NetCredit Reviews

Such a huge relief to catch up on finances. Very easy process. Kind people. Thank you. Done online with f/ubon phone. Reasonable payments professional people. So helpful such a relief. Interest high because of my credit score. That is fair.

I appreciate the courtesy and professionalism I received from everyone that assisted me with my financial issues. I will definitely recommend others to NetCredit because of such awesome service given to me. This is an absolute awesome business. Thanks for all you all did for me.

I called on a Sunday. The associate was very helpful. She answered my questions in a professional manner. Not only that I was approved 10 minutes after my application process. The funds were in my account the very next day.

The whole process was easy and painless. They were quick to respond and everything was easy to understand. I like knowing that I can repay with no penalties and the timeliness of my approval and when the money was deposited in my bank account was quick.

This is the first time I have used an online service, so I was nervous to put my personal information out there. Your company was suggested by Credit Karma. Everything worked out well and I am satisfied with the outcome and experience.

Everything went so smoothly I couldn't believe it. I have already recommended this service to my friends. As I am striving to to rebuild my life and credit it is comforting to know that there are good people willing to help.

Another person confirmed with me that certain information was received. I very much appreciate obtaining the loan. Thank you very much.

I apply for a loan and got declined saying income insufficient to meet credit obligation. Email customer care. They said nothing they can do. "If in the future your financial change you more than welcome to reapply." Lol. If they can’t verify my income now what the difference in the future. I have been working for 20 years straight.

Excellent service and recommend to others...you saved me and God bless you thank you so very much. This was a very quick process and it came right away. Your payment plan is perfect. No complaints and I will certainly recommend to others.

Great experience! I would do it again and recommend it to my friends. It was a great relief to be able to receive these funds. I need to make some big repairs to my car and this money will help out tremendously. Repayment is affordable as well. Thank you.

The bank turned us down for a conventional loan so we did something we wouldn't normally do; a payday loan. (You need to know what you're signing off on before you sign. I do.) Had them before, but we got behind and has to come up with a solution fairly fast. It was quick & simple and has calm a few weeks of painful headache inducing stress. Thank you for the ease of the process.

Great! The overall experience of contacting NetCredit was really an opportunity of understanding the newer available credit line and establishing a credit line through no formal contact. It was amazing. Thank you again from the mailing of a letter to contacting and receiving back information.

LaKisha was professional, courteous, knowledgeable and patient; I had a few questions and concerns with change of payment due date. The phone call took less than 10 minutes and all concerns were addressed. It was a pleasure interacting with a live person.

I have to say first I had thought no way was I able to obtain a loan but Net Credit found a way with a very manageable payment plan. It was very fast also once all the necessary paperwork and documents were sent. I would definitely use Net Credit again if needed and also let others know about the great experience I had with this company. I did call customer service and the representative was both courteous and very helpful.

My husband and I are very thankful that we got approved. It was very easy to apply, response was almost instantaneous, the representative who called for more info was very courteous, polite, helpful and encouraging! Thank you so much NetCredit! You have made it possible for us to fix our broken bathroom!!! May God bless you and more power to you!

Application was fast, approved fast and funds were in the account first thing in the morning. I didn't think I would qualify. Make sure you can afford the payments, don't just take the money. Read all the fine print and look at your payment schedule. Overall, great experience. Thanks NetCredit.

Excellent and amazing service with exceptional personnel. Great payments and easy to read loan documents. Truly a great organization with excellent commitment to help those in need. Easy, no hassle and very friendly. I would recommend to all my friends and family.

I am not sure what else to say or what more can be said above and beyond that this was an excellent experience for me. The loan process was easy and quick. The follow up requests were reasonable and easy to supply back to the lending team. Most important, the customer service team was great to work with. Overall I would recommend to a friend. Thank You!

I had a great experience with NetCredit. Applying for my loan was quick and easy and I got it the next business day of applying and I'm very grateful because it helped me and my children get a place as quickly as we could.

Fast and easy process. Was able to clear up some of those bills ahead of time. Gives me a chance to regroup. Now I will have a few dollars to make next month a little easier for me. Thank you very much. God Bless You guys. Got me out of a tough spot.

This company was very easy to work with and gave options for me when I didn't have the best credit. I am excited to help build my credit with the opportunity to have some extra cash on hand as well.

I obtained an installment loan from them early last year. I could no longer afford the payments due to more hardships. I notified them that I was working with a debt settlement company and the company was unsuccessful in settling with them. I tried to settle with them and my questions about the terms went unanswered and vague answers. Then, they quit responding to my attempts to settle. Their interest rates at near 100% and finance charges are through the roof. A $2600 turned into near $9,000 with what they charge. I have reported them to the California Attorney General for assistance and the CPFB. Please do your research on this company as Virginia State has an open lawsuit against them for their practices. Do not get a loan with this company. I have paid almost $1400 just in interest in 9 months and barely chipped away at the principal amount.

I borrowed from NetCredit and almost had it paid off when something came up requiring me to borrow additional funds. The process was easy and the response was fast. My payment only went up 27 dollars. The increase in the monthly payment was so minute I didn't notice.

Thank you for providing fast money easy with no hassle, thank you so much. It really helped so much. I was surprised that I qualified for so much with a great payment option. I truly appreciate how NetCredit has helped me in more ways than one!

The process to refinance my loan and receive the additional funds that I needed was very easy and fast. My payment was lowered. I do hope to pay my loan off sooner so that I can save some money on interest.

It was a quick and easy process. I was surprised when I checked my bank the following morning and the money was in my account. Especially seeing the time of day I had submitted the request. The customer service rep even called me when I had failed to complete my paperwork. I was very pleased with the experience.

Needed to cover expenses in my bank account to get me back into the positive. Came at the perfect time. Not happy about the higher interest and longer time to pay but will make it my goal to pay more to not have to pay as much and get it paid off faster.

My experience with NetCredit was great, everything was done with precision. They asked for information and when the information was supplied the application was completed and the loan was funding. The experience was great. the online Application was simple and to the point. Thanks for the loan. James ** BBA.

I contact NetCredit five years ago when I purchased my first house. NetCredit helped me for the remodeling. Now, I paid off the loan and have my second loan. My experience with NetCredit is fast, secure, and reliable.

I think this process was super easy! I am grateful that I was able to get a loan to fix my car even with poor credit. The goal is to pay as quick as possible even though they give you plenty of time to pay it off. Again, grateful.

The experience was easy and was very pleasant. If I needed help I knew that customer service would be able to take care of me. I am grateful that I was able to have this opportunity and will be looking to this service again in the future.

We had a good experience. It was very easy. Faxed over Paystub and was funded within one day. Thank you so much. Great job. It helped us out a great deal to do what we needed to do. Wish was the repair for our car. The person we spoke with was professional and very helpful.

The application online is easy to fill out and the instructions and terms and conditions were difficult to read but better than most. When talking to staff they were very professional and knowledgable. The service on the loan was quick and very much appreciated.

I love the experience with NetCredit. It was very fast and super simple to apply and get approved. I really love that I can pay everything off early to avoid paying the high interest (which is exactly what I plan to do). This option came at the perfect time. I'm so grateful for NetCredit.

The loan process was straightforward and fast. The funding happened the next day upon approval. I am very pleased with NetCredit quick response and continued excellent relationship with its customers. I like the direct deposit and auto draft that make it so easy to manage and monitor the account at any time and anywhere. Awesome!!! Thanks!

Very simple. Extremely quick. Money showed up next day. No complications. Everything was done online. Looking forward to working with them in the future. Hope they can help with any other future needs. Highly recommended for others looking to get a personal loan.

Quick easy to use website. Fast approval. Fast funding. Easy to use website. So far my experience has been top notch with this business. The site looks easy to use to make payments. I had no problems just signed with them March 18th 2019. So far I'm extremely happy with them.

Excellent experience; well developed platform and information. Thanks for all your help. Will refer you to my friends and clients. However; I must admit the interest rate of 64.75% is rather excessive plus you credit no principal during the first 5 months of payments. Strange but obviously I accepted the terms. Thanks again; Frank

Got my money fast. Quick response when loan approved. Kept their word - no credit check. All great things in a company I look for. I highly recommend everyone to use this company when you need help in a hurry. The application was super easy and didn't require much time to complete.

I have gotten personal loan. Very good customer service on phone verifying process. Fast and efficient. Bad credit approval was good. Loan approval was easy. The process was fast and easy. Monthly payment is not so high. I liked that.

The process was amazingly simple and very straightforward. Even though the interest rate is hard to swallow I can say that they did help me out when I needed it. The delivery date and information provided is and was as promised.

You are wonderful and excellent, and I am very happy you helped me a lot and provided best services for me. You are wonderful and excellent, and I am very happy you helped me a lot and provided best services for me.

Great service and fast not like other personal loan companies. Will recommend to friends and family. Love the customer service patients and help. Thanks for your service. Looking forward on doing more business with this company in the future. We all have that time when is necessary to get a personal and convenient loan.

I am completely amazed of the interest rate and now investigating if they are in compliance with the California lending laws and have contacted the Attorney General for assistance. My loan was processed in 2017 and have paid the loan amount plus, however this has not even touched the principal! How dare you feed off of desperation and hardship of others. Today, I contacted NetCredit to let them know of my current situation and they told me that they do not have or honor any hardships.

I refinanced a loan that I got around 6 months ago, I have made all my payments on time and really did not want to borrow anymore money until I paid it off but, I got into a financial jam due to some unexpected cost after ending a 10 year relationship with my ex. I had no other options to come up with the money needed. I was approved to refinance my loan for the amount I requested and the money was deposited that same afternoon INTO MY CHECKING ACCOUNT. I am so grateful and pleased with prompt service I received and would absolutely recommend you guys to all my friends. Thanks, Kris **.

People were helpful. However I had to keep faxing numerous times the same info as processing either lost or never received the information but once it was all received it then was it all done quickly. So there are good people and workers there and would use again. Thanks again.

Awesome customer service and very easy process. Would recommend to anyone in need of help without the hassle. Everyone I have come in contact with is very professional and genuien and treated me as if they always known me. Great Job!

This was the best online experience I have had applying for a loan. I got approved within hours of submitting my application. The forms were easy to complete and the terms and conditions were immediately available for me to review! Everything was user friendly. It has allow me to consolidate my credit card debt. That makes me very happy. Thanks.

Everyone was helpful and even when having to call back several times to conduct this business, each new assistant could continue from the point that I'd left off. Things seemed to move right along. Had fun. It was a life saving offer that allowed a badly needed debt consolidation.

Everything was straightforward and went as explained. The timeline was explained and the documents required were explained. I provided what was asked and the approval process was smooth and fast. The funding date was established and the funds were deposited into my account on time as promised. Thank you.

Everything went smooth and funds were available to me very quickly. I appreciate the fast response from the company in helping get me funded in a fast manner. When I called customer support, they were very friendly and helpful. I would recommend you to others.

I had a great experience with Net Credit. I am a repeat customer. All I had to do was apply for a loan and I was approved in a couple hours. I would recommend them to anybody that is looking for a loan and can’t get a loan at a bank. Give net credit a try.

Every aspect of the loan procedure from beginning to end was prompt and professional. Nothing negative about it. The agent was courteous and quick to respond to all my questions. He was also able to question me in a non-confrontational manner. Thank you. I would not hesitate to recommend your company to family, friends, and business associates.

What could have been a very difficult task was made easier with the help of your staff. I was contacted by phone and I contacted you with questions. Both times the employees were very helpful. I appreciate your employees working through the weekend to uphold your guarantee of receiving the requested funds in time specified. I will certainly remember this experience and forward your information to my friends who are in need. Thank you NetCredit!

Everything throughout the entire process was wonderful! I didn’t at any time feel uneasy about answering the questions and giving the required information. I even had questions of my own and was able to get answers to them as well. I would recommend NetCredit to anyone needing their services.

NetCredit is a joke. Unless you have a lot of money to throw away, don't do business with them. Since getting my loan with NetCredit (18 mos ago) I paid $1360 and only had $18 applied toward reducing my initial balance. When asking the NetCredit rep why this is, she gave some roundabout reply which made no sense. Yes, they're fast in approving you and getting you your money, but why wouldn't they when you're going to pay them all interest. Consumer beware!

Process very user friendly. It took only a few minutes. Options, like loan amount and repayments, simple to adjust. Funds delivery very prompt. Customer service courteous and professional. For short term loans requiring no collateral, NetCredit offers excellent solutions.

NetCredit is a great company to work with if you need a loan. The terms are reasonable and made clear. The payments are monthly unlike payday loans and are fairly low considering. What really helped me was when I paid down most of the loan I was eligible to refinance and add funds. It was just in time too. Also, you can pay back more than the monthly payment or pay it off without penalty. I highly recommend NetCredit if you're in need of a loan.

Fast, easy approval, think too easy. Ridiculous interest rate, only get it if you absolutely need to and can pay it off sooner than the term payoff date. Applied one evening, was approved and the money deposited into my account the next morning.

The time with response with net an me response back was efficient and amount of time was understandable. I thank you for this time of need and I would recommend friends or family if in need at last minute like I was.

Very easy process and very good customer service. Would recommend highly. Fast response and great communication between them. Money was deposited fast and with zero issues. Payments are at your choice as well as lengths or your loan. A+++ rating.

I'm going to recommend to my friends and family. I believed everybody deserves a second opportunity. Thanks again.

I wish I could give Zero Stars. This was a very disappointing and triggered experience. Because I had a 6 month checking account that did not show direct deposit of my checks, and because I was a joint signer on my wife's checking account, this company required that I show proof that I am a joint signer. I then sent a copy from our actual checking account which showed my name as a joint signer. Then they said that the account number needs to be shown in full on the document. I then sent another document from the credit union showing the full account number. Then they tell me that a letter from the credit union was needed which would need to include, the credit union letterhead, my name on the letter, the letter needs to say I am a joint signer, show the account number and routing number, and needs a signature from the credit union. So I was able to get the letter and everything they stated. Then, they said the letter needs a teller stamp.

Easy application process. Very fast approval and my funds were deposited the same day. Lower interest rate than a lot of places. I would definitely recommend NetCredit to friends and family looking for a personal loan with same day approval and funding.

The loan application and process was easy and simple enough. It was a very good experience. The process was very descriptive, made sense, and made sure that there were no errors in the application. I was pleased with the form and outcome. Thank you.

My rating is not due to lack of knowledge for myself as I am already using but rather to be a help to someone else. Use wisely and truly if you have no other option. Even then I would recommend pressing through before going this route or any other loan program such as this. While there is no loan origination fee, the interest rate is generally high. You will be paying a lot of the interest upfront with the potential of mentally draining you and leave you in the mindset of, "Why did I do this!" More than likely if you are entertaining the ideal of using this type of program, you are probably already in a financial need.

Life happens and sometimes you get in a tight spot! Not your fault. Just happens and that's when you realize who your financial partners are... Your traditional lenders that have an open door policy are now closed forcing you to find alternative ways to pay off that debt! NetCredit was amazing and easy to deal with. Fill out the forms, sign the documents and money is in your account. That simple!

This is a great company with a super service. I apply for a loan and I get my fund the same day. Net Credit has done exactly what I was looking for. Thank you very much to Net Credit for making my experience absolutely amazing.

I found that obtaining my personal loan to awesome experience. I will definitely recommend NetCredit to my family and friends. In fact my concerns were handled with the best professionalism and care. I was walked through the entire process with consideration of my financial needs.

So much convenient and the repayments so much easier and affordable. I never experienced such expedient and affordable service. I will definitely let people know about this lender. So that they too can see for themselves how easy and affordable it is.

Easy to use! Fast and convenient! Website is computer friendly. Customer service is polite, helpful, and respectful. This is a good choice to make when in a pinch! Would recommend to others if they are in need of fast cash.

Right from the start the application process was described. Filled everything out, had to edit something and customer service was very easy, explained what I needed to do and help achieve that goal. Needed some more information and was able to get that and be approved. Very simple easy and fast process.

Excellent customer service. And very FAST decisions. NetCredit has Very competitive terms for the situation. Definitely recommend NetCredit for a loan transaction. Fast, responsive and competitively priced. If you are shopping or in the market for fast capital this is a great source to consider.

They are the worst. They crashed my account and laughed at my issues when I called to ask for a new payment schedule after my place of business was totally destroyed from a tornado. Never ever get a loan from them.

There are a lot of companies out there that want to loan you money for an outrageous amounts. NetCredit did a great job of keeping the interest rate down. I would definitely recommend them to others who are looking for a quick loan and not have to go into debt paying back a fortune.

Getting the loan wasn’t bad, always worked with me in moving my payments around and then I found out why! Being paying on my loan almost two years only to find out my principal went up $2000 because of daily compounding interest. Find a loan somewhere else. They will draft your account at any given time without notice if you fall behind according to the contract! Get another loan and pay them off as fast as you can!

Stay away from this company. They are a predatory lender and practice loan churning. If you want a high interest loan that you will never pay off while they bank every dime you send them and you will never see your principal decrease, then I guess these are the people for you. Customer Service? Forget it! They won't help you, won't talk to you, will dismiss you if you have a complaint or need to change a payment date or anything other than taking your money. STAY AWAY!!!

While I will say that dealing with NetCredit was extremely easy in obtaining a loan, my challenge is getting the overpayments back when I paid off the loan early in November. Here it is January 9, 2019, and still no refund. Last week I received a email telling me that my refund was on its way and to confirm my mailing address so it could be processed. They failed to say exactly how to confirm that, i.e. respond to the email or call customer support, so I did both. The young lady I spoke to said she would forward the confirmation on to the refund department that same day so they could cut my check that day. This all transpired on Wednesday, January 4th. Well, as of Tuesday January 8, I called to find out the status since I still did not have my refund. Darlene, the representative who I spoke with told me initially that my check was mailed.

Worst on-line lending ever. Avoid like the plague. I called the day before payment is due to change my payment bank account and they refused - stating I would be charged a fee when payment is returned from previous bank. Ca. Attorney General complaint on the way.

You guys blew it when you withdrew my 4,000 at 98% APR and came back with a 2,600 148% APR. I had the same credit score as I did three days ago when you had the 4,000 offer on the table, but some mysterious info was cited to change the rules. The representative could barely mumble out a sentence explaining why. Hopefully, it's because she knew what shaft job this was, and she had a shred of conscience. Classic bait and switch. You get people to start to hope for the preliminary offer you are giving them and make them take it in the ** with an offer they should, but probably can't, refuse. Nice work.

I am very disappointed with the way this company is doing business. I accidentally overpaid them for over hundred fifty and requested to get a refund but it's been over a month and half and they haven't sent my refund. But the frustrating part of this whole ordeal is the runaround and excuses every time I talk to someone. The interest rate is sky high and but I accepted it and I'm not blaming anyone but myself for getting into this ordeal. I had other personal loans from other companies and they were able to refund my money right away without any hassle or incident. Please make sure and be aware of what you are about to do because it's expensive and at the same time very stressful and dealing with this company.

I tried for 5 days to receive a copy of the company's lending license in my state. VIRGINIA seems that they don't have such lending license and based on that they are violating Virginia state usury laws without proper lending license. I contacted 5 days in a row via email NO RESPONSE at WHY???

I received a pre-qualification letter for a personal loan between $1,100 - $7,500. I did not lose my job and offered to show my bank statements and payroll stubs. Even with a pre-qualified letter, I was told I may not be eligible for the loan. The company wanted to run a credit check which would decrease my credit score. I explained I was fine with the company running a credit check, but not unless I was guaranteed the loan because I did not want a ding on my credit. I was told there was no guarantee. I opted out of the process because I felt the company lied by sending the pre-qualification letter. Essentially the pre-qualification letter meant nothing except the company is a liar.

I decided to check them out after getting an ad in the mail. I was unemployed and could use the cash to catch up on bills, however it's been nearly a week and all I've seen are more emails asking for more personal information. They already have my employer, income, and bank account verified but now they want my paychecks, bank statements, and copies of my IDs. I've been a victim of ID theft and it's not going to happen again. They have the information they need and they're not getting any more.

I am not sure how they got my number and when I email the address listed on the website it comes back undeliverable. How are they rated AAA with better business rating and they can't be reached for spamming. :(

I have had a great experience with NetCredit. Yes, the interest is high. It can be 35% to 155%. Mine is on the lower end. The problem with most people is they get these loans and get pissed about the interest but if you pay the loan off early and make extra payments, you eliminate a ton of that interest. That is how I do it when I get loans, buy a car, etc. If you just pay the minimum, then yes you will pay a huge amount of interest. So, if you plan to only make the minimum and take the entire time they give you to pay this off, then you will pay a crap ton back.

I woke up to an email from NetCredit saying they can't approve me because of insufficient income! On top of that they had a 4 year old address, that I haven't lived at, and basically said I was garbage. They also have an account number set up for me. When I wrote the first note back asking what the hell, they said they got me from an affiliate company, and still kept saying I don't qualify. I never wanted or applied for their piece of crap high interest loan! Can companies do this to people? Disgusted and angry, don't do business with these people who reject a loan you never asked for or wanted!

I submitted the additional information @ 11:01 AM; This is their email sent at 11:30 AM: "Thank you for choosing NetCredit. Your signed loan agreement with NetCredit has been received and your application has been forwarded to our Loan Processing Team for review. We will contact you shortly by phone or email to let you know if you're approved or if we need additional information to process your loan application. If you have any questions or concerns, our Customer Support Team is available Monday - Friday, 8am - 8pm CT and Saturday - Sunday, 9am - 5:30pm CT at (877) 392-2014. You can also sign in to view your account details online at any time."

Getting the loan was painless, but I recently changed my bank account and NetCredit would not accept the fact that 1. It was a new account and I don't have a bank statement yet, and 2. I pay online and don't order checks, so I didn't have a voided check to send them. Worst customer service ever. It took me four calls and three emails, emailing them the same information multiple times. Then, I have to verify what I had sent them by responding twice to their form email. Worst customer service ever@!

I pulled a loan of 2700 dollars in January to catch up on my rent knowing come February I would have my bonus in full, well the day I called in to make payment for the loan, the rep Larry told me everything was fine and my payment was posted and said we were good to go. I went on with my life and didn't think anything of it. It's now April, my secondary account has been hit with 3 payments which have resulted in $500.00 and overdraft fees, now my secondary account normally has small amounts deposited, and we do not use the account only for business purchases, this is why I wasn't aware the weekly payments were being withdrew. I contested the amounts under the impression NetCredit was paid with my bank, and then spoke to my NetCredit to hear them tell me they showed the payment posted, but never funded due to my bank rejecting the transaction.

Everything about service as good. No complaints. The rep was very helpful and we got everything done easily. Our questions were answered and we were very pleased with the help we received. We would recommend service to anyone have problems getting a loan.

My modest loan app was denied in mere seconds, and the worthless website stated as the reason: “could not be verified.” What the heck does THAT mean? Something must be terribly wrong with their automation software that checks for verification. If nothing else, provide a mechanism to verify verbally whatever info they think didn’t validate. How incredibly stupid to quickly deny a loan application for this reason. Are they not on the business to make loans, and generate revenue off the finance charges?

This company preys on the desperate and will trap you in a never-ending cycle of debt. It's fast and easy, and they'll give money to almost anyone. That's the trap. This company is predatory, plain and simple. They charge exorbitant interest rates in order to keep you in their debt for as long as possible. A $2800 loan is going to cost me over $8600 when all is said and done. I understand wanting to make a profit, but this is sickening and should be illegal. I was told by a slightly less more reputable lender that those companies are often on Indian reservations because they don't have to abide by our laws governing or outlawing such tactics. If you're thinking of borrowing money from this company, DON'T. Don't make the same mistake I did.

Great service, professional, easy application. No added wait. The process was easy, simple and not complicated. I would recommend this to anyone who needs a fast and efficient way to get money. Highly recommend. Great customer service, follow up with a call.

I was very pleased. I plan to repay as quickly as possible to save some interest. I was skeptical at first but my fears were put to rest. The experience has enabled me to bring my finances current which is a big relief.

The loan process was quick and easy. I have made my first couple of payments and everything is going smoothly. I would definitely recommend them to a friend. The interest is a little high but this expected because I am reestablishing my credit.

First of all, don't do it no matter what!!! When applying for the loan my credit score wasn't necessarily that bad. It was maybe between a 630-650. I didn't really need the $5,000 at that time, I needed it but it wasn't an emergency. And, if I had known what I was actually signing up for, I would of found any way possible to find my way around this. Over the phone I was told I was getting a 5% interest rate repeatedly & being rushed into locking in this rate. First, I would like to state my husband at the time was supposed to be getting his Workers' Comp Settlement finalized & we had every intentions of paying this back within a month. So 5% seemed great, & it's clearly my fault for not reading the full disclosure. Of course My husband's Workers' Comp Settlement ended up being $10,000 less than expected. And, of course the loan took a back seat at the time.

GREAT Customer Service! I would recommend to friends and family. NetCredit deposit the funds into my account very shortly after I was approved. It was a good feeling to pay all my outstanding debt in full, no more harassing phone call from debt collector. This was one of the best decision I have ever made.

As a single mother it's not always to find help when you need it. I had multiple medical bills piling up from an emergency surgery. Net Credit helped me to consolidate into one payment which made it easier on my budget. The process was fast & simple.

Every time I have correspondence with Net Credit everyone is very pleasant and very helpful. Would refer anyone to net credit. Interest rate is high but in times of need it's worth it. It’s a pleasure to deal with Net Credit.

Once I applied, my loan was approved very quickly and my money was direct deposited immediately. Payments are easy because they are auto debited - so you never miss a payment date. They were there when my family needed the help. Thanks!!!

Great resource when you need money. Nothing to have any worries over. Quick response time with direct deposit and very friendly staff. If I need money again I will use them without hesitation. Great experience! A truly professional experience from beginning to end.

You guys are great. Very easy to talk with and getting information to me about things going on. Im going to tell all my friends that need cash. Thank you once again for the fast and amazing customer service, fast email response and even when a problem came up you let me know asap.

Fast and easy very helpful. Anyone can use the easy online application they deposits in your 48 hours. Love it would definitely recommend to anyone in emergency. They are way better than all the other loan companies out there. Thank you NetCredit for being there when I needed you.

Very timely and professional. Answered all my questions in a simple manner. Hope to do a consolidation loan in the future. Very good web site easy to follow. Also I received my answer in a timely manner. My funds were in my bank account the next day.

When all others failed to approve me for a loan due to bad credit, NetCredit was able to come to the rescue. They were swift, able to help fast and no questions asked besides the standard paperwork. I understand the rates that accompany the loan is rather high, but I would take the high interest rates over no money available. I appreciate the service very much and hope to finish repaying my loan sooner, rather than later.

My request was approved quickly after a brief confirmation from one of your customer service rep per phone call. This was on a Thursday, received my request via direct deposit on Monday. I was so surprised... will do business with this company in the future if the need occurs again. GREAT SERVICE and much appreciated.

Good first experience. The process was amazingly brief and simple. All questions were direct and easily understood, I didn't feel like I was being treated unfairly or being demeaned. Can I refinance now? I would like to have additional funds available.

Quick and easy, customer help was great, would recommend to friends. It was easy to go online and check the status and follow the progress of the loan. The money was in my account in no time at all once the paperwork was complete.

Easy to apply. Super fast funding. Love it! Recommend to my family and friends. Applied for loan and funded the next day. Easy to refinance when I needed to borrow more money. All done online in the comfort of my home.

Very helpful and friendly, although I was approved for a higher loan amount I was not pressured to take the additional funds. I was also having issues with the computer application and they stayed on the phone with me to assist in completing my application.

I could not have been more pleased with the way I was treated during this whole process. I was kept up-to-date on everything that was going on in a timely manner. It all went very quickly. Thank you all so very much.

The customer service was excellent. All of my questions were answered. This is my first time using NetCredit and I had some difficulty working my bank information and the young lady was very patient because I was getting frustrated when I had to put in my banking information. I had set up my banking account and forgot a lot of the required questions the had asked.

Quick and easy to apply. The reason for the 3 star only is because the interest rate is outrageous. It helps those who are in desperate need at the moment but is not a help for the person overall. I think you’re taking advantage of the situation.

Customer service was really nice, emails and online was excellent service. I got updated every day and even twice a day about my loan. Net Credit got me out of a big financial I had! Thank you Net Credit! For sure I would recommend this company!

It happen to be the best experience I ever had with this finance company and it was a good transaction and will do business again with this company. Thank You Net Credit. I hope that they are satisfied with the way that I handled it on my end.

Needed money for bills and got exactly what I needed. The payment plan is a little long but reasonable and we can you have the option to pay more and finish payments earlier with less total interest. Would recommend if you need the cash.

Very professional company outstanding customer service. Always there when you need them. If you have problems navigating the website they are always helpful and polite. Obtaining a loan with them is quick and easy. Best financial businesses I have ever dealt with.

My experience with Net Credit was excellent... the person I spoke to had excellent customer service skills. No complaints noted. Overall experience with Net Credit is excellent and I will refer friends. The money came in handy. I rate my experience with Net Credit with a five star.

I would recommend to a friend. It was not a difficult process to go through. The people I talked with when a question would arise were very professional and assisted me quickly. I'm very glad that I opened that letter I got in the mail!

Getting a loan is very easy and secure, good to know we have a place to get some help when needed. The process is easy and fast, the money was in my account quick and in time to resolve any issues I had. There is no need for me to go anywhere else if an emergency arises again, and is good to know that there is a company ready to help. Thank you.

Thanks NetCredit. It was something great that happens to me when most need it. I will tell my friends how easy is to get help from NetCredit. Is really a great experience to have NetCredit at hand when you most need it make your life that you can keep going.

Positive Experience so far, great customer service, post sales and before the loan was approved. It helped me get out of a bind and I appreciate all the great service each time I have called thus far. Thank you. I will recommend to to friends, families, anyone who needs a short term loan. Thanks again and have a great day.

At first my experience was awful, after doing everything I was asked to do my loan kept being rejected due to whatever was asked of me to do not being right but after calling and speaking to someone who actually knew they were talking about my loan was finally approve.

Fast and friendly... I know the interest is high but the chance to redeem my credit is worth it... will most certainly use you again if given the chance... Do you have a program where after a while off paying on this loan that you can refinance or take out another loan and pay this one off?

They were fast and really helped me. The process was very easy and I received money quickly. I would use them again and would recommend them to others. I will use them again. I hope I can redo my loan for more money.

Hello, I'm not quite sure about this, but here goes - I am very happy with the speed that the loan was granted. Would I recommend it to friends - only if they asked me. The only item that I would change with the loan, I would include it with all of the other items in my bill pay site at the credit union. That would make it easier for me. Thank you.

I had a very good and helpful experience. It was a complete and easy process going through with the company. I got my answers quite quickly. The application process was easy and quick. My answers came back quickly without any hassle.

Have been a customer for five years. The process was easy, feedback was promptly provided, loan offer met need, payment schedule/rate excellent. Would continue to access this company for future financial needs. Will also recommend to friends and family as needed.

Am very pleased with the expedience and closing. I knew nothing about NetCredit until I applied and was accepted. I am happy and would recommend this venue to anyone who is in need of a loan. Thank You. I am a satisfied customer.

I am very happy with my experience so far. I received a call with in just a few minutes of completing my form and was asked if I needed any assistance and I appreciate that. The money was deposited into my account exactly when you said it would be. So far I have no complaints and I would recommend it to others.

NetCredit was helpful in getting me a loan. Great service. It was simple and was able to get the money in my account the next day. I enjoy doing business with them. I will recommend this company to anyone that needs a loan.

Customer service was great, they help me when I needed it the most. It was very professional. You couldn't have asked for a better company to serve you. I would recommend net credit to family, friends and coworkers for emergency of a loan. I appreciate your company. Thank You.

I am pleased with the service I received when applying online. The process was completed in a timely manner. The money was deposited into my account and available within the 24 hour timeframe. I would recommend this company to others.

It's nice to know NetCredit is available when needed. I am in the processing of renovating my bathrooms. So I needed to purchase materials and still pay my bills at the same time. I received the funds 2 days after applying for my request. Interest rate is very high though but glad to be able to receive the loan. Maybe I can double up to finish paying off my loan faster.

I must say my take on the way things were done when I first got the message that I was going to be able to borrow some money at this time I was quite surprised to say the least. Since my credit score has suffered a bad situation after my bad divorce almost six and a half years ago and my having a severe head injury to the back of my head nearly three years ago. That has caught me off guard being taken every penny I had in my savings and my income per monthly till now the doctors and medical bills are nearly paid off by me finally from the head injury. Except for my owing $1750 in credit card bills I owe no one anything! This money I borrow will help me immensely to do that and I plan to pay this amount of this loan back in a short time too. So I am very grateful for this opportunity you have given me! Thank you so very much for your helping me! You can rest assured that I will do what I said I would do when I am supposed to do it!

When I needed a little, NetCredit was there. The interest rate was a little high, but based on my score it was fair. Thorough customer service. Nice follow up. Overall very good experience. I would recommend them to other people. Thank You.

My experience was a good one. The only issue I had was trying to move my payment from 1 bank account to another. It was a big hassle and customer support wasn't very helpful. Other than that it was a good experience and am currently using you guys again.

I've been doing business with NetCredit for over two years and they've always been great! I've never had any problems and my questions have always been answered promptly, professionally and courteously. I would definitely recommend NetCredit to anyone who is looking to borrow and needs the funds quickly.

On account number **, loan number ** I received excellent customer service. They were patient and worked even with clumsy me during this process. The process was simple and all needed documents are relevant to the lender's need to verify and assess viability of a returning repayment in full. Great job.

When I really needed help they were there for me at a really bad time in my life. I didn't have anyone who I can count on to straighten out the mess that I made of my life situation. But when I fill out the application online and checked my email and they said I didn't know what to say or doing that moment in or time but say thank you God for somebody heard my cry for help and this real.

Fast, friendly and informative services! Payments are auto deducted in a timely manner. Representatives are knowledgeable and easy to understand. It's nice to have found a company that will loan to "high-risk" customers. I will go to them for future financial needs.

Easy to fill out the application online and quick payment into my account when I needed it most! I would definitely use this as an option again if I ever needed it. I would recommend this to anyone who needed financial help.

Best loan company I have ever Dealt with. Everyone was nice, Thorough and very quick to make a decision. Also provided me with low payments that I can afford. Second loan was easier than the first and I had funds Direct deposited into my account within 24 hours. Also give my a payment schedule so I could see when loan would be paid off. I would recommend this loan company to anyone.

Easy application online, my only recommendation is to be able to change the loan amount after viewing eligibility. Great customer service and very fast loan processing! Good job!! I would recommend this service! Fast & Convenient! I appreciate your urgency to process the loan.

Easy to apply, friendly customer service. They hear your loan needs, glad to help, made things easy to process applications. Once done response was quick and funds available in my account quick for my usage. Great customer service!! Thank you.

My experience with NetCredit is excellent. I would recommend Netcredit to all is in of help. Netcredit customer service workers were very helpful. I needed a loan for financial reasons and Netcredit was there to help. Their service is outstanding. Netcredit is a 5 star loan company in my opinion.

When I applied for a loan I was having trouble navigating the process and emailing my documents. The representatives that worked with me and guided me through it were great. I would definitely recommend this company to a friend. Your representative were patient and very helpful.

Couldn't have been an easier process. Quick simple application and I had a response in seconds. My loan was funded in two days. Can't say enough. Wished I would have known about them sooner. I will definitely use Net Credit again. Thank you.

Great experience, process was simple. Approval was quick and funds were deposited the next day. Would definitely recommend NetCredit to friends and family. The application was easy to complete, financial verification was quick and easy, and I was given updates along the way. Once approved, all loan documents were viewable online.

I was happy with the experience and glad to be back with NetCredit again. I would recommend NetCredit to my friends. You guys have always been super great with consumer service and the agents are always friendly and courteous.

The staff was very helpful and I was pleased with the efficiency of the process. I appreciate the ease and efficiency in completing the process. Customer Service Team was also very helpful in answering my questions and following up with me.

I give NetCredit a big thumbs up. Just when I needed the extra cash NetCredit gave me some without putting my other bills behind. Only negative thing is that it stays on credit after it's closed but it says suppose to fall off after two years. I would definitely recommend them to family, friends or anyone in need. They meet your needs. And paying on your payday is a plus.

Was very satisfy with the service I received from your company and would recommend to my friends and family any time. I liked the promptness and time limit it took to be approve and received my funds. Also the payments are not too high. I love the overall service I received.

Quick response and money was put in within two days. Nice. App was user friendly. Not much more to say except the experience was easy and fast. Very happy with the outcome also. This loan was greatly needed at this time. Thanks!

At first thought this was a scam as my credit is not the best and to be approve for the loan made me feel great. Also helps me to reestablish my credit and get back on track with things. I thank NetCredit for this amazing experience. I would recommend you to go thru them if you really need the help.

Amazing service and professionalism. Thank you for my loan. I had nothing but good experience both times I needed some extra cash. This is by far one of the easiest and more secured process to get the help you need when you need it.

I used your services 2 years ago when we moved from California to Virginia, and I needed some extra cash fast. So I knew that I could rely on your company once again in a pinch. I was approved online and received my direct deposit super fast. Thank you for your incredible service.

Very easy process to obtain a loan and fair rates on the loan as well compared to other sites and stores that offer loans. Will recommend. Helps you obtain the funds you need and dont charge you 3 times that in order to pay it back.

Very happy with the experience from beginning to end. The application was simple and very quick. I has a decision instantly. I hope in the future if I have a need to refinance or need additional funds I will experience the same customer service as I have in the past. Thank you very much. Yes I would refer Net to my friends.

I was treated well - very fairly by Net Credit. I would highly recommend net credit to my colleagues, family and friends who need a loan. I know that all too often places that loan money get a bad rap for wanting information, or taking too much time to make a decision, but I didn't experience that with Net Credit.

The staff was very friendly yet professional. They made every attempt to get the questions they could not answer resolved by ensuring I was sent to the appropriate department. I felt reassure since the reason I reached out was due to medical issues.

Interests rates were higher but not absurd. I fully understood what I was doing. I needed a loan to bridge over a cash flow gap. NetCredit extended me what I needed. For that I’m grateful. I am going to payoff the loan in full, saving the interest. Therefore it was a good fit for me and my situation. But only after I thought long and hard about it. People, always look at all other avenues before taking a high interest loan.

I have had a very positive experience using NetCredit. Very fast and efficient service. The representative I spoke to get my pay off from my first loan. Paid off that loan then I immediately took out a new loan. I would not hesitate to recommend NetCredit to a friend or family member.

The service that I received from NetCredit was the best experience ever. I have dealt with other lenders and they are not that great compared to NetCredit. The process was easy and convenient and I would definitely recommend them to a friend or family member.

The processing of my loan application was done in no time. Everyone has been so helpful in assisting me through my computer which I am not at good. Thank you so much to everyone who guided me the process.

I feel I was totally blessed to have Net Credit step in to help me out in my emergency financial crisis in such a short amount time. Thank you and May God Bless all of you for being there for me and my family.

This was a great experience! Very easy to navigate the website and funds were deposited in a timely manner. I appreciate the how fast the process was due to the fact I needed the funds for a family emergency. I would highly recommend NetCredit for friends and family.

The initial application process was very efficient and professional. I read what others had written and most of the criticism seemed to be about being denied a loan. I found the entire process quick and a check was in my bank account within 2 days without a glitch. Thank you for the loan.

It was unbelievable the experience. No delays, no gimmicks, just quick service. I did it in an hour or so and my money was there the next day. I recommend to anyone eligible to take advantage of your service. Thank you.

Friendly all automatic funds deposited when specified it was suggested to lower my payment I guess because of onetime previous payments... I would recommend this company by far to anyone! But only call on them if you can handle a automatic payment and it helps rebuild your credit.

I received a very quick response to my request to add additional funds to my loan. NetCredit makes it easy to repay and the money is always transferred on the date it is supposed to be. I have had no issues with payments.

It was easy to apply! And a quick response. The interest is high but I needed the loan. I thought the bank would hold the loan for a few days but it went in my account the next day. Thank you for helping me out.

The loan was transferred to my bank account really fast. All the process was easy and surprisingly fast. NetCredit agents with whom I talked to were really helpful, cordial, patient and aware of everything. The only thing is that the loan payment terms are not known until everything is done.

The application process for this loan was quick and easy. The best part was the ability of choosing the amount of the loan while knowing the monthly installment payments. The $$ was in my bank account within 3-4 days... This was very easy, very convenient, very helpful. Thank you.

Great service and communication. I go by my middle name, so all my documents were in a different name than the loan application. The representative that helped me verify was very nice and competent and got me verified in a few minutes. My loan was approved the next day.

It was a wonderful experience dealing with NetCredit. I did not have to go through a lot of hassle with the NetCredit. It was easy, with not any stress. It was fast. I had the money I need it three days. Thank you.

I liked the fact I could log into my bank and NetCredit search for credits. Money came to my checking account really quick within about a day so I’m pleased with the efficiency. I have used NetCredit for a prior loan and paid off within less time than the schedule although the schedule of amortizations allows me more freedom if needed.

My experience so far has been well. I look forward to doing business with you all in the near future. I just hope everything continues to go smooth sailing on both parts so we both can establish a positive business relationship.

The process was very simple and easy. I received my money the next day and it was deposited directly into my account. I Just wish I would've taken more than I did but I'm very satisfied. I would highly recommend this service. Interest rate is way lower than most. Customer service is great too.

Very prompt... very straightforward. Will consider again to use them. Had the deposit the next business day! Was able to pay sooner than I expected. Would highly recommend them to everyone. No hidden fees and everything was simple and fast!

Customer service was polite and friendly. Wasn’t looking for a big loan. They have me what I needed without any pressure to borrow more. Easy terms and very understanding as far as repayment is concerned. No pressure at all with the process either.

NetCredit was able to meet our needs in a very quick and efficient manner. Good rates and easy payment terms. Website is user friendly and simple to navigate. Approval team responded quickly and loan was funded right away. Would definitely recommend NetCredit.

All of my questions were answered that I had when I called. The person who helped me was very quick and resourceful. Keep doing what you're doing. I would definitely recommend this company to others. Thanks so much.

While I only recommend loans for a last resort, I will say that I am thankful that NetCredit was there when I needed the extra cash. I was able to pay so many bills. Thank you for helping me when I needed the help.

I borrowed $6000 almost 2 years ago for a move out of state. I've made $263 monthly payments on time since taking out the loan. They are telling me, I still owe $5200. How can I still owe this much. When taking the loan I was led to believe that I would be able to pay off the principal at any time without penalty. I called to inquire my payoff and was told the $5200 was still owed even though I paid $4700 already on a $6000 loan. I'm filing with the BBB and contacting an attorney.

My experience applying for the loan was easy. I appreciated the timeliness in answering my request for the loan and the quick deposit into my bank account. The loan has afforded me the opportunity to help pay off a few bills. In addition, the payments are affordable to those wishing to borrow money.

The loan application process was easy and non-threatening. I was able to secure my loan within a couple of days. The automatic bill pay allows me to proceed worry-free, knowing my loan repayment will always be on time. I am so very pleased and appreciative of this process and assistance.

NETCredit is the best and easiest loan to get and have. They made it easy to set the loan up and the payback plan is very affordable for my budget. Their customer service reps are knowledgeable and attentive to my needs. I would recommend Net Credit to anyone that needs a loan with an easy pay back plan.

Everything about the process was fast, easy and painless. There were a few documents I had to resend but that was an error on my part. When I did call in to check on the process the customer service representative was extremely friendly and helpful.

I would like to thank you for your kindness and support during my time of need. Your professional customer service personnel was a pleasure to converse with. I will recommend your company to all my friends and relatives when they feel the need to need assistance. Thank you.

Was quick and easy. I was grateful I was able to do it all online as well and did not have to go in anywhere to complete my loan. Thank you to you and your wonderful team. I hope to work with you guys in the future since you made the process so comfortable and easy!

The application was streamlined maybe because I had been pre-approved. Everything was explained upfront online and completed efficiently. When I called for assistance, I was provided with the assistance I requested. I was notified and the funds were deposited. The customer service representatives were polite and helpful.

It was awesome to be able to apply and get approved for a much needed loan totally online. I would recommend this service to anyone seeking immediate financial assistance. Your company is s Godsend. There are not many companies out there that can service the immediate needs of the consumer in such an efficient manner as you all succeeded in doing. GREAT JOB!

This company is amazing! It was absolutely a smooth process and I will recommend friends that are looking for an easy process. My friends, co-workers, neighbor and family members will be very interested in how easy it was. I cannot Thank you enough for completing this transaction in about 48 hours. Thank you!

Good fast service at a time I really needed it. I would recommend friends. Would have benefited with a little extra money than I was approved for. I like the way payments are taken out of my account. That is very convenient for me ensuring my payments are not late. Thanks for all of the help.

It was an excellent experience when I got a quick response after I sent in my loan application. I was so grateful when the fund came in on time. Interest rate and monthly payments are affordable. Surely I will recommend this experience to friends. Thanks again.

I received my loan on time when Need. Even if the interested is Higher. I saved money after paying bills. Now I am going to Clear off the Loan I took from NetCredit. I will refer NetCredit to my friends who are late in Paying bills. Thanks NetCredit...

This was easy to use and I received a quick decision and funding. Repayment is also easy and they were considerate of me rebuilding credit. Will not miss a payment. I wish I could refinance. Thanks for giving me this opportunity.

Very easy and fast to process, thank you! I would definitely recommend to a friend when fast cash is needed. I didn't know you existed until I received a card in the mail, so that's what got my business. I wish the rates were lower but I guess a net loan is what it is and I had an unexpected trip come up right at Christmas.