
Regions Bank Reviews
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About Regions Bank
Regions Bank serves 16 states across the Southern and Midwestern regions of the U.S. It caters to a wide range of customers, including individuals, small businesses and commercial clients. The bank says it is focused on serving the needs of local communities and supporting economic growth and development in its service areas.
- Specialized checking accounts for students and seniors
- Promotional CDs have competitive yields
- Several ways to waive monthly fees
- Below-average APYs
- Savings accounts have strict withdrawal requirements
- Promotional CDs have high minimum deposits
Regions Bank Reviews
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Reviewed April 13, 2026
Absolutely the most incompetent array of banking employees I've ever experienced. From a checking account that was set up without debits (what is a checking account BUT debits?) to ongoing processing errors in my mortgage account that actually damaged my credit rating and cost me a promotional new car loan, Regions is a clown show. While every financial institution, or any business in general, may occasionally have a bump in their service, the difference is how they react and solve the issue. I couldn't find anyone who even had interest in solving the many problems. Don't do business with these people!
Reviewed April 9, 2026
Went into Regions this morning to cash a check and this new manager would not cash it when I have been cashing them since I started banking at this location over 6 years ago. I've never had a check to come back on me before. Not only would she not cash it but she told me that I would have to deposit it and that they might put a hold on it and I have never had a hold put on a check before. I was so pissed I had to leave. I had to go to my customers bank Southpoint and get them to cash it. They did it with no problem and no charge.

Reviewed March 31, 2026
I've been with Regions for over 10 years, and I do not recommend them to anyone. I cannot waiiiit to leave this bank and never look back. They transferred money from one account to another without even notifying me!!? And not to mention, their overdraft fees are absolutely ridiculous!
Reviewed March 27, 2026
Great Bank for fraudsters, including its own staff which has been arrested for stealing client funds (look it up). A fraudster used my company's name and his account info to have a client wire several thousand dollars to his Regions Bank. When we learned what happened, the sending bank (Wells Fargo) immediately informed Regions Bank and told them to reverse payment. Regions Bank has refused to even respond to multiple requests from WF. The on phone staff is passive aggressive with faux "sirrrrrrr"s and "thank yaw"s. Stay away.
Reviewed March 25, 2026
Wish I could give a zero star, this bank steals money from your accounts little bit at a time, which adds up over a few months, then when you notice it, they wound not give it back, they just close your acct. I've banked with them for for 20yrs before I found this stealing. I am so disappointed, disgusted. DO NOT BANK WITH THIS REGIONS BANK IN WINTER HAVEN FLORIDA.
Reviewed March 24, 2026
I called Richmond Ave Houston TX branch. It's 50.00 to open account. To get a debit card on the spot you need 100.00 and have to wait to take out any amount for at least couple of days. Not cool at all. Makes me think not to open account with bad ratings.

Reviewed March 21, 2026
Today I spent hours trying to reach someone at Regions who could help me access my own paycheck. I have deposited the same payroll check two weeks in a row with no issues. The only difference this week was that I used mobile deposit. Regions placed the maximum hold on my account — 7 days — leaving me with no money for groceries or gas for my three children for up to a full week. During those hours a representative who identified herself only as “Lis A” told me to go to a food pantry. I have a job. I deposited my paycheck two days ago. When I asked for her full name to report that comment, she said she would “handle it.”
I was eventually told that Amos ** in Corporate Security had tried to reach me — though there was no record of that call on my phone. I gave them my number and requested he call me directly. He did. He told me I had only been a customer since 2023 and used that to dismiss me — ignoring that I have two accounts, one older than 2023. When I expressed frustration, he said “I know what I’m going to do about this” — and he meant it. Within minutes of hanging up with Amos **, I was completely locked out of my online account. I cannot reset my password. I cannot monitor my account. I cannot see what overdraft fees are coming in. He had the power to lock me out of my own account in minutes but claimed there was nothing he could do to help me feed my kids. He punished me because he didn’t like my tone. That is who Regions Bank is. DO NOT USE THE MOBILE DEPOSIT FEATURE.

Reviewed Feb. 13, 2026
Leaving Regions Bank for everything under the Sun charge for you taking you money out of their bank which they use your money. Don't pay shit...what poor excuse for a bank. Don't use them...I'm done. Don't do it my advice.
Reviewed Feb. 7, 2026
Absolutely bad customer service. I need my debit card to get replaced because somehow the other one got compromised. It has been 2 weeks and still have not received the replacement card... poor online e service with virtual teller that doesn't know anything... and when you finally talk to somebody they don't know anything either and are incapable of resolving an issue.

Reviewed Jan. 18, 2026
PLEASE BE ADVISED. I had my personal account information leaked by a Regions account representative under the GUISE of "updating my banking profile" even though this act was already completed less than a year ago. In the same fashion as the Patriot Act was forced on all of us due to the Terrorists there is yet another privacy attack on our personal liberties and civil rights. The new one is to PREVENT MONEY LAUNDERING as if that really affects the average customer. You can hear the brainwashing techniques when the Regions employees give their speech that they have been trained to give customers as if the customer cares about that issue.
Let's be honest, Money Laundering is only a government issue. No one else really cares but they sure know how to dress it up as if it is in the customer's best interests. The banks collect more of your information when they perform these "STANDARD" required reviews but what they fail to inform you of is the fact that this information is passed along to other banks and data companies that they subscribe to like (The Early Warning System.) BE CAREFUL! THE REGIONS EMPLOYEES share all of your private information that they collect from you. KEEP IT BRIEF!!!
Reviewed Jan. 16, 2026
Been with them for over 4 years, but the most annoying thing is using Zelle with them. I simply transferred $20 to my account at BofA on Friday am around 4 am get email saying the funds would get there by Tuesday??? When I use Zelle at other banks, it's instant. Sometimes it is and sometimes not. And they have low weekly and monthly limits compared to others.

Reviewed Jan. 12, 2026
DO NOT get a home improvement loan from these guys!!!! They do not allow principal only payments which handcuff you to them for the entire loan. Was lied to concerning this. Customer service is no help when asking for an explanation. Not worth your time.
Reviewed Dec. 29, 2025
Terrible experience with this bank. They mailed a check from Bill Pay to my credit card company and withdrew the funds from my account as they should be. The check was lost in the mail and after 3 weeks was cancelled. The funds were not replaced in my checking account. Instead they were sent to Fiserv and I was told to talk with Fiserv. Most calls to Fiserv drop but I was able to get through on 12/22 and was told I return funds it mishandled would get a call back in 1-2 days. No call back was received.
Reviewed Nov. 28, 2025
This bank is stuck in the last century. It's obsolete, bureaucratic, outdated, traditional, and has a lot of trouble resolving issues. Their phone support processes are slow, cumbersome, and lack empathy for the customer. I wouldn't recommend anyone open an account with this bank. Their phone service is a disaster. Today, I filed a claim on my business credit card after five calls to different operators who hung up before I could finish the claim. Finally, I got through to Alejandra at the call center in Texas, and I was lucky she actually helped me.

Reviewed Nov. 26, 2025
I have been banking with Regions for almost 30 years. The customer service in the past 10 years has been a rapid decline. Today after being on hold for over half an hour, I had the rudest customer service experience. Within under a minute, Angie hung up on me as soon as I said I had been holding over 25 minutes. I will not be a member much longer- I will be moving my money elsewhere and I recommend avoiding it like the plague.
Reviewed Nov. 15, 2025
Deposited a check into my account. They held my money for 12 days. The money from the other bank they had after 3 days so for another 9 days they withheld my money with no explanation other than fraud prevention The only fraud with regions Bank is regions Bank.

Reviewed Nov. 4, 2025
Regions Bank customer service SUCKS, pure and simple. Endless BS to go through on the phone to get to a rep, endless waiting after that!! CUSTOMER SERVICE NOW MEANS "DO IT YOURSELF ONLINE". DO NOT BANK HERE!!!!! YOU WON'T BE HAPPY!!!
Reviewed Nov. 4, 2025
This is the worst bank you could ever have. They don't care about you and screw you without a care. I went into my local branch before traveling to Europe for a month to see if there was anything I needed to do or could do to make sure I had access to my account. They assured me it would be fine and there was nothing I would need to do. "Have a great trip" they said. Two days after I got to Germany I was locked out from logging into my account. After calling and calling and waiting on hold I was told I had to go into a local branch to verify my identity. I couldn't even see if my mortgage payment went through, credit card payments or overcharges, utility bills. I went into the branch after I got back and thank God everything was fine in the account but now I still can't log into my account. Don't let this happen to you.
Reviewed Oct. 24, 2025
Regions Bank has held two checks for 2 weeks that have cleared the bank it was drawn on with no problems. Regions keeps giving excuses for why they are holding my money of $8,000 while I am sitting here suffering with overdue rent, no gas, no groceries. They are yet to give any evidence of the fraud that they supposedly have suspected related to the checks that were deposited I think two weeks and the checks clearing should be proof enough that they are legitimate. They are drawn on illegitimate Bank from a legitimate businessman. I have heard that this is happening all over the place with regions accounts. They are being closed without warning and without getting specific evidence of what their allegations are.
Reviewed Oct. 8, 2025
Back in the late 90s, the Regions Bank located in Lafayette, LA forced me into bankruptcy. After all those years, they have begun sending me offers in the mail to do business with them. Not even a remote chance will I consider that. After reading all of the negative reviews about them, I see they haven't changed one bit; they are still the biggest crooks in banking.
Reviewed Aug. 28, 2025
Regions Bank is grossly incompetent. I have been trying for MONTHS to get debit cards sent to my overseas Thailand address to REPEATEDLY not have them show up, despite Regions assurances they have been expeditated. This is a phenomenon that has been occurring only these past few years, as back in 2019 they were able to get the debit cards here within a couple of weeks. Discover Card doesn't seem to have the same issue; nor do letters from my company have problems arriving here...only Regions has this problem alone
Do NOT bank with this bank. Choose another financial institution as I begin to question the issue with me not receiving my cards is because Regions does NOT want me to have access to my funds within their bank. Seeing so many posts on places like X and TikTok with people showing how they are refused to get funds out of their accounts (even when they have more than the requested amount), I wonder if Regions isn't doing the same.
Reviewed Aug. 27, 2025
I just wanted to leave a review for my local branch in wentzville Missouri. I cannot stress enough how amazing each and everyone of the team in this bank are. I cannot leave the place without each and every person saying hello or by Chad or something in between. It is nice to know people still recognize you and treat you the way you should be treated!! Every time I leave the place I leave with a smile. Great people!!!
Reviewed Aug. 26, 2025
I have been a customer of Regions Bank since they bought out First American Bank. I did a home equity loan from them and had to renew it after 20 years. Never had any issues. I have sold the property and now I can't get a clean deed of trust from their mortgage department in Alabama. It has been almost 2 months and several trips to my branch to get this resolved. A phone call to the mortgage department did nothing. My branch tells me there is nothing else they can do because it takes time. This should be resolved by now. The new owner is trying to do a line of credit through his bank and this problem is holding him up. Not been a good experience all the way around.
Reviewed Aug. 15, 2025
I applied and was denied for a HELOC after having an 842 credit rating and no debt. When they asked about a credit card debt, I submitted the payoff letter, and I was still denied, even after having huge equity and great credit. I get it. You don't want my money, and your customer service is not customer-friendly at all. I would not recommend you to anyone.
Reviewed Aug. 13, 2025
Waste of time dealing with them. They were recommended to us for a well repair; we make plenty of money and have credit in the 730s. Their rationale for declining us, after weeks of submitting document after document, was that our taxes show less income than we actually make—excuse us for having an excellent CPA who minimizes our tax burden as a small business! Avoid this company like the plague; we are now in week six with no water of our own, running off of our neighbor thankfully. Don't walk—run from this organization.
Reviewed Aug. 6, 2025
We have been a customer of Regions Bank for many years. The Wellston branch St. Louis Mo. Meygan and Chris have been doing a fantastic job for us. We almost left till we meet Meygan. So satisfied with the professional service they have given us.
Atlas Truck Sales, Inc.
Gary **
Vice President
Brock Scrap LLC
Reviewed July 12, 2025
I have been unable to access my account online. I have been to my branch 3 times, but am still unable to gain access and will have to go yet again. If switching banks wasn't so difficult, I would have done it already.
Reviewed Feb. 24, 2025
Customer service experience was dreadful at the 40th Ave location and Main Street. I had a simple transaction involving closing my deceased mother's accounts and what should have been an in and out was protracted by misinformation, bankers dropping the ball/forgetting, Both Brandon and his colleagues fell well below what any reasonable person would deem reasonable expectations. And another thing: ANSWER THE PHONE! I can honestly say that 8/10 calls to the branches went to a recording that said no one was available. Unacceptable! I'm glad to have the accounts closed and cleared out. If you are considering this bank in Hattiesburg THINK CAREFULLY!
Reviewed Feb. 13, 2025
I recently opened a business account with Regions Bank and upon account opening I deposited a Money Order for $200 for the business. 1 Day later I was told that Regions back-office decided to close the account and discontinue the relationship, but they tell me I have to wait until the end of the month (3 weeks) before I can receive my $200. The account is displayed as on hold and they will not close it and release my money and the staff at the branch became even more rude concerning this.
I have no idea why they can not just close the account and release my money. I never want to bank with them again after this. Anyone with a Regions account or attempting to open one beware upon your deposit as the person at the branch even told me that I would still have to wait even if I would have deposited cash into the account. This makes no sense. This business account was a church (501C3) and this money is not mine and needs to be returned sooner than 3 weeks.
Reviewed Feb. 11, 2025
If you want to do business with a bank that is competent, this is NOT the bank to use. On vacation, I visited the bank to use the notary. I was told that the notary wasn’t available until three days later and I could make an appointment which I did. I didn’t receive the email so I called and was told there was no record of the appointment. They took my info over the phone and I did indeed get the email. I entered the bank today a day early to break a $50 bill and was told they only make change if you have an account with the bank. I relayed that I had an appointment tomorrow for the notary tomorrow and then was told that they wouldn’t do that either. A total waste of 48 hours for an important document. It was their mistake and yet they refused to honor the appointment. Not particularly “customer friendly“. Incompetent and unprofessional are the words that come to mind.
Regions Bank Company Information
- Company Name:
- Regions Bank
- Website:
- www.regions.com
