NetCredit Reviews

Everyone I talked to was kind, professional and The process quick. The application was quick and easy. The funds were deposited the next day. I would recommend this service to my friends and family. When I pay off the loan, I will look at getting another loan.

Thank you for a second chance. I really appreciate the loan. Staff was very professional. The process went very smooth. It was great that the funds were deposited the next day. Other than the loan rate I would come back.

This company gave me a chance when no one else would, somethings was left off and the lady did not tell me and this took longer than I expect to process. But it made on time for me regardless of the forgetting to tell me some valuable information that cause me a bit delay in getting the funds earlier.

Net Credit was very fast and efficient in helping us with our loan needs. We refinanced our current loan and took money out. This was all done and finalized in just a few short hours with the money being deposited directly into our bank account. Thank you Net Credit.

Well it was a chilling experience. I would check online as I was told. First I got a letter saying I was denied then about 5 hrs later I was told I was approved then I checked the online info. I was told yes I could get the loan but on the bottom of the page it said I wasn't able to get the loan so whenever I would call they were so very helpful and said yes I was getting the loan. I told them this was so very confusing but yes I got the loan and am very thankful.

This was an extremely smooth experience!! The gave me the amount I was approved for but took less but interest rate high but if you payoff early like I'm going to do there's no problem!! They did require bank statements and employment info which I did through email!! I definitely get another loan!!

I was overdue for Dec 31st 2019 installment by partial amount by $229. I paid that along with current installment for Jan 15th 2020 on on Jan 17th. In worst case I was 17 days overdue for $229 as of Jan 17th. But Net Credit immediately reported that as 30 days overdue for Jan 2020 payment which is current month. I had 5 years and 10 months continuous streak zero missed payments in my credit report for 23 plus accounts with FICO credit score in upper Fair zone. With this falsified information the credit score went down to poor region. For my job scenario there is a background check going on. It failed as I had poor score (Minimum they expect is fair).

I just can't say enough how grateful I am that you took a chance on me and I won't let you down. I have been repairing my credit for almost a year with Experian and I'm doing well, but apparently having great credit, at the time it was at 746, and yet that wasn't enough for a personal loan through their partners because my account hasn't been open long enough and I'm a credit risk ???? Thank YOU for taking a chance on me and I'll refer anyone that asks to sign up with you. Thank you so much!

Process was flawless.Very quick, hassle free and simple. Funding date happened as promised at midday. I didn’t have to wait till next day. Wonderful experience. When I spoke to a phone rep to provide employment contact information, she was courteous and professional. I would highly recommend this bank to prospect borrowers.

It was fast and an easy steps. It wasn’t complicated to complete and I liked that. I was in a bind and this helps me. The experience was fast and efficient and covered everything in a matter of a few days.

The experience is painless, however the interest do not make any sense. To Borrow 5k, you must pay back 15K. If I wasn't in a bind I would never do it any. The payment is low but I hope to pay it back in 1/2 of the time.

So far, everything is good, but we're only 2 days old at this point... My Experience Rating should move through 'Happy' to 'Recommend to Others' once I pay my current amount off early and/or refinance for a lower rate (when eligible).

Very good & thorough. Very responsive and polite. A strong performance on your part. Pretty easy to complete forms and submit. The entire experience was quick and easy and I would recommend to friends and family. I think the rates are a bit high even though it is a personal loan.

1/15/2020 Applied for a loan, loan approved, direct deposit to my bank, on 1/16/2020. As of today 1/17/2020 loan does not show in my bank account. Getting worried. I did call my bank today 1/17/2020 shows no transactions. I will check my account again on Monday 1/20/2020, didn't think it would take days for me to have access to the monies.

Very easy process to complete terms of repayment. Much better than other loans. I have nothing derogatory to say about this entire process. I would recommend this site to my friends and family. Easy, honest, no hidden fees. Great experience. Bravo.

Quick response. Very responsive. This loan came through exactly when I needed it! You guys did great! Life affecting!?? I appreciate you working with me. I'll use the loan to pay a big bill that was really stressing me out...and just have the remainder as a cushion so I don't have to live check to check.

Everyone that handled my inquiry was very friendly. And once all the information was completed I was approved and my funds were deposited into my account the next business day. I would recommend this site to anyone that needs financial help.

The agents were very informative and helpful in guiding me through the process. The approval appeared to be provided quickly and the payment schedule is very doable. I feel confident that I can call in to the loan team with any concerns and questions that I may have.

I just got the loan and haven't even started to pay because of the due dates. I called and explained that the due dates are wrong and need to be changed. Because of my pay schedule. I was informed that I would be able to have it adjusted. NOPE after I sent my past pay statements. Keep in mind they are unwilling to change your pay's schedule to the best pay schedule that is best for you even if it the a faster pay time. FYI People are not banks. We still have Mortgage, maintenance, Rent, and so on at beginning at the months. DUH.

You were quick and very professional. Your website is user friendly. Your customer service telephone operators are very knowledgeable and eager to help. I will recommend to others. You made sure that I understood everything concerning the contract. You seem to really care about helping the customer achieve a positive goal. I love the way you do business. Thank you for your help and support.

The experience I had was great, I don't think it could have gone any better. I am very thankful for NetCredit. Thank you happy new year. In the future I will turn to Net Credit and strongly recommend them.

The best way to build credit is using Net Credit. So if you want to build your credit by all means. I’m happy with the little cash I was able to receive. I recommend them to anyone looking for a lender that works with all credit.

I am so glad I found this NetCredit. Helps me with my taxes which I did not have. Even though the percentage is a little on the high side, but this helps me pay the taxes on time and with low payment to pay off.

Several attempts have been made by email and phone to increase loan amount. Have yet to receive reply. Need additional money to assist with health care issues for my Mother. I am on a time line and need help as soon as possible.

I was a complete idiot to accept this loan. - DON'T DO IT!!! You pay 100% interest on your monthly balance making it impossible to pay off. It has been 1 year and I still owe the original loan and have paid $105.00 every 2 weeks. Beg, Borrow, do whatever you have to BUT do not do it!!! Hopefully I can help someone else not be tempted when in need of money, you will regret it - Big Time.

I am very pleased with the professionalism and kindness shown me by the staff! With my cancer this year, and the unexpected transmission repair on my car--you all were a blessing!! Thank you!!! It is my hope we can continue to work together in the future!!

Experience was very good with quick response and no unnecessary contact. Excellent service and I would recommend. Other services required multiple contacts and information already provided. Didn't need to download documents etc. Would use this provider again if I needed to.

I don't know how this company received a decent rating. The interest rate is off the charts. $8900 for a $4000 loan is ridiculous. Don't set yourself up for failure, they are no better than the bill collectors that you are trying to get rid of. It's a shame that they can get away with charging 98% interest, yes my credit score was low in the 600 something range but they are utterly shameful.

I am very pleased with the customer service and how easy it was to apply for a loan. I had a response back in 5 hours and my money was in my account the next morning. After l repay this loan I will definitely be doing business with them again and will refer anyone looking for a loan.

Great and quick service, no waiting time and had my funds same day as approval. Customer service was outstanding, approval process was not complex at all. Funds were delivered to me as promised with no delay. Will most definitely share your company with friends in need.

Twice during the experience it seemed like your right hand didn`t know what the left hand was doing. 1st man told me to get benefits info and bank info, then lady called 15 minutes later said bank info already received. Went to Staples to fax benefits info. Later I was told they needed bank info, so I had to return another day to Staples to fax that info. Then I was told the form I sent concerning benefits was wrong which was the only one I received from the office of personnel management. But after all the confusion, my application was approved and I thank you for that.

I was pleased that I was approved for the amount I desired. The process was well explained, simple to accomplish and the customer service aspect was terrific. I recommend NetCredit to anyone looking for short-term financing. There are many others out there who make promises to prospective borrowers and then fail to deliver for them. You will not be frustrated if you choose to work with NetCredit. In fact, you will most likely be quite impressed, as I was.

The process to apply for a loan was not complicated. Website was easy to navigate. Quick response to the approval of the loan. Was quite surprised how fast the loan was received in account. Overall please with the process. Definitely will recommend.

My experience with the whole loan process was better than I expected. It was easy to follow online and very helpful in processing my information for the loan. I would definitely recommend them to my family and friends for their financial needs.

The expediency of the loan process from Net Credit is what I appreciate! The streamlined application was simple and hassle free. The trade off is high interest rates but, payoff with no penalty is a plus. Thank you, Roy

I was able to refinance and get additional monies quickly. It came in handy at the right time. I also liked the new amortization schedule and the new amount due. Very easy to and good to deal with. Will use them definitely again in the future.

NetCredit's opt-out, on the website or by phone, requires you to provide your social security number. If you call customer service to tell them to take you off their mailing list and stop sending you pre-qualified loan offers, they will not. They state that you must do the opt-out process as they do not send out the offer letters. So if a third party has your social security number and is sending out loan offers for NetCredit, what is going on there? I will not provide my social on the web or on the phone in an automated system and nobody needs your social security number to take you off their mailing list. So something shady is going on here. I'm looking right now who to report this to.

Very helpful. Loved it. Will do it again if needed. Was fast and friendly. They did what they said they would. Very happy. Will tell my friends where to go. Look forward to long and happy time with them.. If I have a loan need in the future I know where to go..

I humbly thank all that was involved and included to make this a success. It was very little work that made the experience that much enjoyable. I cannot name them all by individuals but it's hard to beat! I am a stickler for quality and professionalism.

Getting this loan was a bit of hassle but I’m happy I got it! The only bad part is their customer service. Out of all the times I spoke to someone I only spoke to maybe 3 people who were friendly and super helpful, the other times they all had attitude and wasn’t really listening to what I was saying and I had to keep repeating myself. But with all that said the loan payments and principal is all broken down for me which I love. I know exactly what I’ll be paying each time and what my remaining balance will be! Super easy!

My experience was great and fast NetCredit is the best. I didn’t have any issues after changing my banking information. Customer service was knowledgeable and helped the best way they could. Customer service is excellent and the workers answered any questions I had.

The process from beginning to end was quick and easy. I've used this company twice for quick finance solutions and process each time was simple, use loans for quick finance solutions not long term, I would recommend to friends as short term financial solution.

I received confirmation that my loan was reviewed and approved. It was to be deposited the next day. There was no deposit made into my account. It turns out my account was missing one number. If they reviewed my account you would think they would have caught. Now I am in a bind and I have to wait for the money to be returned and reapply.

Very quick, no hassle. Simple and so quick. I didn't know the money was already deposited in my account. I didn't get an email until 2 days later, so for a moment I didn't know if i got the loan or not until today.

Poor communication during the application process. Appreciated the emails but when I called most of the representatives were giving me different information each time I called. Glad I was approved but I was getting very frustrated and almost decided to cancel this loan process.

I was very very impressed with the help that I received. I will refer more people to you guys because the service was great even though I had a hard time until I spoke with this one guy who was very patient and helpful. I wish I knew his name because he was outstanding and that kept me out a lot and receiving this long. Otherwise I was about to give up but thanks to him. I'm in debt.

I was baited and switched. Was told I was borrowing more money then the money disappeared. Now I pay 2 times month and my payment lower by $5. No additional funds. Check your recorded calls. Spoke to 5 different reps. Got 5 different answers.

Thank you so much for trusting me with the loan amount that I really need. My auto is now being repaired. I was very surprised to wake up to find that my loan had been approved. Once again thank you very much.

I just want to thank you. I have been feeling overwhelmed. Then your letter came in the mail. I appreciated your professionalism and having everything available to read and to answer all of my questions. I've been paying off some nasty people who have tried to block me so I just divided the payments and paid them off. The computer was happy (:. Thank you so much.

Good experience. I was denied the first time maybe was asking for too much. But started working on lowing my credit usage, asked for a smaller amount and got the loan. First loan, interest is pretty high but I am hoping this will help with my credit as well and I can pay it off sooner.

Very professional and a quick process and respond. Submitted documents is very quick and they response also very quick, which is very important when you need this type of loan, not too much harassment with questions or details. They go right to the point yes or not. This is very important.

They were very professional and helpful and pleasant and accommodating and took their time to assist me and that MEANT a lot to me. I call that Great customer service and I would recommend friends and family to you. Thanks for being a Blessing.

NetCredit for me was fast and friendly service. Thanks for doing a great job. I have tried to work with other loan companies and it didn't go as fast and friendly as it went with NetCredit. Thank you.

Great fast application with Money in the Bank the very next day! If you need a fast reliable loan, the NetCredit is the place you should look to first. You have the option to set your loan amounts and how fast you want to pay it off. Thanks????

Experience with refinancing my loan was done in a manner that was outstanding. The use of the system was easy to use and follow through the process. Having everything done made it easy to complete and time it took was terrific.

Net Credit is a loan shark of the worst Pay Day Loan rip-off scandalous type of place you could imagine. They do things like charge 150% interest to people who can least afford it. They will prey on you if you’re in a jam and demand payment back of up to 3 times what they loaned you. If you try to dispute or lower your interest rate to get it paid off they will threaten you with hits to your credit score. They are taking money from the poorest Americans and are sitting on so much cash that they are now sending out surveys to their customers about other business enterprises they may be able to explore, including opening a “real bank”!! Go to family, go to your employer, but do not go to Net Credit!!!

My experience with NetCredit great, I can't believe how fast my loan was approved and in the bank the next day. That was the first time ever I didn't have any kind of issues with a loan company. Once I pay this off I will definitely use them again and recommend them to my friends and family. Thank you very much.

The process was easy and straightforward. Everything worked out exactly as promised by Net Credit. I am very pleased to do business with them. I have tried these opportunities with other companies in the past and it was unlikely for me to try this one but I did try it and I'm glad I did.

The Loan process was nice and easy. The customer service person was very helpful and friendly walked me through the entire process with ease. I received my money very fast through direct deposit just the next day as they promised. I enjoyed doing business with Net Credit and I highly recommend it to my friends and family.

The Net credit employees that I worked with, were very helpful. I was having some problem filling out the online app., so I called the phone number. They walked me thru the app. in a polite and informed manner without making me feel stupid.

I love NetCredit and I don’t write many reviews but this is worth it! When everyone else denied me and wouldn’t approve me they did! A complete blessing! I would recommend them to anyone and the process was simple, easy and fast!

Great service, Great web interface, Great timeline, Great payment schedule. Note: Not a great loan company. This service is not meant to replace the bank or any traditional loan institutions. But a Super Fantastic emergency funds company. 5 stars for service and all around convenience.

Your representative was very caring and compassion, So I thank her from the bottom of my heart. So I will recommend her in any of my friend and to your company. She is very valuable employee to your company. Once again thank you from the bottom of my heart.

I never received the loan proceeds. I have only 1 checking account and the funds have NOT been deposited to that account 3 days after approval. The Net Credit people keep saying it's on its way. And they are already billing me.

I have had nothing but good experience. Thank you for your good and friendly employees. They have been so helpful and for now this is all I have to say and I will encourage others to go to this company when they do need help again. Thanks.

The application process was quick and easy. Turn around even better! Highly recommend! Such a pleasure to work with the company. The help given will make a huge difference in our life. To accomplish with such ease was a blessing. Deeply appreciated.

These shysters take advantage of people who need help. Instead they screw you over with insane terms. 64% interest on a $4,000 loan and after paying $250 a month for the last year they have applied 0 to my principal. Yep, $3,000 paid to them and I still owe the original $4,000. The Attorney General's office needs to investigate these crooks. Avoid this evil company at all costs.

My experience at first was not good because I wanted to know if I could pay the loan off early. I was not given the right information, I finally found out that I could pay the loan back at any time, I would just have to pay the interest.

The process was very clear and concise and was very easy compared to most online applications. The information I entered was easy to come by. The processing from your side was very fast. The communication after I finished was clear and easy to understand. I very much appreciate your approval!

Overall experience is a 10...very friendly and very professional. The young lady went step by step with me through the application. Any questions or concerns she was there to help me. I want to give my big thanks in helping me out.

You guys made me so happy. I was so overwhelmed with being approved and it is helped me financially. Thank you so much for your confidence in me. Dreams do come true and you for filled my dream with approving me for this loan.

Fast and friendly. Website is very easy to use and navigate. When I needed extra help I called and the wait time was less than 7 minutes. They also offer callback so you can do what you need to and not lose your place in line. The customer service representative was very helpful. Answered all my questions as well as gave other helpful info.

From the application to the approval I would highly recommend NetCredit. Customer service was spot on and for someone like me with not so perfect credit I can not thank you enough for giving me a loan. While my interest rate was high that is to be expected. In a pinch NetCredit still came through!

Net Credit is right on time. They do what they say and it does not take them long. Thanks Net Credit for helping me when needed. One thing though your interest charges are just too high. People need quick money but sometimes y’all make it hard with high APR and interest. The amount you pay back on the loan is tripled what you borrowed. Now that’s wrong but I guess that’s how you stay in business beating the poor man down.

I was really nervous about getting a loan any where online but with my credit score so low at the moment, I didn’t have many options. Net Credit exceeded my expectations, loaned me the funds and totally helped get me out of a tight spot. Yes the interest rate is high but you have to expect that & you can pay it off earlier without a fee, thus reducing the amount of interest you pay. I am thankful they agreed to work with me when others would not. I recommend this company 100%! Thank you!!

Can't believe that I can not give zero stars. Can't believe that I can not give zero stars. This company is worse than check advance. I have been paying $162.83 every 15 days for two months and have reduced my $2,600.00 balance by less than $8.00. This was copied from their web site: Wednesday, July 10, 2019 $2,600.00 was funded. As of October 24, 2019 my balance is $2,592.27.

Great service. Yes I would recommend this company. It was very fast and I'm my bank acct the same day. So if you have an opportunity to work with this company I would say yes go for it.. Your won't be disappointed.

Your loan process is fair and accurate. I just want to say thank you for the funds. Please keep up the good work with your professional staff, they helped me as I waited for your decision. I am looking forward to repaying the loan because you also made that easy with it being debited from my account. Yes, I will recommend you to family or friends, thank you again.

Over great service. Customer service on weekend was great. First time using them great experience and would recommend to friends and family. Easy process and quick funding. Application was processed and approved same day. Not much else I can say at this point.

Everyone was very nice and policy. Very helpful. Very understanding. The only company that would help me out. No one else would because of my income. I would tell anyone that has trouble getting a loan to try your company first before doing any other.

The staff was not familiar with the information needed from me to send them. Also, I had to fax the information 3 times costing me $40.00 dollars to do so. My fax said completed pages while your fax did not show the completed pages. Finally, I have 2 additional pensions and no one there was familiar with the 1099-R filling forms submitted to IRS to file my additional pensions at two other banks.

I was very pleased with the entire process until it came time for my deposit. Even though I gave the correct routing number and account number the deposit was sent to an old bank account that has been closed. I was really depending on that money and now I'm told it will be 5-7 days. Someone made a big mistake and I'm paying for it.

My recent loan approval experience was wonderful with net credit. The online application was VERY user friendly and visible links to upload any documents. I especially liked the way I was called to verify I was exactly the person applying for the loan and they even sent an email to back up the phone call. Simply and easy process unlike other companies making odd request such as power bills and lease or mortgage papers. THANK YOU Net Credit!

I had a great experience with NetCredit. It was handled so fast at a time I really really needed the funds. I am so happy you were here for me. I will definitely refer my friends to you. I have a feeling of relief being able to pay off some bills to make my life a little easier.

The person who helped me on the phone was quite helpful, and put me at ease related to this loan app. My first concern was authenticity, because there are so many scams out there, and she set my mind at ease. The approval process and funding was as quick as she said it could be, and I was happy to get immediate funding so I could continue with my project. Not thrilled with the rate, but I understand it, all the more reason to pay it off quickly.

When it came through we were so happy. It came through at the perfect time!!! We really needed the money for our two handicap boys and NetCredit really came through for us. We had a really nice trailer picked out but didn't have the money for the security deposit and NetCredit came through.

I am glad I had the chance to deal with such professional system. I will recommend it to my friends and clients, It has been a while for me to see that there is great company willing to help people like me to get back on their feet, Thank you.

Want to thank you for the loan. It was easy to apply for the loan. Would love to tell everyone to go to you. Talking to you on the phone was easy and they was very polite to talk to. Want to thank you for your help.

Net credit, customer service was great, fast and confidential. They understood my need of help. I would refer to a friend one that I know really need it and will pay back the loan. It's a good thing they check on credit.

Not hard and kind of easy. Conversation with one of the Reps. Nate was very pleasant and customer-service orient. Very informative about the program/company. Hope the experience of paying back the loan is pleasant, customer service oriented with concern in helping the customer.

I learned about the business through an email. I filled out loan application. It was approved within minutes. Money in account the next day. Application was easy and terms af loan and repayment were clear. I am quite pleased with the online service.

I was very pleased with my experience with NetCredit. It was a easy process. I had a few questions about the loan so I called the number I got online and I was pleasantly surprised by the way I was treated, the representative was very professional, she answered all my questions and really put me at ease about the transaction. I am a store manager and I appreciate what it means to good customer service representatives. Thank you!

I sent the necessary documents via e-mail to finish processing my loan approval. Received receipt of the e-mail & documents were sent to loan processing within the deadline. The next day or two the loan processing dept claimed I didn't send documents within the deadline and stopped processing my request. I questioned it multiple times yet several days later, no explanation from NetCredt. I held up my end of the loan process. They did not hold up their end of the process. I guess they don't need my business.

My 7000 dollar loan. Thank you for and easy experience in getting my loan. You were courteous and very professional and I intend to pay this off asap. I would recommend you to my friends in a heartbeat.

Good service and payments are manageable. They've helped me several times when in a bind. Applying is easy. Once approved you can continue to request funds when loan is paid off. Other family members use the service also and are very satisfied.

Loan approval took no time at all. I applied on Thursday and was approved on Thursday. But I didn’t receive $$ until the following Wednesday. I thought that was a bit slower than advertised. Overall a painless experience but I felt I should have received the funds sooner. I would still recommend NetCredit to others because it’s solely done online.

I received a offer in the mail for a loan from NetCredit. I decided to apply and it was a complicated experience. It took several emails, copies of documents and a phone call to complete the process. The loan is at 64 percent and payments are taken out every payday. I think a payday loan would have been easier and less costly. I have gone through companies like this before but this one was definitely the most difficult.

I was really impressed with every aspect of the loan process. If I had any questions I could call in and the customer service team helped right away to get my loan processed. It was all done in a matter of days.

Steer clear of this company if you can. Their customer service is the worst I have ever experienced. When and IF you can actually speak to someone on the phone, the information they provide is not helpful. I've been desperately trying to make 'additional' payments to this account to pay down as much of this ridiculously high interest loan as possible. But then they deliberately skip the next auto payment that is already scheduled to be debited from my checking account. So these additional payments do not really pay down your balance.

I am very happy to be a Net Credit customer!! When they offer the refinancing option of borrowing more money, I always have a great experience! The monies come exactly when they say! I never had any problems with this company. I also appreciate how my credit score has increased.

Net Credit approved me for a loan of $1,070.00 after I completed an application. After signing what appeared to be the contract, I was told to link my bank information for the final decision. I have a credit inquiry on my credit now from signing that contract and I didn’t even get the loan. Use a company that is not going to put you at risk and add a negative mark onto your credit without reason! Best Egg, OneMain, and Regency are a few to name that will let you know upfront if you are eligible for a loan at all BEFORE putting your name on the line for your credit history!

I reached out to this company due to some unforeseen dental work, as well as minor car repairs. I was told that the eligibility assessment would not affect my credit score, so I went ahead with the process. After being informed that I was eligible for 4000 dollars, I sent in the required documents, along with giving them access to my deposit account. I was then told that I needed to apply for a lesser amount, which I did. I am in the process of rebuilding my credit, and currently on fixed income. I was subjected to two additional days of waiting, checking my email, with no results.

Called and asked if I could change my due date to the 7th of each month after signing my documents the day after and was told not a problem by the representative, only to find out the amortization schedule couldn't be updated, but would need to call two days in advance to pay on the 7th of each month, the phone wait time is extremely long, which is annoying!!

Net Credit was nothing short of superb! From start to finish. I would definitely recommend them to family & friends. Customer service followed up & followed through with each step. Each rep was professional & courteous. They will most DEFINITELY get my business, AGAIN.

The experience was fantastic, painless and the best service I've received in quite some time... Unbelievable. Thanks so much. I would recommend them to everyone who is in need of a Loan. The time frame for a result after submission was quick, fast and rapid. I can not say anything negative about them. I am so grateful.

Easy to do business with! Excellent communication and follow up, I was kept up to date on the loan process until approved. Funds were deposited next day! Doesn't get better than this! Thank you. I am a repeat customer and I tell all my friends about Netcredit.

I just want to thank you guys for helping me in my time of need, even though my credit isn't where it should be right now. But it will. Thanks to NetCredit, it was a process but everything worked out in my favor.

Was very simple. Went online. Asked and received money next day. This was my deacons time getting a loan so it was very easy. All my information was there. There is nothing more I can say but this is a good company to deal with.

I needed the $ to avoid my electric being disconnected. The site clearly asks how you prefer to receive the money, I clearly chose electronically because it's an emergency!!!! Going on day 3, no funds!!! Charge me to receive funds as if they would be available in 24 hours, damn near 72 and still, nothing! I thought doing this online would avoid inconvenience and hassle and instead wasted time, stressed and ultimately inconvenienced my darn self. No bueno. You know the saying, "Fool me once....", shameful predatory ish!

Thank you for your financial support. It will be a great blessing for me. Keep doing what you do to help people like me. I will gladly share my experience with my friends whomever need financial help.

Though the "vig" is almost as high as borrowing from the mob, I am currently having a very good year in my business, I anticipate another one in 2020. I also anticipate that any and all disposable income will be launched into my re-payment project. I am going to get to an 800+ Credit score by the end of 2020. I will need it. You guys looked deeper than my "fair" credit score which is a result of unavoidable inquiries when I financed my car, and my wanting to have a diverse set of credit products. You get me, we will not have a long relationship, but I will call on you again if after I pay this off, I need more services. Thanks again!

I was very impressed how easy and proficient it was to apply for the loan. The staff was very professional and service was excellent. Thank you and would or will refer others to this company. Payments are within my budget at this time.

Experience was awesome, 2-3 days from start to finish, would highly recommend. Online process started on a weekend completed and funded by Tuesday, incredible! New to Net Credit. We will see what future has with them. Great for short term loan due to interest rates.

Thank you so much for helping me! This was the best experience! And it was so easy and quick! I really appreciate the quick responses and immediate funding! You guys are great! I will be using you again next time!!!!

The folks on the other end of the phone that called me were so professional and such a friendly voice, I will definitely recommend and use Net Credit AGAIN, they had deposited the funds in my account and I did not know until a day later (amazing).

Service was quick and right on time! I was headed into darkness and NetCredit became my savior! No hassle, was smooth transaction and funds were available the same day! I would recommend to anybody needing money fast and quick! Thanks guys.

The staff was very friendly yet professional & helpful, Net Credit is a Breath of fresh air for not only me but I am sure for a LOT of individuals, Thank You!! I will gladly recommend Net Credit to anymore that needs a little financial backing!!

Quick answers and quick funding! Overall great customer service. Every time I talked to an agent they were friendly and helpful! Would recommend anyone to try the services you all provide. You all help me out a great deal! Thanks for good customer service!

My experience was remarkable. I filled out the application and the response time and answer was very fast and rewarding. Thanks so much for believing in me and trusting me t with a loan. My rating is five stars and I will be glad to highly recommend your company to my friends and co-workers.

Very user-friendly, quick response. Very professional. Website is easy to use. I would recommend this to anyone needing a quick loan and a quick funding time. Interest rates are very reasonable. Thank you for helping me out with this matter.

Applying online and funding was super simple. I appreciated the simplicity. While the interest rate is ungodly, I appreciate the opportunity to consolidate. I always pay my bills and have a great income. I went through a divorce two years ago and accumulated a little debt while moving. It is nice that I could consolidate.

It was very easy and user-friendly to pick the loan and re-payment plan that was best for me. The communication was thorough and frequent. The entire process was hassle-free and simple. It was an easy decision to go with Net Credit.

When I spoke with the customer service representative, she was helpful with my questions about how long the process could take and what that looks like once its approved (if approved). Good experience overall, great customer service and once everything was approved, the funds appeared in my account.

Great.. money was tight. Needed help to cover expenses. Very easy and fast.. I was worried how I was going to my bills and have money for my kids. Very fast and was approved all from my from my phone. Will recommend.

My experience was fantastic! My husband and I are trying to catch up from his transition out of the military. I’ve been taking care of the bills on my own for several months and have really fallen behind. The rate Is high, but my score was low, so it’s appropriate. I received the money the next day. I’m so relieved that we are able to get back on track!

I was very skeptical that Net Credit could actually honestly provide the financial boost I needed. BUT after completing the very user friendly and easy online application, I received prompt responses and service! I'll be singing praises about Net Credit for a long time!

As per loan agreement. The payment is due on every 1st of month... Today is 30th and you processsed and you have received the fund but you processed before 1st of month. Now my bank account is in severity negative balance....Along with fees. You made me very mad. I'm going to report BBB and all review will sought as negative review.

I reached out in two emails and never got a response regarding my account. I called and was told the wait time was 6-8 minutes. I was on hold for 30 minutes. The previous call I hung up and waited for a call back. You called, let it ring once, then hung up. Check your records but I'm sure you don't keep track of that activity unless it will benefit you. I guess in your perfect world matters come up with two day notice. I really needed help with trying to get a extension on my loan but now since you got your payment that I could not make I'm negative and even deeper in the hole which is no one's fault but mine. It would just been nice to actually get a response and have questions answered.

My experience so far has been great with Netcredit. I would recommend to a friend. Processing was fast and easy. Funds were dispersed timely. Customer service was also very helpful when I called with questions. So far so good. Thank you Netcredit.

It was a great experience and the whole thing was handled with speed and accuracy, while not making me feel as though I was less than for asking for the loan in the first place. I would definitely recommend Net Credit to anyone in the same position that I was.

Fast. Good communication and feedback immediately. Application was easy. Response immediately. The process only took little over hour for me to receive confirmation. Funds were deposited that night. I hope the rest of our interactions continue to be in this same manner.

NetCredit helped me catch up on a few things that helped me after a family emergency drained me of funds. Their signup process and qualifications were easy to understand. Their staff is professional and they obtained the information they needed right away. My funds were in my bank account 1 business day after my application. I HIGHLY recommend NetCredit for your emergency funding needs.

My only issue is the bi-monthly payments. I budget bills monthly and this messes me up. Yes I should have read it more closely but I was in a hurry. There should be an option of doing monthly or bi-monthly. I have been paying monthly to you for over a year and never missed a payment.

Just happy w/ the speed of approval and thankful you helped me out when I was flat broke. You’re also helping me rebuild my credit! Who cares about 35% interest. My hb ruined my perfect credit. Once this loan is paid I hope to get another at a lower rate so I can pay for other things.

Was a good experience so far. Not sure what to expect later on during this process. Read some pretty bad reviews. Hope my experience turns out a little different. You might need to send me this at the end of the loan process.

Cancellation Deadline Please cancel this loan: ** Account: ** Principal Amount: $ 2,900.00 Expected Funding Date: Aug 26, 2019. I have send many E-mails, But you didn’t notice! Please order the cancellation of this strange loan. I had many phone calls and emails to contact your company to cancel my loan. Unfortunately you did not respond to my calls. So, because this contract is void according to the terms you sent to me, and because of your non-compliance and the suspicion of your company loan, a complaint will be filed with the police.

I had a good overall experience. It was easy to apply, the approval and funding was fast as well. Though, I wanted a larger loan to consolidate my debt with only one monthly payment. The loan helped some, but it wasn't as much as I really needed. Thank you.

I needed cash quick and reach out to Net Credit, I had been getting offers in mail for some time, told myself it won't hurt. A representative called me and I faxed the documents she ask for and was approved right away. I will recommend net credit to anyone. Great experience when in need. Thank you.

The process was so easy. I was able to do it online, fast and quick. I was excited and delighted to get it all done in one day. Excellent service. The Loan helped to consolidate bills and to get back on track. Now I can move forward.

Everything went smoothly, except you do need a checking account. Everyone I talked to were helpful. The website was easy to navigate, and easy to get started. I want to specify you do need a checking account and proof of income and address.

I requested a loan because my car is broken and need it money desperately to fix my car and I had to call so many times because when I applied in the system still showed the old bank account information I called again and they said everything looks ok because I was able to verify online my bank account and I was good to go.. I also received an email saying “congratulations everything is approved. You should see your finds on 08/23”. I don’t have the money and now representatives are telling me that I need to wait until it gets refunded that can take 3-4 Bussiness days and then request the funds again and please I need a faster resolution. -- Leal

Application process online was very straightforward and smooth. Website very professional and gave me confidence that I was dealing with a legitimate, quality company. Live representative contacted me on a Sunday morning to discuss some information in my application and had already corrected a typo that I had made. Very nice to talk to. Followup emails and a further phone call completed my application process and their approval followed in a timely manner. Money was wired into my account when they said it would be there. Outstanding communication and follow-through was impressive. Will definitely recommend them to friends and clients.

Excellent customers service. Nice company. They were very helpful to me. Thank you. God Bless every one in this company. I was passing a very difficult time and you guys help me even though my credit was not the best. Thank you. That was very helpful.

This is my second loan. I paid off the first one and took out another one only to see that I was offered less than my first loan with a higher rate. I really was happy with my first loan. Never again once this loan is paid off. I would not recommend this now that this has happened. Thanks.

I am a repeat applicant. Process was simple. Input correct information, be honest NetCredit is there to help. Interest rates are not high to pay back. No penalty when paid off early. I paid off my first loan. My payments are lower this time more manageable. I have recommended NetCredit to family, friends and I will continue to. This is not a payday loan! Thank you for your business again.

Process was surprisingly easy and quick. I was kept informed about all of the next steps and felt it was handled professionally. Overall very satisfied with application process and securing the loan. I was unsure how this would wrap up since it turned out to be late hours when I applied. But I did get the response and was approved on the same day. Thank you.

I had a very pleasant experience with the loan process. I thought it was very painless and hassle-free. One of the best experiences for taking out a loan that I have ever experienced. I was amazed at how fast I could get approved and funded within 24 hours of providing my qualifications.

I can’t stress enough how simple, easy and stress free the loan process was handled through NetCredit. I received a response almost immediately and my loan was funded the next day. The whole process took less than 24 hours. In addition the website where I can access my account is extremely easy to maneuver through and left me with virtually no questions. I would definitely recommend NetCredit!

One of the easiest processes I’ve been through. Applied for the loan on Saturday, approved on Sunday, money deposited Monday. Every time I called the number the customer service was friendly and very helpful. The only complaint would be the long wait times for an operator was long but that’s to be expected with credit companies.

Always happy with the service I receive from NetCredit. They are always prompt with their response time and results. I have used their site one time before and I was very happy with their service. Would use them again if I had the need.

I was very dissatisfied. I went thru 3 different people including a manager. They all asked for different things. I had to go back and forth to the Library. When I pay this loan off I will never do business with you again!!

NetCredit was as easy as it starts off by saying 1, 2, 3. No problem obtaining the needed money and it was a super easy and fast process. I filled out the app and was only emailed once from the loan processing center to provide my employment information. I esigned all documents and the monies were deposited in my account less than 24hrs after application submitted. I called the customer service department and received helpful information about repaying my loan off early. Overall experience excellent. I'd use them again. Thanks NetCredit for your professional services.

I’m extremely excited NetCredit approved my loan. I’m looking forward to building my credit and having a long relationship with NetCredit. The Liam processing department was amazing, professional and patient. The response time was incredible just in time to help with college expenses. THANK YOU THANK YOU SOOO SOOO MUCH.

Fast, right on time, very short process. I did application online at work. Two days later money was in my account. A heavy burden was lifted and I thank God for working it out for me. Just in time to pay off some bills.

Everything was clear and concise, staff via phone and e-mail were fully responsive, coordinated and clear in their communiques. Updates were regularly sent which was a huge improvement over former attempts to use online service. All was handled in less than three days, it was a terrific experience!

Customer service was excellent.. I was amaze at how quickly the process took. You also had the previlege to determine the time allotted to pay back loan. Percentage rate was good also. I was overwhelm with the process. I will refer to family and friends. Thank you NetCredit.

Thank you. I would recommend you to a friend. I needed help and you came through for me. I will use you again if I need you again. You came at a needed time. I will give your business to anyone if they need a loan again. Thank you. Thank you.

So far, I'm satisfied with the exception of the APR. I feel that this APR is extremely high, I'm hoping in the near future my APR will reduce due to my credit score going up, up. I'm happy that I was given a chance. I really do need the loan for medical reasons as well. This is great NEWS! Thank you for the opportunity. I really appreciate... NetCredit.

My experience with NetCredit was outstanding! I applied for the loan online Sunday evening. Submitted pay stubs and bank statements Monday morning and the loan was approved later on that evening! And most of all I was quite surprised how fast the funds were in my account. The funds were deposited in my account later that night... after midnight... early Tuesday morning. WOW. Thanks NetCredit--I'm am soooo impressed with how fast the process was. Yes I am very pleased and quite HAPPY. Thanks again NetCredit!!! Sincerely Johnathan

I have a low credit score due to being unemployed suddenly with student loan debt and credit card bills needing to be paid. Thank you for being easy to use and easy to read instructions. I have recommended to others I know. I do recommend paying this loan off early, as with any loan, if possible.

Simple, fast, easy, great service, would recommend, had funding in time to finish some needed renovations and consolidate a couple higher rates and payments to better the budget. The communication and service was excellent. Funding was on time as originated in the contract. If you're looking for a quality online lender, I would recommend.

NetCredit was quick to get my funds to me. The process was very simple. I had a few options for payback. I was able to choose the best one for me. NetCredit did not call and harass me on the phone. It was all done through the computer.

You People are always there when I need you the most... THANKS and I will always remember you and will recommend you to anyone and all my friends too and in the future I only hope I can get a better interest rate than what I did this time.

The application process was quick and easy and was handled in a timely fashion. While waiting for an answer I was always kept abreast of the process. Although the interest rates are high I would definitely recommend family and friends. Thanks NetCredit.

Great service and quick. Didn't know that I would be approved so fast. Deposited the same day. You all have really made my year... I will recommend ya'll to family and friends. I think they would be happy with the results.

The process was easy and fast. Funds were in my account within 24 hours... Would highly recommended anyone that needs a load in a quick timeframe, easy process, low payment, staffing that gives you above and beyond great service.

My experience was nothing but excellent from the start. It was quick, easy and a lifesaver. Thank you so much for helping me out in a pinch. I would recommend this to all of my friends if they needed a loan.

I was impressed by how quick my loan was funded. Although the interest is extremely high, The money was in my account in less than 24 hours. This was extremely helpful during a family emergency that made having to unexpectedly travel out of state possible.

You did wonderful job for me in short time. I don’t expect it happen quickly. Please keep doing good job, I will send the good job to my friends and family. I am very very happy about my loan, it makes me feel very relieved after the loan approval. Thank you very much.

Quick decision with payments and loan policy easy to understand. Thanks so much. To apply was easy and response time was great. Did not expect such professionalism. I would certainly recommend to anyone who lives paycheck to paycheck or with little cushion for a big time expense. Looked at other sites and their interest rates were crazy.

Net Credit helped when no one else did and with an amount that didn't just help with the immediate need but that helped me have financial peace and the ability to budget. The ease of the application and the items needed to complete the process was another plus to using NetCredit.

Extremely happy with service. Excellent experience. Payments deducted when scheduled. No need for me to worry and a email is sent to me to remind me and let me know payment was received. Thank you so much. The money was also there when I needed it and it was helpful. In 6 months I can reapply for more money if I need it. Thank you once again.

Thank you for allowing me to update my loan. I appreciate the importance of paying my account on time and it was extremely easy to update the information and receive within the same business day in my checking account. Again, thank you!

Overall satisfaction was excellent. The customer service representatives were knowledgeable, patient, honest and friendly explaining the loan process in detail including the repayment schedule and early payoff being available to reduce interest paid. The only negative is the high interest rate!

I want to thank your company for such a quick response to my application and I’m very pleased about my whole experience. This will help me and my family plus help with improving my credit scores and I can’t thank you enough.

Starting on August 3, I was called to verify what turned out to be a discrepancy on my birth date. I answered the phone while I was out and they told me. When I returned home, I received a computer generated message saying my application was declined for this reason, even though the person told me that the mistake had been corrected.

I’d heard horror stories about using “payday express” type services so I was leery about trying this service. I couldn’t have had a better, smoother experience! The loan terms are spelled out clearly and legibly (not in very small print, for example). Their customer service reps were helpful, pleasant and spoke clear English. And best of all, the funds were deposited within a day! I would definitely recommend NetCredit to family and friends!

Any contact with agents, was polite, informed and provided me the 'how to do' required processing steps. Some of my email was missing, and I had to resubmit portions, as they looked for the incoming email. Very polite and knowledgeable.

I was offered to refinance and it was approved. I really needed this extra money and I was so grateful. I would borrow again as Net Credit is so helpful. Also, I like the way the payment is automatically taken out so I don't forget.

I really appreciate NetCredit, they have been a blessing for me. I know the interest rate is high, they have been there for me twice when I needed them. No one else would loan me the funding I needed to consolidate my loans, which would have made my bills a month at least $200 dollars less. I asked NetCredit and they did not respond right away but they did respond right on time. Like I said I know the interest rates are high but I will pay them back because I appreciate them helping me when I was in need and no one else would.

Although my application was eventually funded, I had several questions about e-mails that were sent to me and after several calls and over 2 hours of waiting I finally found out what should have been included in the initial email.

This process was super fast & super easy. I just happened upon the website & applied. Incredibly, a deposit was made to my account the SAME day! I have been viewing my account all day because it almost doesn't seem real. Highly recommend!

I really had a good experience with the customer service people. They always polite and very helpful with my questions. I couldn't have ask for better people to have dealings with and the way they answered all my questions. The waiting time to get to loan people a little long but other that it was good.

We received an offer in the mail what came at the right time. I so quick and easy simple with just by entering information on the website. They had requested additional information but in a timely matter we were approved. As promised funds a come as stated. I already referred a friend in needed.

This is my second loan with NetCredit, and like the first experience, the service provided is top notch. The process is simple and smooth, the explanations are forthright and complete, and the duration is exemplary in its brevity. Thank you!

Had a good experience with rep regarding recent loan renewal. However, I was hopeful that interest rate could have been lowered, due to having a good payment history on initial loan with your company. As I have done in the past, I will continue to handle my account in a responsible manner. Thanks for taking the time to read my comments.

I applied for a loan in the afternoon and was approved 2 hours later on a Sunday afternoon. Customer service was great with keeping me updated. If you need money and want a great experience NetCredit is the one.

James ** of Alabama took out this loan and put email address James ** of Washington D.C.. I am shocked that he took out a loan with a 64.95% interest rate. 65% INTEREST IS AN ABOMINATION. YOU SHOULD BE ASHAMED OF YOURSELVES. What if your grandfather took out this loan how would you feel? I almost lost my religion seeing this, but I settled down and decided to do what I can. I work at the United States Capitol building so I will go to the Alabama senators and representatives offices to ask them about this. Predatory lending is disgraceful and every employee you have should be ashamed of themselves.

It’s an amazingly place to borrow from. Payment dates are clear and visible to understand. Net Credit was here for me instantly and upon my request what a great company, because of Net Credit my bills are paid. The process was carefully examined and very acknowledged.

Easy and fast. The site was easy to use. Money available quickly. Easy to understand. Funds available right away. Terms were understandable. Website easy to navigate. I have used NetCredit before. Like being able to do from the privacy of my home.

Very unhappy with service. Took 3 days trying to apply. Very bad when trying to call and get through. When finally got approved the amounts changed and payment schedule changed. Not good. Had to call several times to correct the app. You have to have them call you back between 30 to 2 hours.

I almost didn't apply for this loan as my credit scores are not good. I really needed some cash at the moment and was not sure how to get it. Then I opened my mail and found your letter. I applied and had the funds I needed the NEXT DAY. I am thankful for this and, even though APR is high I know I can make the payments and hopefully improve my scores in time. Thank you.

I had been searching for some loan options and NetCredit was the only company that stepped up and helped me accomplished what I needed to accomplish. The process was fast and prompt and very painless. The process was so fast, I almost thought it was too good to be true. Thank you for the pleasant experience.

Very professional experience. The system was very user friendly and I was able to do everything I needed to do online in real-time. I will make sure I tell all my family and friends about the great service I received from your company.