Speedy Cash Reviews

I would recommend it to my friends.

Every time I have needed an advance for emergencies Speedy Cash has always been there to fill that need. I get same day deposit depending on time of day I make my request otherwise it is very next day. I highly recommend their services.

Access to site is quick and secure. Able to complete loan request in less than 5 minutes, and deposit confirmation is prompt.

I have used this service several times and I will be using again in the near future. The loan process is simple and fast. I would recommend to everyone that needs a small loan.

No hassle, quick and easy. Finance charges are very fair considering it is an unsecured loan.

Very happy with the total experience with Speedy Cash! They are so easy to work with and always willing to accommodate me. So grateful for this loan company, comes in handy when I am a little short on cash. Thank you again.

I asked for a loan and I had the funds in my account Monday morning...

Need a quicker way to update banking information than mail or faxing especially if you don't have a fax machine.

I believe that Speedy Cash is one of the best companies to obtain a payday loan. I enjoy doing business with them and highly recommend them. They have been a big help to me.

Fast, easy help when you need it. Fast response to emails.

The process (start to finish) has been easy and quick which was a pleasant surprise when I needed it most... Thanks.

Fast and accurate results. Loan is to you immediately. Payback options are good.

I have had great service with the speedy cash business. All employees are friendly. It's most of the time crowded, but they get you in and out fast. I appreciate their business and I recommend it.

It has always been fast, easy, straightforward to get the money I need.

You guys are awesome.

I am very happy with the service I got and prompt deposit in my account.

If I had complaints it would be - It takes a long time to get in and out. The paperwork is very time consuming and the speech they give every time is really not necessary and it takes forever. They do not get in a hurry and sometimes I am. They draft the account too fast without warning. I know I should expect the draft when I agree to - but I have been a customer for a while - renewing every two weeks. I think with regular customer a courtesy call before sending a draft would be very nice.

Speedy Cash is reasonable. I would recommend them to all my friends.

It has been and overall good experience.

You make it easy to obtain the funds when needed.

Love how fast and easy it is to get and pay off my loan each time I get a loan.

Getting a loan was easy and convenient. Overall a great experience.

Your company has been fair with me so far.

Would like to know how to be eligible for installment loan. Thank you. Great in every way.

The process is always so easy.

I have to say that in a world of evolving business every avenue for growth is important. Often the small distance between planning for great success and achieving it is judged by your ability to get and keep your dreams off the ground. For me Speedy Cash has been a bridge for me. As I am building my business, which is growing all the time Speedy Cash has been integral in my growth. I am all about creating great business relationships and I know Speedy Cash is going to be a long time partner in me achieving all of my goals! My short term goals involve me eventually pre-qualifying for the $2,600 Speedy Cash loan so I can further grow my business! Speedy Cash, I highly recommend it to anyone who has a firm grip on their business goals and just need a partner to help them reach a little higher, because those few small extra steps lead to huge successes!

I had the money in the bank in a day. Very fast and without any problems.

I am satisfied with the service I receive from Speedy Loans. I just wish I didn't have to depend on them quite so often.

I really like the easy application process. Everything being done online is really nice and convenient!

Best customer service I have experienced in a long time! Very friendly and professional. I would strongly recommend Speedy Cash to anyone in the need of or looking for a short term loan and/or advance. Customer service is rare these days and to find a company that not only has it one day but maintains it, is amazing!

Once I got past the first initial registering paperwork, each time I get a new loan is fast and easy. The only thing that I would like to see happen is different payment options, sometimes it would work better for me financially if I could pay my loan off in 2-3 payments instead of one.

Great service and secure company.

I have had a very positive experience with Speedy Cash... I'm thankful for my enjoyable experience in my dealings with them...

Very good service and website design. Easy to use and affordable fees. I highly recommend to everyone I come in contact with that are looking for a payday loan. Great customer service.

I am very happy, you make it easy to renew the loan in a timely manner.

One of the best short term payday loan services I have used. I will recommend its services and continue to use, as needed. Thank you, Speedy!

Speedy cash is a outstanding payday loan company. They show true professionalism. I will be doing business with them for years to come.

Always prompt transition from one loan to the next. Customer service by phone is great! I wish you rewarded repeat customers like me with higher loan levels. It's always $255 and sometimes I need more.

All of us have occasion to be in need of a little financial help. Speedy Cash is a confidential way to ask for the help when you are in need. I have been relieved to have Speedy Cash available to me. I was impressed to find out that Speedy Cash is actually "speedy" and reliable!

Fair in lending.

Everyone that has helped me has been very polite and upbeat... friendly. Never have to wait long.

Your fast service is out of sight. You DID what you said you would do when you said you would do it - next day service. Very professional service and this is an experience that is rare this day. Would highly rate your service.

I appreciate the good customer service. I wish I could get a bigger loan, with multiple payments.

Every time every question was answered, receive money next day. If not able to pay, they extend your time to pay.

I love the fact I can borrow money online and have it sent to my account. It is very convenient.

Great communication, easy form to fill out and instant on how much you can borrow. Many ways to pay back your money you owe and even if you have problems they will work with you like they did me. They have and been keeping me afloat money wise with bills. So keep up the good work!

I highly recommend this service to everyone who is crunched for money @ times of need. Speedy has rescued me from last minute bills, medical emergency situations for myself & dog. We all can use extra cash for just about anything. Thank you Speedy for your service to others.

Very good with applying and receiving funds with Speedy cash. Very reliable.

Quick and easy. Smart choice for help when you're in a jam. No complaints :)

I appreciate that I can get a loan so quickly online and I really appreciate that I don't pay so much in interest. It's nice to see a company like this that doesn't take advantage of people when they need money fast.

Always easy to obtain a loan online and customer service is always helpful. Always helpful!!!!!

They are very helpful. Quick and easy application. Money is in the bank the next day.

Timely, punctual and reliable! Internet site is really convenient and easy to use. Thanks, Speedy!

Like to see more regular discount on loans to save a little cash on my loan!

The representatives that assisted me were very helpful, professional and pleasant.

Whenever I need help they are there! The application online is super easy and fast.

Speedy Cash is truly the quickest way to get a little extra cash when you need it fast! The BEST experience ever! No one else comes close to Speedy Cash!

I have applied for short term loans several times and each time I want to pay down on the loan. After they take their fees it's either the system is down and or the customer service gives you such a hard time when I want to make a payment. l asked to put my wife on the account so that she can make payments but they always tell her she is not on the account. l think it's their way of making money on the fees and denying people the opportunity to pay. l am going to petition for a class action lawsuit against Speedy because that's deceptive trade practice. According to the agreement, l have the option to pay down on the loan but they try to make it so hard.

Always there when I'm short on cash! No hassle.

Excellent customer service whenever I'm inside the branch. Employees share excellent customer service. Always offer new products or offers. I'm totally satisfied when I'm in the branch.

You guys are fair with regard to the interest you charge. You're professional and the paperwork is minimal.

If there was a 10, I would give it.

I have had a good experience with you. The only thing that I didn't like is that if you apply for a loan on Friday, you have to wait until Monday to get the funds in the bank. But other than that you guys are great! Thank you!!

The only issue I have is the funding time and date. If I get approved in the morning I don't see why immediate or afternoon funding is not available. There are times this money is for an emergency and being a long time customer this should be an option without having you debit card. I would say this is my one and only complaint.

I've had no problems with this company.

I think that interest rate is too expensive, for the amount of loans your company give out. For a customer who's had four loans or more, should receive a 45% discount off of the loan.

Service is excellent and it's very easy and convenient to apply for a loan online.

Monthly payments verses a lump sum payback is more affordable and less of a financial strain depending on the circumstances.

They are sincere when they say speedy. The name speaks for itself. Knowledgeable and qualified customer service. The best I've ever had to do business with. Various funding and payment options to meet your needs.

Great customer service.

I think you are doing a great job. I have no problems when I use your services and I really appreciate you withdrawing the payment directly out of my account when it's due. That way I won't miss any payments and you are paid in a timely manner. You don't know what a relief that is. I had to contact you once because I was having problems with the website. The person I spoke to was very helpful and walked me through the problem in a matter of minutes. I think you're great. Thank you for everything.

Great experience every time.

Thanks for your support. Excellent service and fast cash in advance.

Service has always been exception and have never had a problem reaching and speaking with customer service.

Customer service is great. Everyone at the store location in the city of Reseda is very helpful and courteous.

Good to do business with..!!

Easy to communicate by email and telephone. Policies are expressed well.

I like your one-on-one attention.

Your service is easy and fast. Your service has been very helpful. Thanks for being there.

I specifically gave banking and routing to the credit union. You drafted the payment for the loan, but you put the money in regions. A roommate stole my bank card and wrote a hot check without my knowledge, 300.00 dollars, that turned into $362 and some change. Why did you deposit the money into the wrong account when I gave you checking and routing to the credit union? I didn't get the best use of the money to my standards. Please do not allow this to happen again. Forgiven, blessed!

I have been using for a while and I have nothing to say but good things.

Yes, Speedy Cash trusted in me, so I will like that give another loan for more amount and more time and less interest and fees.

I love Speedy Cash. It's very easy and quick.

Lucy at the store on Canoga and Sherman way was great and very helpful.

Excellent employees...always helpful...smiling...fast workers.

Everyone is so very helpful at Speedy Cash, and I have no problem referring a customer to them.. Thank you.

I appreciate the opportunity when I get in a bind. There has never been any disappointments with this organization. Awesome service.

This company is WONDERFUL!!!!!!

Quick process and friendly consumer services.

Love the no hassle payday re-loans and the fact that funds are transferred immediately to the opt+ card. However, I will say that your Installment loan approval needs are a little too high. I make $60k a year and got declined because I put money into my Xmas fund additional amount towards my taxes. That brought me under 3K take home and I got declined. But overall, I'm a very happy customer, just a few things you need to fix. :)

Speedy Cash has helped me out more than once. Great customer service. All around great place to get a loan.

Great customer service!

It's not a long permanent solution for me but Speedy Cash has been and still is my help. I'm grateful for them.

I have had a great experience with Speedy Cash.... very friendly people when I call with questions.

I have not had any problems while doing business with this company. I have found that when I call to speak to customer service, I am greeted with happy and eager to help people.

Since the first day, I have had nothing but great service. They have done everything they advertise & told me they would do. Would definitely recommend to others.

Never had a problem with pay day loan.

Great customer service.

I wish that speedy cash could recommend the loan where you can pay on them monthly for Mississippi residents. What about your loyal customers? Will you give them a chance? If so let me be the 1st one that you give that opportunity to, reason why I want to purchase some furniture and a dryer. Please recommend it for MS residents.

They were very friendly and helpful. Thank you very much.

The site is fast and simple to use! Highly recommend!

Speedy Cash is the BEST!! I appreciate that they have always worked with me when I need to adjust my payment date. They are the ONLY people except one other company that will do this. I will continue my business with them! Thank you.

Very helpful and quick.

Okay I been a customer for several years now. To be honest I know it's business but it be more helpful if Speedy Cash associates could let consumers like myself to save money and time by visiting your website. Every time I go in the store I see the looks on customers faces. I want to say something but don't but just look into this please and thanks.

Needed the money and it was available the next day.

You guys are the greatest company ever!! I would recommend you to everyone!

I have used Speedy Cash for a while now, and don't have any issues or problems to report. Your customer service is always on top of things. They call to ask if I need a loan. They call to ask if they can help with a loan I might have started on the internet and not completed. They are great. I just wish you would offer promotion codes for $ off your fees. :)

Everyone is always so pleasant and friendly. Great service.

I am a recurring customer and I needed a loan. They offered me an installment loan at a low interest rate. This was not suppose to be a payday loan at the high interest. I took out a loan for $750 back in January and the balance is still over $600. On the front end, the interest was very low and once I hit the submit button for the loan, it was an outrageous interest rate. Since then, I lost my job and no one from Speedy Cash will contact me. I have sent emails explaining the fraudulent loan installment on the front end. Never use them for a high amount loan.

Speedy Cash has charged my account 40 times since mid March 2014 all the way up to the end of April. I have the statement. I took out a registration loan and lost my job. They are not willing to work with me. I know I owe them. Hard to pay when they just want money and don't care about consumer. Don't ever go to this company. Just want to be done with this but now they want to repo my car.

I went online to apply for a loan and was denied. I received an email stating try going to a store location no guarantees but the outcome maybe be different. Now, I am not upset about getting denied but on my denial letter that I was handed state unable to verify income, however, the lady looking at my verification of my direct deposit. And also unable to verify previous customer relationship??? What does that mean? No one knows. I ask the store manager, she doesn't know. She refers me to online 800 number. I call, they don't know what that means. The online manager say I can not reapply for 60 days, but she don't know what that means either.

My husband originally took out a payday loan with Speedy Cash, but when he ran out of his refinances, it gave him the option to change it to an installment loan. It told us it would cost $160 a month until July. Please explain to me how when we refinanced it early that the interest/payment would be about $183? He took out a loan for $640 and at the end of the contract in July it showed him needing to pay $800! How does that qualify as an installment loan? Installment loans are supposed to be a balance that is paid down every month and in the last month, you pay it off. My husband is refusing to pay. He has now defaulted, and they call EVERYDAY even after TWO cease and desists have been sent! They always call from different numbers, so we can't block them. How is this legal?

My mother took out a loan for $2400 in Oct 2012, not researching this company at all. I've paid over $300 a month since then & in April 2014 pay off was $2364. Their "service charge" was always whatever the monthly payment was that I made, minus a few cents. Even when I paid over $500 to supposedly bring the balance down. What a scam! Do not use this unethical company EVER! This shouldn't even be legal.

See earlier review!!!! Ryan ** from Calabasas! July 2013!

They charged my account twice and bounced my apartment check, causing me many problems. Then they would not refund until, I sent them a copy of my bank statement, which has taken 6 days so far and I still have no funds, returned. I will no longer have any loans through them. They do not work sufficiently. Thank you.

I had a loan with them and had called the month before to make sure when my last payment would be and the amount which was what I had been paying every month. The service agent on the phone confirmed that it would be. The day it was due, they took out 1062 dollars instead of $170. I called and asked could I refinance or make payments and they told me no because it already came out and that I have to wait until it goes delinquent to make payments which is total **. So I had to put a stop on the payment just so it wouldn't overdraft my account. I will never do another loan with SpeedyCash or refer them to anyone.

All you have to do to get free money is go onto Speedy Cash online and type in any 9 digit number. If it matches a real Social Security # Blamo! Free cash!. No person to person transaction, no ID or State DL verification, just match the 9 numbers and you win!!!! Of course you need to provide a bank account for them to put it into, but you can just cancel that auto draft. BEWARE, that is exactly what happened to me, DID NOT match my date of birth, DID NOT match my DL# but it did match the Magic SS#. The CSR at Speedy Cash even agreed with me this was identity theft!

I took out a loan in Oct for 700. I took it out because I am sick with cancer, elderly, live alone and needed to get things taken care of before I was hospitalized. I paid on the acct until Dec at which time I was in the hospital and my payment didn't clear. I was then placed on a repayment plan. First of all if you get anyone to respond to a call or an email you're doing better than me. I could never get anyone to do anything for me. But regardless, I told the company I owe the money, don't deny it, will pay it every two weeks thru my disability check. So after paying $150 every two weeks and then supposedly having it paid off end of April, I check my balance online today and find out speedy cash took the full $700 today.

I began receiving collection notices in January from Speedy Cash. I called them and told them I do not have an account with them, and do not use a payday loan service. I was told to file a police report which I did. I was told to send them a copy of the police report which I did. Now I am getting collection notices again. They will not give me any information as to how or where the loan was processed. Well if the loan is in my name then I have the right to know the what, where, and therefores of the loan. They will not give me any information, they said if it is fraud then I need to do their work for them. WRONG!!! Give me the information so I can see if there is any other problems on my identity being stolen. Hey people I am the victim here! So I guess I am not able to get any other information regarding this, then you do not get any more information on me! SPEEDY CASH IS NOTHING MORE THAN A PREDATORY LENDER! Charging outrageous rates to its customers, and not caring if your identity is stolen or not! If this is on my credit report, then there will be further actions taken against SPEEDY CASH!

I have had a few loans from Speedy Cash and all had usually gone smoothly until this last one. They had been encouraging me to put a credit card on file so I could have my payment withdrawn from my credit card instead of my bank account. The reason was so I could get a quicker turnaround time for a new loan (like I said repeat customer). SO I had called in and given a credit card and asked that they take the money from my credit card and not my bank account so I could pull a new loan the next week. I had to go pull money from my bank account to put on my credit card. The two accounts are not connected at all.

I have been trying to pay off this bunch of blood suckers since Saturday. I was told then that Monday was the earliest that my payment could be processed. When I called them on Monday, I was informed that I could not make the payment, then I was told it would take 3 business days for my payment to clear before I could make another one to them. Well the first payment was ACHed from my account on Thursday and if you count the days it should be Tuesday at the very latest. I told Speedy Cash that they would not get one penny more than the payoff was on Saturday.

I had to pull up my credit report to see if my identity had been stolen. I am not sure that it has but there is a hit from September that I took out a loan and had not been paying. I am very confused to upset that this is happening due to the fact that I have neither applied for nor received money from Speedy Cash and now it is in the collections posses, Now what?

So far the loan process was fast and easy. The people I spoke with on the phone were great and friendly as ever. It is expensive yes, but it's not your buddy loaning your money it's a business and they are very clear on what the cost is. Money is scheduled to be in my account tomorrow morning! I do wish I could change my payment due date further than just the very NEXT payday. It's a rent check and I'll for sure have to either take a financial hit or re-loan.

I became late with my loan after having some complications during my pregnancy which put me on bed rest and a leave from my job. I contacted Speedy Cash to inform them of my situation was told I was just making excuses. First of all how dare you-you don't know me. Once I went back to work I went into Speedy Cash to payoff my loan. I was told that was not possible. After asking why I was told I had to make payments to cover interest incurred. All I wanted to do was pay it off. I informed them that my bank account could not be used, due to the mess with Target my banking information changed. I informed Speedy Cash I was waiting for new bank card and checks. Once I received my new information I went back in again to payoff my loan. I was told no again. Are you kidding me. My account is now in collections. I am being penalized for wanting to payoff my loan but was told no because of interest rates. I sent an email to customer service. They were the ones that informed me my account was in collections. Due to greed and ignorance my credit is being affected. I want something done!!!

Why when you are in good standing by way of making payments on time and being a long time customer those positive reports do not show up on your credit report, BUT when you fall short...a negative report shows up on your credit report? Why not both??

I accept responsibility for my actions in borrowing this money. I was crazy to do so. Had my back to the wall and was desperate. I am a Senior Citizen and live on a small Social Security check each month. What with inflation the way it is, I barely make it. I owe enough that my interest payments alone are $110.00 per month. I have asked if the company could perhaps lower my interest or place me on a different type of loan with lower interest, and of course the answer was no. These loans should be illegal with the interest they charge. Why have our Legislators allowed this?

Do I GET 25 for opening a loan and 25 for being referred by someone? If so then that makes $50 I get free that day????

I'm failing to understand how I have 545.00 loan, but my payoff amount is 709.00...how do they expect people to pay these loans off with 6.56 a day in interest...and even if my interest is 6.56 dollars, how does that still equal 709$... ya'll are a total rip off and want to keep people in debt... I would never recommend getting a loan from speedy cash!

I applied for a loan online with Speedy Cash, and they declined me, which is perfectly fine after the reviews I have seen, but I'm still wondering why they took 1 cent out of my account. If I was declined then why are they charging me for things? It was just one cent, but it is annoying because they provided no service to me for that cent. Will never try this place again.

I took out a loan and paid them off in July. They are stating that I had taken out another loan through them for 500.00 and now I owe them 625.00. I know that I didn't take out another loan because the rep asked if I wanted to take one out, I stated not at this time. I have called them and talked to them about this and told them that I didn't take out another loan. I had to cancel my card because of fraud on my account. They tried to take the money out of my account and I got a call from them stating that they couldn't take the money out. I told them again that I didn't have the loan that they were talking about.

I have been getting calls from a non existing phone number 011442074625679 regarding a business matter. I have no existing business matters with this company. My debit card was stolen and reported as such and ever since then I have had nothing but problems with this speedy cash company. Keep calling me from this number and threatening me and you will find yourself with a lawsuit . I am in the process of reporting you to the BBB and an attorney. If you weren't fraudulent you would use a legal phone number not a dummy phone number that can't be traced or called back the only reason I know who called from this number is because a female who never even left her name but did state she was calling from speedy cash made threats on my voice mail. This is to stop I have saved the message .

I had gotten a 255 dollar loan from them around 2 weeks ago, and they've caused me nothing but trouble. These retarded ** people who don't deserve to breathe are trying to pull money out when they shouldn't and I especially told them when. Good thing I don't use that bank account. They also have been sharing my information with a bunch of terrorists who call me nonstop about owing thousands of dollars to different people. The only thing is they really don't like what I have to say to them. It irritates me to deal with retarded people like them but if they want to play these games with me, I'll play it back and I will win because idiots aren't smart enough to be called normal human beings; they're just idiots!!!

Speedy Cash gave my information (loan) to someone other than me without my permission, and had nothing to do with my loan or account…over the phone...not only did they do that, they agreed on a settlement amount on my account and took a payment on my account from someone other than myself w/o my permission... I'm glad this person helped me get from under this loan and all but I should sue them for giving my personal information to anyone but me...and on top of that, when I asked them if I could get a 100$ loan, they said I couldn't do to the settlement, although when I talked to the person who they gave my information to, told me they made arrangement with the store not to give me anymore loans...

I took out an installment loan through Speedy Cash last month in San Antonio, Texas. The loan was for $560. I realize that lenders such as this are expensive, so I expected to pay quite a bit for the loan. I had no idea, however, that my interest rate would be OVER 600%! At the end of September, this lender deducted over $520 from my checking account, and they will continue to do so for FIVE more months. I will pay over $3,000 for this $560 installment loan.

I have to admit I like others had to rely on taking out a 400.00 loan. I was unemployed and a single mother. I have been making 70.00 a month payments on my loan for 5 months now and I owe more than the original loan. I will NEVER EVER RECOMMEND SPEEDY CASH. I also had my CC card and bank account compromised once they told me if I wasn't in their office before 2:30 pm on the day the payment was due I would be defaulted on the loan. All they ever do is say sorry. They don't care about the consumer. If I can find a way out of this nightmare I will. If I had only read these reviews prior I will never do business with this company again.

Speedy Cash lists method of payment and credit cards are one of them. What they don't tell you in their loan documents is that they take the amount due out as a cash advance. In doing so, you will be charged another fee by your credit card because it was run that way instead of as if you were paying a bill. I was charged another $32 on top of what I already owed them (principal + fee + interest).

The only reason there is 1 star is because I HAD to give them a star. When I applied for the loan, I spoke with a rep. who gave me an awesome interest rate. I specifically told this woman that I was searching around for the best interest rate and when I find one I will go for it. When she gave me "Speedy Cash Interest Rate" I thought it was fantastic and went for it. I ONLY APPROVED the ok to process this because of the interest rate she gave me. She even said to me, "If add more money to your payment, your interest rate even goes down." I said, “WOW, what’s another $50 to bring it down.”

When I opened the Loan, I specifically asked about payoff terms. Then when I call to payoff the Loan, the lady tells me that because an interest payment was pending, I can't payoff the loan and in the meantime I have daily interest adding up. When I told her it is not fair to the customer to pay interest because the business can't process a payment, all she'd say is "I'm sorry". Don't be sorry, make it right... Lousy way to run a business.

My girlfriend recently set up a payment plan on her $700 loan. Today was the first scheduled payment and the store took the whole amount!!! She has spoken with the store manager and the collection department and they will do NOTHING for her. They say her only option is to come in and re-loan! **!? Why is it her responsibility to re-loan if YOU made a mistake!? This is the third time you guys have done this to us! I'm LIVID right now! I will NEVER recommend Rapid Cash to anyone!

I went in on a Friday to make payment to my account and was turned away because they stated that I had to be there by 4:30 pm. #1. You don't time frame consumers on when and what time to come make payment as long as it is in by close of business on the due date. I got there at 7 pm and of course they do not close til 9 pm. The clerk was a great guy and friendly but I have to say that the company acts sometimes like they are running a scam! I don't give two flies if they try to auto draft but if a consumer comes in to legitimately make payment and they refuse it stating the system is pending due to trying to auto draft because you did not come in at 4:30 is bull and it is scamming.

I was shocked by the comments that I read about Speedy Cash. I did have a loan with them which I finally paid off. I will admit that I had no business borrowing any money and I did not realize how much I would have to pay back. I will admit that the people in the office were very professional and the clerk asking me several times if I really wanted to do this. What I would like to say is that sometimes when your back is against the wall, you don't really realize what it is you are signing. Unfortunately, I'm out of their area now but there have been several times that I wished that I could use them for a quick loan.

A few weeks ago, I was looking at my account for my debit card and noticed a $0.01 charge from Speedycash.com. I've never been to a site called Speedycash.com or even heard of it. A few days later, I went to use my card and it was declined because I was in overdraft due to an $89.00 charge on my account from Speedycash.com. In addition, I was charged an overdraft fee by my bank of $38.00. I immediately called my bank and explained to them that this was not my doing. I've NEVER heard of these people much less authorized them to take my money.

I'd done one another time, signing over money out of my next paycheck, which worked OK at the time. This time, however, I wasn't in a place where I could allow $400 to go to the loan, leaving me stuck with their dreadful payment plan with brutal interest rates. It got worse because I ended up holding the bag on top of all the other expenses I had, allowing me to barely do more than a minimum payment. A year later, I'd been done with the loan at least twice, yet I've still got around $160 left to pay on it, thanks to the 2% percent applied to the balance from a minimum payment.

My husband took out a 400 dollar loan and Speedy Cash was supposed to take 81 dollars bi-weekly. Well ever since they have been taking the payments and when my husband called to see if he was almost done with the payments, all that money they took out was only going to the interest!!!! Not one single penny has gone to the payment!!!!! He's paid 81 dollars all last month and NONE OF IT WENT TO THE PAYMENT! They told him he needs to go in person to pay in order for it to go to the payment!!! Never again will we use Speedy Cash! I told my husband his hard earned money is going into their pockets!!!!!

I too ran into the problem a few people here have complained of. I took out a loan with Rapid Cash locally, and was told I would be billed 45 dollars per pay period, for a total of 90 a month. I went to pay my rent today, and discovered Rapid Cash withdrew the entire amount of money owed at once. I was given no warning of this. I am now stuck with a few bills I cannot pay, and had to borrow some money from a friend to pay my rent. I will be calling your customer service department as soon as possible, but it is too late where I am atm. You guys need a 24 hour help line for issues like this.

I have never taken a loan out with Speedy Cash, but they have been debiting my account twice a month. I called Speedy Cash and they said I had a loan out with them - I do not. Went to see what documentation they have with my name on it - they gave me a copy of a generic looking contract on which someone did indeed use my name, address, SS# and birth date. There is no other documentation - no copies of an ID, or place of work, or vehicle listed for the title loan! How the heck is this company verifying identities??! Or are they? I've called several times and been in person once (found it out last week) and this contract is all they say they have for "my" loan with them. My bank is assisting me with this, but now going to file a police report. Thanks for the info.

I needed cash temporarily and got a $650.00 loan. They were suppose to contact me and let me know about making monthly payments. Instead, without notice, they simply took the entire debt out of my account the next month! Fortunately, Western Finance immediately loaned me enough to cover my bank overdraft and give me six month to pay them back at much less interest. The people at the Beaumont location were rude and non concerning, and that was when I first got the loan! I know it is hard to find good employees, but a business living off other's problems needs to show respect and real concern for the customer.

Why is it that part of the time we get a phone call, part of the time we don't and sometimes Speedy Cash just withdraws payment from our bank account without our knowledge or permissions? We are always current on our account. Now we have no money to get our little girl a gift for her Birthday because this happened!

I received a letter in the mail from Speedy Cash saying I owed $656.36. It went on to say if I did not pay the follow up within 30 days or make a payment that the loan would be turned over to collections. I contacted the number in the letter and informed the rep that I had never used their company to acquire a loan. So we went over the information they obtained from the person who requested the loan. He had somehow gotten my ss#, my address but provided the wrong date of birth. After inquiring a little further I found that he gave them an e-mail and place of employment that did not match mine either.

Obtained a 473.00 loan. Cab fee was 94 dollars. Paid once but when car broke, asked for payment arrangement. Was told no and total would go up 100 every two weeks till paid in full. Read contract and does not say that. Was threatened with legal litigation but contract says under Texas Fair Debt Collection Act, they could not do that. Lol. The rep I talked to said, "Well maybe your contract is wrong because we sue daily." I was floored. How can you enforce an incorrect contract? DO NOT DO BUSINESS WITH SPEEDY CASH!

Someone applied for a loan with my info online and this company granted the loan. Once I found out by debt collectors calling me I called them to get information on who applied for the loan. They said they have policies protecting them and that they could not give it to me. I'm reporting this company to BBB!

There are 10 people in line & there's only 3 people working. Out of the 3 only 2 are actually working the window. This is how they treat the people of our community.

I'm so angry, and after going to this web-site and reading all these complaints, I just am terrified that this could be bigger than what it is! I value my credit; my privacy. Now I have an even bigger problem! Worrying about all this, they have my bank account number, my card number, my SS#, everything! I recently celebrated my 25th wedding anniversary; my husband and I spent so much money on our Ching-Ding, and we were flying off to Vegas for our 2nd honeymoon trip; which was paid for, we just wanted a little extra cash to have fun!

Speedy Cash refuses to abide by Nevada State laws. When a customer goes into default, they are supposed to STOP accruing interest. After repeated attempts on the phone and certified letters they refuse to accept payment arrangements that comply with Nevada law.

I had taken out a car title loan originally for $2600 in Feb. of 2010 where I should have never been approved as I didn't meet the income requirements and my car did not have full insurance. Both are requirements for taking out a car title loan. After making several payments and renewing my loan several times where my next payment would be due one month from when I created a new loan, Speedy Cash messed up and put my payment due in 2 weeks which I could not meet. At this point they told me I was actually approved for a higher loan amount of $6600 which I needed because I couldn't make the current payment due to the error. So I took the $6600 as it was my only option out of the financial hole I was in. This happened around September 2010. At this point I no longer worked at the job I was originally approved of the loan for. I had left that job in July 2010. Which makes it even worse that I was offered way more money with no income as I was not working.

My husband took out a title loan with Rapid Cash here in Las Vegas... We had an unfortunate event - my husband had a stroke... I called Rapid Cash customer service to see what I can do about the title loan payments they were working with me and just as of today, 7/16/2013, they came and towed my vehicle without any warning and this is after I just made a payment... Why do they do this to people, extort them for their money? No phone call, no nothing.... I want my car back. Now I'm getting a lawyer to sue them.

I got a call from someone named Rachel **. She left a message saying that I was going to be served papers, had charges filed against me, and that I had only one chance to contact the person who hired her. They then proceeded to call me repeatedly the rest of the day and not say anything when I answered the phone. The phone number that she gave me to call was 866-258-8572 which turned out to be a number for Speedy Cash. I have never nor will I ever go to Speedy Cash for a loan. This is ridiculous. They are trying to scam people out of money.

I have used payday loan places before, and I am somewhat familiar with their rates, fees and practices. I am not someone who normally bears banks or lenders any ill will, but after seeing similar complaints on this board, I would like to add my own. I borrowed $200 in store from Speedy Cash on the assumption (as I was led to believe by the clerks and the manager) that what I was signing was a PAYDAY LOAN, and that the eventual amount to be paid in full after interest would be $250 something. After I lost my job, I missed two payments and when I finally had some money, I called the number provided to pay the amount I originally borrowed in full plus what I assumed would be some fees for missing two payments (note: the time frame covering the missing payments was ONE MONTH, that's all) only to be informed that what I thought was a PAYDAY LOAN was in fact, unbeknownst to me, a HIGH INTEREST BANK LOAN.

After filling out their online application, I was denied instantly. I received two emails from them. The first one was a welcome email and the second one was a "Your Loan Application Status" email. When you open the email, it is blank. I sign into the website and it says I was denied. I called customer service and identified myself and they said they could not tell me why I was denied. She re-sent me another blank email. There is nothing wrong with my computer. All my other emails open fine, Java is up to date and my computer is well maintained. I've had 8 local title loans at another place in the past two years. I have never once been late on a payment and paid them all off. If you all don't know, there is a reporting agency for these cash advance places similar to the credit bureau. I have steady income and have had my checking account for 4 years with zero bounced checks or overdraws. In other words, I'm a perfect candidate for a payday loan. I meet all their requirements. I have a right to know why I was rejected but they fail to tell me. I wish I found this website before I applied. They sound pretty fishy to me.

In 2011, I was a victim of identity theft. I noticed that there had been $626 deducted from my account. I went to my bank and the money had been drafted out by Speedy Cash. Apparently, one week prior to this, they had deposited $500 to my account. We called Speedy Cash from the bank's office. The employee told us that my information came from a shared source. The only signature on file was an e-signature; that is basically just your email address. I was furious! My bank sent the $500 back immediately. Now, two years later, I am getting phone calls saying that they are pressing charges for fraudulent claims against my SS#. Speedy Cash is claiming that I took out a $500 loan and then closed my account without payment. This is all a lie. I sent their money back, and I suppose they even got to keep the additional $126. They are leaving messages on the phones of my friends and employers that says, "This is to advise you that (my name inserted here) is being held liable for fraudulent charges connected to her social security number." There really needs to be a stop to the whole e-signature, email fraud. Unless I sign, it is not a signature.

I applied for a payday loan with Speedy Cash and the paperwork I signed stated my payback after 1 month would be $704. When I called to say what day I would be in to pay in full, I was told the payoff was $959.00. I reviewed my paperwork carefully and that amount was nowhere on the form I signed. When I called the main customer service number, I was told I wasn't given a payday loan but a higher interest rate loan. I was floored. I applied for a payday loan and my paperwork said payday loan. This is a classic case of deceptive trade practices. I don't understand how they can have you sign a paper that says one thing and then tell you verbally you owe something else.

In 2012 I was a victim of identity theft and two loans were opened at Speedy Cash without my knowledge or permission. I initially contacted Speedy Cash on October 6, 2012 upon receiving collection letters. I worked with Nicole (**) regarding the matter. Finally, on February 12, 2013, I finally received a letter from Loretta ** that I was not responsible for the loans (acct #**). This came about only because of my personal involvement and follow-up as Speedy Cash only did something when I called and made them do so.

I applied for an online loan with them and got the approval for it to be deposited into my account the next day. The next day came and no deposit... I then called them and was told that they had my account number wrong and asked if I could repeat it. Stupid me did... All of a sudden, I was not approved for the loan anymore. When I asked why, I got the answer of I don't know, we don't have that information. Fine. No sooner than I got off the phone with them, my emails started going crazy, and my phone started ringing off the hook with payday loan companies THAT HAD ALL MY PERSONAL INFO!!! Social, bank address, phone, etc...

MOST COMMON REASON FOR IDENTITY THEFT HAS BEEN LINKED TO THIS AND COMPANIES ALIKE. Thanks to Speedy Cash I am now having to prove that I am myself. Assuming this company was protecting my identity information (SSN and every other important piece of information that identifies myself), unfortunately I took out a payday loan with this place of business. Shortly after this (not to my knowledge), they let another person take out multiple loans out in my name. Four years later I finally have to discover this on my own. I have never experienced this in my life. I am now 25 years old and do not have a car or house, yet this imposter with my SSN does.

I have used Speedy Cash before and never had any problems until now. I attempted to pay the interest due on my loan online. It would not allow me as the website was having issues. I called into customer support for assistance and I was told that the due date would be moved to the 8th, giving me time to make the payment. I checked my bank account this morning and it turns out they pulled out the entire amount before the due date. I again called into Speedy Cash and told them what the problem was. They said that there were no notes on the account, stating the due date was to be changed.

THIS COMPANY IS TERRIBLE! I went into my local Moneybox some months ago to purchase a money order. The girl at the counter informed me that the company was now SPEEDY CASH and they now do payday loans. I was not interested (never had one), but she persisted, "It only takes a minute... Everyone needs extra $$$." So I gave it a shot. What could it hurt? WRONG! She was talking and laughing with the other girls in the back the whole time and entered my pay dates wrong. She entered all the info and told me I was approved and my next payment would be in 2 weeks on my next payday. INCORRECT. A week later, they charged my bank account. I didn't think anything of it.

If possible, DO NOT TRY SPEEDY CASH FOR A LOAN! Instead, go with Check N' Go or even CashNet USA! Speedy Cash is the worst. They have high interest rates. For a $400 loan, you will pay them back over $1,000. Not only that, but good luck trying to pay off the loan in full! It's impossible.. For three entire days I have tried to pay off a loan I took with them... the option was taken away from me and I ended up accumulating interest. It is best to make sure your credit is straight because all of these payday loan and installment companies are loan sharks... only some of them are more experienced and vicious.

I paid my loan in full and never received a lien release. When I contacted them some time later, they said I still owed them. I told them that I paid it in full and according to the Fair Credit Reporting Act, they needed to provide proof of the debt still owing and they didn't respond.

Yesterday (May 29, 2013), I applied for an online payday loan from Speedy Cash. I had to fill out the application that asked for all of my information, including my debit card information, bank routing and account number. After submitting the application, I was told that I had been denied the loan. I called Speedy Cash at 1-888-333-1360 and spoke with a representative to ask why they needed my debit card number and information if they requested the bank information. I was told by the representative that the card will be held on file in case we (the consumer) chose to pay by debit card. I told him that I had been denied for the loan, and he stated that they will not use the card and because the loan was denied. They will destroy the card information.

I took out a title loan last summer and for the most part, I had no problem keeping my payment schedule when it was handled in store. But when I got sick and had to be hospitalized for months, the corporate office offered to keep my payment arrangement on the 3rd of every month which was supposed to be automatic. However, they never kept the arrangement to draft my account on the third and instead of calling in a timely manner, they would wait up to 11 days after the payment. And since I'm in the hospital, I had no idea that my van especially made for my wheelchair is in repossession and every time I call customer service, I get the runaround. I never received a call notifying me of this. I found out from a friend that they came to her house at midnight and ordered her and her husband to open up their garage door to make sure my van wasn't there.

This review is written as a buyers beware/remorse, and does actually represent an actual client and experience. Not all experiences will be the same. I obtained a loan at Speedy Cash. That was actually in 2011. At that time, everything was going well in terms of making payments. All of a sudden, I was told to come in so that they can give me a better deal to pay off my loan quicker in just 14 months. It is now 2013. On a small loan that I took out on with on-time payments and never missing a date, as of 05/2013 according to bank statements I reviewed, it still totals to $1,765.15; and I have yet to reach the 14 month mark. It seems that none of the prior loan payments were paid on this loan. When this loan is completed, there will be over $2,000 plus paid on a $350 loan in 2011.

I was dismayed when I noticed that $0.01 was stolen from my account by Speedy Cash. Now don't get me wrong, it is not that a penny was withdrawn from my account. It was the fact that money was stolen because I did not authorize anyone to withdraw any amount.

I tried to apply for a payday loan on the Speedy Cash website. After entering all my info and submitting the application, I was told that I was not approved for the loan. I do not have a problem with that; however, $0.01 was stolen from my account by Speedy Cash. I could assume that was done to confirm the bank account, but why would they need to if I am not approved for the loan? And what would stop them from taking more money out without my permission? I demanded the penny to be deposited back into my account and no further withdrawals to be made. Thank you!

I needed a loan to help pay my rent in January of 2013. I applied and got a $300 loan from them. I understood that I would be paying back the loan in payments. When the time came for the first payment, I saw that my bank account was negative $300! I called Speedy Cash and they gave me the runaround saying that it was a payday loan. I argued that I was not told this and was told something different. The supervisor got on the line and told me he would pull the recordings and call me back later that day. It's now April and I still have not heard back from them. My bank account is now negative $600 and I can't pay it back! I would not recommend Speedy Cash to anyone. Get your loans somewhere else.

Back in September 2012, I got a $3,600 installment loan and have been paying $200 every 2 weeks. I've always been on time with my payments and never missed one. I understand there's an interest fee for every loan you take out. What they didn't mention to me when I received the loan was that I was going to pay double the interest fee and still pay off the loan. I already made $1,400 in payments and not even close to my balance being paid off. I noticed on my receipts that my interest rates keep going up instead of down.

In August, I took out a $300 loan from Speedy Cash. I was told that an installment loan would have lower interest and would save me money! No, it did not! I have paid $600 over the original loan and they are still telling me I owe $698 more! I am a single mother of 3 and needed it for school supplies. This company is taking advantage of people! They are threatening to repossess my car. Why a company like this is able to take advantage of people is beyond me! They are money-hungry unprofessionals!

I have a loan from Speedy Cash. On Jan. 2, 2013, I went to Speedy Cash on 8502 S. Braeswood, Houston, TX, 77031. I gave the teller my debit card to pay my loan for $200. I have no problem with that. What I am concerned is this: she charged me on my card for $239 extra. I did not authorize another payment from my card. I have informed my bank on the issue. I want Speedy Cash to refund back to me the $239. If not, we can go to court with the issue.

I'm in my 5th payday loan. This is how it works. When in your 5th payday loan, you have to pay it off and wait two days before you can get another, then getting two at a time. Well, Speedy Cash has a problem with letting me pay off my loan early. They want to resend the loan, which makes it appear that the fifth loan was never done. They told me I had to wait three days. Today is the third day and they're still telling me they will have to resend it. I have told them that I don't want to resend it because it would be like I didn't get the loan and have to do it all over again.

All of a sudden, Speedy Cash calls us up and tells me and my wife that we owe money to them. The last time that we got this call was last year or being of this year, in which we have never dealt business with them. They got our address and whatever about us from another loan place. We filed a simpler lawsuit and gave this company our personal information. We told Speedy Cash we do not owe them anything, but we still get calls from them. We have no idea where this company is located at in Kansas City and that we have never been to their business. They claim we owe 500 dollars, but we do not owe them anything. We are concerned and afraid of the company that they might hatch into our bank account. Our bank we go to already knows about this company. They have tried to get into our account, and our bank has blocked them from getting into our account.

I have been doing business with Speedy Cash for over two years. They know I'm a senior citizen on SSI and that my checks go in on the third of every month. They are so in a hurry to get their greedy hands on the cash right away they don't even give us a break. I went in on 10/03/12 at 9 am to pay my loan and was told that it had been deposited the day before. I asked the girl why, if you guys know that I don't get my money till the 3rd? I called corporate and a rude person said it's your responsibility to get your dates straight. Now I'm overdrawn on all my other bills. I hope you choke on our money!

On August 8th, I walked into Speedy Cash in Birmingham, Alabama and asked to pay off my title loan. Shantelle was my cashier and after giving me the total, I paid and she processed my payment and handed me a stack of papers, with the receipt on top. I left to head to my second job. Just minutes down the road, I realized she had not given me my title. I immediately called and spoke with her and she said I had to come back and get it. I live over 35 miles away and only ride a van pool into town. That day was the only day I could get it and I was on my way to work, so I couldn't turn around. When I got upset with her, she offered to mail me the title. I saw no other option, so I agreed. Two weeks later, I still had not received the title and I got a call from Corporate saying that I was late on my payment.

I received a call from a Ricardo ** stating he was with the attorney department of California at work and he wanted me to call him at **. I called this number and spoke with a man of foreign accent and he stated there were fraud charges filed against me from Speedy Cash for an unpaid payday loan for the amount of $989. I informed this man that I never received a loan from this company unless he had a sub-company like for ex. 500FastCash. He told me that I had to pay this money at $200 increments and I had to do it by Western Union. I was never given a case number nor was I given a chance to work out a payment plan if I indeed owed the company.

I went to pay off a title loan of 400.00 dollars and was told that I had to deal with the tow company that repossessed my truck after paying Speedy Cash. I asked them if they would call the tow company and combine the two bills and I would pay both at the Speedy Cash office and the teller agreed. The amount of the buy-out on the loan was $390.00 and after her call to the tow company, the bill is now up to $976.00 and I refused to that amount and questioned why the tow company now seems to have control of my account. It has been over a month now and I have not heard from the tow company or Speedy Cash and I have no truck, I have no job from the fact that I have no transportation. Can you help?

Yesterday 4/20/12, my car was repossessed by Speedy Cash. My loan was paid in full this past Feb 2012. The dumb clerk messed up my account creating 2 accounts versus 1 account. This was cleared up after waiting 3 months. They picked it up from my job, how embarrassing. I had to borrow my co-worker's car, miss 1/2 off work and reschedule my appointments at work. I couldn't go to class and I had to get a ride to pick up my special needs child from daycare. I went home to get my receipt and my title to the car. The clerk and the manager was so rude I waited 2 and 1/2 hours in the office before the corporate decided to research the problem.

I had a loan through Speedy Cash in October 2010, I paid it in full in June 2011. I received an email from them saying my loan is paid in full. I kept getting emails to take out a new loan since I was a customer in good standing. In November 2011 I was served papers from a company named Ad Astra, the collection agency for Speedy Cash, suing me for the loan that was already paid off

I am 54 years old. I lost my job right after I got a title loan. I live off unemployment. I have called them several times to let them know my circumstances and they or we tried a payment arrangement. On this last one, I was admitted to the hospital and had a nervous breakdown because Speedy Cash calls me and threatens me to take my car. I am homeless and live out of my car.

Speedy Cash went into our bank account and signed that my wife and I wanted four hundred dollars into our checking account. When we found out about it and try to talk to them, that we did not asked for that amount they wanted our routing number and account. We did not give them the number, so we told our bank we have our checking and saving account with the claim department at our bank, took a look at it and said to us, "yes they did put money into it." We told our bank did not give them our approval at all. So they told me to tell my wife to immediately come in and they will stop and block them from getting into our account. So she did.

I went through another finance company to help me get myself out of the jam I was in, resulting from a vet emergency bill. After getting a loan at Rice Lake, WI, Speedy Loan was paid by this third party, they took my payment from my checking account and were supposed to mail me a receipt and check, I can never get an answer. I can not find any information where to reach their headquarters.

I went into the Speedy Cash office and made a payment, just 5 days after the previous payment, but only $52 went towards the principal. When I questioned it after I left and called back the same afternoon, I was told that after 3 days the interest rate is the same as monthly, and this could not be changed.

I went to Speedy Cash. My stuff changed. So, I told them I would eventually pay them off but I do not have it right. They would call to leave a message. Then, they sent me a notice with attorney at law. There was no name of the attorney. I tried to call the number back. If I could get through, it would just get disconnected.

My name is Adam ** and I am a single father in need of some help regarding predatory lending by Speedy Cash. Unfortunately, I recently became a victim of this fast spreading epidemic. I lost my job, after 3 years, in January of this year. I have been unable to obtain work due to the vast majority of people with degrees that are applying for the same everyday Joe jobs I am applying for. In brief my story is as follows:

I was on the baseline in San Bernardino on Monday about 6pm. I had to reapply as I have a call from my bank. They had the intercom on where everybody could hear my balance. I asked the girl why she ignores me and she said that they were busy doing a lot of things at the same time. I said that I didn't like it and she said okay with a ** look. She asked for my ATM card and I said that I want to write a check. She told me that she's not going to take anything out but she did. It was only a penny but still she told a lie. They were so ghetto and not professionals at all. They were three girls, one black and two Mexicans. The way they were acting was not professional.

I applied for a loan via Speedy Cash, who sent my information out to third party lenders. I was approved for a loan with an outrageous fee so I opted not to accept and never electronically signed any financial agreements. About three days later when I logged into my checking account, some LB Pmt Systems Company had withdrawn $9.99 from my account. Furious, I called the company and of course listened to a recording telling me that if I was inquiring about a recent transaction to my checking account in the amount of nine dollars and ninety-nine cents, please stay on the line to speak to a representative or leave your name and contact information so we can return your call promptly. Of course, no one was ever available to speak to. Meanwhile, after leaving several messages on this scam company's voicemail, I have yet to receive a call back regarding this charge.