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OneMain Financial Reviews

formerly Springleaf Financial

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About OneMain Financial

OneMain Financial offers personal loans online, by phone and in person at nearly 1,300 branches across 44 states. You can use OneMain loans for emergency bills, a vehicle, home improvement, debt consolidation, medical bills or nearly any other purpose. Loan amounts range from $1,500 to $30,000, and OneMain states funds may be available as soon as one hour after closing. It takes about five minutes to get prequalified, with no effect on your credit score. OneMain also offers three credit cards, called BrightWay, to a limited number of customers. The company says it will be expanding card availability to more customers soon.

Pros
  • Flexible term lengths from 24 to 60 months
  • Secured and unsecured loans and credit cards
  • Loans from $1,500 to $30,000
Cons
  • Charges an origination fee
  • Credit card products are limited to select customers
  • Services restricted in six states

OneMain Financial Reviews

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    Page 10 Reviews 1440 - 1640
    Verified purchase
    Loan Process

    Reviewed Dec. 2, 2015

    My experience with Springleaf was very pleasant. They didn't pressure me into getting extra things that I didn't need and they helped me with all of my financial needs.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Dec. 2, 2015

    The people in the Auburn Office were very helpful and explained all the options to me. They were able to help me with a loan when I really needed it.

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    Verified purchase
    StaffLoan Process

    Reviewed Dec. 2, 2015

    Ease of loan renewals, professional and very friendly staff.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 2, 2015

    Customer service was very nice and informable. The service is very nice and they made me feel real comfortable. I was glad I went.

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    Verified purchase
    Staff

    Reviewed Dec. 2, 2015

    I have been working with Springleaf Financial for many years and they have never let me down. They always try to meet my financial needs and are very cooperative whenever I need to close my account and perhaps even open a new one in the future. I love this flexibility that I have with them. The workers Lilly and Eddie have especially been helpful with meeting my financial needs. I appreciate all of their help.

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    Verified purchase
    StaffLoan Process

    Reviewed Dec. 2, 2015

    I am very satisfied with Springleaf. I have been doing business with them for about 12 years now and they have always helped me out when I needed them. I would recommend them. The loan representatives I use are always polite and nice when I go in and they know me on a first name basis.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 2, 2015

    Great customer service. Friendly people and do anything to help.

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    Verified purchase
    StaffLoan Process

    Reviewed Dec. 2, 2015

    I been using Springleaf Financial now for two years. They have an excellent staff, that does their best to meet your loan needs. You can even start your process from the comfort of your home, as long as you have a computer and internet connection. I would recommend to anyone.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 2, 2015

    Fast and friendly service makes for a good company. I felt welcomed and I felt that my business there was appreciated. Respect and kindness makes for good customer service. If the need arises I will be referring friends and family to Springleaf Financial.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 2, 2015

    The people at Springleaf are very prompt and great at their job. Very quick to help in time of need.

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    Verified purchase
    Staff

    Reviewed Dec. 2, 2015

    I enjoy talking to the ladies in the office, they are so friendly and warm. Very understanding of my needs. They always have a smile on their faces every time I go in. So bright and warm in the office, nice to go in and sit and chat. I would let my friends and family go there.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 2, 2015

    My customer service rep is outstanding. Above and beyond. No joke, you people really help and care.

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    Verified purchase
    Staff

    Reviewed Dec. 2, 2015

    My own financial institution was not able to help a few years back and then I found you and it has been a very good thing, especially for the emergencies I have had. Thank you very much.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Dec. 2, 2015

    A very personalized service, professionally administered and with a genuine concern for my time. I couldn't ask for a more pleasant experience.

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    Verified purchase

    Reviewed Dec. 2, 2015

    Springleaf was there when I needed them.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 2, 2015

    My husband and I are in the middle of making home repairs and needed the extra cash to complete the work before the Christmas holidays. Springleaf made it possible as they handled my request quickly and in a very professional manner. I am comfortable referring friends and family to Springleaf with any financial needs they may have. Thank you for your great service!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 2, 2015

    Very polite, answered all questions and speedy service.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Dec. 2, 2015

    The entire process was quick, fast & easy. Would give your name to anyone I know of wanting a loan.

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    Verified purchase

    Reviewed Dec. 2, 2015

    Have been with this company for quite a few years. Always satisfied and always willing to work with you.

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    Verified purchase
    Staff

    Reviewed Dec. 2, 2015

    Great service in a timely manner.

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    Verified purchase
    Staff

    Reviewed Dec. 2, 2015

    Service overall was excellent.

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    Verified purchase

    Reviewed Dec. 2, 2015

    We currently have a roof leak in four areas is the purpose of the loan.

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    Verified purchase
    Staff

    Reviewed Dec. 2, 2015

    Great people. Great service. They will do all they can do to get you the loan you're looking for.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Dec. 2, 2015

    I would recommend Springleaf to all my family and friends and others because of the good service and fast loan process. The loans have helped me a lot when I needed them. Thank you Springleaf.

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    Verified purchase
    Staff

    Reviewed Dec. 2, 2015

    Everyone was courteous and knowledgeable of their job. Springleaf has helped me build my credit and I highly recommend them to anyone!

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    Verified purchase
    StaffLoan Process

    Reviewed Dec. 2, 2015

    The staff at the Tarboro Branch was very helpful and considerate of my needs/wishes. They worked with me and made sure they were meeting those needs. It was a nice experience.

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    Verified purchase
    Customer Service

    Reviewed Dec. 2, 2015

    Every time I walk into your office or call Springleaf on the phone, the service is awesome. Payments are easy to deal with and I am always taken care of.

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    Verified purchase
    Customer Service

    Reviewed Dec. 2, 2015

    Great customer service and will work with you.

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    Verified purchase
    Transparency

    Reviewed Dec. 2, 2015

    I've been dealing with Springleaf financial for the past 8 years on my loans that I have needed and I continue to use them because of the customer satisfaction I have with them. I have never been turned down for a loan and they always explain the payments and all other options with me before we signed the agreement. Thank you very much Springleaf.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Dec. 2, 2015

    My experience at Springleaf was positive. Customer service rep was knowledgeable and efficient.

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    Verified purchase
    Loan Process

    Reviewed Dec. 2, 2015

    I plan on taking another loan out next November for Christmas. I love this loan place.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Dec. 2, 2015

    The atmosphere was friendly and courteous. Everyone was very professional. My loan was processed in a very timely manner. The services were explained to me so that I could fully understand them. The customer appreciation benefit around the holidays was a plus. Great job!

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    Verified purchase

    Reviewed Dec. 2, 2015

    Re-financial my truck. Thank you.

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    Verified purchase

    Reviewed Dec. 2, 2015

    I only wanted to split the cost of replacing my fence and do a little painting at my home, without using monies from my account to do so. You guys were gracious in helping me out.

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    Loan Process

    Reviewed Dec. 1, 2015

    Long story short I paid off my loan with a check in full (over $2000.00) and they closed the account showing I still owed $2000.00 plus and it caused my credit score to go down by 20 points.

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    OneMain Financial
    Response from OneMain Financial
    Hi Stephanie,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks

    Verified purchase
    Rates

    Reviewed Nov. 30, 2015

    Springleaf has helped us out with our money needs when no one else would. They work with us every time to get us what we need and with their help we are getting our credit score higher. Which is what Springleaf does so that with a good credit score we can get to where a bank will help us with a loan at a lower interest rate. Yes, interest is a higher than a bank, but they work with you to get you what you need when you need it and improve your credit score in the process.

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    Verified purchase

    Reviewed Nov. 30, 2015

    Springleaf cares about their customers and always give satisfaction. You will always feel confidence with your decision for choosing Springleaf. You will never be hassled by them. It's their commitment to make you happy and satisfied.

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    Customer ServiceStaff

    Reviewed Nov. 30, 2015

    The rep was very polite however she advised me that she would call me back in an hour regarding the status of my application. She never called. I am a customer representative myself and I know how important it is to call a customer back when I tell them that I will follow up. Needless to say I am very disappointed.

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    OneMain Financial
    Response from OneMain Financial
    Hi Dominique,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks.

    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 30, 2015

    Excellent customer service, friendly and professional. Very informative.

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    Verified purchase
    Loan Process

    Reviewed Nov. 28, 2015

    Loan helped consolidate bills which was a great help.

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    Verified purchase
    Loan Process

    Reviewed Nov. 28, 2015

    I have had an account for many years. The loan process was easy and understandable.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 27, 2015

    They were very nice & polite. Called set up an appointment. Was in & out in less then 30 minutes with the loan in hand. The office personnel was really friendly. I would recommend them to anyone that let's me know they need a loan. I did not get as much as I was needing but it did help in my emergency.

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    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Nov. 27, 2015

    I usually throw away credit and loan offers that I receive in the mail. I recently fell on a personal hardship which forced me to need money immediately and just so happened to came upon a pre-approval offer from Springleaf. I normally hate loans, but I planned to take out the loan for immediate use with intentions of paying it off within the next 2 months. I applied online with the pre-approval code and instantly received an email that not only was I approved but it was for slightly more than I was pre-approved. I was very quickly contacted by a representative. I will say that everyone I spoke to was very professional and nice. The representatives asked further questions and would contact me once the underwriter reviews my application. Again, I was quickly contacted and it was further confirmed that I was approved for the slightly higher loan. Next step was to send my documents for verification and the loan process can be completed.

    I really believed this loan was to go considering every step I took confirmed I was approved. A day after I submitted my documents, no one called. I decided to call back and that's when I was told that they would not be able to extend the loan. I couldn't be given a reason other than I will receive a letter in the mail. This process was an emotionally straining. I had exhausted all of my options. I really needed the money. I was given the impression that I was approved for the loan only to be turned down at the end, no one couldn't call or explain the reason. If I were told from the beginning that I didn't qualify then I would be understanding. It was blow to be in need of money and have a company tell you that they can help, led you through the entire process only to deny you right before the loan is to close. My advice is to tear up those approval notices!!!

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    OneMain Financial
    Response from OneMain Financial
    Hi Donnette,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks.

    Reviewed Nov. 27, 2015

    It can actually be a joke sometimes. I am not hurting for money and I make about 3k a month which is not too bad. I am a veteran and I get paid to go to school. What they are actually paying is a monthly housing allowance. They are paying me to live here and go to school here. That money is included in my 3k a month but they can't count that as income. So on paper, from my 12/hr job is all I make to them, but really I am making most months over three thousand dollars. Regardless if you can consider military housing allowance as money, and I can prove it goes in my bank the same time every month for almost a year now, "but that is not my income."

    Just "wanted" $1,200 to help with holidays and told them I would be paying this within 90 days, and they can't work with you. They only offer a 24 month minimum payoff, but as a lender and investor, if you could sign something agreeing to a 90 day payoff guarantee and not even consider it does not make sense. Thanks anyway.

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    Verified purchase
    Staff

    Reviewed Nov. 27, 2015

    The people were very nice.

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    Verified purchase
    Staff

    Reviewed Nov. 27, 2015

    I would recommend Springleaf to anyone, it is easy, and the people are friendly and really try to help. They don't make you think that you can get it, but will do what they can to try and make it happen.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 26, 2015

    I feel that Springleaf is a great place to go for a loan. They treat you with respect, and I enjoyed doing business with them. And it was quick and easy.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 26, 2015

    I would definitely recommend Springleaf! I was treated with great respect and their staff was very knowledgeable. The process was simple and quick!!! Great company!

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    Verified purchase

    Reviewed Nov. 26, 2015

    I got help that I need to have a peace mind.

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    Verified purchase
    Loan Process

    Reviewed Nov. 26, 2015

    Springleaf was excellent loan experience.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 25, 2015

    The ease with which the application was handled, the speed of processing, and the friendliness of the staff made the whole process very enjoyable. Ryan and his staff are professional yet personable and are a please to do business.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Nov. 25, 2015

    Every time I want a loan it is very easy to get approved by Springleaf... Good customer service.

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    Verified purchase
    Staff

    Reviewed Nov. 25, 2015

    The money was used to get our transmission fixed in our truck and to get a few bills paid. You all helped us breathe a lot better. If you want a reputable business to get a loan from contact Springleaf. Thanks again.

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    Verified purchase
    Loan Process

    Reviewed Nov. 25, 2015

    I have been in the lending/loan business for over 30 years, and am now retired. My personal experience with Springleaf was very impressive. They delivered on all counts in a very efficient manner. I was so impressed that I truly considered dusting off my resume and sending it to Springleaf.

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    Verified purchase
    Staff

    Reviewed Nov. 25, 2015

    Great people. Great service.

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    Verified purchase
    Staff

    Reviewed Nov. 25, 2015

    Always helpful, professional, and the entire staff in Auburn treats me with utmost respect as they have always help me with my needs.

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    Verified purchase
    Staff

    Reviewed Nov. 25, 2015

    Very helpful staff.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 25, 2015

    Springleaf was able to get me a loan large enough to pay off and consolidated some other loans into a smaller payment. This loan I received was larger than the loan I was originally approved for. Very helpful.

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    Verified purchase

    Reviewed Nov. 25, 2015

    Spring leaf help us give 7 Grandkids a wonderful Christmas. Would recommend them to all.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Nov. 25, 2015

    The Customer Service at Springleaf is great! Cathy and Jermiah worked hard to get everything done quickly and efficiently. We look forward to a long term financial relationship!

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    Verified purchase
    Loan Process

    Reviewed Nov. 25, 2015

    Very satisfied with the loan... Would gladly recommend it.

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    Verified purchase
    Staff

    Reviewed Nov. 25, 2015

    I have had several loans with this company going back to 2004 when it was still American General. The people are very knowledgeable and do a great job of getting you what you need. They don't try and sell you things you don't need but do an excellent job of explaining your options. And if you have a problem later down the line they will help you work it out. I am very satisfied with their professionalism.

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    Verified purchase
    Customer Service

    Reviewed Nov. 25, 2015

    Wonderful customer service, would definitely recommend to a friend.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Nov. 25, 2015

    I applied online and in minutes I got a response at how much they would loan, when I went into the lending facility I got just what I was stated online. The process was so easy and hassle free.

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    Verified purchase
    Staff

    Reviewed Nov. 25, 2015

    Excellent is what she do!!... No this is not a song... but this is what Takedral ** to us every time that we have had the opportunity for her to provide us service. Rather it be about product information, account information, and loan options -- she bring the 100 and present professional, courteous and show concern. For this we say "Thank God for you", for ALL that you do to assist us with our financial needs. Again, we say "Thank You."

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    Greg increased rating by 3 stars.
    Customer ServiceStaffLoan Process
    After a positive interaction with OneMain Financial, Greg increased their star rating on Dec. 3, 2015.

    Updated review: Dec. 3, 2015

    Amazing! Someone from higher up got in touch with me spoke to a manager who then contacted me we went over every little thing I had and took his time with me to make sure we had everything then called me back within 5 mins with approval! Honestly would recommend to everyone! And the rates and payment plan lifted so much weight off my shoulders especially during the holidays would love to do business with them in the future if ever needed. Thanks!

    Original Review: Nov. 25, 2015

    So, got a great approval rating from credit karma that I can be approved knowing that not every one will get approved. I thought I give it a shot. Lady was really nice but not very helpful in understanding that I didn't know my exact amount. I pay in bills seeing how I have a joint account with my wife, so kinda hard to determine the exact amount in which I pay to my bills! And not explains that my rent should be half and half as well. So the reason I get denied is my debt to income ratio. Just seemed like she had a goal to reach of people to apply and just kinda pushed me through. Not caring if I got approved or not.

    If I knew and was told to do my bills only and half of rent, could have got approved. I called management and left a message, still haven't got a call back yet. Just sucks when someone who needs help gets denied due to lack of helpness from their agents. And as well, one more comment, when people try to consolidate their debt and get a loan for that is what I'm trying to consolidate. Affect me in getting a loan (debt to income ratio). If I got the loan is pay off what I'm trying to pay off and make more of a affordable payment to that loan company ?!? Just little confused.

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    OneMain Financial
    Response from OneMain Financial
    Hi Greg,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks.

    Verified purchase

    Reviewed Nov. 24, 2015

    It is my belief that any/all persons interested in receiving a loan, that Springleaf would be an excellent place to go to receive the best professional help.

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    Lori increased rating by 3 stars.
    Staff
    After a positive interaction with OneMain Financial, Lori increased their star rating on Dec. 5, 2015.

    Updated review: Dec. 5, 2015

    I recently commented about my experience with the staff at Springleaf Financial. Although I'm still not happy with the outcome, I have to say that their Corporate Office responded to me about my comment with respect and tried to help me and apologized for the way their employee spoke to me. I thought it was very professional and I appreciate the fact that they took the time to hear what I had to say. Thank you!

    Original Review: Nov. 24, 2015

    They claim to help people with credit issues, well they don't. I've applied 3 times and every time it's a different reason I'm denied. I have some credit issues but it's really not that bad, I have a credit score of 644 and they find some lame reason not to help. The staff seems like they find pleasure in turning you down. Hate this company, and will never recommend to anyone.

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    OneMain Financial
    Response from OneMain Financial
    Hi Lori,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks

    Verified purchase
    Punctuality & SpeedLoan ProcessTransparency

    Reviewed Nov. 24, 2015

    I have come to Springleaf 3 times now for a loan and they have always made sure I was taken care of; quickly & efficiently. They always explain everything thoroughly and I'm so thankful that they have been able to help me in my time of need!

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    Verified purchase
    StaffLoan ProcessRates

    Reviewed Nov. 24, 2015

    Easy to process a loan and friendly folks to deal with. The rate could be better, but no surprises. Cannot ask for more.

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    StaffLoan ProcessTransparency

    Reviewed Nov. 24, 2015

    I paid my loan amount back several times & still yet the balance owed increased over $1,000 a month! Let them repo my van & the value was well over $4000. Mind I only borrowed approx 2000$ sold van for $350. Less than repo fee of $650! Gutless greed ruined my possibilities of getting to work all for $350 & yet claim I owe over $8000! The loan was paid down to approximately $500 in less than a year! Riddle me this good old fashioned American financial assault! Stay away, they want to suck you in not help you pay off! They do not like that avenue & will do anything to swindle & take your sanity money & mini van so your children suffer even more! Ethics None. Asked for explanations. Reps said unknown or played games stating unable to access certain info when called on carpet. Bankruptcy is all I'm able to do, provided I can get a ride to my attorney! Run.

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    OneMain Financial
    Response from OneMain Financial
    Hi Aimee,
    Thank you for your comments and bringing this matter to our attention. We would like the opportunity to reach out with you and discuss this matter. Someone will be reaching out to you shortly.

    Thanks.

    Verified purchase
    Staff

    Reviewed Nov. 24, 2015

    My wife and I was in serious need of getting a few things paid before winter months came. Springleaf was the only one who was willing to help. They were very easy and nice to deal with. We will use them again if we are ever in need of a loan again.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Nov. 24, 2015

    The process is easy and was completed quickly.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Nov. 23, 2015

    Great customer service. Sepulveda office very helpful and professional. They made it easy to obtain my loan. Even got approved for a little more than I expected.

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    Verified purchase
    Staff

    Reviewed Nov. 21, 2015

    All staff was very friendly and knowledgeable - very satisfied with doing business with Springleaf Fin.

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 21, 2015

    The experience with Springleaf was very professional and a awesome experience.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Nov. 21, 2015

    I would definitely recommend using Springleaf to anyone looking for a reasonable rate. The process from start to finish was super easy. I had applied previously at another institution, which required a tedious in person application, only to find out SEVERAL days later that they couldn't assist me with my financial needs. I applied online at 10 pm with Springleaf & had an approval at 8:06 the following morning! Money in hand that afternoon! Now that's service!

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    Customer ServiceStaffLoan Process

    Reviewed Nov. 21, 2015

    I'm a current customer of Springleaf and just recently moved a few hours away. One day I called to make sure they received my fax to change my bank account info because my payment hasn't been taken out of my account. The guy I spoke with said they didn't receive it so I faxed it again with him on the phone, he got it and updated my info. He also talked me into another small loan, since I was a great customer they would add it on to my existing account. So I'm like "What the heck sure," so he's like you're approved when can you come in and sign so I reiterated that I no longer live in Jacksonville and I live three hours south. He's said "No problem, we'll get you into the closest branch to you to sign the paperwork."

    Well needless to say I guess the loan wasn't worth his time for the little bit of effort he had to make, he's been blowing me off for over a week. I've left numerous messages via phone and email and no call backs. I totally feel their customer appreciation week is BS or Dan obviously doesn't get a big commission on $700. Oh well my original loan will be paid off shortly and I can say with great confidence that I'll never secure a loan through them again or for that matter, never refer anyone to them. I work in the customer service field as an insurance agent and would never treat a customer this way.

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    OneMain Financial
    Response from OneMain Financial
    Hi Barry,
    Thank you for your comments and bringing this matter to our attention. We would like the opportunity to reach out with you and discuss this matter. Someone will be reaching out to you shortly.

    Thank You.

    Verified purchase
    StaffLoan Process

    Reviewed Nov. 21, 2015

    Mary was one great consultant. It was a fun, easy experience. Loans can be scary, but at Springleaf, it was a relaxing, non-threatening experience. Thank you for helping us to achieve our goal!!

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    Verified purchase
    Staff

    Reviewed Nov. 21, 2015

    The people are very friendly and easy to work with, they go out of their way to help you. I would definitely recommend to a friend.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 21, 2015

    My loan rep Jim **, was so very prepared to handle this loan in a very fast and professional way. He had most of the work done prior to my arrival and their E-sign & complete paperless system made the process all that more successful! :)

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    Verified purchase
    Staff

    Reviewed Nov. 21, 2015

    Springleaf really help us when we needed the help, we were treated with respect and they were so friendly. I would like to thank you all and Carry at Springleaf! From the ** family. So I Otis ** and my family would like to say THANKS and have a happy holiday.

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    StaffLoan Process

    Reviewed Nov. 21, 2015

    Springleaf was very helpful to me and my family in our time of need. We needed our AC repaired. We had no other place to go when Springleaf with no hesitation gave us a loan that we needed at that time. I will recommend Springleaf to all my friends and relatives.

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    Staff

    Reviewed Nov. 21, 2015

    It was very positive! The staff went out of their ways to be helpful.

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    Loan Process

    Reviewed Nov. 21, 2015

    I would like to recommend Springleaf as a trustworthy loan to do business with. Just keep up the good works.

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    Staff

    Reviewed Nov. 20, 2015

    Used for a lawyer. Very helpful!

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    Customer ServiceStaffLoan Process

    Reviewed Nov. 20, 2015

    I only agreed to really choose this company to try and get a loan to consolidate my bills based on the fact that I had received numerous letters of my pre-approval, and not to mention Credit Karma's top suggestion. I decided to give it a go and ask for an amount less than what I was pre-approved for. I filled the application out late one night and received a call early the next morning saying that I needed to verify the information. The loan officer was very courteous and nice and said she would call me back after everything was ran. I didn't receive a call and decided to call the next morning myself. She once again looked into my account and of course delivered the news that I was a no go.

    I didn't have much to say as her customer service wasn't "bad" per-say (but she never called back), but I do know that if this is a company that quotes, "helps hard-working people tackle life's challenges by providing the help you need when you need it. Our loan experts are from your community, understand your unique situation, and will treat you with honesty, dignity, and respect," then why send mass letters of false approvals to get us hardworking people into your office to get denied and a hard hit on our credit. There was no uniqueness to the decision... they just looked at my credit and denied me. Not what family issues may have arose, not if things were askew because something I did or something a company messed up on. I guess it really doesn't matter, but at the end of the day, Thanks Springleaf. :(

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    Response from OneMain Financial
    Hi Jaqueline,
    Thank you for your comments and bringing this matter to our attention. We would like the opportunity to reach out with you and discuss this matter. Someone will be reaching out to you shortly.

    Thank You.

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    Staff

    Reviewed Nov. 20, 2015

    The person that take care of us since the first time is so nice and make you feel good and try to help you always with a smile. She make you feel like a family. You feel like you are in a family reunion and always help you with your problem.

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    Staff

    Reviewed Nov. 20, 2015

    Great company and help when I needed it.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Nov. 20, 2015

    Great customer service and speedy loan process.

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    Punctuality & SpeedStaff

    Reviewed Nov. 20, 2015

    Fast courteous service. Tony smiled and was understanding about my situation.

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    StaffLoan Process

    Reviewed Nov. 20, 2015

    My recent experience with Springleaf was most enjoyable. They were courteous and professional throughout the whole loan experience.

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    Staff

    Reviewed Nov. 20, 2015

    I am always impressed with competence. Brandy was friendly, intelligent, cordial and professional.

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    Staff

    Reviewed Nov. 20, 2015

    I just love this company!!! :-) Awesome team! And they have business for life...

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    Loan Process

    Reviewed Nov. 20, 2015

    Springleaf helped me during a time when I didn't know if I was going to make it after my husband died. The loan helped me get back on my feet. They report to the credit bureau and that has helped in so many ways. I recommend trying them for your small financial needs.

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    Reviewed Nov. 20, 2015

    I recommended my husband to even consolidate his debt.

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    Staff

    Reviewed Nov. 20, 2015

    Very helpful.

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    Staff

    Reviewed Nov. 19, 2015

    I am happy with the services I have received. They really helped me.

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    StaffLoan ProcessRates

    Reviewed Nov. 19, 2015

    I found myself in need of a personal loan. I had tried my old personal loan place and was met with disdain and attitudes. I call Springleaf and Merideth (I think that was her name) answered. She was extremely sweet nice and personable. She was extremely helpful and within an hour or so I was able to sign the papers. I have never had such awesome experience dealing with a personal loan place. Nice rates and easy payments. Thanks Springleaf!!!

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    Customer Service

    Reviewed Nov. 19, 2015

    The customer service provided was great!

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    Verified purchase

    Reviewed Nov. 19, 2015

    We have used Springleaf Financial loans for several years. They are great to work with and fast through the loan process. We will continue to use them for any of our needs in the future. We tell friends and family about the company all the time and we will continue to refer your company to others when the opportunity arises.

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    StaffLoan Process

    Reviewed Nov. 19, 2015

    I had a very good experience with Springleaf. They helped me out of a jam not only once but twice now. I recommend them to everyone. They do a very good job. THANKS.

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    Verified purchase

    Reviewed Nov. 19, 2015

    Overall very good.

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    Verified purchase

    Reviewed Nov. 19, 2015

    I was happy with my choices and decision.

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    Loan Process

    Reviewed Nov. 19, 2015

    My experience was awesome. Thanks!!

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    Staff

    Reviewed Nov. 19, 2015

    They have great people and help you get help with financial problems when you need it most. Very satisfied!!!

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    Customer ServiceStaff

    Reviewed Nov. 19, 2015

    All in all great people to work with. Very great customer service and atmosphere.

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    Verified purchase

    Reviewed Nov. 19, 2015

    Springleaf was there for us when others turned us down.

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    Punctuality & Speed

    Reviewed Nov. 19, 2015

    Fast and Friendly service. Had a check in hand when I left. Love, Love Springleaf.

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    Loan Process

    Reviewed Nov. 19, 2015

    It was the best experience I have had with a loan company.

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    StaffLoan Process

    Reviewed Nov. 19, 2015

    My experience with Springleaf has been more than good. The people there are very professional but also friendly and warm and courteous! They make you feel important and treat you as if you are their only client. I enjoy the process which is something I don't usually but with Springleaf I was at ease and really felt good about the whole process!

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    Staff

    Reviewed Nov. 19, 2015

    The staff was very professional and sociable.

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    Staff

    Reviewed Nov. 19, 2015

    I have always been treated as a "friend" and it makes doing business a pleasure. Stephanie (not sure about spelling) has always been more than eager to help and always professional and courteous.

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    Punctuality & SpeedStaffRates

    Reviewed Nov. 19, 2015

    With having an emergency situation, Springleaf helped very quickly. It was nice to see some understanding, professionalism & friendliness. I just wish the Interest Rate was lower. I know a lot of people do not have a very high credit score, but the interest rate always seems to be very high.

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    Staff

    Reviewed Nov. 19, 2015

    I deal with Angela, very nice person and a great personality. Very professional, know how to help people with their loans. I would recommend her services to anyone looking for a loan at that office. It is very clean and very friendly. Everyone is very nice there.

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    Loan Process

    Reviewed Nov. 19, 2015

    This loan has been a life saver! Thanks Springleaf!

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    Staff

    Reviewed Nov. 19, 2015

    The loan office is a very company. They really care about your needs in life.

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    Punctuality & SpeedStaffRates

    Reviewed Nov. 19, 2015

    Great service. Fast money. But high interest rate.

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    Staff

    Reviewed Nov. 19, 2015

    I was backed in a corner with bills that just wouldn't let up! "I know I made this and now I have to live with it!" Thank you Springleaf for your help! Sometimes we all need a hand up from the fall of our own decisions! Good people helping good people!

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    Customer ServiceStaff

    Reviewed Nov. 19, 2015

    Great service. Customer service was exceptional.

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    Loan Process

    Reviewed Nov. 19, 2015

    I called and asked if I could borrow $1000 in October 2015. I did a quick loan application and was able to close the next day. Very pleasant experience.

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    Staff

    Reviewed Nov. 19, 2015

    I can't say enough how much I have enjoyed working with the team at the University Place branch. They have always put in the extra effort to help me out. Each employee has always been friendly and professional. I will continue to allow Springleaf to service my financial needs, because of the positive attitude support. I wish every business could emulate these fine professionals. I just can't say enough about them.

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    Reviewed Nov. 19, 2015

    We refinanced our auto loan a couple years ago during a financial hardship. We had understood that we were refinancing the remaining principal, ~$2,500. A couple years later, we found we still owe > $6,000. We're really extremely dissatisfied with this company.

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    OneMain Financial
    Response from OneMain Financial
    Hi Laura,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks.

    Verified purchase
    Staff

    Reviewed Nov. 19, 2015

    All of the Springleaf personnel went out of their way to do everything they could to help me and make it as easy as they could.

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    Loan Process

    Reviewed Nov. 19, 2015

    Applied for a loan with your company. The process went very smooth and I was very satisfied. Would recommend others to your company.

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    Customer ServiceStaffLoan Process

    Reviewed Nov. 19, 2015

    Springleaf loan company was there for me when I needed help. The customer service representative was awesome.

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    StaffTransparency

    Reviewed Nov. 19, 2015

    The people were pleasant and explained everything. I had a previous loan with Springleaf before. Good for a time in need. Would recommend them.

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    Punctuality & SpeedLoan Process

    Reviewed Nov. 19, 2015

    My loan has helped me this time of year to get caught up on my bills. I would like to take the time to thank Springleaf for all their prompt and timely fashion of work. I will be recommending friends and family to use Springleaf in the future again. Thank you.

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    StaffLoan Process

    Reviewed Nov. 19, 2015

    I have had a lot of experience with financial institutions and mostly have been satisfied, but my experience with the girls at my local office has been exceptional. They are so genuine, personal, understand my needs, and go out of their way to accommodate my needs. I have no problem in recommending them to my friends. I feel like family when I go into the office.

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    StaffLoan Process

    Reviewed Nov. 19, 2015

    Springleaf is an excellent institution. They make getting a loan easy and pain free. The closing is a breeze and you don't leave with writer's cramps.

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    Staff

    Reviewed Nov. 19, 2015

    I love how they work with you and help you choose which is best for you as well as them so that they can still provide better service.

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    Verified purchase

    Reviewed Nov. 19, 2015

    Best choice we made. Been with this company Springleaf.

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    Loan Process

    Reviewed Nov. 19, 2015

    My experience has been great. Although the loan was bigger than what I would usually try to take out, they were very cooperative with me. They had great service and I pay low monthly payments. I'd call it a win-win!

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    Staff

    Reviewed Nov. 19, 2015

    I have borrowed from Springleaf several times now and have always been helped expediently, courteously, and professionally. I highly recommend Springleaf for emergency funds - they can get you the funds the following day!

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    Loan Process

    Reviewed Nov. 19, 2015

    Like many others on here, I too was "pre-approved" for a loan of $6,000 but when I applied, they couldn't do anything. My credit wasn't good enough, but I think I make enough for one. And once again, after denied, I continued to receive offers in the mail. Which I consider a slap in the face especially since it was a hard inquiry.

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    OneMain Financial
    Response from OneMain Financial
    Hi Anthony,
    Thank you for your comments and bringing this matter to our attention. We would like the opportunity to reach out with you and discuss this matter. Someone will be reaching out to you shortly.

    Thank You.

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    StaffLoan Process

    Reviewed Nov. 19, 2015

    I don't have perfect credit, but the staff was very helpful on getting me a loan that works for me and my budget.

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    Loan Process

    Reviewed Nov. 19, 2015

    The good at Springleaf: I like the way Springleaf work with me on my loan.

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    StaffLoan ProcessRates

    Reviewed Nov. 19, 2015

    Most loan companies are out to just get your money, but with Springleaf they seem to genuinely care about helping you get the lowest rates possible for your needs! We had to get a loan through them to help us with having our 3rd child and they have been wonderful! All the staff have been exceptional in helping us divide payments when needed and they always let us know if we are able to refinance if need be. They also make sure we know what our payoff is when we go in to make a payment! It truly was a hassle free experience! Thank you all so much for your loving and caring atmosphere!

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    StaffLoan ProcessTransparency

    Reviewed Nov. 19, 2015

    This was the easiest and most convenient way I have ever applied for a loan in my entire life. The representative that served me was focused on customer satisfaction and he explained everything to make it very understandable and was very kind and helpful.

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    Verified purchase

    Reviewed Nov. 19, 2015

    Help me to pay my property taxes.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 19, 2015

    Very well mannered employees. I also thank them for giving me several options that I could use to help me better. There was no rushing me. Appreciate the loan and it was very quick. A very good company for all you needs. I give them a 10 for all they do.

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    Punctuality & SpeedStaff

    Reviewed Nov. 19, 2015

    Andrea was wonderful. She was very informative, quick, answered every question I had. Personable and friendly. I highly recommend her to everyone. Great job SpringLeaf!!!

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    StaffLoan Process

    Reviewed Nov. 19, 2015

    My experience at my Local Office was very professional and friendly.

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    Punctuality & Speed

    Reviewed Nov. 19, 2015

    Very good, quick service. Having them direct deposit the check was helpful. Have had experience with local office before, always satisfied.

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    Rates

    Reviewed Nov. 19, 2015

    I wish the interest rate would be lower as I have re-opened many loans.

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    StaffLoan Process

    Reviewed Nov. 19, 2015

    Everyone in the office were very helpful. I didn't feel as if they were just trying to give me a loan and rush me out the door. They Sat down with me and went over what they thought would be the best option for me. They didn't want me to take out too much of a loan and fall behind. To me that showed that they cared. I definitely would recommend Springleaf to a family member or friend and definitely would do business with them again.

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    Punctuality & Speed

    Reviewed Nov. 19, 2015

    I needed to sell my car, due to my insurance being so high, and Springleaf was able to help me by releasing my title and loaning me money to paid my insurance. I am now free of that car, and my insurance is being paid. They thank me for being a valuable customer and paying my bill on time.

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    Verified purchase
    Staff

    Reviewed Nov. 19, 2015

    The employees at Springleaf are accommodating, efficient and informative. They get 5 stars from me!!!

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    Staff

    Reviewed Nov. 19, 2015

    They were great.

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    Verified purchase

    Reviewed Nov. 19, 2015

    I was in and out in 20 minutes!

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    Loan Process

    Reviewed Nov. 19, 2015

    Just an awesome experience.

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    Staff

    Reviewed Nov. 19, 2015

    The people were very friendly and it was easy.

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    Staff

    Reviewed Nov. 19, 2015

    Springleaf is a great company. The staff is always very friendly and easy to work with.

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    StaffLoan Process

    Reviewed Nov. 19, 2015

    The staff was friendly and they made the process as simple as they could. Would definitely refer family and friends here.

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    Staff

    Reviewed Nov. 19, 2015

    Terry in Gloucester has always been a great help to us on all of our loans with Springleaf.

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    Loan Process

    Reviewed Nov. 19, 2015

    Very pleased with my experience with Springleaf. Process was not long. Very satisfied. Would go back for any personal matter. What I really like is that I didn't have for hours or days for an approval or to get my money. Very thankful for the service I received.

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    Staff

    Reviewed Nov. 19, 2015

    I have been a client of Springleaf Financial for many years and even with a changing staff, their professional service has not changed. I appreciate the opportunities that they give you and the assistance they provide in your time of need.

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    Verified purchase

    Reviewed Nov. 19, 2015

    I have had loans with Springleaf for the last 15 or 20 years and have always gotten good service.

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    Punctuality & SpeedStaff

    Reviewed Nov. 19, 2015

    Springleaf is the place to go. They're very friendly. They work fast, don't have you waiting long.. I would tell everyone to give them a try.. You may walk in with a frown but leave with a smile.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 19, 2015

    Nobody likes getting a loan. Things happen and you just have to do what you must. I turned to Springleaf approximately a year or so ago and they were helpful in getting the amount I needed for debt consolidation. I wasn't behind on any, no late payments but I was ready for them to be paid off. Credit score was not good although that was the point of the credit accounts to increase score. After increasing it by some it still was at a poor rating and they still gave me what I needed. I paid on time every payment and really needed help recently although I still was paying on previous loan.

    I needed to pay for my classes since I don't qualify for assistance this semester. They were very helpful to me once again and came to my rescue. I start school in January for my ADN and hopefully won't require any more assistance from them but I know it's not always approved but I would definitely recommend them and go back to them again. Thank You. Macon Rd. Columbus, GA store.

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    Customer ServiceStaff

    Reviewed Nov. 18, 2015

    Like others, I kept getting pre-approved letters in the mail. I was pre-approved for $4,054 or in that range. I applied for $1500. Well, never got a call. I call and finally talk to Shay at the Hermitage, TN office. She wasn't very friendly. Well, I called her again and told there was nothing they could do. We don't have good credit but income is sufficient. Remove me from your pre-approved offer mailings!

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    OneMain Financial
    Response from OneMain Financial
    Hi Misty,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks.

    StaffLoan Process

    Reviewed Nov. 16, 2015

    I have been dealing with Springleaf Financial in Morganton, NC for the past few years. They have a great staff. Everyone is so friendly and helpful. They make you feel very comfortable while you're there, and each time they have taken care of all of my loan needs in a timely manner. I would highly recommend them to anyone.

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    Customer ServiceStaffLoan Process

    Reviewed Nov. 15, 2015

    I have been working with an employee at the Central office by the name of Jamie. When I first applied online I was called immediately and told I was approved for a $3000 loan as soon as they could verify my information. Since then I have been contacted no less than 10 times and asked to verify my information again and again in many different ways. When I called to speak with Jamie I was told she was sick and that no one else could help me. It has been 8 days and I still have not received my loan. When Jamie did return and I was able to speak with her and not her voicemail she was very rude and condescending and even aggressive towards me. I am very dissatisfied with this service and very disillusioned with this company and I will warn anyone I know against using their services. I hope that in the future they train their employees better with customer service skills as they are the first contact with the public.

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    OneMain Financial
    Response from OneMain Financial
    Hi Summer,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks.

    Customer ServiceLoan Process

    Reviewed Nov. 14, 2015

    Was highly recommend by Credit Karma. Applied and was denied for a $3000 loan. I was told that I didn't have much on my credit to obtain a loan. A week later I received mail that I was pre-approved for $5000+. What an insult. Thanks Credit Karma and Springleaf for the hard inquiry! And you don't get an answer as to if you're approved or not on the same day as the site promises.

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    OneMain Financial
    Response from OneMain Financial
    Hi Trent,
    Thank you for your comments and bringing this matter to our attention. We would like the opportunity to reach out with you and discuss this matter. Someone will be reaching out to you shortly.

    Thank You.

    Customer ServiceStaff

    Reviewed Nov. 14, 2015

    I received a pre-approval notice in the mail at a time in which additional funds would help me tremendously health wise. Unfortunately, my insurance doesn't cover the treatment that I need to treat my tumors, so I have to pay out of pocket. That was explained to both loan officers that this is a pressing situation. Both Megan (? last name) and Nick ** were extremely helpful in assisting me in getting the required documents. I was told I was approved for a certain amount and enough to pay of 3 small cc bills which would come FedEx and the other funds direct deposited in my checking account.

    After I gave the information, I left maybe a total of 6 calls and 4 messages to the both as to what is the status at this point. I'm very anxious one, I have scheduled treatment after I was told I was approved. Secondly, I wanted to be prepared for the holidays and how this treatment will affect me along with radiation. Everyone was so professional in the beginning, I was approved and then nothing! I pray that I am not being taking advantage of especially at this point in my life. I was expecting to have the money in hand to have treatment this coming week. Please help!

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    OneMain Financial
    Response from OneMain Financial
    Hello Robynne,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks.

    Reviewed Nov. 14, 2015

    Been dealing with Springleaf in Louisa for a few years and Linwood is the best. Never gets upset when you have millions of question and is always willing to go the extra mile to help.

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    StaffLoan Process

    Reviewed Nov. 14, 2015

    Maurice ** the representative at the 35th St. Branch in Chicago was top notch! His 20 years experience shows he thoroughly knew his products! He put me at ease from the moment I stepped in. It has been almost if not more than 20 years since I have done business with this firm (previously it was American General). Since I came back I was blown away with their expansion of so many products! I'm so happy I didn't throw away the mailer but decided to investigate. I knew I wanted to do business with now Springleaf!

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    StaffRates

    Reviewed Nov. 14, 2015

    I was very impressed with Springleaf. Although the interest rate is a bit high I was impressed with the staff. I will continue to use them for my financial needs.

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    Staff

    Reviewed Nov. 13, 2015

    I have received 3 loans so far with Springleaf Financial and they have helped every time I have needed the help. The girls in the office, which is in Lake City, FL, are the best. I recommended one of my friends, but unfortunately she lived out of the area, so she entered her information online. I would recommend everyone to apply for a loan with Springleaf.

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    StaffLoan Process

    Reviewed Nov. 13, 2015

    I absolutely love Springleaf! It was the easiest and most comfortable process I have ever experienced when getting a loan. They are very informative and they treated me with so much respect. I have gotten loans before and I was treated like I was committing a crime just because I needed a loan. This experience was very easy and the loan officer that I dealt with was so sweet and personable. When you are applying for a loan, the last thing you need to feel is agonizing stress. They also have lots of perks! I had lunch at Applebees on Springleaf from rewards I racked up! I would highly recommend them!

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    Customer Service

    Reviewed Nov. 13, 2015

    I have used Springleaf in the past and recently need them again. I made the phone call and within minutes they made it happen. Their customer service is top notch. I would recommend their services to any of my family and friends.

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    Loan Process

    Reviewed Nov. 13, 2015

    I was very pleased and stressed at the time of my application. Springleaf made it so easy. I needed money to bury my stillborn grandson and Springleaf approved me. That took a lot of stress away. I buried my grandson. Springleaf was very nice and I cried while filling out the application. I have never applied for a loan but I am glad I picked Springleaf. My payments are affordable. Thank you.

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    Loan Process

    Reviewed Nov. 13, 2015

    Springleaf Financial is awesome. Since my initial loan, they have always treated me with respect. I would recommend Springleaf to my family and friends. My first loan was through American General Finance but now they are Springleaf. A more green sounding name. Thank You very much Springleaf!

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    Staff

    Reviewed Nov. 13, 2015

    Springleaf has been a God send for us, and so hassle free. Thanks to them we paid off debts and finally have money in the bank. Everyone was so nice and so helpful. I have no complaints.

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    Customer ServiceStaffLoan Process

    Reviewed Nov. 12, 2015

    I applied for a loan with Springleaf online and I was approved. I got an email that said I had to call my local Springleaf office to speak with a loan officer so I did. The lady there told me I didn't qualify and she was very rude. I feel since I had been approved online then I should have gotten my loan. I do not recommend using Springleaf at all. It's a JOKE!!

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    OneMain Financial
    Response from OneMain Financial
    Hi Angela,
    Thank you for your comments and bringing this matter to our attention. We would like the opportunity to reach out with you and discuss this matter. Someone will be reaching out to you shortly.

    Thank You.

    Customer ServiceStaff

    Reviewed Nov. 11, 2015

    I applied online for the loan and was told I would receive a call prominently. And I did. I gave a young man all of my personal information and was very explanatory toward all the questions I was asked. Then was told I would receive a call after 35 minutes. Well it is now well past a business day and still have received no call or email and they ran a hard inquiry on my credit. If I'm giving you my personal information, and you're running a hard inquiry on my credit I expect a phone call in the least, whether approved or denied. Without diligence the company seems like a scam. I do hope they touch base with me as they have all my information. But waiting around for money you wanted to receive isn't fair.

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    OneMain Financial
    Response from OneMain Financial
    Hello Victoria,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks.

    Charles increased rating by 4 stars.
    Customer ServiceStaff
    After a positive interaction with OneMain Financial, Charles increased their star rating on Nov. 20, 2015.

    Updated review: Nov. 20, 2015

    Springleaf did email me back and worked with me to get the loan we needed. They have been very kind with working with us, one bad apple in a group does not mean they are all bad apples. Thank you, Springleaf for giving us a chance.

    Original Review: Nov. 6, 2015

    I applied after reading about them, thinking we could actually get a loan to consolidate our bills. After talking to the lady she said I probably would not get what I asked but somebody would call with a couple offers, then she saw we were paying high interest on our van and she said they would help me with that also. That soon I would get an email from her and hear back the next day. It has been a couple days now I have heard nothing from anybody and have not received an email. My wife and I really got our hopes up that somebody would help us get back on our feet. Our credit is not great, but we have good reasons for it, and we are trying to build it back up, but we needed help. So yeah pretty disappointed here.

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    OneMain Financial
    Response from OneMain Financial
    Hi Charles,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks.

    Punctuality & SpeedLoan Process

    Reviewed Nov. 6, 2015

    I was needed to get money because I was in the process to moving and I went to Springleaf and they provide me with the loan fast and easy. That's why I recommend them and I am thinking to use them again in the future. Thanks Springleaf!

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    StaffRates

    Reviewed Nov. 6, 2015

    Due to an unfortunate series of events one of which being unexpected bills, a water leak, and car repairs needed I found myself in need of money. I tried many places before trying Springleaf and no one else would even finish the application because of my credit. The staff at Springleaf were kind and understanding. They went beyond anything I expected to help me get approved. While I knew the interest rate was going to be high I found it's only slightly higher than most credit cards I have seen.

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    StaffLoan Process

    Reviewed Nov. 5, 2015

    I've never had a problem getting a loan. Everyone was very helpful. When I need anything else Springleaf will be my first choice for my loan needs.

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    Rates

    Reviewed Nov. 5, 2015

    I took a loan and knew that the interest will be high. I happened to look at my statement and noticed that the principal has not dropped much. Out of a $220 payment $217 was interest. How can this be? I contacted a debt management company and they will try and work with them to bring the interest down. How are they different from predatory lenders. I realize I was in need and don't have good credit, but should they do what they want since I don't have other options. I live in Washington state and some suggested I check in with the office of attorney general.

    I used my car as collateral. I called the manager to ask if they can release the title so I can sell and will put that money towards my debt. They needed $2500 and the car is only worth $1000. I tried to explain to them I have another car but no they need $2500. I have paid them for 3 years on time except when I was out on medical leave for 2 months. WOULD NEVER RECOMMEND THIS COMPANY TO ANYONE. EVEN IF YOU ARE NOW DESPERATE.

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    Customer ServiceStaffLoan Process

    Reviewed Nov. 5, 2015

    I took a chance and applied for a loan with Springleaf and to my surprise I was approved. I know this loan will help in obtaining the supplies I need to open up my new store. I applied one night and the next day was sent to a local office to sign papers and pick up ck. Excellent customer service and the rep at the location was extremely helpful and polite. I'll recommend their service to all my customers, family and friends.

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    StaffLoan Process

    Reviewed Nov. 4, 2015

    I had a great experience, the staff was very knowledgeable and worked with me to come up with a loan that had a reasonable percentage rate for my consolidation loan. I highly recommend them for your loan needs.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 4, 2015

    My husband and I applied for a 5,000 dollar loan on Sunday night on their website and and we called Monday afternoon to find out what the status of our loan was. We were told they were still working on it and they would call us first thing Tuesday morning. They didn't. So I called Tuesday afternoon and was told they were still processing it and it would be the next day. They finally did call and told us the most they could give us would be $4100. Not what we applied for but we took it. The waiting on an answer and then not giving us what we applied for was disappointing. They promise fast results but don't deliver, but they were very friendly when we went to close on the paperwork.

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    OneMain Financial
    Response from OneMain Financial
    Hi Lana,
    Thank you for your comments and bringing this matter to our attention. We would like the opportunity to reach out with you and discuss this matter. Someone will be reaching out to you shortly.

    Thank You

    Customer Service

    Reviewed Nov. 3, 2015

    I received a letter from Springleaf Financial telling me I was prequalified for $5,250.00. When I went to the website and I entered the code it came up that I was approved at 33.79% and 48 payments of $200.78. It then asked if we wanted another amount. We decided to ask for $6,000.00. I spoke with 2 women, I was told to call back in an hour and I did. I was then told to get a co-signer so my husband was going to take the loan out with me. When he called to give them his financial information they told he we were denied. When my husband called back and inquired how we could be denied if I was prequalified for the original $5,250.00 the woman who answered the phone said, "I'm not too sure." So I can't speak for anyone else but make sure the people you're dealing with at least know their product.

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    OneMain Financial
    Response from OneMain Financial
    Hi Margaret,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks.

    Staff

    Reviewed Nov. 3, 2015

    I love that the personnel are so friendly willing to help you. As soon as you walk in the door you get "Welcome to Springleaf. How can we help you today?" and they always have helped me with whatever situation comes up. So if you ever need help go over to Springleaf in Alex City and see Melissa. She is very nice and will help you any way she can.

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    Customer ServiceStaffLoan Process

    Reviewed Nov. 3, 2015

    I am satisfied with my experience with Springleaf! I contacted them right before closing time and I got a call back ten minutes later approved. The next day, I submitted the information that was required to secure my loan and the following day I received my check via UPS! Micheal ** (loan officer) was very helpful and very professional. My loan was under 4,000 with a payment of 125. I have read the other reviews and I'm hoping in the future I don't experience the hardship that a lot of other people have stated. So far, so good! I did receive a follow up call from Springleaf. Thanks!!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Nov. 2, 2015

    I needed a loan to pay off my dental care balance and also new tires for my car. I received a letter in the mail and decided to go online and apply. My phone rang almost immediately and my representative Carol, was on the line ready to help me with my needs. I was very impressed with her fast and friendly service. When I arrived at the branch in Leesburg, everyone spoke to me when I came in and Carol went right to work processing my loan. I was in and out within minutes and everything was explained to me with no problem understanding the fees and insurance. I would recommend if anyone is needing a loan to go to Springleaf Financial. They ROCK!

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    Profile pic of the author.
    Verified purchase
    Customer Service

    Reviewed Oct. 30, 2015

    Like so many others I received a preapproval in the mail saying I was approved for $5,250.00 dollars and to log on to complete my loan which I did only to find out I had to call the office to complete the loan which I did and was asked a lot of questions which I answered every one of them and then was told he would get back to me. After a couple of hours he called to tell me I was not approved after all and that if I wanted a loan I would have to get a cosigner to go on the loan with me. Now after all that no loan and a hard inquiry on my credit report. So much for trying to improve my credit score. So thank you Springleaf.

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    OneMain Financial
    Response from OneMain Financial
    Hi Kenneth,
    I'm sorry to hear that you're unhappy with your service. Please allow us to assist. Someone from our Executive Office of Customer Care will be in touch with you shortly.

    Thanks.

    Customer ServiceOnline & AppLoan Process

    Reviewed Oct. 30, 2015

    I have two hard inquiries and I'm pretty sure they said they don't do them. The funny thing is I never got approved (which was fine). I told the rep that there was an application pending already and he lets us just start a new one. NO! He said someone was going to call me back in an hour. No one called me back and I could have got in contact with other people but I was waiting. This definitely unacceptable for a financial institution but I guess this is how they do business. I have a loan with them and I'm update so not sure why I wasn't approved, but believe once it's paid I WILL not be going back there!!! I want hard inquiries removed that is so advertised on their website.

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    OneMain Financial
    Response from OneMain Financial
    Hi Safiya,
    Thank you for letting us know about your experience. We would like to reach out and look further into this matter. Someone from our Executive Office of Customer Care will be reaching out to you shortly to discuss.

    Thanks.

    Staff

    Reviewed Oct. 28, 2015

    I went to American General Finance at the time several times, and even went back when its name was changed to Springleaf Financial. All loans were paid off, last one being several years ago and the UCC Financial Statement (Lien(s)) were never removed from the records (county). Currently I am in the process of selling my house and my agent (lawyer) brought to my attention that the lien(s) were still in place. How disappointing after being a repeat customer.

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    OneMain Financial
    Response from OneMain Financial
    Hi Johnny,
    Thank you for your comments and for bringing this matter to our attention. We would be happy to discuss these concerns with you. Someone from our Executive Office of Customer Care will be in touch with you shortly to discuss.

    Thanks.

    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 28, 2015

    They claim to be a lender for people with bad credit. I applied for a loan over a month ago. I was only looking for $1000 to pay off some small bills. I was told by the representative that called me to finish my online application that she was sending my application to the underwriters. At no point did she indicate that I was not approved nor did she say that I would need a co-signer or collateral. I waited a week a never heard from them so I called to check on the status of my loan.

    At that time I was told the loan was still with the underwriters and that I would be hearing from them soon. It is now a month later and I still have not heard anything. I called again today to check on the status of my application and was transferred by the first representative without ever telling me he was transferring me. Still no word on whether I have been approved or denied - although I imagine I have been denied. Of course, I have a hard inquiry on my credit now which dropped my score making me more of a risk although I am trying to repair my credit. I thought these people were supposed to offer loans for people like me but apparently not!

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    OneMain Financial
    Response from OneMain Financial
    Hi Melissa,
    Thank you for your comments and for bringing this matter to our attention. We would be happy to discuss these concerns with you. Someone from our Executive Office of Customer Care will be in touch with you shortly to discuss this matter.

    Thank you for your patience.

    Customer ServiceLoan Process

    Reviewed Oct. 28, 2015

    After reading all the great reviews I decided to post one. Unlike everyone else my loan was not approved and I had to call for days without any response from the loan officer. I finally stopped calling and waited on my forwarding mail. However, I did recommend Springleaf for someone else. Every circumstance is different.

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    OneMain Financial
    Response from OneMain Financial
    Hi Freda,
    Thanks for letting us know about your experience. Sounds like something we should look into. Someone from our Executive Office of Customer Care will be reaching out to you in order to discuss.
    We apologize for the inconvenience.

    Thanks.

    StaffLoan Process

    Reviewed Oct. 27, 2015

    I was treated very good and got the payment I could afford. Was very pleased with the loan officer. I recommended them to my son and he got loan too.

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    Amanda increased rating by 3 stars.
    Customer ServiceStaffLoan Process
    After a positive interaction with OneMain Financial, Amanda increased their star rating on Nov. 7, 2015.

    Updated review: Nov. 7, 2015

    I recently wrote a review on this site about how Springleaf wasted my time; I was approved for a loan, submitted most of the required documentation and was told after I had already been approved that the approval had been reversed because my loan term was longer than my estimated dated of separation (I am active duty AF). I was upset that after submitting almost everything that they asked and then doing a hard hit on my credit they had taken the loan away. I was contacted shortly by the company following the post of my first review on this site and they worked with me to get me my requested amount.

    The customer representatives that I had the pleasure of speaking with were nothing but professionals through this whole ordeal. I felt as though they understood my frustration, which is why they were willing to work with me in the manner they did. Never have I been in business with a company so willing to resolve a consumer complaint. So would I recommend Springleaf? A thousand times yes. Awesome customer service, timely replies to questions that I had, and just overall on point.

    Original Review: Oct. 26, 2015

    I applied for a consolidation loan through Springleaf and I initially got approved. I did it over the weekend, but received a call the following Monday to finish the approval process. The agent was very helpful and friendly, and answered all my questions. The only thing that I was missing before I was cut a check was a voided check for routing and account number purposes; it's 2015, and I for one am not a fan of checkbooks, especially this day and age. I received an email on 22 October to finalize the process (once again still missing the voided check) and sent an email explaining the situation. On 26 October I got a phone call from one of the agents, missing the call I called the company back for them to tell me they had reversed the approval because my estimated time in service (I am active duty) is not the duration of the loan.

    I am writing this review because not only did I take a hard hit on my credit, went through unnecessary steps, since all my information was entered initially, including my ETS during the application process, but Springleaf also wasted my time -- the most precious thing of all. So I just wanted to say thank you to Springleaf for wasting my time.

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    OneMain Financial
    Response from OneMain Financial
    Hi Amanda,
    I'm sorry to hear that you are disappointed with our service. We would like to look further into this matter. Someone from the Executive Office of Customer Care will be in contact with you shortly to discuss.

    Thanks.

    Punctuality & SpeedLoan Process

    Reviewed Oct. 26, 2015

    I found myself in a financial bind and I decided I wanted to consolidate my bills. Springleaf had been sending me mail for a pre-approved loan for at least six months. I finally went online and applied. I was referred to a local branch and the loan officer told me I would have to put my car up as collateral and it would have to be worth the value of the loan or more. This company is a predatory lender. The exact same tactics and the classic bait and switch. I promptly declined. I didn't get the loan and I have an inquiry on my credit report because they pull your credit. This company is not operating fairly or honestly and please do not trust the pre-approved mail. They actually wanted the title to my car. If that was the case I could have went to a sleazy title pawn office and got the same thing.

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    OneMain Financial
    Response from OneMain Financial
    Hi Hannah,
    I apologize for the poor experience. Please allow us to investigate this on our end. Someone from our Executive Office of Customer Care will be in touch with you shortly to discuss.

    Thank you for your patience.

    Loan Process

    Reviewed Oct. 26, 2015

    Springleaf went above and beyond to help me get the loan I needed. I would recommend them to anyone.

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    Reviewed Oct. 26, 2015

    I was very happy with the help you gave me for debt consolidation. Was a big help. Thanks.

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    StaffLoan Process

    Reviewed Oct. 26, 2015

    Springfield was very helpful and very friendly. Helped us get our loan right away. After having the loan for about 6 months they called us to see if we needed more money.

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    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Oct. 25, 2015

    I applied for a debt consolidation loan online and called the office the next morning. It took a few calls throughout the day to actually speak to someone, but Maria was super helpful and super patient with me. I originally applied for a $5000 loan, hoping to pay off 4 credit cards and 2 personal loans and bring my monthly payment down from $365 to hopefully half of that. We were only approved for $3200.00 with a monthly payment for $171. I was able to pay off my 4 credit cards and my small loan to end up saving me only $60 a month. All in all, we were able to get the loan started and finished within 2 days, but only because of my husband's work schedule. Maria was so nice and patient and explained everything to me.

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    OneMain Financial Company Information

    Company Name:
    OneMain Financial
    Company Type:
    Public
    Ticker Symbol:
    OMF
    Year Founded:
    1912
    Formerly Named:
    Springleaf
    Address:
    NTBS-2320 6801 Colwell Blvd.
    City:
    Irving
    State/Province:
    TX
    Postal Code:
    75039
    Country:
    United States
    Website:
    www.onemainfinancial.com