Follow us:
  1. Home
  2. Finance
  3. Life Insurance

Bestow Life Insurance

Bestow Life Insurance

This company is not yet accredited. See reviews below to learn more or submit your own review.

Bestow is an online life insurance agency that offers a simplified approach to applying for life insurance coverage. Through its online site, customers can find a term life insurance policy that fits their needs and their budget with no medical exams required. Bestow offers term life insurance with terms of either 10 or 20 years and benefits up to $1 million.

Get trending consumer news and recalls

    By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

    Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

    Are you this business?


    Bestow offers a simple application process for life insurance with no exams or sales representatives. The company is fairly new, but it offers life insurance policies that start at $16 from a reliable life insurance provider.


    • No exams
    • Policies start at $16
    • Simple application
    • Reliable insurer


    • Limited options
    • Can be costly if unhealthy

    What is Bestow Life Insurance?

    Bestow is a life insurance agency that focuses on a streamlined application process that doesn't require a medical exam. The company uses an online platform for applying for life insurance that makes the process straightforward and doesn’t require visiting a physical location. Its free quote system lets customers apply for life insurance policies in minutes.

    All policies are issued by North American Company for Life and Health Insurance, and the policies are reinsured by Munich Re, another trusted name in the industry.

    Bestow Life Insurance rates

    Policies offered by Bestow start at less than $16 a month. The total price depends on the amount of coverage and the insured’s age, health, lifestyle and location.

    A healthy, 32-year-old female nonsmoker can get $1 million coverage for just $1 per day for a 10-year term, according to the company’s website. Customers can be denied coverage, and adults over the age of 55 are not eligible to apply. People between the age of 21 and 55 can apply for coverage, however.

    Bestow offers plans with benefits ranging between $50,000 and $1 million.

    Bestow Life Insurance FAQ

    What kind of life insurance does Bestow offer?
    Bestow offers term life insurance policies for 10 or 20 years through North American Company for Life and Health Insurance.
    Does Bestow offer anything longer than 10- or 20-year policies?
    No, it does not. Policies are only available for 10 or 20 years.
    What qualifications does Bestow require?
    To be eligible to apply for a policy offered by Bestow, a customer must be:
    • A U.S. citizen
    • Employed, a full-time homemaker or a student
    • Generally healthy
    • Between the ages of 21 and 55

    Is Bestow Life Insurance legit?

    If you prioritize speed and accessibility when it comes to life insurance, Bestow is a good option. The process of buying life insurance can be complicated, but Bestow helps makes it simple. The lack of medical exams streamlines the application process, but it sometimes can mean people might pay a higher premium or be denied when a traditional company may have approved them.

    Sort: Recent
    Filter by: Any

    Currently there are no customer reviews.

    Select stars to rate your experience
    Very dissatisfied with the experienceDissatisfied with the experienceSatisfied with the experienceHappy with the experienceWould recommend to a friend

    A link has directed you to this review. Its location on this page may change next time you visit.

    Loading more reviews...

    Bestow Life Insurance Company Information

    Company Name:
    Bestow Life Insurance