Esurance Life Insurance Reviews

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About Esurance Life Insurance

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Esurance Life Insurance specializes in offering life insurance products through a digital platform. The company provides term life, whole life and universal life policies. Since its establishment in 1999, Esurance’s goal has been to leverage technology to streamline the insurance purchasing process.

Pros
  • User-friendly online platform
  • Reliable customer support
  • No medical exams required
Cons
  • High premium pricing noted

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Esurance Life Insurance Reviews

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    How do I know I can trust these reviews about Esurance Life Insurance?
    • 4,890,778 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    CoverageBilling

    Reviewed Dec. 4, 2020

    After getting married, I decided to purchase a medium-size Term Life Insurance policy. I went through Esurance: it was all online and easy; tho their Premiums were a bit High, the ease-of-effort, Reputation, and Premium payment offerings were the reason that I chose them!

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    Price

    Reviewed Jan. 12, 2016

    There was no better way to get this insurance. Online site was easy to use and no examinations needed. The quotes offered were extremely reasonable. Even with the five-year "jump", it wasn't too bad. They offer plenty of payment plans and all can be taken "automatically" from your bank account with no problem. Never have had a problem with them in the last 6 years of doing business with them.

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      Coverage

      Reviewed Jan. 8, 2016

      My experience with my life insurance company has been pleasant. My life insurance premium is set a Tariq that is affordable for me on my limited budget however I have enough coverage to be put away with dignity and still have some left over to pay any bills that may be left behind for my friends family or loved ones that are left behind.

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      Reviewed Jan. 4, 2016

      I'm very very happy with my insurance company. I've never had any problems with them. I would definitely recommend them. They are a great company. They can give me exactly what I needed.

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      Customer ServiceStaff

      Reviewed Dec. 15, 2015

      I have no issues with my life insurance - they send me the paperwork yearly, with enough advance notice to pay it before it's due. They are always courteous and professional if I have to call them (e.g. address changes).

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      Process

      Reviewed Dec. 12, 2015

      I really have no experience with my life insurance company other than signing up for it through my employer. That process was effortless and very easy.

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      Customer ServiceStaff

      Reviewed Dec. 8, 2015

      I like it a lot like how they are always helpful and always answer my questions and concerns. Every time I have a problem they always help me through it.

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      Price

      Reviewed Dec. 4, 2015

      Bought from a person a friend referred me to and he gave me a quote and then had bloodwork done but my liver enzymes were a little high and the estimate price almost doubled. I decided to get it anyways but planning on looking for a cheaper one.

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      PricePunctuality & Speed

      Reviewed Nov. 30, 2015

      Accessibility is quick and easy. It is a bit cheaper. Helps me with my problems quickly without extra costs or hassles at all. Willing to extend their help. Twice we were rear end and it was just referred to Esurance, more so the one driving the car that rear end us is not the owner. While I believe other insurance companies do the same services at all I am happy still that with a good service this Esurance Company offer takes a good value for my money.

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      Esurance Life Insurance author review by Ashley Eneriz

      Esurance Life Insurance is known for giving their customers an easy way to find insurance coverage online. They have grown into a company with over 3,000 associates nationwide that help people find the right policy to meet their individual needs. Their goal is to provide quality insurance coverage for the modern world.

      • Online and mobile access: Esurance gives their customers a chance to learn about the policies offered and find quotes online, even on their smartphones and tablets through their mobile app.

      • Top-of-the-line partners: Esurance partners with top companies to give their customers policies that secure their financial protection, and each one is tailored to fit the individual family's financial needs.

      • 24/7 customer support: Experts are available day and night to answer any questions or concerns that their policyholders and potential customers may have.

      • Allstate backing: Esurance is now backed by Allstate, a popular insurance provider.

      • Bundled savings: Esurance allows customers to save even more when they bundle a life insurance policy through their multi-policy discount.

      by Ashley Eneriz Deputy Editor, Personal Finance

      Ashley is an expert finance writer who worked for 12 years with top names in the industry, including Discover, The Hartford, ScotiaBank, Chime and Synchrony. She joined ConsumerAffairs in 2022, and specializes in coverage of banking, credit repair and debt management. Her writing has also been featured in Forbes, Time, Yahoo, MSN and Reader’s Digest. In her personal life, she enjoys homeschooling her three daughters and writing children's books.

      Esurance Life Insurance Company Information

      Company Name:
      Esurance Life Insurance
      Year Founded:
      1999
      Address:
      650 Davis St
      City:
      San Francisco
      State/Province:
      CA
      Postal Code:
      94111
      Country:
      United States
      Website:
      www.esurance.com