal travelers, and hope to retain you as a customer for many years to come. We're grateful for your support and for your choosing us!

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    Customer ServiceTechTransparency

    Reviewed Aug. 12, 2025

    My claim ** was denied on grounds of less than two hours delay when in fact my delayed took more than 12 hours as I arrived at my destination a day after. Despite sending all required documentation and a clear explanation, my claim was denied on wrong information. I called Generali to appeal my claim and I was told on 8/1/25 by Thomas appeals were not possible. I was promised a call by the processor but I never received any call back. Who should I contact to have my claim actually reviewed as the contract dictates?

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    Response from Generali Global Assistance

    18/14/25: We appreciate your review, Sebastian. We are sorry to hear about circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member has investigated your case further and provided details regarding the claim determination by email. If you have any additional questions, please reach out to us at customerservice@generalitravelinsurance.com.

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    Coverage

    Reviewed Aug. 7, 2025

    I registered a few weeks ago and it was a fairly easy process, including the various options. I have yet to take my trip. I do not have any experience as of yet with this insurance company. I have used other traveling insurance with good outcomes. I hope to not to have to use the insurance.

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    Response from Generali Global Assistance

    Your feedback is valued by our team. Thank you, Ada, for your review.

    Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 1, 2025

    3 stars because they did reply quickly to my request for refund…which was denied. Their 10 day time limit to request refund is fully disclosed, it is just sad that they do not even offer a partial refund. No wonder why they are financially at the top of the travel insurance industry. We will not use Airbnb again unless they partner with a different travel insurance co. This is NOT good customer service.

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    Response from Generali Global Assistance

    We're sorry to hear you had to cancel your trip, Rene. Unfortunately you are outside your 10-day free look period so we are unable to refund your policy. Residents in Indiana can cancel within 30 days of purchase. Please note that you can’t cancel your plan after you’ve departed on your trip or started a claim, even if you’re within your cancellation period. Thank you for your review!

    Honesty & Transparency

    Reviewed July 31, 2025

    The company makes most of their money off of cancellations made after their “non-refundable” grace period of 10 days. This is completely dishonest and when questioned on the matter, they do not make any exceptions, whatsoever. Recommend not using unless you are going to change your mind within the 10 days.

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    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed July 29, 2025

    Generali is doing a bait and switch to prevent paying out my claim. I had a knee injury on my return trip home, which was covered by Generali. Thinking it was a simple strain and based on established medical protocols, I performed at-home therapies to see if the symptoms would resolve themselves. I contacted Generali by phone and I was assured that, based on my Premium Plan, I could submit any claim for treatment that may need to happen after the trip and up to a year after the initial injury, since treatment would take place after the end-date of the covered trip. When symptoms didn't subside, I saw a Dr., did PT, got an MRI and was diagnosed with a meniscus tear. I did more PT to resolve the issue.

    After presenting my expenses to my primary insurance first who paid the bulk of the costs, I submitted the remaining payments for these treatments to Generali for reimbursement, per my Premium Plan's conditions. The Generali evaluators have denied my claim, first because I did not seek immediate medical treatment on the date of my return travel-- even though, medically, this is not the accepted medical protocol. Then they denied it because they said my plan only covered treatment which takes place during the covered period of my trip-- and nothing afterwards. I have presented to the Generali claims evaluator an attestation from my physician, validating that the timing of me seeking medical care is consistent with accepted medical practice and requesting that the claim be re-evaluated and that the claim be approved.

    Secondly, I presented the Generali claims my Premium Plan document, including the paragraph that states that Generali will pay on treatment that occurs beyond the covered trip dates, when the injury requires treatment that is longer than the trip itself. I also provided a quote from Generali's own website, which highlights the fact that, when you choose a Premium Plan you can COUNT ON claims being accepted for treatment, even when that treatment goes beyond the covered trip dates, if the injury tool place during the covered dates. After six different attempts to resolve amicably with Generali, I have reported Generali to the US Department of Transportation for deceptive practices.

    The claims person, a certain Terrell **, continues to hold steadfast to say that all medical treatment needed to have occurred during the covered trip, even when my Premium Plan clearly states the exception, when treatment requires time beyond the covered trip. I WAS a loyal Generali customer, having used them at least five times in the last five years, for any of my domestic or international travel. Meanwhile, about two years ago, I chipped a tooth while on a covered trip, and I waited to be back home to get it repaired by my family dentist on a date after the coverage ended-- which Generali paid, without issue.

    This experience makes it clear that Generali is trying to deceive their customers, denying the customer the benefits they are due, based on a policy of continuous denials, evaluations that fly in the face of standard, accepted medical protocols, and outright misrepresentation of their own plans. The difficulty to get the evaluator to change their decision, despite that they are quoting terms that do not apply to my Plan, makes me want to warn every customer to take their travel insurance business elsewhere than to Generali.

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    Response from Generali Global Assistance

    We appreciate your review, A de la Torre. We are sorry to hear about circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member has investigated your case further and will be providing details regarding the claim determination to the email we have on file. If you have any additional questions, please reach out to us at customerservice@generalitravelinsurance.com.

    CoverageRefunds & Payouts

    Reviewed July 27, 2025

    Awful!!! Wil never purchase travel insurance from this group again!!! Had to cancel my flight due to a medical reason. Sent in all required information, doctor's note and nothing was reimbursed from my purchase. The crazy part is the airline changed the flight last minute to a time I was unable to take so there were two reasons I should have been reimbursed for my travel!

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    Response from Generali Global Assistance

    We value your feedback, Jennifer. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case further and will be in touch with you with any additional information. Thank you for your patience with this matter.

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    Coverage

    Reviewed July 26, 2025

    I've always used Generali and my purchasing experience with them has been good. I buy the policy for the same precautions that anyone buys travel insurance, in case something happens. I've always purchased travel insurance, but I've never had the fact that I haven't been able to go. So, I've never had to put in a claim. It's just like the reason you buy car insurance and never have an accident.

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    Response from Generali Global Assistance

    Thanks for your feedback and your purchase, Jerry! We know you have options when it comes to travel insurance, but are pleased you chose Generali Global Assistance.

    Customer ServiceCoverageSales & Marketing

    Reviewed July 26, 2025

    FRAUD ALERT!!!! I Used them for Airbnb travel insurance. Their claim website errors out, I called and they said to try again and phone claims are not possible. Errors on claim website when I use phone, MacBook, PC, Edge, Chrome and Firefox. When I called they refused to let me speak to a manager. Generali is a complete scam!!! Airbnb promotes them and then won’t force the travel insurance company they promote to do the right thing. FRAUD. FRAUD. FRAUD.

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    Response from Generali Global Assistance

    Thank you for your review, Tex! We would be happy to offer assistance with this matter. Unfortunately, we are unable to locate your claim or policy with the information in this review. Please email our Customer Experience department at CXCareTeam@generalitravelinsurance.com with more details. We hope to hear from you soon!

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    Customer ServiceSales & MarketingStaff

    Reviewed July 25, 2025

    Absolute scam, initiated through Orbitz. Cannot contact, or cancel. Impossible to speak to representative. When I finally was able to contact a person, She was rude, and unable to correct problem. Very frustrating.

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    Response from Generali Global Assistance

    Thank you for your review, Ken! We would be happy to offer assistance with this matter. Unfortunately, we are unable to locate your claim or policy with the information in this review. Please email our Customer Experience department at CXCareTeam@generalitravelinsurance.com with more details. We hope to hear from you soon!

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    Customer ServiceRates

    Reviewed July 23, 2025

    I have a claim that’s just getting started. I began filling it out online, but I’ll have to call because I have some questions. I will have to see how it goes. I have known about Generali for years but so far, so good.

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    Response from Generali Global Assistance

    Thank you for your review, Frederick! We would be happy to offer assistance with this matter. Unfortunately, we are unable to locate your claim or policy with the information in this review. Please email our Customer Experience department at CXCareTeam@generalitravelinsurance.com with more details. We hope to hear from you soon!

    Customer ServiceCoveragePunctuality & Speed

    Reviewed July 14, 2025

    Horrible experience! They were very quick to take money, but they don't do anything in return but look for any possible and ridiculous excuses not to cover you! Dealing with customer service is dreadful and waste of time - they don't listen, ignore your email or call. Just horrible!

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    Response from Generali Global Assistance

    Thank you for your review, Lola! We would be happy to offer assistance with this matter. Unfortunately, we are unable to locate your claim or policy with the information in this review. Please email our Customer Experience department at CXCareTeam@generalitravelinsurance.com with more details. We hope to hear from you soon!

    Customer ServiceCoverageSales & MarketingRefunds & PayoutsStaffBillingTransparencyTimelinessHonesty & Transparency

    Reviewed July 12, 2025

    Updated on 07/25/2025: Had to file Consumer Affairs complaint. Had to file complaint with Louisiana Department of Insurance to force company to respond as to why they have not paid me over 3 months after they said they would!!!. Marcel ** is claims adjuster whose last communication stopped after I provided his own message that he still owed me money. File a claim with the adjuster in whatever state you're in if they lie. I'm only asking for money owed and promised and they are lying. As of last week my adjustor stated I was wrong and no response from company except go back to adjuster. Rely on state and government because these international companies move like they're unregulated, which is true. However their US representatives are licensed with standards to keep. Good luck. Going on month 4-5 after providing receipts, being promised a payment and still not receiving it.

    Note: He has not been able to send confirmation of paid receipts out of pocket to date and last communication he stated I was not owed any money. What he was paying is what I paid out of pocket. Do not recommend, do not trust, you will not be paid and Marcel will pretend it was never owed after promise. I sent Marcel his own email stating I was owed. No response over 7 days and company response is to talk to adjuster which is him. I feel scammed and feel like they perpetrated fraud against me to date.

    Original Review: It has been since 04/2025 I have not received my medical reimbursement check from Marcel **. Does not respond to my email in a timely matter, did not update my information resulting in the check going to the wrong address the 1st time though he was informed over a week prior through email. No lawyer will pick up my case since were already settled and calling customer service since March they say I am not allowed to have another claims adjustor. Tried talking to his supervisor Lisa, left messages through customer service and voicemails since 02/2025 and have not heard from his supervisor to date.

    They are unregulated and now I am left having to sue for what they already said they would give me!! NEGATIVE10/10 recommend. They lie about their settlements, and you will not get paid what you're owed without fighting for it. I am proof and Marcel is the reason why they can do what they want unregulated. It's all just sad, no way to run a business. They need to regulate their adjustors better or this is the scam they've been running all along, I cannot tell at this point however I do know I am owed and unpaid for months now.

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    Response from Generali Global Assistance

    We value your feedback, Talya. One of our dedicated liability claim representatives is looking into your case further and will contact you with additional information. Thank you.

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    Customer ServiceCoveragePriceRates

    Reviewed July 3, 2025

    I went online and saw Generali had good reviews and it was a little bit less expensive than some of the other providers. Customer service was pretty good.

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    Response from Generali Global Assistance

    That's great to hear, John. At Generali Global Assistance, we value offering great customer service. We will share your feedback with our team.

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    Customer ServicePriceOnline & AppRatesResolution

    Reviewed June 27, 2025

    I bought a travel insurance from Generali Global to protect myself. In terms of pricing, they are competitive. Considering computer skills, their website is a little difficult for me. But, for somebody who has better skills, it would not be a problem. However, making a claim was a pain. When one mails something to them, it has to be in a certain time frame. Instead of paying $1 to mail, it costs $10 or $15 to mail them. It was a pain trying to get back what we were trying to do. Eventually, we got exactly what we needed, but it took a while to get it. Customer service felt like it was a runaround.

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    Response from Generali Global Assistance

    Thank you for the review, William! We always aim to exceed customer expectations, and we're sorry we fell short in your case. Your feedback is valuable to us, and we will use it to make improvements. If you have any additional questions or concerns, please don’t hesitate to contact our Customer Service team at customerservice@generalitravelinsurance.com.

    Reviewed June 19, 2025

    We summited a claim for Travel Interruption, but were denied and quite frustrated. After reviewing the policy again we ended up spending a couple of hours and submitted a claim for Travel Delay. We had bad weather and were delayed several days in arriving at our destination. Because of high winds our vehicle could not travel due to a state mandate. Happily we won that claim!

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    Response from Generali Global Assistance

    Thanks for sharing your feedback with us, JE. We're sorry to hear about your travel woes, but happy we were able to assist and pay your claim!

    Customer ServiceCoveragePriceRefunds & PayoutsStaffTransparencyFollow-Through

    Reviewed June 9, 2025

    Subject: Travel Insurance Claim Denial – Generali Global Assistance – Claim #** / Expedia – Itinerary # **. I am filing this complaint to formally raise my concerns regarding the mishandling of my travel insurance claim by Generali Global Assistance and the lack of support from Expedia, from whom I purchased both the airline ticket and the insurance.

    On April 6, 2025, I had booked a round-trip flight from Orange County (SNA) to Dallas (DFW) via American Airlines for travel on May 9–11, 2025. At the time of purchase, the ticket was clearly marked as non-refundable but eligible for flight credit in case of cancellation. During the checkout process, Expedia prominently offered a travel insurance policy through Generali Global Assistance. I chose to purchase this policy specifically because I wanted financial protection in case of an illness or emergency, and I did not want to rely solely on a flight credit.

    Unfortunately, due to an illness, I was forced to cancel my trip. While American Airlines issued a flight credit, this option is not feasible for me. I therefore submitted a claim to Generali Global Assistance and provided all necessary documentation, including proof of cancellation and medical justification. To my surprise, Generali responded that they would not process my claim unless I could obtain written confirmation from Expedia or American Airlines that I had forfeited my flight credit. I contacted Expedia multiple times, spending over two hours in total as they attempted to coordinate with American Airlines. Ultimately, Expedia confirmed in writing that neither they nor American Airlines has any process to forfeit or surrender flight credits. I forwarded this written statement to Generali, along with an explanation of my age (I am 74 years old) and inability to make use of a future flight credit.

    A representative from Expedia even advised me that given my circumstances, Generali would likely make an exception and issue a refund. However, despite fulfilling all requirements and demonstrating good faith, Generali has continued to deny my refund, citing policies that are impossible to fulfill due to airline and agency limitations—conditions that were never disclosed at the time of insurance purchase.

    Summary of Key Issues: I purchased insurance to avoid reliance on flight credit in the event of cancellation. Generali's requirement to forfeit a flight credit is not supported by the airline or Expedia, making their condition unmeetable. I submitted all supporting documents, including an email from Expedia affirming the impossibility of forfeiting the flight credit. Generali continues to deny my claim, despite full cooperation and extenuating personal circumstances (age, illness).

    Requested Resolution: I am requesting that Generali Global Assistance honor their policy and issue a full refund of the airline ticket cost, as promised at the time of purchase. I also request that Expedia take responsibility for promoting an insurance product that is ultimately unusable under reasonable consumer expectations.

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    Response from Generali Global Assistance

    Thank you for your feedback, Firouz. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. For assistance with this matter, please contact us at claims@generalitravelinsurance.com. A member of our dedicated team will be pleased to assist you.

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    Customer ServiceCoverageOnline & App

    Reviewed June 3, 2025

    I do a lot of hiking trips, backpacking trips to remote areas, and I've used Generali a few times. Flight delays, in New York for one night and Seattle for three nights, those kinds of things were easy to get reimbursed. But when we went to Switzerland a couple of years ago and my husband had medical and dental expenses, both of which happened on the same day, I did a separate claims for medical and dental because I thought the paperwork should be kept separate, and Generali did not pay attention to the dental claim. They kept saying they'd already taken care of the medical. It wasn't a lot, but we paid for the insurance, and we had all the documentation, so we wanted to be reimbursed.

    First, they said they tried to reach out to the doctor in Europe but didn’t get a response. Second, I had to show that my US insurance wouldn't cover it. Medicare doesn’t cover anything overseas so I asked Medicare to give me an explanation of benefits so I could prove that my secondary insurance wouldn't cover it, but they didn’t help me. So, I couldn't get anybody to verify it, and that was frustrating. Right now, we’re trying to decide whether to use Generali again when we go Africa because the healthcare part of the insurance for people who have Medicare will be a huge problem for us.

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    Response from Generali Global Assistance

    Thank you for your review, Debra. We always aim to exceed customer expectations, and we're sorry we fell short in your case. Our travel assistance line is available 24/7/365, to provide emergency assistance, while you are on your trip. Your feedback is valuable to us, and we will use it to make improvements. If you have any questions about future Plan details and coverage, please contact us at 800-348-9505 and one of our dedicated customer service representatives will be happy to help.

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    CoveragePriceEase of UseRates

    Reviewed June 3, 2025

    I’ve only purchased Generali Global Assistance so far, but I’ve never actually had to make a claim. I bought it online and it's expensive. My only real gripe is that it’s hard because they go by age, sometimes you have people who are older but much healthier than someone younger. But I thank Generali for being there.

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    Response from Generali Global Assistance

    We are happy that you found our site to be user friendly, Rachel. Our goal is to make the shopping experience as easy as possible so that you can make the best choices for your travel needs. We appreciate your feedback and will share it with our team. Thank you for your review!

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    CoverageRefunds & PayoutsStaff

    Reviewed May 27, 2025

    I would give this company 0 stars if I could. My significant other and I are Active Duty military and he got pulled for an assignment so we had to cancel our cruise outside the window. I reached out to the cruise line and they were so understanding and gave us a full refund. I contacted CSA travel to cancel the travel insurance and they wouldn’t give us a refund, or even credit for a future cruise despite me explaining our situation. This company only cares about making money and not about their customers.

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    Response from Generali Global Assistance

    We appreciate your feedback, Bethany. We apologize for not meeting your expectations. We take customer service and the claims review process very seriously and cannot stress enough that it is important to review the coverage details of our plans via the Plan Document that’s provided at the time of purchase and contact us with any additional questions you may have. We also offer a free look back period with all of our plans to allow customers to cancel their policies within a designated period as long as they haven't already left on their trip or filed a claim. The plan is unfortunately unable to provide coverage for every event that might cause you to cancel. If there is something specific that you want to be sure is covered, feel free to ask about it before you purchase the policy. Please reach out to us at customerservice@generalitravelinsurance.com if you have any additional questions or concerns.

    Contract & TermsCoveragePriceRefunds & Payouts

    Reviewed May 26, 2025

    Generali is only in business to collect money from you. They are excessive and egregious in their requests for continued documentation even after presenting physician documentation of an injury preventing my planned travel. I am so frustrated that while I am dealing with an injury I will be out the money spent on travel because the Generali Insurance I purchased asks too much to get reimbursed. (It is so excessive my doctor’s office wants to charge me for the additional paperwork).

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    Response from Generali Global Assistance

    Thank you for your review, Christa. We're sorry to hear about the circumstances surrounding your claim and for not meeting your expectations as we take reviewing and responding to claims very seriously and want customers to understand the coverage details of our plans. We cannot stress enough that it is important to review these details via the sample Description of Coverage/Insurance Policy that’s provided at the time of purchase, and contact us at 866-757-0010 with any additional questions. Supporting documentation is typically required in order for the policy to provide coverage for cancellations due to medical reasons. If you have any further questions regarding the coverages under this plan, please reach out to us at the number provided above.

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    Customer ServiceCoverageStaff

    Reviewed May 22, 2025

    In case something happens, I wanna be smart about it. I compared the plans Generali offered, and I liked the plan that I got. I usually have a good experience with their customer service. But the number to call when you're in the middle of your trip and you have an issue, I couldn't get any clear-cut answer. I had to call back a couple of times, be transferred, and be put on hold.

    My flight had been rerouted to another airport and I called to ask what kind of coverage I had for transportation—if I'm supposed to take a specific mode of transportation to get from the airport that they routed us to, to my actual destination—and nobody could give me a straight answer ever. I wasn't happy about that because I was rerouted somewhere else, and I had to sit in the airport, and they kept transferring me and transferring me. They said, "Just do what you gotta do to get there and then submit it, and we'll take a look at it then." I didn't like that because I didn't know if whatever I'm opting to do was gonna be something that would be covered.

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    Response from Generali Global Assistance

    Thank you for taking the time to share your experience, Lori. We’re glad to hear that your initial interactions with our customer service were positive, though we're truly sorry that the support during your rerouted flight situation didn’t meet your expectations. A dedicated customer service team member is investigating your case further and will be in touch with you. Thank you for your review.

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    PriceRates

    Reviewed May 22, 2025

    I had to cancel a trip and filing the claim was easier than I thought it would be. The price was average. But I'd recommend them. It was a good experience.

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    Response from Generali Global Assistance

    Thank you for the stellar 5-star review and recommendation, Fred. Your confidence in our services is the best compliment we could ask for!

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    Customer ServiceCoverageRefunds & PayoutsStaff

    Reviewed May 19, 2025

    I purchased two Generali Trip Insurance policies in 2024--one for my husband, son, and myself, and another for my in-laws who live in a different state. Just a week and a half before our adventure-filled trip to Costa Rica, I broke my ankle. We were past the refund date for the majority of our trip, but I didn't worry about it--I had Generali Global Assistance. The purchase process was simple, and I expected the claim process to be similar. Sadly, it was not.

    Now, just a couple of weeks before I am no longer able to claim any amount, the company is still asking for documentation that is impossible for me to procure. Specifically, I submitted proof of cancellation from Expedia for a hotel reservation, as well as the company's cancellation policy. Generali has asked that I have documentation that explicitly states the words, "No refund was given." Expedia--another large corporation--will not provide this to me. I have a transcript from my conversation with Expedia stating that they cannot provide documentation beyond what they already have sent me. I have shared this transcript with Generali, but they have not responded yet. On the positive side, the claims agent did reach out to me and left a phone message a week ago. She sounded professional and supportive on the phone message. Unfortunately, I have tried to call back multiple times, but she has not answered or returned my call.

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    Response from Generali Global Assistance

    Thank you for your feedback, Jenn. We are sorry to hear about circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member has investigated your case further and provided details regarding the requested documentation. If you have any additional questions, please reach out to us at customerservice@generalitravelinsurance.com.

    PricePunctuality & SpeedRates

    Reviewed May 14, 2025

    No issues at all encountered. The purchase went smoothly; the price was competitive. The claim I had to submit was resolved within a day, and the funds paid quickly. Would definitely recommend them based on my experience. It's the second time I've used them, and will use them again next year.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear, Jerel. At Generali Global Assistance, we take the claims process very seriously and are pleased to hear that your claim was resolved. Thank you for choosing to #TravelSmarter.

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    Customer ServiceContract & TermsCoveragePricePunctuality & SpeedRates

    Reviewed May 6, 2025

    I chose Generali based on people's reviews of their claims and handling things like customer service. They have great pricing and good structure options. We did a trip two years ago. We're coming back out of El Salvador and we got stuck in Houston overnight. Our bags were lost and we had to go to a hotel. Generali claimed back some of the basics we needed overnight, the hotel, and an extra dog sitter. Everything was really quick. Overall, they work out really nicely. They're an easy fit and we've recommended them to a lot of folks.

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    Generali Global Assistance
    Response from Generali Global Assistance

    At Generali Global Assistance, we value offering great customer service and we take the claims process very seriously. We are pleased to hear that your claim was resolved. Thank you for your feedback and for choosing to #TravelSmarter, Barry!

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    CoveragePricePunctuality & SpeedRates

    Reviewed May 2, 2025

    I looked online for different travel insurance options, and Generali worked out well. I looked at price and their rating and then looked at some reviews. Price gets you in the door, but then with the insurance rating system knowing that they were rated high, that allowed me to back up that their price matched what they did. I’ve already referred people I know to them, and I booked two more trips for later this year where I will be using Generali again. I am very satisfied. And I know when I was in Athens, I even saw a Generali field location, which was really reassuring when you're in a foreign country like that.

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    Response from Generali Global Assistance

    We are grateful for your review, and your repeat business, Chris. Thanks so much for sharing your experience and choosing to #TravelSmarter.

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    CoveragePriceRefunds & Payouts

    Reviewed April 25, 2025

    We are very disappointed with Generali Insurance. We purchased a travel insurance policy for our River Cruise. We were not able to go on our River Cruise because of the fire at London Heathrow on March 20/21, 2025. We were to fly from LAX to Heathrow LHR and then depart LHR to Bucharest. Our flight was cancelled to LHR due to the closure of the airport because of a fire. Since the closure of LHR affected many flights and people, the airlines were not able to fly us to LHR until 3 days after the start of our River Cruise. We decided it was best not to fly to a foreign country, not knowing when and how we would meet our River Cruise. We were very concerned about being stuck in a foreign country.

    Since we had already started our vacation, we had to fly back home. We incurred flight, hotel, food, and transportation costs….and that is not to mention the costs of the River Cruise. Generali denied our claim as it said, “As the reason for your delay/cancellation is not due to adverse weather, mechanical breakdown of the aircraft, or organized labor strikes, no benefits are payable for your claim.” Who would have thought that London Heathrow Airport, the largest airport in Europe, would shut down. The closure affected at least 200,000 people and at least 1,350 flights to/from the airport.

    We never used any of the services provided by the insurance policy. The very least that Generali could do is refund us the significant cost of our insurance policy. Refusing to refund a service that was not used is unacceptable. I was told that if I felt the claim was improperly denied or rejected, we could contact the CA Department of Insurance. This experience has left me frustrated and dissatisfied and very unhappy with Generali Global Assistance. Think twice before purchasing insurance from Generali Global Assistance.

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    Response from Generali Global Assistance

    Thank you for your feedback, Karen. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case further and will be in touch with you.

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    CoveragePrice

    Reviewed April 23, 2025

    I was going on a trip overseas for the first time, so I looked for a company that had good coverage in case something happened. I found Generali while searching online. As fate would have it, I had to have an emergency appendectomy a week before my trip. My doctor wouldn’t let me travel. Generali told me exactly what I needed to do and what I needed to get from my doctor. They ended up covering the cost of the trip. I didn’t need them to cover my airline expenses because I was able to get credit for that. They did a really good job. I was nervous at first, but everything just went fine and fairly smooth. I’m very satisfied with them.

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    Response from Generali Global Assistance

    We love to hear from our Happy Customers, Diane! Reviews like yours inspire the Generali Global Assistance team to continue exceeding expectations with our travel insurance plans. Thanks for sharing your experience with us.

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    Customer ServiceCoverageStaff

    Reviewed April 9, 2025

    I went to the Generali website and determined I needed insurance not only for the travel portion, in case my trip was canceled or got sick, but mostly, for the medical and having to cut the trip short for whatever reason.

    This is the second time I've purchased it. The first time, I didn't get my policy so I was concerned. I called them and they were very, very helpful. I haven't had very extensive interactions with Generali, but what I have had, I've been quite pleased with. My friend who recommended it was very astute and sensible, too, so I figured if it's good enough for her, it's good enough for me.

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    Response from Generali Global Assistance

    We are grateful for your review, and your repeat business, Margot. Thanks so much for sharing your experience and choosing to #TravelSmarter.

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    CoveragePriceRates

    Reviewed April 9, 2025

    I heard that anything can happen when traveling, so I figured I might as well have travel insurance. My father was the one who suggested getting it, but my aunt who lives in Europe was actually the one who suggested Generali. I’d definitely recommend them to anyone I know who's traveling.

    The sign-up wasn’t difficult at all. It was easy and self-explanatory. It was just all done online. I just looked at the policies and read through them, then I chose the one that fits what I wanted. I was looking for the basic necessities, mainly medical just in case anything happens, but I also looked into airport insurance. I haven’t really compared as much, but the prices were generally around the same as others.

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    Response from Generali Global Assistance

    Thanks for your feedback and your endorsement, Cristian! We know you have options when it comes to travel insurance and are pleased you chose Generali Global Assistance.

    CoveragePriceTransparency

    Reviewed April 1, 2025

    I purchased 3 tickets to New York and also purchased Generali Global Assistance flight insurance through Travelocity for myself and 2 of my friends for a total cost of $586.74. Due to my illness, I'm unable to travel at this time, therefore my companions are unable to travel as well. I'm receiving immunosuppressant medications that could leave to severe infections causing death if I were to come in contact with a sick individual while traveling. My doctor wrote a statement initially on the physician statement indicating that even though she did not say that I couldn't travel, she did point out that the medications that I'm taking for my illness makes me very susceptible to life threatening infections.

    My physician also wrote addendum on the physician statement dated, 03/17/2025 with a more specific explanation of the medications that I'm taking that could possibly lead to life-or-death infection because of my immune system, if I became ill while traveling. I also submitted an impact statement to the insurance company indicating that I did that feel that my health could tolerate traveling at this time because of the potential risk of having a compromised immune system. They denied my claims twice and the second time without explanation. I always try and take out travel insurance when I travel, but this is the first time that I have ever had to use it. These Insurance companies find any way they can to not pay these claims. It's so disheartening on every level especially for someone that's sick.

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    Response from Generali Global Assistance

    We value your input, Shirley. We are sorry to hear about circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member has investigated your case further and provided details regarding the requested documentation. If you have any additional questions, please reach out to us at customerservice@generalitravelinsurance.com.

    Coverage

    Reviewed March 23, 2025

    My wife and I, both seniors, booked a trip for a month in The Netherlands with Air BnB. We didn't know who Generali was, but as we had usually good service with Air BnB, we went ahead and bought their insurance for our trip. Due to circumstances, we had to change the dates of our trip by one month. Instead of May, 2025, we were now going to be leaving for the month in April, 2025. Generali refused to let us change the dates, even though the amount of days and country destination was exactly the same. We feel totally frustrated with Generali. They seem like the poster-child insurance company that looks for every way to take your money without providing the expected service and consideration. We are very disappointed in Generali. We recommend buying your travel insurance from any other company before buying from Generali.

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    Response from Generali Global Assistance

    We value your feedback and apologize for not meeting your expectations. One of our dedicated Customer Service Supervisors will investigate your case further and contact you via phone to offer assistance and resolution. Thank you for your review, Michael.

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    CoverageRefunds & PayoutsTimeliness

    Reviewed March 22, 2025

    My issue is not with VRBO...It's with Generali Travel Insurance which is the company they use if you want to purchase the cancellation insurance. Back in February we had a trip planned to Colorado through VRBO and we purchased cancellation insurance. The day after the purchase we were informed a good friend of our was placed on hospice. I then went in and cancelled the trip. Our friend died the next day so we were not able to make the trip. I've sent General Travel Insurance the requested documents on 02/07/25 and they're still requesting more information. In my opinion when you purchase this coverage, if you're not able to make the trip, you should automatically be refunded or at least within 1 week. Why is it taking so long to get our $2,700 refunded from them? I don't know that we will be using VRBO again just for the simple reason that Generali is dragging their feet. VRBO YOU CAN DO BETTER!!!!

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    Response from Generali Global Assistance

    Hello Dan. Thank you for your feedback. We take customer service and the claims review process very seriously. We're pleased to advise that your claim has been finalized, and you should have received an email to your address on file and a phone call as well. Please feel free to reach out to us via email at claims@generalitravelinsurance.com with any additional questions or concerns.

    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed March 19, 2025

    I had an extremely disappointing experience with Generali Global Assistance. I purchased a travel insurance policy for $635.63 on February 14, 2025, through Justfly.com to cover my trip with Turkish Airlines. Unfortunately, due to an unexpected schedule change by the airline, I had no choice but to cancel my trip. Turkish Airlines promptly refunded the ticket cost, yet Generali Global Assistance refused to refund the insurance premium. Despite the clear terms outlined in their "Trip Cancellation Benefit" policy, which should cover unforeseen circumstances beyond my control, my legitimate request was denied. Their decision disregards both the fairness of the situation and my rights as a consumer.

    Moreover, I never used any of the services provided by the insurance policy. Refusing to refund a service that was not used is both unethical and unacceptable. I attempted to appeal their decision, providing all necessary documentation, including proof of the flight cancellation and the airline's refund. However, my concerns were met with a complete lack of understanding and accountability.

    This experience has left me frustrated and dissatisfied. I strongly advise others to think twice before purchasing insurance from Generali Global Assistance. Their refusal to honor legitimate claims and their poor customer service make them an unreliable choice for travel insurance. Save yourself the trouble and consider more trustworthy alternatives that genuinely stand by their policies and prioritize customer satisfaction.

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    Response from Generali Global Assistance

    We appreciate your review, Alexander. We take customer service and the claims review process very seriously. We're pleased to advise that your claim has been finalized, and you should have received an email to your address on file. Please feel free to reach out to us with any additional questions or concerns.

    Reviewed March 8, 2025

    Generali disallowed our claim stating we didn’t file a police report for temporarily loss of passport, causing us to miss our flight out of Germany. They are a horrible company. Purchased with our flight tickets from Expedia.

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    Response from Generali Global Assistance

    Thank you for your review, Maureen. We take customer service and the claims review process very seriously. We're pleased to advise that your claim has been reviewed by a dedicated claim representative and has since been resolved. You should have received an email to your address on file with additional information regarding the claim determination. Please feel free to reach out to us at claims@generalitravelinsurance.com with any additional questions or concerns.

    CoverageSales & MarketingPunctuality & Speed

    Reviewed March 5, 2025

    Every time I was going for a trip I use to purchase Travel Insurance from Generali. During my last trip the flight back home was delayed by over 12 hours and I filed my first claim. The total of the claim was about $300. It was denied because the reason described in the letter from United Airlines delay was "due to Late Arrival of Inbound Flight UA869 on January 05 caused by Aircraft Servicing and Crew Availability Flight Attendant". This is one of the reasons not covered by there policy. It is a scam. Do not purchase it.

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    Response from Generali Global Assistance

    Thank you for sharing your feedback, Ella. We're sorry to hear about the circumstances surrounding your claim and apologize for the delay as we take customer service and the claims review process very seriously. Our goal is to process claims within two weeks from the time that they're received, however, some cases can take longer to resolve. We're pleased to advise that your claim has since been resolved and you should have received an email to your address on file from a dedicated team member.

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    Customer ServiceCoverageTechRefunds & Payouts

    Reviewed March 4, 2025

    We searched online and found Generali Global. We spend a lot of money and in case something happened we would have insurance. And indeed, we used the insurance because, at the last minute, my son was in the hospital emergency room. His appendix burst, so we couldn't make the trip. It was two days before we left.

    We called the insurance company and according to the instructions, we have to upload the documents that they require. It was a difficult process. It took about two months. They were always saying they needed a document. We needed a non-refund statement from the vendors. But we booked it for Europe trip. It was hard to get, due to the different policies and language. It was hard to get them to issue a statement saying, “This is nonrefundable.” Some of them were saying they will give us one-year credit but we're not going to be there within one year, so we won't be able to get the refund.

    We got most part back because we were able to provide the hospital statement. The airline gave us credit that we can use within one year. The insurance company didn't want to reimburse us for that. We canceled most of the hotels but the cruise was nonrefundable. Generali refunded us for the cruise and plus a little bit for the bus.

    Their procedure is very hard especially with the required documents. When we bought the travel insurance in the past, it was very smooth and much easier. They asked for fewer documents.

    If you don't need to go with Generali, don't. Find someone else. They're not that bad, but they're not great to work with.

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    Response from Generali Global Assistance

    Thank you for the review, Lin Li! We always aim to exceed customer expectations, and we're sorry we fell short in your case. Your feedback is valuable to us, and we will use it to make improvements.

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    CoveragePriceRates

    Reviewed Feb. 26, 2025

    My sister had done a trip that we were also taking and told us that we should get trip insurance. She suggested Generali and it was easy-peasy. I'd rate the price a 4 out of 5 since I'm always looking for cheaper. I don't think it was terrible but anything cheaper is good.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We are grateful for your review, Marvel. Thanks so much for sharing your shopping experience and choosing to #TravelSmarter. Reviews like yours inspire the Generali Global Assistance team to continue exceeding expectations with our travel insurance plans.

    Verified purchase

    Reviewed Feb. 12, 2025

    I learned about Generali through my brother when we went to Italy. We purchased it just in case of an illness, but I didn’t really use it so I’d give it 3 stars.

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    Response from Generali Global Assistance

    We do our best to offer an array of travel plans for our customers. We are happy you found the right coverage to fit your trip's needs. Rest assured, at Generali Global Assistance, we have a dedicated customer service team who can help you understand all the covered events in your Plan and can explain the services available for use now, even before your trip. To learn more, please visit: generalitravel.com/care-services

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    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed Feb. 4, 2025

    Scam. They deny every claim regardless of the documentation showing baggage delay, trip delay, trip interruption, etc. Their claims and customer service staff are rude, slow and unhelpful. I would not recommend using them.

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    Response from Generali Global Assistance

    We value your feedback, and apologize for not meeting your expectations, Jessica. We take customer service and the claims review process very seriously and cannot stress enough that it is important to review the coverage details of our plans via the Plan Document that’s provided at the time of purchase and contact us with any additional questions you may have. We also offer a free look back period with all of our plans to allow customers to cancel their policies within a designated period as long as they haven't already left on their trip or filed a claim. The plan you purchased includes approximately 21 different covered events under which we can provide coverage if your trip is interrupted. The plan is unfortunately unable to provide coverage for every event that might cause your trip to be delayed. If there is something specific that you want to be sure is covered, feel free to ask about it before you purchase the policy. You can email our customer service team anytime @ customerservice@generalitravelinsurance.com

    Customer ServiceSales & MarketingPrice

    Reviewed Jan. 28, 2025

    We made reservations for VRBO property in Pompano Beach, FL and did NOT purchase a Travel Protection Plan, but when checking our reservation, found a Travel Plan Charge from General Global Assistance Services. I called to cancel and was told that since our trip was in progress, cancellation was impossible. The last time I checked my calendar, March 3rd is over a month after mid January. We still have 6 weeks before we head south. SCAM.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We value your feedback. If you have any questions about your Plan's coverage or need help filing a claim, please contact us at customerservice@generalitravelinsurance.com.

    CoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Jan. 23, 2025

    Please read the fine print before buying insurance from this company. I purchased insurance for a trip to AZ to cover the VRBO property that we rented. On the early morning that we were to travel my wife woke up sick and throwing up. I rescheduled our flight for the following day thinking that it would be a 24-hour bug. Alas, she was also sick the following day, so we had to cancel our trip. I spend about $600 on accommodations and was hoping to get my money back. I sent all of the documentation to Generali, but unfortunately you have to have a doctor's visit or a trip to the hospital in order for Generali to pay. I'll never use this company again since I'm out the $600.

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    Response from Generali Global Assistance

    We value your feedback, Barry. We’re sorry to hear about the circumstances surrounding your claim and apologize for not meeting your expectations. Claims for trip cancellations due to disabling sickness or injury do require in-person examination and treatment with a Physician. This information is noted in the coverage section of your policy which is provided prior to purchase. Should you have any questions or concerns regarding your claim, please contact us customerservice@generalitravelinsurance.com

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    CoverageTechRefunds & Payouts

    Reviewed Jan. 14, 2025

    I was offered this insurance when booked my hotel. I opted for it, but was not able to see any contract or guidelines prior to purchasing it (Expedia did not offer). Had I known that the exclusions were so INSANE, I would have never purchased the insurance OR booked with the hotel I booked with given their restrictive refund policy. Although the winter storm warning was not in effect for our area at the time I booked our trip, they denied the claim because IT WAS GIVEN A NAME before I booked. This is so unbelievably insane, but they are based out of California and the California board for insurance policies did just absolutely ruin thousands of lives by canceling fire coverage before the devastating fires that are currently taking place. This insurance is useless.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We value your feedback, Kaite. We want our customers to choose the correct policy to fit their needs and cannot stress enough that it is important to review the coverage details of our plans via the Plan Document that’s provided at the time of purchase and contact us with any questions. We have dedicated customer service representatives who can clarify the Plan terms and conditions and guide you towards the best coverages. While the plan is typically able to provide coverage for cancelling your trip due to a Winter Storm if requirements are met, coverage is not available under the plan if you purchase the insurance after the storm has already been named and considered a foreseeable event. Unfortunately, the Plan you purchased does not include this covered event. One of our dedicated representatives has reached out to you to offer further explanation of the claim determination.

    Sales & MarketingRefunds & PayoutsHonesty & Transparency

    Reviewed Dec. 30, 2024

    'Cancel for any reason' is misleading. Scam. Tried to cancel 10 days before check-in, a little condo on the Oregon coast. We canceled because of a death in the family, celebration of life was planned. Refund / claim denied. Scam.

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    Response from Generali Global Assistance

    We're very sorry for your loss. Unfortunately according to the records provided, this occurred prior to your policy purchase and the policy you purchased did not include Cancel for Any Reason coverage. We take customer service and the claims process very seriously and want our customers to understand their coverages. Should you want to ensure something is covered in the future, please phone us and a customer service team member would be happy to review the policy with you.

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    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaffBillingTransparency

    Reviewed Dec. 13, 2024

    The wife and I planned, paid for, and insured a life-time trip to France in 2023 for travel in August-September 2024. In February 2024 I was diagnosed with cardio-vascular disease. Over the next four months various physicians and medical disciplines worked to stabilize me for open heart surgery which was performed in late May 2024. The wife and I were hopeful that I could recover by late August 2024 to be healthy enough for foreign travel. In June 2024, medical professionals began with assessments discourage foreign travel. We contacted our travel agent for advice and assistance in cancelling our travel plans.

    A Insurance Claim was initiated with extensive medical documentation. Scenic Luxury Cruises and Tours/Emerald Cruises made a prompt determination and appropriate refunds. Generali Global Assistance has been less than timely, responsive, forthright and accountable. Their process has been disjointed... no one will come forward and hold a communication. Emails disappear into a "No-reply address". Customer Service phone numbers, messages, and promises that someone will respond/call back are futile.

    A Mr. Andre ** intimated by email that the claim forms packet had been received and processed... only to be later advised that a resubmittal was necessary... then retracted and was again being processed. Finally on November 1, 2024, Mr. Andre ** emailed that "Generali U.S. Branch"... was "empathetic to (our) losses", "thankful for the opportunity to serve...", "We appreciate your business and the confidence (we) have placed in (them)." ..."You will be receiving twp checks in the mail in the amount of $1,928.00 each in payment for your claim... Please allow 10-14 business days for the check to be received." "We are obligated to pay each named policyholder. Each policyholder will receive a check in the amount $1,928.00.

    As stated, no checks, no return phone call, no email explanation has been received. I have initiated email inquiry asking for a copy of the "mailed checks", copies of business records of their issuance and disbursement, and, as necessary, the re-issuance of such reimbursement checks. All no NO avail. I believe this is a case of ignore-delay-distract-divert-deceive the Claimants. I do NOT believe Generali is empathetic, thankful, or appreciative. I/we certainly have NO confidence in Generali Global Assistance, Generali U.S. Branch, or Generali Integrity. What I WOULD appreciate is a courier delivery of the "OBLIGATED payment to each of the Policyholders". I/we would appreciate some ASSISTANCE.

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    Response from Generali Global Assistance

    Hello Mr. Carter. We value your feedback and are sorry to hear about the circumstances surrounding your claim payment and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all travelers. We are pleased to advise your claim payment has since been resolved and was lost in transit. You should have received an update from a dedicated team member via email on 12/27. If you have any further questions, please contact us at customerservice@generalitravelinsurance.com .

    PricePunctuality & SpeedRefunds & Payouts

    Reviewed Nov. 24, 2024

    My wife and I had a policy for international travel with Generali. The trip was seven months ago. Generali eventually paid for the portion of the trip that was cancelled plus the cost of the change of airline ticket due to my wife illness on the ship and the vacation had to be terminated early. They have paid zero on the claim for medical services on the ship nor for the charges while in the three hospitals in French Polynesia. In my opinion this Generali has ripped us off and should be avoided.

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    Response from Generali Global Assistance

    Thank you for your feedback, William. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case and will contact you with any new information regarding the claim determination. If you have any additional questions in the meantime, please reach out to us at 800-348-9505 or via email at customerservice@generalitravelinsurance.com.

    Verified purchase

    Reviewed Nov. 20, 2024

    We have always been happy with Generali. We ran into a little trouble on our last voyage but it didn't involve them, so it was fine. The people we know who we travel with all the time, we recommend Generali to them. They seem to be happy with them as well. A couple little claims they've made for medical distress over in Europe have been handled nicely. It turned out, one guy's wife died in Monte Carlo. Generali were nice enough to put him up in a hotel for 10 days while he cleared Monte Carlo with her body. He was very happy with that, and we're good with Generali.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We value your feedback, Edward! Reviews like yours inspire the Generali Global Assistance team to continue exceeding expectations with our travel insurance plans.

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    CoveragePricePunctuality & Speed

    Reviewed Nov. 20, 2024

    It's easy to get through online with Generali. It's also cheaper and their coverage is better compared to others. When I submitted a claim online, it was quick. It took only two days. They asked me how I wanna get my claims through there or by check. And they sent it right away.

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    Response from Generali Global Assistance

    At Generali Global Assistance, we take the claims process very seriously and are pleased to hear that your claim was resolved. Thank you for choosing to #TravelSmarter, Imee!

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    CoverageStaff

    Reviewed Nov. 20, 2024

    Think twice before purchasing Generali insurance, Our trip was during the timeframe of Hurricane Milton and the aftermath of storm Helene. We were driving from VA to Key West FL but were informed there were many damaged and impassable roads on our path. We didn't travel with this in mind. Generali declined our claim, even after our realty company explained in detail, the situation, and requested them to re-review our case, Both the realty company and our family have used them many times, in the past. They were referred by the realty company that we use 1-3 times per year.

    I don't believe that Generali looked at all the umpteen uploads, I provided upon their request. I say this because I sent a message stating that the initial invoice I sent was not the correct number, as it included the insurance amount. Thus, our claim should have been $8k not $9k. To the end, they referred to the wrong amount. It is my understanding, the realty company will not offer Generali insurance in the future. I doubt we will purchase any travel insurance again, based on this experience,

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    Response from Generali Global Assistance

    Thank you for your feedback, Camille. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case further and will be in touch with you. If you have any additional questions in the meantime, please reach out to us at (800) 348-9505 or via email at customerservice@generalitravelinsurance.com.

    Verified purchase
    PricePunctuality & SpeedRates

    Reviewed Nov. 19, 2024

    The price of Generali was fair and they looked reputable. I was gonna be flying over to Norway and my traveling companion. We decided to both use it. I made a claim. I was sick during my trip. It was easy to upload the proof of my illness and visit at the clinic. Everything was done online and it was simple. It was quick too.

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    Response from Generali Global Assistance

    Thanks for sharing your feedback with us, Jennifer. We're sorry to hear about the circumstances surrounding your claim, but happy we were able to assist and pay your claim to your satisfaction!

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    CoveragePricePunctuality & Speed

    Reviewed Nov. 8, 2024

    My father passed away and I was denied my insurance claim because I am being told that if he would have waited to die then I could “Possibly” be covered but that is no guarantee. I feel like I am being penalized because of the death of my father. She basically told me “too bad so sad” he died at the wrong time.!!! I would NEVER recommend this insurance to anyone and I have definitely told everyone I know to AVOID Generali at all cost unless you want to be ripped off!!!

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    Response from Generali Global Assistance

    Thank you for sending this additional information. We have sent a request to have your case reviewed by a Claim Supervisor. Upon completion, one of our Claim Representatives will contact you to answer any of your questions or concerns.

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    CoverageOnline & App

    Reviewed Nov. 7, 2024

    Generali insurance covers cancellation due to military orders and medical treatment but not military orders to receive medical treatment. My claim has been denied multiple times over the past several months amidst long periods of radio silence from Generali Insurance, to the point I have had to get outside legal counsel just to have my claim read at all. If I weren’t a service member with a sympathetic command team and access to experienced legal services, I would be guaranteed to be out almost $2000 as a result of working with Generali.

    Generali will do everything in its power to exhaust and delay your efforts to receive your compensation, and the user interface on their website is designed to confuse and limit your options, to the point of making you unable to add multiple justifications to any given claim. If you are a service member or anyone who needs to travel often, I would advise seeking insurance money from the mob before giving Generali a cent.

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    Response from Generali Global Assistance

    We're sorry to hear you had to cancel your trip. The plan you purchased is a named perils insurance policy, which means the policy provides coverage for losses from events named in the policy. Your policy includes 20+ different covered events under which we can provide coverage for trip cancellation. We take customer service and the claims process very seriously and want our customers to understand their coverages. If you have any additional questions or concerns, please contact us at 866-757-0010 or customerservice@generalitravelinsurance.com

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    Customer ServiceCoveragePriceMaintenanceRates

    Reviewed Nov. 3, 2024

    It was easy to sign in. I received paperwork back right away and phone number to contact everything. One time I bought, it was a good rate because I just needed hotel coverage. It was a cheaper rate. The second time when I went to Europe for 20 days, it was better coverage. I didn't use it, but it's a good thing I didn't use it even if I get money. Generali Global Assistance had better medical coverage for the price with another insurance. I did everything myself online. A couple of things were based on my experience for traveling a lot. I remembered a few times my suitcase was broken. Generali had very good coverage, better than another company for a bit more money. Trips today are very expensive. So, if you have a better coverage for a bit less money, even 50 bucks, it's better. I will probably use Generali again.

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    Response from Generali Global Assistance

    We do our best to offer an array of travel plans for our customers. We are happy you found the right coverage to fit your different trip's needs. We appreciate your review, Alla!

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    Customer ServiceCoveragePriceOnline & AppRefunds & PayoutsRates

    Reviewed Nov. 2, 2024

    My friend had used Generali for their mom and I trust her and her research and that's how I found out about Generali. I got travel insurance because it was my first international trip in about 18 years. I knew that things happens so I wanted to be covered. It was $120 or $130 and it was worth the coverage and the protection that I could have.

    On their website, I put down where I was going and how much money the trip was and it gave me the three levels. I chose the middle one. I didn't need some crazy medical coverage but I wanted some medical coverage because with my current medical insurance, everything would be considered out of network. I wanted something to supplement that.

    My only complaint about Generali is that it's very hard with the customer service. There's a lot of options on the phone tree and they're all referring you to just go online. When I filed a claim or I had a question, I had to keep on pressing 0 or press that I was filing a claim instead of having a question about my claim. There was no option for if you just have a question about your claim or you have a question about filing a claim. Everything was referring you to the website but some people just want to talk to a person and get advice. But the people I got in touch with were very nice. Overall, Generali was great.

    When I went to Japan, there was a typhoon and my friend and I had to stay in Tokyo for two extra days. We got our two additional days lodging approved through Generali. Also, my AirPods got lost at LEX and I was able to get a full refund of the AirPods. It worked out great and the claims process was pretty easy. I got the email about what to do and I gathered all my information that I needed on my travel itinerary, my airline bookings or the receipts. They wanted notification from the common carrier and this was in Japan. There was no official notice about the train suspension so I reached out to the train company and they emailed me back with an official response, which was very nice. And then my AirPods were a gift. I showed where they were at LEX from the Find My app and then the price that it would cost to buy them. Generali refunded that, which was very nice.

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    Response from Generali Global Assistance

    We value your feedback and appreciate you taking the time to leave us such a great review. We will share your feedback with our Customer Service team regarding your experience with us when calling to get a claim status. We hope to improve your experience in the future. Thank you for your business.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 28, 2024

    When we were planning to go to Europe, a friend recommended to take the insurance with Generali. The gentleman who was assigned was cordial as well as helpful. I'm very impressed with the performance he gave. When we took the tour, the flight was delayed and we had to connect to another flight because we had a cruise. The airline didn't declare a cancellation until the last moment, so we had to buy a new ticket. I have to claim that, but it took me a lot of time to call Generali to get a phone number for that agent. That could be a little bit faster. It delayed almost 15 days. The agent needed some information, and sometimes it's difficult to put it on a paper. Calling would have been easier and faster for both of us. I could have been able to explain to them a little bit more precisely. It was a little bit troubling to me that I could not get access.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We value your feedback, Sanjiv. We apologize for your experience, and will strive to improve in the future. A dedicated claim representative will be contacting you to see if they can answer any questions you may have about your claims.

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    CoveragePricePunctuality & SpeedOnline & AppRefunds & PayoutsStaff

    Reviewed Oct. 28, 2024

    I was planning a trip for my family and was looking for insurance. I came across Generali, looked at their website and it looked pretty good. I like the clarity of quotation on their home page. I filled out a form to indicate the date of the trip, the countries we are visiting, and the type of insurance we wanted. It was able to immediately provide good, better, best kind of packages. It was so clear that I could very quickly evaluate what I wanted and buy it.

    I made a claim on my last trip and it was a little cumbersome to fill out all the forms, which is understandable because they're trying to rule out fraud. They required a lot of paperwork but I complied and got paid out within five days. I was pleasantly surprised because insurance companies often are very reluctant to make payouts. I'm going on another trip in December that I bought insurance for from Generali. I was concerned about a prior existing medical condition that I have, but I was able to get the premium insurance, which covers pre-existing conditions. I can go on the trip and not worry that I have to pay out of pocket if I really get sick. I'm grateful that I have that option.

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    Response from Generali Global Assistance

    Thank you for taking the time to leave us such a positive review, Gregory. Feedback like yours inspires the Generali Global Assistance team to continue exceeding expectations with our travel insurance plans.

    Punctuality & SpeedRefunds & Payouts

    Reviewed Oct. 24, 2024

    I've been waiting for a refund check since the beginning of September. I needed to cancel a trip due to my husband's hospitalization. Four times, I've been told they are resending a check that never arrives.

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    Response from Generali Global Assistance

    We understand that one our dedicated customer service representatives has spoken with you since this review and your payment issue has been resolved. Thank you for your feedback, Janice.

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    Customer ServiceCoverageRates

    Reviewed Oct. 24, 2024

    I found Generali on the internet for travel insurance and they got good ratings. I gave it a try. Their policy suits my needs. Their customer service was really good. It took me a while to get the right documents uploaded. But, it went well and my claim was resolved rapidly without a lot of hassle.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for sharing your feedback with us, Kenneth. We're sorry to hear about the documentation troubles, but happy we were able to assist and pay your claim!

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    Stacie increased rating by 3 stars.
    Customer ServiceSales & MarketingRefunds & Payouts
    After a positive interaction with Generali Global Assistance, Stacie increased their star rating on Oct. 25, 2024.

    Updated review: Oct. 25, 2024

    Once I posted this review my claim was paid.

    Original Review: Oct. 23, 2024

    This company is a scam. They take your money and do not pay the claim and they don't communicate or answer emails. They won't give me my money back for the trip even though the whole state was under a state of emergency and flooding at the time we were supposed to go.

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    Response from Generali Global Assistance

    We're sorry for not meeting your expectations, Stacie. We are pleased to share that your claim has since been resolved and you should have received an email from a dedicated team member with additional information regarding the determination. If you have any further questions, please reach out to us at 800 349-8218 or via email at customerservice@generalitravelinsurance.com.

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    CoveragePriceRates

    Reviewed Oct. 21, 2024

    Generali's pricing was in line with what we were looking at. I had a couple of questions earlier on and they were able to answer those before I purchased the policy with no issues. When I made my claim, I was really impressed. Over the years, I've had other travel insurances, and Generali's process was much more streamlined, much easier, and much better than what I've been through in the past. Generali was expeditious about paying things. Sometimes, other places are drawing out for months but with Generali, it was three weeks.

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    Response from Generali Global Assistance

    We're so glad we were able to help out and that your process was so seamless! Thank you for your review and for being a loyal customer!

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    Customer ServiceCoveragePriceRates

    Reviewed Oct. 20, 2024

    Generali's price is a little better and their customer service is good. This time, I didn't have to claim anything, but I used the service last year. I had a claim and they proceeded right away. So, it was good. I would suggest my friends to take the insurance.

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    Response from Generali Global Assistance

    That's great to hear Pankaj! Thanks for sharing!

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    Punctuality & SpeedStaffRates

    Reviewed Oct. 20, 2024

    I started the claim online and they were very quick to evaluate my claim and pay it. I was impressed with their thorough and prompt attention to my claim. Also, their rates were very competitive.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you Audrey. We are pleased to be able to assist you!

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    Customer ServicePriceRates

    Reviewed Oct. 9, 2024

    I was going on a big trip. I found Generali on the Internet and their price was good and competitive. Their customer service has been really good so far. I've had multiple claims, unfortunately, and they have been processed easily. Had one that was a little more complex that they're still working on. Overall, it's been a good experience. The online process was easy. It's just cumbersome that you have to enter all the traveler’s information for every claim you file. It seems that you could enter that once and then just refer to it.

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    Response from Generali Global Assistance

    Thanks for sharing your positive feedback with us, David. We're sorry to hear about the circumstances surrounding your claims, but happy we were able to meet your expectations.

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    CoveragePriceOnline & AppEase of Use

    Reviewed Oct. 9, 2024

    My parents had had success using Generali for some of their trips. We were doing a vacation, and there was enough expense involved with it because it was a little more of an expensive vacation than normal and we felt like it was a good idea to have the insurance coverage. Their website was easy to use. I didn't have a lot of issues finding the forms that I needed and being able to get in there and make a claim. Their process made it easy. We got almost all the forms submitted on the first try. There was just one little clarification that needed to be done, I was able to get back in there and get that submitted. I heard back within a week that the claim was accepted without any other issues.

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    Generali Global Assistance
    Response from Generali Global Assistance

    At Generali Global Assistance, we take the claims process very seriously and are pleased to hear that the claim was resolved to your satisfaction, Jeff. Thank you for choosing to #TravelSmarter.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 9, 2024

    Generali Global Assistance acted right away and got us to fly home from Ireland when my wife got injured. Their customer service was pretty good. They were kind of late getting me confirmation, but other than that, they jumped right on my concerns. I filed a claim a few weeks ago and I'm still waiting to hear back from them on that. So the rest of the claim where I had to cancel the whole trip is still in review, but they did the travel delay portion quickly.

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    Response from Generali Global Assistance

    We appreciate your review, Donald and pleased to hear that portions of your claims have been resolved. A dedicated claims team member is investigating your case further and will be in touch with you. If you have any additional questions in the meantime, please reach out to us at customerservice@generalitravelinsurance.com.

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    PriceRefunds & PayoutsValue

    Reviewed Oct. 9, 2024

    Generali was the best value for the premium charged. However, it was a little bit frustrating initially, ‘cause they had sent a packet of 25-plus papers and kept asking for more but it was already in the packet that they had. They could improve on their attention to detail. But they reimbursed us for the majority of the items. There was one thing about the flights though. It's in their policy that they only reimburse up to 150% of the original flight amount, but it was very unclear. We ended up paying $1,600 to change our flights and we only were reimbursed 450 of that. Nonetheless, I would still recommend them.

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    Response from Generali Global Assistance

    Thanks for your review, Diane. We appreciate your feedback, and we will consider it in the future to make your experience with us even better.

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    Refunds & Payouts

    Reviewed Oct. 2, 2024

    I would recommend Generali Global Assistance to others because my experience was good. Generali was very supportive. My mother went to see the doctor. She had to pay out of pocket. When she got back, she submitted a claim. It was processed fairly.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear Carline. We were so glad to be there for your mother.

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    CoveragePriceOnline & App

    Reviewed Oct. 2, 2024

    Generali had the most affordable quote and it covered what I needed. I was glad that on their website, they were able to explain what the policies exactly cover. It was straightforward.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear! Thanks so much for your review and your business.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Sept. 30, 2024

    Trying to cancel a trip in advance for next year due to some medical issues that have come up and with later date surgeries that will affect the right before the planned trip. My claim has been denied even though VRBO has said they have cancelled our reservations. I understand not getting back the insurance fee we paid but since VRBO has cancelled and said that YOU should accept the claim. Not sure why this is so difficult. This is why people buy insurance to not have to deal with this garbage of excuses from companies like yours. We have spent hours on the phone with customer service and emailing. Please help us get this fixed and let us live our lives without this hanging our head as we are worrying about our health right now.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We're pleased to advise that your claim has been finalized and you should have received an email to your address on file. If you have any additional questions in the meantime, please reach out to us at 800 349-8218 or via email at customerservice@generalitravelinsurance.com.

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    CoveragePriceRates

    Reviewed Sept. 29, 2024

    We always get travel insurance to have medical when we're out of the country or to add to our medical when we're out of the country or in the case of bad weather when we went to something here in the United States, if we had to cancel it or not be able to go, or if somebody were sick or if something were to happen and I needed to be with my parents since they're older. It's for the what ifs. We usually price compare as to what's offered and the price. That's a factor as well. There's been a couple of times in the past when we've had to make a claim, and Generali was one time, and they were very easy to work with. There was just something online I had to fill out or at least get a form offline and then send in receipts and confirmation that I was encouraged to rebook a flight.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear Sheila! Thanks so much for being a loyal customer and choosing to #TravelSmarter.

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    Customer ServiceCoveragePriceStaffRatesTransparencyValue

    Reviewed Sept. 19, 2024

    I went online and ordered the insurance. Good customer service. But I was confused about the way Generali Global Assistance prices the insurance. We had an issue last year when we booked. I was given $14,000 from the AmaWaterways. When I called to get the insurance, I did it online and it was, "It's gonna cost you the equivalent insurance for $40,000." I said, "No. You don't understand. That's not what it is. We got credit for half of the trip. So I only really wanna insure the part that I'm exposed to." They said, "We can only insure the whole trip for 40 grand." It was confusing, but they explained to me that is the way they do it. I wasn't worried about how much I would pay. I didn't wanna over insure myself for something that I knew I wouldn't get back. The price for the amount they insure has always been value for money.

    Nothing went wrong. But the insurance is great when these things happen. They've been very good about sending email updates and telling me, "This is the number to call. These are the people to contact. If you have a problem, call here. If you have a problem, go there online." That has been comforting to know. There was a Generali building in every town I went to in Italy the last couple of weeks. I said to my wife, "This is great." If something had gone wrong, I could have just walked into the office and said, "Help" and that would have been fine.

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    Response from Generali Global Assistance

    We appreciate you taking the time to leave a review, Peter. We apologize for any confusion with the pricing of your Plan and will share your feedback with the team to improve. We strive to exceed customer satisfaction with our service, and thank you for the kind words about your experience. We hope you enjoy your future travels!

    Customer ServiceCoverageOnline & AppRefunds & PayoutsStaffTimeliness

    Reviewed Sept. 19, 2024

    I was planning a trip with my wife starting September 7, 2024 and ending September 24,2024. I purchased trip insurance policy on June 4, 2024 as soon as I bought the airline tickets and resort. Airlines cancel 9/7/2024 flight and issued tickets for September 9, 2024 with return date of 9/26/2024. Morning of September 9, 2024 my wife became sick. We went to doctor’s office and were told that my wife has a virus and ear infection. Doctor stated that flight will be vey painful for my wife and we had to cancel our trip. Portion of airline ticket were refunded and resort was kind enough to transfer our reservations for next year so we didn’t have to claim total amount. All we claimed is about $500.

    On the same day September 9, 2024 I filed the claim with Generali, using their website and provided all requested documents. I received and immediately received email confirmation. On September 17, 2024 I received an email from Joanna ** from Generali Claims Department requesting additional information. I forwarded this information immediately. I tried to contact Joanna ** to discuss my claim. I was on hold for 30 minutes, but then I was forwarded to her voice mail. The message on the phone stated that someone will contact me within 24 hrs.

    On September 18, 2024 I called again, after Joanna ** failed to return my call. This time I requested to be transferred to Claims Department Supervisor. I was told that her name is Cynthia **. I was put on hold and disconnected after holding for 30 minutes. I dialed again and after 40 minutes of hold. The message on the phone stated again that someone will contact me within 24 hrs. So, I left a message. I was told, that refund may be forfeited, if I will not provide all requested information. First time I was contacted 8 days after filing claim. It is 11 days into my claim and Generali’s Claims department employees refuse to talk to me. It is not good faith business on their part.

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    Response from Generali Global Assistance

    Thank you for your feedback, Igor. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case further and will be in touch with you. If you have any additional questions in the meantime, please reach out to us at (800) 348-9505 or via email at customerservice@generalitravelinsurance.com.

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    CoverageSales & MarketingPrice

    Reviewed Sept. 18, 2024

    Generali travel insurance is a 100% scam. I purchased trip to visit my friend in Florida, but friends' family moved him into another state. I have no any reason for that trip and decided to cancel it with my insurance in Generali. Trip costs $85, but I paid $20 more for the insurance (25%) but did not get anything, they asked for me prove that my friend was relocated!!! You decide - is it stupid or fraud!

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    Generali Global Assistance
    Response from Generali Global Assistance

    We're sorry to hear you had to cancel your trip and apologize for not meeting your expectations, Alex. We take customer service and the claims review process very seriously and cannot stress enough that it is important to review the coverage details of our plans via the Plan Document that’s provided at the time of purchase and contact us at 800-551-9242 or via email at customerservice@generalitravelinsurance.com with any additional questions you may have. The plan purchased is unfortunately unable to provide coverage for every event that might cause you to cancel. If there is something specific that you want to be sure is covered, feel free to ask about it before you purchase the policy. Please reach out to us at the number or email provided above if you have any additional questions or concerns.

    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaffHonesty & Transparency

    Reviewed Aug. 29, 2024

    I purchased travel insurance based on the advice of a representative from the cruise line I was supposed to travel with. I explained my situation to both Generali Insurance and the cruise line when purchasing the insurance. I was later informed that I needed surgery. I was assured by the representatives that the policy would cover the cancellation of my trip. I submitted all of my documents in June and July, as the surgery was life-threatening and forced me to cancel my trip. However, they concluded that I am not entitled to a reimbursement because they consider it a pre-existing condition.

    I didn’t know I needed surgery when I purchased the insurance, and I explained my situation and they assured me that the insurance would reimburse me if I had to cancel the trip. I nearly died and couldn't travel, and the surgery was required after the policy’s effective date. I've been trying to appeal by calling every single day, leaving voicemails and emails, but it has been impossible to reach the person handling my claim. It is heartless to lie and misguide customers into purchasing insurance, only to then deny them reimbursement.

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    Response from Generali Global Assistance

    As a follow up to our last response: We're pleased to advise that your claim has been finalized and you should have received an email to your address on file. Please feel free to reach out to us at 800-348-9505 or via email at claims@generalitravelinsurance.com with any additional questions or concerns.

    Customer ServiceCoverageStaff

    Reviewed Aug. 29, 2024

    It is a pure 100% fraud. I purchased the insurance, my luggage on the international flight was damaged and delay 28 hours. The insurance representative refused to take the claim. FRAUD, be aware. There is no supervisor available to assist customer, representative Lioni hung up on customers.

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    Response from Generali Global Assistance

    Thank you for your review, Dr E Frankel. We take customer service and the claims review process very seriously. We're pleased to advise that your claim has been finalized and you should have received an email to your address on file. Please feel free to reach out to us at 800-348-9505 or via email at claims@generalitravelinsurance.com with any additional questions or concerns.

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    CoveragePrice

    Reviewed Aug. 29, 2024

    It was nice to know that we would be covered if we lost our luggage. Although we didn't use the service, just having the peace of mind that if anything was to happen, that we had the backup, we had peace of mind, we were satisfied. The only thing was it was a little expensive for no more than what we got, but it was a necessary thing.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We're grateful for your support and for your choosing us, Ray!Our pricing is based on a variety of factors including trip cost, trip duration, time to departure and more. We regularly review our pricing and pride ourselves on having some of the highest benefit limits for the coverages travelers need most. You can easily check our coverage limits and compare those to the competitors by viewing our plan charts at https://www.generalitravelinsurance.com/view-travel-insurance-plans.html. In situations like travel delay and missed connection, the extra dollars can make a big difference. Also, we recommend checking the other plans to ensure they offer things like companion hospitality expenses in case of emergency hospitalization and a sufficient emergency dental coverage.

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    CoverageOnline & App

    Reviewed Aug. 29, 2024

    Generali is a reputable outfit and if someone needs travel insurance, they're one of the best to go to. I learned about them through VRBO and I had no option to go with anybody else for damage insurance for the rental property, so we did that. But then we investigated the trip interruption insurance, and I looked at a couple of them that I've dealt with in the past and Generali seemed to have the best deal.

    I've had a positive experience with Generali. I had a claim that they didn't quibble about and paid it off immediately. I didn't have to fight with them. So it's not like they will take someone's premium and then stick them. Filling out the application for the claim form online was no issue too. They needed some supporting documentation, which I was able to download and file on their website. It was a little more complex, but not undoable.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks so much for sharing your positive feedback about your satisfaction with Generali Global Assistance services, Donald. Reviews like yours keep us motivated to keep delivering top notch Travel Protection Plans. Keeping traveling smarter.

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    Reviewed Aug. 21, 2024

    People should consider Generali very highly. I've used it a couple of times. When I purchase travel tickets, usually the company offers something they have, but I would always check Generali's website and see what they offer.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks David for your kind review!

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    CoveragePriceOnline & AppBilling

    Reviewed Aug. 21, 2024

    I recently retired and I'm on Medicare. We spent three weeks overseas and at the time, I felt the need to have travel insurance because Medicare doesn't cover you overseas. I looked at three companies and I liked the coverage of Generali as well as their cost. They also seemed like a reputable company and they've been in business for a while. There was a third party involved originally, one of these online brokers, and I was extremely disappointed that they didn't connect to their website properly. So I bagged them, then I went to Generali directly in order to get the policy. I gave them my credit card number and they covered me.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear Dale! Thanks so much for your thorough review.

    Coverage

    Reviewed Aug. 20, 2024

    I have had a terrible experience with Generali Travel Insurance. We had a big anniversary trip planned to Hawaii in May 2024, sadly my father died and we did not get to go at the last minute. I have provided all the documentation that they have asked for (receipts, obituary, death certificate), but have only received about 30% of my money (as of Aug 2024). I would not recommend Generali.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Updated Response: We are pleased that your claim has since been resolved and one of our dedicated Claim Supervisors was able to contact you with the details. Thank you for your patience with this matter.

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    CoveragePriceRates

    Reviewed Aug. 20, 2024

    Generali's price was affordable and it seemed like a reasonable amount. Otherwise, I would not have gotten it. There's been a lot of things that have happened to our family over the last three years. We had three parents die in six months, so I don't even travel without insurance anymore. If anybody asked me, I would tell them to get an insurance with Generali. With them, you got a peace of mind that you're going to be covered whether you make the flight or not.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks Cynthia! We appreciate your patronage!

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    Customer ServiceCoverageTech

    Reviewed Aug. 9, 2024

    I have tried many insurance providers and we have had occurrences sometimes of needing reimbursements, and Generali works reasonably well. They have a good website and claim processing. It takes a little longer but it is reasonable. I talked to somebody at Generali over email and it was a positive experience. When buying travel insurance, you need to consider how much you need versus how much you spend on the trip. The biggest advantage is that you can buy the cheapest insurance and still have health benefits.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for your feedback, Dimitry! Reviews like yours inspire the Generali Global Assistance team to continue exceeding expectations with our travel insurance plans.

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    Customer ServiceCoverageOnline & AppStaffBilling

    Reviewed Aug. 8, 2024

    Do not go with them, it is a total waste of money, not to mention the frustration of the time it takes to attempt to contact them. I have been trying to contact Generali Travel Insurance in regards to my claim for 3 months, have sent multiple emails, made multiple phone calls, and have left multiple messages, with my claim's agent and their supervisor, with no return phone calls. I uploaded all documents requested by them onto their website portal with nobody getting back to me. In fact they closed my case. I'm now forced to report them to the Better Business Bureau, implement a fraud on my credit card and write reviews in the hopes that others do not find themselves in my situation.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We're sorry to hear about the circumstances surrounding your claim and apologize for not meeting your expectations, Renee. We take customer service and the claims review process very seriously and cannot stress enough to our customers that it is important they review the coverage details of our plans via the Plan document that’s provided at the time of purchase and contact us at 800-874-2442 or via email at customerservice@generalitravelinsurance.com with any additional questions you may have. We strive to provide a fair, equitable and timely claims process for all customers, but some cases can take longer to resolve and supporting documentation is typically required in order for the policy to provide coverage for a covered reason. One of our dedicated claim representatives will contact you to provide updated information regarding what documents are needed to continue the claim process. If you have any further question, please reach out to us at the number or email provided above.

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    Follow-Through

    Reviewed July 25, 2024

    So far, so good. Friends told us that they used Generali so we looked into it and followed through. They seemed reasonable.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We love our words of mouth referrals, David. Did you know that Generali Global Assistance offers helpful travel services to use now, even before your trip? Please visit https://www.generalitravelinsurance.com/travel-resources/services to learn more.

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    CoverageRates

    Reviewed July 24, 2024

    I've been using Generali Global Assistance for several years to do travel insurance. The first time, I went online and found their rates are the most competitive. So, I've been using them ever since. I'm comfortable with them. At this point, I trust them as an insurance company and feel comfortable what I've paid and then the insurance have taken out.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for the stellar 5-star review, Alan. Your confidence in our services is the best compliment we could ask for. We appreciate your loyalty, and hope you enjoy your travels.

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    Customer ServiceCoveragePriceRefunds & PayoutsTimelinessValue

    Reviewed July 20, 2024

    Generali Global Assistance provided the best product for the best value. The product that I purchased is what I've called the sweet spot. You could get travel insurance or vacation insurance, whatever cheaper, but would have fewer bells and whistles. But you could get more expensive travel insurance that you would get more bells and whistles, but for what I really need, the product fit my needs perfectly.

    I did a claim on the insurance. It was only a $70 claim. I had a flight from Seattle to Chicago, Chicago to Michigan. In Michigan, I had paid for a hotel for the night because I would meet travel partners. The flight was delayed and I had to stay over in Chicago, so the non-refundable hotel in Michigan, I lost money. I submitted the claim for the non-refundable hotel. I did it that night. The next day, I got an email saying, “It's been covered.” The process went through. Less than 24 hours. I was shocked. It was wonderful. It might have been different if my claim was $3,000, because I heard other people with either Generali or other travel insurance policies that once it was $5,000, it would take them six months to process. Mine was only 70 bucks, so it was a matter of minutes.

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    Response from Generali Global Assistance

    That's great to hear, Kevin! Thanks so much for sharing your experience and choosing to #TravelSmarter.We're sorry to hear about your travel woes, but happy we were able to assist and pay your claim!

    Customer ServiceContract & TermsCoverageSales & MarketingPriceStaff

    Reviewed July 16, 2024

    I bought Generali car insurance for my trip within Ireland (policy #**). When I returned the car the rental company's rep showed me really small dent on the back of the car (the dent was the size of a quarter coin, no scratches) and they charged me for that small dent more than $1300. I filled a claim with Generali Global Assistance, sent all documentation, photos (claim #**). After about 2 weeks Generali insurance company sent me a check in the amount... $89 only (eighty nine dollars). What kind of insurance is that? Why did I buy this insurance? I sent by email request to explain me why Generali insurance company didn't cover all amount, why they even didn't discuss the amount I was charged because $1300 for really small dent without any scratches is a scam (the rental company knew that I wouldn't be in Ireland at that time as it was my tourist trip). Nobody answered me why my claim was covered by only $89 out of $1300. I'm very disappointed by Generali's conduct and service.

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    Response from Generali Global Assistance

    We value your feedback, Aibek. One of our dedicated claim team members will review your claim and follow up with any additional information regarding the claim determination. If you have questions or concerns in the meantime, please call our customer service team at 800-551-9242. Thank you for your review.

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    Coverage

    Reviewed July 11, 2024

    My purchasing experience with Generali was fine and easy. While I have not utilized the coverage, I know a family member has. It was for a damaged CC and I was told it took a while, but it was fine in the end.

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    Response from Generali Global Assistance

    At Generali Global Assistance, we take the claims process very seriously and are pleased to hear that your family member's claim was resolved. Thank you for your review, Jamie.

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    Coverage

    Reviewed July 11, 2024

    Our trip required travel insurance and my friend bought it from Generali. It was super easy to purchase.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We are grateful for your review, Elizabeth. Thanks so much for sharing your experience and choosing to #TravelSmarter.

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    Reviewed July 10, 2024

    Company denied my claim by manipulating the reason to a non-covered reason even though I plainly explained it was a medical emergency. I will not use this company again and I do not recommend it. A total rip-off and a perfect example of corporate greed at work.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We value your feedback, Joel. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team supervisor is investigating your case further and will follow up with any new information regarding the determination. If you have any additional questions in the meantime, please reach out to us at (800) 348-9505 or via email at customerservice@generalitravelinsurance.com. Thank you for your review.

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    PriceRates

    Reviewed July 3, 2024

    I liked Generali Global Assistance's price. It was lower than the others.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We are happy you found the right coverage to fit your trip's needs. Thank you for your feedback and your purchase, Bayard.

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    Customer Service

    Reviewed June 6, 2024

    I printed out the policy that I looked at online before I made the purchase and when Generali sent me the policy that I purchased, there were a few discrepancies in the two, but nothing that caused me any great concern. Signing up with them was easily done online. I made a mistake. I purchased the policy twice in about five minutes. I didn't think it was going through on my computer. It seemed to be locked up so I backed out and purchased it again and got an email. I was contacted and told that I purchased two policies and they were canceling one of them.

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    Response from Generali Global Assistance

    We value your feedback, Donald. We're happy to hear that you received follow up communication from our team. Thanks for your purchase and for choosing to #TravelSmarter. Enjoy your travels!

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    Customer ServiceCoverageStaff

    Reviewed June 6, 2024

    Generali offered the best deal for the coverage that I was looking for. Their customer service was excellent. I was satisfied.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We appreciate your review, Gloria. We do our best to offer an array of travel plans for our customers. We are happy you found the right coverage to fit your trip's needs and that we provided the outstanding service you deserved.

    Customer ServiceCoverageRefunds & PayoutsStaffTimeliness

    Reviewed May 31, 2024

    I purchased Trip Mate insurance in 2022 which is a part of Generali Global. My flight on American airline was changed to the next day. I had an event to attend so I purchased a ticket on Delta to make it on the day of the event. It was so frustrating to deal with Trip Mate. I sent them all the documentation and was told that was not enough. I was told I need to know why American airline changed my flight. I was like "REALLY". My daughter contacted American airlines for me and they finally responded with staff shortage. I sent that to Trip Mate and finally 8 months after my initial claim I was reimbursed. From some of these reviews I have read, I think I was blessed to get anything back.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We appreciate you taking time to share your feedback with us, Regina. We are sorry to hear that we didn't meet your expectations, but pleased that your claim was resolved.

    CoverageTechSales & MarketingBilling

    Reviewed May 31, 2024

    I purchased travel insurance from Generali from AirBnb and VRBO for a trip to Sedona. We were supposed to fly out on Saturday, May 18th but a 100+ mph storm (Cat 2) hit the Houston metroplex along with a EF-1 tornado touched down less than 1/2 mile from my home in Cypress on Thursday, May 16th at approximately 6pm. This destroyed electricity transmission lines in our area and estimates for power restoration at that time were 1 week at the time we would have had to leave on our trip, which thus resulted in our cancellation. Generali denied my claim stating that my denied saying that my home would have have to have been Uninhabitable which at 90 degrees and a 100 degree heat index it was NOT Uninhabitable? What constitutes as Uninhabitable?? This is a total scam of an insurance provider. Guess I'll need to contact my credit card provider and the Texas State Attorney General's office to file a fraud claim.

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    Response from Generali Global Assistance
    We're sorry about the circumstances surrounding your claim, Krista. The plan you purchased is a named perils insurance policy, which means the policy provides coverage for losses from events named in the policy. One of our dedicated claim team members will be in contact to offer further explanation of the claim determination and to answer any questions or concerns you may have.

    We take customer service and the claims process very seriously and want our customers to understand their coverages. Should you want to ensure something is covered in the future, please call us at 866-757-0010 and a customer service team member would be happy to review the policy with you.

    Customer ServiceCoverageRefunds & PayoutsStaffTransparency

    Reviewed May 30, 2024

    Generali provides terrible customer service and does nothing to help customers get their claims paid. I submitted my claim originally that got "stuck" in their system so it never got processed. I provided evidence of my submission and got no explanation for how it happened. They allowed me to resubmit manually, to which they continuously sent me non-descriptive emails for missing information. No one would call me back and when I called, resubmitted additional information multiple times, I was told that my documentation did not meet the specific criteria needed.

    It had been over 2 months and I had to comb through articles to find what they were asking for after already submitting multiple others with date ranges covering the "6-hour window of closure" they needed specified (for road closure due to weather). Additionally, I submitted public safety warnings, but due to policy language, the matter of safety is not actually what matters when paying for insurance. I am still battling to get my claim covered. See Airbnb community pages for more experiences beginning with a "glitch."

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for your feedback, Nikki. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case further and will be in touch with you. If you have any additional questions in the meantime, please reach out to us at 866-757-0010 or via email at claims@generalitravelinsurance.com.

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    Customer ServicePriceStaffBilling

    Reviewed May 24, 2024

    Zero customer service. Online payment service from Bank of America times out before code are received. Payments may never be received. I can only recommend FTC complaints and dispute of bank and credit charges. Neither AIRBNB or Generali Global Assistance care about their customers.

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    Response from Generali Global Assistance

    Hello Clarence. Thanks for bringing this to our attention. We will investigate. Meanwhile I have asked that a Claims Representative phone you asap so that you can be paid in another fashion.

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    CoveragePriceStaffRates

    Reviewed May 23, 2024

    I would recommend Generali. Their price was good and had the coverages that I wanted. I purchased it online and the website was user-friendly.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear Charlene. We strive to make generalitravelinsurance.com as user-friendly as possible. Thanks for choosing us and choosing to #TravelSmarter.

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    CoveragePriceOnline & AppRefunds & PayoutsEase of Use

    Reviewed May 22, 2024

    I first heard of Generali when I booked at VRBO and they were the insurance partners for the trip. When I was done with the booking process, VRBO asked me if I wanted the insurance as an add-on. I did it that way the first couple of times I used them, and I had a positive experience with Generali when I needed to make a claim. My son got sick right as we were about to go on a trip and the process to get reimbursed was easy. I used them again for a couple of other trips that I booked independently of VRBO. I did a quote on the website and booked the insurance that way. The website was easy to navigate. If someone was looking to insure a trip and if they had kids, I would recommend using Generali.

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    Response from Generali Global Assistance

    Thanks Jesse. Family coverage is essential! As much as you plan, unpredictable things can happen more often than you think. Thanks for choosing Generali.

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    Customer ServicePricePunctuality & SpeedStaffBillingRates

    Reviewed May 11, 2024

    We have used Generali several times. Their prices are competitive, their customer service is friendly and responsive. We had two claims in the past year. Both were paid promptly (within one week), no hassle. And, the payment was quick using Zelle. We will definitely use Generali again in the future.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear Mark! Thanks for sharing your experience.

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    TechPriceEase of UseRates

    Reviewed May 9, 2024

    We looked online to see what options we have and we put in some quotes for different websites. Some companies had some bad reviews so we avoided those and Generali gave a decent quote so we used them. I did everything online and the online tools were easy to use. They asked for our information and we could choose two or three different options on the plan. The price is pretty good.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We're glad you found our info helpful and our process easy. Thanks for choosing to #TravelSmarter.

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    CoveragePriceStaffRates

    Reviewed May 8, 2024

    I looked at what I was doing in terms of my trip and what I thought I might need help with and didn't need help with, and Generali seemed to cover everything and it was a lot less than everybody else. So, I went with them. Their price was right, too. I would use them again.

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    Response from Generali Global Assistance

    We are grateful for your review, Helene. Thanks so much for sharing your experience and choosing to #TravelSmarter.

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    CoveragePriceRates

    Reviewed May 5, 2024

    Generali Global Assistance has good coverage and a fair price. We went to Florida and while I didn't use the coverage, I was protected while I was there. Overall, I was really pleased.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We do our best to offer an array of travel plans for our customers. We are happy you found the right coverage to fit your trip's needs. We appreciate your review, Kimberly!

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    Coverage

    Reviewed May 5, 2024

    We use Generali Global Assistance for travel insurance. They're easier to get. Everything is online.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for your endorsement! We greatly appreciate it, Robby.

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    CoveragePunctuality & SpeedEase of Use

    Reviewed May 5, 2024

    Generali Global Assistance's website and purchase process was straightforward. I looked at the coverage of the insurance plan. It works for me. Also, the website was easy to use. I could find all the information about the coverage. I just needed to enter my trip information, and my own information briefly. It was quick.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We are grateful for your review, Qian. Thanks so much for sharing your experience and choosing to #TravelSmarter.

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    Coverage

    Reviewed May 5, 2024

    Strict cancellation policy of need to cancel within 10 days of purchase. I purchased travel insurance for a trip planned 4 months in advance on AIRBNB website. I anticipated having travel insurance when traveling not within 10 days of purchase. Buyer be aware! Read the fine print to avoid throwing away $373 for insurance coverage I never received.

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    Response from Generali Global Assistance

    We're sorry to hear about your negative experience, SL. Unfortunately, you are outside your 10-day free look period, so we are unable to refund your policy. Residents in Indiana can cancel within 30 days of purchase. Please note that you can’t cancel your plan after you’ve departed on your trip or started a claim, even if you’re within your cancellation period. We're happy to help answer any questions you might have. You can call us anytime at our direct Airbnb line at 866-757-0010.

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    CoveragePriceOnline & App

    Reviewed May 3, 2024

    Generali seemed more reasonable than a lot of the other companies I checked with. I can't see paying a fortune for travel insurance, but you never know when something's gonna happen, and Generali had what I needed. I just got a little confused on the website. I could hardly read some of the policy things because the print was so small. They need to enlarge what it covers. They don't explain a lot of stuff really clearly, but it gives you an idea. I wanted a policy that would cover me if I had to cancel for any reason, but I didn't find that there without having to pay an arm and leg. Other than that, they asked common questions like where I will be going, how much I will be spending, and what's the length of my trips? I just answered them. Then they gave me a quote. I decided to take it. We're gonna take a cruise and then we're going to Vegas for four days.

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    Response from Generali Global Assistance

    We’re sorry the website wasn’t to your liking, Janet. If you need more details, you can always choose “FAQ” on the www.generalitravelinsurance.com homepage. There we have provided information to answer common questions. We appreciate your feedback and are always working to make our website more user-friendly. If you have any questions about the policy just purchased, we have dedicated customer service representatives who can clarify the plan terms and conditions specific to your needs. You can reach them at 800-874-2442 or via email at customerservice@generalitravelinsurance.com.

    CoverageSales & MarketingPriceOnline & AppRefunds & PayoutsRatesTransparencyHonesty & Transparency

    Reviewed April 29, 2024

    Would give zero stars if I could! Had a trip to Norway planned and couldn’t make it due to a sudden illness. Submitted all the necessary paperwork (also used AIG insurance for the hotels and Generali to cover the flights). This was in January. It is now almost May and out of the two flights I’ve made, Generali has paid HALF of my cheapest claim and has closed the other, more expensive claim with no explanation as to why.

    I spent a total of over $1200 on these flights and have only received back $172 from Generali!! And I might had that I spent over $1000 on the hotel rooms insured through AIG and was paid back in full in less than a month FOR THE SAME TRIP with my insurance through AIG. Generali is a complete scam! Do yourself a favor and use AIG!! Also take note of how you CANNOT leave a review for Generali on their website! Tried to find where I could leave an honest review and couldn’t find it so they have a glowing 4.8 star rating while being a scam.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for your feedback, Marla. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case further and will be in touch with you. If you have any additional questions in the meantime, please reach out to us at 800-551-9242 or via email at claims@generalitravelinsurance.com.

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    Customer ServiceCoverageRefunds & PayoutsStaff

    Reviewed April 19, 2024

    If I can give it a ZERO I would. Imagine having a very sick 8-year-old in and out of the hospital, dr's, and testing. My daughter was treated for a highly contagious condition. At the time she was diagnosed with a high contagious dangerous condition. We were hoping that she would recover after the first round of treatment and be able to travel. As it got closer to the trip we were advised by 2 physicians that she won't be able to travel due to the nature of her disease and it being highly contagious. I called the insurance coverage that I purchased 1 year prior when I booked our cruise. They sent me a detailed coverage of our plan. They explained to me that this is 100% covered and we are able to get reimbursed for the whole family if I supply the documentation. I was sent the claim email with an attachment. I was told that I have to cancel the trip and get documentation of cancelation and what I needed.

    I started to claim process. It was a crazy overwhelming process. I have used travel insurance in the past and this for sure was the most complicated and time consuming out of all the other travel insurance companies I have dealt with. I was able to get all that they requested and upload it all. I also got even more documentation and notes from multiple dr's instead of just the 1. I submitted the claim. I got an email that they approved $419.00 out of $5,343.00 that was claimed. I phoned the company and customer service was able to confirm that what I was canceling for is covered under my plan 100% for my family of 4. She advised me that both my claims adjuster and her supervisor are not available but she will put an action on my case that allows them to see that I need a call back ASAP. She also put me through to voicemail to make sure they are aware that I need a phone call back.

    Well no call back in 3 days. I phoned back and guess what...neither of them are available. No one else is able to help me. There is no other boss or supv that I can speak to. They are so sorry but NO ONE CAN HELP ME. I explained how sick my child is and my time is very busy. ZERO COMPASSION. My advise is to stay far far away. When I shared my experience on MSC Facebook group, any others advised me of the same situations with different claims over the years. Their advice to is book with an outside company. It's sad that this company has zero compassion in their customer service and their claims department has no time to return any phone calls to their customers. They take your money but won't cover you. I hope they make it right soon.

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    Response from Generali Global Assistance

    We value your feedback, Cathleen. At Generali Travel Insurance, we take customer service very seriously. We are sorry to hear about your negative experience. Our dedicated claims team is currently reviewing your case and will respond with additional information regarding a determination. If you have additional questions or concerns in the meantime, please reach out to us at (800) 348-9505 or via email at customerservice@generalitravelinsurance.com.

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    Punctuality & SpeedOnline & AppRefunds & PayoutsBilling

    Reviewed April 18, 2024

    Their website states that claims will be paid within 30 days of receipt. I submitted a claim package in early September 2023. I did not add additional information not provided in the original claim but the company kept asking for the information I had already submitted. They stalled the payment for months. I spent hours sending information and talking to the company until I was reimbursed in January. They will try and wear you down in an effort to not pay.

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    Response from Generali Global Assistance

    We're sorry to hear about the circumstances surrounding your claim and apologize for the delay as we take customer service and the claims review process very seriously. Our goal is to process claims within30 days from the time that they're received, however, some cases can take longer to resolve. We're pleased that your claim has since been finalized, but we are sorry for not meeting your expectations. We have shared your feedback with our team to improve in the future. Thank you for your review, Barbra.

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    Customer ServiceRefunds & PayoutsStaffTimeliness

    Reviewed April 17, 2024

    What a nightmare!!! I submitted a claim on March 21 for a guest and I still have NOT received my refund. After numerous and numerous calls, I HAVE NEVER received a call back from my claims manager even though her voicemail states she will return her calls in 1 business day. I’ve called her supervisor multiple times and I NEVER received a return call back from her either, they say “she’s in a meeting”. After calling and leaving an unpleasant message to her supervisor again, I received an email on April 10th from my claims rep stating she attempted to call me but couldn’t leave me a message at a number that was not even mine, even though I left her many, many, many detailed messages with my phone number.

    I returned her mail that same day and she STILL has NOT responded to the email. Previously, I noticed that they had a CA address on file when I live in Florida, so I had to correct that with a customer service rep, who only seems to be able to help answer simple questions, not detailed ones so they direct you to your caseworker who never calls you back! I looked on the portal again and the number they had wasn’t even mine. The time, energy, and hassle taken out of my day spent trying to get my money back (which I still haven’t), they should have paid me double. My passenger became sick and unable to travel and I only requested a refund for their portion. It’s absolutely unprofessional, after ALL this time NO ONE can call you back!! AWFUL experience with them!

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    Response from Generali Global Assistance

    We value your feedback, Voula. We’re sorry to hear about the circumstances surrounding your claim payment and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case further and will be in touch with you. If you have any additional questions in the meantime, please reach out to us at (800) 348-9505 or via email at claims@generalitravelinsurance.com.

    Verified purchase

    Reviewed April 15, 2024

    One of our party got sick at the last minute. We had to postpone for a week until they got cleared to travel. The claim process was a bit much. We provided all the information, but Generali Global Assistance couldn't figure out how to derive the amounts that we were claiming. But all the information was there. We had to resubmit information, explain to them in detail what they were trying to figure out. Other than that, they met our needs better than the rest.

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    Response from Generali Global Assistance

    Thank you for your feedback, Louise. We will share it with our claim team to improve. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. We're sorry to hear we didn't meet your expectations, but happy we were able to assist and pay your claim!

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    CoveragePunctuality & Speed

    Reviewed April 15, 2024

    I use Generali as a backup emergency in case there are any issues while I was traveling abroad, and the online tool is straightforward. I just book the travel insurance, then I make sure that they sent me the formal documents. I haven't had any issues while I was traveling abroad, so I haven't had to interact with them much yet, but they seem prompt, getting everything improved in the process. As far as I'm concerned, they've done everything they need to from their end.

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    Response from Generali Global Assistance

    We are grateful for your review, David. It's wonderful to hear we were able to meet your expectations. Thanks so much for sharing your experience and choosing to #TravelSmarter.

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    Customer ServiceCoveragePricePunctuality & SpeedOnline & AppStaffRates

    Reviewed April 12, 2024

    I made a claim on a trip cancellation because I came down with COVID and I was very satisfied with the service I got from Generali. The claim process was pretty easy to follow. I contacted them and filed the form online. Then I received responses noting that I had made the claim and I was told what I needed to submit. I did that also online and the claim was processed fairly quickly. Their reps were helpful, too. Their pricing was competitive and signing up for the travel insurance was very easy as well. I will use them again.

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    Response from Generali Global Assistance

    Thanks for sharing your feedback with us, Dory. We're sorry to hear about your travel woes, but happy we were able to assist and pay your claim! Our plans can help if you are diagnosed with Coronavirus before or during your trip. You just need to meet the standard requirements for coverage due to sickness, and our plans can assist you with Trip Cancellation, Trip Interruption, Travel Delay, Medical & Dental, and Emergency Assistance & Transportation.

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    CoveragePriceStaffRates

    Reviewed April 11, 2024

    Generali’s coverage was a bit better and the premium, as far as what we were charged, was a little cheaper. I wanted the travel agent to get the commission so I told her to book it. Just like with anything, rates depend on destination and age and all kinds of different risk factors. But if people are not using Generali, they should get a quote and see what they have to offer. The insurance is only as good as when you make a claim. It looks great on paper. But like car and homeowner's insurance, your roof is supposed to be covered, but then they come back and say it's not. It's all about the claims process and I get that there's a lot of fraud out there and they gotta cover their bases too from the standpoint of making sure that it's an actual claim and it's a real claim. Fortunately, I haven't had to make a claim and, hopefully, I don't, but it's always good to have the insurance.

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    Response from Generali Global Assistance

    We value your feedback, Thomas. At Generali Global Assistance, we have a dedicated customer service team who can help you understand all the covered events in your Plan and can explain the services available for use even before a scheduled departure date. We are here for your future travel plans. Just give us a call at 800-874-2442.

    Verified purchase

    Reviewed April 11, 2024

    It was easy to get Generali for our cruises online. They're a good company to consider.

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    Response from Generali Global Assistance

    Thank you for your review and your business, Carolyn! We're grateful for your support and for your choosing us!

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    Customer ServiceStaffBilling

    Reviewed April 9, 2024

    Two months after a cancelled-trip claim was approved, Generali has still failed to pay the claim, and failed to communicate with us regarding resolution of payment. The claim representative apparently failed to have payment issued to the correct address, and in the past four weeks has failed to respond to repeated messages and emails to confirm payment is in process to the correct address now. Customer service representatives continue to refer calls we initiate to voicemail for representatives who do not respond, and we've only form auto-reply emails non-responsive to our questions by email. Worst system ever.

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    Response from Generali Global Assistance

    We value your feedback, Spencer. We’re sorry to hear about the circumstances surrounding your claim payment and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case further and will be in touch with you. If you have any additional questions in the meantime, please reach out to us at 800-551-9242 or via email at customerservice@generalitravelinsurance.com.

    Customer ServiceSales & MarketingBilling

    Reviewed April 5, 2024

    This company is a TOTAL SCAM! We missed our connections and lost our luggage. When we submitted our claim, filled out all the lengthy documents, provide receipts, photos- everything and we haven't seen a dime. They kept telling us they didn't get any of our email attachments. When I called, they said their security blocks the email attachments. Seriously?! So we sent them a link to our Google Drive and when I called she said she didn't know if they could open/use that. How do we send our documents then? What year is this? Funny, they had no trouble taking a payment.

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    Response from Generali Global Assistance

    Thank you for your feedback, Diana. At Generali Global Assistance, we pride ourselves on providing the support that is crucial for happy and safe travel, backed by Generali, one of the largest insurance companies in the world. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. Unfortunately, we could not locate a claim based on the information provided in your review. Please reach out to our marketing team via email at marketing_ecommerce@generalitravelinsurance.com with additional information as we'd like to address your concerns with you.

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    CoveragePriceRates

    Reviewed April 5, 2024

    Most of the time, we get a travel insurance online because we travel quite a bit overseas. We're concerned about if anything happens that we need to medically evacuate, it could be costly. With Generali, I could pick one policy, do a comparison and they are laid side by side. Their price was surprisingly was very good, and the offer was competitive. We were going on a Viking cruise and to the Mediterranean. It was a big cruise and Viking was selling insurance from a very well-known company, and it was significantly more. We said, "Let's look for another company." We also did comparisons when we went to Antarctica. We got whoever had the best price, was competitive and well-known. I also saw Generali's name in one of the travel magazines.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for your feedback and your purchase, Karen! We know you have options when it comes to travel insurance, but are pleased you chose Generali, one of the largest insurance companies in the world. We are happy you found the right coverage to fit your trip's needs. We hope you enjoy your travels.

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    CoverageSales & MarketingRefunds & Payouts

    Reviewed March 11, 2024

    Generali has always wanted us to get to get the gold package so we just online and get the more basic version. The gold package covers rental cars and the other package covers sports equipment. This last time, I was concerned that I didn't get the policy, but it turned out it was in my spam. The one time we used it, getting the claim was easy. My wife fell off a bike and had a scuffed-up elbow and twisted ankle and knee. We paid the ER then Generali reimbursed us for it. It worked as expected.

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    Response from Generali Global Assistance

    We are so glad we were here to help in your time of need!

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    Customer ServiceContract & TermsCoveragePricePunctuality & SpeedRefunds & PayoutsBillingHonesty & Transparency

    Reviewed March 7, 2024

    Essentially, what Generali has is misleading. First of all, I did not insure travel is correct and I didn't expect anything, but the table they have at the bottom of my policy said $1,500 for disruption. So, I worked for hours to fill a claim. I had a connection. Because of fog the airport was closed in. I missed the connection on American Airlines, a first-class ticket, which was non-refundable. I had to buy a new ticket, which cost me $500. American Airlines refunded the tax. It cost me 1,500 bucks. So, I claimed 1,500 minus the taxes and the response I got was, “It's a normal thing, what happened. And furthermore, you did not insure travel, and therefore you pay 175. You did not insure the trip,” which is correct. I only did medical, “And therefore, we won't pay you anything.”

    I had a two-hour gap between my arrival time and departure time with two separate tickets, a second ticket, American Airlines, to San Francisco. So I took a two-hour difference between the flights. It's not like I did 15 minutes and the airport was closed for four hours. I reached about three hours later than it was supposed to be. And of course, the flight was already gone. And then I tried to get another ticket. The earliest date I could get anything was two days later. I did not even submit the hotel bills. I stayed at Marriott. And I bought a ticket for 1,500 bucks, plus minus. Nobody called me. I'm not blaming. Nobody called. They sent me a polite letter. I don't have any complaints about that, except that the table was really misleading. I'm not happy.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We value your feedback, David. We're sorry the coverage didn't meet your expectations. One of our dedicated claim team members reviewed your claim and contacted you to provide additional information regarding the determination. We take customer service and the claims review process very seriously and cannot stress enough that it is important to review the coverage details of our plans via the Plan Document that’s provided at the time of purchase and contact us at 800-874-2442 or via email at customerservice@generalitravelinsurance.com with any additional questions you may have. We also offer a free look back period with all of our plans to allow customers to cancel their policies within a designated period as long as they haven't already left on their trip or filed a claim. We appreciate your review.

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    CoverageOnline & AppEase of Use

    Reviewed March 7, 2024

    I purchased coverage with Generali. I did it all online. Their website was easy to use. Based on my experience, Generali would be a good one to use.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for your review Philip! We appreciate the time you took to outline your experience. Happy travels!

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    CoverageOnline & App

    Reviewed March 5, 2024

    Generali is a good option. I'd recommend it to another solo traveler. You always wanna pay less, but the amount of coverage they are offering is generous. Navigating their website was difficult for me though.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We do our best to offer an array of travel plans for our customers. We are happy you found the right coverage to fit your trip's needs. We are sorry the website navigation didn't meet your expectations. We appreciate your review, David. Enjoy your travels.

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    Coverage

    Reviewed March 5, 2024

    I keep using Generali. It's easier to use one. I give the information as a recommendation if people ask about travel insurance.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We love our loyal travelers. Thanks for your endorsement! We greatly appreciate it, Lisa.

    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed March 1, 2024

    Customers report on how easy it is to obtain Generali travel insurance, and how the insurance provided them with "peace of mind." Even after receiving the information they requested, they replicated their demands and then threatened to close my claim if I did not respond within six days. Be aware that they are secondary insurance--if you have health insurance, they won't pay anything but the small amount that might remain after your primary carrier. They also won't pay anything if you receive credit from an airline or tour company, even if you do not want credit but a refund from them.

    In my case, all I asked for was a refund for a trip delay due to COVID, a clearly payable event, and getting this company to reimburse us for legitimate hotel expenses during quarantine and one canceled non-refundable inexpensive flight was a nightmare. This company makes promises and makes it easy to pay their insurance premium, but in my experience they are awful when it comes to getting them to pay very small but completely legitimate claims. I would never buy a policy from this company again.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for your feedback, Sandy. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member is investigating your case further and will be in touch with you. If you have any additional questions in the meantime, please reach out to us at (800) 348-9505 or via email at customerservice@generalitravelinsurance.com.

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    Customer ServiceCoveragePriceRefunds & PayoutsRates

    Reviewed Feb. 22, 2024

    Each time I travel, Generali is my go-to in terms of travel insurance. When I sign up, I simply go online, put in where I'm going, and how long I'm gonna be there for and they provide me with options in terms of possible packages. I select one of them and pay for it and their prices are very reasonable. Also, in terms of their customer service, if I have to call and ask a question, it's pretty easy.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We are grateful for your review, Carl. We sure love our loyal travelers! Thanks so much for sharing your experience and choosing to #TravelSmarter.

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    PriceStaffEase of UseRates

    Reviewed Feb. 22, 2024

    A friend referred me to Generali because they used the same one for the same trip. I went with them and they seem pretty simple to use and easy to understand. I would tell others to go for it. It was fair priced.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for your endorsement! We greatly appreciate it, Tyrell. We are happy you found the right coverage to fit your trip's needs.

    Verified purchase
    Coverage

    Reviewed Feb. 22, 2024

    I'm using Generali to book the travel insurance for any trip we usually take. It's for our protection we are buying their travel insurance. Ordering it is very easy and based on reviews, they handle claims efficiently.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for your feedback and your purchase, Galina! We know you have options when it comes to travel insurance, but are pleased you choose Generali, one of the largest insurance companies in the world. We love our loyal travelers.

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    CoveragePriceRefunds & PayoutsRates

    Reviewed Feb. 1, 2024

    I was getting their basic policy up until this year. They have a program now where for a little bit more money, you can get a few upgrades to it. I took that on this one. Also, from what I could see, and I did the comparison, their pricing is still better than the competition. The first time we had a claim was right after COVID. The insurance was for about $10,000 and I canceled it with the cruise line. They picked up half of it and they paid out for $4,700. They didn't give me a hard time on it. It was pretty straightforward and easy to do.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for sharing your feedback with us, John. We're sorry to hear about your travel woes, but happy we were able to assist and pay your claim! Thank you for choosing us and to #TravelSmarter.

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    CoveragePricePunctuality & SpeedStaff

    Reviewed Feb. 1, 2024

    When I was trying to find a travel insurance that covered us to go to Patagonia, Generali had the best coverage available. It was for a three-week holiday with quite a lot of cost involved and we needed to make sure we had good coverage. We went for the highest coverage amount so it was the most amount of money, but it was exactly what we were wanting.

    Generali gave me a good service with an insurance claim I made. I wasn't sure whether I had to make the claim while we were away. I logged in and spoke to a representative on their chat function. It was super quick. They suggested that we do it when we were back because if there was another claim to be made on the holiday, it would need to be done at the same time. We had a lost baggage at the beginning of the holiday, and we filed for that when we got back. They transferred the money straight away, no questions asked, after we provided the receipts of the stuff we had to buy for when our luggage was missing. I was impressed that Generali did it well and so cleanly. I've had insurance companies try to wiggle their way out of returning the money when there was a claim.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for sharing your feedback with us, Matthew. We're sorry to hear about your travel woes, but happy we were able to assist and pay your claim! We hope you consider us again for your future travel needs!

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    CoverageOnline & AppMaintenanceEase of Use

    Reviewed Jan. 31, 2024

    Their website is easy to use. We had our first attempt to send in a claim and we were disappointed. Our luggage was broken and there was a computer in it. But they didn't cover it. The sign-up process and paying the money were easy. But having them cover everything didn't work out. There was a long list of things they didn't cover. There was so much fine print that you would never know all the things that were covered and not covered.

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    Generali Global Assistance
    Response from Generali Global Assistance
    Thank you for your feedback, Fred & Mrs. Husman. We're sorry to hear your luggage broke. We take customer service and the claims review process very seriously and cannot stress enough to our customers that it is important they review the coverage details of our plans via the Plan Document that’s provided at the time of purchase, and contact us at 800-874-2442 or via email at customerservice@generalitravelinsurance.com with any additional questions you may have.

    Based upon the information provided with your review, it appears your plan may be able to provide coverage for your broken luggage. A dedicated claims team member is reaching out to you to discuss your situation and your Baggage coverages in greater detail. If you have any additional questions or concerns, please reach out to us at the number or email provided above.

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    PriceRates

    Reviewed Jan. 28, 2024

    I've used Generali Global Assistance many times and for my recent purchase, it was very easy just to pick one of their packages online. A friend of mine who went on a trip with me used a different company and got a little bit lower price, but I liked what Generali had to offer.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for your feedback and your purchase, Julia! We know you have options when it comes to travel insurance, but are pleased you chose Generali, one of the largest insurance companies in the world. We hope you enjoy your travels!

    Verified purchase
    Customer ServicePriceOnline & AppRates

    Reviewed Jan. 28, 2024

    I feel very comfortable with their price. I like the ease of their website too. I spoke with customer service and it was perfect. Right to the point and got the answer I needed.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear, Weston. At Generali Global Assistance, we value offering great customer service. We will share your feedback with our team.

    Verified purchase
    Customer ServiceCoverageTechPriceStaffRates

    Reviewed Jan. 28, 2024

    Generali has more coverage for the different options available compared to other providers. I purchased travel insurance because I was on a cruise ship last year and five people died. I was in Aruba one time and a young girl got her leg cut during a boating accident. I started thinking about transporting bodies back to the US and medical coverage and how the medical insurance doesn't cover you outside of the country. I decided that Generali might be a good option to help cover some unexpected things.

    I signed up with them online and the process was good. I put in different options for the costs of the trip because some things, I didn't care about recovering if I lost out on the trip. And I primarily was more interested in covering certain aspects of the trip, like the high expensive costs, the cruise fare and insurance for different incidents. If you would look online, it would give you the full amount of what was covered. Since I've signed up, I keep getting emails explaining different coverages and different things to watch out for. They've been good about keeping you informed.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for your feedback and for your purchase, Frederick.

    Generali Global Assistance offers helpful travel services to use now, even before your trip. Visit https://www.generalitravelinsurance.com/travel-resources/services to learn more.

    Verified purchase
    PriceEase of UseRates

    Reviewed Jan. 28, 2024

    Generali’s price was significantly less than the others and the website was easy to navigate. It was a good experience.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We are grateful for your review, Rebecca. Thanks so much for sharing your experience and choosing to #TravelSmarter.

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    Online & AppEase of Use

    Reviewed Jan. 27, 2024

    The signup process at Generali is straightforward and simple. Their website is easy to navigate as well.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We are happy that you found our site to be user friendly, Jonathan. Our goal is to make the shopping experience as easy as possible so that you can make the best choices for your travel needs. Thank you for your review!

    Verified purchase
    CoveragePricePunctuality & SpeedRates

    Reviewed Jan. 22, 2024

    Generali has different levels of coverage, and their price wasn't cheap but it was fair. When I compared them to other places, they were more competitive. I signed up and it was a good experience. It was very quick, and the process was smooth. I would recommend Generali.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We are glad that you found our pricing competitive, Yvonne! We're grateful for your support and for your choosing us!

    Verified purchase

    Reviewed Jan. 18, 2024

    Everything was good. It was easy to send me the link where I had to submit the information. I was satisfied.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for sharing your experience!

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    Verified purchase
    CoverageSales & MarketingPriceRates

    Reviewed Jan. 13, 2024

    I had filed a claim with Generali for a trip that a ONE COST travel vacation package for hotels and flights. Generali asked me for the breakdown of the costs. I contacted the tour company and they communicated they do not release this information to anyone, including Generali. They are confidential negotiated volume discounted rates. I have asked Generali to provide where ONE COST vacation or INCLUSIVE vacations are not covered. They have not. This is the most lame reason (no other reasons given but sure if this review does, they will think of more) I have seen.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for sharing your feedback with us, Barbra. We're sorry to hear about the circumstances surrounding your claim and apologize for the delay as we take customer service and the claims review process very seriously. Our goal is to process claims within 30 days from the time that they're received, however, some cases can take longer to resolve. We're pleased to advise that your claim has since been finalized and you should have received a phone call today from a dedicated team member. Please feel free to reach out to us at (800) 348-9505 or via email at customerservice@generalitravelinsurance.com with any additional questions or concerns.

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    CoveragePriceRates

    Reviewed Jan. 10, 2024

    I looked at a lot of travel insurance programs and I was impressed with what Generali included for the price. That was the reason I chose them. But there's a ton of competition when you go in to search for travel insurance and if they could maybe stress a better pricing, it might instigate people to look into it. We'll be cruising in September and I'm definitely going to take a look at Generali again.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for your input, Rose Ann. We will consider your suggestion to improve our plan offerings in the future. We hope you enjoy your travels!

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    Customer ServiceCoverageStaff

    Reviewed Jan. 9, 2024

    I love Generali Global Assistance. They answered the phone when I called, and that was my first indication that perhaps they were unlike the other travel insurance company that I used. I had a claim and it was easy to process. They answered right away, gave me a claim number, and there was a follow-up when I returned. It was delayed delivery of luggage. For three days, we were without. So, I had to buy clothing and certain essentials in order to make it through the first couple of days of our trip. But Generali was responsive that the next trip that we just returned from, we bought it again. So, everything was positive again.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We love our loyal travelers, Mary Ann, and hope to retain you as a customer for many years to come! We are grateful for your review. Thanks so much for sharing your experience and choosing to #TravelSmarter.

    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 9, 2024

    Do not use this company, even if you read a good review. Read my words and understand that you will be in this same frustrating situation if you decide to use this company. Look them up on the BBB. They have terrible reviews on there. Nicole ** and Sean ** will ignore your calls. I filed a claim in October and I am still waiting in January for this to end. They ask for documents you have already submitted and then play dumb when they are wrong. Their customer service representatives say different things and when you claim this they then look up the call, find it, and then again play dumb when they are wrong. I am on the phone with Marcus, a representative just now who told me there is no one in the company above Sean **, then when I asked if he was sure about this, he said, well there is, I just can't talk to that person. My claim was "escalated" several times, which means nothing.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Hello Julia. We are sorry to hear about your negative experience and the circumstances surrounding your claim as we take customer service and the claims review process very seriously and want customers to understand the coverage details of our plans. Our dedicated claims team is currently reviewing your case and will respond with additional information regarding a determination today. If you have additional questions or concerns in the meantime, please reach out to us at (800) 348-9505 or via email at claims@generalitravelinsurance.com.

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    CoveragePriceOnline & AppRefunds & PayoutsEase of UseRates

    Reviewed Jan. 9, 2024

    Their price is very reasonable for the amount of coverage. Also, I'm looking for medical. My trips are not that expensive, and I can always get money back from the airline. It's just for covering medical or accidents. The signup was all done online and it was easy to navigate around their website.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We do our best to offer an array of travel plans for our customers. We are happy you found the right coverage to fit your trip's needs. We appreciate your review, Kathleen!

    Verified purchase
    PriceOnline & AppRefunds & PayoutsEase of Use

    Reviewed Jan. 9, 2024

    We filed a claim last November for our flight had to go back to the origin because they couldn't land. It was a smooth process online. Their website was easy to use. They reimbursed the cost of the hotel and the expenses as far as food. The flight was rescheduled, so we didn't have to do a refund on the flights. It was just the hotel and the expenses for staying one more day in the capital. In two to three weeks, we got the check for it.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear, Susan. At Generali Global Assistance, we take the claims process very seriously and are pleased to hear that your claim was resolved. Thank you for choosing to #TravelSmarter.

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    Punctuality & SpeedStaff

    Reviewed Jan. 8, 2024

    I got Covid while on my trip. I went to the hospital to be tested and receive medication. When I sent in my claim to your company I got a SUPER fast reimbursement without any haggling necessary. IT WAS AMAZING!!!

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for sharing your feedback with us, Robbie. We're sorry to hear about your Covid, but happy we were able to assist and pay your claim!

    Verified purchase
    Customer ServiceCoverageOnline & AppStaff

    Reviewed Jan. 8, 2024

    Generali gives the best coverage for the best deal. It's great when you sign up, but once you need help, it seems to go down the toilet. I'm trying to get online to their website to finish filling out my travel claim. My next step is to submit a bunch of documents. I had to call the cruise line, my doctor, and my insurance company. It was like jumping through a lot of hoops to do it. I understand it's insurance, but it's been a terrible experience. The website keeps telling me my password is wrong, and the password reset link doesn't work. When I called them, they said that there was nobody there that could do a password reset. That's frustrating. I'm not too happy with it. I don't know what I'm gonna do to get my claim finished because I can’t get into my account. That whole process and how they treated me are inexcusable. They don't want to solve my problem at all because then they would have to pay the claim.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for your feedback, Leeanne. We're sorry to hear about your negative experience and apologize for not meeting your expectations. We strive to make the claims process as seamless as possible for all of our travelers. One of our dedicated customer service team members will contact you directly to offer assistance with filing your claim. We appreciate your patience with this matter, and we look forward to getting your claim filed.

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    Customer ServiceCoverage

    Reviewed Jan. 8, 2024

    I made a couple of phone calls to clarify some things, then I went through with the purchasing online. We didn't have to use the coverage, but it was nice to have if we needed it. My experience isn't quite finished yet though. An airline broke one of my pieces of luggage, and I'm still working with the airline to see if they'll give me money. If not, then I'll call Generali and make a claim.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We value your feedback, Joathan! Thank you for sharing your positive review with us. We're sorry to hear about your luggage while traveling. If you need to file a claim, you can start a claim online by following this link, https://generalitravel.com/claims. We also have a brief video that can help you with how to file a claim, generalitravel.com/start-claim

    If you need any additional assistance with the claims process, contact us at 800-874-2442 or via email at customerservice@generalitravelinsurance.com and one of our dedicated customer service team members will be happy to assist you.

    Verified purchase

    Reviewed Jan. 6, 2024

    The online process was easy and when we submitted a claim online, everything went smoothly. I had a very good experience and I would recommend Generali.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for your endorsement, Pratish. At Generali Global Assistance, we take the claims process very seriously and are pleased to hear that your claim was resolved.

    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Dec. 21, 2023

    So far, the process with Generali is good. We sent the request then we got an email back that they needed additional information which we sent immediately. The next day, they sent us another request for additional information which we sent back today. We didn't get any reimbursement yet but hopefully, we will because we submitted all the paperwork that's required by the girl who is taking care of the claim.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for your feedback, Gregory. At Generali Global Assistance, we pride ourselves on providing the support that is crucial for happy and safe travel, backed by Generali, one of the largest insurance companies in the world. Your dedicated claim representative will review your claim further and be in touch should they need further details. If you have any additional questions in the meantime, please reach out to us at 800-874-2442 or via email at claims@generalitravelinsurance.com.

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    Customer ServicePrice

    Reviewed Dec. 20, 2023

    They were the least expensive and they got me what I needed. They had good customer service. I recommended them. Everything was great.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks for your endorsement! We greatly appreciate it, Gina. At Generali Global Assistance, we value offering great customer service. We will share your feedback with our team.

    CoverageSales & Marketing

    Reviewed Dec. 7, 2023

    I am still awaiting a claim decision since October. Unable to fly due to suspected food poisoning. Uncontrolled diarrhea and nausea/vomiting for 2 days. Do you want the plane diverted? I am a nurse and I am well capable of treating my condition. JUSTFLY AND CSA/GENERALI TRAVEL INSURANCE ARE SCAMS. PLEASE DO NOT USE THESE COMPANIES.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for sharing your feedback with us, Judith. We're sorry to hear about the circumstances surrounding your claim and for not meeting your expectations as we take reviewing and responding to claims very seriously and want customers to understand the coverage details of our plans. Supporting documentation is typically required in order for the policy to provide coverage for cancellations due to medical reasons. Your dedicated claim agent contacted you today via phone and email to offer further explanation of the current claim status and what documentation is being requested. If you have any further questions regarding the coverages under this plan, please reach out to us at (800) 348-9505 or via email at claims@generalitravelinsurance.com with any additional questions.

    Verified purchase
    CoveragePricePunctuality & SpeedRates

    Reviewed Dec. 6, 2023

    I like their pricing and they have e-claims. I signed up online and it was good. They provide good coverage. I submitted a claim. I was traveling to Japan and my connecting flight to Japan was canceled after we landed. They put me on another flight, but it was to a different airport in Osaka. When I got to Osaka, it was too late to take public transportation. I had to take a taxi, which was almost $200 to get to my hotel. I filed a claim for the travel delay for the taxi. I filed everything online through an e-claims portal. It was super easy. They got me my money. I just got my check a couple of days ago. I'm happy.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you Joseph for your kind review! Travel can be unpredictable these days and we are so glad we could help!

    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsRatesTransparency

    Reviewed Dec. 4, 2023

    Background: On my recent trip to China and Japan, I had to deal with Generali Travel Insurance for two separate claims: medical expenses and a delayed baggage issue. This review, based on my personal experience with Generali, might also be useful for dealing with other travel insurance companies.

    Before Purchasing Insurance:

    • Key Tip: The coverage you need is often less than the total trip cost. Generali's reimbursement policy focuses on the actual loss incurred, not the total trip cost. For instance, if a flight for your family costs $5000 but the fee to change tickets is only $800, Generali will cover the $800, not the full ticket price. The same principle applies to hotel cancellations.

    During Travel:

    • Documentation Is Crucial: Preserve every piece of travel evidence, such as boarding passes. Generali requires proof of travel and all related purchases for claim processing. This includes receipts (regardless of language) and all medical documentation. Pro tip: I photographed all my receipts as a backup.

    Filing a Claim:
    • Patience Required: The claims process with Generali can take several months. Often, you must first file a claim with another party.
    • Baggage Delay Example: For my delayed baggage, I had to first lodge a claim with the airline (United Airlines in my case). Only after persistently following up with the airline for 60 days and obtaining written proof of compensation was I able to avoid filing with Generali, as United covered my expenses.

    • Medical Claim Process: For medical claims, you might need to file with your primary insurance first. In my case, I waited for the insurance carrier's Explanation of Benefits, which took 60 days, to show that my expenses were not covered due to an unmet deductible. Only then could I file a claim with Generali, which after another 60 days and several calls, reimbursed my full medical expenses incurred during travel.

    Conclusion: Keeping meticulous records and being prepared for a lengthy process are key when dealing with travel insurance claims, especially with Generali.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for your review, David. At Generali Global Assistance, we take the claims process very seriously and are pleased to hear that your claims were resolved. Thank you for choosing to #TravelSmarter.

    CoverageSales & MarketingRefunds & Payouts

    Reviewed Dec. 1, 2023

    BEWARE: you should not buy Expedia's travel insurance that is offered by Generali. It is a total scam! I purchased travel insurance for a trip to Egypt given the risk of traveling to the Middle East. Then Oct 7 happened and the war in Gaza. Subsequently the US Embassy in Cairo communicated that several foreign tourists had been murdered in Egypt. So I canceled our trip to Egypt. I've been fighting with Generali for several weeks trying to get our money back. It is a total scam. They constantly lose documents and information to delay, delay, delay. I have decided to sue them in small claim's court because I have lost hope that they will honor their obligation of the insurance policy.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for sharing your feedback, Greg. We're sorry to hear about the circumstances surrounding your claim and apologize for the delay as we take customer service and the claims review process very seriously. Our goal is to process claims within 30 days from the time that they're received, however, some cases can take longer to resolve. We're pleased to advise that your claim has since been finalized and you should have received an email to your address on file from a dedicated team member. Please feel free to reach out to us at 800-551-9242 or via email at claims@generalitravelinsurance.com with any additional questions or concerns.

    Verified purchase
    Coverage

    Reviewed Nov. 28, 2023

    I've used Generali throughout my life. It's peace of mind and it satisfies the coverage that I need. I had a claim and they covered it, so I was happy to see that.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for your kind review. We are glad we were able to assist with our travel protection plans!

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    CoveragePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Nov. 23, 2023

    My 82-year-old mother and I collectively spent $1,200 for this insurance to protect ourselves for our $10,000 trip to the Holy Land. After the war began on Oct. 7, we of course cancelled our trip. After waiting 2 months for them to review our claim, they refused to reimburse us for ANYTHING. They are crafty and will find any loopholes they can to deny a claim. You would think due to the horrific nature of this war, some grace would be given to help recoup our tremendous financial loss. That's the point in purchasing insurance, right? Remember, their job is to make money. Buyer beware.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We apologize for not meeting your expectations, Jenny. At Generali Global Assistance, we pride ourselves on providing the support that is crucial for happy and safe travel, backed by Generali, one of the largest insurance companies in the world. We take customer service and the claims review process very seriously. We will review your claim and be in touch with further details. If you have any additional questions in the meantime, please reach out to us at 800-874-2442 or via email at claims@generalitravelinsurance.com.

    Verified purchase
    CoverageStaff

    Reviewed Nov. 22, 2023

    I have used Generali for many years and I am glad I did this time. You were so easy to work with, not like other insurance companies that hassle you and make you fight just to get an equitable outcome. The staff is so helpful, friendly, and polite. In particular, Karen, who patiently helped me with my claim. I am more convinced than ever that Generali is the travel insurance to have.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks Rakesh for sharing your experience. We will certainly pass along your thanks to Karen on our Claims Team. Happy traveling.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Nov. 14, 2023

    Upon returning from my trip to Scotland, I filed a claim in my daughter's name for a small amount to cover toiletries and then I filed a second claim for an overnight stay at the Heathrow airport hotel because our flight was missed not due to our doing. Not only have I not been reimbursed but there has been no contact or communication regarding my claim and the receipts that I sent to show proof. It is now November 14 and I have not heard back since I filed my claim in early October. This is the second policy I have purchased when traveling. I am doing lots of travel in 2024 and depending on how Generali responded to this claim, I was going to be more than happy to use them for all of my travel. However, I now see the response when insurance is actually needed. I am extremely disappointed. Generali was referred to me by a family member.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Hello Deborah after further review, our system shows one claim received and paid 10/5 and one of our dedicated claim team supervisors will contact you to assist with a second claim. If you have additional questions or concerns in the meantime, please reach out to us at 800-874-2442 or via email at claims@generalitravelinsurance.com.

    Verified purchase
    Customer ServiceStaffTransparencyTimeliness

    Reviewed Nov. 8, 2023

    I filed a claim on 10/12/2023, claim number **. I have been checking online and there is no update on my claim. I tried to call but you don't allow me to talk to a customer service agent, only an automated response. I sent an e-mail on 10/27/2023 through your system and still no response. Can someone help me?

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for your review, Kathleen. We are sorry to hear about your negative experience and the circumstances surrounding your claim as we take customer service and the claims review process very seriously and want customers to understand the coverage details of our plans. Our dedicated claims team is currently reviewing your case and will respond with additional information regarding a determination soon. If you have additional questions or concerns in the meantime, please reach out to us at 800-874-2442 or via email at claims@generalitravelinsurance.com.

    Verified purchase
    Customer ServiceCoverageRefunds & PayoutsStaff

    Reviewed Nov. 6, 2023

    Guidance of exactly how to apply for payout related to trip insurance could be more complete and less vague from beginning when purchasing insurance and when a claim is made. I felt I had to guess at what to do. No agent ever answered the phone -- there was a recording and promise of call back which never happened. However my claim was eventually paid so satisfied about that.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Hello Jane. Thanks for sharing your experience and we're sorry it wasn't to your liking. We are working toward improvements in our eClaims platform and have put together a video to help walk customers through the process. https://youtu.be/tJSZXNUW-60?si=PA5iqEt_AGnmgCRX

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaffRatesTimeliness

    Reviewed Nov. 6, 2023

    Train cost reimbursed without question. No response from train company for refund. Explained to Generali and refund issued. Would have preferred check immediately. Did not want to open a Zelle account. But checked arrived fairly promptly when zelle account not opened. Easy claim form to submit online and pleasant agent who answered the call. Will use this travel insurance company again for future trips. Good competitive price for good coverage while in Europe. Have not utilized health care services and hope they are not needed in the future.

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    Generali Global Assistance
    Response from Generali Global Assistance

    So glad we were able to assist! We look forward to helping out with your future travels.

    Verified purchase
    CoveragePriceRates

    Reviewed Nov. 6, 2023

    When I had to cancel a vacation due to a medical emergency, it was extremely easy to file my claim and I received reimbursement for the nonrefundable charges within a week. I've used Generali Global Assistance several times and have consistently been pleased with their service. I will continue using them for travel insurance. Their plans are also priced reasonably.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear Kendra. Thanks so much for sharing your experience and choosing to #TravelSmarter .

    Verified purchase
    Vanessa increased rating by 4 stars.
    Customer ServiceCoveragePunctuality & SpeedStaff
    After a positive interaction with Generali Global Assistance, Vanessa increased their star rating on Nov. 10, 2023.

    Updated review: Nov. 10, 2023

    Generali resolved my issue and I’m extremely satisfied with the customer service and the resolution. Thank you so much!

    Original Review: Nov. 3, 2023

    My luggage was stolen on my trip and making a claim with Generali miserable. Uploading all my receipts and then their site would continuously give me an “error message” after uploading and I would have to start the entire claim all over again because all my uploads disappeared. It seems Generali just wants you to get frustrated and give up. Waited almost 7 weeks for my claim to be processed and you can never speak to your claim representative. You can only leave messages through customer service after holding for 20+ minutes. Total frustration and incompetence. Then my claim was finally processed and they decided to depreciate all my items that I had complete itemized receipts for. Extremely frustrating experience and what makes it worse is that you can never speak to your claim representative. NEVER AGAIN GENERALI. It’s bad enough being a victim of a crime but I feel victimized again by my travel insurance!

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you for your feedback, Vanessa. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team supervisor will be investigating your case further and will be in touch with you as soon as possible. Thank you for your continued patience while we work to address your concerns.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingTransparency

    Reviewed Oct. 30, 2023

    My wife had a bad accident while we were on a tour and we had to cancel. She was unable to travel, and after surgery we had to stay in local hotel for over two weeks. I submitted all of the claim paperwork with our expenses. After months of waiting, I received a partial payment check with no explanations of what was being paid. Additionally, I was told that I would have to submit additional details on medical treatments in order to have my medical expenses considered for payment. I have tried to contact a claims adjuster on numerous occasions to understand what they want, but never receive a call back and I have had no one else to talk to since the GeneralI phone line only goes to automated attendants. Generali doesn’t provide any option to question its decision, or any recourse.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Hi John. We're sorry the claim payment process didn't meet your expectation. Our typical claims payment letter is much more detailed so we will take this as a learning opportunity with your claims rep. A supervisor will also be calling you to answer what else is needed. Rest assured, you can always reopen your claim by emailing in more information or documentation, but in your case we will assist you with this step.

    Verified purchase
    PricePunctuality & SpeedRates

    Reviewed Oct. 29, 2023

    Purchased a travel policy due to elderly parents and uncertainty regarding world events. It was a fair price and easy to purchase online. Never thought I'd have to file a claim until the airline lost our luggage. Took almost a week to receive our delayed bags. Filed a claim and received a settlement quickly!

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear Michael. We love that we were there for you and helped in your time of distress! Thanks for choosing to #TravelSmarter.

    Verified purchase
    Coverage

    Reviewed Oct. 27, 2023

    This was the first time I purchased trip insurance. I was a bit worried that there would be things that prevented the company for actually paying a claim. I was pleasantly surprised with the ease and efficiency of the claim process. I would certainly use this company again and have already recommended it to someone in my neighborhood.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you Mary. We are always looking at our processes and ways to improve them. We are so happy to hear you had a great experience with your first travel insurance purchase!

    Verified purchase

    Reviewed Oct. 27, 2023

    Submitted documentation as requested. Expected to be informed I hadn't followed process to the letter. Case was settled within a week. No questions asked. Couldn't be happier. Will definitely use Generali for future trips.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thanks Mark! We look forward to helping you out in the future! #TravelSmarter

    Verified purchase
    Customer Service

    Reviewed Oct. 27, 2023

    Very disappointed in the claims review process. First, the review took a long time compared to a fellow traveller's (with the exact same reason for the claim) claim submission. Second, the claims reviewer seemed very unorganized. In spite of all the documentation being submitted on your website, she was unable to locate it when I phoned as to the status requiring a second submission.

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    Generali Global Assistance
    Response from Generali Global Assistance

    We value your feedback, Gerald. At Generali Travel Insurance, we take customer service and the claims process very seriously. We have reviewed your case and are re-training the claims agent that worked with you to improve for the future. Thank you for your business.

    Verified purchase
    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Oct. 27, 2023

    I am satisfied with the service and the payment was as I expected. The overall time to process my claim was reasonable. I did encounter a few hiccups that I think could have been handled better.

    1. 12 days after I submitted the claim, Generali requested flight credit information for my United flight, even though it had been included in the documents I had originally submitted. This was not a big deal, but it was unnecessary.

    2. The original payment made to me neglected to include my purchase of a flight with Croatia Air. Again, this information was included in the original documents. This happened even though a partial refund from Croatia Air was part of the original payment calculation.

    3. I immediately sent an email to Generali to point out Croatia Air discrepancy. I got a robo-response but otherwise I didn't hear back for over a week. My claim status still showed as completed on the online portal. I then left a voicemail for the claims agent and got a response within a day or two after that. I don't know if it was my phone message that kick-started the response, but if you had promptly changed the online status to "re-opened" or "in review" after my email, then I would not have been so anxious and would have been more patient.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Thank you Bruce for your detailed review. We will take all this into consideration as we improve our processes.

    Verified purchase
    Staff

    Reviewed Oct. 27, 2023

    It was such a smooth and easy process once all the paperwork has been submitted. Most employees were very professional and helpful. I will certainly recommend Generali to my friends and families and I will use the service again for future travels. I am very satisfied with the services provided.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That is great to hear! Thanks so much for your business and your trust in Generali Travel Insurance!

    Verified purchase
    CoveragePunctuality & SpeedBilling

    Reviewed Oct. 27, 2023

    On a trip to Greece this past summer, the airline lost one piece of my luggage. They eventually recovered the luggage, so my claim was for baggage delay since I had to buy some essentials while waiting for my bag to be returned. I had carefully kept all my receipts and proof of baggage delay. Once I returned home, I submitted all my scanned documentation and receipts as part of my claim to Generali. I think the whole process took me less than 30 minutes. To my utter surprise, Generali had processed my claim and issued a payment in less than 48 hours!!! I couldn't believe the efficiency, especially after experiencing the total inefficiency of trying to claim my bag from the Greek airline in Athens. I will definitely be purchasing travel insurance from Generali again.

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    Generali Global Assistance
    Response from Generali Global Assistance

    That's great to hear Sara. We're so glad we were here to help you.

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    Generali Global Assistance Company Information

    Company Name:
    Generali Global Assistance
    Company Type:
    Public
    Address:
    4181 Ruffin Rd, # 150
    City:
    San Diego
    State/Province:
    CA
    Postal Code:
    92123
    Country:
    United States
    Website:
    www.generalitravelinsurance.com