Generali Global Assistance

Generali Global Assistance Reviews

Generali Global Assistance Reviews
4.2(961)

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Overall Rating4.2 out of 5
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About Generali Global Assistance Reviews

Generali Global Assistance is a full-service travel insurance service provider that offers three distinct plans built to serve diverse needs. You can compare and contrast plan options and check out various coverages like trip cancellation, baggage loss, medical evacuation and more on the company’s website.

Pros & Cons

Pros

  • Wide variety of services
  • Covers travel nearly everywhere
  • Offers Iris Identity Protection
  • Coverage for preexisting medical conditions

Cons

  • Services can be expensive
  • Generally nonrefundable 10 days after purchase

Bottom Line

Generali offers coverage options for travel insurance, identity protection, cyber security, home care and more. It’s available nearly worldwide, but its services can be expensive for some.

Featured Reviews

Verified
Lebanon, TN

Very easy to apply online. It was a very straightforward process and they help explained all lines of the application. They are very highly rated by many more people than the rest...

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Verified
North Branch, MI

Easy to work with and answered all my questions. I’ve never bought this much insurance before so the jury is still out. The size of the trip is unusual to us. We are hoping to giv...

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What is Generali Global Assistance?

Generali Global Assistance is a travel insurance provider that offers a variety of care options and travel-related aid. Its overseas travel, online security and eldercare services include:

  • Travel insurance: Protects against lost luggage, cancellation and medical emergency costs.
  • Vacation rental insurance: Provides comprehensive coverage for vacation rental properties.
  • Identity and cyber protection: Wards off online identity theft attempts.
  • Beneficiary companion: Provides care after the passing of a loved one.
  • Travel assistance: Helps with overseas language interpretation, medical assistance and more.
  • Travel risk management: Provides businesses with international travel assistance and risk mitigation.
  • ScamAssist: Helps prevent credit card fraud by rating the scam likelihood of virtual messages.
  • Home care: Partners policyholders with dedicated care advisors to help take care of loved ones at home.

How does Generali Global Assistance work?

Generali Global Assistance has a multinational presence, and its services are available across the globe. You can sign up for the Generali service of your choice by visiting the company’s website.

Generali travel insurance costs

The cost of Generali travel insurance is based on your individual trip (as stated on its website, average travel insurance prices range from 4% to 12% of the total trip cost). The company offers three different plan levels: Standard, Preferred and Premium. You can get a no-obligation quote instantly on its website, and you have a free-look period that generally lasts 10 days after purchase, during which you can cancel and get a full refund.

COVID-19 travel coverage

If you, a family member or a traveling companion are diagnosed with COVID-19 before or during your trip and you meet the requirements for coverage due to sickness, you can get trip cancellation, trip interruption, travel delay or medical, dental and emergency assistance/transportation coverage.

The company may also cover additional lodging expenses and a travel insurance extension if you’re required to isolate at your destination and your return is delayed.

Generali Global Assistance FAQ

How do you file a claim with Generali Global Assistance?

Visit the Generali website to submit your claim, which will be reviewed by a company representative.

What services other than travel insurance does Generali offer?

Generali offers various insurance, identity protection and care options, including home care, scam assistance, vacation rental insurance and beneficiary companion services.

Where is Generali available?

It’s available to U.S. residents and covers travel to most international countries. In the U.S., Generali has offices in San Diego, California, and Bethesda, Maryland.

Who owns Generali Global Assistance?

Generali Global Assistance is owned by Europ Assistance North America, Inc., which also owns companies like Trip Mate.

Is Generali Global Assistance worth it?

Generali Global Assistance might be worth it if you want extra protection against credit card or identity fraud when traveling or making online transactions. Most Generali customers find the company’s services provide a sense of security and safety during overseas travel.

Generali Global Assistance Reviews

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Page 1 Reviews 0 - 5
Verified purchase
Customer ServicePriceStaff

Reviewed Sept. 26, 2023

We ended up having to cancel a trip back in April because of a death in the family and when I talked to the girl from Generali, she explained what the time frame was gonna be and that was very good because if I had been expecting something faster, I might have gotten upset. She said I would get an email from them with a link to a web page. It would tell me all the information I needed to send in. It was 30 days from the event that caused the cancellation to when I was actually able to submit the paperwork and then, they reviewed it. They committed to 10 working days but it was less than that. They called me and said it was approved. It was as easy as could be and they came through in a big way. So, I will use Generali from now on. They are cheaper than Allianz and a little more expensive than a couple of other companies I tried but I had a great experience, so I'll pay that little bit of difference.

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Response from Generali Global Assistance

We're so sorry for your loss Franklin, but glad we could assist.

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    Verified purchase
    Customer ServiceCoveragePriceStaffProcess

    Reviewed Sept. 26, 2023

    My wife got appendicitis a few days before the trip. We were lucky we had the insurance with Generali. I went online to file the paperwork for the claim. When we weren't getting a response, I found it difficult to get people on the phone. Eventually, I was able to get one of their representatives on the phone and he was extraordinarily nice, very understanding and cooperative. However, I found out that, apparently, the representative who was trying to evaluate the case whether or not we were qualified for coverage wasn't getting the same information that I was putting online. He wasn't seeing what I was seeing. I was sending it to him personally rather than through the online portal and it worked out correctly.

    Based on the experience the first time, I have another trip that I'm planning and I got Generali insurance again for it. All in all, I'm pleased with Generali. It wasn't always easy, but it worked out well once I understood the process and got the right representative on the phone to help me through the process. It's expensive but I wouldn't hesitate to recommend Generali to someone else who is considering travel insurance. The company is reputable. They stood behind their insurance. Once they got the details that they were asking for, they were very honorable in the way they handled the account.

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    Response from Generali Global Assistance

    Hello Kenneth. We apologize for any inconvenience with the claims process and appreciate your feedback. At Generali Global Assistance, we take the claims process very seriously and are pleased to hear that your claim was resolved. Thank you for choosing to #TravelSmarter.

    Verified purchase
    Customer ServiceCoveragePriceStaff

    Reviewed Sept. 10, 2023

    I went on a cruise one time and was offered cruise insurance, which I did not like. I had problems with them in the past and they didn't honor what they wrote in their policy. It took about six months to get our money back for what we spent at the doctor on the cruise. I was then offered Generali and it was a much better policy for the same coverage. I went on their website and booked it for a trip that we're all going on in November. Signing up for the insurance was easy and the price was a lot better than what we thought it was going to be. I had a call customer services because I had some issues and they walked me right through them. I recommended Generali to people. I have several people coming with me on the trip and they already got their insurance through them as well.

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    Response from Generali Global Assistance

    That's great to hear Jennifer! We're glad our process was smoother for you. Have a wonderful trip. We'll be right here should you need us.

    Verified purchase

    Reviewed Dec. 17, 2022

    Generali seemed to have a lot of good reviews so I picked it. I'm using it now. We were on a very long cruise and on the 30th of November, my sister started to get ill. The Wi-Fi was very poor and I could not contact Generali until we were in a port. It got really hectic because we had to come home from South America and my sister was COVID-positive. They wanted six or so pieces of info, like a copy of her passport and I sent that. I sent all the things they were requesting and now, I have to scan receipts. I have to give them what I want to claim. She had a $1,500 doctor's bill in Cusco. The Machu Picchu trip itself was also really expensive and I want to try to claim that because my sister was just sick in bed. I had to get another hotel room.

    The part that I didn't like with Generali was the phone menu was convoluted and tricky. The phone menu was sort of blocking me from talking to someone. I could get to someone, but I had to be smart about it. I really needed to talk to someone because this was a complex situation and I had to go into the backdoor. Once I got to a person, it was good and fine.

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    Response from Generali Global Assistance

    Thank you Elli for your review. We hope your sister is on the mend and are so grateful to have been your partner through it all.

    Verified purchase

    Reviewed Nov. 17, 2022

    It was very hard to read the policy to understand what the exclusions were. I understood that a pandemic was excluded but I was concerned about the financial viability of the travel companies I booked with. It was very confusing because there was the actual travel company and then the travel agents and it was very hard to ascertain. When I called Generali, I found that the customer service person was not knowledgeable about it at all. Their policy could be clearer with regard to financial solvency and to issues surrounding the pandemic and pre-existing conditions. Other than that, the claim process was fairly good and they paid my claims on a relatively timely basis, which is why I've reused them.

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    Response from Generali Global Assistance

    Thank you for your feedback and your purchase Kenneth. At Generali Global Assistance, we pride ourselves on providing the support that is crucial for happy and safe travel, backed by Generali, one of the largest insurance companies in the world. Our plans can help if you are diagnosed with Coronavirus before or during your trip. You just need to meet the standard requirements for coverage due to sickness, and our plans can assist you with Trip Cancellation, Trip Interruption, Travel Delay, Medical & Dental, and Emergency Assistance & Transportation. If you have questions about these coverages, please reach out to us at (800) 874-2442 or via email at customerservice@generalitravelinsurance.com.

    Verified purchase
    Online & AppEase of Use

    Reviewed Sept. 26, 2023

    I liked that Generali Global Assistance had preexisting conditions allowance. Also, their website was easy to use.

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    Response from Generali Global Assistance

    We're glad you found our website easy to use and our coverages fair and transparent. Have a great trip!

    Verified purchase
    CoveragePrice

    Reviewed Sept. 26, 2023

    Generali Global Assistance gave me the best plan for where I was going. It was the best price for the coverage.

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    Response from Generali Global Assistance

    Thanks Christopher. Happy travels!

    Verified purchase
    CoveragePrice

    Reviewed Sept. 26, 2023

    Everything went smoothly with Generali. They were the first ones I picked because the price was reasonable. They were cheaper than what I've paid for some coverages in the past.

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    Response from Generali Global Assistance

    Thanks for your review Pauline. We aim to offer a competitive price with coverages made for today's traveler. Thanks for choosing to #TravelSmarter

    Verified purchase
    Price

    Reviewed Sept. 26, 2023

    We went with Generali over other travel insurance providers because they offered what I want and it was a good price.

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    Response from Generali Global Assistance

    Thanks Jane. We aim to provide competitive pricing, progressive products and outstanding service. Enjoy your trip!

    Verified purchase

    Reviewed Sept. 23, 2023

    I had to do a claim and I was never able to talk to anybody. I just had to do it on my own online. I'm old, so doing stuff with computers is a little confusing and difficult. But, I got paid, so it worked out. They settled my claim when I had to cancel a cruise. I submitted the documentation, and they reimbursed me for my loss on the cruise. It just could have been easier if I could talk to somebody and get a couple of questions answered.

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    Response from Generali Global Assistance

    Thank you for your review, Ted. We apologize for not meeting your expectations with the claims process and will consider your feedback in the future to make your experience with us even better. We are pleased that your claim has since been resolved.

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    Generali Global Assistance Company Information

    Company Name:
    Generali Global Assistance
    Company Type:
    Public
    Address:
    4181 Ruffin Rd, # 150
    City:
    San Diego
    State/Province:
    CA
    Postal Code:
    92123
    Country:
    United States
    Website:
    www.generalitravelinsurance.com