PayPal Credit Reviews

$3500 credit limit and can’t use it anywhere! Tired at several places like Best Buy, Home Depot and Nike all online on a home computer, ends at checkout with unable to process!! So annoying. Dicks Sporting Goods worked! But that’s it.

I make one purchase to earn points and will make payment next day right away they change my statement day so they can charge me interest. Once I called them and asked they were like, "That is the interest you need to pay" and explaining to me how interest works. Also if you have bigger balance they will not let you to paid off because interest will be high all the time so you can not pay it off. Do not open account with them for credit. Maybe other services but credit line NO.

The interest rates are ridiculous. I have been pay $112.00 for the last 3 years and I still owe the same amount or more. It makes no sense. They are the worst. Out of that $112.00 only 30 dollars goes to the purchase. It's crazy how these companies are allowed to rob people. I have no problem paying for what I purchase but to see no change after years of making payments is terrible.

Customer service can not help with any issue. I had a website rip me off. I filed a dispute and it will not allow me to provide evidence. When calling to follow up, transferred to a number out of service.

I was a satisfied Paypal Credit customer for many years. I am very disappointed in a recent problem that has gone unanswered. I ordered from a company and they tacked on another product and charged me for it. I talked to that company and could get nowhere since they were in China and there was no good customer service. So I turned to Paypal. I had a problem only once before and Paypal helped. This time they just kept closing the dispute. Then when I tried to appeal I got no response at all. Nothing. Once I pay down my balance, I am done with them forever. I am very upset here and I feel like they just let this company scam me. BEWARE WHO YOU DO BUSINESS WITH!

Our ministry has had Wix webhosting for 10 years paying $168 dollars a year and it used to auto renewed annually charged to our American Express. But during the last renewal, we switched to PayPal Credit by Synchrony. One month before our renewal, WIX changed our plan to the CORE plan and charged my PayPal Credit account $576 for the renewal 14 days before it was suppose to renew. I disputed the charge through Paypal AND my Synchrony Paypal credit card. Paypal noted that WIX said they would refund the charge, but because I filed a dispute with both Paypal and Paypal Credit, they asked me remove the chargeback with Paypal Creidt by Synchrony, but Synchrony ended up siding with WIX and closed the dispute, and did not remove the charge! Now, when I call Paypal, they say call the PayPal Credit Card. When I call the PayPal Credit Card, they say call WIX.

Anti-consumer lender. Fees structured to squeeze maximum ill-gotten gains from individual borrowers. This is not an upstanding consumer lender that makes its living by charging interest like reputable financial institutions. This is more like the sorts of schemes used to prey on everyday borrowers. 100% fees charged on day late payments. Multiple harassing attempts to eliminate paper notifications so that the near-criminal legerdemain can be carried out unseen. Avoid, avoid, avoid.

The first hint that I got that I had made a bad decision getting my PayPal credit card was a drop in cash back from 2% to1.5%, next was fraudulent request from unknown people for money sent from me. PayPal was able to cancel one I got from a gas station and recently from a Debra ** for $144 which PayPal charged my card that I grieved 2x. That was the last straw and I closed out the card. This has got to be the most unsecured financial institution I have ever dealt with, VERY SHAKY and I wouldn’t recommend using them!

I had this credit card twice. The first time, about 15 years ago, they closed my account. I had a 1000 credit limit. I paid on time, every month. They lowered my credit to 250 then after I paid it off completely, they closed my account. I didn't know it was closed until I went to use it about a year later. I called them and asked why my account had closed as it was in good standing. The rep told me that was a "mistake" and gave me a new card and account with a limit of 1800.

Started with a 2400.00 credit line. I had 2 late payments but paid them with the late fees included. Last week paid off the entire balance, app showed I had a 2400.00 credit line again, then yesterday went back to check, they lowered my credit line to 100.00 and charged me 48.00 payment due. I paid the 48.00 and closed my account. I will NEVER use them again!!!