Walmart MoneyCard Reviews

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About Walmart MoneyCard

The Walmart MoneyCard is a prepaid banking card. The card includes a variety of features such as cash back rewards at Walmart.com, Walmart Fuel Stations and Walmart stores. The card has no fees at Walmart locations, and it has a mobile app that lets you track your purchases and deposit funds into your account.

Pros
  • Cash back on Walmart purchases
  • 2% APY annually
  • Up to four free family accounts
Cons
  • No fees only at Walmart locations
  • Numerous fees

Helpful Reviews

Olathe, KS
Verified purchase
Everything's working very well with my Walmart MoneyCard. I like that I can’t go over. … I can go to the store right now, and in five minutes, it’s already showed up on my transac...

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Safford, AZ
Verified purchase
I like my Walmart MoneyCard. It really is great. I love it. I like that I don’t have to have a bank account. I use their online app and I like that I can check my transactions and...

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What is a Walmart MoneyCard?

The Walmart money card is a prepaid debit card offered through Walmart. Customers earn cash back rewards for using their Walmart MoneyCard at Walmart stores and fuel stations and online at Walmart.com. The cash back rewards can be accessed after 12 months of use as long as the card maintains a positive balance.

Other features of the Walmart MoneyCard include:

  • No overdraft fees
  • 2% annual interest
  • Free cash reloads using the Walmart app
  • ASAP Direct Deposit
  • Free family accounts

To enroll in the Walmart MoneyCard program, visit the company’s website and fill out the application form. You must supply your name, address, phone number, Social Security number and preferred card type: Visa or Mastercard.

Walmart MoneyCard fees

The Walmart MoneyCard has several fees, including:

  • Monthly fee: $5.94, but waived if $1,000 or more was loaded onto the card in the previous monthly period
  • ATM withdrawal: $2.50
  • Teller cash withdrawal: $2.50
  • Cash reload fee: $5.95, but free if cash is loaded using the app at a Walmart location
  • ATM balance inquiry: 50 cents
  • Activation fee: One-time $1 fee
  • International transactions: 3% of purchase
  • Paper checks: $5.95 for a pack of 12 paper checks
  • Card replacement fee: $3 for standard delivery and $15 for expedited delivery

Walmart MoneyCard FAQ

Does Walmart MoneyCard deposit early?

Yes, with the ASAP Direct Deposit feature, customers can access their payday funds two days early and benefits four days early.

How do I activate my Walmart MoneyCard?

To activate your Walmart MoneyCard, enroll in the program and follow the instructions provided for activating your card. There is a one-time $1 setup and activation fee.

Can I withdraw money from my Walmart MoneyCard?

Yes, but ATM and teller fees apply.

How do I check my balance on my Walmart MoneyCard?

Use the Walmart MoneyCard app to check your card’s balance, make mobile check deposits and monitor transactions.

Can I use my Walmart MoneyCard at a gas pump?

Yes. Plus, you earn 2% cash back if you use the card at a Walmart fuel station.

Is the Walmart MoneyCard good?

The Walmart MoneyCard is good for customers who frequently shop at Walmart stores and are looking for a simple way to manage money while earning rewards. The simple nature of the card and app helps customers load funds and monitor transactions wherever they are. However, it is best to keep an eye on the fees associated with ATM withdrawals and cash reloads.

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Walmart MoneyCard Reviews

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    Page 1 Reviews 0 - 10
    Customer ServiceStaff

    Reviewed April 27, 2026

    I closed my acct in Oct 2025. Walmart Money negligently reopened it. I still don’t have my check of a very large amount and need help! I am frustrated and my patience is running thin! I am so tired of them hanging up the phone and transferring the call 4 and 5 times.!

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    Customer ServicePriceStaff

    Reviewed April 21, 2026

    Walmart needs to first of all get help for those trying to speak English. I have been disputing my case for about a year. Account is being hacked and all done online only, I buy nothing online period so I see my bank transactions and all these charges I know and nothing about and from out of state. They started paying me back and stopped before I was paid off.

    Twice this has happened, been calling over and over, had to dispute it again to present time and list all the charges I didn't make, they made there's 35,000.00 I made mine 4,000.00 there's is completely wrong but they do what they want so they denied me, reason, I approved them case closed, will see if they listen when I take them to court, cause I'm not buying Starbucks and Door Dash every day for people who are taking my money and Walmart has done nothing but say I approved around 4000.00 taken from my account. I'm 70 now on ssdi and that is all I have so I hope they catch these people cause this is really hard on me.

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      Sales & MarketingPunctuality & SpeedOnline & App

      Reviewed March 25, 2026

      I was happy with Walmart money card until they changed the app. Now seems like every time I want to take money out or transfer funds I get a text box saying they're having technical difficulties please try back later!! I need my money now!!

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      Customer Service

      Reviewed March 15, 2026

      If I can give them no stars I would’ve. They are the worst when I say worst. I was out at a restaurant and was not able to unlock my card. When I called the customer service line I was told to call back in a few hours and the Stupivisor hung up in my face because I ask what was I supposed to tell the restaurant about paying them. I could’ve have been arrested or worst. I see a huge lawsuit in the near future and will be removing all my money from the account come tomorrow. This is ridiculous.

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      Customer ServiceRefunds & PayoutsStaff

      Reviewed Feb. 17, 2026

      I have $235.00 on my Walmart money card. The customer support techs Locked my card for no reason and now I can't get my money. I'm 74 years old, disabled, and on a fixed income. I truly need my money. I called customer support several times. They told me that there is nothing that they can do about it. I couldn't hardly understand them because Walmart customer support is in another country and they don't speak English that well. I will probably never get my money. But I will keep trying. I would never recommend a Walmart debit money card.

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      Punctuality & Speed

      Reviewed Feb. 7, 2026

      The Walmart MoneyCard has been nothing but a headache for me. Nowhere on the card does it say don't take to your payroll place. It has a account number on it. When they send a new card they give you a different account number so you don't get paid till days later than what supposed to be. I'm very disappointed.

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      Sales & MarketingPunctuality & SpeedOnline & AppStaffEase of Use

      Reviewed Jan. 26, 2026

      The Walmart card is amazing. It’s so easy to use and don't have to worry about penalties, etc. I rather use my Walmart card than my bank card. It’s has no troubles with anything.. It’s easy to use the app with I love by the way.. Loading money on it is easy also and it’s automatic and doesn’t take days like a regular bank does.

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      Customer ServiceSales & MarketingStaff

      Reviewed Jan. 21, 2026

      They are scams. I wouldn't recommend no one use this card. Just get a bank. They will be more helpful. Customer service is horrible. They talk over you. Can't get a word out with them. They took some money off my card and can't explain why.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Jan. 17, 2026

      So my card expired 1/2025. To this day I'm still waiting for my new card. Unfortunately I can't log on to my account and in the meantime money is taking out I supposed for service. Talk to a rep today 1/17/2025, he can't access my account because he needs the phone number I had then mind you I've been thru numerous numbers so NOW WHAT he got my birthdate, social security. So I guess all my hard working money is A LOST. NOT GOOD. You folks are terrible...

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      Customer ServicePriceOnline & AppMaintenanceStaff

      Reviewed Jan. 9, 2026

      Their referral program is really bad. I referred 15 friends to their app but only received 3 referral bonuses instead of 15. They take $5.94 from your account on your first direct deposit. They also charge a $3 fee if you use Cash App or any other online bank to move money from their app. On top of that, their customer service is terrible, with agents who have very strong accents. Their referral reward program does not work well. I use many online apps, and the Walmart MoneyCard is the only one that charges maintenance fees and also charges you when you withdraw money using another online bank.

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      Walmart MoneyCard Company Information

      Company Name:
      Walmart MoneyCard
      Website:
      www.walmartmoneycard.com