PayPal Credit Reviews

I have used Paypal Credit for decades. We used it for our business. We have ran tens of thousands of dollars. I purchased eyewear from Designer Frames Outlet and no product arrived and they did not respond to my complaint. Paypal Credit will not respond either. Don't use it! Use American Express or Citibank for real credit card fraud protection!

I have been a Paypal customer almost since day 1 but I'm done except for sending Birthday cash. Customer Service is not qualified to handle much more than that. I started using them for purchases because it was easy once you entered your credit cards and they offered extra protection. Not true. I've encountered 2 issues with 3rd Party websites, that were overseas scams, but PayPal couldn't get it no matter how many times I explained, how many times I sent reputable screen prints stating the site was a scam and after weeks of working with them, they deny your claim because these companies have paypal figured out but PayPal hasn't a clue. They are in over their heads. So, don't use them for purchases, you will lose, not Paypal. Stick with your credit card company that knows what they are doing. Date of experience: July 20, 2023

I have had many credit cards, never a problem after so many years...except Paypal! I always pay off balances monthly, as I did with Paypal. After 24 hours no verification payment received, figuring my payment didn't go through...other banks list payments received and also inform customer if making a double payment. So I paid once again...and AFTER second payment, my first payment was listed. I called immediately to cancel second payment...after all I just made it. NO...paypal agent says he can't cancel until it is processed.

I tried their offer for a big purchase. It was 2% interest and 2 years of $160 a month. It was fine for a year then I did another and they start allocating my payments so they can charge more. Scammers.

PayPal Credit advertising to apply for credit, and you can pay your federal taxes. Guess what? After you get your line of credit, they won't give you the option to pay with your credit line, just like with Walmart same when you checking out to pay, you are only able to select your Paypal Debit which is your personal account. So just be smart and don't believe over $99, they financed for 6 months 0.0 % APR. Since Synchrony Bank took over it's all **. This Bank destroyed the PayPal logo, never is the same again.

Online order trusted Synchrony Bank to safeguard my transaction. Synchrony Bank accepted fraud USPS documents as legitimate despite evidence contrary to USPS policy for the weight limit. I was forced to pay for a fraudulent transaction, regardless of bonafide proof of fraud. Rather than investigate validity of evidence Synchrony Bank chose to side with a illegitimate seller for which I was held responsible. Apparently, any crooked seller can use this service with absolutely no recourse. My advice is close all accounts and never do business with PayPal Credit or Synchrony Bank or their affiliates. Simply a dishonest business and not worthy of trust.

I ordered a pair of sneakers online from a company Ire. which turned out to be a Chinese Co. I even paid through PayPal and including shipping insurance. I received the wrong size and the seller told me to ship them back at my expense to China for a refund. The insurance was for one way. They refused to return pay. I refused at my expense, fearing if lost, I was out the sneakers and my money, so I filed a claim with PayPal and was refused. I appealed twice more sending them pictures of the receipt and sneakers as proof of the wrong size. Still, they denied my claim saying "PayPal only covers goods and services that weren't delivered or not as described". I feel I am wronged by both parties and especially disappointed with PayPal!

Hello, I am a great customer of Synchrony Bank regarding their credit department. I either pay off my credit immediately or before my financing is up. I bought 2,993 dollars worth of retail from a clothing company online and returned all of it. The retail company refunded me every last cent. Unfortunately, Pay Pal credit did not refund me the whole amount and still charged me 402 dollars. They only have call centers which I have dealt with three times about this. The first person did not understand what I was saying and was trying to dispute all my charges, which I did not want. Then she told me she would release my funds to pay it off, which differed from our conversation. She was making everything worse.

My PayPal credit account was broken into with 32 transactions from Walmart in one day. First, to not be suspicious and reach out to me to find out if I authorized these transactions, I think is so unprofessional. When I did reach out to the "fraud dept", they are located in a different country. I couldn't understand them and they had the nerve to ask for my order number from Walmart! I hung up and called again. This agent, from another country, took down all my fraud charges. It took 45 minutes, but thought I was done after I closed the account. Ended up they took all but four off my account. The next day, I had to call again and this agent said they couldn't see any of the charges left on my account. I demanded they open another case and put the four charges in.

A hacker charged $750 for purchases to my Pay Pal credit card. I opened a fraud claim which was denied three times. I did not have any other option than to pay it off to protect my credit rating. I cannot afford an attorney. I am beyond upset.