Ethos Life Insurance

Ethos Life Insurance

 4.8/5 (99 ratings)
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Ethos Life Insurance

About Ethos Life Insurance

Ethos takes a modern approach to life insurance policies, with no medical exam requirement and same-day coverage from top carriers. Policies can be customized to a budget, and sales agents don't work on commission, so there's no pressure to upsell or provide products you don't need. Term life and whole life policies are available. Get started with a free online quote.

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Pros

  • Same-day coverage
  • No medical exams or tests
  • No pressure
  • Free online quote

Cons

  • Age limitations
  • Limited riders

Bottom Line

Ethos life insurance is a modern provider that offers free online quotes and fast approvals. Medical exams and blood tests aren't required for term life or whole life insurance. Policies include a 30-day money-back guarantee.

Ethos Life Insurance Reviews

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Page 2 Reviews 5 - 35
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 29, 2022

It only took 15 minutes to apply and be approved for life insurance coverage. I have been searching for life insurance for months, and Ethos provided an easy way to get coverage. And the follow up by the corporate folks was admirable.

Ethos Life Insurance response

Hi Roy- thank you for taking the time to leave us your feedback. We are so happy to hear you found a policy that fits your needs! - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 26, 2022

We are senior citizens who were looking for life insurance without a lot of hassle and taking forever to get signed up. This was so easy and the insurance was so easy to read about and explained well. The form I filled out was also easy to fill out and we now have life insurance. Thank you so much.

Ethos Life Insurance response

Hi Wayne- thank you so much for taking the time to leave us a review. We know your time is valuable which is why we strive to offer an easy process to receive a policy! - The Ethos Team

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Rated with 3 stars
Verified Reviewer Verified Buyer
Original review: June 8, 2022

I've been trying to get a few questions answered for about 3 weeks now via email and nobody has responded back to me. If possible could a representative please email me back at the email that I provided. Thank you.

Ethos Life Insurance response

We are very sorry to hear about your negative experience with Ethos, Nathan. Customer service is of the utmost importance to us and we value quick, transparent communication with each customer. After discussing with our Customer Support team, one of our representatives spoke with you today (6/9/22) regarding canceling your policy and reapplying. We're more than happy to answer any questions you may still have about your experience or feedback, you can reach our team directly. - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 7, 2022

Ethos is the best way for life insurance, I checked online and besides that I made phone answered by Damien ** very kind and professional and he guided me answering me all my questions. I will recommend Ethos to any of my friends and coworkers.

Ethos Life Insurance response

Hi Jaro, thank you for taking the time to give us your feedback! We are so happy to hear you enjoyed your application experience with one of our agents Damien. We also appreciate you recommending us to others! - The Ethos Team

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: May 24, 2022

The experience was straightforward. It was very easy to do it online. They also call and ask if you need any help. They have very limited plan options though. They give it to people who are moderately healthy. It was a little surprising that they don't do medical exam and rely on the answer given online. But it's good to know that we can do life insurance online without headaches of meeting agents who try to oversell.

Ethos Life Insurance response

Hi Namita- thank you for taking the time to leave us your feedback! We are so happy to hear you found our process straightforward and easy- it's what we are striving for. If you ever need anything, we are here for you and happy to help! - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 20, 2022

Signing up was simple, easy and fast and the reps were good. People should give Ethos a call and find out about them.

Ethos Life Insurance response

Thank you for taking the time to leave us your feedback, Kongphet! We know your time is valuable which is why we strive to offer a simple and easy process to receive a policy! We are grateful to have you as a customer. - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 5, 2022

Applied for Life Insurance once. I was approved at the same time. I paid my 1st month and had Life Insurance immediately after making my payment. I would highly recommend Ethos if you need Life Insurance. It was very fast and the prices are very competitive with other companies.

Ethos Life Insurance response

Thank you for taking the time to leave us this review, Rob! We know your time is valuable which is why we strive to offer fast life insurance purchasing for all customers. We are grateful to have you as a customer! - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 5, 2022

I have referred a couple of people to Ethos. The agent who helped me was very knowledgeable so that helped. All my questions were answered and the step-by-step online was super easy to go through. It was a great experience. It was amazing and informational. Also, the cost was better than what I expected.

Ethos Life Insurance response

Hi Angelica- thank you for taking the time to leave us this review! We are so happy to hear you had a great experience with us. We are here if you should ever need anything. - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 4, 2022

The Ethos process for insurance is very simple and non obtrusive. Fast and friendly. After a week, an agent Steve, was super helpful and completely transparent. Heard a lot of good information about Ethos on satellite radio. So far, expectations are surpassed. Thanks you.

Ethos Life Insurance response

Thank you for taking the time to provide us with your feedback, Larry. We are so happy to hear you found our process to receive a policy simple, fast and friendly- that is what we are striving for! We are grateful to have you as a customer and are here if you should ever need anything! - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: May 4, 2022

I like the simplicity of Ethos. It's easy to do and being able to answer questions through the website. I looked at the link for the terms and the amount of the insurance. It worked out to be reasonable and fast. I recommend Ethos to anybody, especially the older you get. I'm keeping it.

Ethos Life Insurance response

Thank you for taking the time to leave us this review, Shevard! We appreciate your business and are happy to hear you found a policy with us that fits your needs. - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 28, 2022

So far, everything's been really easy. They have explained everything well and everything I've gotten in the mail is what I need. Everybody's been really sweet. Using Ethos is priceless. You get a company that is willing to work with you and give you what you need and give you the kind of insurance coverage you need for your family.

Ethos Life Insurance response

Hi Edie- we appreciate you taking the time to leave us your feedback. Here at Ethos, we strive to offer the best customer service to all of our customers, we are so happy to hear you found everything very easy! We are here if you should ever need anything. - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 27, 2022

I used to be an insurance agent, and the application was very easy to me. I emailed a question or two and got a response back pretty quickly. I have no complaints at all about the process. It was much easier than I expected, and I would definitely recommend Ethos. Once I got the policy and read it, it's very straightforward and didn't have any non-standard exclusions. It was a very good experience overall.

Ethos Life Insurance response

Hi Douglas- thank you for taking the time to leave us some feedback! We know your time is valuable which is why we strive to offer an easy process to receive a life insurance policy with us. We are grateful to have you as a customer! - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 25, 2022

My representative, Jeremy was wonderful. He explained everything in a very informative and understanding way. He was very detailed which is appreciated. His demeanor was pleasant and considerate. I am so glad I made the choice to go with Ethos.

Ethos Life Insurance response

Hi Mary- we appreciate you taking the time to leave us this review! We love hearing that you found Jeremy helpful when you had questions before activating your policy. We are here if you should ever need anything! - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 23, 2022

The process with Ethos was all seamless. There wasn't a ton of navigating the Ethos website. It was just clicked on a couple of buttons, my information got shot to them, then somebody reached out. I did most of it over the phone. Their customer service was really good. They follow up. One time, I wanted to change policies. They had to do a little bit of legwork and within an hour, I had it sorted out. Everything's been great.

Ethos Life Insurance response

Thank you for taking the time to leave us this review, Jason! We know that your time is valuable which is why we strive to offer a seamless process for receiving a policy here at Ethos! We are grateful to have you as a customer. - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 21, 2022

Ethos was a really smooth operation. Getting signed up was really straightforward and I liked that it was online. I didn't have to sit and try to think about answers to questions while on the phone. I had time to really enter it in and think about it, and it didn't feel rushed to make it correct. It was more of a customer service than a sales environment, which is what I prefer. I also like that I could get a price right away. I wanted something straightforward so I could adjust it to my budget.

Ethos Life Insurance response

Hi Eric- thanks for taking the time to leave us your feedback! We love hearing from our satisfied customers. We are thrilled knowing we made your experience applying for a policy a great one! - The Ethos Team

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Rated with 2 stars
Verified Reviewer Verified Buyer
Original review: April 20, 2022

He has had every excuse why he's not available. This is not someone I want to work with in the future. If he doesn't have the time to assist me now for general information, I feel as if he wouldn't be reliable when seriously needed. I'm very dissatisfied with my agent.

Ethos Life Insurance response

Hi William- we are so sorry to hear you had a negative experience with your agent. Here at Ethos, we strive to offer the best customer experience to all of our clients. If needed please reach out to our customer support team at support@getethos.com or call (415) 915- 0665 and we are able to assist you with anything related to your policy. Please let us know if there is anything else we can do to improve your experience here at Ethos. We are grateful to have you as a customer! - The Ethos Team

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: April 20, 2022

The customer service was all right and it didn’t seem like it was too much of a hassle to get the policy started. Everybody gets life insurance. Anything can happen and it’s the responsible thing to do.

Ethos Life Insurance response

Hi Ray- thank you for taking the time to leave us your feedback. We know your time is valuable which is why we strive to make our application process hassle free! We are here if you should ever need anything! - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 19, 2022

Purchasing life insurance through Ethos was the very best experience I have ever had. Thank you for making this easy and fast! Lisa was wonderful to work with, she guided me through the process and was able answer the questions I had.

Ethos Life Insurance response

Hi Shawn- thank you for taking the time to leave us some feedback. We love hearing from our satisfied customers! We are so happy to hear you had a great experience with Lisa and our team! We are here if you should ever need anything. - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 19, 2022

The rep was very informative and the policy was affordable. Life insurance is an important necessity to not leave my family worried about how they’ll bury me or pay for anything when the time comes.

Ethos Life Insurance response

Hi Tykeisha! Thank you for taking the time to leave us this review. We are so happy to hear you are covered and found a policy with us that fits your needs to cover your family! - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 17, 2022

I spoke to the person helping me, very friendly, down to earth and explained what I needed to hear. It was a good experience.

Ethos Life Insurance response

Thank you for taking the time to leave us this review, Joseph! We love hearing from our satisfied customers. We are grateful to have you as part of the Ethos family! - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 15, 2022

Lisa was very good at walking me through the application and answering questions I had along the way. She made it simple and easy for me to do business with you. She communicates very well and that makes a big difference. Kudos to Lisa!!!

Ethos Life Insurance response

Hi Samuel- thank you for taking the time to leave us this review. We are so happy to hear you found working with Lisa simple and easy. We are thrilled to have you as part of the Ethos family! - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 15, 2022

Ethos’ website was easy, just clicking on everything. I wish I would’ve gotten the insurance a little sooner because it seemed like the premium raised up a little bit, but it was not much.

Ethos Life Insurance response

Hi Donald- we are so happy to hear you found our website easy to use. Here at Ethos, we strive to make our application process online as easy as possible! We are always here if you should need anything!- The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 14, 2022

Signing up with Ethos was quick. I didn’t think that I was able to find a policy that I wanted so, I originally wanted a million-dollar policy. They gave me options and exceeded my expectations. People should get a policy and if they don’t want an intrusive medical background, they should go to Ethos.

Ethos Life Insurance response

Thank you for taking the time to leave us this review, Rosalio! We appreciate your feedback and love hearing from our satisfied customers. We are happy to hear you found a policy through us that fits your needs! - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 13, 2022

The first conversation I had, I did the insurance and it was easy. Less than a minute after I made the call, someone called me right back to do the policy for me. The agent was great, and it didn’t take no time. She explained everything where I understood, and we got it done. They’re understanding, and it was handled good.

Ethos Life Insurance response

Hi Charlotte- thank you for taking the time to leave us this review! We are thrilled to hear we made your experience receiving a policy a great one. We appreciate your business!- The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 12, 2022

The process was easy. I did it over the phone, got a quote and liked the price. I purchased it and it worked out pretty good. I'm happy with Ethos.

Ethos Life Insurance response

Hi Jarrod- we appreciate you taking the time to leave us this review! We are so happy to hear you found a policy that fits your needs with us. We are here if you should ever need anything!- The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 11, 2022

Pricing was the number one reason I went with Ethos. There was also the waiting period. I got behind a month, but it wasn't a full 30 days. I just kept in touch with them and they were easy to work with. Now I've gotta get the other one in and I should be back on track. So far, it's been really good.

Ethos Life Insurance response

Hi Wendy- we are so happy to hear you found a policy with us that fits your needs. We appreciate you taking the time to leave us some feedback! We are always here if you should ever need anything, you can reach out customer support team at support@getethos.com or call (415) 915- 0665. - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 10, 2022

I have excellent customer service. It took no time at all, I already have my policy and Gabriel call me the following day to go over any questions I might have and make sure I had phone number to contact the company. And he thanked me for choosing Ethos. I would and am recommending to all my unsure friends!

Ethos Life Insurance response

Hi Robin- we are thrilled to hear you had a positive customer experience with Gabriel and our team! We appreciate you recommending us to others as well! We are grateful to have you as a customer. - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 10, 2022

Their process was really simple. I just signed up online. If something will happen, this gives me reassurance that things will be paid for.

Ethos Life Insurance response

Thank you for taking the time to leave us this review, Ryan! We are so happy to hear you found the process of applying with us simple- it's what we are striving for! We are here if you should ever need anything. - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 9, 2022

Ethos is a more modern version of a life insurance company and they have products to suit many, but not all. They're very reasonably priced and extremely easy to deal with. Once I did the quote online, they reached out to me as a customer. They did that immediately. And if I don't want to be contacted, I can just tell them that I don't want them to call me anymore.

Ethos Life Insurance response

Hi Deborah- thank you for taking the time to leave us this review. We are so happy to hear you found a policy that fits your needs. We are here if you should ever need anything! - The Ethos Team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 8, 2022

My experience was all online. I got what I need. It's good that mine was done.

Ethos Life Insurance response

Thank you for leaving us some feedback, Kamlesh! We appreciate your business and are happy to hear you found a policy that fits your needs! - The Ethos Team

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Ethos Life Insurance Company Information

Company Name:
Ethos
Year Founded:
2016
Address:
5001 Plaza on the Lake Unit 305
City:
Austin
State/Province:
TX
Postal Code:
78746
Website:
www.ethoslife.com