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NetCredit Reviews

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Edited by: Jon Bortin

About NetCredit

NetCredit is an online financial company founded in 2012, specializing in personal loans and lines of credit for up to $10,000. It is not available in every state, and each state has its own terms for rates and how much you can borrow. All personal loans are unsecured and can be used for any purpose. Approved applicants can receive their funds in as little as 24 hours.

Pros
  • Fast funding
  • Flexible credit requirements
Cons
  • High APRs
  • Not available in all states

NetCredit Reviews

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    How do I know I can trust these reviews about NetCredit?
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    Page 6 Reviews 645 - 845
    Verified purchase
    StaffBillingLoan ProcessRates

    Reviewed May 22, 2024

    The whole process is stress less. An understandable application for a first timer and easy process for a returning customer. Just keep in mind that this is mostly for a short term loan, so the faster you pay it off is less interest, but other than that the payback payments is reasonable. It beats any pay day loan out there.

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    Reviewed May 17, 2024

    This lender is only running for people personal information. I got approved after my pre approved then I had to submit pay stubs, bank statements, ID social link my bank. I sent ALL these. They marked me as unable to identify even after all my documents then turned around and flagged me for fraud?! Good luck people. I'd probably take chances elsewhere. Netcredit hard -5.

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    Verified purchase
    Billing

    Reviewed May 16, 2024

    I needed some cash for a down payment on a new apt. I went to my bank first and they turned me down. Said something was showing on my credit report. Wouldn't tell me what. I was able to get the cash from you, no problem. Thank you so much.

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    Verified purchase
    Refunds & PayoutsStaffBillingLoan Process

    Reviewed May 16, 2024

    I think I was turned down by over 50 loan companies. I wanted to pay off my credit cards and Netcredit offered a loan and sent it to my account all in 1-2 days. It was amazing that they gave me a chance. I am no longer stressing out and have paid my debts off and now can afford the monthly fee of the loan peacefully.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed May 15, 2024

    This was the easiest application. The lady that called me to verify who I am was probably the sweetest lady ever. She was amazing! She was polite. Quick. Easy to understand. She was also able to put up with my screaming kids in background and never showed any but of annoyance.

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsLoan ProcessRates

    Reviewed May 15, 2024

    Getting my load was easy and fast. A wonderful experience especially when I needed cash fast. The rates are so much better than other loan companies. Plus, they give you pay back options that work best for you.

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    Verified purchase
    Loan Process

    Reviewed May 15, 2024

    I literally got my loan in less than 24 hours. I applied at 5pm on a Monday and Tuesday before I woke up the money was in my account. This is my 2nd loan with net credit. They make it so simple and easy. For real. I’m very grateful bc I needed that money right away.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed May 14, 2024

    Very helpful in a time of true need. It was fast and easy to apply. The customer service is truly helpful and fast. I got the money fast. Not as fast as I was thinking at first since I had everything turned in fast but faster than I thought. Once it was scheduled I got it around the 5-6 hour mark. Very thankful and looking forward to paying off my debt to help my credit. I truly thank. It’s very helpful to help those with bad credit.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed May 14, 2024

    It takes a few days to get the money, but other than that this team is SO helpful. Fast, efficient, FRIENDLY. Anything needing handling they got you. I talked to a Faith from Chicago and she was amazing. I highly recommend, she was the ideal customer service rep. They definitely hire good people, and she trust this company to have my back.

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    Verified purchase
    Customer ServicePunctuality & SpeedBillingTimeliness

    Reviewed May 14, 2024

    I was worried about paying a bill that was past due, and as I’m scrolling thru my emails, I saw a commercial and my intuition told me to try it out. Glad I did. I’m truly grateful for the services provided. Application was extremely fast and easy. I received funds within days. No more being financially worried. I appreciate this service. I’ll be sure to spread the word to my family and friends.

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    Verified purchase
    Customer Service

    Reviewed May 14, 2024

    It was great. The only problem was lots of back and forward calls to get done. Best place we have used to get money. It was very easy to do application just alot of phone calls back and forward. Once it was all done it was an easy process and would recommend it 100 percent..

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    Verified purchase
    Staff

    Reviewed May 11, 2024

    This transaction was extremely easy and seamless. Amazingly wonderful. Thanks to your app for making this so easy. I'll be sending others to you for help like this. You could not have made this any easier. Your app and service is beyond what one would expect. I hope to do more business with you in the future.

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    Verified purchase
    Punctuality & SpeedStaffRates

    Reviewed May 11, 2024

    I'm very pleased with NetCredit. It was fast and easy to apply. They were very helpful in answering my question and concerns. I look forward to working with them and intend to use them again. I will recommend them to family and friends. They were very prompt on getting back with me to help me with my application and I'm very satisfied with that. I would rate them very high for their fast services and I also like that I can access my account on line and review it.

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    Verified purchase
    StaffBillingEase of Use

    Reviewed May 9, 2024

    Loved that I got approved with crappy credit and the application was easy to navigate. It really helps me to get my bills paid and to get the necessary repairs to my car without nickel and dimeing my paychecks. This money really came in handy at a time I was struggling.

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    Verified purchase

    Reviewed May 7, 2024

    I was in a bad spot due to car repairs and other ER expenses. Was looking like I could not buy groceries this week. NetCredit came thru with just the right amount to get me by until payday. Thanks so much! My family has been able to buy groceries and other needed items this week.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 7, 2024

    Great service! It helped me a lot being able to get approved right away and Did not wait a lot of time when receiving funds, thank you to Net Credit for helping me out when I needed the most. Totally recommended and will definitely give it a try again. Very good on their service.

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    Verified purchase
    Staff

    Reviewed May 2, 2024

    The process was easy but at this moment I'm not so sure if I received what I was going after they're asking me to evaluate the situation and yet I have no idea if I've been approved or not. Upon the completion of my application did surely would be helpful for me to be happy about the situation before you ask me to review the situation. Like I said it was easy but I'm not so sure it's successful.

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    Verified purchase
    Punctuality & Speed

    Reviewed May 1, 2024

    It was a very easy process and took hardly any time at all! Quick funding and no hassles! Thank you so much for the worry free process. I actually did everything online and never had to speak with anyone - which is super convenient for a working mother! Five stars all around.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppStaff

    Reviewed May 1, 2024

    The process was easy, smooth and fast! I really liked how there was minimal contact and still received great service. I thought the customer service rep was friendly and informative and helped me feel confident that I chose the right lender. I have borrowed from others and Net Credit was by far one of the easiest and I would love to recommend them to my friends and family who may be in need of help. The website is a great design and informative.

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsBilling

    Reviewed April 30, 2024

    Top notch. Quick and easy process. Money was there when needed. Thank you for paying my bills. It was a great relief to be approved. I would recommend this service to friends and family who struggle as I have. This is a legit service. Five stars

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    Verified purchase
    Customer ServicePunctuality & SpeedBilling

    Reviewed April 26, 2024

    I was pleased that it only took a day or two to see the funds in my account. I only wish that my payment due dates were more with my pay schedule, and not on the week after my latest pay schedule. I believe there was an email stating how to change my repayment date. I will just have to go back and look at that.

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    Verified purchase
    Staff

    Reviewed April 26, 2024

    Good experience. The process was pretty smooth and helpful. It is a good service for someone in a pinch. It is a fairly easy process. And I think there should be an app that you can track your progress from. Again a very very simple process and I think it would make someone very very happy if they tried the service.

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsEase of UseLoan Process

    Reviewed April 25, 2024

    My experience was pleasant. It was very easy to use the service. Personal loan came in twenty four hours. Look forward to using this again in the future if I have too. No penalties if you pay Back your long early which is a plus in my opinion. Other people who have problem getting loans should look into this.

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    Verified purchase
    StaffLoan Process

    Reviewed April 25, 2024

    Great service & professional. The best personal loan; I recommended it. I recommend this company to friends & family. The best loan company in the United States of America, cannot compare to the big banks.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed April 24, 2024

    Thank you for the quick response to my financial needs. This line of credit will help keep my some of my bills paid on time while improving my credit. Thank you so much. I would recommend to family and friends. Especially to those with not so good credit. Thanks again.

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    Verified purchase
    TechPunctuality & SpeedTimeliness

    Reviewed April 24, 2024

    Fast and easy and safe to get funded and the info was already there and they put the money in my bank the next day. This is a great company. They keep their word and give all the information on all the parts of the contract. You're in good hands with this company.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed April 23, 2024

    I was very impressed with how fast the on-line application was completed, and how quickly the approval and funding process went. I also liked that Net Credit gave me two options to work with (Credit line or installment loan) after I received my approval. I would recommend Net Credit to others.

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    Verified purchase
    Customer ServiceCoverageSales & MarketingBillingTimeliness

    Reviewed April 21, 2024

    I needed money to cover a bill, and was very stressed out. I saw an ad for NetCredit, and thought I would give it a try. All they could say was no, and I would be no worse off. I applied, and had a positive response in just a few minutes! It was awesome! I got the funds I needed the next day!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 20, 2024

    Excellent. Very impress how fast I received the money on my bank, when ask about my username and password of my bank account I was really scare. It was something new to me, but notice that only me could see that information nobody else, that gave me peace of mind.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 17, 2024

    Very supportive process. I would recommend to others. This will help me as I start a new personal journey of independent living. It was easier than I expected and just as the commercials, I was surprised to get approved. This will be such a blessing to me. I plan to pay it off day, and it is wonderful that there are no penalties for early payoff.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 16, 2024

    The lady that I spoke to was very professional and very nice. It is refreshing to deal with someone who has some PR. Skills, the whole process went very well., thank you, net credit. For making the process smooth. You guys did everything you said you were gonna do funded quickly when someone needs it. That's what they want to see.

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    Verified purchase
    Timeliness

    Reviewed April 15, 2024

    Credit Karma had recommended NetCredit as my approval odds were good. I was hesitant at first due to the hard check on my credit. I applied and was approved! And I was funded the money the next day! It was a smooth process and am thankful for companies that give chances to people with credit issues (within reason of course). Overall I am satisfied with their service.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed April 13, 2024

    Very quick and courteous. No problem with request. Everything is very easy. Hearing from Net Credit was quick. Walk me thru any problems. Money was there when they said. Just all round good and easy to follow guidelines to get your money and customer relations very knowledgeable and polite.

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    Verified purchase
    Punctuality & SpeedTransparencyTimeliness

    Reviewed April 13, 2024

    Great! All my information was still on the portfolio. Just updated my income and everything else after that was approved I was actually surprised by the speed of service and the funding. Was the same day! I am very pleased with the superb service that I have received. Thank you very much.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed April 12, 2024

    I received my approval much sooner than expected. The funds were even available two days earlier than I expected them to be. Your process was way easier than I expected it to be. Thank you, for making this such an easy process to follow. Thank your excellent and fast customer service.

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    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed April 10, 2024

    I went online filled out the application. The next day the money was in my account, that fast. Unbelievable. Great company, great customer service!!! I would definitely recommend this company. It was easy to fill out the application. It was emailed back very shortly after I filled it out and approved.

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    Verified purchase
    Punctuality & SpeedTimeliness

    Reviewed April 10, 2024

    The entire process was very quick and easy. I received my funding the very next day after completing the application. Securing the funding relieved a lot of stress caused by worrying about meeting financial responsibilities. I am very satisfied with the service and would recommend it to friends and family.

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    Verified purchase
    CoveragePunctuality & SpeedBilling

    Reviewed April 6, 2024

    After having an unexpected expense, it left me with a shortage of cash flow to cover some bills. NetCredit came up in a Google search so I thought would see if I qualified. The process was simple and straightforward. I only get paid once a month and they will work with that. I put in all my information, uploaded documents and sat back to wait. I had approval within 24 hours, which took a weight off my shoulders. Thank you NetCredit.

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    Verified purchase
    Punctuality & Speed

    Reviewed April 5, 2024

    Super fast and done within one day! Waited so long to do this but now is the time and they did not let me down. I hope the service going forward is as good as I have been told! Thank you for being here in a time of need for my family.

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    Customer ServiceTransparency

    Reviewed April 5, 2024

    Won't let me get a line of credit because it can't verify my identity even though everything is updated and correct! I've tried both my checking accounts and I've called numerous times and no one can tell me why. What a joke!

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    NetCredit
    Response from NetCredit

    Hi Scott,

    Please contact our customer service team for help with your questions: https://www.netcredit.com/contact-us

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed April 3, 2024

    Everything was so quick and easy thank you! I didn’t know what to expect but everything was great. In the past other companies would take forever to send the money or would have to follow up with a phone call but this was quick and easy. Thank you guys again!

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 3, 2024

    Very helpful in answering my question. I called and I was placed on hold for approximately 10 minutes. However, as soon as the rep asked me what my concerns were, she was able to provide me with an answer in no time. I was very pleased with the answer that I received. The representative was courteous & pleasant to speak with concerning my question on when my funds would be transferred to my bank account. Thank you very kindly.

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    StaffLoan Process

    Reviewed April 1, 2024

    They will give literally anyone a loan, even if you can't pay it back. They're getting sued left and right. Just do some research. Avoid this place, your information will be compromised. And they won't do anything to help, as no rep can transfer you to anyone to talk to.

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    NetCredit
    Response from NetCredit

    Hi,

    Please contact our customer service team for help with your questions: https://www.netcredit.com/contact-us

    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed March 30, 2024

    Easy access, easy sign up, easy cash advance services, I would most definitely recommend this program to anyone. My line of credit helped me out tremendously when I needed money. Quick and simple to pay bills. I hope I can pay off the credit and increase my limit so I can have more to help me survive.

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    Verified purchase
    Sales & MarketingBilling

    Reviewed March 30, 2024

    Being a first time applicant for Net credit, I was in doubt at first because there is a lot of scam and when NetCredit provided my information that's when I knew I could trust this process. I would definitely recommend this website. It explains everything you need to know and it also gives you time to make the payments to your account. I know I would like to reapply again once my current application is paid in full.

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    Verified purchase
    Punctuality & Speed

    Reviewed March 23, 2024

    Thank you for the cash advance. I just wish that it was sooner than later. It's very hard to function when there's no cash available. What makes it take so long to get the cash in the account? Just out of curiosity but thank you very much for the cash advance.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed March 22, 2024

    The approval was fast and money got right away the following day. I had them before and they accept me even with not the best credit. But this actually helped me build better credit and the application is easy and fast. They also offer a good amount of credit and choose the amount necessary.

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    Verified purchase
    Punctuality & SpeedEase of UseLoan ProcessRates

    Reviewed March 21, 2024

    So far a great product to use. It was fairly easy. The website was easy to figure out, and not difficult to navigate. As a first time user, I was happy with the fast results, as my credit union had just turned me down on the same loan amount for dentistry!! Very appreciated!! Yes it's a high interest rate, but, in a pinch it's awesome. Thank yous very much.

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    Verified purchase
    Staff

    Reviewed March 21, 2024

    This was my first time using Net Credit. I will definitely use them again. As well as recommend them to family & friends. Net Credit was a very easy process online and self explanatory. And within 24 hrs I had the money in my account electronically. This process has helped me out as being a busy single Mom. Thank You so much Net Credit.

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    Verified purchase
    Billing

    Reviewed March 20, 2024

    The process was easy and simple. I would definitely recommend the process to my friends and family. I wish I had heard about this option earlier. I plan to use this line to rebuild my credit and hopefully be able to increase my line after making my on time payments.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed March 20, 2024

    Excellent experience! The loan process was very Fast and painless. I would highly recommend NetCredit to friends and family given they were very on point when it came to the loan they approved me for. It was very easy and fast. I had the funds in my account in less than 48 hours after applying. I highly recommend this company to anyone's looking for fast and easy funding.

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    Verified purchase
    StaffBilling

    Reviewed March 19, 2024

    Everyone made feel important and treated me with respect. They help me through everything in which I thank them. They making sure that I was happy with everything. I will recommend you guys to everyone!!! I have a lot of medical bills that put me behind. But I thank you guys very much.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan ProcessTimeliness

    Reviewed March 17, 2024

    I had problems connecting my bank online through the system so emailed in everything that was needed to process my loan. The response from the company to verify the information was fast and efficient. I received my funds the same day. Will return for another loan, after I pay this one off.

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    Verified purchase
    Customer ServiceBillingLoan Process

    Reviewed March 15, 2024

    The loan process wasn't difficult. This is coming from a "Baby Boomer". I can be easily confused with cell phones and computers. I thought the decision was fair. I'm going to use the funds to pay off to credit cards. Going thru a divorce and trying to reestablish my credit, I am grateful for this opportunity. Thank you again.

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    Verified purchase
    Punctuality & Speed

    Reviewed March 13, 2024

    I truly appreciate NetCredit!! They approved me when nobody else would. The process was fast and easy and the repayment option are very reasonable. I look forward to building good history with them and would encourage others to give them a try when in need. Thank you NetCredit for taking a chance on me when nobody else would!!

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    Verified purchase
    Punctuality & SpeedBillingLoan Process

    Reviewed March 12, 2024

    4500 personal loan... Great experience, as was the 1st one I was given. Fast, efficient.. Funds deposited quickly without delay. Overall I would make another loan and recommend NetCredit to my friends. Hopefully I can make extra payments this time and pay this note off early.

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    Verified purchase

    Reviewed March 8, 2024

    I applied due to a huge family issue, and to find that this is available and the process so easy, it gave me hope to resolve. I am thankful for the opportunity this company offers people like me to ease any situation they may be encountering, I will definitely recommend to anyone

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessTimeliness

    Reviewed March 6, 2024

    They helped me out in a pinch! If you need money fast and you can pay it back quickly this is great for you! It was easy and once I was able to get all they needed the loan was approved within hours and money deposited to my account shortly after approval.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingLoan ProcessTransparency

    Reviewed March 6, 2024

    NetCredit's fast funding process exceeded my expectations. The application was straightforward, and I appreciated the transparency about terms and fees. I felt secure sharing my information thanks to their commitment to data protection. The approval was lightning-fast, and the funds were deposited directly into my account without delay.

    I was impressed by the flexibility NetCredit offers in loan amounts and repayment terms. This allows me to tailor the loan to my specific needs and budget. The online account management tools are user-friendly, making it easy to track payments and manage my loan. Throughout the process, NetCredit's customer service team was responsive and helpful, answering my questions promptly and professionally. It's clear they value their customers and strive to provide a positive borrowing experience.

    Overall, I highly recommend NetCredit for anyone seeking a fast, secure, and flexible credit solution. The speed and ease of the funding process, combined with the personalized loan options and exceptional customer service, set NetCredit apart in the market. I'm grateful to have found a reliable lending partner in NetCredit and feel confident in my decision to borrow from them.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed March 5, 2024

    Great. Fast. Efficient In a timely manner. The customer service was great and informative and aware of solving issues. Very professional with follow up for customer concerns. I feel that Netcredit gives the customer fair installments for paying their loans and the opportunity to pay off without penalty.

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    Verified purchase
    Sales & MarketingOnline & AppStaffBillingEase of UseLoan Process

    Reviewed March 5, 2024

    It was so easy to use the app, even I was able to navigate it. Getting this loan has helped me out a lot. I have paid bills off and will be paying more off. I will be going to a funeral soon in Central California and this will help tremendously. Thank you

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    Verified purchase
    Sales & MarketingPunctuality & SpeedStaff

    Reviewed March 1, 2024

    Thanks NetCredit! You all did a great job and and made the applying process very easy. NetCredit provided me with fast funding at a time when I really needed it. I needed funds to pay sales tax for my vehicle and it was way past the thirty day deadline so I had to act fast .NetCredit helped me to get back on my feet. I would definitely recommend NetCredit to anyone who needs money fast to take care of an unexpected expense.

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    Verified purchase
    Sales & MarketingPunctuality & SpeedLoan ProcessTimeliness

    Reviewed March 1, 2024

    This was the easiest process I have ever seen! Just a few clicks and that was all! No bait and switch, just easy fast approval and funding! I have already recommended to several people I know! I couldn’t be more pleased! My loan even funded the same day! Thank you!

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed March 1, 2024

    Very happy with how fast everything was and how easy it was made. Would differently refer people I know to check Net Credit. You are very reliable and very easy application process. Another thing I liked was most credit cards say "You're pre-approved" and you waste all this time filing out paperwork just for them to tell you no.

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    Verified purchase
    Staff

    Reviewed Feb. 29, 2024

    You guys were amazing to process and give me two options. Thank you. Very helpful. The application was simple and it allowed me to learn how much of this funding is moving to the internet based application. I hope we can do business again in the future and that we will be a good customer.

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    Verified purchase
    Punctuality & SpeedStaffBillingLoan Process

    Reviewed Feb. 27, 2024

    Everything was to the point, no fine print. And I received my loan quickly and was able to pay off some bills. :) Thanks guys, you helped me out a lot. And I truly can’t believe how easy and quick everything went. Again would recommend. :) If I had not applied my bank account would have been overdrawn so yeah this helped out lots. Thanks for all the help.

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    Verified purchase
    Customer ServiceTimeliness

    Reviewed Feb. 27, 2024

    The process was simple and did not take up any time. You did not have to sit on the phone and speak with anyone, it was all electronic. Same with the income verification, very simple and did not require a boatload of documents. As long as everything checks out, funding was same day, right on time.

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    Verified purchase

    Reviewed Feb. 24, 2024

    It was kinda complicated for me with the bank situations and I almost didn’t get the line of credit. But I would recommend this because of the fact they did eventually work with me and I have terrible credit. I really think I deserve to prove I can be responsible with my finances and start a better life.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 22, 2024

    The process was very smooth, quick and efficient. The agent that I spoke with was very friendly and helpful! I expected it to be long drawn out and tedious, but it was quick and to the point. There was no hassle at all. I appreciate Net Credit, and I look forward to doing a lot of business with them

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    Verified purchase

    Reviewed Feb. 21, 2024

    Super easy process. Everything done online. I never had to speak to anyone and was funded the next business for credit line. I was able to get what needed. I love efficiency and you all nailed it. If you are seeking an experience I described you come to the right place. Thank you.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 21, 2024

    Easy application & quick response time. Thank you for this, really helped me out tremendously. I will definitely recommend this website to my many friends and family. It was all done online and the process was easy to understand.. thank you again I really appreciate it.. respectfully Yvonne. Greatly appreciate it.

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    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 21, 2024

    I was in shock!!! The process was simple, approval and funding was so fast and beyond my expectations. Once I got the approval I expected that I would receive the funds in a couple days. I just happen to check my account that night and the fund had been deposited. I was shocked, but so pleased.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 17, 2024

    The process was fast and efficient. I had the money in my account within 2hrs of completing the application. I am very satisfied with how the process worked. This money will help with a medical procedure. It is unfortunate that I had to resort to this but I am grateful.

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    StaffBillingEase of Use

    Reviewed Feb. 15, 2024

    The experience was very easy to use and very helpful, they make the process smooth and give you confidence that we mean a lot as a customer. They also explain the terms very well and length of payments. The line of credit is suitable for my needs. Recommend to anyone in a temporary need.

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    StaffBilling

    Reviewed Feb. 14, 2024

    Easy and convenient. In the last two years I've spent a total of 13 months in the hospital and my finances have been a bit of a mess. Things are pretty close this month so an easy $100 would help me get through. I then saw that my Spectrum bill was past due so I was able to get an additional $200 to pay that. With 22 surgeries in the past 24 years my retirement savings are gone. Thank God for Net Credit.

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    Customer ServicePunctuality & SpeedStaffHonesty & Transparency

    Reviewed Feb. 14, 2024

    Unbelievable how fast and honest this company is! The customer service phone line answers quickly and they are super friendly! Thank you! And the emails I have received thus far seems like there is even more in store! Very excited and pleased customer! This is a life savior! And at just the right time in my life!

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    Customer ServicePricePunctuality & SpeedStaffLoan Process

    Reviewed Feb. 13, 2024

    The experience I had was great. I did a small loan at first then reapplied for another one and was approved for more money. The amounts are good for quick short term loans and help boost your credit score if you are trying to do that. When calling customer service they are polite and very helpful on the questions regarding your loan. Would definitely recommend to friends and family if they are looking for quick financial help.

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    CoveragePunctuality & SpeedLoan Process

    Reviewed Feb. 13, 2024

    Hello, I needed to cover expenses temporarily because of a medical emergency. I was nervous to apply online. I looked up reviews and thought I would try applying. I was given a couple options, revolving or loan, and received an Extremely fast approval and transfer. Happy so far. Thank you.

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    Punctuality & SpeedBillingLoan Process

    Reviewed Feb. 10, 2024

    I was a little sceptical about this loan at first, but when I was actually approved I was very happy. Then I had the option to get the full amount or even less if needed. I was extremely happy that I received payment just 24 hours after I applied. I will definitely use Net Credit again & tell others about how quick & easy it was!

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    Customer ServicePunctuality & SpeedRates

    Reviewed Feb. 9, 2024

    Had a family emergency and turned to NetCredit for 2nd time and process was fast, easy and extremely quick to get funds. Interest high but with no penalty on paying off sooner. I plan on having it paid off in June. Recommend to anyone looking to establish credit. Will call customer service to see about changing to monthly and same date each month.

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    Punctuality & SpeedLoan Process

    Reviewed Feb. 8, 2024

    Poor credit didn’t affect me getting approved for the amount requested… Took about 3 days. Quick. Didn’t have to speak to anyone, or go in. Great, quick process. I would recommend to anyone seeking or needing a loan that has poor or low credit and needs a loan. Great service and quick transaction,

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    Punctuality & SpeedLoan Process

    Reviewed Feb. 8, 2024

    The process was very quick and easy. I had an emergency and needed money quickly. I applied on Saturday and had the money on Monday evening right when I needed it. I will be using this service again after I pay off the first loan hopefully in a couple of months.

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    Verified purchase
    Customer ServiceCoverageBillingLoan Process

    Reviewed Feb. 7, 2024

    Just started a new job. Bills were piling up and this loan saved me from losing my car insurance, my storage unit and my phone. Didn't even need the entire amount approved for but now that it's there I'm glad I know I have a back up plan if I need it. Thanks.

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    Verified purchase
    Sales & MarketingPunctuality & SpeedBilling

    Reviewed Feb. 4, 2024

    I quit my job just after Christmas due to a hostile work environment. I decided to start working on my own from home. I started with nothing, including no advertising budget, so it’s been slow getting off the ground. It was pretty clear I needed a second job to supplement my income while I worked on building my business. But I had done the same type of work for 13 yrs so I didn’t know where to begin. Bills started piling up… it was much harder to get a job than I had anticipated!

    Finally I was able to snag a job but now I have two weeks until I start. I already was drowning in bills and disconnect notices. I happened across an ad for NetCredit and thought…. “Why not? Doesn’t hurt my credit to see if you qualify.” So I did and got approved for exactly the amount I needed! I’m so happy to have the feeling of security that having this as back up provides.

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    Punctuality & SpeedRefunds & PayoutsStaffLoan Process

    Reviewed Feb. 1, 2024

    This was quick and easy and a huge help. Unlike payday loans, there is a reasonable pay back amount for cash advances that won't take your entire paycheck. Would recommend to have as a safety net for emergencies. You do have to submit some documentation such as bank statements, bank letter, and a voided check if you use checks. Submitting paystubs helped them to verify my income as well.

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    Punctuality & SpeedStaff

    Reviewed Jan. 31, 2024

    Very quick and easy. Thank you for working fast to approve me. I appreciate all the help you have done to make the process easier and more importantly the results were good. Thank you for approval, thank you.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 30, 2024

    Very fast, easy and pleasant and was very easy to renew a loan without hesitation. I would recommend Net Credit to anyone needing funds. There is no hassle and they never hound you for information. They are good to verify to make sure you are safe when funding. If you have any needs, they are always willing to help you and always pleasant to speak to. I will always use Net Credit when I am in need of funds for any situation I may have.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 28, 2024

    I am just glad I could do the application online and it was so fast and easy. It makes it a lot easier. Also being able to do it at any hour of the day or night helps too. Since people can't always make it to the bank or loan facilities.

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    Punctuality & SpeedLoan Process

    Reviewed Jan. 26, 2024

    I would say it was fast and easy, I would give it a 5 but I still don’t know how my loan is going to come through. I don’t know if I am going to get a card as or is it going to be deposit in my checking. Other than that it was a good experience for me.

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    Punctuality & SpeedTimeliness

    Reviewed Jan. 25, 2024

    It was fast and Easy to get Approved even with Bad Credit. I would Recommend to Everyone that needs Money Quick. I was in a Bind needing to Move and stumble across Net Credit and tried it. Had nothing to lose but then to tell me now Approved within minutes.

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    Punctuality & SpeedStaff

    Reviewed Jan. 25, 2024

    It was a wonderful experience. The representative was knowledgeable and explained the process in great detail. It was quick and painless and I had the credit I needed in the blink of an eye. Everything was explained down to the detail and I really appreciated the time and patience that went into assisting me.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 23, 2024

    As a returning customer, I thought the experience went quick and easy. Funds were deposited next business day. I would definitely recommend to others. Although I’d hope to never have to use an emergency loan, it’s good to know that this is available in the future.

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    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Jan. 23, 2024

    I applied online, responded back to within minutes. Within an hour I was told everything was totally approved and completed and that I could now use my account. I requested a cash advance and within approximately 24 hours it was deposited into my checking account. It was an easy and quick process with a happy ending.

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsBillingLoan ProcessRates

    Reviewed Jan. 22, 2024

    The applying part was super quick and easy. It took just a few minutes for an answer on approval or not. Will definitely recommend this to friends. The only negative thing I have to say about Netcredit is the interest on the payments is too high, and the amount you have to pay back if your line of credit is over $500 is extremely too high. Other than that, good experience. Most likely won't borrow from Netcredit again after I pay the loan off though.

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    CoveragePunctuality & SpeedStaffRatesTimeliness

    Reviewed Jan. 21, 2024

    It was my first time using Net Credit and I like so much, the fees a kind high and also the rates but I had a emergency and needed money fast, I was able to get 3k and got it same day, It was exactly what I need to cover my emergency! Looking to keep up with in the future! Recommend!

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    Customer ServiceStaffLoan Process

    Reviewed Jan. 19, 2024

    This was one of the easiest and up processes that I have ever experienced with getting a loan. I was walked through process every step of the way. The customer service was very knowledgeable and assuring. I will definitely recommend them to anyone looking for a loan. Right from your laptop easy and painless.

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    Punctuality & SpeedStaffBillingEase of Use

    Reviewed Jan. 19, 2024

    The process was fast, easy and user friendly. I would definitely recommend to others. I love that it is a credit line and that I can make extra payments or pay off whenever I want and have funds available when I need again. I wish I knew about this sooner. Thank you!!

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    Verified purchase
    Punctuality & SpeedRatesTimeliness

    Reviewed Jan. 18, 2024

    Process was fast, and I received the funding the same day. It was exactly what I needed when I needed it! Yes, the interest is high, but not completely unreasonable considering my credit. The process took less than 30 minutes, and didn’t require a whole lot of unnecessary time and information.

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    Verified purchase
    Contract & TermsPunctuality & SpeedStaffBilling

    Reviewed Jan. 17, 2024

    NetCredit was a life saver for me and provided me with funds when I needed them. Not only did they provide the funding but it was provided quickly. Everything was straightforward and I knew what to expect with my payments. I recommend them, be sure to read the agreements first so you wont be caught by surprise. They helped me when I needed them and I couldn't be more grateful.

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    PriceLoan ProcessRates

    Reviewed Jan. 15, 2024

    Turned me down because I use Netspend, even though I have no glitches on my credit report. Preapproved for a amount means nothing at all so don't waste your time. Also the rates are outrageous and they charge you a balance fee every month, I need to send a thank you note to the company for the declined loan, THANKS!

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    NetCredit
    Response from NetCredit

    Hi Jerry,

    Please contact our customer service team for help with your questions: https://www.netcredit.com/contact-us

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    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed Jan. 13, 2024

    This service is phenomenal. The application process is quick and simple to follow. My application was approved quickly and I received funding promptly the next day. The requirements are easy as well. No worries about not getting the assistance you need. Their customer service team is very friendly, professional and answer all your questions. I felt very comfortable speaking with them any time I have a concern. I will definitely use this service again if I need to and will recommend to everyone who needs help.

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    Verified purchase
    Contract & TermsPunctuality & SpeedStaff

    Reviewed Jan. 9, 2024

    My experience with NetCredit as a whole was overall phenomenal! NetCredit is truly amazing and remarkable! They helped me get approved for my cash advance and the funding was soo quickly and readily available. NetCredit is simply the best and they also honor their word as I read in their policy agreement. I am very impressed with the company as a whole and will recommend it to anybody who needs some timely financial assistance. They are a great company and they helped me get out of a financial crisis. I am very thankful for all of their knowledgeable employees that helped me and I will definitely be using NetCredit again, if ever my financial bind occur again.

    I'm no longer overwhelmed because a was provided a way out through NetCredit. My head is now above water. I finally could see the light at the end of the tunnel and thank you NetCredit for turning it on for me. It has been one amazing experience with your company as a whole and once again, thank you for helping me out of a financial jam. Stay great! FIVE STARS!!!!! Signed, Derrick

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    StaffBilling

    Reviewed Jan. 6, 2024

    Personally it was easy to speak with someone for guidance through the process. It is helpful to have a line of credit to help with my wife beating Breast cancer and bills. I would easily encourage others to take advantage of this opportunity. If others knew about this opportunity. It would bring a lot of mental freedom for them and families together.

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    Refunds & Payouts

    Reviewed Jan. 5, 2024

    My husband passed away and had to pay for funeral needs upfront. I took a chance in applying & was approved instantly. I also needed that cash advance to move forward with funeral plans only days to spare. I can say without a doubt, Net Credit came through for me when I needed the funds the most. Thank You very very much!

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    Punctuality & SpeedStaff

    Reviewed Jan. 4, 2024

    This was a quick process and it came through when I needed it. The people I spoke to were very helpful and they answered all my questions. I would definitely recommend this company to someone else that may not have the best credit but needs help. Thanks again for the help.

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    Punctuality & SpeedTransparency

    Reviewed Jan. 4, 2024

    The application process was so easy to fill out. The process was quick and the application instructions and explanations were very easy to follow. The timeline made it very quickly and I was able to access fund quickly. I would recommend this cash advance to friends and family. I was very pleased with the cash advance.

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    StaffLoan Process

    Reviewed Jan. 3, 2024

    All year I was helping my mom. I love family time and dinners were far and few. I applied for a loan with your company unsure of the outcome. I'm very excited... I didn't expect to get approved... overall I'm grateful. My year was a wild rollercoaster ride and through it all I have been blessed,

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    TechStaffRatesTimeliness

    Reviewed Dec. 30, 2023

    I was amazed at how easy it was to apply for and receive the line of credit I was offered. Funds were deposited the same day! Awesome, easy and I recommend it. As always, read the contract carefully! The interest rates, terms and payback amounts for cash advances are clearly described.

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    Punctuality & SpeedLoan Process

    Reviewed Dec. 27, 2023

    It was definitely a very quick and painless loan application and funding process. I was very impressed. Thank you so very much for making it so fast and so easy! Painless, and almost effortless. I have also found that repayment is super simple. This is my second loan with NetCredit. I would recommend their services to anyone who needs to borrow money and doesn't want the hassle of going to their bank and filling out an application in person.

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    Verified purchase

    Reviewed Dec. 23, 2023

    I put in to try and see what might possibly could be. And I was approved for not only the line of credit I asked for but given the amount I said that I would take. It came by total surprise as I wasn't sure if it was accepted or not. But was very happy to find out when the money I was needing and such a hard time was funded to me. With extreme ease and quickness.

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    Staff

    Reviewed Dec. 23, 2023

    It took just a few minutes to be approved once you enter your information and they request other documents but it's very easy to comply, you can fax the info or take screenshots. I elected screenshots but some were blurred so my next best option was to fax them and one had creased over some lines so I was contacted and resent that, was pretty much it. The people I dealt with were all friendly and that was about it.

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    TechSales & MarketingPriceRefunds & PayoutsBillingLoan ProcessRates

    Reviewed Dec. 22, 2023

    NetCredit charged obscene interest rate. They convinced Cook County lawmakers to approve loan contracts which turn loan amortization rules into same rules as high-interest credit card rules. If you take out a $1000 loan and make 4 on-time payments of $83 a month, and choose to payoff loan before your next payment, you will be forced to pay as much as $1045 (MORE THAN LOAN PRINCIPAL). Avoid this scam at all costs!

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    NetCredit
    Response from NetCredit

    Hi,

    NetCredit works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.netcredit.com/contact-us

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    Punctuality & SpeedLoan Process

    Reviewed Dec. 21, 2023

    NetCredit is fast and very easy to apply for a loan. I would recommend to everyone. Fast deposit!! The application form was easy to fill out. If you're ever short on cash and need an easy loan you can always depend on NetCredit!! If you need financial assistance and need money fast and quick. Net Credit is the best choice.

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    Customer ServicePunctuality & SpeedStaffHonesty & Transparency

    Reviewed Dec. 21, 2023

    You fill out the forms, they respond very quickly without all the messages in between. Honestly never had a better experience when I was in need. I would recommend Netcredit to anyone ever in need of a little extra cash to help out so many other credit agencies don't come through. This is the only one I never had a problem with.

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    Verified purchase
    Timeliness

    Reviewed Dec. 21, 2023

    I saw the NetCredit commercial one night, figured I would apply since the holidays were right around the corner. Didn't think much of it. However, by the next day my LOC application was approved, and the funds were deposited into my bank! No hassles, no headaches! If I knew it was this easy, I would have applied a long time ago!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 21, 2023

    It was easy to apply and when I needed help the lady at customer service was very nice and helpful. Easy for me to understand and very thoughtful even though my knowledge of computers is minimal and response time was very quick and completion of the application was prompt and with positive results.

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    Customer ServicePunctuality & Speed

    Reviewed Dec. 19, 2023

    Great service via website and even better over the phone. Simple yet, incisive. Easy to access and accurate clear communication. Quick release of funds. I will definitely continue to use this service in the future if needed. Thank you!

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    Verified purchase
    Customer ServiceStaffBillingLoan Process

    Reviewed Dec. 19, 2023

    The process was timely done. There seem to be a glitch with sending the requested proof of income (Requested 3 times, was sent 2 times,.. Was about to give up on process..). Payment deposited on date that Was Given by Net Credit. The Representative that called was professional and courteous and I was put at ease. Thank You Net Credit for giving Me this loan when I Needed it Badly!!

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    Staff

    Reviewed Dec. 17, 2023

    Was easy, just a little tough to get through, but once I figured it out, I managed to do what I needed to do to get my CASH ADVANCE, and with a little help from a Representative I was able to finish my application and get my advance in a timely manner.

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    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaffLoan ProcessRates

    Reviewed Dec. 16, 2023

    I was pleasantly surprised at the ease of the approval and response time, in applying for my loan, the first time. Yes, I would recommend the online website to a friend. I think a person should be patient the first day because there are glitches in the technology that should get worked out. It will lock a person out after three attempts to connect to your bank. You are locked out for 24 hours. It slows down finishing the app process. Otherwise, my rating remains the same. The people I talked to were nice and knowledgeable. Especially, the first person. Very patient with me and helped me get through my app process so I could sign it.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 14, 2023

    I was amazed at how fast I received confirmation about my loan being accepted. I will recommend this website and service to a friend. I am glad I researched and found out about this service and this was great for me. I needed a quick loan and this was a great fit. Thanks.

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    Customer ServicePriceRefunds & PayoutsBillingLoan ProcessRates

    Reviewed Dec. 14, 2023

    I am utterly disappointed while writing this because I wanted this to be a good review of Net Credit since this is my second loan with them, however personal loans should be for the short time and paid back as soon as possible, right? WRONG! After requesting a payoff from NetCredit I wondered why is my payoff the same as if I had been paying on this loan for the whole year and a half. What happened to the payments I already made? I was told I could "possibly" get a settlement, which settles my loan for less (which is actually not less, I've paid on it for nearly 6 months). When I questioned why was I not allowed to pay off the loan as a settlement, they told me I had not had the loan long enough (translated; we had not made enough money off of those payments).

    Are you kidding me, I am paying over $162.00 bi-weekly, for 6 months! That's too much!!! I requested a supervisor and no one called me back. Therefore, after this experience, I will not EVER recommend this company, especially when you find out you are paying too much interest and would like to get out of debt and remain out of debt, because the borrower is a slave to the lender.

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    NetCredit
    Response from NetCredit

    Hi Liann,

    We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.

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    Billing

    Reviewed Dec. 13, 2023

    Very easy and efficient it was a nice way to relieve some pressure from the holidays. Ability to relax and maybe do a little extra for friends and family and perhaps myself. Payback terms are also reasonable and easy given the direct payment via my bank. I would highly recommend this company to friends and family. It's important for a company not to make the client feel embarrassed for wanting or needing to borrow money.

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    PricePunctuality & SpeedLoan Process

    Reviewed Dec. 13, 2023

    The process was quick and easy. I glad I found this site. I was approved. The experience was great. I'm not sure how I came across this site but I'm glad that I did. No hassle just submit the required documents and that's it. The repayment plan is great also. If you have doubts no worries just apply. It's definitely worth it. The money was deposited into my account the next business day. Thank you for the loan.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Dec. 13, 2023

    Approved in 24 hours. Net Credit is Awesome!! I have credit challenges but Net credit did not hesitate to approve me. Their customer service is quick. No long wait time, thank you Net Credit for giving me a second chance. I am most definitely referring friends and family this awesome experience I've had with net credit, again thank you Net Credit!!

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    Punctuality & SpeedStaff

    Reviewed Dec. 12, 2023

    Was fast and easy. I found that when I needed money that this was the place to go. I was able to get the money I needed the next business day which saved us from having financial problems. Now we can take care of the things we need to do and see family for Christmas.

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    Verified purchase
    Customer ServiceTechStaff

    Reviewed Dec. 12, 2023

    Process was very simple, terms of the contract were easy to read and understand. Very easy to request funds, see your balance and due date. I would highly encourage anyone looking for a supplement to their income to explore the options that Netcredit has to offer. I haven't used the customer service option yet, but if it's like the rest, I'm sure it's top notch.

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    StaffLoan Process

    Reviewed Dec. 12, 2023

    My bank would not accept third party verification. But Netcredit got me the loan using bank statements like the good old times. They helped me close on my forever home. l Thank you. I hope that everyone who needs help choosing netcredit sees this. There is no other loan available anywhere else that we can depend on to help us achieve our goals.

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    Punctuality & Speed

    Reviewed Dec. 10, 2023

    Fast and efficient. Couldn't have asked for anything better. I am totally satisfied, thank you! I was hesitant at first but I tried it anyway. I wanted to something special for my wife and decided to try it anyway. Glad I did now we are going on a special short trip to see family. Thanks again.

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    Customer ServiceTechOnline & AppBilling

    Reviewed Dec. 9, 2023

    Overall good experience except for they did not get my payment dates right. But called them back and they are correcting it and that needs to be done. I am retired and I get paid once a month. The contract is quite long and wordy. The web site got stuck in the process of verifying my income. Had to call to see if they got. Why do I need to confirm who I am each time I log in? Thank you.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Dec. 9, 2023

    I am pleasantly surprised by the awesome service and quick response I received from NetCredit. The deposit was quick and responsive. Very pleased!!! I will highly recommend this service to my family and friends! I had no issues and received timely updates and was aware of everything that I needed to get loan processed in a timely manner.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Dec. 9, 2023

    Needed a cash advance quick. Net Credit made it so easy and fast. 5 star rating. I would highly recommend net credit to anyone. Needed a quick and easy loan/cash advance. With less than 24 hours I had the cash I needed in my bank account. Will definitely be telling my friends and family about Net Credit.

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    Punctuality & SpeedStaffEase of Use

    Reviewed Dec. 8, 2023

    Online process was fast and easy. Would recommend to others. Application process online was very user friendly. Fund arrived within 24 hours of request. If you need assistance and need a quick turn around time, this is the credit company who can help you. Please give it a chance you won’t be disappointed. Of course certain rules apply but great nonetheless.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 8, 2023

    Amazing speedy service, applied at 3pm and received funds next morning in my account. Highly recommend this service. NetCredit helped me tremendously pay off much needed debt. I am able to sleep better at night and that is thanks to net credit. Terms were very clear and look forward to working with them.

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    Verified purchase
    Staff

    Reviewed Dec. 7, 2023

    I come very respectfully to your high personality to thank you, I received the money, it goes straight to my heart and this amount helped me a lot, it is a good thing and a good initiative to invest for the 'future. Thank you very much for the trust. Sincerely, LOUIS

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    Verified purchase

    Reviewed Dec. 6, 2023

    Got my credit line immediately and my request for cash advance was processed within 24 hours. Money is tight around this time of year. I'm grateful to have a little extra money for holidays so I can give my kids and family a wonderful Christmas. NetCredit is legit and reasonable.

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    Verified purchase
    Customer ServiceStaffTransparencyTimeliness

    Reviewed Dec. 6, 2023

    Excellent experience with thorough follow up and precise communication. Definitely recommend. The process was easy to follow and communication was on point. Every ** I received was to update my documentation and if anything was missing they followed up immediately, the entire process took about 24 hrs and I received an approval with funding the next day.

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    Verified purchase
    PriceStaffLoan Process

    Reviewed Dec. 5, 2023

    It was easy process to get the loan, but it was awful expensive to borrow money for 2 days. Hopefully next time it won't be that expensive to borrow money for a short period. Thanks. It was really helpful in the time of need. Next time should be even easier to get a loan. Thank you!

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    Verified purchase
    Punctuality & SpeedStaffBillingLoan Process

    Reviewed Dec. 3, 2023

    The process was easy and quick. I was able to pay off a couple bills and consolidate so I have only one payment per month. I would let other people know about Net credit for sure when they need some help to get by or for emergencies. It was the easiest loan service I've come across.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 3, 2023

    I'm so grateful NetCredit helped me. It was fast. People were great, very pleasant to work with. I will recommend to others. Wendy walked me thru getting things signed. I'm legally blind so it was difficult for me. To find. She told me what to look for. Just great people to work with.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 2, 2023

    I needed to make some financial changes quickly to help my family's short and long term cash flow and Netcredit made that happen for us. Straightforward and quick funding made our December a much better time and set us up for a great 2024. I was able to pay-off other debt and have some money left for Christmas.

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    Staff

    Reviewed Dec. 1, 2023

    I just got my credit but it sounds like I'm going to enjoy it. Especially while it helps me to build my credit. I will refer friends and family members. This is good for people like me trying to build my credit. So when I'm ready to buy a house or a car my credit will be good.

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    StaffTimeliness

    Reviewed Nov. 30, 2023

    My experience was a great one. I didn't think I would get approved but Net Credit got me the money I requested. It was an easy process and I received my funds the next day after being approved. The representatives were kind, courteous and helpful. I would highly recommend Net Credit.

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    PriceStaffBillingLoan Process

    Reviewed Nov. 29, 2023

    WITH MY CREDIT HISTORY, I WAS SHOCKED TO BE APPROVED AND GET THE MONEY EARLIER THAN THEY TOLD ME I WOULD. Telling friends that I got a loan so soon and so easily. I had to use the funds for a vet emergency vet bill and ended up having to lose my dog due to kidney and liver failure, they helped me pay the cost to have to out of the blue put my dog down. I AM DEVASTED HAVING LOST MY DOG WHEN I DID NOT KNOW HE WAS EVEN THAT ILL.

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    Customer ServiceRefunds & PayoutsStaff

    Reviewed Nov. 29, 2023

    Everyone was pleasant and knowledgeable. When I called my questions were answered with no issues. I got my money in just a few days even though it was over the holiday. Customer Service personnel were very friendly and easy to talk to. Everyone I spoke with, no matter what department, they were helpful. I'm glad they all confirm who you are before getting into the account.

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    Punctuality & Speed

    Reviewed Nov. 29, 2023

    I never heard of this company before and I was hesitant. I thought it was quick and easy process. I really needed the funds to pay off my car and rent for 2 months and I couldn't be more grateful. I am definitely going to recommend this to my friends and family.

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    Customer Service

    Reviewed Nov. 21, 2023

    The verification process and getting my funding took a little longer than expected, I was getting emails to call but could never talk to a live person on the number provided so I was having to leave my phone on at work hoping I could catch them calling me. Otherwise I've been happy and am very grestful for the line of credit I was offered, of which I didn't request all of so it's especially reassuring knowing I have a little life line right now as .y family has recently had some devastating news that lead to minor financial troubles. Thank you NetCredit!

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    Verified purchase

    Reviewed Nov. 21, 2023

    It was great. Didn't think I was gonna get it but thank youuuu so much. I would definitely choose them again. Came to me at my time of need. This is the first time I had to do anything like this and it was right on time. I would definitely recommend to everyone.

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    Customer ServicePunctuality & SpeedTransparency

    Reviewed Nov. 18, 2023

    Fast and easy application process. Response time was faster than expected. Easy access to account information. I like that I am kept up to date with changes to the terms and conditions. Looking forward to continuing to do business with this company in the future.

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    Customer ServiceStaffLoan Process

    Reviewed Nov. 17, 2023

    My experience with Net Credit application was very simple and easy for me to understand and the response was incredible. Thank you, Net Credit were trusting me all along and I will tell my family and friends about Net Credit. I have tried to apply to other companies with no avail. Got a lot of running around and wanted to give me what they wanted to give me not what I needed. Net Credit I consider to be a very good loan company. Thank you very much.

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    StaffLoan Process

    Reviewed Nov. 16, 2023

    I am not very computer literate so I had some problems however, the staff assisted me so I could get my loan approved. I am very appreciative of all the help I received. And a long process was painless. Just want to thank each and everyone for all their assistance. Thank you again!!

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    StaffTimeliness

    Reviewed Nov. 15, 2023

    The process was very easy to follow. Once I sent in a copy of a document they needed I received my funding the very same day. The instruction were very easy to follow. The customer care reps that I talked to were very friendly and gave me any kind of information I needed to help me get things done faster.

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    Punctuality & SpeedStaffBillingLoan Process

    Reviewed Nov. 15, 2023

    The process was so easy and fast. It really surprised me how easy it was and the payments are not high at all. This loan will help out with our move and Christmas. I really appreciate you guys. I will definitely recommend you guys to my friends and family. And if I ever need another loan I definitely know where to go.

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    Staff

    Reviewed Nov. 15, 2023

    Great way to always have a little extra money on tap. This account isn’t for major purchases, but it’s great for convenient “side purchases” and simple fixes around the house. I would like to use this account to help restore my credit. Additionally, I can treat my wife out to an occasional nice dinner.

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    Verified purchase

    Reviewed Nov. 14, 2023

    I tried other company and got turned down. I'm SO SO glad I found this company. I will recommend this company to anyone who will listen. I forgot about this company and my wife found it. I couldn't be happier that she did. This company has never let me down. I will keep doing business with this company from now on.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 14, 2023

    It was fast after the third time I contact over the phone the company. At the first time it was very confused, the second either, but the third time it was fast and very clear the communication. I received email from Netcredit with the day I get the money and it was exactly the way he said. Thanks Netcredit.! Thanks Netcredit.!

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    Customer ServicePunctuality & SpeedStaffBillingLoan ProcessRatesTimeliness

    Reviewed Nov. 14, 2023

    Easy and funded very fast, next day. No hassle and friendly people. Great way to get funding for the holidays and emergency bills that come up. I'm glad I tried them and recommend them for a fast high interest quick loan. Give them a call and see what they can do for you. Holidays are almost here, so hurry.

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    Punctuality & SpeedBilling

    Reviewed Nov. 13, 2023

    Quick fast and easy application process, easy online approval and super fast funding! I recommended a few friends with hopes they get approved as I did so quickly! Easy to link accounts and provide proof of income! Will use this service again in the future! Also re payment plans are ideal being every 2 weeks is sufficient.

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    Punctuality & Speed

    Reviewed Nov. 11, 2023

    It was easy it was quick, and it was fast, and as fast as they gave me that money will be as fast as I can give it back to them. Thank you so much for giving me a chance to build my credit and to pay off my debt.

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    Punctuality & SpeedOnline & AppStaffEase of Use

    Reviewed Nov. 10, 2023

    Net Credit's website is easy to navigate and understand. Everything is spelled out clearly. The process was fast and convenient. I would definitely recommend Net Credit to my family and friends. I'm very please with the services they have provided. If you're thinking of opening a line of credit, I think you will be pleased with the terms they offer.

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    Sales & MarketingPunctuality & SpeedStaffBillingLoan ProcessTransparency

    Reviewed Nov. 9, 2023

    I want to let you know that you help me and very quickly. It was an easy process and I really appreciate it. I download the information you needed and your explanation Of your process was easy to read. Make easy to keep track of my loan and when I have the payment schedule.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 8, 2023

    Going through divorce. Needed extra support. Great feedback and timely responses. Money was in quickly and I was not concerned about any financial data being misused or lost. Good info all the way through the process. I was concerned about how this would affect my credit but the impact was very small.

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    Punctuality & SpeedRefunds & PayoutsBillingLoan Process

    Reviewed Nov. 8, 2023

    I am extremely pleased with how fast I was able to get approved and have funds deposited to my account. I am surprised how reasonable the payments are to pay my loan back! Thank you for working with me and walking me through the process!! I had no problems and it was so easy!!!

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    Verified purchase
    StaffLoan Process

    Reviewed Nov. 4, 2023

    Was denied by others. Needed finance as wife did major surgery two years ago and also major one two months ago. Amount will help. The amount received was good for now and if need more will add to my loan. For sure will spread the good news about your establishment.

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    Customer ServiceStaff

    Reviewed Nov. 2, 2023

    Net Credit has always helped me when I needed them. The only problem I see is the verification code needed every time you log into your account. I feel there could be a better way then bouncing back and forth through emails every time you log in. This is my second time using Net Credit so I should not have so much trouble on the application.

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRatesResolution

    Reviewed Nov. 1, 2023

    This was the easiest and fastest loan I have every went thru! I can't believe how efficient and fast you guys process things and get the money in the bank! Amazing and very appreciated! I was in a real jam and with your help I was able to resolve it very quickly. Interest rate is a little steep but when you need fast cash this works!

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    Punctuality & SpeedStaff

    Reviewed Oct. 31, 2023

    As the subject line says: quick, easy, and reliable. The application process is very streamlined and only takes a few minutes to complete, the terms and conditions are spelled out in simple and easy to understand language, and the customer support is fast, efficient, and professional. All in all, I was very satisfied with my choice and would definitely use again and recommend to anyone who needs it.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 31, 2023

    Easy application. Quick response to my questions. Fast process. Reliable communication when there is a problem. Let you know what is need to get approved. Would recommend to someone one who needs a little help financially for short period of time. Transfer of funds was quickly deposited into my account once I was approved.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 30, 2023

    The agents I spoke with on the phone were kind, helpful and patient. I called numerous times with questions that I needed clarification on and they always clarified for me. I was impressed and would work with NetCredit again if needed. I was hesitant to apply but the funds were needed quickly and the response was good timing.

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    Punctuality & SpeedStaffBillingEase of UseTimeliness

    Reviewed Oct. 29, 2023

    I was surprised at how fast they deposited funds into my account! No issues! Just ready to go within a day!! I was looking for a quick way to pay some bills and this really helped me do that! If you’re looking for some quick cash, go with Netcredit! They are legit and easy to use. Sign up friendly and no over the top process to get funds for the next day!

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    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed Oct. 29, 2023

    Easy. No hassles. Quick response and funding. Appreciated the confidentiality in process. Terms clearly presented and explicitly alerted to all procedures. Would recommend for quick solution but definitely recommend repayment to keep finance charges to minimum.

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    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaff

    Reviewed Oct. 26, 2023

    Application process ease, response time for decision quick, customer service representative efficient, and accurate, time taken for deposit to post excellent. From the time I began the application process to the time my line of credit was deposited and speaking with the customer service representative, the entire process was exceptional. All the details were explained and reflected in the contract exactly as described. I would absolutely recommend NetCredit to anyone.

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    Staff

    Reviewed Oct. 26, 2023

    Application was easy to fill out and I had a question and was about to speak with someone and they helped with the question I had that made me better understand. I would highly recommend Netcredit. I was in need of funds and was approved in seconds to help me out of situation I was in. I have since sent three people to apply that I know was in the same situation I was in.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Oct. 24, 2023

    It was fast funding and application went smoothly. That is why I returned as a customer. I did not have any problems last time with a loan and paid on time every pay period and everything worked out. I got on and applied on Friday and received funds in account on Saturday. This was very easy and would recommend and use in future. Thank for all the help.

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    Customer ServiceTechOnline & AppStaffLoan Process

    Reviewed Aug. 27, 2023

    Had a great experience with the online application it was simple and easy. Application was approved within a few minutes and received the loan within 2 days. Response was great and was easy to understand the contract. I would refer them to a friend or family member. Great, friendly service that will be recommended. Thank you.

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    Customer Service

    Reviewed Aug. 27, 2023

    After two days and 8 phone calls NO ONE could explain why my application was result. Kept given erroneous declines and failed email logs. It is as if the company wants me to give up and leave them the hell alone!!!

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    NetCredit
    Response from NetCredit

    Hi Darrell,

    We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.

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    Punctuality & SpeedStaff

    Reviewed Aug. 25, 2023

    I really need the money due to an emergency. And the fact that it was approved and deposit into my bank account so quick. Thank you so much! I’ll forever be grateful with Net Credit. This came in handy in the most time of need!! This money will help me a lot with a few things.

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    Customer ServicePunctuality & SpeedOnline & AppStaffLoan Process

    Reviewed Aug. 23, 2023

    Highly impressed with the customer service help to secure the loan quickly & efficiently as possible. I'm not a big fan of borrowing money, but it was a great relief to find NetCredit. The applivation process from start to finish took maybe 10 minutes(on my phone), & from approval to being in my bank took approximately 24 hours. All in all, a very fast efficient process for financial help in an emergency. So far I have been highly satisfied.

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    Customer ServiceStaff

    Reviewed Aug. 16, 2023

    This was such an easy process and lessened this stress I was already experiencing. Even when I made a mistake customer service was so nice and super helpful and walked me back through the process. Overall a great experience and I would definitely choose to borrow from them again. I don't know what else to say. I think I made my point

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    Customer ServiceStaffLoan ProcessRates

    Reviewed Aug. 15, 2023

    I was very impressed with the ease of the application process. The loan process was straightforward and the interest rate was very competitive when compared to other installment loans. Bank verification was automated and you were not required to make additional phone calls to agents in order to get approval. I would highly recommend to other potential customers.

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    Staff

    Reviewed Aug. 13, 2023

    Everything went smoothly and was easy to follow. They handled everything with ease and timely. They helped me to make this easy and well. Thanks for the service. Look forward to working with you in the future. Thanks again. I used in the past and went well then also. Thanks.

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    Honesty & Transparency

    Reviewed Aug. 13, 2023

    They said they approved everyone is lies. They check credit scores so don't Believe them. They won't approve anyone so watch out for their lies. You must good credit so watch out. They are liars. They will not believe them.

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    NetCredit
    Response from NetCredit

    Hi Amanada,

    We understand how important a healthy credit score is to our customers! Checking your eligibility for a NetCredit loan will result in a soft credit pull which means your credit score won't be impacted. If you're approved for funds and sign your contract, NetCredit will perform a hard credit pull, which will be recorded on your credit report.

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    Customer ServiceStaff

    Reviewed Aug. 10, 2023

    I love NetCredit services. I use it regularly as my draw because I get my commissions quarterly. I pay it off every 3 months when I get my commission check. It's always easy to apply and the staff is always helpful when I call in for anything. Everything is secure, too. I've been using them for years.

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    Punctuality & SpeedBilling

    Reviewed Aug. 10, 2023

    I think the process of applying went real smooth and the payment schedule is reasonable. I will continue to recommend them to my family and friends. NetCredit has met my needs on several occasions being that I was needing extra cash for unforeseen expenses that arrived in every day living.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Aug. 9, 2023

    Good service, fast, really reliable oh, like the customer service, easy to apply and get the money. Would recommend to my friends and family. Have a great service, the loan amount good. Have no trouble with application fast to you. I’ve been using Net Credit for eight years. Love. I’m a repeat customer. Have the best experience with this loan company.

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    Punctuality & SpeedStaff

    Reviewed Aug. 9, 2023

    Can definitely count on this company to help when you need it. Very fast and efficient. I’m very glad I found this website and gave it a try. Paying the credit back is very flexible and easy. Their estimated times are very accurate so you don’t have to worry too long. 10/10 would recommend.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 8, 2023

    This process was Fast and easy I got my funds before the expected date. Just amazing. I would recommend this service to anyone who is in need of a financial assistance to help with whatever you have going on at the current moment. This loan helped my family out so much. Thank you.

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    PriceStaff

    Reviewed Aug. 4, 2023

    My experience was good. It took about a 2 days longer than expected but overall I’m extremely satisfied. I was approved was an affordable amount and the repayment options are great as well. I really needed its assistance and I’m pleased NetCredit gave me the opportunity for help. I am very thankful.

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    Customer Service

    Reviewed Aug. 1, 2023

    Everything went very well. The only thing I can complain about is you can't get anyone to talk to when you call customer service. It's all automated. When you call it's all automated with no option to talk with a live person. Other than that so far everything has been very good.

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    Customer ServicePunctuality & SpeedStaffEase of Use

    Reviewed July 29, 2023

    Very fast. Like that everything was online and didn't get bothered with pesky phone calls. Everything was set up online and very easy to navigate. There was no holding fee from either bank and was in my account less than 24 hours later which came in handy for me and my family. Would recommend to family and friends.

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    Punctuality & SpeedStaffBillingLoan Process

    Reviewed July 28, 2023

    My experience of getting approved for a loan with NetCredit was great. This is my second time dealing with the company and the process was smooth and fast. The application process was very easy to follow. The payment terms are friendly as well. I look forward to paying off my loan with Netcredit and I know if I need them again, I will have no problem getting approved.

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    Punctuality & SpeedStaffRates

    Reviewed July 27, 2023

    The process was not difficult and service was quick and amazing! I am very grateful for the help I received at this time. I would recommend this to anyone interested. I have been able to get back on track with my expenses. Thank you so much for being there for me.

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    Refunds & PayoutsStaffBilling

    Reviewed July 26, 2023

    Very professional and really helped when it was most needed..Thank you for your help. Also, the turn around time from start of the application to approval was less than 24 hours. Everything was done online. I would recommend this company to a friend. The payments are convenient and there is no pre-payment clause

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    Customer ServiceStaff

    Reviewed July 25, 2023

    The application process was very easy. The response was immediate. The funding process was timely. I am very pleased with the service. NetCredit was willing to help when I really needed assistance. I will gladly recommend this company to a family member or friend. Also, if I am ever in need of financial assistance again, I would readily turn to NetCredit.

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    Punctuality & SpeedStaffTimeliness

    Reviewed July 20, 2023

    The application process was so smooth. It literally guided you to the next step. They stayed in touch to let you know the status and how you could check yourself. They give you an option to get an advance before you’re approved, that way if you are, it can process at the same time. I received my funds the next day after my approval! They are super quick!

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    Punctuality & SpeedTimeliness

    Reviewed July 15, 2023

    The application process was very easy. It went quickly and smoothly with no snags. Anyone can do this; the process takes only a few minutes. We had our funding in our bank account the very next day... Great Job NetCredit!! Will do business Again if needed.

    Charlene **, Georgia.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed July 14, 2023

    Very fast in applying, and then receiving loan. Excellent customer service. Hope to be able to continue using NetCredit in the future. I would definitely recommend to friends and family. And appreciate everything net credit has done to help me receive my loan.. Thank you net credit for allowing me to receive this loan and can't wait to apply again.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 13, 2023

    Fast, accurate & very easy application. Only took 16 minutes to fill out forms and submit all paperwork.. Paid within 5 days. I will recommend this to all co workers & friends. I am very pleased with the help I got & the fastest response ever. I received the money within 24 hrs of my approval straight to my bank.

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    Verified purchase
    Customer ServiceStaffLoan ProcessFollow-Through

    Reviewed July 12, 2023

    Maybe my loan was funded as described, and all the personnel were true for and upfront with me when I called, I appreciate the funding process as it was long, but it came through as you described, and there was no no low tolerance and any portion of the distribution. I appreciate your help. It was greatly needed and it will be follow through as I promise.

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    Punctuality & Speed

    Reviewed July 11, 2023

    I have had wonderful experience. It was speedy and successful. Even sending documents was fast. I received the funds in my bank account as stated. Then I like the fact I can see everything online. But I do know if I need to speak to someone I can contact the office.

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    NetCredit Company Information

    Social media:
    Company Name:
    NetCredit
    Year Founded:
    2012
    Address:
    175 W. Jackson Blvd., Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.netcredit.com