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Assurant Phone Insurance Reviews

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About Assurant Phone Insurance

Assurant is a phone insurance company that provides damage coverage plans. Assurant’s insurance plans are available through several cell phone providers, with costs depending on your mobile carrier’s rates.

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Assurant Phone Insurance Reviews

Over 10k reviews since 2017

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    How do I know I can trust these reviews about Assurant Phone Insurance?
    • 4,957,545 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 88 Reviews 12825 - 12975
    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedTimeliness

    Reviewed Feb. 2, 2020

    After my daughter's phone was damaged, Assurant quickly replaced it after I filed my claim online. I was expecting them to hassle me or deny my claim (had bad experiences with insurance companies in the past) but we received a replacement the next day. I'm satisfied with this company...thanks for making it go so smoothly!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 2, 2020

    Assurant was quick and easy to work with and was able to help me get me replacement phone fast! When my phone wouldn’t make calls anymore it was as easy as submitting the claim, I heard back within 24 hours and the replacement phone shipped!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 2, 2020

    My expectations were met...A+ for the service and prompt too. Phone replacement was mailed in a short matter of time. The device I got was in excellent condition and to send the damage phone was so easy as well.

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    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceBilling

    Reviewed Feb. 2, 2020

    Quick service. Had the new phone in 2 days. Only problem was it was still activated on someone else’s account so could not be connected to mine. Inconvenience is what I call it. I pay through my US Cellular bill but they can’t fix the problem so I have to contact and explain to get another new phone on the way, hope this one works. On top of it all it’s just a refurbished phone. The last one I got had a ** battery that would die before noon everyday????

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry for this inconvenience. We would like to have our escalation team review so that we can get this resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoverageStaffBilling

    Reviewed Feb. 2, 2020

    My damage phone. They was helpful & my phone came on time. Just disappointed that I had to pay to get my phone replaced. I thought it was going to be free. Because I have insurance that I pay with my monthly bill.

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    Verified purchase
    Customer ServiceCoverageMaintenance

    Reviewed Feb. 2, 2020

    The phone you sent us to replace my husband’s broken phone was so obsolete that we couldn’t even find a phone case to fit it!! Therefore I had to spend money on a new phone just to make sure the phone would be protected! No I’m not happy!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    If you were sent an incorrect device, we would be glad to have our escalation team review the issue. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceSales & MarketingStaff

    Reviewed Feb. 1, 2020

    Very good experience with the customer service. Very professional and help me with the problem I'm have. I highly recommend the person who served me deserves a 10 out of 10. If it were in my hands it gives a raise or promotion to the customer service manager.

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    Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffTimeliness

    Reviewed Feb. 1, 2020

    Giving one star might be too much but I have to so here goes. In mid-December 2019 my wife dropped and broke her phone. No biggie, we have it insured with Assurant. I started a claim and the replacement phone was sent right out. We had the new phone activated and the next day promptly mailed the broken phone in the pre-paid envelope. Shortly after I began to receive letters stating I needed to return my broken phone or I would be charged. I called them after receiving each letter to find out what was going on. After the second letter it was discovered that the USPS had attempted a delivery to Assurant's warehouse located in TX but was not successful.

    Nearly 3 week went by and this was out of my mind. I believed the phone was finally delivered and all was well. Then I get a 3rd letter stating the phone still had not been delivered and that Assurant is going to hold me liable for another $200 if the phone is not received in 30 days. First thing I do is check the tracking and see that the package was in fact delivered on Jan. 2nd. Next I call Assurant to figure out what is going on. They put me on hold for a lond period of time then proceed to tell me they spoke with their warehouse in TX and my package was delivered, sealed with no phone inside!!! Long story short the supervisor I spoke with says I'm SOL!

    I immediately call US Cellular and speak with a CS rep. where I find out that US Cellular has not renewed their contract with Assurant as an insurance provider for their customers. Obviously they won't tell me why but it was telling. Next I contact the USPS and they begin an investigation for me regarding this. The next day, today I was contacted by a supervisor from the town where this warehouse facility is located in TX and she was extremely helpful and enlightening!! Turns out they are fielding a large amount of calls similar to mine!

    Here is the thing Assurant, I am not a thief or a liar but it's possible if not likely an employee at your TX warehouse is. Or this is going on organizationally? Either way, I will be contacting my personal friend and local county sheriff here in IL along with the authorities where your warehouse is located in TX. I literally just stopped at my local US Cellular outlet to cancel my Assurant insurance. I will not be extorted for an additional $200 and I will be making every attempt to get to the bottom of this matter.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry for this situation and would be glad to have our escalation team look into this problem. Please send a private message with your claim number so that we can have a representative review and contact you directly.

    Verified purchase
    Staff

    Reviewed Feb. 1, 2020

    I had to speak to a couple of different Assurant Agents and they were both more than friendly and professional. I loved their positive happy spirit and determination to get my claim taken care of. I am very pleased with this experience! I even asked my local T-Mobile employees if they know how outstanding that the Assurant team really is!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 1, 2020

    Assurant handled our claim in a very timely manner. We received the replacement phone as scheduled, within just a couple days off filling the claim. The phone we received was in excellent condition and was the exact phone that we were replacing. Overall, very satisfied with experience.

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    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed Feb. 1, 2020

    After I got my phone stolen again, I paid the $50 deductible and after I received the replacement, I put the SIM card in my wallet and proceeded to MetroPCS to open the phone cause I didn't know how. Opened my wallet and the SIM card was gone and I didn't have $10 to purchase it. I chatted with Metro online and Assurant sent a another one promptly. **.

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    Verified purchase
    Customer ServicePriceTimeliness

    Reviewed Jan. 31, 2020

    When you pay a $250 deductible and $15 a month you expect to have a replacement phone the next day. No additional processing for a claim. If you're going to charge that much, you're going to have to assume more of the risk. We will NEVER use Assurant through T-Mobile again. There are too many other good third party options.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry that you are unhappy with the service you received and that we will be losing your business.

    Verified purchase
    Customer ServicePunctuality & SpeedRefunds & PayoutsTimeliness

    Reviewed Jan. 31, 2020

    Ordered and paid for a new phone to be delivered the next day. All went as well as expected. Quick service. Quick delivery. No fuss. No muss. I would send someone else to have a phone delivered by Assurant.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 31, 2020

    We could not move all data from bad phone LG Aristo Silver to new refurbished phone you sent us. Had to take both phones to T-Mobile store here in Tulsa. Store was very busy and had only 1 employee working at that time. Finally my turn came and he could not resolve all my problems, said I had to come back when they were not so busy. In all the confusion, 71 year old disabled, almost 15 year loyal T-Mobile customer got home and realized I did not have original phone. Went back about 45 min after I left and he said he did not have the phone, it must have been stolen. I am returning to you in your return package you sent me the phone that my wife Johna had before we purchased the LG Aristo silver that was stolen at the store. Thank you. Sheldon **...It is registered to number **.

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    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Jan. 31, 2020

    Having never used the insurance for any our family phone, I was a little apprehensive about how it worked. I was thrilled that it was a very quick and easy process and the new phone arrived right away! Great service!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 31, 2020

    Thank you for an easy process when submitting the claim for my damaged phone. I didn't expect the process to go as it did. I truly appreciate the ease in the midst of the unfortunate situation. My experience was quick and hassle free!

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    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Jan. 31, 2020

    I called Assurant and explained my problem and told them I needed a replacement phone. This was on Thursday night at 7 pm. The agent was very courteous and told me my claim was approved and to expect a phone by Monday. To my surprise I received the phone the next day on Friday at 10 am. Service was excellent. Replacement phone is great.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 31, 2020

    I just want to say how much my family and I appreciate the fast and convenience service provided. The staff was respectful and courteous over the phone. I would definitely recommend to family and friends.

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    Verified purchase
    Customer ServiceCoverageTech

    Reviewed Jan. 31, 2020

    Assurant - a shady not really for my device insurance provider. To begin with, have a process designed to deny claims. Make me determine the correct model, capacity and color with the caveat that a wrong selection will deny my claim. Obviously you do some check on the device to determine what the expected model, capacity and color is. But ok, message received. How galling to then have the replacement phone sent NOT be the device warrantied but considered equivalent by you. I never would have gotten the insurance if I understood it was for whatever device you wanted to send back. That being the case, I will now go cancel the insurance with Assurant/T-mobile and pay less for real insurance from Samsung. Needless to say, I do not consider my claim resolved.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that you are unhappy with your device. Its not clear what the issue is, but if your device is not functioning properly we would be glad to have a representative reach out to assist with getting the issue resolved. However, if it is a cosmetic issue such as you receiving a different color device than your original, we unfortunately do not guarantee color match for replacement devices.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 31, 2020

    Great experience & agent was really helpful. I was able to get my device without a problem & also sent the old one back. It was fast & easy plus made sure that all my needs were met. Thank you so much for the help!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 31, 2020

    My phone that needed to be replaced was a Samsung Note. The replacement phone I received was a Samsung S edge, which is a different type of phone. The Note has a stylus which I use regularly, and now I have lost that capability. The Note is also a tad bigger. I would like the S to be replaced with a Note to get a like for like replacement with a Note 7. Otherwise the service was fast and received the phone in less than 35 hours so I am appreciative of the fast turn around, just not the phone I received.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    If you received the wrong model device, we would be glad to have our escalation team review so that we can get the issue resolved. Please send a private message with a good contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedTransparency

    Reviewed Jan. 31, 2020

    I filed claim on 18th and didn’t get my phone until 5 days later on 23rd. There was no update through the website and I had to call it in. Once called it was approved immediately. For that I experience I would give 5 stars. 4 for the overall.

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    Verified purchase
    Customer Service

    Reviewed Jan. 31, 2020

    I was supposed to receive my phone at the beginning of the month. Instead they sent it back and now I’m left with no phone. It's ridiculous, I wish I could write down what I really feel so you guys can feel my pain…

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience, Donald. We would be glad to work on getting this resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Jan. 31, 2020

    I filed my claim and the same day it was accepted. My new phone was over nighted and I had it the next day. Quick and easy. Very pleased with the service provided!!! Would recommend over and over again!!

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Jan. 31, 2020

    First I have to pay $50 for something that should have been covered under the factory warranty for them to send me another phone THAT'S DOING THE SAME THING AS THE LAST PHONE?! WHATS THE POINT OF INSURANCE.. Then UPS changes my address trying to send it over 2 hrs in the opposite direction of which I live... Then the driver throws the new device on my porch?!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that this was your experience with us. If you are having issues with your replacement device, please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase

    Reviewed Jan. 31, 2020

    I greatly like your service. Was very satisfied. Keep up the great service. Will recommend to friends and family. I really like the service you gave. Continuing to give great service. Everyone will be satisfied with your service.

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    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaffEase of UseRates

    Reviewed Jan. 31, 2020

    The website to file my claim was very user friendly, my claim was filed quickly and my new phone sent promptly! I am so thankful for Assurant! The price of your insurance pales for what you get back. Especially with teenagers!

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed Jan. 31, 2020

    The initial replacement process went smoothly, however, a couple of weeks after I had returned the damaged device, I received a letter, dated AFTER your email confirmation of receiving the damaged device, stating that the device had not been received and that I would be charged if I didn't take care of this. This put me in a slight and unnecessary panic mode which was not appreciated. Your record keeping needs improvement if you are going to be sending (incorrect) threatening letters.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for the miscommunication.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 31, 2020

    Very happy with the fast and timely service received. Customer reps on both ends were very helpful and courteous. I will gladly recommend this service to friends and families. The phone was timely.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 30, 2020

    Good service. The phone arrived quickly. The customer service is very friendly because it is the first time that the claim is all right since I have not had any problem with the service after 9 years of being with T-Mobile. Thanks a lot.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedTransparencyTimelinessFollow-Through

    Reviewed Jan. 30, 2020

    Good customer service, quick and efficient. I received my phone as promised next day service. My phone is a Galaxy 9s, I had to pay $99 as a deductible, I hope that they would lower the deduction, my phone is almost 3 years old, the technology has been updated immensely.

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    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed Jan. 30, 2020

    Physical Damage to broken screen. Co. took action right away, had new phone overnight, thank you. Will rec. company to further friends, very convenient to mail phone. Persons at your co. were very helpful. Again thank you.

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    Verified purchase
    Customer ServiceCoveragePricePunctuality & Speed

    Reviewed Jan. 30, 2020

    Still to this day I have not received my cell phone. Well this is what happened. My cell phone that I had purchased at Metro pcs had broke just a couple days after I had bought it. Well I did the insurance claim on it and paid the 50$ deductible. I was supposed to receive my phone within 24 hours. Well I had filed the claim on the 23rd of December so I wasn't able to receive my phone until the 26th after Christmas. So I gave my address to metro and Assurant and my phone was supposed to go to my mail box or the office in my apartments. Well Ups left my cell phone on the door step in my apartments. I don't even think that the ups guy even knocked on my door. Well the package was stolen off of my doorstep. So I had to file a report with ups so they could send me a new package. So I did and they told me that they had to do a 14 day investigation.

    Well I waited 15 days and never heard anything about my phone. So I called ups and they told me that they tried to call me at the contact number that I gave them like 4 days into the investigation and they were not able to get in touch with me so they had cancelled the investigation. Well of course they couldn't get in touch with me, because I don't have a phone and the contact number that I gave them was my roommate's cell phone number. And she didn't even know that they had tried to get in touch with me. So when I talked to ups I told them that they needed to re open the investigation and they said ok that they would contact me within 8 days. Well it is now January 30 and I still don't have my cell phone and have yet to hear from ups. When I talked to ups they told me that the sender of my package would be contacting me. I've heard nothing from anyone. And I'm very disappointed with metro pcs, assurant, and ups.

    The package should have never been just left on my doorstep in my apartments without a signature. It should have went to the office in my apartments or my mail box. I never told anyone that yes it was ok to leave any package on my doorstep. I wouldn't do that. So now I have paid cash money for my cell phone and for the service and only had my phone for 2 days and I did everything that I was supposed to do to receive my new phone. But I have yet to receive it. A whole month later... I am not very happy about it.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this situation and the inconvenience it has caused. We would be glad to have our escalation team look into this so that we can get it resolved as quickly as possible. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 30, 2020

    Great experience, customer service was very helpful, made sure I had everything I needed and made sure I understood how to set up devices and explained how fo reset phone as well as to what is required to on return.

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    Verified purchase
    Staff

    Reviewed Jan. 30, 2020

    This is my second time filing a claim and simply put, this service is the absolute best. My handset was replaced in under 24hours and the agent was very helpful and friendly. I have already recommended this service to my family and friends. Keep up the great work!

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    Verified purchase
    Customer ServicePriceRates

    Reviewed Jan. 30, 2020

    My phone died overnight and it would not start. Called Assurant and they sent a phone out with a return label for the old one. Prices was very smooth and hassle free. If I had an issue, it would be that it wasn't overnight but two days before I received my phone. Minor glitch in their processing times but overall very satisfied with their service.

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    Verified purchase
    Customer ServiceStaffCommunicationTimeliness

    Reviewed Jan. 30, 2020

    Lost my phone on a Tuesday and ordered a new phone that same day. Assurant locked the serial number to my phone. Which I found to be great. Then my phone was located on Wednesday the next day. So, I notified assurant that my phone found. Assurant stated that my phone couldn't be unlocked for 3 to 4 days. I don't know why my phone could be locked in moments and it takes 3 to 4 days to unlock. I don't get that with the way technology is today why it would take that long. I still had to call assurant on the end of day four to find out why my phone wasn't working yet? T-mobile did suspend my phone the day I lost it and was able to turn my service on the next day (Wed). So I just don't understand why assurant didn't notify me that my serial number was activated and ready for use. Assurant was not helpful in that manner.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We appreciate your feedback and we apologize for the inconvenience.

    Verified purchase
    Customer ServiceTimeliness

    Reviewed Jan. 30, 2020

    Even though they told me they sent my new phone Next Day, it was sent Ground. Instead of 1 day, it took 5. When I called to ask for assistance, they were unhelpful, and even hung up on me at one point.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this situation and inconvenience. We have replied to your other review and a representative has contacted you and will be working with you to get your concerns resolved.

    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Jan. 30, 2020

    I liked how quick and easy it was to put in the claim, and receive the replacement. The only concern was that the phone that I received had some hardware issue with the rear camera as it does not focus and is constantly blurry. I do not wish for file another claim to get this problem fixed as that is what I was told I would have to do. Besides that I enjoyed the service.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 30, 2020

    Phone lost, ordered replacement, phone found, cancelled new phone. My experience was very successful. Everyone was most helpful and very professional in assisting me with my problem, I would recommend.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 30, 2020

    Your staff was very nice and attentive through the whole process. I was very pleased with the effort of the representative I spoke with! I would absolutely use you guys again for any future problems we run into with our phones.

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    Verified purchase
    Customer Service

    Reviewed Jan. 30, 2020

    It took couple of times to call and ask, but finally was done. The phone was lost, but I kept calling and get transferred till finally got it done, at one time they asked me to take the form to the Tmobile store but got rejected there. They suppose to allow receiving the form by email or scan and send instead of faxing.

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    Verified purchase
    Customer Service

    Reviewed Jan. 30, 2020

    Horrible experience!!! Metro PCS is the worst to deal with and this will never ever be an option for me again... Called several different times and went into Metro PCS twice and phone still isn't activated.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience and we would be glad to have our escalation team work on getting this resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePricePunctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed Jan. 29, 2020

    Assurant responded very quickly by (overnighting) a replacement phone after I broke the screen on my LG Stylo. When I went to send the broken phone back to Assurant, I couldn't find the label to return it. I called Assurant as my ten days was running out and I wanted to avoid being charged. The gentleman I spoke with said that he would email a label that Fedex could scan and assured me that even if I was ten days late, I would NOT be charged. Thank you very much.

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    Verified purchase
    Customer ServiceTech

    Reviewed Jan. 29, 2020

    1/20 made claim. Claim approved. New phone received 1/21. Home screen on new phone couldn't read print. Requested return label for new phone on 1/21, received via email 1/22, label wouldn't print. Called 1/23 advised unable to print label, requested a new label be sent. 1/24, new label sent, again wouldn't print. 1/24 requested return label be mailed. Received today 1/29, mailed from Assurant on 1/27. 3 days after request. Why mailed 3 days after request? Unacceptable. Should have been sent out that day or within 24 hours.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience. If we can provide further assistance, please send a private message with a good contact number for you.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Jan. 29, 2020

    I have sadly had to use my Assurant protection plan frequently as of late. And I cannot express my pleasure with their customer service department. And the ease at which I am able to navigate the website and the process. From a fast, friendly, and knowledgeable staff to a user-friendly forward-facing web page. Assurant satisfies all my cell phone insurance needs.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 29, 2020

    Like years ago when you sent me a phone with issues, look, you did it again. When Assurant has trouble hearing me using speakerphone, that's an issue. Then for me to spend time and money going to T-Mobile for warranty exchange to be told, 1) they can't due to a red indicator; 2) had I waited another day I would have had to pay $99 again; 3) now I have to hope the backup is adequate because I have to wait, however long for a label, I will have to go get printed out, then find a FedEx brick & mortar to send you this phone and be without; 4) the label comes when it comes so... The irony is, you do not trust me to send this phone back to you but you sent me this phone with issues. Hmmm.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that your device is not functioning correctly. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceRefunds & PayoutsStaff

    Reviewed Jan. 29, 2020

    My screen was cracked, so I paid $99 to get a refurbished phone. Instead of sending me the phone that I wanted which was a Red Samsung Galaxy Note 9, they decide to send me a feminine color Lavender Samsung Galaxy Note 9. I called Customer Service to have them provide me with the phone I requested or to provide me an alternative device that was more masculine. The agent stated that they cannot help me. For me to pay for a replacement device, I should get the device I want or equivalent to what I already had. Overall, I am disappointed in the service I received.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear you are unhappy with your device, unfortunately, we cannot guarantee color match on replacement devices.

    Verified purchase
    StaffTimeliness

    Reviewed Jan. 29, 2020

    They take 5-7 days just to let you know your claim is approved and after that next day, my mobile got delivered, which is a good thing. And I contacted around 3 customer reps to know the details and push my claim for review.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 29, 2020

    Apple phone. I got the phone promptly and I was very happy with the service. The phone was new but there wasn't any charger that comes with it. I would have expected a new set with charger and the phone. I would recommend Assurant to my friends and family.

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    Customer ServiceCoveragePricePunctuality & SpeedStaffTransparencyTimelinessHonesty & Transparency

    Reviewed Jan. 28, 2020

    I I have had assurance phone insurance for the past 8 years for my phone. I’ve only needed to use this insurance policy once before, which required for me to pay the deductible for the replacement phone, which came the next day. January 14, 2020 the day of which I was robbed of my phone and wallet, I called the insurance company to address and proceed with a claim for my stolen phone. I explained the details of the robbery. My bag was stolen which consisted of my up to date identification card as well as the brand new phone which I am trying to replace. I was told that I could send my expired identification as proof of identity to verify my account since my up to date identification was stolen.

    I submitted my expired identification several times via email, after being assured by multiple representatives it was valid to use. I received an email 2 days later from assurance stating that I needed to call in to complete my claim. There were issues with the copies of my expired ID, ie. too blurry or too small (but was never told that the Id being expired was an issue). After rectifying the issues I was then told that my expired Identification will not be eligible to be used for verifying my account. This is extremely inconvenient for me being without a phone for over two weeks!

    I feel as if there is no empathy or compassion for my situation from the company, which I have been such a loyal customer to and it’s disheartening that I have been misled by every last representative I had spoken to. I am confused as to why you would need to verify my account again if I verified my account while speaking with each and every representative. Can I please be directed to someone or another department who can further assist me better while I await my new identification the mail. And please be aware I am still phone less suffering greatly with work, and family because I am incapable of being contacted. Thank you.

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    Response from Assurant Phone Insurance

    We apologize for the miscommunication and delay as well as the inconvenience it is causing. We would be glad to have our escalation team look into this so that we can get it resolved for you as swiftly as possible. Please send a private message with your claim number.

    Verified purchase
    Dylan increased rating by 2 stars.
    CoveragePunctuality & Speed
    After a positive interaction with Assurant Phone Insurance, Dylan increased their star rating on Feb. 13, 2020.

    Updated review: Feb. 13, 2020

    UPDATE - Assurant surprised me by reaching out directly after my previous review and went above and beyond to make sure my experience was above expectations.

    Original Review: Jan. 28, 2020

    I had a black Note 8 and had to have it replaced through Assurant. They informed me that the comparable device is a Note 9. The first issue is that the replacement device is purple and not black. Not the biggest deal. The bigger issue is that the device performance is not ideal. The battery life is substantially shorter (lasts less than a day with normal use) and the processing speed is noticeably slower. The most frequent glitch is that the keyboard only disappears halfway unless I press the back button. I wish there would have been an option to just repair the damage on my original device.

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    Response from Assurant Phone Insurance

    We are sorry to hear that your device is not functioning correctly. We would be glad to have our escalation get this issue resolved. Please send a private message with a good contact number for you so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Jan. 28, 2020

    Extremely helpful customer service. Fast resolution. Made it easy for me. Sent via text all necessary links while I was traveling abroad. Had to pay significant deductible :(. Sent email with tracking info for cell phone.

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    Verified purchase
    Customer ServiceCoveragePriceCommunication

    Reviewed Jan. 28, 2020

    Worst experience ever, would love to give a negative star. Reported my phone lost on Friday the 17th, completed form, never heard back from them, called back, then forgot to email me the form that I had to sign. I use a Galaxy Note for work, finally received my phone Jan 22nd. Received the wrong phone, was on the phone for two hours with different reps. They were all useless, one had the audacity of offering back my deductible, which implied that I have to buy a new phone. She also said" beside that There was nothing they could do. No one told me that if they did not have my phone they will send me a different replacement. It makes no sense having my phones Insured thru this unreliable company. Will definitely cancel. Thank you for wasting my time and money with you.

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    Response from Assurant Phone Insurance

    We would be glad to have our escalation team look into this error and we apologize for the inconvenience. Please send a private message with a good contact number.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Jan. 28, 2020

    At first, I was a little disappointed when I called and explained my phone issue and the rep told me because I had a balance they couldn't help me. Hung up with her and within 5 mins she called me back apologizing about the mix up. I guess she looked at my account and realized I had been with tmobile for over 10 yrs and didn't want to lose a customer. I paid my insurance fee and got my replacement 2 days later. Very satisfied.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 28, 2020

    Am grateful for the kindness and the professionalism. It was a very difficult time for me but the agent handle me very well. So pleased that T-Mobile help me secure my phone so that all my information was left and they helped me restore my new one when it came in a day and a half later. Thank you so much for all your help.

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    Verified purchase
    Customer ServiceMaintenanceStaff

    Reviewed Jan. 28, 2020

    Screen accident got broken due to drop. Called Assurant to file a claim and they made the process extremely easy for the consumer! Service was outstanding and received a new refurbished phone in a very timely fashion. I am beyond Completely satisfied, thank you!!!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 28, 2020

    Horrible experience. I filed my claim on 01/20 and still haven't received it. It was lost by UPS and Assurant did nothing but told me to wait out the investigation. I am very dissatisfied about how this process has went and I still dont have a phone 01/28.

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    Response from Assurant Phone Insurance

    We apologize for this delay and the inconvenience it is causing you. We would be glad to have our escalation team look into this so that we can see if we can get this resolved any faster. Please provide a good contact number for you if possible.

    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 28, 2020

    Transaction was handled in a very professional way, and was pleased with expedient service. New phone working great. Would not hesitate to call Assurant again on phone business. Would highly recommend this service to all users if possible.

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    Verified purchase
    Customer ServicePunctuality & SpeedMaintenance

    Reviewed Jan. 28, 2020

    I had purchased a recent Samsung A20 for Christmas. 2 weeks later it fell. Damage the screen. I did purchase screen protector. It still went through. Broken the screen to actual phone. But I was happy I did add Assurance to my plan. It came faster than expected.

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    Verified purchase
    Customer ServiceContract & TermsTechPunctuality & SpeedHonesty & Transparency

    Reviewed Jan. 28, 2020

    After my wife accidentally damaged the screen of her Galaxy S8 we went through the process of filing a claim, which was extremely easy and fast. The claim was processed and approved within a matter of hours and a replacement device was sent out to us the next business day. The replacement device came with accessories and even packaging to easily send out my damaged phone (no postage necessary). I put my old phone in the protective sleeve and packaging and sent it out a couple days later in order to avoid the unrecovered device fee.

    The ONLY issue I have with my experience is not knowing whether they actually received the device I sent because there is no tracking number for it. I shipped it out on Sunday 1/19/20. It is now Tuesday 1/28/20 and it still says they have not received the device I sent out. If there was a way to easily track the device I sent out, it would be a 5 out of 5 for me. I just hope i'm not hit with a surprise fee for an 'unrecovered device'.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Jan. 28, 2020

    Very easy to file claim, emails were fast, transaction was fast. I was very impressed - Nice to know your monthly payments are going to a good service. T Mobile agent started the claim quickly in the store - and phone was shipped in 2 days.

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    Verified purchase
    Customer ServiceCoveragePriceBilling

    Reviewed Jan. 28, 2020

    I called the insurance and when I was trying to make my payment, they said something went wrong so I had to use a different method even though my bank statement said the charges when through. When I got my replacement phone, nobody seems to be able to hear me. They send me a shiny used phone or a lemon.

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    Response from Assurant Phone Insurance

    We are sorry to hear that this has been your experience with us. We would be glad to have our escalation team assist with getting the problem with your device resolved. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedMaintenance

    Reviewed Jan. 28, 2020

    Paying a premium on a premium phone is expensive. Even if I make a lot of money, it is important to match my expectations. I expect a new device as a replacement and quickly. If I calculated how much I paid and how much I would have paid at a store near me, then it would have been cheaper and faster to fix it at best buy or Samsung. I will share my bad experience and advise each my family members to buy a $20 dollar case and a $5 screen protector instead of throwing money on garbage replacements with you guys. Wake up, this is 2020 there are plenty of other options and they are far better!!! Thanks.

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    Response from Assurant Phone Insurance

    We are sorry that your expectations weren't matched and we appreciate your feedback.

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Jan. 28, 2020

    I had a Samsung Note 5 that had a failed LCD Screen. I went into the local T-Mobile store and they confirmed the LCD was bad and informed me that the replacement would be an equivalent phone which was a Samsung Note 8. I contacted Assurant to file my claim and was informed the the replacement would be a Samsung S8 Edge which I did not consider an equivalent for the following reasons: 1. It did not have a stylus and comparable software to make note and draw sketches. 2. I had existing files that were backed up using the note Stylus that I would like to use in the future. 3. The Samsung S8 Edge was a significantly smaller screen that the Note 5/Note 8. 4. I have an Samsung S7 Edge and I do not like the phone and the rounded edges make it very difficult when creating and sending message.

    I was given the option of requesting another phone and I did. I selected what I thought was equivalent a Note 8, 9 and 10 (3 choices were requested) and was told Assurant would review this and get back to me with 72 hours. I was contacted within that time and was informed that my review was rejected with no specific reasoning. I am very disappointed with T-Mobile and its insurance division, Assurant and will review leaving T-Mobile. I felt that my request was ignored and for the amount of insurance that they have collected over the past for years is very significant and I will consider this as I consider switching to another more friendly Mobile phone carrier.

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    Response from Assurant Phone Insurance

    We would be glad to have our escalation team review your claim to get this issue resolved. Please share the covered device's phone number if you don't have the claim number available, as well as a good contact number you can be reached at.

    Verified purchase
    Customer ServiceMaintenance

    Reviewed Jan. 27, 2020

    So much hoop jumping... Sent me a phone with a broken volume rocker after a week of nightly phone calls trying to get my claim processed. One supervisor straight up hung up on me. Truly awful company and experience. I would give zero Stars if I could. And now I get to go through more BS, I was told I have to send in the defective device that they sent me first before they send me another device.

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    Response from Assurant Phone Insurance

    We are sorry to hear that this is the service that you received with us. We would be glad to have our escalation team look into this so that we can get the device issues resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoverageMaintenance

    Reviewed Jan. 27, 2020

    Once again Assurant has replaced my phone that was insured from T-Mobile with another broken phone. This has happened multiple times. I am very unhappy with the service, the fact that my insured phone is replaced with someone else's broken phone.

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    Response from Assurant Phone Insurance

    We apologize for this inconvenience and would be glad to have our escalation team work on getting this resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Customer ServicePunctuality & SpeedMaintenanceTimeliness

    Reviewed Jan. 27, 2020

    Have physical damage to my phone and power port is faulty. Put in a claim 5 days before needing to travel. Waited two days. Called. They said they had just gotten my ID even though I submitted when I filed, and that it would take 3-5 business days to process. This is stated in all the wording. I was hoping that it would not come to that, I've file before and had the phone shipped the next day. I never had to submit a photo, fine. Out of the countless times I have tried to open the site only two times did it open. It has been over a week now, I have traveled from the US to New Zealand and had to change my shipping address for replacement so when I land back in the US (staying in a different location) I can have it when I land.

    I called from New Zealand today and this is the first time out of the three times I have spoken to someone that let me know that the primary account holder is the ID needed. NOWHERE does it say that in all my correspondence. Every time I talk to someone I give them the account holders last four of social and name. They know it's not me and yet no one till a over a week out told me that was the hold up. TERRIBLE COMMUNICATION ON THE PHONE AND THE SITE NOT RESPONDING HAS LEFT ME WITH A DEFECTIVE PHONE ABROAD. I have the account holder's ID ready to go if only the site would let me upload it. Worst experience and I am still dealing with it.

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    Response from Assurant Phone Insurance

    Hello Daniel, we apologize for this situation and understand your frustration. Let us have our escalation team look into this so we can work on getting this resolved as quickly as possible for you. Please send a private message with your claim number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 27, 2020

    Customer service is very poor. I spoke to two representative (one was supervisor). First lady "help" (very little) she showed no effort to help accommodate for this. (mistake was made on Assurant behave). I was not completely starfield with her respond and ask to speak with a supervisor. Once on the phone, she listen to my concern/question but continue to tell me things I've already knew and extra steps to take so that is doesn't happen again. (The mistake is on Assurant behave AGAIN). Still not answering none of my question or concern she became frustrated and proceed to talk over me. Which is VERY RUDE and can make me any other customer feel like their being brush off. I ask if they (Assurant/Supervisor) can call T-Mobile and speak on their behave to help accommodate with this issue. I was left on hold to believe we was waiting to talk to t-mobile representative. The call ended with me only speaking to the dial tone.

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    Response from Assurant Phone Insurance

    We are sorry to hear that this was your experience with us and apologize for the service you received. We would be glad to have our escalation team assist you with getting any outstanding issues you may have resolved. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer Service

    Reviewed Jan. 27, 2020

    Customer service people were polite. The replacement phone sent to LA was sent under the wrong order number, so I wasted time and Kimberly ordered another for me to PU in Mesa. Feel free to call.

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    Response from Assurant Phone Insurance

    We apologize for this inconvenience. If we can provide further assistance for any outstanding issue with your claim, please send a private message and let us know.

    Verified purchase
    Customer Service

    Reviewed Jan. 27, 2020

    I bought my phone listing 2 months ago I cracked the screen. I pay $50 and I get a refurbished phone. Now show my brand new phone is not refurbished which is not something I was aware of. I would have just bought something new.

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    Verified purchase
    Customer ServiceHonesty & Transparency

    Reviewed Jan. 27, 2020

    They lied to me, gave me conflicting stories, and told me anything just to get me off the phone, even after talking to the supervisor. It's sad when there's no compassion for a customer's livelihood as I need my device for work.

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    Response from Assurant Phone Insurance

    We apologize for the service you received . We would be glad to have our escalation team contact you directly to assist. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedRefunds & Payouts

    Reviewed Jan. 27, 2020

    Paid 30 dollars for quick delivery. Website had said by Monday I would get it. Didn't come till Tuesday. What was the 30 dollars for? My phone number is **. I don't think I should have paid 30 or should get refunded cause it didn't come when promised.

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    Response from Assurant Phone Insurance

    Our apologies for the delay and inconvenience. If you'd like to speak to a representative regarding a refund of your rush charge, please send a private message with your claim number and best contact number.

    Verified purchase
    Customer ServicePriceStaff

    Reviewed Jan. 27, 2020

    Phones have always came in a timely manner. Assurant is so professional and helpful. When I was charged for my phone the customer service staff were so helpful and diligent when it came to helping to locate the phone and removing the charge.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 27, 2020

    The claim process was quick and simple, and the replacement phone arrived within a couple days. It was easy to return the old phone. Customer service reps were friendly and helpful. Everything worked really well!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 27, 2020

    I waited almost a full month for a new phone. I fought with your staff for weeks on end to try to get a new phone. They gave me wrong information 4 different times causing it to take longer for my phone to get to me. Very disappointed in the whole process. Will not be going through your company and will tell others to stay away as well.

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    Response from Assurant Phone Insurance

    We apologize for the delay and miscommunication. We regret that we will lose your business because of this situation.

    Verified purchase

    Reviewed Jan. 27, 2020

    Replaced damaged equipment. Everything went as planned, very satisfied customer. If had it to do over, wouldn't have it any other way. Thanks for the promptness and accuracy, until next time. By the way keep up the good work, thanks.

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    Verified purchase
    Customer ServicePriceRefunds & Payouts

    Reviewed Jan. 27, 2020

    After paying for a few years I was charged a 50 deductible for a refurbished phone that has a bad speaker and camera that takes lousy pictures. On top of that Metro tried to charge me an additional 17 to have contacts put into new phone. Great plan...????

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    Response from Assurant Phone Insurance

    We are sorry to hear that your device is not functioning correctly. We would be glad to have our escalation review so that we can get this issue resolved. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 27, 2020

    Everyone was very helpful and the phone arrived fast my only complaint is the website it kept freezing and making it hard to navigate. Otherwise the experience was very good. Everyone was very friendly and helpful.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 27, 2020

    It wasn't a bad experience. Only thing that kinda frustrated me was it didn't come within the 24 hour period and had to go to the store to activate it because my pin needed to be reset. But the customer service representative was polite and helpful as well as the one at the Metro store...

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    Verified purchase
    Molly increased rating by 2 stars.
    Customer ServiceCoveragePriceRefunds & PayoutsStaff
    After a positive interaction with Assurant Phone Insurance, Molly increased their star rating on June 25, 2020.

    Updated review: June 25, 2020

    The customer service was fine. This phone was a replacement phone on my insurance from a replacement phone I received about 6 months ago. I am upset about the ethical part of sending a more expensive replacement phone without asking or offering a similar product. This put me in a different tier of a deductible that I couldn't afford. The cell phone industry is in need of a change. I am angry about it! It's poor business practice and dishonest. The speed of delivery, phone rep. and in-store service was professional.

    Original Review: Jan. 27, 2020

    It was difficult getting through to someone. The old phone was broke and couldn't receive a code so I was unable to activate the new phone without driving to another town. I can never understand any of your customer service reps. Assurant, T-Mobile, and MetroPSC has the worse customer service, the worse pyramid scheme and I only continue to be a customer because I can't afford anything else. Also, there shouldn't be a deductible when you pay for insurance to cover a phone. That is what the insurance money is for!!! Be careful who you send survey's to!

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    Response from Assurant Phone Insurance

    We appreciate your feedback.

    Verified purchase
    Customer ServiceCoverageStaffBilling

    Reviewed Jan. 27, 2020

    Claim was reviewed in less than a week and the new phone arrived shortly after. The replacement phone is in excellent condition, and the co-payment is reasonable. Would recommend to anyone seeking an insurance plan for their phone.

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    Verified purchase
    Customer ServiceCoverageTimeliness

    Reviewed Jan. 27, 2020

    The approval process was unreasonable long. I clearly have insurance but the claim was under review for documents. I submitted documents the same day as requested. The system did not clear this info. I was sent a text message in error that stated I didn’t have insurance which means I had to waste more time calling.

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    Response from Assurant Phone Insurance

    We apologize for this inconvenience and we hope that we have the opportunity to provide you with faster, more efficient service in the future.

    Verified purchase
    Customer ServiceCoverageMaintenanceStaff

    Reviewed Jan. 26, 2020

    I am amazed at the 5 star service. Your company is totally incredible. I will recommend all my friends to use your service every time they need to submit a defected cell phone and get use the insurance to obtain a new one.

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    Verified purchase
    CoverageOnline & AppStaffEase of Use

    Reviewed Jan. 26, 2020

    I submitted a claim request for damage equipment thru Assurant whom is the insurance carrier of our mobile account. The claims process is very easy, the website to submit claims to are user friendly. Following the simple steps given on the website, I was able to submit my claim and received the replacement product less than the time expected and within the given estimated time by Assurant. I am very satisfied with the process and highly recommend this company.

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    CoveragePunctuality & SpeedStaff

    Reviewed Jan. 26, 2020

    The screen cracked on an iPad that was covered under the 360 plan. I contacted Assurant. The person helping me with the claim was very pleasant and helpful. Filing the claim only took a few minutes and approval was within the hour. We had a replacement iPad within 48 hours. The entire process was very smooth and quick. I would recommend the plan to anyone.

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    Customer ServiceCoverageStaff

    Reviewed Jan. 26, 2020

    Lost my phone during a snowboarding trip. And another one using the insurance. The person who helped me, was really good and wasn't aggressive. She was calm and was trying to get everything in order. All I had to do was give her some information.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 26, 2020

    I received prompt and patient service when my screen shattered but shipping was delayed d/t holiday and I had to pay a 16.00 activation fee in the Metro PCS store because I could not get the activation by phone to work. But all in all I would recommend this service.

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    Verified purchase
    Customer ServiceCoverageRefunds & Payouts

    Reviewed Jan. 26, 2020

    My order never shipped to my home, I was never contacted, I had to call and have a new order placed. I have been without my product for 3 weeks because of a company error although I continue to need to pay for insurance and the product through T-Mobile. When I explained my frustration I was told "to choose a different address for shipment", excuse me? This is my home address and there has never been a problem. When I asked to speak to a manager the manager told me to take the issue to T-Mobile. T-Mobile blamed it on your company. I will be canceling my insurance on ALL devices, no longer recommending your services and posting poor reviews regarding my experience.

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    Response from Assurant Phone Insurance

    Our apologies for the inconvenience, we would be glad to have our escalation team look into this issue. Please send a private message with a good contact number for you so that we can have a representative reach out directly.

    Verified purchase
    Customer Service

    Reviewed Jan. 26, 2020

    The return shipping box they gave me doesn’t close very securely and they don’t include any tape to secure it, so I was a bit worried that the phone would fall out during shipping. Then they sent a message after tracking said it was delivered but they hadn’t received it. Customer service said it takes a few days to scan it in. Ultimately it worked out but it was a stressful week.

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    Customer ServiceStaffEase of Use

    Reviewed Jan. 26, 2020

    Took nearly 2 weeks from day claim was made to receiving new phone in mail. Several contacts to support but all they could tell me was "system error" and check back next business day. Also, automated system to file claim NOT user friendly and equally problematic. Have been Metro customer since 2006, and was very very close to changing carriers. This is the first claim I have ever filed. If I ever need to again and experience same problems, I will change carriers immediately.

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    Response from Assurant Phone Insurance

    We are sorry that this was your experience with us. We understand your frustration with the inconvenience and we hope that we have the opportunity to provide you with better service in the future.

    Verified purchase
    Customer ServiceContract & TermsCoverageSales & MarketingPriceRefunds & PayoutsStaff

    Reviewed Jan. 26, 2020

    This company is scam artists. I would give them 0 stars if I could. I pay for insurance every month and despite this I have a phone that I can't receive a replacement for because of 4 days. Have any proper information they can't answer any questions spray tan. They give you the runaround and keep transferring you the person. None of them speak English. It seems so you can't even understand what they're saying so I don't even know if they understand what I'm saying but the bottom line is is I'm entitled to a replacement phone which they are not giving me and their supervisor told me the other day basically I will never get approved for a replacement phone for the phone that I have even though I just bought this phone in December.

    They said that the insurance is on the line not the individual device which is not at all acceptable when you buy a warranty on a product you're buying on the product not on yourself. They should have even if it is a customer courtesy one time only sent me my device because I've been a loyal customer for years but instead they told me there's nothing I can do. There's nothing they can do. Even though I work in customer service I know there's always something you can do and then they charge me for the deductible and are telling me no they didn't. Told me to send him a picture of my bank account which I did and they still have not refunded me my money so I pay the deductible for a phone that I'm not going to get just horrible all the way around.

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    Customer ServiceMaintenance

    Reviewed Jan. 26, 2020

    My replacement phone defective and kept turning on and off for no reason. I have been very satisfied with the service until now. As a consumer, I expect quality products not scratched and defective phone.

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    Response from Assurant Phone Insurance

    We are sorry to hear that your replacement phone is not functioning correctly. We would be glad to have a representative contact you directly to assist with getting this resolved. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoveragePriceRefunds & PayoutsBilling

    Reviewed Jan. 26, 2020

    I pay for insurance EVERY month. And I went accident free for about a year. Recently I dropped my iPhone down the stairs. It was shattered. I put in my claim, PAID my deductible, and my claim was APPROVED! Somehow these idiots managed to mix up the shipping so not only did I NOT get my phone, the requested it be sent back to them and told me I had to WRITE a letter to corporate because there was nothing else anyone could do. As pissed as I was to hear that I wrote a letter and mailed it OVER A WEEK ago!!! You think I received a response? Ha! No. None at all. So it’s been over 2 weeks with no phone but you can bet I still paid my bill AND insurance. Absolutely ridiculous!!!!

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    Response from Assurant Phone Insurance

    We apologize for this error and inconvenience. We would be glad to have our escalation team look into this so that we can get it resolved. Please send a private message with a good contact number for you, if possible.

    Verified purchase
    MaintenanceStaff

    Reviewed Jan. 26, 2020

    My experience with Assurant was very pleasing. Everything went smoothly, the representative was friendly, understanding, empathetic, and helpful. He made it very easy for me to complete my claim after work, because I began it on my lunch break, and didn't have time to finish.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed Jan. 26, 2020

    Replacement phone arrived within 24 hours of claim filing. Of five stars can only give four since phone is always a refurbishment, which is disappointing as this only the third claim in over 18 years of having this coverage.

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    Staff

    Reviewed Jan. 25, 2020

    The agent was helpful and courteous, despite my lack of knowledge. He walked me through the process and answered my questions with patience. He knew what was needed to help me. I would definitely use this company again. Bravo!

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    Verified purchase
    Customer Service

    Reviewed Jan. 25, 2020

    Everything was handled professionally. However my replacement phone was dead upon arrival and would not power on. Contacted Apple to get another replacement. Everything seemed to be in order. Called again yesterday because it’s been a week and I haven’t received emails or confirmation. Apparently there was nothing on file about another replacement phone being on the way. I did have a confirmation number but it’s like nothing was ever attached to it to confirm. Hopefully this time around I will eventually get my replacement phone and it will be in working order.

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    Response from Assurant Phone Insurance

    We are sorry for this inconvenience. We can have our escalation team look into this issue so that we can get it resolved. Please send a private message with a good contact number for you so that we can have a representative reach you directly.

    Verified purchase
    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 25, 2020

    Customer service excellent as always and the insurance paid is worth it completely. Love the replacement phone so far. It's fabulous. It's better than the phone I had before even and love the HD quality and videos are crystal clear and also love that I can go a whole day without charging it!

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    Verified purchase
    Customer ServiceTimeliness

    Reviewed Jan. 25, 2020

    I was able to get my new phone the next day! When I worked for a cell phone carrier people had to pay extra for that. It was pretty easy to file the claim as well. I'm really impressed with how streamlined it is now.

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    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaff

    Reviewed Jan. 25, 2020

    From beginning to end everything went very smoothly and quickly. The rep at US Cellular reset my phone and was very courteous and all my apps, contacts and e-mails were back on the new phone in no time. I didn't realize that there was a $99.00 deductible but having insurance probably saved me $500.00 for a new phone so I was happy to pay it.

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    Verified purchase
    Customer ServiceBilling

    Reviewed Jan. 25, 2020

    It took about 2 weeks for them to process claim. I never got notify about them needing my phone bill. I was the one calling to find out about the process. And on top of that once I send the phone bill they kept saying that they never received it. I had to email and upload more than 2 times..

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    Response from Assurant Phone Insurance

    We are sorry for this miscommunication and delay, Diana. We hope that we have the opportunity to provide you with a better customer experience in the future.

    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceStaff

    Reviewed Jan. 25, 2020

    Received the iphone11 Pro Max 512 tree on Jan 15th/2020 (excellent fast and attentive). Received a bad phone factory defected signal issues (very bad). Called 1/16/20 to repost and to solve to the issues. They couldn't help me (very very bad). They said do master reset. I did and non result. Called second time. 2 days later mentioned iPhone has bad connection signal and it interfere with my business and asked to Get a another replacement iPhone. The person who was helping me from Assurant hanged up on me. Very rude and unprofessional. Hope it gets solved.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We would be glad to work on getting this resolved and we apologize for the service you have received. Please send a private message with a good contact number for you.

    Verified purchase
    Customer ServiceTimeliness

    Reviewed Jan. 25, 2020

    Took 12 hours for claim to process. Missed deadline for next day delivery. I was without a phone for 4 days, even though all I had was a cracked screen that I could have walked 10 minutes to have fixed at a local shop same day. Not happy, you've had two strikes so far in my book. The last claim was an awful experience too.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our apologies for the inconvenience of the delay and we hope we have an opportunity to give you a better experience in the future.

    Verified purchase
    Customer Service

    Reviewed Jan. 25, 2020

    Received my phone and instead of the grey LG I had I got a pink one, I can just get a case but why not just send the same color phone. Also it'd be nice to include the sim tool to open the slot, luckily I found a paper clip that worked.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for your feedback.

    Verified purchase
    Customer ServicePriceStaff

    Reviewed Jan. 25, 2020

    Brief call with customer service and replacement phone showed up in less than a day. Excellent service. Highly recommend this program to everyone. I thought it was expensive but it paid off in the long run.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingFollow-Through

    Reviewed Jan. 25, 2020

    The initial contact with the company and the customer service I received was horrible. The people I spoke with were clueless on how to address my situation and I got more help & understanding from the T-mobile rep I spoke with. Even after the claim, there was STILL no clear communication from this company. I had to actually CHAT on your website... a FEW times to find out I needed to upload a recent bill. The ONLY good part of the company experience was after all the legwork on my end to verify myself (funny, I have been paying $15/month for 14 months, but I have to verify myself?!) that the phone came quick and as promised after my claim got approved.

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    Response from Assurant Phone Insurance

    We appreciate your feedback and we hope that we can give you a better customer experience in the future.

    Verified purchase

    Reviewed Jan. 25, 2020

    Great treatment. Thank you for your assistance and the good assistance that you give to the customer when we need exchange or have any problems with all the things in general. And also you give very good service.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedOnline & App

    Reviewed Jan. 25, 2020

    I can’t say not one word anything good about this company. I am still waiting for the money I was overcharged and the right phone to get here. It coming down to looking for better phone service bcuz of y’all. I pay all this many a year for Insurance coverage on my phones. I mean all my phones. This what I get.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We would be glad to have our escalation team look into this issue so we can get it solved as quickly as possible. Please send a private message with a good contact number for you.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed Jan. 25, 2020

    Assurant was very responsive and got the replacement phone to me the next day. I can hear callers and they are no longer complaining that they cannot hear me. The only thing I am concerned about now is that the keyboard spacebar and recent calls buttons are slow to respond on new phone.

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    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Jan. 25, 2020

    The Insurance Replacement phone arrived promptly. I had a little difficulty getting it going, and called T-Mobile for some trouble shooting. Eventually it worked out, although there were some issues with the voice activated command function.

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    Verified purchase
    Customer ServiceRefunds & PayoutsMaintenanceStaff

    Reviewed Jan. 24, 2020

    I received a defective phone as a replacement for a problematic phone. Phone gets stuck when running a few parallel apps and the touch screen is not fully responsive at all times. To fix the phone I need to send it in (without a replacement!) and it takes 9-12 days. I can't be that long without my phone. And the best part, the repair would be an additional out of pocket expense for me?

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that your replacement device is not working properly and would be glad to work on getting this resolved for you. Please send a private message with a good contact number for you.

    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 24, 2020

    The entire process from beginning to receiving the phone everyone was super helpful and professional and friendly. As a T-Mobile customer, I receive good customer service with everyone I have encountered since being using this service. I recommend this company to anyone I know who needs good service both in person as well as via phone and by internet.

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    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Jan. 24, 2020

    Understand experiment with the T. Mobile staff. Made me understand everything how to get my claim on time. I got my phone next day delivery, which made me so happy to receive my phone on time.

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    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Jan. 24, 2020

    The agent that helped me was very courteous and patient to my situation. The agent was also very knowledgeable in solving my request. I received my replacement phone the next day. I'm very pleased with the phone. The old phone will be returned on tomorrow. Thanks!

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    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Jan. 24, 2020

    Very easy & fast, my claim was approved that instant! Got the phone the next day, I have already recommended the online system! I like to do my own stuff online instead of calling the company so it was very useful. Love it! Will definitely keep using the online system in the future!

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    Verified purchase
    CoverageSales & Marketing

    Reviewed Jan. 24, 2020

    Note 5 is not the same as s7 Edge. Had a note 5 replace it with s7 Edge, not acceptable, no note 5 on stock, no note 8 in stock. I offer to pay a difference for a note 9, but had to go to a request. Done. Request deny. Replace for a s7 edge, as soon they connect the line on the store 15 min on downloading the apps it turn off. And never turn back on. There we go again to replace it. I got the 2nd, problem with the screen it doesn't react it take 5 to 9 sec. When I press and when it react it sound like I press twice. Let try again. 3rd is on the way. I had 14 changes over the 4 years..

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    Response from Assurant Phone Insurance

    We apologize for this inconvenience and would be glad to see how we can get this resolved for you as fast as possible. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePriceStaff

    Reviewed Jan. 24, 2020

    Had a smooth and easy claim process and phone replacement. Really happy with the courteous representative. Everything was ship and received on time. The deductible process was also easy, will definitely recommended.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 24, 2020

    My experience was easy and quick and I really appreciate the t-mobile rep Anthony that assisted us as well as the Assurant rep. Both were pleasant and helpful. It was a simple process and I am happy with how quickly the phone came.

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    Verified purchase
    Customer ServicePunctuality & SpeedCommunication

    Reviewed Jan. 24, 2020

    I was waiting for my replacement phone and I was never contacted to be notified that my phone was on back order. It's been 10 days as of 1/24/20 and still waiting on my replacement. Poor communication.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Our apologies for this lack of communication. We would be glad to have our escalation team look into this so they can update you on the status of your replacement. Please send a private message with a good contact number for you, if possible.

    Verified purchase
    Customer ServiceCoverageMaintenance

    Reviewed Jan. 24, 2020

    I filed a claim due to a damaged phone. Process was smooth but I ended up getting a broken phone. I was not able to use the replacement phone and when I called to report I was expecting them to replace it but I was just told to go to Apple services.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry for this inconvenience. If we can provide any further assistance with any outstanding issues, please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed Jan. 24, 2020

    They replaced my phone quickly and in a reasonable time. I had to email a question and they got back to me promptly. I appreciate the service and fast response to my needs. I have nothing else to say. Thank you.

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    Verified purchase

    Reviewed Jan. 24, 2020

    Dropped in vehicle door frame while closing the door. Partially shattered glass display. Unable to select options due to shattered glass. Was totally unusable for normal operations. Display is flickering beyond control.

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    Verified purchase
    Customer ServiceRefunds & PayoutsStaff

    Reviewed Jan. 24, 2020

    When you sent a replacement it could not be activated because your people did not remove the previous phone owner's account from the device, then you sent a second device that could not be activated also, so Metro PCS return it and gave me a new phone. Anna their representative is the one who deserves all the credit. You guys drop the ball!!!!

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    Verified purchase
    Customer ServiceCoverage

    Reviewed Jan. 24, 2020

    When my phone broke I was glad I had insurance. One being I’m happy that I have insurance and I was able to ship in my phone. I am not abled to get out of the house as much as I’d like. So for them offering a mail in service is very awesome.

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    Verified purchase
    PriceMaintenance

    Reviewed Jan. 24, 2020

    Problem solved in 48 hours. What could be better? Efficient instructions were included and it all went according to plan. The deductible was a bit more than I thought reasonable. Could have had the repair done for $30 more.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed Jan. 23, 2020

    I had to do this twice. The first claim was rejected saying the phone wasn't covered. It was very frustrating. Finally got someone that told me to go back and check the dates with T Mobile. Once I did that I was able to file a new claim and received the replacement phone.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed Jan. 23, 2020

    I dropped and cracked my brand new phone that I only had for 2 weeks. I was quite upset and called went through the prompts and spoke with Assurant Representative. She explained the process of getting replacement phone and returning the damaged one. She was very thorough and asked if I had any questions, received my replacement the next day with prepaid return envelope for my damaged phone. The whole process was pain free and quick a great experience.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 23, 2020

    My experience was just OK. I didn’t get the phone quickly which I appreciated but there was some issue with the Sim card that was sent didn’t match and it caused an almost 2 weeks away in my phone being set up and used towards Forrest to cancel. For that I am upset. I don’t know what went wrong but something good. This however will not stop me from using the service again if needed. Thank you.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for the inconvenience and we hope we can provide you with a smoother experience in the future.

    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Jan. 23, 2020

    My phone screen was damaged and I was not able to do any thing with it, I called T-mobile and they forwarded my call to Assurant. I received an excellent service and received my phone on the next day. Good job.

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    Verified purchase
    Maintenance

    Reviewed Jan. 23, 2020

    Received the wrong item. I am returning and expect you credit my visa with $99.00 asap. I have already reported to Assurant the mistake and expect to submit a new claim for an IPAD 10 inch with a broken screen.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We would be glad to get this issue resolved and we apologize for the error and inconvenience. Please sned a private message with a good contact number for you.

    Verified purchase
    Customer ServiceCoveragePriceRefunds & PayoutsMaintenance

    Reviewed Jan. 23, 2020

    I was sent a broken replacement phone. When I received the phone it had 3 percent charge so I put the charger on and it would not take a charge no matter what I tried. I called Assurant and was told that I would have to go through T-Mobile's warranty Dept. At that time I was a little upset but did what I was told and contacted T-Mobile who then told me no it was Assurant who needs to replace the broken replacement phone!! Longer story short T-Mobile did end up sending a replacement phone to my local T-Mobile store but would not exchange the phone for me because they were unable to verify that there was no water damage because the phone would not charge and it was sent to me with the liquid damage sticker was removed?? Hell if I know what that means!! So ya really bad experience!! Why do I even pay for Insurance!!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We would be glad to have our escalation team look into this issue and work on getting this resolved. Please send a private message with a good contact number for you.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 23, 2020

    Also my phone was new and you send a used phone. I don’t like it so I don’t recommend your services. Thank you. Also when I filed my claim I was waiting more Than a week to a approved my claim and they send me a refurbished phone that it’s not the same that I had before.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thank you for your feedback and w apologize for the delay in getting you your replacement device.

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Jan. 23, 2020

    Assurant was quick and easy when replacing a damaged phone. Response time was quick. Customer service was excellent when I talked to them on the phone. Only downside was the website could be easier to use.

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    Verified purchase
    Customer ServiceTechMaintenanceStaff

    Reviewed Jan. 23, 2020

    I wish I could remember the name of the person I spoke with. He was quite helpful, knowledgeable, patient, understanding, and as a bonus, funny. I was satisfied with service overall, with the exception that the first phone sent out did not work. So I had to call and request a second phone be sent.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 23, 2020

    Samsung Galaxy S8. All OK, but for the "rebuild". It had the same identical problem and more issues too. I must say that even though there were problems, everyone remained calm, and the next replacement is due at my T-Mobile dealer possibly sometime today. I commend you for the speed of rectifying this matter. Thank you.

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    Verified purchase
    Customer ServicePriceTimeliness

    Reviewed Jan. 23, 2020

    Claim took months to process. Had T-Mobile involved multiple times. Asked for unreasonable amount of information to get the claim processed, almost like I was being profiled. Got charged twice for deductible but "they don't have that on file" even though I sent them pictures of it being withdrawn twice. Terrible customer service. Worst experience of my life with getting a phone replacement. Hopefully never have to deal with Assurant ever again.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry to hear that his is the experience you had with us. If you were charged twice in error, we would be glad to have our escalation team look into the issue. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServiceCoverageTechStaff

    Reviewed Jan. 23, 2020

    I went through my local US Cellular provider and did my insurance claim. It was a smooth and easy process. The new phone came in a timely manner. I appreciate using your company to help me out. Having this all going according to plan, helped out a lot.

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    Verified purchase
    Customer ServicePriceRefunds & PayoutsStaff

    Reviewed Jan. 22, 2020

    Assurant was very easy to deal with and very professional about the situation. Answered a few questions, took my information and explained my up front cost for replacement. I ended up getting my phone back while the replacement was being delivered. So upon calling them back and letting them know, my old phone was found and returned, we set up the return of the new replacement. Again, they explained what to do and how to return the item. Emails were exchanged and the steps to do, upon getting my refund deposit back.

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    Verified purchase
    Customer ServiceTimeliness

    Reviewed Jan. 22, 2020

    The phone was reported lost at 3 am on a Sunday. I was told I would receive it the next day, Monday, but that was not the case. Unfortunately, the phone arrived Tuesday afternoon. Other than that, the experience was satisfactory.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedRatesTimelinessFollow-Through

    Reviewed Jan. 22, 2020

    It was easy and fast, no-hassle, not too many questions about my claim. Thank you so much for your service. I got my phone as promised and my activation was a breeze. The only thing I would complain about was the price that I paid but again I got my phone the next day as promised and I was connected again, thanks to Assurant.

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    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedStaffTimeliness

    Reviewed Jan. 22, 2020

    They replaced my phone very quickly (the very next day) and without hassle. Great service. Would recommend them to everyone. Was impressed with how promptly they were to help me with replacing my phone.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 22, 2020

    After paying TWO HUNDRED dollars, I was sent a replacement phone that the IMEI was already attached to a store employees account so I could not register it. So I had to spend most of the day on the phone trying to do anything I can to get a working phone and after being hung up on several times, I got a supervisor whom still could not get the phone working for me, she made me go to FedEx and print a label and sent the new phone back and then had to wait another day for another phone to be sent. This is the most ridiculous company I have ever seen!

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are sorry for the service you experienced and the error that caused this inconvenience. We hope we have the opportunity to provide you with much better service in the future.

    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 22, 2020

    I was happy with their decisions. What has came to my problems you guys for professional at your job and I recommend it to my friends and family. I am a very very happy person that I got my phone back in.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 22, 2020

    Had to wait 15 days without a phone. Very poorly customer service to get claims approved. Did not call other number and tell us they only got one side of the documents. Then it would not let me do the documents at first. Had to call them 4 or 5 times.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We apologize for this inconvenience and we hope we can give you much more efficient service in the future.

    Verified purchase
    Customer ServiceMaintenanceStaffTimeliness

    Reviewed Jan. 22, 2020

    Broken glass on iPhone. Great, easy experience. Excellent customer service representative. Labeled box perfect to return. Only complaint didn’t receive power cord. Called c/s and received one the next day, unfortunately, it died yesterday.

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    Verified purchase
    Customer ServiceStaffTimeliness

    Reviewed Jan. 22, 2020

    The process of reporting the lost phone was exceptionally easy and straightforward, the representatives I spoke with were professional yet warm & friendly! I received the replacement phone the next day. As a rare event the lost phone was found/returned to us, so we returned the phone via the Fedex Return label in with the replacement phone. Assurant made a difficult experience much easier to deal with. Thank you for your professionalism and timely handling of this claim.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Jan. 22, 2020

    From the beginning of this process I received terrible customer service, mismatch information and because of it I never received my phone. I had a supervisor named Muhammad hang up the phone on me and one representative yell at me. I am still waiting for my refund! I am completely dissatisfied with the service. I am removing the insurance off my phone.

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    Response from Assurant Phone Insurance

    We are sorry to hear that this was the experience you had with us and we would be glad to have our escalation team look into getting this resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 22, 2020

    I had a WONDERFUL experience with Assurant. They were very knowledgeable and helpful to my needs. Customer service was very professional in answering all of my questions. They responded promptly to my problem.

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    Verified purchase
    Customer ServiceMaintenance

    Reviewed Jan. 22, 2020

    Camera does not work. It says it's being used. I factory reset the phone and still nothing. For 180 dollars I could have got a brand new phone and pay extra for the lease. I'm definitely unhappy with my replacement phone Galaxy 8.

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    Response from Assurant Phone Insurance

    We are sorry to hear that your replacement device is not functioning correctly. We would be glad to have a representative work on getting this resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.

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    Assurant Phone Insurance Company Information

    Company Name:
    Assurant Phone Insurance
    Website:
    mywirelessclaim.com