Ethos Life Insurance Reviews

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About Ethos Life Insurance

Ethos takes a modern approach to life insurance policies, with no medical exam requirement and same-day coverage from top carriers. Policies can be customized to a budget, and sales agents don't work on commission, so there's no pressure to upsell or provide products you don't need. Term life and whole life policies are available. Get started with a free online quote.

Pros
  • Same-day coverage
  • No pressure
  • Free online quote
Cons
  • Age limitations
  • Limited riders

Ethos Life Insurance Reviews

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    1 featured review
    How do I know I can trust these reviews about Ethos?
    • 4,879,673 reviews on ConsumerAffairs are verified.
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    Page 5 Reviews 435 - 635
    Verified purchase

    Reviewed July 26, 2021

    My sister recommended this guy that is licensed in Texas. He did everything for me and the sign-up was super easy. Ethos has already started deducting my money from my account so I'm all set.

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    Verified purchase
    CoverageStaffHonesty & Transparency

    Reviewed July 22, 2021

    I usually pass on reviews but felt I should speak up for this one. While searching for Life Insurance for one of my employees, I came across so many obstacles. While driving, I heard the Ethos commercial on the radio and kept it in mind. I decided to give it a try online and the process was simple. I myself have Life Insurance and remember having a nurse come to my house to take blood, etc. This was not the case today. Just be honest in answering the questions and you might actually receive a policy that day like I did. Very pleased!

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    Verified purchase
    CoverageStaff

    Reviewed July 22, 2021

    I appreciate the streamline process for the life insurance policy application. Ethos rep Michelle ** was very helpful and a pleasure to talk to while finalizing my application. I am fortunate to have come across Ethos. I am satisfied with the experience overall.

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    Verified purchase
    Staff

    Reviewed July 22, 2021

    Michelle was great! She was attentive, knowledgeable, and always put a smile on my face when I would speak to her. As the face of the company you could not have a better person contacting and supporting your customers. Great Job!

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    Verified purchase
    CoverageRates

    Reviewed July 22, 2021

    Ethos offered the best rate and it was easy signing up with them. But I didn't think it would take as long for underwriting because that took a few days and that made me nervous. I went through Bestow before, but I couldn't resign up through them, and the whole process was done in one sitting with Bestow. Everything was fine with Ethos after that though.

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    Verified purchase
    Customer ServiceCoverageTechPriceRates

    Reviewed July 22, 2021

    Ethos made buying insurance what it should be, easy! There wasn't a million phone calls, or endless emails. It was just a straightforward process. Best of all, not only was the process efficient, but they even came back with a cheaper price than had been quoted. In the end, I saved money and my family is protected. I just wish everything else in life was this easy!

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    Verified purchase
    CoveragePrice

    Reviewed July 20, 2021

    After sifting through a frustrating cluster of confusing, high-pressure, overpriced online life insurance companies, I finally discovered Ethos. Ethos provided me with plenty of clearly worded information about every type of life insurance and then made the process SIMPLE. I now feel confident that I made the right choice to protect my family.

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    Verified purchase
    CoveragePriceRates

    Reviewed July 18, 2021

    Yes Ethos made purchasing my life insurance quite easy and totally explainable!!! I was even able to download my entire policy, with every detail I could want to see and go over and ask questions if I needed!! Also this policy is very reasonably priced. I am happy with the overall experience!!

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    Verified purchase
    Customer ServiceSales & MarketingPunctuality & SpeedStaffSales Tactics

    Reviewed July 17, 2021

    Very easy application process, very quick response. No pushy salesperson trying to sell me something I didn't need or want. A nice way to get what I wanted and needed, this was a painless process and highly recommend Ethos. Thank you.

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    Verified purchase

    Reviewed July 16, 2021

    Ethos met the criteria for what we were looking for. Signing up was easy but I haven't gotten a lot of feedback from them since then. One thing that we would like is a copy of the policy that we can put in our file folder in case something were to happen to one of us or both of us. That way, it would be easily retrievable. If something happened to both of us, some people may not even know where that exists.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 14, 2021

    The customer service I received from Zach ** was amazing. He answered everyone of my questions (There was many) and made me feel comfortable in my decision to go with company. I would highly recommend Zach and his offerings to anyone I know.

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    Verified purchase
    Customer ServicePriceStaffRates

    Reviewed July 12, 2021

    Thank you for the great service. I was able to obtain the product I needed at the price I can afford. I appreciate the low pressure, but thorough follow-up by my agent and our ability to review and compare before committing to a plan.

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    Verified purchase
    Punctuality & SpeedStaffRates

    Reviewed July 12, 2021

    The entire process was quick and easy. I’m so glad to have the additional peace of mind that my children will not have to struggle when something happens to me. Ethos’ application process was straightforward. Premiums were decent, and knowing their rating is excellent helped make the decision easier.

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    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaffTimeliness

    Reviewed July 12, 2021

    Ethos was the least hassle company to work with. The process of getting a quote was substantially easier (a lot less paperwork involved). I also recently received another quote from a competing, more traditional life insurance company, and the Ethos quote was substantially less. After I completed the online portion of the process, they reached out the next day. I was a little surprised at how quickly someone was getting back to me, but otherwise, it was a knowledgeable person I spoke to.

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    Verified purchase

    Reviewed July 11, 2021

    It was very easy signing up with Ethos. They're doing great.

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    Verified purchase
    CoverageStaff

    Reviewed July 10, 2021

    I was doing a little bit of research online, and Ethos' name came up in a good light. In the web application, the process was pretty streamlined and pain free. The user interface was nice. It kind of holds your hand and doesn't confuse you. The questions are structured in such a way that they’re understandable and easy to work through. They didn't take me too long. It was only about 10 minutes. I looked at a couple other alternatives, and they seem to make it a lot harder to put in an application. So, I appreciated that Ethos made it simple for me. They made it easy to obtain coverage. I feel like understanding the articles that they provided gave me a good sense of what I was applying for and didn't overwhelm me with terminology that I wasn't familiar with. Ethos has provided me with a straightforward platform. The insurance coverage provides me peace of mind.

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    Verified purchase
    CoveragePricePunctuality & SpeedStaff

    Reviewed July 9, 2021

    We are buying a business and we needed to have life insurance. We sought out Ethos because AIG was taking too long to give us any kind of a quote or a decision, and I couldn't have been happier with them. It was a pretty quick turnaround and people should give them a try. I've also told people to try Ethos Life Insurance.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed July 8, 2021

    The gentleman that called to help us was polite, efficient, answered any questions we had and was generally a joy to speak to. My husband signed up and I'll sign up in the future. We loved the ease of getting a quote.

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    Verified purchase
    Coverage

    Reviewed July 8, 2021

    I did not realize this was an AAA company and a graded policy until I received it in the mail. I believed that I was receiving immediate coverage. Changing the name of the company during the application/review process is confusing and disturbing.

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    Verified purchase
    Customer ServiceCoverageBilling

    Reviewed July 8, 2021

    I requested a insurance policy and I did not receive any response. So I wanted to cancel my request. I requested that my first payment be returned to my credit card. I would appreciate it if you return my first payment to my credit card account.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed July 8, 2021

    Thank you so much for such fast amazing service and very quick and convenient communication process during the underwriting process, very excellent customer service!!! I am very satisfied with the fast service provided!!! Greatly appreciate your work!!! The application process was very easy to complete! Thank you so much the Ethos Team!

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    Verified purchase
    Coverage

    Reviewed July 8, 2021

    I like Ethos' process being simpler. It was a smooth process and definitely better than most insurance companies I've dealt with in the past.

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    Verified purchase
    Coverage

    Reviewed July 7, 2021

    I’ve never tried life insurance before. I just tried Ethos and it worked. This one was easy for me.

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    Verified purchase
    PriceRates

    Reviewed July 6, 2021

    I like the pricing of Ethos and the convenience where I'm at right now. So far, it's been very simplistic and moved right along. Everything's pretty straightforward.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 5, 2021

    We really liked the system of Ethos. The sign-up process was very user-friendly. You don't have to be a brain to figure out what you need. Everybody so far has been very quick and helpful.

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    Verified purchase

    Reviewed July 4, 2021

    It's been super easy from start to finish with Ethos, which made me feel good about it because I can back their product for other people. I went into the online system and plugged in my information, and it was done.

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    Verified purchase
    CoveragePrice

    Reviewed July 3, 2021

    I'm shopping and comparing a quote then I found this Ethos life Insurance company, the same amount and better deals of what I had before. I saved $35 from Ethos. Is cheaper than anybody else with the same thing you you're getting to others companies. So try Ethos. Compare what you had right now. Ethos will save you money. Come and purchase Ethos Life Insurance you won't regret it.

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    Verified purchase
    Rates

    Reviewed July 3, 2021

    Ethos was highly rated online and I had a friend who had also used them. Signing up was good.

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    Verified purchase
    Staff

    Reviewed July 2, 2021

    The signup process was easy and everything was good. The rep answered all my questions.

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    Verified purchase
    Customer ServiceCoverageStaffBilling

    Reviewed July 1, 2021

    I have a guy who was working for us. He found Ethos for us and did all the work. I got called, went over a few things, made the payment and I'm covered. I like that Ethos wasn't making me take blood and urine samples. We were going through a lot of companies, and everybody was insisting, due to COVID, that some stranger come out to our house and poke us with a needle. We're not against doing stuff like that but we had just been to the doctor and had our annual checkup. I didn't feel like a stranger should be coming to my house and I have no knowledge of what kind of medical experience they have poking me. Ethos came through and said, “We don't recommend that,” and that's exactly why we went through them.

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    Verified purchase
    CoveragePricePunctuality & SpeedRefunds & PayoutsStaffTimeliness

    Reviewed June 30, 2021

    As a busy husband father and musician, I do not have time to wait around for a traditional insurance company. I got online answered a few questions and paid my premium and I was good to go. Covered the same day. I now have peace of mind that my family is taken care of in case of an emergency. Thanks Ethos.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed June 30, 2021

    It was quick & easy to apply online. Had a few follow up questions & was approved. The customer service agent who called to verify the coverage was friendly & professional. He helped us to get our premiums down & still provide enough coverage for my family. Coverage started IMMEDIATELY! Overall great experience!

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    Ethos Life Insurance Company Information

    Company Name:
    Ethos
    Year Founded:
    2016
    Address:
    5001 Plaza on the Lake Unit 305
    City:
    Austin
    State/Province:
    TX
    Postal Code:
    78746
    Website:
    www.ethoslife.com