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Regions Bank Reviews

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Edited by: Tammy Burns

About Regions Bank

Regions Bank serves 16 states across the Southern and Midwestern regions of the U.S. It caters to a wide range of customers, including individuals, small businesses and commercial clients. The bank says it is focused on serving the needs of local communities and supporting economic growth and development in its service areas.

Visit www.regions.com/personal-banking
Pros
  • Specialized checking accounts for students and seniors
  • Promotional CDs have competitive yields
  • Several ways to waive monthly fees
Cons
  • Below-average APYs
  • Savings accounts have strict withdrawal requirements
  • Promotional CDs have high minimum deposits

Regions Bank Reviews

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    Page 5 Reviews 380 - 530
    Customer ServiceStaff

    Reviewed Nov. 23, 2016

    I have been banking with Regions for 16 yrs... I get 10,000 checks every 3 to 6 yrs from my father. I have never had any problems with Regions when I deposit my this check. But just this week... I deposit on a Thursday, wake up on a Saturday to show my account negative 9 thousand and something. I call the 800 customer service, which they tell me they placed it on hold won't be released for over 10 days... WHAT? I explained to them how the branch printed me a receipt on how money would be available. They could not help me. Went to the branch on Monday. They confirm they are holding the whole amount. While the bank the check was written on has released the money to Regions. WHY I ask... cause they believe the check won't clear. I explained that I spoke with the other bank and my father and the money was taken from his account 2 days after it was deposited.

    So now I have things bouncing... charges. But the one thing is when this check clears, I will close this account. I feel like I went through a divorce. I was with this bank longer than my marriage. I was loyal, but they weren't... They didn't honor the printed deposit paper of how/when money would be in account. Even when the other bank where check was drawn on went beyond their duty and called branch mgr to say we released that money to my account. He stated he would release hold, but that was 3 days ago... so that there is 2 times they can't keep their word. Just beware.

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    Customer ServiceStaff

    Reviewed Nov. 14, 2016

    First off, I'd like to say that I became a member of this website for the sole purpose of reviewing Regions and to my surprise there were dozens, if not hundreds, of complaints just like mine. I'm a college student so I don't have much money but I'm very good at keeping track of my finances. This week I had a posted balance of $200 in my checking and one pending charge of $100. My available balance was $100 and I used it to fund four transactions totaling $20. To my surprise, I woke up the next morning to find I overdrew by $20 and was charged a total of $144 in fees. Apparently there were several charges still pending on my account but the charges that I was told were pending by customer service had already been taken from my account and were no longer pending (or at least that's what their online banking website said).

    The next day I was slapped with an additional $72 overdraft fee but after four phone calls was able to get it reversed after explaining to customer service that the Regions online banking website gave me a false balance and failed to show any pending charges. I'm still very confused on what happened to $80 in my account. They could not give me a clear answer and kept running in circles when I questioned them, and now I am stuck having to pay $144 in fees. Regions said it was neither their fault or mine but rather it was a "merchant issue" and I would have to contact the merchant in order to have my account credited for the $144 fee they hit me with.

    This bank is ran by the most incompetent, greedy bunch of clowns that you could find. Yes, they're greedy even by banker's standards. If you have two charges totaling $1.00 that causes you to overdraw, you can say goodbye to $72. I was also charged a $60 fee in my savings account from absolutely nowhere a few months back. The website referred to it as an "annual fee". I'd urge anyone who's considering trusting Regions with their money to reconsider, they have no respect for their customers and I will be closing my accounts there soon. Hell, you're better off handing it over to charity than to let these people get ahold of it. At least it'll go to good use.

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    Customer ServiceStaff

    Reviewed Nov. 8, 2016

    If you are choosing a Bank, I cannot recommend Regions at all. I have been banking there for 12 years and the problems have been getting worse and worse.

    They make a lot of mistakes at levels above the branch and the branch employees are not able to help most of the time. Much of the time they say "That's a 3rd party vendor, you have to call them" and the greed for fees is over the top with Regions.

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    Customer Service

    Reviewed Oct. 31, 2016

    I've been with Regions now for about 2 years. I've been charged with massive fees, that literally come from nowhere. I signed up for their OD protection, so much for that. I have overdrawn a few cents, and been charged 4 OD fees at once. Amounting to about $120. The customer service is little to none. When my next deposit hits, I'll be cleaning out the account, and closing it. Worst financial Institute I've used in my entire life.

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    Customer ServiceSales & Marketing

    Reviewed Oct. 24, 2016

    I read online that if you opened an account & participated by using your debit card 10 times, within a certain time period, you would receive $200.00. I had been with Chase for a while, but could not resist, besides I had banked with Regions before, & did not have problems back then, so why not?! I was impressed by all Regions had to offer, other than banking alone. I made sure that I came at the beginning of the month, so that it should have been no problem with Social Security depositing my money the next month, but to my dismay I had to fix that issue myself, no problem.

    When I opened my account I inquired about the online ad & was assured that I would receive $200.00 & an additional $50 for referring my son. I received the referral card, but not the $200.00 as advertised. When I went into the Branch I was told that I could not get both & was rudely interrupted when I tried to ask anything further about it. I am disappointed in the poor Customer Service from the Branch & call center. Neither appeared to want to help, or care. The Branch is closing, but reflects Regions anywhere. Beware...

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    Price

    Reviewed Oct. 20, 2016

    My balance in my account showed 75.00 dollars with pending transactions already deducted. I used my card for little transactions that day. The next day my balance showed 107 and they paid two checks that came in and they put the pending transactions (that showed deducted prior from 75.00) on thru. That over drafted my account and they charge for each one 36 dollars. My husband's paycheck went in that night also. I can no longer trust the available balance that is shown on the screen. I will be taking snapshots each day of my account. I am really thinking about leaving this bank. So over being ripped off!

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    Customer ServiceStaff

    Reviewed Oct. 15, 2016

    Very disappointing and stressful. I was told by customer service to just put 1.00 to my account to get it off a zero balance. I had 11.21 in it the night before and it magically disappeared. I tried three times to put money into my account with witnesses and was denied those three times. I get social security direct deposited there. After calling customer service several times I was invited to leave because I was stressing out the customer service people. Lol should be in my shoes. They are ripping fixed income folks off left and right. Heaven forbid you have to talk to team leaders. They sure didn't win those awards you hear about on the phone when you call from the Eldorado ar bunch. I have seven unread emails I sent concerning my account. Not good banking business. Bad faith on their part. They sure didn't mind taking my direct deposit or the 300.00 I put into my account.

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    Reviewed Sept. 27, 2016

    How is it possible that you can get an NSF fee on pending items? I simply don't get it. I have a transaction pending, that they claim the amount is deducted from the true available balance - which creates the "available balance to pay check and other items on that date". Then I got hit for THREE NSF items, when my ending balance is still positive AFTER the NSF fees were applied. Totally stumped about this. Seems unfair. This never used to happen before. It was always about actual posted transactions. Seems as though the banks are always moving the bar.

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    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed Sept. 25, 2016

    I was caught in a work-at-home job scam this past July and had to pay $97 to get the program to do the job. After I paid, I never got the email with directions on how to get the program. After researching the company (Work At Home Paycheck aka WAH paycheck) I found out that the whole thing was a scam and that if I didn't cancel it immediately I'd lose a lot more money. I called the company and demanded a refund and argued with them for almost an hour and they said all they could do was give me half of my money back. The next day I called regions and filed a debit card transaction dispute. I explained to the lady that the program was "verified" on a job posting site, which made me believe it was legit. Anyway, a week after I filed the dispute I got a letter from Regions saying they would give me the other half of my refund back. I thought that was the end of it.

    Well, here we are almost 4 months later, and today I got a letter from Regions saying that they found no error occurred and the letter stated that $97 would be taken out of my checking account on October 1st and given back to the company that takes everyone's money. I'm EXTREMELY angry. I don't have any money in my checking account (I'm actually -$160). I stopped putting my direct deposit in there when I found a prepaid debit card that will give me my paycheck two days early. Regions is constantly screwing me over. They've charged me overdraft fees for going a few cents over how much money I had in my account. THAT IS RIDICULOUS. I absolutely HATE REGIONS. They are the worst bank anyone could ever deal with and I will be closing my account ASAP.

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    Customer ServiceStaff

    Reviewed Sept. 16, 2016

    I accidentally overdraft my account because I had forgotten about the monthly fee Regions charge. So I bought snacks and the next day I went to make a car payment with my debit card and discovered I was 35.00 short. Upon inspecting my checking account, I realized what happened. When I called Regions customer service a female representative introduced herself as Auriel and she was very well-mannered and listened to me as I explained what had happened. She then checked with her supervisor and came back and told me they would refund 28.00 and put me on an easier account that works better for me. Auriel also made a good suggestion that we open a savings acct. I'm very happy the way Regions took care of the matter. Now I can pay my car payment on time. I recommend Regions bank above all others.

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    Verified purchase

    Reviewed Sept. 16, 2016

    Regions garnished my social security funds without checking to see if this was the case. Being on a fixed income, this hurt. Have tried legal recourse, it's like fighting city hall, they hold all the cards.

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    Staff

    Reviewed Sept. 10, 2016

    My husband who has dementia asked someone to pay for his coke with his debit card. Because he cannot remember, he had written his PIN number on a sticky note on the back. Later, when he was distracted, they took the card and within a few hours stole over $1500 from him. Regions kept on shelling out the money going through everything in his checking and savings and eventually tacked on $150 in overdraft fees. Regions never locked the account because of suspicious activity. Even after police arrested the perpetrators, Regions said tough luck and took all their money out of his social security check leaving him $400 to live on for a month. Then they took their house payment and his utilities were shut off for failure to pay. The bank manager said "you know he did it to himself." There is no corporate heart in this company. I would recommend average, hardworking people and senior citizens put their money anywhere besides here.

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    Reviewed Sept. 9, 2016

    I was with Regions Bank since 2007. I have annual deposit to the bank over $300,000 and kept over $40,000 balance most of time. They have lost me little by little by fees. No one cares about you. I have 5 accounts with them. Once one account is closed, you are unable to view anything including the statements. You have to pay a fee to get statements.

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    Customer Service

    Reviewed Aug. 17, 2016

    This bank is by far the most incompetent financial institution I have ever done business with, personally and professionally. Customer service is almost non-existent, mobile app seriously lacking useful functionality, and last but certainly not least, the ridiculous and highly suspicious fees. I've severed ties with a few big banks in the past because of BS like that but this one takes the cake. Do not put your money in this hell-hole of a bank.

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    Price

    Reviewed Aug. 15, 2016

    Regions Bank (Gainesville GA and all over). I have been a customer with Regions this time around for about 4 years. Over the last year I have had an innumerable amount of "overdraft" charges. Usually one deserved charge per every 4 "overdraft charges". Let me do the math for you... A 36 DOLLAR CHARGE STRETCHED INTO 144 DOLLARS. This happens regularly. Regions post their withdrawals, debits and deposits in such a way it's confusing. All to maximize extra charges and overdraws. Regions Bank just paid millions last year in fines for stealing from customers. Not much has changed apparently. Im over it, just switched my direct deposit and canceled my account. If you're reading this you should too.

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    Reviewed Aug. 3, 2016

    My card information was recently stolen and used on Google. It overdrafted my account 600 dollars. I called Regions - they advised me to call Google to resolve it. Google refunded the money, now Regions wants to still charge overdraft fees to me. They said since Google refunded the money then they won't take off the fees even though it was investigated and found to be stolen identity.

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    Customer ServicePrice

    Reviewed Aug. 1, 2016

    I'm POA over my inlaws. They had a checking account being debited for $15 every month for 3 years. This money market account they had, I closed to pull their money together as trustee/executor/POA so they could go into assisted living. Over the course of those 3 years I would ask on occasion whenever I had to go to Regions why the $15 charge. No one could ever answer me. I thought it really odd. Anyway, they both have passed away and I now realize that their money market account I closed was open with $2 (interest) and $15 every month coming out of their checking was going into the money market. Then Regions would charge off $15 fee for the money market not being to a certain amount. I may need a lawyer on this as I finally found someone to help, but they could only close money market and get 2 months fees back. The manager wouldn't refund all those illegal fees they stole from my inlaws.

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    Customer ServiceStaff

    Reviewed July 22, 2016

    5 stars service not for the Regions customer service, but for the only one person who works in Regions Bank, Kendall located on 14770 North Kendall Drive, Miami. Thank you FARES ** for being such a professional person. Only because of you, I am still a Regions Bank customer. First of all, customer service is horrible. I was about to close my business account with them twice. So when I complained, their first respond was, "Ok ma'am, so would you like to close your business account today?" Really??? There were no questions like, "Let us see what we can do, so you change your mind." Guys, really??? This is not how you do business. Regions Bank, once again you better keep such people like FARES **, because he is the only calm, professional person who is not just talking, but also DOING HIS JOB!!! So thank you once again Mr. Fares **. If I could I would give you a 10 stars rate of your customer service. With respect to only this person.

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    Customer ServiceStaff

    Reviewed July 13, 2016

    My account was ripped off last night by the bank. Regions. I had used my debit card to buy gas, and a pizza, with over $835 in the bank. At midnight I had another $1235 electronically deposited. They overdrafted my account due to a check for $825. When, I had over 2 thousand dollars in there when they did it. They have done this in the past. I am blind, and disabled. They do not respond through customer service emails. I will use every avenue to tell others about my experience. Do not ever bank with Regions. They are crooks. Stealing from the disabled. Look at the record. Just google fraud and Regions. Several of their employees have gone to prison for doing this.

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    Reviewed July 13, 2016

    Charged me $36 NSF for $3 overdraft. My paycheck was direct deposited and the transaction posted same day. I've never had this problem at my previous bank. I will be switching back as soon as possible. I only switched because I wanted a bank closer to where I lived but this was a mistake. Regions is not the bank for me.

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    Customer ServiceStaff

    Reviewed May 22, 2016

    Poor SERVICE. Recently requested to have one my accts closed. However, the Clermont branch on highway 50 closed ALL of my accounts. Reason for closing the one account: Simple error as noted above. The call center hours are Monday-Friday. Telephone bank "Alerts" does not function when needed. Bank does NOT take responsibility for system errors. Not enough staff. This is not a bank that one can depend on for everyday banking. The hours of the Call Center clearly states it.

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    Customer ServicePriceStaff

    Reviewed May 18, 2016

    I recently deposited a check through the mobile app. The next morning I noticed it didn't go through, it was a hold placed on it. So I called my rental tenant and told her. She said no problem, if I gave her the check back, she would give me cash. I met up with her, gave her the check, shortly after she gave me cash and I went by Regions and asked to stop the check, that I already had cash for it. The cashier told me to let the check clear and it would only cost me $15. I said if you stop the check, it shouldn't cost anything. She said it was too late. So when I gave the tenant the check back, she stop at the check cashing place and cashed it. That's how she gave me the cash.

    Later, when the hold was lifted off the check, Regions thought I was trying to cash the check, that has already been cashed by the tenant. So they closed my accounts down, for check fraud. When I went to the bank to find out what happened the cashier even admitted she told me that. The bank manager was so young and scared that she called security and escorted me out, instead of just listening to me and hearing the entire story. I told her I was not mad, I just wanted answers. She was too scared to even hear what I was saying.

    I still had a deposit waiting to come through from the Veterans Administration. Instead of just returning my deposit, like they said, they held the deposit for a week then charged me a monthly account fee. Told me that, since I still had things coming to the bank they can charge me a monthly fee, even though they closed my account. DO NOT DO BUSINESS WITH REGIONS...

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    Customer ServiceStaff

    Reviewed May 18, 2016

    I have been with Regions bank for 12 years and we have 5 accounts with them, including accounts to three businesses. Their automated phone system always was an issues but today it went from an issues to the worst system I EVER had to deal with. Starting with asking me for my SS number or TAX ID # to log in the online banking, and, also my ATM card number and PIN #. There is NO WAY I am going to enter this information online! What if their system had been hacked??? Then I proceeded to call the 800 number, and it went further down the tube... asking me again for my SS # or TAX ID # again, which it didn't recognizes! Between my wife and I it's two SS #, and the three businesses we own, that's 5 numbers!!!

    It took four calls and then 6 minutes of waiting time to get a live person. The calls were insane as I was trying every number for Regions I could get my hands on. One number even started with "let us share these opportunities with you... " and proceeded to want me push a number to hear about joining membership this or club this or buy that... REALLY! When I finally got a live person I let her have it about how insane their system is... let alone not having 24/7 support. Arghhh.

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    Customer ServiceStaff

    Reviewed May 7, 2016

    I am so used to calling customer care centers and speaking to robots or people whose dialects I cannot understand. But today I called Regions Online Banking Customer Service and spoke with Jasmine. And I just had to leave a review because she truly, truly deserves an award or promotion for the kind of customer service she gave. She listened to me, she dialogued with me so I knew she wasn't a robot. And most importantly, she was kind to me and offered me great service. She recommended I open a savings account because of the 1% interest earnings, something I wasn't aware of, so she was very knowledgeable. She was so kind and caring, and I definitely did not go unnoticed. Thank you, Jasmine! Please reward her!

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    Customer ServicePunctuality & Speed

    Reviewed May 4, 2016

    I was a long time customer with Regions Bank. After a horrific discriminatory event involving my legal immigrant wife (refused her an account with excuse of security issues -- greeted with open arms the same day by Suntrust), I closed all but my HELOC account with them. Forget the fact that they offer no online payment options (a manner in which I pay ALL of my other recurring expenses), but they also offer misinformation on the regular. Recently, I spoke with an agent in effort to make TWO months of payments on my HELOC account.

    Yesterday I received a call suggesting that my monthly payment for April was 12 days late and that I was "in collections." Huh??!! I had paid both March and April payments in advance (so I thought). After nearly 30 minutes on the phone today, I was informed that it is not possible to make a payment in advance and any extra payment goes to principal. So, to avoid the ding to my credit, I was forced to make yet another payment on an account which I was previously led to believe was going to be current until the 21st of THIS month. I will never, EVER, do business with Regions Bank again. I hope that others follow suit so that this sorry excuse for a banking company would quickly disappear with all of its either ill-conceived (at best) or deceitful (at worst) practices.

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    Customer Service

    Reviewed May 4, 2016

    I use eBay to ship and their shipping app. When PayPal does not have the funds or it's holding the funds, it tried to get funds out of the bank acct. I was not opted in to overdraft protection. I got like 3 overdraft fees. As Paypal was holding my funds I did not have the money to make the bank acct current. So in the meantime my checking acct is in the red. I then opted IN for overdraft protection. And shipped a few more items but with the pay later option. Paypal ** up and decided to take funds out sooner than later and even with overdraft protection ON. I still GOT several NSF Fees. I e-mailed Regions Bank customer service and they said there was nothing they could do as this overdraft protection was selectively enforced. WTF. What is the purpose of having NSF protection if the bank will not honor it???

    I recently got PayPal funds released and got the bank acct current, but had a dozen nsf fees (over 400 dollars) and all the stuff I shipped out I made zero on as it all went to nsf fees. Regions was slapped with a 7.5 million dollar fine in 2015 for shady nsf tactics. Well it's 2016 and they are STILL DOING IT FOLKS. BANK ELSEWHERE NOW!!!

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    Customer ServicePricePunctuality & Speed

    Reviewed April 12, 2016

    Once in March and again in April, Regions took money out of my checking account to pay a second mortgage I have with the bank. Both times, I was late with one month's payment and both times -- since I wasn't aware they stripped my account -- it made incoming automatic bill pays bounce. And, both times they charged me a $36 overdraft fee.

    My complaint was met with this reply: "Regions has a program in place called the Automatic Offset Program. If a customer has a charged-off, overdrawn, or past due account with us and currently has an active checking or savings account, our Collections Department will debit or offset their active deposit account to make a payment to the delinquent account." It may be legal but it's immoral for a bank that has already been fined $7.5 million (in 2015) for their illegal overdraft fee practices. I changed banks to keep their fingers out of my account.

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    Customer ServiceStaff

    Reviewed April 5, 2016

    I received a letter stating my account was being closed. I contacted the branch manager in Lakeland, FL, Randy, who told me it was done by someone in the "back office". I explained I was waiting for my IRS refund to be direct deposited. Randy explained that the account would be left open for deposits only and I could close the account when my refund was deposited to my account. Meanwhile, debits that I couldn't stop came thru and I was charged a NSF fee for. The day my refund check hit, Linda, Randy was out, told me I had to wait for it to post because the deposit could be canceled. Then reiterated that I was told not to use the account and now it was in the negative up until the IRS deposit.

    I went to the Valdosta, GA location and spoke with Stephen. He was nice until he called Linda in Lakeland and said I couldn't withdraw my funds. I called the customer service for Regions who said my account was open, not closed, and available for any purchases. The Lakeland employees are going to destroy this bank. I have banked with Regions for over 10 years and do the majority of my banking in Indiana. This is a disgusting way to treat customers.

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    Customer ServiceStaff

    Reviewed March 24, 2016

    I highly respected my relationship with Regions Bank for over 15yrs+. I was one of their Premier Account holders. Always keep high balances in my accounts, never had any NSF, or deficiency issues. Always were greeted by the branch managers with high respect. Morrison Ave Branch in Hammond, College Drive Branch in Baton Rouge, Louisiana. Then came a downfall, went from Premier Customer to a customer with NO respect.

    The bank decided on Monday, March 21st at 12:43pm, "WITHOUT ANY EXPLANATION OR FOREWARNING", that they no longer wanted to have a banking relationship with me and "BLOCKED" all four of my accounts without my knowledge. I found out whenever I went to the drive through to purchase some food. I used all four of my debit cards and NONE of them worked. So, I went directly to the bank to discover it was in the process of being closed and there was a no check or debit post status on my account. Mind you every penny in my account was liquidated cash. Cash that Regions Bank would not allow me as a owner to retrieve from MY ACCOUNT.

    There were NO explanations given to the branches as to why it was closed. Except for the fact that they no longer wish to have a banking relationship with me and due to some screening or some sort of check, I didn't pass a part of the requirement. Duh, I was with this bank for over 5 yrs. Nothing in my account routine had changed, or activity was in my opinion was questionable.

    One of the account belonged to my 18 yr old son, who works part time at a grocery store making $80.00 per week, direct deposit into his account. They blocked his account as well. They treated us and made us feel like we criminals or something. Still to this date, I cannot get any explanation as to why this even occurred or an opportunity to defend myself.

    But, after going back and forth, I was told that they was holding my MONEY for an additional two weeks before I could get it. That is a lot of BULL CRAP. I have NO access to my money not a red cent. They don't care about trying to solve the problem at all. And the Branch manager on PLANK Road Branch in Baton Rouge was very rude and degrading when I was trying to discuss my situation with him. He offered no alternative solutions for me to get my funds faster than the two weeks. That is the PLANK ROAD BRANCH IS THE Worst BRANCH IN BATON ROUGE, LOUISIANA. ALL I can say is this, beware, one day things could be fine, and then you go somewhere to find that your money has been disabled for your access without any warning or explanation.

    I WOULD NOT TRUST THIS BANK WITH NOTHING. I WOULD SUGGEST YOU NEVER TO KEEP FUNDS IN ONE BANK. And I would never recommend this bank to anyone looking for one. Apparently, they have a habit of doing that, cause a woman on the said day, was upset on the phone about the same thing. STAY AWAY!!!

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    Customer Service

    Reviewed March 12, 2016

    3 problems in one week. Multi-notices sent to me "changes to account". We called just to ask about our account. To our horror simple question turned into a LONG drawn out 25 MINUTE problem while talking to a supervisor who was rude and abrupt at time, talking over while completely ignoring our simple suggestion to streamline their system. 25 MINUTES of cross talk before finally telling us... there's nothing wrong with the account. REALLY? We have had this account for 27 years now... but we are seriously have second doubts. - Disgusted

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    Verified purchase

    Reviewed March 7, 2016

    Never use Regions Bank. I had 2 unauthorized transactions on my card. Went into the bank as well as called customer service. They are all a joke. They told me that there is nothing they can do about it. I had another issue as well. That this should have made me left way before now. My daughter Child support is paid via check from her father's account from another Institution. If I take this check into the bank and want cash back, I am charged $11.00. I should have been left. But, I opened my son account as well and this was easier for me to transfer money to his account due to he is in college. I will never never never recommend Regions to anyone. I have closed my account and I will be closing my son as soon as he arrives from college. This is straight bs. Should have listened a long time ago. Only reason I stayed was for my son purposes.

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    Customer Service

    Reviewed Feb. 28, 2016

    I started out as Regions because my boss wrote our payroll checks from his Regions bank account. Every two weeks I would go in, stand in line forever to fingerprint and cash my check and be charged 1% of my paycheck. Every time the teller would say if you open an account with us you won't be charged. I am a single mother and rely on every penny of my hard earned money so I did. Later on, I decided to open my own business account. After a while, my debit card was compromised and canceled without notice. I called the bank then I began using my personal account for my business. The end result of this bank and my relationship was due to I had over $140 in the bank and I suddenly saw an overdraft charge of $118 and nothing had come through.

    I called and they refunded the $118 but not before all of my 'pending' items came through. There would have been enough funds in my account to cover all of these items as well as deposits pending. So I was charged additional fees of $36 each on several items. Now, because I refuse to pay these astronomical fees that were incurred through no fault of my own, they have flagged me in check systems and I cannot cash a check clients have written to me. I am sick because

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    Reviewed Feb. 23, 2016

    I deposited $1800 drawn from my husband's business account (he is an attorney) into my daughter's Regions account after hours through the automated teller machine. I got a letter a couple of days later that they were holding the check for 9 days. Even when it cleared my husband's account the VERY NEXT DAY. Their reasoning for it - they had confidential information that the check might not be paid. My husband nor I have ever written a bad check and we are in our 50's. Any kind of excuse just to hold onto someone's money.

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    Verified purchase
    Price

    Reviewed Feb. 23, 2016

    I had a small balance because I was going to close my account at Regions. I misadded and was going to be negative 36.00, so I knew there would be a 36 OD fee. So my balance would be around -72 dollars. My balance showed -36 in the evening with my 4 charges of around 20 each already ran through. But in the morning they ran the big one through first, to put me in a smaller negative balance and then the 4 small ones was in the negative balance and this allowed themselves to charge me a 36 OD fee on 4 more items instead of one which made it 5 items to charge a OD fee for a total of 108 dollar so this then out me a negative -144 dollars.

    So even though the previous night it showed my 4 charges already cleared on the available category, they decide what goes through and when so they can charge more OD fees. It should clear the bank according to the time the charge was made and if the online balance says what your balance is, you should be able to count on that. They also had the OD fee of 36 already listed when my balance was still positive and taking that fee out of 36 put me in more negative when the smaller ones came back out. What cheap tricks and tactics they use. They are deciding what clears and when so they can just take your money.

    One day this bank will pay for ripping off people. They are losing customers so they have found ways to still get money to stay in business by manipulating accounts to their convenience and getting your hard earned money away they can say is legal. I am on the poverty side but not stupid and cannot afford to just let them take it in ways they say are good. When complaining to them they give you a speech of how to avoid the charges. I will close this account ASAP and stay with my other bank Y 12 which is a awesome bank. I advise you to research Regions if you want to avoid OD fees. I would avoid opening any accounts here.

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    Coverage

    Reviewed Feb. 12, 2016

    My husband has his own checking account and I have my own checking account. Regions has this new policy that "If one account goes into the negative, they will take from the other account to cover it". I'm not talking about overdraft protection. I'm talking about 2 different checking accounts. We both have direct deposit. My husband was negative in his account and they took my whole check out of my checking account and put it into his account to cover his shortage. Now I have no money... Regions was previously and rightfully sued for re-ordering your transactions in order to get the most insufficient fees from you. I was a victim of that as well. I am now changing my checking account to a visa card based checking acct. I'm DONE with banks stealing my money.

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    Reviewed Jan. 15, 2016

    I have banked with Regions for about 6 months. I left BB&T to begin banking with my fiance. I live in Tennessee and I have child support which comes out of my check from work (weekly). My payments were set up by the court (monthly). This creates a discrepancy that the computer system at child support reads and automatically sends out a garnishment. The process for me is always the same, I call child support and they remove the garnishment, once they see what has happened. Regions charged me a $100 garnishment fee, which they refuse to refund even though the garnishment was removed the next day. BB&T never charged me this fee. This is generally referred to as "fleecing" in the consumer. But unfortunately they snuck it into the fine print. I have since gone back to Regions.

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    CoveragePrice

    Reviewed Jan. 13, 2016

    Regions Bank just returned my payment and plus has the bad habit to charge 36 dollars for the returned check even when you have "funds available to make the transaction". I called the company and explained the situation. They knew the funds was meant for a payment. Apparently, after the company that took the money out of my company, my account was on the negative balance. So, the next day I went over their bank, deposit the money, and the money was covered. Hours later, Regions decides to "return my check" and charge 36 dollars. I called the company and then, after reviewing the circumstances, they returned my money to my account and they knew the money was for a payments. Let's say, the payment was due for the 4th and the issue happened on the 5th.

    So the money was back at my account, and left my money over there. Days later, they take the money out and a day later, Regions take the -5 dollars feed for the monthly account maintenance, but of course, unfortunately, I was out of town working and had no way to connect to my account. So, I verify my account after I return from work and notice the issue again. I contacted the bank again, and they said that's not their fault. I explained of the circumstances that happened few days ago. I told them, "Fine. Keep the money!! But you lost a customer." I will never ever sign with Regions Bank!! In my 12 years of experience with banks, this is the first time that has happened to me. Never had that problem with Wells Fargo, or any other banks. Just too ridiculous, how they don't care for their customers but for their own greed for more money.

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    Customer ServiceStaff

    Reviewed Jan. 11, 2016

    If you want to keep a few dollars in a checking account at Regions - they can handle that. It does not require any depth or customer service. But - if you ever expect to communicate with Regions - during or after a significant transaction you can forget about it. They are wonderful prior to getting your business - all peaches and cream. Once locked in they become the customer service group from Satan's backyard. Trying to contact individual branches while traveling is not allowed and sending emails that are reported "never received" are the norm.

    By the way - I contacted a branch in Athens, GA three days prior to my visit to Athens - wanted to give them plenty of time to make sure I could withdraw $17,000 in cash. Should be no problem right. I was told NO! They had already ordered their cash for the week. I called on a Monday morning - start of the business week - and was denied the ability to get my own cash. They said I would have to take a cashiers check. The arrogance at Regions Bank is palpable. I feel foolish myself now - I closed an account at another bank for issues that were disturbing - my mistake, I would have been much better off to stay where I was.

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    Profile pic of the author.

    Reviewed Jan. 5, 2016

    Every time you deal with Regions Bank it seems that the "service they provide" you with in the long run costs you the consumer money. I tried the new mobile banking app and wanted it to be available right away. One it takes 30 mins. to an hour for the deposit to go through and even then you must agree to pay the $5.00 fee. If you use standard deposit the cost is $.50. Now, $.50 might seem small but if you have to pay this every time it adds up in no time. The only company just as bad if not worse is AT&T. They are going to get money somehow even if it is the bogus fees of state and federal and 911 charges.

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    Reviewed Jan. 5, 2016

    I opened acct in Regions when I first moved to Tennessee, biggest mistake I ever had in my life. A couple days ago I found charges that was on my acct that I was not aware of. Long story short somebody had my acct information. I went inside the branch and told him what happen. They assured me that my acct will be closed and I wouldn't have anything to worry about, only to find out they closed the wrong acct and they were still trying to take money out the acct even though it was zero balance.

    I went back to the ranch to explain everything and once again they stated everything is going to be okay. Went into the bank the following week to get a money order, to my surprise they tell me that my acct is overdrawn 100.00 (on the acct that was supposed to close). Now they want me to pay overdraft fees and the checks that they cleared for their mistake. NEVER!!! PLEASE DO YOUR RESEARCH BEFORE YOU BANK WITH REGIONS ESPICALLY THE ONES IN TENNESSEE.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 3, 2016

    Cant login or pay over the phone because the hours. Really in this day and time.

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    Customer ServiceStaff

    Reviewed Jan. 1, 2016

    I am a fairly new customer to Regions bank. I opened a savings account when our bank, Bank of America, closed many of the local branches. I opened the savings account and deposited our savings and planned to use Regions bank for our home mortgage as well. After applying and getting pre-qualified for a home loan our Mortgage Loan Originator either quit or was fired but she knowingly took all our private and confidential documents with her to her new bank. This was quite disturbing as I never agreed to work with her new bank and specifically moved all our money to Regions Bank as we wanted to use that bank for our home mortgage.

    I complained to our new Mortgage Loan Originator and my complaint was passed to the Manager. Days then weeks went by with no acknowledgment of the complaint, not one person at Regions bank addressed the fact that our personal and confidential documents were compromised, all of our income tax records, our pay stubs, copy of drivers licenses our entire file was taken from Regions bank to her new place of employment American Bank of Huntsville. Shortly after her move she stopped emailing me in reference to a home mortgage so I have no idea what she did with our private information.

    I continued to work with Regions Bank for a new home loan, after several weeks we decided to send our application to underwriting for actual loan approval so we would be ready to go when we found a home to purchase. This process started early November 2015, by Nov 23 I started to ask when we would have some kind of approval. We ended up submitting more paperwork and still no answers. By Dec 15th I was still waiting on an answer, any answer at this point but nothing. Over the next 3 weeks I send several emails and made several calls in the attempt to get an answer from our new Mortgage Loan Originator but at this point, I was being totally ignored, no replies to my emails and no return of phone calls.

    Needless to say by end of the year I became very upset about this as all we wanted was an answer either way as we had found a house we wanted to pursue but did not want to make any offers until we confirmed approval with our bank. I then decided to complain to both the Manager and our Mortgage Loan Originator by email and sure enough got a reply from both of them. After over 8 weeks since my original complaint about the compromise of our confidential documents, the manager now wants to start an investigation and of course our Mortgage Loan Originator wants to start over with our loan application.

    I will say I feel the integrity of REGIONS BANK is far below any hope I had for a bank. I feel the customer service was appalling and even more importantly I do not feel as though our private, confidential documents we kept confidential at all. In this day and age of identity theft, I feel my issue with our file being taken out of Regions Bank should have been addressed immediately when I originally complained and I feel Regions Bank totally gave zero concern for our privacy. I am pulling our savings from this Bank and will look for a new mortgage company to work with. Think twice applying for a mortgage with this bank, who knows where your documents will end up!!

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    Staff

    Reviewed Dec. 30, 2015

    I am very disappointed with this bank. I've been dealing with them for about 2 years now. On this past Sunday, I went to an ATM in another city. After about 3 attempts to withdraw money from an Ameris Bank with my ATM card, it would not release any funds. Do you know, that even though I never received any cash from the machine, they still charged me $7.50? A total rip off! I will be changing my bank very soon. This makes no sense to take from people like this. The sad part is after speaking with the manager, he assured me that there was NOTHING he could do! Very poor service! I would NOT recommend anyone to bank with these crooks!

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    Customer ServiceStaff

    Reviewed Dec. 11, 2015

    I attempted to open a new account online. When I got to the part where I needed to make a payment to open the account the website would take it then go back to the previous page. I did this multiple times before it finally went through but just told me it was declined, which wasn't possible. I decided to contact tech support in an online chat who told me if I got to the payment screen my account was approved I just needed to go into the bank or call to fund my account.

    A few days later I called to fund my account and was told there was no record of me opening an account so I would have to complete the full process. No problem at all. I get everything finished and the rep tells me I will be receiving my debit card in the mail as well as a signature card that I would need to sign and return immediately. When I asked him what this was for he informed me that it was just stating that I gave permission for the account to be opened. I received my debit card within 5 days of opening so went to the ATM and deposited some money.

    A few days later I attempted to pay a bill and it was declined when I knew there was plenty of money in there. Another few days go by and I receive my info packet with my signature card. The first page says that my account will not be eligible for transactions until the card was signed and returned. He NEVER told me this and I specifically asked what it was! Now they have all of my money and I cannot get to it. I shouldn't be able to put money in the account if this is the case! That was extremely frustrating and I was pretty upset that no one informed me of this beforehand, but I let it go and decided to just get the card turned in so I could move forward.

    The letter stated that the card could be returned by mail, fax, or taken to a local branch. Because of my situation I thought it best to get it turned in immediately. But I also have a toddler and newborn, so physically walking into the bank wasn't really an option so I went through the drive thru. They tell me that since I opened my account over the phone I was not able to deliver this without coming into the branch so they could see my ID.

    First of all, I can hand them my ID in the drive thru. Second, I can mail it or fax it, which doesn't require a photocopy of my ID, but I can't take it to the bank unless I walk in and show them my ID?? How much sense does that make?! And, the first thing the letter said was "thank you for opening an account with us over the phone!" So it isn't like the requirements are different because of how I opened the account. I ended up getting an app on my phone that would allow me to scan and fax the cards last night. As of this morning my account has not changed, so I plan on calling soon to check. If they try to say I have to come in when the letter clearly said I had other options, I will be closing my account and going elsewhere. I have never had this many issues just trying to open a new account. It's ridiculous.

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    Verified purchase

    Reviewed Dec. 9, 2015

    Another case where corporate policy requires their employees to leave their integrity at the door. More specifically, "say what you have to, to score the account, then by policy shaft the customer at every opportunity". This institution is known around the web, within regulatory agencies and the BBB for multitudinous, and extremely low performance toward resolving issues. My fault for not doing the research before entrusting thousands in very hard earned cash. My advice, DON'T DO IT.

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    Customer ServiceStaff

    Reviewed Nov. 30, 2015

    After my acc payment was denied since I was short 0.11c. I was charged two times 36 fee. I called customer service asking for fees to be refunded and answer was policy is more important than people. Great job Regions. I am done with you. I cannot wait to tell everybody about this.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Nov. 19, 2015

    I currently have 2 accounts with Regions and plan to close both of them for various customer service issues not being resolved and Regions blaming me for the issues at hand. I will start with saying that until I open my second account I had no problems with Regions whatsoever. However, I open a second account and they did not open the account right. Apparently my account was opened under the policy where you had to have a minimum of $5,000 in the account monthly. I called Regions to ask them why I was having be charged to my account. They said that it was because my account balance did not meet the minimum requirements.

    They explained to me that my account was opened up as an account that would need a minimum balance of $5,000 a month. They assured me they would change it and refunded my money. 2 months later I am charged again. I call Regions again and they tell me that they are sorry and that they will fix it. I make sure I tell them I want the account set up the exact way my other account was. I go over certain things that I want from Regions for this account, including the overdraft policies.

    Now, not a month later I walk into Walmart make a $7 purchase walk out in the next day, my account's overdrawn $72. They tell me it's an overdraft fee and it is my fault for not being clear with what or how I stated I wanted the overdraft policies to be. At this point, they tell me that they will not refund the $72 fee. Now mind you my account was only overdrawn $5 and change. So I ended up paying nearly $80 because Regions didn't do what they said they were going to do. But it does not end there. I call Regions one day because I need to cancel some automatic payments and I was told I needed to speak with my bank and I wanted to talk to them about closing my account because of how I'm satisfied that I was.

    But it wasn't just that, I really needed to speak with them in a timely fashion because I had stuff to do that day and I needed to get with Regions as soon as possible. I call Regions and the automated system will not put me through. I called at 7:20 a.m. They said they were closed and that I needed to call back during normal business hours which was 7 a.m. to 7 p.m. Central Standard Time. Did you catch that, I called at 7:20 a.m., I'm in Tennessee, that is Central Standard Time. But the automated system was telling me they were closed and, therefore, I could not get through to anyone even when I needed it desperately.

    I continue calling Regions back to back to back to back to the point where apparently my phone number, flag something happened and the phone would ring the automated system would say thank you for calling Regions goodbye. That's all I would say. The automated system literally said, "Thank you for calling Regions goodbye", and hung up. Eventually, I got in touch with someone and told them about my scenario and they stated they had no news of anything that was messing with the automated system. I also emailed Regions.

    Several times I emailed Regions regarding this particular circumstance. The first email I received made me feel like they were talking down to me. In my email, I stated that I called during business hours and Regions' automated system told me they were closed. The people that responded to my email, which was a manual response not an automated response, this means a person told me that I needed to call during normal business hours if I wanted someone to pick up the phone. Obviously did not even hear or read what I was saying.

    So all of that being said recently my husband and I got into a bit of a financial situation. I need to cancel a payment. I called the company and they tell me that I need to contact the bank in order to cancel the payment. I call the bank. I called the bank at 6:51 p.m. The automated system told me that they were closed and I needed to call back during regular normal business hours, 7 a.m. to 7 p.m. Central Standard Time. I don't call back, I immediately go online on my smartphone and e-mail Regions. And long story short on this particular situation is I tried to make a stop payment and I could not do it because they were not picking up the phone. I tried to make a stop payment and the automated system told me they were closed.

    So today I call Regions I tell them that I had student loans come through that I was trying to cancel yesterday evening but was not able to because of the automated system. Someone tells me that I needed three days prior in order to create a stop payment. I continue to tell this person that had I known this, I would have done whatever I needed to do to get the money in the account. Now, I'm going to be charged an overdraft fee. I'm going to be charged and I'm going to be paying Regions money because they don't know what they're doing. You know what is not even that they don't know what they're doing, it's about them being a corporate company and no longer caring about what they're messed up policies and messed up automated systems are doing to customers.

    I try to file a complaint and the lady told me that there is no one other than her that I could speak with. She told me that there was no one higher than her at that building. Excuse me, are you the president? I didn't think so. There's always someone higher. There's always a superior to talk to until I talk to the president or CEO of Regions. They are refusing to refund me the overdraft fees that are going to come because of my student loans being taken out. I have continually tried to explain to these people that this is not my fault, that I would have borrowed the money from a relative had I known then what I knew 24 hours late.

    Long story short, this whole experience with Regions has cost me more money than what it's worth. I would never recommend Regions to anyone ever in my life. I will always find a way to make sure people understand that Regions is a corporate company, not a company that truly and genuinely and sincerely cares about their customers. You know, a gentleman that I spoke with today told me that he did not want to lose me as a customer after I told him that I wanted to find out what I had to do to close out my account as soon as possible.

    I'm pretty sure that if Regions truly and genuinely cared about their customers that someone within that building would have had authority to guarantee me that I would not be harmed overdraft fees AGAIN due to the incompetence of their employees. I own what I am saying right now. Everything I said is true and I'm willing to go to court with it. The lady that I spoke with today insinuated that I was lying and making up a story. The reason I know that is because of her tone of voice and the words that she said to me.

    She said, "Well ma'am, you're the only person to have complained about this at all. So there's no record of anything being wrong and, therefore, it session you're the ONLY person with this problem. And it looks here that you've overdrawn before and you disputed that as well." I will find a way to get my awful experience made right. Even if it means me paying this fee, closing my account, and then speaking to someone who has actual authority to change certain things. Because no one absolutely no one, deserves to go through what I have been through with this company.

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    Customer ServiceStaff

    Reviewed Nov. 3, 2015

    I was charged an overdraft fee on 5 items instead of the one item I was intending and knew would overdraft the account! I called last week to opt into overdraft protection. On Sunday there was 3.70 in my account. I then paid a 60.00 bill and I knew it would overdraft the account and I would be charged 36.00. I checked my account on Monday and everything had cleared except for the 60.00 pending charge for the cheer city United bill. On Tuesday I checked the account to verify the amount before I went to put 100 in my account to cover the fee and the charge (60 + 36.00)... I then noticed I was charged 185.00 in OVERDRAFT FEES! The 60.00 is still pending and has yet to clear so instead of charging the overdraft for the one pending item I was charged overdraft on everything that has cleared and had the funds available for.

    The balance in my account currently is -236.40... which is the 60.00-3.70 I had available + the 185.00 overdraft for the items that weren't over drafted! I opted out overdraft before because of their practices to trick you and charge all of the extra charges instead of the one I was intending to overdraft on! They have had multiple lawsuits against them. The supervisor I spoke with the first time name was Sherry and she was very rude. She over talked me and released the call. Called back and spoke to supervisor Rhonda and she offered to call the local branch and they declined crediting any of the fees. I HATE THIS COMPANY!

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    Reviewed Nov. 2, 2015

    I closed my personal account (30 years) due to changes in the Bank. I once had free checking (silver checking). Regions is not the bank it once was. It's about corporate not the people who put their money in their bank. But most importantly the way a City is treated with Public funds. As I am looking at the bank statements, I see $254 for "Analysis charges" for our account. I am told by a representative this is Regions charges for "handling each check we deposit into their account." Yes, the money we deposited into their bank, they are charging us a handling fee for each check! And since it is public funds, they can get away with it!!

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    Customer ServicePrice

    Reviewed Oct. 31, 2015

    I opened a Regions account in August after previously banking with Wells Fargo for 8+ years. It has been nothing but downhill since. Regions charges the most obscure fees I have ever seen. And they always seem to magically come out the day before payday. Like clockwork. My account has ended up inexplicably overdrawn several times. When I've called to talk to them, they act like I'm a moron. But I never had these types of issues before. They have charged me OD fees on the same item 3 times!! I cannot wait to close this account. But sadly, I have to wait a few days because my account is -15 after they tried to transfer $3 out of my savings account. Crooks.

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    Customer ServiceCoverage

    Reviewed Oct. 29, 2015

    I have had very similar problems that the other complainants have had. I can never figure out what exactly my balance is. I had a deposit on Friday and received the text alert with the information. Then I had four small (all under $10) transactions over the weekend. Come Monday I was charged over $216 in OD fees for all these small transactions yet according to my account online I had plenty of money to cover them. I complained via phone and email to no avail. They claim because they refunded me OD fees six months ago when I had unauthorized transactions on my account that I am no longer eligible for any refunds.

    I have opened an account elsewhere and will be closing this account by December 1. They were so nice when I opened the account and for the first year... they have unfair practices regarding deposits, transactions, and OD fees only to make money off customers. I don't make enough money to just freely be able to afford these fees!

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    Customer ServiceStaff

    Reviewed Oct. 29, 2015

    Do not ever use Regions Bank!!! They do not care about their customers at all, and all they want is a way to rip you off anyway possible... They make pending soft post transaction against you but won't count your soft post transaction for you. This way they make millions ripping people off!!! Even if you place a deposit, and will be change 37.50 for each transaction even it is a penny short! Also they will give you no customer service or return any charges with a million excuses. Do yourself a big favor, never use Regions Bank ever! Also their customer service suck, and no one ever takes responsibility. All they do is pass the buck... The Region I knew is gone after the merger with SouthTrust Bank. Don't be tricked!

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    Customer ServiceCoverageStaff

    Reviewed Oct. 29, 2015

    Since when are you overdrawn if a check post the same day you make a deposit before lunch time 12:00 pm. Here is why I am closing my account and posting my feelings and dealing with REGIONS BANK on as many Facebook pages as possible, asking anyone who has had this kind or treatment from Regions to make a comment also. I hope if I post in the leave a comment section on as many Facebook pages that I find with a following of more than 1000 people. Shouldn't be hard to do, to get the word out about how you do your customers wrong.

    I logged in last night at 10:32 PM. There was no posting for check 107 in the amount of 70 dollars. I made a deposit today to cover the amount of the check and more. Then I get a notice today that I have an overdraft fee. And when I called a ask a rep what happened, I get the famous UNFORTUNATELY! And I am told that I cannot count on the online to always show posting or be up to date. To quote "WE HAVE A DISCLAIMER FOR THAT". Why is it called online banking if it not accurate banking? You should call it hit or miss banking. With a quotation that reads, "UNFORTUNATELY, IT NOT ALWAYS ACCURATELY BANKING". It's very plain to see why Regions stock is slipping, of course, they probably think it just because the economy is in bad shape. But actually it because their honesty and customer care is in bad shape. Signed, UNFORTUNATELY.

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    Reviewed Oct. 22, 2015

    In the past few nights our balance has changed 3 different times... It went from 88.00 to 132.00 (without a deposit) to now 69.00 (without spending). We watch each night as our balance flip flops and without a cause... We have ask the bank why and get no reason so we are going to switch banks!! Watch your balance every night before and after the maintenance is preformed. Something very odd happening... something I cannot explain.

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    Customer ServiceStaff

    Reviewed Oct. 21, 2015

    Bank will not give me my funds from my direct deposit. Manager is the rudest I have ever experienced. I called into the Regions Bank Brookwood Station branch to speak with Mary, who by the way has not been any type of help at all. She seems to show no passion or concern for my situation. I opened the account online, and for whatever reason the account was closed. They said maybe because of ChexSystem. I went into the branch the day after opening the account and they said it was ok for me to have my direct deposit from my job to be deposited in this account. The day of my deposit, 10/21/15, I am not able to access my funds. They told me my account is being closed down. May refused to try to make any calls to back office to see if there was something that could be done.

    The manager, Tracy I believe, at the Dunwoody location branch was very nice, but also said Mary was rude with her on the phone. Are you guys really here to help the customer out. However, I have car note, mortgage, and funeral arrangements to pay for. I need my $1230 out of this account. The 10-day rule is not going to work for me. Either you guys refund me my direct deposit or reject it so that my employer can write me a manual check. It's that simple. I have been in tears today, because this is my first check and it was deposited with confidence that I would be able to access it. I have children to take care of. The fact that you want me to wait 2 weeks nearly to receive my funds in the form of a check is ridiculous. I would like my account assigned to the Dunwoody branch, where I work and deal with them.

    I do not want to deal with Mary from the Brookwood station branch in Atlanta. Mary basically sat on the phone and told me "Tough Luck!" Never was she apologetic. She is not what I thought Regions would be a representation of. I really hope she is replaced with someone who actually wants to do the work and find out what's going on. Well Regions Bank, I need my funds. You guys have closed the account, give me my hard earned money that I have worked for. I have contacted LuAnn at corporate as well. I told her to PLEASE DO NOT MAIL MY CHECK OUT IF YOU GUYS HAVE TO CUT ME A CHECK. She said it will get mailed to address on file. I want to pick my funds up from the bank. Someone needs to handle this ASAP, or I will be on every blog and site telling my horrendous experience.

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    Customer Service

    Reviewed Oct. 21, 2015

    My personal account was overdrawn. I have $10.00 that is transferred every month from my checking to my savings account, since my account was overdrawn they still transferred this money to my personal savings and charged me $36.00 and would not refund this fee. But if you try to transfer money yourself and the money is not in your account it will not let you transfer. I told customer service to transfer money from my savings to my checking account and she told me that I never signed a signature card on file. I took the signature card personally to the bank and gave it to them. I knew the exact date and they failed to file the application. All they could tell me was I needed one on file. We have three accounts with this bank. A business account, personal and savings account. And they are constantly rearranging your pending transactions that confuses you, which is misleading and unethical. This is a greedy and unprofessional bank!!!

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    Customer Service

    Reviewed Oct. 10, 2015

    Not able to contact via phone. Automation hangs up and cannot talk to live person. No help provided... only wasted calls.

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    Price

    Reviewed Oct. 10, 2015

    Ok, I have been dealing with Regions for almost a year now. Outside the fact they charge $36 for. 94 cents overdraft says it all. But you had 2 charges totaling $3, they charged me $72 for. I had a bill payment that was due to come out and I called to try and make sure that it would be declined (trying to avoid any other charges). Then after, after they made sure the payment wouldn't go thru they tell me I would still get another $36 fee for them to decline the attempt, seriously!!! This bank is a modern day siphon that has manipulated me into a false sense of security. I feel like I just got robbed, like I was on the street but no charges can be filed... Be careful if you use this bank, be very careful. I will be closing my account asap!

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    Customer ServiceStaff

    Reviewed Sept. 25, 2015

    Regions is LITERALLY the worst of the worst banks EVER!!! I thought Bank of America was bad... Region have them beat by 100. I will never in MY life refer someone to this HORRIFIC customer service place. They tell you can't WITHDRAW your own money when even when it's in your account. You go into the branch and get treated like **. You call the "customer service" and get treated even worst.

    Regardless of the state of the pending request or money that's already in your account... You only withdraw under certain circumstances. I swear I hate this bank. I'm closing my account TOMORROW!!! Region will never get another dime on my money into their accounts. People trust me, Regions isn't what you're looking for. You're better off with Bank of America (and they bad bad) lol.

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    Staff

    Reviewed Sept. 25, 2015

    Was pre-approved for mortgage loan. We were assigned Kevin ** to handle this for us. We were told that we met all the qualifications to receive a USDA loan. We then went through all the appraisal process and other stuff that one does to close on a house. Long story short, was told 80 days later that we could not get the USDA loan because our combined salary was too high. They had our financial records all that time and their excuse was that the loan officer made a mistake. Do not go to Regions when buying a house. They are ill equipped in this area.

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    Customer ServicePunctuality & Speed

    Reviewed Sept. 21, 2015

    My debit card was compromised three weeks ago, it was caught immediately (prior to the charges going through) with Regions being notified that these were fraudulent. They advised that they would let the charges go through, then they would contact the vendors (whom I didn't know and didn't do business with) and Visa to get the charges reversed and my money back. If for some reason they needed me to fill out an affidavit, they would contact me.

    Fast forward three weeks... I call to check on things and find out that NOTHING WAS DONE. And the process needs to be completely restarted, and now since the charges have cleared, there is no guarantee that I am getting my money back. PLUS as an added adventure, they want me to contact the companies whom I didn't do business with to try and convince them to refund my money... THE MONEY THEY STOLE FROM ME IN THE FIRST PLACE... THE MONEY I WARNED REGIONS NOT TO PAY OUT. Now, this wasn't a bunch of money (less than $400), however it is the principle. PLUS I want to warn others and want to make sure that no one else has the same problems I have had.

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    CoveragePriceStaff

    Reviewed Sept. 21, 2015

    I have a story to tell...I mistakenly chose to do business with Regions Bank. The two representatives I was working with were recently terminated because their behavior was so egregious. Yet, Regions chooses the position that these two dealt with me honestly and fairly. They worked on a loan for me for six months that included real estate as collateral. I did not know until the day of closing the real estate was not part of the loan, that I was required to open a bank account at Regions, that I was required to assign life insurance to cover the loan, and NEVER knew there was a $5600 pre-payment penalty. ServisFirst did in three weeks what Regions did in six months and for a fraction of closing cost with a lower interest rate. Regions will gouge you with fees and penalties. They sit back and laugh because you pay it. They refuse to refund my pre-payment penalty even though they treated me horribly.

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    CoveragePrice

    Reviewed Sept. 10, 2015

    I have been a valued customer of this bank for well over six years and in that time I consistently noticed that during holiday weekends or days when Monday is not a banking day, they are not posting the accurate balances. When I assume that I have a certain amount, and this is with my checks and balances, Regions will change the date of my transactions so it would appear on that specific date I didn't have any money.

    So for instance if I spend two hundred dollars Friday and don't spend any money Sat and Sun on, ten dollars on Monday, what Regions will do is say post that two hundred Tuesday and this is ACH direct purchase not credit, they will say you didn't have enough to cover the ten, charge you thirty six dollars and not your negative for the ten and thirty six... it's insane!!! I'm truly disappointed in this bank. As a veteran, I will not have someone tell me, rep for Regions, I need to have better spending habits, no - I'm going to change banks, and let everyone know that Regions is the business of making money for their investors, not your best interest.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 3, 2015

    Currently living overseas as an US military dependent and had an APO, AP address for over 5 years. My APO, AP address changed and my check card expired. I notified the bank that I had not received my replacement card which they told me was mailed to my previous APO, AP address. I informed them that my APO, AP address did change and requested a new card to be mailed to my new APO, AP address. The bank required a notified letter of the new address and other items which I sent to change my address and to be sent a replacement card. I waited another couple of months and nothing. I notified the bank again and they said that a card was mailed but when I told them I had none they asked for my personal information again over the phone (an international call I made) and the address was changed and a new card was to be mailed. Another couple of months later and still no card.

    I notified the bank again and they told me that a card was mailed and to wait longer since it was going to a foreign address. I don't know how knowledgeable the representative was with APO, AP addresses but I told them that it is NOT a foreign address but a US address and no matter how the bank had sent the multiple cards they purportedly sent I would have received at least one of them. The first card that was sent to the old address was never received and I still have my mail forwarded from that address so it would have been forwarded to me.

    Now another customer service rep who probably not read the history of this issue has given me two options that would resolve my issue: to fax a notarized letter with requested information or to pay $35 to send my card to my foreign address. I've already sent the notarized letter with the requested information months ago per their original suggestion and my address is NOT a foreign address so I will not pay $35 out of my pocket to send to a foreign address. I have personal bank accounts with a couple of other US banks and those banks have been nothing but accommodating to US military and their dependents needs since we do live in a foreign country but it is obvious that Regions Bank doesn't value our business.

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    Customer ServiceStaff

    Reviewed Sept. 1, 2015

    My account was closed due to an overdraft fee I didn't know I had. I just started a new job two weeks ago. I gave my job my bank information for direct deposit. My deposit was scheduled to be in my account on Friday. Thursday I found my account was closed because of the overdraft fee. I immediately paid it off. I was then told because my account had closed my paycheck would be sent back to my job the next business day, in my case it would've been Monday.

    I called the representative told me the bank processes on Monday at midnight. I was fine with that thinking it would be returned to my job Tuesday so I can get paid. I called my job Tuesday they haven't received the funds yet I then called the Regions back. I was then told the recovery department had a hold on my money and I need to contact them and they will tell me to open a new account or they would cut me a check. Then the representative transferred me. I was then told my money will be released to me Wednesday and I had two options, open a new account and I'll get my money immediately or they will mail me a money order and that would take up to ten business days.

    I started to get upset because the representative had an attitude with me because I was concerned about MY MONEY. I then asked to talk to a manager. The manager told me no matter what option I choose I would have to wait up to ten business days to receive my money and she couldn't give me a specific date. Frustrated I asked why I paid off my fee last Thursday. She said because the account had closed and for security reasons. I then pleaded with her to see is there something she can do to release my money.

    Today is the first my rent and phone bill is due. I then asked her why cant it be sent back to my employer? She then told me it cant. I only the two options she mentioned earlier. She then said "I'm sorry mam there's nothing I can do you just have to wait." In tears I just hung up the phone not knowing when I'll get my money. I wouldn't recommend Regions bank to dog, because that's how I was being treated like I wasn't human, or I can't be frustrated about my money that's being held for no reason.

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    Reviewed Aug. 26, 2015

    The bank charged me $180. When I went to ask for a reversal they stated they could not do this for me. The previous day the account was overdrawn $8.00 for a service fee I should not have had. They reversed that. Prior to that I had $5.88 in account I spent that had .56 cent in the account. The $5.88 was spent a week earlier and it was spent in $1 increments each time on Amazon. The bank reversed the $8 fee then turned around and charged me $36 for each $1 transaction resulting in them taking my $180. I have also had the problem with the ATM taking my money and card and them not offering a credit. I HATE THIS BANK. I also bank at another institute, that is a lot better than this **. I am a single mom with six kids. I NEED MY MONEY BACK. And that $180 they took that was for my food for my kids not to mention gas for car and bills.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed Aug. 21, 2015

    Today I was depositing $490.00 in the ATM. The machine give me a receipt stating there was an error and the transaction wasn't completed. But ATM keep my cash and my atm card. Immediate I walk in the bank to resolve the matter and the bank rep told me after finishing the report that "they" will credit MY money after the investigation is DONE. It could take 48 hrs to unknown days to resolve. Here are the facts. Today is Friday afternoon to be exact 2:44 pm. The reason I was depositing my money was to pay for my phone bill and to have money for gas and for other basic necessities. And they not even offer to credit my account until they finish the investigation on their faulty ATM machine.

    Now I am out the money. My phone is going to be cut off. No money for gas for the weekend. This is unacceptable and we have to make this banks responsible for their mistakes. If I am .10 cents over the limit on my account they will charge me $35 dollars. REALLY! So how much should we charge the banks when they KEEP OUR MONEY... I talked to one of my friends and the same thing happen to her at a different bank (Chase) and they credited her account until the matter was resolved. I guess REGIONS BANK is a much much lesser bank...

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Aug. 17, 2015

    When I opened my checking account they signed me up for a rewards program with a $10 annual fee. I discovered both the fee and that I had been signed up when the charge appeared on my statement. I cancelled the program immediately and requested a refund as I was within the 45 grace period for cancellation. 3 weeks later I am still waiting to see the credit. Since my local branch seems unable to handle the refund, I tried to call the 1-800 number which asked for 'a phone pin,' which I did not have. So I called my local branch (again) and asked how to get this pin and was told to call the 1-800 number and enter 0. I told the receptionist I did that and it continued the loop of 'input acct. # and phone pin'. Her reply: "It works for me". Worst customer service I have experienced in years.

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    Price

    Reviewed Aug. 12, 2015

    I have banked with Regions for many years. My husband retired in June so we now have his retirement fund. In July we deposited a check over $5000.00. They tried to put a hold on the money for almost 2 weeks. I called James personal banker and he removed the hold. However three weeks later we deposited a smaller amount, again a hold. They want to control the spending of our money. There is no other reason because the check was drawn on a major bank. The same bank our other check came from. I have also experienced them holding paying a check until you haven't any money in your account. Just to charge you a fee. Oh they were nice enough to let me have $200.00 of my money. However I'm nearly out of my insulin and it cost over $300.00. I'm a 66 year old female. I can't wait for it to clear the bank so I can take my money and run to another bank.

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    Customer ServiceStaffReliability

    Reviewed Aug. 9, 2015

    Mobile access declined my accurate sign in, locked me out of my account. I called customer service, spoke for 40+mins, was assured issue was fixed. Never able to use app without same exact issue occurring. Closing acct. Branch employees are lovely, but online banking is all I use. New customer, bad experience.

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    Customer Service

    Reviewed Aug. 8, 2015

    I learned early on to check my checking and HELOC accounts daily, to make sure Regions had not taken money out overnight. They have a myriad of hidden fees that they use to justify removing money from their customer's accounts. For example, there is a low-balance fee of $20 per month if your checking account balance drops below $25K. Most recently, we sold our home and paid off our HELOC during the closing of the sale. We overpaid by $1,100 and were promised a refund check for that amount. However, the check we received is for $524. No one at the local branch or the Customer Service department can explain where the other $600 went. They just say it went to "fees." What fees? No one can answer that. I am closing my checking account at Regions in order to protect my money from these bankers.

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    Reviewed Aug. 5, 2015

    I have been with Regions for 5 years. I moved from NY to FL in 2010 and Regions was the first bank I opened an account with and boy do I regret it. Since then they have taken so much money from me. The first time they charged me almost 400 dollars in NSF fees, they took care of me and refunded it leaving me only to be charge of 36 dollars. OK, on these one time they charged me 380 in NFS fees they refunded one friggin charge of 36 dollars because they couldn't do anything else.

    Now I have three account with them, two of my accounts had the money which was suppose to be pulled from if I did not have it on the main account. Well they just charged me 200 in NFS fees because the charges I had were pending so now they can't do anything about this. I am left to pay 200 in NFS fees for a charge or 2.65, 1.30, and two more charges under 5.00. This is crazy. I am a single mom and a student. I work part time and after 5 years with the bank they try me like this. REGIONS WAS A GOOD BANK, looks like it's time to find another bank. I would do the same if you are banking with them. Take your money and run.

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    Customer ServiceContract & TermsStaff

    Reviewed July 30, 2015

    I have banked with Regions off and on for over 10 years. 2 years ago, my wife and I opened a checking and savings account. We have hefty, daily deposits and had a good relationship with Regions bank in East Tennessee. This year we have traveled all over, using our Regions card. 4 weeks ago, we went to Las Vegas, aside from that we have had nothing abnormal on our account aside from disputes on ACH from our credit card company.

    Today (7/30/15) we received letters certified in the mail stating we were losing our accounts per customer agreement. I called 5 Regions branches, 4 corporate numbers to be stone walled and told the "Back Office" Emailed Karen, the local branch manager, directing her to close our accounts in 28 days. NONE of this made sense to us at all, we don't do anything wrong and haven't been negative. Also we have had a great relationship with the tellers.

    I have been basically talked to like a 5-year-old by people in a company I have trusted for OVER 10 years. Who is this back office? Why are we suddenly being treated like this? Why would my bank just randomly cancel my accounts with a 4-week notice? The branch manager's supervisor (Kenneth, out of Cleveland, Tn) called and gave me the same line of crap too. We do not understand what happened, or why?! There are banks on every corner, but we truly enjoyed Regions!

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    Customer Service

    Reviewed July 28, 2015

    A company is putting through an unauthorized charge on my checking account, which they said they cannot stop once it is in process. I called Regions and they said since it is not showing on my account, they cannot do anything. I'm on disability and cannot afford my money to be tied up for who knows how long! They refuse to help until the charge goes through and I am charged the $36 overdraft fee since I don't have money in my account. I will be taking my business elsewhere!!

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    Customer Service

    Reviewed July 27, 2015

    Regions is a JOKE! I deposited cash in atm on 07/26, went to the store 10 minutes later to buy mom a birthday gift & card was declined. I called Regions, waited on hold 15 mins and rep told me since my account was overdrawn by 2 cents I have to wait up to 48 hours for the money to post to account. Why do I have to wait 2 days for cash to post? I can't wait 2 days for my money! I have a health insurance bill due, a car payment, I couldn't get my mom a birthday gift because Regions is holding my money over 2 cents! Smh, get it together, Regions. Once the money post to my account I will be closing my account. Never have I had to deal with such Tom Foolery, what a bootleg bank, smh.

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    Customer ServicePrice

    Reviewed July 23, 2015

    I transferred money into my account to cover my transactions that I processed over the weekend. On Monday, I had a pending transaction that hit my account that was not scheduled to come out of my account until Tuesday. Regions charged me $216.00 in NSF fees and here the reason why. They claim that the pending transaction that I had the money was put on hold for that transaction first.

    When they process the remaining transactions that I had they said that the money was not available because of the pending transaction. So therefore they charged me NSF fees for my remaining transactions that I transferred the money into the account for. Then when the pending transaction came through on Tuesday Regions also charged me a NSF fee to make my account a -$314.95. Why would they charge me for that when they claim they took the money out of the account first place per the customer service rep, which is the reason you said that the other transactions were billed the NSF fees. I feel they are double dipping with our monies.

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    Reviewed July 22, 2015

    In early July 2015, I had a returned check from Publix. Ooops my bad. The bank charged me a $36.00 fee, even though they did not honor the check, which I found surprising given the small amount and my history with the bank. Ok, I DID write the check and made an error. Publix re-deposited the check and it cleared. Now Publix debited my account again for $30.00 for its fee. Regions honored the charge, but charged me a $36.00 NSF fee. I objected to Regions given that I have no control over when Publix debited my account. And my account received a healthy deposit THE SAME DAY. Regions refused to waive their second $36.00 fee. Which I find quite unreasonable. This bank has been a continual nightmare.

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    Customer ServiceStaff

    Reviewed July 13, 2015

    We have been customers for 30 years or more at Regions. Also having a mortgage we are excellent customers. So when they mistake of the family using the wrong card at the right time as many bills I was paying came in on this account normally used for bills, the $200+ fees started racking up over the end of week. The weekend and Monday I saw what was happening as I hadn't received notice from them and they said, "Sorry." Well they did say snail mail was on the way... 5 days since and no snail mail. They don't do sms texting or phone calls according to customer services. Don't bother, we will be moving all to our Credit Union.

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    Reviewed July 10, 2015

    I used our company credit card to pay for a major order. The bank deducted the funds. Ten days later they added the funds. Ok there must be an error. Fifteen days after that they deducted the funds, NSF my checks and charge me 300 in fees. The bank took no responsibility and insulted me by telling me to keep a ledger.

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    Customer ServiceCoverageStaff

    Reviewed July 3, 2015

    I wrote a check to my mother, who is 73 years old and never been accused of anything in her life. She presented the check at Regions bank in Cornelia, Ga and they accused her of forging my name! She became upset, they copied the check and her ID and this made her think she was in trouble, all of this still refusing to cash the check. I called the bank that afternoon and blessed them out for making my mother cry. They said they were just doing their job. "Due diligence" was the exact quote. I had more than sufficient funds to cover the check. They just felt like giving a 73 year old woman a hard time because she walked into the bank and wanted to cash a check. If she had been a younger person and deposited the check in the arm, no one would have ever compared signatures on the check and signature card.

    I have had an account for over 15 years, have not over drawn my account, not had any problems with it, deposit over 2000 a month into the account, and use my check card which provides them with revenue as well. I asked to file a complaint. I never heard anything past the manager at that branch. Later I happen to be in the area of that branch and went inside to cash a check. I was rude to the teller. I did not threaten her. I did not use profanity. I simply said "I had no need to be nice to people who had treated my mother so badly just cash my check and I would be on my way." She said I could not speak to her rudely and she was calling the manager. I said "call him but just cash my check." She cashed the check. I left.

    The next day I received a letter stating that the bank was exercising their right to close my account. I visited the local branch. And they called the other branch and the manager informed them they closed it because I was rude! Imagine a world where every time a customer complains they are barred from the business! Guess at Regions Bank the customer is not always right!

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    Reviewed July 3, 2015

    Regions Bank closed my personal account after 45 days of opening it. They claimed a copy of my lease and a printout from Citizens Gas stating my account information wasn't enough proof of residency. All of this happened 45 days after account was opened. I was never notified of my account being frozen until I went into the bank and within 1 business day I was given no option about providing further proof of residence. The only option I was given was to withdraw my $11,157.00 and carry it out of their local branch all within 6 hours. Way to go Regions Bank. Their commercial should really be about following me and my experience with them not about them caring so much about their customers. Way to put your customers in danger. Bad business Regions.

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    Customer Service

    Reviewed June 27, 2015

    Was allowed to file a claim for fraud on our account 1.5 months after the initial call only to be denied for non-receipt of papers which I have fax confirmation, then denied for pattern, doesn't follow fraud profile, and I have only 60 days to dispute when the dispute was finally set up on day 65. Wow. I tried to file this claim and was denied! Secondly you don't tell me I made the purchases totally over 600 when I live 3 hrs away from the business and I know where I was at on that day! I assure you that no more money from me will go to your bank and I plan on taking my account elsewhere!

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    Reviewed June 26, 2015

    Regions Bank don't have any interest in helping anyone. They want you to trust them with all your money but they don't trust you enough to give you a small loan. That is **! We have two checking account and a savings account with them and never had any issues till now. We have excellent credit and could not get a small signature loan with Regions. We no longer trust Regions without money. They obviously have no trust in anyone or themselves.

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    Contract & Terms

    Reviewed June 20, 2015

    Regions has moved my account around clearing transactions, and because my husband and I both have cards.. His transaction didn't hit the bank till the next day and I didn't even opt in, but still transactions that has already went through. I had been charged for $446 of fees!!! I was only supposed to have went over $10 in my account but regions is saying they even thought I didn't opt in, I still was by their agreement. I had to walk away in tears because I worked over 50 hours and they took it all over their mistake and I don't get help and welfare or even have family that helps. I'm just out of luck and that's what is so sad that a billion dollar franchise can do this to middle class workers!!

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    Price

    Reviewed June 18, 2015

    My account had some money when I used before overdraft was to take place but when I did withdraw an amount I knew that last draw would cause an fee but instead the bank charged me fees for amounts that the money I had did not count. I feel this is because of direct dep. they say they only post on weekdays and all my debts were charged from that as if my money what was there before the last withdrawal did not count. Just taking people money and charge them while they take.

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    Price

    Reviewed June 18, 2015

    Transactions will be cleared one day then the next they will OD the account and charge OD fees for the same CLEARED transactions. This is ongoing. I can't get a break.

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    Staff

    Reviewed June 17, 2015

    I made a deposit today of 608.33. I had an overdraft charge of $186. After they got their money they informed me that I could not have access to the remaining money for two day. I explained to them that I was flat broke and out of gas and food. They did not even try to help me. I am done with regions. I recommend to everyone choose a different bank. They are crooks.

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    Staff

    Reviewed June 12, 2015

    At first they were nice and they acted like they cared but as time went on I would go inside and get money out...They never remembered my name. I ended up closing my account after I was told that a fraud check had gone through my account, then told that I wouldn't be able to get my money for another 5 days! I have bills to pay and things I had to do. They left me with no money for another week (I get paid every other week). I needed to get gas and pay my rent. I told the manager that I was a student. And that I had things I had to pay. He then said, "I understand and I can't release your money to you," that it was up to a different dept.

    I was in the bank earlier and the other person that helped me said that if they would let me keep open my account, that they would have to take responsibility. So I know for a fact that they could of helped me. But because I am young and only been at the bank less than a year, they decided they couldn't help me. The manager say back like he did not care what was happening but when I came in to open an account he was more than happy to help me with anything! DON'T GO WITH REGIONS. They are terrible bank and don't care!

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    Customer ServiceStaff

    Reviewed June 9, 2015

    I have been with Regions for almost ten years. Initially, I really liked them and had excellent experiences with them. Over the last few years though, things have gone downhill drastically. It started when I went to get a mortgage loan. They screwed around for weeks and I almost lost the house I wanted because they couldn't even do a simple pre-approval (I have excellent credit). I finally went elsewhere and got pre-approved the same day. So fast forward a few years to now and I thought I'd give them a second chance to take out another small loan. Wow, was I wrong for that!

    The lady I spoke with was condescending, tried to tell me how to manage my money and also tried to tell me that I would have to close accounts if I paid off any credit cards. I specifically told her I could get the same loan and same low percentage rate elsewhere, but I was trying to keep my business with them. I would not however be treated like a child and told how to manage my money, when I actually do quite well, thank you. They didn't care one bit. Same day (imagine the luck!) I get a phone call. My card information had been stolen. Regions was actually who notified me of the deodorant fraudulent charges. Well, here we are a few days later and some have posted to my account! I call to ask why and it's because they messed up and didn't include them in the fraudulent activity. It's their mistake, but I have to take off work to go fill out paperwork to say it's fraudulent!

    They couldn't fix it over the phone, email or fax it. They can mail it to you, but that takes at least ten business days - are you kidding me?! For your mistake! I was so done with Regions after this, I spoke to a manager and told her all of this and she could care less. So I told her I would be pulling all of my money from the bank - again they do not care. Clearly they are ripping off enough people from what I've read from other reviews that they can afford it. How sad that a bank that used to be so good is so horrible.

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    Customer ServiceStaff

    Reviewed June 8, 2015

    I called today because I couldn't access my account online. So two phone calls later and then put on hold for 29 minutes, I hung up. I'm fed up! I've banked with Regions for at least 20 years and time and time again, I've said I'm leaving. Well this time, I mean it! Over the years and once the branch closed in Wilmington, NC, things went downhill faster than you can say no. No customer service operators available and then if you reach one, they are powerless, have an attitude or clueless. Like the last customer service lady... I clearly explained that I couldn't get pass the security question. 15 minutes later, she's transferring me to online support... That's what she should have done in the first place instead of giving me a passcode to a page I can't access (due to the security question). Life is too short for this, and there are sooo mannnyyy banks. GoodBYE Regions!!!

    Honestly, I don't understand how you're still open, this bank is terrible. I would buy my meds at the pharmacy, on my way out of the store, pick up some water, card declined. Call, wait on hold for 20 to 30 minutes to get my card unlocked. Sometimes I would have to wait until the next day. I vividly recall, on one 4th of July, I stopped by a gas station (I was running on E) attempted to use my card, it was declined. I called to inquire, "Why?" It was not a gas station I normally used. However, worst than that, because it was the holiday, a manager told me no one was working who could unlock my card after feeling powerless and trapped.

    A cabbie was sitting at the station and asked if he could assist me. I told him my situation and he gave me 5 dollars for gas. Unbelievable, I know! I took his card and promised to pay him back, he insisted I need not. A stranger helped me in my time of need, due to my bank of 19 years at the time locking my card because I had to get gas in a place that was flagged as high crime. Terrible service, no compassion, no compensation, no empathy... Goodbye!

    P.S. I stayed so many years because I am one of those people who don't like change. Do not be me! Also, every month I must get a cash advance to access my money because there is no branch in my town or near me. I asked the bank to waive the ATM fees because there is no branch near me, they refused :(. I refuse to be a part of this circus, this bank has caused me many headaches...

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    Reviewed June 3, 2015

    Regions is a rip off. Their ATM machines are out dated in the small cities. They make money off of NSF and we let them. They don't give you a sufficient grace period like most banks because in the south they have no real competition.

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    Reviewed June 3, 2015

    I'm a disabled senior citizen, was recently hospitalized 5 times in ER. Had to use vending machine. 1.50 x 3 Regions charged for 3 separate overdraft fees. 6 in one night 218.00. No calk, no text messages.. Refuse to help me. I'm on SSDI. I am changing banks, they should NOT LET A TRANSACTION GO THRU. I'M MF insufficient funds... Period.

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    Customer ServiceStaff

    Reviewed May 31, 2015

    My mom and I have been customers with Regions for years. The other day I went in as I have on numerous occasions to deposit money into her account. I knew the front desk manager and he knew me. I went to the window to complete the transaction but I didn't have the account number as has happened to me before there and at numerous branches. The operations manager was at the counter and would not let me deposit money into my mom's account without her number. I told him that he could verify who I was with the front desk manager who was present. He told me it didn't matter that unless I had the account number, I would not be able to deposit even though he could verify me, my account, my mom's account, verify that she was my mom, that I had deposited money before etc. - it didn't matter if I didn't have the account.

    When I asked why, he told me that "if we deposited it, you would know your mom has an account here and although you probably already know she has one, if we did it for you, we'd have to do it for everyone." I told them that "I understand policies but I also understand having a little common sense." I then requested to speak with the branch manager who was present and stated the same thing and then asked for the regional operations manager who was present who stated the same thing.

    I explained how I've been to other branches before and whatever they did behind the scenes, they allowed me to deposit money and that I've never been unable to place money into my mom's account. I could not believe that a 10 minute stop was now leading into almost an hour. Their only response was that "if you don't have the account number, nothing else matters." I then asked for all of my money to be pulled from the bank and they obliged as I told them that I would never do business with their bank or refer anyone to their bank and how common sense and good customer service goes a long way.

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    Staff

    Reviewed May 30, 2015

    I have had a account with Regions Bank for 4+ years. Recently in March $500 was taken out of my account by an unknown company. I set up my account to send me a text when a transaction has been made on my account. I received that text while at work. I called the 800 number. They advise me that I had to wait 3 days for it to clear on my acct before they can do anything (Scam, scam). They should have been able to stop that transaction before it was cleared.

    I went to my local branch and they had me fill out paperwork and the lady advise me that she would take care of it and not to worry about and that it would take 10 days to refund my money. 12 days passed no money. Went back to my branch talked to a different lady. She pulled up my complaint on her computer and showed me where the last lady I talk to put in the computer that I allowed the company to take the $500 out and that there was multiple transactions from them (All lies). The lady could not find any other transactions from them. Then she advise me she would handle it and call me. She never DID! Now I can not get my $500 back because of the first lady lies.

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    Reviewed May 29, 2015

    I had deposited money twice into my account within 2 days and kept track of my spending. Got down to $7.00 in my account with no transactions pending and did not spend any additional money out of my account and checked my account on my online banking 5/28/15 and I was negative $728.00 in the negative. Trying to figure out why and could not come to a conclusion so I checked my account again at midnight on 5/29/15 and then my account was negative 758.00 in the negative so I decided to go to my local bank that morning when they opened.

    So I went to the bank and was there for a hour for them to tell me this is my fault that I used my debit card 18 times with funds not available and the negative amount that I listed above was nothing but overdraft fees as $36.00 a piece. And keep in mind I don't have overdraft protection on my debit card so how is that really possible, can anyone tell me? They are robbing their customers. Do not bank with them. They are thieves.

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    Staff

    Reviewed May 21, 2015

    On May 20, I arrived at the drive thru on rr, which is the location I've used for years. Normally the same teller waits on me but unfortunately I had a girl that I'm assuming has a problem with different races. She was very disrespectful. I complained and no one cared, can't wait to close account. People of color never do business where we can't be treated equally and with respect. I've been a customer with this bank for over 15 yrs because I girl didn't know me, she refused to deposit my check without putting it on hold. Had cashed or deposited that same type of check there time after time. As I proceeded to go in the bank and talk with someone else, the girl l left the dt to try and continue to talk down to me. When I asked her name, she ask me if I could spell.

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    Punctuality & SpeedStaff

    Reviewed May 18, 2015

    I dealt with two different tellers at Regions Bank. My mother recently passed and I wanted to ensure that her account was intact. My siblings moved checking to another bank and we realized some automatic drafts had not stopped. In the morning, the teller told me that a deposit would show up overnight. I went back a second time and was rudely greeted by a teller with long brown hair. She took my check and when I asked if it could be immediately credited, she told me that I would need cash.

    Although she informed me that she could not give me details on the account, which I might have understood, she informed me in a condescending and unexpectedly continued rudeness. She did not smile when I came to her nor did she do anything but tell me what they couldn't do. I guess I accustomed to a friendly helpful face but I bank at Bank of America. She told me no one could learn about an account unless they were the owner. To which I replied that she was unfortunately dead. Nothing, like sorry to hear that or anything more than walking away. If this is her at 11 am, I cannot imagine how irritable she will be later in the day. Perhaps a smile and a policy to offer helpful advice instead of barking what you will not do would be nice. Could this have been an SNL skit? I usually do not complain but the owner needs to know his representatives outfront are making visits to the bank painful experiences.

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    Verified purchase

    Reviewed May 17, 2015

    I attempted to deposit money after night shift. My account was not overdrawn but I knew the balance was zero. The ATM is on Battlefield and Ingram Mill road in Springfield Missouri. By morning I still could not deposit so I went to a branch across town. That ATM accepted the money but of course I was overdrawn. Only $3.83 cents but Regions seems to find ways of causing overdrafts.

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    StaffProcess

    Reviewed May 15, 2015

    I'm a person who checks account everyday for pending transactions! Well on 5-13-2015 I have none. I know I have enough to make till payday. Well low and behold I check my account at midnight today. Apparently a charge came through from 20 days ago which I thought was paid. This did not show on my account pending as of 5-14-2015 but I have two overdraft fees as of 5-15-2015 which only appeared after 12 am which my account was not in the negative when I checked at 10 pm. So now I have two fees for an 8 dollar charge!!!

    THEY ARE STEALING FROM THEIR CUSTOMERS. STAY AWAY!!! The lady had nerve to tell me it wouldn't have shown as pending because original transaction was made April 30, 2015. They didn't process till midnight on May 15, 2015 which they claimed it on 14th of May. Had that show on my account as a negative balance I would have move from my saving to checking. Mind you I have 3 accounts with them!!! This is not the first time!!!

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    Customer Service

    Reviewed May 10, 2015

    I protest when the bank picks and chooses the order they are going to clear checks on my account. I will use an example. I have two checks in pending, both small amounts. Together they total $80. Then I have an unexpected debit hit the bank two days before it was suppose to (my problem). That debit is

    $82. The bank for some unknown reason will clear the largest debit first even though it was the last to hit the bank. This leaves me with two overdraft charges. The debits were paid.

    I cannot begin to tell you how often this happens. I have often thought of filing a complaint with someone who could do something about this problem. Ultimately it is my problem for bad bookkeeping but I'd rather have the one overdraft fee than two fees. Customer Service said exactly that. They have nothing they can do on how checks are cleared. It made me so mad that I opened a new checking account at a different bank and my Social Security check now gets deposited there.

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    Customer ServiceCoverage

    Reviewed May 4, 2015

    This is the second time this has happened to me with Regions. Online banking says one thing, their "account" at the bank says something different. Then when things hit the account at midnight, they choose which goes first. This time they charged me $180 in overdraft fees although my direct deposit paycheck hit the account the same time as these charges ($7.99, $7.00 and a $10.00 transfer to my son's Regions account). When I look at my account, I see three items that hit and were not covered - but this is their response to me:

    Mr. Regions Banker: "I completely understand the confusion caused by what you're describing. With every bank account, there is an Available Balance and a Posted Balance. The Posted Balance is what you're seeing on your online banking. It reflects all charges or checks or expenses that have officially posted to an account. A posted balance, however, does not reflect anything pending or electronic transactions, such as transfers, debit card purchases, etc. All of that is reflected in your Available Balance.

    Once your available balance goes below zero it incurs OD fees, and in this situation there were 5 charges on your account that either took it below zero or occurred after it had already been depleted. So while your posted balance only shows it happening 3 times, there were actually 5 transactions on your account that overdrew your available balance. And this is because your Available Balance was lower than your posted balance when these charges came through."

    How is that for clear? Basically, they can rob you blind and you have no power to challenge them. Even their own online/mobile banking refutes their accusations. I am moving my account. This has got to be illegal, if not a total misrepresentation of the value and accuracy of mobile banking.

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    Price

    Reviewed May 2, 2015

    I was reading on the internet about how Regions has been clearing larger checks then overdrafting on the smaller ones and holding checks/transactions to manipulate an overdraft that they can charge and I realized that this is what has been happening to me - as I suspected. I live paycheck to paycheck with this particular bank and check my balance every day. There would be nothing for a couple of days then BOOM! Big check and iTunes 0.99, Starbucks 5.99 charge, etc each with big overdraft. I am glad to see that others have had this problem and that I am not just imagining this. I have to admit that I have had an occasional overdraft due to my own fault but with this manipulation scheme they have, I have lost a fair amount of money. I am so over Regions. Leaving soon.

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    Customer ServicePrice

    Reviewed April 30, 2015

    I had a dispute with my business account. I was charged 252.00 dollars for fees of overdraft and took all the required material needed to dispute. This happened in February. Here it is end of April and I still do not have the issue resolved. In process of trying to resolve this I have been hung up on by my banker at PCB, FL. I use to would refer anybody to regions but now I would say go to another bank because regions loves to charge fees for everything.

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    Customer ServiceStaff

    Reviewed April 23, 2015

    I've been a Regions customer for over 5 years and I'm very upset. This morning I was charged a fee for a check that clears on my account and I had the money in my saving account. After months of telling them I needed overdraft protection. Last month the same thing but they did return my money only to charge me a 16 dollar fee. When I called the call center the rep got mad because I told her I'm taking all my money out and going to another bank because they are scammer. All these years of the drama will finally end today. Thanks Regions for pushing me to another bank Fifth Third to be exact.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed April 16, 2015

    My business has had an account in good standing with Regions (AM South) since the beginning of my business venture. Going into the 10th year. I have required very little of their services, but it seems that when I do, I am met with substandard service. I wanted to increase my Visa limit a few years ago. That was handled poorly by the Regions staff, the paperwork filled out by the staff was not suitable for the request, and subsequently I was turned down 2 1/2 months later. By that time, I had received another card by another banking establishment hassle free. When fraudulent charges appeared on my Visa statement from someone traveling to several mid-eastern countries, there was no alert, and because Regions can't attach my Visa to my online banking, I cannot monitor. There is something wrong and no one has addressed.

    Again, I brought my sick, aged Mother into my branch (across the street from my office) to get an affidavit notarized on 4/14/2015. She is frail and cannot handle long car rides and getting in and out of cars. I figured that was the closest place to find a notary and since I have had an account in good standing for such a long time and these people know me, that with our business relationship, Regions would surely notarize an affidavit for my sickly Mother. NO, she had no account with Regions, I was told it was the LAW. BS. To say I am unhappy with Regions is putting it mildly. I am now on the no call list, as I will never need Regions services other to deposit my money, and I will be actively looking for another bank. One that I can feel comfortable handling all aspects of my business, and will treat me with respect. If Regions cannot provide quality customer service then it’s time to move on.

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    Customer Service

    Reviewed April 16, 2015

    When I was with Bank of America, I never had a problem, they even let me over-draft my account up to $500 dollars as if I had a line of credit, and gave me up to 30 days to pay it back.. Regions customer service keeps telling me one thing then the truth comes out and ends up costing me over $100 in fees. You can see by their recording when you call their phone line after hours: "Our offices are closed for the day. Our business hours are Monday through Friday until central standard time, and on Saturdays from, until central standard time, and on Sundays from, until central standard time. Thank you for calling Regions Bank. Goodbye." Exactly like that, no hours stated.. What a joke..

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    Reviewed April 11, 2015

    I plan on filing a petition against Regions as they have not followed suit with other big banks and stopped the way they processing checking account transactions. A customer can have the funds in the account to cover the "pending transactions" however they pick and choose largest to smallest and process in this manner. Other large banks have also been petitioned and filed against and customers have won their case. Look for my post on Regions Facebook site and let's band together to get this resolved and stop Regions from doing business in such a way that digs a hole for their customers. Regions = PROFIT off customer to the highest level.

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    Reviewed April 9, 2015

    When I started with Regions it took about 2 months for them to send me a checking account visa cc and once I lost my card which was about 3 weeks ago I ordered a new one. I have not seen my card and is very upset because they always tell me that they have sent it. They are very inconvenient.

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    Customer Service

    Reviewed April 6, 2015

    This is the second time I've made an after-hours cash deposit at an ATM to make sure my account had enough balance for my mortgage and has eaten my cash and card because service is not kept up. I needed the money in as of 8 am on the next business day but the claims department said it would take up to 2 since they do not service or own their own ATMs! Long story short, 2 weeks of putting in claims and making calls to get my money back which should've only taken 1 business day... took over 2 weeks. Stay the hell away from Regions! O yeah, I forgot to tell you that even though I've been with them for 6 years we still get treated like crap.

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    Customer ServiceStaff

    Reviewed March 28, 2015

    I'm disabled and I received my money from disability on the 3rd of each month. My husband and I were struggling for 3 weeks because he was recovering after losing a leg and obviously he was not working. So when the 3rd of the month came it was a relief. So we decide to go and have breakfast at Dennys. When we went to pay after eating the card declined TWICE. I told the waitress that I will go to the bank because there must be a mistake. At the bank I explain the situation to the teller (I was shaking and crying of embarrassment, felt bad for my husband was waiting for me at the restaurant waiting and ** for what happened) the teller explained me that because I did not have any balance in my account they hold my money for 24 hours. Since I was so upset, she made a phone call and I was able to withdraw some money from them. I never had this experience with any bank. It was a very bad experience for me and my husband.

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    Customer ServiceStaff

    Reviewed March 25, 2015

    I opened an account online with Regions two months ago, and made my initial opening deposit. I was told that my debit card would arrive in 7-10 business days. A week later, I received a call from Regions stating that they required additional information and I needed to bring my ID, social security card, and a utility bill with my current address. The next day I went to my town's main branch and provided all of the information to their Customer Service manager. The following day I received a call from the manager saying that the utility bill did not scan properly and that I would need to bring it in again. That day I again went to the branch during the ridiculously small window of time they are open. The manager then scanned my ID, social security card and utility bill again. It looked as if everything was going to be okay.

    A few days later, I received yet another call stating they needed my information again, as they apparently still did not have my current address on file properly. I went to a different branch and again submitted my driver's license, social security card, and utility bill. I then asked if the representative could either order my debit card or my first set of checks, as I'd already gone three weeks without proper access to my account.

    I'm then informed that in order for her to order these I would need to sign a "signature card." She apparently did not have access to that particular piece of information and told me that it would be mailed to me - I should receive it in 3-5 business days. Once I return that to the branch they would then be able to order my debit card and/or first set of checks. She then spends the next 20 minutes informing me of the other "services" Regions offers, such as auto insurance and personal lines of credit - none of which I have even a remote interest in.

    Two weeks pass, I receive nothing in the mail. I contact Regions customer service and am then told I will need to go back to the bank and submit a utility bill. I explain that I've already submitted it three times and that I was waiting on this "signature card." The representative completely ignored my question and directed me to the branch. At this point, I choose to ignore the problem for a few days. I then receive a call from the branch asking me to come in to submit the utility bill again. I ask the representative if I could email it to her, as the closest branch (that she works at) is 20 minutes away. She gives me her e-mail address and I send it.

    Earlier this week, I receive a subsequent phone call and e-mail from her asking for the information again, that she did not receive my original e-mail. I respond to this email with a JPEG scan of the utility bill and ask that a rush is put on my debit card so that - after two months - I might have reasonable access to my account. Today I receive a call from the customer service manager that I originally submitted this information to twice. He tells me that he's received an alert from their back office processing that the account needed to be closed. I ask why it's being closed as I haven't even been able to use it, and I'm informed that their back office is "discreet" about these matters and that he doesn't have the information. I'm told that I could either come in to pick up a cashier's check for my remaining balance or that they could mail it.

    After speaking to him, I call the other representative that I dealt with to see if she might have information for me. As expected, she was unable to take my call. I call the Regions customer service number and after a brief 15-minute hold, I'm told by a representative that their back office shows I did not submit the requested utility bill, and the decision to close the account was made at the local bank. I'm also informed that once an account has been cancelled, it can not be reopened. At this point, to say Regions has a complete lack of competence would be a huge understatement. At no point during this entire ordeal did anyone demonstrate an understanding of how a bank should operate on any level. It seems that at every turn, they were searching for reasons to lose me as a customer. Fortunately for them, I need no more reason. I would rather keep my money in a mattress than ever step foot inside a Regions branch again.

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    Customer ServiceContract & TermsPunctuality & SpeedStaff

    Reviewed March 18, 2015

    It is amazing Regions actually hasn't filed bankruptcy by now. EVERY time I call, there is a wait time of between three and 15 minutes. Often when I call the person I'm talking to has to ask the same questions I've already answered upon opening the conversation. If you only have an auto loan, you cannot access this account online. You cannot make a payment online. I've been told more than once that the people doing their telephone support cannot even note the account... even that you called, let alone anything that you want them to note the account with (for instance, a note that you called and made a payment arrangement). The last time I called, to make a payment, it sounded like I was talking to some female thug. I sent one of my payments by overnight mail so it would arrive on time. The tracking said it arrived, but they still posted it late. I would never recommend this bank to anyone, for any purpose.

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    Customer Service

    Reviewed March 18, 2015

    On March 4 I went to my Regions ATM to make a deposit. To my surprise my ATM stopped working while I was using it and kept my deposit of a check and cash and debit card. I went into the bank to make a claim and reorder my debit card. The customer service lady proceeded to order my card and started talking to me about home loans. I let her give me her card and once again asked her was my card ordered and sent out, she let me know that it was overnighted and I will have it no later than Monday or Tuesday. I check my mail on the 10th of March and did not see my card. I waited till the next day that evening and called the customer service 1 800 number and reported that I have not seen my card and how long will it be till I get it. They regretted to inform me there was never a card sent out and my old card was still active. Once again they apologize and said my card would be to me no later than the 13th.

    On the 13th I did not receive my card, I called into customer service again and they said someone will call me the next day to make a new claim. I never received a call so I called again on the 18th. The lady assured me that there was an error and this time it would be sent out and I will get it by the 20th. By this time I was serious and asked to speak to a supervisor and the supervisor said, "I apologize. This time is different and you will have it by the 20th and there's nothing else I can do for you." I don't understand how five people could drop the ball and not get one simple task done as simple as sending out my debit card. I thought Regions was one of the better banks but apparently I was wrong and I will be cancelling my account as soon as possible. I hope your experience was better than mine.

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    Staff

    Reviewed March 14, 2015

    Went into Horn Lake Regions bank to get a loan for 4K and also see about increasing line of credit. Told I could get both only to find out I got the 4k loan but denied the increase. If you use this bank, get it in writing before taking out the loan. Now I have to move 65K from them to another bank because I don't trust them. My credit score is 741. They just want me to get me to refinance and that is why they try to make your credit look bad, to get more "money" business from you. Also the rep told me Regions don't care if you're an every day customer.

    They are really trying to get me to refinance with them the money I already owe them and using every tactical means of trying to make you do it. Watch them. They are only out for the money and how much they can make off of you. I am moving my business and telling everyone about them that I can. Being a writer, their tail is in some kind of trouble with the public and all I can tell. This bank is one step away from being out of business as far as I am concerned.

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    Customer ServicePrice

    Reviewed March 14, 2015

    I went to make a deposit tonight to have it rejected. After scratching my head as to why it wouldn't take my cash or check deposit I called the 800 number to be told my account had been closed for having a zero balance for TWO DAYS!!! Really, I have been with this bank for 5 years direct deposits and you get offered over draft protection to have it taken away. They charge you for using the ATMs at their own location... Now I have to go up and either argue with someone or have my checks lost and delayed possibly a week or two! If this doesn't take the cake! This bank is a joke. I'm sorry I stayed as long as I have and word of this mouth will be told to anyone who will listen! Stay clear of this bank! Fees fees fees will eat you alive and don't go to a zero not negative just zero for two days! I can't give it a star at all!

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    Customer ServiceStaff

    Reviewed March 11, 2015

    I had the most horrible experience with some lady. I call around 7am east time on Wednesday, 11. When you suppose to call a company and you are a client, you are expecting for a good customer service but unfortunately she make me feel awful. She never help me and almost make me cry. When I ask for her name she said ** and of course I ask for her last name. She laugh and said “I don't need to tell you.” For me, this kind of employee who think the life is a joke they not deserve a job. I hope soon she will fire. Or regions bank will start lost clientele. I will love to get more an email about my complain because I feel frustrate.

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    Customer ServicePunctuality & Speed

    Reviewed March 8, 2015

    Online bill pay rigged to post bills hours before paycheck credited. Causing overdraft fees. Largest bills post first taking out the most amount so all smaller bills overdraft after fees. We have been with regions for 10 years. It's just gotten worse. Cancelled bill pay however now it's outsourced so the company can charge account as many times as they like. For instance my car loan went through at midnight, paycheck wasn't posted until say 12:15 with other bills so there was a fee. Even though check is supposed to go through on Thursday night and bills are set up for Friday. So when you get 10 bills going through like that it adds up.

    Also when the outsourced bill pay company overdrafts the payment they keep throwing it back and forth racking up fees. I called the car loan holder to ask why they had attempted 3 times. They said it wasn't them it's regions. Also auto payment is not always electronic even when it's supposed to be. Sometimes they send paper checks causing late fees on the other end.

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    Customer ServiceContract & TermsCoverage

    Reviewed March 4, 2015

    I was online one afternoon looking for a gas fleet card for my business. I came across the Chevron Texaco corporate card. I filled out the credit app and within moments was approved. I waited almost 3 weeks for the cards when I received a phone call from FEDEX stating that the sender had the wrong address. I gave them my home address to deliver the cards. When I received them I activated one of them. The automated system told me that the cards are on a net 7 day pay off! I was shocked. I have never been on a 7 day pay off before. Most companies give you a net 30 to pay off the bill.

    The first time I went to use this card, it declined. I tried swiping it again and what do you know, it declined again. I was very embarrassed and ended up paying cash. I called the customer service dept who said that my pin number was wrong. I advised him that I had never record my pin number. The next day I went to use it and it worked. However, I called to correct my address issue - they had wrong and they were very rude to me. Then my other office in Oregon received this banks ARCO fleet cards. My employee sent me the cards.

    A week later I went to use the ARCO MasterCard to book a hotel and flight. The information on the terms and policy stated that customers were able to use the card for that purpose as well as gas. What do you know, the cards did not work. I had to use my personal credit card to book my hotel and flight. I called the following Monday in which I was transferred around 6 times, placed on hold for an hour then the phone hung up. I wasted my entire morning on this crap.

    Finally by the late afternoon I got through to the right person who tells me that my accounts have been locked and account canceled. I was pissed for this Mickey Mouse crap. They tell me that they closed my account because I attempted to charge online for my hotel and airline tickets. WOW! Nowhere on the brochure or policy and terms does it state that one could not charge for anything online!!

    After reading all the reviews on here it became clear to me that Regions Bank is a joke! Scandalous company I have ever dealt with. If you apply for a gas card, do yourself a favor, read the fine print to make sure that the credit card does not belong to Regions Bank. They are not operating in a legal fashion and do not care about your problems that they themselves create!

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    Punctuality & Speed

    Reviewed Feb. 28, 2015

    I have been a customer of Regions for 3 years now and I have had numerous occasions where the bank charged me NSF fees even tho the funds were in my account and MY money is what paid the merchant. Not Regions! This week for example MY money paid for every transaction but bc it posted late (due to Regions CS being closed for the weather) they charged me $216 in NSF fees and refuse to assist me even tho I am a long time customer and my acct has $500 or more post to it every week! I absolutely hate this bank and will tell everybody I come in contact with not to use Regions! I will be closing my acct this week once my DD is transferred to my BBVA acct. #leaveRegionsAlonePPl!

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    Customer Service

    Reviewed Feb. 27, 2015

    I had an account for about a year with Regions Bank. When I realized that they were not open on the days I could get in to do business I decided to open an account somewhere else. I did not close the account but it was not negative and I never used the account. Of course they locked out my bank access and charged me fees. It took two months to notify me of the charges and by the time I could respond to them, they forced closed my account.

    I called and received horrible customer service after holding for 15 minutes. I was told they are NOT responsible for the charges and that a notice was sent to my ONLINE banking which they had taken my access away of. I was never notified there was a balance on my account other than the online banking, which they have control of. No statements came to my home or to my e mail account. I was told I could pay the fees owed, however they could and would not be responsible for the credit rating it would cause. I asked to speak with a supervisor and was sent to an automated part and asked to enter numbers to get to areas that had NOTHING to do with my complaint. No supervisor would talk with me and so basically I was hung up on. Don't bank here, ever.

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    Customer Service

    Reviewed Feb. 23, 2015

    Regions' security department made aware my check card had been hacked/cloned and instructed me to visit the local branch. Upon my visit to the local Snellville, branch manager requested I return on a specific date/time after she could not answer some questions. However, upon my return at the requested time, it was clear she requested the police be there. Moreover, the Snellville Regions branch manager on February 20, 2015 has acted to close my account effectively on March 05, 2015.

    It seems that being hacked while black is enough for Regions' Snellville location to dismiss your questions, insist on a police presence while completing paperwork, and close your account because your money was stolen. It's hard to imagine Regions would treat victims this way after having money stolen from their Regions account. I feel violated twice by these circumstances.

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    Punctuality & Speed

    Reviewed Feb. 21, 2015

    I had bill pay under the old online system and didn't touch it for a while. The last time I made a change was a couple of years ago. Now I need to make changes to my out-going payments, and I can't figure out how to get to my old bill pay choices. It looks like the new "improved" system is making me enter everything again, but it is still taking out the existing scheduled payments, so this older bill Pay is obviously in the system somewhere. I want to get to it without completely re-establishing all my automatic bill pay and make sure Regions doesn't make any multiple payments. The long wait time indicates that this is a ridiculous mess.

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    Customer ServiceStaff

    Reviewed Feb. 20, 2015

    After February 19, 2015 Regions Bank will never have to worry about me dealing with them. I'm actually trying to sue them now. They allowed my income tax refund to be deposited into someone else's account!! My name was on it and after speaking with several regions agents still no help. They were rude and disrespectful. The agent even told me he see where my funds were deposited into the wrong account but there's nothing he can do and that they can spend my money. I contacted the irs and they gave me a trace number for my money and said regions should be able to transfer my money into my account since they accepted it and wasn't suppose to because my name wasn't even on that account they deposited in. Regions still said no. So now I'm waiting on this issue to be resolved which it looks like it's not gonna get resolved!! Do not bank with them I'm warning you.

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    Customer ServicePunctuality & Speed

    Reviewed Feb. 19, 2015

    This is the worst bank ever. They process transactions however they see fit to get the most overdraft charges out of you that they possibly can instead of running the transactions through in the order they come in. There was a day where I had a balance of a few cents so I deposited $30 cash, not a check, cash and I went to the store and bought something for exactly $30 and they put a two day hold on the deposit and ran the $30 through and charged me $36 but because I didn't realize this I had deposited another $30 and went to the store and tried to run my card through for $28 and it got declined so I said, "Ok try it again" and I ran it through again and it got declined again so I went to the ATM to do a balance inquiry and when I tried it put out an error slip.

    So I went home to check my balance on the computer and I had two $36 overdraft fees for the two transactions that didn't even go through when my card was declined and another $2.50 ATM fee for the balance check that had an error and didn't even give me anything and I got a $36 overdraft fee for the $2.50 ATM charge. When I went to the bank to complain about the charges they were very rude and handed me a ledger and told me that if I wrote my charges and deposits down that this wouldn't have happened and that it isn't their fault that this happened because and I quote "We can do anything we want. It's in the fine print." This is not the only time this has happened. They do it quite frequently.

    There is also an issue I have where when I went in to sign up for the account with my husband I thought I had my ID but I did not so he just opened the account and we went in later and put me on there. We should both be on the joint checking account and it shows that we are so I'm not sure why I had an issue but I had a loan and I made a payment using this account and it was taking forever to post to the account. Three days later it had still not posted to the account. It wasn't even showing as pending. So I called the 800 number and was told by the guy that there was nothing that I could do over the phone and refused to give any information to me and told me that my husband would have to call and get the information because it was his account.

    I asked if I could three way call him and they said he would have to call in by himself and then the guy hung up on me. I am on the account. I should be allowed to get information for my own account with my own money. That is ridiculous. I ended up having to call him at work since the bank is only open during normal people's working hours, and he had to call the 800 number and get the information I needed and then call me back.

    We both went into the bank on one of his days off and talked to someone about this and they said that yes unfortunately what the guy told me was correct that he couldn't give me information to my own account because my husband was the one that opened the account originally and that it didn't matter that I was added later and we ended up having to sign a power of attorney for him to give me permission to receive information ABOUT MY OWN ACCOUNT like I'm some woman from medieval times who needs my husband's approval before I can do anything with my own money. All because I forgot my ID the day we opened the account.

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    Staff

    Reviewed Feb. 17, 2015

    I have been banking with Regions for about six months now. I decided to bank with Regions because I was moving to go to college and there are branches in my hometown as well as the city I was moving to. This was the worst financial mistake I have ever made. Every bank branch I have visited in two different cities I have been treated as an idiot and a second class citizen. There are also ridiculous fees for using any ATM other than a Regions ATM every time I have been charged five dollars from Regions on top of the normal fees that come from using a different ATM.

    The final straw and what has convinced me to close all my accounts was when I attempted to use their mobile check deposit on their smart phone app. It clearly stated that it would take one to two business days to have the funds deposited into my account. Three business days later the check still hadn't been deposited into my account and I needed the money so I went into my local branch and asked them to cancel the mobile deposit and just deposit the check normally.

    They told me that they couldn't do that and when I asked why the teller said they didn't know. So I asked to speak to a manager and even the manager couldn't tell me why they couldn't deposit my check. I was very angry at this point and I left so I would not cause a scene in the bank. After cooling off I decided tomorrow I will go back and close all of my accounts and begin banking with another bank.

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    Verified purchase
    Staff

    Reviewed Feb. 16, 2015

    I have had a small business checking account with Regions Bank for 5 years. 3 weeks ago I received a letter telling me they were closing my account. It is no small project to turn my small business auto payments over to a new bank. My average balance with Regions was around $15,000 and they refused to give me any reason why the account was being closed. I visited the local bank where I know the people well and they would or could not tell me why. Don't do business with this bank. Just when you think they are great, along comes this.

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    CoverageStaff

    Reviewed Feb. 14, 2015

    I own my own business, and receive checks for payment that are usually deposited in my bank account (not Regions). Occasionally, an individual will pre-pay for services with a personal check, and I go to the bank, it is written on to cash it, to make sure I get paid. Today at Regions, they demanded that I pay a 1% fee to cash a Regions customer's check, because I am not a current customer. Fact is, I was a customer, but they took my accounts at Regions and sold them for a profit to Morgan Keegan. This is an opening for a class action, as I had no choice in the change of fiduciary, but was not informed of the loss of my privileges as a Regions customer.

    In this case, the fee was waived after talking to a very friendly executive, which leads to the next opening. The check cashing fee for non-customers is arbitrary, and can be waived for those who have the resolve or net worth to spend 15 minutes of their time for $2. I assume that this fee has been waived thousands of times since it was instituted, which makes the policy suspect of bias for and against every protected class in society. In my opinion, someone needs to put an end to this practice, and I would be willing to help.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 13, 2015

    My warning is do not use Region's bill pay unless you have money in the bank when you schedule the payment. I setup my mortgage payment to be paid on the February 13th (payday) using the bill pay. Regions sent the payment too early and it was processed on the 12th. Now my account is overdrawn and they have sent back the check. The customer service guy was not helpful and he said it was my fault. He would not let me talk to a manager. Poor customer service.

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    Verified purchase

    Reviewed Feb. 11, 2015

    I received an email to try a facial product RISK FREE. The items arrived with one vial empty and the product burned my face. Called Hydroxatone and got RCA numbers, returned all sent via USPS and have proof of delivery 11/28. Charged anyway Dec 16 and again in Jan (although Regions knew there was a problem!). Contacted bank immediately mid-Dec and told to contact supplier again. Did that with NO results. Went to local branch with ALL info and PROOF OF DEL and quite frankly have been treated like I am the scammer rather than the victim I am! Have had to return to the bank twice (I am 83) and gone over and over, made copies, sent to corp., and STILL DO NOT HAVE NEITHER OF THE WITHDRAWALS returned. They further said some keep and use, but I have PROOF OF DELIVERY!

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    Reviewed Feb. 11, 2015

    I hate Regions bank. I will be moving my account from them - atm $2.50 to get your own moneys!! I was banking with Chase but relocated and there was never a atm fee!!

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    Customer ServicePrice

    Reviewed Feb. 9, 2015

    I want to make it clear, if I could give this bank a 1/4 star I would, but unfortunately I had to give it 1 star and trust me...they're lucky they got that. I had a transaction from Google Wallet that I did for $100. I later cancelled that transaction and Google Wallet emailed me to confirm that the transaction was canceled. No money should have came out of my account because I canceled the transaction same day. Well, the next day Regions went and took $100 out of my account for that transaction. I explained to them that I canceled the transaction and they said that Google never canceled it.

    This also cost me $36 overdraft fee. I was told that once Google puts the money back in and they see that this was a merchant error and not my mistake they would refund the $36. 10 days later I got my money back minus the $36 overdraft fee. I had to fight with this bank over the $36 overdraft fee, explaining that this was not my error and in fact, was Regions error. They told me if I don't want to pay it that I would need to contact Google and have Google pay it. Finally I got someone on the phone that wasn't an idiot and saw what happened and refunded the money. Unfortunately, it took another 5 business days before I got the $36 back in my account. In the meantime, I had 2 transactions go through that totaled less than $30 and because of this hold up, I was charged 2 $36 overdraft fees and when it was all done and said, my account was negative about $200 in fees because of me waiting for them to refund my money and then the overdraft fees.

    They have now sent me to a collection account and I think that anyone that has any issues with this bank needs to contact their State Attorney General's office there in Alabama as well as the Federal Trade Commissions and report them to the Better Business Bureau. I have seen many times where they showed my account with transactions that had posted...then all of a sudden, those transactions apparently didn't post...just so that there could be an overdraft applied and them make money. This bank will steal from you any way they can. Report them. I am seriously thinking about filing a class action lawsuit against these thieves.

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    PriceStaff

    Reviewed Feb. 4, 2015

    I live in MS and this is by far the worst bank I've ever dealt with! They wait until the last minute to take out money and charge overdraft fees like crazy! This bank gets so many negative comments when I ask people how do they feel about Regions! I withdrew all my money and transferred over to bank plus and I'll try my luck with them.

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    Reviewed Feb. 3, 2015

    Regions is engaging in illegal activities and needs to be stopped. This is what happens: I buy Starbucks on the 14th of the month, two times in one day. One amount about $5, the other amount about $2. On the 16th of the month my account has $25.67. I spend exactly $25.00 on groceries so there will be 67 cents left so my account "IN THEORY" won't overdraft. What does Regions do? They post the Starbucks that I bought 2 DAYS AGO that has already been posted on the 14th and magically move both transactions to act like I made them after my account only had 67 cents so they can double charge me in overdraft fees.

    This has happened to me on 3 SEPARATE OCCASIONS. THIS IS NOT AN INNOCENT MISTAKE. They have done the exact same thing to my Dad as well. And when you go to the bank to discuss this with them it's, "I'm sorry, sir, but we have no control over what they do in overdraft fees." They are participating in criminal activity and they need to be punished for it. Do yourself a favor and never, ever open up a Regions account. What they are doing is wrong and it needs to be stopped.

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    Verified purchase
    Staff

    Reviewed Feb. 2, 2015

    We had 5 business loans totaling 22 million. In 2009 when development was hit hard by the recession, my husband provided Regions with individual payoff commitment letters plus a staggered closing schedule of one loan every 2 weeks. Because of a local attorney who has represented almost every bank we do business with, whom we tried to get disbarred, took out his vendetta against our credit and our ability to go back to work. Instead of regions taking a full payoff, the smart mouth banker and the rogue attorney chose to use government TARP to ruin our credit and the timing of their foreclosures was while my husband stood vigil over me while undergoing a 10-hour surgery at Mayo clinic and the next day an emergency 8-hour surgery due to a second recurrence of breast cancer, the banker and the lawyer accelerated the foreclosures during this time.

    Regions and the rogue lawyer quoted false information about us in the Des Moines register and they successfully and sneakingly sold our loans out the door to a vulture fund for pennies on the dollar. Now we have judgements and our credit is ruined and the tax payer assisted TARP went to paying a rogue attorney to steal our property and ruin our credit. During my extreme chemotherapy and radiation treatments they harassed us severely. They even sent a letter stating "if Tammy ** is coming to the meeting, regions will not meet", concerning a requested meeting by my husband... I didn't go and when Dan got there the rogue lawyer said "give us 1 million dollars or we'll keep the judgements".. My husband walked out of the extortion attempt. That was in 2010.

    We're here today finding that Regions' banker lied in the foreclosure documents which there's a 6 year statute of limitations for that and it's a felony. This bank and their smart mouth employees need a lesson. We may sue because we were told there seems to be tortious interference out of the banker and the rogue lawyer.

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    Verified purchase
    Customer ServiceInstallation & SetupStaff

    Reviewed Jan. 23, 2015

    My husband and I chose Regions bank because we were moving out of state, and there was a Regions near our old home, and 2 near our new home. Setup was painless, and that was the only thing about Regions that was. We had started automatic deposits with our weekly checks and reimbursements. When we moved we had a VERY large check given to us for moving, from the company our deposits had come from. We were told that we wouldn't be able to draw on the check for 10 days!!!! Not great when you need that money to setup your new home. Then when we went in to add me to the accounts, as my husband had set it up, and I wasn't there, the banker only put me on the checking--not both the checking and savings as we instructed him, he seemed VERY incompetent and this proved it.

    Then we tried to use their online Western UNION Service. It locked our accounts, and we were told and I quote, “any Western Union transaction done online is considered fraud, and we lock the account.” What? Then why oh why do you have it on your site? We have called and emailed multiple people and NEVER got a response back, plus it took a week to get our funds back! We had to go into the bank to have everything unlocked. Then the online banking went crazy, it got to a point where I had to screen shot every time I logged into my online account. 1 day a check would show as cleared the next day it wasn't and then I would get a fee?! Ummm, what? I am not some person who doesn't know how to balance their checkbook/manage money--I have an accounting degree, and worked in the field for 8 years. I know what I am doing.

    So I inquired on their policies, and wrote them down, then next day I called again and was told a different policy. Plus there is only a 1-800 number for all the branches, so you can't reach your local branch. The people on this 1-800 number are the RUDEST. Save yourself a lot of trouble and DO NOT Bank with REGIONS. We are pulling out our money today and going to a local bank who hasn't forgotten what a person is, and how to treat them.

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    Verified purchase
    Customer Service

    Reviewed Jan. 23, 2015

    I walked into my local branch in Coral Gables FL to deposit a large bonus check drawn on Bank of America, and the check is from a very large and respected local company and local account. Mind you, for 3 years, I have a bi-weekly check directly deposited to my Regions account from this very company. I was told there would be no more than 2-day hold, but in either case I would receive a call form the bank officer I was dealing with. Not only did I not receive a call, nor did the funds clear, but I called in the morning and left a message and no return call. Had to go in person. BTW all branches have only a single 1-800 number listed. UNACCEPTABLE. I will be leaving very soon. Money is still on hold, 72 hours!

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    Price

    Reviewed Jan. 22, 2015

    Looked at our account online this morning and saw an unauthorized withdrawal. Turns out Regions had decided to withdraw a double installment loan payment without our consent. Turns out if a payment is past due, they can and will do anything they want to. Now they are as happy as can be because our account is $50 in the red and they can charge us multiple overdraft fees. Had an account with regions for over 15 years, but I'm going to close it. Anything has to be better than this. They are bloodsuckers.

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    Reviewed Jan. 22, 2015

    Tell if it's legal for a bank to charge me to cash a check drawn off of one of their accounts? My boss writes me a check off of his company account every week and sometimes twice a week and his bank his branch charges me to cash it.

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    Staff

    Reviewed Jan. 21, 2015

    Regions Bank charges excess overdraft fees no matter the amount! I've been charged multiple times by this bank rather than one fee. It is ridiculous. They also do not stand by their customers on fraudulent claims. They are the worst!!!

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    Staff

    Reviewed Jan. 19, 2015

    I worked for Regions for over 1 year and it was the worst place I've ever worked at. The people there don't care about anyone but themselves and their paycheck. Before I stopped working there about a month before I was out getting groceries and I forgot my wallet at the store. Someone had used my debit card and attempted to use my checks. I reported it the day I found out I was missing my wallet which was the very next morning. They made it extremely hard for me to even get my hands on an affidavit to dispute the charges and try to get my money back and they wouldn't change my direct deposit or freeze the account!

    They made me explain what happened to my boss that is above the branch manager and they made me feel like a complete idiot. I never got all the money back and they eventually closed the account and sent the remaining balance to collection agency. Now I have a 275.34 charge against my credit history because they wouldn't take the time to help me. Worst place I've ever banked at and will never do business with a bank. Credit unions are the only place I trust my money with.

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    Staff

    Reviewed Jan. 16, 2015

    My 22 year old son had a Netflix account which incorrectly charged his debit card $8.61 when it should not have been charged. This issue also happened 2 months ago and was resolved with Netflix crediting back all the fees and Regions also at that time. It took a month to receive the overdraft fee. Now, the same issue is back, Regions charged his account off and closed it because they did not want to credit his account when the credit was due.

    I spoken to over several DUMB, Incompetent, RUDE, Un- knowledgeable reps and has been told that I was CORRECT! The account should have not been in the negative and that it was regions' fault. I spoke with a rep on January 12, 2015 she stated that the account was not closed and that the account could receive a deposit. She also said the over draft fee on that account can be lifted after Netflix credited the account back. At that time, I then called Netflix and they credited back $8.61 to the account, later to find out that regions had closed the account and sent it to recover. The same day on the 12th...WOW!

    I am so UPSET right now. My son is 22 years old and is a junior in college and should not have this on his credit or record with a bank. This is a incorrect charge and I was told this by a regions rep yet still KNOW ONE at regions will help me. I have thought about calling my attorney regarding the issue but seeing so many reviews and complaints over hundreds of dollars plus thousands I feel it may not be worth it. Regions reps are LOUSY LOSER and the company needs to closed completely!!!

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    Customer ServiceStaff

    Reviewed Jan. 15, 2015

    I've been banking with Regions for the last five years. Up until a month ago I had no issues. Then all of a sudden I'm stuck with $500 in overdraft charges. Went to the bank to only have the guy laugh at me. That's when I asked to speak to the Bank manager. He gives me her card & says she's "conveniently" unavailable. So I sat up at the bank for three hours while I watched her walk by me at least a dozen times. So I leave & call the complaint line to only get info on an account I already know about. So this mess happens again & I go up there today to point out that the $200+ overdraft charges were bogus. I wanted to speak with the manager. "Oh she's not here, she won't be back till after 1 pm. Can I have her call you?"

    I explain "I went through this last month & never had my call returned or even acknowledge me." So I ask for the corporate # & in return she gives me the same bs automated line. Meanwhile I spot the bank manager in the next office sipping on coffee. So I said "I want to speak to the manager & don't tell me she not here because she's sitting right there." Once again the manager will not acknowledge me. So I'm trying to get my $800 total back in wrongful overdraft charges & don't know what or where to start. Bank manager shouldn't have this title if she just ignores the people that come into her bank. Totally unprofessional & discriminating.

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    Customer ServicePrice

    Reviewed Jan. 14, 2015

    I went to cash a Regions bank check at Regions bank. 100 dollars. I was told they need a pic id and a finger print. Gave pic id and put a thumb print on back of check. I was told the print had to be on front of the check. Put a smudged print on front then a good print. I was then told I would not be served because I was rude for putting 3 prints on the check. I called their corporate office. Told them what happened. The next morning I am asked to go back and cash the check and the BANK MANAGER would take care of it. I went back, no bank manager, just a head teller. No problem. I ask to cash the check. I am told they would need picture id and a finger print....and now it would cost 10 dollars in bank charges on one of their checks. I said that sounds kind of high, then all of a sudden it's 2 dollars. Be careful of this bank, be very careful. I think there is something fishy going on with this bank.

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    Reviewed Jan. 7, 2015

    I have no docs handy but I have been charged somewhere between 1 and 2 thousand in overdraft fees in the past 3-4 years or so. Admittedly I could use some lessons/better money management skills, but $36 per transaction, initially and every three days thereafter up to 6 days, (3 times) is astronomically excessive. Let's say just 1/10th percent of total clientele equals 1000 customers. If 1M clients, just 1 out of every million, overdraw daily, and are charged $108 daily, as a SEPARATE group of over-draftees reach the 6th day, each day, (3rd overdraft hit on any initial overdraw), that would work out to $108,000 daily, or 3,240,000 monthly. Let's cut that in half to just 1,620,000 monthly. Annually, by these figures that would be 19,220,000 in overdraft fees. It could be lower, or much higher, considering I only figured the fictional company to have a paltry 1 million clients. I could be wrong but I feel these to be very conservative estimates/figures. $12 to $15 would be sufficient. And just once would be enough.

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    Customer Service

    Reviewed Jan. 2, 2015

    Regions has the WORST customer service I've ever experienced, it's almost impossible to get an actual human on the phone so if you need to handle an issue or have a question about your account you're forced to actually go into the branch! There have been times when I couldn't use my money because they were having technical issues. My account went from 500 dollars to 0 and stayed that way for a couple of hours until the funds decided to show back up, this happened not once but twice! I'm very unhappy with this bank and I'm considering moving to another bank.

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    Reviewed Jan. 1, 2015

    I have two overdraft fees on my account but yet have funds available. I am confused on how it is that I have available funds but the bank debited my account for NSF fees. Looks like I am not the only one that's had this problem. I keep my account in good standings. However, this is seriously making me think about moving to another bank. Regions should try to keep their loyal customers happy. You can look for more complaints about this same issue and same date.

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    Customer ServiceCoverageStaff

    Reviewed Dec. 31, 2014

    I check my account daily online. This weekend we had over $1400 in account...available funds. We spent a little over the weekend, so decided to check it again on Monday night. We had $1299 available funds, with the few small expenditures we had made over the weekend. I was expecting 2 large checks to come through on Monday, however, when I checked Monday night, they had not come through. I was glad because I would have been a little short. We have several accounts, so I just transferred enough from our savings to cover the incoming checks.

    When we transfer within Regions bank accounts, the available balance immediately changes to reflect the new balance with the added funds. So our available balance went to the $1899. There were still several small expenses pending. Today, I looked and we were $300+ overdrawn and had $216 overdraft fees!! I knew the added money was more than enough to cover all the expenses coming through and have $400+ left over! I called and was told that they always process LARGEST amount to SMALLEST amount no matter what date/time they were made! She said they do that because people usually want their largest ones to go through since that is usually something important like mortgage or car. I was furious!

    If they had processed them in the order they were made, I MIGHT have had to pay on fees on the two checks, but not the SIX small charges that were made before the weekend! HOWEVER, within bank transfers show up as available funds immediately, so why did I overdraw at all! She informed me that it was still pending! THIS IS CRAZY!!! THEY ARE THIEVES. LARGEST TO SMALLEST IS ONLY SO THEY CAN GET AS MUCH MONEY AS POSSIBLE! THE LARGER THINGS EAT UP A BALANCE AND LEAVE THE SMALLER THINGS TO BE OVERDRAWN! WE SHOULD NOT HAVE OVERDRAWN, PERIOD! THE MONEY WAS THERE!

    I will be looking to change banks immediately! She told me it was all written in the information given when opening an account! Well that kind of information should be TOLD to a customer. Who has time to read all that stuff, and who can understand it anyway! She also told me people had been complaining about the way they process incoming transactions and plan to make changes in 6 months or so! That is ludicrous! If I remember right, Bancorp South has just been sued over this very same thing and had to pay out a lot of money. If anyone else is interested, maybe we can get a suit against Regions' unethical practices as well!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 23, 2014

    Regions Bank employees are cold, rude, inconsiderate and callous. I hate dealing with them. It is hard to write this and stay calm because of the way they've treated me.

    First is the way they act when I order checks. I've always had them sent to the branch near my home as I've had mail stolen from my mailbox. Someone at the branch telephones me and I pick them up. For a while that wasn't a problem. But now the employees act like it's the biggest inconvenience in the world. They are very snippy to me.

    Second is the way they've acted over the power of attorney document I have for my elderly father. They refuse to recognize it, even though it was drawn up by a reputable attorney. Every time I conduct banking business for him AT HIS REQUEST I am treated like a criminal. He sent me to close out his safe deposit box. They wouldn't allow it, even when he called and spoke to them on the phone. He provided his account number, social security number, date and amount of last deposit and they still didn't believe it was him speaking. A call to his attorney finally allowed me to close out the box. Other times I've had to take him to the bank in his wheelchair because they wouldn't allow me to move his money from one account to another. He is very frail and it is hard for him to get and out of the car.

    Third is when I tried to get my money back after an unauthorized charge on my debit card. I was at the store register and decided not to make the purchase. I told the employee to cancel the transaction but she didn't. I had to go to the main Regions bank to file an affidavit. The so-called banker who took care of this left a couple of spaces blank on the form and it was rejected by the dispute department. I had to call the toll-free number and wait 20 minutes on the phone. I provided the information that was missing and my case has been resubmitted. The banker did not apologize to me or act like he cared at all. I still don't know if I will get my money back. All this left me so stressed.

    Fourth is the practically non-existent customer service. You cannot get phone numbers to the local Regions, all that is provided is the toll-free number. Wait time is never less than 15 minutes.

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    Price

    Reviewed Dec. 21, 2014

    I was in a joint account with my Mother 22 years, I then opened my own account. My last experience showed all my transactions had cleared and 1 was pending. I had it balanced to the penny, so I made a deposit to cover the pending transaction and they held my deposit 2 days. THEN had ALL the approved transactions back on pending to reflect my balance as they double dipped then ran them through AGAIN, charged me NSF fees THEN placed my deposit it and THEN put the same freaking pending transaction BACK on my account to charge MORE fees. How does something show pending, disappear then reappear with more fees. I'm a single Mother living paycheck to paycheck. HOW do you people sleep at night. I pray God's vengeance on you. You're are nothing but thieves. This bank HAS to be investigated and FORCED 2 pay people the they stole from them. THIS IS RIDICULOUS. The sad thing is as long as they're able to do this it reports on your bureau and other banks WON'T give you a chance. Regions is going to Hell on a scholarship.

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    Reviewed Dec. 18, 2014

    I was charged 72.00 in overdraft fees when I still had 80 cents in my checking account that from weekend they tried to say it was pending charges from weekend. But thing was with all charges cleared I had 80 cents in my account but they still charged me 72 overdraft fees and that was from weekend spending. I on Monday morning made a deposit, went to lunch, spent 12 dollars which of course I overdraw from 72 dollars that I still can't see where I was overdrawn on 2 outstanding balances because have not spent any money and suppose to have 80 cents in bank. So now after lunch which is 12 dollars which is still pending and I have deposited money on the same, I am charged another 32 dollars. I went to bank but of course they tried to say it was pending charges and I had copy printed out daily from my account showing I had 80 cents in my account when charged 72 in overdraft fees + the other 32 they charged me for 12 dollars. Long story short, they refunded me 36 for 12 which would not have been overdrawn first place if they had not screwed me. I am so about to change banks.

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    Regions Bank Company Information

    Company Name:
    Regions Bank
    Website:
    www.regions.com