Generali Global Assistance Reviews

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About Generali Global Assistance

Generali Global Assistance is a full-service travel insurance service provider that offers three distinct plans built to serve diverse needs. You can compare and contrast plan options and check out various coverages like trip cancellation, baggage loss, medical evacuation and more on the company’s website.

Pros
  • Concierge services
  • Covers travel nearly everywhere
  • Offers Identity Theft Resolution
  • Coverage for preexisting medical conditions
Cons
  • Generally nonrefundable 10 days after purchase

Helpful Reviews

Bradenton, FL
Verified purchase
What a pleasure it was having my claim reviewed by Senior Customer Care agent, Joe when I called today. Joe explained the process to me clearly and slowly, and he reassured me tha...

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Cedar Hill, TX
Verified purchase
I cruise every month, and Generali gives me a lot of coverage for a reasonable price. It also starts immediately on the day of my trip. I don't have to wait 30 days and I can pay ...

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What is Generali Global Assistance?

Generali Global Assistance is a travel insurance provider that offers a variety of care options and travel-related aid. Its overseas travel and online security services include:

  • Travel insurance: Protects against lost luggage, cancellation and medical emergency costs.
  • Vacation rental insurance: Provides comprehensive coverage for vacation rental properties.
  • Identity and cyber protection: Wards off online identity theft attempts.
  • Beneficiary companion: Provides care after the passing of a loved one.
  • Travel assistance: Helps with overseas language interpretation, medical assistance and more.
  • Travel risk management: Provides businesses with international travel assistance and risk mitigation.
  • ScamAssist: Helps prevent credit card fraud by rating the scam likelihood of virtual messages.

How does Generali Global Assistance work?

Generali Global Assistance has a multinational presence, and its services are available across the globe. You can sign up for the Generali service of your choice by visiting the company’s website.

Generali travel insurance costs

The cost of Generali travel insurance is based on your individual trip (as stated on its website, average travel insurance prices range from 4% to 12% of the total trip cost). The company offers three different plan levels: Standard, Preferred and Premium. You can get a no-obligation quote instantly on its website, and you have a free-look period that generally lasts 10 days after purchase, during which you can cancel and get a full refund.

COVID-19 travel coverage

If you, a family member or a traveling companion are diagnosed with COVID-19 before or during your trip and you meet the requirements for coverage due to sickness, you can get trip cancellation, trip interruption, travel delay or medical, dental and emergency assistance/transportation coverage.

The company may also cover additional lodging expenses and a travel insurance extension if you’re required to isolate at your destination and your return is delayed.

Generali Global Assistance FAQ

How do you file a claim with Generali Global Assistance?

Visit the Generali website to submit your claim, which will be reviewed by a company representative.

What services other than travel insurance does Generali offer?

Generali offers various insurance and identity protection, including scam assistance, vacation rental insurance and beneficiary companion services.

Where is Generali available?

It’s available to U.S. residents and covers travel to most international countries. In the U.S., Generali has offices in San Diego, California, and Pembroke Pines, Florida.

Who owns Generali Global Assistance?

Generali Global Assistance is owned by Europ Assistance North America, Inc., which also owns companies like Trip Mate.

Still have questions?

Is Generali Global Assistance worth it?

Generali Global Assistance might be worth it if you want extra protection during your trip. Most Generali customers find the company’s services provide a sense of security and safety during overseas travel.

Generali Global Assistance Reviews

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    How do I know I can trust these reviews about Generali Global Assistance?
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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceCoverageOnline & AppStaffBilling

    Reviewed May 10, 2026

    I filed a claim to Generali once and it went quite smoothly. My case was very clear because I made a report, sent the detail, and then they took care of what I needed. Everything was done online by email. It's very unique. It’s everything online by email. They sent me the notification. Then they sent me the access on where to pay. For security purposes, they opened another account for payment. Generali has a more flexible coverage compared with my previous insurance company, and I feel that they're quite customer-oriented and more reasonable.

    The only thing is the website is not really good. I created my account and I tried to input my profile, but the system didn't register my profile. So, therefore, every time I need to buy the insurance, I need to input all my personal information manually. They should improve their system a little bit. I set up online, but they didn't work properly. So, I called the customer service and it seems like they realize that problem. However, I still don't see any improvement since last year.

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    Generali Global Assistance
    Response from Generali Global Assistance

    Your feedback is valued by our team. Thank you, Toshi, for your review.

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      Verified purchase
      Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaffBillingRatesHonesty & Transparency

      Reviewed May 1, 2026

      I was comparing Generali to other travel insurance companies. They weren't the lowest or the highest, but they had everything I needed on the policy. Choosing what policy I needed was easy. We had a trip delay and we used the insurance through their online portal. They communicated by telephone or email. They were a little slow in answering their email though.

      The information we were required to get the claim started was pretty thorough. They wanted proof that it was when there was a big software glitch all over the world. We had to show that our flight was canceled. The luggage was lost as well. Luckily, my daughter-in-law kept every little piece of paper there was. The claims process took about a month and we were given options for the reimbursement with cash, a check or electronic payment. Generali was good. I’d keep using them. Their prices are fair and they covered what was needed. However, their ad was a little misleading ‘cause they made it sound like you get paid for any delays, but that wasn't the case.

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      Generali Global Assistance
      Response from Generali Global Assistance

      Thanks for your feedback and your purchase, Troy! We know you have options when it comes to travel insurance, but are pleased you chose Generali Global Assistance.

      Verified purchase
      CoverageRefunds & PayoutsStaffFollow-Through

      Reviewed April 27, 2026

      It was the first time I was traveling abroad and was going on a ski trip, and I wanted travel insurance. Specifically, I wanted to have medical coverage when I was out of the country because the medical coverage that I have here in the United States doesn't extend beyond the borders. Signing up with Generali was very easy. There were three choices, and I just thought about how much money I might need if I wound up in a hospital there. I didn't want to spend too much. So, I tried to evaluate what I might need, and I guessed. I did need it once. I had an injury when I was skiing in Chile. I had to go for emergency medical care. It wasn't a serious injury, but I was able to use my policy to get reimbursed. But it's difficult to know how much you really need when it comes to medical insurance if something happens. We've used the service multiple times now, and the one time I did have to use it, Generali delivered as promised.

      Thanks for your vote!
      Generali Global Assistance
      Response from Generali Global Assistance

      We love our loyal travelers, Paul, and hope to retain you as a customer for many years to come!

      Verified purchase
      Customer ServiceCoveragePricePunctuality & SpeedStaffRates

      Reviewed April 25, 2026

      Generali has been great. I never had to use them, but I felt good knowing that I had them if I needed to. When I called to verify they were legit company, the people that answered the phone were very friendly and confident. They were very knowledgeable on the product as well. I liked what they offered me. I checked out other plans but didn't get as much coverage. Or if I did, it would be more expensive than Generali.

      I cruise every month, and Generali gives me a lot of coverage for a reasonable price. It also starts immediately on the day of my trip. I don't have to wait 30 days and I can pay as I go. I'm referring Generali to a lot of people. You get a lot of coverage for a reasonable price. Their customer service is very helpful. They're not just trying to sell you a policy. They just share the information and answer the questions you have. They're a great company. I'm probably gonna buy another policy from them in a few weeks.

      Thanks for your vote!
      Generali Global Assistance
      Response from Generali Global Assistance

      That's great to hear, Valeria. At Generali Global Assistance, we value offering great customer service. We will share your feedback with our team.

      Verified purchase
      Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsBilling

      Reviewed April 25, 2026

      We take some cruises. All it took was one time where the plans fell apart, and I thought I needed to get some travel insurance because it was ridiculous. If we can't make it and it's inside 90 days, we owe them everything. We don't miss them very often, but often enough, that couple thousand dollars is a lot better than 40. We finally were at a point where they wouldn't let us on the plane because of COVID. Luckily, I bought insurance through Generali, and they gave me no hassles. That was a fairly small flame, but it was enough to make me go with them from then on.

      A couple years ago, my wife's sister had cancer. We were gonna go on a trip and she was gonna watch our cats for us. She took a turn for the worse, and we had to cancel. That was a fairly substantial trip. We were going to Alaska that time. Once again, we had no problem with Generali. I had bought the cancel-for-any-reason insurance. I turned in the correct paperwork, and we got paid in a few weeks. I got a refund on my credit card pretty fast.

      I was very satisfied with the Generali process. I buy the insurance online and pay for it online as well. Most of the time, I don't have an opportunity to talk to customer service. I only had a couple opportunities to deal with customer service, and they had good information. What they told me to do was what I needed to do. It was accurate. We just used Generali here last month and the website was pretty straightforward as well.

      Thanks for your vote!
      Generali Global Assistance
      Response from Generali Global Assistance

      We love our loyal travelers, Douglas, and hope to retain you as a customer for many years to come!

      Verified purchase
      Customer ServiceCoverageSales & MarketingStaffTimeliness

      Reviewed May 27, 2026

      Purchased travel insurance for my father for a Thanksgiving cruise, he couldn't make it, so we filed a claim, they ask you to upload a letter from the doctor, and other details, never receive a confirmation of the upload, and after some time went by I received an email that said there was a "status change", but they make it impossible to figure out what it is, had to get travel agent that sold us the "insurance" (scam) who reached out and told me the claim was closed due to no response, but I never received any emails or calls. Then you have to get the Doctor to fill out a form, which they are reluctant to do after already providing all the details in a letter. Basically they make it impossible to ever fulfill all their paperwork requirements. I'm sure that if I could get the Dr to fill out the form, I'd need more forms done

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      Generali Global Assistance
      Response from Generali Global Assistance

      Thank you for your review, George! We would be happy to offer assistance with this matter. Unfortunately, we are unable to locate your claim or policy with the information in this review. Please email our Customer Experience department at CXCareTeam@generalitravelinsurance.com with more details. We hope to hear from you soon!

      Verified purchase
      Coverage

      Reviewed May 19, 2026

      I've used Generali a couple of times to insure trips and it was fine.

      Thanks for your vote!
      Generali Global Assistance
      Response from Generali Global Assistance

      Thanks for your loyalty, John. We hope you enjoy your travels!

      CoverageSales & MarketingPunctuality & SpeedRefunds & Payouts

      Reviewed May 12, 2026

      This insurance is a scam. Don't waste your money. My travel itinerary was changed outside of my control. The VRBO I booked had a no refund policy inside 2 weeks before my scheduled trip. I filed my claim and provided all the documentation that was required (which was a pretty ridiculous amount).

      Thanks for your vote!
      Generali Global Assistance
      Response from Generali Global Assistance

      We appreciate your review, Jason. We are sorry to hear about circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and timely process for all customers. A dedicated claims team member has investigated your case further and provided details regarding the claim determination. If you have any additional questions, please reach out to us at claims@generalitravelinsurance.com.

      Verified purchase
      Coverage

      Reviewed May 9, 2026

      Generali's coverage is better than others' coverage when I compared it. I used it for travel insurance. I've had to submit a claim about once or twice online and it was perfectly fine. I did not have an issue there.

      Thanks for your vote!
      Generali Global Assistance
      Response from Generali Global Assistance

      We love our loyal travelers, Arulkumar, and hope to retain you as a customer for many years to come!

      Verified purchase
      CoveragePriceOnline & AppEase of Use

      Reviewed May 8, 2026

      It was easy to get the travel insurance from Generali. They were cheaper than other companies. Their website was easy to navigate.

      Thanks for your vote!
      Generali Global Assistance
      Response from Generali Global Assistance

      We are grateful for your review, Miriam. Thanks so much for sharing your experience and choosing to #TravelSmarter.

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      Generali Global Assistance Company Information

      Company Name:
      Generali Global Assistance
      Company Type:
      Public
      Address:
      4181 Ruffin Rd, # 150
      City:
      San Diego
      State/Province:
      CA
      Postal Code:
      92123
      Country:
      United States
      Website:
      www.generalitravelinsurance.com