Walmart MoneyCard

Walmart MoneyCard Reviews

About Walmart MoneyCard

The Walmart MoneyCard is a prepaid banking card. The card includes a variety of features such as cash back rewards at Walmart.com, Walmart Fuel Stations and Walmart stores. The card has no fees at Walmart locations, and it has a mobile app that lets you track your purchases and deposit funds into your account.

Pros
  • Cash back on Walmart purchases
  • 2% APY annually
  • Up to four free family accounts
Cons
  • No fees only at Walmart locations
  • Numerous fees

Featured Reviews

Olathe, KS
Verified purchase
Everything's working very well with my Walmart MoneyCard. I like that I can’t go over. … I can go to the store right now, and in five minutes, it’s already showed up on my transac...

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Safford, AZ
Verified purchase
I like my Walmart MoneyCard. It really is great. I love it. I like that I don’t have to have a bank account. I use their online app and I like that I can check my transactions and...

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What is a Walmart MoneyCard?

The Walmart money card is a prepaid debit card offered through Walmart. Customers earn cash back rewards for using their Walmart MoneyCard at Walmart stores and fuel stations and online at Walmart.com. The cash back rewards can be accessed after 12 months of use as long as the card maintains a positive balance.

Other features of the Walmart MoneyCard include:

  • No overdraft fees
  • 2% annual interest
  • Free cash reloads using the Walmart app
  • ASAP Direct Deposit
  • Free family accounts

To enroll in the Walmart MoneyCard program, visit the company’s website and fill out the application form. You must supply your name, address, phone number, Social Security number and preferred card type: Visa or Mastercard.

Walmart MoneyCard fees

The Walmart MoneyCard has several fees, including:

  • Monthly fee: $5.94, but waived if $1,000 or more was loaded onto the card in the previous monthly period
  • ATM withdrawal: $2.50
  • Teller cash withdrawal: $2.50
  • Cash reload fee: $5.95, but free if cash is loaded using the app at a Walmart location
  • ATM balance inquiry: 50 cents
  • Activation fee: One-time $1 fee
  • International transactions: 3% of purchase
  • Paper checks: $5.95 for a pack of 12 paper checks
  • Card replacement fee: $3 for standard delivery and $15 for expedited delivery

Walmart MoneyCard FAQ

Does Walmart MoneyCard deposit early?

Yes, with the ASAP Direct Deposit feature, customers can access their payday funds two days early and benefits four days early.

How do I activate my Walmart MoneyCard?

To activate your Walmart MoneyCard, enroll in the program and follow the instructions provided for activating your card. There is a one-time $1 setup and activation fee.

Can I withdraw money from my Walmart MoneyCard?

Yes, but ATM and teller fees apply.

How do I check my balance on my Walmart MoneyCard?

Use the Walmart MoneyCard app to check your card’s balance, make mobile check deposits and monitor transactions.

Can I use my Walmart MoneyCard at a gas pump?

Yes. Plus, you earn 2% cash back if you use the card at a Walmart fuel station.

Is the Walmart MoneyCard good?

The Walmart MoneyCard is good for customers who frequently shop at Walmart stores and are looking for a simple way to manage money while earning rewards. The simple nature of the card and app helps customers load funds and monitor transactions wherever they are. However, it is best to keep an eye on the fees associated with ATM withdrawals and cash reloads.

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Walmart MoneyCard Reviews

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    Page 1 Reviews 0 - 10
    Price

    Reviewed March 16, 2025

    They claim that the monthly fee is waived if a person deposits $500 or more in a 30 day period. But this is misleading because a little less than a week and they deducted the fee already. So, you pay for the card initially, and they require you to put at least $20 cash on it and then a week later they deduct $5.94. From the statement they give, a person should have 30 days from purchasing the card before being charged. Especially since they already charged you for the card itself. But instead, they're charging you a usage fee when you haven't even used it yet.

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    Customer ServiceStaff

    Reviewed March 7, 2025

    Absolutely Disgusting Treatment – Green Dot/Walmart MoneyCard is Forcing a 70-Year-Old Woman Into Homelessness! If I could give a -10 stars, I would. I am an advocate for homeless and displaced individuals, and I have never seen such heartless, incompetent customer service in my career. My 70-year-old homeless client, Pamela **, lost her Walmart MoneyCard, which holds her only source of income—$709 in Social Security funds. For the past five days, I have been forced to deal with robotic script-readers who refuse to address the issue.

    Pamela followed all their instructions, sending a clear, valid copy of her ID, yet every day we are met with new roadblocks and excuses. Yesterday, one of their representatives said she could go to Walmart, show her ID, and access her money—but today, a so-called "supervisor" named Shregun coldly denied that option, refusing to release her money at all. Let’s be clear: Green Dot is knowingly leaving a senior citizen homeless. They are refusing to send the money back to Social Security, meaning she can’t even get it reissued. This is theft. I told this so-called "supervisor" that if they do not release Pamela’s money TODAY, I will escalate this to every authority available:

    Wilkes-Barre Township Police Department
    The On-Call ADA (Assistant District Attorney)
    Consumer Affairs
    My State Representative

    My Congressman

    And this is just the beginning. If anyone at Walmart Money Center actually has a mother, a conscience, or a heart, they will step up immediately to rectify this disgusting situation. Otherwise, this review stands as a warning to every vulnerable person: Do NOT trust Green Dot or Walmart MoneyCard with your money—especially if you’re elderly, disabled, or struggling. I will NOT waste another second speaking to underpaid, script-reading customer service reps who lack the authority or common sense to resolve this. Fix this NOW.

    Michele **

    Advocate for Pamela **

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      Sales & MarketingPunctuality & SpeedStaff

      Reviewed Jan. 29, 2025

      Third month in I put next month's bills on the card and overnight Uber in San Francisco charged me 294.63 for 7 rides. I live in Maine... Only used the card for bills. Hard to believe someone just punched in the magic numbers or better yet my card somehow flew 5 thousand miles overnight to take an Uber around the city. Filed a dispute and they said I had ten days to mail in proof that it wasn't me that made the purchase! Then said it'd be 90 days or more to receive it back. Oh yeah and they shut the card down so all my bills would be late by the time the new card would arrive. The woman I spoke with I couldn't understand one bit, took ten times what it should've because of having her slow down and repeat what she said... Don't bother. Big corporate scam on us!

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      Customer ServicePrice

      Reviewed Jan. 25, 2025

      Well, in the beginning, I liked my account but then I discovered that you have to pay to load money on it in store, you have a transfer limit, not to mention it cost me almost 7.00 every time I get money at an ATM ... I had my tax refund deposited to my card and because it had my husband name and my name on joint return they sent it back to IRS and I had to wait for them to verify identity and send me a check in mail so that was 16 weeks I waited to get my return, then I just ordered a card and paid 15.00 for shipping and I haven't received my card yet and I can't access my money because I live 40miles from a Walmart that closes early and customer service will not give you money of your card only money center can... Not to mention I found out I can't transfer but a certain amount to another card so I'm screwed and can't access my paycheck. THANKS MONEY CARD!!!

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      Staff

      Reviewed Jan. 21, 2025

      This card company “green dot banking” sucks. I had fraud in my account and it took almost 6 months to have these people figure it out. At the end they still aren’t refunding me all my money back so I’m still fighting with these people. Most of the time the only people who understand what I need are the supervisors. All other staff is a waste of time.

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      Reviewed Jan. 14, 2025

      Walmart moneycard is a fraud..they have stolen money from me and never ever refunded back...They told many stories that they was sending me a refund. Never ever received it...Please beware!!! Fraud company.

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      Customer Service

      Reviewed Jan. 13, 2025

      I opened a Walmart Moneycard to use when I travel. I used it in September 2024 in Canada without any issue. I had recently placed money on the card for my next vacation and 5 days before I leave, I tried to use the card to make a purchase for my trip and it was declined. I thought nothing of it thinking maybe I had the number wrong or locked it. I attempted to log in and was informed my account was "closed due to suspicious activity."

      I called customer service, and they were basically useless. They informed me the suspicious activity was two deposits. . .from MY bank. . .that I initiated. Oh, did I mention my banks are linked. This is the exact process I used on my last vacation without a problem. I am also upset that there was no communication. I did not receive a call, email, text, or anything. Now, I have been told my account is blocked, "NOT EXACTLY CLOSED," SO THEY STILL CHARGED ME A MONTHLY FEE! I have no access to my money and the block "cannot be reversed." I have had to file a dispute with the original bank to have them recall the money. Great, that can take up to 45 business days. I will tell anyone who will listen to NOT do business with this card company. Horrible and horrible on Walmart for promoting them.

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      PricePunctuality & Speed

      Reviewed Jan. 11, 2025

      This was the worst experience using this debit card. I've had credit fraud and didn't want to link my savings or checking accounts to my bank. So, it's like you get punished for not doing that bc I now have to pay $3 to add cash to my Walmart debit card, which I do in person. And then they charge you $5 a month for fees. Sure adds up quickly. Waste of my time and I will be discontinuing my account with them.

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      Staff

      Reviewed Jan. 6, 2025

      I had my account closed due to fraud and they are supposed to mail me a check for my balance. Almost 1,000. I have been waiting for months!!! Spoken to multiple reps and supervisors with no resolution. Will most likely have to file in court now.

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      Reviewed Jan. 1, 2025

      Absolutely terrible. I loaded $280 and now I can’t get it off of the card even though I can’t use it for what it was intended for. It doesn’t work with PayPal Venmo or Cash App either. They will automatically decline the transaction. Please don’t get this card you WILL regret it.

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      Walmart MoneyCard Company Information

      Company Name:
      Walmart MoneyCard
      Website:
      www.walmartmoneycard.com