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Xoom Money Transfer Reviews

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About Xoom Money Transfer

Xoom is an international money transfer service administered by PayPal that works from your phone or computer. You can send money to more than 70 countries and deposit to a recipient’s bank account or arrange cash for pickup or delivery. Xoom also offers international mobile phone reload and bill pay. You can get status updates by text or email. Xoom offers a money-back guarantee if your transfer does not get to the recipient. Customer service is available 24/7.

Visit www.xoom.com
Pros
  • Money-back guarantee
  • Deposit, cash pickup or delivery
  • Lower fees for PayPal customers
  • Live customer support
Cons
  • Higher fees for credit/debit funding
  • Daily, monthly and six-month limits

Xoom Money Transfer Reviews

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    Page 4 Reviews 230 - 380
    Customer Service

    Reviewed Nov. 18, 2019

    Great service for bank deposits, money pick up too. Online services that you don't have to leave the comfort of your home and excellent customer service. I'm sending money with Xoom for over ten years.

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    Customer Service

    Reviewed Nov. 18, 2019

    Xoom is the easiest and fastest way to send money, with low fee rates and amazing customer service. I totally 100% recommend Xoom for all your money transfers, no other company is better than them. Thank you Xoom.

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    Process

    Reviewed Nov. 18, 2019

    I was getting frustrated with the red tape and multiple hoops one had to go through, for sending money abroad. Swift numbers and account restrictions and foreign regulations to name a few. Xoom circumvents all of that. Once I give the details of foreign bank account(s), xoom takes care of all the other concerns and issues. Their exchange rate is competitive and up-to-date. Their fee is very nominal. I have sent money abroad through Xoom several times in the past year. The process is very simple and painless. There were no glitches. This is the best thing that happened to me!

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    Online & App

    Reviewed Nov. 18, 2019

    I am in Colombia a visiting tourists from the USA. I needed money why I was here and went to the online application and requested money. I was able to pick it up at a local bank with proper ID a USA passport and it's all good. With services like this I don't think there is a need to open an Bank account abroad.

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    Reliability

    Reviewed Nov. 18, 2019

    Money is transferred in less than a minute and the service is very reliable. Have been using Xoom for quite a few years now. Conversion rate is good too and can modify transfer limits to meet our specific needs.

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    Staff

    Reviewed Nov. 18, 2019

    I’ve stopped using all other money transfer services since I started using Xoom. I love that I don’t have to go into a store. You can transfer up to $10K without being treated like a criminal. The fees are low and the transfer rates are the highest among all services. I’m team Xoom for life!!!

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    Reviewed Nov. 18, 2019

    From start to finish, Xoom gives you detailed instructions to complete your money transfer. They make funds available in hours, sometimes minutes! I have used them several times and don’t see myself using any other provider.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 18, 2019

    Very easy and fast service without any hassle,, we can send money with all confidence and peace of mind. :) Highly recommended. Using Xoom.com since 2014. Good thing is that we can track all our transactions through email & texts. They sent confirmation emails so,, it helped a lot. :)

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 18, 2019

    My family and I have been using Xoom.com for a few years now and we never had an issue, my family always receives the money on time and with no problems at all. I strongly recommend this site, They also have customer service on your language which makes it more easier.

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    Reviewed Nov. 18, 2019

    I'm able to send money and reload family member cell phones. In seconds and Make last minute changes on my app without having to speak with anyone. My money is safe and secure. Full transparency and no hidden fees.

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    Punctuality & Speed

    Reviewed Nov. 18, 2019

    I love sending money from this app. Always easy and fast. I have different options to where my family in Mexico can pick their money. I always find a place close to them. Simplemente facil y sencillo en mandar dinero a nuestro pais.

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    Customer Service

    Reviewed Nov. 18, 2019

    I have been a Xoom client since 2008. This is the only money-sending company I used overseas. From my experience, each time I send money for cash pick-up from the US to the Philippines, it took only 1-3 hours and the money is ready for pick-up by the recipient per email notification. When I send money to bank accounts, it takes only 1 business day before the money is available in the bank account. Last month, I went to the Philippines for a short stay and I ran out of cash. I called xoom and they said I can send money to myself like the usual cash-pick up the same day. So I sent money to myself and to my surprise, I received an email saying that they are waiting for my bank to disburse the money and it will take up to 3 business days to process after that before I can pick up the money.

    It said also that I can expedite that by locating a smaller amount than my requested amount on my bank transaction page that will appear after 1 business day and put that same amount in the transaction tracking in my xoom account. This is some bs that never happened to me before. And after 1 business day, there was no amount appeared on my bank transaction from them. So I called them and they had no valid explanation on that. They keep on saying that their money is "pre-funded" but didn't make any sense. But the way how the transaction goes, it's no longer pre-funded coz they still have to wait for my bank to disburse them the money before it becomes available to me.

    I finally got my money thru cash pick-up after 4 business days. Then my friend over there needed some money for emergency purposes and hospital bills. I sent her money for cash pick-up as well and same bs happened to her. So I am no longer using xoom after this experiences I had! They are no longer reliable for same day cash pick-up and they keep on saying wrong info or claim to their clients that they are "pre-funded" which evidently, they are not!

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    Reviewed Nov. 9, 2019

    I went through PayPal to send money abroad, it was relatively easy but Paypal charges a small fee and then Xoom charges a higher rate on the transfer. Be aware of that, I would check other options but I am sure this may be cheaper than your bank doing a transfer, not positive on that.

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    Customer ServiceStaff

    Reviewed Nov. 7, 2019

    After sending a small amount to a friend abroad, I received an email saying that my transaction was pending verification and asking that I call Xoom verification team. The agent I spoke to had a sleepy and monotonous voice, was unintelligible and seemed to be repeating a script. I was asked many ridiculous and unreasonable questions and asked to send a government issued Id. and my bank statement. Too frustrating! I ended up asking to have the transaction cancelled. Right after that, I received another email stating that Xoom had to cancel my transaction due to their policies and requirements!!!! When It was I who cancelled it.

    I trust and find Paypal very convenient and helpful. I have trouble believing they are partners. I will never use Xoom again!

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    Customer Service

    Reviewed Oct. 31, 2019

    I successfully transferred money with Xoom last week on 2 separate occasions and all went well after some security call backs. One transfer was for 400 Thai baht and the other for 10,000 Thai baht. I tried again today for another 10,000 Thai baht, received an email requesting I call them. I did, was subjected to a great many questions only to be told that my latest transaction would be cancelled as there was a problem with my ID/security answers. They would not elaborate on why. I requested a callback from a supervisor who proceeded to give me nothing in the way of an explanation. Terrible service. Will not waste my time with them again as their systems are clearly inadequate.

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    Reviewed Oct. 29, 2019

    Send money to Santo Domingo with Xoom, pay for it to be given in dollars, not only did it take three days, it was also given in Dominican pesos and much lower than the exchange rate, as a result; I'm claiming with Zoom and they don't solve anything for me since they tell me it's Caribean Express' problem. I did business with Zoom and not with any other identity. The loss is more than $250 pesos and $7 dollars, they are responsible and I will not do more business with them.

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    Customer ServiceStaff

    Reviewed Oct. 23, 2019

    Unbelievable! I began with a transaction to send money to the Philippines at 8:52pm. I received two separate emails, 12 hours apart telling me that the transaction was pending and asking me to call them to verify. Two separate agents on both calls asked a bunch of questions which were irrelevant and none of their business, like what was the money for, did I own a house there, what was the relationship I had with the recipient, etc. The first agent wanted a copy of my driver's license as well, which was sent. All this was under the guise of 'protecting me from fraud'. Had I simply gone to my local WalMart and used Western Union, the money would have been transferred in 10 minutes, instead of wasting 15 hours with Xoom! PayPal is a great service. This one is terrible!

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    Customer Service

    Reviewed Oct. 19, 2019

    I trust Paypal and they offer Xoom services to send money abroad, so I send money to a friend in another country and they did not pay and then pay to someone else, and Paypal is not responsible for them and they (Xoom) answer my call and did nothing but tell me they will investigate. Paypal should not have Xoom beside their name.

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    Verified purchase

    Reviewed Oct. 19, 2019

    I been with Xoom since 2yrs now. Have been with PayPal since 10yrs.. It's very easy, money is there in seconds. Xoom when registering you or your recipient takes your and their necessary information. Not after... does not delay your transaction due to *some crappy watchlist* but does its required checks... on you to make sure everything. Anyway, I highly recommend XOOM to all Friends and Others. Please use this service whether you are sending/receiving money or adding cellphone balance or reloading or paying a bill!!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 19, 2019

    I love this website. It has help me a lot with sending mo at just by using the Xoom.com using my phone and be able to send money to my family that's in Mexico and we love it 'cause it's really easy for them to receive the money. I will really recommend it to everyone out there that not just have family members in Mexico more when you are really busy and can't go all the way to a store to send and it's really fast. I even think it's better than Western Union and MoneyGram....

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    Reviewed Oct. 18, 2019

    I have tried many international money transfer companies, Xoom is the best, and fastest by far! International deposits arrive the next day! And you can use credit cards! For repeat money transfers, Xoom stores the information, and with one click, money can be sent again!

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    Customer ServiceStaff

    Reviewed Oct. 18, 2019

    I set up my account, verified my identity etc and transferred a small amount of dollars abroad with no issue. So I decide to transfer a larger amount to the same country, same person, same bank account and my transaction was put on hold pending verification of my identity. But I had already done this!!! The person I spoke to was obviously speaking from a script because they would not deviate from what they were saying or answer my questions. So I cancelled the transfer and went to my bank who had no problems sending my money. The reason I wanted to use Xoom was the exchange rate was better. I was very disappointed in them. There are plenty of other ways to transfer money so I won't use them again.

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    Reviewed Oct. 18, 2019

    Xoom Money Transfer is a trustful company that I work, the only one! I sent every week with no worries, I have a friend in Brazil which is in need and I just put my order in the night and when I wake up the transfer is done, this is awesome, I very recommend it!

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    Reviewed Oct. 18, 2019

    I have been using Xoom since years and it has been best application/service I have used to send money to India.. It's very true that with xoom, we dont have to compromise between good rate, the time it takes to send money.. Simply best at what it is expected to do.

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    Price

    Reviewed Oct. 18, 2019

    I would never recommend Xoom. First, fees are outrageous. Secondly virtually impossible to send money. Yet they don't give explanation. They are quick to credit funds back to your account after attempting to send money. There are other services way more accommodating at a fraction of the cost.

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    Punctuality & Speed

    Reviewed Oct. 18, 2019

    Sending money to loved ones is always important and Xoom has always been there for me when I have needed them the most, being able to send money from the U.S to Brazil in a wire transfer gives me comfort and peace, knowing my wife will receive the money she needs safe secure and on time. No headaches. Overall, awesome business. I love you Xoom!

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    Customer Service

    Reviewed Oct. 18, 2019

    I have had only pleasant experience. No bad experience. I have recommended to my close friends and family. It’s very convenient. You can send money from the comfort of your phone. I’m very happy customer and I’m happy to be part of this experience.

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    Ease of Use

    Reviewed Oct. 18, 2019

    Xoom is a easy to use app and fast way to send money to your love ones. It really great that I can send money to my grandma so easy and fast she doesn’t have to wait and I don’t have to worry. I get an update telling me when she picks it up. It’s great.

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    Reviewed Oct. 18, 2019

    The Xoom Mobile app is really handy and the money transfers are instant. It has good exchange rate when compared to other providers. You need to provide few more documents to increase your sending limit.

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    Customer Service

    Reviewed Oct. 18, 2019

    If you want an experience that leaves you happy and confident go to Xoom with your sending and receiving money... No other money transfer company works as fast as Xoom but the secret lies within why professionalism and great customer service run hand in hand. It's Paypal.

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    Reviewed Oct. 18, 2019

    I had so many issues with this app. It would NEVER let me send money to Mexico for my grandfathers funeral. I did everything they asked me to do and they couldn’t fix “the issue”. I now use Remitly and it works great no problems at all.

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    Customer ServicePunctuality & SpeedStaffEase of Use

    Reviewed Oct. 18, 2019

    Great application for money transfer between USA and INDIA. Absolutely trustworthy and very easy to use. Great customer service and very quick and reliable transfers. I have been using this application since more than three years now, I never had any issues. Customer service is very knowledgeable and always ready to resolve your concerns on the go.

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    PriceEase of Use

    Reviewed Oct. 18, 2019

    Xoom is a very good money transfer company to use, they are reasonable on their price to send money, and they are easy to use and the money is ready for pickup by the party you sent to within a couple of minutes.

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    Profile pic of the author.

    Reviewed Oct. 18, 2019

    Excellent service in transferring funds to the Philippines. Once I log in to my account, the transfer of funds takes only minutes to complete. Once selection of the recipient is selected Funds are available immediately. No hassle. Their systems is amazing.

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    Punctuality & SpeedEase of Use

    Reviewed Oct. 17, 2019

    I can’t say more. It’s very user friendly and simple to choose and operate. Super speed transfers. That’s all I looked for and it is doing the best as expected. I don’t think other services are as flexible and simple as Xoom for money transfers. It all started with a try and ended up being my most favorite ones for an immigrant like me.

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    Staff

    Reviewed Oct. 17, 2019

    Makes life easier both for sender and receiver. The rate they’re using is fair and they employ competent personnel. Will surely recommend and will continue to use as this is very convenient. Just hoping that they could come up with special rates more often.

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    PricePunctuality & Speed

    Reviewed Oct. 17, 2019

    Excellent! Everything is smooth no problem at all. If you are looking to send money it is easy and a very fast process, a lot of locations, great prices and it is way cheaper than other competitors. Amazing!

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    Ease of Use

    Reviewed Oct. 17, 2019

    I like Xoom easy way to send money everywhere. It’s easy to use. Received money within 5 minutes and some time same time and up to 10000 dollars. They take 3 days but it’s not bad. I like it. You don’t need to go anywhere. Stay home and send the money.

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    Reviewed Oct. 17, 2019

    I used to go to downtown to have money transferring to Vietnam the last 20 years, now I just sit at home and click the mouse. I used to pay $1.50 for every $100.00 to Ho Chi Minh City, Vietnam, now $2.99 for whatever the amount. The first time I was kind of skeptical but the word PayPal won my trust. Try it, you will LOVE it.

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    Reviewed Oct. 17, 2019

    Best way to send money. Always fair on transfer amount and quick deposit. I been using for last six months and no issues. Fair trade, sometimes money take less than 1 hour to be credited. I am always using to send money to Brazil.

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    PricePunctuality & SpeedStaff

    Reviewed Oct. 17, 2019

    Absolutely love Xoom service! Quick, easy, affordable, super user friendly, hassle free, lightning fast!!!! GO XOOM!!! I HIGHLY RECOMMEND Xoom for money transfer! Absolutely amazing!!!! You guys rock!!!! Keep up the awesome work!++

    - Sameer

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    Punctuality & SpeedStaff

    Reviewed Oct. 17, 2019

    Awesome service! Have been using it for about 3 yrs. Really good service, fast and the best rates! If sent in the morning the money can be transferred even in the same day. I always send to my bank account in Brazil!

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    Punctuality & Speed

    Reviewed Oct. 17, 2019

    Great experience. Never had any delay with my transactions. Everything on the application is very clear and easy. The feature it has to get your money immediately is really helpful. I would recommend this to everyone.

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    Punctuality & Speed

    Reviewed Oct. 17, 2019

    I've used Xoom for at least the past 9 years. I've made multiple money transfers to relatives in other countries, as well as put money on their mobile phones (often called a recharge). In all these years, I have never had a problem or a delay. I often use the text messaging service for updates, which helps me know that the money was received without issue. I have tried other services, but nothing can compete with the fair exchange rate and super-fast, reliable service that I have received from Xoom. I highly recommend using Xoom and I often refer others to their service.

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    Punctuality & Speed

    Reviewed Oct. 17, 2019

    I have used Xoom for almost a year. I have had no problems with the service as the money I send always gets through fast. They have a lot of locations available in other countries and also allow you to deposit directly to a bank account.

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    Staff

    Reviewed Oct. 17, 2019

    I have a lot of family in the Philippines and I was sending money, then all of a sudden they put on hold and wanted a compliance check. So I did everything and for some reason, they decided that it was maybe fraud and stopped me for sending. I really not see how they have that power to do that as I have been sending to my wife's family and they just tell me it seems to fit fraud criteria. It seems so hard now to send any money from any company to family even when I do prove everything and this is just so unfair to people how to know what they are doing and who they sending to.

    The people at Xoom just don't care. I told them I know everyone I send to, I have seen them in person and all our family in the same area of the Philippines. What gives them the right to just say now and not give a good valid reason or even a way to meditate and see the real truth. And it is not just them now it is all the Remit companies are getting so bad and truly don't care what a good customer is telling them.

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    PricePunctuality & Speed

    Reviewed Oct. 17, 2019

    I have family in Mexico and throughout the decades I have sent them money. I used Western Union but never liked it because it was very expensive. And now with XOOM it is affordable and unbelievably fast. Also I love it that they keep me informed of the completion of the transfers with a text!!! I am very happy and confident in XOOM, I will never go back to Western Union. Good job XOOM, keep up the good job.

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    Reviewed Oct. 17, 2019

    I was having all kinds of problems trying to get money to my loved ones in another country when I discovered Xoom and all my problems disappeared. Xoom works in collaboration with PayPal so that really made it convenient for me to send money to another country. Xoom is flexible too. They can use your debit card go send money.

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    Reviewed Oct. 17, 2019

    I love Xoom service. No headache, flat fee, receiver get their money instantly. I am very happy with Xoom service. I use it for my buses well as personal money transfer to all over the world. I can't say enough good things about this service. Before this, I used to go to local currency exchange, stand in line and...you know how that goes from there. Needless to say, I am very happy.

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    Verified purchase

    Reviewed Oct. 17, 2019

    I had to send some money from my bank in the United States to a bank account in South Korea. Xoom was very easy and worked perfectly the first try. Much easier than trying to go through bank tellers. The money was there the next business day.

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    Online & AppEase of Use

    Reviewed Oct. 17, 2019

    I have been using Xoom for a couple of years and I love it! Overall, sending money through Xoom is fast and easy; the app is super easy to navigate. I highly recommend this service! My only suggestion, is that Xoom makes it possible to change the receiver name or receiving location without canceling the transaction and doing a new one. This would make it a 5 star!

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    Punctuality & Speed

    Reviewed Oct. 17, 2019

    Fast and easy way to send money to your love ones. I would totally recommend this app to everyone.??? I'm able to send money online without having to go out of the comfort of my home and know they will get the money without a problem in minutes.

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    Reviewed Oct. 17, 2019

    Amazing service. Providing service to Transferring money immediately is top class and first of its kind. Loving the rates you’re offering. Looking forward to many more transfers in the future. Thanks Xoom.

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    Customer Service

    Reviewed Oct. 14, 2019

    They told me to call for verification. I called and verified my information and address. They then after saying thank you for the info they started to interview me about the person I am sending the money to. I told them her name and she is my fiance etc.. then they started asking personal questions like where we met, how long we knew each other so on and so on. All this it was only $50 for Christ's sake. You would think I'm dealing with the FBI. Ended up they cancelled the transaction. What a crap.

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    Customer ServiceInstallation & Setup

    Reviewed Oct. 13, 2019

    I was always told that if something seemed too good to be true it probably is - and this could not be more true than of Xoom. Three attempts to send money, all failed, no explanation and zero capability on the part of customer service to help. Complete waste of time in setting up the account that I never was actually able to use.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 10, 2019

    After 6 transactions combined top up and small money transfer for help in poor country my account investigated. Asking my id. I gave passport and driver licence and demanding why I made tranactions to the 6 recipients. Complains. I awaited their response. Said soon but never arrived. Phoned. 30 min wait. Agent finally chat says response ok but now want me to confirm I read and understood customer agreement. I again comply. Again wait for call back. Never arrive. I phone back. Same long wait scenario. Agent finally says my answer ok. Decision to be made in one businesse day. I get email saying my account closed. No explanations. Don’t deal with this company. Not respectful of clients. Go elsewhere.

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    Customer Service

    Reviewed Oct. 10, 2019

    Never use this company, they cancelled my refund with no explanation to why and 31 days from them withdrawing the money from my bank account they have still not refunded me! They lie continually on the phone and it is impossible to speak to anyone who will actually take action and make the refund happen! Xoom have left me in a very difficult, worrying and stressful time of life as they have all my money and I do not know when I will ever receive it! Do not use this company ever!!!!

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    Customer Service

    Reviewed Oct. 5, 2019

    Xoom will randomly deny money request for non-specific reasons and is unable to clarify these issues via customer service. I sent money through them in June and then tried to again with the exact same information and recipient a few months later and they could not perform the transaction. They were also unable to provide a reason why.

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    Customer ServiceStaff

    Reviewed Oct. 4, 2019

    After 3 cancellation notices on the same transaction, I closed my Xoom account. I was expecting great things being that Xoom is affiliated with PayPal. Although the Customer Service folks were courteous, it was obvious this department is located somewhere outside the US. I tried so hard to decipher the accent of the first 2 representatives and had to kindly ask if there was someone else I could talk to. The 1st representative completely ignored my request and kept talking. I didn't bother asking on the 2nd call.

    On my 3rd call to Customer Service, I was told "something" had to be modified in the recipient information. I checked and re-checked my recipient info and, to the best of my knowledge, it was correct. I asked exactly what info is causing a problem and was told she couldn't tell me because that would invalidate their verification process. So, I don't know how to fix a problem, if they are unable to tell me what the problem is. 3 Strikes, account closed, I tried. Good Luck to you. It seems like a lot of people have had no problem with this company.

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    Customer ServiceStaff

    Reviewed Oct. 4, 2019

    I want to give less than one star but it is not available. I have transferred the money. It got completed and they send email like we had deposited money to your account. I have checked the account but I did not receive it. I called the service center, they are not listening our concerns and they are not taking the complaint. I am suggesting that never ever use Xoom service. They are not resolved my issue yet. I am waiting for more than 3 days now.

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    Sales & Marketing

    Reviewed Oct. 3, 2019

    I have been in contact with zoom for over a month trying to transfer money from my American to Australian account. They would never follow up and required calling and long hold waits on my end for every part of a 3 round document verification process. After the end of all of this waiting, I was told that my transaction had been denied and that I would be unable to use Zoom. That they would be unable to tell me why this had occurred, and that I should contact my bank about making a transfer. This is despite the fact that they now have my home address, bank statement, social security, passport, driver's license, and proof of address. If it were not for PayPal's name I would be in the middle of scrambling to protect myself from identity theft, and regardless would highly warn any future customers against using this scam.

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    Verified purchase
    Staff

    Reviewed Oct. 2, 2019

    The compliance team at XOOM is just so incompetent that they just want to blame it in the system. Which system is down for 48 hrs in the World? I have been a loyal customer for almost 4 years and am now hating Xoom more than anything. Recently another friend of mine had faced a similar issue with compliance team that he closed the account.

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    Customer Service

    Reviewed Sept. 30, 2019

    Impossible to communicate with this company. I wanted to transfer money from my USA bank to myself while I was in Costa Rica. They couldn't or wouldn't do it and closed my account because I didn't call them. Well the phones don't always work in Costa Rica. I tried emailing and they wouldn't or couldn't verify it was me. PayPal used to be my go to company, but no more.

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    Customer ServiceStaff

    Reviewed Sept. 29, 2019

    I am Pradeep. I transferred money to India through this Xoom service. I lost 95$. I complained many times. No one is responding. This will show how these people theft customers money literally. I send complete bank transcripts and transaction details still no reply from the Xoom people. Investigation is going mean how many days it will take, who take responsibility for the loss of money. I faced bitter experience with Xoom. If the people who live in abroad don’t send your money with this service, definitely you will lose your money. Waste and more untrusted services. Poor customer support. No one can respond.

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    Customer ServiceStaff

    Reviewed Sept. 26, 2019

    Did a transaction and it was cancelled due to verification reasons. They sent me an email requesting government ID, proof of address and bank statement so I emailed the documents which had my name and address and all documents. They sent another email that they could not verify the documents and I should call their number. When I called; they said they cannot disclose the reason as to why they're unable to verify matching legal legible documents. The customer service rep was also rude and arguing with me. Is your company stupid or what?? You guys deserve a negative zero rating.

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    Verified purchase
    Reliability

    Reviewed Sept. 24, 2019

    Xoom is reliable, it's fast, the moment I send the money to my family in our country (Philippines) they can withdraw anytime. I can send as low as $20 and I did not encounter any problem in every transaction.

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    Customer ServicePriceStaff

    Reviewed Sept. 24, 2019

    First they sent me an email confirming the money transfer request I just made. Then they sent me another email stating that they would have to talk to me over the phone or they would have to cancel the transaction. So I had to call them long distance from overseas. But that wasn't good enough. Then I had to send them a copy of my Hawaii state ID plus a PDF of my bank statement. You think that would have satisfied them but no, because then they forced me to call them again! So I wasted almost an hour talking to them through expensive long distance. And they still canceled the transcation anyway! They only said they couldn't verify my account information.

    But of course they could verify my information because it's the only bank account I have. I have had it for years and use it to pay my credit cards every month. And my Social Security checks are deposied into the same account every month. And they can't verify it! Even after sending them a PDF of my current bank statement! Of course they are just lying. The real reason I believe is that they don't send money when the sender is outside the country. So they are useless for sending money if you are overseas. But they are too dishonest to admit it. PayPal/Xoom is the most troublesome company in this world. I have never once had any good or easy dealing with them. They really are the worst!

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    Verified purchase

    Reviewed Sept. 23, 2019

    Great experience and fast service - lower fees but only have free fees when sending $200 and up while other competitors like Remitly have free transaction fees regardless of amount but overall I am satisfied even if a little lower exchange rate as fees 1.99 compared to 3.99 for immediate transfer.

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    Verified purchase
    Customer ServiceProcess

    Reviewed Sept. 23, 2019

    The outcome of my transfer finally went through but the process was painful. First l was denied without explanation after spending a bit of time applying. However l was allowed to file for an explanation and review of my case. I got a response and was asked to call to a review board and after giving her my complete address in the US, l got written approval that l could make my transfer. A bit too much work all and all. If l had filed and then been asked to telephone someone that would have been one thing but to be flat out denied without “any” explanation is not acceptable. Sorry, but always give an explanation of rejection, it's just good business practice.

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    Verified purchase

    Reviewed Sept. 23, 2019

    I like to send money for Xoom because I can do it from my home. I don’t have to be worry if is raining or snowing with Xoom. Is easy in one, two, three I can send money wherever I want, and my family very happy.

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    Verified purchase

    Reviewed Sept. 22, 2019

    I like your service because you can send money anytime from anywhere without going to a store. But I hate the exchange rate. It’s always too low compare to other companies. I’m thinking of sending money with other company.

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    Verified purchase
    PricePunctuality & Speed

    Reviewed Sept. 22, 2019

    I enjoy using Xoom for all of my international money transfers to my family members and friends. The online service provided by Xoom is very convenient, fast and secure. The fees that Xoom charges are also very reasonable.

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    Verified purchase

    Reviewed Sept. 22, 2019

    I had trouble with delayed delivery to Pakistan because I used a Bank Account instead of Debit Card. The Supervisor explained the facts, reversed my transaction, and arranged for the transfer immediately. That was awsome action on his behalf. Great company and excellent service.

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    Verified purchase
    Staff

    Reviewed Sept. 21, 2019

    I attempted to make a transfer and was told that I was limited on the amount due to the amount that I had sent. I was not aware of this limitation. Prior to this, I have had excellent service from Xoom.

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    Verified purchase

    Reviewed Sept. 21, 2019

    I'm using Xoom for long time, excellent service and easy to send. However, the exchange rate is less when we send below $2000. Also if you remove the fee when we send by Debit card. Just a suggestion. Many of my friends working as a crew members, don't have US bank account.. We use our pay card.

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    Verified purchase

    Reviewed Sept. 21, 2019

    It's very convenient to send money to the Philippines through xoom.com. And your exchange rate is very competitive, as well as the money transfer fee. I can also send thru the banks directly to my sendee's bank acct so he/she can withdraw it anytime and anywhere. Thanks a lot xoom.com.

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    Verified purchase

    Reviewed Sept. 21, 2019

    XOOM is the best way to send money. I have the confidence and a great deal of security when transferring money. I can not say anything bad or ill about XOOM. I will suggest XOOM to my family and friends. Thank you!

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 21, 2019

    Easy and very fast transfer to Indian accounts. With in seconds amount get creditted into your account and can be used for transactions right away. Had very good experience with Xoom. I recommend everyone to use Xoom for a happy experience.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 21, 2019

    My sister got the money on time in the Philippines. I have no problem or issue using this app. I forgot my password to log in but I recovered back. Thank you so much for this easy app sending money to the Philippines.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Sept. 21, 2019

    This process is sooo quick, efficient, and accurate. The mobile app works very well. So happy with the service especially sending through the BDO accounts in the Philippines. It is quite convenient and is available at your fingertips 24/7.

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    Verified purchase
    Punctuality & SpeedReliability

    Reviewed Sept. 21, 2019

    Very reliable! A very trusted app for me, no issues with this service at all. Thank you so much! I really love the text updates that keep me informed of the status of my transfers along the way. Multiple payment options are a huge plus as well! 99.98% of the time the transfers arrive same day and on time! Love that! Would highly recommend!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 21, 2019

    I locked my account online and the customer rep was not truly helpful in fixing my problem. I was able to provide all necessary answers except for 1 that I was having a problem understanding her question. I chose not to transact with Xoom anymore... it was the most stressful phone call I ever had. A few years ago as well, I sent a few hundred dollars that they held for a few days to verify instead of releasing immediately. I had no same issues with Moneygram, Western Union or remotely.

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    Verified purchase
    Customer Service

    Reviewed Sept. 21, 2019

    I have been using Xoom for a few months now and am completely satisfied with their service. I have also recommended xoom to several friends. I love that they send an email to let me know that my family has received the money I send to them.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 21, 2019

    I am a faithful Xoom customer simply put because their customer service, professionalism and efficiency is without rival. They are undoubtedly the best online money transfer service in the market. The transfer is rapid, dependable and secure. The sender is meticulously informed at every step of the transfer from initial processing to availability of funds to receiver to completion of transaction upon collection. This information is faithfully relayed via email or text to the sender.

    In addition to the convenience of many points of receipt of transfer available to the receiver, there is also the facility of transfer to receivers' accounts at a variety of local banks. Home delivery is also offered. I also take advantage of another service Xoom offers in adding minutes to receivers' cell phones. I am a faithful customer because their fees are also very reasonable. The convenience, professionalism and excellent service that Xoom provides renders them the very best company for money and cell phone minutes transfer. I recommend them to family friends and anyone looking for an overall 5 star service.

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    Verified purchase
    PriceReliability

    Reviewed Sept. 21, 2019

    Xoom is great for sending money to my mother or my friends in India. It helps me especially because I don’t have an Indian credit card which makes it impossible for me to use Indian online payment systems. Xoom is a little more expensive since PayPal took over. However, it was just as reliable in my experience, before and after the take over by PayPal.

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    Verified purchase

    Reviewed Sept. 21, 2019

    I am paying with credit, don't see anything wrong with my request. Had money sent 1 week ago and needed the money sent again the same day and it could not be sent. Boss Revolution way better... sorry it is what it is.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 20, 2019

    My wife and I have used Xoom for many years now and have never had a problem or a complaint about its service. Our recipients have always had their money quickly and with no problems. We highly recommend this service to to new users.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 20, 2019

    There's been a few times that I was not able to use XOOM because of some technical problem, but usually the service is there for me when I need it. Love the speed of the transfers and the very low fees.

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    Verified purchase

    Reviewed Sept. 20, 2019

    I like be there want the Company. I have a very very very good experience with you. They transfer the money real good. Have a problem but now they took me off because I haven’t been using in a while and I’ve been trying to get back. So I would like you back.

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    Verified purchase
    Staff

    Reviewed Sept. 20, 2019

    I've used Zoom a few times to send money to my cousin in Jamaica and everything went very well. I will continue to use Zoom also my cousin found it easy to retrieve her money as well. Thank you for your Great Service.

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    Verified purchase

    Reviewed Sept. 20, 2019

    Your ** close my account because I am sending to my friend in Nigeria!!!! ** it!!!! It is my legit friend. We know each other for 8 years plus... And I pay my $5 or $10 in each transaction, no one reported me, you Just close my account for no good reason!!!!

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    Verified purchase
    Customer Service

    Reviewed Sept. 20, 2019

    I love the application is very straightforward. Also very secure way to send money. I got emails and follow up calls from customer service to verify identity. Some people would get Annoyed but safety especially with your money counts a lot.

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    Verified purchase
    Online & AppProcess

    Reviewed Sept. 20, 2019

    The process is simple. My husband does it monthly but I had never sent money. I did have to fill out additional information and setup the app. I was called back to confirm my identity and send a picture ID to an email. Which my husband had to do as well so I was familiar. I know can send money whenever I want without additional info.

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    Verified purchase
    Sales & Marketing

    Reviewed Sept. 20, 2019

    I use Paypal all the time and would see the ad for Xoom often but never did enough to pique my interest. But then I found myself in a position to send money to another country and curiosity killed the cat. I finally read the ad and I’m so glad I did. The best way to send money across countries. Almost instantaneous. I love it.

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    Verified purchase
    Customer Service

    Reviewed Sept. 20, 2019

    Great Service, I send money to the Philippines about a couple of times a month and have been doing this for years now. The only time I had a problem I called the customer service department and they took care of it right away. I would recommend this service to everyone I know.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 20, 2019

    This is a fast and efficient service. Far better than MoneyGram or Western Union. Completely hassle free transactions. I have recommended to some people and will continue to recommend it to others. Thank you Xoom for your services.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 20, 2019

    Trying to send money to a friend, but it was going to take several days for him to receive it so I cancelled the send. Then a representative from Xoom called and asked why I cancelled the send, told him it was going to take too long for my friend to receive it. He asked why I was sending the money. I stated for personal reasons. The personal reason was I was sending the money through a friend to another friend, which this other friend could not get to a bank to pickup the money.

    The representative stated that I would not be able to send money to the first friend any more. The representative stated that friend was blocked. I asked why was he blocked, "You will have to send it to someone else." That recipient is blocked. Can not send money to this friend any more. Told the representative that I have known this friend for a couple of years, but haven't seen him in about a year. The representative stated that I wouldn't be able to send to this recipient any more can send to someone else. Then hung up.

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    Verified purchase
    Punctuality & SpeedReliability

    Reviewed Sept. 20, 2019

    Zoom has been extremely reliable, fast, accurate and dependable. All the transaction I have made have been delivered quickly, and in order. Never a problem, Xoom dependability is exceptional. I will always use Xoom.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 20, 2019

    Xoom payments are very simple once the accounts are set up. I use it for repeat transactions to the Philippines and it's quick and easy. The transaction is usually finished within three hours. I love it!

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    Verified purchase
    Staff

    Reviewed Sept. 20, 2019

    Xoom does a wonderful job and very professional. The only problem I have is with the exchange rate. I usually have a fee for the transfer but the exchange rate is usually about a point below the international rate. But, thanks. I know you have to make money, but maybe a little less.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 20, 2019

    Hello. I would like to Thank customer service in Spanish speaking for their amazing work. I made a mistake sending money to the wrong account in Mexico Banamex. I spoke to customer service in English many times for like a week & they drag so much asking for a lot of paperwork that I was not able to get (Bank statements from the recipient). They said that without that info I was not going to be able to recover my money right away & I was sending email back & forth. After talking to 2 people John & someone else I dont remember their names. I decided to speak to someone in Spanish. They solved my problem fast & the easiest way possible, they emailed the bank on Wednesday 09/18/19 I believe & by Thursday 09/19/19 I had already an answer that I will receive my money within 5 business days. Thank so much again. You have an amazing staff Customer service Spanish speaking.

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    Verified purchase

    Reviewed Sept. 20, 2019

    Xoom is an effective and fast way to send money to my parents. The variety of locations where my parents can collect the money is very convenient and easy for them. I can send the money at any time and day. This is great.

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    Verified purchase

    Reviewed Sept. 20, 2019

    Sending to my Bangkok Bank in Thailand using Xoom is a much cheaper way to send than money transfer. I will continue to use Xoom to send money rather than money transfer or Moneygram. Thank you very much.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 20, 2019

    I have been sending money to Dominican Republic for over two years to same person. After all this time I misspelled a last name with an N as opposed to an R. For some reason Caribe Express decides to deny my recipient the money I sent after two years. On this day Xoom cleared it up very quickly to solve the problem.

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    Verified purchase

    Reviewed Sept. 20, 2019

    Xoom is a reliable way to send money to friends and family abroad. You just have to make the transactions before noon so that it is received quickly. Very trustworthy. I'm very glad PayPal is also usable with Xoom.

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    Verified purchase

    Reviewed Sept. 20, 2019

    I have been using Xoom aside from western union when I send money to the Philippines. For the most part, I like Xoom because of the various places money can be picked up at. However, I do wish that you Xoom has a LOYALTY PROGRAM like Western Union such as accumulating points for fee discounts on future transfers. Thanks.

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    Verified purchase

    Reviewed Sept. 20, 2019

    I have been using this company for several months and here lately there have been constant delays in my transactions and problems with the correct names being sent even though my receipts from Xoom show the correct names.

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    Customer Service

    Reviewed Sept. 19, 2019

    Transaction ID: **. Very disappointing! My husband initially tried to create an account but for some reason or other, couldn't create it successfully, either he didn't receive the confirmation email or he didn't receive the forgot password email, etc. Then I created an account with my email id. I sent them every document they asked for verification purposes. But, they couldn't verify my account and also didn't give a reason why. On top of that, 2 unauthorized transactions happened the very next day from my bank account!! It was scary! I have been using TransferWise for long with no issues with verification ever. Xoom is absolute crap!

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    Customer Service

    Reviewed Sept. 18, 2019

    It took me 2 days to get every required paper verified by Xoom, But when I tried sending the transaction, it got declined. I called Xoom but they didn't give me any reason. 4 days later, I tried again and about 10 mins later received an email that it's got declined again. This time when I called Xoom, they said, "There's a restriction applied on your account" but when I asked what sort of restriction even after providing all the paperwork, the lady declined to answer. I asked why the system doesn't block me from doing the transaction if it's restricted and what's the fun of providing you all the confidential info and having the account which doesn't work, she said 'If you would like, I can close the account'. How RUDE!!!

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    Reviewed Sept. 17, 2019

    Please don't use the Xoom for God sake - one of the worst experience and worst service I have seen. I had transferred the money from U.S to Canada on Friday. Now it's Tuesday the recipient didn't receive the money yet. If I send the money through FEDEX they will receive to Canada with in 2 days.

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    Reviewed Sept. 11, 2019

    Used Xoom. Though it looks like a big name, PayPal is the owner, the service is crappy when you have problems. My funds never made it to my Indian bank account. And the customer care executive just shrugs saying, "We already transferred it." Really bad experience. It is been more than a week and I am still trying to figure to get them to chase my transaction.

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    Staff

    Reviewed Sept. 9, 2019

    Xoom is a crappy service. On 3 transactions, I had to cancel 2 which is 66% failure. Their security department asks for information about my personal life, which is unacceptable. They are not efficient.

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    Customer ServicePriceOnline & AppStaff

    Reviewed Sept. 6, 2019

    I needed to transfer 2K Euro from Canada to Germany. Did some research, found Xoom's website user friendly and pricing competitive (but not the cheapest). Went with them thinking that as a subsidiary of PayPal they are as efficient and retail guy friendly. Opening online account: started fast and easy, clear interface. Their quote on the amount went up quite a few bucks after I spent a typing effort on all the accounts details to initiate an actual transaction. I thought OK, not worth retyping all the info with a competitor for saving a few bucks.

    One worrying thing during the transaction initiation was their request to provide MY ACTUAL BANKING LOGIN INFORMATION AND PASSWORD. Xoom website does not make this mandatory but clearly pushes the customer to do it saying that not providing this information will slow down the processing time. Privacy is important to me so I declined this.

    In the evening I got an email from their compliance department requesting to supply copies of certain documents -- this is not unusual in e-payments industry I am familiar with (regulatory KYC, AML requirements). In the morning I scanned and sent the documents. Soon got another email requesting the documents. Called the call centre to find out what is going on. Spent 20 minutes explaining to a rep, most probably a huge outsourcing company in India given the English spoken. Very noisy call center at the background. After that the rep said all good, I am cleared to transact. Email with same content followed. In 30 minutes I get a phone call to my mobile asking me to provide additional identification details and confirm the transaction. Phone call is from an unknown to me 800 number from a guy with thick Indian accent. I thought it was a fraudster but was able to validate the phone number.

    I tried to understand what is the point of the call as I received a full clearance less than an hour ago. His answer: this clearance was from the compliance department, but I calling from the verification department to verify the transaction. I did not understand why and he could not explain. He also demanded additional information like another phone number and also "who is the guy you are sending the money to". This went for another 15 minutes on top of the time I spent on this "online" business already. I refused to provide additional information, cancelled the transaction and closed the account. In comparison, in the afternoon I went to my bank (they do not provide online wire service to Europe). I was done in 10 minutes, the teller did all the typing in German and I paid 15 dollars fee and got a better exchange rate. Compare and make your call whether you want to deal with Xoom.

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    Customer Service

    Reviewed Sept. 3, 2019

    The initial screens and web transfer were easy and well laid out. I was falsely confident that my transaction was in process. The only shaky moments were when they asked for my bank account password. I am not really sure that anyone should give that for an online transaction. They put a hold on the money in my bank equal to the very small transfer (well under $1,000). Within 15 minutes I got a phone call from someone wanting additional information. I told them to email. Which they did. That started a 5 hour back and forth about what sort of confirmation of me, or my account they needed. First they wanted a full bank statement, which had my savings, money market, checking, credit card, home loan on it. Seriously. Then they said they only need the top part with our names, joint acct. Then they said names and the checking account bank #. That is not ever on a statement.

    So finally they said names and date. Then they changed their mind and went back to the whole first page with all detail. Then they backed off and said with blackout over all numbers and details. Five hours later they say they are allowing my little transaction. I wonder if they are a giant ring of international thieves. I won't sleep for days. Don't bother using this company unless you like aggravation, insult, and high risk.

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    Thomas increased rating by 3 stars.
    After a positive interaction with Xoom Money Transfer, Thomas increased their star rating.

    Reviewed Aug. 30, 2019

    High fees and bad currency rates. Works most of the time but others when you really need to send money may take, forever. They take the money in seconds but takes forever to complete the transfer. When you ask for a refund, they take days to return the money!!! Western Union is 1/3 the cost and better exchange rates.

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    Verified purchase
    Price

    Reviewed Aug. 29, 2019

    Not Good. Their rates and Western Union rates are totally off and their fee is high. You lose a lots of money through local exchange rates compare to sending through other companies like Remitly and local exchange rates. For example Remitly is giving me Rs.156 for $1 and Xoom giving me Rs.135 for $1 plus Remitly charge $2 fee and Xoom charges almost 3 times more like $5.

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    Punctuality & Speed

    Reviewed Aug. 28, 2019

    I sent $230 Canadian to US $170. They sent me an email confirming the money in the recipient's Bank. No money never arrived nor they notify me. They request screenshots from the recipient's account to show the money was never there. After I sent them, they discovered that the money was withheld by the "partner" in US, whoever that is. (The screenshots were not necessary.) Now, they are requesting a color copy of my passport and social security information. They already have my full name, address, phone number, credit card information. What are they doing with all that info? Who is going to handle that it? And how? Because I refused to give more information, now they are saying that their "Partner" may not give the money back. Be careful with this company. It may work well for other countries, I don't know, but Can to US I would said is a nightmare.

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    Staff

    Reviewed Aug. 26, 2019

    I tried to transfer a small amount of money ($100) to a friend in India, a man I have known for over 10 years. He is attending college studying to be a lawyer and sometimes helps support 5 Christian pastors and poor children with the money we send him. I was told by two reps, including a supervisor, that we could not send to him because he would be considered a charity because of his giving to the others. If he was related to me they said it would may make a difference but they had to validate it before approving the transaction. He is not related so I guess we can't send it. In fact, I received an email from Xoom saying my account had been closed. So, if you are sending to family you're okay but if sending to a friend be careful you don't mention anything about them helping someone else with the money.

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    PricePunctuality & SpeedStaff

    Reviewed Aug. 26, 2019

    I have been using Xoom for over 4 years but had the worst experience recently so watch out before you do a transaction. They say 24 hours but it takes more than 5 days for money to reach destination account despite clearing all security checks in one go. It has jeopardized my relationship with my creditors. It ruined it as I trusted Xoom to provide a prompt service which never happened. Did a transaction on 23/8/2019. It’s reaching my destination on 28/8/2019 despite my follow up for 5 times and providing every correct detail. They did not do anything to speed up my transfer, they simply denied it. So please watch out and be mindful when using Xoom. Example: If you use a debit card for $2990 they charge you $89 as the fee to withdraw the money from your debit card. Thanks everyone...for your patience to read my experience.

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    Customer ServiceReliability

    Reviewed Aug. 22, 2019

    I contacted you two times regarding this transaction. Yesterday I was told my mother will receive her money in 2 hrs. It didn’t happen. Then I called again today cause you sent me an email saying it was canceled due to Chase not paying for it, which I found odd. You locked my Xoom account and I couldn’t log in for no reason. I called Chase and said you never even try to collect, no money were withhold and there is enough funds to pay for this transaction. Since I caught you guys lying about my transaction and having my bank on hold I changed companies and will never use you again. I am not a freaking narco, thief or money laundering which I am pretty sure you have not problem with those people. I will give you my public review as I am giving it now. Thanks God you are not the only way to send money to my mother for her monthly food and expenses which I have been doing for the last 20 yrs. So goodbye and thank you for nothing.

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    Customer ServiceStaff

    Reviewed Aug. 20, 2019

    Avoid this terrible service at all cost. I have a very high credit rating and was completely blocked from this transfer. Since I was described it as paying for my daughter's rent in Amsterdam they first blocked the transfer because I couldn't "pay on behalf of someone else" --- even my junior aged daughter. Both agents I spoke with could barely speak English and they failed to understand what I was saying. Later they asked for my driver's license and still rejected it because they didn't get everything that was needed and would not tell me what was missing. I STRONGLY RECOMMEND YOU FIND A BETTER OPTION WITH SIGNIFICANTLY BETTER SERVICE. The phone support was the worst I have ever experienced!

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    Reviewed Aug. 14, 2019

    In the past, Xoom has been efficient in money transfer from US bank account to Indian bank account. Last week (10th August 2019) a transfer that was initiated 5 days ago is still in Progress. On talking to customer care, all they say is partner system has an issue and will be resolved in 24 or 48 hours!! This is ridiculous! Cannot rely on XOOM transfer anymore.

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    Customer ServicePriceStaff

    Reviewed Aug. 13, 2019

    I have been with Xoom past 5 years. I needed $9000 in India urgently. They claim to be instant. I even spoke to them before sending that I need this money. They said, yes It will be instant. Since Thursday Aug Aug 8 and today is Tuesday. Money has not reached. When I called, all they say, I will be notified by mail. Money from my US bank account was debited on Thursday itself. They were so rude. They asked all possible information you can think to verify who I am. My American passport, my bank account, my driver license, screenshot of live bank account summary page. Money is price of paper, if you can’t use it on time. Shame on Xoom. Stay away, if you need money urgently. Remit2India is better. It has better rate too.

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    Customer Service

    Reviewed Aug. 5, 2019

    Tried Xoom for the first time to try to send money to the USA. Filled out the initial info and paid thru my PayPal account. A while later I received a phone call, allegedly from Xoom, on a 800 series phone number with now caller info, so unable to confirm it was Xoom. Caller then started to ask a bunch of personal questions. As this was similar to scams I refused. Caller said to call back and gave me a phone number that I was not able to confirm it was from Xoom. Then I got a text saying that they would cancel the transaction.

    I contacted Customer service on a verifiable phone number. They did say that the phone number I was given was valid for Xoom, but no explanation as to why it was not verifiable. They did go thru the verification process and requested further information/verification, which I provided. I then get a text a day later saying they had cancelled the transaction. Another phone call to them and they said they did take my money but it would be cancelled in 4-5 days.

    They can take your money thru my own PayPal account but can't verify from that???? Their customer service advised it was cancelled but could not/would not say why it was not verified. I asked if, since the original one was cancelled, can I submit a new transfer. They said it would be cancelled also! Avoid the hassle, DO NOT USE XOOM! Further research showed that Xoom did not even make the top 5 or 10, best money transfer sites. I can now see why. Time to review my relationship with PayPal!

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    Customer ServicePunctuality & Speed

    Reviewed Aug. 3, 2019

    I needed to transfer some $$ to a friend in Mexico who assisted me with buying furniture down there. After doing the transfer online I received a phone call and was asked about 15 questions, many of them redundant. Two days later my transfer was cancelled because I had put the wrong banking info in by mistake. My bad. After I sorted that I did a new transfer and received another phone call asking a whole bunch of questions again which I answered. My transaction was again cancelled. I phone customer service and was told that there was a security issue. I explained about the first transfer etc and was told that my case would be escalated to another department that determined security matters. LOL. All of this was unbelievable to me.

    Anyhow the long and short of it and many calls later my account was cancelled by Xoom because according to an email I received because I did not fit their security prodigal. On all of my calls I was speaking to people who clearly English was a second language, they were reading scripted questions and answers and the call lines were very distorted... I felt like I was talking to someone on a camel in the desert.

    My take? I think they either want you to choose an option to pay for your transfer, hence all the questions like who is the recipient, how long have you known them, are they your family, have you met them before, how many times, will you be making this transfer again...yada yada. Or they are just stealing information. They now possess my banking info, my name, my address, my phone number, my recipient's name, address, phone number. Xoom seemed like a great concept and I do understand some level of security questions but this was like an interrogation; I fear there is something seriously wrong with this company. You have been warned!

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    Customer ServicePrice

    Reviewed Aug. 3, 2019

    I noticed there was a fraudulent transaction in my Xoom account on 21st July 2019 5:35 a.m. I noticed the fraud transaction in the morning around 9:00 a.m. and immediately called Xoom. Xoom customer service asked to submit affidavit. I filed the affidavit and they informed that they will reply in 5 days. After nervously waiting for 5 business days I get a reply that the claim is denied due to insufficient information. Meantime I saw in my account unknown recipients with the same phone number added in my account. This was a clear case of my account hacked.

    I called customer service and they were giving one excuse after another. Xoom sent a mail that record the case in local police and they will partner with them. I lost all my hope, but then I called DCU, my bank and reported the fraud. They immediately credited the amount and opened the claim. Then after couple of day I got a mail that my case is resolved in favour of me. See the difference!!! I shall never do business with Xoom (I partnered with them because they were PayPal company though they charge higher fees compared to other service providers). In fact I shall now transfer money with a reputable Bank rather than these service providers like Xoom, InstaReM, etc..

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    Punctuality & Speed

    Reviewed July 31, 2019

    Very disappointed this transaction was put on hold again. I just sent 575 on the 25th to this individual and another 170 on the 29th and both went through without any problems. And now this hold. This individual needs the money for a project he is working on and now it's put on hold because of this. It was very critical to get this to him so he could get this project done. Have been using you since March 2018 and had several delays along the way which to a degree is understandable. But when I sent the previous 2 times and no problems, I figured no problem either. Boy was I wrong. For the most part you would have gotten a 4 or 5 star rating but since this was critical he receive this for his project on time but now he won't, the ratings is only 2 stars as it was critical he got the funds promptly which won't happen now.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 29, 2019

    I was sent money from this service on July 18. I received an email stating that the money was sent. I receive another email that the money is in my account the next day. Eleven days later still no money in my account. I tried contacting customer service. They refuse to rectify the issue or even forward me to or give me the name of a manager or supervisor. The rep said her name was Cheryl with a thick East Indian accent.

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    Verified purchase

    Reviewed July 28, 2019

    Very disappointing. I had been with Xoom for years and nothing of this happened before asking for an ID of my mother-in-law when they don't have access to internet. If is a new regulation or policy of the company thanks for everything it was my last transaction.

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    Punctuality & Speed

    Reviewed July 27, 2019

    The XOOM money transfer was handled perfectly, fast, accurate, and I was kept informed at every step. Many thanks! I will reccomend XOOM Money Transfer to anyone who needs to send money to other locations...

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    Verified purchase

    Reviewed July 27, 2019

    This is my last transfer, the following one, I could not complete so much year with you asking me for social security or a copy of the passport from the Americas that because I was upgraded. I did not like that.

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    Online & AppEase of Use

    Reviewed July 27, 2019

    Shalom, I appreciate the easy to use features on the website. The service was efficient, I think Xoom provided exceptional transaction details as well. It's impressive that Xoom has a extensive relationship with other countries and the transactions are secure.

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    Punctuality & Speed

    Reviewed July 27, 2019

    Transaction was quick, easy, and flawless. Receiver was notified via text message when the money was ready for pickup at the bank. And sender was notified via text messages of all the stages of the transaction including the completion. Thanks for helping make life a little easier!

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    Verified purchase

    Reviewed July 27, 2019

    Every time I spoke with someone I had to explain everything again. Then I was told I can not do business with you. I also noticed that your no fee is a lie. The exchange rate is higher than what you are giving in the payment so you are deceiving people. I was able to go to Western Union and send funds with no issues for a fee but the amount sent was higher than you with no fee. I have advised my relatives to not use your service.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 27, 2019

    Been using Xoom maybe 7 years. Anytime I want send a money I get a delay in service, having wait 3 to 4 days for my money. It's becoming undependable service, especially in an emergency. Many friends encounter same problem, now. Calling about it or try get the issue resolved is just waste time, no one fix the problems. Just gives excuses.

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    Verified purchase
    Punctuality & Speed

    Reviewed July 27, 2019

    I was happy to find the non fee wire transfer by using Xoom. My first wire transfer order using Xoom went smooth sailing and arrived so quickly to the beneficiary account. The exchange rate provided was also great. But then I was going to use the same service by Xoom to the same beneficiary this time the exchange rate the Xoom quoted me was not great. I used service from Transferwise so often and even with the fees TransferWise still giving me the high exchange rate. If Xoom can compete with the rate transferwise given me, I will without hesitation going to use the service from Xoom again. In other words if Xoom provide me with no wire fee service with better rate than the transferwise exchange rate I will be back using the Xoom again. Thanks.

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    Verified purchase
    Staff

    Reviewed July 26, 2019

    Great service. I been using Xoom for few years now and never have trouble. I have to claim one transaction that has nothing to do with xoom. Despite that the people working on my behalf I will keep using xoom. Great service.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 25, 2019

    I have been a customer of Xoom for a long time. Using always the same card for making my transfers. Last time for no reason at all, my card wasn't accepted and NOBODY of your customer service team, could help me.

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    Verified purchase

    Reviewed July 25, 2019

    It seems like the more frequently I use the service, the slower the processing times. When I transfer once every couple of months, transfer goes through same day. When I send 2 or 3 times a month, it takes 3 business days to clear even though sending to the same person from the same account.

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    Verified purchase
    Customer Service

    Reviewed July 24, 2019

    Transaction for money transfer to Mexico. Thank you for providing this great service. It is a safe and easy way to send money overseas. I am happy that it is affiliated with PayPal services. I am very satisfied with the customer service as well. Thank You, A.

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    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed July 24, 2019

    I am very happy using XOOM.COM to transfer funds to Peru, it is done fast in all the modalities [cash, deposit in bank account in different currencies and countries] and the prices are great. In several occasions I have done 4-5 transfers in a day and they normally are done generally in 1 day and depending the bank used will take 2-3 days. Lot of communications and easy to track your transactions, in case you have any problem the customer service will resolve it in 24 hours!

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    Verified purchase
    Punctuality & Speed

    Reviewed July 24, 2019

    I have been using this service like on a weekly basis since January 31, 2019 for money transfer to my fiance in Colombia.... ALL transactions are smooth and right in time.... This is the BEST of the BEST....

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    Verified purchase

    Reviewed July 24, 2019

    I have used Xoom on several occasions when I had to send money to India. I have never had any sort of issues with the service. I am astonished at the speed with which money is deposited into the recipient account. Xoom service is extremely ease to use.

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    Verified purchase

    Reviewed July 24, 2019

    I have been using Xoom for quite a number of years now and I have never had a bad experience. With Xoom I know the money that I send our family back home will receive them in a matter of minutes. I will not have it any other way! It’s simply the best?

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    Verified purchase
    Price

    Reviewed July 24, 2019

    I send some money to my mother in law in Mexico however. When she went to pick it up they told her they couldn't give it to her because her last name was entered twice and that is because it asked for the maiden name and last name. But I had send her money like that before twice and she was able to get it so had to cancel the transaction and do it again. Also it said it was going to charge 2.99 to send it and then was changed to 4.99. Don't know why.

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    Verified purchase
    Staff

    Reviewed July 24, 2019

    Even though my excellent rate I have to complaint about your partners CARULLA and EXITO in Barranquilla, Colombia. Many times they denied the giving of cash saying they don't have internet or other different excuses.

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    Verified purchase
    Staff

    Reviewed July 24, 2019

    I needed to add my second account where my pension check arrives also monthly, Xoom made it effective and very simple to change and allowed me to utilize the transfer service uninterrupted and gives me the flexibility to be anywhere in the world during my travels and still make sure my family is safe and well. Thank you so much for your excellent service to your customers.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed July 24, 2019

    I love Xoom, is fast and notifies me when transaction is complete. It also notifies the receiver. I can do transactions from my phone without any problems, and it works faster than Western Union. I would recommend Xoom to my family and friends.

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    Verified purchase

    Reviewed July 24, 2019

    We are living in Mexico part-time and use Xoom to pay our rent. Once we set everything up, it is extremely to use. We log in to our account and within minutes our money is transferred from our bank and we can pick it up immediately. The system is very user-friendly and we have never had a problem. I would recommend Xoom to anyone needing to access money from a foreign country.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 24, 2019

    This breakthrough in remitting funds overseas, XOOM tops all other remittances. It’s easy, fast, accurate never had a problem after so many years of reaching out to our needy friends and family in the Philippines. Customer Service personnel are friendly and extremely helpful when you need them. I highly recommend XOOM.

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    Xoom Money Transfer Company Information

    Company Name:
    Xoom Money Transfer
    Website:
    www.xoom.com