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Assurant Phone Insurance Reviews

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About Assurant Phone Insurance

Assurant is a phone insurance company that provides damage coverage plans. Assurant’s insurance plans are available through several cell phone providers, with costs depending on your mobile carrier’s rates.

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Assurant Phone Insurance Reviews

Over 10k reviews since 2017

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    2 featured reviews
    How do I know I can trust these reviews about Assurant Phone Insurance?
    • 4,957,545 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 98 Reviews 14325 - 14475
    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 24, 2019

    Everything went great with the phone replacement and I didn't have to wait to long for delivery. Everyone that helped had a great attitude and the help at Tmoblie store was also a great service. I appreciated the prompt service from all involved. Thank you.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 24, 2019

    I highly recommend Assurant as well as Metro PCS. The cellphone was received in excellent conditions. Thank you very much for the phone. My wife loves it very much and really needed it. Thank you for sending it so quickly.

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    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaffReliability

    Reviewed Oct. 24, 2019

    To whom it may concern: Last Monday, October 14th, my wife accidentally dropped her iPhone 6S plus into the water, rendering it unserviceable. Later the same day, I made a claim on our Protect 360 plan which I was told covers accidental damage due to water spill. This claim was approved, my deductible payment was accepted and the new phone shipped to the requested address. It never arrived; I received an e-mail notification that my deductible has been refunded with absolutely no explanation. Tracking shows the package was returned to sender at sender's request.

    Today I called Assurant and spoke with Rick, who was very helpful but told me the claim had been denied and the only way to get an explanation was to write to you directly. I would very much like to know why this perfectly legitimate claim was denied. I called T-mobile, who, after quite some pushing, the supervisor there, Jazzy, called Assurant in a group call with myself. We spoke with Anya who couldn't give us any more information, so we asked for her supervisor. Pam tried her hardest to help but the only information she had was that Assurant had denied the claim due to "misrepresentation" and that she could do nothing to re-initiate a claim.

    Misrepresentation? Am I being accused of lying over this claim? I would like to know on what grounds you based this judgment? Whilst speaking with Pam the only thing I could think of was that as my 55th birthday was October 13th, and we had done some celebrating, perhaps I mistook the date of the incident for the 13th but she assured me this was not the case. I had reported the correct date and time of the incident and I believe all details are true and correct. So, I do not understand how I could possibly be accused of "misrepresentation".

    My wife definitely dropped her phone into the bottom of our dinghy, which had some water in it. The phone definitely got wet and stopped working. I still have the old phone ready to return to whomever. My wife is now very distressed that she could be without a phone for an extended period of time; this phone is her main contact for work and ensuring continued service was a major factor in our decision to purchase insurance from you. Her sick mother now cannot contact her. This denial has of course dramatically undermined my faith in Assurant as a reliable company. Jazzy of T-mobile had never heard of such a case where my only recourse is to send you a letter in writing and couldn't understand why your representative could not provide more details.

    If you continue to deny this claim I will be forced to seek legal advice to be reimbursed for the monies I have spent on your premiums and damages according to the frustration and inconvenience experienced, as well as emotional stress and possible loss of income. I am also considering defamation of character for your completely unfounded assumption of misrepresentation. I look forward to your prompt attention and response. Yours Faithfully, Craig. PS, what makes this even more perplexing is the fact that if you did not receive the damaged phone back within a few days you were authorized to charge me for the full cost of a new phone, so were already covered 100% for any "misrepresentation". Completely baffling and unacceptable.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We would be glad to have our escalation team review this situation. Please send a private message with a good contact number for you so that they can speak with you directly after they look into it.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 24, 2019

    Dealing with the people at Assurant is one of the worst experiences ever. They told me that my claim had been chosen by the computer for review and would take at least 3-5 days. Yes they have a matching replacement phone. No, they don't know if they'll have one in 3-5 days. No they can't tell me why my claim was chosen for review. No they can't help me. They suggested I purchase a different phone to use during the review period. REALLY. For no reason should they be called the customer care team. In reality, my phone shipped the same day and arrived the following day. Only for that reason did they receive 3 stars.

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    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2019

    Did everything what was promised to me also excellent customer service. Phone was in excellent condition also customer service was also helpful in hooking up my replacement device. I will recommend a friend. Thanks.

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    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2019

    I am very happy to receive a new replacement phone for the one that hit damaged. The replacement came the next day and it was a new device. This will help to get a better phone and not have to back for any future concerns.

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    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2019

    Claim for replacement of phone. Never got it from you because the delivery guys lost the phone. He been saying that he delivered the phone but we never got it. We was expecting the package on Thursday and they say they delivered on Wednesday and we didn't see anything.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    If your device was misdelivered, we would be glad to have our escalation team look into this issue. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2019

    Very low customer skills on your part, poor communication and not trusted, it took 3 times and countless calls to T-mobile and Assurant just to get my phone replaced and after I gave you my CC 3 times I felt like you guys don't care about the customer. I had been considering canceling my insurance on all my lines (5) so I can find something better.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience, Juan.

    Verified purchase
    Customer ServiceCoverage

    Reviewed Oct. 24, 2019

    If I could give no stars I would. I submitted a claim for a broken screen on Oct. 11th, received the replacement phone on the15th. I was unable to get the power cord to sit all the way in the port and the phone would not charge. The glass was beveled and the color was off as well. I contact Assurant to send the replacement phone back to get another one and they stated that I had the phone 12 days, when in fact I only had the phone for 9 days that is if you count today. They would not replace the phone, rather they sent me to T-Mobile tech support to file it on a warranty replacement.

    To top it all off they did a cold transfer and did not even explain anything to the T-Mobile technician, so I had to repeat it all over again. I pay 14.99 a month for this service and $99 dollar deductible for crappy service and a crappy replacement. Why do I even bother to have the dang insurance. T-Mobile tech service was awesome and I will be picking up a new phone tomorrow.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry that you did not have an outstanding customer experience. We appreciate your feedback and hope we have the opportunity to provide you with improved service in the future.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 24, 2019

    When I called in the first time the agent heckled me about my condo number and I had to end up buying another phone until I could get a replacement phone. Very bad experience to talk about under 200 recommended characters.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience.

    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2019

    Trash experience took me. 2 weeks to get my phone. They sent out the wrong one the first time and held up the second one. For NOOOO reason. All because they accidentally didn’t see the other phone was back in transit.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this situation and the inconvenience it caused you.

    Verified purchase
    Online & AppStaff

    Reviewed Oct. 24, 2019

    The people I worked with were excellent and pleasant to deal with. Unfortunately, the device I received has a problem. When I go to settings and try to search with the magnifying glass, it "Unfortunately, the process com.android.settings has stopped". So if I don't know where to find what I need to change something, I am unable to find it with the search tool. The reason for giving this a 3 star is the people I spoke with. Very nice. Too bad the replacement device is not completely working correctly.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that your device is not functioning correctly. If we can provide any further assistance with the issue, please send a private message and let us know.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 24, 2019

    Very fast and efficient replacement and process. Completed report easily and phone delivered next day. Right phone delivered and was up and running within 24 hours. Well worth having the policy. Hope it never need again. But will not fear having to file.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed Oct. 24, 2019

    It took 2 weeks to get my claim approved. I had to submit the claim twice. The first time was declined justifying that the device wasn't insured. I had to call again and the person I spoke with found the mistake and I had to resubmit the claim again :(.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our apologies for the delay and inconvenience.

    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2019

    My wife's phone was accidentally left at grocery store and when she went back to retrieve it it was gone. We asked the manager to check the video with no avail. Thanks for helping us get a replacement.

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    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2019

    I dropped my phone off my motorcycle. I filed a claim under lost or damaged. I was suppose to only pay $99 for the deductible. You charged me the theft deductible of $199. I have yet to be reimbursed.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for the inconvenience and would be glad to review if you were charged incorrectly. Please send a private message with a good contact number for you.

    Verified purchase
    Staff

    Reviewed Oct. 24, 2019

    I went into 2 stores on Oct. 11th and was given a little different information. The 1st store told me it would be $99 to replace my tablet screen so I left. Later that day I decided it needed to be spend so I went to the 2nd store and they informed me the insurance was only $49 and the representative was willing to go over and beyond to help me along the way. I eventually ended up using the money I saved on the tablet replacement to buy a smart watch from the same representative.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 24, 2019

    Very good service. I was disappointed with the delivery service being a day late. Everything else was just great! The phone worked. It was nice to do online without having to speak to a person that spoke English as a second language.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 24, 2019

    Replaced a broken phone, they were prompt and replaced my phone in a timely manner. They were very courteous and very helpful when handling my claim. Very happy that Assurant handles all of our device insurance.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 24, 2019

    It took 2 weeks, 2 visits to US Cellular, at least 5 phone calls to Assurant, and a lot of "We're so sorry ma'am" to get a replacement phone. On 2 different occasions within the first few days we asked If they needed any addition info from us. 'No' was the answer each time. Hurry up and wait. Then after a full week, I'm asked for my license, finally, and then told it would go through the 3-5 day review period again! I spoke to what I was told was a manager who all but laughed at my frustration with a simile requirement being missed by every single person I talked to. Ridiculous.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry that this was your experience with us and. This is not our usual level of service and we hope we have an opportunity to provide you with a much better customer experience in the future.

    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2019

    My son's cell phone needed to be replaced after he accidentally dropped it. Assurant sent a replacement phone asap with a return package to send the broken phone back. They made this process simple and transparent. Kudos!

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    Verified purchase
    Price

    Reviewed Oct. 24, 2019

    Went to the nearest store, and did all the paperwork from there, paid my deductible and several days, received a new phone but noticed my bill went up. (T Mobile forgets to inform of senior discounts or tell about price increases).

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 24, 2019

    Misplaced Motorola cellphone. Local dealership was very accommodating. The most frustrating part was the delivery of the replacement phone by FedEx. According to FedEx, delivery would be made by 4:30. Date and time stamp was 4:26. Arrival at the phone store was 5:00. Staff there was very accommodating.

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    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2019

    My experience with the replacement phone I will have to say is alright, I noticed that some features seem to be slightly different though. And next time FedEx or DHL are way better for delivering packages than UPS.

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    Verified purchase

    Reviewed Oct. 24, 2019

    Filed claim and replacement device was sent on 10/14/19. UPS never delivered device. Claims box was empty. I still have not received my replacement. I have spoke with an agent with Assurant. A investigation has been opened. Please send device ASAP.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We would be glad to look into this issue to get it resolved. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2019

    They charged me $49.00 for a tier 2 phone and replaced the Revel2+ phone with a lesser model, smaller screen. NOT THE SAME PHONE. They did not send a charger with this replacement phone. I am very dissatisfied.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    If you were sent the wrong device, we would be glad to review this issue. Please send a private message with your best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Coverage

    Reviewed Oct. 24, 2019

    My screen was accidentally damaged and they didn't have my phone so I got the newer in its place thank you so much!! Their services and customer care went above and beyond. I am so glad I have my insurance coverage for incidents like this.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 23, 2019

    I filed claim to Assurant Tmobile on 5/31/2019 for APPLE IPHONE X 256GB SLV TMO, and received the replacement device, and have send them back the returning device via the label from Assurant (USPS Tracking# **, status delivered). On 8/31/2019, I got billing from Tmobile for $629.71, saying that Assurant have never received the returning device. I called that gave them the USPS tracking number and the delivered status, and Assurant told me and Tmobile reps to wait 1-2 billing cycles while they're reversed the credit from my billing. After 1 billing cycled (and I got charged 2x late payment fee), I called again (together with Tmobile reps), and now they said, they cannot reversed the credit, and told me that the device that they have received was having different IMEI and different color. Funny, ya?

    Then I told them, "Fine, I would pay the billing, but give me back that different device that they told me." They refused because they have fixed that device and sent it to another customer. I was like: WHAAATTT? They said, the one that they received is APPLE IPHONE X 256GB GREY color. First, they said: they're NOT received the device and told me to wait 1-2 billing cycles. Second, they said the received a different device. Whenever I'm trying to get the information about the wrong-device that they said, they cannot provide that. How can I trust their warehouse saying that the one that I sent is different color? And why did I need to wait 1-2 billing cycles and got charged the late payment fee for that billing?

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We would be glad to have our escalation team look into this situation. Please send a private message with your claim number.

    Verified purchase
    Customer Service

    Reviewed Oct. 23, 2019

    Hello, my name is Cody **. Last week I had been lost my phone. I was called to your company. You handle the case it really great job, sended the replacement next day or 2 day. I’m really proud of you, you had the company...

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    Verified purchase
    Customer Service

    Reviewed Oct. 23, 2019

    I lost my Apple watch a month ago and had to go through Assurant to request a replacement which came in 48 hours even though they said it was a 24 hours shipment. I am satisfied with the customer service offered.

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    Verified purchase
    Online & AppStaffProcess

    Reviewed Oct. 23, 2019

    iPhone 8 Plus replacement - Everything went very smooth and better than I expected having been through this process in the past. Every step was easy and well explained. I am very pleased with the process and service that I received. Thanks to everybody involved. Great job! -Sterling

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    Verified purchase
    Customer ServicePunctuality & SpeedProcess

    Reviewed Oct. 23, 2019

    Very happy with this process. Very easy and fast shipping. I got my replacement phone less than 24 hours from placing the claim! I can tell the phone is refurbished as it has had a few glitches here and there but unable to go without a phone due to work. THANK YOU!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 23, 2019

    If I was able to give it 0 stars I sure would. My initial claim started on October 10th. I received the first replacement phone on Friday October 11th. After getting home from work I call customer service to activate the "new" phone to find out that the phone is still activate on someone else's account. How could that be? So after calling Assurant back I am told I have to send that phone back in, I will be receiving an email with a FedEx label because the one I have to mail the damaged phone back in will not work. So Saturday 10/12 by noon I still do not have the email, I call back in and am told it takes 24 hours for an email to go through but my $100 deductible came out of my account before hanging up the phone (I work with computers daily and it does not take that long), but as soon as I mail the "replacement" phone back in and it is scanned "in transit" at FedEx then my 2nd replacement phone would be overnighted immediately.

    Since Monday 10/14 was a holiday I could not mail it in until the 15th. So the 16th I get off of work and no phone. I call to ask where the phone is and am told that there was a miscommunication and the new 2nd phone will be mailed out. So I wait.... Thursday 10/17 no phone, I think well I called in so late on Tuesday it didn't go in the mail until Wednesday morning. So I wait.. Friday 10/18 still no phone. So I call and every time I call I have to go through everything that has happened because no one takes notes and puts them in my account. I am told that the order was never actually sent in on Tuesday night and that my phone would not be mailed until Monday because Assurant doesn't mail on Saturday's.

    After me asking twice for a supervisor I am connected to someone who called themselves a supervisor (I think it was just the person sitting next to the other person) I directed her to the website where it states that if the claim is made before 8:30pm ET then the product will ship on Saturday she finally agrees to ship it Saturday but would not overnight it where I would receive it Monday 10/21. I finally receive a phone on Tuesday 10/22 and was able to activate the phone on my account and use it. But no one wants to compensate me for my time loss without a phone. Everyone was quick to take my money for the deductible and when the phone bill came due in the middle of all of the is they sure wanted that! So overall my experience with Assurant is about as shitty as it can get and has caused me to rethink Metro and T-Mobile and the first chance I get will be leaving Metro because of this.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for the delay and the inconvenience it caused you.

    Verified purchase
    Price

    Reviewed Oct. 23, 2019

    Been using Assurant for long time now and never had any issues when claiming through Assurant, sometimes 2 claims at once. Always a satisfied customer. It's worth the price especially when kids use the device.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 23, 2019

    Customer service was great. The specialist was confident in resolving the issue. He even helped me talk with my phone carrier about the insurance information. The phone arrived when it was scheduled to. I received emails regarding my phone.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 23, 2019

    I love service representative, the customers taking care of the best possible, they’re responsible and sending the right away the phone. I receive it does blade and that, thank you guys and thank you again.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed Oct. 23, 2019

    The process to have my mom's phone replaced was extensive and not user friendly. First, I called to see if she would be able to take care of this herself, since she is on my account. I found out that I needed to take care of it, and complete an online form to submit her claim. The online form to complete for the claim was not quickly responsive, and I had to try to access at from different places multiple times to get the pages to load. Additionally, I was asked to upload a copy of my phone bill, with no instructions on how to do this, or where to upload. The amount of time it took for all of this to be managed caused my mom, who was the one that had her phone stolen, to be without a phone for over three weeks, and since she is 75, I was concerned that if she had a medical problem, she would not be able to contact anyone in an emergency.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry for the inconvenience of this experience and we hope we have the opportunity to provide you with better service in the future.

    Verified purchase
    Customer Service

    Reviewed Oct. 23, 2019

    My experience was good until today. I received my replacement phone and returned my old phone via a T-Mobile store. I received and email letting me know that my old phone was received. I can't currently find the email but yesterday I received a letter from you stating that my old phone was not received. Kindly check your records because I will dispute any charges made. Thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We would be glad to review this to make sure that everything is in order. Please send a private message with a good contact number for you.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 23, 2019

    Luckily I had a vinyl cover on my phone on this day. I placed my phone on top of my car as I took off my jacket leaving work and didn't put it back in the car with me. So I drove at least 5 miles with the phone riding on top of my vehicle until I looked in my rear view mirror and saw it fly off on to the street. I turned my vehicle around to see it in the street on the opposite side of the road. It was still intact at this point until the 3rd car whizzed by only to run over it and it popped out the case and was crushed in a million intake pieces. I picked it up, only for it to reconnect to my car system and also ring the next day for alarm to get up.

    I went by my local tmobile and Brandon gave me a paper with detailed information on what to do. I called, set up detailed resolve and because I called so early I was able to have my phone sent next day. I set everything up on the phone, (because I'd just done this 3 weeks prior). I received a envelope to send back damaged phone and that was it. Great service and instruction. Thank you tmobile.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are glad that we had you covered, Tracy.

    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed Oct. 23, 2019

    Customer service poor. The replacement cost has been paid but 2 weeks later still no phone. UPS carrier is unable to track phone since it was said out for delivery 1 week. Assurant customer services refuses to ship new replacement phone even though UPS confirms they have no record of delivery and phone is lost. At a point where legal options may need to be weighed.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience and would be glad to have our escalation team look into this. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer Service

    Reviewed Oct. 23, 2019

    I am extremely annoyed. I paid full retail price for my Samsung Galaxy S9 Note through T-Mobile. We pay monthy for extra insurance. I sent in for a replacement through T-Mobile due to having a cracked screen and I received a refurbished phone as my replacement. Nowhere did it say that I was receiving a refurbished phone. If I knew that I would not have requested a replacement. Why would I pay 900+ dollars for a new phone to receive a used one? When it arrived it was dirty and had a disgusting and dusty screen protector on it. It doesn't hold a charge and is not charging with my Samsung products. I want a NEW phone not another used one. I will take this further if necessary.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We would be glad to have our escalation team look into this issue. Please send a private message with a good contact number for you.

    Verified purchase
    Installation & SetupPunctuality & Speed

    Reviewed Oct. 23, 2019

    Very happy with Assurant. They made broken iPad replacement very easy. They gave clear instructions and answered all questions. New iPad arrived promptly and they notified me when they received the broken iPad I sent.

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    Verified purchase
    Customer Service

    Reviewed Oct. 23, 2019

    I called on 10/9/2019 because my phone got damaged. I tried going thru the automated system. Since my phone was broken, it wouldn't let me do what I needed to do. Therefore, I had to call back T-Mobile for them to process the claim for me. From there it was a breeze. Thank you.

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    Verified purchase
    Punctuality & SpeedOnline & AppStaffProcess

    Reviewed Oct. 23, 2019

    IPAD replacement. I was overall happy. I didn't rate it higher because initially, I was going to be charged too much for my deductible based upon my device and the amount shown on the website. I had a T-mobile representative on the phone with me to call and verify. Initially I was told there was nothing that could be done until I insisted and spoke with a supervisor. She was great and realized the mistake. My card was not charged until they made the appropriate change to the information on the website so the deductible amounts were correct. I then ended up paying the amount that I pointed out initially. After that, the rest of the process was smooth. My new device arrived promptly and they received my return.

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    Verified purchase
    Customer ServiceProcess

    Reviewed Oct. 23, 2019

    If I could give a 0 I would. The process was the worst I've ever experienced in my life, and I've managed fast food. Will never ever ever recommend!!!! It took 3 weeks, daily hour long phone calls, and years off my life to get y'all to accept it! If you need a receipt to do the claim how about asking for it when you put insurance on the phone and take my money for over a year!!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 23, 2019

    Had an accident with the iPhone 7 and the back camera glass cracked and the whole phone was malfunctioning specially the internal microphone, because nobody could hear my voice just static noise incoming/outgoing calls. Very satisfied with the excellent customer service I've received throughout the claim process and thank the supervisor and all agents help. Dominican Republic agents are very kind and have a lot of patience with stressed out customers. Thank you all the team.

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    Verified purchase
    Installation & SetupPrice

    Reviewed Oct. 23, 2019

    The instructions guided you through the replacement process. The deductible is affordable. The process to submit a claim was very straightforward and easy to understand. The replacement arrived within a few days and I was very satisfied.

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    Verified purchase
    Customer ServiceProcess

    Reviewed Oct. 22, 2019

    I had absolutely no problem with return and replacement of damaged phone. Process was very well handled. I had replacement within days of approval which was not difficult at all. Am thankful everything went as well.

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    Verified purchase
    Customer Service

    Reviewed Oct. 22, 2019

    It was a horrible experience. I would never want to work with Assurant again. I received a damaged phone but they wouldn't replace it. They sent it to me with a screen issue but wouldn't send me another one until I sent this one back. That would leave me without a phone for a few days which I was unwilling to do. At one point, I was on the phone with them an hour and fifteen minutes as they transferred me back and forth between them and Apple Care and their managers. They said they would call back and never did. I still have the broken phone that they sent me and they haven't contacted me since. Such bad service sending a broken phone and then expecting me to send it back without having a replacement in my hand. It's a very bad policy.

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    Response from Assurant Phone Insurance

    We apologize for the inconvenience and would be glad to have our escalation team review this issue and contact you directly to get it resolved. Please send a private message with a good contact number.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 22, 2019

    Thank you for the Quality Customer Service, your claim process is very fast and the customer service representative was very friendly and explained the entire process. Within a few days I received a new tablet and instructions on how to return the old tablet, postage paid sticker was included. Thank you.

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    Customer ServiceSales & Marketing

    Reviewed Oct. 22, 2019

    I spent 2 years paying $15 a month for insurance on a I phone 6. I sent $ 99 to Assurant for me to received a refurbished phone....no charger no headphones...I think assurant is a scam. No I was not satisfied...I would like to speak to a manager. Or owner to conversate with them.

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    Response from Assurant Phone Insurance

    We would be glad to have a representative from our escalation team contact you directly. Please send a private message with your claim number and best contact number.

    Verified purchase

    Reviewed Oct. 22, 2019

    Overall bad experience. Waited over week for replacement device to be shipped. Finally got the notification the device had been shipped. It turned out to be the wrong device. Ended up cancelling the claim.

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    Response from Assurant Phone Insurance

    We are sorry to hear that this was the experience you had with us and we apologize for the inconvenience.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 22, 2019

    I filed a claim on 10 /10/19. Assurant has sent me out 2 refurbished cell phones that didn't work properly. Every time you call and talk to a representative they tell you a different lie. I sent the second replacement phone back to Assurant on 10/17/19. They told me to call once I dropped the phone off at the post office. I called at 4:50pm. They said they couldn't see that the package was in transit call back in a couple hours. I called back at 6:45. They said they still didn't see the package in transit. I went online to USPS put in the tracking number. I could see that the package was in transit. I called the next day they said, "Oh we can't send you out another phone until we receive your phone at our warehouse."

    Well USPS tried to deliver the package on Friday 10/18 but there no one to accept the package at 3:30pm in the afternoon and the warehouse doesn't close until 8pm. Lol the package was delivered on 10/21. I called today. Now they say the phone has to be scanned in and inspected before they can send me out a new one. So the package was delivered on Monday 10/21 and today is Tuesday 10/22 and the package still hasn't been scanned in yet. I called at 2:00pm to see if my replacement phone had been sent out. I am so over Assurant just send me a phone that works properly...when you call customer service everyone should be on the same page. 10 people the same story. NOT 10 PEOPLE 10 DIFFERENT STORIES.

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    Response from Assurant Phone Insurance

    We are sorry for this situation. We have engaged with your other review and look forward to getting this resolved for you.

    Verified purchase
    Customer ServicePriceStaff

    Reviewed Oct. 22, 2019

    I purchased a new iPhone X June of 2018. I had issues with it about 5 months after purchasing it from my local T-Mobile store. This phone would freeze and lock up at least 6 times since purchasing it. I went 4 times to the store where it was purchased and they did a soft reset. Twice I went to the Apple store and they told me to never shut the phone off. That did not work either. The last time it happened the T Mobile store told me to contact the insurance company. Which I did and I asked the customer service woman if the phone replacement was new. She told me yes. Well guess what. It is not a new phone. It’s a reconditioned phone. The best part is there is only a 6 month warranty on this phone which cost me another $100.00 as my deductible. I will be canceling the insurance. Probably will be leaving T Mobile also.

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    Response from Assurant Phone Insurance

    We are sorry to hear that you are unhappy with your replacement device.

    Customer ServiceCoverage

    Reviewed Oct. 22, 2019

    How can it be possible that one pays over $300 (and counting!) for a policy, and when a claim finally comes in, it takes forever to process? Once I got tired of waiting, I actually contacted the company and was "helped" by a very rude CSR who decided being a smart aleck was more appropriate than actually helping me. In the meantime, I'm not paying for a phone, the insurance on a phone, and the service on a phone that I can't use. And according to these clowns, it will take ANOTHER 10 days to process my claim. All this for a phone? Good lord, I hope these nitwits never get into car insurance.

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    Response from Assurant Phone Insurance

    We would be glad to have our escalation team look into this issue. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaffProcess

    Reviewed Oct. 22, 2019

    I needed a phone replacement due to a cracked handset on an iPhone XR. The process was unbelievably easy and flawless. The customer service agent was extremely helpful and patient. The agent was very thorough with providing all pertinent information to help the process go smoothly. The replacement handset is perfect! Not one issue. The packaging was complete as well as secure and all return labels and receipts were in the box, without issue. Overall the entire process was fast, accurate and VERY affordable. I am beyond satisfied with Assurant and I cannot stress enough how glad I am that I have this insurance on all my handsets through T-Mobile. I will definitely tell my friends and family as well as recommend Assurant to anyone who is in need of insurance for their phones and more. Great job all around Assurant! A+ #1.

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    Customer Service

    Reviewed Oct. 22, 2019

    It took me a week to do the claim. It would not accept the security code then said 'system error' for three days! I had to do it via chat (twice). I had to do the payment over the phone. Everyone kept referring me to the website even after I told them I couldn't do it through there. Super frustrating!!

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    Response from Assurant Phone Insurance

    Our apologies for these issues and the inconvenience it caused you. We appreciate your feedback.

    Verified purchase

    Reviewed Oct. 22, 2019

    Overall my experience was smooth. The claim was handled within 48hrs and my replacement phone was shipped within 24 hrs and was shipped overnight. My only issue was that I felt the insurance company could have extended themselves and sent me a completed product. Between the premiums and the deductible I feel it would have been courteous to include an adapter and charger. Those items could have been damaged or lost as well and would have preferred a Samsung certified charger.

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    Customer Service

    Reviewed Oct. 22, 2019

    Filed everything online and had a quick response back. I had a new phone within days and they made it easy to return the broken one with a paid return envelope included. I would recommend them for anyone looking for a reputable insurance company.

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    Customer ServicePriceStaff

    Reviewed Oct. 22, 2019

    I am under my brother, Josue **, plan. My phone was stolen 10/8/19. On 10/09/19 I filed a claim. On 10/10/19 I tracked my phone via FedEx. It turns out it was marked as 'Delivered' and had been signed for by someone else. I contacted FedEx, they opened an investigation and advised me to call in 3-5 days. That same day I called Assurant to inform them of this. The Assurant employee told me he contacted FedEx and filed a claim. Then said I should wait to hear back from FedEx. I asked if there was anything else Assurant could do. He said no, that it was policy for me to contact Fed Ex. I contacted FedEx on 10/17/19 and they stated the following "At this time, the shipper would need to be contacted so they can follow their lost package procedure as we are showing the package delivered to the correct address." 

    I contacted Assurant and spent 3hrs waiting on the phone to speak to a supervisor and to speak to an escalation agent. I spoke to a rep who made me wait an hour to speak to a supervisor, after answering the call the supervisor hung up. I called again and asked to speak to a supervisor, I waited again only to be hung up on again by a supervisor. The third was the charm, I was connected to a supervisor, who after keeping me on hold explained they could not help me and connected me to an escalation agent. The escalation agent then informed me after me re-explaining my case once again that I would have to wait 3-5 days for them to file a claim with FedEx. I asked why I had to wait longer.

    She explained that today, 10/17, was the first day that Assurant was filing a claim or investigation with FedEx. I explained that another Assurant employee had already done that when I called on 10/10. She said she knew nothing about that. I pleaded for her to look at the conversation. She then explained that the employee had not filed a claim. I was so frustrated. I asked why the employee had not informed me of this, why I had not been connected to an escalation specialist and why I had to wait even more time. I wanted them to expedite this. I wasn't even sure now that what she was telling me was correct because I had already been told something on 10/10 that turned out untrue and cost me even more time.

    I asked to speak to a supervisor. His was of pacifying my distress was to inform me that I was fortunate that I was not being told to wait an additional 14 days. I explained that I had already waited 9 days and that with the 3-5 additional days, it would make 14 days. He was unhelpful and told me that this was policy. I told him that I definitely would never recommend Assurant to anyone and that I would never again use this service. This company does not care about its customers and the works are incompetent and callous. This should serve as a perfect example of bad customer service for future trainings.

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    Response from Assurant Phone Insurance

    We are sorry for this inconvenience. We have engaged with your other reviews and look forward to getting this issue resolved.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 22, 2019

    I called to request a replacement for another replacement phone I received a couple months prior to replace my original device. The SIM card reader went out on my first replacement. The person on the phone was friendly and took care of what I needed quickly and efficiently. I had my new phone 2 days later. I highly recommend using this phone insurance company. No hassle at all and easy to file my claim over the phone.

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    Customer Service

    Reviewed Oct. 22, 2019

    Filed claim to replace phone with cracked screen. Did claim online, paid claim payment and received replacement phone fee days later. I would recommend a friend. I am very satisfied so far with new phone.

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    Customer Service

    Reviewed Oct. 22, 2019

    Very poor experience with Assurant. I be not received a call not any information about my claim. I am very upset, with this insurance company. I don't understand what is going on. Very unhappy with this.

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    Response from Assurant Phone Insurance

    Hi Fernando, we will reach out privately to see how we can help get you the answers you are needing.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 21, 2019

    We really appreciate the Professionalism, promptness and PERFECT Personality with Assurant claims processing. Thank you for getting right on our claim and for explaining the whole process so that we understood, right down to the amount of time we have to return the broken device before we are charged. Very kind woman I spoke with though a language barrier, She was willing to spell the words we did not see eye to eye on ;) Thanks for your' time!!!

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    Customer ServiceStaff

    Reviewed Oct. 21, 2019

    Glass screen covers. Seem to keep cracking on my phone in my pocket, not real sure about the quality of these things. They don't seem to be very good in my opinion. He seems have crack twice. I have one left, we'll see how long it lasts.

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    Customer ServiceStaff

    Reviewed Oct. 21, 2019

    Broke my phone, I would have thought my phone would take longer to get here, but honestly, the service exceed my expectations. Assurant was very good in making my device get in a timely matter, I was amazed in the rapid service Assurant provided. Overall, the service was outstanding.

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    Customer ServiceStaff

    Reviewed Oct. 21, 2019

    Assurant is the real thing! Claims were processed in less than 15 minutes and I received my replacement iPhone in 3 days. I am really surprised at how smooth the claim went and the insurance people were very courteous. Glad I purchased the insurance for this phone.

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    Customer ServiceStaff

    Reviewed Oct. 21, 2019

    I called to have my phone replaced... The representative explained all the detail of the replacement and gave me the option to pay now or later in the process on my own. My claim was approved and received the phone next day. Thanks, Assurant.

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    Verified purchase
    Customer Service

    Reviewed Oct. 21, 2019

    I requested for a new phone a Thursday, I was told I would receive my phone overnight with UPS which I was extremely happy about. Unfortunately when I received an email on Friday with tracking information my package was sent ground shipping. I was upset because I need my phone to work since we use certain applications that require codes. I decided to call customer care, I had to call 6 times. I spoke with 4 supervisors in which 1 gave me attitude and told me that I needed to call UPS and figure out why my package was sent ground. Another supervisor mentioned that they couldn’t get ahold of the warehouse since they can only call and that it kept going to voicemail.

    It seemed impossible for anyone to do anything or have any connections as emails or direct connections with other managers. I was a little confused how this was all managed and felt uncomfortable of how this company had no care of my situation. I had to wait 6 days, 2 of which I couldn’t work or read work emails (since my job requires certain codes to access this information). I realized as well that this was a 3rd party to T-Mobile and that they didn’t use the same inventory as T-Mobile so going to a store as a back up to my situation wasn't a choice if I wanted to use my insurance for a phone replacement. My experience was not pleasant at all.

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    Response from Assurant Phone Insurance

    We are sorry that this was your experience with us and we hope we have the opportunity to provide you with better service in the future.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 21, 2019

    Thank you very much for the very fast customer service. The man who attended me and very attentive explained to me well what I did not understand. Said again about the automatic payment is better for me so I do not give the information of my card to the people who work there. Very good service and quickie the cell phone arrived home. Thanks.

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    Customer Service

    Reviewed Oct. 21, 2019

    In general, It took 2 weeks to get my new device. The 24 hr delivery promised was unreal. The first rep I spoke to was very accommodating; however, did not process shipping which was the cause of the delay. My son was so upset; a teenager who did not have any way of communication for this long. I'm very disappointed with the false reassurances and broken promises.This needs to improve!!!

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    Response from Assurant Phone Insurance

    Our apologies for the inconvenience of this delay.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 21, 2019

    I always avoid these but after this experience I am happy to say that this went more easily and quickly than I could have expected. My new phone was in my hands by the next day. I will recommend this experience to anyone.

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    Verified purchase

    Reviewed Oct. 21, 2019

    Had a Timely replacement of my device. Easy tracking of device through UPS and USPS. Although my item was discontinued we are happy with the received item. Works just as good if not better than his last one. Thank you.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 21, 2019

    I filed a claim to replace my phone due to faulty battery. The claim process was a bit redundant in that the phone store filled in the claim online then your rep. got me on the line and had me answer everything again. The phone came promptly and in good working order.

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    Customer Service

    Reviewed Oct. 21, 2019

    Paid $50 for replacement phone. Was never told I was always able for an upgrade for $60. Wasn't very happy when I found out I should have been told I was eligible for an upgrade every 3 months. I was never told that why would I pay $50 for the same phone when I could have got one with more features for $10 more.

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    Customer Service

    Reviewed Oct. 21, 2019

    The worse wireless insurance company. They didn’t replace my missing device. Horrible experience. Bad customer service and they just steal monthly premium and at the time that we need them they are horrible.

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    Response from Assurant Phone Insurance

    If there was an issue with your claim, we would be glad to have our escalation team review the situation. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer Service

    Reviewed Oct. 21, 2019

    It took a few days but they got it to me. It was out of stock and I had to take a few days off of work that costed me a few dollars but once the phone game go back in stock they shot it right out to me.

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    Response from Assurant Phone Insurance

    Thank you for taking a moment to leave a review.

    Verified purchase
    CoverageStaff

    Reviewed Oct. 21, 2019

    The best I ever been through in my life. Thank you for everything you done for me! I'm telling all my family and friends that they should get this insurance. Again thank you for your assistance and your professionalism. I'm very thankful that I have this coverage!

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    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed Oct. 21, 2019

    Fast easy claim. It took less than 10 minutes on the the phone with the claim specialist who was very helpful. The new phone was here within a day as promised. I shipped back the phone in the box with prepaid postage. The process couldn’t be any easier.

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    Customer ServiceStaff

    Reviewed Oct. 21, 2019

    Was a smooth experience. Very satisfied. The customer service representative made process a smooth one. I would recommend Assurant to anyone needing this service. Phone arrived just as the representative explained that it would and all is well.

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    Customer ServiceReliability

    Reviewed Oct. 21, 2019

    Received another defective phone, after paying $99.00 I was sent a phone that has the wrong charging portal. It came with nothing but the phone. Last phone was sent with cracks in the screen, heating and freezing battery. Very poor customer service, called at least 4 times 3 of which Tmobile overheard and was hung up on by a supervisor. I would not ever recommend this company.

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    Response from Assurant Phone Insurance

    We are sorry for this situation and would be glad to have our escalation team look into the issue. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 21, 2019

    Customer service was great and fast. Received phone in one day. I would recommend this service to anyone that has wireless phones cause at anytime it can break or stop working. We all need our phones.

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    Verified purchase
    Customer Service

    Reviewed Oct. 21, 2019

    It took 2 weeks to get replacement phone. We had to call and be on phone to get answer re delay for a long time too. Not sure why first person who took information for claim did wrong. Thankfully we finally received the phone. Thank you.

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    Response from Assurant Phone Insurance

    Our apologies for the delay you experienced and thank you for leaving a review.

    Verified purchase
    Customer Service

    Reviewed Oct. 20, 2019

    Dropped phone. I submitted my ID info 8 times, 4 times with the assistance of a rep. I file 09/30 and it took till 10/11 to decide that to decide if my ID was acceptable. Most horrific experience. I will not have not recommend your service to anyone. I have sent complaints to T-Mobile about my experience. And after reading reviews online there are many others. Perhaps a class action suit needs to be filed.

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    Response from Assurant Phone Insurance

    We apologize for the inconvenience you experienced.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 20, 2019

    Replacement phone. Great experience in obtaining my new phone after the other one went haywire. To all the people that were excellent and professional. Thank you for getting my item to me within thirty six hours.

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    Verified purchase

    Reviewed Oct. 20, 2019

    My claim was for a Samsung Galaxy S6 Edge Plus and Assurant send me Samsung Galaxy a S8 64g so Assurant send me a send me a cheap phone that is worth around $100 when the deductible was $140 and have the nerves to call it an upgrade.

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    Response from Assurant Phone Insurance

    If you are unhappy with the device you received and would like to speak with a representative, please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer Service

    Reviewed Oct. 20, 2019

    Return Samsung phone. The phone arrived quick but very disappointed in the device that was received is very slow in responding and very unhappy. As soon as I can afford a new phone I will be sending this back and would like my money returned.

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    Response from Assurant Phone Insurance

    If you'd like to speak with a representative about the issues with your replacement device, please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 20, 2019

    I went to the Xfinity store to see if they could assist me with the process of making a claim because I did not have a phone to make a call to Assurant. When I got to a phone the $180 was taken with no problem and I was assured the phone would be sent out the next day. I called because I never saw anything in my email regarding the shipping. When I called I was told there must be a delay at the warehouse. From that point I just wanted to know how long I could be waiting. They customer service representative had no idea how much longer. I was wondering if it would be between a couple days or weeks. No idea still. So at this point I was wondering if I should switch carriers so I would be able to be in contact with family, work, etc. It did come the next day. I thought the pamphlet I was given from the xfinity store said it came with a charger. I could have at least got the key to open up the compartment for my SIMS card.

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    Response from Assurant Phone Insurance

    We appreciate your feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 20, 2019

    It was not a good experience. I first went to TMobile store in Bowie, Md. The rep was helpful, she let me know about my options and checked the phone's battery. She thought that my phone old be free if I kept the same kind. When I called Assurant, they went thru the steps, but told me to contact the warranty dept. Then the Warranty Dept sent me back to Assurant. I finally spoke to a Tmobile rep over the phone, she stayed on the line until my claim was processed thru Assurant. She was good. But she said that there was a deductible fee of $99.00.

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    Response from Assurant Phone Insurance

    We apologize for this inconvenience.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 20, 2019

    This was the worst experience ever!!! I have been with T-Mobile for about 10 years and Assurant 9 or 10 years and I was treated like I was nobody!!! I would have took my complaint to social media, but I did not want T-Mobile to get any backlash as this was not their fault. I was lied to on my first call September 27, 2019! I was told it will only take 24hrs. to get your new phone. Mind you I manage a luxury spa and could not see my screen and me having a phone is a big part of my job. Then I was told I am so sorry it won't be 24hrs. because we don't ship on the weekend, so Monday for sure. September 28th, I sent my ID as requested.

    Monday comes and no phone, Tuesday comes and no phone. At this point I am irritated and I call on Wednesday. They tell me oh there was an issue with your ID. What... No one said anything to me nor did they even bother to email me to let me know that I needed to resubmit my ID. All of this but still pay your bill on time, ugh!!! Everyone was sorry, but no one really cared enough to do anything about it until I talked to Niecey on October 10th. Yes, October 10th!!!! She looked into the issue and made it a priority and found that they still didn't like how my ID looked. If someone would have bothered to ask I would have told them there is a scratch on the back of my ID. They tried to say the front was me, but the back wasn't. Come on, for real!! That was very stupid!!!!

    I thank Niecey, but as far as Assurant, they suck. I will be posting this on every message board I can for Assurant!! I finally got my phone on October 14th. For 10 years of loyalty that is what I got, absolutely nothing and nothing for the trouble they caused. Do you think they cared about my job, NO!! So if you can help it never come to Assurant they don't really care!! Continuous efforts to better serve you, that is the funniest thing I have ever seen!!! That is not the case with this company. I can see if one person dropped the ball on this. No several people did and I suffered, they still got their $99 though, lol. One of the worst customer service experiences I have ever had!!!!

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    Response from Assurant Phone Insurance

    We are sorry to hear that this was your experience with us. This is not the usual level of service form us and we hope to improve on that for you in the future.

    Verified purchase
    Customer ServiceOnline & AppStaff

    Reviewed Oct. 20, 2019

    The screen on my phone was not showing. The customer service was wonderful. The only issue that I had is that the representatives in the store tell you, you will have your replacement phone in 24 hours and that is not the case.

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    Customer ServiceStaff

    Reviewed Oct. 20, 2019

    They ship first to the wrong address when I call. Thank God I was tracking the order and was saying that was going back and I call the same day and they fix it. I thank them and my husband received it the following day, I appreciated that and I'm satisfied with the service and I highly recommended the service with anyone, I give my 5 stars. Thank You.

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    Customer Service

    Reviewed Oct. 20, 2019

    Incredible customer service. What a great company, especially an insurance company. I got my phone the next business day with absolutely no issues. If only more companies had customer service like this it would be a great thing.

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    Customer Service

    Reviewed Oct. 20, 2019

    It was great experience in first time in the history that I was not going through stress and too many hustle to get my claim. The customer service experience was awesome and my claim was approved with ease and fast. I received the phone next business day. I learnt more about be covered by good insurance company like assistant.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 20, 2019

    Replace stolen iPhone. It was a good, easy experience, helpful staff. Great service, fast delivery of replaced phone. Thank you for making it easy on customers to use their insurance when needed. Would recommend to anyone.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 20, 2019

    I have insured my handsets with Assurant for many years, and this is my first claim. I received the new phone promptly. It looked like new, and transferring my apps and data to it went pretty well. There were a few things that didn't get transferred, like passwords, and setups for a few programs, but all in all it wasn't a whole lot of trouble. Not like starting fresh and having to load and set up everything manually. Good experience.

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    Customer ServiceStaffProcess

    Reviewed Oct. 20, 2019

    Customer service was excellent and very helpful with replacement of broken phone. She was able to help me with the process and answered all my questions. The process was simple and easy talking with customer service representative.

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    Customer Service

    Reviewed Oct. 20, 2019

    iPhone XS Max. The phone came in a timely matter, was safely secure in the box and had all of the necessary equipment I needed to set up my phone again (SIM card). Customer service was very patient and polite when helping me with my claim and I would definitely recommend Assurant to my family and friends.

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    Customer ServiceStaff

    Reviewed Oct. 20, 2019

    Phone replacement for damage. They were very helpful and made an unpleasant thing not as bad. It's all about how we treat each other and they pass with flying colors. The phone I got is in great condition and everything transferred perfectly.

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    Staff

    Reviewed Oct. 20, 2019

    Have replaced damaged iPhones a few times over the years. Always got excellent service. We have 5 phones in our family with device protection and it’s well worth it. I would highly recommend Assurant!

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    Customer Service

    Reviewed Oct. 20, 2019

    We are still without a phone as the replacement wasn’t registered so waiting days for the fix to be pushed out... You had one job...not happy! Current phone speaker is not working and I hope it works Tuesday as promised or another phone will be send out. I should have had another phone overnighted as it would be faster.

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    Response from Assurant Phone Insurance

    We would be glad to have our escalation team look into this and we are sorry for the inconvenience. Please send a private message with a good number so that we can contact you directly.

    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Oct. 20, 2019

    This experience was easy and fast but I was just confused on having to pay 100 dollars for a new phone when I already paid for insurance coverage. But overall, my new phone came on time and sending back the old phone was not a hassle.

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    Verified purchase
    Installation & SetupPunctuality & Speed

    Reviewed Oct. 20, 2019

    Replacement Device was on time and instructions were easy to follow. Co pay was fair and approval was fast. Replace device was in good condition and packaged well. Transfer of data was well instructed and easy to follow.

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    Verified purchase
    Customer Service

    Reviewed Oct. 20, 2019

    I found my phone and returned the device. The warehouse did receive the phone but it’s been over a week now. No refund and my phone still blocked. Called couple time and always they give me the runaround. ”Give it another 3 days". It's been over a week now, awful experience.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Apologies for this inconvenience. We would be glad to have our escalation team look into this issue. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly..

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 20, 2019

    When I called in about my phone being broken, they immediately resolve the problem, the next day I receive my phone. The lady I talked to was very helpful and polite, she seemed concern and wanted to help me right away.

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    Verified purchase
    Customer Service

    Reviewed Oct. 20, 2019

    Too much red tape and pin numbers just to make a claim. Too many questions! Language barrier was a bad experience. Too much time on the phone to make a claim. All of the asked information from me was wasteful.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We appreciate your feedback.

    Verified purchase
    StaffProcess

    Reviewed Oct. 20, 2019

    It was easy and very helpful. I thought it would be more difficult in the process but the person who helped me was very nice and efficient. My phone had a cracked screen and was not recognizing the touch screen. Thank you.

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    Verified purchase
    Customer ServiceProcess

    Reviewed Oct. 20, 2019

    This was the worst I’ve ever dealt with anyone online. I went through this process with Verizon with no issues but with Assurant I felt like they were doing me a favor for supplying a service that I paid for. I tried for almost 3 days for the website to allow the picture of my ID to stick so the review process could start which again is a crock. The reviews process last 5 days which is also pathetic. Assurant is pathetic and I reported this experience to Spectrum. My personal belief is Assurant and their policies need to change in order for my view to change. Yes pathetic is the word. Pathetic. After having to deal with the crap at least the phone was good but from the online reviews I read after the fact I added insurance to the return phone due to what past customers have said about Assurant receiving the used phone and still charging the customer for the whole phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that this was the experience you had with us and we appreciate your feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 20, 2019

    I lost a cell phone on Sept. 13, and Assurant shipped me a new phone on Sept. 16. When the new phone was damaged on Sept. 19, Assurant showed my claim as "accepted" online, but did not send a replacement. It turns out that even though their own records showed that Assurant had shipped me the phone I was claiming was damaged, they decided to deny the claim because T-Mobile was able to ping the lost phone. So Assurant pretended to believe it was the lost phone I was filing the claim on, even though their own records showed otherwise. When confronted on this, they blamed T-Mobile, and said it was T-Mobile's fault. When I went to T-Mobile, and a manager called Assurant on my behalf, Assurant first tried to stick to the story where they pretended to believe it was the wrong device. Then, they claimed it would take 24 hours to "reset their system".

    24 hours later, they were back to the same song and dance -- trying to illegally deny my valid claim. I had to take two MORE hours off work, in a T-Mobile store, before they finally -- grudgingly -- agreed to meet their legal obligations and replace my phone. I had been unable to work for 3 days, because (in the 3 weeks since it was damaged) my phone had become unusable. I will never buy from Assurant again.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this situation, Symbliene. We hope to have the opportunity to provide you with a much improved customer experience in the future.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 20, 2019

    I submitted the claim 10/3/19, my brother was out of a phone for over a week and nothing could be done about it. I had to call multiple times initially I was told 3-5 business days then another rude rep said 3-5 day not business days. The services was so poor and some of the reps are very rude. Very easy to take your money but to give out replacement phone, then it had to be reviewed and you will be out of phone to days.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our apologies for this inconvenience.

    Verified purchase
    Customer Service

    Reviewed Oct. 20, 2019

    I received my cellphone October 14, as it was stated In my UPS tracker link. Having only had the phone for 5 days I realized that I only can have my phone on speaker and the receiving end is having a problem hearing me. Also the battery life even when I'm not using the phone seem to deplete pretty quickly.

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    Verified purchase
    Customer Service

    Reviewed Oct. 20, 2019

    Fast reply my request and send the other phone to me, although I paid $100.00 to them, I lose a Samsung Note 3 and they sent to me a Samsung Note 8 to instead of. Personally, I feel it is ok to me so far.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 19, 2019

    Customer Service was excellent and she was very helpful. I Called and told them that I had lost the phone and I needed another phone. Then I called them back to advise them that I had found the phone. They advised me what I needed to do to send it back.

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    Verified purchase
    Customer ServiceProcess

    Reviewed Oct. 19, 2019

    Everything about this company is trash...From y'all sending me a device that couldn't be activated to the customer service I received....It was a back and forth stressful situation through the whole process. I will never recommend this company to anyone ever.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear about these inconveniences. If we can provide you with further assistance, please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 19, 2019

    Great and VERY timely response. Had my new phone in less than 48 hours. Returned broken phone and received an e-mail that it had been received. Initial call to report damage was great. Individual was kind, walked me through procedure and explain how everything was to happen. AND it happened!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 19, 2019

    Broke phone. Called you guys, you jumped on it right away. didn't like the part I had to confirm it was my number. Looks like you could do it in one visit. But other than that you did great. The guy that helped me after I got the new phone was great. I give you guys 5 stars.

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    Verified purchase
    Customer Service

    Reviewed Oct. 19, 2019

    Replaced Galaxy S8 Plus. Called and made the claim and received my phone the next day along with replacement charger. Very happy with how smoothly everything went.. Phone came in very good condition and great help.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 19, 2019

    When I called in to file my claim the person that took the call giggled when I told him my phone was hit by lightning. My house had gotten hit by lightning and my phone got hit. He thought it was funny. I DID not think it was funny.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this occurence.

    Verified purchase
    Customer Service

    Reviewed Oct. 19, 2019

    I'm sorry that I haven't returned the damaged phone yet. I have a repair shop installing a new screen, at my expense, to try and retrieve my contacts that I didn't have backed up. I should have the phone by Tuesday.

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    Verified purchase

    Reviewed Oct. 19, 2019

    I was having trouble with my phone and I was able to file a claim and then I was awarded a new device. I just want to say that if anyone has any problems with their devices don’t hesitate to file a claim.

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    Verified purchase
    Customer Service

    Reviewed Oct. 19, 2019

    I still haven't received my replacement phone. I spoke to UPS and the told me the investigation has been closed. Called Assurant back and still haven't resolved my case. I am highly up because I placed in my order replacement since 10/03/19. I have been given the run around all over the place.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our apologies for this inconvenience, Ebrima. We would be glad to have our escalation team look into this to get it resolved. Please send a private message with a good number so we can have a representative contact you directly.

    Verified purchase
    Customer ServiceSales & MarketingStaff

    Reviewed Oct. 19, 2019

    Terrible experience. It took two days to try and use the insurance I pay for on the phone. Multiple phone calls and then phone transfer and hangups for one person to another saying they can't help. All of this occurs with everyone asking the same questions over and over again. This is likely a T-Mobile/Assurant problem as I learned you ask questions trying to figure out whose problem it is to resolve. I pay for a service and don't want to be in the middle of your processes I don't understand nor need to. Let us send the phone in and you determine whether it is broke, a failure or whatever criteria you have and determine whether warranty or insurance apply. Then I get charged a deductible. There is no deductible statement on any paperwork I receive.

    This is the most frustrating experience I had this year with timeshare/vacation sales being 2nd. I left one cell company for terrible customer service and will now consider the same. That doesn't necessarily matter to you, Assurant but it may in the long run. I will say your service folks are well trained to ignore growing frustration on a phone call and say, nothing they can do to help while asking questions I don't have answers to but they must have an answer.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that you are unhappy with the experience you had with us. We hope to get the opportunity to show you a better level of service in the future.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 19, 2019

    Dropped my phone over a week ago and called Assurant to get a replacement and the representative that helped me out was amazing and extremely knowledgeable and I would recommend anyone to use Assurant.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 19, 2019

    Phone broken in multiple places due to accidental fall. Assurant was very thorough and expedited process..also made it easy for me to send back broken phone. Operators were congenial and polite even though I was upset at the time.

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    Verified purchase

    Reviewed Oct. 19, 2019

    I would have preferred to have paid 100 for a stylo replacement but was told last fall that I was using the warranty too early. Having a choice of upgrading would have been preferred, so I might drop the insurance for my future upgrade.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We appreciate your feedback.

    Verified purchase
    Customer ServicePunctuality & SpeedProcess

    Reviewed Oct. 19, 2019

    I was happy with how fast the process worked. However with the amount of money spent on insurance for these phones, I wish you could get a replacement right away from a store. These phones are need to communicate, we don't have a landline. The fact that if your phone is damaged on a weekend you have to wait up to 4 days for a replacement is ridiculous. So to wrap up, I was very happy with the customer service end of this and just disappointed about waiting 2 days to get a replacement phone.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We appreciate your feedback.

    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed Oct. 19, 2019

    I bought my phone new a few months ago, was approved for a replacement, still had to pay $100 (phone was $400 new) then I get a USED replacement. Phone insurance only makes sense if you need to replace a newish phone, and it still feels like a ripoff. I imagine if something happens to this "new" phone, they'll probably say it's too soon to get a replacement and they'll charge me probably close to the cost of a new phone or just won't approve it at all. Would save a lot more money just putting my insurance payments aside in my own account every month since I could have easily bought a used Pixel 3a for probably $50 more than what I had to pay to get a used replacement.

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    Verified purchase
    Customer ServiceEase of Use

    Reviewed Oct. 19, 2019

    I have a few issues with my replacement order. One I had a white phone not a black phone. I understand you send what is available but would have preferred the white. 2 this phone phone keeps hanging up and getting stuck. I have to shut the phone down and turn it back on. The keypad is very hard to use. Doesn't type what I push and is very slow compared to my other one. Thank you Teresa **

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that your device is not functioning correctly. We would be glad to have a representative contact you directly to assist with getting this resolved. Please send a private message with a good phone number you can be reached at.

    Verified purchase
    Customer Service

    Reviewed Oct. 19, 2019

    My phone was streaking black and blue, couldn't read or see my screen. After filling out the necessary paperwork, my new phone arrived overnight; less than 24 hrs. ??? Excellent customer service. Thank you!

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    Verified purchase
    Customer Service

    Reviewed Oct. 19, 2019

    My experience with Assurant was very positive, I lost my phone and when I reported I got my replacement next day in less than twenty four hours without any trouble. I recommend their service without any hesitation.

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    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed Oct. 19, 2019

    Was good on pricing and received my phone in two days exactly, convenient and fast service. Worth my money compared to previous insurance policies!! Got Motorola RevvRy 32GB replacement phone. Very polite over the phone and no issues during process.

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    Verified purchase
    Customer Service

    Reviewed Oct. 19, 2019

    I’d lost my phone and filed a claimed with Assurant claim processing online, the process was swift and easy as 1,2,3 and within 48 hrs after my deductible was paid, I receivers a brand new replacement phone. Thanks to T-mobile Assurant!

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    Verified purchase

    Reviewed Oct. 18, 2019

    I had a good experience with you, I did my claim and like an hour after you approved it. Then 2 days later I got my new device. And they give me 10 days to send the old one back. Thank you for everything.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 18, 2019

    Called in to get a replacement phone for my husband on 10/4/19. I spoke with a representative but was disconnected after answering so many questions. The representative never called back, even after verifying my phone number. I completed the $99 transaction online shortly after being disconnected. I called in again on 10/7/19 because I still haven't received the replacement. Representative said the replacement phone should be arriving any day, but she couldn't give me the tracking information. I informed her I would have to leave town on 10/10/19 and needed the phone delivered before heading out of town. Still no phone on 10/9/19 so I called again.

    During this call, I was informed the payment hadn't gone through. I was told the phone was on the way on 10/7, then on 10/9 I was told the transaction hadn't gone through. At no point did Assurant reach out to me to let me know ANYTHING. I went in circles with this company. I missed the phone being delivered because I was leaving town on 10/10. The delivery driver left the phone on my front porch and it had to stay there for 6 days!! My husband asked the manager if we could have the phone delivered to a store near where we were traveling instead of our house. The manager was no help. This company does not handle business well. This kind of business is unacceptable. We pay monthly for a service that isn't being delivered. UNACCEPTABLE!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience. This isn't the normal level of service we strive to provide. We hope that we can provide you with a better experience in the future and if we can give you any further assistance with this current situation, please send us a private message to let us know.

    Verified purchase
    Customer Service

    Reviewed Oct. 18, 2019

    I never received my replacement phone after paying 100.00, not much else to say about that except that maybe you should send the phones signature required instead of leaving it on people's front porch when nobody is home then we could have picked it up instead of having another phone stolen.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our apologies for this issue, we would be glad to have our escalation team look into this. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedProcess

    Reviewed Oct. 18, 2019

    The process was quick. Reliable service. Got the device and it looks new. Customer service is helpful and knowledgeable about the product or the transaction process. I recommend the company and applaud their level of service.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 18, 2019

    Tring to do Via web was horrible. Kept giving errors and making me start over. When I first had some damage a year and a half ago same issues. So much so I gave up and dealt with it till it got worse. Once I called it was easy and fast.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 18, 2019

    The first time I called into your company to open a claim, the man on the phone was totally unhelpful. However, the second time I called in, the gal who actually assisted me with the claim was perfectly wonderful. She managed to work around an issue that the first person didn't seem to know how to communicate well enough to assist with. I was quite thankful I got the gal on the phone to help me. She understood my frustrations from the first call, was very supportive, and took care of my claim fast and easy with a wonderful CS presence. I wish all CS experiences could be with people like her, and I wish I could remember her name! She was awesome!

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    Verified purchase
    Customer Service

    Reviewed Oct. 18, 2019

    After paying a deductible, I got my new phone in a few days. I stopped by the T mobile store a few days later and had my new phone set up. I checked my photos and they were not on my new phone. A week later, today to be exact, I accidentally hit the photo icon and all my pictures were there. Amazing!

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    Verified purchase
    StaffProcess

    Reviewed Oct. 18, 2019

    The entire process was easy-peasy, but I think the return time frame should be in bold print. My US Cellular salesperson did not inform me of the 10 day return policy and I didn't notice that on the return label until I was preparing to ship. Also since the label provided for return is for Ground Service only I was unable to ship Express. Hopefully it was shipped in time.

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    Verified purchase
    Customer Service

    Reviewed Oct. 18, 2019

    The lack of communication, phone was back order and no one knew stock date. T-Mobile was call and sent replacement. This experience was horrible for a 12 yr customer. I have cancel insurance for 3 phones.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that this was your experience with us and apologize for the inconvenience.

    Verified purchase
    Customer Service

    Reviewed Oct. 18, 2019

    Very disappointed your service. My order was returned. Almost 30 days and I still have not gotten my phone. I'm on my third phone call and they have had me on hold for 30 min. This is a very poor performance on you all.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our apologies for this inconvenience. Please send a private message with a good contact number for you so that our escalation team can look into this and contact you directly to get this resolved.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 18, 2019

    My boyfriend lost his phone on a bike ride. I called Assurant to file the claim. It took about 10 minutes on the phone and 1 follow up email to sign my claim. Within 12 hours my claim was approved and we received the replacement the following day. Assurant was professional, easy to deal with and expedient. Highly recommend.

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    Verified purchase
    Customer Service

    Reviewed Oct. 17, 2019

    Guy barely spoke English. So it took quite a while on the phone to process the claim. After three days go by no phone. So I call again. This time they tell me they didn't collect a payment. So an overnight of the new phone turned into 5 days.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry for this delay and any inconvenience it caused.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 17, 2019

    When I went to the US Cellular star to talk to them about my phone, I was surprised that my deductible was so low. They were very courteous, took care of business, and I received my new phone in 2 days. I'm very satisfied.

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    Verified purchase
    Customer Service

    Reviewed Oct. 17, 2019

    Remanufactured phone. Phone sound and notifications is very poor. Unable to make adjustments through phone settings. Previous phone only needed a battery. Even though it had water damage sound features worked better.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that your replacement device is not functioning correctly. We would be glad to have a representative contact you directly to get this resolved. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoverageProcess

    Reviewed Oct. 17, 2019

    Replacement for phone that didn't work. The service was excellent. Easier and faster than anticipated. I thought the insurance would cover the whole thing and was a bit surprised to find I have a deductible. But that was reasonable and the whole process went very smoothly.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 17, 2019

    My experience was terrible. I was sent a replacement phone that was either locked to another carrier or still had the anti-theft protection active. Either way, I couldn't activate it. When I called in, the rep kept telling me that it wasn't possible and tried sending me back to TMobile to either troubleshoot or make a warranty claim there, which I would have been charged for. I told him that wasn't acceptable and he needed to send another replacement, which he told me wasn't possible several times.

    When I asked to speak to a manager, he asked for my claim information, which is when it dawned on me that he hadn't even pulled up my claim yet. He also suddenly offered to send me another replacement, which he had just finished telling me wasn't possible. I told him I couldn't trust a thing he was telling me anymore and that I wanted to speak with a manager.

    When the manager got on the line, I explained to him what was going on and mentioned that the front line rep had withheld a solution that I specifically asked for. He told me that the front line rep did nothing wrong because taking the inoperable phone that Assurant had sent me, to TMobile for a warranty claim was best for me. I told him that it wasn't because I would be charged by TMobile and it's still not okay to tell me that the option I asked for didn't even exist. He then told me that TMobile would waive the fee. This was when I revealed that I actually work for TMobile, and know for a fact that that fee is not able to be waived. He began arguing with me and would not just let it go and move on. I am very dissatisfied and will be purchasing protection from the manufacturer for my next phone. I would love to be contacted to discuss this further if needed.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience. We have engaged with your other review and look forward to speaking with you directly about this issue.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 17, 2019

    The claim process was very smooth and quick. My claim was documented and approved while I provided all the information over the phone. My son's replacement phone was shipped very quickly, thus he experienced very minimal downtime!!!

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    Verified purchase
    Customer Service

    Reviewed Oct. 17, 2019

    Galaxy S8. The replacement process was very easy. The issue I have is that I paid $149.00 (plus $1.00 was held also, for what purpose was unknown to me). I did not receive a black phone, I received a light purple (lavender) in color phone, It has a few issues or shall I say cliche's with it. I had also informed them that my phone was dropped into a manhole outside of my apartment complex. I had informed the maintenance men of my loss, and unbeknownst to me they went out and was able to retrieve my phone. I sent it back, but I have not received any refund for doing so.

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    Assurant Phone Insurance Company Information

    Company Name:
    Assurant Phone Insurance
    Website:
    mywirelessclaim.com