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Walmart MoneyCard Reviews

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7,862 reviews
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About Walmart MoneyCard

The Walmart MoneyCard is a prepaid banking card. The card includes a variety of features such as cash back rewards at Walmart.com, Walmart Fuel Stations and Walmart stores. The card has no fees at Walmart locations, and it has a mobile app that lets you track your purchases and deposit funds into your account.

Pros
  • Cash back on Walmart purchases
  • 2% APY annually
  • Up to four free family accounts
Cons
  • No fees only at Walmart locations
  • Numerous fees

Featured Reviews

Olathe, KS
Verified purchase
Everything's working very well with my Walmart MoneyCard. I like that I can’t go over. … I can go to the store right now, and in five minutes, it’s already showed up on my transac...

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Safford, AZ
Verified purchase
I like my Walmart MoneyCard. It really is great. I love it. I like that I don’t have to have a bank account. I use their online app and I like that I can check my transactions and...

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What is a Walmart MoneyCard?

The Walmart money card is a prepaid debit card offered through Walmart. Customers earn cash back rewards for using their Walmart MoneyCard at Walmart stores and fuel stations and online at Walmart.com. The cash back rewards can be accessed after 12 months of use as long as the card maintains a positive balance.

Other features of the Walmart MoneyCard include:

  • No overdraft fees
  • 2% annual interest
  • Free cash reloads using the Walmart app
  • ASAP Direct Deposit
  • Free family accounts

To enroll in the Walmart MoneyCard program, visit the company’s website and fill out the application form. You must supply your name, address, phone number, Social Security number and preferred card type: Visa or Mastercard.

Walmart MoneyCard fees

The Walmart MoneyCard has several fees, including:

  • Monthly fee: $5.94, but waived if $1,000 or more was loaded onto the card in the previous monthly period
  • ATM withdrawal: $2.50
  • Teller cash withdrawal: $2.50
  • Cash reload fee: $5.95, but free if cash is loaded using the app at a Walmart location
  • ATM balance inquiry: 50 cents
  • Activation fee: One-time $1 fee
  • International transactions: 3% of purchase
  • Paper checks: $5.95 for a pack of 12 paper checks
  • Card replacement fee: $3 for standard delivery and $15 for expedited delivery

Walmart MoneyCard FAQ

Does Walmart MoneyCard deposit early?

Yes, with the ASAP Direct Deposit feature, customers can access their payday funds two days early and benefits four days early.

How do I activate my Walmart MoneyCard?

To activate your Walmart MoneyCard, enroll in the program and follow the instructions provided for activating your card. There is a one-time $1 setup and activation fee.

Can I withdraw money from my Walmart MoneyCard?

Yes, but ATM and teller fees apply.

How do I check my balance on my Walmart MoneyCard?

Use the Walmart MoneyCard app to check your card’s balance, make mobile check deposits and monitor transactions.

Can I use my Walmart MoneyCard at a gas pump?

Yes. Plus, you earn 2% cash back if you use the card at a Walmart fuel station.

Is the Walmart MoneyCard good?

The Walmart MoneyCard is good for customers who frequently shop at Walmart stores and are looking for a simple way to manage money while earning rewards. The simple nature of the card and app helps customers load funds and monitor transactions wherever they are. However, it is best to keep an eye on the fees associated with ATM withdrawals and cash reloads.

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Walmart MoneyCard Reviews

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    Page 1 Reviews 0 - 10
    Verified purchase

    Reviewed June 14, 2025

    I will never use this Card ever again. I disputative a transaction for 492.00 that I never spent. My card was stolen and I reported it and before I could send in the proof they closed the transaction the same day. I will never use Walmart for shopping. I will go to a store that doesn’t rip everyone off. Worst card ever. Bullshit that it was my rent money and my landlord doesn’t care about what happened and might me homeless. NO THANKS TO WALMART STUPID CENTER.

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    Reviewed June 3, 2025

    The card was great to use on a daily basis until Walmart would not guarantee what they advertise. I had the card for over a year, earned reward money and when the card was compromised, I closed it...but not until Walmart would NOT payout my reward money. They kept it since I closed my account.

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      Customer ServiceStaff

      Reviewed May 27, 2025

      After having this card for years, I now Have had a block on my card with no explanation for 6 months. That account has over $4000 in it and I can not touch it. I have made multiple phone calls and sent certified letters with no resolution. I have been hung up on by a representative on multiple occasions. I do not recommend using this card EVER.

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      Customer Service

      Reviewed May 20, 2025

      Customer Service is not helpful. They have held onto my funds that should have been credited to my account for over 2 weeks now. When they don't know the answer they will leave you on hold until the phone disconnects with no call back.

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      Price

      Reviewed May 14, 2025

      I wouldn't purchase, nor recommend this card. Roughly a week ago, my card started to be declined, even though funds were available. I spoke with CS 6 times in 3 days, 5 of the 6 times I was told to wait anywhere from 15 mins to 48 hrs and the issue will be resolved. The other time I was told it was either my fault or the merchant's, even if I tried several different places. Issue is still not resolved & they want to charge me for a new card!

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      Price

      Reviewed May 12, 2025

      My fellow poor Americans. This card charges you $6 per month, you then pay $3 every time you load money onto the card. WORTHLESS. As consumers, if you use services like this you are only contributing to the rampant greed that plagues this disgusting country.

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      Customer ServiceSales & Marketing

      Reviewed April 23, 2025

      The worst experience in the world. Do not buy this card. Do not put money on it. It is nothing but a scam by Walmart. Cannot use anywhere, cannot reload, absolute total garbage. The worst customer service I have ever experienced.

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      Reviewed April 10, 2025

      Do not use. They have stolen over $3000 from me and not returning it. I am going thru Better Business Bureau and Green Dot bank and police. They are a rip off, I am a widow on social security and they are taking my money.

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      Reviewed April 9, 2025

      They literally let someone take all my money in my account and would not help me at all. No one understands English. I got nothing but the run around for over a month. They stated there was a charge on my account done online in India and I live in Arizona and there is nothing they can do. They send me back all my documents proving this was fraudulent on my account and closed my account. Please do not use 3rd party banks. I had to learn my lesson the hard way. Just a fare warning.

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      Reviewed April 5, 2025

      When they overcharged you for a overdraft fee they will not reverse it. Even when you show it was done incorrectly, they still will not waive the fee talking about policies. Please pay attention to all your transactions.

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      Walmart MoneyCard Company Information

      Company Name:
      Walmart MoneyCard
      Website:
      www.walmartmoneycard.com