Regions Bank Reviews

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Edited by: Tammy Burns

About Regions Bank

Regions Bank serves 16 states across the Southern and Midwestern regions of the U.S. It caters to a wide range of customers, including individuals, small businesses and commercial clients. The bank says it is focused on serving the needs of local communities and supporting economic growth and development in its service areas.

Pros
  • Specialized checking accounts for students and seniors
  • Promotional CDs have competitive yields
  • Several ways to waive monthly fees
Cons
  • Below-average APYs
  • Savings accounts have strict withdrawal requirements
  • Promotional CDs have high minimum deposits

Regions Bank Reviews

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    Page 2 Reviews 10 - 40
    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed May 5, 2026

    So I just moved and sent my second month’s rent through bill pay but the landlord didn’t receive it until the 4th despite scheduling a delivery by date of the 30th. I called and called about a half dozen times and just couldn’t get proof the check was sent nor get a copy. I was assessed a $75 late fee by the landlord and wanted to prove it wasn’t my mistake. First they told me the check had been received and deposited and then the following day I was told otherwise, that it had been sent but not deposited…

    Today the 5th I went to the branch and they were basically useless, couldn’t or wouldn’t do a single thing to help, I was instructed to call the customer service hotline which I had done for the previous 2 days about a half dozen times but nothing, no progress despite being on the phone for hours with them. Instead of customer service you get the nasty privilege of speaking with ** that couldn’t care less about your situation, they’re probably thinking about reparations…

    So, today at the branch when the useless banker wouldn’t help I sat at his cubicle in front of his desk and called customer service on speaker phone to finally try and resolve the matter after he had told me there was NOTHING he could do to help. Well, after about 30 minutes they finally admitted they had spoken to someone at the landlord’s office whom confirmed they had received the check yesterday on the 4th, a few days late. It just shouldn’t be so hard to get service or see progress. This bank in other words is reprehensible!

    And making matters worse, I worked for this bank for six (6) years as an “executive” and can confirm from experience as both an employee and a customer that their customer service is amongst the worst as compared to other corporations, down there in the sewers with comcast, spectrum or twitter which has none, exactly. Each time I need customer service their associates at the branches are basically useless and I’m told to call customer service and they in turn are horrendous and degrading. They keep you on the phone for hour upon hour and after it all almost nothing has been accomplished is my experience, and when there’s progress it’s because you submitted as a “subject” to the ** or whatevers. These people only care about money and numbers and will treat you accordingly and without regard, trust me. No wonder this bank is for all intensive purposes stuck in quicksand.

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    StaffLoan Process

    Reviewed May 3, 2026

    I bank with Regions Bank in St. Petersburg, FL at the 66th Street, North location. This past Saturday, 5/2/26, I had the need to go to the bank due to the fact that my Regions debit card had been compromised. First I am grateful for Saturday AM hours and secondly, I am extremely indebted to the gentleman that assisted me: Mr. **. He is outstanding: extremely knowledgeable and immediately helped solve my problem: prepared a new card for my use, as another layer of protection, suggested I change my pin number which I was glad to do, answered all of my questions, and most of all accomplished the above in about 10-12 minutes. Mr. ** usually works at the 22nd Street location of Regions in St. Petersburg, FL but was "on loan" to my 66th Street bank for that Saturday--and thank heavens he was there. I can only make one suggestion: do not lose Mr. ** please promote him!

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    Tiny increased rating by 1 star.
    Customer ServiceStaffBilling
    After a positive interaction with Regions Bank, Tiny increased their star rating.

    Reviewed April 30, 2026

    Kylen ** from the Lamar Ave branch in Memphis, TN was very helpful during the account opening process — patient, attentive, and knowledgeable. We spent several hours opening three accounts, and he answered all of my questions thoroughly at that time. Unfortunately, the level of service changed significantly after the accounts were opened. I was told I could reach out with any questions, but multiple calls and messages have gone unanswered, even after being told I would receive a callback. This made it difficult to get support when I needed help navigating my accounts.

    Additionally, I had a separate personal transaction with him involving a custom product I provided. Payment was agreed upon for a specific date but has not been received, and I have not been able to get a response after following up. Based on my experience, there was a clear gap between what was promised and what was delivered, particularly when it came to communication and follow-through. While calling the Regions Bank customer service line was extremely helpful and answered all of my questions, my direct experience with follow-up from this branch did not meet expectations.

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    Reviewed April 22, 2026

    Don’t use Regions Bank, you will lose money and never get a straight answer out of any banker. How do you get 108.00 out of one over draft.. When talked to two different banks they had two different excuses. Stay away from regions

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    Reviewed April 15, 2026

    Fees fees fees. They just make up fees. I've banked with them for 18 years. I'll be closing my account tomorrow. Beware and research your bank and their stupid fees. This was on a non profit savings account. Shameful!

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    Contract & TermsSales & MarketingPriceStaffLoan ProcessRates

    Reviewed April 13, 2026

    Absolutely the most incompetent array of banking employees I've ever experienced. From a checking account that was set up without debits (what is a checking account BUT debits?) to ongoing processing errors in my mortgage account that actually damaged my credit rating and cost me a promotional new car loan, Regions is a clown show. While every financial institution, or any business in general, may occasionally have a bump in their service, the difference is how they react and solve the issue. I couldn't find anyone who even had interest in solving the many problems. Don't do business with these people!

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    Price

    Reviewed April 9, 2026

    Went into Regions this morning to cash a check and this new manager would not cash it when I have been cashing them since I started banking at this location over 6 years ago. I've never had a check to come back on me before. Not only would she not cash it but she told me that I would have to deposit it and that they might put a hold on it and I have never had a hold put on a check before. I was so pissed I had to leave. I had to go to my customers bank Southpoint and get them to cash it. They did it with no problem and no charge.

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    Reviewed March 31, 2026

    I've been with Regions for over 10 years, and I do not recommend them to anyone. I cannot waiiiit to leave this bank and never look back. They transferred money from one account to another without even notifying me!!? And not to mention, their overdraft fees are absolutely ridiculous!

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    Customer ServiceStaffBilling

    Reviewed March 27, 2026

    Great Bank for fraudsters, including its own staff which has been arrested for stealing client funds (look it up). A fraudster used my company's name and his account info to have a client wire several thousand dollars to his Regions Bank. When we learned what happened, the sending bank (Wells Fargo) immediately informed Regions Bank and told them to reverse payment. Regions Bank has refused to even respond to multiple requests from WF. The on phone staff is passive aggressive with faux "sirrrrrrr"s and "thank yaw"s. Stay away.

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    Reviewed March 25, 2026

    Wish I could give a zero star, this bank steals money from your accounts little bit at a time, which adds up over a few months, then when you notice it, they wound not give it back, they just close your acct. I've banked with them for for 20yrs before I found this stealing. I am so disappointed, disgusted. DO NOT BANK WITH THIS REGIONS BANK IN WINTER HAVEN FLORIDA.

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    Customer ServicePunctuality & SpeedRates

    Reviewed March 24, 2026

    I called Richmond Ave Houston TX branch. It's 50.00 to open account. To get a debit card on the spot you need 100.00 and have to wait to take out any amount for at least couple of days. Not cool at all. Makes me think not to open account with bad ratings.

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    Customer ServiceOnline & AppStaffTimeliness

    Reviewed March 21, 2026

    Today I spent hours trying to reach someone at Regions who could help me access my own paycheck. I have deposited the same payroll check two weeks in a row with no issues. The only difference this week was that I used mobile deposit. Regions placed the maximum hold on my account — 7 days — leaving me with no money for groceries or gas for my three children for up to a full week. During those hours a representative who identified herself only as “Lis A” told me to go to a food pantry. I have a job. I deposited my paycheck two days ago. When I asked for her full name to report that comment, she said she would “handle it.”

    I was eventually told that Amos ** in Corporate Security had tried to reach me — though there was no record of that call on my phone. I gave them my number and requested he call me directly. He did. He told me I had only been a customer since 2023 and used that to dismiss me — ignoring that I have two accounts, one older than 2023. When I expressed frustration, he said “I know what I’m going to do about this” — and he meant it. Within minutes of hanging up with Amos **, I was completely locked out of my online account. I cannot reset my password. I cannot monitor my account. I cannot see what overdraft fees are coming in. He had the power to lock me out of my own account in minutes but claimed there was nothing he could do to help me feed my kids. He punished me because he didn’t like my tone. That is who Regions Bank is.​​​​​​​​​​​​​​​​ DO NOT USE THE MOBILE DEPOSIT FEATURE.

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    Price

    Reviewed Feb. 13, 2026

    Leaving Regions Bank for everything under the Sun charge for you taking you money out of their bank which they use your money. Don't pay shit...what poor excuse for a bank. Don't use them...I'm done. Don't do it my advice.

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    Customer Service

    Reviewed Feb. 7, 2026

    Absolutely bad customer service. I need my debit card to get replaced because somehow the other one got compromised. It has been 2 weeks and still have not received the replacement card... poor online e service with virtual teller that doesn't know anything... and when you finally talk to somebody they don't know anything either and are incapable of resolving an issue.

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    TechPunctuality & SpeedStaffRatesTransparencyHonesty & Transparency

    Reviewed Jan. 18, 2026

    PLEASE BE ADVISED. I had my personal account information leaked by a Regions account representative under the GUISE of "updating my banking profile" even though this act was already completed less than a year ago. In the same fashion as the Patriot Act was forced on all of us due to the Terrorists there is yet another privacy attack on our personal liberties and civil rights. The new one is to PREVENT MONEY LAUNDERING as if that really affects the average customer. You can hear the brainwashing techniques when the Regions employees give their speech that they have been trained to give customers as if the customer cares about that issue.

    Let's be honest, Money Laundering is only a government issue. No one else really cares but they sure know how to dress it up as if it is in the customer's best interests. The banks collect more of your information when they perform these "STANDARD" required reviews but what they fail to inform you of is the fact that this information is passed along to other banks and data companies that they subscribe to like (The Early Warning System.) BE CAREFUL! THE REGIONS EMPLOYEES share all of your private information that they collect from you. KEEP IT BRIEF!!!

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    Customer Service

    Reviewed Jan. 16, 2026

    Been with them for over 4 years, but the most annoying thing is using Zelle with them. I simply transferred $20 to my account at BofA on Friday am around 4 am get email saying the funds would get there by Tuesday??? When I use Zelle at other banks, it's instant. Sometimes it is and sometimes not. And they have low weekly and monthly limits compared to others.

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    Customer ServicePriceStaffBillingLoan ProcessTransparencyHonesty & Transparency

    Reviewed Jan. 12, 2026

    DO NOT get a home improvement loan from these guys!!!! They do not allow principal only payments which handcuff you to them for the entire loan. Was lied to concerning this. Customer service is no help when asking for an explanation. Not worth your time.

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    Customer ServiceBilling

    Reviewed Dec. 29, 2025

    Terrible experience with this bank. They mailed a check from Bill Pay to my credit card company and withdrew the funds from my account as they should be. The check was lost in the mail and after 3 weeks was cancelled. The funds were not replaced in my checking account. Instead they were sent to Fiserv and I was told to talk with Fiserv. Most calls to Fiserv drop but I was able to get through on 12/22 and was told I return funds it mishandled would get a call back in 1-2 days. No call back was received.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Nov. 28, 2025

    This bank is stuck in the last century. It's obsolete, bureaucratic, outdated, traditional, and has a lot of trouble resolving issues. Their phone support processes are slow, cumbersome, and lack empathy for the customer. I wouldn't recommend anyone open an account with this bank. Their phone service is a disaster. Today, I filed a claim on my business credit card after five calls to different operators who hung up before I could finish the claim. Finally, I got through to Alejandra at the call center in Texas, and I was lucky she actually helped me.

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    Customer Service

    Reviewed Nov. 26, 2025

    I have been banking with Regions for almost 30 years. The customer service in the past 10 years has been a rapid decline. Today after being on hold for over half an hour, I had the rudest customer service experience. Within under a minute, Angie hung up on me as soon as I said I had been holding over 25 minutes. I will not be a member much longer- I will be moving my money elsewhere and I recommend avoiding it like the plague.

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    Transparency

    Reviewed Nov. 15, 2025

    Deposited a check into my account. They held my money for 12 days. The money from the other bank they had after 3 days so for another 9 days they withheld my money with no explanation other than fraud prevention The only fraud with regions Bank is regions Bank.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 4, 2025

    Regions Bank customer service SUCKS, pure and simple. Endless BS to go through on the phone to get to a rep, endless waiting after that!! CUSTOMER SERVICE NOW MEANS "DO IT YOURSELF ONLINE". DO NOT BANK HERE!!!!! YOU WON'T BE HAPPY!!!

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    Punctuality & SpeedBilling

    Reviewed Nov. 4, 2025

    This is the worst bank you could ever have. They don't care about you and screw you without a care. I went into my local branch before traveling to Europe for a month to see if there was anything I needed to do or could do to make sure I had access to my account. They assured me it would be fine and there was nothing I would need to do. "Have a great trip" they said. Two days after I got to Germany I was locked out from logging into my account. After calling and calling and waiting on hold I was told I had to go into a local branch to verify my identity. I couldn't even see if my mortgage payment went through, credit card payments or overcharges, utility bills. I went into the branch after I got back and thank God everything was fine in the account but now I still can't log into my account. Don't let this happen to you.

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    Reviewed Oct. 24, 2025

    Regions Bank has held two checks for 2 weeks that have cleared the bank it was drawn on with no problems. Regions keeps giving excuses for why they are holding my money of $8,000 while I am sitting here suffering with overdue rent, no gas, no groceries. They are yet to give any evidence of the fraud that they supposedly have suspected related to the checks that were deposited I think two weeks and the checks clearing should be proof enough that they are legitimate. They are drawn on illegitimate Bank from a legitimate businessman. I have heard that this is happening all over the place with regions accounts. They are being closed without warning and without getting specific evidence of what their allegations are.

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    Punctuality & Speed

    Reviewed Oct. 8, 2025

    Back in the late 90s, the Regions Bank located in Lafayette, LA forced me into bankruptcy. After all those years, they have begun sending me offers in the mail to do business with them. Not even a remote chance will I consider that. After reading all of the negative reviews about them, I see they haven't changed one bit; they are still the biggest crooks in banking.

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    Reviewed Aug. 28, 2025

    Regions Bank is grossly incompetent. I have been trying for MONTHS to get debit cards sent to my overseas Thailand address to REPEATEDLY not have them show up, despite Regions assurances they have been expeditated. This is a phenomenon that has been occurring only these past few years, as back in 2019 they were able to get the debit cards here within a couple of weeks. Discover Card doesn't seem to have the same issue; nor do letters from my company have problems arriving here...only Regions has this problem alone

    Do NOT bank with this bank. Choose another financial institution as I begin to question the issue with me not receiving my cards is because Regions does NOT want me to have access to my funds within their bank. Seeing so many posts on places like X and TikTok with people showing how they are refused to get funds out of their accounts (even when they have more than the requested amount), I wonder if Regions isn't doing the same.

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    Staff

    Reviewed Aug. 27, 2025

    I just wanted to leave a review for my local branch in wentzville Missouri. I cannot stress enough how amazing each and everyone of the team in this bank are. I cannot leave the place without each and every person saying hello or by Chad or something in between. It is nice to know people still recognize you and treat you the way you should be treated!! Every time I leave the place I leave with a smile. Great people!!!

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    Customer ServiceLoan Process

    Reviewed Aug. 26, 2025

    I have been a customer of Regions Bank since they bought out First American Bank. I did a home equity loan from them and had to renew it after 20 years. Never had any issues. I have sold the property and now I can't get a clean deed of trust from their mortgage department in Alabama. It has been almost 2 months and several trips to my branch to get this resolved. A phone call to the mortgage department did nothing. My branch tells me there is nothing else they can do because it takes time. This should be resolved by now. The new owner is trying to do a line of credit through his bank and this problem is holding him up. Not been a good experience all the way around.

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    Customer ServiceStaffBillingRates

    Reviewed Aug. 15, 2025

    I applied and was denied for a HELOC after having an 842 credit rating and no debt. When they asked about a credit card debt, I submitted the payoff letter, and I was still denied, even after having huge equity and great credit. I get it. You don't want my money, and your customer service is not customer-friendly at all. I would not recommend you to anyone.

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    Staff

    Reviewed Aug. 13, 2025

    Waste of time dealing with them. They were recommended to us for a well repair; we make plenty of money and have credit in the 730s. Their rationale for declining us, after weeks of submitting document after document, was that our taxes show less income than we actually make—excuse us for having an excellent CPA who minimizes our tax burden as a small business! Avoid this company like the plague; we are now in week six with no water of our own, running off of our neighbor thankfully. Don't walk—run from this organization.

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    Regions Bank Company Information

    Company Name:
    Regions Bank
    Website:
    www.regions.com