Walmart MoneyCard

Walmart MoneyCard

 3.5/5 (8097 reviews)
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Overall Rating3.5 out of 5
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About Walmart MoneyCard

The Walmart MoneyCard is a prepaid banking card. The card includes a variety of features such as cash back rewards at, Walmart Fuel Stations and Walmart stores. The card has no fees at Walmart locations, and it has a mobile app that lets you track your purchases and deposit funds into your account.

Pros & Cons


  • Cash back on Walmart purchases
  • 2% APY annually
  • Up to four free family accounts


  • No fees only at Walmart locations
  • Numerous fees

Bottom Line

The Walmart MoneyCard is a good choice for frequent Walmart shoppers. The card has cash back rewards up to $75 each year. You can manage your funds and deposit cash on the go with the MoneyCard app.

Top Walmart MoneyCard Reviews

Rated with 5 stars

Everything's working very well with my Walmart MoneyCard. I like that I can’t go over. … I can go to the store right now, and in five minutes, it’s already showed up on my transac...

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Rated with 5 stars

I like my Walmart MoneyCard. It really is great. I love it. I like that I don’t have to have a bank account. I use their online app and I like that I can check my transactions and...

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What is a Walmart MoneyCard?

The Walmart money card is a prepaid debit card offered through Walmart. Customers earn cash back rewards for using their Walmart MoneyCard at Walmart stores and fuel stations and online at The cash back rewards can be accessed after 12 months of use as long as the card maintains a positive balance.

Other features of the Walmart MoneyCard include:

  • No overdraft fees
  • 2% annual interest
  • Free cash reloads using the Walmart app
  • ASAP Direct Deposit
  • Free family accounts

To enroll in the Walmart MoneyCard program, visit the company’s website and fill out the application form. You must supply your name, address, phone number, Social Security number and preferred card type: Visa or Mastercard.

Walmart MoneyCard fees

The Walmart MoneyCard has several fees, including:

  • Monthly fee: $5.94, but waived if $1,000 or more was loaded onto the card in the previous monthly period
  • ATM withdrawal: $2.50
  • Teller cash withdrawal: $2.50
  • Cash reload fee: $5.95, but free if cash is loaded using the app at a Walmart location
  • ATM balance inquiry: 50 cents
  • Activation fee: One-time $1 fee
  • International transactions: 3% of purchase
  • Paper checks: $5.95 for a pack of 12 paper checks
  • Card replacement fee: $3 for standard delivery and $15 for expedited delivery

Walmart MoneyCard FAQ

Does Walmart MoneyCard deposit early?

Yes, with the ASAP Direct Deposit feature, customers can access their payday funds two days early and benefits four days early.

How do I activate my Walmart MoneyCard?

To activate your Walmart MoneyCard, enroll in the program and follow the instructions provided for activating your card. There is a one-time $1 setup and activation fee.

Can I withdraw money from my Walmart MoneyCard?

Yes, but ATM and teller fees apply.

How do I check my balance on my Walmart MoneyCard?

Use the Walmart MoneyCard app to check your card’s balance, make mobile check deposits and monitor transactions.

Can I use my Walmart MoneyCard at a gas pump?

Yes. Plus, you earn 2% cash back if you use the card at a Walmart fuel station.

Is the Walmart MoneyCard good?

The Walmart MoneyCard is good for customers who frequently shop at Walmart stores and are looking for a simple way to manage money while earning rewards. The simple nature of the card and app helps customers load funds and monitor transactions wherever they are. However, it is best to keep an eye on the fees associated with ATM withdrawals and cash reloads.

Walmart MoneyCard Reviews

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Page 1 Reviews 0 - 10
Rated with 1 star
Verified Reviewer
Original review: May 17, 2023

I went to the online mobile app to transfer funds from my vault to my checking and had a negative balance of $275 although I have a prepaid card. When I called customer service I was told that a previous transaction from the night before somehow hit twice on their end and was showing as pending so a ticket would be entered and responded to in 2 days. I asked if I could still withdraw from my vault from an ATM and he said not while I'm in the negative even though he could see my actual balance. He said the pending transaction would fall off on May 22 but what am I supposed to do about gas and food for the rest of the week. His response was these things happen although it's unfortunate. So basically I can't trust Walmart with my money either.

2 people found this review helpful
Rated with 1 star
Verified Reviewer
Original review: May 8, 2023

Terrible customer service! Used their company last year for tax return. No problem! But this year they froze my account when my refund hit! Uploaded front & back of ID & even asked if they needed additional information. They blocked my card & are holding the refund asking me to get IRS to request it (idk if they even will). This was my property tax money and I’m a senior citizen. All because my ID was a screenshot. I told representative due to not being on wifi I couldn’t share my email with pics without hanging up.

The representative stated if I hung up and emailed pics I would I have to wait 48 hrs later to be reviewed but instant while on phone. So I took pics, and sent to grandson phone and we emailed them as I’m older and needed help sending email. They locked the account even though I re provided ID front and back from camera pics. I would let it go if they send funds back to IRS but they won’t do that! Closed and blocked my account and holding funds after provided proof of identity! Case number: ** Bobby **. I need my card unblocked.

3 people found this review helpful

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    Rated with 1 star
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    Verified Reviewer
    Original review: April 26, 2023

    I went online into my account to get a replacement card, because the chip was not working. I request another card, they said my account was put on hold after answering questions they asked me. They informed me I had to send in a few requirement, I did. I sent through email, my driver's license (front and back), I sent a Carter's bill (shows my address, and another piece of mail, (proof of who I am), and address). They informed me that my account was closed because my birthday on my ID did not match what they had. I called so I could figure out what needs to be done to resolve this issue, because I have had this card at least 7 plus years, with no issues, until now.

    They told me to wait 30 days, they will issue me a refund check for the remaining amount in my acct. I did so, and after waiting over 30 days, they informed me that my acct. is permanently closed and I need to contact IRS to receive my money. I informed them that IRS would not reissue me another check because I receive my refund back in February, I had already paid most of my bills with it, what was remaining from it was still in my closed account. They informed me that the account was closed and there is nothing left for them to do. They hung up on myself and husband 8 times in one day and 3 times in the beginning a month ago.

    Be the first one to find this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: April 6, 2023

    My son got a Walmart debit Green Dot card as a birthday gift a few years ago. I had to register the card for him to use it. Then thinking that it was like a gift card (birthday). I don't remember if we even got the card to work in the stores. Today I called to see if there was a balance on it and they told me it had a negative balance of $11.88 because they had put two maintenance fees on the card of $5.94. For all I know, the whole card was eaten up with fees. The man needed all of my personal information to cancel the card and I was told that we would not need to pay the fees. Two hours later, I got a text saying "". I think the whole thing is a scam. Be very cautious dealing with this company. Walmart should be ashamed of themselves.

    Be the first one to find this review helpful
    Rated with 1 star
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    Verified Reviewer
    Original review: April 3, 2023

    Had fraudulent activity on my card on 3/27/2023. Called customer service as soon as I noticed that someone had stolen $500.00 out of my account. Call to report same day. It is 4/03/2023 and I want my remaining balance of $411.19. I have gotten a lawyer and call several times to only be hung up on. Call today and was told I had to send them a copy of a recent utility bill and my I.D. I have done that. That was my son's SSI check they stole and I have not received one cent of it yet!!

    I wrote a letter to corporate and I also have a lawyer. I have bills to pay. I need my money. Never use this card. I have had this card for 5 or 6 years but never again. They also said I can never get another account with Walmart Moneycard. Not mad about that but it has messed up my business with Walmart. I can not get checks cashed with them anymore. I went to cash a money order that I brought at Walmart and they have my SSN flagged so I couldn't even cash the money order to get my cash back. FRAUDS!!!

    3 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: March 28, 2023

    On July 17th I had $1,000 in account. 5 min later tried ATM. Got denied. Call card. $50. So all the sudden $950 goes missing out account then more checks came went missing. Would not trust. They proved wasn't me where money was going. They then put me through so much transfer. Can't update info. Do this dispute. Hassle. They still said this department can't update info so never got to do no dispute form. Never update email. They should have approved right there when they could see transactions wasn't me instead such a hassle. Just got $2,000 stolen. Just a total loss of money!!!!

    3 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: March 16, 2023

    The service is not in USA. I signed up for Walmart MoneyCard promotion $25 if I register for direct deposit and have deposit of $500 or more credit my account. I fulfilled all those fulfillments and didn't receive the $25 credit. I contacted them multiple times and all of a sudden they said that I don't qualify. This company is a scam. Shame on you Walmart. Getting regular Americans to sign up for this knowing that the company is not based in the United States so the laws are not the same.

    4 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: March 5, 2023

    Hi. I purchased Walmart Moneycard. After receiving my card I activated expecting to load my card. Once at register my card is not activated. They lock my card. After sending a email to load it drove 30 minutes to a nearby Walmart. I spoke to rep asking me send identity. 3 times sent everything over. Still my card is lock. My refund was coming to this card and they have no idea the hassle they put people through wasted time driving then after sending my documents no response. Been over 2 more weeks. A complete total of 30 days. Stop wasting people time and patience when yall know you not helping people open a account. Not everyone is a fraud.

    3 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Feb. 23, 2023

    Purchased Walmart money card. Deposited money on it and my money just magically disappeared. Called the resolution center. Was on phone with them being transferred from customer service to the dispute department going back and forth for 2 hours. Kept being told my phone number didn't match my account so therefore they could not verify my account. Finally was able to file claim. Month later was told case was closed and I was not going get my money back. I lost $176.00. This was the worst experience ever. I would advise anybody not to purchase a Walmart money card. The resolution center is terrible. Very bad customer service and a ripoff. They ended up telling me if I wanted to reopen the case I would have to file a police report. I got so frustrated with being on the phone with them for two of whole hours being transfer back and forth to customer service and the dispute department I ended up just giving up.

    7 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Feb. 4, 2023

    Before I bought the card I asked the girl at Walmart if the card was immediately reloadable. She informed me that it was reloadable and I could access my money right away. Not once was I told I couldn't withdraw my money or transfer it or do anything with it and now I am gonna get evicted in the cold all because some stupid ignorant Walmart employee and the less they tell. I can't get my money off to pay my landlord. SMH. If I get kicked out in the cold I will find the best lawyer and sue walmart for all the pain and suffering your lies caused me and my family.

    10 people found this review helpful
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    Walmart MoneyCard Company Information

    Company Name:
    Walmart MoneyCard