Ethos Life Insurance Reviews

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About Ethos Life Insurance

Ethos takes a modern approach to life insurance policies, with no medical exam requirement and same-day coverage from top carriers. Policies can be customized to a budget, and sales agents don't work on commission, so there's no pressure to upsell or provide products you don't need. Term life and whole life policies are available. Get started with a free online quote.

Pros
  • Same-day coverage
  • No pressure
  • Free online quote
Cons
  • Age limitations
  • Limited riders

Ethos Life Insurance Reviews

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    1 featured review
    How do I know I can trust these reviews about Ethos?
    • 4,896,076 reviews on ConsumerAffairs are verified.
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    Page 2 Reviews 5 - 35
    Verified purchase
    CoverageRefunds & PayoutsStaffRates

    Reviewed May 15, 2026

    The enrollment process with Ethos was good. Their rate is better than the other insurance that I was paying for. I like the way they came to me. Everything their rep was telling me was true. I liked the way he came and sat down with me and explained everything that's going on with Ethos. He helped me with it, and he made a lot of sense to me.

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    Verified purchase
    CoveragePunctuality & Speed

    Reviewed May 13, 2026

    Getting life insurance through Ethos was surprisingly simple. The application process was quick and straightforward, and I didn’t feel like I had to jump through a lot of hoops. Everything was explained clearly, and I appreciated how easy it was to complete online without a lot of back-and-forth. Overall, it made something that usually feels overwhelming pretty stress-free. Thanks Narisa for recommending!

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Ashley,
    Thank you for sharing your feedback!
    We’re happy to hear that you’ve had a great experience with Ethos so far.
    If there is anything that you need help with, please be sure to reach out to us.

    Thanks again!

    Verified purchase
    Customer ServiceCoverageSales & MarketingPriceStaffBillingRates

    Reviewed May 9, 2026

    I saw advertising for Ethos and it looked very interesting. Signing up was easy. I talked to a representative, and they went down the line of how much coverage and how much the monthly payment is. It was simple and explanatory, and didn’t take long, which I liked. Tanner, the customer service rep, was nice. The coverage was fairly good and the price was reasonable.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Leticia,
    Thank you for sharing your feedback!

    We’re happy to hear that you’ve had a great experience with Ethos so far. Its wonderful to know the process felt easy—thank you for your kind words.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffTransparency

    Reviewed May 9, 2026

    Easy and fast results. Friendly and professional communication. Great customer service. Agents will update you on your inquires and call you right away. Overall I will recommend it to my friends and family…Thank you!

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Marilyn,
    Thank you for sharing your feedback!
    We’re happy to hear that you’ve had a great experience with Ethos so far.
    If there is anything that you need help with, please be sure to reach out to us.

    Thanks again!

    Verified purchase
    PricePunctuality & SpeedStaff

    Reviewed May 6, 2026

    I don't know why I waited so long ... It was really letting my family down by not pulling the trigger sooner. But Ethos made it super easy. And it's cheaper than any other company that I can find. Gave me peace of mind knowing my family will be taken care of - No worries about the house or funeral expenses or that they'll not have to worry day to day. Thank you Ethos!

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Stacey,
    Thank you for sharing your feedback!

    We’re happy to hear that you’ve had a great experience with Ethos so far. Its wonderful to know the process felt easy—thank you for your kind words.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed April 30, 2026

    Quick approval it took less than an hour and the paperwork came in via e-mail in the same day. It was very impressive! Thank you so much. However, I do need help from my agent to complete my application because it didn't send the code to my phone after several attempts. The website quite delayed but after I submitted it approved so quick!

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    Ethos Life Insurance
    Response from Ethos Life Insurance

    Thank you for taking the time to share your feedback with us Amy C. We’re glad to hear that you had a great experience working with the Agent. If there is anything you need help with in the future, please do not hesitate to reach out.

    Customer ServicePrice

    Reviewed April 29, 2026

    It does not make sense to me that it… It does not make sense to me that it asks me about my social security number when I just want to get a quote. It already takes all my information and still does not provide me with the quote. This is another way to get customers data and harass customer with calls and emails.

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    Ethos Life Insurance
    Response from Ethos Life Insurance

    Hello Malik,

    Thank you for sharing your feedback. We’re sorry to hear about your experience and understand your concerns.

    We’d like to better understand what happened and assist you further. Please reach out to us at reviews@getethos.com with additional details so our team can review your experience and help address your concerns.

    Thank you,

    The Ethos Team.

    Verified purchase
    Customer ServiceStaff

    Reviewed April 27, 2026

    Very nice customer service. :) Would recommend Ethos to family, co-workers, and patients. The gentleman I spoke with took his time, answered all of my questions, and reassured me that I was doing the right thing for my family.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance

    Hello Evelyn, Thank you for sharing your feedback with us! We’re happy to hear that you’ve had a great experience, We are always here to help, We're happy to hear valuable benefits for you and your family.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 27, 2026

    After looking at other companies and navigating through their online questionnaire, this was by far the easiest and best guided process for obtaining the goal of a life policy. The navigation through the application filing was simple and quick.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Keith,
    Thank you for sharing your feedback!
    We’re happy to hear that you’ve had a great experience with Ethos so far.
    If there is anything that you need help with, please be sure to reach out to us.

    Thanks again!

    Verified purchase
    CoverageSales & MarketingStaff

    Reviewed April 25, 2026

    I saw an advertisement online for life insurance, and I was hooked up with an Ethos agent, and he helped me pick which life insurance was available to me. He was very good. The sign-up process was very easy.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance

    Thank you for taking the time to share your feedback with us Tina. We’re glad to hear that you had a great experience—that means a lot to us! We're happy we could make things convenient for you. If there is anything you need help with in the future, please do not hesitate to reach out.

    Customer ServiceCoverageStaff

    Reviewed April 24, 2026

    Not happy with this company at all. Recently got a life insurance policy from them. It has been 3 weeks and still don't know my policy number. I ask them to email me my number and they refuse to do it. I have got all kinds of reasons why I have not got my policy from I did not have the money in my account to it takes 3 weeks from the day they take the money out of my account till they receive it. Now just do you know my money is in my account by the 3rd of every month. They are to take the money out on the 4th of every month which they did. First time I called was on hold for Hour and 56 minutes. Next 2 times I called in was on hold for almost an hour each time. You can't understand what they are saying don't speak good English. I would not be so upset but was sent an email that my policy would be in my hand in 3 to 5 days. Now it's going on 4 weeks and still don't have it or a policy number.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance

    Hello Timothy,

    Thank you for sharing your feedback. We’re sorry to hear about your experience and understand your concerns regarding the delay in receiving your policy details.

    We recognize how important it is to have timely access to your policy information and appreciate your patience. If you have not yet received your policy or are still experiencing any issues, please feel free to reach us at reviews@getethos.com so we can assist you further.

    Thank you,

    The Ethos Team.

    Verified purchase
    CoveragePriceRates

    Reviewed April 23, 2026

    I used to dread shopping for insurance. This is the easiest program ever. It made shopping simple. Ethos Technology took the guesswork out of the equation. Great price, easy app, great results. Thank you.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Lori,
    Thank you for sharing your feedback!

    We’re happy to hear that you’ve had a great experience with Ethos so far. Its wonderful to know the process felt easy—thank you for your kind words.

    Verified purchase
    CoveragePricePunctuality & SpeedRates

    Reviewed April 18, 2026

    I just intended to review some insurance companies online and asked what were the best for people over 50. Yours was #1 and I started the process. It was fast, easy, and prices pretty reasonable! I would definitely recommend Ethos to others! I was in the military for 30 years and never felt the need when I was younger to get another policy. That was a huge mistake but I am glad thankful I found you and I have a peace of mind that my family will be financial secure in the event of my death! Thank you!!!

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Shaun,
    Thank you for sharing your feedback!

    We’re happy to hear that you’ve had a great experience with Ethos so far. Its wonderful to know the process felt easy—thank you for your kind words.

    Verified purchase
    Staff

    Reviewed April 15, 2026

    Great experience from start to finish. Would totally recommend this process to anyone. Thanks for helping.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Brian,
    Thank you for sharing your feedback!
    We’re happy to hear that you’ve had a great experience with Ethos so far.
    If there is anything that you need help with, please be sure to reach out to us.

    Thanks again!

    Verified purchase
    Customer ServicePriceStaff

    Reviewed April 14, 2026

    Ann provided amazing customer service from start to finish. She took the time to explain everything clearly, answered all of my questions, and made sure I felt comfortable with my decision. I really appreciated how patient and knowledgeable she was, nothing ever felt rushed or pressured, which made the whole process so much easier. She helped me find a policy that fit exactly what I was looking for and was actually affordable, which was really important to me. Overall, the experience was smooth and stress-free, and I’m really glad I got to work with her.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance

    Thank you for taking the time to share your feedback with us Destiny. We’re glad to hear that you had a great experience working with Ann. If there is anything you need help with in the future, please do not hesitate to reach out.

    Verified purchase
    Sales & MarketingStaff

    Reviewed April 14, 2026

    Awesome job done by Ethos in writing my policy. I was very happy with their service and expertise with the Sales Person that guided me through this process! Awesome job done by Ax and Go Red Sox and Tide Go!

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Gary,
    Thank you for sharing your feedback!
    We’re happy to hear that you’ve had a great experience with Ethos so far.
    If there is anything that you need help with, please be sure to reach out to us.

    Thanks again!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 14, 2026

    Awesome 👍🏿😎 Very professional. Would recommend up to this point! Very prompt and professional,... Look forward to doing business with a accredited company! They made things simple and easy for me!

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Kendrick,
    Thank you for sharing your feedback!

    We’re happy to hear that you’ve had a great experience with Ethos so far. Its wonderful to know the process felt easy—thank you for your kind words.

    Verified purchase
    Customer ServiceCoverageOnline & AppStaff

    Reviewed April 13, 2026

    Online application process was efficient and user-friendly. In addition, I called to have a few questions answered and was lucky to speak with Steve ** who answered my questions fully and provided additional information to help me make an informed decision about my life insurance policy.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance

    Thank you for taking the time to share your feedback with us Marcus. We’re glad to hear that you had a great experience working with Steve. If there is anything you need help with in the future, please do not hesitate to reach out.

    Verified purchase
    Staff

    Reviewed April 9, 2026

    This is great for my wife, she is going to need the money, she has no one else to help her when I’m gone. Thank you for such a great policy. This is a wonderful policy I’ll refer you to my friends and family.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance

    Hello Richard, Thank you for sharing your feedback with us! We’re happy to hear that you’ve had a great experience, We are always here to help, We're happy to hear valuable benefits for you and your family.

    Verified purchase
    CoveragePriceStaff

    Reviewed April 8, 2026

    Easy and awesome coverage. You need to set up. It was explained and it’s understandable to a person with no knowledge of Life Insurance. I am happy that I chose Ethos. Very affordable and in detail in every way to take care of my family and I am happy my family is happy and everyone’s happy. Such a smooth transition from no coverage to ample amount. Thank you so much.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Marco,
    Thank you for sharing your feedback!

    We’re happy to hear that you’ve had a great experience with Ethos so far. Its wonderful to know the process felt easy—thank you for your kind words.

    Verified purchase

    Reviewed April 8, 2026

    It's okay. I have no trouble at all during this. I do recommend this to anyone that needs this so I give this to anyone who is trying to do this. I recommend this for everyone that would like to do this.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    We’re so glad to hear that, Anthony, and we appreciate you sharing your feedback with us. Please reach out to us if you need help with anything else in the meantime.

    Thank you!

    Verified purchase
    CoveragePunctuality & SpeedStaff

    Reviewed April 7, 2026

    Easy process and I felt it was one of the best companies after researching other term life insurance policies. I feel safe and protected by this company. My family will not have the burden of taking care of my leftover debt during their time of need.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance

    Hello Junay, Thank you for sharing your feedback with us! We’re happy to hear that you’ve had a great experience, We are always here to help, We're happy to hear valuable benefits for you and your family.

    Verified purchase

    Reviewed April 3, 2026

    Very simple instructions to follow. The application took less than 10 minutes to complete. Nothing complicated, no need to go looking for paperwork.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Flavio,
    Thank you for sharing your feedback!

    We’re happy to hear that you’ve had a great experience with Ethos so far. Its wonderful to know the process felt easy—thank you for your kind words.

    Verified purchase
    CoverageStaff

    Reviewed April 2, 2026

    The application explained clearly and precise told me that this level term policy I will have until age 80 years old. Offering the clients wills and trust for free makes Ethos an excellent company. I will tell friends and family about ethos free offers on buying life insurance from this company.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance

    Thank you for taking the time to share your feedback with us Theress. We’re glad to hear that you had a great experience—that means a lot to us! We're happy we could make things convenient for you. If there is anything you need help with in the future, please do not hesitate to reach out.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffTransparency

    Reviewed April 2, 2026

    Great service; fast and easy. For ONCE. Thank you. Usually these kind of processes can take days if not weeks, and you get a response immediately versus tireless update needs and ultimately dropping it because it is too much trouble. Again - thank you.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Lavonne,
    Thank you for sharing your feedback!
    We’re happy to hear that you’ve had a great experience with Ethos so far.
    If there is anything that you need help with, please be sure to reach out to us.

    Thanks again!

    Verified purchase
    CoverageStaff

    Reviewed April 2, 2026

    Ethos made the process of obtaining life insurance, way too easy!! I look forward to a long lasting partnership and future products. This company has designed features within its shareable parameters, to allow for simple understanding.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Richard,
    Thank you for sharing your feedback!

    We’re happy to hear that you’ve had a great experience with Ethos so far. Its wonderful to know the process felt easy—thank you for your kind words.

    Verified purchase
    Staff

    Reviewed April 2, 2026

    The agent was well informed. Actually excellent in her knowledge of the products and respectful of my needs. I thank her. I felt like my policy is guaranteed. Carla **, my agent, was kind, knowledgeable, worked hard for me.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance

    Thank you for taking the time to share your feedback with us Kathleen. We’re glad to hear that you had a great experience working with the Agent. If there is anything you need help with in the future, please do not hesitate to reach out.

    Verified purchase
    CoveragePunctuality & SpeedRates

    Reviewed April 2, 2026

    Couldn't be more pleased with the process and rate I received. 10 minute application and 2 days later, I'm covered. Questions were direct and easy to answer. Highly recommend to anyone looking for life insurance. A+++!

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Jon,
    Thank you for sharing your feedback!

    We’re happy to hear that you’ve had a great experience with Ethos so far. Its wonderful to know the process felt easy—thank you for your kind words.

    Verified purchase
    CoverageStaff

    Reviewed March 31, 2026

    Luis was an awesome agent who helped me through the process. I felt trust with him. I usually don’t trust online stuff like this, but he was a great guy and I will definitely do more business and also recommend more People to this site and to Luis as well. Thank you, appreciate the coverage I needed.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance

    Thank you for taking the time to share your feedback with us Anthony. We’re glad to hear that you had a great experience working with Luis. If there is anything you need help with in the future, please do not hesitate to reach out.

    Verified purchase
    Customer Service

    Reviewed March 30, 2026

    Thus far, the process has been simple and smooth! I really appreciate the easy process of applying with no phone calls and hours wasted. Thank you for simplifying this very important step to protecting my love.

    Thanks for your vote!
    Ethos Life Insurance
    Response from Ethos Life Insurance
    Hello Craig,
    We're so glad to hear that! We always aim to make things simple and smooth for you. If there is anything that you need help with, please be sure to reach out to us.

    Thanks again!

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    Ethos Life Insurance Company Information

    Company Name:
    Ethos
    Year Founded:
    2016
    Address:
    5001 Plaza on the Lake Unit 305
    City:
    Austin
    State/Province:
    TX
    Postal Code:
    78746
    Website:
    www.ethoslife.com