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NetCredit Reviews

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Edited by: Jon Bortin

About NetCredit

NetCredit is an online financial company founded in 2012, specializing in personal loans and lines of credit for up to $10,000. It is not available in every state, and each state has its own terms for rates and how much you can borrow. All personal loans are unsecured and can be used for any purpose. Approved applicants can receive their funds in as little as 24 hours.

Pros
  • Fast funding
  • Flexible credit requirements
Cons
  • High APRs
  • Not available in all states

NetCredit Reviews

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    How do I know I can trust these reviews about NetCredit?
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    Page 7 Reviews 835 - 1035
    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Feb. 11, 2023

    When I applied for loan. I was pleased when I got the funds as well as how fast I can pay off loan. I was able to pay off and was pleased that it was fast and easy. I would recommend this company to anyone that wants a short term loan.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Feb. 9, 2023

    Awesome service. Doesn’t take long for them to respond to your application. Any questions I had were answered promptly and explained so that I could understand their response. Would definitely recommend to a friend or family member. No hassle either on what I needed the loan for.

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    Verified purchase
    Staff

    Reviewed Feb. 7, 2023

    Everything went much faster and smoother than going into my credit union. I will always keep NetCredit in mind, whenever I need a credit lender. Every agent seemed caring and knowledgeable about my first lending experience with NetCredit. I will be sure to spread the word to my friends and colleagues.

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    Verified purchase
    Punctuality & SpeedOnline & AppStaffEase of Use

    Reviewed Feb. 7, 2023

    The site was user friendly, fast, and very useful. There was non information needed and the processing time was accurate and fast. I was impressed with how easy it was and how secure the site is. I will definitely recommend this to other users.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 3, 2023

    I was very happy with the service. I got a little confused when it told me congratulations I was approved, then got a denial email then got an approval email, but it all worked out! Thanks so much for the help.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 1, 2023

    The process was real fast and very simple. The representatives made it very easy. They explain everything very detailed. It was easy to move along with this process. I look forward to doing business in the future and possibly get a bigger amount.

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    Verified purchase
    Customer ServicePunctuality & SpeedBilling

    Reviewed Jan. 30, 2023

    I was really struggling and you came through for me real fast. I paid off my credit card debt on time and the harassing phone calls stopped. If anybody is struggling this is the place to go. I am thankful I found them.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 28, 2023

    My application was approved quickly and the process was simple. I'm trying to improve my credit and also make repairs on my car for work travel. I had been working from home during the pandemic but now have to commute to work starting in April 2023. NetCredit really helped me. I will refer this company to my friends and family.

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    Verified purchase
    Staff

    Reviewed Jan. 27, 2023

    Thank you. I just wish I could have gotten 500.00 more. I still need that much. But I am blessed by this help. Your services were very good. The young lady that helped with my application she was very helpful. Thank you.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 25, 2023

    Man super excited with Net Credit. I was in a financial situation where I really needed help. I went online to Net Credit and was very quick and easy. Had funds in my account same night. I highly recommend using net credit. Thank you.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffTransparency

    Reviewed Jan. 24, 2023

    I would like to say how grateful I am for being approved. I was in a tough position with fair credit. They approved me instantly, quick funding and great customer service. They keep you updated the entire time. The website tracks the entire process for you. Also, if you call the representative will update you on the process. When I say quick funding. I mean next-day funds.

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    Loan ProcessRates

    Reviewed Jan. 24, 2023

    I inquired about products from NetCredit (pre-approval) soft credit pull on Sunday 1-22/23. I was approved for a line of credit 2600 or personal loan 4300. I chose credit line of 2600 and at one point chose 600 of my 2600 credit line. It gave me the rates, and terms and asked for my signature. I signed documents it then did a hard pull and said application was being REVIEWED not approved. Very devious practices if you ask me! My income was verified per the SPP. Here we are 48 hours since I applied and no real answer and no funds. Stay away.

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    NetCredit
    Response from NetCredit

    Hi Aimee,

    Please contact our customer service team for help with your questions: https://www.netcredit.com/contact-us

    Also,

    We understand how important a healthy credit score is to our customers! Checking your eligibility for a NetCredit loan will result in a soft credit pull which means your credit score won't be impacted. If you're approved for funds and sign your contract, NetCredit will perform a hard credit pull, which will be recorded on your credit report.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 22, 2023

    I had a great experience. Excellent customer service. All staff was very helpful. Net credit is organized. The search engine was easy to handle. Searching the account was easy. Very quick responses. All customer service personnel were professional and helpful.

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    Verified purchase
    Customer ServicePunctuality & SpeedMaintenanceStaff

    Reviewed Jan. 21, 2023

    When my bank verification would not work I uploaded the documents requested and had an approval within 24 hours and money within 72 hours! Fast. Efficient and will work with Netcredit again! Customer service was friendly as well when I contacted company!

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    Verified purchase
    Loan Process

    Reviewed Jan. 21, 2023

    I opted for a loan, simply to work on my credit. It was a easy enough process. So far so good. I was preapproved. I applied. I received approval. Went through with a small loan just as I said to work on my credit. Will pay that down and have access to funds in case I should need them.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 19, 2023

    Fast and Easy. When everyone else said F NO, “NetCredit” quietly transferred me my money overnight right after applying. I have bad credit 540, and owe everybody and they momma but “NetCredit” gave me the loan. Shout out to these people!

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    Verified purchase

    Reviewed Jan. 15, 2023

    Easy and not a complicated process. I like that the process was all online instead of me submitting paperwork and talking to someone…we all have enough stress in life and this process made things easy. Thank you and I am a very pleased customer.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 12, 2023

    NetCredit was fantastic. I needed a loan to help consolidate some debt and I had my funding deposited into my bank account in less than 2 days. Customer service reps were great also. I would recommend them to anyone. Thanks Netcredit.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 11, 2023

    Very easy and fast. The experience was easier completed. The step by step process made it simple to follow and understand. I would highly recommend this to anyone close to me looking for a loan. Thank you for the experience and quick funding.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Jan. 5, 2023

    I loved the quick response to my loan application and the quick approval and the funds given in a quick amount of time. I will definitely come back for assistance when needed. And I will recommend to friends in need of a loan.

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    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Jan. 5, 2023

    Great customer service. Easy to set up. Reported to my credit report very quickly. Gotten more than expected. Will recommend to other. Will be doing more business in the future. You will see the result within minutes. Great starter for beginners. Will recommend to family and friends.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Dec. 31, 2022

    NetCredit is, to me, the EASIEST and SMOOTHEST personal loan service I have used. However, boy, are the interest rates on the verge of criminally high! Other than that and not being given the option to choose the most accessible first day for repayment to begin in the following month, it's great. You can always pay off early, which I recommend.

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    Verified purchase
    Timeliness

    Reviewed Dec. 30, 2022

    Process was incredibly easy and received my funding same day. Will most definitely be using themiIn the future as needed. I have already recommended them to a few friends who have had the same experience and I did. Thank you!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 28, 2022

    Net credit has excellent customer service to assist you in completing the requested documentation, and to effectively communicate the funding process. Funds were delivered in my account faster than I anticipated. The whole process was professional; the website was user-friendly, and the customer service was exceptional. I would recommend NetCredit to friends, family and colleagues.

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    Verified purchase
    StaffBillingLoan Process

    Reviewed Dec. 28, 2022

    Sadly, I’m in medical debt due to a medical emergency, I’ve had this year. I really needed to have another surgery done along with physical therapy but I was running out of funds. Luckily, I found net credit and they were able to help me with a loan that way I could put a payment down to get this other surgery done so I can get better.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Dec. 24, 2022

    Funding was very fast. Thanks. I got a loan from Net Credit before. Everything went well. I plan to pay it back as soon as possible. I gave everything five stars. Thanks again for your support. I will recommend you to my friends.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingTimeliness

    Reviewed Dec. 18, 2022

    The process was quick and easy and the funds were in my bank the next day. I appreciate fast service and the prompt response. Thanks Netcredit and for helping me consolidate some credit cards I would recommend your company to all my family and friends. Have a blessed day.

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    Verified purchase
    Rates

    Reviewed Dec. 16, 2022

    The application process was easy to do, and I had an answer in just a few minutes. After I was approved, I had the funds into my account in less than 2 days! Which has brought great relief. Especially in making this Christmas season so much less stressful, and a whole lot more enjoyable! So thank you NetCredit! Because you have saved me not only money, with your fair rates, but you have saved me from a bunch of worry too!

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Dec. 15, 2022

    Loan dept Quick service and great customer service and pleasant service. I will recommended to others. The best service. I will do it again again if I have to. It was a great experience working with this loan company. The best experience.

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    Verified purchase
    Customer ServiceStaffBillingLoan Process

    Reviewed Dec. 15, 2022

    It was basically easy to apply except that I made a mistake. I asked for help and I got it. I am still pending a response on whether I am going to get the loan and amount of payment. Applying was easy.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 10, 2022

    It was easy and fast. Great help when needed. It's hard to get fast help. This was very helpful. Staff also was great. Knew their stuff. You should try them too. I Have NOT received any incentive for this review. It's all me.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Dec. 8, 2022

    The service is quick and the process is also convenient. You do everything on the phone. I only waited 3 days and the money went into my account. I appreciated the service and everything. I got the money for what I need it for.

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    Verified purchase
    Punctuality & SpeedTimeliness

    Reviewed Dec. 7, 2022

    The line of came through very quick and was in my account the next day. I Thank you for an easy application. I’ve never had transaction go so well. The funds were in my account the next day. Very fast service.

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    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 6, 2022

    I’m very thankful for the approval and this was a fast turnaround with funding. I would recommend your company to others. The process was seamless and didn’t require a lot to get approved. I look forward to great service with this lender.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 6, 2022

    Easy application process and quick response time made for a smooth transition from start to finish. Very pleased with the entire process. Friendly and quick responses from customer service when I contacted them with questions. Very satisfied. Would recommend to friends and family.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffRates

    Reviewed Dec. 2, 2022

    My experience with Net Credit was great. I got the money I needed quickly and the application process was very easy. The customer service personnel was also very knowledgeable and helpful. The interest rate is pretty high, but still, it’s great to get cash fast when I needed it most.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Nov. 30, 2022

    So fast and so easy to work with!! I have worked with NetCredit before and borrowed and paid off the loan. It's so nice to have options! I would definitely recommend to anyone that is trying to improve their credit.

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    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed Nov. 29, 2022

    The process was easy and convenient. Completed 100% online and was funded in 2 business days. I was able to complete all verification during application process and I felt confident once I was complete that I did all on my part. Consistent email updates helped me so much!

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    Verified purchase
    Billing

    Reviewed Nov. 29, 2022

    Everything went very well. It took about 1 business day as the correspondence said. I was a little nervous about using your service at first, but I'm glad I did. I look forward to using it in the future. The next confirmation of your great service will be the payment process. Thanks!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingEase of Use

    Reviewed Nov. 29, 2022

    Excellent fast response and quick turn around. Very private and almost like self serve. Easy to login in and check progress. Very informative and lots of options to choose from for payments and amount that could be borrowed. Easy to locate and site was user friendly.

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    Verified purchase
    StaffBilling

    Reviewed Nov. 24, 2022

    Thanks. It helped with getting my husband to Texas to drive our daughter and son-in-law back home to Washington st from Texas and help them all with gas and hotel and food and helped us get a place for them to stay. Helped with paying their Dr bills. They’re expecting their first baby in December.

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    Verified purchase
    Customer ServiceLoan ProcessTimelinessHonesty & Transparency

    Reviewed Nov. 23, 2022

    Appreciate all the different loan amounts given. Certainly appreciate, the money available, the next Day, as stated in the email and the account. Too often, other companies, give you the run around, and mislead and waste time, but this process was an actual disbursement, processed within minutes of the application. Very thankful.

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    Verified purchase
    Loan Process

    Reviewed Nov. 18, 2022

    I applied for a loan and in 2days I was approved and had my funds deposited in my account. I'm very pleased with NetCredit and gave me a limit and didn't have to use the entire amount at this time. Thanks Net Credit!!

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    Verified purchase
    Customer Service

    Reviewed Nov. 18, 2022

    I was pleased with my experience with your company. After two day process and providing the necessary paperwork everything went smooth. Contact with customer service provided me with information I needed to submit. Reply came shortly after. Funding received as stated.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 16, 2022

    Customer service was great and informative. I am glad for the credit assistance. Please alert the young lady that helped me that she is doing a great job. She deserves it. I hope you guys provide benefits. And Net Credit thank you for reassuring me I'm not alone!!!

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 16, 2022

    My experience Applying for a loan was simple, they were very helpful! Liked how they gave you options of what type of loans you are approved for so the choice would be yours to choose. Would highly recommend them to family and friends in the future.

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    Verified purchase
    Customer Service

    Reviewed Nov. 10, 2022

    The process was super easy, funds were in my account in 24 hrs only a few questions and proof of income. Over-the-phone customer service could be better but I this could have just been due to their systems not catching my banking information. All in all super easy process

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Nov. 8, 2022

    I was traveling and the phone service was spotty. The loan processing department worked with me over email. I appreciate them working with me while I was out of town! I did talk to someone, Asia, and she told me exactly what they needed to finish the loan process.

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    Verified purchase
    Staff

    Reviewed Nov. 1, 2022

    My experience with NetCredit was awesome. The representative was very helpful. They help me step by step to make sure I receive my funds on time. The application was very easy to fill out. I will be using them in the future and I have spread the word throughout family and friends.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Oct. 22, 2022

    I really appreciate the speed in the approval process and the how quickly I got the loan. I desperately needed this money so I am quite thankful. Was very nice all the way around. I haven’t had to contact customer service at all but I imagine that will go smoothly too. I hope so.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 21, 2022

    The customer service was excellent. I just wish I would have been able to receive my funding today since my application had been approved back on 10/19/22. I would have needed the funds earlier than the new funding date given.

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    Verified purchase
    Customer ServiceStaffBillingEase of UseFollow-Through

    Reviewed Oct. 16, 2022

    Great application process. Very easy and understandable. Rapid response. Funding took place as promised. Online site very easy to navigate for balance information and payments. I will recommend to others. Thank you for the opportunity to build credit through your offer.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 14, 2022

    Thank you for your secure and quick professional lending process. I sincerely appreciate your responsiveness and the way you conduct business. From the email communication to the representatives' kind responsiveness to my situation. Definitely verbal active listening skills. Once again, thank you so much for the assistance. I am very lucky to sync up with your services. You deliver an amazing customer experience.

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    Verified purchase
    Customer ServicePunctuality & SpeedRefunds & Payouts

    Reviewed Oct. 14, 2022

    This was a very easy and great experience applying for this line of credit! The response time was very quick and truly an enjoyable experience. I had numerous offers but chose Net Credit for the ease. I would highly recommend this to friends!

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Oct. 14, 2022

    I am grateful for the approval of the loan that help me pay the car excise tax which Was $714.00. I did not have a way to pay the excise tax even my credit union had turned me down. I will pay this debt quickly so in the event I need emergency money.

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    Verified purchase
    Staff

    Reviewed Oct. 12, 2022

    Willing to help those who need help. Personnel and Agents are outstanding and extremely helpful. I have already recommended Net Credit to several family members and friends. Thank You Net Credit for all you have done for me. You have no idea how you have helped me in my situation. Thank You! Thank you, Marty.

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    Verified purchase
    Punctuality & SpeedStaffRates

    Reviewed Oct. 8, 2022

    I was in a bind, needed the money quickly to get by on some stuff and it was pretty simple. I was a little skeptical to give my bank account info but everything is good. I would recommend them to anyone that is working on their credit and understands that you will have to pay a higher rate but it can help in a pinch.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 6, 2022

    The customer service was very helpful and courteous. They helped me get all the information needed to apply for the loan. Their response to my questions were always very quick and were patient when I had further questions. I never had issues with being able to talk with a customer service representative. Thank you for your help.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 4, 2022

    My representative was very patient with me. As she remained on the line as I took an important call. As I needed her services as well. She stated she didn’t want to hang up. I really appreciate that from her.

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsLoan ProcessRatesTimeliness

    Reviewed Sept. 30, 2022

    I did at 11:30 at night. They said I would have it on the next day. By 4:00 p.m. it was in the bank. I was surprised. Even the bank said they didn't see the transfer that morning. I do think the interest rates should be lower for those who have already paid back a loan but when you need money you make crazy choices like paying 64% interest. I do appreciate the early payback option.

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    Verified purchase
    Punctuality & SpeedRefunds & Payouts

    Reviewed Sept. 29, 2022

    Great and fast service. Would recommend to a friend or family. It was a very simple application process and they were about to get the funding to me in just a couple days. I am now able to pay for things I needed.

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    Customer ServiceTechPunctuality & SpeedMaintenanceLoan ProcessTransparencyHonesty & Transparency

    Reviewed Sept. 29, 2022

    Updated on 09/30/2022: Said a loan was taken out in my name with them in 2018 with a different SS#. How when I can’t even get verified? Was told to file a police report. Police told me twice to file with FTC. FTC only allows me to file a complaint against the company. Called customer service to try and prove identity and resolve. Kids crying in background and I get transferred to a fax machine each time. Loan processing number does not work. What do I do to resolve. Already filed ID theft years ago.

    Original Review: I applied for a loan and was preapproved with NetCredit for up to $2000. I supplied all additional documentation (2 recent paystubs from ADP and they verified my bank account where my salary is deposited). They came back a day later and said my loan was declined due to not being able to verify income. When I call to inquire how is that possible when documentation was given and verifiable. There is no customer service!! You call and you are on hold with an echo until you hang up or the call drops. This happened multiple times. This is not the way to run a business! At least be truthful with your denial, that I can respect. I want an honest answer as to why I was declined. My income IS very verifiable.

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    NetCredit
    Response from NetCredit

    Hi Nicole,

    We are sorry to hear about your frustration. Each application goes through a very thorough verification process in order to ensure responsible underwriting and protect borrowers from potential fraud. If you have questions about your specific experience, please feel free to contact us at https://www.netcredit.com/contact-us

    Verified purchase
    StaffBilling

    Reviewed Sept. 27, 2022

    Needed help with house payments…. I gave less than perfect credit… Thank you for your help. I would recommend your services to anyone who needs some financial assistance. I was skeptical at first but I’m very thankful now. I’m now at peace with myself knowing I am caught up on my mortgage payments.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 25, 2022

    I had a few questions about the application after applying and the assistance I receive was very good. Customer service was patient and understanding and I was able to complete my application without any more difficulties. The assistance I received did give me all the information I needed to complete the process. I was very grateful for the information and please with customer service.

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    Verified purchase
    Punctuality & SpeedTimeliness

    Reviewed Sept. 23, 2022

    I am a returning customer. Early payoff with no penalties. Hassle free and easy to apply. Application was easy. Don't have to disclose username or password for verifying bank. Funds were available next day. I would recommend Net Credit to family and friends.

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    Verified purchase
    StaffLoan Process

    Reviewed Sept. 21, 2022

    The application process was easy and I had no complications with it. I was able to receive my loan within 24 hours of making my application which helped me get the necessary items for my move. Thank you very much!

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    Verified purchase
    PriceLoan ProcessRatesTimeliness

    Reviewed Sept. 19, 2022

    My request for a new loan with NetCredit couldn't have been easier! They already had all of my information from a previous account and within minutes I had funds being sent to my bank for a new loan at an affordable rate. Awesome experience!

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 17, 2022

    Such a great company. The entire process took 90 minutes from start to finish. The application procedure was quick, concise and to the point. And the funds were in my bank account the very next morning! Keep up the good work. I can't tell you how much I appreciated it.

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    Verified purchase
    StaffBillingLoan ProcessRates

    Reviewed Sept. 14, 2022

    Although the interest rates are higher than your average credit card or loan, this was a very helpful option for me with consolidating credit. The process took a little longer than expected but that is my only complaint. Im very thankful they were able to help!

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessTimeliness

    Reviewed Sept. 10, 2022

    Fast and easy application and approval,,, supplied employment documents and had money in my bank next day,,, great loan amounts and easy terms, overall a great experience. I would recommend this to friends and family,,and looking forward to doing business again with this company for financial help.

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    Verified purchase
    Online & App

    Reviewed Sept. 10, 2022

    I filled out my app online and I was approved in 30 min and I received my money instantly. Oh how I wish I found you sooner. Thanks and my money posted immediately!! Never seen Anything like it. I’m impressed!! Thank you Netcredit!!!!

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    Verified purchase

    Reviewed Sept. 9, 2022

    The only challenging part was the online banking verification portion with many failed attempts. However, customer support reached out and I was given another option to complete my application. I was approved within 8 hours. I am a new customer and very impressed!!

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Sept. 8, 2022

    I am leaving a highly positive review. The application process was very easy and there were no hoops to jump through. It was very straightforward and quick. I got funded in 3 days after getting approved immediately. I can't thank you enough for how much it helped me get ahead on my finances. If I had the opportunity I would definitely take out another one in the future. I shared your company on with my friends as well. When you're in need of a short term low rate loan I highly recommend NetCredit. Thank you again. Have a great day.

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    Verified purchase
    PriceStaff

    Reviewed Sept. 4, 2022

    Was needed some help after having to have an operation, and with the extra doctors, and med's the cost was great. This was able to keep me on track and now I'm back home doing great. The process was easy and great. Thank you...

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessFollow-Through

    Reviewed Sept. 4, 2022

    I was amazed at how fast it was to obtain a loan and receive the exact amount that I had needed and asked for. It was very painless and money was deposited directly into my account as promised. I highly recommend Net Credit.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Sept. 3, 2022

    I found the experience to be speedy, helpful and professional by all who helped my request. There was no pressure from anyone associated with the company. No pressure and complete help. My compliments to all concerned with help to other potential customers to rest assured there will be concerned assistance.

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    Billing

    Reviewed Sept. 1, 2022

    The immediate need for extra emergency funds has put millions of working class citizens with lots of headaches This company was able to find payments and amounts for their customers without that headache. Thanks again for the assistance and will share my experience with others who are in need of similar support, Resources

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    Staff

    Reviewed Aug. 31, 2022

    This is what the lending experience should look like. NetCredit asked for all the necessary information. Net credit did not go over board and make this an unpleasant or humiliating experience. Thank you Net Credit for being the consummate professionals you are!!!

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    BillingLoan ProcessRates

    Reviewed Aug. 25, 2022

    This has been a great experience! The rate is good for a short term loan. This is my third time using the company. I love the multiple options for payment and being able to pick the amount that works best for me.

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    Verified purchase

    Reviewed Aug. 25, 2022

    Very easy application! The only part that was a little frustrating was logging into the band account through the webpage. It wouldn't let me log in until multiple tries because the page would just sit there and spin. Otherwise, very good!

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    Punctuality & SpeedStaff

    Reviewed Aug. 24, 2022

    This was an easy process and I am so thankful that I found this company to help me out! The application was easy to fill out and funding was very quick. If you don’t have the best credit they still help you out!!

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Aug. 23, 2022

    Fast and didn’t make it a run-around situation. Verified everything and done! Easy to work with and kept communication by text or email, like I said it was one of the best loan processes I’ve had in a long time.

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    Punctuality & SpeedBilling

    Reviewed Aug. 21, 2022

    My experience was a pleasant one. From beginning to end. Funding was super fast. Truly a no hassle, no being tossed around. They are dedicated to customer satisfaction. I highly recommend them for any unexpected bills. I used their online services which was easy and fast.

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    Punctuality & SpeedBillingRates

    Reviewed Aug. 20, 2022

    The process was easy and fairly fast. I like that I can request only what I need of my credit line and there is no crazy interest or fees!! I will definitely be using this more often rather than credit cards.

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    Verified purchase

    Reviewed Aug. 20, 2022

    I don't know how to describe how excited I'm with Net Credit. I wasn't expecting to receive the funds requested but I do now. One word only. This is a best experience I have ever had. Net Credit is a life savings Net.

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    Customer ServiceStaffLoan ProcessTimeliness

    Reviewed Aug. 19, 2022

    Process is really simple. Company is easy to work with and are able to finance most people. Make sure you have all your documents before starting the process as it will decline you if you miss a document. After a call to customer service and speaking with a friendly rep we was able to get the loan back on track and was funded the next day.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBillingLoan Process

    Reviewed Aug. 19, 2022

    The process was fast and the funds were in my account the following day. The gentleman I talked to was very professional and walked me through what I had missed. I was able to pick my payment amount that would fit my budget to pay back my loan! Great customer service.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Aug. 18, 2022

    Just needed funds fast do to a mistake I made, was happy to go thur the easy application process have money deposited in my account super fast, options to repay helped a lot, and automatic payments. I also called customer service they answered and helped even more

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    Customer ServiceStaffLoan Process

    Reviewed Aug. 17, 2022

    Due to my divorce, I found myself in a dire need for some funds. Unfortunately my bank would not extend me a personal loan, so I had to contact Net credit. After inputting my application, uploading the required documentation, and having a personal identification verification call, my bank received the funds within 2 working days. The process was easy and super helpful!

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    PricePunctuality & SpeedStaffBilling

    Reviewed Aug. 17, 2022

    Amaze how easy how fast the application process. It was like asking a friend for a favor. I really needed the money. And the next thing I knew the money was in my account. Indeed I will share this with all my friends. And easy affordable payment options. Thanks Net credit.

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    Punctuality & Speed

    Reviewed Aug. 17, 2022

    Status easy to look up in real time. I was informed every step of the way. Easy to provide requested documents. Funded within 24 hours of approval. Would definitely recommend for individuals needing cash quickly with no red tape/ or hassle.

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    Punctuality & SpeedStaffLoan ProcessTimeliness

    Reviewed Aug. 17, 2022

    Excellent, fast, efficient! The process was much faster than I anticipated, and the money was in my account literally the next day. Thanks for the easy process. This was a re-application after I had paid off the previous loan, but both were equally simple and fast.

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    Staff

    Reviewed Aug. 14, 2022

    I am grateful for the help that was given to me when I needed it the most. I really do appreciate the consideration. I will definitely recommend your services to others so that they can experience the same help that I received.

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    Customer ServicePunctuality & SpeedStaffBillingEase of UseRates

    Reviewed Aug. 9, 2022

    Lots of work but very helpful people. Minimal hold times. Web based submissions were easy to use. Documentation requirements were reasonable. Communication by email was clear. Process was fairly timely and steps occurred as projected. Rates and payment schedule were reasonable.

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    Punctuality & SpeedStaffEase of UseLoan Process

    Reviewed Aug. 8, 2022

    Everyone was extremely nice, helpful & efficient. The process was fast and easy to use. It was a great experience rather than a painful one. So much better than what you might expect when applying for a loan. It could not have been easier.

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    Customer Service

    Reviewed Aug. 6, 2022

    STAY AWAY!!! Horrible experience. I was not approved TWICE. I asked for my information to be removed and deleted and that I wanted to be removed from mailing lists, emails, etc and they are refusing to do so. They are holding my personal information hostage. STAY AWAY!!!

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    NetCredit
    Response from NetCredit

    Hi Shadow,

    We hold ourselves to the highest standard when it comes to protecting your personal information.

    NetCredit considers the privacy and confidentiality of every customers as a top priority. We follow all best practices and regulations when interacting with our customers. For more information, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.

    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed Aug. 5, 2022

    Great experience. I got my money the same week. No issues with customer service. I called to ask about the status of my application and they said they are working on it and I should have the money in my account by that Friday which I did!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 5, 2022

    There was an issue with automatic upload of bank documents, but customer support was staying on the phone with me until issue was resolved manually. There could be more clear message on the site when logging in. Customer support representative instructions were clear and the issue was resolved quickly.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 4, 2022

    The process was very simple and the customer support team was fantastic. It was a little tough waiting for my application to be processed, but the result and professionalism of the team was perfect. I would recommend NetCredit to any family member or friend.

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    Verified purchase
    Customer Service

    Reviewed Aug. 4, 2022

    Everything went well except it took one day longer than I hoped. The money got to my account on Wednesday and I filled out my application on Monday. I was hoping for Tuesday but it didn't happen. I did call customer service and they were great.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 2, 2022

    Very fast service and friendly people. I was approved and taken care of immediately. I had my loan in a matter of two days. I will recommend Net Credit if you need a quick easy way to obtain money. It goes right into your bank account.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Aug. 2, 2022

    Process was fast. Customer service was good. I feel that I was consider recommending this to my friends. I’ll tell them how fast the process was. It was a great experience for me. I’ve never borrowed money before. My friends will love this.

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    Verified purchase
    Customer ServiceStaffBilling

    Reviewed July 30, 2022

    Very happy with service, quickness! No hassle even with a low score when you are trying to keep your accounts on time!! Highly recommend. Payment options are convenient. Customer service very pleasant and responsive. NetCredit easy to work with!

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    Staff

    Reviewed July 29, 2022

    I was very pleased with all experience so far. The process was easy. The staff knowledgeable about the product. Would recommend this product to friends and family. If you find yourself in a situation and need cash, please apply the process is easy.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed July 28, 2022

    I thought the process was fast and secure. I think it would have been faster had I not applied late afternoon on a Friday. But overall I was very impressed with the ease and security of applying for a loan with NetCredit. I was qualified for more than I needed.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed July 26, 2022

    My experience applying for my loan with Netcredit was extremely easy. The application was easily read, understandable and not too long. I waited a few days for final approval but it was right on time. I would definitely tell my Family & Friends about them.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed July 22, 2022

    Very quick and easy. Everything was smooth. Was easy doing application, the loan helped me at a very rough time in my life, so it was great not being stressful on me. So this was so easy and helpful. Thanks for the help that I needed. Thanks

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    Customer ServicePunctuality & SpeedStaffEase of Use

    Reviewed July 22, 2022

    My application experience was convenient and easy to navigate through, easy to understand. Something I could do without help. Being a senior citizen using electronics isn't my best suit. Also, your quick response was appreciated. I will definitely refer your company to my friends who reside in the senior citizen apt building where I reside. Thank you again.

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    Verified purchase

    Reviewed July 19, 2022

    Thank you for my line of credit. I will maintain the highest quality of credit to repay this in a timely manner. I was very happy to get the credit and the service was great. I would recommend this to my friends and family. Thank you again.

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    Verified purchase
    Customer ServiceLoan ProcessTimeliness

    Reviewed July 17, 2022

    My funding experience was great. I was approved for the loan, and the money was in my account the next day. I did get conflicting information at first. When I submitted my banking info, the website said it wasn't successful. I couldn't submit the info again. Then, I clicked my account button, and the website said I was approved and had a funding date. Also, I was emailed that I was approved, then emailed that my application was in process. I went back to the website, and it still said I was approved. The conflicting information left me unsure, but the money came to account the next day.

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    StaffRates

    Reviewed July 13, 2022

    I wanted to payoff some high interest debts and the process was made easier for me with the help of the associates for NetCredit, if I ever need help again I will definitely use them again and refer others to them.

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    Refunds & PayoutsStaffBillingRates

    Reviewed July 12, 2022

    Good help. I’d love a monthly option opposed to a bi weekly, monthly seems easier when you use it to consolidate. I’d recommend. Maybe I missed the option for the monthly payment, rates are a bit high and once you pay back the added rate percent is a bit much.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed July 9, 2022

    Was an easy way to apply. Very secure and customer service is so awesome and they helped me with questions I had and any doubts that I may have applying for a loan. Excellent web site to get to and also all information is available.

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    Verified purchase
    Customer Service

    Reviewed July 7, 2022

    Processing was easy. Just answered a few questions. Got a call to clarify some information. Uploaded needed documents. Got an answer with 72 hours. Getting a draw is easy. Deposit within a short time into the bank. Would recommend to friends and family.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 2, 2022

    My experience with NetCredit was amazing. The application process was easy, and once approved the funds were received the following day. And the customer service team is very friendly. Two thumbs up regarding my the experience with the Net Credit Team!

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    Customer ServiceStaff

    Reviewed July 2, 2022

    My only complaint is trying to get through to someone. I was disconnected several times and no one was available. I was also given the wrong number online to call. I think a chat box would be very beneficial. Once I got someone on the line they were very helpful.

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    Punctuality & Speed

    Reviewed June 30, 2022

    So happy Net Credit always take a chance to fund me when others might not during difficult times! Net Credit's quick availability for funds make it very easy to access immediately to be used. I am grateful for the quick and easy process!

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    Verified purchase
    Customer ServiceOnline & AppStaffLoan Process

    Reviewed June 30, 2022

    Net Credit made it easy to request a personal loan through their website. Customer service representatives did a great job of getting the personal loan processed in a timely manner. I would recommend NetCredit to anyone looking for a personal loan help.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed June 29, 2022

    I was online searching for loan companies who could or would provide me with a personal loan. Netcredit was one company that I placed an app with and was approved with no problem. Fast, professional and easy. I would recommend this company without hesitation.

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    Loan Process

    Reviewed June 29, 2022

    Good morning, thank you for taking the to approve my loan. It came on time when I needed it the most. I greatly appreciate it and will be recommending my family and friends. Thank you again. Have a great day and holiday.

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    Customer ServiceStaff

    Reviewed June 28, 2022

    Overall it was a great experience. Customer service was great helping me out with the online thing and staying online with me until it was complete and calling me to mind to turn in all the paperwork. Thank everyone for their help.

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    Punctuality & SpeedLoan Process

    Reviewed June 25, 2022

    The loan application process was simple and submitting my documents was a breeze. My account was funded within a week! I was able to get the money I needed quickly and without any difficulty. Would definitely recommend. Super easy process!

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    Staff

    Reviewed June 25, 2022

    This was a excellent experience, highly recommended, very professional and I was kept informed on my approval process and funding information. It was funded on the exact day as informed, the entire process was very accommodating, the upload of documents was also very easy.

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsBillingLoan ProcessTimeliness

    Reviewed June 17, 2022

    24/7 quick loan. 2nd loan, great experience. Will always consider NetCredit when looking to get a small/medium loan. Applied and received money next day via bank account. Very convenient and quick turnaround. Flexible terms with good loan options. Can pay back via automatic withdrawal from checking account or manual pay via bank account or credit card.

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsStaffTimeliness

    Reviewed June 16, 2022

    Wonderful experience and very nice staff! Very fast funding process! I applied and on a Monday and everything was verified and approved by Wednesday! I got my money the very next day! The staff kept reaching out to me and asking me if I needed any additional help or any additional information. Very easy process. Anyone can do it!

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    Billing

    Reviewed June 16, 2022

    I needed funding for taxes and medical bills. I was recommended to here and was given financial assistance in record time and for the amount needed. I wasn't made to feel like scum when asking for assistance and was treated with respect while not feeling pressured into something I did not wish to do.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 16, 2022

    Easy to work with and fast response. Thanks for taking care of the funding and getting back to me quickly and putting the funds in the bank asap. It was great working with you. Would consider doing business again in the future. So easy to work with. Thanks again.

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    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed June 13, 2022

    The process was quick and prot. The payment options are very reasonable. I am satisfied with everything so far. The application and process was very understanding and I had no problems understanding anything. The payment process was very quick and reached the account early.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed June 11, 2022

    It was a good experience. Everything went well. No complaints at all. Can't think of any cons. A quick loan, interest could be a tad lower maybe. But if money needed, well, a good deal. Funding was quick, and no problem with it not showing up in bank.

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    Verified purchase
    Customer ServiceLoan ProcessTimeliness

    Reviewed June 9, 2022

    Once I figured out how to finish my application on the site it was so easy to complete my application. I completed the loan process and received my loan the same day. Customer service would call and assist if needed. It was hard though to reach a live person at first.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed June 9, 2022

    They were fast, friendly and very informative. My application was easy to fill out, easy to submit and they got back to me within the timeframe they appointed. I am very happy with the process of this company and look forward to dealing with them during my loan business with them.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 6, 2022

    What a fantastic website and seamless process to find a lender and get approved quickly. I didn't have to get on the phone with anyone. It was all done online and funds were received within (2) days of initial application.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed June 5, 2022

    I applied online for a loan. The process is quick and convenient. Funding was quick as well. All of my questions were answered online as far as what to expect after the approval and when my funds would be available. I am very satisfied with my experience.

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    Punctuality & Speed

    Reviewed June 4, 2022

    I only sent few info. Not necessary. Tons of papers. It was easy and fast. I recommend If you have an emergency and you know that you will paid off soon the support. Answer quick and they put a lot of attention.

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    Verified purchase
    Punctuality & Speed

    Reviewed June 3, 2022

    Wonderful Experience. The process was quick and easy. I would highly recommend and will use them in the future for any of my financial needs. Thank you for making it so easy to get access to the cash I needed in a time of need.

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    Verified purchase
    BillingLoan ProcessRates

    Reviewed May 28, 2022

    The process was simple based on my credit score do to unforeseen circumstances, I received 2600 of the 3k I needed. Never the less it was on time. The loan was funded before the Date I needed it, and the payments were in line with what I was offering friends whom could loan me the money with interest paying it off within a year at 500 monthly.

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    Punctuality & SpeedLoan ProcessHonesty & Transparency

    Reviewed May 27, 2022

    Love everything. There’s no red tape. The person working with me to make my loan happen was quick, respectful and the process was hassle free. The best, quickest service I have ever gotten anywhere. There’s no gimmicks and my loan was available to me within 24hours. Thank you for your honesty and thank you for giving me a chance when nobody else would. Thank you and I will highly recommend you to all friends and family. 10 stars and two thumbs up.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed May 26, 2022

    I was driving so I did pull over to complete the process because I had to have an online account. The lady I spoke with was very patient with waiting on me to complete the online information. She was so kind and polite. I really appreciate the time she gave me and helping me with what was needed so I could submit the loan.

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    Punctuality & Speed

    Reviewed May 25, 2022

    I was in need of some financial assistance and NetCredit was fast, seamless and funding was executed very fast. There was no hassle. No collateral was needed. Only work history and income verification. I had a good experience before and glad I was able to use net credit again.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed May 21, 2022

    The process was so quick and smooth. I'm already recommending them to my family and friends. They gave me an expected date for the funds to arrive in my account, but they actually arrived about the days early. Customer service was nothing like I've ever experienced when obtaining a non collateral loan. They asked a couple of questions to confirm some stuff on my application, and that was it.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed May 20, 2022

    Although I'm happy with the prompt and fast response and overall experience, I'm looking to obtain a higher amount as I'm in need of help, bills, food, necessities, and fuel expenses. Is there anything you can do for further help?

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    Verified purchase
    Punctuality & SpeedBillingLoan Process

    Reviewed May 19, 2022

    The process of applying was all done online. The approval was quick and the funds were deposited when they said they would. I had been searching for a loan to consolidate debt payments, Net Credit made that possible. I would highly recommend their services.

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    Customer ServicePunctuality & SpeedOnline & App

    Reviewed May 13, 2022

    I found this experience to be very delightful. The correspondence with customer service online was fast and easy. They put my mind at ease and told me what needed to happen. I would recommend them to everyone. I’m very happy with my selection.

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    Verified purchase
    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffLoan Process

    Reviewed May 13, 2022

    Net Credit is the most efficient loan company I've ever dealt with. Super fast, extremely helpful thru email and even customer service on the phone. In less that 1 week, my funds were in my account!! A+ CUSTOMER SERVICE. I am trying to have bariatric surgery and needed assistance with my out of pocket expense!! So grateful!

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    Punctuality & SpeedStaff

    Reviewed May 13, 2022

    I was looking to have some cash available to help with debt consolidation and medical expenses. NetCredit made the process easy and quick. The application process was quick and easy to understand. I now have a line of credit I can re-use when needed. Thanks.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed May 11, 2022

    Was fast and easy to get approved and fast with the overall service being very professional. A lot better than another loan company. I tried to get loan through but couldn't get their attention on some matters. They weren't very professional about their service. Couldn't get info straight.

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    Verified purchase
    Loan ProcessTimeliness

    Reviewed May 6, 2022

    I put in an application for a loan and was not expecting to get a yes, but to my surprise I was approved and the money was sent to my account the next day. The application process was easy to fill out. So glad I went with this company.

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    Verified purchase
    Customer ServicePunctuality & SpeedBilling

    Reviewed May 3, 2022

    I am a repeat customer for Netcredit. Netcredit has always had fast approval and the best customer service. The payment options are flexible and reasonable. Netcredit is my go to option for meeting my financial needs. There's no need for other lenders when you have Netcredit.

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    Verified purchase
    Punctuality & SpeedBillingLoan Process

    Reviewed May 2, 2022

    We were in a bind financially when NetCredit offered us a loan. The APR is a bit higher than others but what they offered was more of a fit for us. The cash came very quick. We are about to make our first payment and we have paid off at least 7 bills already! Thank you NetCredit!

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    Staff

    Reviewed April 29, 2022

    Loved the quickness in approving and getting me the cash I so desperately needed. Helped me very much. Thank you. This will a long way to helping me in my economic recovery. Again I thank you so very much. Five star all the way.

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    Verified purchase
    Customer ServiceStaffLoan ProcessTimeliness

    Reviewed April 28, 2022

    They really helped me in the dark time. I needed a loan and they decided to help me with $3,500. After sending me offers through the mail, I called them and got the money the next day. After being turned down by two other businesses, they took a chance on me. Thank you very much!!

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed April 24, 2022

    I was amazed at how smoothly this whole process went. It was super easy to apply, get approved, and amazingly fast to have the money deposited in my bank account. I was very, very pleased and would definitely recommend NetCredit if you are in need of a loan.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 24, 2022

    Everything went well. Everyone was helpful, kind and professional. My overall experience was great. I received my funds exactly the day it was scheduled to come. The application was very easy to fill out and the process is fast. I would definitely recommend your company to my friends and family.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed April 20, 2022

    Very friendly Customer service rep and Quick funding. The process on line was very clear and understandable. I would recommend NetCredit to friends and family if they needed a quick loan to help them through a financial situation. I wish the interest rates were more competitive for someone, such as myself with no solid credit history but a steady work history. Please consider better interest terms for someone working full time and with adequate income. Thank you.

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    Punctuality & Speed

    Reviewed April 19, 2022

    Easy and quick process for money to reaching deposited into your account! I recommend using Netcredit to anyone looking to establish a good relationship. I made a great decision reaching out for assistance! This is a good way to build credit and increase credit score.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 12, 2022

    The only thing that was the issue was verifying bank took a little bit and then when I called a few of the numbers. There was no button to talk to someone direct. When I did finally after hitting zero a couple times. The woman who helped was very friendly and eager to help.

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    Punctuality & Speed

    Reviewed April 7, 2022

    The whole experience was easy and straightforward. It was awesome that I was able to qualify for funding even with a limited credit score. I was able to complete the whole process very quickly with no questions. I would say that the whole process was very frictionless and wasn’t stressful at all.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed April 5, 2022

    Positively phenomenal service. The ease of making the transaction was seamless. Having access to the funds that was needed was efficient. All of my questions were answered promptly without any hesitation. Constant communication is key when making a transaction. Thank you. And I appreciate your time and service.

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    Verified purchase
    CoverageMaintenanceStaff

    Reviewed March 24, 2022

    Thanks so much for making the process easy and giving me the opportunity to dig myself out of a Covid hole. I believe life has been difficult for so many people and no one is given an poor to fix it. Thank you so much for the help and ease of doing so.

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    BillingTransparency

    Reviewed March 18, 2022

    I had received a flyer in the mail telling me because I had made payments regularly and on time I was pre-approved. I logged in to my previous account and updated some of the information, and within 30 minutes I was approved. Thank you.

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    Customer ServiceMaintenanceStaffBillingLoan ProcessRates

    Reviewed March 17, 2022

    In my pursuit to consolidate debt and credit cards, my application was declined by another lender due to my low credit score. NetCredit was listed as a potential lender. At risk of having another hard inquiry on my credit record, I applied. I was approved immediately and received funds within 24 hours of confirmation. I contacted their helpful and efficient - customer support service number when I had a question about funding. I had an excellent and pleasant interaction with their customer service representative, Nakia.

    The interest rate was a little higher than I wanted, but that is why I got this loan. To fix this for my future and improve my credit - overall. I also don't like the twice-a-month payments. Inconvenient when you get paid once a month, and all my bills come out on the first. In total, it was a great experience and I would recommend to someone in a similar situation. Over-extended, too many credit cards, doctor bills, interest, etc.

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    Punctuality & SpeedTimeliness

    Reviewed March 17, 2022

    It was easy to fill out the application information and upload the reference documentation requested. The funding was received the very next day upon approval. I'm relieved that you can pay off early with no penalties. I think that it's important that the process be simple and easy to complete.

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    Punctuality & SpeedLoan Process

    Reviewed March 15, 2022

    NetCredit really lived up to its name, we secured a loan, easy, fast, no hassle! Everything was done electronically and funding was done in two days! Great experience! Would recommend this company to anyone, thanks! Would recommend this company to anyone, thanks!

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    PriceStaff

    Reviewed March 15, 2022

    Lindsay with Vivint was very helpful in assisting with the step by step set up! The system is affordable and very convenient. I recommend this service to anyone needing extra security and assurance. The activation process took 10-15 minutes! Very easy and convenient.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed March 13, 2022

    Just quick and fast in processing of the loan with quick funding. You can depend on this company in case you needed most in immediate need financially. Great customer service with good quality of service dedicated in helping every client to solve their financial needs.

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    Punctuality & SpeedStaffBillingTimeliness

    Reviewed March 12, 2022

    This was a fast and easy process, I would recommend it to everyone! I was a little reluctant at first but I went ahead and applied and was approved the same day, My credit score wasn't the best but I needed to pay off some bills and this process help out a lot.

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    Punctuality & Speed

    Reviewed March 12, 2022

    I was in a major life crisis and I needed immediate cash. I just needed to make it 1 week before. I got my cash. I’ve been waiting on for 4 months. NetCredit bailed me out when I thought I was done for as bad out of resources. Thank you for saving me.

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    StaffLoan ProcessRates

    Reviewed March 9, 2022

    I normally do not offer reviews, because everyone has a different opinion. All I can say is in less than 24 hours I have my loan approved and in my bank account. It was not a large loan, however it helped me out tremendously. I recommend this type of loan for people that have nowhere to turn. Net Credit really came through. Just be aware of the interest rate going in. I was willing to pay the interest because of my situation. Bottom line is I would recommend net credit.

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    Rates

    Reviewed March 9, 2022

    Great with funding. Little unnecessary paperwork. My only gripe is the the rate is tooo high. I am truly happy for NetCredit. I will tell friends and family members about company. There is no need to go into a bank. The rate is very high!!

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    Customer ServicePunctuality & SpeedBillingLoan Process

    Reviewed March 8, 2022

    I had a easy and quick response with my loan. When I sent everything in but didn't hear anything from anyone that day that they got my information. I actually thought I was not going to get it at first. But I checked my account in two days and there it was. So paid all my bills off. Now I only have one Bill to pay. Thank you, NetCredit.

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    StaffLoan Process

    Reviewed March 8, 2022

    My experience was very positive. It was a very short process and I received my money exactly when they said I would. The pre-loan information was very informative. I like the part that stated this is not for a long term experience. Thanks.

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    Customer ServicePunctuality & SpeedStaffEase of UseLoan Process

    Reviewed March 4, 2022

    Easy and Fast loan application process, user friendly website, the customer service very helpful and knowledgeable and friendly pleasant experience, highly recommend especially for a debt consolidation loan!!! If you need any kind of loan Net Credit will handle all your needs!!!

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    Customer ServicePunctuality & Speed

    Reviewed March 4, 2022

    I was extremely pleased with my experience with NetCredit! My application process was easy and I was given a response very promptly and the funds were deposited into my account by the next business day. I would highly recommend NetCredit to anyone who is in need of additional funds!

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    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed Feb. 27, 2022

    Fast and easy. Communications were great both website wise and helpful on the phone. Money came within days and didn't have to go through the hassle of waiting at the bank. I will definitely be a returning customer as financial needs arise.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Feb. 24, 2022

    Awesome. Fast service. Very easy to fill out the application. The questions were very easy to answer, ABSOLUTELY no problems whatsoever. The only question is I never received a email stating I was actually approved. I had to sign in to my account towards the end of the day to see if I was approved for my loan. Which in turn was not a problem.

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    Punctuality & SpeedStaffBillingLoan ProcessTimeliness

    Reviewed Feb. 24, 2022

    I was in need of a quick but sizable loan 5,000 plus and conventional means were not helping me. The application was simple and easy and I had the money deposited into my account the next day. Being able to access my account online to make payments is also a plus.

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    Punctuality & SpeedStaff

    Reviewed Feb. 24, 2022

    The credit line is speedy and very useful. It truly helped in my situation and look forward to using them again. Hopefully the statement fee will be reduced as I use the service more. The repayment schedule is sufficient

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    Verified purchase

    Reviewed Feb. 19, 2022

    I’m a first time consumer and I was very surprised by how soon I was approve and how soon the funds were available. I will recommend to family and friends. I’m so very pleased with the outcome of the borrowing power.

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    Customer ServiceStaffLoan Process

    Reviewed Feb. 19, 2022

    I had a couple unexpected expenses my previous pay period. I needed a loan and this helped me so much. I was having issues with verifying my online banking info and customer service stayed on the phone with me for about 45 minutes. Amazing, I will be referring my friends and family when I can.

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    Punctuality & SpeedLoan ProcessRates

    Reviewed Feb. 17, 2022

    I needed the money fast, and NetCredit delivered. The only complaint would be the interest rate for the loan. However, I didn't have time to dispute the credit score listed. If the situation arises again, I would apply for another loan.

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    Punctuality & SpeedEase of Use

    Reviewed Feb. 16, 2022

    I was a bit skeptical at first, due to never hearing of NetCredit before. The application process was easy to use. NetCredit added the funds to my bank account extremely fast. I applied on a Friday and received the funds on Monday. So far, I am happy with my experience with NetCredit.

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    StaffBillingLoan Process

    Reviewed Feb. 12, 2022

    I appreciate all the consideration you gave me for a loan. Now I can get back on on track with all my payments. Thank you so much. Your staff was very professional and through. Thanks again for everything. I do appreciate your help.

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    Staff

    Reviewed Feb. 11, 2022

    Service was absolutely amazing and right timely service. I really loved it. I wish I should know this company before. I will recommend this service for friends. I will looking to work in the future for other service. Again thank you for service

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    Punctuality & SpeedEase of Use

    Reviewed Feb. 1, 2022

    It was easy to input information. I was presented with an option(s) and could also configure my own options. The process went quickly and smooth. I appreciate the no-hassle process and quick turn around in getting my funds. Thank you!

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    Contract & TermsPriceRates

    Reviewed Feb. 1, 2022

    The application process was pretty basic and easy. I was able to link my bank account and have my information verified all electronically. Once approved I requested the amount needed for my line of credit. I requested some money on a Friday and had my cash by Monday. Keep in mind this credit is going to cost me but the rates and fees are clear if you read them.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 31, 2022

    Amazing Experience!.. The process was quick and easy. The Customer Service Associates are Very Professional, Dedicated and helpful. They assist you through the whole process. Thank you, because of you I was able to take care of the unexpected emergency.

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    PricePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 30, 2022

    Super nice and concern about my personal situation. The loan process was smooth and fast. I would recommend a friend, family, coworker etc. This loan is helping me establish my credit and it's super cheap based on my credit scores.

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    StaffBilling

    Reviewed Jan. 29, 2022

    This service is great and very easy. Thanks for being professional.. The payment options are unique but useful. I will definitely refer a friend to this company. And I plan on being a valued customer. Keep up the good work.

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    Customer ServiceOnline & AppBilling

    Reviewed Jan. 25, 2022

    My experience was great. I received a response shortly after submitting my application and it was safe and easy. Being able to do everything on my phone was very convenient. I will definitely refer a friend if they ever need funds to catch up on bills.

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    Customer ServicePunctuality & SpeedStaffRates

    Reviewed Jan. 21, 2022

    Fast process. Only took about 5 min once talk to a rep. Just had to verify some info. I received an email shortly after telling me the funding date. Also able to pay off before to avoid interest. Would recommend if needing need to take care of something.

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    StaffLoan ProcessTimeliness

    Reviewed Jan. 20, 2022

    Well, after I applied for loan I got approved the next day after I provided all my documents. They reviewed all the documents that I sent them and With 5 days the funds was in my account. I did need the money to take care some business. When I congratulations that was very nice.. Thanks NetCredit

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    StaffLoan Process

    Reviewed Jan. 15, 2022

    I was very satisfied with my experience with NetCredit. Easy application, very patient and kind associates, and so easy to get your money. I will recommend to friends. This is my second loan with Net Credit. I accidentally hit thumbs down first time. I hope this corrects it. Thank you, Thank you!!

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    Punctuality & SpeedStaffLoan ProcessTimeliness

    Reviewed Jan. 14, 2022

    This loan was fast and easy. Got money within days and was deposited into my account. These guys are awesome. If you need a loan and are not sure whether you can get it go to these people and they will help you out. I would recommend them to everyone.

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    Punctuality & SpeedOnline & AppStaffLoan Process

    Reviewed Jan. 14, 2022

    Excellent experience with loan processing overall. I’d recommend a friend. The online application was easily navigable and short and to the point. The decision process was quick, and the funds were made available asap. It helped to solve my immediate need and allows the opportunity to quickly repay the loan without penalty.

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    Customer ServiceSales & Marketing

    Reviewed Jan. 14, 2022

    Extremely satisfied with my experience. I saw NetCredit advertised on TV and decided to give it a try. The application process was easy and had a response within two days!! Would definitely recommend! Thank you NetCredit! You guys are awesome!!

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    Punctuality & SpeedStaffEase of UseLoan ProcessRates

    Reviewed Jan. 14, 2022

    It's easy to use. And super helpful in getting you the funds you need. Don't get penalties for paying early. They take off interest on what you owe when you payoff the loan faster. It's kept at the same amount every month.

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    Staff

    Reviewed Jan. 13, 2022

    Thank you for helping me in a time of need. When everyone else denied me you guys help me. Thank you for everything. I don't know how much you guys know that your difference helps. I will for sure be recommending you guys.

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    Verified purchase

    Reviewed Jan. 12, 2022

    I love how easy the application process was! I highly recommend them to anyone! The money was deposited into my acct within a few days after I was approved. I have nothing else to say other than I am one happy customer.

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    Punctuality & SpeedStaffBillingLoan Process

    Reviewed Jan. 12, 2022

    I was amazed at how quickly and efficiently my loan went through. Thank you. The online process filling out the application was easy. I will pass this on to my family and friends. I haven’t made my first payment yet but I’m hoping the process will be just as simple.

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    Verified purchase
    Punctuality & SpeedStaffBillingLoan ProcessTimeliness

    Reviewed Jan. 8, 2022

    Very easy process to apply for the loan. Fast approval and deposit was fast and simple. Very nice company to apply through. Sent my information in and was approved within hours. Payments are acceptable on my loan. I would recommend this company for someone that was in need of a loan. Very friendly people to work with as far as getting a loan approved. They send you a list of what you need to send in to them.

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    NetCredit Company Information

    Social media:
    Company Name:
    NetCredit
    Year Founded:
    2012
    Address:
    175 W. Jackson Blvd., Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.netcredit.com