
NetCredit Reviews
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About NetCredit
NetCredit is an online financial company founded in 2012, specializing in personal loans and lines of credit for up to $10,000. It is not available in every state, and each state has its own terms for rates and how much you can borrow. All personal loans are unsecured and can be used for any purpose. Approved applicants can receive their funds in as little as 24 hours.
- Fast funding
- Flexible credit requirements
- High APRs
- Not available in all states
NetCredit Reviews
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Reviewed June 4, 2022
I only sent few info. Not necessary. Tons of papers. It was easy and fast. I recommend If you have an emergency and you know that you will paid off soon the support. Answer quick and they put a lot of attention.
Reviewed June 3, 2022
Wonderful Experience. The process was quick and easy. I would highly recommend and will use them in the future for any of my financial needs. Thank you for making it so easy to get access to the cash I needed in a time of need.
Reviewed May 28, 2022
The process was simple based on my credit score do to unforeseen circumstances, I received 2600 of the 3k I needed. Never the less it was on time. The loan was funded before the Date I needed it, and the payments were in line with what I was offering friends whom could loan me the money with interest paying it off within a year at 500 monthly.
Reviewed May 27, 2022
Love everything. There’s no red tape. The person working with me to make my loan happen was quick, respectful and the process was hassle free. The best, quickest service I have ever gotten anywhere. There’s no gimmicks and my loan was available to me within 24hours. Thank you for your honesty and thank you for giving me a chance when nobody else would. Thank you and I will highly recommend you to all friends and family. 10 stars and two thumbs up.
Reviewed May 26, 2022
I was driving so I did pull over to complete the process because I had to have an online account. The lady I spoke with was very patient with waiting on me to complete the online information. She was so kind and polite. I really appreciate the time she gave me and helping me with what was needed so I could submit the loan.
Reviewed May 25, 2022
I was in need of some financial assistance and NetCredit was fast, seamless and funding was executed very fast. There was no hassle. No collateral was needed. Only work history and income verification. I had a good experience before and glad I was able to use net credit again.
Reviewed May 21, 2022
The process was so quick and smooth. I'm already recommending them to my family and friends. They gave me an expected date for the funds to arrive in my account, but they actually arrived about the days early. Customer service was nothing like I've ever experienced when obtaining a non collateral loan. They asked a couple of questions to confirm some stuff on my application, and that was it.
Reviewed May 20, 2022
Although I'm happy with the prompt and fast response and overall experience, I'm looking to obtain a higher amount as I'm in need of help, bills, food, necessities, and fuel expenses. Is there anything you can do for further help?
Reviewed May 19, 2022
The process of applying was all done online. The approval was quick and the funds were deposited when they said they would. I had been searching for a loan to consolidate debt payments, Net Credit made that possible. I would highly recommend their services.
Reviewed May 13, 2022
I found this experience to be very delightful. The correspondence with customer service online was fast and easy. They put my mind at ease and told me what needed to happen. I would recommend them to everyone. I’m very happy with my selection.
Reviewed May 13, 2022
Net Credit is the most efficient loan company I've ever dealt with. Super fast, extremely helpful thru email and even customer service on the phone. In less that 1 week, my funds were in my account!! A+ CUSTOMER SERVICE. I am trying to have bariatric surgery and needed assistance with my out of pocket expense!! So grateful!
Reviewed May 13, 2022
I was looking to have some cash available to help with debt consolidation and medical expenses. NetCredit made the process easy and quick. The application process was quick and easy to understand. I now have a line of credit I can re-use when needed. Thanks.
Reviewed May 11, 2022
Was fast and easy to get approved and fast with the overall service being very professional. A lot better than another loan company. I tried to get loan through but couldn't get their attention on some matters. They weren't very professional about their service. Couldn't get info straight.
Reviewed May 6, 2022
I put in an application for a loan and was not expecting to get a yes, but to my surprise I was approved and the money was sent to my account the next day. The application process was easy to fill out. So glad I went with this company.
Reviewed May 3, 2022
I am a repeat customer for Netcredit. Netcredit has always had fast approval and the best customer service. The payment options are flexible and reasonable. Netcredit is my go to option for meeting my financial needs. There's no need for other lenders when you have Netcredit.
Reviewed May 2, 2022
We were in a bind financially when NetCredit offered us a loan. The APR is a bit higher than others but what they offered was more of a fit for us. The cash came very quick. We are about to make our first payment and we have paid off at least 7 bills already! Thank you NetCredit!
Reviewed April 29, 2022
Loved the quickness in approving and getting me the cash I so desperately needed. Helped me very much. Thank you. This will a long way to helping me in my economic recovery. Again I thank you so very much. Five star all the way.
Reviewed April 28, 2022
They really helped me in the dark time. I needed a loan and they decided to help me with $3,500. After sending me offers through the mail, I called them and got the money the next day. After being turned down by two other businesses, they took a chance on me. Thank you very much!!
Reviewed April 24, 2022
I was amazed at how smoothly this whole process went. It was super easy to apply, get approved, and amazingly fast to have the money deposited in my bank account. I was very, very pleased and would definitely recommend NetCredit if you are in need of a loan.
Reviewed April 24, 2022
Everything went well. Everyone was helpful, kind and professional. My overall experience was great. I received my funds exactly the day it was scheduled to come. The application was very easy to fill out and the process is fast. I would definitely recommend your company to my friends and family.
Reviewed April 20, 2022
Very friendly Customer service rep and Quick funding. The process on line was very clear and understandable. I would recommend NetCredit to friends and family if they needed a quick loan to help them through a financial situation. I wish the interest rates were more competitive for someone, such as myself with no solid credit history but a steady work history. Please consider better interest terms for someone working full time and with adequate income. Thank you.
Reviewed April 19, 2022
Easy and quick process for money to reaching deposited into your account! I recommend using Netcredit to anyone looking to establish a good relationship. I made a great decision reaching out for assistance! This is a good way to build credit and increase credit score.
Reviewed April 12, 2022
The only thing that was the issue was verifying bank took a little bit and then when I called a few of the numbers. There was no button to talk to someone direct. When I did finally after hitting zero a couple times. The woman who helped was very friendly and eager to help.
Reviewed April 7, 2022
The whole experience was easy and straightforward. It was awesome that I was able to qualify for funding even with a limited credit score. I was able to complete the whole process very quickly with no questions. I would say that the whole process was very frictionless and wasn’t stressful at all.
Reviewed April 5, 2022
Positively phenomenal service. The ease of making the transaction was seamless. Having access to the funds that was needed was efficient. All of my questions were answered promptly without any hesitation. Constant communication is key when making a transaction. Thank you. And I appreciate your time and service.
Reviewed March 24, 2022
Thanks so much for making the process easy and giving me the opportunity to dig myself out of a Covid hole. I believe life has been difficult for so many people and no one is given an poor to fix it. Thank you so much for the help and ease of doing so.
Reviewed March 18, 2022
I had received a flyer in the mail telling me because I had made payments regularly and on time I was pre-approved. I logged in to my previous account and updated some of the information, and within 30 minutes I was approved. Thank you.
Reviewed March 17, 2022
In my pursuit to consolidate debt and credit cards, my application was declined by another lender due to my low credit score. NetCredit was listed as a potential lender. At risk of having another hard inquiry on my credit record, I applied. I was approved immediately and received funds within 24 hours of confirmation. I contacted their helpful and efficient - customer support service number when I had a question about funding. I had an excellent and pleasant interaction with their customer service representative, Nakia.
The interest rate was a little higher than I wanted, but that is why I got this loan. To fix this for my future and improve my credit - overall. I also don't like the twice-a-month payments. Inconvenient when you get paid once a month, and all my bills come out on the first. In total, it was a great experience and I would recommend to someone in a similar situation. Over-extended, too many credit cards, doctor bills, interest, etc.
Reviewed March 17, 2022
It was easy to fill out the application information and upload the reference documentation requested. The funding was received the very next day upon approval. I'm relieved that you can pay off early with no penalties. I think that it's important that the process be simple and easy to complete.
Reviewed March 15, 2022
NetCredit really lived up to its name, we secured a loan, easy, fast, no hassle! Everything was done electronically and funding was done in two days! Great experience! Would recommend this company to anyone, thanks! Would recommend this company to anyone, thanks!
Reviewed March 15, 2022
Lindsay with Vivint was very helpful in assisting with the step by step set up! The system is affordable and very convenient. I recommend this service to anyone needing extra security and assurance. The activation process took 10-15 minutes! Very easy and convenient.
Reviewed March 13, 2022
Just quick and fast in processing of the loan with quick funding. You can depend on this company in case you needed most in immediate need financially. Great customer service with good quality of service dedicated in helping every client to solve their financial needs.
Reviewed March 12, 2022
This was a fast and easy process, I would recommend it to everyone! I was a little reluctant at first but I went ahead and applied and was approved the same day, My credit score wasn't the best but I needed to pay off some bills and this process help out a lot.
Reviewed March 12, 2022
I was in a major life crisis and I needed immediate cash. I just needed to make it 1 week before. I got my cash. I’ve been waiting on for 4 months. NetCredit bailed me out when I thought I was done for as bad out of resources. Thank you for saving me.
Reviewed March 9, 2022
I normally do not offer reviews, because everyone has a different opinion. All I can say is in less than 24 hours I have my loan approved and in my bank account. It was not a large loan, however it helped me out tremendously. I recommend this type of loan for people that have nowhere to turn. Net Credit really came through. Just be aware of the interest rate going in. I was willing to pay the interest because of my situation. Bottom line is I would recommend net credit.
Reviewed March 9, 2022
Great with funding. Little unnecessary paperwork. My only gripe is the the rate is tooo high. I am truly happy for NetCredit. I will tell friends and family members about company. There is no need to go into a bank. The rate is very high!!
Reviewed March 8, 2022
I had a easy and quick response with my loan. When I sent everything in but didn't hear anything from anyone that day that they got my information. I actually thought I was not going to get it at first. But I checked my account in two days and there it was. So paid all my bills off. Now I only have one Bill to pay. Thank you, NetCredit.
Reviewed March 8, 2022
My experience was very positive. It was a very short process and I received my money exactly when they said I would. The pre-loan information was very informative. I like the part that stated this is not for a long term experience. Thanks.
Reviewed March 4, 2022
Easy and Fast loan application process, user friendly website, the customer service very helpful and knowledgeable and friendly pleasant experience, highly recommend especially for a debt consolidation loan!!! If you need any kind of loan Net Credit will handle all your needs!!!
Reviewed March 4, 2022
I was extremely pleased with my experience with NetCredit! My application process was easy and I was given a response very promptly and the funds were deposited into my account by the next business day. I would highly recommend NetCredit to anyone who is in need of additional funds!
Reviewed Feb. 27, 2022
Fast and easy. Communications were great both website wise and helpful on the phone. Money came within days and didn't have to go through the hassle of waiting at the bank. I will definitely be a returning customer as financial needs arise.
Reviewed Feb. 24, 2022
Awesome. Fast service. Very easy to fill out the application. The questions were very easy to answer, ABSOLUTELY no problems whatsoever. The only question is I never received a email stating I was actually approved. I had to sign in to my account towards the end of the day to see if I was approved for my loan. Which in turn was not a problem.
Reviewed Feb. 24, 2022
I was in need of a quick but sizable loan 5,000 plus and conventional means were not helping me. The application was simple and easy and I had the money deposited into my account the next day. Being able to access my account online to make payments is also a plus.
Reviewed Feb. 24, 2022
The credit line is speedy and very useful. It truly helped in my situation and look forward to using them again. Hopefully the statement fee will be reduced as I use the service more. The repayment schedule is sufficient
Reviewed Feb. 19, 2022
I’m a first time consumer and I was very surprised by how soon I was approve and how soon the funds were available. I will recommend to family and friends. I’m so very pleased with the outcome of the borrowing power.
Reviewed Feb. 19, 2022
I had a couple unexpected expenses my previous pay period. I needed a loan and this helped me so much. I was having issues with verifying my online banking info and customer service stayed on the phone with me for about 45 minutes. Amazing, I will be referring my friends and family when I can.
Reviewed Feb. 17, 2022
I needed the money fast, and NetCredit delivered. The only complaint would be the interest rate for the loan. However, I didn't have time to dispute the credit score listed. If the situation arises again, I would apply for another loan.
Reviewed Feb. 16, 2022
I was a bit skeptical at first, due to never hearing of NetCredit before. The application process was easy to use. NetCredit added the funds to my bank account extremely fast. I applied on a Friday and received the funds on Monday. So far, I am happy with my experience with NetCredit.
Reviewed Feb. 12, 2022
I appreciate all the consideration you gave me for a loan. Now I can get back on on track with all my payments. Thank you so much. Your staff was very professional and through. Thanks again for everything. I do appreciate your help.
Reviewed Feb. 11, 2022
Service was absolutely amazing and right timely service. I really loved it. I wish I should know this company before. I will recommend this service for friends. I will looking to work in the future for other service. Again thank you for service
Reviewed Feb. 1, 2022
It was easy to input information. I was presented with an option(s) and could also configure my own options. The process went quickly and smooth. I appreciate the no-hassle process and quick turn around in getting my funds. Thank you!
Reviewed Feb. 1, 2022
The application process was pretty basic and easy. I was able to link my bank account and have my information verified all electronically. Once approved I requested the amount needed for my line of credit. I requested some money on a Friday and had my cash by Monday. Keep in mind this credit is going to cost me but the rates and fees are clear if you read them.
Reviewed Jan. 31, 2022
Amazing Experience!.. The process was quick and easy. The Customer Service Associates are Very Professional, Dedicated and helpful. They assist you through the whole process. Thank you, because of you I was able to take care of the unexpected emergency.
Reviewed Jan. 30, 2022
Super nice and concern about my personal situation. The loan process was smooth and fast. I would recommend a friend, family, coworker etc. This loan is helping me establish my credit and it's super cheap based on my credit scores.
Reviewed Jan. 29, 2022
This service is great and very easy. Thanks for being professional.. The payment options are unique but useful. I will definitely refer a friend to this company. And I plan on being a valued customer. Keep up the good work.
Reviewed Jan. 25, 2022
My experience was great. I received a response shortly after submitting my application and it was safe and easy. Being able to do everything on my phone was very convenient. I will definitely refer a friend if they ever need funds to catch up on bills.
Reviewed Jan. 21, 2022
Fast process. Only took about 5 min once talk to a rep. Just had to verify some info. I received an email shortly after telling me the funding date. Also able to pay off before to avoid interest. Would recommend if needing need to take care of something.
Reviewed Jan. 20, 2022
Well, after I applied for loan I got approved the next day after I provided all my documents. They reviewed all the documents that I sent them and With 5 days the funds was in my account. I did need the money to take care some business. When I congratulations that was very nice.. Thanks NetCredit
Reviewed Jan. 15, 2022
I was very satisfied with my experience with NetCredit. Easy application, very patient and kind associates, and so easy to get your money. I will recommend to friends. This is my second loan with Net Credit. I accidentally hit thumbs down first time. I hope this corrects it. Thank you, Thank you!!
Reviewed Jan. 14, 2022
This loan was fast and easy. Got money within days and was deposited into my account. These guys are awesome. If you need a loan and are not sure whether you can get it go to these people and they will help you out. I would recommend them to everyone.
Reviewed Jan. 14, 2022
Excellent experience with loan processing overall. I’d recommend a friend. The online application was easily navigable and short and to the point. The decision process was quick, and the funds were made available asap. It helped to solve my immediate need and allows the opportunity to quickly repay the loan without penalty.
Reviewed Jan. 14, 2022
Extremely satisfied with my experience. I saw NetCredit advertised on TV and decided to give it a try. The application process was easy and had a response within two days!! Would definitely recommend! Thank you NetCredit! You guys are awesome!!
Reviewed Jan. 14, 2022
It's easy to use. And super helpful in getting you the funds you need. Don't get penalties for paying early. They take off interest on what you owe when you payoff the loan faster. It's kept at the same amount every month.
Reviewed Jan. 13, 2022
Thank you for helping me in a time of need. When everyone else denied me you guys help me. Thank you for everything. I don't know how much you guys know that your difference helps. I will for sure be recommending you guys.
Reviewed Jan. 12, 2022
I love how easy the application process was! I highly recommend them to anyone! The money was deposited into my acct within a few days after I was approved. I have nothing else to say other than I am one happy customer.
Reviewed Jan. 12, 2022
I was amazed at how quickly and efficiently my loan went through. Thank you. The online process filling out the application was easy. I will pass this on to my family and friends. I haven’t made my first payment yet but I’m hoping the process will be just as simple.
Reviewed Jan. 8, 2022
Very easy process to apply for the loan. Fast approval and deposit was fast and simple. Very nice company to apply through. Sent my information in and was approved within hours. Payments are acceptable on my loan. I would recommend this company for someone that was in need of a loan. Very friendly people to work with as far as getting a loan approved. They send you a list of what you need to send in to them.
Reviewed Jan. 5, 2022
The application process was easy! The arrangements were easy to understand. The money was deposited when promised. I didn't think I would be eligible for the loan. My rate is a bit higher than I wanted, but I'm glad for the help and I can finally get my finances in order. Thank you NetCredit?
Reviewed Dec. 26, 2021
The process was very easy and user friendly. The experience was very good. I would recommend others use your service. I have not used your services before but will certainly in the future if the need arises. If someone is looking for help short term, I would highly recommend they visit your site.
Reviewed Dec. 21, 2021
Borrowing from NetCredit was a seamless and efficient process and a pleasure to particularly dealing with the application and settlement process. It made the whole experience worthwhile. I would recommend the company to others and would repeat for another loan if needed.
Original Review: Dec. 16, 2021
Their customer service line states "Our friendly team here to help". This is totally false. All you do is get caught in an endless loop recording with never an option to talk to a human. It takes days for emails to be answered.
Hi Robert,
We’re sorry to hear that you weren’t able to get through! We have been seeing a high influx of calls and emails and we are doing our best to get to all of our customers in the order that their calls and emails came in. We appreciate your patience!
Reviewed Dec. 16, 2021
It was fast and efficient. The only thing I would suggest is to clarify the documents needed to be attached (like, the fact that state ID could be submitted instead of a banking statement, was not specified). Otherwise, great experience. Very expedient and straight to the point.
Reviewed Dec. 11, 2021
This was the easiest process, I enjoyed the experience. I would recommend this to friends and family. The only thing I would change is more communication on the phone. It took me days to get to talk to a live person. After talking thing went smoothly. I also like the email communication. It made it easy to what was needed. The only change would be more detail into what you where looking for. And when I did send email never got a response back.
Reviewed Dec. 11, 2021
I received a considerable loan, even though I wanted/needed more. The process of verifying and such was easy and quick. If there was a way to update terms and amount lent at some point based on an improved credit score and/or payment history with NetCredit, that would be awesome. That is all.
Reviewed Dec. 5, 2021
These guys showed me they want to work with me. Not much communication and the next thing I know I got the email about being approved AND it's on the way to your bank. I am so pleased and they had the payments setup and it was no hassle. I got these folks through Lending tree. No issues. Just great customer service.
Reviewed Dec. 3, 2021
I had a great experience. The application process was very fast. I can’t believe How fast the money Was deposited into my account. Great customer service. They worked with me and got me what I needed to get my financial needs in order. Now I’m able to pay off some debt, move into my new home and enjoy Christmas with my children.
Reviewed Nov. 25, 2021
I was very pleased with the speedy process. I appreciate the company because the need was much warranted. I would recommend this company to others that are in a financial burden. I look forward in continuing to do business now and in the future. This has truly helped me with my financial burden that I am in. The amount per pay period is very reasonable and fit my budget.
Reviewed Nov. 24, 2021
The process was very quick and easy. I was approved and the funds hit my account the next business day. I would highly recommend for anyone that needs money fast. I was so very happily surprised to get approved so fast and have the cash. This money is helping me get out of a bad relationship without having to worry about having what I need.
Reviewed Nov. 17, 2021
Thank you Net Credit for a Quick Response! We all have different situations out of our control. Things wasn’t looking good but my prayers were answered!!!! The Process was simple and fast for those who may need help quickly. Sincerely Rhonda R
Reviewed Nov. 12, 2021
Great experience everything was fast and simple. Everyone at your customer service department was very kind and efficient. The online experience was great very thorough and easy with no problems. I got my money quickly the next morning which was amazing.
Reviewed Nov. 2, 2021
Excellent, exceeds in the process of being qualified for a loan. Now, I hope I can do the same w/ my payments. Good standing means more loans in the future by a company that delivers at a very efficient capacity. Thank you, I appreciate you.
Reviewed Oct. 31, 2021
I’m super happy I got the loan. The process and approval was a speed of light. I got the money direct deposit the next day. Wow, the interest is high but it’s short-term, and pay off early and not get penalized.
Reviewed Oct. 25, 2021
It took a little more time than I was comfortable with, but they lowered my monthly bills by almost 1000 dollars, that’s huge! I am very pleased with the outcome and hope to be able to do more consolidating with NetCredit in the future! Thank you!!!!
Reviewed Oct. 25, 2021
By far fastest service that I've ever had when it comes to loans and every associate that I talked to was super nice and courteous. I thank you guys for the opportunity! I would most definitely refer you to many more people.
Reviewed Oct. 22, 2021
Fast and friendly service. Let me know what information that I needed to obtain a loan with them. I sent the requested information back to them. I was approved for the loan amount requested from me. The next morning it was deposited in my bank account. I would say that was pretty fast service from them. Thanks.
Reviewed Oct. 18, 2021
NetCredit is the best. I got my loan so quick and it was so easy, best part of all, it was all done online. My funds were literally available the next business day. I will be using them anytime I need a loan.
Reviewed Oct. 18, 2021
Quick and easy process that makes a huge difference when trying to figure out how to make the best decisions to increase your credit profile. This was a very helpful program/ account to establish to build back better credit.
Reviewed Oct. 15, 2021
The application process was simple and to the point. The Customer Service team is professional and very efficient. This is an amazing company to do your business with. The whole team is very professional and there was a very quick response and completion of the entire process. Thank you for the easy process and I will be doing all my future business with NetCredit and will refer my family and friends!
Reviewed Oct. 11, 2021
This company has exceptional service from the customer service representatives and they handled my application and situation to the best of their ability and very well. I will definitely recommend this company to anyone who needs to get qualified for a loan.
Reviewed Oct. 6, 2021
Great and fast service. Got what I needed easily. Customer service was friendly and the application was fast and simple. Answered any questions I had. I am pleased with the experience. I would recommend this company. The best I’ve found.
Reviewed Oct. 4, 2021
Thank you so much NetCredit. Are you very good? Everything good with me. If I need something I let you know. Anyway I said thank you. Thank you. Thank everyone help me out. Right now hurricane Ida take me a lot.
Reviewed Sept. 22, 2021
The service was very good. I am hopeful to have this paid off within 60 days....I appreciated that my interest rate was much lower than my first loan. You were very prompt and efficient. I will certainly recommend you to my friends..
Thank you for the positive feedback! We appreciate you taking the time to write this out.
Reviewed Sept. 14, 2021
Recently, I found that my family and I needed some extra cash to pay some unforeseen expenses. I received a pre-approval letter in the mail from NetCredit, so I took a chance and applied. I was approved within minutes, and my funds were available the next business day. The automated process was very easy and convenient. And, being a past customer, I also know that you can get great customer service by phone. I would definitely recommend NetCredit to my friends and family.
Reviewed Sept. 13, 2021
I couldn’t believe the streamlined process that allowed me to see my options and choose the best one for my situation. Couldn’t have been any better! Everything was easily uploaded, and I received multiple emails to update the loan status.
Reviewed Sept. 8, 2021
This is my second time borrowing from you and this time was faster and easier. Wished the payments were still monthly but they are still affordable. So thank you for making it easy and fast and for the monetary help.
Reviewed Sept. 7, 2021
Filled out online application, got a congratulations on approval of a loan. I’m happy with NetCredit services. Would recommend this business to other people looking for a loan. Grateful that they're to help me during this time of need with their services.
Reviewed Sept. 3, 2021
Very Very Very happy everything went smoothly and very fast process. There was all information accurate, money was deposit in a timely manner. There was no problem at all, now I can do my things and do my financials things, I will recommend your institution NetCredit.
Reviewed Aug. 31, 2021
I needed some cash quick but didn't want to pay huge amounts of money per pay period. NetCredit allowed to me to get what I needed without breaking the bank. I did all the paperwork on line, it was so easy to submit this things I needed for my loan. Now I can deal with my life with a little cushion in my account.
Reviewed Aug. 28, 2021
It all happened so fast I thought it was fake. I waited a few days and the funds were still in my account. Thanks guys because due to the pandemic I got behind on a few things and thanks to you guys I’m back on track!! I will recommend you to my friends.
Reviewed Aug. 27, 2021
Very easy process and got a loan to help with things with easy and manageable monthly payments. I will recommend to anyone needing a loan. I was so surprised how fast I was given money directly in my account when I needed for extra expenses. Thank you again. Very grateful!
Reviewed Aug. 24, 2021
Netcredit gave me a $3,500 loan. I manually set my payment dates for the 13th and 26th of every month (My paydays) and the first payment was taken out correctly on the 13th, but then they took another payment a week later on the 20th, which caused my checking account to be overdrawn. I have repeatedly called the number provided to talk to customer service and it gives me no options to talk with a live agent. They don't even have chat available. I have sent several emails and they keep sending a generic reply back letting me know they will help with my problem, and then nothing happens. No call or email asking how they can help. I've made two payments now and regret doing business with them. I say stay away from Netcredit!!!
Reviewed Aug. 16, 2021
The application was easy and the deposit super quick. Will definitely recommend you to others. When you need a loan in a hurry please consider this company. They will help you get it done and in a timely manner so don’t forget to check them out.
Reviewed Aug. 13, 2021
Great experience. Was needing this loan to consolidate some high interest debt, and home repairs. The process was smooth, not complicated. Easy navigation of website, no problems uploading docs, and quick approval once all docs are submitted. Funding of loan was quick, & flawless. Would recommend NetCredit to everyone.
Reviewed Aug. 12, 2021
Y’all made it so easy and convenient to apply. The results were speedy and funding was immediate. It was an awesome experience and would definitely recommend y’all. I look forward to working with y’all as I pay off my loan.
Reviewed Aug. 12, 2021
Thank you. Great staff especially Leslie (**) and Monika (**). These ladies are nice courteous, helpful and professional! They made my process much more pleasant! Thank you for all the help and assistance.
Reviewed Aug. 10, 2021
I will begin by saying thank you for the loan to help me reduce my liabilities in these trying times. I appreciate your quick response and approval, as a return customer, due to my circumstance and would strongly recommend NetCredit to others that would need your service.
Reviewed Aug. 5, 2021
Overall it was a good experience. There were some "hiccups" with getting some documents to them, and multiple emails indicating that the requested documents had not been received. This was not correct, and I made three calls to get the problem fixed. I found all CSRs I spoke with to be professional, helpful and personable, and they did help resolve the issues. I was informed that I had made a new application, and was quite surprised to find an email later that afternoon telling that my initial application was accepted and that the funds were to be deposited the next day, which they were. So in spite of the "hiccups" mentioned above, the overall experience was good.
Reviewed Aug. 5, 2021
Took only minutes to be approved. Got an email of the approval and the money was in my account the very next morning. The application seemed very secure to me. I had used NetCredit before several years ago and still located my account number right away.
Reviewed Aug. 3, 2021
My experience with NetCredit was excellent in every way. The review process was straightforward and easy to understand. The instructions were very clear. The review process was lightning fast, as was the happy result! I would definitely recommend NetCredit to family and friends.
Reviewed July 29, 2021
I give them five stars!! This was my first time applying for a personal loan. I'm so impressed by how fast the application & funding process were! Received my funds within 24-48 hours. I'll definitely refer people to NetCredit. Thank you!
Reviewed July 23, 2021
Quick and easy process. Helped me in a very difficult situation. Credit Karma recommended them and the process was so easy. I would recommend this to anybody that is looking for an emergency loan as it really helped me in a very very difficult time.
Reviewed July 22, 2021
Net Credit is awesome and honestly what a great experience. Very easy to deal with and speedy deposit of the funds. Made my day!! I would recommend them to anyone. They were pleasure to deal with and customer service is fabulous.
Reviewed July 14, 2021
I was very pleased when I needed money fast a couple years ago and NetCredit delivered without any hassle. This time around was no exception. It was just as great of an experience as the first time. I would highly recommend NetCredit.
Reviewed July 14, 2021
When applying for another loan from Net Credit the process was unbelievable, easy and fast. Just a couple clicks and question then done. The next day I was approved and the day after that the money was in my bank account. One of the fastest processes I’ve experienced.
Reviewed July 14, 2021
For the most part your service is very good. I just wish my percentage rate wasn't 35%. Since this is my second loan with you I was hoping it would be lower. I didn't receive my confirmation email though because it went to my spam folder. I just try to use your call back service and it called me back but I was still on hold for 20 minutes and no one ever answered so that was the only negative I guess. Thank you!
Reviewed July 13, 2021
I appreciate the kind platform to apply for the loan, risk-free. Everything was so quick and easy. The payments are easy and affordable. If a person is looking to rebuild their credit and pay off outstanding debts, NetCredit is a great company.
Reviewed July 1, 2021
Professional and timely loan service which made it simple to upload documents online. I appreciate the confidentiality and the email communication. I chose the installment loan but am considering the line of credit at a future date. Glad to have submitted an application!
Reviewed June 30, 2021
Fast and easy process that was very straight forward. Funding happened very quickly and I was surprised how quickly it occurred. Overall, the experience was positive and I would recommend NetCredit to others. The loan terms were more desirable than what was offered by other companies.
Reviewed June 25, 2021
Thanks. This was a easy process. They made it simple for me. Customer service help me with a problem I had login into my account. Very nice lady. This was the fastest online I did. After full process was over they deposit the money in my account the next day. I thank you guys. I would recommend this loan company to everyone. I love it thanks.
Reviewed June 23, 2021
The experience was extremely pleasant. I didn't know good people worked so hard to help others. The swiftness in which I received my loan is greatly appreciated. The whole process was extremely user friendly. Net Credit will be the first place I go for a loan in the future.
Reviewed June 21, 2021
Initially was confused regarding what documents were needed. Attempted to call service #. Responses were really not clear as I still did not get clarity. I finally faxed a group of documents before the deadline. On follow up had a hard time again to clarify if received by your company. The last associate made sure he got me an answer. Received on fax list, but no notation entered on my application. He advised me if loan was denied secondary to no income records recorded, I should reapply the next day, as records would already been entered after initial denial. I was denied. I waited a day and reapplied, and received approval. Grateful for loan, but I had to work to get it, and thankful for last associate I spoke to regarding reapplying. I forget his name, but he was on his game.
Reviewed June 18, 2021
The application process was fast and easy, the company did all of the leg work, all I had to do was give them my information. The money was in my bank within hours of being approved, very fast and easy! Great customer service!
Reviewed June 15, 2021
Thank you so much for the help and very easy to do. I was really surprised it was as easy as it was. We had a bump in the road and needed help and dealing with you folks made it quick and easy. Again thanks for the quick help.
Reviewed June 14, 2021
I had a good experience with this company. Turnaround time was great. I felt my information was protected and safe. I am pleased with the service. The company seems trustworthy and respectable. If needed I would use them again.
Reviewed June 13, 2021
I have used Credit Karma for years. This "popup" about a pre- approval for NetCredit kept showing up that I had very high approval odds. I didn't really need it so I didn't bother for a while. Finally I applied via Credit Karma. It showed that I was approved. I submitted all requested information. Then then emails kept coming requesting more and more information. I questioned them because it seemed strange. I had never had this problem before after approvals of loans, credit cards etc via Credit Karma. The more I asked questions the worse it got. They started requesting more and more information. They wanted a copy of drivers license. Photos of me. On and on. At first they had told me it was all approved.
I submitted it. Then they wanted more information. I asked them if this was some kind of scam. Several emails back and forth. It started to seem more like a fishing scam than a loan approval process. They wanted me to call them and talk to this person and provide them with more information. At that point, I asked them to destroy my private information because it seemed like some sort of scam and told them I was going to report it. It seemed more and more like a scam all the time. I told them I was afraid it was a scam and I hoped they hadn't compromised my personal and credit information.
A week or so later, I tried to log into my Credit Karma account. I have been using credit Karma for many years. It said my Credit Karma account and been "deactivated". I've tried to log in, change my email address. I can't get back into my own account. I believe this company had something to do with it. Right now I'm reporting all of this to the State Attorney Generals office because I believe this company had something to do with it. I've been using credit karma for well over a decade without any problems. This isn't a coincidence. I think these people compromised my information. The entire thing was very suspicious. Beware of providing personal information to them. I am in the process of putting a lock on my credit because of this company and what happened. It seems like a scam to me.
Reviewed June 11, 2021
Very efficient and effortless process, I would choose them again if I needed them... The process was easy and it made it more convenient to get... You have a choice of 2 different kinds to qualify for and they are both easy to do.
Reviewed June 10, 2021
This is my second time working with Net credit and I prefer their service.. I feel they are honest and I like the rates. I will surely use them in the future. Anytime I need extra funds I will definitely work with them again..
Reviewed June 9, 2021
Effortless.. Exactly the right amount at the right time! It was hard to believe that I could get a loan from my phone. It was quick and easy. Funded exactly as was emailed to me. Thank you so much for a simple process and quick response..
Reviewed June 9, 2021
Loan was approved and received funding in a very short time. Will recommend to other family and friends. Fast friendly service. Great company, they were there when I needed them without a problem. Gives you access to a wide range of easy-to-use tools that keep your information safe.
Reviewed June 7, 2021
This has been a great experience with the loan application and process, Honestly, I can’t believe it! I was dreading not only the possibility of being declined but also ...just the thought of gathering information and paperwork, there was none of that in my experience. I’m still checking my online account to make sure I had seen the funds deposited- ha ha!
Reviewed June 6, 2021
I needed funding to start my business. The process was simple, quick and secure. This was a decision that has definitely been life changing. I will recommend this company to everyone I know who needs the funding help. Thanks NetCredit.
Reviewed May 27, 2021
Process was quick and easy. Funds were there overnight as promised. As a returning customer the application was easy to complete. The online banking verification process makes it nice to not has to mail or submit paperwork. Rate is still a little high for a return customer with a proven track record of credit worthiness and reliability.
Reviewed May 27, 2021
While I was initially hesitant to use an on Loan process, the Net Credit process was professional and timely in the submission of my request and submission of my documentation. Frankly the process was easier than going to my local branch bank office and explaining why I needed to borrow money.
Reviewed May 26, 2021
I had to complete this loan 3 times but it was worth it. I had great customer service and the manager even made sure I was taken care of too. It was fairly easy but you need to try and update the website when checking process online.
Reviewed May 20, 2021
I received an invitation by mail. We all have unexpected things come up. I was needing some extra funds for a last minute trip to visit ailing parents. This money came in just on time for us to make that trip while building our credit and not using a credit card. So happy I accepted that invitation. The entire process was a breeze, from application to the funding of the loan. Thanks so much!
Reviewed May 20, 2021
This is my 2nd loan through NetCredit and I will us them a 3rd time if I have too. The process with NetCredit is fast and easy and I would recommend it to my family and friends. Thanks the Acevedo family
Reviewed May 15, 2021
I spoke to a representative, she was very helpful. She was quick to address our needs for our loan. She was able to answer our questions so we could get our loan approved faster. We much appreciate her help. Loan process was quick and efficient.
Reviewed May 8, 2021
The process was quick and easy. The customer service agents were helpful and informative and did not treat me differently. I think that is important when dealing with people looking for loans during this difficult time. You don't want to feel like you are begging for help. Net Credit was something I needed to do to for a temporary moment.
Reviewed May 7, 2021
Excellent and expeditious loan service. If all your documents are in line the loan they fund quickly! This is the 2nd time I have loaned from this agency. Customer service is excellent and everyone is friendly and knowledgeable. Thank you.
Reviewed April 28, 2021
The funding hit my account so fast! I was completely amazed! Thank you! I was in desperate need for extra money and really didn’t want to get a loan because of the longevity of the payback but once I thought how I could focus on repaying early, I was okay.
Reviewed April 19, 2021
Net Credit has an excellent customer service and they were very helpful in assisting me obtaining a loan. I would recommend them to my friends and family. I like the low cost loan that fits my budget and the loan is very affordable. I saw the advertisement for Net Credit and it's the best decision that I made.
Reviewed April 16, 2021
I submitted my information online late Wednesday afternoon and the money was in our account Friday morning! The process was very easy, efficient, and fast - thank you for your service! I would definitely use NetCredit again in the future and highly recommend them to others.
Reviewed April 15, 2021
Superior, 10 plus star service Everyone I have spoken to, from application to funding was stellar in professionalism. No one has done more for me as you have, I thank you for the care, service and patience as well as opportunity to fix errors in my situation.
Reviewed April 1, 2021
It was very easy to apply and get approved for a loan with NetCredit. They are very professional and funding took just one day. I would definitely use them again for any future loan needs and recommend them to my friends.
Reviewed March 31, 2021
My experience was fast and easy. Thanks for the making the funds available the next day. It worked out perfect for me and my family. The verification process was a little confusing so maybe that can be fixed. But once the operator called me it was easy.
Reviewed March 31, 2021
My experience with Net Credit was great. It was fast and easy. I was able to upload my information, read all the details about my contact and personalize my loan payback period. The funds came in on time. I was in great need of finances and NetCredit was available to me.
Reviewed March 28, 2021
It's GREAT to go through a process with a partner and to have it actually work. Most sites recommend sires that may help you and you go through the application process to be turned down. Credit Sesame and NetCredit work well together.
Reviewed March 23, 2021
Very simple easy to follow instructions, friendly customer service too. All online with only a couple of follow up calls to make sure the process went well. Was a great experience that my need very timely. I would recommend them to anyone who needs a loan product that works for everyone.
Reviewed March 17, 2021
It took a couple of days to get the needed funds. Thank you They got the money to me when I needed it the most. Now I can get back to my life. The staff were very friendly when I talked to them on the phone.
Reviewed March 9, 2021
Net Credit came through for me and got me out of a tough jam. When others wouldn't touch me, Net Credit looked at everything and said yes. I will focus on paying them off early, but this loan and how easy the process was, took a load off of my shoulders. Thank you very much!!
Reviewed Feb. 25, 2021
The process was timely and extremely hassle free. The amount I qualified for was a decent amount that will help clear up some debt and have 1 payment that is affordable. There was just a bit of paperwork to submit to get the loan approved.
Reviewed Feb. 23, 2021
I have used Net Credit more than once. The experience has always been efficient, and fast! I will definitely use them again in the future. The application process is painless, and the funds were in my account the very next business day.
Reviewed Feb. 12, 2021
I needed a small loan ASAP, and Net Credit was the answer to my prayers!!! Low monthly payment and quick processing, my money was deposited the next day!! They were quick to respond to my request!!! Thank you for your help!!
Reviewed Feb. 8, 2021
Such a wonderful fast experience! So glad I partnered up with you guys again! Got offered much more than I wanted and I appreciate all the available methods to upload information that was needed. Thank you for such an amazing experience!
Reviewed Feb. 8, 2021
Good afternoon, I know the interest rate is very high and to me it's up to the individual to accept if approved. The process were very easy and quick response of approval or not. The application were easy to apply and I will refer family and friends to try it out.
Reviewed Feb. 1, 2021
Fast and very easy! I was impressed with how quick and easy the whole process was! Although I couldn’t verify income online, it was easy to do it the other way! My loan processed over the weekend and was in my account Monday morning! With reasonable repayment terms! Thank you!
Reviewed Jan. 14, 2021
No long period having to wait for answer. Great experience once again. I am a returning customer.
Reviewed Jan. 12, 2021
I needed a little help to push my family on and "keep our head above water". Net Credit was there to help. Thanks again for helping people during this pandemic. This thing is real. People if you need some help call NetCredit. Stay Safe.
Reviewed Jan. 9, 2021
Great customer service. Very satisfactory. Very helpful. Made process very easy. Would recommend for other people looking for a loan. Very helpful and glad I made the choice to go through Net Credit. Would definitely be using them again if ever needed.
Reviewed Jan. 8, 2021
Was so pleased with how easy and fast was approved I am so happy???? You were able to help me. Have been turn down so many time was ready to just give up. And then was watching the TV when your Ad came across. I said I will try and see what ha6 and was so happy when got call to tell me I was approved. You really made my day. To help pay .y bills.m
Reviewed Jan. 7, 2021
NetCredit is easy, safe, and quick to fill out the application and apply. Once the application is been processed, the fund will be in your bank account in a safe, secure, and quick way that you cannot imagine. The staff are skillful and experienced to answer clients questions. Thanks NetCredit.
Reviewed Jan. 1, 2021
Excellent customer service, precautions taken to ensure no fraud, very timely and courteous through quick email response and collection of documents, the most diligent loan service I’ve experienced. This is why I’ve been a repeat customer. The contract provides all details upfront so as a consumer you are well aware of the loan terms and conditions.
Reviewed Dec. 24, 2020
Yes it was a great experience and a lot of work on my side trying to get the proper paperwork to you all. Thank you for making our Christmas great. Happy New year to all of you there. I will refer my friends to you all for a loan. Thank you again.
Reviewed Dec. 24, 2020
I had applied for a 5000 loan but only qualified for 2000. Which it's better so I would be able to pay the loan much faster without paying too much for interest, I'm happy with the outcome, thanks NETCREDIT for looking out for me.
Reviewed Dec. 24, 2020
I had ran into a tight spot after being out of work unexpectedly and just closing on my house. So my savings was gone and my short term disability was not helping at all. NetCredit answered the bell really quickly. So my family's Christmas continued being a great one after all.
Reviewed Dec. 23, 2020
This is the second time I have been approved for funds thru Net Credit and I could not be more satisfied by the customer service I received. A quick reply and easy way to submit documents and information. This loan came at the perfect time to pay off a credit card that would not work with me and was charging me constant late payments. I look forward to paying this loan off and maybe taking another to work paying off all my credit cards quickly and efficiently! Thank You Net Credit!! You're the best!
Reviewed Dec. 21, 2020
I had a very good experience. I was approved for more than I expected. I took the minimum loan amount and was happy with that. The process was a very good one. I'm glad that I was able to get a loan with Net Credit. Thank you so much.
Reviewed Dec. 14, 2020
My experience with applying for a loan was fast and efficient. During this unprecedented times this loan meant a lot to me and Net Credit was able to deliver the funds just in time for my family and I really appreciate the help. Thank you!
Reviewed Dec. 10, 2020
I applied for a loan on Monday, approved on Tuesday, and had my money on Wednesday. It was so easy and all done online. I’ve never dealt with a company like this. Love this company and will recommend to all my friends!
Reviewed Dec. 8, 2020
Very professional and courteous to their customers. Quick response time to customer questions or concerns. Always willing to work with their customers. The loan application and processing was easy and funding was quick. I would recommend Net Credit to family and friends.
Reviewed Dec. 8, 2020
This process was not intimidating at all, it was an awesomely quick and simple Experience. The approval process was even quicker. It told me when to expect the money in my account. I thought it was too good to be true but this company is legit. I would recommend using them and will if I need them again.
Reviewed Dec. 4, 2020
Fast and friendly. I had to call customer service and I was treated very well. It was a good phone call. Everything got completed right away. I already completed the loan with NetCredit and everything was very very successful and I’m glad they were there for me again.
Reviewed Dec. 2, 2020
Net Credit has helped us in the past, and they just came through again! The online application is a breeze. Uploading documents is fast and easy. Responses were in an incredibly timely fashion. The payment schedule is totally affordable as well. Thank you NetCredit!
Reviewed Dec. 1, 2020
Everything was perfect! Very impressed with the speed and efficiency! I will definitely recommend! You have worked for and deserve my highest recommendation. This is my second loan with you and I couldn't be more satisfied. You guys were there when I needed you! Thank you!
Reviewed Nov. 28, 2020
This is 4th time funding loans through NetCredit. Every single time it’s been quick and easy. It was expensive at first but it gets cheaper the more you pay off and get another one. Assuming you make your payments. I was able to make bigger payments and pay off in the 1/5 of the time. It’s been easier for me paying off multiple debts and consolidating them into this one loan. Since I had a few things going on and pilling up at the same time, this was the perfect option for me. This should be my last time, and I will be officially out of debt! Thank you NetCredit!
Reviewed Nov. 27, 2020
Once I found your offer through Lending Tree I filled out my application. There were a couple of times that I forgot to put in some information but you called me right away. The gentleman I spoke to that night helped me so much getting my bank information sent to you. I was told I would know something by Friday, 27 November and I got up this morning and looked at my bank account and the money was there. Thank you so much for your help.
Reviewed Nov. 25, 2020
For being a return customer the process was fast and quick. If I have a need another loan Net Credit is the way. Net credit helped me in a time of need. I would recommend to my friends and family about Net credit.
Reviewed Nov. 24, 2020
Great experience and excellent response time, very good to work with and helpful when contacted and explains thing very thorough. Would definitely recommend to a friend, I hope to keep doing future business with NetCredit. On the spot service as well. They help people with fair credit get a loan at a good rate.
Reviewed Nov. 23, 2020
My experience with applying on line was fast and Easy on line forms, easy to understand, easy email communication back & forth, and perfect response time. Fast turn over time, fast deposit & good customer service. Highly recommending this company to friends and family for fast loans. No issues or glitches in process.
Reviewed Nov. 21, 2020
Quick and easy, easy process. You hear back fast, and you get the money when they say they will deposit it for you. I will definitely be always using in the future, paying back ahead of time is quick and easy too. Definitely will recommend to my friends.
Reviewed Nov. 19, 2020
My experience was really great. I never left my chair. The process was very easy. I submitted my request and they quickly came back with what they could give me and instructed me what docs were required and I submitted them. I need to get more money.... Is there anything I can do? I needed up to $50k. Please advise.
Reviewed Nov. 18, 2020
Fast, super-convenient, hassle-free loan. Simple, straightforward application process. If all info checks out, loan is processed and funded within two days without having to speak to anyone at all. Interest is not cheap, so I would recommend to anyone who needs cash right away, but plans to repay as quickly as possible.
Reviewed Nov. 17, 2020
I applied for a loan on Sunday. I filled out the online application easily. I sent all of the additional information requested in Sunday evening and by Tuesday morning the loan was in my bank. The whole process was painless.
Reviewed Nov. 13, 2020
This has been a great experience. People are very friendly and understanding and get you the information you need. Would highly recommend to everyone. Needed the extra money and net credit was fast and getting you what you need and when you need it.
Reviewed Nov. 11, 2020
Simple and effective. Was able to get the funding very quickly without any problems. Payments fit my budget. I am very satisfied with everything. Really easy to complete the process. Customer service and customer care services are very helpful and caring..
Reviewed Nov. 11, 2020
Thank you.. The experience was professional and efficient. The loan came fast and the payment plan is very manageable and allows for me to be able to pay the principal down with financial hardship. This is my second loan with this company and they are amazing.
Reviewed Nov. 6, 2020
Thank you SO much for the approval and quick funding! This has been a tough year and you helped me to be able to support my family as a single Mom, by allowing me to pay off all credit cards and one other debt. This way I can afford to buy food, gas and pay monthly bills. Thank you!!!
Reviewed Nov. 5, 2020
You all are at the top for reliable lending services on a national level! The refinance option could be a little more lenient, but maybe that's a good thing. Once you're paid off, you can start a new loan so that's a plus... well as long as you have a current job status to vouch for you again! All in all... always a positive experience for me!
Reviewed Oct. 27, 2020
My loan experience was great. All the representatives were courteous, polite, and helpful with the entire process. They were great at putting my mind at ease. Glad to have the Net Credit experience. I would recommend my friends to give you guys a try.
Reviewed Oct. 25, 2020
Nice people who are honest. Glad they listened and I had a positive experience speaking with customer service. This is my second loan with this company. They really work with you. I’m pleased to be back! This pandemic has hurt many people including myself. Thank you for your help in this difficult time.
Reviewed Oct. 20, 2020
After updating a few bits of information, my funds were in my account the next day! It was quick, easy and right on time! I will always be a returning customer with NetCredit!!! This was the easiest process ever!
Reviewed Oct. 18, 2020
I’ve used Net Credit before and they were awesome. They are fast and if there’s a problem they work hard at solving it so you are satisfied. Great customer service on the phone also. I would recommend Net Credit to my family and friends.
Hi Donna,
Thank you for taking the time to share your experience!
Reviewed Oct. 1, 2020
Please do not use Net Credit for money. If all possible use a reputable company. I had one of their collection people offer me a settlement. I accepted it and paid what was asked. Net Credit wanted more money because they said I should have settled with them. They should not use collection companies if they will not honor the settlement. I only accepted the settlement from the company because they said they were asking for the settlement and they represented Net Credit. I am going to pay them the money they are asking for but this is plain extortion and they should be shame of themselves. If they send a letter asking for a settlement and a company represents them, they should honor the payment. PLEASE DO NOT USE THIS COMPANY, THEY WILL NOT HONOR SETTLEMENTS.
Hi Irish,
We are sorry to hear that you had a negative experience. For any collections-related concerns or feedback, we encourage you to connect with our dedicated collections team by emailing collections@netcredit.com. One of our representatives will be able to review the context of your experience and answer any questions.
Reviewed Oct. 1, 2020
The credit application is completely easy to complete. They arrange your payment date to coincide with your payday which makes it easy to repay as according to their rules. Representatives are easy to reach and knowledgeable about answers to all questions. Would recommend this company if you are in a pinch and need resources...just provide needed information so you can be approved...the only problem I see is the very high expensive interest rates...you can repay early if your funds allow it and that would be great if you can do so.
Reviewed Aug. 9, 2020
After I was approved I was trying to take a $500 advance. One of the customer service reps told me cash advances were not allowed due to pandemic. When I challenged her she said, "I don't know why that's what we're told. No cash advances!"
Hi Mary,
We are sorry for the inconvenience you experienced related to your account. Eligible NetCredit Line of Credit customers can now complete an account review that may restore line of credit access, pending review and verification of their current employment and income. Please log in to your account to see if you are eligible for an account review: https://www.netcredit.com/signin
Reviewed July 25, 2020
I applied and received an email that I needed to fill out the income verification section which I had done. I called immediately and was told it was an automated response and to ignore it. I received another email a few hours later just like the first email. I tried to call multiple times over the weekend and received a message stating that you were closed even though the email said you should have been open. Then I reached someone on Monday who said you needed a bank statement. (Never got an email asking for bank statement. - only knew this because I called). I provided that within the hour, called to verify it had been received. I was told that was all that was needed. Two days later. I get an email that says my application was denied because I didn’t send requested documentation. I sent all that had been asked for. Then I called and was told the application had timed out and to resubmit.
I was told everything they needed was there and they would review it. I resubmitted. I received the same email about income verification again. I called and was told I needed to submit the online section. I already did. Then I was told that no, that wasn’t it at all, they had been unable to verify my employment verbally. I sent them the direct line to HR on Friday at 6:30 and Human Resources would have been closed. But then I got an email around 8:30 that it had been approved. So, it took 10 days and multiple phone calls - all of which I was told something different. And never received a request for anything by email except the same email four times about income verification even after I had sent it in by email. It was a frustrating experience. I was a return customer but I’m not sure I will be in the future. The customer service reps were pleasant but very inconsistent with information.
Hi Melissa,
We are sorry to hear about your frustration. Each application goes through a very thorough verification process in order to ensure responsible underwriting and protect borrowers from potential fraud. If you have questions about your specific experience, please feel free to contact us at https://www.netcredit.com/contact-us.
Reviewed July 13, 2020
Overall, I'm just satisfied with my experience. The problem was that when someone called my employer to verify my employment, they only tried to call once and withdrew my application. There was no way that could have had any trouble getting thru. I had to reapply, which took another couple of days which was not my fault. The verification department should have tried to call my employer again instead of canceling my application, having me to reapply, and dragging the issue for another couple of days. Also, the customer service team sounds like they are working from home with a bad reception like they are in a tunnel. They couldn't just reopen the application to get them to call again. This was a major inconvenience.
Hi Jon,
We are sorry to hear about your overall experience. Each application goes through a very thorough verification process in order to ensure responsible underwriting and protect borrowers from potential fraud. If you have questions about your specific experience, please feel free to contact us at https://www.netcredit.com/contact-us
Reviewed June 24, 2020
I am a senior loan specialist for one main financial and we close loans within a hour. I called in several times to see what was needed. No one could speed up the process...you should work on that. Your competition can do a loan in a hour. With funding within two of your call.
Reviewed June 9, 2020
This I quickly learned was the worst financial decision that can be made. Don't ever do anything with this company since they will charge such high interest rates. Try and do anything you can and reach out to anyone you can before taking a loan here.
Hi Jonathan,
We appreciate your feedback and understand that not everyone’s financial situation is the same. Our mission is to provide opportunities for consumers to get fast and easy access to the credit they may not find with other lenders.
Reviewed June 1, 2020
This was a very easy and most importantly dignified experience. Not a lot of humiliating questions about my circumstance and why I needed the loan, A simple form, a couple of emails and it was done I had my funds in less than 24 hours. Would definitely recommend to others.

