Best Student Loan Consolidation Companies

Student loan debt can be overwhelming, especially if the borrower has multiple lenders and both private and federal loans. Consolidation allows students to combine all their loans into a single loan, with one monthly payment to a single lender.
Consolidation companies and programs can offer several benefits in addition to simplifying the repayment process. Borrowers should thoroughly research the interest rates for their existing loans and any forgiveness or deferment benefits attached to their existing loans before consolidating loans.
Compare Reviews for Top Student Loan Consolidation Companies | |||
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SoFi | Founded in 2011 and headquartered in San Francisco, SoFi is an award-winning marketplace lender offering fixed- and variable-rate student-loan refinancing. The company also provides unemployment protection and career support. | ![]() | |
EduLoan Docs | EduLoan Docs helps former students repay their federal student loans with customized repayment or loan forgiveness plans. EduLoan Docs provides several different repayment options, and you choose the plan best for you. | ![]() | |
Great Lakes Higher Education Corp. | Great Lakes Higher Education Corporation is a non-profit organization dedicated to helping students finance their education and borrow responsibly. It works with the Department of Education as well as private lenders. | ![]() | |
Wells Fargo Student Loans | Wells Fargo is one of the largest banks in the United States. It backs a variety of federal student loans as well as offering private loans to students who need additional financial aid beyond the maximum federal allowance. | ![]() | |
Square One Resolutions | Read 5 Reviews | Offers graduates or former students of for-profit career colleges a way to reduce student loan debt. Files claims against collectors or schools with questionable reputations. Cost varies, and programs take around 120 payments. | ![]() |
Credible | Read Reviews | Credible Labs, Inc., founded in 2012, is a website dedicated to providing personalized student loan offers from top private lenders. Comparison shoppers can compare loans 24 hours a day for free. | ![]() |
Student Loan Hero | Student Loan Hero provides customers with the support they need to organize, manage and repay their student loans. Based in Austin, Texas, the company has helped more than 60,000 Americans to get out of debt faster. | ![]() | |
Citizens Bank Education Refinance Loans | Read Expert Review | Citizens Bank Education Refinance Loan helps customers consolidate their private and federal student loans. Borrowers do not incur penalties for paying more than the minimum monthly payment or for paying off their loan early. | ![]() |
Earnest | Read Expert Review | Based in San Francisco, Earnest offers merit-based student-loan consolidation to financially responsible individuals. Customers can request a free interest rate estimate in 2 minutes, without affecting their credit score. | ![]() |
LendKey | Read Expert Review | LendKey has been matching borrowers with community financial institutions offering low-cost student-loan consolidation since 2007. Once approved by a lender, customers can choose either a level or graduated repayment plan. | ![]() |
What features matter most for student loan consolidation companies?
What are the different types of student loan consolidations?
Who uses student loan consolidation companies?
Student loan consolidation company expert reviews
Compare Reviews for Top Student Loan Consolidation Companies | |||
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Refinally | Read Expert Review | A division of Collegiate Consolidation Service, Refinally helps students refinance their student loans. Loan navigators help give each consumer individual attention, and on-call agents answer any questions that consumers may have. | ![]() |
Rhode Island Student Loan Authority | Read Expert Review | Rhode Island Student Loan Authority is a nonprofit state authority offering student-loan consolidation to borrowers nationwide. Qualifying loans may include federal loans, private loans, Stafford loans and parent PLUS loans. | ![]() |
SimpleFi | Read Expert Review | Founded in 2012 and headquartered in Palo Alto, Calif., SimpleFi works with corporations to develop customized financial-wellness programs to help employees get out of debt and manage their money more effectively. | ![]() |
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