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NetCredit Reviews

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Edited by: Jon Bortin

About NetCredit

NetCredit is an online financial company founded in 2012, specializing in personal loans and lines of credit for up to $10,000. It is not available in every state, and each state has its own terms for rates and how much you can borrow. All personal loans are unsecured and can be used for any purpose. Approved applicants can receive their funds in as little as 24 hours.

Pros
  • Fast funding
  • Flexible credit requirements
Cons
  • High APRs
  • Not available in all states

NetCredit Reviews

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    How do I know I can trust these reviews about NetCredit?
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    Page 6 Reviews 635 - 835
    Verified purchase
    Customer ServicePunctuality & SpeedStaffHonesty & Transparency

    Reviewed Feb. 14, 2024

    Unbelievable how fast and honest this company is! The customer service phone line answers quickly and they are super friendly! Thank you! And the emails I have received thus far seems like there is even more in store! Very excited and pleased customer! This is a life savior! And at just the right time in my life!

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    Verified purchase
    Customer ServicePricePunctuality & SpeedStaffLoan Process

    Reviewed Feb. 13, 2024

    The experience I had was great. I did a small loan at first then reapplied for another one and was approved for more money. The amounts are good for quick short term loans and help boost your credit score if you are trying to do that. When calling customer service they are polite and very helpful on the questions regarding your loan. Would definitely recommend to friends and family if they are looking for quick financial help.

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    Verified purchase
    CoveragePunctuality & SpeedLoan Process

    Reviewed Feb. 13, 2024

    Hello, I needed to cover expenses temporarily because of a medical emergency. I was nervous to apply online. I looked up reviews and thought I would try applying. I was given a couple options, revolving or loan, and received an Extremely fast approval and transfer. Happy so far. Thank you.

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    Verified purchase
    Punctuality & SpeedBillingLoan Process

    Reviewed Feb. 10, 2024

    I was a little sceptical about this loan at first, but when I was actually approved I was very happy. Then I had the option to get the full amount or even less if needed. I was extremely happy that I received payment just 24 hours after I applied. I will definitely use Net Credit again & tell others about how quick & easy it was!

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    Verified purchase
    Customer ServicePunctuality & SpeedRates

    Reviewed Feb. 9, 2024

    Had a family emergency and turned to NetCredit for 2nd time and process was fast, easy and extremely quick to get funds. Interest high but with no penalty on paying off sooner. I plan on having it paid off in June. Recommend to anyone looking to establish credit. Will call customer service to see about changing to monthly and same date each month.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Feb. 8, 2024

    Poor credit didn’t affect me getting approved for the amount requested… Took about 3 days. Quick. Didn’t have to speak to anyone, or go in. Great, quick process. I would recommend to anyone seeking or needing a loan that has poor or low credit and needs a loan. Great service and quick transaction,

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Feb. 8, 2024

    The process was very quick and easy. I had an emergency and needed money quickly. I applied on Saturday and had the money on Monday evening right when I needed it. I will be using this service again after I pay off the first loan hopefully in a couple of months.

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    Verified purchase
    Customer ServiceCoverageBillingLoan Process

    Reviewed Feb. 7, 2024

    Just started a new job. Bills were piling up and this loan saved me from losing my car insurance, my storage unit and my phone. Didn't even need the entire amount approved for but now that it's there I'm glad I know I have a back up plan if I need it. Thanks.

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    Verified purchase
    Sales & MarketingPunctuality & SpeedBilling

    Reviewed Feb. 4, 2024

    I quit my job just after Christmas due to a hostile work environment. I decided to start working on my own from home. I started with nothing, including no advertising budget, so it’s been slow getting off the ground. It was pretty clear I needed a second job to supplement my income while I worked on building my business. But I had done the same type of work for 13 yrs so I didn’t know where to begin. Bills started piling up… it was much harder to get a job than I had anticipated!

    Finally I was able to snag a job but now I have two weeks until I start. I already was drowning in bills and disconnect notices. I happened across an ad for NetCredit and thought…. “Why not? Doesn’t hurt my credit to see if you qualify.” So I did and got approved for exactly the amount I needed! I’m so happy to have the feeling of security that having this as back up provides.

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsStaffLoan Process

    Reviewed Feb. 1, 2024

    This was quick and easy and a huge help. Unlike payday loans, there is a reasonable pay back amount for cash advances that won't take your entire paycheck. Would recommend to have as a safety net for emergencies. You do have to submit some documentation such as bank statements, bank letter, and a voided check if you use checks. Submitting paystubs helped them to verify my income as well.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 31, 2024

    Very quick and easy. Thank you for working fast to approve me. I appreciate all the help you have done to make the process easier and more importantly the results were good. Thank you for approval, thank you.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 30, 2024

    Very fast, easy and pleasant and was very easy to renew a loan without hesitation. I would recommend Net Credit to anyone needing funds. There is no hassle and they never hound you for information. They are good to verify to make sure you are safe when funding. If you have any needs, they are always willing to help you and always pleasant to speak to. I will always use Net Credit when I am in need of funds for any situation I may have.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 28, 2024

    I am just glad I could do the application online and it was so fast and easy. It makes it a lot easier. Also being able to do it at any hour of the day or night helps too. Since people can't always make it to the bank or loan facilities.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 26, 2024

    I would say it was fast and easy, I would give it a 5 but I still don’t know how my loan is going to come through. I don’t know if I am going to get a card as or is it going to be deposit in my checking. Other than that it was a good experience for me.

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    Verified purchase
    Punctuality & SpeedTimeliness

    Reviewed Jan. 25, 2024

    It was fast and Easy to get Approved even with Bad Credit. I would Recommend to Everyone that needs Money Quick. I was in a Bind needing to Move and stumble across Net Credit and tried it. Had nothing to lose but then to tell me now Approved within minutes.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 25, 2024

    It was a wonderful experience. The representative was knowledgeable and explained the process in great detail. It was quick and painless and I had the credit I needed in the blink of an eye. Everything was explained down to the detail and I really appreciated the time and patience that went into assisting me.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 23, 2024

    As a returning customer, I thought the experience went quick and easy. Funds were deposited next business day. I would definitely recommend to others. Although I’d hope to never have to use an emergency loan, it’s good to know that this is available in the future.

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    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Jan. 23, 2024

    I applied online, responded back to within minutes. Within an hour I was told everything was totally approved and completed and that I could now use my account. I requested a cash advance and within approximately 24 hours it was deposited into my checking account. It was an easy and quick process with a happy ending.

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsBillingLoan ProcessRates

    Reviewed Jan. 22, 2024

    The applying part was super quick and easy. It took just a few minutes for an answer on approval or not. Will definitely recommend this to friends. The only negative thing I have to say about Netcredit is the interest on the payments is too high, and the amount you have to pay back if your line of credit is over $500 is extremely too high. Other than that, good experience. Most likely won't borrow from Netcredit again after I pay the loan off though.

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    Verified purchase
    CoveragePunctuality & SpeedStaffRatesTimeliness

    Reviewed Jan. 21, 2024

    It was my first time using Net Credit and I like so much, the fees a kind high and also the rates but I had a emergency and needed money fast, I was able to get 3k and got it same day, It was exactly what I need to cover my emergency! Looking to keep up with in the future! Recommend!

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 19, 2024

    This was one of the easiest and up processes that I have ever experienced with getting a loan. I was walked through process every step of the way. The customer service was very knowledgeable and assuring. I will definitely recommend them to anyone looking for a loan. Right from your laptop easy and painless.

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    Verified purchase
    Punctuality & SpeedStaffBillingEase of Use

    Reviewed Jan. 19, 2024

    The process was fast, easy and user friendly. I would definitely recommend to others. I love that it is a credit line and that I can make extra payments or pay off whenever I want and have funds available when I need again. I wish I knew about this sooner. Thank you!!

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    Verified purchase
    Punctuality & SpeedRatesTimeliness

    Reviewed Jan. 18, 2024

    Process was fast, and I received the funding the same day. It was exactly what I needed when I needed it! Yes, the interest is high, but not completely unreasonable considering my credit. The process took less than 30 minutes, and didn’t require a whole lot of unnecessary time and information.

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    Verified purchase
    Contract & TermsPunctuality & SpeedStaffBilling

    Reviewed Jan. 17, 2024

    NetCredit was a life saver for me and provided me with funds when I needed them. Not only did they provide the funding but it was provided quickly. Everything was straightforward and I knew what to expect with my payments. I recommend them, be sure to read the agreements first so you wont be caught by surprise. They helped me when I needed them and I couldn't be more grateful.

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    PriceLoan ProcessRates

    Reviewed Jan. 15, 2024

    Turned me down because I use Netspend, even though I have no glitches on my credit report. Preapproved for a amount means nothing at all so don't waste your time. Also the rates are outrageous and they charge you a balance fee every month, I need to send a thank you note to the company for the declined loan, THANKS!

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    NetCredit
    Response from NetCredit

    Hi Jerry,

    Please contact our customer service team for help with your questions: https://www.netcredit.com/contact-us

    Verified purchase
    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed Jan. 13, 2024

    This service is phenomenal. The application process is quick and simple to follow. My application was approved quickly and I received funding promptly the next day. The requirements are easy as well. No worries about not getting the assistance you need. Their customer service team is very friendly, professional and answer all your questions. I felt very comfortable speaking with them any time I have a concern. I will definitely use this service again if I need to and will recommend to everyone who needs help.

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    Verified purchase
    Contract & TermsPunctuality & SpeedStaff

    Reviewed Jan. 9, 2024

    My experience with NetCredit as a whole was overall phenomenal! NetCredit is truly amazing and remarkable! They helped me get approved for my cash advance and the funding was soo quickly and readily available. NetCredit is simply the best and they also honor their word as I read in their policy agreement. I am very impressed with the company as a whole and will recommend it to anybody who needs some timely financial assistance. They are a great company and they helped me get out of a financial crisis. I am very thankful for all of their knowledgeable employees that helped me and I will definitely be using NetCredit again, if ever my financial bind occur again.

    I'm no longer overwhelmed because a was provided a way out through NetCredit. My head is now above water. I finally could see the light at the end of the tunnel and thank you NetCredit for turning it on for me. It has been one amazing experience with your company as a whole and once again, thank you for helping me out of a financial jam. Stay great! FIVE STARS!!!!! Signed, Derrick

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    Verified purchase
    StaffBilling

    Reviewed Jan. 6, 2024

    Personally it was easy to speak with someone for guidance through the process. It is helpful to have a line of credit to help with my wife beating Breast cancer and bills. I would easily encourage others to take advantage of this opportunity. If others knew about this opportunity. It would bring a lot of mental freedom for them and families together.

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    Verified purchase
    Refunds & Payouts

    Reviewed Jan. 5, 2024

    My husband passed away and had to pay for funeral needs upfront. I took a chance in applying & was approved instantly. I also needed that cash advance to move forward with funeral plans only days to spare. I can say without a doubt, Net Credit came through for me when I needed the funds the most. Thank You very very much!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 4, 2024

    This was a quick process and it came through when I needed it. The people I spoke to were very helpful and they answered all my questions. I would definitely recommend this company to someone else that may not have the best credit but needs help. Thanks again for the help.

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    Verified purchase
    Punctuality & SpeedTransparency

    Reviewed Jan. 4, 2024

    The application process was so easy to fill out. The process was quick and the application instructions and explanations were very easy to follow. The timeline made it very quickly and I was able to access fund quickly. I would recommend this cash advance to friends and family. I was very pleased with the cash advance.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 3, 2024

    All year I was helping my mom. I love family time and dinners were far and few. I applied for a loan with your company unsure of the outcome. I'm very excited... I didn't expect to get approved... overall I'm grateful. My year was a wild rollercoaster ride and through it all I have been blessed,

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    Verified purchase
    TechStaffRatesTimeliness

    Reviewed Dec. 30, 2023

    I was amazed at how easy it was to apply for and receive the line of credit I was offered. Funds were deposited the same day! Awesome, easy and I recommend it. As always, read the contract carefully! The interest rates, terms and payback amounts for cash advances are clearly described.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Dec. 27, 2023

    It was definitely a very quick and painless loan application and funding process. I was very impressed. Thank you so very much for making it so fast and so easy! Painless, and almost effortless. I have also found that repayment is super simple. This is my second loan with NetCredit. I would recommend their services to anyone who needs to borrow money and doesn't want the hassle of going to their bank and filling out an application in person.

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    Verified purchase

    Reviewed Dec. 23, 2023

    I put in to try and see what might possibly could be. And I was approved for not only the line of credit I asked for but given the amount I said that I would take. It came by total surprise as I wasn't sure if it was accepted or not. But was very happy to find out when the money I was needing and such a hard time was funded to me. With extreme ease and quickness.

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    Verified purchase
    Staff

    Reviewed Dec. 23, 2023

    It took just a few minutes to be approved once you enter your information and they request other documents but it's very easy to comply, you can fax the info or take screenshots. I elected screenshots but some were blurred so my next best option was to fax them and one had creased over some lines so I was contacted and resent that, was pretty much it. The people I dealt with were all friendly and that was about it.

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    TechSales & MarketingPriceRefunds & PayoutsBillingLoan ProcessRates

    Reviewed Dec. 22, 2023

    NetCredit charged obscene interest rate. They convinced Cook County lawmakers to approve loan contracts which turn loan amortization rules into same rules as high-interest credit card rules. If you take out a $1000 loan and make 4 on-time payments of $83 a month, and choose to payoff loan before your next payment, you will be forced to pay as much as $1045 (MORE THAN LOAN PRINCIPAL). Avoid this scam at all costs!

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    NetCredit
    Response from NetCredit

    Hi,

    NetCredit works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.netcredit.com/contact-us

    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Dec. 21, 2023

    NetCredit is fast and very easy to apply for a loan. I would recommend to everyone. Fast deposit!! The application form was easy to fill out. If you're ever short on cash and need an easy loan you can always depend on NetCredit!! If you need financial assistance and need money fast and quick. Net Credit is the best choice.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffHonesty & Transparency

    Reviewed Dec. 21, 2023

    You fill out the forms, they respond very quickly without all the messages in between. Honestly never had a better experience when I was in need. I would recommend Netcredit to anyone ever in need of a little extra cash to help out so many other credit agencies don't come through. This is the only one I never had a problem with.

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    Verified purchase
    Timeliness

    Reviewed Dec. 21, 2023

    I saw the NetCredit commercial one night, figured I would apply since the holidays were right around the corner. Didn't think much of it. However, by the next day my LOC application was approved, and the funds were deposited into my bank! No hassles, no headaches! If I knew it was this easy, I would have applied a long time ago!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 21, 2023

    It was easy to apply and when I needed help the lady at customer service was very nice and helpful. Easy for me to understand and very thoughtful even though my knowledge of computers is minimal and response time was very quick and completion of the application was prompt and with positive results.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Dec. 19, 2023

    Great service via website and even better over the phone. Simple yet, incisive. Easy to access and accurate clear communication. Quick release of funds. I will definitely continue to use this service in the future if needed. Thank you!

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    Verified purchase
    Customer ServiceStaffBillingLoan Process

    Reviewed Dec. 19, 2023

    The process was timely done. There seem to be a glitch with sending the requested proof of income (Requested 3 times, was sent 2 times,.. Was about to give up on process..). Payment deposited on date that Was Given by Net Credit. The Representative that called was professional and courteous and I was put at ease. Thank You Net Credit for giving Me this loan when I Needed it Badly!!

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    Verified purchase
    Staff

    Reviewed Dec. 17, 2023

    Was easy, just a little tough to get through, but once I figured it out, I managed to do what I needed to do to get my CASH ADVANCE, and with a little help from a Representative I was able to finish my application and get my advance in a timely manner.

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    Verified purchase
    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaffLoan ProcessRates

    Reviewed Dec. 16, 2023

    I was pleasantly surprised at the ease of the approval and response time, in applying for my loan, the first time. Yes, I would recommend the online website to a friend. I think a person should be patient the first day because there are glitches in the technology that should get worked out. It will lock a person out after three attempts to connect to your bank. You are locked out for 24 hours. It slows down finishing the app process. Otherwise, my rating remains the same. The people I talked to were nice and knowledgeable. Especially, the first person. Very patient with me and helped me get through my app process so I could sign it.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 14, 2023

    I was amazed at how fast I received confirmation about my loan being accepted. I will recommend this website and service to a friend. I am glad I researched and found out about this service and this was great for me. I needed a quick loan and this was a great fit. Thanks.

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    Customer ServicePriceRefunds & PayoutsBillingLoan ProcessRates

    Reviewed Dec. 14, 2023

    I am utterly disappointed while writing this because I wanted this to be a good review of Net Credit since this is my second loan with them, however personal loans should be for the short time and paid back as soon as possible, right? WRONG! After requesting a payoff from NetCredit I wondered why is my payoff the same as if I had been paying on this loan for the whole year and a half. What happened to the payments I already made? I was told I could "possibly" get a settlement, which settles my loan for less (which is actually not less, I've paid on it for nearly 6 months). When I questioned why was I not allowed to pay off the loan as a settlement, they told me I had not had the loan long enough (translated; we had not made enough money off of those payments).

    Are you kidding me, I am paying over $162.00 bi-weekly, for 6 months! That's too much!!! I requested a supervisor and no one called me back. Therefore, after this experience, I will not EVER recommend this company, especially when you find out you are paying too much interest and would like to get out of debt and remain out of debt, because the borrower is a slave to the lender.

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    NetCredit
    Response from NetCredit

    Hi Liann,

    We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.

    Verified purchase
    Billing

    Reviewed Dec. 13, 2023

    Very easy and efficient it was a nice way to relieve some pressure from the holidays. Ability to relax and maybe do a little extra for friends and family and perhaps myself. Payback terms are also reasonable and easy given the direct payment via my bank. I would highly recommend this company to friends and family. It's important for a company not to make the client feel embarrassed for wanting or needing to borrow money.

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    Verified purchase
    PricePunctuality & SpeedLoan Process

    Reviewed Dec. 13, 2023

    The process was quick and easy. I glad I found this site. I was approved. The experience was great. I'm not sure how I came across this site but I'm glad that I did. No hassle just submit the required documents and that's it. The repayment plan is great also. If you have doubts no worries just apply. It's definitely worth it. The money was deposited into my account the next business day. Thank you for the loan.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Dec. 13, 2023

    Approved in 24 hours. Net Credit is Awesome!! I have credit challenges but Net credit did not hesitate to approve me. Their customer service is quick. No long wait time, thank you Net Credit for giving me a second chance. I am most definitely referring friends and family this awesome experience I've had with net credit, again thank you Net Credit!!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 12, 2023

    Was fast and easy. I found that when I needed money that this was the place to go. I was able to get the money I needed the next business day which saved us from having financial problems. Now we can take care of the things we need to do and see family for Christmas.

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    Verified purchase
    Customer ServiceTechStaff

    Reviewed Dec. 12, 2023

    Process was very simple, terms of the contract were easy to read and understand. Very easy to request funds, see your balance and due date. I would highly encourage anyone looking for a supplement to their income to explore the options that Netcredit has to offer. I haven't used the customer service option yet, but if it's like the rest, I'm sure it's top notch.

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    Verified purchase
    StaffLoan Process

    Reviewed Dec. 12, 2023

    My bank would not accept third party verification. But Netcredit got me the loan using bank statements like the good old times. They helped me close on my forever home. l Thank you. I hope that everyone who needs help choosing netcredit sees this. There is no other loan available anywhere else that we can depend on to help us achieve our goals.

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    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 10, 2023

    Fast and efficient. Couldn't have asked for anything better. I am totally satisfied, thank you! I was hesitant at first but I tried it anyway. I wanted to something special for my wife and decided to try it anyway. Glad I did now we are going on a special short trip to see family. Thanks again.

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    Verified purchase
    Customer ServiceTechOnline & AppBilling

    Reviewed Dec. 9, 2023

    Overall good experience except for they did not get my payment dates right. But called them back and they are correcting it and that needs to be done. I am retired and I get paid once a month. The contract is quite long and wordy. The web site got stuck in the process of verifying my income. Had to call to see if they got. Why do I need to confirm who I am each time I log in? Thank you.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Dec. 9, 2023

    I am pleasantly surprised by the awesome service and quick response I received from NetCredit. The deposit was quick and responsive. Very pleased!!! I will highly recommend this service to my family and friends! I had no issues and received timely updates and was aware of everything that I needed to get loan processed in a timely manner.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Dec. 9, 2023

    Needed a cash advance quick. Net Credit made it so easy and fast. 5 star rating. I would highly recommend net credit to anyone. Needed a quick and easy loan/cash advance. With less than 24 hours I had the cash I needed in my bank account. Will definitely be telling my friends and family about Net Credit.

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    Verified purchase
    Punctuality & SpeedStaffEase of Use

    Reviewed Dec. 8, 2023

    Online process was fast and easy. Would recommend to others. Application process online was very user friendly. Fund arrived within 24 hours of request. If you need assistance and need a quick turn around time, this is the credit company who can help you. Please give it a chance you won’t be disappointed. Of course certain rules apply but great nonetheless.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 8, 2023

    Amazing speedy service, applied at 3pm and received funds next morning in my account. Highly recommend this service. NetCredit helped me tremendously pay off much needed debt. I am able to sleep better at night and that is thanks to net credit. Terms were very clear and look forward to working with them.

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    Verified purchase
    Staff

    Reviewed Dec. 7, 2023

    I come very respectfully to your high personality to thank you, I received the money, it goes straight to my heart and this amount helped me a lot, it is a good thing and a good initiative to invest for the 'future. Thank you very much for the trust. Sincerely, LOUIS

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    Verified purchase

    Reviewed Dec. 6, 2023

    Got my credit line immediately and my request for cash advance was processed within 24 hours. Money is tight around this time of year. I'm grateful to have a little extra money for holidays so I can give my kids and family a wonderful Christmas. NetCredit is legit and reasonable.

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    Verified purchase
    Customer ServiceStaffTransparencyTimeliness

    Reviewed Dec. 6, 2023

    Excellent experience with thorough follow up and precise communication. Definitely recommend. The process was easy to follow and communication was on point. Every ** I received was to update my documentation and if anything was missing they followed up immediately, the entire process took about 24 hrs and I received an approval with funding the next day.

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    Verified purchase
    PriceStaffLoan Process

    Reviewed Dec. 5, 2023

    It was easy process to get the loan, but it was awful expensive to borrow money for 2 days. Hopefully next time it won't be that expensive to borrow money for a short period. Thanks. It was really helpful in the time of need. Next time should be even easier to get a loan. Thank you!

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    Verified purchase
    Punctuality & SpeedStaffBillingLoan Process

    Reviewed Dec. 3, 2023

    The process was easy and quick. I was able to pay off a couple bills and consolidate so I have only one payment per month. I would let other people know about Net credit for sure when they need some help to get by or for emergencies. It was the easiest loan service I've come across.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 3, 2023

    I'm so grateful NetCredit helped me. It was fast. People were great, very pleasant to work with. I will recommend to others. Wendy walked me thru getting things signed. I'm legally blind so it was difficult for me. To find. She told me what to look for. Just great people to work with.

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    Punctuality & SpeedStaff

    Reviewed Dec. 2, 2023

    I needed to make some financial changes quickly to help my family's short and long term cash flow and Netcredit made that happen for us. Straightforward and quick funding made our December a much better time and set us up for a great 2024. I was able to pay-off other debt and have some money left for Christmas.

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    Staff

    Reviewed Dec. 1, 2023

    I just got my credit but it sounds like I'm going to enjoy it. Especially while it helps me to build my credit. I will refer friends and family members. This is good for people like me trying to build my credit. So when I'm ready to buy a house or a car my credit will be good.

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    StaffTimeliness

    Reviewed Nov. 30, 2023

    My experience was a great one. I didn't think I would get approved but Net Credit got me the money I requested. It was an easy process and I received my funds the next day after being approved. The representatives were kind, courteous and helpful. I would highly recommend Net Credit.

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    PriceStaffBillingLoan Process

    Reviewed Nov. 29, 2023

    WITH MY CREDIT HISTORY, I WAS SHOCKED TO BE APPROVED AND GET THE MONEY EARLIER THAN THEY TOLD ME I WOULD. Telling friends that I got a loan so soon and so easily. I had to use the funds for a vet emergency vet bill and ended up having to lose my dog due to kidney and liver failure, they helped me pay the cost to have to out of the blue put my dog down. I AM DEVASTED HAVING LOST MY DOG WHEN I DID NOT KNOW HE WAS EVEN THAT ILL.

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    Customer ServiceRefunds & PayoutsStaff

    Reviewed Nov. 29, 2023

    Everyone was pleasant and knowledgeable. When I called my questions were answered with no issues. I got my money in just a few days even though it was over the holiday. Customer Service personnel were very friendly and easy to talk to. Everyone I spoke with, no matter what department, they were helpful. I'm glad they all confirm who you are before getting into the account.

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    Punctuality & Speed

    Reviewed Nov. 29, 2023

    I never heard of this company before and I was hesitant. I thought it was quick and easy process. I really needed the funds to pay off my car and rent for 2 months and I couldn't be more grateful. I am definitely going to recommend this to my friends and family.

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    Customer Service

    Reviewed Nov. 21, 2023

    The verification process and getting my funding took a little longer than expected, I was getting emails to call but could never talk to a live person on the number provided so I was having to leave my phone on at work hoping I could catch them calling me. Otherwise I've been happy and am very grestful for the line of credit I was offered, of which I didn't request all of so it's especially reassuring knowing I have a little life line right now as .y family has recently had some devastating news that lead to minor financial troubles. Thank you NetCredit!

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    Reviewed Nov. 21, 2023

    It was great. Didn't think I was gonna get it but thank youuuu so much. I would definitely choose them again. Came to me at my time of need. This is the first time I had to do anything like this and it was right on time. I would definitely recommend to everyone.

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    Customer ServicePunctuality & SpeedTransparency

    Reviewed Nov. 18, 2023

    Fast and easy application process. Response time was faster than expected. Easy access to account information. I like that I am kept up to date with changes to the terms and conditions. Looking forward to continuing to do business with this company in the future.

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    Customer ServiceStaffLoan Process

    Reviewed Nov. 17, 2023

    My experience with Net Credit application was very simple and easy for me to understand and the response was incredible. Thank you, Net Credit were trusting me all along and I will tell my family and friends about Net Credit. I have tried to apply to other companies with no avail. Got a lot of running around and wanted to give me what they wanted to give me not what I needed. Net Credit I consider to be a very good loan company. Thank you very much.

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    StaffLoan Process

    Reviewed Nov. 16, 2023

    I am not very computer literate so I had some problems however, the staff assisted me so I could get my loan approved. I am very appreciative of all the help I received. And a long process was painless. Just want to thank each and everyone for all their assistance. Thank you again!!

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    StaffTimeliness

    Reviewed Nov. 15, 2023

    The process was very easy to follow. Once I sent in a copy of a document they needed I received my funding the very same day. The instruction were very easy to follow. The customer care reps that I talked to were very friendly and gave me any kind of information I needed to help me get things done faster.

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    Punctuality & SpeedStaffBillingLoan Process

    Reviewed Nov. 15, 2023

    The process was so easy and fast. It really surprised me how easy it was and the payments are not high at all. This loan will help out with our move and Christmas. I really appreciate you guys. I will definitely recommend you guys to my friends and family. And if I ever need another loan I definitely know where to go.

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    Staff

    Reviewed Nov. 15, 2023

    Great way to always have a little extra money on tap. This account isn’t for major purchases, but it’s great for convenient “side purchases” and simple fixes around the house. I would like to use this account to help restore my credit. Additionally, I can treat my wife out to an occasional nice dinner.

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    Reviewed Nov. 14, 2023

    I tried other company and got turned down. I'm SO SO glad I found this company. I will recommend this company to anyone who will listen. I forgot about this company and my wife found it. I couldn't be happier that she did. This company has never let me down. I will keep doing business with this company from now on.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 14, 2023

    It was fast after the third time I contact over the phone the company. At the first time it was very confused, the second either, but the third time it was fast and very clear the communication. I received email from Netcredit with the day I get the money and it was exactly the way he said. Thanks Netcredit.! Thanks Netcredit.!

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    Customer ServicePunctuality & SpeedStaffBillingLoan ProcessRatesTimeliness

    Reviewed Nov. 14, 2023

    Easy and funded very fast, next day. No hassle and friendly people. Great way to get funding for the holidays and emergency bills that come up. I'm glad I tried them and recommend them for a fast high interest quick loan. Give them a call and see what they can do for you. Holidays are almost here, so hurry.

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    Punctuality & SpeedBilling

    Reviewed Nov. 13, 2023

    Quick fast and easy application process, easy online approval and super fast funding! I recommended a few friends with hopes they get approved as I did so quickly! Easy to link accounts and provide proof of income! Will use this service again in the future! Also re payment plans are ideal being every 2 weeks is sufficient.

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    Punctuality & Speed

    Reviewed Nov. 11, 2023

    It was easy it was quick, and it was fast, and as fast as they gave me that money will be as fast as I can give it back to them. Thank you so much for giving me a chance to build my credit and to pay off my debt.

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    Punctuality & SpeedOnline & AppStaffEase of Use

    Reviewed Nov. 10, 2023

    Net Credit's website is easy to navigate and understand. Everything is spelled out clearly. The process was fast and convenient. I would definitely recommend Net Credit to my family and friends. I'm very please with the services they have provided. If you're thinking of opening a line of credit, I think you will be pleased with the terms they offer.

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    Sales & MarketingPunctuality & SpeedStaffBillingLoan ProcessTransparency

    Reviewed Nov. 9, 2023

    I want to let you know that you help me and very quickly. It was an easy process and I really appreciate it. I download the information you needed and your explanation Of your process was easy to read. Make easy to keep track of my loan and when I have the payment schedule.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 8, 2023

    Going through divorce. Needed extra support. Great feedback and timely responses. Money was in quickly and I was not concerned about any financial data being misused or lost. Good info all the way through the process. I was concerned about how this would affect my credit but the impact was very small.

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    Punctuality & SpeedRefunds & PayoutsBillingLoan Process

    Reviewed Nov. 8, 2023

    I am extremely pleased with how fast I was able to get approved and have funds deposited to my account. I am surprised how reasonable the payments are to pay my loan back! Thank you for working with me and walking me through the process!! I had no problems and it was so easy!!!

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    StaffLoan Process

    Reviewed Nov. 4, 2023

    Was denied by others. Needed finance as wife did major surgery two years ago and also major one two months ago. Amount will help. The amount received was good for now and if need more will add to my loan. For sure will spread the good news about your establishment.

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    Customer ServiceStaff

    Reviewed Nov. 2, 2023

    Net Credit has always helped me when I needed them. The only problem I see is the verification code needed every time you log into your account. I feel there could be a better way then bouncing back and forth through emails every time you log in. This is my second time using Net Credit so I should not have so much trouble on the application.

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    Punctuality & SpeedStaffLoan ProcessRatesResolution

    Reviewed Nov. 1, 2023

    This was the easiest and fastest loan I have every went thru! I can't believe how efficient and fast you guys process things and get the money in the bank! Amazing and very appreciated! I was in a real jam and with your help I was able to resolve it very quickly. Interest rate is a little steep but when you need fast cash this works!

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    Punctuality & SpeedStaff

    Reviewed Oct. 31, 2023

    As the subject line says: quick, easy, and reliable. The application process is very streamlined and only takes a few minutes to complete, the terms and conditions are spelled out in simple and easy to understand language, and the customer support is fast, efficient, and professional. All in all, I was very satisfied with my choice and would definitely use again and recommend to anyone who needs it.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 31, 2023

    Easy application. Quick response to my questions. Fast process. Reliable communication when there is a problem. Let you know what is need to get approved. Would recommend to someone one who needs a little help financially for short period of time. Transfer of funds was quickly deposited into my account once I was approved.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 30, 2023

    The agents I spoke with on the phone were kind, helpful and patient. I called numerous times with questions that I needed clarification on and they always clarified for me. I was impressed and would work with NetCredit again if needed. I was hesitant to apply but the funds were needed quickly and the response was good timing.

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    Punctuality & SpeedStaffBillingEase of UseTimeliness

    Reviewed Oct. 29, 2023

    I was surprised at how fast they deposited funds into my account! No issues! Just ready to go within a day!! I was looking for a quick way to pay some bills and this really helped me do that! If you’re looking for some quick cash, go with Netcredit! They are legit and easy to use. Sign up friendly and no over the top process to get funds for the next day!

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    Customer ServicePricePunctuality & Speed

    Reviewed Oct. 29, 2023

    Easy. No hassles. Quick response and funding. Appreciated the confidentiality in process. Terms clearly presented and explicitly alerted to all procedures. Would recommend for quick solution but definitely recommend repayment to keep finance charges to minimum.

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    Customer ServiceTechPunctuality & SpeedStaff

    Reviewed Oct. 26, 2023

    Application process ease, response time for decision quick, customer service representative efficient, and accurate, time taken for deposit to post excellent. From the time I began the application process to the time my line of credit was deposited and speaking with the customer service representative, the entire process was exceptional. All the details were explained and reflected in the contract exactly as described. I would absolutely recommend NetCredit to anyone.

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    Staff

    Reviewed Oct. 26, 2023

    Application was easy to fill out and I had a question and was about to speak with someone and they helped with the question I had that made me better understand. I would highly recommend Netcredit. I was in need of funds and was approved in seconds to help me out of situation I was in. I have since sent three people to apply that I know was in the same situation I was in.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Oct. 24, 2023

    It was fast funding and application went smoothly. That is why I returned as a customer. I did not have any problems last time with a loan and paid on time every pay period and everything worked out. I got on and applied on Friday and received funds in account on Saturday. This was very easy and would recommend and use in future. Thank for all the help.

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    Customer ServiceTechOnline & AppStaffLoan Process

    Reviewed Aug. 27, 2023

    Had a great experience with the online application it was simple and easy. Application was approved within a few minutes and received the loan within 2 days. Response was great and was easy to understand the contract. I would refer them to a friend or family member. Great, friendly service that will be recommended. Thank you.

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    Customer Service

    Reviewed Aug. 27, 2023

    After two days and 8 phone calls NO ONE could explain why my application was result. Kept given erroneous declines and failed email logs. It is as if the company wants me to give up and leave them the hell alone!!!

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    NetCredit
    Response from NetCredit

    Hi Darrell,

    We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.

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    Punctuality & SpeedStaff

    Reviewed Aug. 25, 2023

    I really need the money due to an emergency. And the fact that it was approved and deposit into my bank account so quick. Thank you so much! I’ll forever be grateful with Net Credit. This came in handy in the most time of need!! This money will help me a lot with a few things.

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    Customer ServicePunctuality & SpeedOnline & AppStaffLoan Process

    Reviewed Aug. 23, 2023

    Highly impressed with the customer service help to secure the loan quickly & efficiently as possible. I'm not a big fan of borrowing money, but it was a great relief to find NetCredit. The applivation process from start to finish took maybe 10 minutes(on my phone), & from approval to being in my bank took approximately 24 hours. All in all, a very fast efficient process for financial help in an emergency. So far I have been highly satisfied.

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    Customer ServiceStaff

    Reviewed Aug. 16, 2023

    This was such an easy process and lessened this stress I was already experiencing. Even when I made a mistake customer service was so nice and super helpful and walked me back through the process. Overall a great experience and I would definitely choose to borrow from them again. I don't know what else to say. I think I made my point

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    Customer ServiceStaffLoan ProcessRates

    Reviewed Aug. 15, 2023

    I was very impressed with the ease of the application process. The loan process was straightforward and the interest rate was very competitive when compared to other installment loans. Bank verification was automated and you were not required to make additional phone calls to agents in order to get approval. I would highly recommend to other potential customers.

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    Staff

    Reviewed Aug. 13, 2023

    Everything went smoothly and was easy to follow. They handled everything with ease and timely. They helped me to make this easy and well. Thanks for the service. Look forward to working with you in the future. Thanks again. I used in the past and went well then also. Thanks.

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    Honesty & Transparency

    Reviewed Aug. 13, 2023

    They said they approved everyone is lies. They check credit scores so don't Believe them. They won't approve anyone so watch out for their lies. You must good credit so watch out. They are liars. They will not believe them.

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    NetCredit
    Response from NetCredit

    Hi Amanada,

    We understand how important a healthy credit score is to our customers! Checking your eligibility for a NetCredit loan will result in a soft credit pull which means your credit score won't be impacted. If you're approved for funds and sign your contract, NetCredit will perform a hard credit pull, which will be recorded on your credit report.

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    Customer ServiceStaff

    Reviewed Aug. 10, 2023

    I love NetCredit services. I use it regularly as my draw because I get my commissions quarterly. I pay it off every 3 months when I get my commission check. It's always easy to apply and the staff is always helpful when I call in for anything. Everything is secure, too. I've been using them for years.

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    Punctuality & SpeedBilling

    Reviewed Aug. 10, 2023

    I think the process of applying went real smooth and the payment schedule is reasonable. I will continue to recommend them to my family and friends. NetCredit has met my needs on several occasions being that I was needing extra cash for unforeseen expenses that arrived in every day living.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Aug. 9, 2023

    Good service, fast, really reliable oh, like the customer service, easy to apply and get the money. Would recommend to my friends and family. Have a great service, the loan amount good. Have no trouble with application fast to you. I’ve been using Net Credit for eight years. Love. I’m a repeat customer. Have the best experience with this loan company.

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    Punctuality & SpeedStaff

    Reviewed Aug. 9, 2023

    Can definitely count on this company to help when you need it. Very fast and efficient. I’m very glad I found this website and gave it a try. Paying the credit back is very flexible and easy. Their estimated times are very accurate so you don’t have to worry too long. 10/10 would recommend.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 8, 2023

    This process was Fast and easy I got my funds before the expected date. Just amazing. I would recommend this service to anyone who is in need of a financial assistance to help with whatever you have going on at the current moment. This loan helped my family out so much. Thank you.

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    PriceStaff

    Reviewed Aug. 4, 2023

    My experience was good. It took about a 2 days longer than expected but overall I’m extremely satisfied. I was approved was an affordable amount and the repayment options are great as well. I really needed its assistance and I’m pleased NetCredit gave me the opportunity for help. I am very thankful.

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    Customer Service

    Reviewed Aug. 1, 2023

    Everything went very well. The only thing I can complain about is you can't get anyone to talk to when you call customer service. It's all automated. When you call it's all automated with no option to talk with a live person. Other than that so far everything has been very good.

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    Customer ServicePunctuality & SpeedStaffEase of Use

    Reviewed July 29, 2023

    Very fast. Like that everything was online and didn't get bothered with pesky phone calls. Everything was set up online and very easy to navigate. There was no holding fee from either bank and was in my account less than 24 hours later which came in handy for me and my family. Would recommend to family and friends.

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    Punctuality & SpeedStaffBillingLoan Process

    Reviewed July 28, 2023

    My experience of getting approved for a loan with NetCredit was great. This is my second time dealing with the company and the process was smooth and fast. The application process was very easy to follow. The payment terms are friendly as well. I look forward to paying off my loan with Netcredit and I know if I need them again, I will have no problem getting approved.

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    Punctuality & SpeedStaffRates

    Reviewed July 27, 2023

    The process was not difficult and service was quick and amazing! I am very grateful for the help I received at this time. I would recommend this to anyone interested. I have been able to get back on track with my expenses. Thank you so much for being there for me.

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    Refunds & PayoutsStaffBilling

    Reviewed July 26, 2023

    Very professional and really helped when it was most needed..Thank you for your help. Also, the turn around time from start of the application to approval was less than 24 hours. Everything was done online. I would recommend this company to a friend. The payments are convenient and there is no pre-payment clause

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    Customer ServiceStaff

    Reviewed July 25, 2023

    The application process was very easy. The response was immediate. The funding process was timely. I am very pleased with the service. NetCredit was willing to help when I really needed assistance. I will gladly recommend this company to a family member or friend. Also, if I am ever in need of financial assistance again, I would readily turn to NetCredit.

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    Punctuality & SpeedStaffTimeliness

    Reviewed July 20, 2023

    The application process was so smooth. It literally guided you to the next step. They stayed in touch to let you know the status and how you could check yourself. They give you an option to get an advance before you’re approved, that way if you are, it can process at the same time. I received my funds the next day after my approval! They are super quick!

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    Punctuality & SpeedTimeliness

    Reviewed July 15, 2023

    The application process was very easy. It went quickly and smoothly with no snags. Anyone can do this; the process takes only a few minutes. We had our funding in our bank account the very next day... Great Job NetCredit!! Will do business Again if needed.

    Charlene **, Georgia.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed July 14, 2023

    Very fast in applying, and then receiving loan. Excellent customer service. Hope to be able to continue using NetCredit in the future. I would definitely recommend to friends and family. And appreciate everything net credit has done to help me receive my loan.. Thank you net credit for allowing me to receive this loan and can't wait to apply again.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 13, 2023

    Fast, accurate & very easy application. Only took 16 minutes to fill out forms and submit all paperwork.. Paid within 5 days. I will recommend this to all co workers & friends. I am very pleased with the help I got & the fastest response ever. I received the money within 24 hrs of my approval straight to my bank.

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    Customer ServiceStaffLoan ProcessFollow-Through

    Reviewed July 12, 2023

    Maybe my loan was funded as described, and all the personnel were true for and upfront with me when I called, I appreciate the funding process as it was long, but it came through as you described, and there was no no low tolerance and any portion of the distribution. I appreciate your help. It was greatly needed and it will be follow through as I promise.

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    Punctuality & Speed

    Reviewed July 11, 2023

    I have had wonderful experience. It was speedy and successful. Even sending documents was fast. I received the funds in my bank account as stated. Then I like the fact I can see everything online. But I do know if I need to speak to someone I can contact the office.

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    Punctuality & SpeedStaffBillingLoan Process

    Reviewed July 6, 2023

    Quick And easy. The funds were in my account within a few days of applying. I would definitely recommend this to my family and friends out there who need some money for vacation or to get caught up with some unexpected bills. I'm glad I chose this loan. It was amazing.

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    Staff

    Reviewed July 5, 2023

    Net Credit truly helped me out with a cash advance that I needed asap. It was hassle-free and I had my money the next business day. It was an easy process and the representative was very polite and knowledgeable. I will recommend Net Credit in the future to all my friends and family for assistance.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 4, 2023

    Customer service was excellent. Turnaround time was fast. I would recommend this company. I had a small issue. Call the company and the young woman who answered the phone, was extremely helpful, answered all my questions. I thought I was gonna have a difficult time but I did not. She was extremely nice. Great customer service skills.

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    Staff

    Reviewed July 4, 2023

    You all were very helpful and help me get the funds that I need it…I hope ya will help me again when I need it…Thanks so much for your help and I hope I get to use your service again… I would recommend you to other people. If anyone asks where they can get help, I would recommend you all cause you’ll work and help me out really good… Thanks again.

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    Punctuality & SpeedBillingRatesTransparency

    Reviewed July 1, 2023

    Thumbs up overall. Was able to obtain the line of credit I needed even with credit that is not currently my personal best. The process was simple fast and easy and I was updated every step of the way. The interest/fees are quite high but so are credit cards. It would be nice if the company had an app that I could also download and utilize on my iPhone. Also a check card attached to the line would also be awesome as I wouldn’t have to wait a day or two for the funds to show available in my regular external checking account. I appreciate the opportunity to have the line of credit and intend on using it for potential emergencies.

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    Customer ServicePunctuality & SpeedStaffRates

    Reviewed June 28, 2023

    A very professional experience, extensive knowledge and enthusiasm from the staff. A+ customer service and delivery of products! I would recommend them to anyone interested in using their business!! If you need any assistance their staff is pleased to help customers without hesitation and fast responses. Give them a try!

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    Punctuality & SpeedStaff

    Reviewed June 28, 2023

    The experience was wonderful! The process is very easy to get through, and is reasonably quick. Very impressed. Have already mentioned the service to others, and will still continue to do so. Anyone ask for advice on where to get help, your service will be the first to be mentioned.

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    Punctuality & SpeedRefunds & PayoutsBillingLoan Process

    Reviewed June 28, 2023

    Quick, easy and straightforward. I had a loan with Net Credit previously and it was a good experience. I needed to borrow money to pay off my credit cards where I had to pay for my father's headstone recently. I had no problems when applying for this loan. I was easily approved from having a previous loan. Net Credit has made life a little better.

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    Staff

    Reviewed June 25, 2023

    My experience with those who work for Net Credit was definitely a very good one. Very good people to deal with. If you need financial help, Net Credit will be there for you like they were there for me. The way things are going in our world today it is always to know that there agencies like Net Credit there to help you in your situation.

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    Punctuality & Speed

    Reviewed June 24, 2023

    The experience was awesome. I was in needn't some funds and I was watching tv when a commercial appeared explaining the benefits of your services. Then I remembered I had just received a letter from NetCredit. Everything was as the commercial stated fast and easy. I applied on a Monday and received my money on Friday. You just follow the instructions and give the proper documents. It's that easy. Thank you so much!

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    Punctuality & SpeedStaffLoan Process

    Reviewed June 23, 2023

    I was able to secure a loan with unusual speed. I thought it would take like a week. The process seemed cumbersome at the beginning, but it was truly easy to complete. It helps if you have online banking because they are able to access your banking information to confirm your direct payroll deposits. I looked online within 12 hours and there it was! Approved!

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    Customer ServiceOnline & AppStaff

    Reviewed June 17, 2023

    Initially I was concerned about the verification process taking a long time or being difficult (I'm not good at taking photos). However, I was about to use their app comfortably. They called me several times to guide me along so I didn't feel like I was applying alone. I even received an answer in one day! I highly recommend!

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    Customer ServiceTechPunctuality & SpeedStaffLoan ProcessRates

    Reviewed June 17, 2023

    NetCredit was responsive, timely and accurate. While other lending sources led me into endless referrals with their own forms and often forwarded me to services (credit repair, college loans, auto loans) I was not interested in, Net Credit presented me with their loan terms and a proposed contract, asked for access to check my bank account re: income and quickly funded the loan. No phone calls, no runaround. Just business!

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    Staff

    Reviewed June 10, 2023

    The application process was very easy to understand.. It only take 2 hours to receive a final decision. The funds were deposited the next business day into my checking account. Will differently use NetCredit for any future financial needs. Thank you.

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    Punctuality & SpeedStaffRates

    Reviewed June 10, 2023

    Everything was fast and easy. The staff stayed on top of everything. When they needed more information they made it easy to submit. Everyone very courteous and helpful. I would definitely recommend this to my friends. But I would still caution about the higher interest rate. But as long as it is paid off quickly it should be ok.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed June 9, 2023

    This company was there when I really needed them...The representative called about one more document needed and the money was in my account when the company said..Thank you so much. The entire process was easy from start to finish and it was worth the wait. My mind is at ease knowing that I have a company that I can trust. I would recommend this company to all my family and friends.

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    StaffBillingLoan Process

    Reviewed June 8, 2023

    I paid off my loan on 6/2/23 and was able to reapply for another loan which was funded on 6/7/23. This loan helped me out because I was in between checks. I was able to catch up my bills and also pay some bills off. Thanks NetCredit!!!

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    Loan Process

    Reviewed June 6, 2023

    It was not a hassle nor was it confusing; in filling out the form, for the loan. I was asked to give the amount that I was requesting and once I was approved, I received the funds in my bank, the next business day. The process was very effortless; on my behalf, once I supplied them with all the information that they were asking for.

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    Punctuality & SpeedTimeliness

    Reviewed June 2, 2023

    The application process was super easy and I had available funds for very next day once approval went through which was also very fast. Definitely recommend. Just make sure to read the fine print and you should be good to go.

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    Punctuality & SpeedTimeliness

    Reviewed June 2, 2023

    The process was so quick and easy and convenient. I appreciate being able to do the whole thing online. And I appreciate being able to get the funds the next day. I would definitely do it again if I needed to.

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    Verified purchase

    Reviewed May 28, 2023

    When I needed money, I felt like NetCredit was there to assist me despite my lack of credit history. I strongly recommend NetCredit if you’re looking to build your credit and if you may be in a pinch for cash.

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    Verified purchase
    Punctuality & Speed

    Reviewed May 27, 2023

    The process was quick and simple and the money was in my account within 2 days. Thank you!! The terms were achievable and explained well. After 6 months unemployed I feel like I found a rescue to get back on track and in good standing.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 24, 2023

    I believe I am happy with my experience except that I was wanting to talk to a customer service representative and I couldn't get through to a person. I had a specific question about my approval that I didn't think I could get answered with an automated service.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 23, 2023

    Excellent service! I'll use them over and over. If you were given a date for funding it was accurate. I was so impressed I called and the representative gave excellent service and information to make me want to come back again. Thanks Net Credit.

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    Profile pic of the author.
    Tiffany increased rating by 1 star.
    Customer ServiceContract & TermsRefunds & PayoutsStaffBillingHonesty & Transparency
    After a positive interaction with NetCredit, Tiffany increased their star rating on July 2, 2024.

    Updated review: July 2, 2024

    Problem has been resolved, thank you!

    Original Review: May 20, 2023

    I called NetCredit in 5/20/2023 around 10:30am, I made a payment of 1,951.5. The representative I spoke with said she was able reduced my payment because my account was more than 90 days old, and that the negotiated payment would satisfy the full amount I owed, which was around 4,800. After I made the payment, I received an email saying that the amount I paid was only applied "to my original balance" and I also checked my online account with them; the payment was applied, but I still owe around 2,800. I also did not get it in writing or emailed to me, as I had in the past with other agencies. I have been paying off other debt and I always receive that, in order to make it official. I'm not sure why this person needed to be deceitful and dishonest, I understand I owe money but it was no need to lie. Account number **

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    NetCredit
    Response from NetCredit

    Hi Tiffany,

    Please contact our customer service team for help with your questions: https://www.netcredit.com/contact-us

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    Punctuality & SpeedStaff

    Reviewed May 18, 2023

    Thanks for your very efficient and professional service. I needed some funds and saw NetCredit online. The process was simple and fast. The money was in my account quickly. I was able to take care of business quickly. NetCredit all the time!!

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed May 17, 2023

    The application process was easy. On top of that, you were clear about what my payments would be and made it flexible to my pay schedule! I went from filling out the application to fully funded in less than 48 hours, with a payment I’m comfortable making!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed May 17, 2023

    Very easy application and the response time was super fast! I will definitely recommend Net Credit to family and friends. The money was deposited on time and I was able to make the withdrawal as needed. Net Credit is a faster way of providing financial assistance when needed. Approval was granted within a matter of minutes.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffTransparency

    Reviewed May 12, 2023

    My experience with NetCredit was very smooth and very transparent. The customer service was excellent and the terms are something I can work with. I would recommend them for your time of need. I felt the time to wait for a decision was fair and they gave you step by step transparent actions on their end.

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    Verified purchase
    Punctuality & SpeedEase of UseLoan Process

    Reviewed May 11, 2023

    Ease of application was awesome. Process took about 4 days total. The money was direct deposited 2 days early. NetCredit is a legitimate company so if you need a loan they are a good choice. They have an online website. Easy to navigate. Highly recommend.

    Tim D.

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    Punctuality & Speed

    Reviewed May 10, 2023

    Great service and practical option for having extra cash available as needed. I would recommend highly to anyone who needs a revolving line of cash credit. The process is straightforward and fast with cash advances available in a short period of time.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed May 10, 2023

    My experience received this loan was wonderful opportunity. Fast customer service. Was very helpful. I must say phenomenal job on guiding me through this process for the first time loan online. I will definitely recommend friends this opportunity. The only disappointments that I can say was the fees? Was a little high but other than that I am. Satisfied thank you.

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    Verified purchase
    Loan Process

    Reviewed May 10, 2023

    Everything was great and on time. This is my second loan with NetCredit and the experience I had with them has been an awesome one. I would refer others to netcredit. I wish I knew about Net Credit in my younger years of life when I first started to borrow money.

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    Verified purchase
    Staff

    Reviewed May 9, 2023

    Everything went well. The process was very well organized and thought out. When I had major questions, the Net Credit Representative was very helpful, knowledgeable, and patient with me. This is the first time that I applied for a line of credit. Again, the process went well and was a success. I am very impressed with Net Credit and the Representatives that worked with me. Thank you very much.

    Sincerely and Respectfully Submitted,

    Michael **

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    Punctuality & SpeedBilling

    Reviewed May 9, 2023

    This process was so easy and quick! Being able to connect to my bank account to validate income and checking account was very simple! Approval was quick as well as my first request for funds! I’m looking forward to utilizing the rewards also for making consecutive payments!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed May 5, 2023

    Very quick and super friendly.. When speaking with customer service they were very knowledgeable of their job.. They also went back over my bank to verify if it was correct. Also went over the payment policy and how it works..

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 26, 2023

    The service was great. Fast and not difficult. I was very pleased to receive the credit line which I needed desperately. Thanks so much for helping me. I would recommend this service to friends and let them know how easy it was to get a line of credit. Thanks again!

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    Verified purchase
    Staff

    Reviewed April 26, 2023

    I would recommend this company. Everyone was professional and polite. Each Representative I spoke with was knowledgeable. I had an issue that was resolved as soon as possible. When I had to reapply the process was just as smooth as the first time.

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    Verified purchase
    Punctuality & Speed

    Reviewed April 18, 2023

    I am very happy with the service, very fast and efficient, without so many questions, I did not even expect the deposit in my bank so quickly, thank you very much for your service, I hope you do not feel bad, thank you very much again.

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    Verified purchase
    Staff

    Reviewed April 18, 2023

    Net Credit is beyond fair.. in helping establish usable line of credit, received funds in less than 24 hours! Those that are looking for a hassle-free, hands-down, positive experience in receiving immediate funding! Would Highly Recommend! Utilize Line of Credit responsibly!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed April 15, 2023

    I like fast and easy application and I can't forget about the great customer services and the advance option. Also it doesn't take long for them they let you know if you're approved or not, I liked it so much that I told my about and she also was approved a big.

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    Verified purchase
    Punctuality & Speed

    Reviewed April 13, 2023

    The application process with Net Spend was so quick and easy. I was able to get the funds that I needed in a short period of time! There was not a lot of personal information requested other than what was absolutely necessary. I would definitely recommend to a friend.

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    Verified purchase
    Customer ServicePriceRefunds & PayoutsStaff

    Reviewed April 12, 2023

    I like to say thanks for Net Credit for approving me for a line of credit. It was easy application process to get qualified and then proceed with your offer. I called customer service a couple different times to help give me some understanding of a couple different issue. Both ladies I talk to was really friendly and gave me the advice I needed to know and they make you feel like a very welcome customer for them. The main considerable thing when you take a cash advance out from your line credit try to just take out low amounts so your balance fees won’t accumulate to be real high for you and paying out a lot more than it’s worth. But all and all like I said so far a wonderful great experience and make you feel like a very welcome valuable customer.

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    Verified purchase
    Customer ServicePunctuality & SpeedBillingTimelinessFollow-Through

    Reviewed April 6, 2023

    It was such an easy process. I was able to my own payment date which varies every month. The funding was fast. I will recommend NetCredit to all my friends. I received my funds the very next day. I didn't have to call or email to find out about my funds. The funds were in the bank as promised. THANK YOU!!!

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    Verified purchase
    PriceStaffBillingRates

    Reviewed April 4, 2023

    I am so very grateful for your help. Thank you so very much. My family and I appreciate it. One of my adopted children aged out now I have a extra bill. I’m having a hard time keeping up because of prices going up along with food and bills. In a few months once I turn 65 which is in September I’ll be able to keep up once again.

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    Customer ServicePunctuality & SpeedBilling

    Reviewed April 4, 2023

    The process was super easy and quick. They came through in a time of need. I applied, they confirmed everything and the money was posted the next business day. No hassle, no annoying phone calls and my payments are right where I need them to be. Thanks for a super response…

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    Verified purchase
    Punctuality & Speed

    Reviewed March 31, 2023

    Very quick and easy funding. Great place to work with. The experience was like no other place I had worked with. I would highly recommend this company. So glad they were willing to work with my situation. Very pleased and very satisfied!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed March 31, 2023

    It was was easy and fast. Money was in account 24 hours later. I am rebuilding my credit and was looking for something fast and easy and not a lot of paperwork. I’m grateful I found NetCredit to help me with this part of my life of a credit line. I will certainly maintain good reports with them.

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    Verified purchase
    Billing

    Reviewed March 30, 2023

    I just wish the payments were once a month instead of twice a month. The fee is also a little high. This would be a lot better if you were able to receive the amount you asked for, but pay it back on a date that was convenient for you.

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    Verified purchase
    PriceStaff

    Reviewed March 24, 2023

    My Brakes went out on my car, and I am very grateful that you guys were there to help me, I am not sure what I would have done without you. So far it is going to cost $1300. I will find out today the exact amount. So thank you!

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    Verified purchase
    StaffBillingLoan Process

    Reviewed March 22, 2023

    Very efficient and I am very thankful. How do I advance the rest of my loan? I would like to have it deposited as well to finalize some things. I have some medical bills I want to take care of as well from my breast cancer. I’m good now health wise but still have that burden of bills.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffRates

    Reviewed March 22, 2023

    Very good customer service just too high rates and very fast deposit. Very good when you are in a bind and need money quick. That was very impressive and excellent help. I am happy just having it's there when I need it… that makes it really simple and don’t have to worry about were you will get money.

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    Punctuality & Speed

    Reviewed March 21, 2023

    The whole process was very easy and I got my cash advance very quickly. I just entered in my information and they gave me what my line of credit would be. Then, I was able to request my cash advance and literally got the money the next business day in my account.

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 17, 2023

    I had wonderful service with Melissa. She was very knowledgeable and answered questions patiently. She knows her stuff and was able to navigate me correctly. She is a great example of how customer service should be. If I ever need assistance again I am asking for her to direct my call.

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    Loan ProcessRates

    Reviewed March 17, 2023

    I went through a reputable loan clearing house to see if I qualified for an emergency loan. NetCredit was one of them. I didn’t complete a loan application with them as their rates for repay is too high. However, they pulled my credit reports, (hard one) that I was told it would not be done unless I completed the application. I’m furious about this as my credit score just went up and now it went down again because of them. Beware if you are even contemplating a loan with them.

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    NetCredit
    Response from NetCredit

    Hi Lori,

    We understand how important a healthy credit score is to our customers! Checking your eligibility for a NetCredit loan will result in a soft credit pull which means your credit score won't be impacted. If you're approved for funds and sign your contract, NetCredit will perform a hard credit pull, which will be recorded on your credit report.

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    Staff

    Reviewed March 16, 2023

    Completely satisfied, very pleased to have been helped on my emergency situation, did not expect to be accepted and thank you so much. **, good contact
    Account #: **
    Line of credit #: **
    Requested Cash Advance Amount: $2,430.00

    Expected Funding Date: Mar 15, 2023

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    Staff

    Reviewed March 11, 2023

    The person I spoke to you was very nice and very understanding of the issues I was going through just an amazing person! The last few months it’s been difficult to keep up when I lost one of the main incomes in my household, but the people at net credit again is very understanding I would recommend you guys to everyone.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed March 9, 2023

    Netcredit is a GREAT loan company, very easy and fast process and you get your funding quickly!!! Keep up the GREAT work and I will ALWAYS use Netcredit!!! I will ALWAYS refer people to Netcredit for the EXCELLENT service!!!

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    Verified purchase
    Refunds & PayoutsStaff

    Reviewed March 3, 2023

    Thanks for all your help. You have helped me in the past and I appreciate it and will get you paid back as soon as possible. It’s nice to work with Netcredit. You make it so easy and can be used by any age. Thank you. Terri

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    Verified purchase
    Punctuality & Speed

    Reviewed March 3, 2023

    Fast service - Requested funds not knowing how much would be approved but had hoped for more. I have used NetCredit before. The the experience was more than satisfactory. Will use again if necessary and would be more than happy to refer to a friend.

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    Verified purchase
    Staff

    Reviewed March 2, 2023

    I am very impressed with this company! They were very efficient with the application process and I had my money in 3 days!! I am recommending to family and friends! They are very professional and easy to work with! I will stay with them in the future!

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    Verified purchase
    Punctuality & SpeedOnline & App

    Reviewed March 2, 2023

    Quick and easy service. This was by far the easiest line of credit application and funding I have ever received. The online application wasn't time consuming at all. They got straight to the point, and in today's world, that's a plus!! The funding came right on time.

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    Verified purchase
    Punctuality & SpeedStaffEase of UseLoan Process

    Reviewed Feb. 25, 2023

    I was thinking about applying for a consolidation loan. Receiving the loan was fast and efficient. The process was streamlined and user friendly. Everyone I spoke to was helpful and super pleasant. Great experience!! I would highly recommend NetCredit for financial needs in the future!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 23, 2023

    The process was quick and easy, instructions were easy to follow and reply was quick and easy. Process is seamless and secure, no trouble understanding the terms. Took about 20 minutes to fill out and decide how much I actually needed, and response was great.

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    Verified purchase
    Staff

    Reviewed Feb. 23, 2023

    It was an easy process, and I received the funds within a couple of days due to a holiday. Everyone was very helpful and very efficient. I was totally surprised how easy the process and forms were. Thank you for your help.

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    Staff

    Reviewed Feb. 15, 2023

    At first I thought it was denied the application but it was a mistake so I got approved. Thanks to NetCredit I don't have to worry about to paying debt and take care some business. Also want to build my credit. Look forward to stay with NETCREDIT. Thanks. :)

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 14, 2023

    Lot of help needed. Extra cash and was supplied when get this loan paid. If need more will definitely get more here if possible. Good to deal with. All have been friendly and helpful. Thanks for the help. Look forward to working with them.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Feb. 11, 2023

    When I applied for loan. I was pleased when I got the funds as well as how fast I can pay off loan. I was able to pay off and was pleased that it was fast and easy. I would recommend this company to anyone that wants a short term loan.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Feb. 9, 2023

    Awesome service. Doesn’t take long for them to respond to your application. Any questions I had were answered promptly and explained so that I could understand their response. Would definitely recommend to a friend or family member. No hassle either on what I needed the loan for.

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    Staff

    Reviewed Feb. 7, 2023

    Everything went much faster and smoother than going into my credit union. I will always keep NetCredit in mind, whenever I need a credit lender. Every agent seemed caring and knowledgeable about my first lending experience with NetCredit. I will be sure to spread the word to my friends and colleagues.

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    Verified purchase
    Punctuality & SpeedOnline & AppStaffEase of Use

    Reviewed Feb. 7, 2023

    The site was user friendly, fast, and very useful. There was non information needed and the processing time was accurate and fast. I was impressed with how easy it was and how secure the site is. I will definitely recommend this to other users.

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    Customer ServiceStaff

    Reviewed Feb. 3, 2023

    I was very happy with the service. I got a little confused when it told me congratulations I was approved, then got a denial email then got an approval email, but it all worked out! Thanks so much for the help.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 1, 2023

    The process was real fast and very simple. The representatives made it very easy. They explain everything very detailed. It was easy to move along with this process. I look forward to doing business in the future and possibly get a bigger amount.

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    Verified purchase
    Customer ServicePunctuality & SpeedBilling

    Reviewed Jan. 30, 2023

    I was really struggling and you came through for me real fast. I paid off my credit card debt on time and the harassing phone calls stopped. If anybody is struggling this is the place to go. I am thankful I found them.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 28, 2023

    My application was approved quickly and the process was simple. I'm trying to improve my credit and also make repairs on my car for work travel. I had been working from home during the pandemic but now have to commute to work starting in April 2023. NetCredit really helped me. I will refer this company to my friends and family.

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    NetCredit Company Information

    Social media:
    Company Name:
    NetCredit
    Year Founded:
    2012
    Address:
    175 W. Jackson Blvd., Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.netcredit.com