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NetCredit Reviews

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Edited by: Jon Bortin

About NetCredit

NetCredit is an online financial company founded in 2012, specializing in personal loans and lines of credit for up to $10,000. It is not available in every state, and each state has its own terms for rates and how much you can borrow. All personal loans are unsecured and can be used for any purpose. Approved applicants can receive their funds in as little as 24 hours.

Pros
  • Fast funding
  • Flexible credit requirements
Cons
  • High APRs
  • Not available in all states

NetCredit Reviews

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    2 featured reviews
    How do I know I can trust these reviews about NetCredit?
    • 4,913,341 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 10 Reviews 1445 - 1645
    Verified purchase
    Customer Service

    Reviewed Aug. 8, 2019

    Although my application was eventually funded, I had several questions about e-mails that were sent to me and after several calls and over 2 hours of waiting I finally found out what should have been included in the initial email.

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    NetCredit
    Response from NetCredit

    Hi Jody. We’re sorry to hear this, and want to thank you for providing valuable feedback.

    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Aug. 8, 2019

    This process was super fast & super easy. I just happened upon the website & applied. Incredibly, a deposit was made to my account the SAME day! I have been viewing my account all day because it almost doesn't seem real. Highly recommend!

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Aug. 8, 2019

    I really had a good experience with the customer service people. They always polite and very helpful with my questions. I couldn't have ask for better people to have dealings with and the way they answered all my questions. The waiting time to get to loan people a little long but other that it was good.

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    Verified purchase
    Online & App

    Reviewed Aug. 8, 2019

    We received an offer in the mail what came at the right time. I so quick and easy simple with just by entering information on the website. They had requested additional information but in a timely matter we were approved. As promised funds a come as stated. I already referred a friend in needed.

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    Verified purchase
    Loan ProcessTransparency

    Reviewed Aug. 7, 2019

    This is my second loan with NetCredit, and like the first experience, the service provided is top notch. The process is simple and smooth, the explanations are forthright and complete, and the duration is exemplary in its brevity. Thank you!

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    Verified purchase
    Customer ServiceStaffLoan ProcessRates

    Reviewed Aug. 7, 2019

    Had a good experience with rep regarding recent loan renewal. However, I was hopeful that interest rate could have been lowered, due to having a good payment history on initial loan with your company. As I have done in the past, I will continue to handle my account in a responsible manner. Thanks for taking the time to read my comments.

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    NetCredit
    Response from NetCredit

    Hi Johnny, Thank you for being a valued NetCredit Customer!

    Verified purchase
    Customer ServiceLoan Process

    Reviewed Aug. 6, 2019

    I applied for a loan in the afternoon and was approved 2 hours later on a Sunday afternoon. Customer service was great with keeping me updated. If you need money and want a great experience NetCredit is the one.

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    Verified purchase
    StaffLoan ProcessRates

    Reviewed Aug. 6, 2019

    James ** of Alabama took out this loan and put email address James ** of Washington D.C.. I am shocked that he took out a loan with a 64.95% interest rate. 65% INTEREST IS AN ABOMINATION. YOU SHOULD BE ASHAMED OF YOURSELVES. What if your grandfather took out this loan how would you feel? I almost lost my religion seeing this, but I settled down and decided to do what I can. I work at the United States Capitol building so I will go to the Alabama senators and representatives offices to ask them about this. Predatory lending is disgraceful and every employee you have should be ashamed of themselves.

    James **

    Washington D.C.

    PS. Whoever reads this I'd like for you to talk to your momma tonight and tell her you let a man take out a loan at a 65% interest rate. He only makes $16000 a year and for the next five years has to pay $67 twice a month. Shameful.

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    NetCredit
    Response from NetCredit

    Hi James. We’re sorry to hear this, and want to thank you for providing valuable feedback.

    Verified purchase
    Loan ProcessTransparency

    Reviewed Aug. 6, 2019

    It’s an amazingly place to borrow from. Payment dates are clear and visible to understand. Net Credit was here for me instantly and upon my request what a great company, because of Net Credit my bills are paid. The process was carefully examined and very acknowledged.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 6, 2019

    Easy and fast. The site was easy to use. Money available quickly. Easy to understand. Funds available right away. Terms were understandable. Website easy to navigate. I have used NetCredit before. Like being able to do from the privacy of my home.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed Aug. 3, 2019

    Very unhappy with service. Took 3 days trying to apply. Very bad when trying to call and get through. When finally got approved the amounts changed and payment schedule changed. Not good. Had to call several times to correct the app. You have to have them call you back between 30 to 2 hours.

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    NetCredit
    Response from NetCredit

    Hi Rodolfo,

    We are sorry you had a negative experience with our customer support team and are happy to look into the matter. Please reach out to feedback@netcredit.com and our team will investigate your case and get back to you with more details.

    Verified purchase
    Loan Process

    Reviewed Aug. 3, 2019

    I almost didn't apply for this loan as my credit scores are not good. I really needed some cash at the moment and was not sure how to get it. Then I opened my mail and found your letter. I applied and had the funds I needed the NEXT DAY. I am thankful for this and, even though APR is high I know I can make the payments and hopefully improve my scores in time. Thank you.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Aug. 2, 2019

    I had been searching for some loan options and NetCredit was the only company that stepped up and helped me accomplished what I needed to accomplish. The process was fast and prompt and very painless. The process was so fast, I almost thought it was too good to be true. Thank you for the pleasant experience.

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    Verified purchase
    StaffLoan Process

    Reviewed Aug. 2, 2019

    Very professional experience. The system was very user friendly and I was able to do everything I needed to do online in real-time. I will make sure I tell all my family and friends about the great service I received from your company.

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    NetCredit
    Response from NetCredit

    Hi Shirley, Thank you for being a valued NetCredit Customer!

    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Aug. 2, 2019

    The process was quick and easy. Much more convenient than going into an office. I was able to complete the whole process from my cell phone. The interest rate is extremely high but plan to pay it off within a month to avoid all the interest.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Aug. 2, 2019

    When I first called someone answered right away. After I submitted an application I couldn’t get ahold of anyone via phone or email for HOURS. When I didn’t finally get through after waiting in hold for 2+ hours the rude girl hung up on me because I asked for a manager. I ultimately had to download a fake phone number app and call from there just to reach someone.

    From the fake number someone answered immediately. I was told by 2 managers the proof of checking account that I submitted was sufficient, but a third manager said they lied and it wasn’t enough. They make you verify your checking account three or more times before even considering your loan application. If I didn’t absolutely need the loan these people would be the absolute LAST on the list to try. Once approved the money did come very quickly. But other than that there is nothing good to say about this place or its customer service. After this I would never refer anyone to use this service. OPP loans has a better interest rate and customer service is excellent. I’d recommend them instead.

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    NetCredit
    Response from NetCredit

    Hi Kiana,

    We are sorry you had a negative experience with our customer support team and are happy to look into the matter. Please reach out to feedback@netcredit.com and our team will investigate your case and get back to you with more details.

    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 2, 2019

    This was easy very and payback amounts are great. I love the fact that it goes down from time and less money is coming out of your account which is great and awesome. I have not logged in yet to see if I am able to pay more but I am sure it will be a simple task.

    Thanks for your vote!
    NetCredit
    Response from NetCredit

    Hi Susan, Thank you for being a valued NetCredit Customer!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 2, 2019

    Everything was easy from start to finish and very quick. I started the process in the morning and had the money in my account the next day although there was a hiccup with my DOB and we had to start again in the middle of the process. I got 2 phone calls from 2 different ladies and both were super friendly and nice.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Aug. 1, 2019

    I was pleased with my NetCredit experience. The process was quick, and easy. I was approved for the amount I requested, the money was in my account the next day, which was right in time for some needed car maintenance.

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    Verified purchase
    Loan ProcessRates

    Reviewed Aug. 1, 2019

    You made my loan experience very easy, happy I found you. Wish the interest rate was lower, but hey that's life. Thanks very much, will pay off other issues including my car, some credit cards, and a Payday loan. Thanks again for your help...

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    NetCredit
    Response from NetCredit

    Hi Dan, We appreciate your feedback!

    Verified purchase

    Reviewed Aug. 1, 2019

    You were the only company that worked hard to make sure I had a successful trip and enough money to enjoy myself. It also allowed me to have the money to enroll my son on 8th grade. Thank you from the bottom of my heart.

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    NetCredit
    Response from NetCredit

    Hi Brenda, We appreciate your feedback!

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed July 31, 2019

    Actually, it was a lot easier than I even remotely imagined it would be. I had some questions and my customer service rep was incredibly kind, forthright, and knowledgeable. I heeded his advice and have the exact loan that I wanted and needed to begin rebuilding my credit. Thanks.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed July 30, 2019

    The application and directions easy to follow. Quick response even thru weekend, I applied late Friday and funds was in my account. The dept needed more information and was contacted immediately of what else I needed to complete my submission, they in turn notified me they received the information, that Sunday they notified me that I had the funds and the money was there Monday morning.

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    Verified purchase
    Loan ProcessRates

    Reviewed July 30, 2019

    I am happy with the loan, however, I am one of those people who is venerable that needs funds for emergency and have no other way to get the loan. I just need the loan for until August 5th. I would like to returned $3070.00 by the date stated. My problem is I wonder if I would have to pay all the interest that was added on to the loan?

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed July 27, 2019

    I applied Sunday and was funded Wednesday, fast, and easy. They were highly communicative, and quick to respond to my requests. I would recommend NetCredit to friends or family if they were in the market for a quick, any type of loan.

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    Verified purchase
    Online & AppLoan Process

    Reviewed July 26, 2019

    I Was going through an extremely difficult period in my life and was in need of additional funds to purchase or repair a vehicle. The application process was simple, it only took a day or two to get an approval, and I was truly amazed when the funds hit my account.

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    Verified purchase
    Loan ProcessRates

    Reviewed July 25, 2019

    The process was easy and the documentation was accessible. The interests rates are high but my air conditioner broke down completely and my family is trying to survive in 104 heat outside and 95 degrees inside. This loan helps a lot and it is good to know I can now afford a new air conditioner for my family even without the best of credit.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed July 25, 2019

    Net Credit, went above an beyond to help me get the loan I needed. Customer service was excellent and show true concern about you and your needs. They are ready to help with your questions and when you call you actually speak to a real person.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed July 25, 2019

    NetCredit was easy to apply with the application instructions. It was quick in response to approval also. I was contacted when I had some missing info. I would definitely refer some friends to using netcredit to start repairing their credit.

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    Verified purchase
    Customer Service

    Reviewed July 25, 2019

    I was very disappointed in how hard it is to contact someone on the phone. Waited 3 times for 30 minutes, each time never spoke with anyone, emailed, never got a response back concerning my question. I have never had this much trouble getting ahold of customer service for any time of company.

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    NetCredit
    Response from NetCredit

    Hi Michelle,

    We are sorry you had a negative experience with our customer support team and are happy to look into the matter. Please reach out to feedback@netcredit.com and our team will investigate your case and get back to you with more details.

    Verified purchase
    Loan Process

    Reviewed July 24, 2019

    I received a flyer from NetCredit. I had used them in the past for payday loans. I didn't think I would qualify for the larger amount to be paid overtime, but I did. The process was simple, straightforward, and relatively painless.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed July 24, 2019

    Very responsive. So far I have been pleased with both new customer intake and customer service response. I look forward to this relationship. My loan was funded in less than 24 hours. Any unresolved issues with my loan application were addressed very quickly.

    Thanks for your vote!
    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed July 23, 2019

    Applying for a loan with NetCredit was fast simple and stress free! Customer service was excellent! There are no complaints whatsoever; representatives were fast, friendly, informative and very patient. I receive calls or emails on the weekends just to verify my information so they can approve the loan in a timely manner, and they did! I think I started my application process on Friday I received a call on Saturday and Sunday to verify some paperwork via email and money was in the bank Monday morning! All I can say is thank you so very much and the monthly rate is lower than any loan I have ever applied for!

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    Verified purchase
    Staff

    Reviewed July 21, 2019

    Everybody that was so friendly and helpful. I really enjoyed talking with everybody there. Sometimes hard to borrow money but when you have people like you had working for you it seems to make it a lot easier and a lot more acceptable. At least to me it was.

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    Verified purchase
    Loan Process

    Reviewed July 19, 2019

    I was able to fill out and submit my application online without issue. I received my loan in less than 24 hours. I would highly recommend this service to anyone looking for a hassle free experience from the comfort of their own device.

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    Verified purchase
    Online & AppLoan ProcessRates

    Reviewed July 19, 2019

    NetCredit had the best rate and terms for the amount I needed. The application process was simple and easy and quick as well including the deposit into my account. Everything was able to be done online which is a plus.

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    Customer ServiceStaffTransparency

    Reviewed July 18, 2019

    I first applied for a loan with this company on 7/3/19. I was also told I was approved for a loan for over $4000 and all that was needed was income verification. I went online as they asked to verify bank information. I couldn't do this so I called my bank to find out what was the issue. My bank stated they do not release my bank information to a third party. NetCredit then asks for my most recent bank statement, which I submitted. I was actually on a three way call, well I was on my phone with NetCredit while my wife called our bank. My bank was on speaker and told the representative from NetCredit, they do not release this information to a third party due to privacy issues.

    I went back and forth with them about income verification. I let the matter go and told them not to proceed with my application. NetCredit called me on 7/16/19, and said they needed 90 days of my most recent bank statements. I faxed this paperwork. I receive an email from NetCredit stating they could not give me further consideration for credit because I did not verify my bank information. So, when I faxed NetCredit the 90 days of my bank statements with my income being direct deposited into my bank, this does not verify my income. This company is deceitful, unprofessional, has poor communication among their employees and just a pure waste of TIME!!!

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    NetCredit
    Response from NetCredit

    Hi Rodney, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team.

    Verified purchase
    Customer ServiceLoan Process

    Reviewed July 18, 2019

    I am a very satisfied customer! I would highly recommend this company to my family and friends. The process was simple and the response was done in a very timely manner. I was totally surprised at how simple the process was. Thank you for a great experience. I am looking forward to a continued business relationship.

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    Verified purchase
    Loan Process

    Reviewed July 18, 2019

    I love this NetCredt! I am a standing customer with Net Credit and find it easy to apply online for loans. I am notified immediately when my loan is accepted and being processed. The money was in my account pronto!! Great company!

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed July 17, 2019

    Application was easy, income verified quickly, and approved within 24 hours. Money in my account the next business day. Payments set up and ready to auto withdrawal. Streamlined the whole process couldn't have gone any better. Obviously money isn't free and the interest rate isn't preferred but I needed the funds so I paid what they asked.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed July 17, 2019

    The loan process was fast and easy. Customer Service was friendly and knowledgeable. Payments are affordable. Would recommend to family and friends. If trying to improve your credit use Credit Sesame who referred loan options and Net Credit assisted me. Loan application and processing took about 48 hours. However it was the weekend so if you apply during the week your loan could be approved in less time.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 17, 2019

    I was very satisfied with the speed of the transactions in total!! I would def recommend them to family and friends!!! I applied for the loan on a Saturday and the money was deposited into my account on a Monday morning at 4 AM!!!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed July 16, 2019

    I have very bruised credit and really appreciate the quick application processing that NetCredit has. I've been a customer for 6 months and am overall pleased. If there was an area to improve, it would be the phone line which has incredibly long wait times.

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    Verified purchase
    Staff

    Reviewed July 14, 2019

    Net Credit helped me once again when me and my boyfriend were in a financial hardship. It's hard living in this day and age. Everything involves money. My boyfriend and I had just moved and needed the loan for moving expenses. Thank you so much Net Credit! You helped us once again.

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    Verified purchase
    Loan Process

    Reviewed July 13, 2019

    I am grateful for the loan, I have never had had a loan where the 1st payment was due on the month the loan was funded. That gives the loanee the money needed to pay his bills and not have to worry about the 1st payment till the next month. Thank you.

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    NetCredit
    Response from NetCredit

    Hi George, We appreciate your feedback!

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed July 12, 2019

    My overall experience was good but contacting customer service was horrible. I attempted on several occasions and was on hold for 30 minutes or more. Even when I used the call back feature, it would call me back and place me on hold and I would sit there for 20 to 30 minutes. When I received calls from customer service, everyone was pleasant and helpful but trying to contact customer service was awful.

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    NetCredit
    Response from NetCredit

    Hi Lorraine, We appreciate your feedback!

    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed July 12, 2019

    Easy process. Fast results. Money was there the next day. Did everything on my phone. Approval was quick. Application was easy. Would recommend to someone with credit issues to do this if needed. Thank you. Have a good day. Thank you again.

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    NetCredit
    Response from NetCredit

    Hi William, We appreciate your feedback!

    Verified purchase

    Reviewed July 12, 2019

    I had an unexpected bill come up. I applied for a loan with NetCredit. I received the funds the next day. Thanks NetCredit. I don't know what I would have done without your help and the low bi weekly payment are great too!

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed July 12, 2019

    Easy to work with and fast service. The rate is extremely high but they are willing to assist when funds are tight. I’ve used NetCredit in the past. Lender is out of state of state and would be great if in CA.

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    NetCredit
    Response from NetCredit

    Hi Nancy, We appreciate your feedback!

    Verified purchase
    Staff

    Reviewed July 10, 2019

    Very professional. Provided funds at a time I needed it the most. They followed up and made sure all my paperwork was in order. I will be sure to recommend them to anyone I known who could benefit from their services.

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed July 10, 2019

    Just awesome! I never thought it would be so quick and to think that I applied on a weekend! I should have sought you out first than any other personal loans! So much better than Rise and my rate was lower! Thank you so much!

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    Verified purchase
    Punctuality & SpeedStaffRates

    Reviewed July 10, 2019

    Service was honest prompt knowledgeable and courteous. I was rescued from a creditor who charged almost three times the annual interest rate. I was able to pay off almost all credit card debt. I would be glad to recommend your company to my friends.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed July 10, 2019

    I like the way that my account was funded so quickly once I was approved. The process was simple and it was easy to set up my account. I would recommend this service to others. They also followed up after the account was funded to make sure everything had gone smoothly.

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    Verified purchase

    Reviewed July 9, 2019

    Everything went very smoothly. No questions asked once all my information was taken. The only thing I wish I could have gotten more, but it was still fabulous services especially after being declined by other companies. I appreciate your business!!!

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    Verified purchase
    Customer Service

    Reviewed July 9, 2019

    I was impressed by the quick response and communication by NetCredit. I got an approval right away and was funded the next day. I will pay off my other loan and will keep NetCredit for future loans. Thank You for saving me.

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    Verified purchase

    Reviewed July 9, 2019

    Net Credit I give them a 5???? They are a good company and yes I will tell a friend about Net Credit, a 5 Star. Net Credit have a good plan. Other company do not. When you put in your application they get right on it Start working on the application. 5 Star good company.

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    NetCredit
    Response from NetCredit

    Hi Freddie, We appreciate your feedback!

    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed July 9, 2019

    I was very pleased that NetCredit was able to help me, it was fast and very convenient. It made the process very smooth. I am hoping to pay it off sooner than the projected date. I look forward to my experience with NetCredit. Thank you.

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    Verified purchase
    Loan Process

    Reviewed July 9, 2019

    The application process for the loan online was adequate. The inane processes I had to go through that I had to repeat multiple times make me seriously question how effective NetCredit is at collating information. I'm not impressed with how many times I had to follow up to make sure the same thing was done. I'm not sure I'll repeat doing business with NetCredit will see but as soon as I can get this loan paid off it'll be done and moved on. Thank you.

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    NetCredit
    Response from NetCredit

    Hi Randall, We appreciate your feedback!

    Verified purchase
    Loan Process

    Reviewed July 9, 2019

    I had a great experience working with you. I had a emergency come up and did not know what to do. But after filling out the loan form and you all got right back to me that was a blessing. I want to thank you for your help, and I will refer my friend to you.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed July 9, 2019

    Very easy to apply and go thru entire process. Very fast funding. Entire process was finished with 3 business days. thank you. I know where I can go if I have an emergency in the future. Thanks for having my back.

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    Verified purchase
    Customer Service

    Reviewed July 9, 2019

    As far as the funding it was super fast but customer service is very important to me. The few times I have called the customer service line I have sat on hold for a very long time. There was even an option to allow a callback once a rep was available, when I received a callback I sat on hold another 20mins and ended up hanging up since there was no one I could speak to. I have emailed support and received no response.

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    NetCredit
    Response from NetCredit

    Hi Michi, We’re sorry to hear this, and want to thank you for providing valuable feedback.

    Customer ServiceStaffLoan Process

    Reviewed July 8, 2019

    I applied for a loan for moving purposes but I forgot I had put a freeze on my credit so they denied me. Trying to call these people are like pulling damn teeth. When I finally got someone which I had to call from a number that didn't have an account he told me to lift the freeze and retry. I retried but it keeps denying me. I can't never get in touch with someone about the matter. In my opinion they suck!!!!

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    NetCredit
    Response from NetCredit

    Hi Patricia,

    We are sorry you had a negative experience with our customer support team and are happy to look into the matter. Please reach out to us and our team will investigate your case and get back to you with more details.

    Verified purchase

    Reviewed July 8, 2019

    I was kind of scared at first but the service was great and I got the money the day they said I would receive it. I would recommend them to other people, I mean if you need money for something real important they are prompted.

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    NetCredit
    Response from NetCredit

    Hi Demetrius, Thank you for being a valued NetCredit Customer!

    Verified purchase
    Customer ServiceOnline & AppStaff

    Reviewed July 8, 2019

    I had to withdraw and resubmit my application twice because each representative gave me varying information that led to a 3 day delay in approval. It wasn't user-friendly where the app could be updated with missing or new information. The reps were all courteous and did their best to service me but I feel their knowledge base and the inability to have communication with other departments; especially the one reviewing submitted information is an issue. Overall, I think the company can be great with some tweaking.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed July 6, 2019

    Is a great website, and response was quick and painless. Even the funding was almost immediately. Will ABSOLUTELY use again anytime I need help again. Payments were exactly timed and taken from account as agreed. Was a great overall experience. Will recommend to my friends.

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    Verified purchase
    Punctuality & Speed

    Reviewed July 5, 2019

    Awesome just what they say. Applied in the morning. Had money by afternoon in bank. Quick and easy. Have already recommended to friends and family. I would use their services again. No question about it. Very good. I’m usually very skeptical but they are the real deal.

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    Verified purchase
    Loan Process

    Reviewed July 5, 2019

    So far the experience has been nice, just received a loan deposit from them... It's still the beginning of our relationship but I'm grateful for the loan, it was really needed at the time... Thank you for making it easier for me to obtain the money that I needed.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed July 4, 2019

    It is completely online and swift and fast experience. Everything online transaction. Very efficient and swift and fast. I had seen many loan providers, who took at least a week for this type of personal loan(s). But NETCREDIT, took exactly less than 12 hrs to finish the process and very swiftly transferred the amount into my bank account.

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    NetCredit
    Response from NetCredit

    Hi Vahini, Thank you for being a valued NetCredit Customer!

    Punctuality & SpeedLoan ProcessRates

    Reviewed July 3, 2019

    I applied for a loan with Netcredit but was told that I needed direct deposit. Since I really needed the money, I changed my direct deposit over to my checking account so that I can qualify. Previously, I used a prepaid card for direct deposit (get paid 2 days early). So I reapplied, then they told me I have to wait 30 days so that I have at least 4 verifiable pay stubs showing on my bank statement. Ok, 30 days, wow. So I waited 30 days, re-applied then they dropped the bomb. I don't qualify due to delinquency on my report. Are you kidding me? The pre-approved message said that I could receive $3,100. After doing all that and agreeing to a ridiculous interest rate of over 50%, they still said no. Just because they tell you you're pre-approved, doesn't mean you will get a loan. Waste of time!

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    NetCredit
    Response from NetCredit

    Hi Chrisandra, We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team at (877) 392-2014, and we will investigate this for you.

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed July 2, 2019

    What a great experience! I applied late on a Wed evening, and the funds were there early Fri morning. They guided me every step of the way. I definitely will refer Net Credit to all my family and friends in the future.

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    Verified purchase
    Staff

    Reviewed July 2, 2019

    Everything worked out perfectly, Thank You, Thank You. I really appreciate the Help. I was in a pickle and Net Credit bailed me out. I can't thank them enough I will pass on the information to my family and friends.

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    NetCredit
    Response from NetCredit

    Hi Hilton, We appreciate your feedback!

    Verified purchase
    Punctuality & SpeedLoan ProcessTransparency

    Reviewed July 2, 2019

    It was fast and confidential. I could complete the process from the comfort of my home. The terms were clear and concise. The funds were readily available even though I completed everything on a Friday evening. The weekend did not cause a delay in funding.

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    Verified purchase
    Staff

    Reviewed July 2, 2019

    I am very thankful that they assisted and cared. Just when I needed them the most. It is very hard to find a company that listens and gives hope to your life.

    Sincerely,

    A true customer that will be loyal.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed July 1, 2019

    Seeking monetary assistance is never easy. For me, there is that apprehension that, once I have presented my situation, and plan for the loan, I get turned down. It's usually a process that is drawn-out, and exhausting, and invasive. Instead, I found my Net Credit experience to be just the opposite! I filled out the initial form (which was not very invasive at all). Within seconds of hitting the "Enter" button, I had my response! I just needed to provide a couple additional pieces of information which I had the option of faxing, or emailing, to them. The next day I literally had the money deposited in my bank account!! It was super easy and so helpful!! THANK YOU!

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    NetCredit
    Response from NetCredit

    Hi Matthew, We appreciate your feedback!

    Customer ServiceStaffLoan Process

    Reviewed July 1, 2019

    I am a t-shirt seller and I need my car to get around. The car needed major suspension worked and I only had a little over $300 in cash. So, I applied with NetCredit. They did banking verification where you have to place your true sign on to your bank. A lady called and said that she needed to see my annuity was received June 1st. That raised a red flag, because not only did they do the banking verification, which of course proved my deposits. But, they could call my bank on three way to confirm any deposit.

    So, I went downtown. Had to go through all this ridiculous security at the pension board. I took a cab to my credit union, which cost me $7.75. Because my car was down, I bribed someone at the credit union to send my banking verification documents. I told her that I would bring her a rhinestone t-shirts. She claim that she will wear the shirt on her birthday, this Tuesday. She is a third party company. She is working with me to help me in my quest to get rid of my mortgage company. I sent NetCredit a copy of her business card. I was on my way home on the Ashland bus when NetCredit tried to call me at 12:08 pm. I missed picking up, because the phone was in my purse. I tried three or four times calling and they will not answer the phone.

    Absolutely the worst customer service I have ever seen. If you put your information in the automated system for a callback. NetCredit call you back, but wont answer the phone. No other loan company I have dealt with have done this. By the time I made it home, I saw an email that I was denied because they cannot verify my income. No loan company I have every applied with has asked for personal documents like, bank statement, voided checks or pension statements without following through to become my creditor. It does not make sense for them to have all my information when they denied me as a customer.

    I intend to file with the attorney general in this matter. I have already placed a BBB complaint. This is not the first time that I was denied a loan. But, it was the first time that I was not approved after sending those very important documents. I don't think a reputable company should ask for those types of documents, unless they are going to follow through on the loan. I think it's an ulterior motive for my information. I don't think this company can be trusted at all!

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    NetCredit
    Response from NetCredit

    Hi Katrina, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team.

    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed June 29, 2019

    It was very easy to get but I didn't realize it was biweekly payments. I thought it was monthly. That's the only thing I don't like. Other than the I have had a fantastic experience with NetCredit. They were very quick also. It wasn't like you had to wait the next day for them to receive your bank statements. It was quick.

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    NetCredit
    Response from NetCredit

    Hi Levi, We appreciate your feedback!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed June 28, 2019

    This company was very helpful for me in my time of financial needs. They were quick, professional, and very friendly. I am grateful for the help I have received from this company. I would recommend anyone to your services. Very glad I contacted this establishment.

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    Verified purchase
    StaffLoan Process

    Reviewed June 28, 2019

    Great... Easy to follow instructions. My application was handle in a timely manner. I had support throughout the process. I would recommend friends and family to NetCredit. My loan application was reviewed & process in matter of hours. Funds were available the same day. No hassle in finalizing the loan. Professional staff.

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    Verified purchase
    Loan Process

    Reviewed June 28, 2019

    Yes I will recommend this service. My experience was great and I am grateful to you for helping me accomplish my goal. I will gladly recommend this service. I look forward to continuing my relationship with NetCredit and being in good standing.

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    Verified purchase
    Loan Process

    Reviewed June 28, 2019

    Had a great experience. Would like to do business with you again in the future. Am looking forward to maybe taking out another loan and recommending you to others that I know. Thank you very much. Have a wonderful day.

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    Verified purchase
    Rates

    Reviewed June 27, 2019

    It was easy to fill everything out. It just took longer than they say since they asked for additional info and the interest rates are extremely high but when you have fair credit that's expected so overall it was a pretty good experience.

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed June 27, 2019

    Very quick and helpful online. I got the additional funds added to my account by the next day. Everything was easy to understand as well. I couldn't be happier, however I wish the interest rates weren't so high though. I know where to go if I ever need any assistance.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed June 27, 2019

    Good communication and fast funding. Very helpful and considerate. Needed a loan fast and NetCredit was there to help and get me out of my situation. I would recommend Net Credit to everyone needing a loan. Not much hassle or paperwork needed. If you are in a bind or need help. Net Credit is there for You.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 27, 2019

    When calling customer service I get the usual recording. I elected to get a call back and when I got that I waited over 7 minutes and this time I elected no call and hung up after 12 minutes. Hire more people. How your customers see you is more important than your bottom line.

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    NetCredit
    Response from NetCredit

    Hi Michelle, We appreciate your feedback!

    Verified purchase
    Loan Process

    Reviewed June 27, 2019

    Thanks you for giving me the money to help get my bbq business open. It is almost ready. It is so hard to get started in the food service business, but I thank God for this loan that should get me much closer to opening day.

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    Verified purchase
    Loan Process

    Reviewed June 27, 2019

    My funds were deposited in my account the next day as promised. I had an awesome experience so far with NetCredit. I would definitely recommend this loan company to anyone with not so perfect credit. Hoping this will help rebuild my credit score.

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    Verified purchase

    Reviewed June 27, 2019

    I have moved from my address and my mail is getting stolen. Can you please let me know if it has already been sent. I need to know the status of my loan and change the way it is to be sent please. My mail is being taken by the people that have moved in and I have already had my credit card stolen.

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    NetCredit
    Response from NetCredit

    Hi Kimberly, To protect your privacy all customer account questions/updates must be answered/made by a customer support representative. You can contact our team here.

    Verified purchase
    Loan Process

    Reviewed June 26, 2019

    The entire process took maybe 10 minutes from completing application and receiving results. The entire process is user friendly. Definitely would recommend to a friend. Thank you for taking a chance on me!!! Will definitely pay off before my due date.

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    Verified purchase
    Staff

    Reviewed June 26, 2019

    The system you have developed works quite well. In one situation regarding the form of the bank statements some confusion developed, but was eventually taken care of with the help of my bank. Sometimes human judgment developed through dialogue is necessary to understand what is needed that the automated system cannot resolve. Trying to accommodate all banks documents fitting an automated system need may cause delays until the need is resolved. Overall a good system and otherwise quite efficient. The people I dealt with were great!! Having gotten the proper statement forms sent to you on Saturday and wrapping everything up over the weekend was a very positive surprise. Thank you.

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    Verified purchase
    StaffLoan Process

    Reviewed June 25, 2019

    I would like to say that it was a pleasure to work with NetCredit. Every one I worked with was excellent. The process went so well I would advise anyone looking for a financial boost in time when you really need help without all the hassles that can make things more complicated than they have to be. I really enjoyed the process. A great group of people to work with and I would tell anyone looking for a convenient loan and easy payment schedule that works for you to give NetCredit a opportunity to gain your business. I think you would be glad you did. Thanks ???? to you guys!

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    Verified purchase
    Punctuality & Speed

    Reviewed June 25, 2019

    I was a bit shocked when approved - buy happy at the same time. Love that I could choose the amount and payments that fit my budget. Got approved and the money was put in account very fast. Thanks for providing this service.

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    Loan Process

    Reviewed June 24, 2019

    I got an $1,100 loan a year ago, paid about $100 a month for a total of $1200, just paid of the loan, and guess how much was the payoff amount? $1,119. So for a loan of $1,1000 I paid in 12 months $2,219. Stay away if you can!!!

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    NetCredit
    Response from NetCredit

    Hi Josh, We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team at (877) 392-2014, and we will investigate this for you.

    Customer ServicePunctuality & Speed

    Reviewed June 24, 2019

    Wish I could give 0 stars. I have tried to contact you countless times by email and by phone to make my payment for days now. It's due today and I do not want my credit affected because of your failure to make yourselves available to your customers. This is the third time this has been a problem for me. I am trying to set up ACH with you as well but won't let me add my bank account. Even if I had a different bank account to add, I can't because YOU DON'T ANSWER. Please contact me back about this. I will also be writing as many negative reviews as possible if this is not resolved. It's unacceptable especially when I am doing my part to pay you properly and on time.

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    NetCredit
    Response from NetCredit

    Hi Rebecka, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 24, 2019

    Very good company. I appreciate there help. They are very helpful and take care of people that they trust to pay back. I call and fill my application and in 2 two days my loan was done and in my bank.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 23, 2019

    This company is fast and efficient. They keep in contact with you all throughout be your application process. If you have any questions, you can call customer service and they are very helpful. I would recommend them to my family be and friends.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed June 22, 2019

    Getting this loan could not have been easier. I’d been stressing about expenses and didn’t think I had the time for a loan. Tried NetCredit based on a recommendation from another lender and was pleasantly surprised at the quick response and ease of paperwork. Thank you, my stress is gone!

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    Verified purchase
    Rates

    Reviewed June 22, 2019

    I applied to pay off my student loan and some of my debts. I got the money the next morning, but they have a very high interest if you have a bad credit. But that's ok with me. Hopefully they could help me to lower down my interest soon... Thank you for your help.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed June 22, 2019

    The service was great. The customer service agents were timely, friendly, outgoing, and knowledgeable. I thank all of the staff for expediting my request in helping me rebuild my credit history. Next, the overall experience was exceptional to any other company or entity that I have worked with in the past. I would recommend your services to all of my friend and relatives. Lastly, I am looking forward to the overall relation as I repay my loan.

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    Verified purchase
    Loan Process

    Reviewed June 22, 2019

    The experience I can say was wonderful. I was in so much pain, needed to have my teeth worked on. I didn't have the money for it. So I just got on the computer and ask for help. I must say thought I prayed to please help me first thing I did. And you came through.

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    Verified purchase
    Punctuality & Speed

    Reviewed June 22, 2019

    Hello. When I applied online everything went smooth. The only thing I was asked was to send a copy of my last two check stubs. I received the money fast. I would recommend your company to my friends and family. Thank you.

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    Verified purchase
    Loan Process

    Reviewed June 21, 2019

    The process took only minutes, funds were available the next day, inquires questions we already available before asking and the repayment schedules was provided in advance. FLAWLESS! I would definitely recommend this opportunity to fix credit, pay bills, emergencies, to anyone who asks how easy was the process!

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed June 21, 2019

    The only problem I experienced was trying to figure out what 'security code' Net Credit wanted. By the time that was understood, I had tried to answer three times incorrectly, which meant I would have to wait until the next day. Overall, my experience was fine.

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    Verified purchase
    Customer ServiceStaffLoan ProcessTransparency

    Reviewed June 20, 2019

    I had a great experience. I had been on the phone with another company who tried to railroad me into a loan I didn't want. The young lady was empathetic to my experience and reassured me that NetCredit was not going to do the same to me. She walked me through the process on the computer. I got to choose the amount I wanted to pay along with a reasonable loan amount. I received my funds the next day.

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    Verified purchase
    Punctuality & Speed

    Reviewed June 20, 2019

    First confused, because I was first declined, then two days later approved. Had me scratching my head. Otherwise it's been fairly smooth sailing. Don't have anything else to add. Very fast deposit made it possible to pay my income taxes. Happy and relieved. Thank you.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed June 19, 2019

    I was nervous about getting a loan, but the application was easy, and the process was fast. The funds were in my account fast and ready for use. I will recommend to all my friends. I am very satisfied with my experience.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed June 19, 2019

    NetCredit fast easy process get you the cash you need with an fast and easy application so I'd recommend them to anyone. Thanks NetCredit. You've helped me through a tough time. Now can get back to living and not stressing. Thanks again.

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    Transparency

    Reviewed June 19, 2019

    They were not completely transparent on what they approved. Dinged my credit for no reason. They also check your bank account and see how much you've spent. Even if you make enough and your credit is decent. Now they have all my personal information and I'm afraid they will do whatever they want with it.

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    NetCredit
    Response from NetCredit

    Hi Jamal, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.

    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppLoan ProcessTransparency

    Reviewed June 19, 2019

    The application was very easy to complete. Clear direction. Process only took me ten minutes. Quick response to my questions regarding the loan. Best part received the funds in 48 hours. Definitely will recommend to family and friends. Thank you.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 18, 2019

    I have applied and been approved for three loans with NetCredit. Terms are flexible and payments are not crazy extreme. Great communication from everyone and customer service is very polite and helps get answers to any questions you might have.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed June 15, 2019

    Easy to use. Fast. Thorough. Well-scripted web site with intuitive prompts. Would recommend to others and will use again. Having been a previous customer made it very simple. The entire process took under 5 minutes. Many competitors in the market. This was my first and only stop.

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    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed June 15, 2019

    Excellent customer service. All my questions were answered and rep was patient and kind. Explained all my options and made me feel comfortable in my decision. Once my decision was made I received my money the same day. Would definitely recommend to anyone.

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    Verified purchase

    Reviewed June 15, 2019

    You guys came through for me at a point where I needed help as SSDI had stopped benefits for my daughter who has a complex seizure disorder and I could never say thank you enough. You came through as promised.

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    Verified purchase
    Customer ServiceLoan ProcessTransparency

    Reviewed June 15, 2019

    I was told my bank statement didn’t have my name on it & I called 2 times trying to explain the information they were seeking was on page 5, no one checked past the 1st page of my statement. This caused some delay in the process which was aggravating especially when I was trying to tell them where to look.

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    NetCredit
    Response from NetCredit

    Hi Jaysun, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.

    Verified purchase

    Reviewed June 14, 2019

    I received an email saying I was eligible to refinance and pull out an additional $507. I applied and the next day $200 was deposited in my account. No follow up from you guys as to why only $200. Felt I was kinda tricked into taking additional dollars.

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    NetCredit
    Response from NetCredit

    Hi Darrell, We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team at (877) 392-2014, and we will investigate this for you.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed June 14, 2019

    This was an easy and fast site. Not only was the application quick and easy to complete but the timeframe for receiving a response and loan approval was amazingly fast. I did have to call the customer service number and the person I spoke with was very helpful and knowledgeable regarding the answers to the questions I had. My overall experience was very pleasant and I would recommend NetCredit to others.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 14, 2019

    I love NetCredit. Would do it all over again. No hassle, easy and quick to apply. Great customer service. Payout is quick. Can highly recommend. Would do it all over again. Thank you again NetCredit for quick help when we needed it.

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    Verified purchase
    StaffLoan Process

    Reviewed June 14, 2019

    Refinancing - thought I was borrowing. Please know I am very disappointed in the way your company can so freely steal from people. The refinance and the borrow buttons are too close. The lady I spoke to was very helpful the manager was as unprofessional as you could get. Very snarky and condescending. I will pay this loan off and NEVER Again use this company.

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    NetCredit
    Response from NetCredit

    Hi Tammy, We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team at (877) 392-2014, and we will investigate this for you.

    Verified purchase

    Reviewed June 14, 2019

    I must say I was skeptical at first and wasnt expected to be approved and denied like most places do... All I can say is thank you very much for being there when I needed help to get through a tough time... Again thank you.

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    Verified purchase
    Loan Process

    Reviewed June 13, 2019

    This is the easiest loan process that I have ever experienced. The funds were put in my account the very next day. Thank you so much NetCredit. I look forward to getting more funds from you if I need it in the future.

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    Verified purchase
    Staff

    Reviewed June 13, 2019

    Excellent service. Timely deposit. Easily understandable contract. Would definitely recommend this to anyone who has ever needed a loan. This program is perfect for persons who may have not so good credit.

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    Verified purchase
    StaffLoan Process

    Reviewed June 12, 2019

    Very good and professional. Everyone was so helpful and I really appreciate that I'll be sure to let my friends and family know about NetCredit. They was exceptionally nice. Had no problem getting my loan. If I ever need NetCredit I know where to get in contact.

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    Verified purchase
    Punctuality & Speed

    Reviewed June 12, 2019

    I got the money I needed quickly!! I had an emergency to suddenly occur and I needed the money yesterday! The website was very easy to navigate and easy to understand. I am so happy to have found your company. Thank you!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 11, 2019

    The experience that I had with the person on the phone was very nice and pleasant. She took care of my question by getting the over payment check processed and I should receive it in 7 to 14 days from today. Thank you.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed June 11, 2019

    The person I first spoke with understood options and was very sincere. It was necessary that I call back with more information. I received a different representative. This person immediately understood where I was in the process and completed the process. The money was deposited just as stated. Great experience!

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    Verified purchase

    Reviewed June 9, 2019

    Everything went very smooth. And it didn’t take long at all. I will use NetCredit again in the future and recommend them to my friends and family. It only took 5 minutes to apply and I had the money in my account the next day.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 8, 2019

    I appreciate the fast and quick response to my application. I also appreciate the low payments. It is sustainable with my income. I would recommend you to friends and family. I had some pressing issues to attend to and your company responded with positive action. Thank you!

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    Verified purchase
    Customer ServiceLoan ProcessTransparency

    Reviewed June 8, 2019

    Open communication and was kept informed Through the entire process. There was no confusion about what was to be done and there Were personnel to assist you. They were very Customer service oriented and I would recommend them to my friends and family.

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    Verified purchase
    Loan Process

    Reviewed June 8, 2019

    My experience with NetCredit was a great one. I was in a bind, and for some reason I decided to apply with Net Credit. It did not take long for the approval and the money was in my bank the next day. I have paid off my monthly bills, so now I can live more comfortably. The bi-weekly payments are affordable and scheduled out over a reasonable period of time..

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed June 7, 2019

    I filled out my application online and received my direct deposit in 1 day. I was able to get the exact amount that I requested. I have never received such quick feedback from anyone else. Thank you for providing prompt and courteous service.

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    Verified purchase
    StaffLoan Process

    Reviewed June 7, 2019

    Great work. The complete process from start to finish to me not only was efficient but also informative. In touch times where there are only a few options the process seemed to support responsible skepticism with informative content. Beyond that the quick funding and informative website was appreciated. Thank you.

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    Verified purchase
    Staff

    Reviewed June 6, 2019

    I was very pleased with the professional attitude of everyone I spoke with. The loan was approved in 2 days because I had to provide certain papers. The payment due date was changed to specifically take into consideration my pension pay. So nice of them! Would recommend them to everyone.

    Diane

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed June 6, 2019

    My experience was wonderful. Service was quick. Verified my information and I was approved. Helped me a lot. Service was excellent. Ho harassing phone calls trying to verify information. Everything was done online. Will use service again. Augments are not high. Thanks so much.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed June 6, 2019

    My loan application was thoroughly reviewed and processed with detailed accuracy. Any error was quickly followed up and corrected. I appreciate the opportunity for this needed loan and have every intentions to pay it back as agreed. Everyone I dealt with most professional and polite.

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    Verified purchase
    Customer ServiceOnline & AppLoan Process

    Reviewed June 6, 2019

    The application process was smooth and easy and I received my funds as expected. Being able to communicate and submit my documents via email was very helpful and convenient. I would gladly recommend your company to a friend and I would apply for a loan with NetCredit again, if needed in the future.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed June 5, 2019

    Great experience. Easy. Thank you for the prequalify letter. It came RIGHT on time. I was able to consolidate and have a fairer lower monthly payment. This is going to change EVERYTHING for me is a positive way. Love the easy of application, quick email responses.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed June 5, 2019

    Very fast! Very courteous and very much a help when needed! I called having ya a loan from NetCredit which I paid off, I needed another for a emergency in my life and they were there. I will recommend them to anyone that needs this service.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed June 5, 2019

    EXCELLENT customer service!!! Everyone who helped me was not only understanding, but extremely KIND. The process was so easy. The lady who was on the phone with me was so patient because I have a very old phone with slow internet and could not figure it out. She was so nice, and that means a lot to me that she took a lot of time with me. I recommend them to everyone.

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    Verified purchase
    StaffLoan Process

    Reviewed June 5, 2019

    It was nice to grab an emergency loan over the weekend. It wasn't a lot of hassle like some places. Overall, great experience with them. Would highly recommend them as I have worked with several different agencies and this is among the top.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed June 4, 2019

    The process was quick and simple. As long as access to all request are readily available, it makes the process that simple. I especially appreciate the fact that I can pay off the loan early if need be. To me, being able to pay off quickly is the best part and sold me!

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    Verified purchase

    Reviewed June 4, 2019

    Somehow I had two accounts listed here and someone mixed up accounts numbers (used one routing number with the other acct number). When I FINALLY reached someone they said it was MY FAULT. I would have to wait until the payment was returned and then REapply. Not going to happen.

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    NetCredit
    Response from NetCredit

    Hi William, We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team and we will investigate this for you.

    Verified purchase
    StaffLoan Process

    Reviewed June 4, 2019

    I was impressed with the ease of the process. Thanks so much look forward to paying this off and knowing you are there when I need help. Staff very professional. Will tell my friends about my experience and maybe they will apply for a loan.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed June 4, 2019

    The loan process was completely online. It was fast and proficient. The payment are reasonable and realistic. I had a wonderful experience with this company. I had a need and they were very willing to meet that need with a repayment plan that suits my budget. This is the first time ever dealing with a company that is person-centered, in that they value their customers. I am very pleased and impressed with their world-class customer service.

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    NetCredit
    Response from NetCredit

    Hi Geraldine, We appreciate your feedback!

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed June 3, 2019

    Service was pretty good except sometimes they could have told me what you needed in once call to you. It took several times I had to call and check and kept getting different answers. I loved the last woman I worked with. She was Great. I cant remember her name but she worked with me a long time and it was just before closing. Because of her I kept doing the loan. I appreciate YOU GIVING ME THAT LOAN BUT IT IS REALLY A HIGH INTEREST RATE. I WAS SURPRISED.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed June 2, 2019

    I needed to refinance my loan and NetCredit allowed me to do so easily and quickly. I do feel that the interest rate is high but I do have some credit issues that make it difficult to get a loan. Thank you for giving me a chance.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed June 2, 2019

    I had a great experience with NetCredit because it didn't take long at all for me to get approved. I was in a financial bind and Netcredit helped me out a lot. I want to thank you guys for helping me financially. I paid my credit cards off. My bills are now paid up on time and I even had money left over to keep in my account for a rainy day.

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    NetCredit
    Response from NetCredit

    Hi Kimberly, We appreciate your feedback!

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed May 31, 2019

    The experience was great! All three times I called I was talking to someone within a few minutes not hours like other places. And who you talked to knew what they were doing!!! And the response on loan was a few hours not days!!! I just want to thank everyone for your expertise!!! Thanks again. Robert

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed May 31, 2019

    Easy process with fast approval and deposit of funds. Greatly appreciated during a time I needed most. Thanks for excellent customer service!! FIVE stars and more if I could!!! Keep up the great work and look forward to doing business, thanks AGAIN!!

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    Verified purchase
    Loan Process

    Reviewed May 30, 2019

    My experience with NetCredit remains surreal. I have always believed the adage: "If it sounds too good to be true. It isn't!" I must have ignored NetCredit commercials for about a month. On Wednesday, May 29, 2019, my 'financial new beginning/blessing' came true.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed May 30, 2019

    Had a great experience. Super fast as well! I would use them again and recommend them to a friend as well. Thanks for taking care of my needs so quickly. I have used them several time and it's a great way to get ahead when you are low.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed May 30, 2019

    Getting the funds I needed was quick, and painless. I would be reluctant to recommend the service because the repayment amount is exorbitant! Besides the repayment being so high, the service was great. I was also pleased that I was able to add on to my loan, and keep the payments manageable.

    Sylvia

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    Verified purchase
    Loan Process

    Reviewed May 30, 2019

    Was easy, simple and agreeable. The experience was very simple and I received the funds in my account the very next day without any hassle. I would go back NetCredit for any of my loan needs because they were so easy to work with.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed May 30, 2019

    I had a great experience. It was easy and fast. I would definitely recommend NetCredit to friends and family. I wish I had received the amount desired, but was very happy with my offer. I would definitely use them again.

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    Verified purchase

    Reviewed May 30, 2019

    This was to help my wife and I out on bills owed and some medical expenses that at this time piled up and we just didn't know where to turn. Thank goodness we were approved here because we got caught up on things and can finally breathe again!!! THANK YOU!!! Sincerely, Larry

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    Verified purchase
    Loan Process

    Reviewed May 30, 2019

    Too much back and forth to get loan approval. It took 4 days. I got a previous loan last year through LoanMe. It was a 24 hour turn around. Send documents they asked for...loan approved next day like they promised.

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    NetCredit
    Response from NetCredit

    Hi Pennie, We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team and we will investigate this for you.

    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed May 30, 2019

    After hearing about NetCredit on the radio on the Joe Madison show, I decided to give them a try and was very pleased. It was probably the easiest process for a loan that I have ever experienced, and it was right on time.

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    Verified purchase
    Loan Process

    Reviewed May 29, 2019

    This was the fastest and smoothest experience with getting a loan ever!!! The decision was made in seconds and everything happened electronically. Saving trees too! Applied early morning, funded the same day and in my account!!! Really??? Amazing. Highly recommend NetCredit!!!

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed May 29, 2019

    Awesome experience! Great automation service! Very smooth process and quick turnaround time. I would highly recommend NetCredit to family and friends! It is refreshing to know that there are still companies that makes the customer seems special. A GREAT EXPERIENCE! KEEP UP THE GOOD WORK!

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    Verified purchase
    StaffRates

    Reviewed May 29, 2019

    Everyone was very friendly, and the time it took from filling out the application to allocating the funds into my account is graded as an A+!!! I was very happy to give a rating of 4 stars. The only reason I did not give 5 stars, and it's not the interest rate, I understand it will be a little higher, and besides I think Net Credit is a very reputable organization, after I received the allocation, you came back with the payment dates, like I was going to skip town. That was a spelled out in the electric contract. I understand all that. There is no need to throw that at me again. It's like getting a pie in the face!!! Thank you!!!

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    Verified purchase

    Reviewed May 29, 2019

    I needed extra funds due to not being able get back on my feet after coming off maternity leave. After being turned down for loans with previous lenders Net Credit took a chance on me and I was approved immediately! Thank you so much Net Credit!

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    Verified purchase
    Customer Service

    Reviewed May 25, 2019

    NetCredit is easy and painless. I love that it's all online and I don't have to go to a branch or spend tons of time on the phone! I got my money the day after applying and the payments are super manageable!

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed May 25, 2019

    The process is extremely quick. I have been working on building my credit but the rebuilding process is painstakingly slow. So even though my credit is in the mid 570s, I was approved for a loan needed to put a new roof on our home. Best part about it, the loan was approved and money in my account the very next day. I'm very happy with my choice!

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    Verified purchase

    Reviewed May 25, 2019

    Misleading monthly payment. Found out today after getting the money it is twice a month. Went back to look and it has a payment schedule attached and that is where you find the schedule. Have no way to pay this amount.

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    NetCredit
    Response from NetCredit

    Hi Haether, We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team and we will investigate this for you.

    Verified purchase

    Reviewed May 25, 2019

    I was attracted to an online offer from NetCredit, after reviewing both written and tv ads touting the ease and efficacy of their application process. To my delight all of the claims proved to be accurate as I was approved for much needed cash in less than 24 hours.

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    Verified purchase
    Customer Service

    Reviewed May 24, 2019

    Very easy to work with and seemed very organized. Did not get shuffled around to different divisions. One call and I get all my questions answered. I never had to wait for responses, nor did I ever wonder where I was at in the approval process.

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    Verified purchase
    Loan Process

    Reviewed May 24, 2019

    I was so very happy with how easy the application process was. Within 2 hours my loan was approved!! I will definitely recommend to my friends. I look forward to working with you in the future. Thank you so much NetCredit.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed May 23, 2019

    Quick and easy! Got my answer later in the day and my account was funded the next day. It can't get much simpler than that. I would not hesitate to use NetCredit in the future should I need another loan.

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    Verified purchase
    StaffLoan ProcessRates

    Reviewed May 23, 2019

    The rep I spoke with was very nice. She made the process go so much smooth. Great work! I tried to get a loan from another company but they wanted collateral. I got the same loan lower interest and shorter time with NetCredit. Thanks you!

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed May 21, 2019

    This is now my 3rd installment loan with NetCredit. Staff is friendly and very helpful. Overall each of my experiences have been great. The process is easy enough, the funds are deposited very quickly, and payment is very simple. My only criticism would be that I sort of expected to get a better Apr % the third time around. I have clearly demonstrated responsibility and ability to repay the previous two loans on time. Other than that it has been a great all-around experience.

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    Verified purchase
    Punctuality & Speed

    Reviewed May 21, 2019

    The request was facilitated promptly. I received what I needed when I needed it. I appreciate the manner in which my request was handled. One thing that was confusing was some of the e-mails. Thank you for your assistance. I will be happy to recommend to others your services.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed May 21, 2019

    Very curious and customer service and helpful???? Made sure every step of the procedure was clear. No issues at all. Fast, easy process. I would recommend to all my friends and family. And repayment made easy to do no hassle and can make extra payment if I want to. That is always good.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed May 21, 2019

    I had a loan with NetCredit, when I called one of their customer service representatives and ask them if I pay the loan off, (1413.19) will I be eligible to take the long back out. I was told yes by their customer service representative. I was told once the payment is cleared I then will be able to reapply and get approved was her words, once I paid the loan fully off, NetCredit then denied me. I paid (1413.19) - now they saying it's nothing they can do. I paid my payments on time and everything. Now I have to get my lawyer involved 'cause they don't want to give me my money back after their customer service representative gave false information.

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    NetCredit
    Response from NetCredit

    Hi Carlton, We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team at (877) 392-2014, and we will investigate this for you

    Verified purchase
    Customer ServiceLoan Process

    Reviewed May 21, 2019

    NetCredit was the best experience I ever had when applying and getting approved for a personal loan. I would highly recommend them when you need affordable a quick, friendly, and easy approval of a personal loan. Also, customer service was very helpful in explaining the application process and helping me with any questions.

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    Verified purchase
    Punctuality & Speed

    Reviewed May 19, 2019

    Great credit company! It was easy to apply and fast at getting approved for credit! I was scared to do it for months, but now I feel confident being able to borrow when we need to. I recommend it to anyone in New Mexico.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed May 18, 2019

    Great trustworthy service. I’ve used them in the past and they are quick and reliable. My second time using them and they came through once again. Application process is quick and easy! I didn’t have any issues completing the application. It is very user-friendly. Thanks, NetCredit!

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    Verified purchase
    StaffLoan Process

    Reviewed May 18, 2019

    This was a very very easy process. It was unbelievable how easy and simple it was to apply and get the money. I have no regrets and will refer NetCredit to all my friends and family. When I received a phone call from the company to review my bank information. She was very polite and informative on what was going to happen next. And I just want to say thank you.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed May 18, 2019

    Before signing on I had questions that I needed to ask. I was in dire need for a quick transaction for bills that were due. I called the support line and had the pleasure of speaking to a young lady named Porsche. She was so professional and so kind, that I felt very at ease after she answered all my questions. Thanks.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed May 18, 2019

    I was very happy with how fast and easy it was to get the loan and how helpful your staff was in helping me with all my problems. I would recommend you to my friends and family and I will do business with you in the future. Thank you. Robert **.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed May 18, 2019

    Great experience with representatives answering questions. I had concerns about giving banking information on line and faxing information. Loan application was easy and informative. Wait time on phone was short and representatives was professional. I had been receiving letters and decided to give a try with the loan. It will take me a while to pay loan off but will be consistent with payments.

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    Verified purchase
    Loan Process

    Reviewed May 17, 2019

    I have been in the credit industry for many, many years from loan officer to manager to VP of multimillion dollar company. Your service and easy of lending is awesome! A fast easy way to get short term loan for any emergency.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed May 17, 2019

    Very helpful and understanding. The calls I made and the questions I ask was answered with perfection. I would recommend all my people, family and friends to NetCredit. The money was there on time as they said it will be.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed May 16, 2019

    Great experience, fast and easy. Would recommend to a friend. If needed I would apply for another loan with this company. The interest rate was high but was worth it in order to rebuild my credit!!!!! Thank you verr

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed May 16, 2019

    I will be a customer for life. My experience was fast and stress free. Thank you NetCredit for coming to my rescue. I am eternally grateful. Thank you once more. I will recommend NetCredit to all of my friends. Colleagues, family, and neighbors. Your service is impeccable.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed May 16, 2019

    I had no problem getting loan. It took about 3 minutes and I had answer in the same day. Was not hassled by anyone or called a million times. It was really quick and easy. I would do it again. Thank you, Vicky

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    Verified purchase

    Reviewed May 16, 2019

    So easy and so fast for fill out form and money will come for next day. Thank you so much help when I need money for pay bill. I'm so happy and help me a lot a thing. I recommend some people need money just apply NetCredit.com. They dont check credit.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed May 15, 2019

    This went more quickly & smoothly than I thought it would. When your credit in not the greatest & you need funds, this is the place to get it done. Just apply, submit the required paperwork and you'll get a response pretty quickly. I'm quite satisfied.

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    Verified purchase
    StaffLoan Process

    Reviewed May 15, 2019

    Was very good experience. Answered the very next day. No hassles. Always courteous. I would recommend them to everyone who needs a helping hand and needs to build their credit up. They have several options available to meet your needs and goals. The payment options are doable and affordable.

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    Verified purchase
    Customer Service

    Reviewed May 15, 2019

    It was a smooth transition, took just a day to see if you qualify. Money in my account within 48 hours. Great company and great customer service. I would introduce my experience to anyone who asks, may just share with all friends and family. Thank you :).

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    Verified purchase
    Loan Process

    Reviewed May 15, 2019

    This was a very easy and simple application process. I would recommend NetCredit to anyone who is in a difficult situation and needs help fast. From start to finish the process only took 3 days and I applied on a weekend. Had my money in the bank by Tuesday.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed May 14, 2019

    Quick and easy process. NetCredit was one of the only few places willing to grant me a personal loan considering the state of my credit. After receiving an approval from NetCredit, the money was available within a day. Highly recommended.

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    NetCredit
    Response from NetCredit

    Hi Nicholas, We appreciate your feedback!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 12, 2019

    Fast, helpful and friendly!!! In this day and age that seems to be the exception rather than the norm. But NetCredit continues to provide professional and courteous service on a consistent basis. I would definitely recommend NetCredit in the future.

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    NetCredit
    Response from NetCredit

    Hi Lorraine, We appreciate your feedback!

    Verified purchase

    Reviewed May 11, 2019

    I need help paying for bill. This loan help me with the things I need to pay out the way. I paid the bill I needed to pay for things I have pick up. This NetCredit came on my credit report for me, so I knew this will help my score too.

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    NetCredit
    Response from NetCredit

    Hi Brenda, We appreciate your feedback!

    Verified purchase
    Punctuality & Speed

    Reviewed May 10, 2019

    I needed help for me and my family. And they helped me in no time. It said that it would take at least ten business days to hear back from them. But to my surprise, the money that I asked for was in my account the next day.

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    Verified purchase
    Staff

    Reviewed May 10, 2019

    I mistakenly did not think I got the loan and then it was deposited in my account. I already had another loan deposited so I returned the money to NetCredit. Very friendly and helpful. Would recommend to anyone. Thank you.

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    NetCredit
    Response from NetCredit

    Hi Wilma, We appreciate your feedback!

    Verified purchase
    Rates

    Reviewed May 10, 2019

    NetCredit was a GODSEND... However, the interest rates are totally outrageous. It seems that NetCredit preys on those that are already in distress and/or are having financial hardships. I am battling cancer for the fourth time and am on disability. Last year I had to go nine months without pay. I had another set back and turned to NetCredit for help.

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    NetCredit
    Response from NetCredit

    Hi Felton, We’re sorry to hear this, and want to thank you for providing valuable feedback.

    Verified purchase
    Punctuality & Speed

    Reviewed May 10, 2019

    NetCredit was fast, efficient and professional! I now have the much needed bridge and look forward to recommending their business to others. Thank you so very much and now I have enough to push forward and work with peace of mind!

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    NetCredit
    Response from NetCredit

    Hi Steve, We appreciate your feedback!

    Verified purchase

    Reviewed May 9, 2019

    My experience was Swift and what I expected according to what your website said I would experience. Thank you. The money was deposited when your company said it would be deposited and I know that it will be withdrawn on the 3rd of each month at $160. Thank you for

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    NetCredit
    Response from NetCredit

    Hi Yolanda, We appreciate your feedback!

    Verified purchase
    Customer Service

    Reviewed May 9, 2019

    It took a lot of going over, on the phone. It was messy. After I was denied and did it all over again, things turned around. I did receive my monies sooner than I expected. And was thankful for that. It will really be a great help to us. Since we had gotten into a bind and we needed to catch up some bills.

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    Verified purchase
    Loan Process

    Reviewed May 9, 2019

    Online loan was convenient and very so easy. I would recommend your site with great pleasure. Thank you for allowing me to do business with you. I will be sure to tell my family and friends that if they find themselves in a bind your company is the way to go.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed May 8, 2019

    Thank you! Great experience! Fast, friendly, seems less! You guys help me, when I needed! I am very grateful! 5 stars for you! Thank you! Will recommended to anybody, any time! Nothing else to say, except, Thank you! Good job! WOW!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed May 7, 2019

    I am very pleased with the turnaround time. It took time on part the verifying my employment. But once that was done funds was available. Thank you for all your assistance. Every call I made customer service was great.

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    NetCredit Company Information

    Social media:
    Company Name:
    NetCredit
    Year Founded:
    2012
    Address:
    175 W. Jackson Blvd., Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.netcredit.com