Walmart MoneyCard Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.
About Walmart MoneyCard
The Walmart MoneyCard is a prepaid banking card. The card includes a variety of features such as cash back rewards at Walmart.com, Walmart Fuel Stations and Walmart stores. The card has no fees at Walmart locations, and it has a mobile app that lets you track your purchases and deposit funds into your account.
- Cash back on Walmart purchases
- 2% APY annually
- Up to four free family accounts
- No fees only at Walmart locations
- Numerous fees
Walmart MoneyCard Reviews
Filter by Rating
- (2,610)
- (1,019)
- (738)
- (531)
- (2,993)
Popular Mentions
- 4,898,961 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Recent
- Recent
- Oldest
- Most helpful
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,898,961 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed Nov. 19, 2025
Please do not waste your money on the Walmart Money Card, no matter how small the amount. My son bought one and put 35 dollars on it, not a large amount. The initial purchase was 1 dollar, then they deducted another 5.95 to activate. My son is 18, but they claimed that they could not verify his identity even though he validated the email they sent him for this purpose. He was going to use 25 dollars of this money to have his real estate exam proctored. He lost his money and had to find a different way to pay for it.
After all the fees and garbage Walmart put him through, the card was declined for all online purchases, claiming that his identity was never validated. The only way he can use this money is to buy something in the store at a Walmart. I feel like this is a scam, for lack of a better word. They got $6.95 for free for him just to have to spend it in person and never use it online. Shame on you, Walmart, you will eventually follow in Kmart's footsteps! The only reason that I gave my experience one star is because you have to give something to submit, otherwise I would give them a -10 stars.

Reviewed Nov. 17, 2025
My child received a Walmart money card as a gift for a birthday present. I had to register it in mine name since he was a minor. I closed the card but every year I was getting a statement. Every year for 7 years! I call every time to asking them NOT to send me a statement. I just received another statement with monthly maintenance fees applied. How can money card charge fees on a card that’s closed? It’s nearly impossible to get to a customer service representative. I don’t have the card anymore so no card number to enter. Definitely DO NOT buy this card. It’s a money fee SCAM!
Reviewed Nov. 8, 2025
Double charges galore! Poor customer service! Been on hold over 45 minutes 3 times! Still no help! Thieves! They will keep double charging you over and over! That’s why I tried it out first! Didn’t believe my friend when he told me! Wish I would’ve listened!
Reviewed Nov. 1, 2025
New app is sorta of monkey mouse. Moving around. And teller withdrawals are declined but atm withdrawals works. Old app was smoother. Worked well. Not user-friendly. It needs to have changes made to simplify. Thinking it was released too soon, with glitches in it, should have been worked out by now.
Reviewed Oct. 30, 2025
I've had my Walmart Money Card Visa account since it was first offered. I worked there. It was great. After COVID Shutdowns, job losses and limited work options, the card was easily hacked and there was limited customer service help. Cancelling the card, getting a new one meant no access to funds until it arrived. The newest card was hacked after I loaded it at Walmart, before I'd even used it once! My choice was cancel card, wait, get new one AGAIN or just not use it for three weeks and false order would be cancelled. No live representative, only A.I. and no options so I waited. Card was put in storage when I had to move. Unused. I called to cancel since I did not want new card now, but didn't know card numbers. It was unused, charged for three and soon four months active when I found it packed, by friends in wrong box.
The live rep I spoke to today, in India, had my first phone number and physical address from 22 years ago. Still can't cancel card, still getting charged for it's use, and it charges $3.00 now to load $20 on it. I no longer rate this card as a good buy because Walmart no longer supports it, except in name only for those who didn't buy the NEW Walmart OnePay Mastercard instead. Time to part ways with a dead Card Service Plan.
Reviewed Oct. 28, 2025
This card is trash! I didn't even know it was a bank account. My kids received it as a gift card. Then they charged me $5 a month when they hadn't seen me use it. So they just took the money and left me with a balance. When you call you speak with someone foreign who does not understand you and it makes me even more upset that I'm going through this at all!

Reviewed Oct. 22, 2025
I get direct deposit into my acct with Walmart Moneycard for over 5 years now, recently last month they update their app so I had to install their new app so with that I got charged a monthly maintenance fee last month which the refund as a courtesy. Now I got charge this month and they refuse to refund it and told me my employer needs to fix it. Nothing has changed with my employer, only changes was their system. Then they told me, "Well your direct deposit come under the category unknown and has been," then I said then why wasn't I charged a monthly maintenance fee then they had no explanation. Their requirements to avoid a monthly maintenance fee is to have direct deposit come on 500 a month I have 700 goes in every 2 wks goes. I am so frustrated they won't fix it and blaming my employer.
Reviewed Oct. 14, 2025
Was charged an overdraft fee of 15 dollars even though my account was never overdrawn. I contacted them online and they said it was valid and that they won’t reverse it. I asked them how was my account overdrawn even though it’s not and never was. They just disconnected me.
Reviewed Oct. 13, 2025
System keeps rejecting activation- worthlees customer service says there are problems with the system and they can NOT help. Card was needed to pay a bill and now bill is past due due to poor performance of activation. Three calls to customer service - earliest answer after being on hold was 19 minutes
Reviewed Oct. 13, 2025
Horrible customer service. Have money in savings and due to website down unable to transfer to card and causing me a overdraft fee. Customer service was no help. Just kept repeating same thing over and over asked for supervisor and after hold same lady came on pretend to be supervisor.
Reviewed Oct. 13, 2025
Ever since the new app release I have had nothing but trouble logging in, at least 3 times a week. And customer service always has technical problems and won't answer. I'm thinking it's time to switch to something more reliable.
Reviewed Oct. 11, 2025
They stole my money. I had an account with them on their money card then I canceled it over a year ago. After I canceled it they ended up just blocking the card so that it could not be used without my knowledge allowing the bill to build up. I went to use my credit card on the Walmart website and without my permission they stole money off of my credit card to pay off late fees for a card that was shut down over a year ago.
When I called them to dispute this they told me there was nothing they could do unless I paid the late fees. They said that they will keep the card open and allowed the bill to continue to rack up until I pay the late fees because they did not close the account although they have it on record that I called to have it closed but instead they just blocked the account so that I cannot use the card. It makes absolutely no sense. They are stealing from us and I have a feeling I'm not the only person. This is a thieving company. If a mass lawsuit pursues I will get in on this!
Reviewed Oct. 11, 2025
We had nothing but trouble from the moment I got the cards. They were to use on vacation. I couldn't get it activated because of updates I guess. So we had to use a credit card to replace the Walmart Moneycard which we wanted to avoid. Then there was a problem with the card so we had limited use of the card; no cash withdrawals, limited places we could use it. I won't ever use one again. I very rarely write negative reviews, but the money card didn't work for us at all.
Reviewed Oct. 8, 2025
I got scam on my Walmart MoneyCard. Somebody took $200 off my money card and I called the back of the card and nobody can help me. And they take off my information and they hang up on me, they don't help me. I want my money. The customer service sucks. I think there's people they didn't ask me what happened. They just said you can't help me. And you believe it's illegal? You then need to return our money. They said that they were gonna protect our money. They don't protect our money. They just probably take it. I want my money. I've been dragged around for the last 2 weeks.
Reviewed Oct. 4, 2025
They are thieves who stole our money. It takes 30 mins to talk to a person who doesn’t actually understand English and does not help you. You’re better off with cash or a gift card. They are terrible thieves.
Reviewed Sept. 27, 2025
I have had Walmart MoneyCard since 2015 but now I am going to get rid of them due to the new app and not be able to sign in and dealing with customer service over six times being stated that they updated my information but with no positive results.
Reviewed Sept. 25, 2025
It is really very bad company. It is kind of impossible to reach to anyone. At the end they are sooooo rude, they don't want to close the account. Finally, when they close it and I ask for a confirmation that they really close it, they refused it. He also refuse to give me his name. They really deserve a minus
Reviewed Sept. 21, 2025
Horrid customer service. Leave people with no way to access their funds for days. I'm closing my account. Ship customer service calls overseas. I can never understand these people. Maintenance is leaving me with no way to get gas. Morgan and Morgan are starting a class action lawsuit. I'm joining them.
Reviewed Sept. 21, 2025
Sept 21 2025. Customer service unavailable. Card declined trying to buy food for my children. Account is well funded. Wal Mart does not care at all. Karma is a **. Chat does not work. Phone customer service does not work. Again, Wal Mart does not care.
Reviewed Sept. 19, 2025
They updated/changed the good app?! They have my paycheck & I can't use my card to eat, pay bills. Acct blocked?! Why? No reason, customer service, a script read to you. Don't get this card bad business! Walmart & whomever dropped the ball. I can't support my family cause my deposit is not in my acct. Can't buy gas, food, or pay my rent thanks to this app! It wasn't broke! Walmart you have too much money for poor service like this. Thousands of people displaced!!! How you gonna fix this, huh!! The c.e.o. Needs to make it right with everyone affected, or step down.
From what I'm seeing this ain't the first time this year 2025. I'm an engineer and my maleficent causes lives, and I have to pay for that. Leadership starts at the top! Fire whatever bullshit I.t. You got in house or contracted cause at this time people with your useless money card with funds god knows where are hurting. We can't get free groceries & merchandise til whatever is fixed. September 18th 2025 my car is empty, my family is hungry, and rent aint paid, what you gonna do?

Reviewed Sept. 14, 2025
I recently have had my purse stolen & needed to transfer some funds from Venmo & for some odd reason you cannot transfer Venmo to PayPal. So filled out the application for a the Walmart Money Card. First, it was very quick and didn't require anything outside normal information for any basic debit card. That was good. I then was able to link it to Venmo very easily me to transfer the Venmo to Walmart. That was good too. That is where all good things come to an end. Once I returned to the Walmart money card screen I immediately saw that $5.94 was taken out of my account. I have not even received the card but I'm already being charged a monthly fee right off the rip. Not only is that frustrating I find that misleading because it did not state anywhere in the advertisement or on the website that you would pay the monthly fee before you can even use it. So the whole $0 to get your card was equivalent to what comes out of a bull's a**.
That was the deal breaker for me. I would rather have had problems from jump with every step of the process and it have been free like I was led to believe it was than to be charged before even using. Dope fiend mentality has no bias apparently. I am fairly certain that after my new cards come in the mail I will just delete my account even though I still will be shopping at Walmart because it is the only reasonably priced store located within my travel range. I also am not a fan of the store itself other than it's affordable and conveniently located. The staff are lazy and rude and their work hours seem to be reversed so that they only work for 15 minutes out of every 4 hours of their break time. I loathe the general attitude shared by most employees that work is just something they don't really feel like doing despite being present & clocked in ... On the job.
Every aspect of Walmart along with all the of the chain of command protocols is a festering bump on the behind of the less fortunate, the fixed incomers, the have-to budgeteers and the count every penny pinchers. The festering bump of Walmart is forever & it extends after death apparently because my father still gets crap from Walmart billing & he's been dead since 05'. It just goes show that even with a positive outlook and newfound hope Walmart is capable of replacing things with hours of aggravation and the bitter taste of defeat because you'll never have a much money as Walmart does.
After all this I suppose I have been a bit ungrateful and maybe misdirected my disgust because it's not anyone's fault I got screwed over by the big logo. That's according to the CEO & the upper managed administrative clique at Walmart headquarters. I tried contacting them & was forwarded to automated messaging until they return to work. It seems that the 300 thousand dollar bonus the CEO gets ever year doesn't cover any grubworm workers willing to speak directly to customers anytime Mon through Fri 12am - 12om. I can't help but wonder who's going to get my $5 and will it be used for the mojitos in Mexico or for the waitress at the casino where the administrative staff apparently vacations on our dimes?
Reviewed Sept. 13, 2025
Today I am upset regarding my Walmart money card. I have quite a bit of money on it and I'm not able to access it today at all and they're upgrading I guess. No email to warn me no notice ahead of time and my 17 year old granddaughter's birthday was ruined. I was supposed to pick everything up the food, the cake, the presents, everything. I love my Walmart money card and I am don't know if I'm going to continue to use it. This leaves a really bitter taste in my mouth regarding how this was handled. I've had my money card like 15 years and I feel like I deserve better treatment than this. You ruined my granddaughter's 17th birthday. I am livid.
Reviewed Sept. 13, 2025
Wish I could do 0 stars. I dread when I have my "fee date" coming up. $6 bucks a month to "use" my own money. Breaking it down comes out to $72 a year to spend my own funds. But the more annoying part, the apparent "Maintenance" that is ALWAYS on going. I don't know about anyone else but in my time with this card it seems that the site is down once a week for "maintenance". I know other prepaids that don't do this and it's always when I need to buy something. Because of this I missed an important time frame so that my 3 yr old son could have his bday gift delivered on time, a late fee incurred by my insurance as they were not able to process my card, and my phone bill late. Avoid like you heard a COVID cough.
Reviewed Aug. 28, 2025
They should be called Walmart money thieves. Worst customer service in the industry. Green Dot Bank should be investigated by the Federal authorities for scamming individuals out of their money. They are thieves. Any ATM transaction occurs a fee. Any inquiry on the account occurs a fee.
Reviewed Aug. 11, 2025
I have never seen a customer service so incompetent in my entire life. First, I get a paper in the mail saying that I'll start being charged $1 per month unless I "go paperless". The instructions were to click the "go paperless" banner on the top of my online account page. Long story short there was NO banner, OR any other setting that allowed me to choose paperless. I "chatted" with an associate and they literally didn't understand my question. I finally called the Customer Service number. The first time I got disconnected, the second time I was given inaccurate instructions, the third time they tried walking me through the steps, but the "paperless" feature was literally not there. I had to submit a ticket just to go paperless. This issues is still not resolved, but it had better be by August 29th, because I don't want to pay them a dime, let alone a dollar. :-(
Reviewed Aug. 1, 2025
First of all there is no customer service email. They have changed the website to where you can no longer do billpay and no longer manage your cash back rewards. They want everything done by downloading their app on the phone. I DO NOT DO BANKING ON MY PHONE!! I would give it negative stars if possible. This is not something you change without warning you in advance.
Reviewed July 26, 2025
So fair warning to those who don't use the card and read the reviews first. My personal info was sent to my ex-wife. My bank statement. Something I should be most trusted by a bank not to give out. I try to contact customer service oh what they said was to change a password that I must have gave her access. It is ** cause she sent me a screenshot ask me why it was sent to her phone. So this Bank cannot be trusted with money asses. That's their main job and they failed. So please read this for whoever wants to use this trashy company.
Reviewed July 23, 2025
I tried to reach customer service for the Walmart money card for over an hour. I've been a customer for years. They don't care. They don't respond. They can't make up their mind if my account is open or not. I thought it was one way or the other. I've never had such horrible atrocious customer service. Do yourself a favor. Go elsewhere.
Reviewed July 20, 2025
1 star is too generous. I bought a Walmart debit card to use for transaction while I waited for a replacement card from Chase. I had fraudulent activity and had to close my account. Put 20 up to open account. Now I can't use it, can't add money. Said they will refund my money in 2 weeks. Horrible customer service. I know things like this doesn't only happen to me and if people keep letting it go and not stand up for their rights these companies will keep pushing us around. There has been many items in Walmart that were raised in price 25 to 50 percent and blamed on tariffs which is a lie. Some of those items have been hanging on pegs for over 6 months and when they do restock that item it's the old stock. Nothing new. Walmart makes a lot of money. They need to do better.
Reviewed July 19, 2025
They blocked my account and they refuse to refund my funds on my account. They are scammers. Don't ever use their shit cards. They will block your account and keep charging monthly fees until you have no money on your card. They are scamming their own customers.
Walmart MoneyCard Company Information
- Company Name:
- Walmart MoneyCard
- Website:
- www.walmartmoneycard.com