
Regions Bank Reviews
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About Regions Bank
Regions Bank serves 16 states across the Southern and Midwestern regions of the U.S. It caters to a wide range of customers, including individuals, small businesses and commercial clients. The bank says it is focused on serving the needs of local communities and supporting economic growth and development in its service areas.
Visit www.regions.com/personal-banking- Specialized checking accounts for students and seniors
- Promotional CDs have competitive yields
- Several ways to waive monthly fees
- Below-average APYs
- Savings accounts have strict withdrawal requirements
- Promotional CDs have high minimum deposits
Regions Bank Reviews
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Reviewed March 5, 2019
Regions put 1800 of my dollars in another account, and are telling me it will take 5-7 days to correct it and return MY MONEY! In the meantime, my business rent check will bounce. They admitted that it was totally their fault, but claim there is nothing else they can do to correct it sooner! I will be closing my accounts with them ASAP.
Reviewed March 2, 2019
I deposited a check on Monday. My account went into a fraud hold. ALL of my monies aside of this check were being held captive. My paycheck, my social security, they sent my phone bill back, I couldn’t pay my rent. Not ONE person including my own branch was helpful in any way. So here I sit on a Saturday on the side of the road with $12,000.00 in my bank, 4 miles in gas left till I run out and no access to one single dollar WHICH says available and had cashed through my brother's bank DAYS AGO! I’m insulin depends and can’t get my meds. LEGALLY NO BANK CAN HOLD MY SOCIAL SECURITY AND WEEKLY PAYCHECKS CAPTIVE! I am spreading all of this on EVERY PAGE SITE CAN FIND, along with tell my children community, family and friends (and I got A LOT) to never use these thieves!!!
Reviewed March 2, 2019
Deposited local checks into my account only to have a hold put on my entire account, debit cards cancelled, and only "there is nothing we can do ☺" from the local branch, branch I opened my account at and 1800 #. The most useless inconvenient inconsiderate bank ever. Funds were verified. Also check issuers confirmed with Regions fraud prevention and after I kept reaching out for help they EXTENDED the check hold for 3 more days. My business is now out of work for a week. Can't buy materials for construction jobs, or gas, or pay help, or pay my rent, and my son's 10 year old birthday... Regions will screw you up. They have you by the balls and "there is nothing we can do ☺." As soon as this nightmare is over I'm closing the account and will bash them until I see their doors close. Worthless excuse of a bank.
Reviewed Feb. 22, 2019
Regions put a hold on my entire account because of a large deposit I made. They kept the hold on the account even after the funds were verified and had already cleared the account it was coming from. I was told by the branch that I had to come into the bank and remove the money that was in the account before the deposit was made, in order to access the original funds. I have to remove my legitimate funds in order to get access to my own money! What happens if a check I wrote tries to go through my account?? Would I be charged overdraft fees due to no fault of my own? No one could answer that question. And I repeat the funds have been cleared from the account the funds were coming from. The person who wrote me the check even called their bank and confirmed that the check was good.
After calling the Regions corporate office who could tell me nothing, I was told to call the branch that I originally opened my account out of (even though that branch had been closed for several years). I was then told to contact the branch where I submitted my deposit. That branch called the corporate fraud dept who said the account could be held up to 3 to five days. The bank was positioned to hold my own personal legitimate funds even though the deposit was good and verified?!! As a bank customer I am not allowed to contact the corporate fraud dept. I then placed a complaint with the bank corporate office and I was told the account could be held up to 11 days. Which is it 3, 5, or 11??? I was then told I could contact the fraud dept and speak to someone there.
After being transferred and clicking option 2 (which was something about getting information on a submitted claim) my call was dumped into a generic mailbox that was full so no messages could be left. If I could pull all of my money out and go to a different bank I would, however they are still holding my verified deposit!! I understand the bank protecting itself. They could have held my deposit weeks that would have been fine. But to hold my funds that were already in my account for possibly up to 11 days, is beyond ridiculous!!! I will make sure everyone I come in contact with hears this story and as soon as everything is made available I will be removing my money from Regions and banking somewhere else.
Reviewed Feb. 21, 2019
I am with Regions Bank and I monitor my account usage after every transaction and recently I had a fee added to my account for $108. When I contacted them, I was informed that my account was overdrafted for 0.17 (17 cent) and then another transaction for 1.07. I explained to them that I check my account after every use of my debit card and they told me that sometimes it won’t show up and there was nothing they could do about my fees. This bank is stealing people's money and covering it up by accessing fees that the account owner should never have. Someone needs to be informed of what is going on.
Reviewed Feb. 12, 2019
They are trying to get rid of their cheaper non high net worth customers through faulty call to bookkeeping practices, long holidays, deposits made to their ATMs of cash or checks is the slowest call to bookkeeping in America. They don't honor the nation's ECN system which made digital bookkeeping easier for the bank and a necessity for Americans... ie NSF fees from gas station rollovers, also we noticed secret periodic discontinuance of customers requested online stipulations or when online requests for overdraft protection were taken off unbeknownst to the customer.
We also noticed various financial services apps linked to a Regions account were handing out reversal of funds charges because Regions decided not to honor those established relationships and did not notify the customer... ie don't expect an ACH transaction to go through to your brokerage app or any app that requires funds transferal. They've been behind the scenes removing those established connections and this results in reversal charges to you. Please know that this has less to do with a local branch that may remarkably do a good job helping customers, these are stunts pulled from corporate offices. If you're a member of the 21 century working class you want to avoid this migraine headache at all cost.
Reviewed Feb. 9, 2019
I'm dissatisfied with Regions Bank. I Trusted them with financial funds and every week it's a different story. Do not trust Regions Bank. At first my account was set up properly. As time went by, items that you purchase from stores start to pend longer than post. Their fees are ridiculous high. They will hurry and refund you for 1 overdraft item and take it back out of you at later date and holding items to pend before they post out, so you will have overdraft fees. Regions Bank is not a trusted institution. I have paid for a fine Monday 2/4/2019 morning to the courthouse out of my available balance transferred from my savings and I still have been charged an overdraft fee for my own money. Posted from account Friday night 2/8/2019. Not their money but mine. Poor poor service. I give them a F for ** You!!! Incompetent!
Reviewed Feb. 2, 2019
Got a line of credit on my home with Regions about two years ago. They refused to give me more than 20% loan to value Despite owning my home outright and having over 800 credit Score. Eventually closed the line due to constant unannounced changes in the rules to use the loan and pay it back. I have had more issues with this bank than anyone would believe. Now that I have closed the line, the bank is refusing to sign over an insurance check endorsed to me and the bank. That’s illegal! Despite the fact that a customer service rep who works for her told me to simply bring in the check and they would sign it... The manager at the bank is a robot who refuses to recognize that I have no account or monetary obligation to the bank. And won’t sign it. Stay far, far away.
Reviewed Jan. 28, 2019
My mother lived with me in a state with no Regions Banks but chose to keep her accounts with her East Peoria Regions branch. When she died, the branch manager, Ms. **, was amazingly helpful, compassionate, and knowledgeable. She filled out all the paperwork for me for an annuity with another company, calling them and even giving them her Social Security number when they questioned her. She issued a check immediately for my mother’s CD and made a very good suggestion to clear her checking account with a check to the funeral home. I know my mother always had very positive relationships with the bank staff, and I now understand her loyalty. Ms. ** greatly exceeded my expectations, and I would definitely bank there if so lived nearby. She made a difficult time so much easier for me, and I will always be grateful to her!
Reviewed Jan. 20, 2019
Enticed by their $200 bonus for opening a new personal checking account, I would pay them that just to quickly end this business relationship. Held two check deposits for 11 days, one of which was tendered by my previous bank. Locked me out of online banking until they cleared (still locked out as I write this). And, I'm done. Please keep in mind that at least with corporate, they were snarky and rude throughout. This place is a joke. Bank elsewhere unless you want to spend part of your working day dealing with this kind of nonsense.
Enticed by their $200 bonus for opening a new personal checking account, I would pay them that just to quickly end this business relationship. Held two check deposits for 11 days, one of which was tendered by my previous bank. Locked me out of online banking until they cleared (still locked out as I write this). When speaking with corporate, this was the transaction:
Reviewed Jan. 17, 2019
Regions Bank is a total rip-off. I've never been robbed by a bank as worse as this. The overdrives are a total rip-off. Yesterday when I login to my account I have one pending overdraft. Today I deposit $120 into my account. Today I checked my account and they hit me with two overdrafts. When I call to complain they said my other overdrafts. I wasn't able to see it on my end but they can see it on their end. I am leaving this Bank. I advise you never to deal with this Bank.
Reviewed Jan. 15, 2019
Yesterday when I logged into my online Regions account to see about my (1) overdraft and I saw that Regions charged me (2) Overdraft Fees and I called them and they only gave me back $36 and $18 and the guy said they do the rest at midnight til 6 am. When I looked again on my online Regions account I saw they did refund the other $18, then when I logged on today I saw they took it off and I called them and they said I was not available for the second refund of the overdraft fee. They ripped me off $18 half of my other overdraft fee. So I'll be switching to another Bank. This Bank is a ripoff.
Reviewed Jan. 10, 2019
I'm totally frustrated with Regions. I have been banking with them for a long time now. Back in July of 2018 Regions allowed someone to change the address on my account. No one can tell me who did it! So therefore I went to redeem my reward points and I never received my gift cards because the cards went to the incorrect address. So I then asked could they resend the gift cards to the correct address and that say no. I also asked could I get my points back and they say no. That is so not fair. Totally frustrated with them. They didn't even try to accommodate a life long customer.
Reviewed Jan. 3, 2019
Yesterday, on the first business day of the year, I went to a brand new branch that opened very close to my home to open a small business account. The bank also has a branch conveniently located 2 blocks away from the office I rented for my new business. So it looked like an easy decision for starting our fresh new venture, with a wonderfully “green” look. The process of opening the account took more than TWO HOURS (thank goodness they have computers). Today I went to register in the online banking, and the page gave me an error. I tried again, and again, obtaining the same result… Then I decided to phone the customer service number noted there.
Once I got through the choices, the machine said, "Your estimated waiting time is 10 minutes," which were really almost 20, but well I’m thinking their computers are like that (or their systems…). When the agent heard my problem, she told me that the error refers to a piece of data, incorrectly input by me. While she was on the phone, I went back twice over every single question and answer, and everything was correct and I kept getting the same error message, and so I told her. To that she replied: "I apologize but at this point there is nothing I can do for you, that error means that there is an incorrect input, and unfortunately I cannot do the registration for you.” Do I have to live without online banking? Shall I have to call a Shaman of some sort to help me guess what is going wrong? Tomorrow first thing I’m going to close the account!
Reviewed Jan. 3, 2019
I’m closing my account today and moving on. Within the last month, Regions has created more problems for me with no solutions given on their end. They’ve run out of money (that’s what the teller told me when coming to the bank for a withdrawal). The next closest branch was more than 30 mins away. Regions assessed an overdraft fee in anticipation of an overdraft. After waiting more than 20 mins to speak with someone on the phone, they say they can’t refund me because at midnight I had a transaction come in for the next day that “would’ve over drafted me” and that was their reasoning for taking $36 from me. It’s ridiculous! I’m going to a bank that has quality customer service and doesn’t want to take your hard earned money.
Reviewed Dec. 27, 2018
I had the most horrendous experience December 21, 2018 at the Regions Bank, Belle Forest Circle, Nashville branch. I went in to add my new bride to my checking account. I was waited on by an older man, Mike **, who didn't want to wait on me as he was on hold with his cell phone for his personal business, but thought he might be able to squeeze us in. He then ordered my bride's granddaughter to sit outside the cubicle and that "He would keep an eye on her."
Without asking me, he listed Debbie by her maiden name and then said to use her married name he would need a marriage certificate. I pulled our's out and he said angrily, "You're holding out on me, Earl." Mike didn't like the way the marriage certificate was printed by the state and tried to call the issuing clerk. I guess he thought I had printed it myself and wanted to verify the veracity of it. As it was after 4 p.m. the office was closed and he refused to use her married name. I told him, "Fine, go ahead."
He then announced that he didn't like the tone of my voice and that if I didn't start behaving he was going to push the button to call the police and have me arrested??? For not liking the TONE of my voice???? As my friend would say, "What the what?" All throughout the time we were in his office, he lectured us on things like he wished he lived in the country, that he would never come to town. His threat to "push the button that is only two inched from my hands and have the police arrest me" indicates that he needs serious psychiatric help and should not be allowed to deal with the public. I tried to close my accounts but as one had my daughter on it and she was not there, could not close them both. I will not return to this branch but this man is a danger to the public. Do not go there! #regionsbank #belleforrest #Bellvue #nashville
Reviewed Dec. 20, 2018
They took a 131.00 out of my account after being on hold for 20 min. They said it was because I was 30 days past due on a loan payment. The payment is 20.41. It was paid on 11/28. Said it was to cover the loan and when 30 days this happens. Been with them since 1983. Hope I live to see the bank fail.
Reviewed Dec. 15, 2018
About 36 hours ago, the mobile app for Regions account holders stopped working. The company stopped providing any type of updates 24 hours ago. This is happening 10 days before Christmas. Facebook is literally flooded with hundreds and hundreds of angry complaints. People can't order online, use their debit at ATMs, nor use any mobile app feature. No response from the company. Pathetic way to run a company.
Reviewed Dec. 12, 2018
Today I was charged $72.00 in NSF for pending charges, which never overdrafted my account! It doesn't matter if that charge was going to 'fall off' or what... they decided to hit me with fees anyway. Kicker is I had a direct deposit of 128 last night to cover any pending charges that was held till after they charged me the fees. Doesn't make sense to me???
Reviewed Nov. 30, 2018
They add fees, don't want to give you back the overdraft fees they owe you and use your overdraft protection once and never lets you use it again. Poor customer service and all about their money. They don't care about the customer. You will always find your account in the hole.
Reviewed Nov. 28, 2018
I opened a business account with Regions Bank and was told that I would be given $200 as a referral fee. I was not informed that I had to put in $500 the same business day. I found out a few days later and promptly submitted the money (when I could have submitted it the same day if I would have known). I was told by the Vice President/ Guest & Member Relations that it wouldn't be a problem. Months later, I still haven't gotten the money and when I called to check on it- the Vice President told me that she never said that and flat out lied to me! She did in fact say that, I remember it clearly!! I don't appreciate her trying to cover up with excuses and making me feel as if I didn't remember properly when in fact she is just covering up for an error made on her end.
Reviewed Nov. 20, 2018
My acct been on hold for months now. I visited multiple branches and managers and employees both worked on my case. First with Kevin and now with Brooke at the legal dept side. Both branches sent out my judge and court approved orders to release my funds and still will not release my money to me. I call and they say we can only reach out to legal dept and every time I call after that they hide and don’t answer and all of a sudden with a guest every time I call back and now on vacation for a week.
Why do you hold my money and not get me to the right person? You asked for legal documents and you received them, now what? I guess I will be sharing this with others that this bank plays with your money and others money and decide to hold their money at anytime they want. I have never been played with and will not let this bank play me in circles. Now it’s time to get a lawyer and hopefully this will teach them a lesson and for the time and stress I been going through with this issue.
Reviewed Nov. 17, 2018
You will not find a more greedy bank with all of the hidden fees. They are not friendly and they do not care if you cancel your account with them. I opened up a checking account less than a year ago and already I am cancelling my account, because I was charged over $100.00 in overdraft fees when I had money in savings account, that I thought was auto transfer when the checking was low. They did the auto draft but still charge me for overdraft?? What was the point of setting up an account with auto transfer if I'm still going to incur fees. This bank is a joke and hopefully will not last long.
Reviewed Nov. 8, 2018
BEWARE! Regions has withdrawn money from my account ($500), when that amount was Not available! On the 6th of November, Regions removed 500... although there was only 119 in the account. Everything prior to that... 9 line entries/payments, had already been paid. By Regions pulling the 500 from the account, ALL of those line items went into unpaid status! 9 Items... Regions Forced my account into a NEGATIVE STATUS... and now, Are charging OVERDRAFT FEES, for Each unpaid item... 9... one as Small as $2!!!
I've spoken with Several people, it comes down to an Unrelated/Unlinked business account... and without Notice... OR ACTUAL FUNDS IN THE ACCOUNT TO COVER, they pulled the money. I am literally living by Driving Uber... and have a Child that has to eat, No gas, to drive... and the account is Negative $592- with the first of several $36 fees! How can a bank FORCE an account into a negative status... it Was Not negative Prior to Regions pulling that money. Please help with this. Who do I call to lodge a complaint, and file a claim. Thank you.
Reviewed Nov. 7, 2018
As others have said... Same thing here. Transactions go in and out to try and overdraft you; rearrange the transactions high to low, to overdraft you; withhold debits so you will overdraft later. Deposits go in and out to overdraft you; rearrange posted transactions to overdraft you; "force check" debits through to overdraft you with a recurring charge or check... Last time, debit was 17 days old; and recently, put a duplicate transaction through to overdraft me. Disputed it, but still left in the hole until they "investigate." They even told me the computer system on the merchant's end can duplicate it on its own by mistake. That was after I told them I know the owners of the establishment, and can check to see if they put it through twice. But... In no way Regions did it. Uh, sure thing, Regions. Thiefs! Corrupt! Unethical! HORRIBLE BANK. ZERO STARS. DO NOT BANK HERE.
Reviewed Oct. 29, 2018
I have had so many issues with this bank... is one thing after the other. Instead of helping customer satisfaction is the opposite. They force you to have a minimum amount for direct deposit to avoid the monthly fee which is ridiculous, also for customers that looking to save money is not a good deal when it comes to your transactions. Transactions appear when they wanted to happen without any notification to avoid the overdraw fee leaving on negative and they even close your account with a zero balance without any notification again!! Also it is a pending transaction. It will not give you time to deposit the difference like you can do it with CHASE which very convenient. I wish I would read more about it before opening my account, so happy with CHASE FOR 10 years!!??
Reviewed Oct. 19, 2018
Regions Not There for Hurricane Michael Victims. I spoke with a customer service agent at Region's because my husband's place of employment was demolished and my place of employment won't be open any time soon and we have excellent credit and do not want to damage that on top of everything else. I called to see if we could get a reprieve on our mortgage and tack the payments on to the end. I was told no. Before the hurricane our house is worth much more than what is owed on it and compared to others we are lucky we did not have more damage. Regions is giving a forbearance for 90 days and all 3 payments are due at that time. But they might consider a hardship loan after that. This is just a way for Region's to make money off of other's misfortune.
I remember after Katrina when we visited our family in New Orleans many damaged homes in opulent areas were vacant because people just walked away. I thought how odd at the time but I can't help but wonder if this is why. I know their phone recording says Region's is here to help but don't be fooled. When this is over I will take all of my banking elsewhere. I just want people to be aware when moving to the south. We are from the Midwest and I know when my Family's farm was ravaged by a tornado our local bank stepped up to the plate and not only helped my Father but others in the community as well.
Reviewed Oct. 16, 2018
I opened 7 businesses accounts and personal accounts. Two months and got a merchant's accounts to process my credit cards payments with for all my accounts. All the suddenness two months later they sent me a note that all my account will be closed on the date so and so. WHAT? WHAT? I been in business for 35 years. I don't have any problem with no one. Perfect credit score. Deposit almost 100k a month to there. This dumbest bank ever and you telling me you will close my accounts. This is very stupid and not called for and they not telling me for what reason. All I hear is the bank backroom said so.
Someone in the backroom sitting on someone be doing the wrong decision. NO THANKS REGIONS BOYS. I GOT BANKERS LINED UP WAITING TO GET my business. What is wrong with you people? After I spent thousands of dollars to order checks for each accounts I have with you and then you telling me we will close my accounts for no reason. Whatever, whatever and whatever. You lose. I am doing business down the road lol. 3 locations of In & Out Express Lube LLC. In & Out Express Wash Homosassa Fl LLC. Mean Green Termites LLC. Dollar Plus Super Mart LLC.
Reviewed Oct. 11, 2018
I went to Regions Bank on hwy 90 in Pace, Fl. 32571 on 9 October 2018 when they first opened. I attempted to cash a personal check that was written on Regions Bank by an individual who had bought my van in the amount of $2,000. The teller was a young guy at the first teller window. He verified that the gentleman had the money in the account to cover the check. Then I was told there would be a $20 fee to cash the check that was written on your bank because I was not a customer with your bank. That upset me so I took it to Pen Air here in Pace and they immediately cashed the check and I was given the money.
Last week I had sold another vehicle and the check for $2300 was written on United Bank. I took it to United here in Pace and no questions ask except for an ID and they cashed the check. I called your toll free number and listened to your tape recordings and sure enough you folks charge 1% to cash anybody's check if you are not a customer. For your information; I will never be one of your customers nor would I recommend anyone to be your customer. Thank you very much for letting me vent. I really do feel thankful that I personally deal with Pen Air, Charter Bank, Navy Federal and have never had any difficulties with any of them the way I have with you folks.
Reviewed Oct. 10, 2018
Horrible, Horrible and Horrible. They just stole $260.00, from my wife. Went to deposit Cash on a Saturday, because the Bank is closed on Saturday. Went to ATM machine put them in their slot, it closed and the screen, "This function is not valid." Told my wife, she came to the Bank Monday morning to report the complaint. Region said they would investigate and it would take 5-10 days. She got letter yesterday and they disallowed her claim. In other words they stole our money. Filing a Police Report for the Stolen money. What a backward bank. I understand main offices are in Alabama, you should stay there and not bother doing business anywhere else.
Reviewed Oct. 10, 2018
This is the third time this year that their ATM has been down. The first two times I was trying to deposit money so that my account wouldn't have a negative balance, but both times the ATM was down. So I ended up with the negative balance anyways. When I called so that I can leave a comment, I didn't get an respond back. So I just wrote my review here.
Reviewed Oct. 9, 2018
We have banked with Regions for years and have been pretty satisfied. Until today we were charged $108.00 in NSF for pending charges, which never over drafted our account! It doesn't matter if that charge was going to 'fall off' or what... they decided to hit us with fees anyway. So for an account that never went in the negative yet got charged like one that did... thus ended our relationship with Regions.
Reviewed Sept. 28, 2018
I have had my small business checking account with Regions for over 10 years. I have a small motorcycle shop. I order parts online, have several automatic payouts set up and of course write some checks. Because I cannot keep a minute to minute balance on my account I keep an eye on my balance checking it several times a day. Yesterday it showed several hundred balance, this morning it showed 144.00 in overdraft fees and 300.00 overdraft. I went to the local branch and talked to someone there. She printed out some info on my account and it looks like they anticipated the account would be overdrawn so they charged my account 144.00 in NFS fees, did cause a 36.00 fee to be charged on 4 charges instead of 1.
This is a scam. It's really stealing! First of all if the information they provided was correct I should not have been overdrawn. I read something someone else posted on this site about the way they seem to hold some charges back and spring them on you causing a overdraft. Can this be legal? I have to wonder if it should be something a class action lawsuit over? It's not enough damage to any one person however It's a huge amount of money they are stealing combined.
Reviewed Sept. 27, 2018
Regions Bank is careful and precise. Though the bank itself was the victim of natural disasters in Iowa, employees work very hard to make sure customers assets are safely growing. The education and expertise of the staff is impressive.
Reviewed Sept. 12, 2018
I have banked with Regions for 20+ years and have numerous accounts with them. I pull up my account today to discover they have charged me a $36. overdraft fee because I was supposedly .88 cents short on a charge to my debit card. I had close to $2000. in savings and had money in every other account that is linked with mine. Did they bother to pull .88 cents to cover that??? NO. When I called, it took me 30 minutes to get someone on the phone and she told me, basically, too bad.
This is how they operate. If I had been .01 cents short, they would've charged me $36. Are you kidding me??? Maybe they're charging so much so that they can hire some courteous, prompt, and informed customer service representatives??? Because they sure do not have any now. I recommend that NO ONE bank with Regions. They have horrible customer service and horrible bank practices. They will probably be the next bank that we find out has been embezzling money continuously!!!
Reviewed Aug. 29, 2018
So I am having the same issues with my account. I put money in and if I use my debit/credit card I need to go online and check my account first because there are always something coming out of my account on their end. Fees! Now I have switched to carrying cash and rarely use my card. My problem is I'm stuck there because I have a $7500.00 personal loan that was co-signed for me, used to start a small business. I cannot count how many times money is just plain missing! Gone! Poof! So I start watching my accounts and collecting hard copy proof and putting all of it in a red folder.
One thing I found strange is when I go in and pay on my loan I try to double the amount due. (Trying to get ahead) The processes changed, from person to person? The teller takes the money and only puts minimum amount due on loan, then does "another transaction" and tells me she is putting that towards my principle. Well this money never again was to be found. Then I went in and asked about it, no manager ever available and I was told they "moved her to another branch" So you get the kid that does new accounts, he says, "he will have the manager call me when he gets back in the office." No call back.
Ok so one thing is I live 1/4 mile from Regions so one time, after going through this yet again, I called from the parking lot and told the same thing, "The manager is not in." Bam walked right in door, phone still in hand. I walked in the manager's office threw down all my proof of this money not in me account. Hundreds... "What the hell is going on with my money?!" She took all of my receipts and printed transactions, had it all in a folder. She takes the folder, looks at it and sees what I'm talking about. She sounded concerned and says she will "get to the bottom of this!" We talked one or two more that week she doesn't know, she will have to go higher-up to find the answer and will get back to me ASAP.
I'm so happy finally I'm going to get to the bottom of this. The next day or two after work I stopped in and she DOESN'T WORK THERE ANYMORE and The red folder gone!! I asked the NEW manager what was going on with this missing money, he "just started at this branch so he needs to get caught up on everything" OK so I give him a week or two, I go in and "he is not there anymore." I'm thinking this job has a high turnover rate? There is something going on at this bank!! What's the **. Is this Area 51 or what? All I want to know is where is my damn money?? Stopped in again this time before work and there is a large RED sign on the front door this branch Is closed!! Ok now I know I'm just screwed? This has caused me so much time and stress that I actually was thinking I'm losing my mind. This can't happen right, I mean there are laws and federal standards.RIGHT???
Reviewed Aug. 15, 2018
I have had issues with my online banking before, but today is the last straw. Over the weekend I could not get into my online banking. Had to wait until Wednesday my only day off to call them. They did some type of update and because of that I had to delete my browser history. OK fine, while that was annoying, what happened next was the very last time I will do business with them. When I finally got into my account my direct deposit was not in my account after checking with my job to make sure it wasn't on their end, it wasn't.
I called Regions yet again. They told me they are having an issue with the direct deposit. That was at 9:30 AM, it is now 2:30 PM, and my pay is not in the account. I have automatic withdraws from that account. I made an appointment with Bank of America to move my funds, but I CANNOT move my funds because my pay is not in my regions account. As soon as I have my money I am withdrawing all of it and going with BoA.
Reviewed Aug. 13, 2018
Our debit card was cloned on 07/20/18 and after racking up hundreds of dollars in actual purchases and overdraft fees, the bank denied our claim twice stating that it passed their fraud investigation. What investigation if you don't even review camera footage or signatures, hell you don't even contact the police department...we did file a report as well. We never received any alerts that our card had been compromised. I happened to be getting ready to make an Amazon purchase and realized that one of our accounts was in the negative! Not being able to contact anyone due to their "office hours". I went to the mobile app and blocked all transactions.
We've been with this bank for over 15 years and were never told that we needed to set up separate accounts for mobile banking! After waking up to several more charges, is when this was discovered! Not only has this been a nightmare to resolve, it ruined our birthday weekend because we had no money!! They took the money from our savings and primary account to cover the overdraft and left us with $2...and the damn account is still in the negative as we speak! This is no way to treat your customers! And to have an uptight rep pretty much show no sympathy and try to over talk us when we called tonight and told that she was there by herself after asking to speak with a manager is bull! There's no way you are the only person in the building left.
I've worked in customer service and the sups are the last to leave at the end of the business day! Bank with them at your own risk. They will continue to rack up fees and treat you as if you are the criminal who's trying to scam them! Why would you go through so much trouble to put yourself liable if you were the culprit?! Makes absolutely no sense. And when asked for an explanation, we're told that oh well it passed their tests, and a card was actually handed to the merchant. We don't contact the merchant or the police, you can do that yourself?! TF you mean?! At least feed me first if you're gonna continue to screw me over!! Regions, you've lost a loyal customer out of this, and you should be ashamed of your practices when it comes down to customer satisfaction!
Reviewed Aug. 13, 2018
On 5-25-18, I opened a checking account with the promise of a $200 bonus. I later opened a savings account and was promised a $100 bonus if I made regular transfers for six months. On August 10, 2018, I received a form letter from A. Flowers with Regions Bank: "We are unable to verify certain information" and requesting a copy of a Lease Agreement, Mortgage Statement, or current utility bill. I am currently living in a sober living home, so have none of these. Does this mean Regions no longer wants my business? Please explain why you would threaten to close my accounts if I don't provide documents I do not have. I think the answer is simple: Regions is trying to avoid paying me the $200 promo they promised me when I signed up - for shame REGIONS!
Reviewed Aug. 10, 2018
Regions is extremely dishonest. They have manipulated my account so that overdraft charge go multiple. They have refused to investigate fraudulent charges to my account. They transfer you and keep you on hold hoping you'll just go away. I've waited as long as 40 minutes only to have the customer service representative hang up seconds after answering. You might as well give your money to a Mexican drug cartel. Yesterday I took Lyft out of town for a final job interview and to sign a new lease. Regions suspected "activity" and froze my credit card. So, when the 2 gentlemen I did business with walked me to my Lyft ride the driver was livid and cursing at me because the charge would not go through. I was humiliated. My landlord and new employer gave me looks! The driver called the police and I sat in the back of a patrol car. I have never even gotten a speeding ticket! One of the most embarrassing of my life experiences.
Reviewed Aug. 3, 2018
This bank will do everything they can do to allow your account to overdraft so that they can collect fees. They even had an agent call me pretending to be protecting the security of my card (I had moved and was using the card in another part of the country) when in reality they were changing the settings on my account to allow it to be overdrafted. I had made it very clear to them that I wanted no overdraft to be possible. I will be closing the account as soon as possible and would not recommend this bank to anyone.
Reviewed July 16, 2018
I set up my account maybe 4-5 years ago when I got my first full time summer job. I only chose this bank because they had one in my home state and also where I went to college. The first couple years it was nice banking with them and there was no hassle because I didn't do anything with them (i.e. bill pay, ATM withdrawals, transfers etc).
As I grew older and had more bills to pay like credit cards and rent and transfers between accounts, that's when I realized that banking with Regions was a mistake. I work a normal M-F 8-5 job sometimes I work 9-6 Central time which means that anytime there's something wrong I will need to call in the day on my lunch hour. While I normally wouldn't mind doing this on my lunch break, the fact that it takes over an hour to get in touch with someone is ridiculous and when you finally do every associate you speak with has a huge attitude and a chip on their shoulder. Banking companies should have 24 hour assistance.
Also, anytime I check my account it says I have a certain amount and then the next day or two days later I have significantly less. The fact that it takes so long for things to process on their end is ridiculous. Dealing with Regions over the phone is just plain ridiculous to sit there and explain what is happening to your account and Regions saying, "Sorry. There's nothing we can do," over and over again on top of having an attitude is so disrespectful. Has Regions ever heard of "The customers come first." Without customers they would literally have no business.
I am only staying with them because of the amount of locations across the US whereas most banks in my area, are only in this area and nowhere else. The OD fees ($36 per item) are ridiculous, the time it takes to process is ridiculous, their customer service is ridiculous. I can't name one thing that truly has stood out to me. If you want a tip, anytime you go out to a restaurant make sure to pull out cash and pay that way. Their ATM withdrawals will process same business day if you go to the ATM before 8 and next business day after 8. Also if they have ever refunded you for the erroneous OD charges you accrue due to thinking you had more in your account, they will never do it again no matter how nice you are to them. They only do it once. Doesn't matter how many years ago it happened. Thank you Regions for really making your customers feel awful and having a bad experience.
I just want to add one last experience. I have two checking accounts so I can transfer between and pay bills if I am not using bill pay. One of my checking accounts had $0 in it for about 2.5 weeks. I had called Regions a week and a half earlier explaining that I would be receiving a deposit and if there would be any issues. They said, "No everything would be fine". I got paid on a Thursday in my main checking account and I transferred all my money into the $0 checking account that night before bed around 11:00 PM and didn't think anything of it. I had cash on me so I didn't use my debit card Friday either. On Saturday I try to go shopping and my debit card doesn't work. I go to the ATM to try to pull money out and I can't. It's around 1:30 at this time and I needed to speak to someone fast because Regions closes at 2:00 PM on Saturdays.
I call Regions and it takes 25 minutes to get an associate and she tells me I my account is in soft close because I hadn't had a deposit in 2.5 weeks. NOBODY told me this when I called a week prior to let them know. So I tell her that is unacceptable because I only had 10 dollars left in cash and it was a holiday weekend so we wouldn't have any way of accessing my account for three days. She says she can't do anything further to get my account out of soft close. I yelled at her and told her what would you do if you only had 10 dollars and two mouths to feed and you had to wait 3 days. She said, "Well I'd never get myself in that situation."
I told her transfer me to your manager. She asked why and I said, "Because clearly you can't help me." She tells me she will IM an associate to further assist me and if she can she will transfer me. She says the associate told her to transfer. (Don't forget Regions closes at 2 and it's already 2:10 at this point.) She says, "Please hold while I transfer you." A Regions recording comes up and thanks me for calling but no associates are available because they are closed. I call back the normal line and the same recording comes up.
I am panicking in the car and I search on my phone "Regions after hours" and apparently the number listed is for Regions credit card holders but the nice woman who answered allowed me to explain my situation and she tells me to hold on while she gets me over to a Regions associate who handles mobile banking and debit cards. Someone finally answered (HALLELUJAH) after 15 minutes and she was so nice. I was in tears at this time and she was able to assist me. She told me to hold on while she messages someone from the tech team who may be able to fix my account being in soft close. It was successful and I was able to use my debit card where I could use my pin.
I spoke to her manager and gave her a Kudos because it only took her 10 minutes to fix my problem whereas the other associate just wanted to transfer me to so she could go home for the day. That experience is why Regions is awful at customer service and they need to be retrained. I work in customer service and that was just unacceptable. When I sent a secured message from my account to Regions regarding the experience, they again replied as if it was my fault. That is not how you treat customers.
Reviewed July 13, 2018
VERY disappointed in Regions Bank. I closed my checking account due to relocating. And when the account was closed my FREE online banking was closed. I receive my paperless statements online. I need 3 months' previous bank statements. Now since I have closed my account I have been booted offline. I was going to view and print my last 3 statements online as I have done numerous times for FREE. So I called CS, she said I would have to pay $5 per statement??? This is crazy. I was an excellent customer for years with Regions. Since online banking was shut down, they want to charge me $15 for 3 statements.
If I did not choose free online banking WITHOUT paperless statements, they wouldn't charge me $5 a month to send me my statement by USPS mail monthly. Regions really doesn't care about people, only their customers. That is horrible CS. If you are not their customer any longer, Regions will kick you to the curb. Very unacceptable way to conduct a business/customer relationship. Regions has lost my total respect. It's not about the $15. It's about the principle and morals how a business such as Regions treat their customers and former customers.
Reviewed July 5, 2018
I am currently switching from Chase Bank to Regions because Chase does not have any locations in or around Nashville. Regions makes creating a checking account appear simple, claiming everything can be done online quickly and easily. However, about a week after opening my online Regions account, I received a sketchy e-mail (I thought it was a virus) telling me to call to verify "pertinent" information on my account. I called during work and, after bouncing around different customer service lines and going through their laborious automated menu, was finally transferred to a local branch for "verification." The branch is requiring me to bring a paper copy of my lease to its location. I, like most Americans, work Monday through Friday during the hours they're open. I have never seen or experienced a bank requiring a copy of a lease agreement. Is this 2018 or 1985?
Reviewed June 27, 2018
I've had an account with Regions for about 3 or 4 years, and have had an issue over the years with the way the balance is prone to change from one minute to the next unexpectedly. Example: The other day, I checked my account online first thing in the morning and saw I had a certain amount ($9.85 to be exact), then went to a doctor's appointment, then to the grocery store, and when I scanned my card, it said insufficient funds. So I called the bank and was told that some charges went through, and I had a negative 15 cent balance. I explained that couldn't be possible, because I checked my account before I left the house, and I haven't made any transactions in over a week.
I was told that the charge of $10 for checks I had ordered went through that day, even though I had ordered the checks on the first of the month (the lady then told me that they charge when the checks are sent out/when they arrive, to which I informed her I ordered them on the first of the month, and I received them over a week ago, and I had already been charged for them).
I learned early on with this bank to make sure to check the account several times a day and write down the amount every time because of issues like this happening in the past, and have kept up with every transaction made, so I don't understand why the charge went through again. Long story short, I hate this bank with a passion! I want to close the account, but since I just ordered checks, I realize that would be money wasted, ugh, so I guess I'll stick with them until I use all the checks. But I HEAVILY advise everyone else to STAY AWAY from them!
Reviewed June 25, 2018
A couple of weeks ago PayPal and eBay got into my account, bank statement shows they made several attempts. I believe that Regions keeps running these through to just get more in OD fees. I went to the bank last week and they did waive 180.00 in OD fees and I locked my account down and I just checked and they have attempted to run another ATT through and I was told at ATT that they had not run that through. I'm on SS and they have me in OD. Help.
Reviewed June 18, 2018
So, I've been with Regions since I was a gullible 17 year-old my. I'm much older now and have grown tired of their incompetence. My work checks have gone missing recently at my new job. Direct Deposit hasn't been working for 3 months. I called my works HR department to have them confirm to me that the payments have been completed, but yet my money is nowhere to be seen in the accounts. I walk into the bank on my lunch break to see what's going on with my money on the first of the month on Friday after not getting anyone to pick up the phone for 20 minutes. THEY HAVE ONE TELLER AND ONE ACCOUNT SPECIALIST (employees that specialize in signing up people for new accounts) AND A LINE TO THE DOOR. I will repeat this again. On a Friday and it's the first of the month, they had two people in there and security guard. You've got be kidding me. Any normal bank would be fully staffed on this day. NOT REGIONS!!
I quickly realized that I'd be there for my entire lunch break and just walked back out. After finally getting on the phone with them, Regions directs me back to my works HR department saying it's their fault. Then again I confirm with HR that my numbers are correct and that it has definitely been completed. After getting back to regions they tell me they will look into it further and put me on hold after asking me how much the check was for. They said that they couldn't do anything and that they can't find my money. EXCUSE ME?! I'm currently under the impression that they are mis-depositing my money into someone's account and are too incompetent to double triple check that they are indeed putting the money into the correct account.
After my work gets my money to me on a pay card again I'm closing this account and going somewhere else. I have bills to pay and food that I need to buy to sustain my life force. This is not a game. It feels like they don't care about my money or me anymore. I'm pleading with anyone that reads this. DO NOT BANK WITH REGIONS.
Reviewed June 7, 2018
My reasoning for the review is I’m finally fed up with this bank. I should’ve left almost 10 years ago but I was convinced by the bank manager to stay which quite frankly was the worse mistake I could’ve done. The hidden fees left and right the ridiculous overdraft fees they cover ten dollars but because it was 3 individual charges I would lose over 100 bucks overdraft fees. After trying to deposit money and the atm ate it I’m done with this horrible branch. My friends left them. It’s about time I learned to do the same and walk away.
Reviewed June 6, 2018
I went to get into my lock box at Regions. They said I didnt have one in my name in the computer. I flipped out as I have the key. I threatened to get an attorney. They called me. Said they found it. My husband passed Nov 3 2017. He had a lock box. He told me there was 30,000 in it. It went to me in the will. I opened it. Guess what? It was empty.
Reviewed June 1, 2018
I hate Hate HATE this bank. For years I had banked with my local credit union, but when I went off to college I decided to get a more universal bank account. I definitely chose the wrong bank to give my business to. I have had several problems in the past with their processing causing problems with my account and costing me a lot of extra money that I needed. However, this time is the LAST STRAW.
My boyfriend is hooked to my account, and he is able to transfer money out if needed. One day he transferred it, however unbeknownst to me it had not processed yet through Regions and my available balance did not reflect that amount had been taken out, therefore causing me to overspend accidentally. The transaction did not process until THE NEXT WEEK, by which time I had already made a fair amount of transactions. However, now my account is in the negative along with the huge overdraft fee. Ok fine. However I also have certain services on auto draft, which caused me a DOUBLE OVERDRAFT. I will NOT be paying both fees, and after everything is settled, I WILL be changing banks FIRST THING tomorrow morning.
Reviewed May 30, 2018
I have heard "I am sorry, there is nothing I can do" at least 10 times today. When I ask to speak to someone who can help me, it's "everyone is in a meeting." I will be looking for another bank that will at least try to fix their mistake!!
Reviewed May 26, 2018
I have been banking with Regions for over 15 years and they are a good service bank. My experience when I was hacked was not pleasant as they canceled my card on a vacation trip w/o my knowledge and left me with no money access. Luckily, I had enough to get home and they apologized but recommended I have a backup card and I do with another financial institution. I have no complaints and am not considering moving to another bank in the future.
Reviewed May 22, 2018
What Regions Bank is doing is in violation of the Unfair and Deceptive Act. They placed a hold (Funds Availability Act violation) on my cash deposit over 10 days when I opened an account. Cash is supposed to be immediately available. I called and they had no reason or reasonable excused to hold it. I made a mobile deposit on May 15, 2018 from the same bank they knew I worked at and the same bank they received the cash advance from using my debit card and placed a hold on my funds with no knowledge still today (8 days and counting and costing me interest on my LOC).
I called 1 day later and they could not tell me when the hold is going to be release or why an extended hold was placed. It's now 8 days and my money is on hold. I only placed it into the account to pay off my line of credit. They the seen the exact amount and now every day they hold it my line of credit is unpaid causing me a negative impact which is accrual fees that I will be charged to my LOC. I can't close my account while pending. They received my funds the same day they placed a hold. I recently filed a federal reserve complaint and awaiting the response. Please I have been with my first bank and still continue for 14 years. SunTrust Bank has been great to me. I know you might have your opinions but this is facts! Truth! I hate that I got a LOC with Regions.
I will payoff and close even though my credit score will take a hit. I can afford it for the time. I have built a strong credit history so even with the hit I will still be over 700. The price of losing a great customer is beyond me for Banks like Regions. I will say to anyone having been in banking and recently left the field RUN FOR YOUR LIFE FROM REGIONS BANKS!!! I have great clients who left and came over to my bank. Not everyone follows the rules and those that fail to, should be demolished, shut down and forgotten!!! BTW rating is O stars...
Reviewed May 17, 2018
Regions insisted on marking our account "dormant" although quarterly electronic payments were being made to it. Customer service was unable to give explanation and promised a call-back from an appropriate VP but VP never called.
Reviewed May 14, 2018
Unfortunately I can’t leave a review on your page, so I’ll have to like this. If I could give you guys a star rating it would be zero stars. My purse was stolen in February and I went up to Regions and asked them to close my account, they didn’t. So then someone was able to completely empty my account with Just an out of state ID. No account number, social, or even signature. Regions then assured me my savings account and the other accounts linked to mine were 100% safe Which was not true. My savings was then completely emptied.
I then made the choice to switch banks. I talked to a different banker, who did not know about all of this. I was able to take all of my money out with just my ID. No account number, social, or even a signature!! Even though I had a red flag on my account for fraud. THEN Regions sent my account to collections instead of closing it... what?! So now all of the accounts that were linked to mine have been affected. Thanks Regions! You sure know how to keep my money safe! Friends please share this so that this doesn’t happened to anyone else. #regionsbank #dontbankwithregions
Reviewed May 11, 2018
Convenient location, good customer service and lots of services available. Tellers are very friendly, call you by name and show a definite concern to fulfill my needs.
Reviewed May 5, 2018
I've been with Regions for about 5 years now, and this is the ABSOLUTE last straw. From the way they seem to "hide" pending transactions to make you overspend and then suddenly they ALL post and run you into the negative to this last situation. I cannot BELIEVE how easy it is for them to cover the tracks of THIEVES. My account was hacked and there were two unauthorized charges made on my account. I check my account every day and I caught these two transactions the day they were made, literally HOURS BEFORE.
I called them immediately. I was then told that because they were still pending, I couldn't dispute them yet. That just wasn't a good enough answer for me, so I contacted both companies and question myself leaving messages and emails. The next morning, I called Regions again to dispute one of the transactions that had posted. Then when I requested to have it expedited, because this was my rent money I needed back, she told me since my account wasn't overdrawn, she couldn't expedite it. I was FURIOUS!!! Eventually the agent advised for me to process the payment and she would have it force paid. And I did. She's pretty much the ONLY agent that was willing to help, and I hope she finds something better than a job that covers for CRIMINALS.
The NEXT morning, I called AGAIN to confirm that my rent was being force paid, which it was. The other transaction was STILL pending so I STILL couldn't dispute it. The NEXT morning I called, spoke with another agent who so-called put in an expedited dispute, then told me that the first dispute had been denied because they felt "I didn't respond quick enough since I called them at 6 pm"... she literally said that they assumed since they saw I logged in earlier that day, I should've seen the transactions earlier. I said, "Ma'am, my account was HACKED. I have my debit card right in front of me which means they probably got into my account! Logging in at 6 pm was the first time I had logged in all day and when I saw it, I immediately contacted you, isn't that your policy!?"
And fortunately that same day, one company ended up complying and was kind enough to provide me all the information that was used to process that order which included the blatantly random shipping address in a totally different state! And I told this to the agent to which she advised to have me forward to their department which I DID.
I called later that same day asking if they would at the very least give me a temporary credit to get my account current while they "so-called investigated" my case to which I was blatantly told no. THIS particular agent said that order to bring my account current, she would have to put in ** amount of dollars. A duh, that's how much was STOLEN FROM ME. Then she told me she has no authority to do so, and the ones who do "don't speak to the public". -_____-" What?
And it gets even MORE absurd. I called them tonight, not too long ago, spoke with a Quinton in the credit card department who completely understood me and reasoned that their policy should be to allow me a temporary credit while they investigated. But unfortunately, very kind Quinton had to transfer me to a very rude Daniel in the debit card department who flat out told me (verbatim), "Just because you file a claim doesn't mean you get your money back". I said, "Do you even hear yourself covering for THIEVES!? Do you HEAR YOURSELF making it easy for evildoers to do even more EVIL!?" He told me that my second dispute had ALSO been denied because they never received my email. Apparently, it got quarantined, is how he put it.
My account is overdrawn about $1,200 and I will not pay a single cent of it. I'm going to find a different bank and if this issue with Regions holds me up, I WILL SUE. THERE IS ABSOLUTELY NO PLACE FOR THE STRESS THEY'VE PUT ME THROUGH. I have all my documentations, police reports, and at least one of the companies in question on my side. Truth will prevail, so I advise Regions to let me go in peace before I TRULY light a fire under them. This is COMPLETELY UNACCEPTABLE and I advise anyone to NOT bank with them. I thought they were a great bank too, but until you REALLY have an emergency, you will QUICKLY find out how little they care about you. RUN PEOPLE. RUN!!!
Reviewed April 30, 2018
I've never left a review for anything in my life but I feel not leaving a review about how terrible Regions is would be a public disservice. I have had Regions for almost 4 years and, while there were isolated instances, the service had been okay. In 2018, I have had to file five complaints. Regions deposited a $3500 refund from my college into the wrong account, couldn't find where they put it for the 3-4 business days, and took no responsibility in any of it.
In addition, Regions has mis-deposited 2 of my work checks, given me the wrong routing number for my direct deposits, cc'ed me on emails that should only be rotated internally within employees, and currently mailed my replacement debit card to the wrong location. My card is now expired and I don't have access to any money at all until they're able to "locate my card" and send me another one, which should take 5-10 business days. Completely unacceptable. I've never experienced service this bad, it's almost comical. I would feel safer putting my money in a mattress than to ever let Regions look after a penny of my money.
Reviewed April 19, 2018
To start, I want to be clear that I usually don't complain about customer service. I've worked in the food industry in the past and have seen the worst of the worst, and I have a great deal of inherent respect for everyone I come across and treat them accordingly. I'm friendly and courteous with the establishments that provide me a service, but after so many times of being given the runaround I feel others should know. I've been banking with Regions since I opened my own checking account as a freshman in college. I've always stuck with it just because it's a hassle to move everything to a new account, but at this point, I'm willing to go through the hassle because that will be less of one than dealing with Regions customer service one more time. The account features are good- mobile banking is functional but not the best, but you can deposit checks from your phone or a SmartDeposit ATM.
For immediate availability of checks deposited from your phone, there's a minimum of $5, but the last deposit I made ($250) cost $10. Overnight processing is $3, but it's usually 2 business days before that option is available. Standard availability is $0 but you might as well just take it to a location or get it cashed, as it takes 2-5 days to process. The SmartDeposit ATM is a great feature for depositing cash since those funds are available immediately as long as they're made before 8pm. Online banking is good too, but again, not the best.
The reason I'm so tired of banking here is because the customer service is extremely subpar. Unless you get the personal number of someone at your local branch, you have to call the 1-800 number known as the "Greenline," and I've never had a phone call on this hotline that lasted less than half an hour for even minimal things. If you need help with anything of this nature, be prepared to block out an hour or so of your day. The last straw for me happened this week when one of my subscriptions didn't update correctly (I had previously chosen the $100/year Microsoft Office package, but was unsure that I'd need it for another year, so I switched to $9.99/month). Microsoft didn't update the subscription properly and charged the $100. I spoke with them and within 5 minutes, they issued a refund and updated my preferences (Microsoft has great customer service!).
I made Regions aware of the situation the same day, and after almost a full 24 hours after sending a message through their "message center" online, was told in a very roundabout way that there would be a $36 NSF fee charged regardless of a refund since the transaction overdrew my account. I was then told that if I wanted the fee refunded, I would be welcome to go through the fee refund process, which will inevitably take an hour or two initially and then 1-2 business days to process, and will not be worth the $36 Regions will be gaining off of me from the mistake of someone else. Save yourself the time and bank elsewhere if you can.
Reviewed April 2, 2018
I have a checking and savings account with Regions but this is about my Savings account. Now when I got my savings I was told that my savings would not be charged any fees which that's cool but my checking would be charged 5 dollars per month because the type of account it was. That's ok. That's what I agreed to. So will someone tell me why my savings was hit for $45.00 for an excessive withdraw/ item fee. What is that. My savings is for back up just in case of an emergency or something important pops up. Well my utility bill was due and thanks to Regions I don't know how to get my lights to stay on. I feel like I was stoled from and the only reason my accounts are open is because I have one more deposit coming into it this week. After that I am shutting my checking and savings account down. I even tried to call customer service but the wait time is ridiculous. I am done with Regions. I cannot bank with a bank that I cannot trust.
Reviewed March 30, 2018
We came to make a deposit and had to use the restroom and they said they do not have one. What kind of business does not have a restroom for the public. So you can take money but can not supply appropriate service. Don’t do business with them unless you want to perpetuate inhumanity. Shame on Regions Bank. Below par in everything including conduct.
Reviewed March 25, 2018
Regions Bank has the worst customer service ever! Every time I have a problem it's at least a 20 minute wait. I travel overseas and recently I tried to use an atm machine. It would not issue the money even though I had money in my account. I tried four times and then found another machine hours later. Of course Regions charged me $5.00 every time I tried. $20.00 for nothing. I had my sister call and after waiting 20 minutes they said they would not return the money because she had no authority. No authority to tell them to put the money back in my account??? Then I got online and wrote them 3 emails and they refused to refund my money. I spent $20 and they would not credit me back even though the atm transaction was not completed. That's fraud!!! Taking money yet not doing the service.
Reviewed March 24, 2018
I had 4 accounts with Regions Bank, for several years without my knowledge or authorization Regions withdrew funds from my accounts without any notification, when I learned about the fraud and crime it took me years to collect my money from Regions, now Regions closed 3 of my accounts without notification even though 2 were business accounts without any notification, it caused me to lose thousands of dollars in business transactions along with months of term oil, even today I have not been able to completely recover as well as Regions continued to accept electronic funds into my closed accounts and did not return my money, the LOC acct regions continued to withdraw funds from the account without notification or authorization. Regions stopped providing me with balance due and monthly amounts due.
Regions bank continue to steal funds from the account claiming bogus insurance policies even though all my insurance was and continued to be up to date. The Federal government should shut Regions Bank down due to their illegal activities over and over again and hold this bank accountable for their illegal activities. When I contacted Regions directly via email they never responded now even months later. Police department had to be involved which I was informed that the FBI was also contacted due to the severity of Regions fraudulent and illegal activities. Regions Bank I learned has been involved in scam insurance practices for years along with numerous other illegal activities they have been prosecuted in federal court.
Reviewed March 19, 2018
I had my online account locked on the 29th of January, I went into my branch and sat for 2 hours while they made inquiries, sent me home, said they would contact me by the end of the day. 2 days later I went back in for them not offering any help. I left the country on the next Saturday so told them I needed it sorted by then, guaranteed me it would be. Then the day after I leave the country they email and tell me my account will be closed. It is now March 19th and I've called several branches, emailed several people and no one will tell me where my $4000+ money is or if my account will actually be closed or anything. I'm now in debt due to no money. And no branch will help me in any way.
Reviewed March 15, 2018
I recently applied for a small loan less than 20,000. I have a credit score of 828 and work as a health care professional for over 38 years. Yet Regions Bank denied my loan. I will be pulling my money out of Regions.
Reviewed March 12, 2018
I had just moved to Dallas, TX from Layton, Utah for a job with the State of Texas. My family and I spent our savings to get here and get a house rented. So when I started my job I was just about broke. I wanted to use a bank smaller bank because I thought it would be more personable. I was so wrong. I deposited about 3 weeks of work in my account to catch up on some bills. Working for the state we are only paid once a month on the first of the month. I ran out of money waiting for March 1 and to get me back and forth to work I overdrew my acct. from getting gas. I think $57. Barely two weeks later the day before my direct deposit went in the bank closed my acct. Did not tell me they were closing my account. Did not ask me if could put money in. Nothing. Just closed it. This was my first check for approx. $3000 and waking up March 1 it was not there. I was frantic.
I went to the bank on McKinney in Dallas, and spoke to the manager Ms. **. She and the district manager lied straight to my face and said they can't see my check and that it was bounced back to Austin the capital of Texas and our HR. Oh great. So I had to wait for it to show up with them which could take a couple of days. After a couple of days it never showed up so I called another Regions Bank and was told by Alex that he sees my check and it has been processed to be mailed out. I couldn't believe my ears. I need that check desperately to pay my bills and to eat. We were broke. I couldn't pay my landlord for the first month to pay rent because I didn't have my check.
I have already had my internet, cable, cell phone and water turned off. Because I'm broke. I can't get a straight answer from anyone at the bank. I am so stressed and sad I can't see straight. Regions Bank doesn't care at all what or how they treat people. To this day I still have not received my check. They say it was mailed Monday the 5th of March. Well still have not received it.
Reviewed March 10, 2018
I had my business checking account 8 years. It had only had minimum activity for the last 3 months because I planned on closing it. Well they just closed it without contacting me although there was still funds in it available. They did not send a notification by mail or email. The only way I found out was to try to log on to print my statements for my taxes and I was unable to. After calling the worthless green line for the 3rd time, they informed me they closed it. I was informed in order to obtain a copy of my statements I would have to pay $5.00 each for a copy of each statement that I want. So, I saved THEM money on postage when I chose e-mail statements when I originally opened my account but have to pay to get copies of MY statements.
I should have closed this account long ago. Someone fraudulently charged $743.00 worth of sound equipment from an online store prior to Christmas. I contacted them and they basically told me they could not help me. I called the company myself and I was just lucky that they had a fraud dept and noticed a number of suspicious transactions from a number of accounts and mine was one of them so they had cancelled the transaction. I pursued it myself with NO HELP WHATSOEVER FROM REGIONS!! They are the worst banking institution I have ever dealt with and will NEVER deal with them EVER AGAIN!!!
Reviewed March 8, 2018
I have banked with Regions for many years since I first graduated High School, I can honestly assure you that it is the worst bank in the whole world to bank with. Regions has the worst customer service out of all the banks. Their staff is not trained properly and do not know how to do anything. They take longer than any other bank to finally get on the line. I’ve had banked with many banks before but none has ever given me the service that Regions has. I believe they should be banned from the industry. They never believe their customer when doing a dispute. They never do a courtesy of overdraft. They are the worst ever. I will never never bank with Regions again in my life and would never never recommended to anyone. They say that you can only do overdraft fees once a year but I had an uncle that worked there who stated to me that is not true and they can do as many as they want as long as it's up to the supervisor.
Reviewed March 5, 2018
I’ve been banking with Regions for almost 7 years. I opened the account when I was a student in college. For the past 4 years, I’ve had nothing but issues with my account. Numerous overdraft issues that I had resolved many times and issues with monies being returned to my account. I opted out of overdraft about a year ago because if automated payments are going. To be charged, and money isn’t available, nothing can be taken out by overdraft protection. Well apparently they have this thing called NSF, where it’s a contract with other businesses that allows an overdraft by default. I just can’t accept that. Also. I’ll have money Avalon my account one moment and the next thing I know, it’s just gone. They’ll say that money has been returned and try to point to me in my summary etc where it’s returned. I tell them, "I see that but WHERE IS IT IN MY ACCOUNT??"
It doesn’t show up on my available funds. I’ve been out about 700 dollars with them. I’m closing my account as soon as I find another bank to set up my checks from work. I’m just over it. Also. Do not sign up for an eAccess account either. They don’t tell you that you have to sign the card in an actual brand until after you transferred funds over to use the card. I live hours away from Regions now and I refuse to “verify” my own identity when I WAS THE ONE WHO OPENED THE ACCOUNT OVER THE PHONE WITH MY INFO AND MY MONEY TO OPEN THE ACCOUNT!!!!
Updated on [03/24/2018]: Ok. I know I left a review some weeks ago. I finally made a complaint to one of the Regions representatives. I had another issue occur far as Regions making a retry payment when I already had funds in my account. The transfer was to pay rent. Needless to say, my bank paid over 1200.00 in rent to our landlord through PayPal, after I already paid rent with a one time debit pay. So I told the representative that I had funds in there and she said they’ll return it. Ok, days later nothing and I called again. They said that the funds were returned but we made purchases and they were STILL pending. So my rent money, paid for things that were already suppose to be deducted! I said why aren't they cleared?
I had over 900.00 dollars in my account. She said that the mobile app or site will not show accurate balance and to just write down how much we’re spending so we don’t get overdrafts etc. She said A LOT of Regions' customers complain about this issue and to be pretty much remedy this issue is to keep up with how much you’re spending so funds can be there. I told her that’s messed up that the bank doesn’t clear the purchases when they’re made because if it’s not cleared and someone’s making swipes purchases, it’s going to put them in overdraft status where they have monies in there. Then she suggested to open another account outside of Regions. Wow. We already did because this is ridiculous.
Reviewed March 5, 2018
Regions is not the bank for anyone. Online banking is a joke, it doesn't show accurate information. Your account will show one balance while in all actuality there are other fees that will not post until the next business day. The overdraft protection is hilarious, no representative can tell you what the amount is as it fluctuates from day to day. If you are in the market for a bank DO NOT, I REPEAT. DO NOT CHOOSE REGIONS, THIS IS NOT THE ONE! If you are not responsible and don't spend wisely feel free to utilize their services.
Reviewed Feb. 18, 2018
A transaction was paid one day. I got the confirmation number from the company I paid. Once you receive a confirmation number it means that the payment went through. It was returned the next day, and I was also charged for a $36.00 return fee. I don’t understand how this could have happened. I have been with Regions for over 10 years, and this is the first time this has ever happened. From this horrible experience I no longer want to use Regions anymore.
Reviewed Feb. 16, 2018
Inconsistent information given, multiple calls to the call center with no call resolution. I was told too through an agent that my item was cover based on deposit and that was not true. This cause a huge inconvenience. Escalation supervisor disconnected call on me while I was asking for more information. I will remove all my funds immediately.
Reviewed Feb. 16, 2018
I see a lot of people on here experiencing the same issues but here goes. In December my online banking showed a balance that apparently was incorrect and I overdrafted on my account... fine and dandy until all these other "pending" transactions that had debited from my account the day I swiped my card well before I overdrafted started incurring overdraft fees. I was charged for 9 different overdraft items even though they had already come out of my account before it was in a negative balance. I went to the local branch and complained and they could not explain $180 of overdraft fees and said they would credit the charges. So I think I'm done and at least got some of the charges reversed... WRONG. The very next day $80 of the $180 they refunded was taken with a different fee. There were no items pending, no transactions made.
They just didn't want to give me back money they stole. So once again I go to the local branch only this time they say there's nothing they can do. Well I have contacted the attorneys general on this and I have screenshot proof of this banks scam with the pending charges and bogus overdraft fees. I recommend everyone making a complaint to contact the attorneys general and file a complaint because this bank needs a lawsuit against them stealing peoples hard earned money!! STAY AWAY FROM THIS BANK!! If you have them then contact the attorneys general because they will steal from you! Btw their mobile app sucks too, can't get logged in half the time. Horrible bank.
Reviewed Feb. 14, 2018
This bank continually stole our money (theft of payroll) through illegal fees and fee stacking. They lied and stated there was nothing they could do to remedy the theft. We want all of our stolen money refunded. It is better to use any other bank.
Reviewed Feb. 13, 2018
Between the months of March 2017 and the months of September 2017 my deposit weren't sent to my account. My employer I contacted in payroll confirmed that the money was sent to both directions deposit account. My secondary account received the portion but not primary. My employer I contacted said that Regions should have returned the funds. It's going on a year so I'm getting legal advice to solve this problem.
Reviewed Feb. 7, 2018
Regions Bank will fee you for random things, they also have items pending in your bank for a good week or more so you think you have a certain amount of money but you don't. Then they'll fee you $36 for overdrafting and even if you didn't buy anything since then, because another item got out of pending, they'll fee you again. They will randomly switch your accounts into other things, they switched my free savings into a no interest account and charged me $4 every month without my knowledge or permission. Don't use Regions unless you want to go in debt.
Reviewed Feb. 7, 2018
Recently I got this work at home job which was DXC Technology and the manager told me through Google Hangouts that she would send me a check of 1500 to pay for my materials and so I received it and sent it through my bank. Ok somehow there was a hold out on my account and I've called and talk to the representative. The only thing was told to me was that the check was returned but they didn't tell me until I came in today that it was fraud which I didn't know. So the representative was unprofessional, rude. She said, "How you didn't know you open yourself to fraud and you will have to pay that amount back because we are not responsible."
I told the representative, "My husband check came today in the account. Why are we blocked from accessing our funds?" That's so the representative kept bringing up 1500 which is still the reason why we can't login in our account nor get our funds. I am very upset. I will never bank for this company ever again. My husband work check is on the account and they refuse to let us have our money. They refuse to let us close this account. I asked the representative is my account protected but when I turn around they allowed whoever take more out of my account which put my account into -13 balance. I had paid that out of my pocket and still they did not resolve this issue. What bank sits up here and hold somebody's work check. Something needs to be done about this or I'm taking their ** to court.
Reviewed Jan. 24, 2018
I am 53 years old, and I have been a Regions customer since I was 18, here in Huntsville, Alabama. I am so sick of the customer service I have received over the past 2 years that I am to the point of moving my account. I am simply FED UP!! My "latest" run-in with Regions was at their Drake Avenue, Huntsville, AL location. I went in to make a wire transfer. As there are no signs to direct a customer to the teller line or to loan officer waiting area, I went straight to the teller line, thinking that's where I should be. I waited 15 minutes... 1 person in front of me, 4 people behind me... ONLY 2 TELLERS working the front counter (equipped for 4 tellers) and one of the 2 tellers working the drive-thru line (equipped separately for 2 more tellers). The drive-thru line never stopped therefore, there was, literally, only 1 teller working the counter.
After waiting 15 minutes, I was told I would have to see a loan officer. So I go and sit, noticing a young couple who had come in maybe 5 minutes before I took a seat. When THE ONLY LOAN OFFICER IN THE BANK AT 10:50AM finally finished up with the customer in her office and came out and asked "who's next", I explained that I had been in the teller line for 15 minutes, waiting to make a wire transfer, and her exact words were "Oh well, you were over there so they're next." OHHH MYYY GOSHHH!!! What kind of COMMON SENSE does it take to realize who was next???
A customer who had been waiting 5 times the amount of time as the other customers!!! COMMON SENSE, PEOPLE!!! I left without being helped with my blood pressure through the roof!! Just a few days ago, I actually went into this location again and actually apologized to a woman named Tammy who I felt I had been rude to, for the same reason as this... customer service. But I am sick of apologizing for matters not caused by me!!!
Reviewed Jan. 8, 2018
I have been with Regions Bank for two years and recently, it been really frustrating keep with my account. Any deposit especially electronic deposit after 7pm takes over 36 hours become available my account which mean I am unable to use my own fund for the whole day. It have been charged with overdraft fees which my account does not reflect an negative in my account. During holidays and weekend online account is not regularly updated which mean it often incorrect. I have to keep with my own accounting to make sure that funds reflect my calculating to avoid any possible overdraft fees. This bank sucks and I will be switching over to new bank first thing in the morning.
Reviewed Dec. 31, 2017
I've been with Regions for over 2 years now but might not be anymore. I tried to make online payment for bills, but my card was declined several times and they said everything was fine. But online services said it was due to issuer of the card (Regions Bank). These people have no clue what they are doing. I am sick of it, when I tell them what's going on, all they do is offered more useless tools that serve no purpose to fix the problem. If I ever get to a bank. I will more than likely close my account. I can't take it anymore. If anyone else is dealing with regions. I hope you do the same thing. Thanks. NO STARS if it was up to me.
Reviewed Dec. 28, 2017
Me han puesto un cheque en hold x ms de 30 das ese banco es una pura m
Reviewed Dec. 24, 2017
Made a $199.95 purchase on 12/22/17 via Regions check debit card, had a immediate problem with the item and the merchant reverse the debit transaction. After midnight the $199.95 pending transaction was removed and added back to my available balance. By the end of day it was removed from my balance and place back as a pending transaction. This bank must be investigated for cheating consumers and held accountable. We will see what the branch manager will say after Xmas when I present the reverse transaction receipt. This is the second time this has happen to me where I had to fight to get $72 back after the double up on a deduction from my account.

Reviewed Dec. 22, 2017
On September 28, 2017 I totaled my pickup truck and filed a claim with Progressive Insurance. They settled it very quickly and sent me a paper check, which I endorsed and deposited on a Friday. I didn't notice that it was made out to both my husband and I (I am the policyholder and it was my truck, so I didn't think about it being made to both of us). The bank showed the funds as available so I paid a couple of bills. I went to pay for my groceries Sunday morning and my card was declined and showed I only had $28 in my account (the settlement check was just under $8k). I contacted the branch Monday morning and the branch manager checked and made some phone calls.
Apparently they accepted the check, then rejected it because it was missing an endorsement, the check was made out to both of us but I have an individual account, the name on the check didn't match the name on my bank account (the check was made out to my legal name and I go by my middle name). They said that my husband had to come in the bank and sign a paper allowing the money to be deposited. I explained that my husband is paralyzed from the neck down and couldn't come in but his mom was his POA. They said both he and I had to be at the branch with our IDs so they could get us signing on camera. They then told me if that wasn't possible then they would put a 30 day hold on the funds. They suggested that the best way would be for Progressive to stop payment on the check and issue a new one in my name only.
When Progressive attempted to do that, they found that the bank had deposited the check and it was shown as deposited and cleared, so they couldn't pay twice on the same claim. At that point they said all I could do was wait out the 30 days and then they would release the funds back to Progressive. The hold was up November 20 and Regions debited the funds from my account. A couple of weeks later I contacted Progressive to find out why I hadn't gotten a new check and they said they had not received the refund yet. A few phone calls later, we were informed that Regions was still sitting on the funds and hadn't attempted to contact me or Progressive. I only knew that it was debited because of my online statement.
The Progressive claims agent was given an email of a woman who handled the refunds, and was told to contact them with the amount of the check and an address to send the refund to, then Progressive could issue a new check. Well, it has been almost 2 weeks since the agent sent the email, and she has not heard anything in reply. Regions has made this a horrible process and I am totally frustrated. Why they didn't just refuse the check in the first place is beyond me. They could have either returned it to me for the additional endorsement or sent it back to Progressive, but they have stretched this out over 2 months. And to tell me to have Progressive stop payment on the check and then deposit it right after that without giving Progressive a chance to do anything is very irresponsible. I should state that I have no issues with anyone at the branch level.
They have been very helpful and have gone above and beyond to resolve this. The problem is with the "back office" and other departments who have refused to do the right thing and get the funds back to Progressive. I have banked with Regions and its predecessors for over 40 years, and this is the worst experience I have ever had with any of them. I would not recommend this bank to anyone. I only gave 2 stars because of the help I received at the branch level.
Reviewed Dec. 19, 2017
On September 6, 2017 I made a error in my checking account and overdraw my account. I called the bank immediately. I spoke with them and explained I had made a big mistake and what could I do to ensure this never happened again. The bank told me to opt out of overdraft protection so I requested to and it was on a recorded line. Regions recorded line at that. Well they never performed any changes to my account as they said they would and it would take 24 hours today to go into effect. Since then I have paid $762.00 in overdraft fees and due to their inaccurate mobile banking the statements are always inaccurate. I asked to be opted out so if funds were not there funds would not be approved for purchases. Yet they tell me they played back the recorded call and clearly they granted me opting out and never made changes to my account. Due to their error refuse to reimburse me.
Reviewed Dec. 13, 2017
I deposited money into my account. My son attempted to withdraw money from the account. The ATM didn't disburse the money. It been 2 weeks and I am still trying to get someone, file the dispute and confirmed if they've even started the appeal process. After being on hold for 30 minutes with the bank the call is automatically disconnected. Each time I call I get a different response.
Reviewed Dec. 13, 2017
We've been banking with Regions since 2012. I live in TX and was able to write a check for gas at HEB. I was .53 cents short and Regions returned the check and charged me $36. I get direct deposit. Ok so HEB put the check through again and it cleared. So. Three days later there's a $30 check and a $36 check charge. I called Regions and they said, "HEB wrote their own check on your account for their overdraft fees"... say what?!! Regions allowed HEB to write a check on my account! So that means anyone can write a check on my account and Regions said "yes". I also got a payday loan from the Cash Store. I gave a check as collateral. They tried to take out the full amount, not the $90.63.
So we stopped payment on the check. The Cash Store debited our account by changing the check number. Regions said "yeah, they can do that and keep changing the number as often as they want." Wait. Changing check numbers is illegal and fraud. Regions allowed these companies to defraud our account. Regions app sucks. They take out the money then put it back in pending. Meaning they take out the money twice. Ugh. We're actually gonna hire an attorney and close our account. I'm done! They fail to protect their customers!
Reviewed Dec. 5, 2017
I had an account with them for 4 years. We are active duty military and moved to an area far away from a Regions branch. I switched to Navy Fed and kept my Regions account open because I have one client who has Regions also and preferred to be able to pay me by transferring into that account. I started noticing fees were occurring once a month in the amount of $8. Apparently this fee is because I wasn't swiping my card enough (10 times per month). I decided to close the account. I called, I was told by a Regions representative I could either empty the account "at a gas station or something" or I could be mailed a check. I agreed to have a check mailed. Fast forward three weeks and that client told me they transferred money into this account that is supposed to be closed. I call and am told they just shut my card down.
Now I have no access to my money so I call. A REGIONS ONLINE BANKER tells me to empty the account into my Navy Fed account via pop money, sans $1 to pay a transfer fee, then AFTER the transfer is complete I am told that my account won't shut down until it has been inactive for 30 days so the $8 fee will occur again, except now there is an empty account so I will incur a fee on top of that fee for the account being empty.
Now I'm asking to speak to a supervisor. I am transferred to someone named Ti who is the least professional human being I have ever dealt with. She's rude, condescending, and refusing to help. I ask to speak to her supervisor who conveniently "isn't in the office". Now I am on the phone again trying to cancel the transfer because I need to leave that $8 in an account I don't use so they can take it sometime in the 30 days I have to wait to close my account. Do not do business with this bank. They will hit you with fees anywhere they possibly can and refuse to let you out of their system without a fight.
Reviewed Dec. 1, 2017
I had an incoming wire into my account 165k. The following day the wire came in. I needed to send my partner 50k for home to secure some shipping service for us. Only to get to Regions Bank and they told me I can only wire 40k which I oblige thinking it's their protocol. The next day my partner told me there was a hold on the wire transfer I sent. I called and called them to have the money release to him. The next thing they did shocked me. They locked me out of my account and suspended my debit card saying they are validating the wire. It's been four business days now and they haven't come up with anything useful and this is costing me and my partner a whole lot of money as we have deadline to meet. Anyone with similar experience should kindly tell me how long their so called validation takes because they seems to be less informed and incompetent at their bank.
Reviewed Nov. 28, 2017
I have to call ten banks at least 5 times a month or more. I spend about 15 minutes or longer trying to get thru. I that's unacceptable. I'm going to find a new bank if they don't fix this problem soon.
Reviewed Nov. 25, 2017
I have a check card from Regions. Had several scams and disputes. The Regions representative said because it's a check card and not a bank credit card, "it's your money, not theirs". Regions always treats you as poorly because they are not making big money on you. When I had a large deposit in savings, they kissed my butt. Now throwing me under the bus. Don't waste your time or money at Regions.
Reviewed Nov. 19, 2017
I do not have and have never had a loan with Regions Bank... I do not appreciate opening a letter from Regions stating. "IMPORTANT INFORMATION REGARDING PAYOFF OF YOUR REGIONS LOAN." Especially when Regions has no open communication for me to report this "error" or whatever on Saturday...
Reviewed Oct. 31, 2017
I received an offer in the mail for a $300 bonus if I opened an account and kept it open for 120 days and used a debit card 10 times per month. All over the mailed advertisement it stated, without stipulation, that I could open an account ONLINE or OVER THE PHONE and gave info for each. The online site told me that the promo code wasn't valid (which it was as printed on the mailer and not expired) so I phoned to open the account. I first gave my social security # to the person that answered along with my address, etc. She then confirmed which account I wanted, explained how I could electronically transfer funds into the account to avoid traveling into the bank. Then she transferred me to someone else.
After a long time on hold, this new unfriendly person asked me for THE EXACT SAME INFORMATION. Worse than that, the conversation started out, " Hello, how can I help you?" I had to actually tell this person from the beginning why I was calling. It took a while to get her to understand why I was calling, but finally she asked me if I had received an email voucher confirming that I received my offer. I read to her the first line of the email "Thank you for registering..." She continued to ask me if I had a voucher, and I continued to tell her that I did not see the word "voucher" on anything. Eventually, she admitted that the "registration" email was what she was referring to.
After taking up a lot of my time, she told me that I have to go into a branch to open an account because my identity can't be verified. SERIOUSLY? I understand that this is for my protection, however, DO NOT SEND ME AN ADVERTISEMENT TELLING ME THAT AN ACCOUNT CAN BE OPENED UP ON THE PHONE OR ONLINE. It should say: "Once in a while we can open up your account without you traveling to the branch."
I see why they are having to pay people to become customers! I am definitely NOT going to the branch and am taking the time to write this review to spare others, I'm uncomfortable that they took as much info from me as they did but grateful that I didn't make the further mistake of placing any money with them for further frustration.
Reviewed Oct. 31, 2017
I have been trying to get a charge reversed for over 3 weeks. I got charged $71.00 from my savings account because the account had been in the negative for 20 days. I got double charged from a merchant. I filed a claim and sent in all documents that was needed to show the merchant charged me twice. I have been going back and forth with Regions Bank but they have yet to correct my error on my account.
I keep calling customer service and get a different answer every time. I want to thank Tonya from Regions Bank in Irving, Texas for taking the time to help me get this resolved. It has not been resolved but it is nice to have someone that cares. I will close this account because it is doing me more bad than good. I am hoping to get this resolved this week to bring my account back current. What more can I do. You have everything that you need.
Reviewed Oct. 30, 2017
Received a $400 bonus offer in the mail from Regions Bank to open a new account, enroll in online banking, and make 10 or more purchases with the Regions Visa Check Card. I completed all of the required items in the required time, was told in multiple calls that I met the requirements and that the $400 would be received, but never received it. When I called back again, I was told I never properly signed up for the offer and will not be receiving the $400 bonus. I have an email from Regions confirming that I signed up for the offer. Fraud. Lies. Unprofessional. Long wait times.
Reviewed Oct. 23, 2017
Since 2005 as a member of your bank I have put millions through my business account. I have also had two or three situations where the atm card was lost or stolen. Each of those times, I have experienced nightmares. Today, it is the worst nightmare I have ever had. I lost my card last week and called the stolen number. Two hours later, Your lady, Laqueecha stated that she canceled it and ordered me another for $25 and it would be expedited to me by last Friday. Like clockwork, nothing. I just called today, spending another 1 1/2 hours on the phone trying to get a live person, and finally did. She stated nothing had been ordered and I must go to my branch to get a card as they cannot do it over the phone. So, I have bills being charged on the card starting tomorrow, as well as a business trip that I will not be able to take for my job.
Your bank is absolutely horrible and I have watched and it steadily decline in every way. We aren't customers with you, we are victims that pay for your constant failures. I tried calling my branch and cannot get anything but a recording. I am livid and wish there was a way to hold you liable in court. I truly hope that your bank goes under and I will start by canceling my accounts with you and going elsewhere where people are organized and care. I will also spend the night posting online reports about my experience with this Bank I have been with 12 years or more when it was Altus Bank. I was lied to, mislead and victimized by this lady last week, and now have to go and handle it as if it just happened, lose my paycheck, and have bills bouncing... Not to mention the embarrassing calls to those I know about this.
Reviewed Oct. 12, 2017
I walked into the Regions Bank on 167 Street and N.E. 6 Ave North Miami Beach branch. My boss gave me a Regions check. I dont have an account but had two forms of id. I had my social and United States of America work permit... I was denied cause of the type of documentation I held. I asked why and the teller who was training said, he cant accept it. I've used these to cash checks in previous banks. But then he went on and told me if I had foreign documentation it's acceptable. To my knowledge USA documentation such as work permit and social is not sufficient which is federal documentation is not accepted but foreign ID is. Never understood it. Federal documentation supersedes any state ID.
Dont know how you train your tellers... But a foreign ID is accept. Still messes with my mind and money... Because I had to spend $20 of my hard earned money to cash it elsewhere when they charged me a fee of 10% than the 1% they told me Regions charges. Again I want a response to this matter. We live in the USA where their IDS are not accept it but a foreign ID is. Pls call me or email me with your protocol on cashing checks at your branch. Thank you...
Reviewed Oct. 11, 2017
I have a business account and needed some explanation of charges on the business account. The tellers couldn't answer my questions, so they went to Nathan **, the Branch Team Leader, and asked him to assist me. I was standing right there and heard him say "I don't have time for this now, she can sit and wait on me but it will be awhile." So, I sat. And waited. And listened to him carrying on a conversation with two other ladies in an office to the side of the lobby about directions on how to get from Merchants to Cedar Lane and how you have to cross the railroad tracks before you are actually on Cedar Lane, then about a restaurant experience he had.
It obviously was not "business" which kept him from assisting me, he just didn't want to fool with me, a business customer. I will report this to our corporate office, who might want to reconsider our 128 locations and who we bank with. On a positive note, Donna **, the Financial Services Specialist, was very nice and did her best to answer as many of my questions as possible. They should make her the Branch Team Leader and let Nathan do something that doesn't require providing customer service.
Reviewed Sept. 16, 2017
They have the worst customer service imaginable. Each year they lock my mother's online banking account and it is an uphill battle to access it again because we're Canadian citizens with property in the US. In addition, they have sent my aunt's confidential financial documents to me multiple times in error. I have had to ask that they please stop as this is a clear violation of her rights. Somehow, my other aunt is also able to access our accounts. In my opinion, it's ludicrous that a financial institution could make such mistakes and remain open. If you have options, I highly recommend you go elsewhere. I would say they are as professional and secure as Equifax given the recent climate.
Reviewed Sept. 1, 2017
I sent a check to Dr. Fkora ** which was to go electronically. You wrote a different check for this, charged my account with the $28.90 but Dr. ** has not received the payment. I have since paid her so now you owe me double that amount of the initial check.
Reviewed Sept. 1, 2017
My wife is on my account and her mom’s account in case she has to take care of paying bills due to our health issues. Due to the link (my wife) they took money out of my account to cover the shortage in her mom’s account because of her check getting in late. The second time this happened we went to our branch and filled out the paperwork to take my wife off my account. Due to their incompetence or deliberately not turning the paperwork in, it happened a third time. This bank will take you for everything they can, even underhanded things like this. BB&T and PNC are far better options. Stay away from this bank.
Reviewed Aug. 29, 2017
I recently purchased a car and the finance manager at the dealership recommended Regions for the financing. When I received my first communication from Regions with the payment information, imagine my surprise that the only way I can make payments online is if I also have a Regions bank account. I can mail a paper check in, I can call their customer service and give my bank account information for an auto-withdrawal, but I CANNOT make an online payment. I was so shocked that I called their customer service department to make sure I was reading this correctly. I was! She started telling me how I could easily just open a Regions bank account and just put enough in there to cover my payment each month, then I would be able to log on and make the payment electronically. I am just flabbergasted, to say the least. This is my first interaction with Regions and it will be my last. What company in today's world has such archaic methods of making a payment???
Reviewed Aug. 28, 2017
We've had an account with Regions Bank for many years, and have never had an issue until recently. They have a new scam going where they take out money for an item, and then, place it back into pending. Thus, for the moment, charging you twice! They will then charge an overdraft fee for items that they have taken the money out for. We have averaged over $400 a month in overdraft fees due to the fact that Regions has mastered the art of manipulating bank accounts. We deposit an average of $4,000 a week and should NEVER have an issue with overdraft... Out of our other 5 banks accounts with various banks, we never have an issue except for the Regions account! They are master scammers and work hard at perfecting the art! STAY AWAY FROM THIS BANK!
Reviewed Aug. 17, 2017
This company is a rip-off. If you have your money in this bank, withdraw all of it and go anywhere else. They are rude and nasty people. I am leaving and I highly suggest you do the same. If you are considering opening an account, let me warn you that will regret the hell out of it. ** Regions Bank!!!
Reviewed Aug. 13, 2017
Two banks were in this area and they closed one. They close Monday - Thursday at 4pm. Not customer service oriented. Friday they stay open until 5pm. The ATM CONSISTENTLY is out of order and you have to drive 8 miles to the nearest one. When this ATM does work it only distributes money in $50 increments. VERY AGGRAVATING. Many establishments don't like to take such large bills. You have to go back to the bank before 4pm and either go in or thru the drive thru to change the $50's for smaller bills. VERY IRRITATING! But they do have very good online banking.
Reviewed Aug. 10, 2017
Avoid Regions Bank at all cost if possible. There is a great deal of competition available in South Florida to select from. The branches are OK in terms of customer service however the back office where all decisions are made is more than lacking in professionalism and customer service. I can assure you the advertising is false and their follow up is just as pathetic. Don't expect any form of useful communication or follow through. The entire organization is a sad commentary in the banking community.
Reviewed Aug. 2, 2017
My husband and I have used Regions Bank for the past 2 years. In Dec our account was hit by a China company for over 2300. Amazingly they issued the reimbursement for the 2300 but during that time we had several checks out and acquired overdraft fees of over $900. It is now Aug and we are still fighting with them. Each month has become a struggle trying to get our account back in good standings and keeping it there. Since Dec 2016 there has been an average of $600s worth of overdraft fees. They have charged an OD Fee along with return fees and each time it is on the day that our check deposits when everything hits at once. The fees are on our direct withdrawals set up for bills.
When confronted they refused to return the fees in Dec even though they found no fault on our part and continue to put our account in the negative each month before we can even get our direct deposit from pending to posted. We have been told 100 times the deposit will hold all pending debits but each time we are charged $72 per item that's a fee for the overdraft and for the return along with each company charging us a return fee and late charge. Since January they have cost us over $6000. We transferred banks and are still fighting with them a month later.

Reviewed July 24, 2017
I am the seller on a real estate contract. Unfortunately, my tenant/buyer opted to use Regions for her first-time loan. They may have been ok for her, but it's been a nightmare for me. The contract stated the loan commitment date in paragraph 20 of the FAR-BAR contract. First line said that all things within this section superseded the remaining sections of the contract. They would not provide the loan commitment and still haven't! They have been so unprofessional and rude. They said they don't answer any questions to me because I'm not the buyer. However, in more than one place in the contract, it states that they are to keep me informed of the entire lending process. The buyer gives me that authority.
I have NEVER had such a problem with a lender in all the years I've been buying and selling homes. Yet they have the audacity to REQUIRE me to answer their questions or I am holding up the close, which is total poppycock. Next, they will not provide documentation as to why they automatically invoked the 10 day extension on close. This was done with absolutely no communication. Next, when asked directly why, they said the buyer didn't have docs into them in time. THAT is on the buyer and does NOT qualify for an extension under current guidelines. The sad part of this is, had they treated me with respect, courtesy and professionalism, I wouldn't have had to write this. Hopefully at least one person will be spared the grief of dealing with Regions Mortgage!
Reviewed July 21, 2017
Someone needs to look into Regions Bank's newest scam of charging overdrafts for "pending" charges, when the bank is allowing those "pending" charges to pend for days. When reviewing online banking, you will notice charges that have been processed on one day - then the next are "pending." Money will have been taken out of the account for the processed charge, but then as it is item is placed back as "pending," Regions will charge an overdraft fee for another item that comes through - when there is money in the account to cover the item is the "pending" item that was already processed the day before was not still "pending."
I believe this is the newest scam, much like the well litigated overdraft fee class action cases from a few years ago. This needs to be dealt with and class action suits need to be brought. I - for one - will be changing banks but have been keeping a record through printouts of these types of transactions. I'm ready once a class action suit is filed. This is fraudulent behavior on the bank's part.
Reviewed July 14, 2017
They allowed a company to take out money out my account and would not return it even though I did not authorize the company to take the money out. They had me to complete an affidavit and then denied my claim. I went back to the bank as they ask me to and brought the proof and they then pretend that they were unable to read it. So I dropped it. They then came back the next week and charge me another $85 worth of overdrafts that just never could add up. They use to be a good bank but they're just like the others now. Use the poor to stay rich.
Reviewed June 30, 2017
DO NOT BANK WITH THESE PEOPLE!!! They allowed a credit card to be opened in my name. Allowed my ex to add herself as an authorized user. Charge the card up & do balance transfers. Then they allowed her to delete herself as an authorized user without ever contacting me once. Leaving me solely responsible for a credit card bill that someone else ran up. Then they would not give me a copy of the charges so I could personally go after the person that ACTUALLY ran the card up. I will continue to post this everywhere possible until I get my money back or they give me a copy of the charges!!!
Reviewed June 28, 2017
We've never experienced such a lack of professionalism, courtesy, or ethics as we have in the past few months at the hands of Regions bank! After a banking relationship of over 20 years, an incompetent employee of an unrelated business from our personal accounts, created a nightmare situation, that has been completely resolved, however, Regions has basically said that they will supply us what we need to find another bank! Since that time we've been told by several other banks and accountants, that this is Regions' way of weeding out 'old money' to bring in new money. We've also been asked by so many businesses in our area as to why we're still with Regions, and now we know why! While you may be new money now, at some point you will be old money, and you will be kicked to the curb, no matter how much money you have! (in our case over $3,000,000 in combined businesses and associated accounts).
Reviewed June 27, 2017
Cash some stock in and they wire me my money to my Regions Account. Per online banking, the funds were available on Wednesday. I went by a branch to withdraw some of the funds, I was told I could not have the funds, that someone would reach out to me. Well, the next day came, I had not heard from anyone, so I went to the branch where I had opened my account. The branch manager pulled my account up, said it was because there had not been any recent activities in the account before the wire came in. She emailed the department to release my funds. I went back to work. Later I received a call from her saying the funds were frozen until the wire transfer was validated. How long will that take? She didn't know. Friday - no update, Monday - no release date, Tuesday - still validating. Needless to say, I was getting frustrated. I had never had a wire transfer take this lone to be validated, even ones coming from China!
This was coming from Australia, straight from the bank of the company I had stock in. Give me a break! How long does it take to verify the funds are legit? Sad thing, the branch manager could only email the wire department, had no telephone number that I could call and talk to. The customer service number is a joke! When you do finally get a human, they just call the branch manager! Everyone is kept in the dark about everything! I've dealt with smaller banks that handled international wires faster and more efficient that this bank! If and when I ever get my money, this account will be closed! Then they charge me for the wire transfer the original date they received the money... so they have been earning interest on my money for a week while it has been costing me money for not being able to access my money... MY MONEY!
Reviewed June 27, 2017
Lost our cheques and blame on us and refuses to check on the cameras because would prove they dropped the ball. More than 10 years account treat us like **. Our account was open in Winter Garden Florida. We are closing the accounts. We were able to get other cheques from the people that wrote us the cheques. They are so wrong that their excuse is that they refund us but the amount they are talking about is another deposit we make which we have the receipts.
Reviewed June 5, 2017
I deposit my check of 500 in Regions Bank account to transfer from my other account they put hold for more than 2 weeks as they already took money from my other account. The people work in branch are 0 in knowledge or they're sitting there to lie people. For that mistake to deposit I have to pay fine 200 to landlord cause I was late to pay rent. No banker cannot do anything for customer. They just **. Branch people rudely refuse to help you. At the end customer has to bear. They don't care about anything. I am going against them in small court.
Reviewed June 5, 2017
Last June I was caught in a work at home scam and the company that scammed me took $100 saying they needed it in order to send my information to get started with their business. I was suppose to get the info as soon as I paid but after waiting three days I never received the info. I called customer service and demanded for a refund after learning that the company was a complete scam. I argued with them for three hours and they would only give me back $50. I said "Ok whatever" and hung up. Then, I filed a dispute with Regions to get the other $50 back. They said it would probably take a month to get the money back, but it was in my account 5 days later. They told me they were siding with me and gave my other $50 back.
Fast forward to October, I get a letter in the mail stating that they suddenly found no fault with the company and said they were taking the $50 back, but they actually took the full $100 back. I had no money in my account and ended up with -$160. I immediately switched my direct deposit to another bank because I thought it was complete crap that they would send a letter several months later saying they were taking my money back. I still owe them $160 but I REFUSE to pay it back. They also charge overdraft fees like crazy. STAY AWAY FROM REGIONS!!!
Reviewed May 26, 2017
Regions will screw you over any way they can. I would give them negative stars if I could. I just got charged 2 overdraft fees again for checks they cleared at five minutes until midnight. My direct deposit isn't showing up yet but all of my colleagues' deposits hit their banks over two hours ago! This is not the first time they have done this to me. They say deposits get posted before debits but that's not true, not for them. They just want to make money and I get that, but this is just shady. Terrible business practices! I wouldn't recommend them to ANYONE and I will be closing my account as soon as possible.
Reviewed May 15, 2017
I withdrew $2000 from my savings which a teller counted and put in a white envelope. Shame on me for not counting the money right then b/c the next day which was when I counted it for my needs I noticed there was only $1900 in the envelope. Had to wait till Monday to call Regions to complain since it was the weekend. When I contacted them they said it was too late since I waited (Had no choice it was the weekend) and the teller's drawer was balanced. The teller stole the $100 I was short. I'm closing my account since they have thieves working for them.
Reviewed May 12, 2017
Regions Bank charged overdraft charges to the tune of $360. During a weekend, 3 day span, I spent money on essentials, knowing that I had a balance to cover it. So when Monday comes, I'm charged with 10 overdrafts. It appeared that a monthly auto-payment hit my account 2 days early on a Monday night. Even though that was the last transaction of the 3 days, they paid the electronic check first, therefore nullifying the available balance for all my previous purchases. They offered no help, except to advise me to cancel overdraft protection. I should have known I was dealing with a shady group when they screwed up my first batch of checks and charged me to re-print them.
Reviewed May 11, 2017
Absolute horrible customer service representation done by any so-called "professional". Call waiting at ridiculous lengths. Representatives are rude and uncooperative. They have absolutely the most idiotic of procedures. Avoid using this bank because if you need customer support then you are out of luck.
Reviewed May 2, 2017
My Checking Account at Regions Bank had 73 unauthorized transactions made to my Checking Account totaling nearly $34,000 dollars. I have been denied by the Fraud Department 3 times. I attempted to get some type of monetary relief due to major financial hardship this has put on my family through various consumer agencies and have gotten nowhere. My family was separated due to the fraudulent activity that occurred on my account due to the stress and agony and loss of our house and lots of other things we worked very hard for. The same situation happen to me and my wife in 2010 with Capital One bank which caused us to lose nearly $80,000 dollars due to fraudulent activity charged to our Checking Account. I wasn't contacted not one time or received no text message from Regions Bank when the unauthorized activity was occurring. Can someone please help me get my money back.
Reviewed April 19, 2017
Wish there was a rating of 0, worst bank I have ever had. They have messed my account up over and over again, but this last time really did me in. They took all my money I had in account and put me at negative $112. When I signed up I was told there was no way to overdraft period with the account I went with, I rely mostly on online banking. They took a payment out 3 weeks ago to later find out they put it back for some reason then took it again today so now I sit with a negative balance and no money. Needless to say they have screwed me sooooo bad, I will be sleeping in my car starting tomorrow night!
They refused to take responsibility for it and said they don't know how it happened but charged me $72 on top of my negative balance. Not sure how I'll ever get caught back up having no money at all to even have gas to get to work. Thank you Regions. You are the most horrible bank ever!!! Will be switching banks the minute I get this all resolved and will never step foot back into a Regions Bank EVER AGAIN... Anyone thinking of banking with Regions do not do it. They will take your money!!! I've heard this from sooo many people that have ended their accounts as well. Wish I would have known before I ever trusted Regions.
Reviewed April 6, 2017
I have been a customer for over 10 years. I also worked for Regions for 5 years. Both my Line of Credit and Credit Card are at a zero balance. I strived hard to pay those off before my baby was born. When I log into my accounts, both show zero balance and nothing due. Normal I think, as I haven't used them. However, once you click on my LOC account, it says I have a minimum balance due on a $0.00 balance account? Turns out I was charged not only an annual fee but a late fee! I never received a notice for either of these. No email, no snail mail.
I've never been late on payments and asked to at least have the late fee waived. They told me no because it wasn't bank error and that I need to visit a branch! Completely disappointed. What's the point of having online messaging customer service if they're just going to redirect you to go to a branch. They didn't tell me no until I complained several times. Regions is just going downhill. I'll be completely ending my relationship with them.
Reviewed March 31, 2017
Regions online banking transactions data are not being displayed to consumer accurately. I made the mistake of relying on this data to transfer money from one account to another on the day a check posted to the account. The problem is that for most transactions the items show as pending until after midnight when the bank syncs its servers. The day my check appeared as pending, I transferred the funds which also showed as pending for the same day. At midnight when the servers synced, my transfer shows as complete, the check shows as returned NSF, (they collected a $36 fee), and now show the check as posting the day before it was even shown as pending. On that day, no data was displayed at all.
To me this is a common practice of postdating to collect a fee and really should be investigated. At the very least, it is one of many online practices that Regions has used to erode my trust. I realize I could have avoided this situation by having the funds in the account when I wrote the check like the responsible person my parents raised, but that doesn't absolve Regions from creating a "Technicality" where if their customers rely on the data they choose to show, they can create an opportunity to collect more overdrafts and returned check fees.
Reviewed March 13, 2017
Went to Regions Bank on Monday. Told them my wife passed away on Tuesday. Was going to use bank card, was told my checking account was closed by a sales manager in Jackson Tennessee. Would not see me, or take calls. We had been there over 10 years. Got mail, any funds would be mailed out in 10 days. Talked to other folks. Done same way. Moved all money to bank across the street, and will not be back. Pretty sorry, and low down person to treat people like that.
Reviewed March 9, 2017
So I am transferred to another department where the same thing happens. My money cleared, everything is paid, but their computer shows I am over one month late in payment. I was told someone that would be able to assist me would contact me at a specified date and time. I never received the call. I only hear from collections. Horrible experience. This is unending.
Reviewed March 2, 2017
I have been banking with Regions Bank for 14 years, during that time money has been taken out of my account. In 2015 a phone or online banker told me a 1000 dollars was taken from my account because I moved money from my checking to my savings (wow!!). 2016 lost debit card. Reported it. Canceled it, asked regions to not let any monies be taken out of account. That did not happen. Left me with a negative balance of 118.00. Now 2017 paid out the negative balance with refund but collections are still holding my money and not depositing my money into account. It has been 10 days refund was released by government on 17th of feb. regions has changed and I am changing to cannot work with bad banks.
Reviewed Feb. 28, 2017
I applied for a personal line of credit of $5000 dollars. It was approved the next day. Actually a Regions bank rep called and tried to tell me they reviewed my credit history and said they because of my excellent credit it would be better to apply for a personal loan of $3000. That would be more than enough to pay all I owe. I said ok and they will throw out the personal line of credit. Got a letter 5 days later saying they denied the loan and I could write to them and find out why. Regions why would I waste my time? I have been with your bank since 2003. I went to TVFCU THE LOAN WAS APPROVED. This is just one into several instances that Regions has failed to deliver for its customers. No way to treat a customer of 14 years.
Reviewed Feb. 28, 2017
My daughter wrote me a $3,000 check drawn on Regions Bank in Atlanta. Not only did I appear in person to cash the check, I went to the actual branch where she opened the account (not that it matters, but...). They charged me $20 (TWENTY DOLLARS!!!) to cash the check! I had to close my BOA account after an identity theft issue and had opened a new account the day before. Since I didn't have a debit card yet, I thought it would be more convenient to appear at the closer Regions. I'm still blown away. I don't think there should be any charge when presenting a draft drawn on a bank, but $5 would have been reasonable (sort of). But $20?! Holy hell, what a ripoff!
Reviewed Feb. 25, 2017
I have seen at least a dozen reviews (here and on other sites) about how Regions seems to 'double charge' online transactions. I thought I was the only one. Up until about a month ago, I have never used Overdraft Protection, and never had a problem with the processing of payments/purchases. I used to work at a Credit Union, transactions (especially ACHs) should NOT take three, sometimes even four business days to process. Below are two examples:
1. I am subscribed to a monthly subscription service. They draw their payment on the first day of every month (excluding holidays, of course). I get an email receipt from the subscription company every month on the first, then Regions takes the $10 and makes it unavailable, like normal. The problem is: it will be 'pending' for 2 days until it is processed AGAIN on the 3rd. Then they draw me negative and charge me the $36 fee. The funds were IN THE ACCOUNT when the transaction occurred, and already moved out of my unavailable balance.
2. I pay all of my bills online by electronic check, which are processed in 24 business hours. My car payment and two credit car payments (from two different financial institutions) will all process the check within almost exactly 24 business hours. Regions on the other hand, will keep these transactions 'pending' for DAYS, literally three, almost four business days.
I made a credit card payment (electronic check - which are processed in 24 business hours) early in the morning, on the 10th of Feb. (Friday). Normally, this check would process AT THE LATEST, Monday evening. I received an email from the credit card company on Monday stating they received my payment. I have screen shots of the confirmation email, as well as the electronic check STILL PENDING on Tuesday evening. I believe that Regions, somehow, are slowing down the processing of transactions. They are robbing people of their hard earned money and trapping them in a cycle of debt. It's hard to get out of living in the negative when you're giving the bank a ton of overdraft fees. Something really needs to be done about this.
Reviewed Feb. 16, 2017
When I called this bank, it was actually impossible to reach a living, breathing person. The menu does NOT give you an option for "customer service" or to speak with someone. Therefore, you must go through an absolutely ridiculous maze of option 1, 2, 3, 4, 5, 6, 7. Another thing that really concerned me, was the fact that in order to speak to someone, you must punch in your Social Security Number. And if you're not a customer, they STILL want you to punch in your SS#. That is very suspicious and I do not trust an institution where they are asking for such personal information. This review asks two things: we need to describe our experience, which I just did, and also, the reason for the review. My reason? To WARN OTHERS that this bank makes it impossible to reach a real person and they want your SS#, before you can even talk to someone. No thanks!!
Reviewed Feb. 6, 2017
Regions will automatically deactivate an online banking payee if the account is marked closed by the payee and you cannot access history related to that account any longer. You do not get the choice to deactivate. This is poor customer service as I cannot research transactions related to this payee at all now. This is not how all banks operate case in point Hancock / Whitney Bank. I am the customer and I should be the one to choose whether an online payee is active or inactive not the bank.
Reviewed Jan. 31, 2017
Most horrible bank ever and getting worse! Borrowed money from my credit line and on Monday was assessed a 'late fee' stating that my payment was due on January 20th! Went through the maze of recordings only to be transferred to Loan Services where I held for another 15 minutes. Rep was rude and basically told me it was my problems! I have found this in the past with Regions - they have deceptive banking practices, will seemingly ensure that payments are timed so that somehow you get NSF's on your account. This is the reason I changed to Chase for my main banking account and I have NEVER had this issue again with another bank! The branch close to me just closed and my feeling is that they are struggling again like they were back in 2008. Best advice - pull your money out and go elsewhere, fast!!!
Reviewed Jan. 31, 2017
I have been a Regions Bank account holder since September 2016 and was okay with the account until I added their OD feature. After adding the feature naturally I tried to use it but kept getting declined. Instead of charging the $36 OD fee for the transaction, which I would have been okay with had they paid the item, they declined to pay the item and charged a $36 returned item fee which is non refundable even if they don't pay the transaction.
Here's my complaint, I have used OD on many accounts with many different banks and never was denied a transaction but with regions they refuse to pay any of the transactions but then charges the returned item fee. So to me it's still getting the OD charge fee without clearing the item. Why make a consumer think they have the coverage only to use it, be denied, then charged a different kind of fee that just so happens to be the same amount as the OD fee they charge when they pay the item. This does not seem right and I cannot process the way they have this setup. I called the bank several times to make sure I have the OD setup and available to me to use and each time they confirmed yes. I would never have attempted to OD my account if I knew for sure they would not honor it via the OD feature.
Yes the simple solution DO NOT attempt transactions when the funds are not available in the account. Another simple solution DO NOT say that an account has OD protection when it really doesn't only to have people use it be denied and charged some other kind of fee. This process has racked up almost $150.00 in OD fees which as a disabled person receiving SS can't necessarily afford. And I still have to pay the things I attempted to pay with the OD protection. The system is rigged.
Reviewed Jan. 20, 2017
I have been into the branch 4 times now. I have explained again and again that I have never given any login and password to anyone. All of my deposits are signed by me not for deposit only stamp and the initials L.H. on the back. In addition my name is always handwritten on the front of my checks. Furthermore I'm self-employed and have the same checks constantly going into my account. I feel that I have blatantly been accused of fraud. Where are the notifications - phone calls and/or emails - letting the customers knowing immediately of pending fraud? Why didn't the employees responsible for running the checks realize it was fraudulent. Also they are no sense of urgency for anyone at all pertaining to their customer's financial matters. They would rather treat you as criminals.
Reviewed Jan. 12, 2017
I opened an account with this bank with my daughter in 2014 to get her started with her first bank account. Everything was fine until December 19, 2016. Someone deposited fake checks into the account and withdrew cash from the fake checks. They also got money orders from the post office and cashed them. This suspicious activity went on until December 22, 2016. Why the bank didn't alert us? I have no idea. The account now has a balance of -$8000.00. What the heck. They did their so called investigation and concluded that we were at fault. We have no idea who did this and all Regions care about is getting money from whom ever.
We have contacted the police and they are now involved. You would think that Regions would wait until our investigation is over before they take action. These people have taken money out of a savings account that I have with my husband because my name was on it. They don't care and they are rude. I called and they say anything that has our name attached to it, they will get money from it. I am so disappointed with this bank. And I'm sure when we prove our innocence they will take their time returning our money. This bank is horrible.
Reviewed Jan. 9, 2017
My daughter is a college sophomore. That alone tells you that she doesn't have much money. She works 2 jobs and every dime is precious. Regions charged her $10 fee for her banking. She was supposed to have student checking. She called them to see what happened and after waiting 25 minutes she was told she didn't have the student savings account and they could fix that. They credited her $5 back but told her that she could only do 3 transactions a month (moving money or withdrawing or depositing - all those count!). But to top it all off, she discovered tonight that they charged her $3 for a customer service fee!!! Just to talk to someone after she had been on hold for 25 minutes! She is switching banks as soon as she gets back to college. The sooner the better!!!
Reviewed Jan. 4, 2017
If you are looking for a banking firm, it would be in your interest to go elsewhere! Regions Bank has become one of the worst banking firms when it comes to Customer Service, and protecting their customers. I have had my account hacked FOUR different times within twelve months, two of which happened within 29 days of each other. The first two hacks were stopped along with a phone call informing me and I received a new ATM card, which we all know is a nightmare to have to update your info. The second two were the beginning of the end! I had over $300 cash withdrawn out of my account at a local ATM, while I was in Florida on vacation over 600 miles away. Within three hours of the withdrawal I turned in the card, that was supposedly used, to their Branch Manager in Florida. The Branch Manager submitted the request to Dispute Fraudulent withdrawal, I received a letter within 7 days stating it was denied!
Their reason; because I had withdrawn the money using said card. I was 600 miles away, with charges on my account along with an ATM bank transaction, to prove I had been in FL for 5 days. It took me FOURTEEN PAGES OF PROOF, along with a lot of phone calls for them to refund my money... TWENTY DAYS LATER. Fast forward 29 days: Another trip to FL for the holidays. Again more charges to prove I was there. ANOTHER FRAUDULENT CHARGE against my account. They locked my account, no phone call to notify of charged or the fact that my account was locked. I find this out on a Saturday morning as I go to pay for fuel, for my 600+ mile trip home. Only to find out that I can't access any of my money. Did I mention that all Branches, ALONG with the 1-800 customer service numbers were closed due to the holidays and would not reopen until Tuesday. FOUR days later. Needless to say, my account is now CLOSED!!!
Reviewed Dec. 31, 2016
Right before Christmas I noticed that 6.85 was taken out of my account. It took a few days for it to show up on my statement. On Dec 29 I had an available balance of 908.22. I had my wife to wire me 400.00 due to being across seas. Well a couple hours later my account balance was standing at 2.00 with a pending deposit 905.22 and pending withdrawal amount of 400.00. I had my wife check up on the account on Dec 29th to make sure everything was ok. She informed me that 502.22 was withdrawn from the account by Collection Dept DDA Active. We still haven't figured out why the account is in collection to begin with and why our entire account has been wiped clean except the 2.00. By it being a holiday weekend we can't get in touch with anyone concerning this matter until Tuesday morning.
Reviewed Dec. 20, 2016
My husband's bank account was hacked and over $900- was taken. Regions does not immediately put the money back into your account, pending an investigation, to cover the bills like my bank does, then they start hitting you with NSF charges. On top of that we were getting late fees from our creditors. Our creditors were much easier to work with than this bank. A rep. at the local bank suggested that we get a credit card and attach it in case any more charges came up. I just got a notice from a collection agency for some of these charges from back in 09/2016. We closed this account as soon as we could and I would NEVER under any conditions open an account or recommend this bank to anyone. It is neither safe nor secure. They don't care if every penny you have is wiped out from a scam, they will take their own sweet time putting it back into your account.
Reviewed Dec. 20, 2016
It's understandable to have an issue here or there with anything, but recently the way this bank charges online purchases has made managing my online account nearly impossible. It seems that they double-charge for purchases. For example, if I make a purchase today from "X-Mart", then the online register will debit my account and show a seemingly accurate balance. However, days later this purchase, along with other similar purchases I've made, will suddenly show pending, creating a large overdraft! This has happened several times since this so-called new system has been in place.

Reviewed Dec. 16, 2016
I checked my checking account yesterday and noticed Regions had changed my account over $180 in ODFs. On December 12th, I have money in the back and used my debit card. No problems, however, a change came in from JCP and I was overdrafted for that charge or so I thought. Regions fails to tell its customers that all charges are pending and it does not matter if you have money in your account. The bank started racking up ODFs for each debit I made against money I had in the bank. I tried to resolve the matter and Regions does not listen. Next step, filing a complaint with Federal Reserve and the FTC.
Reviewed Dec. 16, 2016
With this, you put $250 into an account as collateral and they give you $250 in return as a "loan". Well you make monthly payments on that $250. Which now means the bank has $500 of your money. You paid them $250 for them to give you $250. And then, you "pay off the loan" by making small payments over 6 months to add to $250. At the end you would think you got your collateral back in return. Breaking almost even (if you don't count the small amount of interest). So, it should go, you give them $250, they give you $250. (Even) then, you pay off the $250 they gave you. (You have now given $500) and then they return your original $250 (making it $500 and you are once again, even.)
But that's not how it worked... I gave them the $250, they gave me the $250. Then over the 6 months, I paid my payments (on time every time) and have yet to receive my $250 collateral back. So, now, I'm out $250 freaking dollars! Wtf!!! How the heck am I supposed go about getting my money back!!! "Here, we are going to help you build your credit that is so bad because you are broke by stealing $250 right from under your nose!!!" DO NOT GO TO REGIONS!!! THEY ARE CROOKS!!! THEY WILL ROB YOU BLIND!!!
Reviewed Dec. 15, 2016
Opened a new account at Regions Bank Cortez Rd Bradenton FL - waited three weeks for online access to my account. Wasted time calling the branch, going in to the branch, and on the phone with the main support numbers. The branch staff promised to call me back "the next day" several times, but never did. Regions' Support sent me emails with return email addresses that were invalid and phone numbers that just hung up and said "goodbye"! Finally after three weeks I was told "they just found out" that I cannot get online access due to the nature of the account - took three weeks to find that out!!! Just absolutely pitiful - lack of customer service and responsiveness. Just the facts, you make your choice where to bank!
Reviewed Dec. 13, 2016
I just sold my car, a vehicle that had been paid off several years ago. However, the buyer could not transfer title into his name because Regions had failed to turn in the release of lien and had filled out the space on the title for lien holders. I had to go to Regions, get a notarized release of lien, submit it to the DMV (+$10 fee), and tell the buyer that it will be 4 to 6 weeks before a new title arrives. Regions claimed that they shouldn't have to do a release of lien since they "signed" the title. Now I have a buyer in a different city, in a different state, with the car and no way to title it. Region's mistake could cause me to not only lose the sale of my car, but hinder my ability to buy my new car without the proceeds of the sale of my old car. This is just the latest in a LONG list of mistakes that Regions has made.
When I got my mortgage from them several years ago, they gave me a free checking acct. I made a small deposit of $500. Before I could write even one check on the acct, I received a notice that I was over-drafted by $9,500. Someone at regions had miskeyed an acct number. I understood that mistakes happen. But, I was repeatedly told that it would be corrected. But it took weeks for Regions to correct it. I closed the acct. When I re-financed a new mortgage, Regions had my last name incorrect. (They had my married name instead of my maiden name.) I had been divorced for years and had filled out paperwork in my maiden name. I caught the mistake and was told it would be corrected. I received a new payment book... with the wrong name. Another complaint, another promise. It took 4 times for them to get my correct name on the visible paperwork.
After a few years, I decided to look into a home improvement loan. I discover then that Regions had filed my deed under the wrong name and never corrected it legally. I had to hire an abstract company to correct it. Regions only reimbursed me for $50 of that cost. Regions has not missed an opportunity to fail and even worse than their 100% failure rate is their unwillingness or inability to correct these failures. My aunt had 2 accounts with Regions, which were also messed up. They are, by far, the absolute worst business I have ever had the misfortune of dealing with.
Reviewed Dec. 12, 2016
I have been a customer with Regions for many years now and have never had problems until this year. I will have money in my account to cover my charges, but if I have something in the pending area that hasn't cleared yet, that make my pending balance negative, then everything they clear (even though the balance is enough to cover what they cleared) I get charged a NSF fee because my pending balance is negative even if it is by a few cents, which just makes things worse. They have never done this to me until this year. They have hit me for over $700 this year already. I have talked to them about this several times already this year and keep getting told there is nothing they can do about it.
They hit my daughter this weekend for almost $200, and her pending balance was only negative 25 cents, but they cleared several items and charged her for it even though she had the money to cover it. I have printed off screen prints of every time they do this, to show what is going on. I will be closing this account after Christmas and moving to another bank.
Reviewed Dec. 5, 2016
I am so aggravated with Regions Bank. Since September I have had numerous problems. I order something from Amazon. It takes 5 days for it to process by my bank. For example I order something on Friday. It process on Amazon side. But my bank says the authorization falls off after 3 days. By Tuesday the money is credited back to my account, not even 3 business days, then is reprocessed on Thursday or Friday. Now the bank says it's Amazon, Amazon says it's the bank. I call Amazon. They give me the date and time the authorization comes out on Tuesday after 1 which makes it well after 2 p.m. our time. So why does it take so long? The bank says Amazon lets the authorization fall off. I hardly believe that when I have a date and time.
So I go to the bank 3 different times. They look at me like I have a 3rd eye. They blame Amazon. The last time the lady gave me a lesson in keeping a register THAT is not the reason I went there! Plus she rolled her eyes at me when I reminded her of something. That is not customer service! I told her to forget it and walked out. Now everything from Friday is pending and should not be. I'm changing banks today.
Reviewed Dec. 5, 2016
This bank is too cheap to hire adequate help. I stand in line for over a half hour each Friday to make a deposit, and the drive-thru takes even longer. I've tried going to branches in other nearby towns, but their cheapness seems to be an epidemic. I'll be going somewhere else soon. It's very bad business to make people wait in such long lines.
Reviewed Dec. 3, 2016
I have a small business account and have had more problems with Regions than you could imagine. No one inside the branch has a clue how to help. I have to involve several other banks to have these issues corrected and has ultimately costs me time and money. Now I get a small check deposited into my personal account and they have put it in the fraud department. So when I ask why, they say "oh it was randomly chosen and by the way - We have no idea when you can access these funds either." They have put numerous checks on hold causing me not to be able to operate and they could care less. Would not recommend my worst enemy to bank here.
Reviewed Nov. 24, 2016
For the second time, in a short few months, I am writing a negative review of Regions Bank. We have been long time customers of Regions and had no complaints until this year. We had an extremely frustrating experience with them recently when we sold one home and financed a new mortgage. I won't repeat the details here, but I will say that I will never finance anything with Regions again. Now, we have received information from Regions that they incorrectly reported mortgage interest paid in 2014 to the IRS. Not just our account, but everyone, apparently. So, now we have to deal with this latest incompetency by Regions Bank. Suffice it to say, I will be shopping for a new bank, soon.
Reviewed Nov. 24, 2016
I am an international customer from Regions Bank since it was First Alabama Bank. The bank created an automatic customer service for its VISA-REGIONS card that requires a TELEPHONE PIN NUMBER WHICH THEY HAVE NEVER INFORMED ME, THAT PIN THAT IS DIFFERENT THAN THE USUAL PIN NUMBER USED FOR PURCHASES. The system is accessible by toll-free telephone number that works only in the US, Canada and Puerto Rico, but the telephone number informed by REGIONS BANK doesn't work from Brazil and many other countries that require a NON Toll Free number to make the calls (I would pay the calls but the bank doesn't inform a NON TOLL FREE NUMBER THAT I NEED to call).
I have many issues to solve about my card, but I can not call the bank, probably because they have too many fraud cases to solve as the ones including Mr Tom **, Mike ** and Jeff **, which are just the small visible part of the iceberg, so they can not pay attention and solve the access problem of an international customer. I hope that this post contributes for REGIONS working better. Best regards.
Regions Bank Company Information
- Company Name:
- Regions Bank
- Website:
- www.regions.com
