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Bestow Life Insurance

Bestow Life Insurance

This company is not yet accredited. See reviews below to learn more or submit your own review.

Bestow is an online life insurance agency that offers a simplified approach for planning for the worst. Through its online site, customers can find a life insurance policy that fits their needs and their budget with no lab tests or medical exams required. Bestow offers term life insurance with terms of either 10 or 20 years and benefits up to $1 million.

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    Are you this business?


    Bestow offers a simple application process for life insurance with no exams or commissioned representatives. While the company is fairly new and options are limited, insurers are very reliable, and policies start at just $8.


    • No exams
    • Policies start at $8
    • Simple application
    • Reliable insurers


    • Limited options
    • Can be costly

    What is Bestow Life Insurance?

    Bestow is a life insurance provider that focuses on a streamlined process that doesn't require a medical exam. The company uses an online platform for purchasing life insurance that makes the process straightforward and doesn’t require visiting a physical location. Its free quote system lets customers apply for life insurance policies in minutes and compare different options to find the one best suited to their needs.

    All policies are issued by North American Company for Life and Health Insurance, and the policies are reinsured by Munich Re, another trusted name in the industry.

    Bestow Life Insurance rates

    Bestow life insurance plans start at less than $8 a month. The total price depends on the amount of coverage and the insured’s age, lifestyle and location.

    A healthy, 32-year-old female nonsmoker can get $1 million coverage for just $1 per day, according to the company’s website. Customers can be denied coverage, and older adults are not eligible to apply. People between the age of 21 and 55 can usually get coverage, however.

    Bestow offers plans with benefits ranging between $50,000 and $1 million.

    Bestow Life Insurance FAQ

    What kind of life insurance does Bestow offer?
    Bestow offers term life insurance policies for 10 or 20 years through North American Company for Life and Health Insurance.
    Does Bestow offer anything longer than 10- or 20-year policies?
    No, it does not. Plans are only available for 10 or 20 years.
    What qualifications does Bestow require?
    To be eligible for a Bestow policy, a customer must be:
    • A U.S. citizen
    • Employed, a full-time homemaker or a student
    • Generally healthy
    • Between the ages of 21 and 55

    Is Bestow Life Insurance legit?

    If you prioritize speed and accessibility when it comes to life insurance, Bestow is a good option. The process of buying life insurance is often complicated, but Bestow makes it simple. The lack of medical exams streamlines the application process, but it also means that some people might pay a higher premium or be denied when a traditional company may have approved them.

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    Bestow Life Insurance Company Information

    Company Name:
    Bestow Life Insurance