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Assurant Phone Insurance Reviews

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About Assurant Phone Insurance

Assurant is a phone insurance company that provides damage coverage plans. Assurant’s insurance plans are available through several cell phone providers, with costs depending on your mobile carrier’s rates.

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Carlsbad, CA
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Signed up and was thrilled with the speed and simplicity of the service. Pricing was fair, value was straightforward and shipping was fast and convenient. My dog loves the food...

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Hampton, SC
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Best investment in a property we've made so far! I especially love having the app and the convenience of knowing when each door opens and closes. Having the peace of mind of being...

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What is Assurant Phone Insurance?

Assurant Phone Insurance helps customers protect their cell phones. A manufacturer’s warranty usually only covers hardware malfunctions and manufacturer defects, and they typically only last for the first year of your device’s life. If anything happens outside of those issues or that time frame, your warranty won’t help you.

Assurant offers protection plans that cover a variety of potential situations. This includes incidents like theft or loss, issues like water damage or cracks and hardware issues. This coverage provides financial protection if something happens to your phone, which is crucial as cellphones become more expensive.

Assurant is not available to purchase on its own. The company’s insurance plans are only available through the mobile carriers it’s partnered with. Contact your provider to ask about availability and learn about plans and pricing.

Assurant plans

Nearly a dozen carriers work with Assurant, and each has its own Assurant plans and offerings. For example, Xfinity has one plan for iPhone users and another for Android users. T-Mobile, on the other hand, has basic and 360-degree plans that cover both iPhone and Android.

A basic plan covers hardware issues once the manufacturer warranty expires. It also covers accidental damage, loss or theft. Some providers may require a deductible or service fee for specific repairs. Advanced coverage includes AppleCare services (for Apple devices) and tech support, such as Tech PHD or Pocket Geek.

To know exactly what Assurant plans are available to you, contact your mobile carrier or check its Assurant brochure.

Assurant prices

As with the plans that Assurant offers, your insurance cost varies depending on your mobile carrier. Some carriers offer several tiers with a variety of deductibles, while others have a single cost. There are many affordable options for those who want to save and higher-priced options for those who want the best coverage for their devices. Here are some example per-month costs:

  • Metro by T-Mobile: $6
  • Bluegrass Cellular: $7.99 to $9.99
  • Spectrum Mobile: $7 to $18
  • Xfinity: $7 to $15
  • T-Mobile: $7 to $25
  • U.S. Cellular: $9.99 to $11.99

Check your provider’s Assurant brochure to see which plans it offers.

Assurant Phone Insurance FAQ

What does Assurant cover?

Assurant covers a variety of issues that aren’t included in your manufacturer’s warranty. These include theft, spills, loss and general malfunction. It also covers device hardware after your manufacturer’s warranty expires.

Does Assurant cover cracked screens?

Assurant may cover a cracked screen if your package includes accidental damage coverage, but there’s usually an extra service fee.

How long does it take Assurant to process a claim?

Customer reviews generally mention a fast claims process with Assurant. Many reviews state claims take 24 hours or less to process.

Does Assurant give new phones?

Assurant doesn’t give new phones as a replacement, usually. It offers customers refurbished phones of similar quality. If there is no refurbished phone available, then Assurant provides a new phone of similar quality. All replacement phones come with a six-month warranty.

Still have questions?

Is Assurant legit?

Assurant is a good option for phone insurance. Since Assurant is only available through your phone carrier, your cost and coverage depend largely on your provider. With that said, most carriers have affordable options for phone protection. If you’d rather not risk losing or damaging your phone, Assurant is a good safety net to have.

Assurant Phone Insurance Reviews

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    How do I know I can trust these reviews about Assurant Phone Insurance?
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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaffHonesty & Transparency

    Reviewed Aug. 30, 2026

    Briefly, I don't feel the deductible with transferring of phone to new replaced phone should be $95 total cost. I believe it's too high. $70 for deductible to get new replacement phone, and $25 for transferring over to the new phone to activate once you receive the new phone. Too many fees, when I already pay for insurance on the phone. Everything is ridiculously expensive, and I feel eventually with high cost of food etc. the world may go bust. Customers get gauged terribly everywhere they turn.

    You need to know that the REVL Razor phone (I have) is awful and if you barely touch the screen (or breathe on it) it goes to HOLD constantly or MUTE. Dropped calls constantly, and Aggravating phone all around. I really hope I do not have a used phone as a replacement or refurbished...that I have just received? Side note. I had to mail back my old, crushed screen phone, so it makes me wonder if Metro refurbishes phones? Anyway, I do want to compliment "CRUZ" at the local Bullhead City store. He works alone, no help...in a busy store and long lines. There should be at least 2 people in that store helping paying customers. The wait is hours long at most times. Cruz is a Nice Guy, very helpful. Also, I do like my bundle with internet and phone with MetroPCS, as Optimum is awful in our area. Thank you, (you did send me this questionnaire, so you have received the honest answers here).

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for taking the time to share your honest feedback. We understand your concerns regarding the costs associated with your claim. Deductibles vary based on factors such as the device model and claim type, as outlined in your coverage terms. In addition, replacement devices may be reconditioned and are provided in accordance with the terms and conditions of the program. We appreciate your feedback and are grateful you shared your experience with us.

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      Verified purchase
      Customer ServiceCoveragePunctuality & SpeedOnline & AppStaffBillingTimeliness

      Reviewed Aug. 10, 2026

      Assurant was very responsive which is good to know because I also have them for renter's insurance. My replacement phone was shipped promptly and securely within days. The only issue I had was trying to get my credit card or debit card to process payment for the replacement phone over their phone system. I was finally able to process my card payment on the website. I'm especially thankful to Savage at the helpdesk for helping me understand how to get my phone ESIM activated so I could receive calls and texts.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We're sorry to hear about the issues during the payment process, but we thank you for bringing this to our attention. Your feedback is appreciated!

      Verified purchase
      Customer ServiceCoverageStaff

      Reviewed July 27, 2026

      The cover purchased with the help of store employee never fit the phone. It was over the side buttons for on/off and column. Eventually, the buttons broke and I had to push my thumb nail into the opening to turn it off and on. New replacement phone. Has same issue, unable to find compatible cover that does not interfere with control buttons. I was advised to purchase cover thru Amazon. Sorry, I do not like to shop on Amazon! I need a cover. I do drop my phone from time to time.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We apologize for the ongoing inconvenience you've faced in finding a compatible cover for your device. For help, we recommend consulting your coverage provider. If you need help with a claim, please send us a private message with additional information.

      Verified purchase
      Customer ServiceCoveragePriceRefunds & PayoutsMaintenanceStaff

      Reviewed July 4, 2026

      Assurant is amazing. However, the employee at Batteries Plus on Greenfield and Highway 100 in West Allis, is unreliable and untrustworthy. He broke the back of my phone while fixing the front screen, and it's been a fight to get ahold of this person to have them fix it free of charge. However, I did have the back repaired today along with the front glass screen that I broke last week. So I am hoping that Batteries Plus at said location will be paying for the repair of the back of my phone.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We appreciate your feedback and sincerely apologize for the inconvenience you’ve faced at the specified location. While it’s wonderful to hear that your device has been repaired, we're sorry to hear about the initial roadblocks you faced. If you still need help with your case, please send us a private message with your contact information and claim number.

      Profile pic of the author.
      Verified purchase
      Customer ServiceContract & TermsCoverageSales & MarketingPriceStaffBilling

      Reviewed July 3, 2026

      I applied for Spectrum service via the Big Apple Connect Program. The service agreement included free Spectrum mobile service for a year with a new SIM card for my current device. Spectrum Mobile guided me through the Assurant phone trade-in program, whereby trading in my phone, I could receive a promotional credit to cover some or all of the cost of my new phone provided. My bill for the trade-in transaction was my New York state and local taxes and amount owed on device after the trade-in promo. ($18 total). New phone provided was Moto G 2025, from previous Samsung Galaxy A14 5G.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We appreciate you sharing your experience with us.

      Verified purchase
      Customer Service

      Reviewed Sept. 9, 2026

      I would like 👍🏿 more secure replacement packaging. Also I received no email or text alerts concerning my device replacement. The initial text came and stated there was a device on the way but there was a paucity thereafter. Going forward a more delineated package itinerary would be appreciated voluminously.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Thank you for taking the time to recognize what went well while also providing constructive suggestions. We value your perspective and are grateful for the opportunity to support you when you needed a replacement device.

      Verified purchase
      Customer ServicePricePunctuality & SpeedMaintenance

      Reviewed Sept. 9, 2026

      The claims process was easy, shipment of replacement phone was super fast. Returning my broken phone was easy with the provided packaging and instructions Couldn't ask for a better transaction. Set up on my new phone was quick and easy. The cost of the program is well worth it. Thank you very much.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We're delighted to hear that your claim experience was so seamless. Thank you for sharing this with us!

      Verified purchase
      Customer ServiceCoveragePricePunctuality & Speed

      Reviewed Sept. 7, 2026

      This process was easy and very fast. I highly recommend Assurant phone trade in, as well as the phone insurance. The instructions to mail my old phone were clear and worth taking the time to complete. I was able to do the entire process online, received the return box and instructions from Assurant in a few days and received an offer in just a few days.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We work hard to make trading in a device as simple as possible, so it's wonderful to hear that everything met your expectations and that you received an offer so quickly. Thank you for choosing Assurant for both your phone trade-in and coverage needs.

      Verified purchase
      Customer ServicePrice

      Reviewed Sept. 7, 2026

      I was appreciative of the $250 trade-in incentive, but I thought that I could have gotten a little bit more money for my telephone if I had have sold it outright. Nevertheless, I'm happy with this transaction. It was very easy to follow the guidelines and the timetable was acceptable. A label was provided for easy shipping.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Thank you for sharing your perspective and experience. We appreciate your balanced feedback and are pleased that the transaction left you feeling satisfied overall!

      Verified purchase
      PriceRefunds & PayoutsRates

      Reviewed Sept. 6, 2026

      It was pretty easy dealing with the company. The price was fair on paying for the replacement device. It just could be a little bit more clear and easier to get set up. Luckily I had a report at the store and they got me going but I shouldn't have had to go to the store so I just think that they can spend a little bit of time in that and then they'll be golden.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Thank you for your feedback and for highlighting your experience. We're glad to hear you found the price reasonable and that assistance at the store helped you get set up. We appreciate your suggestion.

      Verified purchase
      Customer ServiceRefunds & Payouts

      Reviewed Sept. 5, 2026

      The instructions were very clear on how to wipe the phone and return it. Made it very easy. You can ship back in the same box your trade in came in. I thought the trade in amount was fair plus I qualified for another amount back which increased the value of the trade in.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Thank you for sharing your positive experience with our trade-in program.

      Verified purchase

      Reviewed Sept. 5, 2026

      It’s very easy shipping old devices, just follow the instructions and you are good to go. Do not delay, immediately send the gadget right away to avoid delay and immediate receiving from the other end. Most importantly, get peace of mind, credit and save environment, basically the planet earth. Throwing away electronic devices in the garbage is not doing any good to anyone. It’s basically a win win scenario to everyone, thank you.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Thank you for sharing your positive experience with us! We’re delighted to hear that you found our process simple and environmentally responsible.

      Verified purchase
      Customer Service

      Reviewed Sept. 2, 2026

      Love my new phone and the service I received today at Spectrum. The young lady's name was Cat, My husband also has phone service through spectrum too, Highly recommend going through spectrum for phone service and T.v. and internet. Told my Sister about the great deals you have. And she said she will be checking it out. Thank you for your service Spectrum.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We're so pleased to hear that you had such a positive experience and that everything went smoothly. Thank you for the review.

      Verified purchase
      Customer ServiceOnline & AppStaffTimeliness

      Reviewed Sept. 2, 2026

      I have no need for improvement, only praise. Oh one thing, somewhere I needed info which was only on my phone (which was destroyed, hence the need for replacement) a password or code, info to get me into my account. Once I figured that out it was a very smooth and simple process. Better than I thought. I had the understanding I missed the cut off for next day shipping. It made from Dallas to Panama City, FL UPS overnight and had it that day. Thank You.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Thank you for sharing your experience and feedback with us. We're pleased we can assist in providing you with a replacement promptly.

      Profile pic of the author.
      Customer ServicePunctuality & SpeedMaintenance

      Reviewed Sept. 1, 2026

      This has to be the worse company ever. My husband has been waiting two weeks for his replacement phone that he lost, this phone is his business phone and has caused much delay in his business. They claimed he didn’t return a phone, called him a liar and come to find out they had the phone 45 days ago and never scanned it into the system, never apologized for calling him a liar saying he stole a broken phone, just saying he still must wait 3-5 business days for it to be scanned. This is totally unacceptable and someone need to rectify this matter immediately. POOR CUSTOMER SERVICE.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We sincerely apologize for your negative experience. We have sent you a private message for more details so we can escalate your case to our internal partners.

      Resolution In Progress
      Verified purchase
      Customer ServiceCoveragePunctuality & Speed

      Reviewed Sept. 1, 2026

      My screen was cracked on my iPhone. Battery Plus had my screen replaced in about 30 minutes. I would highly recommend them to anyone that needs repairs to their phone. The insurance process for my phone was set up at T-Mobile in Monroe. I went in on Friday afternoon and my appointment was set up for 2:00 pm Monday. Great service on both ends.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Making the claims experience straightforward and helping customers get back to using their devices as soon as possible is exactly what we strive for. Thank you for sharing your experience and for your recommendation.

      Verified purchase
      Refunds & Payouts

      Reviewed Aug. 31, 2026

      I have been impressed with the way the company handled the whole trade-in process by making it simple and effective and carrying it out in a competent manner. I did not even l have to go through a lengthy process, and received proper credit for the item without any delay.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      It's wonderful to know everything was handled smoothly and that you received the credit without unnecessary delays. Thank you for taking the time to share your experience.

      Verified purchase
      PricePunctuality & Speed

      Reviewed Aug. 30, 2026

      Experience was fast and easy. But outcome for my trade in was less desirable. I was able to use drop off at ups store to send my trade in. This process was great for me. I have a fast paced lifestyle and had no issues with trade in process. Just puzzled why trade in value was decreased.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We're pleased to hear that the trade-in process was fast, convenient, and well-suited to your lifestyle. Thank you for taking the time to provide your feedback. If you still require assistance with clarification of the value, please do not hesitate to reply to our private message.

      Profile pic of the author.
      Transparency

      Reviewed Aug. 27, 2026

      My iPad was stolen from the fitting room. It has been 3 days with no update. They just keep giving me the run around

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We're sorry to hear about your case and would like to help. We sent you a private message asking for further details.

      Resolution In Progress
      Profile pic of the author.
      Customer ServicePunctuality & SpeedStaff

      Reviewed Aug. 24, 2026

      I filed a claim for my wife's damaged phone on August 3rd. Today is August 24th and we have not heard anything back. Tmobile and Assurant customer service keep telling us to wait 2-3 business days every time we call. Tmobile says is Assurant and Assurant in turn blames Apple Care for not responding. I called today and they just told me the same thing. The annoying part is when the call drop, they don't call you back after it takes 30mins to 1hr to get your call answered. I'm never subscribing to that 3rd party protection again.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We're sorry to hear about your situation and want to help. We've sent you a private message requesting more details.

      Resolution In Progress
      Profile pic of the author.
      Customer ServiceCoveragePriceStaffBilling

      Reviewed Aug. 21, 2026

      Avoid at all costs! Charging me $760 for a phone THEY lost 77 days ago! This is the most incompetent, fraudulent insurance service I have ever dealt with. Assurant received my damaged phone 77 days ago, but they still have not scanned it into their system. They literally admitted to me that they lost the phone on their end, yet they are refusing to take off a massive $760 fee from my account. Why am I being financially penalized for their severe lack of organization and accountability? They have held my device for nearly three months, lost it, and expect me to foot the bill for their mistake. Customer service offers zero help and zero solutions. Do not trust Assurant insurance. They will steal your money and blame you for their own negligence.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We are committed to continuously enhancing our customer experience and regret any disappointment you may have encountered. We have sent you a private message for more details so we can escalate your case to our internal partners and ensure someone follows up with you promptly.

      Resolution In Progress
      Customer ServicePricePunctuality & SpeedRefunds & PayoutsResolution

      Reviewed Aug. 18, 2026

      I am very upset with your services. I filed a claim for a phone that was stolen from my husband and paid the $99.00 deductible. It turns out that when I checked today, I realized the claim was applied to *my* line instead, and my service was cut off. Now I have to wait 72 hours to have it restored. It was your fault—your mistake—yet I’m the one left without service and dealing with the problem. What is the point of paying you if, when we actually need the service, we’re told we have to wait? Why do we always have to wait on you? We pay for a service; the customer shouldn't be the one left waiting to get what they paid for.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We're always looking to improve our customers' experience, and we regret if we've disappointed you. If you need further assistance, please respond to our private message.

      Resolution In Progress
      Customer ServicePunctuality & Speed

      Reviewed Aug. 18, 2026

      Approve my claim fast but how can a phone shipped be delayed. I have important things to do with my phone, it’s a million and one phones everywhere and I have to wait another day or 2 to receive a refurbished iPhone.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We understand the frustration of waiting for your phone delivery, especially when it's needed for important tasks. If you still need help with this, please check the private message we've sent.

      Resolution In Progress
      Profile pic of the author.
      Customer ServiceCoveragePunctuality & Speed

      Reviewed Aug. 17, 2026

      I pay monthly for insurance through Spectrum and now when I need to use my insurance Assurant is telling me that they don't have my phone in stock. Samsung fold seven. It's been over a week and I have no phone. Waiting for insurance to get the phone that I pay insurance on monthly. To write this review I have to use a very old phone and it's very difficult to type.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Our aim is always to provide a replacement device of like kind and quality, and we're sorry for the delay. Specific models and features may vary based on availability. For additional assistance, please reply to our private message.

      Resolution In Progress
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      Customer ServiceCoveragePriceOnline & AppMaintenance

      Reviewed Aug. 16, 2026

      I’ve had insurance on my phone for years. When the time came to use it because my charging port stopped working they wanted me to pay $400. That was more than half of what the phone was worth. They’re some scammers and I definitely recommend not doing business with them.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We strive to continuously enhance our customer experience, and we're sorry if we've disappointed you. If you need further assistance, please reply to the private message we've sent to your inbox.

      Resolution In Progress
      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed Aug. 15, 2026

      I just wanted to say thank you for coming through for my wife (and me) for the fast repair to her phone. She was distraught all day and was looking to get it repaired as fast as possible. Even though our appointment was for the following day, the technician offered to do same-day - which made my wife very happy. Thank you!

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We're thrilled to hear everything went well. Thanks for letting us know about your wife's experience!

      Verified purchase
      Customer Service

      Reviewed Aug. 14, 2026

      My experience with Assurant when trying to return my old phones was frustrating. Requesting a return box takes way too long and unnecessarily delays the entire process. The return box should automatically be sent to the customer as soon as the return is initiated. This would make the process much faster, easier, and more convenient for customers.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Thank you for bringing your concerns to our attention. We understand the importance of clear communication and a positive customer experience, and your feedback will be shared internally to help drive continuous improvement.

      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed Aug. 13, 2026

      My trade-in experience with Spectrum was excellent. The process was simple, fast, and clearly explained from start to finish. I received a fair trade-in value for my phone, and the credit was applied smoothly to my account. The communication was clear, and the staff were professional and helpful. Overall, I am very satisfied with the service and would confidently recommend Spectrum to others.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      It's wonderful to hear you enjoyed your experience. We appreciate your feedback!

      Verified purchase
      Customer Service

      Reviewed Aug. 13, 2026

      The experience with Protection 360 was great. The only problem that I have was in the box of the replacement phone there was not a information on how to return the damage phone. So if I can get a information on that I will appreciate, cause I have already placed it in the box but where am I sending it to or the return address. Thank you.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Thank you for bringing this to our attention, and we apologize for any inconvenience. We've sent you a private message to gather additional information so we can better understand the situation and assist you further.

      Verified purchase
      CoverageStaff

      Reviewed Aug. 12, 2026

      Thaddeus was very polite, and helpful. We had no issues dealing with him, or in getting our device repaired. We were also able to get a new screen protector, and get details regarding our coverage. Thaddeus installed the screen protector, and we were done, in less than an hour in total. The entire interaction with this service has been professional, and expedient.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Thank you for taking the time to share your experience. We're delighted to hear that Thaddeus provided polite, helpful service and made the repair process smooth and stress-free!

      Verified purchase
      Punctuality & SpeedTimeliness

      Reviewed Aug. 12, 2026

      Filing the claim was super simple and quick. They gave me a good resolution within seconds and had my replacement out in the mail the next day. The replacement was a good one. No scratches or dents and the device works perfectly. Included label and box to send back the old device. Would use them again if I needed to.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Thank you for sharing your experience! We're glad to hear the claims process was quick and easy, and that your replacement device arrived promptly and in excellent condition.

      Profile pic of the author.
      Customer ServiceCoveragePriceRefunds & PayoutsHonesty & Transparency

      Reviewed Aug. 12, 2026

      Consumer Warning. My experience with Assurant’s phone insurance has been extremely disappointing. I was told my phone would be replaced and, based on that representation, I sent them my expensive phone. I paid approximately $3,200 for that device. After receiving my phone, Assurant ultimately declined the replacement claim. I have now spent three months fighting with Assurant to get my phone back, and they are still refusing to return it to me. I sent them a phone worth thousands of dollars expecting them to honor the insurance claim, and instead I am left without the replacement I was expecting and without the phone I originally owned.

      At this point, I feel completely misled by the process. If a company asks customers to surrender an expensive device as part of a replacement claim, customers should be able to trust that the device will either be returned or that the promised replacement will actually be provided. Think very carefully before sending Assurant your phone. My experience has been an incredibly frustrating three-month ordeal, and I would not recommend their phone insurance based on how my claim has been handled. Assurant: I want my phone returned to me.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We're truly sorry to hear about your experience. Providing excellent customer service is our top priority, and we're disappointed to learn that we fell short of your expectations. We received your review on another platform and have already responded and escalated your concerns to the appropriate team. Please continue working with the assigned point of contact for your claim, as they will be your primary resource throughout the review process and until a resolution is reached.

      Verified purchase
      Punctuality & Speed

      Reviewed Aug. 10, 2026

      Great and fast. I had a time of waiting that I thought it was going to be long but fast it was. You guys were there when I had the issue to complete my replacement online. Was able to talk to a real person and get what I needed to complete my order.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      Thank you for taking the time to share your experience. We truly appreciate this kind of feedback.

      Verified purchase
      Customer ServiceCoveragePricePunctuality & SpeedMaintenanceStaff

      Reviewed Aug. 9, 2026

      I feel the deductible is reasonable, the service was performed at a convenient location with a friendly repairman. The dashboard to submit the claim was easy. The repair was quick. The final product was excellent. More than satisfied. There seems to be mixed reviews with this insurance company for phone repairs, but my phone repair went through fine. It was relatively straightforward. My screen looks great and my phone works great.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We're thrilled your phone repair experience was smooth and met your expectations. Thank you for sharing your experience!

      Profile pic of the author.
      PriceStaff

      Reviewed Aug. 7, 2026

      They failed to send me a complete kit to send back my device. I'm being charged $900 for the device that needs to be sent back because they failed to send me a complete kit. I've talked to them and they refuse to help. I wouldn't recommend them to anyone. They are running a game on Tmobile customers!!

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We apologize for the distress and issue with your case. Please check your private messages, as we'd like to acquire further details.

      Verified purchase
      Customer ServicePriceStaffRates

      Reviewed Aug. 5, 2026

      I called tech support regarding my old cell phone's performance issues. The representative after hearing my issues advised that my phone was really old model and advised that my phone was qualified to be traded in on a more current model. There was also a special purchase allowance and the trade in value added to the reduction in price so I completed the trade. Took only a few minutes.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We're glad to hear that our representative could assist with your trade-in process quickly and efficiently.

      Verified purchase
      PriceBillingRates

      Reviewed Aug. 4, 2026

      I guess a fair price was offered as a trade, don’t know… But my Spectrum guy (Ryan) was awesome!!! The monthly bill is more than fair, especially with all the personal and spectrum mobile experiences I’ve had!!! I’ve tried to turn several friends and relatives, on to Spectrum Mobile Services.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We're pleased to hear you had a positive experience. Thank you for sharing!

      Verified purchase
      Sales & MarketingStaff

      Reviewed Aug. 3, 2026

      The two associates who worked with us today were among the best sales associates of my experience: knowledgeable, personable, efficient and effective. We were very pleased with their assistance and they were neither pushy nor did they try to up-sell us to buy things we did not want or need.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We appreciate your feedback and are delighted you enjoyed your experience!

      Verified purchase
      Customer ServiceCoverageRefunds & Payouts

      Reviewed Aug. 1, 2026

      I think there shouldn't be a fee of 200.00 when we're already paying monthly insurance on the phone. We might as well not pay for insurance every month. 200 is pretty big amount to pay on a refurbished phone and my refurbished doesn't even do all the things my old phone did. Some of the functions don't even work. Sad.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We strive to continuously enhance our customer experience, and we're sorry if we've disappointed you. If you need further assistance, please reply to the private message we've sent to your inbox.

      Verified purchase
      Customer ServiceCoverageMaintenance

      Reviewed Aug. 1, 2026

      Went to open my phone and I heard the screen crack. It was on the charger overnight. Wasn’t even using it. Then when I was trying to replace the phone I had to talk to 3 different people to get to the right person, every one tried to say it wasn’t they problem.

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      Assurant Phone Insurance
      Response from Assurant Phone Insurance

      We sincerely apologize for your negative experience. If you need further assistance, please respond to our private message.

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      Assurant Phone Insurance Company Information

      Company Name:
      Assurant Phone Insurance
      Website:
      mywirelessclaim.com