
Ethos Life Insurance Reviews
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About Ethos Life Insurance
Ethos takes a modern approach to life insurance policies, with no medical exam requirement and same-day coverage from top carriers. Policies can be customized to a budget, and sales agents don't work on commission, so there's no pressure to upsell or provide products you don't need. Term life and whole life policies are available. Get started with a free online quote.
Visit www.ethos.com- Same-day coverage
- No pressure
- Free online quote
- Age limitations
- Limited riders
Ethos Life Insurance Reviews
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Reviewed Aug. 16, 2021
I was looking around for a little more life insurance to help take care of my family. This was so easy and everything was simple to read and understand. Prices were great! If you are looking for life insurance and enjoy doing it from the privacy of your own home with time to read and understand what you're buying this is the place to check out!
Hi Roberta - thank you for taking the time to leave us a review! We're happy to hear you had a positive experience with Ethos. - The Ethos Team
Reviewed Aug. 14, 2021
I really didn't know what to expect before applying because this was my first time applying for life insurance online. I have to say it was an easy and stress free experience and I wish all online services were like this. Also the ability to customize my plan was so simple to understand. I'd recommend this to anyone looking for life insurance.
Hi Ira, thank you for taking the time to leave us a review! We know your time is valuable, that's why we aim to provide such a fast and easy life insurance experience. We're grateful to have you as a customer! - The Ethos Team
Reviewed Aug. 14, 2021
I had an old existing policy that I needed to change. Life insurance is really needed. Thank you so much for the survey. I can keep this policy for many years to come. Thank you once again. Have a great weekend.
Hi Adelle - thank you for taking the time to leave us a review! We're happy to hear you had a positive experience with Ethos. - The Ethos Team
Reviewed Aug. 13, 2021
Mark was the gentleman I talked to. He was very polite, And he wasn't trying to be pushy like other people have been. I only wish I would have gone here in the first place. I would like to say thank you very much for everything.
Hi Merry - thank you for your review! We're happy to hear you had a positive experience with Ethos. - The Ethos Team
Reviewed Aug. 12, 2021
Thank you so much for taking into consideration my needs for a Life Insurance. Kierstin worked with me until I got what I requested. Understood my needs. Answered all the questions I had and answered them to the Best that I could understand. A true Professional, Knowledgeable person. A Keeper for your company. I did forget to ask the following. My apologies. Can you Mail me a copy of My policy. Again Thank You. Blessings to All. Please Stay Safe.
R/
Maria & Angel **
Hi Maria, we appreciate your feedback! We're happy to hear you have had a positive experience so far with Ethos. We will follow up via email regarding the process of mailing a copy of your policy documents. We're grateful to have you as a customer! - The Ethos Team
Reviewed Aug. 12, 2021
Was a great experience. Simple and very helpful. They were very helpful during the process which was quick and easy. Very friendly and very helpful. Great follow up and their communication to make sure you understood what was going on was great.
Hi Enrico- Thank you for taking the time to leave us a review! We know your time is valuable, that's why we aim to provide such a seamless life insurance experience. We're grateful to have you as a customer! - The Ethos Team
Reviewed Aug. 11, 2021
Great way to update and purchase more life insurance. Easy step-by-step process without the multiple sales calls or emails. Looking forward to purchasing insurance for grandkids and looking into annuities. I will be referring this service to my friends and family.
Hi Tracy - thank you for your review! We're happy to hear you had a positive experience with Ethos. - The Ethos Team
Reviewed Aug. 11, 2021
You sent my policy with 50% going to one of two beneficiaries. I am not leaving 50% of my policy in limbo. If I do not get the corrected document I am dropping your policy today. I have been dealing with this for hours with no resolve.
Hi Michele, thank you for bringing this to our attention. It seems as though a member of our customer support team was able to resolve this issue and explain this to you in more depth. If you need us to clarify your beneficiaries in more detail, please reach out to support@ethoslife.com or call us at (415) 322-2037 and our team would be happy to speak with you. - The Ethos Team
Reviewed Aug. 11, 2021
My experience with Ethos went very smoothly, surprisingly. Each step just guides you right through the process.
Hi Ronald, we appreciate you taking the time to leave us a review! We know your time is valuable, that's why we aim to provide such an easy life insurance experience. Thank you for being a member of the Ethos family!
Reviewed Aug. 9, 2021
The online application process was flawless & easy. I was able to get my quote & purchase the policy the same day. Only downside I found was comparing prices to competitors. I found similar policies with $100,000 additional coverage for $9 less a month, which is significant when we're talking $9 additional dollars every month for 20-30 years.
Reviewed Aug. 9, 2021
The rep was great, and the signup was really speedy and straight to the point. The only thing I wish Ethos had in addition to what they provide was disability, in case somebody gets injured while going to work, and they cannot work. That can help out with that as well.
Hi Richard, Thank you for taking the to leave us a review! We are glad to hear you had a positive experience with Ethos. The policy you have activated is a traditional term life insurance policy. There is no cash value accumulation nor a disability benefit for the policy. If you are looking for a different type of policy, please visit www.policygenius.com there you will be able to search for companies that offer these types of products. -The Ethos Team
Reviewed Aug. 4, 2021
I shopped around for an affordable Life Insurance policy, and Ethos was the only one that met my needs. I am also very happy with the service I received. They were reachable via email, text, and telephone. I did most of my business using text.
Hi Kerrian,
Thank you for taking the time to leave us a review! We are so glad to hear about your positive customer experience so far with Ethos. Thank you for being a member of the Ethos family!
Reviewed Aug. 1, 2021
Excellent in terms of intuitive, convenient, cost effectiveness, and downright no nonsense!!! And for sure, my overall experience with Ethos has been head and shoulders above the last companies I attempted to receive service from! Kudos to you Ethos!!!
Hi Kenneth,
Thank you for taking the time to leave us this review. We're grateful to have you as a customer and are always here should you ever need anything. -The Ethos Team
Reviewed July 31, 2021
Website is user friendly and provides all relevant information, Transparent, easy and fast application process. Was kept informed and updated on status of application process. Received a very competitive quote, underwritten by top-rated insurer. Great overall experience - definitely recommend!!
Hi Paul,
Thank you for taking the time to leave us a review! We know your time is valuable, that's why we aim to provide such a fast and easy life insurance experience. We're grateful to have you as a customer! - The Ethos Team
Reviewed July 29, 2021
I have been shopping around for a term life insurance policy for a few weeks when I came across Ethos. Within minutes of exploring their rates and terms, I knew they competed with some of the top companies. I proceeded to complete their automated online application which was very user-friendly. After investing about 10 minutes of my time I had completed the application and received a quote. Almost instantaneously I received a warm and friendly phone call from Rikki. She was informative and not pushy and was able to answer any questions I had. Based on my experience I would recommend this company to friends and family.
Reviewed July 28, 2021
Ethos made this so enjoyable and was completely different than my prior, not so enjoyable, life insurance experiences!!! I will for sure be referring all my family and friends to them!! I got the same coverage for less cost than my prior so it was a NO BRAINER to make the switch!
Reviewed July 27, 2021
Some friends have Ethos and it's good. It responded to someone that I know. I was referred to it and buying it was good.
Hi Angelica, thank you for taking the time to leave us a review! We are so glad to hear about your referral experience and we're grateful to have you as a customer!
Reviewed July 26, 2021
My sister recommended this guy that is licensed in Texas. He did everything for me and the sign-up was super easy. Ethos has already started deducting my money from my account so I'm all set.
Reviewed July 22, 2021
I usually pass on reviews but felt I should speak up for this one. While searching for Life Insurance for one of my employees, I came across so many obstacles. While driving, I heard the Ethos commercial on the radio and kept it in mind. I decided to give it a try online and the process was simple. I myself have Life Insurance and remember having a nurse come to my house to take blood, etc. This was not the case today. Just be honest in answering the questions and you might actually receive a policy that day like I did. Very pleased!
Reviewed July 22, 2021
I appreciate the streamline process for the life insurance policy application. Ethos rep Michelle ** was very helpful and a pleasure to talk to while finalizing my application. I am fortunate to have come across Ethos. I am satisfied with the experience overall.
Reviewed July 22, 2021
Michelle was great! She was attentive, knowledgeable, and always put a smile on my face when I would speak to her. As the face of the company you could not have a better person contacting and supporting your customers. Great Job!
Reviewed July 22, 2021
Ethos offered the best rate and it was easy signing up with them. But I didn't think it would take as long for underwriting because that took a few days and that made me nervous. I went through Bestow before, but I couldn't resign up through them, and the whole process was done in one sitting with Bestow. Everything was fine with Ethos after that though.
Reviewed July 22, 2021
Ethos made buying insurance what it should be, easy! There wasn't a million phone calls, or endless emails. It was just a straightforward process. Best of all, not only was the process efficient, but they even came back with a cheaper price than had been quoted. In the end, I saved money and my family is protected. I just wish everything else in life was this easy!
Reviewed July 20, 2021
After sifting through a frustrating cluster of confusing, high-pressure, overpriced online life insurance companies, I finally discovered Ethos. Ethos provided me with plenty of clearly worded information about every type of life insurance and then made the process SIMPLE. I now feel confident that I made the right choice to protect my family.
Reviewed July 18, 2021
Yes Ethos made purchasing my life insurance quite easy and totally explainable!!! I was even able to download my entire policy, with every detail I could want to see and go over and ask questions if I needed!! Also this policy is very reasonably priced. I am happy with the overall experience!!
Reviewed July 17, 2021
Very easy application process, very quick response. No pushy salesperson trying to sell me something I didn't need or want. A nice way to get what I wanted and needed, this was a painless process and highly recommend Ethos. Thank you.
Reviewed July 16, 2021
Ethos met the criteria for what we were looking for. Signing up was easy but I haven't gotten a lot of feedback from them since then. One thing that we would like is a copy of the policy that we can put in our file folder in case something were to happen to one of us or both of us. That way, it would be easily retrievable. If something happened to both of us, some people may not even know where that exists.
Reviewed July 14, 2021
The customer service I received from Zach ** was amazing. He answered everyone of my questions (There was many) and made me feel comfortable in my decision to go with company. I would highly recommend Zach and his offerings to anyone I know.
Reviewed July 12, 2021
Thank you for the great service. I was able to obtain the product I needed at the price I can afford. I appreciate the low pressure, but thorough follow-up by my agent and our ability to review and compare before committing to a plan.
Reviewed July 12, 2021
The entire process was quick and easy. I’m so glad to have the additional peace of mind that my children will not have to struggle when something happens to me. Ethos’ application process was straightforward. Premiums were decent, and knowing their rating is excellent helped make the decision easier.
Reviewed July 12, 2021
Ethos was the least hassle company to work with. The process of getting a quote was substantially easier (a lot less paperwork involved). I also recently received another quote from a competing, more traditional life insurance company, and the Ethos quote was substantially less. After I completed the online portion of the process, they reached out the next day. I was a little surprised at how quickly someone was getting back to me, but otherwise, it was a knowledgeable person I spoke to.
Reviewed July 11, 2021
It was very easy signing up with Ethos. They're doing great.
Reviewed July 10, 2021
I was doing a little bit of research online, and Ethos' name came up in a good light. In the web application, the process was pretty streamlined and pain free. The user interface was nice. It kind of holds your hand and doesn't confuse you. The questions are structured in such a way that they’re understandable and easy to work through. They didn't take me too long. It was only about 10 minutes. I looked at a couple other alternatives, and they seem to make it a lot harder to put in an application. So, I appreciated that Ethos made it simple for me. They made it easy to obtain coverage. I feel like understanding the articles that they provided gave me a good sense of what I was applying for and didn't overwhelm me with terminology that I wasn't familiar with. Ethos has provided me with a straightforward platform. The insurance coverage provides me peace of mind.
Reviewed July 9, 2021
We are buying a business and we needed to have life insurance. We sought out Ethos because AIG was taking too long to give us any kind of a quote or a decision, and I couldn't have been happier with them. It was a pretty quick turnaround and people should give them a try. I've also told people to try Ethos Life Insurance.
Reviewed July 8, 2021
The gentleman that called to help us was polite, efficient, answered any questions we had and was generally a joy to speak to. My husband signed up and I'll sign up in the future. We loved the ease of getting a quote.
Reviewed July 8, 2021
I did not realize this was an AAA company and a graded policy until I received it in the mail. I believed that I was receiving immediate coverage. Changing the name of the company during the application/review process is confusing and disturbing.
Reviewed July 8, 2021
I requested a insurance policy and I did not receive any response. So I wanted to cancel my request. I requested that my first payment be returned to my credit card. I would appreciate it if you return my first payment to my credit card account.
Reviewed July 8, 2021
Thank you so much for such fast amazing service and very quick and convenient communication process during the underwriting process, very excellent customer service!!! I am very satisfied with the fast service provided!!! Greatly appreciate your work!!! The application process was very easy to complete! Thank you so much the Ethos Team!
Reviewed July 8, 2021
I like Ethos' process being simpler. It was a smooth process and definitely better than most insurance companies I've dealt with in the past.
Reviewed July 7, 2021
I’ve never tried life insurance before. I just tried Ethos and it worked. This one was easy for me.
Reviewed July 6, 2021
I like the pricing of Ethos and the convenience where I'm at right now. So far, it's been very simplistic and moved right along. Everything's pretty straightforward.
Reviewed July 5, 2021
We really liked the system of Ethos. The sign-up process was very user-friendly. You don't have to be a brain to figure out what you need. Everybody so far has been very quick and helpful.
Reviewed July 4, 2021
It's been super easy from start to finish with Ethos, which made me feel good about it because I can back their product for other people. I went into the online system and plugged in my information, and it was done.
Reviewed July 3, 2021
I'm shopping and comparing a quote then I found this Ethos life Insurance company, the same amount and better deals of what I had before. I saved $35 from Ethos. Is cheaper than anybody else with the same thing you you're getting to others companies. So try Ethos. Compare what you had right now. Ethos will save you money. Come and purchase Ethos Life Insurance you won't regret it.
Reviewed July 3, 2021
Ethos was highly rated online and I had a friend who had also used them. Signing up was good.
Reviewed July 2, 2021
The signup process was easy and everything was good. The rep answered all my questions.
Reviewed July 1, 2021
I have a guy who was working for us. He found Ethos for us and did all the work. I got called, went over a few things, made the payment and I'm covered. I like that Ethos wasn't making me take blood and urine samples. We were going through a lot of companies, and everybody was insisting, due to COVID, that some stranger come out to our house and poke us with a needle. We're not against doing stuff like that but we had just been to the doctor and had our annual checkup. I didn't feel like a stranger should be coming to my house and I have no knowledge of what kind of medical experience they have poking me. Ethos came through and said, “We don't recommend that,” and that's exactly why we went through them.
Reviewed June 30, 2021
As a busy husband father and musician, I do not have time to wait around for a traditional insurance company. I got online answered a few questions and paid my premium and I was good to go. Covered the same day. I now have peace of mind that my family is taken care of in case of an emergency. Thanks Ethos.
Reviewed June 30, 2021
It was quick & easy to apply online. Had a few follow up questions & was approved. The customer service agent who called to verify the coverage was friendly & professional. He helped us to get our premiums down & still provide enough coverage for my family. Coverage started IMMEDIATELY! Overall great experience!
Ethos Life Insurance Company Information
- Company Name:
- Ethos
- Year Founded:
- 2016
- Address:
- 5001 Plaza on the Lake Unit 305
- City:
- Austin
- State/Province:
- TX
- Postal Code:
- 78746
- Website:
- www.ethos.com

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