Fabric by Gerber Life Reviews

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About Fabric by Gerber Life

Fabric by Gerber Life is a term life insurance provider that offers online quotes and applications. It’s easy and fast to sign up for a policy, and it offers competitive rates with customizable coverage. In addition to life insurance, Fabric also creates wills at no cost. Both term life and accidental death policies are available in most states. Request a quote to find out which coverage options are available to you.

Pros
  • No-cost will creation
  • Affordable policies
  • Online quotes
  • Customizable coverage
Cons
  • No whole life options
  • Limited availability

How does Fabric by Gerber Life work?

Fabric by Gerber Life specializes in simple and affordable term life insurance and accidental death policies. To get started with the company, request a quote or apply for coverage on its website. During the application process, you answer detailed questions about your health, lifestyle and other risk factors. Once the application is complete, Fabric provides you with a decision and final policy price. The policy can then be conveniently purchased online.

For those interested in Fabric’s no-cost will creation services, visit its website. This service is available to both policyholders and non-policyholders.

Fabric by Gerber Life costs

Fabric by Gerber Life provides custom estimates based on your age, gender, location and health factors. For example, a 30-year-old female nonsmoker living in Ohio can expect to pay between $15 and $19 per month for $250,000 in coverage.

Your family history and lifestyle risks also affect the cost of insurance coverage. The final cost of the policy may be higher or lower once a detailed application is submitted. You can adjust your coverage level and term length for finer control of your monthly costs.

Fabric by Gerber Life FAQ

Does Fabric by Gerber offer other types of insurance?

Fabric by Gerber only offers life insurance. It also provides free online will creation services.

Is Fabric by Gerber Life safe?

Fabric by Gerber Life is a trustworthy life insurance company. It is a safe option for life insurance coverage.

Where is Fabric by Gerber Life available?

Fabric by Gerber Life policies are currently available in all states except Montana, California and New York. Its accidental death policies aren’t available in Colorado, Massachusetts, Montana, New York, North Dakota, Pennsylvania, Virginia and Washington.

Is everyone eligible for Fabric by Gerber Life?

Not everyone is eligible for Fabric. Your age, specific health factors and lifestyle details may disqualify you.

Is Fabric by Gerber Life worth it?

Fabric by Gerber Life is an affordable, streamlined option for term life insurance policies. It’s easy to get started, though coverage is not available in all states. You can easily customize your coverage to fit the monthly costs within your budget, and its no-cost will creation services are helpful for policyholders and non-policyholders.

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Fabric by Gerber Life Reviews

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    Customer ServiceOnline & App

    Reviewed April 23, 2025

    I have been trying to contact Fabric for the past 3 days. I have sent emails, called and chatted on the website and no one has responded to me. I made a one time payment and it came out not once but twice and I really would like one of the 2 payments to be refunded. I am extremely upset and disappointed by this whole situation.

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    Reviewed June 2, 2021

    They denied life insurance application with reason that it is only for US citizens not for permanent residents. However they took ssn and complete medical history. Also inquired with my primary care. I personally feel that if such restrictions were there they should not accept application in first place. This can be negligent behavior on data collection without such prior notice.

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      Fabric by Gerber Life Company Information

      Company Name:
      Fabric by Gerber Life
      Website:
      meetfabric.com