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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company that’s been in business for over 45 years. It offers three types of plans and different service fee options for flexible pricing. It also offers a 180-day workmanship guarantee and coverage for unknown preexisting conditions and mechanical failure due to rust and corrosion damage.

Visit www.cinchhomeservices.com
Pros
  • Offers three combination plans
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Service fees of up to $150
  • No systems-only or appliance-only plan

Cinch Home Services Reviews

Over 10k reviews since 2014

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    Page 72 Reviews 10425 - 10575
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    Customer ServiceClaims Handling

    Reviewed April 19, 2016

    When we purchased our home, the realtor highly recommended HMS Home Warranty. Submitting a claim was fairly simple. I called them and let them know what was going on, then they gave me a couple of providers in the area. I chose the one I wanted and got Ace Plumbing out. They told me what was going on and that they plan to tag the unit because I can’t use it. There was a small discrepancy in the quality of the merchandise HMS was having to put back in the house, but they still offered an alternative. They paid the max of what they would have paid for the old unit, and we paid the difference for a more efficient unit. I was also allowed to find a person whom I wanted to replace the unit. It still came out a win-win.

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    Customer ServiceTechPrice

    Reviewed April 19, 2016

    TotalProtect is economical and their service is excellent. The customer service reps are very cordial, amiable and nice. They seemed concerned about me and my needs. And they want to give me the best advice possible as to how I can resolve my problem. I tell them what I need and they tell me that there's someone in the area. They're great and I've told a lot of my friends about them. They've got more customers because I've told my friends about how well I liked the company and everything. Now they're fond of it too. But the deductible's gone up. What I pay, they pay more than that. My brother says I had to give them so much because I've had them a long time and things have gone up.

    The technician was really nice at first. I had a crack on my toilet tank and he told the customer representative that somebody leaned on it and it's impossible. And he said that they wouldn't pay for it because it's supposed to be wear and tear. So I talked to the person on the phone, explained to her I've been in the house 15 years. When I bought the house it was over 30 years. It's never had another tank and it's impossible that I leaned on it because of where it's situated. She accepted what I said and told him to go ahead and fix it. It's an old tank in an old house. so he rolls out and was upset. He didn't even take the measurements or anything. He left then came back, got the measurements, left again and said he couldn't find it. I didn't think he could find a tank. He ended up having to replace the whole thing. I don't know what his problem was. But the work performance is great. I would recommend them.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 18, 2016

    We've always had good experience with HMS Home Warranty. Whenever we submit a claim, it doesn't matter what time of day or night we call. We always get an automated system at first and it picks up on voice response, which is surprising because a lot of companies don't. I stop to repeat it. With HMS, I get a live representative after. They get us the name of the company and the phone number. And we hear right back from Sears, a plumbing company or whoever it is.

    Sears has been out here twice, once for our oven and once for the dishwasher. They're on time, knowledgeable, polite, kept to themselves but had a personality. We wanted them to put on booties, depending on the weather. Was in and out, told us if they didn't have the part or if they had to order the part, how long it would take. If they're running late, they would call us. In terms of the quality of their work, it has been very good. We'd had to have the hot water heater replaced. They fixed my dishwasher, the drain problem of my refrigerator that backed up and the bottom piece of my stove that went out.

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    Customer ServiceTech

    Reviewed April 18, 2016

    I had TotalProtect Home Warranty since three or four years ago. Generally, it's all been very good. They’ve been reliable. They always give me the technician’s name and number. I call and one's usually here within 24 hours. But there was one time when I had a technician who was very scary. That’s not TotalProtect's fault, though. He installed the thing in and he did a good job. He was just freaky and I didn’t like the looks of him. My daughter told me to call my male friend and get him over here.

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    Customer ServicePrice

    Reviewed April 18, 2016

    When I bought my home, the previous homeowners had offered a home warranty from HMS as part of the buying option. For six years, they've been very accommodating in getting people out to my house and one of the things that I've always appreciated was that regardless of the season, I had someone there usually that day, if not the next, although on this recent call, it was a surprise to me that they could not get somebody coming over the weekend. They said that the cost would be too high and I'd had to pay the final half myself. So, it seems to have been a change in their policy recently.

    I've had three of four different companies come and they have all been very helpful, came in very courteous, asked where everything is, did their work, and told me, "What's going on?". So far, their work has been pretty good. However, I refused to have the other company back in. They left off on my air conditioning all of the caps and so the freon leaked out over the winter and I had to have somebody come in and refill it. Plus, their guy, who came in and pulled the air filters out, started asking me questions about when I last cleaned them and how the system was getting clogged up. Then, I let him go on and said, "Well, I clean that every six months and most recently within the last month." They kept trying to find a reason for why something wasn't working and it was my fault rather than fixing the problem. This has been a bad company.

    Nevertheless, one of the things that's of interest to me is that HMS also says in the warranty that at some point, if the system is not repairable, they were trying to replace any equipment, like a standard air conditioner. My air conditioner is about 12 years old - it's getting somewhere into needing to be replaced. So far, I would recommend them.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed April 17, 2016

    HMS Home Warranty was carried over to my name from the previous homeowner and I stayed with them because it's a well-known company. It was very easy to submit a claim with HMS. I filed a claim for the microwave the day before yesterday and the technician will arrive today, but I got a call that he will be really late so I haven't got service from them yet.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 17, 2016

    I first heard about TotalProtect through my bank which made me decide to go for their warranty instead of others'. I've always had an excellent experience in submitting claims. It's always fast - they call me right away and so far everything that I've called for has been done. The plumber they have is excellent. He's done two things for me plus he offered some extra information that I didn't know about. I'm very pleased and satisfied with my TotalProtect home warranty.

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    Claims HandlingTech

    Reviewed April 16, 2016

    I've had the warranty for about three months now and submitting a claim was easy. Everything was fine with my interactions with their reps and their technicians, as well.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 16, 2016

    When we got the house, the previous owner had HMS Home Warranty so we just continued with it and I like what we have right now. We have them for two years now. Submitting a claim was fast and the lady from HMS helped me file. I just describe the problem to the claims representative and they knew what exactly what we were talking about. Sometimes we don't know specific words to describe the problem. They have the experience so they guided us directly to the problem real quick and offered the proper people come in and fix our equipment. Sometimes they fix it the same day. Everybody in customer service was ready, knowledgeable and very helpful. The technicians they sent have been really good especially the one for our kitchen. He was very detail-oriented with everything, very experienced and friendly. His work was excellent. Everything was fixed.

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    Customer ServiceClaims Handling

    Reviewed April 16, 2016

    Our dishwasher randomly stopped working one day so we called and made a claim. We were very detailed in telling the HMS rep that there was no power to the dishwasher etc. They sent out BA Appliance in Cincinnati, Ohio who came in, took $60.00 from me in 3 minutes to tell me the same exact thing we already knew. After many further calls because there wasn't anything getting done we were assigned a claims supervisor directly named Rita at ext **. She said she would handle everything from now on and call my wife back within 24 hours... That is their famous saying because they NEVER CALL BACK EVER.

    I called her the past 3 days leaving voicemails and left a voicemail for the manager of that dept as well. Apparently the only person who works there is the secretary who answers the phone. I am pretty sure this company is a joke and a front to just take money and time away from people. I just want a new dishwasher with working electrical to go to it. Is that really too much to ask for? I will continue to report this company as a fraud and as negatively as I can until they fix my problem. Next stop the BBB.

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    Claims HandlingTech

    Reviewed April 15, 2016

    I had American Home Shield but didn’t like it so I purchased Total Protect, which was recommended by a co-worker. Total Protect's reps were friendly and their overall claim process was easy. Although there was a conflict in opinion when one technician came and said it was one thing and ordered something, then the second technician came and said it wasn’t the case. But overall, they still fixed the appliance in a timely manner.

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    Customer Service

    Reviewed April 15, 2016

    When we bought the house, HMS Home Warranty was with it. We had a light out in the garage which wasn't real big deal but it was something we couldn't handle so we filed a claim for it. We got a quick response and the guy that came out the next day was very nice and professional. He was easy to deal with, too. He said whoever had done it before wired it wrong. He had the tools to fix the problem and he was in and out. He was here for about 20 minutes and got the issue fixed. We use the light all the time and it's been great. I sometimes hear horror stories about dealing with people one gets from warranty companies but it was not the case for us at all.

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    Customer ServiceClaims HandlingTech

    Reviewed April 14, 2016

    When we bought the home, the seller went ahead and took up the HMS Home Warranty for us in the first year and I've just continued with them. All the claims have gone through real swift. I've called and everything's been recorded. We live in Jackson, Tennessee and when they would say they've got this group out and this is coming, I'd tell them to get someone from Jackson, then they would do that. It's been an easy process and we've got great feedback from them.

    I've had three calls on my garage door opener. The first time, it was the motor and they have replaced the gears in the motor. The next time it was something else and they fixed that. The third time it came loose and they had done some things to make it work. Now I'm having trouble with it again and I've been making calls for them to come and put band-aids on it. Sometimes when I push the button for it to go up, it would go two feet and then it stops. Then I have to keep pushing the button and it goes up a little bit then it would come down.

    It's causing me all kinds of heartache right now and I'm getting the same patchwork done on it. I have been at my wit's end and that’s not their problem. They've sent someone to fix it and they fixed that particular little thing that’s wrong with it, but it got to a point that it's going to need replacing more. Overall I've been pleased with them and I've recommended them to other people. They are a super company to do business with and they have great customer service.

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    Customer ServiceClaims HandlingTech

    Reviewed April 14, 2016

    I've had TotalProtect for years and it's been a very good experience with them. Whenever I submit a claim, they give me the person that's going to service the problem and either that person calls me or I call them. The technicians they send out are skilled and they know what they're doing. It's easy working with TotalProtect. They do good work and they usually repair whatever it is that's broken.

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    Claims HandlingCoverage

    Reviewed April 14, 2016

    They do not use insured service providers. If they are insured, they do everything they can to prevent you from filing a claim. This goes for all "Cross Country Home Services" owned companies, including HMS. They refused to provide me with any sort of license number or insurance info for the people they sent into my home. They even contacted the company and advised them not to supply the info to me. They did $7000 of damage to my home from the faulty install, and I had to pay another $5000 to remove and replace the units. They even refuse to provide me any written confirmation the company is licensed. Worst experience possible with these crooks.

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    Claims HandlingTech

    Reviewed April 13, 2016

    When we bought our house in July, the owner put HMS Home Warranty on it. When my wife called in a claim, HMS took care of everything within 3 days. The technicians did a good job on both the air conditioner and heater. We had no problems with HMS.

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    Reviewed April 13, 2016

    They did a great job, very thorough and professional. I've been very pleased. I have used another company like that in the past and it’s like night and day. It was always a battle with my old warranty, but with TotalProtect, it has been wonderful. In fact, I am their advocate and I tell everybody about them. I’ve actually recommended TotalProtect to three of my friends who have signed up with them. That’s how good the experience was. Even my daughter who just bought a house also signed up with them.

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    Customer ServiceTechPrice

    Reviewed April 13, 2016

    The contractor HMS sent is an HVAC company and the technician had trouble explaining what he was doing and why. His prices were a little high because we also had him do a couple of other things that were non-covered items during the same visit to try to save money on the trip fee. I hoped to get First Choice Heating & Air who I knew HMS also contract with but when I called HMS and asked to be switched to them, they said we have to go with whoever they send. Otherwise, all the other contractors were nice and friendly and I would definitely recommend HMS Home Warranty.

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    Claims HandlingTech

    Reviewed April 13, 2016

    I had a very good experience with TotalProtect so I wanted it transferred to my new home. It's easy submitting a claim to them and their people are very helpful. Also, I don't have to look for a technician because they find somebody in the area to work for me. The technician who recently came out to service my appliance was excellent.

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    Customer ServiceClaims HandlingTech

    Reviewed April 12, 2016

    My my realtor recommended HMS Home Warranty. I've had them since December 2015 and I've had a good experience with them so far. Submitting a claim had been okay. Their reps were courteous when I called and the technicians they sent were also good. I had no problems with them except for once with the icemaker. The tech had to come out for two or three times but we finally found the problem.

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    Claims HandlingTech

    Reviewed April 12, 2016

    I heard about TotalProtect through my mortgage company and I thought it was a good idea to have them. So far, I've had a very good experience with them. Submitting a claim was very easy and their people took care of everything. Their technician was also very good. I’m glad I have TotalProtect and I even recommended it to my sister.

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    CoveragePrice

    Reviewed April 11, 2016

    We received the home warranty when we purchased our home. The furnace was very old so we figured that would be a good thing to have. Nine months later, our furnace went out during winter. We contacted HMS and they sent someone to look it over. Our furnace just passed the test that would guarantee a replacement, but luckily HMS agreed to replace it. We received the specs on the furnace they would agree to replace it with. Our regular heating and cooling company (that we also had check out the furnace) had never even heard of the brand. Our company told us that furnace would not last us more than five years and that it wasn't even the right furnace for the size of our house. On top of that, HMS told us we had to pay an additional $800 in "non-covered expenses." If we had purchased the warranty ourselves, we would already be $1,300 in just to receive a crappy furnace.

    We ended up taking the check, which only covered $700 of the $3,500+ it cost us to put in the correct furnace. Since we didn't actually pay for the warranty, it turned out okay because I'd rather get $700 toward a new furnace than nothing. However, I would never renew this or recommend anyone I know buy this on their own. We had one of the most expensive items go out. If you consider the amount of money the warranty costs plus the deductible plus their "non-covered expenses," you will not come out on top.

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    Customer ServiceTech

    Reviewed April 11, 2016

    Sometimes I have to call and call and call TotalProtect Home Warranty. I pay almost $50 every month. The first time they didn't come. I called but nobody answered. That wasn't my fault. Now, a plumber came and looked at everything. He told me that he'll try to find out if they could give me a new sink. I said, “Well, if it’s for free, it’s okay. But if no, you can do something. Make it a little bit soft..." I’m old and I have arthritis in my hand so it’s hard to move. He never called and he never did anything. I have to call again. It was a fine experience, though.

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    Customer ServiceClaims HandlingTech

    Reviewed April 11, 2016

    I had a warranty from another company for my other home but when we moved, the realtor purchased HMS Home Warranty for us for the year and I just kept renewing the insurance warranty. I can file a claim online or on the phone. It's easy and there are options if I'm traveling. One thing I like that HMS always do is follow up with their customer. HMS doesn't give me the phone number of the company if I'm having trouble with them. HMS contacts them for me.

    I've had no complaints with the contractors since having HMS for two and a half years now except for one weekend when I had a bad experience with a local company. HMS made me submit a claim, approved it and sent me a check. It's always been very nice to deal with HMS. Other than that one minor, negative experience, it has been overall a positive experience with the technicians. HMS Home Warranty is dependable, reliable, and definitely worth the money that I'm paying. All of the repairs that I've needed have always been done without delays.

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    Customer ServiceCoveragePrice

    Reviewed April 10, 2016

    I have had Total Protect since 2009 and for the most part they have been a good investment. However I have seen their deductible go from $75 to $100, and now $125 and I have to argue with them to get them to (finally) honor their commitment to cover my appliances when they need servicing. It seems the primary responsibility of the person when I call is to say no. In researching other Home Warranty companies it was not hard to find others rated equal or higher than Total Protect and at lesser cost both for the coverage and for the deductible. Whether or not you have had a good experience with Total Protect, shop around and find the best value (which is more than monthly cost and deductible, if they refuse to cover your appliance when you need it than their value is zero!).

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    Customer ServiceCoverageTechPricePunctuality & Speed

    Reviewed April 10, 2016

    Initially, I looked at the paperwork with TotalProtect and thought that it's a nice thing. I called my bank and wanted to make sure that they were legitimate because they said it would automatically withdraw from my account if I agreed to accept TotalProtect as a company that we wanted to use. I told my bank that I didn’t want to do that.

    I sent an email to TotalProtect and told them NO then they went ahead and started taking money out of my account without my permission. I never signed nor agreed to a contract. We were on the mission field from June-August so there wasn’t a lot I could do while I was out and we had three payments taken out while we were gone. We got back in August and I called them and said that they're taking money out of my account without my permission. The guy said he was so sorry. I told him that it doesn’t make a lot of sense to me that they would do something that arbitrary. I talked to my bank and asked them why in the world they agreed to this. The bank said that TotalProtect told them that I agreed to the contract, but I didn't. Then I went in and talked to the guy and asked for TotalProtect's benefits. He said, “Any home repair that you need in your home that qualifies under the contract, you can do this.”

    I never used it until March as my ice maker went out in my refrigerator. I called them and it cost me $85. I asked the guy how much they would’ve done this for and he said probably $75 to $300, and so I’ve saved some money. Then the ice maker quit after three days. I got a hold of TotalProtect and they said that they’ll send them back out. I also told them that I got a leak in my washing machine that’s spilling water out on my floor. They said that they'll also send a repairman for that.

    When the repairman got here, he realized that the door of the washing machine tore because we didn’t have proper shocks on it. He said there were only three and the main one from the back was missing from the manufacturer. He also said that the grommet on the front is bad. So I talked to the manufacturer to find out what they would do about that and told me I was out of warranty. The machine had banged since we had it. Every time we do towels it would drive me out of the house with the noise. Then the repairman came back and told me that the grommet is not under warranty because it’s not a mechanical problem.

    I hit the roof. After all that I’ve been through with these guys, they would now tell me that wasn’t covered because it’s not mechanical. So I told them that the guy that went said it's broken because of a mechanical issue. They said that they were not covering it so I called my bank and put a stop payment on the account immediately but they didn’t put it through and they’re still charging me.

    I just got a charge yesterday, $44.95. I told the guy to come on out as it’s got to be repaired and so I paid another $123 on top of the $85. But this young man was absolutely phenomenal. He realized that the shock in the back was missing from the manufacturer and he put all the shocks on for the $85 that I’ve paid and that would’ve been $400.

    I’m looking at it and thinking that I came out on the top end of this, but it still ticks me off that a mechanical problem broke the grommet, and TotalProtect wouldn’t even speak to me. The lady got very nasty with me on the phone and I was pissed. I called back to Bay to Bay and told them how great their man was. It was redeemed because of him, not because of TotalProtect. Then the supervisor finally called me back two days later. I told him about it and it didn’t mean anything to him. They're still not covering the grommet no matter what broke it and it’s not under the warranty. So if somebody asks me to recommend TotalProtect, I’d tell them to run as fast as they can. I’m fairly disgruntled with them and I threatened to shut my account down with the bank. It's not what I expect from a company that’s coming through a reputable bank that I’ve been with for 15 years.

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    Claims HandlingTech

    Reviewed April 10, 2016

    HMS came with our house and we've been with them for 14 months. Calling in a claim has been good so far. Their claims reps have been very helpful. It's been an easy process and we haven't had any negative experience with the technicians that HMS have sent.

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    CoverageTech

    Reviewed April 9, 2016

    One of my neighbors recommended TotalProtect Home Warranty to me. We have a new home and I wanted to be prepared to have anything that could go wrong fixed. It was extra insurance. It’s better to have it and not need it than need it and not have it. I have not had any problems filing a claim over the phone. I have had good experiences with their reps. The technicians that I’ve had so far have been courteous and very respectful of my home. It’s been a good relationship with TotalProtect. It’s worth the money that I pay because it gives me assurance that whatever goes wrong will be fixed and I won’t have a problem with it. I highly recommend TotalProtect to my friends, neighbors and anyone who asks about hooking up with home service.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 9, 2016

    Submitting a claim to HMS Home Warranty was really easy, quick and simple. I literally just called and they sent somebody out the next day. The claims rep I talked to was very polite. The technician was very flexible with time. We only had a certain time frame and he came in that hour, and was super nice. He even let us take our own fixtures. He was awesome and did great quality work.

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    Customer ServiceTechPrice

    Reviewed April 8, 2016

    I was starting out and got a brand new house. I wanted to make sure that things like the furnace and the air conditioner were going to be covered. HMS Home Warranty warranties all the appliances in my house. My realtor uses it and said it's a good price and they always do good work. I have them for almost a year now. I've only submitted two claims and they were for the washer and dryer. I called them and there was an automated system. I was given the number of the local repairman, I gave them a call, and they came out within a week.

    The technicians were both great. They were able to figure out exactly what was the problem and fixed it right up. Both issues that I had were very simple, so it only took them about 30 minutes or so to fix them. They were very polite and nice. The first problem wasn't really work that was performed since it was something that I did wrong and he pointed it out. For the second one, the dryer was making some noises. The technician made sure she replaced some of the pulleys and wheels in there and fixed it right up. I've not had a problem since. It was a $50 deductible to fix whatever the issues were.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed April 8, 2016

    I needed a home warranty so that if I'll have any problems, they'll take care of it. Over other different home warranty providers, I like how TotalProtect fixes my stuff. Submitting a claim to them has been good. They are always helpful and able to answer my questions. The tech that we had before was also good. TotalProtect is worth great for my money. They do great work and it's the best thing I've had. If something is wrong, they'll come back and make sure it's right. They back up their word.

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    Tech

    Reviewed April 7, 2016

    We've been with HMS Home Warranty for two years. We purchased our home and it had the warranty included. Scheduling was a little off on the last service we requested, but other than that, the technician came and fixed the problem. I was told they were going to tighten some things for me but they forgot to. It wasn’t a big deal because I could do it myself.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed April 7, 2016

    Very disappointed. Submitted a claim online and was told my warranty didnt include my furnace when i called they investigated further and found that it did include the furnance. So that was 8 days ago. Actually 10 days ago i submitted the claim on the evening of tuesday mar 29 the repair man came the next day said it was the ignitor he returned on thursday and found it was not the ignitor it was the circuit board he reported to total protect that he could not find the part that the furnace was 20 years old and should be replaced . They said they had a circuit board that would work and sent it regular mail. I called to offer to pay for overnight delivery because the weather was going to be bad for the next couple of days below freezing and snow. They said they would send my request to mr ** and he was the only one that could approve it. They never called me back and the part did not arrive until the day after they promised it. Now it is 10 days and the circuit board is not the right one for my furnace . I am now going to call customer service to see if they can help me 10 days is unacceptable folks Do not buy from this company

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    Punctuality & Speed

    Reviewed April 7, 2016

    We like HMS. When we have a problem, they take care of it. Requesting for a service is stress-free. We've always been very pleased with whoever comes. They get here on time, take care of the problem and leave when they're done. HMS has been a blessing for us.

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    Customer ServiceClaims HandlingTech

    Reviewed April 6, 2016

    On March 28 2016 I called an unrelated AC tech to do the regular annual service on my AC unit. At that time that tech informed me that the unit was low on R-22 and that the unit had developed a leak in the evaporator coil, from rust damage, and the leak was pretty severe. Turns out the unit had lost 6.5 lbs of R-22 in under 9 months time.

    I called TotalProtect on March 28 2016 to make a recall on a claim from September that was not handled correctly at that time, the tech at that time found nothing wrong with the unit which isn't possible according to the tech from March 28 2016. The service date scheduled was for April 1st 2016 and the tech came out and started to diagnose the AC unit. The tech on April 1st told me that the unit was leaking in the evaporator coil, which I knew, and that he wanted to put a sealant in the unit to try to see if that would repair it. TotalProtect did not approve the sealant and instead approved replacing valves and running a nitrogen test to determine if any other item was leaking. The tech said it doesn't need new valves and advised me that TotalProtect would fight me to get the coil replaced.

    On April 3rd I called TotalProtect to get a follow up on the status of my claim since there was no repair made to the coil. At that time TotalProtect informed me that the tech had told them that the repair was complete and the unit was functioning normally. They also told me the tech had not informed them of any leak in the evaporator coil and until they do so they cannot issue a replacement. I asked them to reach out to the AC service company to find out what was going on because the leak was not fixed, adding more R-22 and doing nothing else will not fix a leak.

    On April 5th I called TotalProtect to again check the status of the claim which is when I first had an argument over the phone with their customer service department. They keep insisting that repairs were done so I demanded that they issue another recall to the company. On April 6th I called seeking another follow up which is when they told me that the AC service company has informed them that they had completed the repairs and put in a sealant at no cost. I know for a fact that none of the repairs were done except adding more R-22 because the tech told me so on April 1st as he was leaving.

    At that time, April 1st, the tech told me that he wasn't allowed to put in the sealant and the valves were fairly new so he wasn't going to replace them. I asked him since the leak was so bad if I could expect to make it through the summer (in Phoenix Az) and he said not likely. The AC service company is lying to TotalProtect and TotalProtect doesn't care in the slightest. I keep getting hung up on by them when I begin to raise my voice.

    The very least they could do is send a new technician out to do a proper diagnosis of the system. A nitrogen test, something like that, was approved and never done, on April 5th this was admitted to me by the tech when he called to find out why I had issued a recall. At that time he seemed surprised that I wanted the repair to be completed.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 6, 2016

    I got TotalProtect from Ocwen, the company that financed my house. Some of my experiences in submitting claims were good, some not very good. But it's not TotalProtect but rather their vendors that are trying to take advantage of the situation of a client like me. There are some that are very honest but I had a problem last time because I have a history with my air conditioner. I had my AC fixed last August and it was done.

    However last January, winter time, my heater didn't heat. I called and TotalProtect sent another vendor who fixed the heater. I noticed that they were in a hurry. After they fixed it, I tried to test the AC to make sure it's working since the AC and the heater is one machine. They said they didn't touch the AC and I took their word. There was no problem so the vendor went. But when I tried to start my AC in April, it's not really cooling but it isn't very hot. Later that month however, the AC is not cooling anymore.

    I called TotalProtect again and filed a claim. They assigned the same vendor who fixed the heater. I called the vendor on Saturday as soon as I got the claim number and talked to the vendor's representative. She said they will call on Monday to set up the appointment but late Monday morning came and I didn't receive any call from them. Hence I called them, they apologized and said they can do the appointment on Tuesday. I told them to make Tuesday a sure thing since I have to cancel my appointment.

    However Tuesday came - the appointment was supposed to be around 10:00- to 1:00 - but their technician didn't call me. I called the vendor again and was informed by the same representative that the technician cannot come because he is running late for the other job. So the technician can only make it around after 3:30, if he will be here. I said I couldn't do that time anymore since I have to leave. I proposed to do it the next day, but to make sure that the technician shows up on the given time because I have to cancel appointments again. She gave me the appointment time of 11:00 in the morning.

    Nobody called me again on Wednesday and I called them again. They said the truck was broken down and they only have one technician. I told them it was their problem but I don't want to be upset so I just cancelled and I called TotalProtect to send me another technician. TotalProtect sent the vendor who fixed my AC last August. I also asked them about the warranty of the deductible and TotalProtect said six months. It's been eight months already so it was no problem for me to pay the co-pay, but I asked them to make sure the technician is coming.

    I called the newly assigned vendor again and they said they'll send somebody in one hour. Indeed the technician arrived in one hour. The technician was a very nice guy and asked me what's the problem. He did his job and checked everything, even climbed up to the roof. After fixing the AC, he asked about the company that fixed it before. He informed me that the AC was disconnected, hence the reason why I don't get cold air. I realized that the other vendor didn't show up for three days and was making excuses because they caused the problem on my AC. That's what gets me so upset - they can do this to me, how about the other clients?

    I'm not upset with TotalProtect, I'm actually happy with them except for their vendors. Every time I had filed a claim, they act on it. Maybe they just have so many vendors, I don't know if the company can check them all. However, at the end of the day, the blame goes to TotalProtect. Sometimes they need to take responsibility too. They should at least do something about the bad apple.

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    TechPunctuality & Speed

    Reviewed April 6, 2016

    HMS Home Warranty came with the house when I purchased it. Being able to start the initial request online is very easy and less time consuming. I submitted the form online and the rep called me back to set up an appointment. The contractor verified the time and came out in the allotted schedule. Overall, it was a nice and smooth experience.

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    Customer ServiceTech

    Reviewed April 5, 2016

    When I first bought my home, the sellers included an HMS Warranty and so I continued on with it. I have them for two years now and the convenience of not having to worry about any repair issues was the reason I stayed with them. If I have a problem, I can submit the claim, either online or call their 1-800 number and explain the issues that I have, and then they'll schedule someone to come out. It's very easy. They call the day prior to the appointment and they let me know that someone's coming out in the time frame. The technicians are always professional and friendly. They get straight to the job and complete it, explain the issue and what they've done. Everything's in working order. The work is very good and I haven't had any problems. It has been wonderful with HMS. Great service.

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    CoveragePunctuality & Speed

    Reviewed April 4, 2016

    TotalProtect has loop-hole after loop-hole in place so they don't have to cover your repair. Do yourself a favor and get your repair done on YOUR terms, not theirs. In our 8 years they covered 1 item. They are a waste of time & money. #BigRipOff

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    Claims HandlingCoverageTech

    Reviewed April 4, 2016

    We had home warranty on our house when we purchased it. It was in effect and we inherited a part of a year’s contract. We liked the idea and we kept it. Then my son recommended TotalProtect and we changed to TotalProtect. It’s just good insurance. My husband is an insurance broker and we believe in insurance. We’ve had very good, honest results and cooperation when we have a claim. It's very good. There was only one technician that we really didn’t care for and that was the Sears repair. We don’t want them because we don’t have good experience with Sears repairs. Other than that, TotalProtect is a great organization. In fact, I have recommended them. My sister now has TotalProtect.

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    Claims HandlingTechPunctuality & Speed

    Reviewed April 3, 2016

    I had HMS Home Warranty on my old house. I bought a new house and the people selling that house were also using HMS Warranty. Submitting a claim with HMS was really simple. I didn’t have to go through any automation which irritates me, so it was fine. Their rep was also polite and professional and the technician that I used was a super nice guy. The technicians were on time and were very professional. They did a great job.

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    Claims HandlingTech

    Reviewed April 3, 2016

    TotalProtect came with my mortgage information. It's very easy and simple to submit a claim. I do it over the phone. The technicians were very nice and explained everything to me. It's a wonderful thing to have and I like having it.

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    Claims HandlingTech

    Reviewed April 2, 2016

    HMS Home warranty was already provided by the previous owners when we bought our house. We've had several claims and it was simple and easy. I can contact them over the phone or do it online 24 hours a day. Their reps are good and fine to deal with. Technicians were all independent and also fine with the exception of the first one that was a little bit off.

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    Reviewed April 1, 2016

    I neded a water heater replaced. The contractor they sent to perform the work said I needed $160.00 dollars worth of work done to bring my current Water heater up to code. That $160.00 was to be paid by me. I told Total Protect I had a master plumber who Would do the same work for less money. They told me I could use my plumber and they would reimburse me $425.00. This was November last year. Since then they claim to have sent me 4 checks. I have never received a check from. They always sy the check should arive in 7-10 busness days, but I must allow 30 days before I can have a stop pay issued and a new check be issued. It is now April 1st and have still not received a check. I am cancelling my policy with them and purchasing a policy from American Home Sheild.

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    Reviewed April 1, 2016

    My daughter recommended TotalProtect Home Warranty and, so far, it's good. I have a satisfactory result from them. Everyone has been nice, polite and helpful. I would recommend them.

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    Customer ServiceTech

    Reviewed March 31, 2016

    I've been going back and forth with HMS for almost 4 weeks now about trying to get my refrigerator/freezer repaired or replaced. They have sent out a technician 6 times and each time they order more parts and have to wait for them to come in (which at one point took 9 days). Then they scheduled the next technician to come work on it again. The refrigerator was in the house when we purchased it and after doing some reviews. It is 12 years old. Each time I call (which is usually 2-3 times a day) they tell me they are still waiting on the technician to provide service reports. it takes 24-48 hours.

    I'm so fed up with this entire process and will definitely look into different home warranty companies when time to renew. How do they expect people to live without a refrigerator or freezer for over a month and just keep scheduling technicians to come out again? Just replace it already. There's obviously NOTHING that can be done but everyone just keeps taking their time in this whole process.

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    Claims HandlingTech

    Reviewed March 30, 2016

    I wasn't happy with the warranty provider I was with before so I moved to TotalProtect. Submitting a claim was easy and the techs that came to the house were great. Everything is still working so the quality of their work is good.

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    Jason increased rating by 2 stars.
    Customer ServiceClaims HandlingPunctuality & Speed
    After a positive interaction with Cinch Home Services, Jason increased their star rating on April 4, 2016.

    Updated review: April 4, 2016

    The issue has been resolved. Once I complained, things got in motion and the company has been all about status updates and customer service. I wish it would not have taken so long to get there.

    Original Review: March 30, 2016

    I submitted a claim under my policy on 2.5 weeks ago for a broken air condition. After 17 DAYS, it is still not fixed and we have no AC in the second floor of our home. I have tried many times to escalate this issue with no success and no update. I called this morning to speak to a supervisor and was told one would call me back. 6 hours later and I have still not received a call. I just called back again and was told again that someone would call me back because no one is yet available. I have been paying my premiums in good faith SINCE OCTOBER 2014!!! This is my first claim and my experience has been horrible!

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    TechPunctuality & Speed

    Reviewed March 30, 2016

    The recent thing HMS Home Warranty did for us was on the plumbing and it was a super job. They did it fast. They got a good company, Reading Plumbing, and the people were really nice. They were professionals and I was pleased with the way that home maintenance handled it. The technician told us what was wrong and that he had to get the part - it's a little valve. He came back and fixed it, and everything seems to be fine. I was also pleased when my washer went out that I had to get another one. And I went ahead and bought a new dryer. My old dryer was about 30 years old, but it was still barely running. They didn’t think it warranted being replaced and that the washer can be fixed. I wanted them to match it so I found a sale and then they sent me a tech to reimburse me on my washer. I appreciate how they finally handled that. I have been very satisfied, and have recommended them too.

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    Refunds & Payouts

    Reviewed March 29, 2016

    I have recommended TotalProtect to a few people already though in one of my first experiences, I had an issue on how the policy is supposed to either repair or replace the item. The whole board in my garage door opener was fried and they decided to replace it which was fine. However, to get one like what I had, I had to pay out of pocket for the difference for one that had the dual lights on it instead of just the one. It was not a big issue but I was kind of let down on that aspect. Apart from that, I haven't had any problems with TotalProtect.

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    Tech

    Reviewed March 29, 2016

    When I bought my home, I got HMS in my package, and I called them when I needed help. The technicians they have sent were very professional in their work.

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    Customer ServiceCoverage

    Reviewed March 28, 2016

    7 days to get a "final answer" - NOT covered. I spoke with Customer Service 6 out of 7 days and every time the person who answered the phone said - "Covered". Then someone who refused to get on the phone with me looks up some document I did not have access to, nor did the CS Rep, stated it was optional service that was not selected and therefore my situation was not covered. Apparently the CSR folks do not have access to "my agreement" only the exact same "sample agreement" given to me at the time I closed on my new house.

    In the meantime, I have a failed sewer ejector pump and the smell in my house for a week. 5 times I got a commitment someone would call me to discuss. 5 times ZERO return calls. And the "favor" they are going to do for me is not charge me the deductible. I will be telling everyone about this experience. I have friends in the realty business who will be happy to spread the word to NOT recommend HMS to people selling their homes in the area!

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    TechPrice

    Reviewed March 28, 2016

    TotalProtect Home Warranty was cheaper than other providers. The technician I had for my heater was exceptional. The previous one for our AC wasn't great.

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    Claims HandlingTech

    Reviewed March 27, 2016

    I've had great experience with HMS. They're right on top of things and they get claims done. The only one we had trouble with, out of all the technicians they sent, was a plumber. It started leaking about a month after he had left and the plumber tried to charge me again for coming back and fixing what they'd just done. HMS was going to let him charge me so I told them I was not going to pay the bills since it was a problem they caused and not me. HMS took care of it for me. I just recommended them to my niece.

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    Customer ServiceTech

    Reviewed March 26, 2016

    TotalProtect was very easy to work with and explained everything in the process. I had a good experience with the last person who came. However, there was some confusion when the call first went out because I had multiple people calling me. It was like I was booked with a couple of them. But other than that, the tech who actually came out did a great job.

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    Claims Handling

    Reviewed March 25, 2016

    Submitting a claim has been pretty good. It seems like the only hold up sometimes is the people that TotalProtect chooses to come and fix my stuff for me. But that’s only been one time that we have had that problem, and on most times it's pretty good. I just had my garage door opener fixed, and the guy came by, looked at it and was gone two hours. He came back with a brand new one. He put it in and it was smooth as silk. I paid the deductible and had no problems with it.

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    Claims HandlingTechPunctuality & Speed

    Reviewed March 24, 2016

    We wanted peace of mind so we got a home warranty. We heard about HMS from our realtor when we bought our condo and so far, they are satisfactory. Submitting a claim online was straightforward. The technicians were able to fix any issues very quickly. However, I had one difficult interaction with one of the vendors that they recommend using, saying they couldn’t find the part for our shower head.

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    Customer ServiceClaims Handling

    Reviewed March 24, 2016

    When I signed up for the service, I told customer service I wanted the plan with the $70.00 deductible and I agreed to the auto pay thru a monthly service. Customer service quoted me a monthly auto withdrawl of $37.95 and when my auto withdrawl started I noticed it was only for $22.00. So I called accounts department and they said it was an error in the system so they corrected the auto withdrawl to $37.95. Almost a year later I needed to file a claim and at that time I became aware that the employee signed me up to the $175.00 deductible. After the supervisor reviewed the notes, it was very clear that the employee made the error of signing me up with the wrong deductible and fee. The supervisors resolution to the problem was pay the deductible of $175.00 to have my claim taken care of or in 3 weeks on your renewal date, we will sign you up on the correct contract that you requested with the $75.00 deductible and the correct fee. They could not do the paper work correctly for the contract. They could not get the billing set up correctly! I can only imagine how bad the service for the repairs are going to be at this rate.

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    Customer ServiceTechRefunds & Payouts

    Reviewed March 24, 2016

    The previous owner that I bought the house from was affiliated with HMS and when her warranty was extended, she was happy with it. After I bought the house, I kept HMS. So far, I like them and if I had any problems, they were more than helpful. If some contractor hadn't called me back, I call and tell them I had a problem so they can move on to finding a different contractor to come in and fix what the issue was.

    I would recommend HMS to anybody. I've tried to get my daughter to get on with it. For emergencies, it's best to have it because I'll never know when I'm going to need one if something breaks. I need somebody to come out if I don't know of somebody or have to go to yellow pages to explain what was going on. Since I've had my house here with HMS, my experience has been outstanding with the problems that I had or didn't have. If I call in and say I have a problem then there's somebody who gets back and gives me someone to call. Overall, I am happy with HMS and had written out a check for another year of their service today because mine is due for the 28th of this month.

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed March 24, 2016

    I've had a fantastic experience with TotalProtect. I've been using them for awhile. I had American Home Shield, but they kept going up on the deductible and they weren't even covering everything in my house. TotalProtect covers everything and they have a price that’s less than American Home Shield. When I submit a claim, they’d get right on it and take care of it.

    A couple of times TotalProtect sent me some contractor that wasn't up to par, but they worked that out as soon as I complained about it. One interaction I had with Sears, a technician came here. He looked at the problem that I've already told him was happening. I told him I had a switch bad on my stove, so he came here and didn’t look at my stove, and he determined "okay you got a switch bad. I already know that one." And then he takes my $60 deductible from my daughter that I left with her. He goes out to say "well I can't fix it, I can't find the Sears on my own and so I'm going to ask somebody else come look at it."

    I didn’t appreciate that. If he couldn’t fix it, then the $60 had to be transferred over to the other people they send out here. But he went and ran away. He didn’t know what he had to do, almost electrocuted himself because he didn’t cut the power off while he was working on it. And then finally I got GE to come over here and they took care of it. They had to buy me a new cooktop because they couldn’t find the part for it. So TotalProtect with their customer service knew about it and they did what was needed to make me happy. Right now I'm totally satisfied with it.

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    Claims HandlingTech

    Reviewed March 23, 2016

    Submitting a claim with HMS has been been convenient and they handle matters in a timely fashion. I have talked to a few of their claims reps and they've been fine. They gave me what I needed. The only thing I don’t like is they don't have options for a service provider, they only give a single individual. Other than that, I've been happy with HMS. I've had three instances of someone coming out and on all three occasions, they were positive. The work they do is very satisfactory.

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    Claims Handling

    Reviewed March 23, 2016

    I bank with Bank of America and find their services outstanding, so for TotalProtect to be featured and recommended by Bank of America, it was a no-brainer that I choose TotalProtect over its competitors. It's relatively easy filing a claim. The last one I filed was about a plumbing problem. However, one time I called to ask a question about a freezer and the representative said, "Well, you know, maybe you should wait until after September because you recently placed a claim." So that got me thinking if TotalProtect only does one claim at a time or a year. The house I'm living in is getting older and things are happening so I was curious. But other than that, TotalProtect's service is fine and their representatives are cordial and professional, so I'm pleased.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 22, 2016

    When we purchased our house, it didn’t come with a warranty. My cousin told me that they had used HMS Home Warranty and they liked having it, so we decided to buy it. I also looked into other ones but HMS covered the most and seemed like a simple policy to follow. When I called to submit a claim for our water heater, I wasn't able to get someone right away but instead of me having to call back, they took care of it. They found a provider that would come out within three days. It was very seamless and easy. They always follow up with me. The technician who came was wonderful, professional, very thorough and easy to work with. I'm very happy with the work performed. We've had excellent service.

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    CoverageTech

    Reviewed March 22, 2016

    We pretty much liked what TotalProtect had to offer - what they covered, etc. I know I’m only supposed to pay a certain amount of deductible and they quoted me one which I paid. They gave me a process that I was supposed to go through to get my $45 back but I didn’t do it so it was my bad. Other than that, everything has been great. They did give me full protection. The technicians have been very professional, knowledgeable, and able to do their job.

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    Claims HandlingPunctuality & Speed

    Reviewed March 21, 2016

    HMS Home Warranty seems to be a good company. They respond quickly to claims and processing things.

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    Claims HandlingCoverageTechPrice

    Reviewed March 21, 2016

    TotalProtect has the best plan and they cover the most things for their price. It’s very easy to submit a claim which I usually do online. Most of the technicians they send are really nice and very knowledgeable, too.

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    Customer ServiceClaims HandlingTech

    Reviewed March 21, 2016

    I read the information about TotalProtect Home Warranty and it pertained to what my needs would have been. I call them when submitting a claim and it’s been easy. It’s also been a good experience with their reps. The techs have been professional and they take care of what needs to be taken care of. I've no complaints.

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    Customer ServiceClaims HandlingTech

    Reviewed March 20, 2016

    I went to HMS Home Warranty when I first bought my home in 2009. Somebody told me about HMS so I tried them out and I've been with them ever since. I haven't had a problem with claims. From the minute they served me, they've been helpful. And every time I call, I have no problem getting through. The technicians were excellent and they get the work done. I had a couple of times that they had to come back because of what was done but when they came back, they always made it right.

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    Customer ServiceClaims Handling

    Reviewed March 20, 2016

    We’re pleased with TotalProtect. It’s been a long time since I’ve had to submit a claim and I'll probably be calling them soon but when I did, it was very easy. I give them a call, they call me back, and a technician comes out. The quality of work they do is good.

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    Claims HandlingTech

    Reviewed March 20, 2016

    I love TotalProtect and I've had great experience with them. Claims submission is very easy and the technicians that came have been great. The quality of the work done has been fine and I have had no issues with TotalProtect.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 20, 2016

    Submitting a claim to HMS Home warranty was easy. I had to call twice and each time it was good. One technician come out and he was nice. However, I would have liked it if HMS would have covered what I had to the same value. I had to pay extra to get the kind of thermostat that I already had in my home.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed March 19, 2016

    I was looking to leave Home Shield so I googled home warranties and TotalProtect came up. To a certain extent, submitting a claim is easy. However, the first technician they sent out said he would be there from 12:00 noon to 4:00 PM on a Saturday but when I called at 4:00 PM he was still on the highway, so then I had to reschedule.

    When the guy came, he checked and said, "Okay, you need another heater." I had already told him that my heater was leaking, which means that it needed to be changed since heaters aren't supposed to leak, and I had also told him what kind of heater I had (I gave him the gallon size and other specs), that I needed another heater, and that he should bring one. But he didn't come out with another heater.

    Moreover, the guy that came and worked on the heater wasn't the electrician. So we had to bring an electrician after that. Although the job was done eventually, there was some inconvenience as far as time delay. Then again they wanted me to pay $80 to take the old heater away. That's their policy, but I don't like it. My whole deductible was $125, so I still have the heater, and I'm trying to see if I could pay somebody else $40 or $50 to take the old heater to the dump.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 19, 2016

    HMS Home Warranty came as part of the purchase of my current home and they're certainly worth the initial warranty period for the first year and the investment. Submitting a claim is easy for the most part. I’ve had to submit two separate ones and mostly I phone them up and they took care of the rest. Their online system for checking up on is lackluster, however.

    The claims representatives were courteous and able to answer most of the time. The last time, when we had a problem with our hot water heater, the first vendor they sent was pretty much useless. They were making the same calls as I was making to vendors in the area, trying to get them out to look after the problem. Once we finally got a vendor out to the house, the actual claims adjuster was very good about getting us a generous settlement. The guy who replaced our garage door opener was fast, thorough, and quite good. The gentleman who replaced the water heater, once he got out there, also did a fine and thorough job. I haven’t had any complaints as far as that goes and the items that have been placed are still working.

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    Claims HandlingTech

    Reviewed March 19, 2016

    I’ve only had two claims with TotalProtect. The first was terrible. The technician didn’t follow through. He didn’t say when he was going to show up and he was a no-call, no-show a couple of times. I haven't had too much success with it and I've communicated this to TotalProtect. But for the second claim, the company that TotalProtect sent have been great.

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    Price

    Reviewed March 18, 2016

    I have been trying to get my heater fixed for 2 months now. I have extremely high electric bills and no repairs after 3 companies have been out to look. The last company was prepared to fix the problem but HMS did not like the price. HMS is the most worthless company I have ever dealt with.

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    Claims Handling

    Reviewed March 18, 2016

    I have mixed results for my claims with TotalProtect. When they come to do the quarterly checks, some of the guys do good checks but some of them do minimal stuff. As far as the warranty is concerned, I have a claim in now for my water heater which they previously told me they approved of replacing. I didn’t get it replaced so I have to have it re-inspected and I’m still waiting to see the results on that one. But overall, it’s been good, more pluses than minuses. I would recommend them because it’s still a good package to have. If something goes out, it could really save a homeowner some money.

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    Claims HandlingCoverageTechPricePunctuality & Speed

    Reviewed March 18, 2016

    It's been easy submitting a claim with HMS. Their claims reps have always been very friendly and courteous. They give me updates on anything that they know of and they always go out of their way. The only problem that I had was with one of the subcontractors who recently came to our house. He left a huge mess in the bathroom, which I had to clean up. Then he charged me an extra $15 which I didn't even know was being charged. He also tried to charge even more for the extra half hour that he had to work on the repair, so it was not the best experience in the world.

    But all the other contractors that HMS sent have been amazing. The last one who fixed our stove even gave us a number to call for some replacement parts in case we needed some. And then the person who came to work on our plumbing explained everything that he's going to do and everything that has happened. Both were really nice. Usually, the service I get is really well and I haven't had to have anyone come back out and fix anything. They're really quick and would usually go straight to the point. Overall HMS has been great and they've explained why things aren't covered or why they are covered.

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    Claims HandlingTech

    Reviewed March 18, 2016

    My brother told me about TotalProtect. With their reasonable rate and reliability, I went with them too. The process of filing a claim was easy and the techs were courteous. It's been a great service.

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    Customer ServiceClaims HandlingTech

    Reviewed March 17, 2016

    I have some issues that come up about every year and submitting a claim to HMS has been easy. I’ve had good experiences with their techs and their service has been good when I have used a couple of them on a personal level outside of HMS. Overall, my experience has been decent and if I had any problems, they’d call me back and give me someone else when their tech couldn’t come out within a reasonable time.

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    Claims Handling

    Reviewed March 17, 2016

    TotalProtect has extremely good service. Claim submission has been great. Everything's been wonderful. I referred them to a great friend of mine. I continue to do so and keep telling everybody that TotalProtect is who they need to get.

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    Tech

    Reviewed March 16, 2016

    The house that I purchased already has HMS Home Warranty that the owner passed on me. Once when we moved in, there's something wrong with our refrigerator. Somebody came out the next day and fixed it. And then about a month ago when we had a big snow storm, my heater stopped working. Somebody came out and fixed the fuse box. Both technicians were efficient and took care of the problem right away. The problem never reoccurred. They're friendly and their work is great. I've been trying to recommend HMS to all of my friends that are homeowners.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 16, 2016

    When I submit a claim with TotalProtect, they always answer the first call then give me their referral number so I can call the company. And the company will send somebody out quickly. The technicians have all been nice, polite and efficient. I'm happy with TotalProtect and have been with them for several years.

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    Customer ServiceClaims HandlingCoverageRefunds & Payouts

    Reviewed March 16, 2016

    Furnace repair for Ohio home in February... I experienced one of the worst excuses for customer service from Thursday, February 11 until March 16, 2016 - Claim # **. When I purchased the warranty in August 2015 I called to verify if Total Protect had someone to service my oil furnace. They said they did but if they couldnt find someone in the area they would use a repairman that I have used in the past with their approval, of course. . I am disabled (quadriplegic) walking with 2 canes but I work full-time. I was hoping repairs might be quick, not too painful in the winter. On February 11 I called and filed a claim for the furnace since the motor was grinding and making a whirling sound when it tried to start up. The temperature was 0-15 degrees. They gave me the phone number for Hubbs Heating. They called back and said they no longer had an oil person so I immediately called Total Protect. I explained that Comfort Zone in Columbus has completed annual maintenance work on my system. When their rep called back they said they found someone DSE Mechanical - 66 miles away in Jamestown, Ohio. On Feb 11 the house was 52 degrees and we had to go to a hotel. Jump ahead past all the phone calls - DSE diagnosed the required part as a fuel oil burner pump and they would install it on Feb 19 (8 days and no heat). In the meantime I argued with them to allow the local repairman (Comfort Zone) to fix it and they authorized the Part/repair of an oil burner pump as $341.50. On Feb 17 Comfort Zone found that the part was misdiagnosed and it required a a blower motor ($484). On Feb 19 I sent a lengthy letter and both invoices to Total Protect and they have NEVER called me back to inform me of the reimbursement. Apparently on March 11th they authorized a check for $341.50 for a part that was never installed and was misdiagnosed by an inept company 66 miles away when competent repair people were available in a large metro area. If we used their repair company we could have been without heat for 12 or more days in the winter... unacceptable!!! Now, they won't reimburse $140 more to cover the cost - pathetic! !

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    Customer ServiceClaims Handling

    Reviewed March 16, 2016

    When I bought my house our warranty was already on HMS. It just transferred over. I've filed claims with them online and by phone and both were very easy to do and have worked out pretty good. It's usually the same company, John H. Allen Company, that comes out if there's anything that needs to be fixed. They're great and very friendly. They also identify themselves and tell you who they are so that makes me feel more comfortable. Also, I never had to have them come back out so the problems have been corrected. I'm very satisfied with HMS

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    Tech

    Reviewed March 16, 2016

    TotalProtect seemed like an okay deal so I went with them. Most of the technicians that they sent were good and the quality of the work performed was good, too.

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    Tech

    Reviewed March 15, 2016

    The technicians sent by HMS Home Warranty were pleasant and the quality of work performed was good.

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    Claims HandlingTech

    Reviewed March 15, 2016

    It was easy to submit a claim, and the TotalProtect reps were nice and friendly. The technician was cool and I like him. The work done was good.

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    Customer ServicePunctuality & Speed

    Reviewed March 15, 2016

    Shortly after we bought our house, we had a few problems and we're very grateful that we have HMS Home Warranty. In the past, when I've called the number HMS gave me, nobody was answering the phone. But last winter when our heat went out, I called them and the woman on the phone set up my whole appointment with another company. With my most recent claim which I submitted online, I called for the plumber. And she was polite, friendly, worked with my schedule, and got the work done. It's been a pleasant experience overall. And whenever we talk to people who are buying homes, we tell them to get a home warranty, too, because it's been beneficial for us.

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    Customer ServiceClaims HandlingTech

    Reviewed March 15, 2016

    We've had horrible experiences with this company. As another person wrote on this site, they send out subcontracted workers who tell you one thing during the inspection then write reports that say something else which causes your claim to be denied. This has happened to us with both our claims. Lies are told by the contractors, then by the phone account people and there are no supervisors that can talk to you. They will call you back in a 24 hour window. It took over 4 weeks for us to get our dishwasher fixed. So many lies, and we had to take pictures to prove that the subcontractor lied. And endless hours on the phone.

    Now we are having the same issue with our built in microwave. Contractor comes out, doesn't fix it. HMS then sends out a new contractor who fixes it but now HMS is saying that it is a different issue and we have to pay twice. THE FIRST GUY DIDN'T FIX IT. We don't know if it is just the LA area that is bad, as there seems to be good reviews in other areas, but we sure wouldn't recommend them!

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 15, 2016

    I had a problem with the last claim I filed with TotalProtect. I needed the ductwork furnace of my house replaced and I was told it would be covered. I talked to somebody else because they never got back to the contractor who would do it. I called them back and they said, “No, it’s not covered.” I was told different things for three or four times. But other than that, they good work.

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    Customer ServiceClaims HandlingTech

    Reviewed March 14, 2016

    I had to call a couple of times to actually get something done when submitting my claim to HMS Home Warranty. But other than that, the process was smooth. The tech did a great job and went ahead and fixed anything he found that he thought would turn into an issue. I haven't had any issues since then.

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    Tech

    Reviewed March 14, 2016

    We’ve had TotalProtect for years. Most of our experiences have been awesome, except for the washing machine and dryer which was awful. A technician came and said he's a TV repairman and didn't know why he was sent. It doesn’t take a rocket scientist to figure out you don’t send a TV repairman to do the washing machine. I was sent another tech out. I asked him if he was going to declare the thing dead because I want to go to the appliance store and don’t want to be without a washing machine. The guy was like "I'm a technician..." I was not questioning his integrity. I was just asking. TotalProtect used to hire private people and they were wonderful. Now, repairs were made from Sears and that sucks.

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    Claims HandlingTech

    Reviewed March 14, 2016

    I've had HMS for six years now. Whenever I bought a home, that was the company that was given to me or that had the home warranty. Their claims process was very easy and simple from the first claims I made a few years back. I learned a few things from that regarding the process, which later on made me know what to do and what to expect when I made the recent claims.

    It was two years ago when I met the original technician, and he was very approachable and nice. He answered my questions and even gave me his contact number if I had any questions after his work was completed or if he needed to come back and do anything. And then more recently, the people that worked on the garage door opener came out, took care of the problem, and they were in and out of there within an hour. I didn't meet with them personally, but my wife did and she did not have anything negative to say.

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    Claims HandlingCoverageTech

    Reviewed March 14, 2016

    When I purchased my house, I requested the seller to provide a warranty and they picked HMS Home Warranty. I've dealt with other home warranty companies and their fee is not as high and some of them tend to have more coverage. I have already submitted three claims and only two were covered. The same technician came on all three claims and I'm very happy with him. On my third claim, he had to work on the same shower he worked on the month before, only it was leaking at a different place, which I haven't used in that timeframe.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed March 13, 2016

    Our payment to TotalProtect is directly taken out of our check account every month so we didn’t have to send the payment in. We chose them because of its convenience. Submitting a claim was also easy. We called and the rep gave us a number if we needed to call back. She told us who was going to be here. The technician came on the next day when she said he would be here. He was very knowledgeable and professional. He did the job quickly and a lot faster than I thought he would. Our refrigerator is running better than it ever has after the repair.

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    CoveragePrice

    Reviewed March 13, 2016

    We had the washing machine replaced not too long ago and it was good having it replaced in a fairly timely manner. The parts to fix it exceeded the cost of the washing machine but HMS still replaced it so that was great. But when it comes to the major thing like the heating and air unit which is a lot of money, they would just rather keep fixing the problem when they know that it's probably way past the warranty. We were having trouble with the air conditioner, which is over 30 years old. We all know air conditioning units aren't gonna last 30 years. You'd be lucky if you could get them to last 20 years, and it's not even rated at its efficiency for 2016 (that's how outdated it is). The guy told me that it was rusted out and not in good shape. The compressor outside has too much pressure on it because it was being overworked. But they still wanted to replace the one part in the house, not the part that's outside.

    So now me and my husband had to weigh that and we decided that we could fix the air unit by getting the part that they needed to fix on the inside and hoping that the one on the outside wouldn't go out when winter comes or is not rusted out so bad that the heater wouldn't work. Then we just decided to work out the money and get a new unit instead. There's also extra expenses that aren't included and that's upsetting. I know some of the stuff that HMS allows and pays for and some that they don't allow, but we pay $100 and think that everything is covered under it only to be told, "Well, we don't pay for that. This we don't pay for." That is its big downside. Right now we're trying to weigh whether it's even worth keeping the home warranty.

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    Customer ServiceClaims HandlingTech

    Reviewed March 13, 2016

    My experience with TotalProtect has been so good so far. I was with them first then I transferred to American Shield and went back to them. Claims submission was easy. I didn't like the technician that came when I called in about the toilet and the tub. On the other hand, the man sent out for the garbage disposal was good. I like TotalProtect.

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    Customer ServiceTech

    Reviewed March 13, 2016

    I'm in the mortgage business so I have dealt with different companies over the years that realtors have used. I've been with HMS for six years. I know the rule of thumb, I know it can take a few days to get somebody out to my house so I'm not surprised by it. And I find HMS as good as I expect it to be. My engagements with the technicians have been fine. They are always very courteous and quick to answer questions. I've recommended it to my mom and she's had her policy for years too.

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    Coverage

    Reviewed March 13, 2016

    TotalProtect covered everything and also had the service warranty. Outside of the one time when they did not cover my second air conditioning unit, they've been great. I recommend them and have actually got two friends that have already purchased the policies.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 12, 2016

    When I purchased the house, HMS Home Warranty was one of the options to buy with the house so I bought it. I've submitted my claim all by phone and for the most part, it was handled promptly. And so, my technician was sent out and it's been good. I had some guys fix my washing machine two weeks ago and I had to call the same people out yesterday for the same issue. The technicians themselves have all been very nice and knowledgeable. Plus, the quality of work has been good.

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    Customer ServiceTech

    Reviewed March 12, 2016

    I bought my house over a year ago and the seller had HMS as part of the deal. I've had two claims with so far, one for the air conditioner last summer and then the furnace this fall. Their technicians were out the same day and took care of the problem. My fiancée was impressed with the tech that was here for my furnace a month ago, and she said that if ever we're going to call to have some work done, that's who we're calling.

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    Claims HandlingPunctuality & Speed

    Reviewed March 12, 2016

    TotalProtect's staff cares and are prompt. Submitting a claim with them is easy, although the process takes a couple of days. I wish they could make arrangements so they could get to a claim faster than that. But overall, I appreciate what they do for us. If I have a problem, they get on to it right away. But, the $75 that I pay for each claim is high. I wish it was just around $50.

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    Customer ServiceTechPrice

    Reviewed March 12, 2016

    I’ve had HMS for more than 10 years since I bought my home. I file claims over the phone, and the reps are fine. There was one time when the technician couldn’t come right away so I had to call, and they had to give me somebody else. The quality of their work was also fine. The only thing is their prices continue to go up, and I think that as a long-time holder, that shouldn’t be happening.

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    Customer ServiceClaims HandlingTech

    Reviewed March 11, 2016

    Bank of America sent me the information about TotalProtect Home Warranty and they were the first warranty I was ever notified about so I gave it a try, and that had been four years ago. I don't have to worry about calling people when submitting a claim with TotalProtect. I go to my email, submit the claim, and everything gets set up quickly, and if I do have to call them, they're very cooperative and very nice. All of the techs have been professional and I have not had any problems. The last one who came out was super and did both my dryer and dishwasher. The quality of the work has been excellent.

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    Claims HandlingTech

    Reviewed March 11, 2016

    The people who sold me my home had purchased a HMS warranty on it. Submitting a claim was great and the technician who came out was very friendly and knowledgeable.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed March 11, 2016

    TotalProtect's customer service is very nice and helpful. It's fairly easy to submit a claim and the technicians that came have been very respectful. We've had issues with pour dryer and the ref and they've fixed it. Then we needed a blower as it was unfixable but TotalProtect walked me through the process and helped me along the way so I don't have any issues at all. It was a very nice, quick and easy process.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed March 11, 2016

    We bought a house, and the HMS Home Warranty was part of the contract. Submitting a claim to HMS was really easy. I just went online and then called. Everything happened within a week and it was great. The technician who came was very friendly. He told me the cost of everything, gave the company a call, came back as soon as he got the parts, and fixed everything. He did a great job.

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    Claims Handling

    Reviewed March 11, 2016

    Terrible experience with an unethical company. Company continues to give my family and I the runaround. They have yet to pay a claim submitted two months ago and seem to refuse to replace an appliance under warranty that 6 different technicians can't fix. Stay away from HMS.

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    Customer ServiceClaims HandlingTech

    Reviewed March 10, 2016

    I got HMS Home Warranty when I purchased my home. Claims submission wasn't difficult and their reps were able to answer questions for me and got what I needed. Their technicians also do good quality work.

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    Customer ServiceCoverageTech

    Reviewed March 10, 2016

    I've only ever submitted one claim with TotalProtect which had to do with my washing machine. The only difficulty I had, and I will learn to manage this better next time, was the window of opportunity for the repairmen to come. My window was between 8:00 and 12:00 and they called me by 12:00 noon but didn't get to my place until after that. They were given too big an area to cover and it was not doable. But when they got there, they managed to expedite the repair. They were finished by a little bit after 1:00, so that was good. It was all done and I was able to keep my other appointment in the afternoon. The technicians were very good. I will recommend them.

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    Customer ServiceClaims Handling

    Reviewed March 10, 2016

    We bought a house that was a bank foreclosure so I looked online for a home warranty and got one from HMS Home Warranty because of their policy which was explained to me over the phone. Submitting a claim is fairly easy, I do it over the phone. I'm very satisfied with HMS Home Warranty.

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    TechPunctuality & Speed

    Reviewed March 10, 2016

    I've had Totalprotect for 12 years and would recommend it. It's not perfect, as there were a couple of occasions where it wasn't to my total satisfaction and I had to communicate my concerns, but they've always been resolved. And the great thing too is that, being that I work during the week, I'm able to get an appointment when it's best for me. I usually make arrangements and narrow it down to a pretty good window so that we're not wasting time. I've also had very good experiences with the technicians. Some experiences were better than others but for the most part, they were knowledgeable and professional. but they were resolved and I would definitely recommend them.

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    Customer ServiceClaims HandlingTech

    Reviewed March 10, 2016

    It's been very easy to start claims. The response has always been what I expected, except that I had a couple of rocky experiences in the past month. I called in a plumbing claim and they referred me to a contractor who didn't show up and has a record of not showing up as well as leaving work incomplete. But HMS Home Warranty was able to send another plumber immediately. Still, I shared with them that they shouldn't be using contractors who have that reputation or who are known not to be reliable.

    Then I had a real shock with my most recent electrical claim. I haven't been able to find the language that was referenced in my contract, but my understanding was I've got one deductible per trade. I've had a previous electrical claim which I've paid the deductible on. I had another claim a couple of weeks ago and they said I owe a deductible on this one since it's supposed to be per call, not per trade - it's only per trade if multiple services were performed. I told them that didn't make sense. HMS said that there's something about it in my contract but when I looked at it, it really didn't answer my question. Since the renewal time is coming up, I'd have to decide if I'd be interested in keeping the warranty and see if the $100 per service call is a good value or I could get something better somewhere else.

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    Reviewed March 9, 2016

    TotalProtect has helped me many times and I'm happy to be with them. In the latest time, I had a plumbing incident and the guy that came was very friendly and knew his stuff, and we also had a nice talk which I enjoyed. I have no complaints with the repair work that's been done so far. TotalProtect gives me a little more peace of mind and they've done well for me.

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    Claims HandlingTech

    Reviewed March 9, 2016

    When we closed on our cousin’s home, our realtor supplied HMS Home Warranty for us. We've been with them for six months, and it has been very easy to file claims. The claims representatives were very polite and positive. The technicians have all been very professional, friendly, and have done a good job. Unfortunately, most times they have to get approval first. Then the parts are ordered, we wait, and the parts are put in. My appliances that needed to be fixed were about nine years old, and the company I bought it from is already owned by another company. So we had to order parts like the thermostat or some type of burner for my glass top range for the technician, and it can be untimely. Other particular vendors have the parts on their truck and they can get authorization to put them on, which is easier.

    The techs did a good job with the repairs. The plumber who came in to replace the garbage disposal was excellent. He was in and out and knew exactly what he was doing. Since the appliances were older, they were a little more complicated. HMS requires a $100 deductible for each occurrence, and it is steep for me. But so far I'm very pleased with the company. The only thing I’m dissatisfied with is their protocol in having to order the parts rather than letting the technicians take care of it.

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    Claims HandlingTechPunctuality & Speed

    Reviewed March 9, 2016

    Submitting a claim to HMS was easy and it was handled quickly. Their techs were also quick in and out, and knew what they were doing. I'm satisfied with the quality of their work.

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    Claims HandlingTech

    Reviewed March 9, 2016

    A friend at work had mentioned TotalProtect, and I wanted peace of mind, so I got theire home warranty. Claim submission is very easy. I usually go online, but I've spoken with a rep twice and they were very informative and helpful. The technicians have been perfect and I have no complaints about the repair work. Overall, it has been an excellent experience with TotalProtect.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed March 8, 2016

    When I bought the house, the previous owners paid for the one-year coverage with HMS and I kept it. When I filed a claim with them I had problems with two of the people that came to the house. They came and stayed a couple of hours looking over the problem. One was with a plumber, but I needed a plumber/electrician so he told me what he could do and didn't do a single thing. He probably felt bad about not doing anything so instead of charging me $75, he charged me $65. He knocked off $10 but HMS did return the $65.

    Then, on the heating and cooling unit, it was not that great. The guy came in and looked at the unit. Then he came back with the part but complained that the part was $65 or $62. That's not much at all since I've been paying $75 on the frontend. And instead of installing it, he said that my ductwork was not adequate for the system. That's impossible because when he first came into the house, I had a return and a service vent in all of the rooms that were being serviced. That is highly unusual. He said, "Well, this is how commercial buildings are set up. Usually, there's a return in the hallway and if you close the doors, then you don't get any air. It just shuts everything off." So what he told me on the frontend and what he said at the end was not consistent.

    I had also paid $250 on my own to have somebody come in and service the unit in the fall and in the spring. And this is when problems were found. So I had those people come back and do an efficiency study on my unit and adequacy of the ductwork. They weren't the people that installed the unit but someone locally that I hired. They said that it was quite adequate and there was no problem with the unit. So then, HMS sent somebody else out. He found that the fan was off of its tracks. So he remounted the fan and that took care of the problem. But they never replaced the part that the initial people said might be defective. So there's the runaround and it took a while to resolve the problem.

    Also, when they worked on the air conditioning, it took quite a while for them to actually do the work which was the upstairs unit so I didn't have air conditioning upstairs for a week or two. It was a rather warm weather and I felt like it might have dried out my wood and my floors are kind of creaking out. It might not be their fault but you can't prove that anyway. I also had to call for a garage door that wouldn't close. It would come down and bounce back up then finally, I couldn't get it to close. I paid $75 for the tech to come out and didn't get a break on that visit.

    The last visit that I had for an appliance was a dryer. The gentleman who came out to fix it did an excellent job. He came out, took the unit apart and showed me all the problems and why they were doing it. Then he came back and replaced the parts that he felt it needed. It's about $400 or $500 a year, plus I had to pay the same thing as if I didn't have that insurance. That doesn't seem very great. I'm not renewing the warranty and I don't think it was worth the money. I had a lot of high-end appliances also, and I had a wine cooler that went out, which they don't cover. Overall, some of their people did a great job and others didn't. It was kind of a hit or miss with them but you have trouble like that even if you call anybody.

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    Claims HandlingTech

    Reviewed March 8, 2016

    A friend of Marjorie had mentioned TotalProtect and we went with the company because of what she has heard about them and the TotalProtect rep she had talked to. Claim submission is an easy process. Marjorie is the one who deals with the claims rep. The techs who came have all been polite and knew what they were doing. What wasn't done right the first time, the techs came back and took care of it.

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    Claims HandlingPunctuality & Speed

    Reviewed March 8, 2016

    I received a one-year subscription for HMS when I purchased my home. I've submitted two claims which were answered promptly and the situation was taken care of. In both cases, they were very courteous and seemed knowledgeable about what they were doing. I paid them and they left. Their quality of work has been fine, too.

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    Claims HandlingCoverageTech

    Reviewed March 8, 2016

    I liked what TotalProtect said they would cover, how the service would be handled and the pricing as well so I went with them. Most of my interactions with the technicians have been good. They seemed knowledgeable, helpful and ready to do the work. I've had a few claims, some of which had been easy, but I have one that's been difficult. If I could get them to resolve this last issue, I'd be very satisfied but right now, they haven't.

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    Claims HandlingTechPunctuality & Speed

    Reviewed March 8, 2016

    The realtor when we purchased the home introduced HMS to us. Claim submission was expedient, they would cooperate really well. Everything was fast - it took about three days, which they say is normal, so everything was fine. Also, the technician was very courteous and knowledgeable and I'm very pleased with the quality of work. It was a fantastic experience.

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    Claims HandlingTechPunctuality & Speed

    Reviewed March 7, 2016

    Claim submission was very straightforward and simple. The tech was very upfront, timely, and did a good job. He said that there's no point in fixing it and felt that the warranty company would replace it, and that's what happened. We're very pleased with HMS.

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    Claims HandlingCoverageTechPunctuality & Speed

    Reviewed March 7, 2016

    I liked the coverages and the pricing TotalProtect has. It's been very easy to submit claims and everything has been taken care of promptly. The technicians have been great and one of them is now my full-time AC guy.

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    Claims HandlingTech

    Reviewed March 7, 2016

    HMS has been very prompt when I submitted a claim with them. They bend over backwards and have directed us to the right resources. For the most part, all the technicians have been very helpful. However, I’ve had one situation that happened most recently where the technician himself was helpful but the company that he works for has not always been upfront with me. It’s all worked out though.

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    Claims HandlingTech

    Reviewed March 7, 2016

    Submitting a claim was a piece of cake. They immediately sent out a contractor who checked and informed TotalProtect about the water heater and replaced it. The techs were very professional and the repair work done passed the city inspection with flying colors which was great. It's a good deal to have TotalProtect. It gives peace of mind.

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    Claims Handling

    Reviewed March 6, 2016

    I've been with HMS for over six months now. Sometimes the claim was fast and sometimes it took a while to process.

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    Claims HandlingCoverageTech

    Reviewed March 6, 2016

    I got a letter from my bank recommending Total Home Warranty and I’ve had a positive experience with their technicians. They’ll always come back at my convenience. They tell me how much of a time period I’ve got on this repair and give me their card to be able to get in contact with them. Submitting a claim has been an easy process. I’ve only had one true disappointment. My dishwasher has not been working so when they came out they said they would check it out. They then told me that the home warranty service did not cover it. Apparently there were some insect droppings in the control panel on the dishwasher, and the home warranty did not cover anything to do with insects. I was just disappointed with that because basically I don’t use my dishwasher.

    I do recommend them to friends all the time, especially people who are having problems with any appliance. I ask them “Do you have home protection?” and they’ll go, “No.” I'll say “You ought to. For a charge of $44.95 a month everything is covered and all you have to do is a service call for someone to come out." I’ve probably paid in more than what I’ve used but it’s nice to not have to worry that I have to fork out a huge amount of money to have somebody come out and take a look at it.

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    Claims Handling

    Reviewed March 6, 2016

    The previous owner of the house I bought had purchased a one year HMS home warranty. I file my claims online and I didn't have any type of problems in this regard. The first people they sent out couldn't fix the microwave so they ended up having to send somebody else. It was pretty much fine, nevertheless, and I'm happy with the quality of their work. They were also respectful, knowledgeable, and explained what they were doing.

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    Claims HandlingTech

    Reviewed March 6, 2016

    Every claims rep I've talked to at TotalProtect has been good and real helpful. Technicians were good too except for one. We have faucets leaking in our kitchen and bathroom. When the technician came, he changed the faucet and said we need a new P-trap. He said he'll fix it for $130. I already paid $85 for them to come and fix my issue. He said that he doesn't have time to fix it that day. So I called TotalProtect and they took care of me. That's the only other trouble I've ever had. I recommend them to a bunch of people. There's a lady across the alley and she got older appliances. I told her that she ought to check TotalProtect.

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    Claims HandlingTech

    Reviewed March 5, 2016

    Submitting a claim with TotalProtect was easy. The rep took my information and they sent out the repairman who was nice. He did the work and I signed the papers. So far, the work quality has been good.

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    Claims HandlingPunctuality & Speed

    Reviewed March 5, 2016

    HMS is great and they do quality work. Submitting a claim was easy and the first time we called for our garbage disposal, a man was out promptly and did more than what I expected him to do. He found some other issues and took care of them with no problem.

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    Claims HandlingTechPricePunctuality & Speed

    Reviewed March 5, 2016

    It looked like TotalProtect's plan was better than most, the price was right, and it was built into my mortgage payments so I got them as my home warranty. They've been great, although claims submission started off very difficult. I had power outage late one afternoon. I had just gone shopping, I needed an electrician, and they couldn't get one for a couple of days. So we went round and round but eventually we found one that worked. The technician who fixed the circuit breaker to my house and refrigerator was great. The electric was evidently old and the technician had to order one to be overnighted. He had the electric temporarily rigged to keep myself and the freezer cooled. Then he fixed it within the day when his order arrived.

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    Claims HandlingTechRefunds & Payouts

    Reviewed March 4, 2016

    Submitting a claim with HMS has been frustrating because of where our house is located (we live in a rural area). Most of the people that HMS contracted won't come out here. So for the garbage disposal for example, it took over a month to get someone out here. For the microwave, it took around three or four months. In order to get the plumbing done with the dishwasher, I had to pay out of pocket for a plumber to come out. I got reimbursed for it later but it was a hassle. The reimbursement part was easy though - I just had to fax them some paperwork and it was good to go from there. Also as far as services go, HMS itself has been good and I'd recommend them. It's not their fault that the service people don't want to do the job.

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    Claims HandlingTech

    Reviewed March 4, 2016

    My brother-in-law was very pleased with TotalProtect Home Warranty so my husband and I decided we would try it, too. Submitting claims to them has been wonderful. With the exception of one, all of the reps and technicians have been great.

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    Customer ServiceClaims HandlingTech

    Reviewed March 4, 2016

    My neighbor had a good experience with TotalProtect Home Warranty and recommended them to us. That and having the most comprehensive plan made us go with TotalProtect plus their people on the phone were good in explaining and answering questions. Their technicians have been very friendly and very nice. We've only had 2 claims so far and my husband submitted them online. Although we had to wait a little bit, the claims process was easy.

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    Customer ServiceClaims HandlingTech

    Reviewed March 3, 2016

    The representatives at HMS have very good customer service, they sympathized with my problem and took action right away. Since we bought our house, I only had to call twice to submit claims, and I had a quick response from HMS and the repairman. We were very pleased with both technicians on the two different occasions. They were able to solve the problem. The one who came out for our hot water heater had to get some parts and he returned in the evening of the next day. We were happy with the quality of their work.

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    Customer ServiceClaims HandlingTech

    Reviewed March 3, 2016

    I've had TotalProtect for the longest time - it's connected to my bank. To submit a claim, I just have to call them, give them my member's number, then they ask what I need and eventually send contract people. Their representatives over the phone and technicians are very courteous and helpful. If the technician could not repair the item, they will say so. Then the day after, I call back TotalProtect and they handle it.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed March 2, 2016

    Our house was getting about five years old and it might be time for things to start breaking down, so we purchased a home warranty from TotalProtect. They had a good package and have filed two claims so far. For the first claim, the guy never called us back in 48 hours. The second time, the second person called us in 15 minutes and he was very helpful and professional. After he got here, he checked out the problem and found another problem with the system. He didn’t have the part but he called back TotalProtect and they approved everything right over the phone, so it was done quickly.

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    Claims HandlingTech

    Reviewed March 2, 2016

    Everything was fine with the claims rep from HMS and I didn't have any problems. They have been very efficient and they got technicians out here as soon as they possibly could. The technician also told us everything we needed to know. They did the service and I was very satisfied with it.

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    Customer ServiceClaims Handling

    Reviewed March 2, 2016

    Submitting a claim with TotalProtect was very easy and the reps were great. However, there's been a couple of times when they haven't succeeded in repairing the appliance I'm having an issue with and I've had to call back. But overall 90% of them were successful.

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    Customer ServiceTechOnline & App

    Reviewed March 2, 2016

    A retired friend of mine has been using HMS for quite a few years. I had another warranty company and he recommended that I go with them and I went with them because of his recommendation. I had no problem with submitting a claim. I'd rather do it talking with someone than going on the website so that's what I did. It was easy to reach someone and that was not a long wait. However, I had asked about a referral for my friend and they were supposed to get back to me but didn't.

    The two technicians that I had were pleasant but the first one working on the heater didn't seem to take care of the problem although he told me he had checked out my unit and everything was running great. I had to call back again because the unit stopped. He actually came back but this time we didn't even know he made a reset and left again without us knowing. The second technician explained everything. We went over some things and he told me what the possible problem was. That was okay.

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    Customer ServiceTech

    Reviewed March 2, 2016

    I’ve always had good service with TotalProtect. The representatives were courteous and able to answer all of my questions. The technicians were knowledgeable and respectful. I’m happy with their service.

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    Customer ServiceClaims HandlingTech

    Reviewed March 1, 2016

    HMS Home Warranty was included when we purchased the house. Claims submission was much easier than expected. Also, their technicians were very professional and took care of the problem within a couple of days from making the call. Their quality of work is good too as everything works now.

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    Customer ServiceClaims HandlingTechSales & Marketing

    Reviewed March 1, 2016

    Submitting a claim with TotalProtect is a very simple process. However, I was totally misled by their advertising. Totally protect everything in the house, but, it's not totally protected. I have no problems with the technicians at all, but they told me that it is an absolute nonsense to think that I'm protected 100%. He said that if I call them for an air conditioner, and it’s $3,000, I will be paying half of it.

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    Claims HandlingTech

    Reviewed March 1, 2016

    I have no problems with their reps and the technicians they sent to my home. Their repairs have had good quality except for one incident. It worked well but then the technician had to come back and fix it. However, claims submission was a very easy process. Everything is good with TotalProtect.

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    Claims HandlingTechPunctuality & Speed

    Reviewed March 1, 2016

    I have a great experience with HMS Home Warranty. Submitting a claim was very easy. I read the instructions and called the number. They, in turn, gave my name to a plumber and he came out here on time, fixed my water heater. He needed to order the part so he had to make two trips. He did an awesome job. If I need plumbing work again, I would absolutely ask for him.

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    Claims HandlingTech

    Reviewed Feb. 29, 2016

    My parents have had TotalProtect for about 30 years and I know this warranty has always been helping them so I thought of getting one myself. Claims submission with them has been very easy. There was a miscommunication with the first technician because I told TotalProtect I had this refrigerator, that Sears doesn’t service. So that took a longer time, but finally they found another company which did a great job.

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    Claims Handling

    Reviewed Feb. 29, 2016

    Our neighbors referred TotalProtect to us and so far, it has been terrible. Our warranty covers our condo unit in North Wildwood and out of the six condo units there, there's three or four of us that have TotalProtect. Submitting a claim is very difficult. We called for electrical inspection the last time. Apparently, TotalProtect doesn't have anybody down in the Cape May County area. They were sending us someone from Gloucester County, who only go to Cape May one day a week, which is Wednesday. We work during the week and are there only on the weekend, so we were trying to make arrangements for Friday, Saturday, Sunday or Monday, but they could not accommodate us. They were never able to send anyone out. I hope they could change some of the problems we're having. We're talking about canceling it. We've had it for several years now but were not getting anything for $58 a month.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Feb. 29, 2016

    I wanted to try HMS Home Warranty since I would be referring it out to my clients. It was very easy to submit claims online and their reps were pleasant. The technicians they sent were wonderful, very friendly and professional. So far, the quality of their work has been great. It has been a great experience overall - it was very easy, no hassle and everything was done in a very timely manner.

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    Cinch Home Services Company Information

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    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Ste. 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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