Walmart MoneyCard Reviews

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About Walmart MoneyCard

The Walmart MoneyCard is a prepaid banking card. The card includes a variety of features such as cash back rewards at Walmart.com, Walmart Fuel Stations and Walmart stores. The card has no fees at Walmart locations, and it has a mobile app that lets you track your purchases and deposit funds into your account.

Pros
  • Cash back on Walmart purchases
  • 2% APY annually
  • Up to four free family accounts
Cons
  • No fees only at Walmart locations
  • Numerous fees

Featured Reviews

Olathe, KS
Verified purchase
Everything's working very well with my Walmart MoneyCard. I like that I can’t go over. … I can go to the store right now, and in five minutes, it’s already showed up on my transac...

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Safford, AZ
Verified purchase
I like my Walmart MoneyCard. It really is great. I love it. I like that I don’t have to have a bank account. I use their online app and I like that I can check my transactions and...

Read more

What is a Walmart MoneyCard?

The Walmart money card is a prepaid debit card offered through Walmart. Customers earn cash back rewards for using their Walmart MoneyCard at Walmart stores and fuel stations and online at Walmart.com. The cash back rewards can be accessed after 12 months of use as long as the card maintains a positive balance.

Other features of the Walmart MoneyCard include:

  • No overdraft fees
  • 2% annual interest
  • Free cash reloads using the Walmart app
  • ASAP Direct Deposit
  • Free family accounts

To enroll in the Walmart MoneyCard program, visit the company’s website and fill out the application form. You must supply your name, address, phone number, Social Security number and preferred card type: Visa or Mastercard.

Walmart MoneyCard fees

The Walmart MoneyCard has several fees, including:

  • Monthly fee: $5.94, but waived if $1,000 or more was loaded onto the card in the previous monthly period
  • ATM withdrawal: $2.50
  • Teller cash withdrawal: $2.50
  • Cash reload fee: $5.95, but free if cash is loaded using the app at a Walmart location
  • ATM balance inquiry: 50 cents
  • Activation fee: One-time $1 fee
  • International transactions: 3% of purchase
  • Paper checks: $5.95 for a pack of 12 paper checks
  • Card replacement fee: $3 for standard delivery and $15 for expedited delivery

Walmart MoneyCard FAQ

Does Walmart MoneyCard deposit early?

Yes, with the ASAP Direct Deposit feature, customers can access their payday funds two days early and benefits four days early.

How do I activate my Walmart MoneyCard?

To activate your Walmart MoneyCard, enroll in the program and follow the instructions provided for activating your card. There is a one-time $1 setup and activation fee.

Can I withdraw money from my Walmart MoneyCard?

Yes, but ATM and teller fees apply.

How do I check my balance on my Walmart MoneyCard?

Use the Walmart MoneyCard app to check your card’s balance, make mobile check deposits and monitor transactions.

Can I use my Walmart MoneyCard at a gas pump?

Yes. Plus, you earn 2% cash back if you use the card at a Walmart fuel station.

Is the Walmart MoneyCard good?

The Walmart MoneyCard is good for customers who frequently shop at Walmart stores and are looking for a simple way to manage money while earning rewards. The simple nature of the card and app helps customers load funds and monitor transactions wherever they are. However, it is best to keep an eye on the fees associated with ATM withdrawals and cash reloads.

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Walmart MoneyCard Reviews

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    Page 1 Reviews 0 - 10
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    Sales & MarketingPunctuality & SpeedOnline & AppStaffEase of Use

    Reviewed Jan. 26, 2026

    The Walmart card is amazing. It’s so easy to use and don't have to worry about penalties, etc. I rather use my Walmart card than my bank card. It’s has no troubles with anything.. It’s easy to use the app with I love by the way.. Loading money on it is easy also and it’s automatic and doesn’t take days like a regular bank does.

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    Customer ServiceSales & MarketingStaff

    Reviewed Jan. 21, 2026

    They are scams. I wouldn't recommend no one use this card. Just get a bank. They will be more helpful. Customer service is horrible. They talk over you. Can't get a word out with them. They took some money off my card and can't explain why.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Jan. 17, 2026

      So my card expired 1/2025. To this day I'm still waiting for my new card. Unfortunately I can't log on to my account and in the meantime money is taking out I supposed for service. Talk to a rep today 1/17/2025, he can't access my account because he needs the phone number I had then mind you I've been thru numerous numbers so NOW WHAT he got my birthdate, social security. So I guess all my hard working money is A LOST. NOT GOOD. You folks are terrible...

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      Customer ServicePriceOnline & AppMaintenanceStaff

      Reviewed Jan. 9, 2026

      Their referral program is really bad. I referred 15 friends to their app but only received 3 referral bonuses instead of 15. They take $5.94 from your account on your first direct deposit. They also charge a $3 fee if you use Cash App or any other online bank to move money from their app. On top of that, their customer service is terrible, with agents who have very strong accents. Their referral reward program does not work well. I use many online apps, and the Walmart MoneyCard is the only one that charges maintenance fees and also charges you when you withdraw money using another online bank.

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      Customer ServiceRefunds & PayoutsStaff

      Reviewed Jan. 7, 2026

      These people are scammer and thieves. I put 400$ on a card that won't activate and the call center which are a bunch of ** criminals you can't understand. Said my information is incorrect!!!! Screw Walmart. I have the receipt and no help trying to get a refund so I guess the BBB should get involved!!! Do not trust anyone who speaks ** because they're most likely a scammer.

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      Profile pic of the author.
      Sales & Marketing

      Reviewed Dec. 26, 2025

      I had my Walmart MoneyCard hack. So I filled out a dispute. Walmart found out my card was being scammed. Walmart Walmart money card refused to do anything. To get back my $500 I lost. Walmart money card is a disgusting card to have.

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      Profile pic of the author.
      Sales & MarketingPricePunctuality & SpeedStaffRates

      Reviewed Dec. 25, 2025

      I have consistently had a great experience shopping at Walmart, both in-store and online. Walmart offers an impressive variety of products all in one place, which makes shopping convenient and stress-free. From groceries and household essentials to clothing, electronics, and seasonal items, I can always find what I need without having to visit multiple stores. The prices are affordable and competitive, which really helps when shopping on a budget. I also appreciate the frequent sales and rollback deals that make everyday items even more affordable.

      The store is generally well-organized and clean, making it easy to locate products. Employees are helpful and polite when assistance is needed, and checkout is usually quick with the availability of self-checkout lanes. Online ordering and curbside pickup have been especially convenient, saving time and making busy days easier to manage. Orders are accurate, and pickup is fast and efficient. Overall, Walmart continues to be a reliable and customer-friendly store. Its combination of affordability, variety, and convenience keeps me coming back. I would highly recommend Walmart to anyone looking for quality products at great prices with a smooth shopping experience.

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      PricePunctuality & Speed

      Reviewed Dec. 18, 2025

      I added money to my Walmart money card and cancelled it. On my account, it says it is permanently cancelled. But a month later, I have a negative balance. I shouldn't have to add more money to cancel my card more than once! 0/10 do not recommend.

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      Customer ServiceSales & Marketing

      Reviewed Nov. 24, 2025

      They’re happy to take your money but you cannot use the card online. So why does it have a Mastercard logo on it??? And it says “debit”. Customer service told me it cannot be used online, yeah, go figure. Worst card ever. Scam!!!

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      Customer ServiceSales & Marketing

      Reviewed Nov. 22, 2025

      I purchased a money card and phone went dead. When I tried it again it was restricted. Then the only place I could spend it was Walmart. It is a scam. I didn't want to have to spend it a Walmart. I spoke to supervisor. After supervisor no money or even finish my account. Very bad customer service

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      Walmart MoneyCard Company Information

      Company Name:
      Walmart MoneyCard
      Website:
      www.walmartmoneycard.com