Walmart MoneyCard

Walmart MoneyCard Reviews

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About Walmart MoneyCard

The Walmart MoneyCard is a prepaid banking card. The card includes a variety of features such as cash back rewards at, Walmart Fuel Stations and Walmart stores. The card has no fees at Walmart locations, and it has a mobile app that lets you track your purchases and deposit funds into your account.

Pros & Cons


  • Cash back on Walmart purchases
  • 2% APY annually
  • Up to four free family accounts


  • No fees only at Walmart locations
  • Numerous fees

Bottom Line

The Walmart MoneyCard is a good choice for frequent Walmart shoppers. The card has cash back rewards up to $75 each year. You can manage your funds and deposit cash on the go with the MoneyCard app.

Featured Reviews

Olathe, KS

Everything's working very well with my Walmart MoneyCard. I like that I can’t go over. … I can go to the store right now, and in five minutes, it’s already showed up on my transac...

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Safford, AZ

I like my Walmart MoneyCard. It really is great. I love it. I like that I don’t have to have a bank account. I use their online app and I like that I can check my transactions and...

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What is a Walmart MoneyCard?

The Walmart money card is a prepaid debit card offered through Walmart. Customers earn cash back rewards for using their Walmart MoneyCard at Walmart stores and fuel stations and online at The cash back rewards can be accessed after 12 months of use as long as the card maintains a positive balance.

Other features of the Walmart MoneyCard include:

  • No overdraft fees
  • 2% annual interest
  • Free cash reloads using the Walmart app
  • ASAP Direct Deposit
  • Free family accounts

To enroll in the Walmart MoneyCard program, visit the company’s website and fill out the application form. You must supply your name, address, phone number, Social Security number and preferred card type: Visa or Mastercard.

Walmart MoneyCard fees

The Walmart MoneyCard has several fees, including:

  • Monthly fee: $5.94, but waived if $1,000 or more was loaded onto the card in the previous monthly period
  • ATM withdrawal: $2.50
  • Teller cash withdrawal: $2.50
  • Cash reload fee: $5.95, but free if cash is loaded using the app at a Walmart location
  • ATM balance inquiry: 50 cents
  • Activation fee: One-time $1 fee
  • International transactions: 3% of purchase
  • Paper checks: $5.95 for a pack of 12 paper checks
  • Card replacement fee: $3 for standard delivery and $15 for expedited delivery

Walmart MoneyCard FAQ

Does Walmart MoneyCard deposit early?

Yes, with the ASAP Direct Deposit feature, customers can access their payday funds two days early and benefits four days early.

How do I activate my Walmart MoneyCard?

To activate your Walmart MoneyCard, enroll in the program and follow the instructions provided for activating your card. There is a one-time $1 setup and activation fee.

Can I withdraw money from my Walmart MoneyCard?

Yes, but ATM and teller fees apply.

How do I check my balance on my Walmart MoneyCard?

Use the Walmart MoneyCard app to check your card’s balance, make mobile check deposits and monitor transactions.

Can I use my Walmart MoneyCard at a gas pump?

Yes. Plus, you earn 2% cash back if you use the card at a Walmart fuel station.

Is the Walmart MoneyCard good?

The Walmart MoneyCard is good for customers who frequently shop at Walmart stores and are looking for a simple way to manage money while earning rewards. The simple nature of the card and app helps customers load funds and monitor transactions wherever they are. However, it is best to keep an eye on the fees associated with ATM withdrawals and cash reloads.

Walmart MoneyCard Reviews

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Page 1 Reviews 0 - 10
Customer ServiceStaffProcess

Reviewed Nov. 28, 2023

I found a total of 13 transaction on the card not made by me. I tried 9 phone calls and 1 letter to no avail. Finally, on 11-26-23 I spoke to a customer service rep. who could have cared LESS. After she took my complaint she transferred me to another rep. Where then again I have to go through that whole process again. She told me she would assign me a case #. And send me an email with what to do next. That email never came. After speaking to her, she says I have to transfer your call to the next rep. who will tell you what needs to be done next. After again explaining she tell me I CALLED THE WRONG NUMBER. WHAT A JOKE THE CUSTOMER SERVICE PEOPLE WERE.

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Customer ServiceStaff

Reviewed Nov. 20, 2023

I went to Walmart in Harker Heights, Tx. 76548. I bought a One Card' and added $90. I ask the cashier Bobby on 10/18/23 2 times around 4:06 PM would the $s be available on this card for use directly after I put my money on the One Card' & she said? Yes after looking on the back of card. I told her this is all the money I Had so I need to be sure. I tried to activate card in store at Walmart right after I bought card. No $s were on the card. I brought it to Walmart & nothing was done. They just sell cards they said. I called one card customer service to help me with card, and they told me it would have to be done online. When I got home I was able to get card activated, but the account had 0 balance.

On 10/18/2023 around about 6:30-7:30PM I contacted One Card' via chat & I was told the money will be on card in 24 hours. Walmart called and stated that it takes 3days for the money to get onto card. Still this day today my balance is 0. I felt the one card customer service was giving me the run around as well as Walmart, because nothing they told me was true. All my money was on that card & I had to walk home, because I couldn't call an Uber to pick me up.

Usually when business lie that alerts me that they're not a honest company. Walmart is aware of these cards yet have them still on their shelves. That's bad business practice for both. The environment where this happened was so unprofessional & I felt my money was taken & put on card & nothing was done, nor cared. I felt so humiliated. I ask for managers & workers were just relaying message from the management & didn't want to take responsibility, Even though the cashier in the money department assured me my money would be on the card. Christine **

I believe Walmart was at fault, because she shouldn't of promised me the money would be on the card. They didn't offer me a ride home. Couldn't call Uber, because you took my money. I read another incident in one of the Walmart store in relation to money. He was very upset & he had his child with him; end result was jail. You putting the customers' lives in danger it could of been worse. You don't take nobody's money & expect them to respond calmly. God showed that about the situation with the other guy. She (Money Dept) shouldn't of never assured me; nobody wants take RESPONSIBILITY. They don't want to hear "We have nothing to do with it." Your word is your bond; to be trusted because you worked in the money department; you misinformed me.

Anyone in their right mind could feel me. It's hard that there was a violation against me, but it's hard when nothing is done. It's goes more deeper when they aren't remorseful. I accept foreigners, but when they do bad business practices they deserve not to take part with US violating the customers. Walmart you made a deal with the Devil.

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    Customer ServiceStaff

    Reviewed Nov. 18, 2023

    I have had to this prepaid Walmart Money Card for over 5 yrs. and have NEVER filed a claim, until 9/6/23. I went to Murphy USA Gas (Walmart) station on 9/6/23 to put gas in my Lincoln MKC (Compact SUV); size of a Ford Escape to compare. My gas purchase was for $41.01. When I reviewed my Walmart Money Card, I noticed the $41.01 Murphy USA and $100 Murphy USA Gas purchase pending. I waited to see the actual Posted transaction and they both posted. I called Walmart Money Card Dispute on 9/7/23 to dispute the $100. I submitted my dispute form and actual gas receipt for gas purchased of $41.01 on 9/6/23 to Walmart Money Card Dispute department on 9/13/23.

    On 11/14/23, I get a email from Walmart Money Card Dispute saying, my claim was DENIED because "Based on our review of relevant information, including transaction and account activity, we have determined you authorized the transaction(s)." I called Walmart Money Card Dispute today, 11/18/23 and spoke with a female @ 10:01 am CST and held for 45 min. I asked the Agent (accent sounded foreign) to tell me what proof she had as I was in the exact Walmart, with the Manager and we also had Walmart Corporate on the phone. The Agent said quickly, "it's confidential information that I do not have access to, but can email it to you." I confirmed my email address and she informed me, it would take up to 30 minutes for me to receive the email. Then she said her exit greeting and dismissed herself from the call, disconnecting before I could say anything else. She hung up on me.

    I called right back on 11/18/23 @ 11:04 am CST and spoke with a male (accent sounded foreign) and immediately asked for a manager. He told me they Did Not have Managers on site and only could submit a Supervisor callback. I said, "That's fine, I want to speak with a manager." He never asked me my name or to verify myself. I went over why I wanted a Manager and he went into a spiel, "Oh it was denied because of the proof we received when we called the merchant and what they informed us." I again stated, "Send me the proof as I am at Walmart, with the Manager and we have Walmart Corporate on the line." He too, disconnected the line on me. Sounds "guilty" to me. They're unprofessional, rude, do not actively listen, liars and thieves. If they take that $100 out on 11/22/23 as they said they are, I am closing this card. Closing it regardless.

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    Reviewed Nov. 18, 2023

    I had an online order glitch and my card was charged. It been pending for 10 days. I live paycheck to paycheck. It's over $100. Every time I talk to a rep it's a different story or a different day that my money will be put back on.

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    Customer ServiceStaff

    Reviewed Nov. 18, 2023

    Walmart Moneycard has a glitch in their system declining transactions at the merchants on 11/7 but yet holding funds, my card was declined 3 X for over $100 on 11/8 & each time I called the customer service line, I was told the merchant has to release the hold, I obtained proof the merchant transactions did not go through and the each agent still said the same thing “the merchant has to release the hold”. I finally spoke to someone today who verified there was a glitch in the system and she has escalated it to corporate but I will have to wait another 2 business days until I receive my funds. So unacceptable! It’s already been 10 days and now I am unable to provide for my family. BTW The worst experience trying to explain this to all the customer services agents and they would all reply with the same script each time!

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    Sales & Marketing

    Reviewed Nov. 14, 2023

    Walmart Moneycard and green dot bank are basically thieves..They closed my account essentially with no warning. Then made me jump through a variety of obstacles to prove the funds in my bank account were mine. After over a week my account still remains locked and no access to my payroll check and or funds in my account. My suggestion is you run so fast from this scam of a bank ..I reported them to the federal government and federal reserve bank.

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    Reviewed Nov. 10, 2023

    Charge was made to card. Vendor immediately reversed it. Walmart however “needed” 10 days to reverse in their system even though vendor showed it was back in Walmart's account. Takes another 10 to 90 days.

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    Customer ServiceStaff

    Reviewed Nov. 3, 2023

    On 10/26/2023 I bought 2 Walmart moneycards, one for $500 and the other for $100. The employee who sold them to me NEVER told me that it would take 5 days to be activated and much less told me that there were no returns (I found out about this after I had paid), after I bought them I had to go to the store for 5 days to To see why they were not activated, a Walmart moneycard customer service person explained to another Walmart employee of the store where I bought them that in fact it would take 5 days, after 5 days my cards were activated when I was in the store (11:26 am). When they checked the balance of my cards (11:27 am) there was only $0.45 on each one. Until today, no one has helped me recover my money. I am going to sue. DO NOT BUY THESE CARDS.

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    Customer Service

    Reviewed Oct. 22, 2023

    I've had Walmart Moneycard for over 7 years worth direct deposit. The past few months, since about July this year the debit card service is beyond horrible. Has held my money from me not allowing my purchases to be paid when I have enough money in my account. One payday I moved $300 into my savings, they took my money ey completely from my account and took over 2 weeks to put it back into by account. Now they did a fraud alert for $1 purchase, they asked if I made it. I responded no and they canceled my card, that I just got 1 week ago and said I had no choice that they had to cancel it. They charged my account $15 and $3 for a new card fee and are trying to process it currently before purchases I made first and not put my account $- negative. Walmart moneycard by Greendot NEEDS TO BE SHUT DOWN. THEY ARE CROOKS AND NOT WORKING FOR THE CUSTOMER'S BEST INTEREST! This information I provide is not from opinion but true, factual experience with Walmart Moneycard.

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    Sales & Marketing

    Reviewed Oct. 21, 2023

    I have proof and so many screenshots. It's not funny to prove I'm being honest, them on the other hand, well all I have to say is it's only a matter of time, they can't continue to get away with this nonsense & such immoral ways surrounding this scam, with that being said please Never & I mean never get a Wal-Mart $ card nor Spendwell $ card unless you just want to throw your $ in the trash, they'll cancel your card. (Walmart that is, without your permission, said it was protocol.)

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    Walmart MoneyCard Company Information

    Company Name:
    Walmart MoneyCard