
NetCredit Reviews
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About NetCredit
Incorporated in 2012, NetCredit is an online lender specializing in personal loans and lines of credit for up to $10,000. As of publishing, NetCredit serves customers in 38 U.S. states, although available credit products, annual percentage rates (APRs) and loan amounts vary by location. All personal loans are unsecured and can be used for any purpose. Approved applicants may receive their funds in one business day or less.
Visit www.netcredit.com- Fast funding
- Flexible credit requirements
- High APRs
- Not available in all states
NetCredit Reviews
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Reviewed July 19, 2024
Accuracy & Responded to my request was fast, I will always use Net Credit. You're helped me so much when I needed it. Thank you is a company that cares to help others in need. If you need cash just supply Net Credit what they ask for and you will get the money.
Reviewed July 17, 2024
It was easy and quick. I was approved and got the funds I needed right away. The application process was very easy to navigate. All the information they needed was clearly laid out in the application. I was very satisfied with the application process. I would recommend Net Credit to friends and family.
Reviewed July 17, 2024
The entire process was easy and straightforward. I filled out my information and submitted my online application. I didn't think I would get approved but I did! Now I have the money I needed and it was transferred the same day! If you're on the fence about applying, give it a try! Thank you, NETCREDIT.
Reviewed July 16, 2024
Really help lot and I really appreciate for them let me borrow loan and it helps me to pay off bills. Thanks! I will loan again when it is paid off. They are so wonderful! Trust them 100%. Go ahead apply this. it is helping lot. They are so friendly and trustful, support and wonderful.
Reviewed July 15, 2024
I needed extra money for unexpected expenses due to my MD diagnosis in 2022. The application was easy to fill out. Their process used a lot of security questions. The money was deposited into my checking account as promised and ready to use. I hope to pay the loan off sooner in hopes to borrow at another time. Thank you.
Reviewed July 15, 2024
Everything went well, and the customer service was very helpful. My daughter is helping with my loan and the customer service person is very understanding that I don't use computers. So they let her talk for me with my approval. The computer application is super easy to do. The customer service is very respectful, not rude and really understandable.
Reviewed July 13, 2024
Easiest application process I have ever experienced. From start to finish the process was completed in literally thirty minutes. Funds were available the next morning. I was very skeptical at first...all of the Internet hoopla and such, but they put my skepticism to rest. Definitely a company to work with. Highly recommend!
Reviewed July 12, 2024
I was able to speak with a Representative right away because I needed an explanation on the difference between an installment loan and a line of credit (which I qualified for). It was explained in simple terms (real talk) and I submitted all required documents and was funded within hours. That's what I'm talking about!! Real.
Reviewed July 12, 2024
I was very impressed with NetCredit. I had to place a couple of phone calls, and both times the customer service agent was pleasant and efficient, helping me with my concerns. The software for uploading documents worked well. The deposit to the bank was quick and resolved my problem (had an unexpected car repair bill). Thank you very much for your kindness.
Reviewed July 10, 2024
I thought I would not be approved, but they helped me. A few phone calls were necessary for ID verification, then I was approved. I was actually approved a day earlier than they said. I'm grateful for your help. Now I can use the funds for what I needed them for. Their experience exceeded expectations, and it was tons better than I had with upstart.
Reviewed July 10, 2024
Net Credit was quick, and easy. I felt comfortable sharing my information as to be approved. It was so helpful to me having an unexpected bill. The re-payment amount is a comfortable payback amount. I will come back to Net Credit if needed at another time. I had to call to change my banking information and the representative was very friendly, and happy to assist me.
Reviewed July 10, 2024
I thought the process for applying for credit was easy, simple and quick. I got a fast response considering it was on a Sunday when I applied, I got approved fast, and I requested an advance and my deposit was in my account before end of business day that Monday. I would recommend giving them a try, they are generous in lending, at least I thought so, and good to have in case of emergencies.
Reviewed July 9, 2024
Very friendly, knowledgeable people to help guide you and explain. My experience has been excellent and I will definitely be recommending to my coworkers and family and friends. My bank account was also funded in a hassle-free manner and I was alerted when my funds were sent. The forms I was required to fill out were extremely easy to navigate and understand. Thank you Netcredit.
Reviewed July 7, 2024
Great experience. Got a line of credit I wasn’t expecting to obtain. Really happy with the outcome. I didn’t expect to receive the amount I did, I honestly didn’t expect to be approved. I am excited to keep growing my credit portfolio, I will be using the cash advance option shortly! Super excited!
Reviewed July 6, 2024
With all the scams going on in this world it makes me feel a bit Erie on some things but I didn't get that feeling with Net Credit. Net Credit Very quick and accurate with a sense of urgency to satisfy all my emergency money needs. Net Credit is the financial institution that I need to help re-start my life and business moving forward to a new beginning. Thank you Net Credit.
Reviewed July 4, 2024
It was a great experience. Services were provided expeditiously with emails and telephone calls to guarantee that requirements were understood, and process explained. Email received when approved and informed when to expect funds. Also if funds were not received within a certain time frame the steps that should be taken.
Reviewed July 4, 2024
The process was very easy and I appreciate the amount approved and how it was expedited to my checking account exactly when I needed it right on time. After relocating to a new state and expenses come up that I was not prepared for! This source was very handy to someone who has no family to borrow from or support! Thanks so much!
Reviewed July 3, 2024
Was able to do everything on line with affordable monthly payments. Very happy with service. Will definitely use them again and recommend them highly. They really do keep their word and I was eligible for more than I thought. I figured at first it may be a hoax but it wasn't. Like I said, I recommend them highly. Thank you.
Reviewed July 2, 2024
The loan process was fast and easy. I already have taken loan with Net Credit and had a good experience with them. This time I got a line of credit for this loan. Excellent service and will do more business with them. I am recommending Net Credit to my friends.
Reviewed June 29, 2024
While trying to fill out my application I had questions and the customer service girls that I talk to were very helpful and very knowledgeable and even invited me to call back when I was ready to fill out the application and they would go through it with me and help me to do it, I did that and it made it very easy. And they answered all my questions.
Reviewed June 27, 2024
I was very shocked and extremely pleased with how fast I was approved, and got the money less than 12 hours after I was approved! This credit line saved my butt big time! I have already told people about this opportunity, and will be a return customer once this is paid off
Reviewed June 26, 2024
The loan process was so easy and fast. I really needed the help and now I'm so happy I don't have to worry about how I'm going to pay for this unexpected expense. The process was done in a couple of days and funds came in 24 hours after approval.
Reviewed June 25, 2024
Great experience. Everything was explained well and easy to use (very self explanatory). I would recommend to anyone who needs to borrow money fast, for any reason (debt consolidation, general lack of funds, etc.).
Reviewed June 24, 2024
The specialist was very understanding and helpful and was able to provide me with the loan. The process was very simple and the specialist was very professional and he was very knowledgeable. Had explained the process well and the wait for the funds to be deposited in my account was not long and I am very grateful for the opportunity.
Reviewed June 22, 2024
The experience was fine, there was a lot of information asked for and some information would not upload on their system. The bank statements should also suffice without a signed letter from the bank. I have had an account with Bank of America for 21 years, Chase Bank since August 2023. I appreciate Net Credit giving me a chance. I also need to get my eye vitamins and medication for my ear. I am going to have injections in my eye soon. And, all of this is expensive.
Reviewed June 21, 2024
Easy process and quickly efficient. The system was easy to follow although the process of taking photos was a bit challenging. I’d recommend this to anyone I know who has the need for a line of credit to cover those last minute expenses. Most people would feel safe if they knew they had access to a line of credit.
Reviewed June 21, 2024
Easy to navigate application process. Quick funding. Interactive menu driven online service. Quick and efficient customer service. I will definitely recommend to a friend or someone I may know who is trying to rebuild their credit and who needs a payment history. I'm hoping upon completion of this loan that I will have the option to borrow up to $10,000
Reviewed June 21, 2024
The application was quick and easy and glad I was approved. Response was received in a timely manner and was always informed by email. Everything was very informative for me. I received the funds in a timely manner. I checked my account later that evening and the funds were there just as you said they were be. Thank you.
Reviewed June 19, 2024
The only problems were from my computer which experienced some sort of glitch which prevented me from accessing our bank account records online. A visit to the bank and a very helpful associate we were able to access the statements and forward the data to you. After that things went quickly and smoothly.
Reviewed June 18, 2024
I have used this service in the past and was very happy to get my answers quickly even after I called support. It’s fast and easy and that’s one of the reasons why I chose to come back. The application process is very straightforward and I would recommend this to anyone. Thanks for providing such a great service.
Reviewed June 15, 2024
My experience was fantastic. I did have to save and continue on another day, but everything was straight forward and easy to follow. I would highly recommend this company. I like the payment plan and the payments will be manageable as well. I look forward to working with the company and build a great relationship for potential usage in the future. Thank you for the opportunity.
Reviewed June 15, 2024
My experience was great. It has been a while since I've used Net Credit. I have away been satisfied in the past when I used Net Credit. If I can I will recommend Net Credit to anyone who may need a financial need. Thank you for you immediately helping me.
Joellen **
Reviewed June 15, 2024
I am so far very pleased. Was a very easy process. It took very little time and that was great. It came at a time when it was really needed. The ease of the process was what made it so easy and I am probably going to use again in the future.
Reviewed June 15, 2024
NetCredit was the only company that gave me an opportunity. I will not let them down. The representatives are more than helpful and friendly on the phone. I’m not very technically savvy and they walked me through everything. And also followed up with me to make sure I had everything I needed to move forward with the process.
Reviewed June 12, 2024
I was referred by a friend who never told me how fast, quick and easy the process would be. I was going through a financial hardship but NetCredit took the stress out of the process. I give it Two thumbs up! I will definitely be recommending NetCredit to family and friends! Moving forward I don't think I'll use any other entity for my financial needs again. The fact that I didn't have to leave my home or stand in any long embarrassing lines made it all the more worth my while!
Reviewed June 11, 2024
Thank You so much!! I've never gotten a loan faster when I really needed it. Excellent time and excellent customer service. The only waiting I had to do was with my personal bank. I would definitely recommend this to anyone who needs cash in a hurry. I can definitely say this is an easy experience and and the fees are quite small compared to other lenders. Keep up the good work.
Reviewed June 8, 2024
It was easy and not time consuming. I was approved in minutes the money lol in my account the next day. I recommended your company to my friends and family some of them got a loan too that’s all I have to say.
Reviewed June 8, 2024
Besides being a little hard to understand and not having heard of them before, the process seems fairly streamlined and easy. The majority of the Pages were easy to understand and I got through it fairly quickly. Although there were a few trouble spots where I didn't know what I was missing or what I wasn't hitting right it took me approximately 40 minutes I think it could have went a little faster.
Reviewed June 8, 2024
Very fast and thorough processing. I needed funding for emergency surgery that wasn’t covered by my regular medical insurance. I applied for a loan on June 3, 2024. I called on June 6, 2024 at 9:50 am for status, I was told that I should be hearing from Net Credit soon. Less than 10 minutes later an approval email popped up. When NO ONE ELSE would approve, you did. Thank you very much!
Reviewed June 5, 2024
The whole process was extremely simple. There wasn't a lot of "additional" information requested. The funds were available next day. With someone with very marginal/poor credit, this was the first step for me to resurrect my credit score. I really appreciate your affording me the opportunity to raise my credit score.
Reviewed June 4, 2024
Amazingly easy, very low payments for a nice chunk of money when you need and customer service is excellent. Was in need of a couple hundred dollars and had no one to turn till but I have a good paycheck and have no problem paying it back monthly at a low rate. You don’t even get penalized for paying it back or paying it off early the full amount. Which is a huge help because sometimes I will be able to pay it completely off if I ever use them again, which I definitely would.
Reviewed June 2, 2024
It was great experience working with you guys and I appreciate the support and effort you guys put forth in helping me with getting my credit line and I would recommend you guys to my friends and family and ensure them that you guys are on point and very knowledgeable and helpful and you guys know your job.
Reviewed June 1, 2024
The loan application with NetCredit was simple, painless and very quick. I asked to borrow $3000, they approved me for $2260. My payments are bi-weekly and very affordable. The whole process took only about 15 minutes and honestly with my credit score only being fair, I was shocked that I was approved. I will recommend NetCredit to anyone I encounter in the future. Thank you, NetCredit.
Reviewed May 30, 2024
Unfortunately I was not approved for a loan but a little work and I would undoubtedly work with NetCredit again. They explained everything to me in a way that I understood and I know what I need to do in the future. Again, a very professional company although I never spoke with a rep.
Reviewed May 29, 2024
This experience was fast, simple and exactly what I needed. I’ve seen people talk about the payments but all that is reviewed beforehand so you know what you’re getting yourself into so grateful for Net Credit! I got a little behind and thanks to this loan I can catch up and pay it back monthly!
Reviewed May 29, 2024
I appreciate that my information was confidential & that they had me call in to do a security check. The funds arrived on the date they quoted me. 10/10 I would rate them. The customer service experience was excellent as well. I would recommend all my family & family to check out this website if you're looking for great credit improvement opportunities.
Reviewed May 28, 2024
HelI hope this message finds you well. I wanted to extend my sincerest gratitude for the exceptional service I received during my recent loan application process with Net Credit. From start to finish, the experience was remarkably smooth and efficient, and I am truly impressed by the speed with which my loan was processed. Your team's dedication to providing fast and easy solutions made a significant difference for me during a time when I needed financial assistance promptly. The transparency and clarity throughout the process were highly appreciated, and I felt supported every step of the way.
Please convey my appreciation to everyone involved in facilitating my loan. Your professionalism and commitment to customer satisfaction have left a lasting impression, and I will not hesitate to recommend Net Credit to others seeking financial solutions. Thank you once again for your outstanding service. I look forward to continuing our positive relationship in the future.
Warm regards, Thank you!

Reviewed May 25, 2024
NetCredit is the worst company ever with the worst customer service. This insolvent bank is going to fail and just have been bailed out. I hope you're not doing business with this fraud of a company. I say they have a few month left until they are gone, get your money out!
Hi,
Please contact our customer service team for help with your questions: https://www.netcredit.com/contact-us
Reviewed May 24, 2024
Net Credit came through on a loan for me when my own bank I’ve been going through for 10 years wouldn’t. My credit is fair, so my options were limited but they made it happen. I am definitely a satisfied customer. Recommend completely to anyone looking for a loan and doesn’t mind a high interest rate.
Reviewed May 24, 2024
Very happy with how fast the process was. I did not have to jump through hoops like some of the other places. It is a little expensive to borrow money but less expensive than some others I looked at. The monthly payments are more manageable than all of the other places I looked at.
Reviewed May 23, 2024
NetCredit representatives all the way through were very professional, courteous and very patient with me. It was hard to choose which kind of funding as both would have been terrific. I think I regret not doing the LOC vs the loan but I am very pleased and the funding was amazing! I was in such a bind but they really helped me and my stress levels - so Thank You NetCredit!
Reviewed May 22, 2024
The whole process is stress less. An understandable application for a first timer and easy process for a returning customer. Just keep in mind that this is mostly for a short term loan, so the faster you pay it off is less interest, but other than that the payback payments is reasonable. It beats any pay day loan out there.
Reviewed May 17, 2024
This lender is only running for people personal information. I got approved after my pre approved then I had to submit pay stubs, bank statements, ID social link my bank. I sent ALL these. They marked me as unable to identify even after all my documents then turned around and flagged me for fraud?! Good luck people. I'd probably take chances elsewhere. Netcredit hard -5.
Reviewed May 16, 2024
I needed some cash for a down payment on a new apt. I went to my bank first and they turned me down. Said something was showing on my credit report. Wouldn't tell me what. I was able to get the cash from you, no problem. Thank you so much.
Reviewed May 16, 2024
I think I was turned down by over 50 loan companies. I wanted to pay off my credit cards and Netcredit offered a loan and sent it to my account all in 1-2 days. It was amazing that they gave me a chance. I am no longer stressing out and have paid my debts off and now can afford the monthly fee of the loan peacefully.
Reviewed May 15, 2024
This was the easiest application. The lady that called me to verify who I am was probably the sweetest lady ever. She was amazing! She was polite. Quick. Easy to understand. She was also able to put up with my screaming kids in background and never showed any but of annoyance.
Reviewed May 15, 2024
Getting my load was easy and fast. A wonderful experience especially when I needed cash fast. The rates are so much better than other loan companies. Plus, they give you pay back options that work best for you.
Reviewed May 15, 2024
I literally got my loan in less than 24 hours. I applied at 5pm on a Monday and Tuesday before I woke up the money was in my account. This is my 2nd loan with net credit. They make it so simple and easy. For real. I’m very grateful bc I needed that money right away.
Reviewed May 14, 2024
Very helpful in a time of true need. It was fast and easy to apply. The customer service is truly helpful and fast. I got the money fast. Not as fast as I was thinking at first since I had everything turned in fast but faster than I thought. Once it was scheduled I got it around the 5-6 hour mark. Very thankful and looking forward to paying off my debt to help my credit. I truly thank. It’s very helpful to help those with bad credit.
Reviewed May 14, 2024
It takes a few days to get the money, but other than that this team is SO helpful. Fast, efficient, FRIENDLY. Anything needing handling they got you. I talked to a Faith from Chicago and she was amazing. I highly recommend, she was the ideal customer service rep. They definitely hire good people, and she trust this company to have my back.
Reviewed May 14, 2024
I was worried about paying a bill that was past due, and as I’m scrolling thru my emails, I saw a commercial and my intuition told me to try it out. Glad I did. I’m truly grateful for the services provided. Application was extremely fast and easy. I received funds within days. No more being financially worried. I appreciate this service. I’ll be sure to spread the word to my family and friends.
Reviewed May 14, 2024
It was great. The only problem was lots of back and forward calls to get done. Best place we have used to get money. It was very easy to do application just alot of phone calls back and forward. Once it was all done it was an easy process and would recommend it 100 percent..
Reviewed May 11, 2024
This transaction was extremely easy and seamless. Amazingly wonderful. Thanks to your app for making this so easy. I'll be sending others to you for help like this. You could not have made this any easier. Your app and service is beyond what one would expect. I hope to do more business with you in the future.
Reviewed May 11, 2024
I'm very pleased with NetCredit. It was fast and easy to apply. They were very helpful in answering my question and concerns. I look forward to working with them and intend to use them again. I will recommend them to family and friends. They were very prompt on getting back with me to help me with my application and I'm very satisfied with that. I would rate them very high for their fast services and I also like that I can access my account on line and review it.
Reviewed May 9, 2024
Loved that I got approved with crappy credit and the application was easy to navigate. It really helps me to get my bills paid and to get the necessary repairs to my car without nickel and dimeing my paychecks. This money really came in handy at a time I was struggling.
Reviewed May 7, 2024
I was in a bad spot due to car repairs and other ER expenses. Was looking like I could not buy groceries this week. NetCredit came thru with just the right amount to get me by until payday. Thanks so much! My family has been able to buy groceries and other needed items this week.
Reviewed May 7, 2024
Great service! It helped me a lot being able to get approved right away and Did not wait a lot of time when receiving funds, thank you to Net Credit for helping me out when I needed the most. Totally recommended and will definitely give it a try again. Very good on their service.
Reviewed May 2, 2024
The process was easy but at this moment I'm not so sure if I received what I was going after they're asking me to evaluate the situation and yet I have no idea if I've been approved or not. Upon the completion of my application did surely would be helpful for me to be happy about the situation before you ask me to review the situation. Like I said it was easy but I'm not so sure it's successful.
Reviewed May 1, 2024
It was a very easy process and took hardly any time at all! Quick funding and no hassles! Thank you so much for the worry free process. I actually did everything online and never had to speak with anyone - which is super convenient for a working mother! Five stars all around.
Reviewed May 1, 2024
The process was easy, smooth and fast! I really liked how there was minimal contact and still received great service. I thought the customer service rep was friendly and informative and helped me feel confident that I chose the right lender. I have borrowed from others and Net Credit was by far one of the easiest and I would love to recommend them to my friends and family who may be in need of help. The website is a great design and informative.
Reviewed April 30, 2024
Top notch. Quick and easy process. Money was there when needed. Thank you for paying my bills. It was a great relief to be approved. I would recommend this service to friends and family who struggle as I have. This is a legit service. Five stars
Reviewed April 26, 2024
I was pleased that it only took a day or two to see the funds in my account. I only wish that my payment due dates were more with my pay schedule, and not on the week after my latest pay schedule. I believe there was an email stating how to change my repayment date. I will just have to go back and look at that.
Reviewed April 26, 2024
Good experience. The process was pretty smooth and helpful. It is a good service for someone in a pinch. It is a fairly easy process. And I think there should be an app that you can track your progress from. Again a very very simple process and I think it would make someone very very happy if they tried the service.
Reviewed April 25, 2024
My experience was pleasant. It was very easy to use the service. Personal loan came in twenty four hours. Look forward to using this again in the future if I have too. No penalties if you pay Back your long early which is a plus in my opinion. Other people who have problem getting loans should look into this.
Reviewed April 25, 2024
Great service & professional. The best personal loan; I recommended it. I recommend this company to friends & family. The best loan company in the United States of America, cannot compare to the big banks.
Reviewed April 24, 2024
Thank you for the quick response to my financial needs. This line of credit will help keep my some of my bills paid on time while improving my credit. Thank you so much. I would recommend to family and friends. Especially to those with not so good credit. Thanks again.
Reviewed April 24, 2024
Fast and easy and safe to get funded and the info was already there and they put the money in my bank the next day. This is a great company. They keep their word and give all the information on all the parts of the contract. You're in good hands with this company.
Reviewed April 23, 2024
I was very impressed with how fast the on-line application was completed, and how quickly the approval and funding process went. I also liked that Net Credit gave me two options to work with (Credit line or installment loan) after I received my approval. I would recommend Net Credit to others.
Reviewed April 21, 2024
I needed money to cover a bill, and was very stressed out. I saw an ad for NetCredit, and thought I would give it a try. All they could say was no, and I would be no worse off. I applied, and had a positive response in just a few minutes! It was awesome! I got the funds I needed the next day!
Reviewed April 20, 2024
Excellent. Very impress how fast I received the money on my bank, when ask about my username and password of my bank account I was really scare. It was something new to me, but notice that only me could see that information nobody else, that gave me peace of mind.
Reviewed April 17, 2024
Very supportive process. I would recommend to others. This will help me as I start a new personal journey of independent living. It was easier than I expected and just as the commercials, I was surprised to get approved. This will be such a blessing to me. I plan to pay it off day, and it is wonderful that there are no penalties for early payoff.
Reviewed April 16, 2024
The lady that I spoke to was very professional and very nice. It is refreshing to deal with someone who has some PR. Skills, the whole process went very well., thank you, net credit. For making the process smooth. You guys did everything you said you were gonna do funded quickly when someone needs it. That's what they want to see.
Reviewed April 15, 2024
Credit Karma had recommended NetCredit as my approval odds were good. I was hesitant at first due to the hard check on my credit. I applied and was approved! And I was funded the money the next day! It was a smooth process and am thankful for companies that give chances to people with credit issues (within reason of course). Overall I am satisfied with their service.
Reviewed April 13, 2024
Very quick and courteous. No problem with request. Everything is very easy. Hearing from Net Credit was quick. Walk me thru any problems. Money was there when they said. Just all round good and easy to follow guidelines to get your money and customer relations very knowledgeable and polite.
Reviewed April 13, 2024
Great! All my information was still on the portfolio. Just updated my income and everything else after that was approved I was actually surprised by the speed of service and the funding. Was the same day! I am very pleased with the superb service that I have received. Thank you very much.
Reviewed April 12, 2024
I received my approval much sooner than expected. The funds were even available two days earlier than I expected them to be. Your process was way easier than I expected it to be. Thank you, for making this such an easy process to follow. Thank your excellent and fast customer service.
Reviewed April 10, 2024
I went online filled out the application. The next day the money was in my account, that fast. Unbelievable. Great company, great customer service!!! I would definitely recommend this company. It was easy to fill out the application. It was emailed back very shortly after I filled it out and approved.
Reviewed April 10, 2024
The entire process was very quick and easy. I received my funding the very next day after completing the application. Securing the funding relieved a lot of stress caused by worrying about meeting financial responsibilities. I am very satisfied with the service and would recommend it to friends and family.
Reviewed April 6, 2024
After having an unexpected expense, it left me with a shortage of cash flow to cover some bills. NetCredit came up in a Google search so I thought would see if I qualified. The process was simple and straightforward. I only get paid once a month and they will work with that. I put in all my information, uploaded documents and sat back to wait. I had approval within 24 hours, which took a weight off my shoulders. Thank you NetCredit.
Reviewed April 5, 2024
Super fast and done within one day! Waited so long to do this but now is the time and they did not let me down. I hope the service going forward is as good as I have been told! Thank you for being here in a time of need for my family.
Reviewed April 5, 2024
Won't let me get a line of credit because it can't verify my identity even though everything is updated and correct! I've tried both my checking accounts and I've called numerous times and no one can tell me why. What a joke!
Hi Scott,
Please contact our customer service team for help with your questions: https://www.netcredit.com/contact-us
Reviewed April 3, 2024
Everything was so quick and easy thank you! I didn’t know what to expect but everything was great. In the past other companies would take forever to send the money or would have to follow up with a phone call but this was quick and easy. Thank you guys again!
Reviewed April 3, 2024
Very helpful in answering my question. I called and I was placed on hold for approximately 10 minutes. However, as soon as the rep asked me what my concerns were, she was able to provide me with an answer in no time. I was very pleased with the answer that I received. The representative was courteous & pleasant to speak with concerning my question on when my funds would be transferred to my bank account. Thank you very kindly.
Reviewed April 1, 2024
They will give literally anyone a loan, even if you can't pay it back. They're getting sued left and right. Just do some research. Avoid this place, your information will be compromised. And they won't do anything to help, as no rep can transfer you to anyone to talk to.
Hi,
Please contact our customer service team for help with your questions: https://www.netcredit.com/contact-us
Reviewed March 30, 2024
Easy access, easy sign up, easy cash advance services, I would most definitely recommend this program to anyone. My line of credit helped me out tremendously when I needed money. Quick and simple to pay bills. I hope I can pay off the credit and increase my limit so I can have more to help me survive.
Reviewed March 30, 2024
Being a first time applicant for Net credit, I was in doubt at first because there is a lot of scam and when NetCredit provided my information that's when I knew I could trust this process. I would definitely recommend this website. It explains everything you need to know and it also gives you time to make the payments to your account. I know I would like to reapply again once my current application is paid in full.
Reviewed March 23, 2024
Thank you for the cash advance. I just wish that it was sooner than later. It's very hard to function when there's no cash available. What makes it take so long to get the cash in the account? Just out of curiosity but thank you very much for the cash advance.
Reviewed March 22, 2024
The approval was fast and money got right away the following day. I had them before and they accept me even with not the best credit. But this actually helped me build better credit and the application is easy and fast. They also offer a good amount of credit and choose the amount necessary.
Reviewed March 21, 2024
So far a great product to use. It was fairly easy. The website was easy to figure out, and not difficult to navigate. As a first time user, I was happy with the fast results, as my credit union had just turned me down on the same loan amount for dentistry!! Very appreciated!! Yes it's a high interest rate, but, in a pinch it's awesome. Thank yous very much.
Reviewed March 21, 2024
This was my first time using Net Credit. I will definitely use them again. As well as recommend them to family & friends. Net Credit was a very easy process online and self explanatory. And within 24 hrs I had the money in my account electronically. This process has helped me out as being a busy single Mom. Thank You so much Net Credit.
Reviewed March 20, 2024
The process was easy and simple. I would definitely recommend the process to my friends and family. I wish I had heard about this option earlier. I plan to use this line to rebuild my credit and hopefully be able to increase my line after making my on time payments.
Reviewed March 20, 2024
Excellent experience! The loan process was very Fast and painless. I would highly recommend NetCredit to friends and family given they were very on point when it came to the loan they approved me for. It was very easy and fast. I had the funds in my account in less than 48 hours after applying. I highly recommend this company to anyone's looking for fast and easy funding.
Reviewed March 19, 2024
Everyone made feel important and treated me with respect. They help me through everything in which I thank them. They making sure that I was happy with everything. I will recommend you guys to everyone!!! I have a lot of medical bills that put me behind. But I thank you guys very much.
Reviewed March 17, 2024
I had problems connecting my bank online through the system so emailed in everything that was needed to process my loan. The response from the company to verify the information was fast and efficient. I received my funds the same day. Will return for another loan, after I pay this one off.
Reviewed March 15, 2024
The loan process wasn't difficult. This is coming from a "Baby Boomer". I can be easily confused with cell phones and computers. I thought the decision was fair. I'm going to use the funds to pay off to credit cards. Going thru a divorce and trying to reestablish my credit, I am grateful for this opportunity. Thank you again.
Reviewed March 13, 2024
I truly appreciate NetCredit!! They approved me when nobody else would. The process was fast and easy and the repayment option are very reasonable. I look forward to building good history with them and would encourage others to give them a try when in need. Thank you NetCredit for taking a chance on me when nobody else would!!
Reviewed March 12, 2024
4500 personal loan... Great experience, as was the 1st one I was given. Fast, efficient.. Funds deposited quickly without delay. Overall I would make another loan and recommend NetCredit to my friends. Hopefully I can make extra payments this time and pay this note off early.
Reviewed March 8, 2024
I applied due to a huge family issue, and to find that this is available and the process so easy, it gave me hope to resolve. I am thankful for the opportunity this company offers people like me to ease any situation they may be encountering, I will definitely recommend to anyone
Reviewed March 6, 2024
They helped me out in a pinch! If you need money fast and you can pay it back quickly this is great for you! It was easy and once I was able to get all they needed the loan was approved within hours and money deposited to my account shortly after approval.
Reviewed March 6, 2024
NetCredit's fast funding process exceeded my expectations. The application was straightforward, and I appreciated the transparency about terms and fees. I felt secure sharing my information thanks to their commitment to data protection. The approval was lightning-fast, and the funds were deposited directly into my account without delay.
I was impressed by the flexibility NetCredit offers in loan amounts and repayment terms. This allows me to tailor the loan to my specific needs and budget. The online account management tools are user-friendly, making it easy to track payments and manage my loan. Throughout the process, NetCredit's customer service team was responsive and helpful, answering my questions promptly and professionally. It's clear they value their customers and strive to provide a positive borrowing experience.
Overall, I highly recommend NetCredit for anyone seeking a fast, secure, and flexible credit solution. The speed and ease of the funding process, combined with the personalized loan options and exceptional customer service, set NetCredit apart in the market. I'm grateful to have found a reliable lending partner in NetCredit and feel confident in my decision to borrow from them.
Reviewed March 5, 2024
Great. Fast. Efficient In a timely manner. The customer service was great and informative and aware of solving issues. Very professional with follow up for customer concerns. I feel that Netcredit gives the customer fair installments for paying their loans and the opportunity to pay off without penalty.
Reviewed March 5, 2024
It was so easy to use the app, even I was able to navigate it. Getting this loan has helped me out a lot. I have paid bills off and will be paying more off. I will be going to a funeral soon in Central California and this will help tremendously. Thank you
Reviewed March 1, 2024
Thanks NetCredit! You all did a great job and and made the applying process very easy. NetCredit provided me with fast funding at a time when I really needed it. I needed funds to pay sales tax for my vehicle and it was way past the thirty day deadline so I had to act fast .NetCredit helped me to get back on my feet. I would definitely recommend NetCredit to anyone who needs money fast to take care of an unexpected expense.
Reviewed March 1, 2024
This was the easiest process I have ever seen! Just a few clicks and that was all! No bait and switch, just easy fast approval and funding! I have already recommended to several people I know! I couldn’t be more pleased! My loan even funded the same day! Thank you!
Reviewed March 1, 2024
Very happy with how fast everything was and how easy it was made. Would differently refer people I know to check Net Credit. You are very reliable and very easy application process. Another thing I liked was most credit cards say "You're pre-approved" and you waste all this time filing out paperwork just for them to tell you no.
Reviewed Feb. 29, 2024
You guys were amazing to process and give me two options. Thank you. Very helpful. The application was simple and it allowed me to learn how much of this funding is moving to the internet based application. I hope we can do business again in the future and that we will be a good customer.
Reviewed Feb. 27, 2024
Everything was to the point, no fine print. And I received my loan quickly and was able to pay off some bills. :) Thanks guys, you helped me out a lot. And I truly can’t believe how easy and quick everything went. Again would recommend. :) If I had not applied my bank account would have been overdrawn so yeah this helped out lots. Thanks for all the help.
Reviewed Feb. 27, 2024
The process was simple and did not take up any time. You did not have to sit on the phone and speak with anyone, it was all electronic. Same with the income verification, very simple and did not require a boatload of documents. As long as everything checks out, funding was same day, right on time.
Reviewed Feb. 24, 2024
It was kinda complicated for me with the bank situations and I almost didn’t get the line of credit. But I would recommend this because of the fact they did eventually work with me and I have terrible credit. I really think I deserve to prove I can be responsible with my finances and start a better life.
Reviewed Feb. 22, 2024
The process was very smooth, quick and efficient. The agent that I spoke with was very friendly and helpful! I expected it to be long drawn out and tedious, but it was quick and to the point. There was no hassle at all. I appreciate Net Credit, and I look forward to doing a lot of business with them
Reviewed Feb. 21, 2024
Super easy process. Everything done online. I never had to speak to anyone and was funded the next business for credit line. I was able to get what needed. I love efficiency and you all nailed it. If you are seeking an experience I described you come to the right place. Thank you.
Reviewed Feb. 21, 2024
Easy application & quick response time. Thank you for this, really helped me out tremendously. I will definitely recommend this website to my many friends and family. It was all done online and the process was easy to understand.. thank you again I really appreciate it.. respectfully Yvonne. Greatly appreciate it.
Reviewed Feb. 21, 2024
I was in shock!!! The process was simple, approval and funding was so fast and beyond my expectations. Once I got the approval I expected that I would receive the funds in a couple days. I just happen to check my account that night and the fund had been deposited. I was shocked, but so pleased.
Reviewed Feb. 17, 2024
The process was fast and efficient. I had the money in my account within 2hrs of completing the application. I am very satisfied with how the process worked. This money will help with a medical procedure. It is unfortunate that I had to resort to this but I am grateful.
Reviewed Feb. 15, 2024
The experience was very easy to use and very helpful, they make the process smooth and give you confidence that we mean a lot as a customer. They also explain the terms very well and length of payments. The line of credit is suitable for my needs. Recommend to anyone in a temporary need.
Reviewed Feb. 14, 2024
Easy and convenient. In the last two years I've spent a total of 13 months in the hospital and my finances have been a bit of a mess. Things are pretty close this month so an easy $100 would help me get through. I then saw that my Spectrum bill was past due so I was able to get an additional $200 to pay that. With 22 surgeries in the past 24 years my retirement savings are gone. Thank God for Net Credit.
Reviewed Feb. 14, 2024
Unbelievable how fast and honest this company is! The customer service phone line answers quickly and they are super friendly! Thank you! And the emails I have received thus far seems like there is even more in store! Very excited and pleased customer! This is a life savior! And at just the right time in my life!
Reviewed Feb. 13, 2024
The experience I had was great. I did a small loan at first then reapplied for another one and was approved for more money. The amounts are good for quick short term loans and help boost your credit score if you are trying to do that. When calling customer service they are polite and very helpful on the questions regarding your loan. Would definitely recommend to friends and family if they are looking for quick financial help.
Reviewed Feb. 13, 2024
Hello, I needed to cover expenses temporarily because of a medical emergency. I was nervous to apply online. I looked up reviews and thought I would try applying. I was given a couple options, revolving or loan, and received an Extremely fast approval and transfer. Happy so far. Thank you.
Reviewed Feb. 10, 2024
I was a little sceptical about this loan at first, but when I was actually approved I was very happy. Then I had the option to get the full amount or even less if needed. I was extremely happy that I received payment just 24 hours after I applied. I will definitely use Net Credit again & tell others about how quick & easy it was!
Reviewed Feb. 9, 2024
Had a family emergency and turned to NetCredit for 2nd time and process was fast, easy and extremely quick to get funds. Interest high but with no penalty on paying off sooner. I plan on having it paid off in June. Recommend to anyone looking to establish credit. Will call customer service to see about changing to monthly and same date each month.
Reviewed Feb. 8, 2024
Poor credit didn’t affect me getting approved for the amount requested… Took about 3 days. Quick. Didn’t have to speak to anyone, or go in. Great, quick process. I would recommend to anyone seeking or needing a loan that has poor or low credit and needs a loan. Great service and quick transaction,
Reviewed Feb. 8, 2024
The process was very quick and easy. I had an emergency and needed money quickly. I applied on Saturday and had the money on Monday evening right when I needed it. I will be using this service again after I pay off the first loan hopefully in a couple of months.
Reviewed Feb. 7, 2024
Just started a new job. Bills were piling up and this loan saved me from losing my car insurance, my storage unit and my phone. Didn't even need the entire amount approved for but now that it's there I'm glad I know I have a back up plan if I need it. Thanks.
Reviewed Feb. 4, 2024
I quit my job just after Christmas due to a hostile work environment. I decided to start working on my own from home. I started with nothing, including no advertising budget, so it’s been slow getting off the ground. It was pretty clear I needed a second job to supplement my income while I worked on building my business. But I had done the same type of work for 13 yrs so I didn’t know where to begin. Bills started piling up… it was much harder to get a job than I had anticipated!
Finally I was able to snag a job but now I have two weeks until I start. I already was drowning in bills and disconnect notices. I happened across an ad for NetCredit and thought…. “Why not? Doesn’t hurt my credit to see if you qualify.” So I did and got approved for exactly the amount I needed! I’m so happy to have the feeling of security that having this as back up provides.
Reviewed Feb. 1, 2024
This was quick and easy and a huge help. Unlike payday loans, there is a reasonable pay back amount for cash advances that won't take your entire paycheck. Would recommend to have as a safety net for emergencies. You do have to submit some documentation such as bank statements, bank letter, and a voided check if you use checks. Submitting paystubs helped them to verify my income as well.
Reviewed Jan. 31, 2024
Very quick and easy. Thank you for working fast to approve me. I appreciate all the help you have done to make the process easier and more importantly the results were good. Thank you for approval, thank you.
Reviewed Jan. 30, 2024
Very fast, easy and pleasant and was very easy to renew a loan without hesitation. I would recommend Net Credit to anyone needing funds. There is no hassle and they never hound you for information. They are good to verify to make sure you are safe when funding. If you have any needs, they are always willing to help you and always pleasant to speak to. I will always use Net Credit when I am in need of funds for any situation I may have.
Reviewed Jan. 28, 2024
I am just glad I could do the application online and it was so fast and easy. It makes it a lot easier. Also being able to do it at any hour of the day or night helps too. Since people can't always make it to the bank or loan facilities.
Reviewed Jan. 26, 2024
I would say it was fast and easy, I would give it a 5 but I still don’t know how my loan is going to come through. I don’t know if I am going to get a card as or is it going to be deposit in my checking. Other than that it was a good experience for me.
Reviewed Jan. 25, 2024
It was fast and Easy to get Approved even with Bad Credit. I would Recommend to Everyone that needs Money Quick. I was in a Bind needing to Move and stumble across Net Credit and tried it. Had nothing to lose but then to tell me now Approved within minutes.
Reviewed Jan. 25, 2024
It was a wonderful experience. The representative was knowledgeable and explained the process in great detail. It was quick and painless and I had the credit I needed in the blink of an eye. Everything was explained down to the detail and I really appreciated the time and patience that went into assisting me.
Reviewed Jan. 23, 2024
As a returning customer, I thought the experience went quick and easy. Funds were deposited next business day. I would definitely recommend to others. Although I’d hope to never have to use an emergency loan, it’s good to know that this is available in the future.
Reviewed Jan. 23, 2024
I applied online, responded back to within minutes. Within an hour I was told everything was totally approved and completed and that I could now use my account. I requested a cash advance and within approximately 24 hours it was deposited into my checking account. It was an easy and quick process with a happy ending.
Reviewed Jan. 22, 2024
The applying part was super quick and easy. It took just a few minutes for an answer on approval or not. Will definitely recommend this to friends. The only negative thing I have to say about Netcredit is the interest on the payments is too high, and the amount you have to pay back if your line of credit is over $500 is extremely too high. Other than that, good experience. Most likely won't borrow from Netcredit again after I pay the loan off though.
Reviewed Jan. 21, 2024
It was my first time using Net Credit and I like so much, the fees a kind high and also the rates but I had a emergency and needed money fast, I was able to get 3k and got it same day, It was exactly what I need to cover my emergency! Looking to keep up with in the future! Recommend!
Reviewed Jan. 19, 2024
This was one of the easiest and up processes that I have ever experienced with getting a loan. I was walked through process every step of the way. The customer service was very knowledgeable and assuring. I will definitely recommend them to anyone looking for a loan. Right from your laptop easy and painless.
Reviewed Jan. 19, 2024
The process was fast, easy and user friendly. I would definitely recommend to others. I love that it is a credit line and that I can make extra payments or pay off whenever I want and have funds available when I need again. I wish I knew about this sooner. Thank you!!
Reviewed Jan. 18, 2024
Process was fast, and I received the funding the same day. It was exactly what I needed when I needed it! Yes, the interest is high, but not completely unreasonable considering my credit. The process took less than 30 minutes, and didn’t require a whole lot of unnecessary time and information.
Reviewed Jan. 17, 2024
NetCredit was a life saver for me and provided me with funds when I needed them. Not only did they provide the funding but it was provided quickly. Everything was straightforward and I knew what to expect with my payments. I recommend them, be sure to read the agreements first so you wont be caught by surprise. They helped me when I needed them and I couldn't be more grateful.

