NetCredit Reviews

Quick And easy. The funds were in my account within a few days of applying. I would definitely recommend this to my family and friends out there who need some money for vacation or to get caught up with some unexpected bills. I'm glad I chose this loan. It was amazing.

Net Credit truly helped me out with a cash advance that I needed asap. It was hassle-free and I had my money the next business day. It was an easy process and the representative was very polite and knowledgeable. I will recommend Net Credit in the future to all my friends and family for assistance.

Customer service was excellent. Turnaround time was fast. I would recommend this company. I had a small issue. Call the company and the young woman who answered the phone, was extremely helpful, answered all my questions. I thought I was gonna have a difficult time but I did not. She was extremely nice. Great customer service skills.

You all were very helpful and help me get the funds that I need it…I hope ya will help me again when I need it…Thanks so much for your help and I hope I get to use your service again… I would recommend you to other people. If anyone asks where they can get help, I would recommend you all cause you’ll work and help me out really good… Thanks again.

Thumbs up overall. Was able to obtain the line of credit I needed even with credit that is not currently my personal best. The process was simple fast and easy and I was updated every step of the way. The interest/fees are quite high but so are credit cards. It would be nice if the company had an app that I could also download and utilize on my iPhone. Also a check card attached to the line would also be awesome as I wouldn’t have to wait a day or two for the funds to show available in my regular external checking account. I appreciate the opportunity to have the line of credit and intend on using it for potential emergencies.

A very professional experience, extensive knowledge and enthusiasm from the staff. A+ customer service and delivery of products! I would recommend them to anyone interested in using their business!! If you need any assistance their staff is pleased to help customers without hesitation and fast responses. Give them a try!

The experience was wonderful! The process is very easy to get through, and is reasonably quick. Very impressed. Have already mentioned the service to others, and will still continue to do so. Anyone ask for advice on where to get help, your service will be the first to be mentioned.

Quick, easy and straightforward. I had a loan with Net Credit previously and it was a good experience. I needed to borrow money to pay off my credit cards where I had to pay for my father's headstone recently. I had no problems when applying for this loan. I was easily approved from having a previous loan. Net Credit has made life a little better.

My experience with those who work for Net Credit was definitely a very good one. Very good people to deal with. If you need financial help, Net Credit will be there for you like they were there for me. The way things are going in our world today it is always to know that there agencies like Net Credit there to help you in your situation.

The experience was awesome. I was in needn't some funds and I was watching tv when a commercial appeared explaining the benefits of your services. Then I remembered I had just received a letter from NetCredit. Everything was as the commercial stated fast and easy. I applied on a Monday and received my money on Friday. You just follow the instructions and give the proper documents. It's that easy. Thank you so much!

I was able to secure a loan with unusual speed. I thought it would take like a week. The process seemed cumbersome at the beginning, but it was truly easy to complete. It helps if you have online banking because they are able to access your banking information to confirm your direct payroll deposits. I looked online within 12 hours and there it was! Approved!

Initially I was concerned about the verification process taking a long time or being difficult (I'm not good at taking photos). However, I was about to use their app comfortably. They called me several times to guide me along so I didn't feel like I was applying alone. I even received an answer in one day! I highly recommend!

NetCredit was responsive, timely and accurate. While other lending sources led me into endless referrals with their own forms and often forwarded me to services (credit repair, college loans, auto loans) I was not interested in, Net Credit presented me with their loan terms and a proposed contract, asked for access to check my bank account re: income and quickly funded the loan. No phone calls, no runaround. Just business!

The application process was very easy to understand.. It only take 2 hours to receive a final decision. The funds were deposited the next business day into my checking account. Will differently use NetCredit for any future financial needs. Thank you.

Everything was fast and easy. The staff stayed on top of everything. When they needed more information they made it easy to submit. Everyone very courteous and helpful. I would definitely recommend this to my friends. But I would still caution about the higher interest rate. But as long as it is paid off quickly it should be ok.

This company was there when I really needed them...The representative called about one more document needed and the money was in my account when the company said..Thank you so much. The entire process was easy from start to finish and it was worth the wait. My mind is at ease knowing that I have a company that I can trust. I would recommend this company to all my family and friends.

I paid off my loan on 6/2/23 and was able to reapply for another loan which was funded on 6/7/23. This loan helped me out because I was in between checks. I was able to catch up my bills and also pay some bills off. Thanks NetCredit!!!

It was not a hassle nor was it confusing; in filling out the form, for the loan. I was asked to give the amount that I was requesting and once I was approved, I received the funds in my bank, the next business day. The process was very effortless; on my behalf, once I supplied them with all the information that they were asking for.

The application process was super easy and I had available funds for very next day once approval went through which was also very fast. Definitely recommend. Just make sure to read the fine print and you should be good to go.

The process was so quick and easy and convenient. I appreciate being able to do the whole thing online. And I appreciate being able to get the funds the next day. I would definitely do it again if I needed to.

When I needed money, I felt like NetCredit was there to assist me despite my lack of credit history. I strongly recommend NetCredit if you’re looking to build your credit and if you may be in a pinch for cash.

The process was quick and simple and the money was in my account within 2 days. Thank you!! The terms were achievable and explained well. After 6 months unemployed I feel like I found a rescue to get back on track and in good standing.

I believe I am happy with my experience except that I was wanting to talk to a customer service representative and I couldn't get through to a person. I had a specific question about my approval that I didn't think I could get answered with an automated service.

Excellent service! I'll use them over and over. If you were given a date for funding it was accurate. I was so impressed I called and the representative gave excellent service and information to make me want to come back again. Thanks Net Credit.

Problem has been resolved, thank you!

Thanks for your very efficient and professional service. I needed some funds and saw NetCredit online. The process was simple and fast. The money was in my account quickly. I was able to take care of business quickly. NetCredit all the time!!

The application process was easy. On top of that, you were clear about what my payments would be and made it flexible to my pay schedule! I went from filling out the application to fully funded in less than 48 hours, with a payment I’m comfortable making!

Very easy application and the response time was super fast! I will definitely recommend Net Credit to family and friends. The money was deposited on time and I was able to make the withdrawal as needed. Net Credit is a faster way of providing financial assistance when needed. Approval was granted within a matter of minutes.

My experience with NetCredit was very smooth and very transparent. The customer service was excellent and the terms are something I can work with. I would recommend them for your time of need. I felt the time to wait for a decision was fair and they gave you step by step transparent actions on their end.

Tim D.

Great service and practical option for having extra cash available as needed. I would recommend highly to anyone who needs a revolving line of cash credit. The process is straightforward and fast with cash advances available in a short period of time.

My experience received this loan was wonderful opportunity. Fast customer service. Was very helpful. I must say phenomenal job on guiding me through this process for the first time loan online. I will definitely recommend friends this opportunity. The only disappointments that I can say was the fees? Was a little high but other than that I am. Satisfied thank you.

Everything was great and on time. This is my second loan with NetCredit and the experience I had with them has been an awesome one. I would refer others to netcredit. I wish I knew about Net Credit in my younger years of life when I first started to borrow money.

Everything went well. The process was very well organized and thought out. When I had major questions, the Net Credit Representative was very helpful, knowledgeable, and patient with me. This is the first time that I applied for a line of credit. Again, the process went well and was a success. I am very impressed with Net Credit and the Representatives that worked with me. Thank you very much.

This process was so easy and quick! Being able to connect to my bank account to validate income and checking account was very simple! Approval was quick as well as my first request for funds! I’m looking forward to utilizing the rewards also for making consecutive payments!

Very quick and super friendly.. When speaking with customer service they were very knowledgeable of their job.. They also went back over my bank to verify if it was correct. Also went over the payment policy and how it works..

The service was great. Fast and not difficult. I was very pleased to receive the credit line which I needed desperately. Thanks so much for helping me. I would recommend this service to friends and let them know how easy it was to get a line of credit. Thanks again!

I would recommend this company. Everyone was professional and polite. Each Representative I spoke with was knowledgeable. I had an issue that was resolved as soon as possible. When I had to reapply the process was just as smooth as the first time.

I am very happy with the service, very fast and efficient, without so many questions, I did not even expect the deposit in my bank so quickly, thank you very much for your service, I hope you do not feel bad, thank you very much again.

Net Credit is beyond fair.. in helping establish usable line of credit, received funds in less than 24 hours! Those that are looking for a hassle-free, hands-down, positive experience in receiving immediate funding! Would Highly Recommend! Utilize Line of Credit responsibly!

I like fast and easy application and I can't forget about the great customer services and the advance option. Also it doesn't take long for them they let you know if you're approved or not, I liked it so much that I told my about and she also was approved a big.

The application process with Net Spend was so quick and easy. I was able to get the funds that I needed in a short period of time! There was not a lot of personal information requested other than what was absolutely necessary. I would definitely recommend to a friend.

I like to say thanks for Net Credit for approving me for a line of credit. It was easy application process to get qualified and then proceed with your offer. I called customer service a couple different times to help give me some understanding of a couple different issue. Both ladies I talk to was really friendly and gave me the advice I needed to know and they make you feel like a very welcome customer for them. The main considerable thing when you take a cash advance out from your line credit try to just take out low amounts so your balance fees won’t accumulate to be real high for you and paying out a lot more than it’s worth. But all and all like I said so far a wonderful great experience and make you feel like a very welcome valuable customer.

It was such an easy process. I was able to my own payment date which varies every month. The funding was fast. I will recommend NetCredit to all my friends. I received my funds the very next day. I didn't have to call or email to find out about my funds. The funds were in the bank as promised. THANK YOU!!!

I am so very grateful for your help. Thank you so very much. My family and I appreciate it. One of my adopted children aged out now I have a extra bill. I’m having a hard time keeping up because of prices going up along with food and bills. In a few months once I turn 65 which is in September I’ll be able to keep up once again.

The process was super easy and quick. They came through in a time of need. I applied, they confirmed everything and the money was posted the next business day. No hassle, no annoying phone calls and my payments are right where I need them to be. Thanks for a super response…

Very quick and easy funding. Great place to work with. The experience was like no other place I had worked with. I would highly recommend this company. So glad they were willing to work with my situation. Very pleased and very satisfied!

It was was easy and fast. Money was in account 24 hours later. I am rebuilding my credit and was looking for something fast and easy and not a lot of paperwork. I’m grateful I found NetCredit to help me with this part of my life of a credit line. I will certainly maintain good reports with them.

I just wish the payments were once a month instead of twice a month. The fee is also a little high. This would be a lot better if you were able to receive the amount you asked for, but pay it back on a date that was convenient for you.

My Brakes went out on my car, and I am very grateful that you guys were there to help me, I am not sure what I would have done without you. So far it is going to cost $1300. I will find out today the exact amount. So thank you!

Very efficient and I am very thankful. How do I advance the rest of my loan? I would like to have it deposited as well to finalize some things. I have some medical bills I want to take care of as well from my breast cancer. I’m good now health wise but still have that burden of bills.

Very good customer service just too high rates and very fast deposit. Very good when you are in a bind and need money quick. That was very impressive and excellent help. I am happy just having it's there when I need it… that makes it really simple and don’t have to worry about were you will get money.

The whole process was very easy and I got my cash advance very quickly. I just entered in my information and they gave me what my line of credit would be. Then, I was able to request my cash advance and literally got the money the next business day in my account.

I had wonderful service with Melissa. She was very knowledgeable and answered questions patiently. She knows her stuff and was able to navigate me correctly. She is a great example of how customer service should be. If I ever need assistance again I am asking for her to direct my call.

I went through a reputable loan clearing house to see if I qualified for an emergency loan. NetCredit was one of them. I didn’t complete a loan application with them as their rates for repay is too high. However, they pulled my credit reports, (hard one) that I was told it would not be done unless I completed the application. I’m furious about this as my credit score just went up and now it went down again because of them. Beware if you are even contemplating a loan with them.

The person I spoke to you was very nice and very understanding of the issues I was going through just an amazing person! The last few months it’s been difficult to keep up when I lost one of the main incomes in my household, but the people at net credit again is very understanding I would recommend you guys to everyone.

Netcredit is a GREAT loan company, very easy and fast process and you get your funding quickly!!! Keep up the GREAT work and I will ALWAYS use Netcredit!!! I will ALWAYS refer people to Netcredit for the EXCELLENT service!!!

Thanks for all your help. You have helped me in the past and I appreciate it and will get you paid back as soon as possible. It’s nice to work with Netcredit. You make it so easy and can be used by any age. Thank you. Terri

Fast service - Requested funds not knowing how much would be approved but had hoped for more. I have used NetCredit before. The the experience was more than satisfactory. Will use again if necessary and would be more than happy to refer to a friend.

I am very impressed with this company! They were very efficient with the application process and I had my money in 3 days!! I am recommending to family and friends! They are very professional and easy to work with! I will stay with them in the future!

Quick and easy service. This was by far the easiest line of credit application and funding I have ever received. The online application wasn't time consuming at all. They got straight to the point, and in today's world, that's a plus!! The funding came right on time.

I was thinking about applying for a consolidation loan. Receiving the loan was fast and efficient. The process was streamlined and user friendly. Everyone I spoke to was helpful and super pleasant. Great experience!! I would highly recommend NetCredit for financial needs in the future!

The process was quick and easy, instructions were easy to follow and reply was quick and easy. Process is seamless and secure, no trouble understanding the terms. Took about 20 minutes to fill out and decide how much I actually needed, and response was great.

It was an easy process, and I received the funds within a couple of days due to a holiday. Everyone was very helpful and very efficient. I was totally surprised how easy the process and forms were. Thank you for your help.

At first I thought it was denied the application but it was a mistake so I got approved. Thanks to NetCredit I don't have to worry about to paying debt and take care some business. Also want to build my credit. Look forward to stay with NETCREDIT. Thanks. :)

Lot of help needed. Extra cash and was supplied when get this loan paid. If need more will definitely get more here if possible. Good to deal with. All have been friendly and helpful. Thanks for the help. Look forward to working with them.

When I applied for loan. I was pleased when I got the funds as well as how fast I can pay off loan. I was able to pay off and was pleased that it was fast and easy. I would recommend this company to anyone that wants a short term loan.

Awesome service. Doesn’t take long for them to respond to your application. Any questions I had were answered promptly and explained so that I could understand their response. Would definitely recommend to a friend or family member. No hassle either on what I needed the loan for.

Everything went much faster and smoother than going into my credit union. I will always keep NetCredit in mind, whenever I need a credit lender. Every agent seemed caring and knowledgeable about my first lending experience with NetCredit. I will be sure to spread the word to my friends and colleagues.

The site was user friendly, fast, and very useful. There was non information needed and the processing time was accurate and fast. I was impressed with how easy it was and how secure the site is. I will definitely recommend this to other users.

I was very happy with the service. I got a little confused when it told me congratulations I was approved, then got a denial email then got an approval email, but it all worked out! Thanks so much for the help.

The process was real fast and very simple. The representatives made it very easy. They explain everything very detailed. It was easy to move along with this process. I look forward to doing business in the future and possibly get a bigger amount.

I was really struggling and you came through for me real fast. I paid off my credit card debt on time and the harassing phone calls stopped. If anybody is struggling this is the place to go. I am thankful I found them.

My application was approved quickly and the process was simple. I'm trying to improve my credit and also make repairs on my car for work travel. I had been working from home during the pandemic but now have to commute to work starting in April 2023. NetCredit really helped me. I will refer this company to my friends and family.

Thank you. I just wish I could have gotten 500.00 more. I still need that much. But I am blessed by this help. Your services were very good. The young lady that helped with my application she was very helpful. Thank you.

Man super excited with Net Credit. I was in a financial situation where I really needed help. I went online to Net Credit and was very quick and easy. Had funds in my account same night. I highly recommend using net credit. Thank you.

I would like to say how grateful I am for being approved. I was in a tough position with fair credit. They approved me instantly, quick funding and great customer service. They keep you updated the entire time. The website tracks the entire process for you. Also, if you call the representative will update you on the process. When I say quick funding. I mean next-day funds.

I inquired about products from NetCredit (pre-approval) soft credit pull on Sunday 1-22/23. I was approved for a line of credit 2600 or personal loan 4300. I chose credit line of 2600 and at one point chose 600 of my 2600 credit line. It gave me the rates, and terms and asked for my signature. I signed documents it then did a hard pull and said application was being REVIEWED not approved. Very devious practices if you ask me! My income was verified per the SPP. Here we are 48 hours since I applied and no real answer and no funds. Stay away.

I had a great experience. Excellent customer service. All staff was very helpful. Net credit is organized. The search engine was easy to handle. Searching the account was easy. Very quick responses. All customer service personnel were professional and helpful.

When my bank verification would not work I uploaded the documents requested and had an approval within 24 hours and money within 72 hours! Fast. Efficient and will work with Netcredit again! Customer service was friendly as well when I contacted company!

I opted for a loan, simply to work on my credit. It was a easy enough process. So far so good. I was preapproved. I applied. I received approval. Went through with a small loan just as I said to work on my credit. Will pay that down and have access to funds in case I should need them.

Fast and Easy. When everyone else said F NO, “NetCredit” quietly transferred me my money overnight right after applying. I have bad credit 540, and owe everybody and they momma but “NetCredit” gave me the loan. Shout out to these people!

Easy and not a complicated process. I like that the process was all online instead of me submitting paperwork and talking to someone…we all have enough stress in life and this process made things easy. Thank you and I am a very pleased customer.

NetCredit was fantastic. I needed a loan to help consolidate some debt and I had my funding deposited into my bank account in less than 2 days. Customer service reps were great also. I would recommend them to anyone. Thanks Netcredit.

Very easy and fast. The experience was easier completed. The step by step process made it simple to follow and understand. I would highly recommend this to anyone close to me looking for a loan. Thank you for the experience and quick funding.

I loved the quick response to my loan application and the quick approval and the funds given in a quick amount of time. I will definitely come back for assistance when needed. And I will recommend to friends in need of a loan.

Great customer service. Easy to set up. Reported to my credit report very quickly. Gotten more than expected. Will recommend to other. Will be doing more business in the future. You will see the result within minutes. Great starter for beginners. Will recommend to family and friends.

NetCredit is, to me, the EASIEST and SMOOTHEST personal loan service I have used. However, boy, are the interest rates on the verge of criminally high! Other than that and not being given the option to choose the most accessible first day for repayment to begin in the following month, it's great. You can always pay off early, which I recommend.

Process was incredibly easy and received my funding same day. Will most definitely be using themiIn the future as needed. I have already recommended them to a few friends who have had the same experience and I did. Thank you!

Net credit has excellent customer service to assist you in completing the requested documentation, and to effectively communicate the funding process. Funds were delivered in my account faster than I anticipated. The whole process was professional; the website was user-friendly, and the customer service was exceptional. I would recommend NetCredit to friends, family and colleagues.

Sadly, I’m in medical debt due to a medical emergency, I’ve had this year. I really needed to have another surgery done along with physical therapy but I was running out of funds. Luckily, I found net credit and they were able to help me with a loan that way I could put a payment down to get this other surgery done so I can get better.

Funding was very fast. Thanks. I got a loan from Net Credit before. Everything went well. I plan to pay it back as soon as possible. I gave everything five stars. Thanks again for your support. I will recommend you to my friends.

The process was quick and easy and the funds were in my bank the next day. I appreciate fast service and the prompt response. Thanks Netcredit and for helping me consolidate some credit cards I would recommend your company to all my family and friends. Have a blessed day.

The application process was easy to do, and I had an answer in just a few minutes. After I was approved, I had the funds into my account in less than 2 days! Which has brought great relief. Especially in making this Christmas season so much less stressful, and a whole lot more enjoyable! So thank you NetCredit! Because you have saved me not only money, with your fair rates, but you have saved me from a bunch of worry too!

Loan dept Quick service and great customer service and pleasant service. I will recommended to others. The best service. I will do it again again if I have to. It was a great experience working with this loan company. The best experience.

It was basically easy to apply except that I made a mistake. I asked for help and I got it. I am still pending a response on whether I am going to get the loan and amount of payment. Applying was easy.

It was easy and fast. Great help when needed. It's hard to get fast help. This was very helpful. Staff also was great. Knew their stuff. You should try them too. I Have NOT received any incentive for this review. It's all me.

The service is quick and the process is also convenient. You do everything on the phone. I only waited 3 days and the money went into my account. I appreciated the service and everything. I got the money for what I need it for.

The line of came through very quick and was in my account the next day. I Thank you for an easy application. I’ve never had transaction go so well. The funds were in my account the next day. Very fast service.

I’m very thankful for the approval and this was a fast turnaround with funding. I would recommend your company to others. The process was seamless and didn’t require a lot to get approved. I look forward to great service with this lender.

Easy application process and quick response time made for a smooth transition from start to finish. Very pleased with the entire process. Friendly and quick responses from customer service when I contacted them with questions. Very satisfied. Would recommend to friends and family.

My experience with Net Credit was great. I got the money I needed quickly and the application process was very easy. The customer service personnel was also very knowledgeable and helpful. The interest rate is pretty high, but still, it’s great to get cash fast when I needed it most.

So fast and so easy to work with!! I have worked with NetCredit before and borrowed and paid off the loan. It's so nice to have options! I would definitely recommend to anyone that is trying to improve their credit.

The process was easy and convenient. Completed 100% online and was funded in 2 business days. I was able to complete all verification during application process and I felt confident once I was complete that I did all on my part. Consistent email updates helped me so much!

Everything went very well. It took about 1 business day as the correspondence said. I was a little nervous about using your service at first, but I'm glad I did. I look forward to using it in the future. The next confirmation of your great service will be the payment process. Thanks!

Excellent fast response and quick turn around. Very private and almost like self serve. Easy to login in and check progress. Very informative and lots of options to choose from for payments and amount that could be borrowed. Easy to locate and site was user friendly.

Thanks. It helped with getting my husband to Texas to drive our daughter and son-in-law back home to Washington st from Texas and help them all with gas and hotel and food and helped us get a place for them to stay. Helped with paying their Dr bills. They’re expecting their first baby in December.

Appreciate all the different loan amounts given. Certainly appreciate, the money available, the next Day, as stated in the email and the account. Too often, other companies, give you the run around, and mislead and waste time, but this process was an actual disbursement, processed within minutes of the application. Very thankful.

I applied for a loan and in 2days I was approved and had my funds deposited in my account. I'm very pleased with NetCredit and gave me a limit and didn't have to use the entire amount at this time. Thanks Net Credit!!

I was pleased with my experience with your company. After two day process and providing the necessary paperwork everything went smooth. Contact with customer service provided me with information I needed to submit. Reply came shortly after. Funding received as stated.

Customer service was great and informative. I am glad for the credit assistance. Please alert the young lady that helped me that she is doing a great job. She deserves it. I hope you guys provide benefits. And Net Credit thank you for reassuring me I'm not alone!!!

My experience Applying for a loan was simple, they were very helpful! Liked how they gave you options of what type of loans you are approved for so the choice would be yours to choose. Would highly recommend them to family and friends in the future.

The process was super easy, funds were in my account in 24 hrs only a few questions and proof of income. Over-the-phone customer service could be better but I this could have just been due to their systems not catching my banking information. All in all super easy process

I was traveling and the phone service was spotty. The loan processing department worked with me over email. I appreciate them working with me while I was out of town! I did talk to someone, Asia, and she told me exactly what they needed to finish the loan process.

My experience with NetCredit was awesome. The representative was very helpful. They help me step by step to make sure I receive my funds on time. The application was very easy to fill out. I will be using them in the future and I have spread the word throughout family and friends.

I really appreciate the speed in the approval process and the how quickly I got the loan. I desperately needed this money so I am quite thankful. Was very nice all the way around. I haven’t had to contact customer service at all but I imagine that will go smoothly too. I hope so.

The customer service was excellent. I just wish I would have been able to receive my funding today since my application had been approved back on 10/19/22. I would have needed the funds earlier than the new funding date given.

Great application process. Very easy and understandable. Rapid response. Funding took place as promised. Online site very easy to navigate for balance information and payments. I will recommend to others. Thank you for the opportunity to build credit through your offer.

Thank you for your secure and quick professional lending process. I sincerely appreciate your responsiveness and the way you conduct business. From the email communication to the representatives' kind responsiveness to my situation. Definitely verbal active listening skills. Once again, thank you so much for the assistance. I am very lucky to sync up with your services. You deliver an amazing customer experience.

This was a very easy and great experience applying for this line of credit! The response time was very quick and truly an enjoyable experience. I had numerous offers but chose Net Credit for the ease. I would highly recommend this to friends!

I am grateful for the approval of the loan that help me pay the car excise tax which Was $714.00. I did not have a way to pay the excise tax even my credit union had turned me down. I will pay this debt quickly so in the event I need emergency money.

Willing to help those who need help. Personnel and Agents are outstanding and extremely helpful. I have already recommended Net Credit to several family members and friends. Thank You Net Credit for all you have done for me. You have no idea how you have helped me in my situation. Thank You! Thank you, Marty.

I was in a bind, needed the money quickly to get by on some stuff and it was pretty simple. I was a little skeptical to give my bank account info but everything is good. I would recommend them to anyone that is working on their credit and understands that you will have to pay a higher rate but it can help in a pinch.

The customer service was very helpful and courteous. They helped me get all the information needed to apply for the loan. Their response to my questions were always very quick and were patient when I had further questions. I never had issues with being able to talk with a customer service representative. Thank you for your help.

My representative was very patient with me. As she remained on the line as I took an important call. As I needed her services as well. She stated she didn’t want to hang up. I really appreciate that from her.

I did at 11:30 at night. They said I would have it on the next day. By 4:00 p.m. it was in the bank. I was surprised. Even the bank said they didn't see the transfer that morning. I do think the interest rates should be lower for those who have already paid back a loan but when you need money you make crazy choices like paying 64% interest. I do appreciate the early payback option.

Great and fast service. Would recommend to a friend or family. It was a very simple application process and they were about to get the funding to me in just a couple days. I am now able to pay for things I needed.

Updated on 09/30/2022: Said a loan was taken out in my name with them in 2018 with a different SS#. How when I can’t even get verified? Was told to file a police report. Police told me twice to file with FTC. FTC only allows me to file a complaint against the company. Called customer service to try and prove identity and resolve. Kids crying in background and I get transferred to a fax machine each time. Loan processing number does not work. What do I do to resolve. Already filed ID theft years ago.

Needed help with house payments…. I gave less than perfect credit… Thank you for your help. I would recommend your services to anyone who needs some financial assistance. I was skeptical at first but I’m very thankful now. I’m now at peace with myself knowing I am caught up on my mortgage payments.

I had a few questions about the application after applying and the assistance I receive was very good. Customer service was patient and understanding and I was able to complete my application without any more difficulties. The assistance I received did give me all the information I needed to complete the process. I was very grateful for the information and please with customer service.

I am a returning customer. Early payoff with no penalties. Hassle free and easy to apply. Application was easy. Don't have to disclose username or password for verifying bank. Funds were available next day. I would recommend Net Credit to family and friends.

The application process was easy and I had no complications with it. I was able to receive my loan within 24 hours of making my application which helped me get the necessary items for my move. Thank you very much!

My request for a new loan with NetCredit couldn't have been easier! They already had all of my information from a previous account and within minutes I had funds being sent to my bank for a new loan at an affordable rate. Awesome experience!

Such a great company. The entire process took 90 minutes from start to finish. The application procedure was quick, concise and to the point. And the funds were in my bank account the very next morning! Keep up the good work. I can't tell you how much I appreciated it.

Although the interest rates are higher than your average credit card or loan, this was a very helpful option for me with consolidating credit. The process took a little longer than expected but that is my only complaint. Im very thankful they were able to help!

Fast and easy application and approval,,, supplied employment documents and had money in my bank next day,,, great loan amounts and easy terms, overall a great experience. I would recommend this to friends and family,,and looking forward to doing business again with this company for financial help.

I filled out my app online and I was approved in 30 min and I received my money instantly. Oh how I wish I found you sooner. Thanks and my money posted immediately!! Never seen Anything like it. I’m impressed!! Thank you Netcredit!!!!

The only challenging part was the online banking verification portion with many failed attempts. However, customer support reached out and I was given another option to complete my application. I was approved within 8 hours. I am a new customer and very impressed!!

I am leaving a highly positive review. The application process was very easy and there were no hoops to jump through. It was very straightforward and quick. I got funded in 3 days after getting approved immediately. I can't thank you enough for how much it helped me get ahead on my finances. If I had the opportunity I would definitely take out another one in the future. I shared your company on with my friends as well. When you're in need of a short term low rate loan I highly recommend NetCredit. Thank you again. Have a great day.

Was needed some help after having to have an operation, and with the extra doctors, and med's the cost was great. This was able to keep me on track and now I'm back home doing great. The process was easy and great. Thank you...

I was amazed at how fast it was to obtain a loan and receive the exact amount that I had needed and asked for. It was very painless and money was deposited directly into my account as promised. I highly recommend Net Credit.

I found the experience to be speedy, helpful and professional by all who helped my request. There was no pressure from anyone associated with the company. No pressure and complete help. My compliments to all concerned with help to other potential customers to rest assured there will be concerned assistance.

The immediate need for extra emergency funds has put millions of working class citizens with lots of headaches This company was able to find payments and amounts for their customers without that headache. Thanks again for the assistance and will share my experience with others who are in need of similar support, Resources

This is what the lending experience should look like. NetCredit asked for all the necessary information. Net credit did not go over board and make this an unpleasant or humiliating experience. Thank you Net Credit for being the consummate professionals you are!!!

This has been a great experience! The rate is good for a short term loan. This is my third time using the company. I love the multiple options for payment and being able to pick the amount that works best for me.

Very easy application! The only part that was a little frustrating was logging into the band account through the webpage. It wouldn't let me log in until multiple tries because the page would just sit there and spin. Otherwise, very good!

This was an easy process and I am so thankful that I found this company to help me out! The application was easy to fill out and funding was very quick. If you don’t have the best credit they still help you out!!

Fast and didn’t make it a run-around situation. Verified everything and done! Easy to work with and kept communication by text or email, like I said it was one of the best loan processes I’ve had in a long time.

My experience was a pleasant one. From beginning to end. Funding was super fast. Truly a no hassle, no being tossed around. They are dedicated to customer satisfaction. I highly recommend them for any unexpected bills. I used their online services which was easy and fast.

The process was easy and fairly fast. I like that I can request only what I need of my credit line and there is no crazy interest or fees!! I will definitely be using this more often rather than credit cards.

I don't know how to describe how excited I'm with Net Credit. I wasn't expecting to receive the funds requested but I do now. One word only. This is a best experience I have ever had. Net Credit is a life savings Net.

Process is really simple. Company is easy to work with and are able to finance most people. Make sure you have all your documents before starting the process as it will decline you if you miss a document. After a call to customer service and speaking with a friendly rep we was able to get the loan back on track and was funded the next day.

The process was fast and the funds were in my account the following day. The gentleman I talked to was very professional and walked me through what I had missed. I was able to pick my payment amount that would fit my budget to pay back my loan! Great customer service.

Just needed funds fast do to a mistake I made, was happy to go thur the easy application process have money deposited in my account super fast, options to repay helped a lot, and automatic payments. I also called customer service they answered and helped even more

Due to my divorce, I found myself in a dire need for some funds. Unfortunately my bank would not extend me a personal loan, so I had to contact Net credit. After inputting my application, uploading the required documentation, and having a personal identification verification call, my bank received the funds within 2 working days. The process was easy and super helpful!

Amaze how easy how fast the application process. It was like asking a friend for a favor. I really needed the money. And the next thing I knew the money was in my account. Indeed I will share this with all my friends. And easy affordable payment options. Thanks Net credit.

Status easy to look up in real time. I was informed every step of the way. Easy to provide requested documents. Funded within 24 hours of approval. Would definitely recommend for individuals needing cash quickly with no red tape/ or hassle.

Excellent, fast, efficient! The process was much faster than I anticipated, and the money was in my account literally the next day. Thanks for the easy process. This was a re-application after I had paid off the previous loan, but both were equally simple and fast.

I am grateful for the help that was given to me when I needed it the most. I really do appreciate the consideration. I will definitely recommend your services to others so that they can experience the same help that I received.

Lots of work but very helpful people. Minimal hold times. Web based submissions were easy to use. Documentation requirements were reasonable. Communication by email was clear. Process was fairly timely and steps occurred as projected. Rates and payment schedule were reasonable.

Everyone was extremely nice, helpful & efficient. The process was fast and easy to use. It was a great experience rather than a painful one. So much better than what you might expect when applying for a loan. It could not have been easier.

STAY AWAY!!! Horrible experience. I was not approved TWICE. I asked for my information to be removed and deleted and that I wanted to be removed from mailing lists, emails, etc and they are refusing to do so. They are holding my personal information hostage. STAY AWAY!!!

Great experience. I got my money the same week. No issues with customer service. I called to ask about the status of my application and they said they are working on it and I should have the money in my account by that Friday which I did!

There was an issue with automatic upload of bank documents, but customer support was staying on the phone with me until issue was resolved manually. There could be more clear message on the site when logging in. Customer support representative instructions were clear and the issue was resolved quickly.

The process was very simple and the customer support team was fantastic. It was a little tough waiting for my application to be processed, but the result and professionalism of the team was perfect. I would recommend NetCredit to any family member or friend.

Everything went well except it took one day longer than I hoped. The money got to my account on Wednesday and I filled out my application on Monday. I was hoping for Tuesday but it didn't happen. I did call customer service and they were great.

Very fast service and friendly people. I was approved and taken care of immediately. I had my loan in a matter of two days. I will recommend Net Credit if you need a quick easy way to obtain money. It goes right into your bank account.

Process was fast. Customer service was good. I feel that I was consider recommending this to my friends. I’ll tell them how fast the process was. It was a great experience for me. I’ve never borrowed money before. My friends will love this.

Very happy with service, quickness! No hassle even with a low score when you are trying to keep your accounts on time!! Highly recommend. Payment options are convenient. Customer service very pleasant and responsive. NetCredit easy to work with!

I was very pleased with all experience so far. The process was easy. The staff knowledgeable about the product. Would recommend this product to friends and family. If you find yourself in a situation and need cash, please apply the process is easy.

I thought the process was fast and secure. I think it would have been faster had I not applied late afternoon on a Friday. But overall I was very impressed with the ease and security of applying for a loan with NetCredit. I was qualified for more than I needed.

My experience applying for my loan with Netcredit was extremely easy. The application was easily read, understandable and not too long. I waited a few days for final approval but it was right on time. I would definitely tell my Family & Friends about them.

Very quick and easy. Everything was smooth. Was easy doing application, the loan helped me at a very rough time in my life, so it was great not being stressful on me. So this was so easy and helpful. Thanks for the help that I needed. Thanks

My application experience was convenient and easy to navigate through, easy to understand. Something I could do without help. Being a senior citizen using electronics isn't my best suit. Also, your quick response was appreciated. I will definitely refer your company to my friends who reside in the senior citizen apt building where I reside. Thank you again.

Thank you for my line of credit. I will maintain the highest quality of credit to repay this in a timely manner. I was very happy to get the credit and the service was great. I would recommend this to my friends and family. Thank you again.

My funding experience was great. I was approved for the loan, and the money was in my account the next day. I did get conflicting information at first. When I submitted my banking info, the website said it wasn't successful. I couldn't submit the info again. Then, I clicked my account button, and the website said I was approved and had a funding date. Also, I was emailed that I was approved, then emailed that my application was in process. I went back to the website, and it still said I was approved. The conflicting information left me unsure, but the money came to account the next day.

I wanted to payoff some high interest debts and the process was made easier for me with the help of the associates for NetCredit, if I ever need help again I will definitely use them again and refer others to them.

Good help. I’d love a monthly option opposed to a bi weekly, monthly seems easier when you use it to consolidate. I’d recommend. Maybe I missed the option for the monthly payment, rates are a bit high and once you pay back the added rate percent is a bit much.

Was an easy way to apply. Very secure and customer service is so awesome and they helped me with questions I had and any doubts that I may have applying for a loan. Excellent web site to get to and also all information is available.

Processing was easy. Just answered a few questions. Got a call to clarify some information. Uploaded needed documents. Got an answer with 72 hours. Getting a draw is easy. Deposit within a short time into the bank. Would recommend to friends and family.

My experience with NetCredit was amazing. The application process was easy, and once approved the funds were received the following day. And the customer service team is very friendly. Two thumbs up regarding my the experience with the Net Credit Team!

My only complaint is trying to get through to someone. I was disconnected several times and no one was available. I was also given the wrong number online to call. I think a chat box would be very beneficial. Once I got someone on the line they were very helpful.

So happy Net Credit always take a chance to fund me when others might not during difficult times! Net Credit's quick availability for funds make it very easy to access immediately to be used. I am grateful for the quick and easy process!

Net Credit made it easy to request a personal loan through their website. Customer service representatives did a great job of getting the personal loan processed in a timely manner. I would recommend NetCredit to anyone looking for a personal loan help.

I was online searching for loan companies who could or would provide me with a personal loan. Netcredit was one company that I placed an app with and was approved with no problem. Fast, professional and easy. I would recommend this company without hesitation.

Good morning, thank you for taking the to approve my loan. It came on time when I needed it the most. I greatly appreciate it and will be recommending my family and friends. Thank you again. Have a great day and holiday.

Overall it was a great experience. Customer service was great helping me out with the online thing and staying online with me until it was complete and calling me to mind to turn in all the paperwork. Thank everyone for their help.

The loan application process was simple and submitting my documents was a breeze. My account was funded within a week! I was able to get the money I needed quickly and without any difficulty. Would definitely recommend. Super easy process!

This was a excellent experience, highly recommended, very professional and I was kept informed on my approval process and funding information. It was funded on the exact day as informed, the entire process was very accommodating, the upload of documents was also very easy.

24/7 quick loan. 2nd loan, great experience. Will always consider NetCredit when looking to get a small/medium loan. Applied and received money next day via bank account. Very convenient and quick turnaround. Flexible terms with good loan options. Can pay back via automatic withdrawal from checking account or manual pay via bank account or credit card.

Wonderful experience and very nice staff! Very fast funding process! I applied and on a Monday and everything was verified and approved by Wednesday! I got my money the very next day! The staff kept reaching out to me and asking me if I needed any additional help or any additional information. Very easy process. Anyone can do it!

I needed funding for taxes and medical bills. I was recommended to here and was given financial assistance in record time and for the amount needed. I wasn't made to feel like scum when asking for assistance and was treated with respect while not feeling pressured into something I did not wish to do.

Easy to work with and fast response. Thanks for taking care of the funding and getting back to me quickly and putting the funds in the bank asap. It was great working with you. Would consider doing business again in the future. So easy to work with. Thanks again.

The process was quick and prot. The payment options are very reasonable. I am satisfied with everything so far. The application and process was very understanding and I had no problems understanding anything. The payment process was very quick and reached the account early.

It was a good experience. Everything went well. No complaints at all. Can't think of any cons. A quick loan, interest could be a tad lower maybe. But if money needed, well, a good deal. Funding was quick, and no problem with it not showing up in bank.

Once I figured out how to finish my application on the site it was so easy to complete my application. I completed the loan process and received my loan the same day. Customer service would call and assist if needed. It was hard though to reach a live person at first.

They were fast, friendly and very informative. My application was easy to fill out, easy to submit and they got back to me within the timeframe they appointed. I am very happy with the process of this company and look forward to dealing with them during my loan business with them.

What a fantastic website and seamless process to find a lender and get approved quickly. I didn't have to get on the phone with anyone. It was all done online and funds were received within (2) days of initial application.

I applied online for a loan. The process is quick and convenient. Funding was quick as well. All of my questions were answered online as far as what to expect after the approval and when my funds would be available. I am very satisfied with my experience.